{"id":18017,"date":"2024-09-19T17:22:47","date_gmt":"2024-09-19T22:22:47","guid":{"rendered":"https:\/\/bolttech.io\/insight\/hien-thuc-hoa-tiem-nang-chua-duoc-khai-thac-cua-chau-a-thai-binh-duong-trong-linh-vuc-insurtech\/"},"modified":"2024-09-19T17:22:49","modified_gmt":"2024-09-19T22:22:49","slug":"hien-thuc-hoa-tiem-nang-chua-duoc-khai-thac-cua-chau-a-thai-binh-duong-trong-linh-vuc-insurtech","status":"publish","type":"insight","link":"https:\/\/bolttech.io\/vi\/insights\/hien-thuc-hoa-tiem-nang-chua-duoc-khai-thac-cua-chau-a-thai-binh-duong-trong-linh-vuc-insurtech\/","title":{"rendered":"Hi\u1ec7n th\u1ef1c h\u00f3a ti\u1ec1m n\u0103ng ch\u01b0a \u0111\u01b0\u1ee3c khai th\u00e1c c\u1ee7a Ch\u00e2u \u00c1 Th\u00e1i B\u00ecnh D\u01b0\u01a1ng trong l\u0129nh v\u1ef1c Insurtech"},"content":{"rendered":"\n

Khu v\u1ef1c n\u00e0y \u0111\u00e3 nhanh ch\u00f3ng n\u1ed5i l\u00ean nh\u01b0 m\u1ed9t trung t\u00e2m qu\u1ed1c t\u1ebf cho c\u00e1c \u0111\u1ed5i m\u1edbi insurtech, nh\u01b0ng vi\u1ec7c duy tr\u00ec \u0111\u1ed9ng l\u1ef1c s\u1ebd \u0111\u00f2i h\u1ecfi s\u1ef1 \u0111\u00e1nh gi\u00e1 cao h\u01a1n v\u1ec1 s\u1ef1 h\u1ee3p t\u00e1c v\u00e0 h\u1ed9i nh\u1eadp<\/em><\/p>\n\n

David Lynch, Gi\u00e1m \u0111\u1ed1c C\u00f4ng ngh\u1ec7 T\u1eadp \u0111o\u00e0n, bolttech t\u1eeb Money 20\/20 Asia<\/p>\n\n

Trong b\u1ed1i c\u1ea3nh b\u00f9ng n\u1ed5 li\u00ean t\u1ee5c trong \u0111\u1ea7u t\u01b0 c\u1ee7a khu v\u1ef1c t\u01b0 nh\u00e2n v\u00e0 s\u1ef1 h\u1ed7 tr\u1ee3 ch\u1ee7 \u0111\u1ed9ng c\u1ee7a ch\u00ednh ph\u1ee7 trong th\u1eadp k\u1ef7 qua, c\u00e1c th\u00e0nh ph\u1ed1 tr\u00ean kh\u1eafp ch\u00e2u \u00c1 Th\u00e1i B\u00ecnh D\u01b0\u01a1ng (bao g\u1ed3m Bangkok, ng\u00f4i nh\u00e0 c\u1ee7a Money 20\/20 Asia<\/a> n\u0103m nay) \u0111\u00e3 l\u1eb7ng l\u1ebd leo l\u00ean h\u00e0ng ng\u0169 c\u00e1c trung t\u00e2m fintech h\u00e0ng \u0111\u1ea7u to\u00e0n c\u1ea7u, \u0111\u1ec1u \u0111\u1eb7n v\u01b0\u1ee3t qua nhi\u1ec1u \u0111\u1ed3ng nghi\u1ec7p ph\u01b0\u01a1ng T\u00e2y trong nh\u1eefng n\u0103m g\u1ea7n \u0111\u00e2y.\nM\u1eb7c d\u00f9 s\u1ef1 n\u1ed5i l\u00ean c\u1ee7a khu v\u1ef1c kh\u00f4ng c\u00f3 g\u00ec l\u00e0 truy\u1ec1n c\u1ea3m h\u1ee9ng, nh\u01b0ng \u0111i\u1ec1u \u0111\u00f3 c\u0169ng kh\u00f4ng c\u00f3 g\u00ec \u0111\u00e1ng ng\u1ea1c nhi\u00ean. <\/p>\n\n

\u0110i\u1ec1u n\u00e0y \u0111\u1eb7c bi\u1ec7t \u0111\u00fang khi xem x\u00e9t h\u1ec7 sinh th\u00e1i m\u00e0u m\u1ee1 \u0111\u00e3 ph\u00e1t tri\u1ec3n m\u1ea1nh m\u1ebd \u1edf \u0111\u00e2y.\nL\u1ea5y v\u00ed d\u1ee5, th\u1ef1c t\u1ebf l\u00e0 trong m\u01b0\u1eddi n\u0103m qua, APAC \u0111\u00e3 chi\u1ebfm 52% t\u0103ng tr\u01b0\u1edfng to\u00e0n c\u1ea7u v\u1ec1 doanh thu c\u1ee7a c\u00f4ng ty c\u00f4ng ngh\u1ec7, 43% t\u00e0i tr\u1ee3 kh\u1edfi nghi\u1ec7p, 51% chi ti\u00eau cho nghi\u00ean c\u1ee9u & ph\u00e1t tri\u1ec3n (R &D) v\u00e0 87% t\u1ed5ng s\u1ed1 b\u1eb1ng s\u00e1ng ch\u1ebf \u0111\u01b0\u1ee3c n\u1ed9p, theo nghi\u00ean c\u1ee9u t\u1eeb Vi\u1ec7n To\u00e0n c\u1ea7u McKinsey (MGI) [1]. <\/p>\n\n

L\u0129nh v\u1ef1c Insurtech: Ch\u00fang ta \u0111ang \u1edf \u0111\u00e2u ‘b\u00e2y gi\u1edd’?<\/strong> What’s Now v\u00e0 What’s Next l\u00e0 ch\u1ee7 \u0111\u1ec1 c\u1ee7a Money 20\/20 Asia 2024.\nInsurtech \u0111\u00e3 xu\u1ea5t hi\u1ec7n trong kh\u00f4ng d\u01b0\u1edbi b\u1ed1n phi\u00ean v\u00e0 l\u00e0 ng\u01b0\u1eddi h\u01b0\u1edfng l\u1ee3i \u0111\u00e1ng ch\u00fa \u00fd t\u1eeb s\u1ef1 ph\u00e1t tri\u1ec3n h\u1ec7 sinh th\u00e1i fintech r\u1ed9ng l\u1edbn h\u01a1n c\u1ee7a khu v\u1ef1c.\nTrong nh\u1eefng n\u0103m qua, ph\u00e2n ng\u00e0nh n\u00e0y \u0111\u00e3 nhanh ch\u00f3ng t\u0103ng l\u00ean v\u1ec1 chi\u1ec1u r\u1ed9ng v\u00e0 chi\u1ec1u s\u00e2u khi nh\u1eefng ng\u01b0\u1eddi s\u00e1ng l\u1eadp \u0111\u1ea7y tham v\u1ecdng v\u00e0 c\u00e1c nh\u00e0 l\u00e3nh \u0111\u1ea1o doanh nghi\u1ec7p s\u00e1ng t\u1ea1o \u0111\u00e3 t\u00ecm c\u00e1ch chuy\u1ec3n \u0111\u1ed5i th\u1ecb tr\u01b0\u1eddng b\u1ea3o hi\u1ec3m truy\u1ec1n th\u1ed1ng.\nB\u1ea3o hi\u1ec3m l\u00e0 m\u1ed9t ph\u1ea7n c\u1ee7a l\u0129nh v\u1ef1c d\u1ecbch v\u1ee5 t\u00e0i ch\u00ednh \u0111\u00e3 b\u1ecb ch\u1ec9 tr\u00edch v\u00ec ch\u1eadm th\u00edch \u1ee9ng v\u00e0 n\u1eafm b\u1eaft s\u1ed1 h\u00f3a – nh\u1eefng \u0111\u1eb7c \u0111i\u1ec3m c\u00f3 ngh\u0129a l\u00e0 c\u01a1 h\u1ed9i ch\u01b0a \u0111\u01b0\u1ee3c khai th\u00e1c \u0111\u00e1ng k\u1ec3 cho nh\u1eefng ng\u01b0\u1eddi di chuy\u1ec3n s\u1edbm. <\/p>\n\n

Ng\u00e0y nay, l\u0129nh v\u1ef1c insurtech \u0111\u00e3 th\u1ef1c s\u1ef1 tr\u1edf th\u00e0nh c\u1ee7a ri\u00eang m\u00ecnh. M\u1eb7c d\u00f9 c\u00e1c \u01b0\u1edbc t\u00ednh kh\u00e1c nhau gi\u1eefa c\u00e1c ngu\u1ed3n v\u1ec1 quy m\u00f4 v\u00e0 s\u1ef1 t\u0103ng tr\u01b0\u1edfng c\u1ee7a th\u1ecb tr\u01b0\u1eddng trong khu v\u1ef1c, nh\u01b0ng s\u1ef1 \u0111\u1ed3ng thu\u1eadn l\u00e0 r\u1ea5t t\u00edch c\u1ef1c. Th\u1ecb tr\u01b0\u1eddng insurtech to\u00e0n c\u1ea7u – m\u00e0 APAC l\u00e0 khu v\u1ef1c \u0111\u00f3ng g\u00f3p \u0111\u00e1ng k\u1ec3 l\u00e0 khu v\u1ef1c ph\u00e1t tri\u1ec3n nhanh nh\u1ea5t – \u01b0\u1edbc t\u00ednh s\u1ebd t\u0103ng t\u1eeb 10,5 t\u1ef7 USD v\u00e0o n\u0103m 2022 l\u00ean 14,37 t\u1ef7 USD v\u00e0o n\u0103m 2023, ghi nh\u1eadn t\u1ed1c \u0111\u1ed9 t\u0103ng tr\u01b0\u1edfng k\u00e9p h\u00e0ng n\u0103m (CAGR) \u1ea5n t\u01b0\u1ee3ng l\u00e0 36,52%. [2]<\/p>\n\n

T\u01b0\u01a1ng t\u1ef1 nh\u01b0 kh\u00f4ng gian fintech, s\u1ef1 m\u1edf r\u1ed9ng c\u1ee7a ng\u00e0nh c\u00f4ng nghi\u1ec7p insurtech ch\u00e2u \u00c1 c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c quy cho s\u1ef1 thay \u0111\u1ed5i nh\u00e2n kh\u1ea9u h\u1ecdc thu\u1eadn l\u1ee3i, ti\u1ebfn b\u1ed9 c\u00f4ng ngh\u1ec7 v\u00e0 c\u00e1c s\u00e1ng ki\u1ebfn ph\u00e1p l\u00fd h\u1ed7 tr\u1ee3 \u0111\u00e3 khuy\u1ebfn kh\u00edch s\u1ef1 h\u1ee3p t\u00e1c l\u1edbn h\u01a1n gi\u1eefa nh\u1eefng ng\u01b0\u1eddi m\u1edbi tham gia v\u00e0 \u0111\u01b0\u01a1ng nhi\u1ec7m. Th\u00eam v\u00e0o c\u00e2u chuy\u1ec7n t\u0103ng tr\u01b0\u1edfng c\u1ee7a insurtech, thu nh\u1eadp kh\u1ea3 d\u1ee5ng ng\u00e0y c\u00e0ng t\u0103ng \u0111\u00e3 m\u1edf r\u1ed9ng nhu c\u1ea7u v\u1ec1 c\u00e1c s\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m kh\u00e1c nhau v\u00e0 c\u00f9ng v\u1edbi \u0111\u00f3, d\u00e2n s\u1ed1 tr\u1ebb, am hi\u1ec3u c\u00f4ng ngh\u1ec7 \u0111\u00e3 thi\u1ebft l\u1eadp nhu c\u1ea7u r\u00f5 r\u00e0ng v\u1ec1 c\u00e1c gi\u1ea3i ph\u00e1p k\u1ef9 thu\u1eadt s\u1ed1 t\u1ed1t h\u01a1n \u0111\u1ec3 thu h\u1eb9p kho\u1ea3ng c\u00e1ch b\u1ea3o hi\u1ec3m ng\u00e0y c\u00e0ng l\u1edbn. [3]<\/p>\n\n

C\u00e1c nh\u00e0 \u0111\u1ea7u t\u01b0 t\u1ed5 ch\u1ee9c \u0111\u00e3 nh\u1eadn ra tr\u01b0\u1eddng h\u1ee3p \u0111\u1ea7u t\u01b0 h\u1ea5p d\u1eabn cho khu v\u1ef1c, s\u1eb5n s\u00e0ng t\u00ecm ki\u1ebfm c\u00e1c c\u00f4ng ty kh\u1edfi nghi\u1ec7p \u0111\u1ea7y tri\u1ec3n v\u1ecdng trong c\u00e1c ph\u00e2n kh\u00fac kh\u00e1c nhau c\u1ee7a th\u1ecb tr\u01b0\u1eddng insurtech.\nTheo d\u1eef li\u1ec7u t\u1eeb PitchBook, c\u00e1c c\u00f4ng ty c\u1ed5 ph\u1ea7n t\u01b0 nh\u00e2n v\u00e0 \u0111\u1ea7u t\u01b0 m\u1ea1o hi\u1ec3m \u0111\u00e3 \u0111\u1ea7u t\u01b0 h\u01a1n 45 t\u1ef7 USD v\u00e0o c\u00e1c c\u00f4ng ty insurtech c\u00f3 tr\u1ee5 s\u1edf t\u1ea1i ch\u00e2u \u00c1 th\u00f4ng qua 1.185 giao d\u1ecbch t\u1eeb n\u0103m 2013 \u0111\u1ebfn n\u0103m 2023.\nG\u1ea7n \u0111\u00e2y h\u01a1n, m\u1eb7c d\u00f9 n\u0103m 2023 l\u00e0 m\u1ed9t n\u0103m c\u00f3 ph\u1ea7n th\u00e1ch th\u1ee9c \u0111\u1ed1i v\u1edbi c\u00e1c qu\u1ef9 \u0111\u1ea7u t\u01b0 m\u1ea1o hi\u1ec3m tr\u00ean to\u00e0n th\u1ebf gi\u1edbi, APAC \u0111\u00e3 cho th\u1ea5y kh\u1ea3 n\u0103ng ph\u1ee5c h\u1ed3i \u0111\u1eb7c bi\u1ec7t, v\u1edbi c\u00e1c kho\u1ea3n \u0111\u1ea7u t\u01b0 insurtech trong khu v\u1ef1c t\u0103ng 59% trong n\u1eeda \u0111\u1ea7u n\u0103m. <\/p>\n\n

Th\u00fac \u0111\u1ea9y th\u1eadp k\u1ef7 t\u0103ng tr\u01b0\u1edfng ‘ti\u1ebfp theo’<\/strong> Cu\u1ed9c tr\u00f2 chuy\u1ec7n v\u1ec1 nh\u1eefng g\u00ec ti\u1ebfp theo \u0111\u00e3 c\u00f3 \u1edf kh\u1eafp m\u1ecdi n\u01a1i t\u1ea1i Money 20\/20 Asia 2024.\nKhi ch\u00fang ta nh\u00ecn v\u1ec1 th\u1eadp k\u1ef7 t\u1edbi, th\u1eadt d\u1ec5 d\u00e0ng \u0111\u1ec3 gi\u1ea3 \u0111\u1ecbnh r\u1eb1ng qu\u1ef9 \u0111\u1ea1o t\u0103ng tr\u01b0\u1edfng duy nh\u1ea5t cho khu v\u1ef1c l\u00e0 \u0111i l\u00ean.\nTrong khi ch\u00e2u \u00c1 ch\u1eafc ch\u1eafn c\u00f3 v\u1ecb tr\u00ed t\u1ed1t \u0111\u1ec3 \u0111i tr\u00ean \u0111\u00e0 trong qu\u00e1 kh\u1ee9 v\u00e0 n\u1eafm gi\u1eef t\u1ea5t c\u1ea3 c\u00e1c th\u00e0nh ph\u1ea7n \u0111\u1ec3 th\u00e0nh c\u00f4ng h\u01a1n n\u1eefa, insurtech \u0111ang \u1edf m\u1ed9t \u0111i\u1ec3m u\u1ed1n cong quan tr\u1ecdng – m\u1ed9t \u0111i\u1ec3m \u0111\u01b0\u1ee3c th\u00fac \u0111\u1ea9y b\u1edfi m\u1ed9t l\u00e0n s\u00f3ng \u0111\u1ed5i m\u1edbi c\u00f4ng ngh\u1ec7 t\u0103ng t\u1ed1c m\u1edbi. <\/p>\n\n

\u0110i\u1ec1u quan tr\u1ecdng c\u1ea7n l\u01b0u \u00fd l\u00e0 c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m hi\u1ec7n \u0111\u1ea1i \u0111\u00e3 \u0111i m\u1ed9t ch\u1eb7ng \u0111\u01b0\u1eddng d\u00e0i t\u1eeb ngu\u1ed3n g\u1ed1c nh\u1eadn th\u1ee9c c\u1ee7a h\u1ecd l\u00e0 nh\u1eefng ng\u01b0\u1eddi kh\u1ed5ng l\u1ed3 kh\u00f4ng th\u00edch r\u1ee7i ro b\u1ecb \u0111\u00e8 n\u1eb7ng b\u1edfi c\u00e1c h\u1ec7 th\u1ed1ng k\u1ebf th\u1eeba l\u1ed7i th\u1eddi.\nNhi\u1ec1u n\u0103m c\u1ea1nh tranh gay g\u1eaft \u0111\u00e3 ch\u1ee9ng ki\u1ebfn nh\u1eefng ng\u01b0\u1eddi \u0111\u01b0\u01a1ng nhi\u1ec7m t\u0103ng g\u1ea5p \u0111\u00f4i c\u00e1c chi\u1ebfn l\u01b0\u1ee3c chuy\u1ec3n \u0111\u1ed5i k\u1ef9 thu\u1eadt s\u1ed1, \u0111\u1ea7u t\u01b0 v\u00e0 quan h\u1ec7 \u0111\u1ed1i t\u00e1c, \u0111\u00e3 l\u00e0m vi\u1ec7c c\u00f9ng nhau \u0111\u1ec3 h\u1ea1 th\u1ea5p m\u1ed9t c\u00e1ch c\u00f3 \u00fd ngh\u0129a c\u00e1c r\u00e0o c\u1ea3n \u0111\u1ed1i v\u1edbi vi\u1ec7c \u00e1p d\u1ee5ng nhi\u1ec1u c\u00f4ng ngh\u1ec7 m\u1edbi n\u1ed5i ng\u00e0y nay.\n\u0110\u00e2y l\u00e0 m\u1ed9t ch\u1ee7 \u0111\u1ec1 ch\u00ednh t\u1ea1i m\u1ed9t trong nh\u1eefng phi\u00ean th\u1ea3o lu\u1eadn d\u00e0nh ri\u00eang cho insurtech t\u1ea1i Money 20\/20 Asia 2024.\nGi\u00e1m \u0111\u1ed1c \u0111i\u1ec1u h\u00e0nh T\u1eadp \u0111o\u00e0n c\u1ee7a ch\u00fang t\u00f4i, Rob Schimek, \u0111\u00e3 tham gia c\u00f9ng Tokio Marine v\u00e0 Ascend Money \u0111\u1ec3 th\u1ea3o lu\u1eadn v\u1ec1 s\u1ee9c m\u1ea1nh c\u1ee7a quan h\u1ec7 \u0111\u1ed1i t\u00e1c v\u00e0 c\u00e1ch ng\u01b0\u1eddi ch\u01a1i trong l\u0129nh v\u1ef1c b\u1ea3o hi\u1ec3m ng\u00e0y c\u00e0ng h\u1ee3p t\u00e1c nhi\u1ec1u nh\u01b0 h\u1ecd \u0111ang c\u1ea1nh tranh.\n\u0110i\u1ec3m ch\u00ednh r\u1ea5t r\u00f5 r\u00e0ng – quan h\u1ec7 \u0111\u1ed1i t\u00e1c l\u00e0 r\u1ea5t quan tr\u1ecdng \u0111\u1ec3 t\u1ea1o ra m\u1ed9t t\u01b0\u01a1ng lai m\u1edbi cho ng\u00e0nh b\u1ea3o hi\u1ec3m, m\u1ed9t n\u01a1i m\u00e0 s\u1ef1 \u0111\u1ed5i m\u1edbi \u0111\u1ea7y r\u1eaby v\u00e0 tr\u1ea3i nghi\u1ec7m c\u1ee7a kh\u00e1ch h\u00e0ng \u0111\u01b0\u1ee3c n\u00e2ng cao. <\/p>\n\n

\u1ee8ng d\u1ee5ng ng\u00e0y c\u00e0ng ph\u1ed5 bi\u1ebfn c\u1ee7a AI, \u0111i\u1ec7n to\u00e1n \u0111\u00e1m m\u00e2y v\u00e0 ph\u00e2n t\u00edch d\u1ef1 \u0111o\u00e1n trong ho\u1ea1t \u0111\u1ed9ng b\u1ea3o hi\u1ec3m v\u00e0 tr\u00ean to\u00e0n chu\u1ed7i gi\u00e1 tr\u1ecb \u0111\u00e3 t\u1ea1o ti\u1ec1n \u0111\u1ec1 cho nh\u1eefng thay \u0111\u1ed5i v\u00f4 c\u00f9ng bi\u1ebfn \u0111\u1ed5i trong nh\u1eefng n\u0103m t\u1edbi.\nTuy nhi\u00ean, t\u01b0\u01a1ng lai n\u00e0y \u0111\u00f2i h\u1ecfi kh\u00f4ng ch\u1ec9 s\u1ef1 th\u00edch \u1ee9ng m\u00e0 c\u00f2n ph\u1ea3i suy ngh\u0129 l\u1ea1i c\u1ea9n th\u1eadn v\u1ec1 c\u00e1ch c\u00e1c s\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m \u0111\u01b0\u1ee3c thi\u1ebft k\u1ebf, ph\u00e2n ph\u1ed1i v\u00e0 qu\u1ea3n l\u00fd c\u01a1 b\u1ea3n cho kh\u00e1ch h\u00e0ng.\nT\u00f4i \u0111\u00e3 c\u00f3 c\u01a1 h\u1ed9i t\u1ea1i Money 20\/20 Asia \u0111\u1ec3 tham gia c\u00f9ng c\u00e1c chuy\u00ean gia trong ng\u00e0nh t\u1eeb Tune Protect v\u00e0 Finatext \u0111\u1ec3 \u0111i s\u00e2u h\u01a1n v\u00e0o c\u00e1c xu h\u01b0\u1edbng t\u01b0\u01a1ng lai ph\u00eda tr\u01b0\u1edbc.\nQu\u1ea3n l\u00fd r\u1ee7i ro s\u1ebd ph\u00e1t tri\u1ec3n nh\u01b0 th\u1ebf n\u00e0o trong ng\u00e0nh c\u00f4ng nghi\u1ec7p insurtech trong nh\u1eefng n\u0103m t\u1edbi?\nM\u1ed9t m\u1eb7t, \u0111i\u1ec1u n\u00e0y c\u00f3 ngh\u0129a l\u00e0 m\u1ed9t c\u01a1 h\u1ed9i s\u00e2u s\u1eafc cho c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m thu\u1ed9c m\u1ecdi quy m\u00f4 v\u00e0 c\u00e1c \u0111\u1ed1i t\u00e1c c\u1ee7a h\u1ecd \u0111\u1ec3 m\u1edf kh\u00f3a gi\u00e1 tr\u1ecb theo nh\u1eefng c\u00e1ch m\u00e0 h\u1ecd kh\u00f4ng bao gi\u1edd ngh\u0129 l\u00e0 c\u00f3 th\u1ec3.\nM\u1eb7t kh\u00e1c, n\u00f3 c\u0169ng s\u1ebd c\u00f3 ngh\u0129a l\u00e0 m\u1ed9t con d\u1ed1c tr\u01a1n tr\u01b0\u1ee3t h\u01b0\u1edbng t\u1edbi s\u1ef1 kh\u00f4ng li\u00ean quan \u0111\u1ed1i v\u1edbi nh\u1eefng ng\u01b0\u1eddi kh\u00f4ng thay \u0111\u1ed5i suy ngh\u0129 c\u1ee7a h\u1ecd \u0111\u1ec3 \u0111\u00e1p \u1ee9ng th\u1ef1c t\u1ebf m\u1edbi n\u00e0y. <\/p>\n\n

Ch\u00fang t\u00f4i tin t\u01b0\u1edfng m\u1ea1nh m\u1ebd r\u1eb1ng, gi\u1eefa t\u1ea5t c\u1ea3 nh\u1eefng \u0111\u1ed5i m\u1edbi \u0111\u1ea7y h\u1ee9a h\u1eb9n n\u00e0y, ch\u1ea5t x\u00fac t\u00e1c th\u1ef1c s\u1ef1 cho s\u1ef1 t\u0103ng tr\u01b0\u1edfng b\u1ec1n v\u1eefng s\u1ebd l\u00e0 vi\u1ec7c \u00e1p d\u1ee5ng r\u1ed9ng r\u00e3i c\u00e1c m\u00f4 h\u00ecnh b\u1ea3o hi\u1ec3m nh\u00fang, n\u01a1i ph\u1ea1m vi b\u1ea3o hi\u1ec3m c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c truy c\u1eadp li\u1ec1n m\u1ea1ch t\u1ea1i \u0111i\u1ec3m c\u1ea7n thi\u1ebft c\u1ee7a kh\u00e1ch h\u00e0ng.\nC\u00e1ch ti\u1ebfp c\u1eadn ph\u00e2n ph\u1ed1i b\u1ea3o hi\u1ec3m t\u1eeb ngo\u00e0i v\u00e0o trong n\u00e0y gi\u00fap t\u0103ng c\u01b0\u1eddng l\u1ee3i \u00edch c\u1ee7a s\u1ef1 h\u1ee3p t\u00e1c ch\u1eb7t ch\u1ebd, h\u1ed7 tr\u1ee3 k\u1ef9 thu\u1eadt s\u1ed1 gi\u1eefa c\u00e1c \u0111\u1ed1i t\u00e1c, trao quy\u1ec1n cho c\u00e1c s\u1ea3n ph\u1ea9m \u0111\u01b0\u1ee3c c\u00e1 nh\u00e2n h\u00f3a h\u01a1n, c\u00e1c \u0111\u1ec1 xu\u1ea5t b\u1ea3o hi\u1ec3m s\u00e1ng t\u1ea1o v\u00e0 tr\u1ea3i nghi\u1ec7m kh\u00e1ch h\u00e0ng d\u1ec5 d\u00e0ng. <\/p>\n\n

Theo th\u1eddi gian, c\u00e1c m\u1ed1i quan h\u1ec7 h\u1ee3p t\u00e1c s\u1ebd tr\u1edf n\u00ean m\u1ea1nh m\u1ebd h\u01a1n khi c\u00f4ng ngh\u1ec7 \u0111\u1eb1ng sau ch\u00fang ti\u1ebfn b\u1ed9.\nCh\u00fang t\u00f4i hy v\u1ecdng bi\u00ean gi\u1edbi ti\u1ebfp theo cho b\u1ea3o hi\u1ec3m s\u1ebd t\u1eadp trung s\u00e2u v\u00e0o d\u1ef1 \u0111o\u00e1n v\u00e0 ph\u00f2ng ng\u1eeba.\nNg\u00e0nh b\u1ea3o hi\u1ec3m c\u00f3 truy\u1ec1n th\u1ed1ng ph\u00e1t tri\u1ec3n c\u00e1c s\u1ea3n ph\u1ea9m nh\u00ecn v\u00e0o g\u01b0\u01a1ng chi\u1ebfu h\u1eadu, t\u1eadn d\u1ee5ng d\u1eef li\u1ec7u l\u1ecbch s\u1eed \u0111\u1ec3 th\u1ef1c hi\u1ec7n ph\u00e2n t\u00edch xu h\u01b0\u1edbng v\u00e0 ph\u00e1t tri\u1ec3n c\u00e1c m\u00f4 h\u00ecnh \u0111\u1ecbnh gi\u00e1 v\u00e0 b\u1ea3o l\u00e3nh ph\u00e1t h\u00e0nh \u0111\u1ec3 duy tr\u00ec s\u1ef1 \u1ed5n \u0111\u1ecbnh t\u00e0i ch\u00ednh.\nKhi ch\u00fang ta \u0111i v\u00e0o th\u1ef1c t\u1ebf h\u1ed7 tr\u1ee3 AI v\u00e0o n\u0103m 2024, s\u1ef1 h\u1ed9i t\u1ee5 c\u1ee7a kh\u1ed1i l\u01b0\u1ee3ng l\u1edbn c\u00e1c h\u1ec7 sinh th\u00e1i phi c\u1ea5u tr\u00fac v\u00e0 d\u1eef li\u1ec7u th\u1eddi gian th\u1ef1c \u0111\u01b0\u1ee3c k\u1ebft h\u1ee3p v\u1edbi kh\u1ea3 n\u0103ng ph\u00e2n t\u00edch n\u00e2ng cao s\u1ebd d\u1eabn \u0111\u1ebfn s\u1ef1 hi\u1ec3n linh “d\u1ecbch chuy\u1ec3n sang tr\u00e1i” cho ng\u00e0nh. <\/p>\n\n

Ch\u00fang t\u00f4i c\u00f3 c\u01a1 h\u1ed9i th\u1ef1c s\u1ef1 v\u1edbi t\u01b0 c\u00e1ch l\u00e0 m\u1ed9t ng\u00e0nh c\u00f4ng nghi\u1ec7p \u0111\u1ec3 ch\u1ee7 \u0111\u1ed9ng \u0111\u1ecbnh h\u00ecnh m\u1ed9t t\u01b0\u01a1ng lai c\u1ee7a ng\u00e0nh b\u1ea3o hi\u1ec3m, n\u01a1i ch\u00e2u \u00c1 v\u1eabn \u0111i \u0111\u1ea7u trong cu\u1ed9c c\u00e1ch m\u1ea1ng c\u00f4ng ngh\u1ec7 b\u1ea3o hi\u1ec3m to\u00e0n c\u1ea7u, \u0111\u01b0\u1ee3c x\u00e2y d\u1ef1ng tr\u00ean n\u1ec1n t\u1ea3ng v\u1eefng ch\u1eafc c\u1ee7a s\u1ef1 h\u1ee3p t\u00e1c v\u00e0 h\u1ed9i nh\u1eadp s\u00e2u s\u1eafc khi\u1ebfn ch\u00fang t\u00f4i kh\u00e1c bi\u1ec7t trong nhi\u1ec1u th\u1eadp k\u1ef7 t\u1edbi.<\/p>\n\n

[1] https:\/\/www.mckinsey.com\/mgi\/overview\/in-the-news\/what-is-driving-asias-technological-rise<\/a><\/p>\n\n

[2] https:\/\/www.researchandmarkets.com\/reports\/5939289\/insurtech-global-market-report<\/a><\/p>\n\n

[3] https:\/\/www.pwc.com\/bm\/en\/press-releases\/insurance-in-2025-and-beyond.html<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

Khu v\u1ef1c n\u00e0y \u0111\u00e3 nhanh ch\u00f3ng n\u1ed5i l\u00ean nh\u01b0 m\u1ed9t trung t\u00e2m qu\u1ed1c t\u1ebf cho c\u00e1c \u0111\u1ed5i m\u1edbi insurtech, nh\u01b0ng vi\u1ec7c duy tr\u00ec \u0111\u1ed9ng l\u1ef1c s\u1ebd \u0111\u00f2i h\u1ecfi s\u1ef1 \u0111\u00e1nh gi\u00e1 cao h\u01a1n v\u1ec1 s\u1ef1 h\u1ee3p t\u00e1c v\u00e0 h\u1ed9i nh\u1eadp David Lynch, Gi\u00e1m \u0111\u1ed1c C\u00f4ng ngh\u1ec7 T\u1eadp \u0111o\u00e0n, bolttech t\u1eeb Money 20\/20 Asia Trong b\u1ed1i […]<\/p>\n","protected":false},"featured_media":3520,"template":"","insight-category":[],"class_list":["post-18017","insight","type-insight","status-publish","has-post-thumbnail","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/bolttech.io\/vi\/wp-json\/wp\/v2\/insight\/18017","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bolttech.io\/vi\/wp-json\/wp\/v2\/insight"}],"about":[{"href":"https:\/\/bolttech.io\/vi\/wp-json\/wp\/v2\/types\/insight"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bolttech.io\/vi\/wp-json\/wp\/v2\/media\/3520"}],"wp:attachment":[{"href":"https:\/\/bolttech.io\/vi\/wp-json\/wp\/v2\/media?parent=18017"}],"wp:term":[{"taxonomy":"insight-category","embeddable":true,"href":"https:\/\/bolttech.io\/vi\/wp-json\/wp\/v2\/insight-category?post=18017"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}