{"id":17960,"date":"2024-09-19T17:21:35","date_gmt":"2024-09-19T22:21:35","guid":{"rendered":"https:\/\/bolttech.io\/insight\/tuong-lai-cua-bao-hiem-10-dieu-cac-hang-van-tai-pc-phai-lam-de-duy-tri-tinh-canh-tranh\/"},"modified":"2024-09-19T17:21:41","modified_gmt":"2024-09-19T22:21:41","slug":"tuong-lai-cua-bao-hiem-10-dieu-cac-hang-van-tai-pc-phai-lam-de-duy-tri-tinh-canh-tranh","status":"publish","type":"insight","link":"https:\/\/bolttech.io\/vi\/insights\/tuong-lai-cua-bao-hiem-10-dieu-cac-hang-van-tai-pc-phai-lam-de-duy-tri-tinh-canh-tranh\/","title":{"rendered":"T\u01b0\u01a1ng lai c\u1ee7a b\u1ea3o hi\u1ec3m: 10 \u0111i\u1ec1u c\u00e1c h\u00e3ng v\u1eadn t\u1ea3i P&C ph\u1ea3i l\u00e0m \u0111\u1ec3 duy tr\u00ec t\u00ednh c\u1ea1nh tranh"},"content":{"rendered":"\n

C\u00f4ng ngh\u1ec7 \u0111\u00e3 thay \u0111\u1ed5i c\u00e1ch ch\u00fang ta l\u00e0m vi\u1ec7c, suy ngh\u0129, giao ti\u1ebfp v\u00e0 kinh doanh.\nK\u1ef3 v\u1ecdng c\u1ee7a kh\u00e1ch h\u00e0ng \u0111\u00e3 thay \u0111\u1ed5i \u0111\u00e1ng k\u1ec3 khi mua s\u1eafm tr\u1ef1c tuy\u1ebfn v\u00e0 c\u00e1c n\u1ec1n t\u1ea3ng \u0111a k\u00eanh \u0111\u00e3 bi\u1ebfn tr\u1ea3i nghi\u1ec7m \u0111\u01b0\u1ee3c c\u00e1 nh\u00e2n h\u00f3a, h\u1ee3p l\u00fd h\u00f3a tr\u1edf th\u00e0nh ti\u00eau chu\u1ea9n.\nS\u1ef1 gia t\u0103ng c\u1ee7a tr\u00ed tu\u1ec7 nh\u00e2n t\u1ea1o, \u0111i\u1ec7n to\u00e1n \u0111\u00e1m m\u00e2y v\u00e0 c\u00e1c c\u00f4ng c\u1ee5 kh\u00e1c \u0111\u00e3 m\u1edf ra nh\u1eefng hi\u1ec3u bi\u1ebft d\u1ef1a tr\u00ean d\u1eef li\u1ec7u kh\u00f4ng th\u1ec3 t\u01b0\u1edfng t\u01b0\u1ee3ng \u0111\u01b0\u1ee3c ch\u1ec9 v\u00e0i th\u1eadp k\u1ef7 tr\u01b0\u1edbc. <\/p>\n\n

V\u1edbi r\u1ea5t nhi\u1ec1u thay \u0111\u1ed5i x\u1ea3y ra qu\u00e1 nhanh, l\u00e0m th\u1ebf n\u00e0o c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m P&C c\u00f3 th\u1ec3 \u0111\u1ecbnh v\u1ecb m\u00ecnh cho m\u1ed9t t\u01b0\u01a1ng lai c\u00f3 l\u1ee3i nhu\u1eadn?\nC\u00e1c nh\u00e0 cung c\u1ea5p d\u1ecbch v\u1ee5 c\u00f3 th\u1ec3 s\u1eed d\u1ee5ng nh\u1eefng c\u00f4ng c\u1ee5 n\u00e0o \u0111\u1ec3 \u0111\u1ea3m b\u1ea3o r\u1eb1ng h\u1ecd lu\u00f4n nh\u1eadn th\u1ee9c \u0111\u01b0\u1ee3c c\u00e1c xu h\u01b0\u1edbng s\u1eafp t\u1edbi v\u00e0 ph\u1ea3n \u1ee9ng m\u1ed9t c\u00e1ch c\u00f3 \u00fd th\u1ee9c v\u1edbi ch\u00fang? <\/p>\n\n

C\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m c\u00f3 m\u1ed9t s\u1ed1 c\u01a1 h\u1ed9i \u0111\u1ec3 ch\u1ee9ng minh nghi\u00ean c\u1ee9u v\u00e0 ph\u00e1t tri\u1ec3n c\u1ee7a h\u1ecd trong t\u01b0\u01a1ng lai.\nTh\u00f4ng th\u01b0\u1eddng, nh\u1eefng n\u1ed7 l\u1ef1c n\u00e0y c\u00f3 th\u1ec3 b\u1eaft \u0111\u1ea7u v\u1edbi c\u00e1c c\u00f4ng c\u1ee5, gi\u00e1 tr\u1ecb v\u00e0 m\u1ee5c ti\u00eau m\u00e0 c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m \u0111\u00e3 n\u1eafm l\u1ea5y. <\/p>\n\n

T\u0103ng c\u01b0\u1eddng giao ti\u1ebfp v\u1edbi kh\u00e1ch h\u00e0ng<\/h2>\n\n

T\u01b0\u01a1ng lai c\u1ee7a b\u1ea3o hi\u1ec3m \u0111ang \u0111\u01b0\u1ee3c th\u00fac \u0111\u1ea9y b\u1edfi s\u1edf th\u00edch c\u1ee7a kh\u00e1ch h\u00e0ng h\u01a1n bao gi\u1edd h\u1ebft.\nNghi\u00ean c\u1ee9u v\u00e0 ph\u00e1t tri\u1ec3n trong t\u01b0\u01a1ng lai s\u1ebd \u0111\u00f2i h\u1ecfi s\u1ef1 ch\u00fa \u00fd ch\u1eb7t ch\u1ebd h\u01a1n \u0111\u1ebfn h\u00e0nh vi c\u1ee7a kh\u00e1ch h\u00e0ng. <\/p>\n\n

May m\u1eafn thay, c\u00f4ng ngh\u1ec7 cung c\u1ea5p m\u1ed9t c\u00e1ch \u0111\u1ec3 c\u1ea3i thi\u1ec7n giao ti\u1ebfp c\u1ee7a kh\u00e1ch h\u00e0ng.\nInternet kh\u00f4ng ch\u1ec9 gi\u00fap k\u1ebft n\u1ed1i v\u1edbi kh\u00e1ch h\u00e0ng d\u1ec5 d\u00e0ng h\u01a1n, m\u00e0 c\u00e1c c\u00f4ng c\u1ee5 nh\u01b0 tr\u00ed tu\u1ec7 nh\u00e2n t\u1ea1o c\u00f2n gi\u00fap tr\u1ea3 l\u1eddi c\u00e1c c\u00e2u h\u1ecfi c\u1ee7a kh\u00e1ch h\u00e0ng m\u1ecdi l\u00fac, m\u1ecdi n\u01a1i, Alyssa Hunt<\/a>, ph\u00f3 ch\u1ee7 t\u1ecbch c\u1ea5p cao v\u1ec1 ho\u1ea1t \u0111\u1ed9ng k\u1ef9 thu\u1eadt c\u1ee7a QBE B\u1eafc M\u1ef9 cho bi\u1ebft. <\/p>\n\n

“Ch\u00fang t\u00f4i bi\u1ebft r\u1eb1ng t\u1ed1c \u0111\u1ed9 v\u00e0 s\u1ef1 ti\u1ec7n l\u1ee3i c\u1ee7a giao ti\u1ebfp l\u00e0 ch\u00eca kh\u00f3a \u0111\u1ec3 mang l\u1ea1i tr\u1ea3i nghi\u1ec7m xu\u1ea5t s\u1eafc cho kh\u00e1ch h\u00e0ng c\u1ee7a ch\u00fang t\u00f4i,” Hunt n\u00f3i.\nC\u00e1c c\u00f4ng c\u1ee5 giao ti\u1ebfp th\u00f4ng minh t\u0103ng c\u1ea3 t\u1ed1c \u0111\u1ed9 v\u00e0 s\u1ef1 ti\u1ec7n l\u1ee3i m\u00e0 kh\u00f4ng l\u00e0m gi\u1ea3m ch\u1ea5t l\u01b0\u1ee3ng. <\/p>\n\n

M\u1ed9t l\u1ee3i \u00edch kh\u00e1c c\u1ee7a vi\u1ec7c c\u1ea3i thi\u1ec7n giao ti\u1ebfp v\u1edbi kh\u00e1ch h\u00e0ng: hi\u1ec3u nh\u1eefng g\u00ec quan tr\u1ecdng v\u1edbi h\u1ecd tr\u00ean quy m\u00f4 c\u00e1 nh\u00e2n, \u0111\u1ecba ph\u01b0\u01a1ng.\nV\u00ed d\u1ee5, s\u1ef1 t\u0103ng tr\u01b0\u1edfng trong kinh doanh b\u1ea3o hi\u1ec3m xung quanh c\u00e1c nh\u00e0 m\u00e1y bia th\u1ee7 c\u00f4ng \u0111\u01b0\u1ee3c th\u00fac \u0111\u1ea9y b\u1edfi s\u1ef1 quan t\u00e2m c\u1ee7a kh\u00e1ch h\u00e0ng \u0111\u1ed1i v\u1edbi c\u00e1c nh\u00e0 m\u00e1y bia nh\u1ecf, \u0111\u1ecba ph\u01b0\u01a1ng, Paul Martinez<\/a>, gi\u00e1m \u0111\u1ed1c ch\u01b0\u01a1ng tr\u00ecnh c\u1ee7a Ch\u01b0\u01a1ng tr\u00ecnh B\u1ea3o hi\u1ec3m PAK Nh\u00e0 m\u00e1y bia gi\u1ea3i th\u00edch.\nS\u1ef1 hi\u1ec3u bi\u1ebft \u0111\u1ecba ph\u01b0\u01a1ng v\u1ec1 nhu c\u1ea7u v\u00e0 s\u1edf th\u00edch c\u1ee7a kh\u00e1ch h\u00e0ng s\u1ebd gi\u00fap c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m ph\u00e1t hi\u1ec7n ra c\u00e1c c\u01a1 h\u1ed9i, ch\u1eb3ng h\u1ea1n nh\u01b0 s\u1ef1 gia t\u0103ng c\u1ee7a c\u00e1c nh\u00e0 m\u00e1y bia v\u00e0 ng\u00e0nh c\u00f4ng nghi\u1ec7p th\u1ef1c ph\u1ea9m ti\u1ec3u th\u1ee7 c\u00f4ng nghi\u1ec7p y\u00eau c\u1ea7u b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m. <\/p>\n\n

T\u1eadn d\u1ee5ng tr\u00ed tu\u1ec7 nh\u00e2n t\u1ea1o<\/h2>\n\n

Tr\u00ed tu\u1ec7 nh\u00e2n t\u1ea1o h\u1ee9a h\u1eb9n c\u01a1 h\u1ed9i l\u1edbn cho c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m, t\u1eeb vi\u1ec7c hi\u1ec3u r\u00f5 h\u01a1n v\u1ec1 d\u1eef li\u1ec7u kh\u00e1ch h\u00e0ng \u0111\u1ebfn c\u1ea3i thi\u1ec7n b\u1ea3o l\u00e3nh ph\u00e1t h\u00e0nh.<\/p>\n\n

B\u1ea3o l\u00e3nh ph\u00e1t h\u00e0nh c\u00f3 \u1ea3nh h\u01b0\u1edfng l\u1edbn h\u01a1n \u0111\u1ebfn hi\u1ec7u qu\u1ea3 t\u00e0i ch\u00ednh t\u1ed5ng th\u1ec3 c\u1ee7a c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m so v\u1edbi \u0111\u00f2n b\u1ea9y v\u1ed1n ho\u1eb7c l\u1ee3i nhu\u1eadn \u0111\u1ea7u t\u01b0, nh\u01b0ng n\u00f3 \u0111ang ph\u1ea3n \u1ee9ng ch\u1eadm ch\u1ea1p v\u1edbi nh\u1eefng thay \u0111\u1ed5i trong k\u1ef3 v\u1ecdng c\u1ee7a kh\u00e1ch h\u00e0ng, ti\u1ebfn b\u1ed9 c\u00f4ng ngh\u1ec7 v\u00e0 s\u1ef1 ph\u00e1t tri\u1ec3n c\u1ee7a c\u00e1c r\u1ee7i ro m\u1edbi, Ari Chester<\/a> v\u00e0 c\u00e1c nh\u00e0 nghi\u00ean c\u1ee9u \u0111\u1ed3ng nghi\u1ec7p t\u1ea1i McKinsey &; Company cho bi\u1ebft.<\/p>\n\n

“B\u1ea3o l\u00e3nh ph\u00e1t h\u00e0nh trong l\u1ecbch s\u1eed ch\u1eadm thay \u0111\u1ed5i, nh\u01b0ng kh\u00e1ch h\u00e0ng – v\u00e0 nh\u1eefng r\u1ee7i ro m\u00e0 h\u1ecd ph\u1ea3i \u0111\u1ed1i m\u1eb7t – \u0111ang thay \u0111\u1ed5i nhanh ch\u00f3ng. Th\u1ef1c hi\u1ec7n c\u00e1c kho\u1ea3n \u0111\u1ea7u t\u01b0 chuy\u1ec3n \u0111\u1ed5i \u0111\u1ec3 t\u00e1i t\u1ea1o l\u1ea1i vai tr\u00f2 c\u1ee7a b\u1ea3o l\u00e3nh ph\u00e1t h\u00e0nh ch\u01b0a bao gi\u1edd quan tr\u1ecdng h\u01a1n”, Chester v\u00e0 nh\u00f3m nghi\u00ean c\u1ee9u cho bi\u1ebft.<\/p>\n\n

M\u1ed9t c\u00e1ch AI c\u1ea3i thi\u1ec7n b\u1ea3o l\u00e3nh ph\u00e1t h\u00e0nh l\u00e0 c\u1ea3i thi\u1ec7n ph\u00e2n t\u00edch d\u1ef1 \u0111o\u00e1n, Chris Ganje<\/a>, Gi\u00e1m \u0111\u1ed1c \u0111i\u1ec1u h\u00e0nh v\u00e0 \u0111\u1ed3ng s\u00e1ng l\u1eadp c\u1ee7a AMPLYFI cho bi\u1ebft.\nN\u00f3 l\u00e0m nh\u01b0 v\u1eady b\u1eb1ng c\u00e1ch cho ph\u00e9p d\u1ef1 b\u00e1o ch\u00ednh x\u00e1c h\u01a1n \u0111\u01b0\u1ee3c th\u1ef1c hi\u1ec7n tr\u00ean c\u01a1 s\u1edf b\u1ed9 d\u1eef li\u1ec7u l\u1edbn h\u01a1n v\u00e0 to\u00e0n di\u1ec7n h\u01a1n nhi\u1ec1u. <\/p>\n\n

Khi k\u1ebft h\u1ee3p v\u1edbi giao ti\u1ebfp kh\u00e1ch h\u00e0ng m\u1ea1nh m\u1ebd, tr\u00ed tu\u1ec7 nh\u00e2n t\u1ea1o c\u00f3 th\u1ec3 thu th\u1eadp v\u00e0 ph\u00e2n t\u00edch m\u1ed9t t\u1eadp h\u1ee3p r\u1ed9ng l\u1edbn c\u00e1c \u0111i\u1ec3m d\u1eef li\u1ec7u c\u00f3 li\u00ean quan m\u1ed9t c\u00e1ch nhanh ch\u00f3ng, c\u1ea3i thi\u1ec7n kh\u1ea3 n\u0103ng c\u1ee7a c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m \u0111\u1ec3 c\u00e2n nh\u1eafc r\u1ee7i ro v\u00e0 gi\u00e1 c\u1ea3 ph\u00f9 h\u1ee3p.<\/p>\n\n

N\u1eafm b\u1eaft \u0111i\u1ec7n to\u00e1n \u0111\u00e1m m\u00e2y<\/h2>\n\n

\u0110i\u1ec7n to\u00e1n \u0111\u00e1m m\u00e2y – vi\u1ec7c qu\u1ea3n l\u00fd d\u1eef li\u1ec7u tr\u00ean c\u00e1c m\u00e1y ch\u1ee7 n\u1eb1m b\u00ean ngo\u00e0i t\u00e0i s\u1ea3n c\u1ee7a c\u00f4ng ty b\u1ea3o hi\u1ec3m – l\u00e0 c\u1ea7n thi\u1ebft \u0111\u1ec3 tri\u1ec3n khai tr\u00ed tu\u1ec7 nh\u00e2n t\u1ea1o.\n\u0110i\u1ec7n to\u00e1n \u0111\u00e1m m\u00e2y cho ph\u00e9p s\u1ee9c m\u1ea1nh x\u1eed l\u00fd l\u1edbn h\u01a1n \u0111\u1ec3 ph\u00e2n t\u00edch c\u00e1c t\u1eadp d\u1eef li\u1ec7u l\u1edbn m\u1ed9t c\u00e1ch nhanh ch\u00f3ng, c\u0169ng nh\u01b0 cho nh\u00e2n vi\u00ean c\u00f4ng ty b\u1ea3o hi\u1ec3m l\u00e0m vi\u1ec7c \u1edf b\u1ea5t c\u1ee9 \u0111\u00e2u, Elodie de Fontenay, Kankeyan Murugavel v\u00e0 Richard LeRoy<\/a> t\u1ea1i Accenture cho bi\u1ebft. <\/p>\n\n

Khi k\u1ebft h\u1ee3p v\u1edbi s\u1ef1 gia t\u0103ng c\u1ee7a c\u00e1c thi\u1ebft b\u1ecb th\u00f4ng minh, nh\u01b0 thi\u1ebft b\u1ecb \u0111eo theo d\u00f5i s\u1ee9c kh\u1ecfe v\u00e0 m\u00e1y d\u00f2 kh\u00f3i ho\u1eb7c \u0111\u1ed9 \u1ea9m, \u0111i\u1ec7n to\u00e1n \u0111\u00e1m m\u00e2y c\u0169ng cho ph\u00e9p c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m t\u1ea1o v\u00e0 truy c\u1eadp d\u1eef li\u1ec7u v\u1ec1 r\u1ee7i ro v\u00e0 h\u00e0nh vi c\u1ee7a kh\u00e1ch h\u00e0ng, de Fontenay, Murugavel v\u00e0 LeRoy n\u00f3i.\nTh\u00f4ng tin n\u00e0y c\u00f3 th\u1ec3 l\u00e0 v\u00f4 gi\u00e1 cho c\u1ea3 b\u1ea3o l\u00e3nh ph\u00e1t h\u00e0nh v\u00e0 ti\u1ebfp th\u1ecb. <\/p>\n\n

Kh\u00e1m ph\u00e1 l\u1ee3i \u00edch c\u1ee7a Blockchain<\/h2>\n\n

Blockchain l\u00e0 m\u1ed9t l\u1ef1a ch\u1ecdn kh\u00e1c \u0111\u1ec3 h\u1ed7 tr\u1ee3 nghi\u00ean c\u1ee9u v\u00e0 ph\u00e1t tri\u1ec3n.\nN\u00f3 \u0111\u00e3 ph\u00e1 v\u1ee1 b\u1ea3o hi\u1ec3m c\u00f9ng v\u1edbi nhi\u1ec1u ng\u00e0nh c\u00f4ng nghi\u1ec7p kh\u00e1c, h\u1ee9a h\u1eb9n m\u1ed9t c\u00e1ch \u0111\u1ec3 \u0111\u1ea3m b\u1ea3o c\u00e1c giao d\u1ecbch m\u00e0 kh\u00f4ng c\u1ea7n s\u1ef1 can thi\u1ec7p c\u1ee7a b\u00ean th\u1ee9 ba.\nT\u00ednh minh b\u1ea1ch v\u00e0 tr\u00e1ch nhi\u1ec7m gi\u1ea3i tr\u00ecnh c\u1ee7a blockchain, c\u00f9ng v\u1edbi kh\u1ea3 n\u0103ng t\u1ef1 \u0111\u1ed9ng \u0111\u00e1p \u1ee9ng c\u00e1c \u0111i\u1ec1u ki\u1ec7n nh\u1ea5t \u0111\u1ecbnh th\u00f4ng qua h\u1ee3p \u0111\u1ed3ng th\u00f4ng minh, l\u00e0m cho n\u00f3 tr\u1edf th\u00e0nh m\u1ed9t l\u1ef1a ch\u1ecdn \u0111\u1ea7y h\u1ee9a h\u1eb9n cho c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m, Robert Cummings<\/a>, ng\u01b0\u1eddi \u0111\u1ee9ng \u0111\u1ea7u to\u00e0n c\u1ea7u v\u1ec1 b\u1ea3o hi\u1ec3m IBU t\u1ea1i SAP cho bi\u1ebft. <\/p>\n\n

B\u1edfi v\u00ec c\u00e1c blockchain \u0111\u01b0\u1ee3c thi\u1ebft k\u1ebf v\u1edbi b\u1ea3o m\u1eadt quan tr\u1ecdng nh\u1ea5t, ch\u00fang c\u00f3 th\u1ec3 c\u00f3 vai tr\u00f2 \u0111\u1eb7c bi\u1ec7t quan tr\u1ecdng trong vi\u1ec7c gi\u1ea3m gian l\u1eadn b\u1ea3o hi\u1ec3m.\n“V\u1edbi c\u00e1c y\u00eau c\u1ea7u b\u1ea3o hi\u1ec3m \u0111\u01b0\u1ee3c x\u1eed l\u00fd tr\u00ean blockchain, gian l\u1eadn b\u1ea3o hi\u1ec3m c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c gi\u1ea3m thi\u1ec3u v\u00e0 hi\u1ec7u qu\u1ea3 trong vi\u1ec7c x\u1eed l\u00fd y\u00eau c\u1ea7u b\u1ed3i th\u01b0\u1eddng c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c th\u1ef1c hi\u1ec7n”, Triinu Murum\u00e4e<\/a>, bi\u00ean t\u1eadp vi\u00ean c\u1ee7a BlackInsurance cho bi\u1ebft. <\/p>\n\n

\"\"<\/figure>\n\n

T\u1ea1o khung b\u1ea3o hi\u1ec3m t\u00f9y ch\u1ec9nh<\/h2>\n\n

Tr\u01b0\u1edbc \u0111\u00e2y, c\u00e1c h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m \u0111\u01b0\u1ee3c t\u1ea1o ra v\u00e0 \u0111\u00f3ng g\u00f3i th\u00f4ng qua m\u1ed9t qu\u00e1 tr\u00ecnh t\u1ed1n nhi\u1ec1u th\u1eddi gian, nghi\u00ean c\u1ee9u.\nKh\u00e1ch h\u00e0ng \u0111\u00e3 c\u00f3 t\u00f9y ch\u1ecdn mua c\u00e1c g\u00f3i kh\u00e1c nhau, nh\u01b0ng h\u1ecd kh\u00f4ng c\u00f3 t\u00f9y ch\u1ecdn chia nh\u1ecf c\u00e1c y\u1ebfu t\u1ed1 c\u1ee7a c\u00e1c g\u00f3i \u0111\u00f3 \u0111\u1ec3 t\u1ea1o ph\u1ea1m vi b\u1ea3o hi\u1ec3m c\u1ee7a ri\u00eang h\u1ecd. <\/p>\n\n

Tuy nhi\u00ean, c\u00e1c c\u00f4ng c\u1ee5 c\u00f4ng ngh\u1ec7 t\u01b0\u01a1ng t\u1ef1 gi\u00fap \u0111\u00e1p \u1ee9ng nhu c\u1ea7u c\u00e1 nh\u00e2n h\u00f3a c\u1ee7a kh\u00e1ch h\u00e0ng d\u1ec5 d\u00e0ng h\u01a1n, c\u1ea3i thi\u1ec7n kh\u1ea3 n\u0103ng c\u1ee7a c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m trong vi\u1ec7c cung c\u1ea5p m\u1ed9t c\u00e1ch ti\u1ebfp c\u1eadn t\u00f9y ch\u1ec9nh h\u01a1n \u0111\u1ed1i v\u1edbi ph\u1ea1m vi b\u1ea3o hi\u1ec3m.<\/p>\n\n

\u0110\u00e2y l\u00e0 n\u01a1i m\u1ed9t gi\u1ea3i ph\u00e1p nh\u01b0 BOLT<\/a> c\u1eafm v\u00e0o.\nN\u1ec1n t\u1ea3ng n\u00e0y cung c\u1ea5p m\u1ed9t giao di\u1ec7n duy nh\u1ea5t cho t\u1ea5t c\u1ea3 c\u00e1c k\u00eanh – cho d\u00f9 \u0111\u00f3 l\u00e0 cho c\u00e1c \u0111\u1ea1i l\u00fd hi\u1ec7n tr\u01b0\u1eddng, trung t\u00e2m cu\u1ed9c g\u1ecdi hay k\u00eanh b\u00e1n h\u00e0ng tr\u1ef1c ti\u1ebfp \u0111\u1ebfn ng\u01b0\u1eddi ti\u00eau d\u00f9ng – trong \u0111\u00f3 c\u00e1c d\u00f2ng s\u1ea3n ph\u1ea9m t\u1eeb to\u00e0n b\u1ed9 h\u1ec7 sinh th\u00e1i c\u00f3 s\u1eb5n.\n\u0110i\u1ec1u n\u00e0y cho ph\u00e9p c\u00e1c s\u1ea3n ph\u1ea9m t\u1eeb nhi\u1ec1u nh\u00e0 cung c\u1ea5p d\u1ecbch v\u1ee5 \u0111\u01b0\u1ee3c b\u00e1n d\u01b0\u1edbi d\u1ea1ng g\u00f3i t\u00f9y ch\u1ec9nh.\nB\u1eb1ng c\u00e1ch \u0111\u00f3, kh\u00f4ng c\u00f3 kh\u00e1ch h\u00e0ng n\u00e0o c\u1ea7n ph\u1ea3i t\u1eeb ch\u1ed1i v\u00ec nhu c\u1ea7u b\u1ea3o hi\u1ec3m c\u1ee5 th\u1ec3 c\u1ee7a h\u1ecd n\u1eb1m ngo\u00e0i danh m\u1ee5c c\u00e1c s\u1ea3n ph\u1ea9m c\u00f3 s\u1eb5n. <\/p>\n\n

\u0110\u00e2y l\u00e0 c\u00e1ch c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m P&C th\u00f4ng th\u01b0\u1eddng h\u01b0\u1edbng t\u1edbi t\u01b0\u01a1ng lai c\u1ee7a b\u1ea3o hi\u1ec3m c\u00f3 th\u1ec3 \u00e1p d\u1ee5ng ph\u01b0\u01a1ng ph\u00e1p b\u1ea3o hi\u1ec3m t\u00f9y ch\u1ec9nh v\u00e0 do \u0111\u00f3 gi\u1ea3i quy\u1ebft nhu c\u1ea7u c\u1ee7a kh\u00e1ch h\u00e0ng v\u1ec1 b\u1ea3o hi\u1ec3m \u0111\u01b0\u1ee3c c\u00e1 nh\u00e2n h\u00f3a.\nB\u1eb1ng c\u00e1ch ph\u00e2n t\u00edch b\u1ea3o hi\u1ec3m n\u00e0o \u0111\u01b0\u1ee3c mua v\u00e0 t\u1ea1i sao, c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m n\u00e0y c\u0169ng c\u00f3 th\u1ec3 hi\u1ec3u r\u00f5 h\u01a1n v\u1ec1 h\u00e0nh vi v\u00e0 r\u1ee7i ro c\u1ee7a kh\u00e1ch h\u00e0ng. <\/p>\n\n

\u0110\u1ea7u t\u01b0 v\u00e0o hi\u1ec7u qu\u1ea3 v\u00e0 n\u0103ng su\u1ea5t cao h\u01a1n<\/h2>\n\n

Vi\u1ec7c chuy\u1ec3n sang s\u1eed d\u1ee5ng tr\u00ed tu\u1ec7 nh\u00e2n t\u1ea1o trong b\u1ea3o hi\u1ec3m \u0111\u00e3 d\u1eabn \u0111\u1ebfn m\u1ed9t h\u1ec7 qu\u1ea3 t\u1ea5t y\u1ebfu c\u1ea7n thi\u1ebft: c\u1ea5u tr\u00fac d\u1eef li\u1ec7u \u0111\u1ec3 ph\u00e2n t\u00edch b\u1eb1ng AI v\u00e0 h\u1ecdc m\u00e1y.\nD\u1eef li\u1ec7u c\u00f3 c\u1ea5u tr\u00fac d\u1ec5 ph\u00e2n t\u00edch v\u00e0 b\u1ea3o v\u1ec7 h\u01a1n, v\u00e0 n\u00f3 c\u0169ng mang l\u1ea1i l\u1ee3i \u00edch hi\u1ec7u qu\u1ea3, Carol McKenzie<\/a>, ph\u00f3 ch\u1ee7 t\u1ecbch b\u00e1n h\u00e0ng v\u00e0 ti\u1ebfp th\u1ecb t\u1ea1i Solartis cho bi\u1ebft. <\/p>\n\n

“C\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m c\u00f3 th\u1ec3 t\u1eadn d\u1ee5ng d\u1eef li\u1ec7u c\u00f3 c\u1ea5u tr\u00fac b\u1eb1ng c\u00e1ch gi\u1ea3m s\u1ef1 ph\u1ee5 thu\u1ed9c v\u00e0o vi\u1ec7c nh\u1eadp v\u00e0 thao t\u00e1c d\u1eef li\u1ec7u th\u1ee7 c\u00f4ng, v\u1eeba t\u1ed1n th\u1eddi gian v\u1eeba kh\u00f4ng hi\u1ec7u qu\u1ea3”, McKenzie n\u00f3i.<\/p>\n\n

H\u1ee3p nh\u1ea5t nh\u00f3m c\u1ee7a b\u1ea1n<\/h2>\n\n

C\u00e1c nh\u00e0 l\u00e3nh \u0111\u1ea1o b\u1ea3o hi\u1ec3m t\u00e0i s\u1ea3n v\u00e0 th\u01b0\u01a1ng vong hy v\u1ecdng r\u1eb1ng insurtech s\u1ebd ph\u00e1 v\u1ee1 ph\u00e2n ph\u1ed1i b\u1ea3o hi\u1ec3m, t\u1eadp trung nhi\u1ec1u h\u01a1n v\u00e0o c\u00e1c k\u1ebft n\u1ed1i tr\u1ef1c ti\u1ebfp gi\u1eefa kh\u00e1ch h\u00e0ng v\u00e0 c\u00f4ng ty b\u1ea3o hi\u1ec3m c\u1ee7a h\u1ecd h\u01a1n l\u00e0 s\u1ef1 hi\u1ec7n di\u1ec7n c\u1ee7a c\u00e1c \u0111\u1ea1i l\u00fd v\u00e0 nh\u00e0 m\u00f4i gi\u1edbi, Mark Breading<\/a>, m\u1ed9t \u0111\u1ed1i t\u00e1c t\u1ea1i StrategyMeetsAction cho bi\u1ebft.\nC\u00e1c \u0111\u1ea1i l\u00fd v\u00e0 nh\u00e0 m\u00f4i gi\u1edbi, c\u0169ng nh\u01b0 c\u00e1c nh\u00f3m d\u1ecbch v\u1ee5 kh\u00e1ch h\u00e0ng c\u1ee7a c\u00f4ng ty b\u1ea3o hi\u1ec3m, s\u1ebd chuy\u1ec3n sang vai tr\u00f2 c\u1ed1 v\u1ea5n \u0111\u00e1ng tin c\u1eady v\u1edbi kh\u00e1ch h\u00e0ng m\u00e0 h\u1ecd ph\u1ee5c v\u1ee5. <\/p>\n\n

\u0110\u01b0a to\u00e0n b\u1ed9 \u0111\u1ed9i ng\u0169 \u0111\u1ed1i m\u1eb7t v\u1edbi kh\u00e1ch h\u00e0ng c\u1ee7a b\u1ea1n v\u00e0o c\u00f9ng m\u1ed9t trang v\u1ec1 vi\u1ec7c s\u1eed d\u1ee5ng c\u00f4ng ngh\u1ec7 v\u00e0 m\u1ee5c ti\u00eau kh\u00e1ch h\u00e0ng t\u1ed5ng th\u1ec3 c\u00f3 th\u1ec3 c\u1ea3i thi\u1ec7n \u0111\u00e1ng k\u1ec3 kh\u1ea3 n\u0103ng thu h\u00fat v\u00e0 gi\u1eef kh\u00e1ch h\u00e0ng m\u1edbi c\u1ee7a c\u00f4ng ty b\u1ea3o hi\u1ec3m, Andrea Wells<\/a> vi\u1ebft tr\u00ean T\u1ea1p ch\u00ed B\u1ea3o hi\u1ec3m.\n\u0110i\u1ec1u n\u00e0y \u0111\u1eb7c bi\u1ec7t \u0111\u00fang khi c\u00e1c \u0111\u1ea1i l\u00fd v\u00e0 nh\u00e0 m\u00f4i gi\u1edbi \u0111\u00e3 x\u00e2y d\u1ef1ng m\u1ed1i quan h\u1ec7 kh\u00e1ch h\u00e0ng m\u1ea1nh m\u1ebd, \u0111\u01b0\u1ee3c c\u00e1 nh\u00e2n h\u00f3a c\u00f3 th\u1ec3 l\u00e0m c\u01a1 s\u1edf cho vi\u1ec7c truy\u1ec1n th\u00f4ng kh\u00e1ch h\u00e0ng t\u1ed1t h\u01a1n tr\u00ean to\u00e0n c\u00f4ng ty. <\/p>\n\n

Theo d\u00f5i chuy\u1ec3n \u0111\u1ed9ng quy \u0111\u1ecbnh<\/h2>\n\n

C\u00e1c quy \u0111\u1ecbnh li\u00ean t\u1ee5c thay \u0111\u1ed5i, kh\u00f4ng ch\u1ec9 trong ch\u00ednh b\u1ea3o hi\u1ec3m m\u00e0 c\u00f2n trong c\u00e1c l\u0129nh v\u1ef1c li\u00ean quan nh\u01b0 an ninh m\u1ea1ng.\nV\u00ed d\u1ee5, v\u00e0o n\u0103m 2019, c\u00e1c l\u0129nh v\u1ef1c ph\u00e1p l\u00fd ch\u00ednh bao g\u1ed3m ph\u00e2n t\u00edch v\u00e0 m\u00f4 h\u00ecnh h\u00f3a d\u1eef li\u1ec7u b\u1ea3o hi\u1ec3m v\u00e0 gian l\u1eadn b\u1ea3o hi\u1ec3m, Autumn Heisler<\/a> vi\u1ebft t\u1ea1i Risk &; Insurance. <\/p>\n\n

M\u1eb7c d\u00f9 c\u00e1c quy \u0111\u1ecbnh c\u00f3 xu h\u01b0\u1edbng tu\u00e2n theo c\u00e1c v\u1ea5n \u0111\u1ec1 h\u01a1n l\u00e0 \u0111i tr\u01b0\u1edbc ch\u00fang, c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m nh\u1eadn th\u1ee9c \u0111\u01b0\u1ee3c c\u00e1c n\u1ed7 l\u1ef1c ph\u00e1p l\u00fd s\u1ebd t\u1ef1 \u0111\u1ecbnh v\u1ecb m\u00ecnh \u0111\u1ec3 tu\u00e2n th\u1ee7 d\u1ec5 d\u00e0ng c\u00e1c quy t\u1eafc v\u00e0 quy\u1ebft \u0111\u1ecbnh khi ch\u00fang \u0111\u01b0\u1ee3c ph\u00e1t h\u00e0nh.\nB\u1ea3n th\u00e2n qu\u00e1 tr\u00ecnh x\u00e2y d\u1ef1ng quy \u0111\u1ecbnh c\u00f3 th\u1ec3 cung c\u1ea5p nh\u1eefng hi\u1ec3u bi\u1ebft s\u00e2u s\u1eafc v\u00e0 c\u01a1 h\u1ed9i cho c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m n\u1eafm b\u1eaft c\u00e1c th\u1ef1c ti\u1ec5n t\u1ed1t nh\u1ea5t trong vi\u1ec7c s\u1eed d\u1ee5ng c\u00f4ng ngh\u1ec7. <\/p>\n\n

Duy tr\u00ec l\u01b0u t\u00e2m \u0111\u1ebfn xu h\u01b0\u1edbng ki\u1ec7n t\u1ee5ng v\u00e0 quy\u1ebft \u0111\u1ecbnh c\u1ee7a t\u00f2a \u00e1n c\u0169ng c\u00f3 th\u1ec3 gi\u00fap c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m \u0111\u01b0a ra quy\u1ebft \u0111\u1ecbnh t\u1ed1t h\u01a1n.\nV\u00ed d\u1ee5, nh\u1eefng thay \u0111\u1ed5i g\u1ea7n \u0111\u00e2y trong lu\u1eadt Florida c\u00f3 th\u1ec3 g\u00e2y g\u00e1nh n\u1eb7ng cho vi\u1ec7c b\u1ea3o l\u00e3nh ph\u00e1t h\u00e0nh, nh\u01b0ng c\u0169ng c\u00f3 th\u1ec3 d\u1eabn \u0111\u1ebfn nhu c\u1ea7u b\u1ea3o hi\u1ec3m nhi\u1ec1u h\u01a1n, Tim Zawacki<\/a> t\u1ea1i S&P Global Market Intelligence cho bi\u1ebft. <\/p>\n\n

\"\"<\/figure>\n\n

Nghi\u00eam t\u00fac v\u1ec1 b\u1ea3o m\u1eadt d\u1eef li\u1ec7u<\/h2>\n\n

Trong khi kh\u00e1ch h\u00e0ng quan t\u00e2m \u0111\u1ebfn vi\u1ec7c chia s\u1ebb d\u1eef li\u1ec7u v\u1edbi c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m c\u1ee7a h\u1ecd \u0111\u1ec3 c\u00f3 tr\u1ea3i nghi\u1ec7m c\u00e1 nh\u00e2n h\u00f3a h\u01a1n v\u00e0 m\u1ee9c gi\u00e1 t\u00f9y ch\u1ec9nh, vi\u1ec7c ch\u1ea5p nh\u1eadn d\u1eef li\u1ec7u n\u00e0y c\u1ee7a c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m \u0111i k\u00e8m v\u1edbi tr\u00e1ch nhi\u1ec7m, Varun Dua<\/a>, ng\u01b0\u1eddi s\u00e1ng l\u1eadp v\u00e0 CEO c\u1ee7a Acko General Insurance cho bi\u1ebft.\nNhu c\u1ea7u ph\u00e1p l\u00fd ng\u00e0y c\u00e0ng t\u0103ng v\u00e0 n\u1ed7i s\u1ee3 h\u00e3i c\u1ee7a ng\u01b0\u1eddi ti\u00eau d\u00f9ng v\u1ec1 b\u1ea3o m\u1eadt d\u1eef li\u1ec7u v\u00e0 quy\u1ec1n ri\u00eang t\u01b0 \u0111ang th\u00fac \u0111\u1ea9y c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m c\u1ea3i thi\u1ec7n b\u1ea3o m\u1eadt k\u1ef9 thu\u1eadt s\u1ed1 c\u1ee7a h\u1ecd. <\/p>\n\n

S\u1ef1 gia t\u0103ng c\u1ee7a hack v\u00e0 c\u00e1c cu\u1ed9c t\u1ea5n c\u00f4ng t\u01b0\u01a1ng t\u1ef1, c\u00f9ng v\u1edbi s\u1ef1 ch\u1eafp v\u00e1 c\u1ee7a c\u00e1c quy \u0111\u1ecbnh b\u1ea3o m\u1eadt d\u1eef li\u1ec7u ch\u01b0a cung c\u1ea5p c\u00e1c ti\u00eau chu\u1ea9n th\u1ed1ng nh\u1ea5t, \u0111\u1ea7y \u0111\u1ee7, \u0111\u00e3 khi\u1ebfn nhi\u1ec1u c\u00f4ng ty b\u1ea3o hi\u1ec3m n\u1eafm l\u1ea5y tr\u00e1ch nhi\u1ec7m b\u1ea3o m\u1eadt d\u1eef li\u1ec7u m\u1ed9t c\u00e1ch ch\u1ee7 \u0111\u1ed9ng, Ian Kilpatrick<\/a>, ph\u00f3 ch\u1ee7 t\u1ecbch \u0111i\u1ec1u h\u00e0nh an ninh m\u1ea1ng t\u1ea1i Nuvias Group cho bi\u1ebft.\nM\u1eb7c d\u00f9 c\u00e1c bi\u1ec7n ph\u00e1p an ninh c\u00f3 th\u1ec3 ph\u1ee9c t\u1ea1p, nh\u01b0ng ch\u00fang cung c\u1ea5p cho c\u1ea3 kh\u00e1ch h\u00e0ng v\u00e0 c\u00f4ng ty b\u1ea3o hi\u1ec3m c\u1ea3m gi\u00e1c an to\u00e0n, b\u1ea3o v\u1ec7 m\u1ed1i quan h\u1ec7 c\u1ee7a h\u1ecd. <\/p>\n\n

N\u1eafm b\u1eaft t\u00ednh b\u1ec1n v\u1eefng<\/h2>\n\n

C\u00e1c th\u01b0\u01a1ng hi\u1ec7u c\u00f3 th\u1ef1c h\u00e0nh b\u1ec1n v\u1eefng c\u00f3 th\u1ec3 ki\u1ec3m ch\u1ee9ng ho\u1ea1t \u0111\u1ed9ng t\u1ed1t h\u01a1n c\u00e1c th\u01b0\u01a1ng hi\u1ec7u c\u1ea1nh tranh kh\u00f4ng c\u00f3 th\u1ef1c h\u00e0nh b\u1ec1n v\u1eefng trong m\u1ecdi ng\u00e0nh, Michael Houlihan v\u00e0 Bonnie Harvey<\/a>, nh\u1eefng ng\u01b0\u1eddi s\u00e1ng l\u1eadp Barefoot Wine cho bi\u1ebft.\nV\u00ed d\u1ee5, m\u1ed9t nghi\u00ean c\u1ee9u c\u1ee7a Nielsen v\u1ec1 h\u00e0ng h\u00f3a b\u00e1n l\u1ebb cho th\u1ea5y c\u00e1c m\u1eb7t h\u00e0ng b\u1ec1n v\u1eefng t\u0103ng tr\u01b0\u1edfng trung b\u00ecnh t\u1ed1t h\u01a1n ba ph\u1ea7n tr\u0103m so v\u1edbi c\u00e1c th\u01b0\u01a1ng hi\u1ec7u kh\u00f4ng ch\u00e0o h\u00e0ng c\u00e1c ho\u1ea1t \u0111\u1ed9ng b\u1ec1n v\u1eefng. <\/p>\n\n

B\u1edfi v\u00ec c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m kh\u00f4ng b\u00e1n c\u00e1c m\u1eb7t h\u00e0ng h\u1eefu h\u00ecnh nh\u01b0 r\u01b0\u1ee3u vang ho\u1eb7c xe c\u1ed9, c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m c\u00f3 th\u1ec3 kh\u00f3 nh\u00ecn th\u1ea5y t\u01b0\u01a1ng lai c\u1ee7a b\u1ea3o hi\u1ec3m v\u1ec1 m\u1eb7t b\u1ec1n v\u1eefng.\nTuy nhi\u00ean, vi\u1ec7c s\u1eed d\u1ee5ng c\u00e1c th\u1ef1c h\u00e0nh b\u1ec1n v\u1eefng c\u00f3 th\u1ec3 gi\u00fap ti\u1ebft ki\u1ec7m ti\u1ec1n \u0111\u1ed3ng th\u1eddi khuy\u1ebfn kh\u00edch s\u1ef1 quan t\u00e2m c\u1ee7a kh\u00e1ch h\u00e0ng \u0111\u1ed1i v\u1edbi th\u01b0\u01a1ng hi\u1ec7u c\u1ee7a c\u00f4ng ty b\u1ea3o hi\u1ec3m.\nV\u00ed d\u1ee5: chuy\u1ec3n \u0111\u1ed5i sang giao ti\u1ebfp kh\u00f4ng c\u1ea7n gi\u1ea5y t\u1edd v\u1edbi kh\u00e1ch h\u00e0ng c\u00f3 th\u1ec3 ti\u1ebft ki\u1ec7m t\u00e0i nguy\u00ean v\u00e0 tr\u1edf th\u00e0nh \u0111i\u1ec3m n\u00f3i chuy\u1ec7n thu h\u00fat doanh nghi\u1ec7p m\u1edbi. <\/p>\n\n

T\u01b0\u01a1ng lai c\u1ee7a b\u1ea3o hi\u1ec3m v\u1eabn kh\u00f4ng ch\u1eafc ch\u1eafn theo nhi\u1ec1u c\u00e1ch, \u0111\u1eb7c bi\u1ec7t l\u00e0 \u0111\u1ed1i v\u1edbi c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m P&C.\nVi\u1ec7c \u00e1p d\u1ee5ng c\u00e1c c\u00f4ng c\u1ee5 c\u00f4ng ngh\u1ec7 m\u1edbi m\u1ed9t c\u00e1ch chu \u0111\u00e1o v\u00e0 x\u00e2y d\u1ef1ng m\u1ed1i quan h\u1ec7 kh\u00e1ch h\u00e0ng m\u1ea1nh m\u1ebd c\u00f3 th\u1ec3 gi\u00fap c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m ph\u00e1t tri\u1ec3n m\u1ea1nh b\u1ea5t k\u1ec3 t\u01b0\u01a1ng lai c\u00f3 g\u00ec trong c\u1eeda h\u00e0ng. <\/p>\n\n

\u1ea2nh: Andor Bujdoso\/\u00a9123RF.com, Mark Agnor\/\u00a9123RF.com, Mark Bowden\/\u00a9123RF.com<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"

C\u00f4ng ngh\u1ec7 \u0111\u00e3 thay \u0111\u1ed5i c\u00e1ch ch\u00fang ta l\u00e0m vi\u1ec7c, suy ngh\u0129, giao ti\u1ebfp v\u00e0 kinh doanh. K\u1ef3 v\u1ecdng c\u1ee7a kh\u00e1ch h\u00e0ng \u0111\u00e3 thay \u0111\u1ed5i \u0111\u00e1ng k\u1ec3 khi mua s\u1eafm tr\u1ef1c tuy\u1ebfn v\u00e0 c\u00e1c n\u1ec1n t\u1ea3ng \u0111a k\u00eanh \u0111\u00e3 bi\u1ebfn tr\u1ea3i nghi\u1ec7m \u0111\u01b0\u1ee3c c\u00e1 nh\u00e2n h\u00f3a, h\u1ee3p l\u00fd h\u00f3a tr\u1edf th\u00e0nh ti\u00eau chu\u1ea9n. S\u1ef1 gia […]<\/p>\n","protected":false},"featured_media":6163,"template":"","insight-category":[],"class_list":["post-17960","insight","type-insight","status-publish","has-post-thumbnail","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/bolttech.io\/vi\/wp-json\/wp\/v2\/insight\/17960","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bolttech.io\/vi\/wp-json\/wp\/v2\/insight"}],"about":[{"href":"https:\/\/bolttech.io\/vi\/wp-json\/wp\/v2\/types\/insight"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bolttech.io\/vi\/wp-json\/wp\/v2\/media\/6163"}],"wp:attachment":[{"href":"https:\/\/bolttech.io\/vi\/wp-json\/wp\/v2\/media?parent=17960"}],"wp:term":[{"taxonomy":"insight-category","embeddable":true,"href":"https:\/\/bolttech.io\/vi\/wp-json\/wp\/v2\/insight-category?post=17960"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}