{"id":21349,"date":"2024-09-30T14:45:46","date_gmt":"2024-09-30T19:45:46","guid":{"rendered":"https:\/\/bolttech.io\/insights\/pc-%ec%9a%b4%ec%86%a1%ec%97%85%ec%b2%b4%eb%8a%94-%ec%96%b4%eb%96%bb%ea%b2%8c-%ec%a0%9c%ed%92%88-%ea%b0%9c%eb%b0%9c-%ec%a3%bc%ea%b8%b0%eb%a5%bc-%eb%8b%a8%ec%b6%95%ed%95%a0-%ec%88%98-%ec%9e%88\/"},"modified":"2024-11-06T17:33:02","modified_gmt":"2024-11-06T22:33:02","slug":"pc-%ec%9a%b4%ec%86%a1%ec%97%85%ec%b2%b4%eb%8a%94-%ec%96%b4%eb%96%bb%ea%b2%8c-%ec%a0%9c%ed%92%88-%ea%b0%9c%eb%b0%9c-%ec%a3%bc%ea%b8%b0%eb%a5%bc-%eb%8b%a8%ec%b6%95%ed%95%a0-%ec%88%98-%ec%9e%88","status":"publish","type":"insight","link":"https:\/\/bolttech.io\/ko\/insights\/pc-%ec%9a%b4%ec%86%a1%ec%97%85%ec%b2%b4%eb%8a%94-%ec%96%b4%eb%96%bb%ea%b2%8c-%ec%a0%9c%ed%92%88-%ea%b0%9c%eb%b0%9c-%ec%a3%bc%ea%b8%b0%eb%a5%bc-%eb%8b%a8%ec%b6%95%ed%95%a0-%ec%88%98-%ec%9e%88\/","title":{"rendered":"P&C \uc6b4\uc1a1\uc5c5\uccb4\ub294 \uc5b4\ub5bb\uac8c \uc81c\ud488 \uac1c\ubc1c \uc8fc\uae30\ub97c \ub2e8\ucd95\ud560 \uc218 \uc788\uc2b5\ub2c8\uae4c?"},"content":{"rendered":"\n

\uc190\ud574\ubcf4\ud5d8\uc758 \uc804\ud1b5\uc801\uc778 \uc0c1\ud488 \uac1c\ubc1c \uc8fc\uae30\ub294 \ub2ec\ud33d\uc774 \uac78\uc74c\ucc98\ub7fc \ube60\ub974\uac8c \uc6c0\uc9c1\uc785\ub2c8\ub2e4. \ucd08\uc548 \uc791\uc131, \uc2b9\uc778, \uc218\uc815, \uc8fc\uc694 \uc138\ubd80 \uc0ac\ud56d\uc758 \uac80\uc99d \ubc0f \uae30\ud0c0 \ub2e8\uacc4\ub97c \uac70\uce58\uba74 \uc2e0\uc81c\ud488\uc774 \uad6c\uc0c1\ub418\ub294 \uc21c\uac04\ubd80\ud130 \uace0\uac1d\uc5d0\uac8c \ucd9c\uc2dc\ub418\ub294 \ub0a0\uae4c\uc9c0 \uc218\uac1c\uc6d4\uc774 \uac78\ub9bd\ub2c8\ub2e4.<\/p>\n\n

\uae30\uc220\uc774 \uc77c\uc0c1\uacfc \ube44\uc988\ub2c8\uc2a4\uc758 \uc18d\ub3c4\ub97c \uac00\uc18d\ud654\ud568\uc5d0 \ub530\ub77c \uc804\ud1b5\uc801\uc778 \uc0c1\ud488 \uac1c\ubc1c \uc8fc\uae30\ub294 P&C \ubcf4\ud5d8\uc0ac\uc758 \ud6a8\uc728\uc131\uacfc \uc218\uc775\uc5d0 \uacc4\uc18d \uac78\ub9bc\ub3cc\uc774 \ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc5ec\uae30\uc5d0\uc11c\ub294 \uc81c\ud488 \uac1c\ubc1c \uc8fc\uae30\uc758 \uac00\uc7a5 \ud070 \ubb38\uc81c\uc810\uacfc \ud488\uc9c8 \uc800\ud558 \uc5c6\uc774 \uc18d\ub3c4\ub97c \ub192\uc77c \uc218 \uc788\ub294 \ubc29\ubc95\uc5d0 \ub300\ud574 \uc124\uba85\ud569\ub2c8\ub2e4.<\/p>\n\n

Cycle Slowdown No. 1: \uc624\ub798\ub41c \ud504\ub85c\uc138\uc2a4<\/h4>\n\n

20\uc138\uae30\uc758 \ub9c8\uc9c0\ub9c9 \uc218\uc2ed \ub144 \ub3d9\uc548\uacfc 21\uc138\uae30\uc5d0 \uc811\uc5b4\ub4e4\uba74\uc11c \uc0c1\ud488 \uac1c\ubc1c \uc8fc\uae30\ub97c \ub2e8\ucd95\ud558\ub294 \uac83\uc740 \ub300\ubd80\ubd84\uc758 P&C \ubcf4\ud5d8\uc0ac\uc758 \ud574\uc57c \ud560 \uc77c \ubaa9\ub85d\uc5d0 \ud3ec\ud568\ub418\uc9c0 \uc54a\uc558\ub2e4\uace0 \ub370\ube44 \ub9c8\ud018\ud2b8\ub294<\/a> 2008\ub144 \ubcf4\ud5d8 \uc6b4\uc601 \uc800\ub110\uc5d0 \uae30\uace0\ud55c \uae00\uc5d0\uc11c \ub9d0\ud569\ub2c8\ub2e4. \ub2f9\uc2dc\uc758 \ud329\uc2a4 \ubc0f \uc6b0\ud3b8 \uc635\uc158\uc740 \ud544\uc694\uc5d0 \ub530\ub77c \uc0c1\ud488\uc744 \uac1c\ubc1c\ud558\ub294 \ubc29\uc2dd\uacfc \ubcf4\uc870\ub97c \ub9de\ucd94\uae30 \uc704\ud55c \uac83\uc774\uc5c8\uc2b5\ub2c8\ub2e4. <\/p>\n\n

Marquette\ub294 \uc9c0\ub09c \uc218\uc2ed \ub144 \ub3d9\uc548 \uc81c\ud488 \uac1c\ubc1c\uc5d0\ub294 \ud300\ubfd0\ub9cc \uc544\ub2c8\ub77c \ub300\uba74 \ud68c\uc758\uac00 \uc218\ubc18\ub418\ub294 \uacbd\uc6b0\uac00 \ub9ce\uc558\ub2e4\uace0 \uc5b8\uae09\ud588\uc2b5\ub2c8\ub2e4. “\ucd9c\uc6d0 \uc804\uc5d0 \uc81c\ud488\uc5d0 \ub300\ud55c \uc644\uc804\ud55c \uac80\ud1a0\ub97c \uc704\ud574 \ubaa8\ub4e0 \uad00\ub828 \ub2f9\uc0ac\uc790\ub97c \ud55c\uc790\ub9ac\uc5d0 \ubaa8\uc73c\ub294 \uac83\uc774 \uc5b4\ub824\uc6e0\uc2b5\ub2c8\ub2e4.”\ub77c\uba70, “\ub530\ub77c\uc11c \uc911\uc694\ud55c \ub2f9\uc0ac\uc790\uc758 \uc758\uacac\uc744 \ub193\uce58\ub294 \uacbd\uc6b0\uac00 \ubc1c\uc0dd\ud558\uc5ec \ube44\uc6a9\uc774 \ub9ce\uc774 \ub4dc\ub294 \uc2e4\uc218, \uc7ac\ucd9c\uc6d0 \uc218\uc218\ub8cc, \uc911\uc694\ud55c \uc81c\ud488\uc744 \uacbd\uc7c1\uc0ac\ubcf4\ub2e4 \uba3c\uc800 \ucd9c\uc2dc\ud558\ub294 \ub370 \uc9c0\uc5f0\uc774 \ubc1c\uc0dd\ud588\uc2b5\ub2c8\ub2e4.”\ub77c\uace0 Marquette\ub294 \uc124\uba85\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n\n

1990\ub144\ub300\uc5d0 \uc804\ubbf8 \ubcf4\ud5d8 \uac10\ub3c5\uad00 \ud611\ud68c(NAIC)\ub294 \ucef4\ud4e8\ud305\uc758 \ubc1c\ub2ec\ub85c \uc778\ud574 \uc0c8\ub85c \uac1c\ubc1c\ub41c \ubcf4\ud5d8 \uc0c1\ud488\uc744 \uc81c\ucd9c\ud558\uace0 \ucd94\uc801\ud558\ub294 \ubc29\uc2dd\uc5d0 \ubcc0\ud654\uac00 \ud544\uc694\ud558\ub2e4\ub294 \uc0ac\uc2e4\uc744 \uae68\ub2ec\uc558\uc2b5\ub2c8\ub2e4. \uadf8 \uacb0\uacfc \uc804\uc790 \uc694\uc728 \ubc0f \uc591\uc2dd \uc81c\ucd9c \uc2dc\uc2a4\ud15c<\/a> (SERFF)\uc774 \ud0c4\uc0dd\ud588\uc2b5\ub2c8\ub2e4. <\/p>\n\n

\ubcf4\ud5d8 \uc800\ub110\uc758<\/a> 2004\ub144 \ubcf4\uace0\uc11c\uc5d0 \ub530\ub974\uba74 SERFF\uc758 \uc0ac\uc6a9\uc740 1998\ub144 \ub3c4\uc785 \uc774\ud6c4 \uafb8\uc900\ud788 \uc99d\uac00\ud558\uc5ec 2003\ub144\ubd80\ud130 2004\ub144\uc5d0\ub9cc \uc2dc\uc2a4\ud15c \uc0ac\uc6a9\ub7c9\uc774 \ub450 \ubc30\ub85c \uc99d\uac00\ud588\uc2b5\ub2c8\ub2e4. \uadf8\ub7ec\ub098 2009\ub144\uc774 \ub418\uc790 SERFF\uc758 \uc644\uc804\ud55c \uc790\ub3d9\ud654 \uae30\ub2a5\uc774 \ubd80\uc871\ud558\uc5ec Eli Lehrer\ub97c<\/a> \ube44\ub86f\ud55c \uc77c\ubd80 \ub17c\ud3c9\uac00\ub4e4\uc740 \uc2dc\uc2a4\ud15c\uc5d0 \uc5c5\ub370\uc774\ud2b8, \uc815\ubc00 \uac80\uc0ac \ub610\ub294 \uc804\uba74 \uad50\uccb4\uac00 \ud544\uc694\ud55c\uc9c0 \uc758\ubb38\uc744 \uc81c\uae30\ud588\uc2b5\ub2c8\ub2e4. <\/p>\n\n

\uc190\ud574\ubcf4\ud5d8\uc0ac\ub4e4\uc740 SERFF\uc640 \uac1c\uc778\uc6a9 \ucef4\ud4e8\ud130, \uc6cc\ub4dc \ud504\ub85c\uc138\uc11c, \uc2a4\ud504\ub808\ub4dc\uc2dc\ud2b8\uc640 \uac19\uc740 \ub2e4\ub978 \uae30\uc220 \ub3c4\uad6c\uc758 \ub4f1\uc7a5\uc5d0 \uc801\uc751\ud588\uc2b5\ub2c8\ub2e4. \ud558\uc9c0\ub9cc \uc801\uc751\uc740 \ub354\ub514\uac8c \uc9c4\ud589\ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc624\ub298\ub0a0 \ub9ce\uc740 \uc190\ud574\ubcf4\ud5d8\uc0ac\ub4e4\uc740 \uc5ec\uc804\ud788 \ubb38\uc11c\uc640 \uc2a4\ud504\ub808\ub4dc\uc2dc\ud2b8 \uc911\uc2ec\uc758 \uc0c1\ud488 \uac1c\ubc1c \ub2e8\uacc4\uc5d0 \uba38\ubb3c\ub7ec \uc788\uc5b4, \uc0c1\ud488 \uac1c\ubc1c \ud300\uc6d0\ub4e4\uc774 \ucd08\uc548\uc744 \uc218\uc791\uc5c5\uc73c\ub85c \uac80\ud1a0\ud558\uace0 \uc0ac\uc18c\ud558\uc9c0\ub9cc \ud544\uc218\uc801\uc778 \ubcc0\uacbd \uc0ac\ud56d\uc744 \ud30c\uc545\ud558\uae30 \uc704\ud574 \uc0ac\ub78c\uc758 \uc138\uc2ec\ud55c \uc8fc\uc758\uc5d0 \uc758\uc874\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n

\uacb0\uacfc\ub294? 1980\ub144\ub300\uc758 \uc81c\ud488 \uac1c\ubc1c \ud504\ub85c\uc138\uc2a4\uc640 \ub180\ub78d\ub3c4\ub85d \uc720\uc0ac\ud55c \uc81c\ud488 \uac1c\ubc1c \ud504\ub85c\uc138\uc2a4\uc785\ub2c8\ub2e4. \ucd08\uc548 \uc791\uc131\uacfc \ub9ac\uc11c\uce58\uac00 \uc885\uc774\uc5d0\uc11c \ud654\uba74\uc73c\ub85c \uc62e\uaca8\uac14\uc9c0\ub9cc, \ud300\uc740 \uc5ec\uc804\ud788 \uc624\ud504\ub77c\uc778 \ub610\ub294 \ub514\uc9c0\ud138 \ubc29\uc2dd\uc73c\ub85c \ub9cc\ub098 \uc218\uc791\uc5c5\uc73c\ub85c \ucd08\uc548\uc744 \ube44\uad50\ud558\uace0 \uc758\uc0ac \uacb0\uc815\uc744 \ub0b4\ub824\uc57c \ud558\uba70, \uc911\uc694\ud55c \uc138\ubd80 \uc0ac\ud56d\uc744 \ub193\uce58\uc9c0 \uc54a\uc544\uc57c \ud558\uae30 \ub54c\ubb38\uc5d0 \uc81c\ud488 \uac1c\ubc1c \ud504\ub85c\uc138\uc2a4\uac00 \ub290\ub824\uc9d1\ub2c8\ub2e4.<\/p>\n\n

\"\"<\/figure>\n\n

51618041 – \uacb0\uacfc \ubc0f \ud300\uc6cc\ud06c. \uc0ac\ubb34\uc2e4 \ud14c\uc774\ube14\uc5d0 \uc549\uc544 \ubb34\uc5b8\uac00\ub97c \ub17c\uc758\ud558\ub294 6\uba85\uc758 \uadf8\ub8f9 \uc0c1\ub2e8 \ubaa8\uc2b5<\/p>\n\n

\uc0ac\uc774\ud074 \uc194\ub8e8\uc158 No. 1: \ub354 \ub098\uc740 \uc2dc\uc2a4\ud15c<\/h4>\n\n

\uc774 \uae30\uc220\uc740 \uac1c\ubc1c \ud504\ub85c\uc138\uc2a4\uc5d0 \uc18c\uc694\ub418\ub294 \uc2dc\uac04\uc744 \uc904\uc774\uae30 \uc704\ud574 \uc874\uc7ac\ud569\ub2c8\ub2e4. \uadf8\ub7ec\ub098 \ud604\uc7ac\uae4c\uc9c0 \ub9ce\uc740 \uc190\ud574\ubcf4\ud5d8\uc0ac\ub4e4\uc740 \uc774\ub97c \ub3c4\uc785\ud558\ub294 \ub370 \uc18c\uadf9\uc801\uc774\uc5c8\uc2b5\ub2c8\ub2e4.<\/p>\n\n

\uc804\uc790 \uc81c\ud488 \uad00\ub9ac \uc2dc\uc2a4\ud15c\uc740 \uc81c\ud488 \uac1c\ubc1c \ud504\ub85c\uc138\uc2a4\ub97c \uac04\uc18c\ud654\ud569\ub2c8\ub2e4. \uc774\uba54\uc77c, \uc2a4\ud504\ub808\ub4dc\uc2dc\ud2b8, PDF\ub97c \uc0ac\uc6a9\ud558\ub294 ‘\uc0c8\ub85c\uc6b4 \uc624\ub798\ub41c’ \ubc29\uc2dd\uc740 \ub300\uba74 \ud68c\uc758\uc640 \ub2ec\ud33d\uc774 \uba54\uc77c\uc744 \uc0ac\uc6a9\ud558\ub294 ‘\uc624\ub798\ub41c \uc624\ub798\ub41c’ \ubc29\uc2dd\uacfc \ub3d9\uc77c\ud55c \ubcbd\uacfc \uac10\ub3c5\uc0c1\uc758 \uc5b4\ub824\uc6c0\uc744 \uc720\uc9c0\ud569\ub2c8\ub2e4.<\/p>\n\n

\uadf8\ub7ec\ub098 \uc81c\ud488 \uac1c\ubc1c\uc744 \uc704\ud574 \uc124\uacc4\ub41c \uc2dc\uc2a4\ud15c\uc5d0\uc11c\ub294 \uc815\ubcf4\uac00 \ud55c \uacf3\uc5d0 \ubcf4\uad00\ub418\uace0, \uc790\ub3d9\ud654\ub41c \uc54c\uace0\ub9ac\uc998\uc744 \uc0ac\uc6a9\ud558\uc5ec \ubbf8\uc138\ud55c \ucc28\uc774\ub97c \uc2a4\uce94\ud558\uace0 \ubcc0\uacbd \uc0ac\ud56d\uc744 \ucd94\uc801\ud560 \uc218 \uc788\uc73c\uba70, \ucd94\uc801 \ubc0f \uacbd\uace0\ub97c \ud1b5\ud574 \ubaa8\ub4e0 \uc0ac\ub78c\uc774 \uc77c\uc815\uc744 \uc900\uc218\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n

\uc774\ub7ec\ud55c \uc2dc\uc2a4\ud15c\uc740 \uc7a5\ubcbd\uc744 \uc81c\uac70\ud558\uc5ec \uc0c8\ub85c\uc6b4 \uc190\ud574\ubcf4\ud5d8 \uc0c1\ud488\uc744 \ub9cc\ub4dc\ub294 \ub370 \ud544\uc694\ud55c \uc2dc\uac04\uc744 \uc904\uc5ec\uc90d\ub2c8\ub2e4. \ub610\ud55c \uc624\ub958\ub97c \uc904\uc774\uace0 \ud300\uc6d0\uc774 \uc790\uc2e0\uc758 \uc77c\uc815\uacfc \uc11c\ub958 \uc791\uc5c5\uc744 \ucd94\uc801\ud558\ub294 \ub300\uc2e0 \uc81c\ud488\uc758 \uc911\uc694\ud55c \uc138\ubd80 \uc0ac\ud56d\uc5d0 \uc9d1\uc911\ud560 \uc218 \uc788\ub3c4\ub85d \ud558\uc5ec \uc815\uc2e0\uc801 \uc5ec\uc720\ub97c \ud655\ubcf4\ud558\ub294 \ub370 \ub3c4\uc6c0\uc774 \ub429\ub2c8\ub2e4.<\/p>\n\n

Cycle Slowdown No. 2: \ubd84\ud654\uc640 \ud2b9\uc774\uc131<\/h4>\n\n

\uc608\uc804\uc5d0\ub294 \uc190\ud574\ubcf4\ud5d8\uc0ac\uc758 \uc0c1\ud488\uc774 \uc8fc\ub85c \uac00\uaca9\uc73c\ub85c \uacbd\uc7c1\ud588\uc2b5\ub2c8\ub2e4. \uadf8 \uacb0\uacfc \uac19\uc740 \ubcf4\ud5d8\uc0ac\uc5d0\uc11c \ud310\ub9e4\ud558\ub294 \ub2e4\ub978 \uc0c1\ud488\uc774\ub098 \uacbd\uc7c1\uc0ac\uc5d0\uc11c \ud310\ub9e4\ud558\ub294 \uc720\uc0ac\ud55c \ubcf4\ud5d8 \uc0c1\ud488\uacfc \ucc28\ubcc4\ud654\ud560 \ud544\uc694\uc131\uc774 \uac70\uc758 \uc5c6\uc5c8\uc2b5\ub2c8\ub2e4. \uc0c1\ud488 \uac1c\ubc1c \uacfc\uc815\uc5d0\uc11c \ubcf4\ud5d8\uc0ac\ub4e4\uc740 \ucc28\ubcc4\ud654\ub97c \ub2e4\ub978 \uc774\uc288\uc5d0 \ubc00\ub824 \ub4b7\uc804\uc73c\ub85c \ubbf8\ub904\ub450\uc5c8\uc2b5\ub2c8\ub2e4.<\/p>\n\n

\ucf54\uadf8\ub2c8\uc804\ud2b8\ub294<\/a> \ucd5c\uadfc \ubc31\uc11c\uc5d0\uc11c “1990\ub144\ub300 \uc911\ubc18 \uc774\uc804\uc5d0\ub294 \ubcf4\ud5d8 \uc720\ud1b5\uc5c5\uccb4\uac00 \ubcf4\ud5d8 \uc0c1\ud488, \uac00\uaca9 \ucc45\uc815 \ubc0f \ud504\ub85c\uc138\uc2a4\uc5d0 \ub300\ud55c \ub300\ubd80\ubd84\uc758 \uc9c0\uc2dd\uc744 \ubcf4\uc720\ud558\uace0 \uc788\uc5c8\uae30 \ub54c\ubb38\uc5d0 \uace0\uac1d\uc774 \uc911\uac1c\uc778\uc758 \ub3c4\uc6c0\uc744 \ubc1b\uc544\uc57c \ud588\ub2e4”\uace0 \uc9c0\uc801\ud569\ub2c8\ub2e4.<\/p>\n\n

\ud558\uc9c0\ub9cc \uc624\ub298\ub0a0 \uace0\uac1d\ub4e4\uc740 \uadf8 \uc5b4\ub290 \ub54c\ubcf4\ub2e4 \ub354 \ub9ce\uc740 \uac83\uc744 \uc54c\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ub610\ud55c \uac00\uaca9\ubfd0\ub9cc \uc544\ub2c8\ub77c \ub2e4\uc591\ud55c \uc694\uc18c\ub97c \uae30\uc900\uc73c\ub85c \uc190\ud574\ubcf4\ud5d8 \uc0c1\ud488\uc744 \ube44\uad50\ud560 \uc218 \uc788\ub294 \ub2a5\ub825\uc774 \uadf8 \uc5b4\ub290 \ub54c\ubcf4\ub2e4 \ud5a5\uc0c1\ub418\uc5c8\uc2b5\ub2c8\ub2e4. \uc989, \ubcf4\ud5d8 \ud68c\uc0ac\ub294 \uc774\uc81c \uc0c1\ud488 \uac1c\ubc1c \uacfc\uc815\uc5d0\uc11c \ucc28\ubcc4\ud654\uc5d0 \uc9d1\uc911\ud558\uace0 \uc788\uc73c\uba70, \uc774\ub294 \uc0c8\ub85c\uc6b4 \ubcf4\ud5d8 \uc0c1\ud488\uc744 \uc2dc\uc7a5\uc5d0 \ucd9c\uc2dc\ud558\ub294 \ub370 \ud544\uc694\ud55c \ud504\ub85c\uc138\uc2a4\uc5d0 \uc2dc\uac04\uc774 \ub354 \uac78\ub9b0\ub2e4\ub294 \uac83\uc744 \uc758\ubbf8\ud569\ub2c8\ub2e4.<\/p>\n\n

\uc0ac\uc774\ud074 \uc194\ub8e8\uc158 No. 2: \uc790\ub3d9\ud654<\/h4>\n\n

\uc790\ub3d9\ud654 \ub3c4\uad6c\ub294 \uc81c\ud488 \uac1c\ubc1c \uc8fc\uae30 \ub3d9\uc548 \uc0ac\uc6a9\ud558\uc5ec \ub354 \ub098\uc740 \ud1b5\ucc30\ub825\uc744 \uc81c\uacf5\ud558\uace0, \ud589\ub3d9\uc744 \ucd94\uc801\ud558\uc5ec \uc81c\ud488\uc758 \ucc44\uc6cc\uc9c0\uc9c0 \uc54a\uc740 \ud2c8\uc0c8 \uc2dc\uc7a5\uc744 \uc2dd\ubcc4\ud558\uace0, \uac15\ub825\ud55c \uc81c\ud488 \ucd9c\uc2dc\ub97c \uc704\ud55c \uae30\ubc18\uc744 \ub9c8\ub828\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n

\ud504\ub7ad\ud06c \uba64\ubaa8 \uc8fc\ub2c8\uc5b4\uc640 \ub77c\uc774\uc5b8 \ub189\uc774<\/a> \uc53d\ud06c\uc5b4\ub4dc\ubc14\uc774\uc800\uc5d0\uc11c \uc5b8\uae09\ud55c \uac83\ucc98\ub7fc, \uc634\ub2c8\ucc44\ub110 \uc18c\ud504\ud2b8\uc6e8\uc5b4 \uc194\ub8e8\uc158\uc740 \uace0\uac1d\uc5d0\uac8c \ub2e4\uc591\ud55c \uc774\uc810\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4. \uace0\uac1d \ub370\uc774\ud130\ub97c \uc218\uc9d1, \uc800\uc7a5, \ucd94\uc801\ud558\uace0 \uc0c1\ud488 \uad00\ub9ac \uc2dc\uc2a4\ud15c\uacfc \ud1b5\uc2e0\ud558\ub294 \uc2dc\uc2a4\ud15c\uc740 \ubcf4\ud5d8 \ud68c\uc0ac\uc5d0\ub3c4 \uc2ec\uc624\ud55c \uc778\uc0ac\uc774\ud2b8\ub97c \uc81c\uacf5\ud569\ub2c8\ub2e4. \uc790\ub3d9\ud654\ub97c \ud1b5\ud574 \ub370\uc774\ud130\ub97c \uc218\uc9d1\ud558\uace0 \ubd84\uc11d\ud558\uba74 \ub04a\uc784\uc5c6\uc774 \ubcc0\ud654\ud558\ub294 \uace0\uac1d\uc758 \ub2c8\uc988\uc5d0 \ub300\uc751\ud558\ub294 \ubcf4\ud5d8 \uc0c1\ud488\uc744 \uac1c\ubc1c\ud558\ub294 \ub370 \ud544\uc694\ud55c \uc2dc\uac04\uc744 \ud06c\uac8c \ub2e8\ucd95\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n

“\uc804\uc0ac\uc801 \uc194\ub8e8\uc158\uc740 \uc6cc\ud06c\ud50c\ub85c \uc911\uc2ec\uc758 \ud504\ub85c\uc138\uc2a4\ub97c \ud1b5\ud574 \ud504\ub85c\uc138\uc2a4\uc758 \ubaa8\ub4e0 \ucc38\uc5ec\uc790\uac00 \ud544\uc694\ud55c \uacbd\uc6b0 \uac80\ud1a0\ud558\uace0 \uc11c\uba85\ud560 \uc218 \uc788\ub3c4\ub85d \ud569\ub2c8\ub2e4.”\ub77c\uace0 Turnkey Africa\uc758 \ube0c\ub77c\uc774\uc5b8 \uc544\ubc14\uc790\ub294<\/a> \ub9d0\ud569\ub2c8\ub2e4. “\uacb0\uacfc\uc801\uc73c\ub85c \uc81c\ud488 \uac1c\ubc1c \ube44\uc6a9\uacfc \ubcd1\ubaa9 \ud604\uc0c1\uc774 \uc904\uc5b4\ub4e4\uc5b4 \uc81c\ud488 \ucd9c\uc2dc \uc18d\ub3c4\uc640 \ud488\uc9c8\uc774 \ud5a5\uc0c1\ub420 \ubfd0\ub9cc \uc544\ub2c8\ub77c \uc81c\ud488 \uac1c\ubc1c\uacfc \uc218\uc815\uc744 \ub3d9\uc2dc\uc5d0 \uc218\ud589\ud560 \uc218 \uc788\uc5b4 \uc218\uc775\uc774 \uc99d\uac00\ud569\ub2c8\ub2e4.” <\/p>\n\n

\"\"<\/figure>\n\n

\uac1c\ubc1c\uc758 \ubbf8\ub798: P&C \ubcf4\ud5d8\uc0ac\ub97c \uc704\ud55c \uc2dc\uc0ac\uc810<\/h4>\n\n

\uc778\uc288\uc5b4\ud14c\ud06c\ub294 \ud604\ub300 \ub514\uc9c0\ud138 \uc0dd\ud65c\uc758 \uc18d\ub3c4\uc5d0 \ub9de\ucdb0 \uc190\ud574\ubcf4\ud5d8\uc0ac\ub97c \uc870\uc815\ud558\ub294 \ub370 \uc55e\uc7a5\uc11c\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc608\ub97c \ub4e4\uc5b4, \ubd84\uc11d \ubc0f \uace0\uae09 \uc54c\uace0\ub9ac\uc998\uc744 \uc0ac\uc6a9\ud558\uc5ec \uace0\uac1d \ud589\ub3d9\uc744 \ucd94\uc801\ud558\ub294 \uac83\ubd80\ud130 \ub4dc\ub860\uacfc \uc790\ub3d9\ud654\ub41c \ucc28\ub7c9\uc774 \ubcf4\ud5d8\uc0ac\uac00 \uc704\ud5d8\uc744 \uc0ac\uace0\ud558\uace0 \ud3c9\uac00\ud558\ub294 \ubc29\uc2dd\uc744 \ubcc0\ud654\uc2dc\ud0a4\ub294 \uac83\uae4c\uc9c0 Capgemini\uc758<\/a>2018\ub144 \uc190\ud574\ubcf4\ud5d8 10\ub300 \ud2b8\ub80c\ub4dc\uac00 \ubaa8\ub450 \uae30\uc220\uacfc \uad00\ub828\ub41c \uac83\uc778 \uac83\uc740 \ub180\ub77c\uc6b4 \uc77c\uc774 \uc544\ub2d9\ub2c8\ub2e4. <\/p>\n\n

\ub530\ub77c\uc11c 1998\ub144\uc758 \uae30\uc220\uc744 \uc0ac\uc6a9\ud558\ub294 \uae30\uc5c5\ub4e4\uc774 20\uc138\uae30 \uc81c\ud488 \uac1c\ubc1c \uc18d\ub3c4\uc5d0 \uac07\ud600 \uc788\ub294 \uac83, \uadf8\ub9ac\uace0 \uc810\uc810 \ub354 20\uc138\uae30 \uc81c\ud488\uc5d0 \uac07\ud600 \uc788\ub294 \uac83\ub3c4 \ub180\ub77c\uc6b4 \uc77c\uc774 \uc544\ub2c8\ub2e4.<\/p>\n\n

\ub9e5\ud0a8\uc9c0<\/a> \ubc31\uc11c\uc5d0 \ub530\ub974\uba74 \ubcf4\ud5d8\uc758 \ub514\uc9c0\ud138 \ud601\uba85\uc740 \ubcf4\ud5d8 \uc0c1\ud488 \uac1c\ubc1c \ubc29\uc2dd\ubfd0\ub9cc \uc544\ub2c8\ub77c \uc0c1\ud488 \uc790\uccb4\ub97c \ubc14\uafc0 \uc218 \uc788\ub294 \uc7a0\uc7ac\ub825\uc744 \uac00\uc9c0\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ub514\uc9c0\ud138 \ubcf4\ud5d8\uc740 \uc810\uc810 \uc99d\uac00\ud558\uace0 \uc788\uc73c\uba70, \ub514\uc9c0\ud138 \ub124\uc774\ud2f0\ube0c 1\uc138\ub300\uac00 \uc131\uc778\uc774 \ub418\uae30 \uc2dc\uc791\ud558\uba74\uc11c \uadf8 \uc218\uc694\ub294 \ub354\uc6b1 \uc99d\uac00\ud560 \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4. <\/p>\n\n

Capgemini\uc758 \uc568\ub7f0 \uc6cc\ucee4\ub294<\/a> \ucd5c\uadfc \uac00\uae4c\uc6b4 \ubbf8\ub798\uc5d0 \uc190\ud574\ubcf4\ud5d8 \uc0c1\ud488 \uac1c\ubc1c\uc774 \ubaa8\ub4c8\ud654\ub420 \uac83\uc774\ub77c\uace0 \uc608\uce21\ud588\uc2b5\ub2c8\ub2e4. “\ubaa8\ub4c8\uc2dd \uc124\uacc4\ub97c \ud1b5\ud574 \ubb34\uc218\ud788 \ub9ce\uc740 \uc2e0\uc0c1\ud488\uc744 \ube60\ub974\uace0 \uc27d\uac8c \uac1c\ubc1c\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.”\ub77c\uace0 \uc6cc\ucee4\ub294 \ub9d0\ud569\ub2c8\ub2e4. <\/p>\n\n

\ub610\ud55c \ubcf4\ud5d8\uc0ac\ub294 \uac1c\uc778 \ub9de\ucda4\ud615 \ubcf4\ud5d8\uc5d0 \ub300\ud55c \uace0\uac1d\uc758 \uc694\uad6c\uc5d0 \ub354\uc6b1 \ubbfc\ucca9\ud558\uac8c \ub300\uc751\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc774\uc0ac\ud68c\uc640 \uc11c\ub958 \uc791\uc5c5 \uc911\uc2ec\uc758 \uac1c\ubc1c \ubc29\uc2dd\uc740 \ubaa8\ub4c8\ud615 \uc81c\ud488\uc744 \ucc98\ub9ac\ud558\ub294 \ub370 \uc801\ud569\ud558\uc9c0 \uc54a\uc9c0\ub9cc, \ub9ce\uc740 \uc81c\ud488 \uac1c\ubc1c \ubc0f \uad00\ub9ac \uc2dc\uc2a4\ud15c\uc740 \uc774\ub7ec\ud55c \uc811\uadfc \ubc29\uc2dd\uc5d0 \uc27d\uac8c \uc801\uc751\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n

“\ubcf4\ud5d8 \uc0c1\ud488\uc740 \ubbf8\ub798\uc5d0 \ub300\ud55c \uac01 \ubcf4\ud5d8\ud68c\uc0ac\uc758 \uc774\ud574\ub97c \ub2f4\uace0 \uc788\uc2b5\ub2c8\ub2e4.”\ub77c\uace0 Celent LLC\uc758 \uc774\uc0ac Donald Light\ub294<\/a> 2006\ub144\uc5d0 \uc37c\uc2b5\ub2c8\ub2e4. “\uac00\ub2a5\ud55c \uc774\uc775, \uc190\uc2e4, \uc704\ud5d8 \ubc0f \uae30\ud68c\uc5d0 \ub300\ud55c \ubcf4\ud5d8\ud68c\uc0ac\uc758 \uad00\uc810\uc774 \ubcc0\ud654\ud568\uc5d0 \ub530\ub77c \uc0c1\ud488\ub3c4 \ubcc0\ud654\ud574\uc57c \ud569\ub2c8\ub2e4.” <\/p>\n\n

12\ub144\uc774 \uc9c0\ub09c \uc9c0\uae08, \ub77c\uc774\ud2b8\uc758 \ub9d0\uc740 \uc5ec\uc804\ud788 \uc720\ud6a8\ud569\ub2c8\ub2e4. \ubcf4\ud5d8\uc0ac\uc758 \uc0c1\ud488\ubfd0\ub9cc \uc544\ub2c8\ub77c \ubcf4\ud5d8\uc0ac\uac00 \uc0c1\ud488\uc744 \uad6c\uc0c1, \uac1c\ubc1c, \ud3b8\uc9d1\ud558\ub294 \ud504\ub85c\uc138\uc2a4\ub3c4 \ubcc0\ud654\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n\n

\uc9c0\ub09c \uc218\uc2ed \ub144 \ub3d9\uc548 \ud329\uc2a4\uc640 \uc774\uba54\uc77c\uc774 \ubcf4\ud5d8\uc744 \ubcc0\ud654\uc2dc\ucf30\ub358 \uac83\ucc98\ub7fc, \ubd84\uc11d\uacfc \ube45 \ub370\uc774\ud130\uc758 \ubd80\uc0c1\uc740 \uc81c\ud488 \uac1c\ubc1c \ud504\ub85c\uc138\uc2a4\uc5d0 \ud601\uba85\uc744 \uc77c\uc73c\ud0a4\uace0 \uc18d\ub3c4\ub97c \ub192\uc77c \uac83\uc785\ub2c8\ub2e4.<\/p>\n\n

\uc774\ubbf8\uc9c0 \uc791\uc131\uc790: rawpixel\/123RF Stock Photo, gstockstudio\/\u00a9\u00a9123RF Stock Photo, pressmaster\/\u00a9123RF Stock Photo<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"

\uc190\ud574\ubcf4\ud5d8\uc758 \uc804\ud1b5\uc801\uc778 \uc0c1\ud488 \uac1c\ubc1c \uc8fc\uae30\ub294 \ub2ec\ud33d\uc774 \uac78\uc74c\ucc98\ub7fc \ube60\ub974\uac8c \uc6c0\uc9c1\uc785\ub2c8\ub2e4. \ucd08\uc548 \uc791\uc131, \uc2b9\uc778, \uc218\uc815, \uc8fc\uc694 \uc138\ubd80 \uc0ac\ud56d\uc758 \uac80\uc99d \ubc0f \uae30\ud0c0 \ub2e8\uacc4\ub97c \uac70\uce58\uba74 \uc2e0\uc81c\ud488\uc774 \uad6c\uc0c1\ub418\ub294 \uc21c\uac04\ubd80\ud130 \uace0\uac1d\uc5d0\uac8c \ucd9c\uc2dc\ub418\ub294 \ub0a0\uae4c\uc9c0 \uc218\uac1c\uc6d4\uc774 \uac78\ub9bd\ub2c8\ub2e4. \uae30\uc220\uc774 \uc77c\uc0c1\uacfc \ube44\uc988\ub2c8\uc2a4\uc758 \uc18d\ub3c4\ub97c \uac00\uc18d\ud654\ud568\uc5d0 \ub530\ub77c \uc804\ud1b5\uc801\uc778 \uc0c1\ud488 \uac1c\ubc1c \uc8fc\uae30\ub294 P&C \ubcf4\ud5d8\uc0ac\uc758 \ud6a8\uc728\uc131\uacfc \uc218\uc775\uc5d0 \uacc4\uc18d \uac78\ub9bc\ub3cc\uc774 \ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc5ec\uae30\uc5d0\uc11c\ub294 \uc81c\ud488 \uac1c\ubc1c \uc8fc\uae30\uc758 \uac00\uc7a5 \ud070 \ubb38\uc81c\uc810\uacfc \ud488\uc9c8 […]<\/p>\n","protected":false},"featured_media":5128,"template":"","insight-category":[],"class_list":["post-21349","insight","type-insight","status-publish","has-post-thumbnail","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/insight\/21349","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/insight"}],"about":[{"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/types\/insight"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/media\/5128"}],"wp:attachment":[{"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/media?parent=21349"}],"wp:term":[{"taxonomy":"insight-category","embeddable":true,"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/insight-category?post=21349"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}