{"id":21228,"date":"2024-09-30T14:24:17","date_gmt":"2024-09-30T19:24:17","guid":{"rendered":"https:\/\/bolttech.io\/insights\/%ea%b3%b5%ec%9c%a0-%ea%b2%bd%ec%a0%9c%ec%9d%98-%eb%b3%b4%ed%97%98-%ec%9c%84%ed%97%98%ec%9d%84-%ec%9d%b4%ed%95%b4%ed%95%98%ea%b3%a0-%ed%8f%89%ea%b0%80%ed%95%98%eb%8a%94-%eb%b0%a9%eb%b2%95\/"},"modified":"2024-10-29T09:02:34","modified_gmt":"2024-10-29T14:02:34","slug":"%ea%b3%b5%ec%9c%a0-%ea%b2%bd%ec%a0%9c%ec%9d%98-%eb%b3%b4%ed%97%98-%ec%9c%84%ed%97%98%ec%9d%84-%ec%9d%b4%ed%95%b4%ed%95%98%ea%b3%a0-%ed%8f%89%ea%b0%80%ed%95%98%eb%8a%94-%eb%b0%a9%eb%b2%95","status":"publish","type":"insight","link":"https:\/\/bolttech.io\/ko\/insights\/%ea%b3%b5%ec%9c%a0-%ea%b2%bd%ec%a0%9c%ec%9d%98-%eb%b3%b4%ed%97%98-%ec%9c%84%ed%97%98%ec%9d%84-%ec%9d%b4%ed%95%b4%ed%95%98%ea%b3%a0-%ed%8f%89%ea%b0%80%ed%95%98%eb%8a%94-%eb%b0%a9%eb%b2%95\/","title":{"rendered":"\uacf5\uc720 \uacbd\uc81c\uc758 \ubcf4\ud5d8: \uc704\ud5d8\uc744 \uc774\ud574\ud558\uace0 \ud3c9\uac00\ud558\ub294 \ubc29\ubc95"},"content":{"rendered":"\n<p>\uacf5\uc720 \uacbd\uc81c \ud50c\ub7ab\ud3fc\uc740 \uc0ac\ub78c\ub4e4\uc774 \uc18c\ud1b5\ud558\uace0, \uc0c1\ud638 \uc791\uc6a9\ud558\uace0, \uc790\uc6d0\uc744 \uacf5\uc720\ud558\ub294 \ubc29\uc2dd\uc744 \ubcc0\ud654\uc2dc\ucf30\uc2b5\ub2c8\ub2e4.\n\uc5ec\uc804\ud788 \ub9ce\uc740 \uc0ac\ub78c\ub4e4\uc740 \uacf5\uc720 \uacbd\uc81c\uc5d0 \ucc38\uc5ec\ud568\uc73c\ub85c\uc368 \uc81c\uae30\ub418\ub294 \uc7a0\uc7ac\uc801 \uc704\ud5d8\uacfc \uc704\ud611\uc5d0 \ub300\ud574 \ud655\uc2e0\ud558\uc9c0 \ubabb\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n<p>Lloyd&#8217;s of London\uc758 \uc0b0\uc5c5 <a href=\"https:\/\/www.lloyds.com\/news-and-risk-insight\/press-releases\/2018\/04\/sharing-economy\" target=\"_blank\" rel=\"noreferrer noopener\">\uc5f0\uad6c\uc5d0<\/a> \ub530\ub974\uba74 \ubbf8\uad6d \uc751\ub2f5\uc790\uc758 \uc808\ubc18\uc740 \uac1c\uc778 \uc548\uc804, \uc790\uc0b0 \ud53c\ud574 \ubc0f \ubcf4\ud638 \uc7a5\uce58 \ubd80\uc871\uc5d0 \ub300\ud55c \uc6b0\ub824\ub97c \uc774\uc720\ub85c \uacf5\uc720 \uacbd\uc81c \ud50c\ub7ab\ud3fc\uc744 \uc0ac\uc6a9\ud55c \uc801\uc774 \uc5c6\ub2e4\uace0 \ub2f5\ud588\uc2b5\ub2c8\ub2e4. \uc751\ub2f5\uc790\uc758 97%\ub294 \uacf5\uc720\uacbd\uc81c \uc11c\ube44\uc2a4\uac00 \uc5b4\ub5a4 \uc2dd\uc73c\ub85c\ub4e0 \ubcf4\ud5d8\uc5d0 \uac00\uc785\ub418\uc5b4 \uc788\ub2e4\uace0 \uac00\uc815\ud588\uc9c0\ub9cc, \uacf5\uc720\uacbd\uc81c \uc11c\ube44\uc2a4\ub97c \uc774\uc6a9\ud558\uae30 \uc804\uc5d0 \uc774\ub7ec\ud55c \uac00\uc815\uc744 \ud655\uc778\ud55c \uc751\ub2f5\uc790\ub294 3\ubd84\uc758 1 \ubbf8\ub9cc\uc774\uc5c8\ub2e4.<\/p>\n\n<p>\uacf5\uc720 \uacbd\uc81c\uc5d0\uc11c \ubcf4\ud5d8\uc740 \uc2e0\ub8b0\uc640 \uc2e0\ub8b0\uc131\uc744 \uad6c\ucd95\ud558\ub294 \ub370 \uc911\uc694\ud569\ub2c8\ub2e4.\n\uadf8\ub7ec\ub098 \uc774\ub97c \uc704\ud574 \ubcf4\ud5d8 \ud68c\uc0ac\ub294 \uc5ec\ub7ec \uac00\uc9c0 \uc704\ud5d8\uc744 \uc2dd\ubcc4, \ud3c9\uac00 \ubc0f \ud574\uacb0\ud574\uc57c \ud569\ub2c8\ub2e4. <\/p>\n\n<h2 class=\"wp-block-heading\">\uba3c\uc800 \uacf5\uc720\ud558\uace0 \ub098\uc911\uc5d0 \ud3c9\uac00\ud558\uc2dc\uaca0\uc2b5\ub2c8\uae4c?<\/h2>\n\n<p>\uc758\uc57d\ud488\uc5d0\uc11c \uc5b4\ub9b0\uc774 \uc7a5\ub09c\uac10\uc5d0 \uc774\ub974\uae30\uae4c\uc9c0, \ub9ce\uc740 \uc81c\ud488\ub4e4\uc774 \uc548\uc804\uc131\uacfc \ud6a8\ub2a5\uc5d0 \ub300\ud55c \uc5c4\uaca9\ud55c \ubd84\uc11d\uc744 \ud1b5\uacfc\ud55c \ud6c4\uc5d0\ub9cc \uacbd\uc81c\uc5d0 \uc9c4\uc785\ud569\ub2c8\ub2e4.\n\uadf8\ub7ec\ub098 \uacf5\uc720\uacbd\uc81c \ud50c\ub7ab\ud3fc\uc740 \uc774\ub7ec\ud55c \uac80\uc99d \uc5c6\uc774 \ucd9c\uc2dc\ub418\uace0 \uc131\uc7a5\ud588\uc2b5\ub2c8\ub2e4.\n\uc774\ub85c \uc778\ud574 \uc678\ubd80\ud6a8\uacfc\uac00 \uc798 \uc774\ud574\ub418\uc9c0 \uc54a\ub294 \uc0c1\ud669\uc774 \ubc1c\uc0dd\ud558\uc5ec \uc2ec\uac01\ud55c \ubd80\uc815\uc801\uc778 \uc601\ud5a5\uc744 \ubbf8\uce5c\ub2e4\uace0 \uc5f0\uad6c\uc6d0 <a href=\"https:\/\/www.sciencedirect.com\/science\/article\/pii\/S2210422417300114\" target=\"_blank\" rel=\"noreferrer noopener\">Koen Frenken\uacfc Juliet Schor<\/a>\ub294 \ub9d0\ud569\ub2c8\ub2e4.  <\/p>\n\n<p>\uc8fc\uac70\uc9c0\ub098 \ucc28\ub7c9\uc744 \uc9c1\uc811 \uacf5\uc720\ud558\uba74 \uc548\uc804 \ubc95\uaddc\ub098 \uaddc\uc815\uc774 \uac04\uacfc\ub420 \uc218 \uc788\ub294 \uc0c1\ud669\uc774 \ubc1c\uc0dd\ud558\uc5ec \uc704\ud5d8 \ud3c9\uac00\uc5d0 \ub610 \ub2e4\ub978 \uc0c8\ub85c\uc6b4 \ubcc0\uc218\uac00 \ub3c4\uc785\ub429\ub2c8\ub2e4.\n\uc608\ub97c \ub4e4\uc5b4, 2014\ub144 10\uc6d4 \ub274\uc695 \ubc95\ubb34\ubd80 \uc7a5\uad00\uc758 <a href=\"http:\/\/web.archive.org\/web\/20170208011349\/https:\/\/ag.ny.gov\/pdfs\/Airbnb%20report.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">\ubcf4\uace0\uc11c\uc5d0<\/a> \ub530\ub974\uba74 \ub274\uc695\uc2dc \ub0b4 \uc5d0\uc5b4\ube44\uc564\ube44 \uc784\ub300 \uc219\uc18c \uc911 72%\uac00 \ucd5c\uc18c \ud55c \uac00\uc9c0 \uc774\uc0c1\uc758 \uad00\ub828 \uc8fc\ud0dd \ub610\ub294 \ud1a0\uc9c0 \uc774\uc6a9\ubc95\uc744 \uc704\ubc18\ud55c \uac83\uc73c\ub85c \ub098\ud0c0\ub0ac\uc2b5\ub2c8\ub2e4. <\/p>\n\n<p>\uc5d0\uc5b4\ube44\uc564\ube44\ub294 \uc774 \uacb0\uacfc\uc5d0 \uc774\uc758\ub97c \uc81c\uae30\ud588\ub2e4.\n&#8220;\ub274\uc695\uc758 \ubaa8\ub4e0 \uc9d1, \uc544\ud30c\ud2b8, \ud611\ub3d9\uc870\ud569 \ubc0f \uc0dd\ud65c \uacf5\uac04\uc5d0\ub294 \ubb34\uc218\ud55c \uaddc\uce59\uc774 \uc801\uc6a9\ub418\uae30 \ub54c\ubb38\uc5d0 \uc774\ub7f0 \uc885\ub958\uc758 \ud3ec\uad04\uc801\uc778 \uc131\uba85\uc744 \ubc1c\ud45c\ud558\ub294 \uac83\uc740 \ubd88\uac00\ub2a5\ud569\ub2c8\ub2e4. \uc774\ub7f0 \uc885\ub958\uc758 \ubd88\ud655\uc2e4\uc131\uacfc \uba85\ud655\uc131\uc758 \ubd80\uc871\uc774 \ubc14\ub85c \uc6b0\ub9ac\uac00 \ud648 \uc170\uc5b4\ub9c1\uc5d0 \ub300\ud55c \uba85\ud655\ud558\uace0 \uacf5\uc815\ud55c \uaddc\uce59\uc744 \uc639\ud638\ud558\ub294 \uc774\uc720\uc785\ub2c8\ub2e4.&#8221; \uc5d0\uc5b4\ube44\uc564\ube44 \ub300\ubcc0\uc778 <a href=\"https:\/\/www.nytimes.com\/2014\/10\/16\/business\/airbnb-listings-mostly-illegal-state-contends.html?_r=2\" target=\"_blank\" rel=\"noreferrer noopener\">\ub2c9 \ud30c\ud30c\uc2a4(Nick Papas<\/a> )\uac00 \ub2f9\uc2dc \ub9d0\ud588\uc2b5\ub2c8\ub2e4. <\/p>\n\n<p>\ud55c\ud3b8, \uc8fc\ud0dd\uacfc \ucc28\ub7c9\uc758 \uc18c\uc720\uc790\ub4e4\uc740 \uc790\uc2e0\uc758 \uc9d1, \ucc28\ub7c9 \ub610\ub294 \uae30\ud0c0 \uc18c\uc720\ubb3c\uc744 \ub2e4\ub978 \uc0ac\ub78c\uc774 \uc0ac\uc6a9\ud558\ub294 \ub3d9\uc548 \uc5b4\ub5a4 \uc0ac\uace0, \ubd80\uc0c1 \ub610\ub294 \uc190\uc0c1\uc774 \ubcf4\uc7a5\ub418\ub294\uc9c0 \uba85\ud655\ud558\uac8c \uc774\ud574\ud558\uc9c0 \ubabb\ud55c \ucc44 \uacf5\uc720 \uacbd\uc81c\uc5d0 \uc9c4\uc785\ud558\ub294 \uacbd\uc6b0\uac00 \ub9ce\uc2b5\ub2c8\ub2e4.<\/p>\n\n<p>&#8220;\ub300\ubd80\ubd84\uc758 \uc0ac\ub78c\ub4e4\uc774 \uae68\ub2eb\uc9c0 \ubabb\ud558\ub294 \uac83\uc740 \ub300\ubd80\ubd84\uc758 \uacbd\uc6b0 \ud45c\uc900 \uc8fc\ud0dd \ub610\ub294 \uc9d1\uc8fc\uc778 \ubcf4\ud5d8 \uc815\ucc45\uc774 \uc774\ub7ec\ud55c \uc720\ud615\uc758 \ub2e8\uae30 \uc784\ub300 \ud65c\ub3d9\uc5d0 \ub300\ud55c \uc190\uc2e4\uc774\ub098 \ucc45\uc784\uc744 \ubcf4\uc7a5\ud558\uc9c0 \uc54a\ub294\ub2e4\ub294 \uac83\uc785\ub2c8\ub2e4&#8221;\ub77c\uace0 Inlet\uc758 <a href=\"https:\/\/www.telegraph.co.uk\/business\/risk-insights\/sharing-economy-insurance\/\" target=\"_blank\" rel=\"noreferrer noopener\">Louise Birritteri<\/a>\ub294 \ub9d0\ud569\ub2c8\ub2e4.<\/p>\n\n<p>\uacf5\uc720 \uacbd\uc81c \ud50c\ub7ab\ud3fc\ub3c4 \uc801\uc808\ud55c \ucee4\ubc84\ub9ac\uc9c0\ub97c \uc81c\uacf5\ud558\uc9c0 \uc54a\uc73c\uba74 \uace0\uac1d\uc740 \uad81\uc9c0\uc5d0 \ubab0\ub9b4 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n<p>\uc8fc\ud0dd, \uad6c\uc5ed \uc124\uc815 \ubc0f \uae30\ud0c0 \uaddc\uc815\uc740 \ubcf5\uc7a1\ud560 \uc218 \uc788\uc9c0\ub9cc \ubcf4\ud5d8 \ud68c\uc0ac\ub294 \uc624\ub7ab\ub3d9\uc548 \uc704\ud5d8 \ud3c9\uac00\uc5d0\uc11c \uc774\ub7ec\ud55c \ubc95\uc801 \uc694\uad6c \uc0ac\ud56d\uc744 \uace0\ub824\ud574 \uc654\uc2b5\ub2c8\ub2e4.\n\uadf8\ub7ec\ub098 \uacf5\uc720\uacbd\uc81c \ud50c\ub7ab\ud3fc\uc774 \uae30\uc874 \ubc95\ub960\uc744 \uc900\uc218\ud558\uc9c0 \uc54a\uac8c \ub428\uc5d0 \ub530\ub77c \ubcf4\ud5d8\uc0ac\ub4e4\uc740 \uc0c8\ub85c\uc6b4 \uc694\uad6c\uc640 \uc6b0\ub824 \uc0ac\ud56d\uc758 \uade0\ud615\uc744 \ub9de\ucdb0\uc57c \ud560 \uac83\uc785\ub2c8\ub2e4. <\/p>\n\n<figure class=\"wp-block-image aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/technology-1024x683.jpg\" alt=\"&#xC9C0;&#xB2A5;&#xD615; &#xC790;&#xB3D9;&#xCC28;, &#xC9C0;&#xB2A5;&#xD615; &#xCC28;&#xB7C9; &#xBC0F; &#xC2A4;&#xB9C8;&#xD2B8; &#xC790;&#xB3D9;&#xCC28; &#xAC1C;&#xB150;.&#10;&#xC790;&#xB3D9;&#xCC28;&#xC640; &#xBB34;&#xC120; &#xD1B5;&#xC2E0;&#xC758; &#xC0C1;&#xC9D5;.&#10;&#xC810;&#xC73C;&#xB85C; &#xD45C;&#xC2DC;&#xB418;&#xB294; &#xCD94;&#xC0C1; &#xC7A5;&#xCE58;&#xC640; &#xC5F0;&#xACB0;&#xB41C; &#xC790;&#xB3D9;&#xCC28;&#xC758; &#xC0C1;&#xC9D5;&#xC774; &#xC788;&#xB294; &#xCD94;&#xC0C1; &#xCE69;.  \" class=\"wp-image-5821\" srcset=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/technology-1024x683.jpg 1024w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/technology-300x200.jpg 300w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/technology-768x512.jpg 768w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/technology.jpg 1200w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n<h2 class=\"wp-block-heading\">\uacf5\uc720\uacbd\uc81c\uc5d0\uc11c \ucc38\uc5ec\uc790\uc758 \ud589\ub3d9\uc774 \ud56d\uc0c1 \ud569\ub9ac\uc801\uc774\uc9c0\ub294 \uc54a\ub2e4<\/h2>\n\n<p>\uacf5\uc720 \uacbd\uc81c \ud50c\ub7ab\ud3fc\uc740 \uac01 \ucc38\uac00\uc790\uc5d0 \ub300\ud55c \uc815\ubcf4\ub97c \uacf5\uc720\ud568\uc73c\ub85c\uc368 \ub0af\uc120 \uc0ac\ub78c\ub4e4 \uac04\uc758 \uc2e0\ub8b0\ub97c \ubd80\ubd84\uc801\uc73c\ub85c \uad6c\ucd95\ud569\ub2c8\ub2e4.\n\uc774\ub7ec\ud55c \uc815\ubcf4\uc640 \uadf8\ub85c \uc778\ud55c \uc2e0\ub8b0\ub294 \uacf5\uc720 \uacbd\uc81c\uc758 \uc131\uacf5\uc5d0 \ud544\uc218\uc801\uc774\uc9c0\ub9cc, \ud3b8\ud5a5\uacfc \uad00\ub828\ub41c \ubb38\uc81c\ub97c \uc57c\uae30\ud560 \uc218\ub3c4 \uc788\ub2e4\uace0 \ube0c\ub8e8\ud0b9\uc2a4 \uc778\ub514\uc544\uc758 <a href=\"https:\/\/www.brookings.edu\/wp-content\/uploads\/2016\/12\/sharingeconomy_032017final.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">\ub2c8\uc554 \uc57c\ub77c\uae30(Niam Yaraghi)\uc640 \uc0e4\ubbf8\uce74 \ub77c\ube44(Shamika Ravi<\/a> )\ub294 \ub9d0\ud569\ub2c8\ub2e4. <\/p>\n\n<p>\uc608\ub97c \ub4e4\uc5b4, \uc18c\ube44\uc790 \uc870\uc0ac \ubc1c\uc804(Advances in Consumer Research)\uc5d0 \ubc1c\ud45c\ub41c \uc5f0\uad6c\uc5d0\uc11c <a href=\"http:\/\/www.acrwebsite.org\/volumes\/v43\/acr_vol43_1019689.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">\uc5d0\uc584 \uc5d0\ub974\ud2b8(Eyal Ert), \uc54c\ub9ac\uc790 \ud50c\ub77c\uc774\uc154(Aliza Fleischer), \ub124\uc774\uc120 \ub9c8\uac90(Nathan Magen<\/a> )\uc740 \uc5d0\uc5b4\ube44\uc564\ube44 \uac8c\uc2a4\ud2b8\uac00 \ud638\uc2a4\ud2b8\uc758 \uc2e0\ub8b0\ub3c4\ub97c \ud3c9\uac00\ud558\uae30 \uc704\ud574 \uc784\ub300 \uc0ac\uc9c4\uc774\ub098 \ub9ac\ubdf0 \uc0ac\uc9c4\uc774 \uc544\ub2cc \ud638\uc2a4\ud2b8\uc758 \uac1c\uc778 \uc0ac\uc9c4\uc744 \uc0ac\uc6a9\ud558\ub294 \uacbd\uc6b0\uac00 \ub9ce\ub2e4\ub294 \uc0ac\uc2e4\uc744 \ubc1c\uacac\ud588\uc2b5\ub2c8\ub2e4. \uc2e0\ub8b0\ud560 \uc218 \uc788\ub294 \uc0ac\uc9c4\uc744 \uac00\uc9c4 \ud638\uc2a4\ud2b8\ub294 \uc219\uc18c \uac00\uaca9\uc774 \ub354 \ub192\uace0 \uc608\uc57d \ube48\ub3c4\uac00 \ub354 \ub192\uc2b5\ub2c8\ub2e4.<\/p>\n\n<p>\ub610\ud55c, 125,000\uac1c\uc758 \uc5d0\uc5b4\ube44\uc564\ube44 \uc219\uc18c\ub97c \ubd84\uc11d\ud55c \uacb0\uacfc, \uba54 <a href=\"https:\/\/pdfs.semanticscholar.org\/ed92\/5c002259d55482d16d9d3c0b7ccd2d38b9b5.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">\ud750\uba54\ud2b8 \uce94\uc18c\uc774(Mehmet Cansoy)\uc640 \uc904\ub9ac\uc5e3 \uc1fc\uc5b4(Juliet Shor<\/a> )\ub294 \uc18c\ub4dd\uc774 \ub192\uace0 \ubc31\uc778 \uac70\uc8fc\uc790 \ube44\uc728\uc774 \ub192\uc740 \uc9c0\uc5ed\uc758 \uc5d0\uc5b4\ube44\uc564\ube44 \uc784\ub300\uac00 \ub35c \ud754\ud558\uace0 \ub354 \uc801\uc740 \ub9ac\ubdf0\ub97c \ubc1b\ub294 \uacbd\ud5a5\uc774 \uc788\uc74c\uc5d0\ub3c4 \ubd88\uad6c\ud558\uace0 \ub354 \ub192\uc740 \uac00\uaca9\uc744 \uc694\uad6c\ud558\uace0 \ub354 \ub9ce\uc740 \uc218\uc694\ub97c \uacbd\ud5d8\ud558\ub294 \uacbd\ud5a5\uc774 \uc788\uc74c\uc744 \ubc1c\uacac\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n\n<p>\uacf5\uc720\uacbd\uc81c \uc11c\ube44\uc2a4\uc5d0 \ub300\ud55c \uc8fc\uad00\uc801\uc778 \uae30\ub300\ub3c4 \ub9ac\uc2a4\ud06c\uc5d0 \ub300\ud55c \uc778\uc2dd\uc744 \ubc14\uafc0 \uc218 \uc788\ub2e4.\n <a href=\"https:\/\/www.ignited.global\/conferences\/iajbs-23rd-annual-world-forum-university-namur-namur-belgium\/sessions\/service-evaluation-process-sharing-economy-why-consumers-seem-be-more-tolerant-towards-poor-service\" target=\"_blank\" rel=\"noreferrer noopener\">\uc81c\ub86c \ub9d0\ub77c\ub974\uc81c(J\u00e9r\u00f4me Mallarg\u00e9<\/a>)\uac00 IAJBS \uc81c23\ud68c \uc5f0\ub840 \uc138\uacc4 \ud3ec\ub7fc\uc5d0\uc11c \ubc1c\ud45c\ud55c \uc5f0\uad6c \uc870\uc0ac\uc5d0 \ub530\ub974\uba74, \uace0\uac1d\ub4e4\uc740 \uc804\ud1b5\uc801\uc778 \ube44\uc988\ub2c8\uc2a4\uc5d0 \ucc38\uc5ec\ud560 \ub54c\ubcf4\ub2e4 \uacf5\uc720 \uacbd\uc81c\uc5d0 \ucc38\uc5ec\ud560 \ub54c \uc5f4\uc545\ud55c \uc11c\ube44\uc2a4\uc5d0 \ub354 \uad00\ub300\ud55c \uac83\uc73c\ub85c \ub098\ud0c0\ub0ac\uc2b5\ub2c8\ub2e4. <\/p>\n\n<p>\uc774 \uc5f0\uad6c\ub294 \uace0\uac1d\uacfc \uc11c\ube44\uc2a4 \uc81c\uacf5\uc790 \uac04\uc758 \uacf5\uac10, \uc2e0\ub8b0 \ubc0f \uacf5\uc720\ub41c \uc720\uc0ac\uc131\uc744 \ub354 \ub0ae\uc740 \uc218\uc900\uc758 \uace0\uac1d \uc11c\ube44\uc2a4\ub97c \uc218\uc6a9\ud558\ub294 \uadfc\uac70\ub85c \uc2dd\ubcc4\ud588\uc2b5\ub2c8\ub2e4.\n\ub2e4\uc2dc \ub9d0\ud574, \uace0\uac1d\ub4e4\uc740 \uc11c\ube44\uc2a4 \uc81c\uacf5\uc790\uc5d0\uc11c \uc790\uc2e0\uc744 \ubcf4\uc558\uace0, \uad00\ub300\ud568\uc744 \ub290\uaf08\uae30 \ub54c\ubb38\uc5d0 \ub354 \ub0ae\uc740 \uc11c\ube44\uc2a4\ub97c \ucc38\uc744 \uac00\ub2a5\uc131\uc774 \ub354 \ub192\uc558\ub2e4. <\/p>\n\n<p>\uc774\ub7ec\ud55c \uad00\uc6a9\uacfc \uad00\ub300\ud568\uc740 \ubcf4\ud5d8 \uace0\uac1d\uacfc \ud53c\ubcf4\ud5d8\uc790\uac00 \uc704\ud5d8\uc5d0 \uc811\uadfc\ud558\ub294 \ubc29\uc2dd\uc744 \ubcc0\ud654\uc2dc\ud0b5\ub2c8\ub2e4.\n\uc774\ub7ec\ud55c \ud589\ub3d9 \ubcc0\ud654\ub97c \uc774\ud574\ud558\ub294 \uac83\uc740 \uacf5\uc720 \uacbd\uc81c\uac00 \ube44\uc988\ub2c8\uc2a4\uc5d0 \ubbf8\uce58\ub294 \uc601\ud5a5\uc744 \uc644\uc804\ud788 \uc774\ud574\ud558\uace0\uc790 \ud558\ub294 \ubcf4\ud5d8\uc0ac\uc5d0\uac8c \ud544\uc218\uc801\uc785\ub2c8\ub2e4. <\/p>\n\n<h2 class=\"wp-block-heading\">\ucc38\uc5ec\uc640 \uc704\ud5d8\uc740 \uacf5\uc720 \uacbd\uc81c\uc5d0\uc11c \ubcf4\ud5d8\uc5d0 \uc758\ud574 \uc8fc\ub3c4\ub429\ub2c8\ub2e4.<\/h2>\n\n<p>\uacf5\uc720 \uacbd\uc81c\uc5d0\uc11c \ubcf4\ud5d8\uc740 \uc2e0\ub8b0\ub97c \ub192\uc5ec \uac1c\uc778\uc774 \ucc38\uc5ec\ud560 \uac00\ub2a5\uc131\uc744 \ub192\uc785\ub2c8\ub2e4.\n\uacf5\uc720 \uacbd\uc81c \ud50c\ub7ab\ud3fc\uc758 \ubd80\uc0c1\uc73c\ub85c \ucd09\ubc1c\ub41c \ub2e4\uc591\ud55c \uc0b0\uc5c5\uc758 \ubcc0\ud654\ub294 \ubcf4\ud5d8 \ud68c\uc0ac\uac00 \ubcf4\ud5d8\uc5d0 \ub300\ud55c \uc811\uadfc \ubc29\uc2dd\uc744 \ubc14\uafb8\ub3c4\ub85d \uc555\ub825\uc744 \uac00\ud558\uace0 \uc788\ub2e4\uace0 Lloyd&#8217;s of London\uc758 \ud601\uc2e0 \ucc45\uc784\uc790\uc778 <a href=\"https:\/\/www.lloyds.com\/news-and-risk-insight\/press-releases\/2018\/07\/squaring-risk-in-the-sharing-age\" target=\"_blank\" rel=\"noreferrer noopener\">Trevor Maynard<\/a>\ub294 \ub9d0\ud569\ub2c8\ub2e4. <\/p>\n\n<p>\uacf5\uc720 \uacbd\uc81c\ub294 &#8220;\uc2dc\uc7a5 \ucc38\uc5ec\uc790\ub4e4\uc5d0\uac8c \uc548\uc804\ub9dd\uacfc \ub9c8\uc74c\uc758 \ud3c9\ud654\ub97c \uc81c\uacf5\ud558\uae30 \uc704\ud574 \ubcf4\ud5d8\uacfc \uacb0\ud569\ub41c \uc0c8\ub85c\uc6b4 \uae30\uc220\uc5d0 \uc758\uc874\ud55c\ub2e4&#8221;\uace0 Startupbootcamp\uc758 <a href=\"https:\/\/www.startupbootcamp.org\/blog\/2018\/06\/sharing-economy-impact-transportation-sector\/\" target=\"_blank\" rel=\"noreferrer noopener\">Tshidi Hagan<\/a> \uc740 \ub9d0\ud569\ub2c8\ub2e4.<\/p>\n\n<p>\uc608\ub97c \ub4e4\uc5b4, \uc6b4\uc804\uc790\ub294 \uc2b9\ucc28 \uc911 \uc0ac\uace0\ub098 \uc190\uc0c1\uc774 \ubcf4\uc7a5\ub41c\ub2e4\ub294 \uac83\uc744 \uc54c\uace0 \uc788\ub294 \uacbd\uc6b0 \uc2b9\ucc28 \uacf5\uc720 \uc11c\ube44\uc2a4\uc5d0 \ucc28\ub7c9\uc744 \uc0ac\uc6a9\ud560 \uac00\ub2a5\uc131\uc774 \ub354 \ub192\uc73c\uba70, \uc2b9\uac1d\uc740 \uc790\uc2e0\uc774 \uacaa\ub294 \ud53c\ud574\ub3c4 \ubcf4\ud5d8\uc5d0 \uac00\uc785\ub418\uc5b4 \uc788\ub2e4\ub294 \uac83\uc744 \uc54c\uace0 \uc788\ub294 \uacbd\uc6b0 \uc6b4\uc1a1 \uc218\ub2e8\uc744 \uc704\ud574 \uc2b9\ucc28 \uacf5\uc720 \uc11c\ube44\uc2a4\ub97c \uc0ac\uc6a9\ud560 \uac00\ub2a5\uc131\uc774 \ub354 \ub192\uc2b5\ub2c8\ub2e4.<\/p>\n\n<p>\uacf5\uc720 \uacbd\uc81c \uae30\uc5c5\uc740 \ubcf4\ud5d8\uc774 \uc218\uc775\uc5d0 \uc5b4\ub5a4 \uc601\ud5a5\uc744 \ubbf8\uce58\ub294\uc9c0 \uc798 \uc54c\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n<p>&#8220;\uacf5\uc720\uacbd\uc81c \uae30\uc5c5\ub4e4\uc740 \ub300\ucc28\ub300\uc870\ud45c\ub97c \ubcf4\ud638\ud558\uae30 \uc704\ud574\uc11c\ubfd0\ub9cc \uc544\ub2c8\ub77c \uc18c\ube44\uc790, \ud22c\uc790\uc790, \uaddc\uc81c \ub2f9\uad6d\uc744 \ud3ec\ud568\ud55c \uc774\ud574\uad00\uacc4\uc790\ub4e4\uacfc \uc2e0\ub8b0\uc640 \uc2e0\ub8b0\ub97c \uc313\uae30 \uc704\ud574 \ubcf4\ud5d8\uc5d0 \uac00\uc785\ud588\ub2e4&#8221;\uace0 \ub85c\uc774\ub4dc\uc758 <a href=\"https:\/\/www.businessinsurance.com\/article\/20180410\/NEWS06\/912320485\/Lloyd%E2%80%99s-of-London-report-examines-insurer-role-in-emerging-sharing-economy-Hank-\" target=\"_blank\" rel=\"noreferrer noopener\">\ud589\ud06c \uc653\ud0a8\uc2a4(Hank Watkins<\/a>) \uc0ac\uc7a5\uc740 \ub9d0\ud55c\ub2e4.<\/p>\n\n<p>\ub530\ub77c\uc11c \uacf5\uc720 \uacbd\uc81c\uc5d0\uc11c \ubcf4\ud5d8\uc744 \uc81c\uacf5\ud558\ub294 \ud68c\uc0ac\ub294 \uace0\uac1d\uacfc\uc758 \uac00\uc2dc\uc131\uacfc \uc2e0\ub8b0\ub97c \uad6c\ucd95\ud560 \uc218 \uc788\ub294 \uae30\ud68c\ub97c \ucc3e\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n<figure class=\"wp-block-image aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"717\" src=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/home-1024x717.jpg\" alt=\"\" class=\"wp-image-5831\" srcset=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/home-1024x717.jpg 1024w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/home-300x210.jpg 300w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/home-768x538.jpg 768w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/home.jpg 1200w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n<h2 class=\"wp-block-heading\">\uacf5\uc720 \uacbd\uc81c\uc758 \ubbf8\ub798<\/h2>\n\n<p>\uc77c\ubd80 \ucc28\uc9c8\uc5d0\ub3c4 \ubd88\uad6c\ud558\uace0 \uacf5\uc720 \uacbd\uc81c\ub294 \ud5a5\ud6c4 10\ub144 \ub3d9\uc548 \uacc4\uc18d \uc131\uc7a5\ud560 \uac83\uc785\ub2c8\ub2e4.\n\ubcf4\ud5d8 \ud68c\uc0ac\ub294 \uc2b9\ucc28 \uacf5\uc720\uc640 \ub370\uc774\ud130 \uac1c\uc778 \uc815\ubcf4 \ubcf4\ud638\ub77c\ub294 \ub450 \uac00\uc9c0 \ud575\uc2ec \uc601\uc5ed\uc5d0 \uc9d1\uc911\ud568\uc73c\ub85c\uc368 \uc774\ub7ec\ud55c \uc131\uc7a5\uc5d0 \uc8fc\uc758\ub97c \uae30\uc6b8\uc77c \uc218 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n<p>\uc2b9\ucc28 \uacf5\uc720\ub294 \ub3c4\uc2ec\uc5d0\uc11c \uc99d\uac00\ud558\ub294 \uad50\ud1b5 \uc555\ub825\uc744 \ud574\uacb0\ud560 \uc218 \uc788\ub294 \ub3c5\ubcf4\uc801\uc778 \uc704\uce58\uc5d0 \uc788\uc2b5\ub2c8\ub2e4.\n\ubbf8\ub798\uc5d0\ub294 \uacf5\uc720 \uacbd\uc81c\uc758 \uc774 \uc601\uc5ed\uc774 \uacf5\uc720 \uc2b9\ucc28\uc5d0 \ucd08\uc810\uc744 \ub9de\ucd94\ub294 \uac83\uc5d0\uc11c \uc11c\ube44\uc2a4\ub85c\uc11c\uc758 \ubaa8\ube4c\ub9ac\ud2f0\ub85c \ubc14\ub014 \uc218 \uc788\ub2e4\uace0 <a href=\"https:\/\/www.theglobeandmail.com\/report-on-business\/careers\/leadership-lab\/the-future-of-urban-mobility-depends-on-the-sharing-economy\/article37938049\/\" target=\"_blank\" rel=\"noreferrer noopener\">Julia Steyn<\/a> \uc740 The Globe and Mail\uc758 \uae30\uc0ac\uc5d0\uc11c \ub9d0\ud569\ub2c8\ub2e4. <\/p>\n\n<p>\ud2b9\uc815 \uae30\uc874 \uae30\uc5c5\uacfc \uc870\uc9c1\uc774 \uc2b9\ucc28 \uacf5\uc720 \uc601\uc5ed\uc5d0 \uc9c4\uc785\ud558\ub294 \uac83\uc740 \uc2b9\ucc28 \uacf5\uc720\ub97c \uc11c\ube44\uc2a4\ub85c\uc11c\uc758 \ubaa8\ube4c\ub9ac\ud2f0(mobility as a service)\ub85c \uc7ac\uad6c\uc131\ud558\ub294 \ub370 \ub3c4\uc6c0\uc774 \ub429\ub2c8\ub2e4.\n\uc608\ub97c \ub4e4\uc5b4, \ubbf8\uad6d\uc790\ub3d9\ucc28\ud611\ud68c(AAA)\uc640 \uc5d0\uc774\ube44\uc2a4(Avis)\ub294 \ubaa8\ub450 \uc790\ub3d9\ucc28 \uacf5\uc720 \ubca4\ucc98\ub97c \uc2dc\uc791\ud588\uc2b5\ub2c8\ub2e4. <\/p>\n\n<p>\uacf5\uc720 \uacbd\uc81c \ubd80\ubb38\uc73c\ub85c \ub2e4\uac01\ud654\ud558\ub294 \uae30\uc874 \ube44\uc988\ub2c8\uc2a4\ub294 &#8220;\uc774\uc804\uc5d0 \uc704\ud5d8 \uad00\ub9ac \ud504\ub85c\uadf8\ub7a8\uc5d0\uc11c \uace0\ub824\ud558\uc9c0 \uc54a\uc558\ub358 \uc704\ud5d8\uc744 \uc9c1\uba74\ud558\uac8c \ub420 \uac83&#8221;\uc774\ub77c\uace0 Old Republic Risk Management\uc758 <a href=\"http:\/\/www.orrm.com\/blog\/risk-in-growing-sharing-economy\" target=\"_blank\" rel=\"noreferrer noopener\">Scott Krisvoy<\/a> \ub294 \ub9d0\ud569\ub2c8\ub2e4.<\/p>\n\n<p>\ub9c8\ucc2c\uac00\uc9c0\ub85c, \uc790\uccb4 \uc81c\ud488\uc744 \ub2e4\uac01\ud654\ud558\ub294 \uacf5\uc720\uacbd\uc81c \uae30\uc5c5\uc740 \uc0c8\ub86d\uace0 \uc804\ub840 \uc5c6\ub294 \uc704\ud5d8 \uc601\uc5ed\uc744 \ub5a0\ub9e1\uac8c \ub420 \uac83\uc785\ub2c8\ub2e4.<\/p>\n\n<h2 class=\"wp-block-heading\">\ub370\uc774\ud130 \ubcf4\uc548 \ubc0f \uac1c\uc778 \uc815\ubcf4 \ubcf4\ud638 \uc704\ud5d8<\/h2>\n\n<p>\ub9ce\uc740 \ub514\uc9c0\ud138 \ud601\uc2e0\uacfc \ub9c8\ucc2c\uac00\uc9c0\ub85c \ub370\uc774\ud130 \ubcf4\uc548 \ubc0f \uac1c\uc778 \uc815\ubcf4 \ubcf4\ud638\ub294 \uacf5\uc720 \uacbd\uc81c\uc5d0\uc11c \uc5ec\uc804\ud788 \uc6b0\ub824 \uc0ac\ud56d\uc73c\ub85c \ub0a8\uc544 \uc788\uc2b5\ub2c8\ub2e4.\n\uc2e0\ub8b0\ub97c \uad6c\ucd95\ud558\uace0 \uacf5\uc720 \uacbd\uc81c\uc5d0 \ucc38\uc5ec\ud560 \uc218 \uc788\uac8c \ud558\ub294 \ub3d9\uc77c\ud55c \ub370\uc774\ud130\uac00 \ub3c4\ub09c\ub2f9\ud558\uac70\ub098 \uc774\ub97c \uc81c\uacf5\ud558\ub294 \ucc38\uc5ec\uc790\uc5d0\uac8c \ubd88\ub9ac\ud558\uac8c \uc791\uc6a9\ud560 \uc218\ub3c4 \uc788\ub2e4\uace0 \ud504\ub77c\uc774\ubc84\uc2dc \ub274\uc2a4 \uc628\ub77c\uc778(Privacy News Online)\uc758 <a href=\"https:\/\/www.privateinternetaccess.com\/blog\/2018\/09\/privacy-risks-for-customers-and-workers-in-the-gig-economy\/\" target=\"_blank\" rel=\"noreferrer noopener\">\ub2e4\ub2c8\uce74 \uc138\ub974\uc9c0\uc2a8(Danica Sergison<\/a> )\uc740 \ub9d0\ud569\ub2c8\ub2e4. <\/p>\n\n<p>\ubcf4\ud5d8 \ud68c\uc0ac\ub294 \ub370\uc774\ud130 \uce68\ud574\uc758 \uc704\ud5d8\uc5d0 \uc810\uc810 \ub354 \uc9c1\uba74\ud558\uace0 \uc788\uc73c\uba70, \uc774\ub294 \uc790\uccb4 \uc0ac\ub0b4 \ub370\uc774\ud130\ubfd0\ub9cc \uc544\ub2c8\ub77c \ubcf4\ud5d8\uc5d0 \uac00\uc785\ud55c \uace0\uac1d\uc758 \uc9d1, \uc18c\uc9c0\ud488 \ub610\ub294 \ucc28\ub7c9\uc5d0\ub3c4 \uc601\ud5a5\uc744 \ubbf8\uce69\ub2c8\ub2e4.\n\ubcf4\uc548 \uce68\ud574\uac00 \uae30\uc874 \uc704\ud5d8 \ud3c9\uac00\uc758 \ud575\uc2ec \ubd80\ubd84\uc774 \ub428\uc5d0 \ub530\ub77c \ubcf4\ud5d8 \uc0c1\ud488\uc5d0 \ub300\ud55c \uc0c8\ub85c\uc6b4 \uacc4\uc0b0 \ubc0f \uc81c\ud488\uc774 \ub9cc\ub4e4\uc5b4\uc9c8 \uac83\uc774\ub77c\uace0 Threatpost\uc758 <a href=\"https:\/\/digitalguardian.com\/blog\/what-data-breach-or-cyber-security-insurance\" target=\"_blank\" rel=\"noreferrer noopener\">Chris Brook<\/a>\uc740 \ub9d0\ud569\ub2c8\ub2e4. <\/p>\n\n<p>\uacf5\uc720 \uacbd\uc81c\uc5d0\uc11c \ubcf4\ud5d8\uc758 \uc704\ud5d8\uc744 \ud3c9\uac00\ud558\ub824\uba74 \ubcf4\ud5d8 \ud68c\uc0ac\ub294 \ub514\uc9c0\ud138 \ubc0f \uae30\uc220 \uae30\ubc18 \ub3d9\ud5a5\ubfd0\ub9cc \uc544\ub2c8\ub77c \uc0c8\ub85c\uc6b4 \uace0\uac1d \ud589\ub3d9 \ubc29\uc2dd\uc744 \uace0\ub824\ud574\uc57c \ud569\ub2c8\ub2e4.\n\uc774\ub7ec\ud55c \uc704\ud5d8\uc744 \uc120\uc81c\uc801\uc73c\ub85c \ud574\uacb0\ud558\uba74 \uc2e0\ub8b0\ub97c \uad6c\ucd95\ud558\uace0 \uacf5\uc720 \uacbd\uc81c \ucc44\ud0dd\uc744 \uc9c0\uc6d0\ud558\ub294 \ub370 \ub3c4\uc6c0\uc774 \ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n<p><em>\uc774\ubbf8\uc9c0: Dzianis Apolka\/\u00a9123RF.com, Thanayu Jongwattanasilkul\/\u00a9123RF.com.\n\uc57c\ucff1 \uc9c0\ub974\uc0ad(Jakub Jirsak)\/\u00a9123RF.com <\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\uacf5\uc720 \uacbd\uc81c \ud50c\ub7ab\ud3fc\uc740 \uc0ac\ub78c\ub4e4\uc774 \uc18c\ud1b5\ud558\uace0, \uc0c1\ud638 \uc791\uc6a9\ud558\uace0, \uc790\uc6d0\uc744 \uacf5\uc720\ud558\ub294 \ubc29\uc2dd\uc744 \ubcc0\ud654\uc2dc\ucf30\uc2b5\ub2c8\ub2e4. \uc5ec\uc804\ud788 \ub9ce\uc740 \uc0ac\ub78c\ub4e4\uc740 \uacf5\uc720 \uacbd\uc81c\uc5d0 \ucc38\uc5ec\ud568\uc73c\ub85c\uc368 \uc81c\uae30\ub418\ub294 \uc7a0\uc7ac\uc801 \uc704\ud5d8\uacfc \uc704\ud611\uc5d0 \ub300\ud574 \ud655\uc2e0\ud558\uc9c0 \ubabb\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. Lloyd&#8217;s of London\uc758 \uc0b0\uc5c5 \uc5f0\uad6c\uc5d0 \ub530\ub974\uba74 \ubbf8\uad6d \uc751\ub2f5\uc790\uc758 \uc808\ubc18\uc740 \uac1c\uc778 \uc548\uc804, \uc790\uc0b0 \ud53c\ud574 \ubc0f \ubcf4\ud638 \uc7a5\uce58 \ubd80\uc871\uc5d0 \ub300\ud55c \uc6b0\ub824\ub97c \uc774\uc720\ub85c \uacf5\uc720 \uacbd\uc81c \ud50c\ub7ab\ud3fc\uc744 \uc0ac\uc6a9\ud55c \uc801\uc774 \uc5c6\ub2e4\uace0 \ub2f5\ud588\uc2b5\ub2c8\ub2e4. \uc751\ub2f5\uc790\uc758 97%\ub294 \uacf5\uc720\uacbd\uc81c [&hellip;]<\/p>\n","protected":false},"featured_media":5817,"template":"","insight-category":[],"class_list":["post-21228","insight","type-insight","status-publish","has-post-thumbnail","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/insight\/21228","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/insight"}],"about":[{"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/types\/insight"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/media\/5817"}],"wp:attachment":[{"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/media?parent=21228"}],"wp:term":[{"taxonomy":"insight-category","embeddable":true,"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/insight-category?post=21228"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}