{"id":21220,"date":"2024-09-30T14:24:01","date_gmt":"2024-09-30T19:24:01","guid":{"rendered":"https:\/\/bolttech.io\/insights\/%ea%b3%b5%ec%9c%a0-%ea%b2%bd%ec%a0%9c%ec%97%90%ec%84%9c-%eb%b3%b4%ed%97%98-%ea%b3%a0%ea%b0%9d-%ea%b5%90%ec%9c%a1\/"},"modified":"2024-09-30T14:24:05","modified_gmt":"2024-09-30T19:24:05","slug":"%ea%b3%b5%ec%9c%a0-%ea%b2%bd%ec%a0%9c%ec%97%90%ec%84%9c-%eb%b3%b4%ed%97%98-%ea%b3%a0%ea%b0%9d-%ea%b5%90%ec%9c%a1","status":"publish","type":"insight","link":"https:\/\/bolttech.io\/ko\/insights\/%ea%b3%b5%ec%9c%a0-%ea%b2%bd%ec%a0%9c%ec%97%90%ec%84%9c-%eb%b3%b4%ed%97%98-%ea%b3%a0%ea%b0%9d-%ea%b5%90%ec%9c%a1\/","title":{"rendered":"\uacf5\uc720 \uacbd\uc81c\uc5d0\uc11c \ubcf4\ud5d8 \uace0\uac1d \uad50\uc721"},"content":{"rendered":"\n

\uc6b0\ubc84(Uber)\uc640 \uc5d0\uc5b4\ube44\uc5d4\ube44(Airbnb)\uac00 \uc138\uacc4 \ubb34\ub300\uc5d0 \ucc98\uc74c \ub4f1\uc7a5\ud588\uc744 \ub54c, \uadf8\ub4e4\uc740 \uc0ac\uc801 \uc18c\uc720\uad8c\uc744 \uc7ac\uc815\uc758\ud560 \uc0c8\ub85c\uc6b4 \uc544\uc774\ub514\uc5b4\ub97c \uc81c\uc2dc\ud588\ub2e4.\n\uc774 \ube44\uc988\ub2c8\uc2a4 \ubaa8\ub378\uc744 \ud1b5\ud574 \uc0ac\ub78c\ub4e4\uc740 \uc790\ub3d9\ucc28\uc640 \uc9d1\uacfc \uac19\uc740 \uae30\uc874 \uc790\uc0b0\uc744 \ub2e4\ub978 \uc0ac\ub78c\ub4e4\uacfc \uacf5\uc720\ud558\uc5ec \ub3c8\uc744 \ubc8c \uc218 \uc788\uc5c8\uc2b5\ub2c8\ub2e4. <\/p>\n\n

\ubaa8\ubc14\uc77c \uc571\uc740 \uacf5\uc720 \uacbd\uc81c\uc758 \ucd5c\uc804\uc120\uc5d0 \uc11c\uc788\uc5b4 \uacf5\uae09 \uc5c5\uccb4\uac00 \uc2b9\uac1d \ubc0f \uc784\ucc28\uc778\uacfc \uc989\uc2dc \uc5f0\uacb0\ud560 \uc218 \uc788\ub2e4\uace0 Andrea Wells<\/a> \ub294 Insurance Journal\uc5d0\uc11c \ub9d0\ud569\ub2c8\ub2e4. <\/p>\n\n

\uacf5\uc720 \uacbd\uc81c\uc758 \uae09\uc18d\ud55c \uc218\uc6a9\uc5d0\ub3c4 \ubd88\uad6c\ud558\uace0 \ubcf4\ud5d8\uc5d0 \ub300\ud55c \uc778\uc2dd\uc740 \ub530\ub77c\uc7a1\uc9c0 \ubabb\ud588\uc2b5\ub2c8\ub2e4.\n\uc608\ub97c \ub4e4\uc5b4, \uc778\uc288\uc5b4\ub7f0\uc2a4 \uc53d\ud06c \ub9ac\ub354\uc2ed(Insurance Thought Leadership)\uc758 \ub098\uc774\uc824 \uc6d4\uc2dc(Nigel Walsh<\/a> )\ub294 \uc6b0\ubc84 \uc6b4\uc804\uc790\ub098 \uc5d0\uc5b4\ube44\uc564\ube44 \ud638\uc2a4\ud2b8\uac00 \uc801\uc808\ud55c \ubcf4\ud5d8\uc5d0 \uac00\uc785\ud558\uc9c0 \uc54a\uc744 \uacbd\uc6b0 \uc0ac\uace0\ub85c \uc778\ud574 \uc7ac\uc815\uc801 \ubd88\uc548\uc815\uc774 \ubc1c\uc0dd\ud560 \uc218 \uc788\ub2e4\uace0 \uc9c0\uc801\ud569\ub2c8\ub2e4.\n\uc784\ucc28\uc778\uacfc \uc2b9\uac1d\ub3c4 \ubcf4\ud5d8 \uac00\uc785\uc744 \uace0\ub824\ud558\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4. <\/p>\n\n

\uc774\ub7ec\ud55c \uac70\ub798\uc5d0 \ub300\ud55c \ubcf4\uc7a5\uc758 \uc911\uc694\uc131\uc5d0 \ub300\ud574 \uace0\uac1d\uc744 \uad50\uc721\ud568\uc73c\ub85c\uc368 \ubcf4\ud5d8 \ud68c\uc0ac\ub294 \uc2e0\ub8b0\ub97c \ub192\uc774\uace0 \uace0\uac1d \ucda9\uc131\ub3c4\ub97c \ub192\uc774\uba70 \uacf5\uc720 \uacbd\uc81c\ub97c \ubcf4\ub2e4 \ud6a8\uc728\uc801\uc73c\ub85c \ub9cc\ub4e4 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n

\uc804\ud1b5\uc801 \ubcf4\ud5d8 vs. \uacf5\uc720 \uacbd\uc81c<\/h2>\n\n

\uacf5\uc720 \uacbd\uc81c\uc5d0\uc11c \uc790\uc0b0 \uc18c\uc720\uc790\ub294 \uc548\uc804 \uae30\ub2a5\uacfc \uc7a0\uc7ac\uc801 \uc704\ud5d8\uc5d0 \ub300\ud574 \ub2e4\uc591\ud55c \ud1b5\uc81c\ub825\uc744 \uac00\uc9c0\uace0 \uc788\uc2b5\ub2c8\ub2e4.\n\uc608\ub97c \ub4e4\uc5b4 \ud648 \uacf5\uc720\uc758 \uacbd\uc6b0 \uc18c\uc720\uc790\uac00 \ud56d\uc0c1 \uc788\ub294 \uac83\uc740 \uc544\ub2d9\ub2c8\ub2e4.\n\uc774\ub294 \uc0c1\ub2f9\ud55c \ucc45\uc784 \uc704\ud5d8\uc744 \ucd08\ub798\ud560 \uc218 \uc788\ub294 \uc5ec\uc9c0\ub97c \uc5f4\uc5b4\uc90d\ub2c8\ub2e4. <\/p>\n\n

\ub354\uc6b1\uc774 \uc6f0\uc2a4 \ubbf8\ub514\uc5b4 \uadf8\ub8f9\uc758 \ucd5c\uace0 \ucf58\ud150\uce20 \ucc45\uc784\uc790\uc778 \uc564\ub4dc\ub958 G. \uc2ec\uc2a8(Andrew G. Simpson<\/a> )\uc740 \uc6b0\ubc84(Uber)\ub098 \ub9ac\ud504\ud2b8(Lyft) \uc6b4\uc804\uc0ac\uc640 \uac19\uc774 \uc790\uc0b0\uc744 \ud1b5\uc81c\ud558\ub294 \uc18c\uc720\uc8fc\ub4e4\uc870\ucc28\ub3c4 \uace0\uac1d\uc5d0\uac8c \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud560 \ub54c \ucc28\ub7c9\uc744 \ub2e4\ub974\uac8c \uc0ac\uc6a9\ud560 \uc218 \uc788\ub2e4\uace0 \uc9c0\uc801\ud588\ub2e4.<\/p>\n\n

\uacf5\uc720\uacbd\uc81c \ucc38\uc5ec\uc790\ub4e4\uc5d0\uac8c \uc548\uc815\uc131\uc744 \uc81c\uacf5\ud558\uae30 \uc704\ud55c \ub178\ub825\uc758 \uc77c\ud658\uc73c\ub85c, \uc77c\ubd80 \ud68c\uc0ac\ub4e4\uc740 \uc790\uc2e0\ub4e4\uc758 \uc790\uc0b0\uc744 \uc0ac\uc6a9\ud558\uae30 \uc704\ud574 \uc81c\uacf5\ud558\ub294 \uc0ac\ub78c\ub4e4\uc5d0\uac8c \uc81c\ud55c\ub41c \ubcf4\uc7a5\uc744 \uc81c\uacf5\ud558\uae30 \uc2dc\uc791\ud588\ub2e4.<\/p>\n\n

Uber\uc758 \ubcf4\ud5d8 \uaddc\uc815<\/a> \uc5d0 \ub530\ub77c \uc6b4\uc804\uc790\ub294 \ud574\ub2f9 \uc8fc\uc5d0\uc11c \uc694\uad6c\ud558\ub294 \ucd5c\uc18c \uae08\uc561\uc758 \uc790\ub3d9\ucc28 \ubcf4\ud5d8\uc5d0 \uac00\uc785\ud574\uc57c \ud558\uc9c0\ub9cc \uc6b4\uc804\uc790\uac00 Uber\uc640 \uc628\ub77c\uc778 \uc0c1\ud0dc\uc77c \ub54c\ub3c4 \ubcf4\uc7a5\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4.\n\ubcf4\uc7a5 \uae08\uc561\uacfc \uc720\ud615\uc740 \uc6b4\uc804\uc790\uac00 \uace0\uac1d\uc744 \uae30\ub2e4\ub9ac\uace0 \uc788\ub294\uc9c0, \uace0\uac1d\uacfc \ud568\uaed8 \uc6b4\uc804\ud558\ub294\uc9c0, \ud53d\uc5c5 \uc911\uc778\uc9c0\uc5d0 \ub530\ub77c \ub2e4\ub985\ub2c8\ub2e4. <\/p>\n\n

\ub9c8\ucc2c\uac00\uc9c0\ub85c Airbnb\ub294 \ud638\uc2a4\ud2b8 \ubcf4\ud638 \ubcf4\ud5d8<\/a> \uc774 \uc804 \uc138\uacc4\uc801\uc73c\ub85c \ucd5c\ub300 100\ub9cc \ub2ec\ub7ec\uae4c\uc9c0 \ucc45\uc784 \uccad\uad6c\ub97c \ubcf4\uc7a5\ud560 \uac83\uc774\ub77c\uace0 \ubc1d\ud614\uc2b5\ub2c8\ub2e4.\n\uadf8\ub7ec\ub098 \uc774 \ubcf4\ud5d8\uc740 \uace0\uc758\uc801\uc778 \ud589\uc704\ub85c \uc778\ud55c \uc190\ud574 \ub610\ub294 \uc2e0\uccb4\uc801 \uc0c1\ud574\ub97c \ud3ec\ud568\ud558\uc5ec \uc5ec\ub7ec \uc720\ud615\uc758 \uc190\ud574\uc5d0\ub294 \uc801\uc6a9\ub418\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4. <\/p>\n\n

“\ubcf4\ud5d8\uc5c5\uacc4 \uc804\uccb4\uac00 \ud2b9\uc815 \uc704\ud5d8\uc5d0 \ub300\ud574 \uc5b4\ub5bb\uac8c \uccad\uad6c\ud574\uc57c \ud560\uc9c0 \ubaa8\ub974\uae30 \ub54c\ubb38\uc5d0 (\uc5d0\uc5b4\ube44\uc564\ube44\uc758) \uac1c\ub150\uc744 \ubc1b\uc544\ub4e4\uc774\uc9c0 \ubabb\ud558\uace0 \uc788\ub2e4”\uace0 \ub9ac\uc2a4\ud06c\uac00\ub4dc \uc778\uc288\uc5b4\ub7f0\uc2a4 \uc194\ub8e8\uc158(Riskguard Insurance Solutions)\uc758 \uc911\uac1c\uc778 \ucf08\uc2a8 \ud5c8\uba3c(Kelson Herman<\/a>)\uc740 \ub9d0\ud55c\ub2e4.<\/p>\n\n

\uadf8 \uacb0\uacfc, \ub9ce\uc740 \uc8fc\ud0dd \uc18c\uc720\uc8fc\ub4e4\uc740 \ubcf4\ud5d8 \uc124\uacc4\uc0ac\uc5d0\uac8c \uc790\uc2e0\uc758 \uc5d0\uc5b4\ube44\uc564\ube44 \ud65c\ub3d9\uc5d0 \ub300\ud574 \uc5b8\uae09\ud558\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4.<\/p>\n\n

\uace0\uac1d\uc774 \uc704\ud5d8\uc744 \uc774\ud574\ud558\uace0 \uc788\uc2b5\ub2c8\uae4c?<\/h2>\n\n

\uacf5\uc720\uacbd\uc81c \ubcf4\ud5d8 \uc815\ucc45\uc758 \ube48\ud2c8\uc744 \uba54\uc6b0\uae30 \uc704\ud574 \uc5ec\ub7ec \uc8fc\uc694 \ubcf4\ud5d8\uc0ac\uac00 \uc2b9\ucc28 \uacf5\uc720 \ubcf4\ud5d8\uc744 \uc81c\uacf5\ud558\uae30 \uc2dc\uc791\ud588\uc2b5\ub2c8\ub2e4.\n\uadf8\ub7ec\ub098 \uc774 \ubcf4\uc7a5\uc774 \ubaa8\ub4e0 \uc8fc\uc5d0\uc11c \uc81c\uacf5\ub418\ub294 \uac83\uc740 \uc544\ub2c8\uba70 \uace0\uac1d\uc740 \uc2b9\ucc28 \uacf5\uc720 \ubcf4\ud5d8\uc774 \ubb34\uc5c7\uc778\uc9c0 \ub610\ub294 \uc2b9\ucc28 \uacf5\uc720 \ubcf4\ud5d8\uc5d0 \uac00\uc785\ud558\uc9c0 \uc54a\uac70\ub098 \uac00\uc785\ud560 \uc218 \uc5c6\ub294 \uacbd\uc6b0 \uc120\ud0dd\ud560 \uc218 \uc788\ub294 \uc635\uc158\uc774 \ubb34\uc5c7\uc778\uc9c0 \uc774\ud574\ud558\uc9c0 \ubabb\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n

\uc608\ub97c \ub4e4\uc5b4, \uc2b9\ucc28 \uacf5\uc720 \ubcf4\ud5d8\uc744 \uc774\uc6a9\ud560 \uc218 \uc5c6\ub294 \uacbd\uc6b0 \uc2b9\ucc28 \uacf5\uc720 \ucc38\uac00\uc790\ub294 \uc0c1\uc5c5\uc6a9 \uc790\ub3d9\ucc28 \ubcf4\ud5d8\uc5d0 \uac00\uc785\ud558\ub294 \uac83\uc744 \uace0\ub824\ud574\uc57c \ud55c\ub2e4\uace0 \ubcf4\ud5d8 \uc791\uac00 Lacie Glover<\/a>\ub294 \ub9d0\ud569\ub2c8\ub2e4.\n\uadf8\ub7ec\ub098 Uber\uc758 \ubcf4\ud5d8\uc740 \uac1c\uc778 \uc790\ub3d9\ucc28 \ubcf4\ud5d8\uc758 \uc8fc\uc694 \uc815\ucc45\uc774\uc9c0\ub9cc \uc0c1\uc5c5\uc6a9 \uc790\ub3d9\ucc28 \ubcf4\ud5d8\uc758 \ubd80\ucc28\uc801\uc778 \uc815\ucc45\uc785\ub2c8\ub2e4. <\/p>\n\n

“\uae31 \uacbd\uc81c\uc5d0\uc11c \uc810\uc810 \ub354 \ub9ce\uc740 \ud504\ub9ac\ub79c\uc11c\ub4e4\uc774 \uc790\uc2e0\uc758 \uc790\uc0b0\uc744 S-Corp for LLC\uc5d0 \ud1b5\ud569\ud558\uace0 \ubcf4\uc720\ud568\uc5d0 \ub530\ub77c \uc774\ub294 \ub9e4\uc6b0 \uc911\uc694\ud55c \ub370\uc774\ud130 \ud3ec\uc778\ud2b8\uc785\ub2c8\ub2e4”\ub77c\uace0 The Simple Dollar\uc758 Nicholas Pell<\/a> \uc740 \ub9d0\ud569\ub2c8\ub2e4.<\/p>\n\n

\ub610\ud55c 1\ucc28 \ub610\ub294 2\ucc28 \ubcf4\uc7a5\uc774 \uc5b4\ub5bb\uac8c \uc791\ub3d9\ud558\ub294\uc9c0 \uc774\ud574\ud558\uc9c0 \ubabb\ud558\ub294 \ucc28\ub7c9 \uc18c\uc720\uc790\ub97c \ub2f9\ud669\ud558\uac8c \ud560 \uc218 \uc788\ub294 \uc870\ud56d\uc774\uae30\ub3c4 \ud569\ub2c8\ub2e4.<\/p>\n\n

\"\"<\/figure>\n\n

\ubcf4\ud5d8 \ud68c\uc0ac\uac00 \uaca9\ucc28\ub97c \ud574\uc18c\ud560 \uc218 \uc788\ub294 \ubc29\ubc95<\/h2>\n\n

“\uae31 \uacbd\uc81c(gig economy)\ub294 \ub354 \ub9ce\uc740 \uc0ac\ub78c\ub4e4\uc774 \uc784\uc2dc\uc9c1, \uc2dc\uac04\uc81c \uc77c\uc790\ub9ac\ub97c \uc120\ud0dd\ud560 \uc218 \uc788\ub294 \ub2a5\ub825\uc744 \ucc3d\ucd9c\ud588\uc2b5\ub2c8\ub2e4. \ubcf4\ud5d8\uc0ac, \uc5d0\uc774\uc804\ud2b8 \ubc0f \uc911\uac1c\uc778\uc774 \ucd94\uac00 \ubcf4\ud5d8\uc744 \ud310\ub9e4\ud560 \uc218 \uc788\ub294 \uc0ac\ub78c\ub4e4\uc758 \uc218\uac00 \ud3ed\ubc1c\uc801\uc73c\ub85c \uc99d\uac00\ud588\uc2b5\ub2c8\ub2e4”\ub77c\uace0 Insurance Technologies Corporation\uc758 CEO\uc778 Laird Rixford<\/a>\ub294 \ub9d0\ud569\ub2c8\ub2e4.<\/p>\n\n

\uadf8\ub7ec\ub098 \uace0\uac1d\uc774 \ubcf4\ud5d8\uc5d0 \uac00\uc785\ud558\ub824\uba74 \uba3c\uc800 \uc5b4\ub5a4 \ubcf4\uc7a5\uc774 \ud544\uc694\ud55c\uc9c0 \uc774\ud574\ud574\uc57c \ud569\ub2c8\ub2e4.\n\uace0\uac1d\uc774 \ud544\uc694\ud55c \ubcf4\ud5d8\uc5d0 \uac00\uc785\ud558\uc9c0 \uc54a\uc73c\uba74 \ub354 \ud070 \uc704\ud5d8\uc5d0 \ub178\ucd9c\ub429\ub2c8\ub2e4.\n\ud55c\ud3b8, \ubcf4\ud5d8\uc0ac\ub294 \uace0\uac1d\uacfc \uad6c\ucd95\ud560 \uc218 \uc788\ub294 \ube44\uc988\ub2c8\uc2a4 \uad00\uacc4\ub97c \ub193\uce58\uac8c \ub429\ub2c8\ub2e4. <\/p>\n\n

\ub2e4\ud589\ud788\ub3c4 \ubcf4\ud5d8 \ud68c\uc0ac\ub294 \uc774\ub7ec\ud55c \uaca9\ucc28\ub97c \uba54\uc6b0\uae30 \uc704\ud574 \uba87 \uac00\uc9c0 \uc870\uce58\ub97c \ucde8\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\n\uc2b9\ucc28 \uacf5\uc720, \uc8fc\ud0dd \uacf5\uc720 \ubc0f \uae30\ud0c0 \uacf5\uc720 \uacbd\uc81c \ubcf4\uc7a5\uc5d0 \ub300\ud55c \uc815\ubcf4\ub294 \uc77c\ubc18\uc801\uc778 \uc2dc\ub098\ub9ac\uc624\uc640 \uc801\uc6a9 \ubc94\uc704\ub97c \uac04\ub2e8\ud55c \uc6a9\uc5b4\ub85c \uc124\uba85\ud558\ub294 \ub2e8\uc77c \uc6f9 \ud398\uc774\uc9c0\ub9cc\ud07c \uac04\ub2e8\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\n\ubaa8\ubc14\uc77c \uce5c\ud654\uc801\uc778 \uc811\uadfc \ubc29\uc2dd\uc740 \uace0\uac1d\uc774 \uacf5\uc720 \uacbd\uc81c\uc758 \ud61c\ud0dd\uc744 \ubc1b\uc744 \uc218 \uc788\ub3c4\ub85d \ud558\ub294 \ub370 \ub3c4\uc6c0\uc774 \ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n

\uacbd\uc6b0\uc5d0 \ub530\ub77c \uacf5\uc720 \uacbd\uc81c \uc801\uc6a9 \ubc94\uc704\uac00 \uc791\ub3d9\ud558\ub294 \ubc29\uc2dd\uc5d0 \ub300\ud574 \uace0\uac1d\uc744 \ub354 \uc790\uc138\ud788 \uad50\uc721\ud558\ub294 \uac83\uc774 \uc88b\uc2b5\ub2c8\ub2e4.\n\uc608\ub97c \ub4e4\uc5b4, \ub514\uc9c0\ud138 \ub9c8\ucf00\ud305 \ud3c9\ub860\uac00\uc778 \uc870 \ubc1c\ub808\uc2a4\ud2b8\ub85c\uc2a4(Joe Ballestros<\/a> )\ub294 \uc5d0\uc5b4\ube44\uc564\ube44\uc758 \ud638\uc2a4\ud2b8 \ubcf4\ud638 \ud50c\ub7ab\ud3fc \ubcf4\uc7a5\uc744 \uc9c0\uc801\ud569\ub2c8\ub2e4.\n\ub9ce\uc740 \uc0ac\ub78c\ub4e4\uc774 \uc0dd\uac01\ud558\ub294 \uac83\uacfc\ub294 \ub2ec\ub9ac, \uadf8\uac83\uc740 \ubcf4\ud5d8\uc774 \uc544\ub2d9\ub2c8\ub2e4.\n\ub530\ub77c\uc11c \uc77c\ubc18 \ubcf4\ud5d8\uc758 \uad8c\ub9ac\uc640 \ubcf4\ud638\uac00 \uc81c\uacf5\ub418\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4. <\/p>\n\n

Airbnb\uc758 \ubcf4\uc99d\uc740 \uc784\ub300 \uc219\uc18c \ub0b4\uc758 \uac1c\uc778 \uc7ac\uc0b0\uc5d0\ub3c4 \uc801\uc6a9\ub418\uc9c0 \uc54a\ub294\ub2e4\uace0 Clearsurance\uc758 Madeline Sibley<\/a> \ub294 \ub9d0\ud569\ub2c8\ub2e4.\n\uc774\uac83\uc740 \uc77c\ubc18 \uc8fc\ud0dd \uc18c\uc720\uc790 \ubcf4\ud5d8\uc774 \ud574\ub2f9 \ud56d\ubaa9\uc744 \ubcf4\uc7a5\ud558\ub294 \uacbd\uc6b0\uc5d0\ub3c4 \uc0ac\uc2e4\uc785\ub2c8\ub2e4. <\/p>\n\n

\uacf5\uc720 \uacbd\uc81c \ubaa8\ub378\ub9c1<\/h2>\n\n

\uacf5\uc720 \uacbd\uc81c\ub294 \uc0ac\ub78c\ub4e4\uc774 \ud544\uc694\ub85c \ud558\ub294 \uc11c\ube44\uc2a4\uc5d0 \ub300\ud55c \uc628\ub514\ub9e8\ub4dc \uc561\uc138\uc2a4\ub97c \uc81c\uacf5\ud558\ub294 \ubaa8\ubc14\uc77c \uc571\uc5d0 \uc758\ud574 \uc8fc\ub3c4\ub429\ub2c8\ub2e4.\n\uc608\ub97c \ub4e4\uc5b4 \uc571\uc740 ID \uc778\uc99d \ubc0f \uc9c0\ub9ac\uc801 \uc704\uce58\uc640 \uac19\uc740 \ud6a8\uc728\uc131\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4.\n\uc774\ub7ec\ud55c \uae30\ub2a5\uc740 \ub2e4\ub978 \ud1b5\uc2e0 \uc218\ub2e8\uc744 \ud1b5\ud574 \uc27d\uac8c \uc0ac\uc6a9\ud560 \uc218 \uc5c6\ub2e4\uace0 Adobe\uc758 Julie Hoffman<\/a>\uc740 \ub9d0\ud569\ub2c8\ub2e4. <\/p>\n\n

\uacf5\uc720 \uacbd\uc81c \ucee4\ubc84\ub9ac\uc9c0\ub97c \ubaa8\ubc14\uc77c\ub85c \uc0ac\uc6a9\ud558\ub294 \ubcf4\ud5d8 \ud68c\uc0ac\ub294 \uc8fc\ubb38\ud615 \ucee4\ubc84\ub9ac\uc9c0\uac00 \ud544\uc694\ud55c \uace0\uac1d\uc5d0\uac8c \ub2e4\uac00\uac08 \uc218 \uc788\ub294 \ud6e8\uc52c \ub354 \uac15\ub825\ud55c \uae30\ud68c\ub97c \uac16\uac8c \ub429\ub2c8\ub2e4.\n\uace0\uac1d\uacfc \ubcf4\ud5d8\uc0ac\ub97c \uc5f0\uacb0\ud558\ub294 \uc571\uc740 \ubcf4\uc7a5 \uc694\uad6c \uc0ac\ud56d\uc5d0 \ub300\ud55c \uc778\uc2dd\uc744 \ub192\uc5ec \ubcf4\ud5d8 \uad6c\ub9e4\ub97c \ub298\ub9b4 \uc218 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n

\uc77c\ubd80 \ubcf4\ud5d8 \ud68c\uc0ac\ub294 \uc0c8\ub85c\uc6b4 \uacf5\uc720 \ubaa8\ub378\uc744 \ucc3e\uace0 \ubcf4\uc7a5\uc744 \uc81c\uacf5\ud558\ub294 \ubc29\ubc95\uc744 \uad6c\uc0c1\ud568\uc73c\ub85c\uc368 \uacf5\uc720 \uacbd\uc81c\uc5d0\uc11c \uc55e\uc11c \ub098\uac00\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n

\uc608\ub97c \ub4e4\uc5b4, \uc544\uba54\ub9ac\uce78 \ubaa8\ub358 \uc778\uc288\uc5b4\ub7f0\uc2a4 \uadf8\ub8f9(American Modern Insurance Group)\uc758 \ub77c\uc774\uc5b8 \uc6cc\ub4dc(Ryan Ward)<\/a> \ub294 \ubb8c\ud5e8 \uc7ac\ubcf4\ud5d8(Munich Re Group)\uc774 \uc9d1\uce74(ZipCar)\uc640 \uac19\uc740 \ucc28\ub7c9 \uacf5\uc720 \ud68c\uc0ac\uc5d0 \uc5b4\ub5bb\uac8c \uad00\uc2ec\uc744 \uc9d1\uc911\ud588\ub294\uc9c0 \uc124\uba85\ud55c\ub2e4.\n\uadf8\ub4e4\uc740 \ub610\ud55c \uc5ec\ub7ec \uc8fc\uc694 \uc790\ub3d9\ucc28 \uc81c\uc870\uc5c5\uccb4\uc5d0\uc11c \uac1c\ubc1c \uc911\uc778 \uc0c8\ub85c\uc6b4 \uce74 \uc170\uc5b4\ub9c1 \ubaa8\ub378\uc5d0\ub3c4 \ud22c\uc790\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.\n\uac1c\ubc1c \ub2e8\uacc4\uc5d0\uc11c \uc774\ub7ec\ud55c \uc11c\ube44\uc2a4\uc5d0 \ucc38\uc5ec\ud558\uba74 \ubcf4\ud5d8\uc0ac\ub294 \ub354 \ub098\uc740 \ubcf4\ud5d8 \uacc4\ub9ac \ubaa8\ub378\uc744 \ub9cc\ub4dc\ub294 \ub370 \uc0ac\uc6a9\ud560 \uc218 \uc788\ub294 \ucd08\uae30 \ub370\uc774\ud130\uc640 \ud1b5\ucc30\ub825\uc5d0 \uc561\uc138\uc2a4\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n

\uacf5\uc720 \uacbd\uc81c\uc5d0\uc11c\uc758 \ub370\uc774\ud130 \uc218\uc9d1 \ubc0f \ubd84\uc11d\uc740 \uc544\uc9c1 \ucd08\uae30 \ub2e8\uacc4\uc785\ub2c8\ub2e4.\n\uc774\ub294 \uacf5\uc720 \uacbd\uc81c\uc640 \ubcf4\ud5d8\uc774 \ud30c\ud2b8\ub108\ub85c\uc11c\uc758 \uc7a0\uc7ac\ub825\uc5d0 \ub3c4\ub2ec\ud558\uc9c0 \ubabb\ud588\ub2e4\ub294 \uc0ac\uc2e4\uacfc \ub9ce\uc740 \uad00\ub828\uc774 \uc788\ub2e4\uace0 Day One Insights\uc758 \uc124\ub9bd\uc790\uc778 Tarun Wadhwa<\/a>\ub294 \ub9d0\ud569\ub2c8\ub2e4.\n\uc5ec\uae30\uc5d0 \ub178\ub825\uc744 \uc9d1\uc911\ud558\ub294 \ubcf4\ud5d8\uc0ac\ub294 \uacf5\uc720 \uacbd\uc81c\uac00 \uc131\uc7a5\ud568\uc5d0 \ub530\ub77c \uc27d\uac8c \ubcf4\uc0c1\uc744 \ubc1b\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n

\"\"<\/figure>\n\n

\uacf5\uc720 \uacbd\uc81c\uc758 \ubbf8\ub798<\/h2>\n\n

\uacf5\uc720 \uacbd\uc81c\ub294 2019\ub144 \uc774\ud6c4\uc5d0\ub3c4 \ubd88\uade0\ub4f1\ud558\uac8c \uc131\uc7a5\ud560 \uac83\uc73c\ub85c \uc608\uc0c1\ub41c\ub2e4\uace0 Big Think\uc758 April Rinne<\/a> \ub294 \ub9d0\ud569\ub2c8\ub2e4.\n\uc608\ub97c \ub4e4\uc5b4, \ub9ac\ud504\ud2b8(Lyft)\uc640 \uc6b0\ubc84(Uber)\ub294 \ubaa8\ub450 IPO\ub97c \uc2e0\uccad\ud588\uc9c0\ub9cc, \uc911\uad6d\uc758 \uc624\ud3ec(Ofo)\uc640 \uac19\uc740 \ub2e4\ub978 \uacf5\uc720\uacbd\uc81c \ud68c\uc0ac\ub4e4\uc740 \ud30c\uc0b0 \uc704\uae30\uc5d0 \uc9c1\uba74\ud574 \uc788\ub2e4. <\/p>\n\n

“\uc131\uc7a5\uc744 \uc704\ud55c \uacbd\uc7c1\uc5d0\uc11c \uc6b0\ub9ac\ub294 \ubc88\uc601\ud558\uace0 \uc9c0\uc18d \uac00\ub2a5\ud55c \uacf5\uc720 \uacbd\uc81c \ud50c\ub7ab\ud3fc\uc744 \uad6c\ucd95\ud558\ub294 \uac83\uc774 \ubcf8\uc9c8\uc801\uc73c\ub85c \uc0ac\uace0\ubc29\uc2dd\uc758 \ubcc0\ud654\uc640 \uc2e0\ub8b0\ub77c\ub294 \ub450 \uac00\uc9c0 \uc694\uc18c\uc5d0 \ub2ec\ub824 \uc788\ub2e4\ub294 \uac83\uc744 \uc78a\uc5b4\uc11c\ub294 \uc548 \ub429\ub2c8\ub2e4.”<\/p>\n\n

\uadf8 \uc2e0\ub8b0\ub294 \uc11c\uc11c\ud788 \uc790\ub77c\ub098\uace0 \uc788\uc2b5\ub2c8\ub2e4.\n\ub85c\uc774\ub4dc \uc624\ube0c \ub7f0\ub358(Lloyd’s of London)\uc758 \uc124\ubb38\uc870\uc0ac\uc5d0 \ub530\ub974\uba74 \ubbf8\uad6d\uacfc \uc601\uad6d \uc18c\ube44\uc790\uc758 58%\ub294 \uc5ec\uc804\ud788 \uacf5\uc720 \uc11c\ube44\uc2a4 \uc774\uc6a9\uc758 \uc704\ud5d8\uc774 \uc774\uc810\ubcf4\ub2e4 \ub354 \ud06c\ub2e4\uace0 \ubbff\uace0 \uc788\ub2e4\uace0 CFO\uc778 \ub370\uc774\ube44\ub4dc \ub9e5\uce94(David McCann<\/a> )\uc740 \ub9d0\ud569\ub2c8\ub2e4.\n\uc911\uad6d \uace0\uac1d\ub4e4\uc740 \ub354 \uc5f4\uc815\uc801\uc774\uc5c8\ub294\ub370, \uc911\uad6d \uace0\uac1d\ub4e4\uc740 32%\ub9cc\uc774 \uacf5\uc720 \uc11c\ube44\uc2a4\uac00 \uc704\ud5d8\ud558\ub2e4\uace0 \uc778\uc2dd\ud588\ub2e4. <\/p>\n\n

\ubcf4\ud5d8\uc0ac\ub294 \ub450 \uac00\uc9c0 \ubc29\ubc95\uc73c\ub85c \uc774\ub7ec\ud55c \uc2e0\ub8b0\ub97c \uad6c\ucd95\ud558\ub294 \ub370 \ub3c4\uc6c0\uc744 \uc904 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\n\uccab\uc9f8, \uace0\uac1d\uc774 \uacf5\uc720 \uc11c\ube44\uc2a4\ub97c \uc548\uc804\ud558\uac8c \uc81c\uacf5\ud560 \uc218 \uc788\ub3c4\ub85d \ub3c4\uc6b8 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\n\ub2e4\uc74c\uc73c\ub85c, \uadf8\ub7ec\ud55c \uc11c\ube44\uc2a4\uac00 \ubcf4\uc7a5\ub418\ub3c4\ub85d \ud558\uae30 \uc704\ud55c \ub178\ub825\uc744 \ud64d\ubcf4\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n

Lloyd’s \uc124\ubb38\uc870\uc0ac\uc5d0\uc11c \uc751\ub2f5\uc790\uc758 \uc57d 70%\ub294 \uc11c\ube44\uc2a4\ub098 \uc790\uc0b0\uc774 \ubcf4\ud5d8\uc73c\ub85c \ubcf4\ud638\ub41c\ub2e4\ub294 \uc0ac\uc2e4\uc744 \uc54c\uace0 \uc788\ub2e4\uba74 \uacf5\uc720 \uacbd\uc81c\uc5d0 \ucc38\uc5ec\ud560 \uac00\ub2a5\uc131\uc774 \ub354 \ub192\ub2e4\ub294 \ub370 \ub3d9\uc758\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n\n

\uc774\ubbf8\uc9c0 \uc791\uc131\uc790: Antonio Guillem\/\u00a9123RF.com, belchonock\/\u00a9123RF.com, Anek Suwannaphoom\/\u00a9123RF.com<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"

\uc6b0\ubc84(Uber)\uc640 \uc5d0\uc5b4\ube44\uc5d4\ube44(Airbnb)\uac00 \uc138\uacc4 \ubb34\ub300\uc5d0 \ucc98\uc74c \ub4f1\uc7a5\ud588\uc744 \ub54c, \uadf8\ub4e4\uc740 \uc0ac\uc801 \uc18c\uc720\uad8c\uc744 \uc7ac\uc815\uc758\ud560 \uc0c8\ub85c\uc6b4 \uc544\uc774\ub514\uc5b4\ub97c \uc81c\uc2dc\ud588\ub2e4. \uc774 \ube44\uc988\ub2c8\uc2a4 \ubaa8\ub378\uc744 \ud1b5\ud574 \uc0ac\ub78c\ub4e4\uc740 \uc790\ub3d9\ucc28\uc640 \uc9d1\uacfc \uac19\uc740 \uae30\uc874 \uc790\uc0b0\uc744 \ub2e4\ub978 \uc0ac\ub78c\ub4e4\uacfc \uacf5\uc720\ud558\uc5ec \ub3c8\uc744 \ubc8c \uc218 \uc788\uc5c8\uc2b5\ub2c8\ub2e4. \ubaa8\ubc14\uc77c \uc571\uc740 \uacf5\uc720 \uacbd\uc81c\uc758 \ucd5c\uc804\uc120\uc5d0 \uc11c\uc788\uc5b4 \uacf5\uae09 \uc5c5\uccb4\uac00 \uc2b9\uac1d \ubc0f \uc784\ucc28\uc778\uacfc \uc989\uc2dc \uc5f0\uacb0\ud560 \uc218 \uc788\ub2e4\uace0 Andrea Wells \ub294 Insurance Journal\uc5d0\uc11c \ub9d0\ud569\ub2c8\ub2e4. \uacf5\uc720 \uacbd\uc81c\uc758 \uae09\uc18d\ud55c […]<\/p>\n","protected":false},"featured_media":0,"template":"","insight-category":[],"class_list":["post-21220","insight","type-insight","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/insight\/21220","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/insight"}],"about":[{"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/types\/insight"}],"wp:attachment":[{"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/media?parent=21220"}],"wp:term":[{"taxonomy":"insight-category","embeddable":true,"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/insight-category?post=21220"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}