{"id":21200,"date":"2024-09-30T14:23:43","date_gmt":"2024-09-30T19:23:43","guid":{"rendered":"https:\/\/bolttech.io\/insights\/%eb%b6%80%eb%8f%99%ec%82%b0-%eb%b9%84%ec%9a%a9-%ec%83%81%ec%8a%b9%ec%9d%b4-%ec%a3%bc%ed%83%9d-%ec%86%8c%ec%9c%a0-%eb%b3%b4%ed%97%98%ec%82%ac%ec%9d%98-%ec%88%98%ec%9d%b5%ec%97%90-%eb%af%b8%ec%b9%98\/"},"modified":"2024-09-30T14:23:50","modified_gmt":"2024-09-30T19:23:50","slug":"%eb%b6%80%eb%8f%99%ec%82%b0-%eb%b9%84%ec%9a%a9-%ec%83%81%ec%8a%b9%ec%9d%b4-%ec%a3%bc%ed%83%9d-%ec%86%8c%ec%9c%a0-%eb%b3%b4%ed%97%98%ec%82%ac%ec%9d%98-%ec%88%98%ec%9d%b5%ec%97%90-%eb%af%b8%ec%b9%98","status":"publish","type":"insight","link":"https:\/\/bolttech.io\/ko\/insights\/%eb%b6%80%eb%8f%99%ec%82%b0-%eb%b9%84%ec%9a%a9-%ec%83%81%ec%8a%b9%ec%9d%b4-%ec%a3%bc%ed%83%9d-%ec%86%8c%ec%9c%a0-%eb%b3%b4%ed%97%98%ec%82%ac%ec%9d%98-%ec%88%98%ec%9d%b5%ec%97%90-%eb%af%b8%ec%b9%98\/","title":{"rendered":"\ubd80\ub3d9\uc0b0 \ube44\uc6a9 \uc0c1\uc2b9\uc774 \uc8fc\ud0dd \uc18c\uc720 \ubcf4\ud5d8\uc0ac\uc758 \uc218\uc775\uc5d0 \ubbf8\uce58\ub294 \uc601\ud5a5"},"content":{"rendered":"\n

\uac00\uacc4\uac00 \uc8fc\ud0dd \uc18c\uc720 \ubc0f \uc784\ub300 \ube44\uc6a9 \uc0c1\uc2b9\uc5d0 \ub300\ucc98\ud558\uae30 \uc704\ud574 \uace0\uad70\ubd84\ud22c\ud568\uc5d0 \ub530\ub77c \ubcf4\ud5d8 \ud68c\uc0ac\ub4e4\ub3c4 \uc555\ubc15\uc744 \ub290\ub07c\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n

\uc810\uc810 \ub354 \ub9ce\uc740 \uc80a\uc740 \uc138\uc785\uc790\uc640 \uc8fc\ud0dd \uad6c\uc785\uc790\ub4e4\uc774 \uc138\uc785\uc790 \ub610\ub294 \uc8fc\ud0dd \uc18c\uc720\uc790 \ubcf4\ud5d8\uc744 \uc904\uc774\uac70\ub098 \uc5c6\uc560\ub294 \uac83\uc744 \uc120\ud0dd\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.\n\uc774\ub85c \uc778\ud574 \ubcf4\ud5d8 \ud68c\uc0ac\ub294 \uc7ac\uc559\uc801\uc778 \ub0a0\uc528, \ub178\ud6c4\ud654\ub41c \uc8fc\ud0dd \uc7ac\uace0 \ubc0f \uc774\uc640 \uc720\uc0ac\ud55c \uc555\ub825\uc5d0 \uc9c1\uba74\ud558\uc5ec \uc99d\uac00\ud558\ub294 \uccad\uad6c \ube44\uc6a9\uc744 \ub530\ub77c\uc7a1\uae30\uac00 \ub354 \uc5b4\ub824\uc6cc\uc9d1\ub2c8\ub2e4. <\/p>\n\n

\uace0\uac1d\uc744 \ucc3e\uace0 \uc720\uc9c0\ud558\ub294 \ubc29\ubc95\uc744 \uc774\ud574\ud558\ub824\uba74 \uc8fc\ud0dd \uc18c\uc720 \ubcf4\ud5d8\uc0ac\ub294 \ubbf8\uad6d \uc8fc\ud0dd \uc2dc\uc7a5\uc5d0\uc11c \ubb34\uc2a8 \uc77c\uc774 \uc77c\uc5b4\ub098\uace0 \uc788\ub294\uc9c0, \uadf8\ub9ac\uace0 \uadf8\uac83\uc774 \uc218\uc775\uc5d0 \uc5b4\ub5a4 \uc601\ud5a5\uc744 \ubbf8\uce58\ub294\uc9c0 \uc774\ud574\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n\n

\uc8fc\ud0dd\uc2dc\uc7a5 \ud604\ud669<\/h2>\n\n

\uc8fc\ud0dd \uc2dc\uc7a5\uc740 \uac70\uc758 \ubaa8\ub4e0 \ubd80\ubb38\uc5d0\uc11c \uc218\uc694\uac00 \uacf5\uae09\uc744 \uc55e\uc9c0\ub974\ub294 \ub3c5\ud2b9\ud55c \uc0c1\ud0dc\uc5d0 \uc788\uc2b5\ub2c8\ub2e4.\n\uadf8\ub85c \uc778\ud55c \ube44\uc6a9 \uc99d\uac00\uc640 \uc800\ub834\ud55c \uc8fc\ud0dd\uc758 \uacf5\uae09 \uac10\uc18c\ub294 \uc138\uc785\uc790\uc640 \uccab \uc8fc\ud0dd \uad6c\uc785\uc790, \uadf8\ub9ac\uace0 \ubcf4\ud5d8 \ud68c\uc0ac \ubaa8\ub450\uc5d0\uac8c \ud070 \ud0c0\uaca9\uc744 \uc8fc\uace0 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n

\ub354 \ub192\uc740 \ube44\uc6a9<\/h3>\n\n

\ubbf8\uad6d \uc8fc\ud0dd\ub3c4\uc2dc\uac1c\ubc1c\ubd80(Department of Housing and Urban Development)\ub294 \uc18c\ub4dd\uc758 30% \uc774\uc0c1\uc744 \uc8fc\ud0dd\uc5d0 \uc9c0\ubd88\ud558\ub294 \uac00\uc815\uc744 \ube44\uc6a9 \ubd80\ub2f4\uc774 \uc788\ub294 \uac00\uc815\uc73c\ub85c \uc815\uc758\ud569\ub2c8\ub2e4.\n\uc801\uc5b4\ub3c4 20\uac1c \ubbf8\uad6d \ub3c4\uc2dc\uc5d0\uc11c\ub294 \uadfc\ub85c\uc790 \uac00\uad6c 3\uac00\uad6c \uc911 1\uac00\uad6c \uc774\uc0c1\uc774 \uc8fc\ud0dd \uac00\uaca9 \ub54c\ubb38\uc5d0 \ube44\uc6a9 \ubd80\ub2f4\uc744 \ub290\ub07c\uace0 \uc788\ub2e4\uace0 USA \ud22c\ub370\uc774\uc758 \uc0c8\ubba4\uc5bc \uc2a4\ud14c\ube48\uc2a4\ub294<\/a> \ub9d0\ud55c\ub2e4.\n\uac00\uc7a5 \ube44\uc2fc \uc9c0\uc5ed\uc5d0\uc11c\ub294 \uadf8 \uc218\uce58\uac00 50% \uc774\uc0c1\uc73c\ub85c \uc99d\uac00\ud569\ub2c8\ub2e4. <\/p>\n\n

\uc8fc\ud0dd \uad6c\uc785 \uc2dc \uac00\uaca9\uc774 \ucc45\uc815\ub418\uba74 \uc784\ub300\uac00 \ub2e4\uc74c \uc635\uc158\uc774 \ub418\uc9c0\ub9cc \ubbf8\uad6d \uc804\uc5ed\uc5d0\uc11c\ub3c4 \uc784\ub300\ub8cc\uac00 \uc0c1\uc2b9\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.\n\ube44\uc6a9 \ubd80\ub2f4\uc774 \ud070 \uc138\uc785\uc790\ub294 \uc0cc\ud504\ub780\uc2dc\uc2a4\ucf54\uc640 \ub274\uc695\uacfc \uac19\uc740 \ub3c4\uc2dc\uc5d0 \ub9ce\uc9c0\ub9cc \ub308\ub7ec\uc2a4-\ud3ec\ud2b8\uc6cc\uc2a4\uc640 \ud734\uc2a4\ud134\uacfc \uac19\uc740 \uc800\ub834\ud55c \uc9c0\uc5ed\uc5d0\uc11c\ub3c4 \uc99d\uac00\ud558\uace0 \uc788\ub2e4\uace0 Daily Beast\uc758 Joel Kotkin\uacfc Wendell Cox<\/a> \ub294 \ub9d0\ud569\ub2c8\ub2e4. <\/p>\n\n

2018\ub144 \uc9c8\ub85c\uc6b0(Zillow)\uc758 \uc870\uc0ac\uc5d0 \ub530\ub974\uba74 \uadf8\ud574 2\uc6d4 \uc784\ub300\ub8cc\ub294 2.8% \uc0c1\uc2b9\ud574 2016\ub144 \uc774\ud6c4 \uac00\uc7a5 \ube60\ub978 \uc99d\uac00\uc728\uc744 \uae30\ub85d\ud588\ub2e4.<\/p>\n\n

“\ubb3c\uac74\uc744 \uc0ac\ub824\uace0 \ud588\ub358 \uc0ac\ub78c\ub4e4\uc740 \uc544\ubb34\uac83\ub3c4 \ucc3e\uc9c0 \ubabb\ud558\uac70\ub098 \uc785\ucc30\uac00\uc5d0\uc11c \ubc00\ub824\ub098 \ub354 \uc624\ub798 \uc784\ub300\ud558\uace0 \uc788\ub2e4”\uace0 \uc9c8\ub85c\uc6b0(Zillow)\uc758 \uc120\uc784 \uc774\ucf54\ub178\ubbf8\uc2a4\ud2b8\uc778 \uc544\ub860 \ud14c\ub77c\uc790\uc2a4(Aaron Terrazas<\/a>)\ub294 \ub9d0\ud55c\ub2e4.<\/p>\n\n

\uc784\ub300\ub8cc\uac00 \uc0c1\uc2b9\ud568\uc5d0 \ub530\ub77c \uc8fc\ud0dd \uc18c\uc720\uc5d0 \ub300\ud55c \uc57d\uc18d\uc740 \uacc4\uc18d \uc904\uc5b4\ub4e4\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n

“\uc784\uae08\uc740 \uacbd\uae30 \uce68\uccb4 \uc774\uc804\uc5d0\ub3c4 \uc9c0\ub09c 10\ub144 \uc774\uc0c1 \uc784\ub300\ub8cc \uc778\ud50c\ub808\uc774\uc158\uc5d0 \uc9c0\uc18d\uc801\uc73c\ub85c \ub4a4\ucc98\uc838 \uc788\uc5c8\ub2e4”\uace0 \uc5d4\ud130\ud504\ub77c\uc774\uc988 \ucee4\ubba4\ub2c8\ud2f0\uc758 \uc815\ucc45 \uac1c\ubc1c \ub2f4\ub2f9 \ubd80\uc0ac\uc7a5\uc778 \uc564\ub4dc\ub958 \uc790\uce74\ubcf4\ube44\uce58\ub294<\/a> \ub9d0\ud55c\ub2e4.<\/p>\n\n

\uc784\ub300\ub8cc\uac00 \uac00\uc871 \uc18c\ub4dd\uc5d0\uc11c \ub354 \ub9ce\uc740 \ubd80\ubd84\uc744 \ucc28\uc9c0\ud568\uc5d0 \ub530\ub77c \uc810\uc810 \ub354 \ube44\uc2f8\uc9c0\ub294 \uc8fc\ud0dd\uc758 \uacc4\uc57d\uae08\uc744 \uc704\ud574 \uc800\ucd95\ud560 \uc218 \uc788\ub294 \uc0ac\ub78c\ub4e4\uc758 \ub2a5\ub825\uc774 \uac10\uc18c\ud569\ub2c8\ub2e4.<\/p>\n\n

\ub354 \uc801\uc740 \uc635\uc158<\/h3>\n\n

\uc5ec\uc804\ud788 \uc790\uc2e0\uc758 \uc9d1\uc744 \uc0b4 \ud76c\ub9dd\uc744 \ud488\uace0 \uc788\ub294 \uc0ac\ub78c\ub4e4\uc740 \uc810\uc810 \ub354 \ub3c4\uc804\uc801\uc778 \uc2dc\uc7a5\uc5d0 \uc9c1\uba74\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.\n\uc804\uad6d\uc801\uc73c\ub85c \uc2a4\ud0c0\ud130 \uc8fc\ud0dd \uacf5\uae09\uc740 \uc5f0\uac04 17% \uac10\uc18c\ud588\uc2b5\ub2c8\ub2e4.\n\uc774\ub294 \ubaa8\ub4e0 \uc8fc\ud0dd\uc758 \ud3c9\uade0 \uac10\uc18c\uc728\ubcf4\ub2e4 \uac70\uc758 \ub450 \ubc30\ub098 \ube60\ub974\uace0, \ub300\ud615 \uc8fc\ud0dd\uc758 \uacf5\uae09 \uac10\uc18c\ubcf4\ub2e4 \uc138 \ubc30 \uc774\uc0c1 \ube60\ub974\ub2e4\uace0 Realtor.com \uc758 \uacbd\uc81c \uc5f0\uad6c \ucc45\uc784\uc790\uc778 \ud558\ube44\uc5d0\ub974 \ube44\ubc14\uc2a4<\/a>\ub294 \ub9d0\ud55c\ub2e4. <\/p>\n\n

\ub610\ud55c \ub9e4\uc785\ud558\uac70\ub098 \ucca0\uac70\ud55c \uc18c\ud615 \uc8fc\ud0dd\uc740 \ube44\uc2b7\ud55c \ud06c\uae30\uc640 \uacbd\uc81c\uc131\uc744 \uac00\uc9c4 \uc0c8 \uc8fc\ud0dd\uc73c\ub85c \ub300\uccb4\ub418\uc9c0 \uc54a\ub294\ub2e4\uace0 Vivas\ub294 \ub9d0\ud569\ub2c8\ub2e4.<\/p>\n\n

\uc804\uad6d \uc8fc\ud0dd \uac74\uc124\uc5c5\uc790 \ud611\ud68c\uc758 \uc218\uc11d \uacbd\uc81c\ud559\uc790\uc778 \ub85c\ubc84\ud2b8 \ub514\uce20(Robert Dietz<\/a>)\ub294 “\uac74\uc124\uc5c5\uc790\ub4e4\uc774 \uac74\ucd95 \uc790\uc7ac\uc758 \uc9c0\uc18d\uc801\uc778 \uac00\uaca9 \uc778\uc0c1, \uac74\ucd95 \uac00\ub2a5\ud55c \ubd80\uc9c0 \ubd80\uc871 \ubc0f \ub178\ub3d9\ub825 \ubd80\uc871\uacfc \uac19\uc740 \uacf5\uae09 \uce21\uba74\uc758 \uc5ed\ud48d\uc5d0 \uacc4\uc18d \uc9c1\uba74\ud568\uc5d0 \ub530\ub77c \ub2e8\ub3c5 \uc8fc\ud0dd \uac74\ucd95 \ud5c8\uac00 \uac74\uc218\uac00 \uac10\uc18c\ud588\ub2e4”\uace0 \ub9d0\ud569\ub2c8\ub2e4.<\/p>\n\n

\uadf8\ub7ec\ub098 \uac74\ucd95\uc5c5\uc790\ub9cc\uc774 \uc800\ub834\ud55c \uc2a4\ud0c0\ud130 \uc8fc\ud0dd\uc758 \ubd80\uc871\uc5d0 \uae30\uc5ec\ud558\ub294 \uac83\uc740 \uc544\ub2d9\ub2c8\ub2e4.<\/p>\n\n

“\uc800\ub834\ud55c \ub3c4\uc2dc \uc8fc\ud0dd\uc758 \ubd80\uc871\uc5d0 \ub300\ud55c \ub17c\uc758\ub294 \uc885\uc885 \uc545\ub2f9\uc73c\ub85c \uac1c\ubc1c\uc5c5\uc790\uc640 \ud22c\uae30\uafbc\uc5d0 \ucd08\uc810\uc744 \ub9de\ucd94\uc9c0\ub9cc, \uc0c8 \uc544\ud30c\ud2b8\uc5d0 \ub300\ud55c \uc8fc\ud0dd \uc18c\uc720\uc790\uc758 \ubc18\ub300\uac00 \ubb38\uc81c\uc758 \ud070 \ubd80\ubd84\uc744 \ucc28\uc9c0\ud55c\ub2e4”\uace0 \uc0cc\ud504\ub780\uc2dc\uc2a4\ucf54\uc758 \ud150\ub354\ub85c\uc778 \uc8fc\ud0dd \ud074\ub9ac\ub2c9 \uc18c\uc7a5\uc778 \ub79c\ub514 \uc1fc\ub294<\/a> \ub367\ubd99\uc778\ub2e4.<\/p>\n\n

Shaw\uc5d0 \ub530\ub974\uba74, \ub354 \uc791\uc740 \uc9d1\uacfc \uc544\ud30c\ud2b8\ub97c \uc9d3\ub294 \uac83\uc744 \ub9c9\uc73c\ub824\ub294 \uace0\ub839\uc758 \uc8fc\ud0dd \uc18c\uc720\uc790\ub4e4\uc758 \uc2dc\ub3c4\ub294 \uc804\uad6d\uc758 \ub9ce\uc740 \uc9c0\uc5ed\uc5d0\uc11c \uc131\uacf5\uc801\uc774\uc5c8\uc73c\uba70, \uccab \uc9d1\uc744 \uad6c\uc785\ud558\ub824\ub294 \uac00\uc871\ub4e4\uc774 \uac10\ub2f9\ud560 \uc218 \uc788\ub294 \uc9d1\uc744 \ucc3e\uc744 \uc218 \uc5c6\ub294 \uc0c1\ud669\uc5d0 \uae30\uc5ec\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n\n

\uc8fc\ud0dd\uc758 \ubbf8\ub798<\/h3>\n\n

\uc8fc\ud0dd \uad6c\ub9e4\ub294 \uc5f0\ubc29\uc900\ube44\uc81c\ub3c4\uc774\uc0ac\ud68c(FRB)\uc758 \uae08\ub9ac \uc778\uc0c1\uc73c\ub85c \ud5a5\ud6c4 \ub354\uc6b1 \uc5b4\ub824\uc6cc\uc9c8 \uc218 \uc788\uc73c\uba70, \uc774\ub294 \ud310\ub9e4\ub97c \uc5b5\uc81c\ud560 \uac83\uc785\ub2c8\ub2e4.\n\ub610\ud55c \ucd5c\uadfc\uc758 \uc138\uc81c \uac1c\ud601\uc73c\ub85c \uc8fc \ubc0f \uc9c0\ubc29 \uc7ac\uc0b0\uc138\uc5d0 \ub300\ud55c \uacf5\uc81c\uc561\uc774 \uc81c\ud55c\ub418\uc5b4 \ub3c4\uc2dc \uc8fc\ud0dd \uc18c\uc720 \ube44\uc6a9\uc774 \ub354\uc6b1 \uc99d\uac00\ud558\uace0 \uc788\ub2e4\uace0 \ud3f4\ub9ac\ud2f0\ucf54\uc758 Lorraine Woellert<\/a> \ub294 \ub9d0\ud569\ub2c8\ub2e4. <\/p>\n\n

\"\"<\/figure>\n\n

Homeownership\uc758 \ub300\uc548<\/h2>\n\n

\uc784\ub300\ub294 \uccab \uc8fc\ud0dd\uc744 \uad6c\uc785\ud560 \uc900\ube44\uac00 \ub418\uc9c0 \uc54a\uc558\uac70\ub098 \uc774\uc81c \ub9c9 \uad6c\ub9e4\ub97c \uace0\ub824\ud558\uae30 \uc2dc\uc791\ud55c \uc80a\uc740 \uc131\uc778\uacfc \uac00\uc871\uc5d0\uac8c \uac00\uc7a5 \uc77c\ubc18\uc801\uc778 \uc635\uc158\uc785\ub2c8\ub2e4.\n2017\ub144 \ud4e8 \ub9ac\uc11c\uce58(Pew Research)\uc758 \uc5f0\uad6c\uc5d0 \ub530\ub974\uba74 \uc564\uc11c\ub2c8 \uc2e4\ub8e8\ud3ec(Anthony Cilluffo), \uc544\ube44\uac8c\uc77c \uac00\uc774\uac70(Abigail Geiger), \ub9ac\ucc98\ub4dc \ud504\ub77c\uc774(Richard Fry<\/a>)\uc5d0 \ub530\ub974\uba74 \uc9c0\ub09c \ubc18\uc138\uae30 \ub3d9\uc548 \uadf8 \uc5b4\ub290 \ub54c\ubcf4\ub2e4\ub3c4 \ub354 \ub9ce\uc740 \ubbf8\uad6d \uac00\uad6c\uac00 \uadf8 \ud574\uc5d0 \uc784\ub300\ub97c \ud558\uace0 \uc788\uc5c8\uc2b5\ub2c8\ub2e4. <\/p>\n\n

\ud558\uc9c0\ub9cc \uc784\ub300\ub8cc\ub3c4 \uc624\ub974\uace0 \uc788\ub2e4.\n\uc784\ub300 \uc2dc\uc7a5\uc740 \uc800\uac00 \uc784\ub300 \uc8fc\ud0dd\uc774 \uc904\uc5b4\ub4e4\uba74\uc11c \uc555\ubc15\uc744 \ub290\ub07c\uace0 \uc788\uc2b5\ub2c8\ub2e4.\n2008\ub144 \uacbd\uae30 \uce68\uccb4 \uc774\ud6c4 \uac00\uc7a5 \ube44\uc2fc A\uae09 \ub2e4\uac00\uad6c \uc8fc\ud0dd\uc758 \uc218\ub294 110\ub9cc \ucc44 \uc99d\uac00\ud588\uc9c0\ub9cc, \ub354 \uc800\ub834\ud55c B\uae09 \ubc0f C\uae09 \uc8fc\ud0dd\uc758 \uc218\ub294 \ub354 \ub192\uc740 \uc218\uc694\uc5d0\ub3c4 \ubd88\uad6c\ud558\uace0 570\ub9cc \ucc44\uc5d0 \uba38\ubb3c\ub7ec \uc788\ub2e4\uace0 Fannie Mae\uc758 \uc120\uc784 \ub2e4\uac00\uad6c \uacbd\uc81c\ud559\uc790\uc778 Tanya Zahalak<\/a>\uc740 \ub9d0\ud569\ub2c8\ub2e4. <\/p>\n\n

\uc784\ub300\ub8cc\uac00 \uc624\ub974\uba74 \uc138\uc785\uc790 \ubcf4\ud5d8\uc5d0 \uc0ac\uc6a9\ud560 \uc218 \uc788\ub294 \uac00\uacc4 \uc790\uae08\uc774 \uc904\uc5b4\ub4ed\ub2c8\ub2e4.\n\uc138\uc785\uc790 \ubcf4\ud5d8\uc744 \uc800\ub834\ud558\uac8c \uc720\uc9c0\ud558\uace0, \uace0\uac1d\uc5d0\uac8c \ubcf4\ud5d8\uc758 \uac00\uce58\uc5d0 \ub300\ud574 \uad50\uc721\ud558\uace0, \ucee4\ubba4\ub2c8\ucf00\uc774\uc158\uc744 \ub2e8\uc21c\ud654\ud558\uba74 \ubcf4\ud5d8 \ud68c\uc0ac\uac00 \uc774 \uc2dc\uc7a5\uc5d0\uc11c \uace0\uac1d\uacfc \ucda9\uc131\ub3c4 \ub192\uc740 \uad00\uacc4\ub97c \uad6c\ucd95\ud558\ub294 \ub370 \ub3c4\uc6c0\uc774 \ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n

\uc804\ud1b5\uc801\uc778 \uc8fc\ud0dd\uc740 \uad6c\ud558\uae30\uac00 \ub354 \uc5b4\ub835\uae30 \ub54c\ubb38\uc5d0 \uc77c\ubd80 \uac00\uc815\uc740 \uc18c\ud615 \uc8fc\ud0dd, \ubaa8\ub4c8\ub7ec \uc8fc\ud0dd \ubc0f \uc120\uc801 \ucee8\ud14c\uc774\ub108\uc640 \uac19\uc740 \ud2b9\uc774\ud55c \uc7ac\ub8cc\ub85c \uc9c0\uc5b4\uc9c4 \uc8fc\ud0dd\uacfc \uac19\uc740 \ub300\uc548\uc73c\ub85c \ub208\uc744 \ub3cc\ub9ac\uace0 \uc788\ub2e4\uace0 \uc2dc\uce74\uace0 \ud2b8\ub9ac\ubdf4\uc758 Darcel Rockett<\/a> \uc740 \ub9d0\ud569\ub2c8\ub2e4.<\/p>\n\n

\uc804\ud1b5\uc801\uc73c\ub85c \uc9c0\uc5b4\uc9c4 \ub2e8\ub3c5 \uc8fc\ud0dd\uc5d0 \ub300\ud55c \uc18c\ud615 \uc8fc\ud0dd \ubc0f \uae30\ud0c0 \ub300\uc548\uc758 \uc218\ub294 \ub300\ubd80\ubd84\uc758 \uc5f0\uad6c\uc5d0\uc11c \ubcc4\ub3c4\uc758 \ubc94\uc8fc\ub85c \ub4f1\ub85d\ud558\uae30\uc5d0\ub294 \ub108\ubb34 \uc801\uc2b5\ub2c8\ub2e4.\n\uadf8\ub7fc\uc5d0\ub3c4 \ubd88\uad6c\ud558\uace0 \uc80a\uc740 \uad6c\ub9e4\uc790\ub4e4\uc774 \uc790\uc2e0\uc758 \uc9d1\uc744 \ucc3e\uace0 \uace0\ub839 \uad6c\ub9e4\uc790\ub098 \ubd80\ubd80\uac00 \uc8fc\ud0dd\uc744 \ucd95\uc18c\ud568\uc5d0 \ub530\ub77c \ud5a5\ud6c4 \uc8fc\ud0dd \uc2dc\uc7a5\uc5d0 \uc0c1\ub2f9\ud55c \uc601\ud5a5\uc744 \ubbf8\uce60 \uc218 \uc788\ub2e4\uace0 \uc804\ubbf8\uc18c\ub9e4\uc5c5\ud611\ud68c(National Association of Retailers)\uc758 \uc218\uc11d \uc774\ucf54\ub178\ubbf8\uc2a4\ud2b8\uc778 \ub85c\ub80c\uc2a4 \uc724(Lawrence Yun<\/a>)\uc740 \uc81c\uc548\ud569\ub2c8\ub2e4. <\/p>\n\n

\uc774\ub7ec\ud55c \ub300\uccb4 \uc8fc\ud0dd \uc720\ud615\uc740 \uc8fc\ud0dd \uc18c\uc720 \ubcf4\ud5d8\uc0ac\uc5d0 \ub3c4\uc804\uc774 \ub420<\/a> \uac00\ub2a5\uc131\uc774 \ub192\uc2b5\ub2c8\ub2e4.\n\uc608\ub97c \ub4e4\uc5b4, \uac74\ubb3c\uc744 \ubd84\ub958\ud558\uac70\ub098 \uc885\uc885 DIY\ud558\ub294 \ud2b9\uc131\uc744 \uc124\uba85\ud558\uae30 \uc5b4\ub824\uc6b8 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\n\uc774\ubbf8 \ub300\uc548\uc744 \uc2e4\ud5d8\ud558\uace0 \uc788\ub294 \uc778\uad6c\uc758 \uacbd\uc6b0 \ubcf4\ud5d8 \ubcf4\uc7a5\uc5d0 \ub300\ud55c \uc804\ud1b5\uc801\uc778 \uac1c\ub150\uc744 \uc218\uc6a9\ud558\ub294 \uac83\uc774 \uc5b4\ub824\uc6b8 \uc218 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n

\"\"<\/figure>\n\n

\uc8fc\ud0dd \uc18c\uc720\uc790 \ub300 \uc138\uc785\uc790: \ubcf4\ud5d8\uc0ac\ub294 \uc5b4\ub5bb\uac8c \ub300\uc751\ud569\ub2c8\uae4c?<\/h2>\n\n

\uccab\uc9f8, \uc88b\uc740 \uc18c\uc2dd\uc740 J.D. Power 2018 US Home Insurance Study\uc5d0 \ub530\ub974\uba74 \uc8fc\ud0dd \uc18c\uc720\uc790\uc640 \uc138\uc785\uc790\uc758 \ubcf4\ud5d8 \ubcf4\uc7a5\uc5d0 \ub300\ud55c \ub9cc\uc871\ub3c4\uac00 2018\ub144\uc5d0 \uc0ac\uc0c1 \ucd5c\uace0\uce58\ub97c \uae30\ub85d\ud588\ub2e4\ub294 \uac83\uc785\ub2c8\ub2e4.\n\uc774\ub7ec\ud55c \uace0\uac1d \uc2e0\ub8b0\uc758 \uae09\uc99d\uc740 \ub514\uc9c0\ud138 \ucc44\ub110\uc744 \ud1b5\ud574 \uc8fc\ud0dd \uc18c\uc720\uc790 \ub610\ub294 \uc138\uc785\uc790 \ubcf4\ud5d8\uacfc \uc5f0\uacb0\ud560 \uc218 \uc788\ub294 \uace0\uac1d\uc758 \ub2a5\ub825\uacfc \ubc00\uc811\ud55c \uad00\ub828\uc774 \uc788\ub2e4\uace0 J.D. Power\uc758 \ubd81\ubbf8 \ubcf4\ud5d8 \ud504\ub799\ud2f0\uc2a4 \ube44\uc988\ub2c8\uc2a4 \ucee8\uc124\ud134\ud2b8\uc778 Robert Lajdziak<\/a>\uc740 \ub9d0\ud569\ub2c8\ub2e4. <\/p>\n\n

\ub2e4\uc2dc \ub9d0\ud574, \uc8fc\ud0dd \uc18c\uc720\uc790 \ubc0f \uc138\uc785\uc790 \ubcf4\ud5d8 \ubd84\uc57c\uc758 \ub3c4\uc804 \uacfc\uc81c\ub294 \ubcf4\ud5d8\uc0ac\uac00 \ub514\uc9c0\ud138 \uac8c\uc784\uc758 \uc120\ub450\ub97c \uc720\uc9c0\ud558\ub294 \ud55c \uace0\uac1d\uc73c\ub85c\ubd80\ud130 \ubc1c\uc0dd\ud560 \uac00\ub2a5\uc131\uc774 \uc5c6\uc2b5\ub2c8\ub2e4.\n\ub300\uc2e0 \uc8fc\ud0dd\uc2dc\uc7a5 \uc790\uccb4\uc5d0\uc11c \ubb38\uc81c\uac00 \ubc1c\uc0dd\ud560 \uac00\ub2a5\uc131\uc774 \ub192\ub2e4. <\/p>\n\n

\ub354 \ub098\uc740 \uad50\uc721 \ubc0f \ubd09\uc0ac \ud65c\ub3d9<\/h3>\n\n

\ud55c \uac00\uc9c0 \uacfc\uc81c\ub294 \uc8fc\ud0dd \uc18c\uc720 \ubcf4\ud5d8\uc0ac\ub4e4\uc774 \uc9c0\uc5ed \uc8fc\ud0dd \uc2dc\uc7a5\uc758 \uac00\uaca9\uc744 \uac10\uc548\ud560 \ub54c \uace0\uac1d\uc5d0\uac8c \ub0a9\ub4dd\ud560 \uc218 \uc788\ub294 \ubcf4\ud5d8\uc744 \uc81c\uacf5\ud558\ub294 \uac83\uc785\ub2c8\ub2e4.\n\ud604\uc7ac \uc8fc\ud0dd \uc18c\uc720\uc790 \ubc0f \uc138\uc785\uc790 \ubcf4\ud5d8\uc758 \ud3c9\uade0 \ubcf4\ud5d8\ub8cc\ub294 \uc8fc\ud0dd \uc2dc\uc7a5 \uac00\uaca9\uacfc \ub290\uc2a8\ud55c \uc0c1\uad00 \uad00\uacc4\uac00 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n

\uc608\ub97c \ub4e4\uc5b4, \ud50c\ub85c\ub9ac\ub2e4\uc758 \uc5f0\ud3c9\uade0 \uc0ac\ub9dd\ub960\uc740 \uc804\uad6d \ud3c9\uade0\ubcf4\ub2e4 191\ud37c\uc13c\ud2b8 \ub192\uc740 \ubc18\uba74, \ud558\uc640\uc774\ub294 73\ud37c\uc13c\ud2b8 \ub0ae\ub2e4\uace0 Insurance.com \uc758 \ub808\uc2a4 \ub9e4\uc2a4\ud130\uc2a8\uc740<\/a> \ub9d0\ud55c\ub2e4.\n\ud558\uc640\uc774\ub294 \ud558\uc640\uc774\uac00 \ubbf8\uad6d\uc5d0\uc11c \uac00\uc7a5 \ube44\uc2fc \uc8fc\ud0dd \uc2dc\uc7a5 \uc911 \ud558\ub098\ub85c \uc9c0\uc18d\uc801\uc73c\ub85c \uc120\uc815\ub418\uace0 \uc788\uc74c\uc5d0\ub3c4 \ubd88\uad6c\ud558\uace0 \ubaa9\ub85d\uc758 \ub9e8 \uc544\ub798\uc5d0 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n

\uace0\uac1d\uc774 \uc774\ub7ec\ud55c \uc218\uce58\ub97c \ub354 \uc798 \uc774\ud574\ud560 \uc218 \uc788\ub3c4\ub85d \uc8fc\ud0dd \uc18c\uc720 \ubcf4\ud5d8\uc0ac\ub294 \uc8fc\ud0dd \uc18c\uc720\uc790 \ub610\ub294 \uc138\uc785\uc790 \ubcf4\ud5d8 \ube44\uc6a9 \uacc4\uc0b0 \ubc29\ubc95\uc5d0 \ub300\ud55c \ub354 \ub9ce\uc740 \uad50\uc721\uc744 \uc81c\uacf5\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\n\uc608\ub97c \ub4e4\uc5b4, \uc8fc\ud0dd\uc758 \uc5f0\uc2dd, \uac74\ucd95 \uc790\uc7ac \ubc0f \ud658\uacbd\uc774 \ucd1d \ubcf4\ud5d8 \ube44\uc6a9\uc5d0 \uc5b4\ub5bb\uac8c \uc601\ud5a5\uc744 \ubbf8\uce58\ub294\uc9c0 \uace0\uac1d\uc774 \uc774\ud574\ud558\ub3c4\ub85d \ub3d5\uc73c\uba74 \ubcf4\ud5d8 \uc120\ud0dd\uc5d0 \ub300\ud55c \uc18c\uc720\uad8c\uacfc \uac00\uce58\ub97c \uc81c\uacf5\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n

\uc8fc\ud0dd\uc2dc\uc7a5\uc758 \ubbf8\ub798<\/h3>\n\n

\uc804\uad6d 400\uac1c \ub300\ub3c4\uc2dc \ud1b5\uacc4 \uc9c0\uc5ed\uc758 \uc8fc\ud0dd \uac74\uac15 \uc9c0\ud45c\ub97c \ubd84\uc11d\ud55c Nationwide\uc758 LIHHM(Leading Index of Healthy Housing Markets)\uc5d0 \ub530\ub974\uba74 \ubbf8\uad6d \uc77c\ubd80 \uc9c0\uc5ed\uc5d0\uc11c \uc8fc\ud0dd \uc131\uc7a5\uc774 \uc0c1\uc2b9 \ucd94\uc138\ub97c \ubcf4\uc774\uae30 \uc2dc\uc791\ud588\uc9c0\ub9cc \uc804\ubc18\uc801\uc778 \uc131\uc7a5\uc740 2018\ub144 \uc911\ubc18 \uc774\ud6c4 \uc911\ub9bd \uc0c1\ud0dc\ub97c \uc720\uc9c0\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n

\ub124\uc774\uc158\uc640\uc774\ub4dc\uc758 \uc218\uc11d \ubd80\uc0ac\uc7a5 \uacb8 \uc218\uc11d \uacbd\uc81c\ud559\uc790\uc778 \ub370\uc774\ube44\ub4dc \ubc84\uc2a8(David Berson) \ubc15\uc0ac<\/a> \uc640 \uc5f0\uad6c\uc758 \uc800\uc790\ub4e4\uc740 “\uc218\uc694 \uc694\uc778\uc740 \ub300\ubd80\ubd84\uc758 \ubd84\uc57c\uc5d0\uc11c \ub300\uccb4\ub85c \uae0d\uc815\uc801\uc774\uc9c0\ub9cc, \uacf5\uae09 \uc5ec\uac74\uc740 \uc5ec\uc804\ud788 \ud0c0\uc774\ud2b8\ud55c \uc0c1\ud0dc\ub97c \uc720\uc9c0\ud558\uace0 \uc788\uc73c\uba70, \uacbd\uc81c\uc131\uc5d0 \ub300\ud55c \uc6b0\ub824\uac00 \ucee4\uc9c0\uace0 \uc788\ub2e4”\uace0 \ub9d0\ud588\ub2e4.<\/p>\n\n

\uc8fc\ud0dd\uc744 \uad6c\uc785\ud558\ub824\ub294 \uac00\uc815\uc740 \uacfc\uac70\ubcf4\ub2e4 \ub354 \uc624\ub798 \uc9d1\uc744 \uad6c\ud560 \uac00\ub2a5\uc131\uc774 \ub192\uc73c\uba70, \uc774\ub294 \uadf8\ub4e4\uc774 \uba87 \ub2ec \ub610\ub294 \uba87 \ub144 \ub3d9\uc548 \uc138\uc785\uc790 \ubcf4\ud5d8\uc5d0 \uacc4\uc18d \uc758\uc874\ud560 \uac83\uc784\uc744 \uc758\ubbf8\ud569\ub2c8\ub2e4.\n\uc138\uc785\uc790 \ubcf4\ud5d8\uc5d0 \uc811\uadfc\ud560 \uc218 \uc788\ub3c4\ub85d \ud558\ub294 \ud68c\uc0ac\ub294 \uad81\uadf9\uc801\uc778 \uc8fc\ud0dd \uc18c\uc720\uc790 \ubcf4\ud5d8\uc73c\ub85c\uc758 \uc804\ud658\uc744 \uacac\ub51c \uc218 \uc788\ub294 \ucda9\uc131\ub3c4\ub97c \ucc3d\ucd9c\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n

\uc774\ubbf8\uc9c0 \uc791\uc131\uc790: Ian Allenden\/\u00a9123RF.com, imagemax\/\u00a9123RF.com, Antonio Guillem\/\u00a9123RF.com<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"

\uac00\uacc4\uac00 \uc8fc\ud0dd \uc18c\uc720 \ubc0f \uc784\ub300 \ube44\uc6a9 \uc0c1\uc2b9\uc5d0 \ub300\ucc98\ud558\uae30 \uc704\ud574 \uace0\uad70\ubd84\ud22c\ud568\uc5d0 \ub530\ub77c \ubcf4\ud5d8 \ud68c\uc0ac\ub4e4\ub3c4 \uc555\ubc15\uc744 \ub290\ub07c\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc810\uc810 \ub354 \ub9ce\uc740 \uc80a\uc740 \uc138\uc785\uc790\uc640 \uc8fc\ud0dd \uad6c\uc785\uc790\ub4e4\uc774 \uc138\uc785\uc790 \ub610\ub294 \uc8fc\ud0dd \uc18c\uc720\uc790 \ubcf4\ud5d8\uc744 \uc904\uc774\uac70\ub098 \uc5c6\uc560\ub294 \uac83\uc744 \uc120\ud0dd\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub85c \uc778\ud574 \ubcf4\ud5d8 \ud68c\uc0ac\ub294 \uc7ac\uc559\uc801\uc778 \ub0a0\uc528, \ub178\ud6c4\ud654\ub41c \uc8fc\ud0dd \uc7ac\uace0 \ubc0f \uc774\uc640 \uc720\uc0ac\ud55c \uc555\ub825\uc5d0 \uc9c1\uba74\ud558\uc5ec \uc99d\uac00\ud558\ub294 \uccad\uad6c \ube44\uc6a9\uc744 \ub530\ub77c\uc7a1\uae30\uac00 \ub354 \uc5b4\ub824\uc6cc\uc9d1\ub2c8\ub2e4. \uace0\uac1d\uc744 \ucc3e\uace0 […]<\/p>\n","protected":false},"featured_media":5628,"template":"","insight-category":[],"class_list":["post-21200","insight","type-insight","status-publish","has-post-thumbnail","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/insight\/21200","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/insight"}],"about":[{"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/types\/insight"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/media\/5628"}],"wp:attachment":[{"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/media?parent=21200"}],"wp:term":[{"taxonomy":"insight-category","embeddable":true,"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/insight-category?post=21200"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}