{"id":21160,"date":"2024-09-30T14:22:36","date_gmt":"2024-09-30T19:22:36","guid":{"rendered":"https:\/\/bolttech.io\/insights\/%ed%85%94%eb%a0%88%eb%a9%94%ed%8a%b8%eb%a6%ad%ec%8a%a4-%ec%9e%90%eb%8f%99%ec%b0%a8-%eb%b3%b4%ed%97%98%ec%9d%b4-%eb%8d%94-%eb%82%98%ec%9d%80-%eb%b3%b4%ed%97%98%ea%b3%bc-%eb%8d%94-%ec%95%88%ec%a0%84\/"},"modified":"2024-10-29T09:12:03","modified_gmt":"2024-10-29T14:12:03","slug":"%ed%85%94%eb%a0%88%eb%a9%94%ed%8a%b8%eb%a6%ad%ec%8a%a4-%ec%9e%90%eb%8f%99%ec%b0%a8-%eb%b3%b4%ed%97%98%ec%9d%b4-%eb%8d%94-%eb%82%98%ec%9d%80-%eb%b3%b4%ed%97%98%ea%b3%bc-%eb%8d%94-%ec%95%88%ec%a0%84","status":"publish","type":"insight","link":"https:\/\/bolttech.io\/ko\/insights\/%ed%85%94%eb%a0%88%eb%a9%94%ed%8a%b8%eb%a6%ad%ec%8a%a4-%ec%9e%90%eb%8f%99%ec%b0%a8-%eb%b3%b4%ed%97%98%ec%9d%b4-%eb%8d%94-%eb%82%98%ec%9d%80-%eb%b3%b4%ed%97%98%ea%b3%bc-%eb%8d%94-%ec%95%88%ec%a0%84\/","title":{"rendered":"\ud154\ub808\uba54\ud2b8\ub9ad\uc2a4 \uc790\ub3d9\ucc28 \ubcf4\ud5d8\uc774 \ub354 \ub098\uc740 \ubcf4\ud5d8\uacfc \ub354 \uc548\uc804\ud55c \uc6b4\uc804\uc73c\ub85c \uc774\uc5b4\uc9c0\ub294 \ubc29\ubc95"},"content":{"rendered":"\n

1996\ub144, \ud504\ub85c\uadf8\ub808\uc2dc\ube0c\ub294 “\ubcf4\ud5d8\ub8cc \uc0b0\uc815\uc744 \uc704\ud55c \uc790\ub3d9\ucc28 \ubaa8\ub2c8\ud130\ub9c1 \uc2dc\uc2a4\ud15c”\uc5d0 \ub300\ud55c \ud2b9\ud5c8<\/a> \ub97c \ucd9c\uc6d0\ud588\ub2e4. \ud2b9\ud5c8\uc5d0 \uae30\uc220\ub41c \uc774 \uc7a5\uce58\ub294 \uc774\ud6c4 \ubcf4\ud5d8\uc0ac\uac00 \uc790\ub3d9\ucc28 \ubcf4\ud5d8\uc5d0 \ub300\ud574 \uc0dd\uac01\ud558\ub294 \ubc29\uc2dd\uc5d0 \ud601\uba85\uc744 \uc77c\uc73c\ud0a8 \uc804\uccb4 \uc6d0\uaca9 \uce21\uc815 \uc2dc\uc2a4\ud15c\uc758 \uae30\ucd08\uac00 \ub418\uc5c8\uc2b5\ub2c8\ub2e4.<\/p>\n\n

\uc624\ub298\ub0a0 \uc6d0\uaca9 \uce21\uc815 \ub3c4\uad6c\ub294 \uc0ac\uc6a9\uc774 \ub354 \uc27d\uace0 \ud6a8\uacfc\uc801\uc774 \ub418\uc5b4 \ubcf4\ud5d8 \ud68c\uc0ac\uc5d0 \uc0c8\ub85c\uc6b4 \uae30\ud68c\ub97c \uc5f4\uc5b4\uc8fc\uace0 \uc788\ub2e4\uace0 SIAA(Strategic Insurance Agency Alliance) \ubc0f SAN Group\uc758 CEO\uc778 Matt Masiello<\/a>\ub294 \ub9d0\ud569\ub2c8\ub2e4. \ud154\ub808\uba54\ud2b8\ub9ad\uc2a4 \ub3c4\uad6c\uc5d0 \ub300\ud55c \ub300\uc911\uc758 \uc778\uc9c0\ub3c4\uac00 \ub192\uc544\uc9d0\uc5d0 \ub530\ub77c \ubcf4\ud5d8\uc0ac\uac00 \uc694\uc728\uc744 \uacc4\uc0b0\ud560 \ub54c \uac1c\ubcc4 \ub370\uc774\ud130\uc640 \ud589\ub3d9\uc744 \uace0\ub824\ud558\uae30\ub97c \uc6d0\ud558\ub294 \uace0\uac1d\uc758 \uc0ac\uc6a9 \uc218\uc694\ub3c4 \uc99d\uac00\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n\n

\ud5a5\ud6c4 10\ub144 \ub3d9\uc548 \ud154\ub808\uba54\ud2b8\ub9ad\uc2a4 \uc790\ub3d9\ucc28 \ubcf4\ud5d8\uc758 \ubc1c\uc804\uc740 \uc790\uc728 \uc8fc\ud589 \ucc28\ub7c9\uc774<\/a> \uc778\uac04\uc774 \uc6b4\uc804\ud558\ub294 \ucc28\ub7c9\uc744 \ub300\uccb4\ud558\ub294 \uac83\ucc98\ub7fc \uc801\uc6a9 \ubc94\uc704\uc640 \ucc28\ub7c9 \uad00\ub9ac\ub97c \ub354\uc6b1 \ubcc0\ud654\uc2dc\ud0ac \uac83\uc785\ub2c8\ub2e4.<\/p>\n\n

\ub9de\ucda4\ud615 \uc11c\ube44\uc2a4 \ubc0f \uac00\uaca9 \ucc45\uc815<\/h2>\n\n

\ubcf4\ud5d8 \uace0\uac1d\ub4e4\uc740 \uc810\uc810 \ub354 \uac1c\uc778\ud654\ub41c \ubcf4\ud5d8\ub8cc\ub97c \ud3ec\ud568\ud55c \ub9de\ucda4\ud615 \uc11c\ube44\uc2a4\ub97c \uc694\uad6c\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.\n\uadf8\ub4e4\uc740 \ubcf4\ud5d8 \ud68c\uc0ac\uac00 \uc790\uc2e0\uc744 \uc778\uc2dd\ud558\uace0, \ud2b9\uc815 \uc694\uad6c \uc0ac\ud56d\uc744 \uc608\uce21\ud558\uace0, \uac1c\ubcc4 \ud589\ub3d9\uc5d0 \ub9de\uac8c \uac00\uaca9 \ucc45\uc815\uacfc \ubcf4\uc7a5 \ubc94\uc704\ub97c \uc870\uc815\ud558\uae30\ub97c \uc6d0\ud569\ub2c8\ub2e4. <\/p>\n\n

\uc0ac\uc6a9\ub7c9 \uae30\ubc18 \ubcf4\ud5d8\uc758 \ubd80\uc0c1<\/h3>\n\n

\ud154\ub808\uba54\ud2b8\ub9ad\uc2a4\ub294 \uc6b4\uc804\uc790\uc758 \uac1c\ubcc4 \uc6b4\uc804 \ub370\uc774\ud130\ub97c \ubcf4\ud5d8\ub8cc \ucc45\uc815\uc758 \uae30\ucd08\ub85c \uc0ac\uc6a9\ud558\ub294 UBI(\uc0ac\uc6a9 \uae30\ubc18 \ubcf4\ud5d8)\uc758 \ucc44\ud0dd\uc744 \uc9c0\uc6d0\ud569\ub2c8\ub2e4. Aeris\uc758 \uc2dc\uc7a5 \uac1c\ubc1c \ub2f4\ub2f9 \ubd80\uc0ac\uc7a5\uc778 Mohsen Mohseninia<\/a>\ub294 Insurance Business Magazine\uc5d0\uc11c \uc774\uc5d0 \ub300\ud55c \ud6cc\ub96d\ud55c \uae30\uc0ac\ub97c \uc37c\uc2b5\ub2c8\ub2e4.<\/p>\n\n

\uc6b4\uc804\uc790\ub4e4\uc740 \uc88b\uc740 \uc6b4\uc804 \uc2b5\uad00\uc744 \ubc18\uc601\ud558\uc5ec \ubcf4\ud5d8\ub8cc\ub97c \ub0ae\ucd9c \uac83\uc744 \uc57d\uc18d\ud558\uae30 \ub54c\ubb38\uc5d0 UBI\ub97c \uc88b\uc544\ud569\ub2c8\ub2e4.\n\ubcf4\ud5d8\uc0ac\uc758 \uacbd\uc6b0 “\uc2ec\uce35\uc801\uc778 \uc6d0\uaca9 \uce21\uc815\uc5d0 \ub300\ud55c \uc811\uadfc\uc131\uc774 \ud5a5\uc0c1\ub428\uc5d0 \ub530\ub77c \ubcf4\ud5d8 \uc81c\uacf5\uc5c5\uccb4\ub294 \uc6b4\uc804\uc790 \ud589\ub3d9\uc744 \ud3c9\uac00\ud558\uace0, \uc704\ud5d8\uc744 \ud3c9\uac00\ud558\uace0, \ub2e4\uc591\ud55c \ub370\uc774\ud130 \uc778\uc0ac\uc774\ud2b8\ub97c \uae30\ubc18\uc73c\ub85c \ub9de\ucda4\ud615 UBI \uc815\ucc45\uc744 \uac1c\ubc1c\ud560 \uc218 \uc788\ub2e4”\uace0 Mohseninia\ub294 \uc37c\uc2b5\ub2c8\ub2e4. <\/p>\n\n

\uc804\ubbf8\ubcf4\ud5d8\uac10\ub3c5\uad00\ud611\ud68c(National Association of Insurance Commissioners<\/a>, NAIC)\ub294 \uc0ac\uace0 \uc911\uc5d0 \uc218\uc9d1\ub41c \ub370\uc774\ud130\uac00 \ubcf4\ud5d8\uc0ac\uac00 \ube44\uc6a9\uc744 \ub354 \uc798 \uc774\ud574\ud558\uace0 \uc0ac\uae30 \uc704\ud5d8\uc744 \ubc1c\uacac\ud558\ub294 \ub370 \uc5b4\ub5bb\uac8c \ub3c4\uc6c0\uc774 \ub420 \uc218 \uc788\ub294\uc9c0\uc5d0 \uc8fc\ubaa9\ud569\ub2c8\ub2e4.<\/p>\n\n

\uc6d0\uaca9 \uce21\uc815\uc740 \uc548\uc804\uc131 \ud5a5\uc0c1\uc73c\ub85c \uc774\uc5b4\uc9d1\ub2c8\ub2e4.<\/h3>\n\n

\uc9c0\ub09c \uc218\uc2ed \ub144 \ub3d9\uc548 \ud154\ub808\uba54\ud2b8\ub9ad\uc2a4\uc758 \uac00\uc7a5 \ud070 \ud310\ub9e4 \ud3ec\uc778\ud2b8 \uc911 \ud558\ub098\ub294 \uc548\uc804\uc774\uc5c8\uc2b5\ub2c8\ub2e4.\n\uc218\uc9d1\ub41c \uc815\ubcf4\ub294 \uc6b4\uc804\uc790\uac00 \ubd88\ud544\uc694\ud55c \uc704\ud5d8\uc744 \uac10\uc218\ud560 \ub54c\ub97c \uc778\uc2dd\ud558\ub294 \ub370 \ub3c4\uc6c0\uc774 \ub420 \uc218 \uc788\uc73c\uba70, \uc7a5\uce58\uc758 \uc874\uc7ac\ub9cc\uc73c\ub85c\ub3c4 \uc77c\ubd80 \uc6b4\uc804\uc790\ub294 \uc6b4\uc804 \ud6c4 \uad00\ud589\uc5d0 \ub354 \uc8fc\uc758\ub97c \uae30\uc6b8\uc774\uac8c \ub429\ub2c8\ub2e4. <\/p>\n\n

\ud154\ub808\uba54\ud2b8\ub9ad\uc2a4\uc758 \uc548\uc804\uc131 \uc774\uc810\uc740 \ub2e8\uc21c\ud788 \uc774\ub860\uc801\uc778 \uac83\uc774 \uc544\ub2d9\ub2c8\ub2e4.\n\ub809\uc2dc\uc2a4\ub125\uc2dc\uc2a4 \ub9ac\uc2a4\ud06c \uc194\ub8e8\uc158(LexisNexis Risk Solutions)\uc758 \uc790\ub3d9\ucc28 \ubc0f \ud154\ub808\uba54\ud2b8\ub9ad\uc2a4 \ubcf4\ud5d8 \ub9c8\ucf00\ud305 \uc774\uc0ac\uc778 \uadf8\ub808\uc774\uc5c4 \uace0\ub4e0(Graham Gordon<\/a>)\uc740 \ub809\uc2dc\uc2a4\ub125\uc2dc\uc2a4 \ub9ac\uc2a4\ud06c \uc194\ub8e8\uc158(LexisNexis Risk Solutions)\uc774 \uc601\uad6d \uc6b4\uc804\uc790\ub97c \ub300\uc0c1\uc73c\ub85c \uc2e4\uc2dc\ud55c \uc5f0\uad6c\uc5d0 \ub530\ub974\uba74 \uc774 \uae30\uc220\uc774 2011\ub144 \uc774\ud6c4 17\uc138\uc5d0\uc11c 19\uc138 \uc0ac\uc774\uc758 \uc6b4\uc804\uc790 \uc0ac\uace0\ub97c 35.3% \uc904\uc774\ub294 \ub370 \ub3c4\uc6c0\uc774 \ub418\uc5c8\ub2e4\uace0 \ubc1d\ud614\ub2e4. <\/p>\n\n

\ube44\uad50\ub97c \uc704\ud574 \ubaa8\ub4e0 \uc6b4\uc804\uc790 \uc911\uc5d0\uc11c\ub294 16.2%\uc758 \uac10\uc18c\uac00 \uc788\uc5c8\uc2b5\ub2c8\ub2e4.\n\ucc28\uc774\uc810\uc740 \ubb34\uc5c7\uc77c\uae4c\uc694?\n\uc2ed\ub300 \uc6b4\uc804\uc790\uc758 80%\uac00 \ud154\ub808\uba54\ud2b8\ub9ad \uc7a5\uce58\ub97c \uac00\uc9c0\uace0 \uc788\uc2b5\ub2c8\ub2e4.\n\uadf8\ub9ac\uace0 \uc0c8\ub85c\uc6b4 \uc6b4\uc804\uc790\uc5d0 \ub300\ud55c \uc7a5\uce58 \ucc44\ud0dd\uc774 \uc99d\uac00\ud568\uc5d0 \ub530\ub77c \uad50\ud1b5 \uad00\ub828 \uc0ac\ub9dd\uc790 \uc218\ub294 \ub9e4\ub144 \uac10\uc18c\ud588\uc2b5\ub2c8\ub2e4. <\/p>\n\n

\uc2a4\ub9c8\ud2b8\ud3f0 \uae30\ubc18 \uc6d0\uaca9 \uc778\uc2dd\uc740 \uc0b0\ub9cc\ud55c \uc6b4\uc804\uacfc \uac19\uc740 \uc704\ud5d8\ud55c \ud589\ub3d9\ub3c4 \ud45c\uc801\uc73c\ub85c \uc0bc\uc744 \uc218 \uc788\ub2e4\uace0 Insurance Innovation Reporter\uc758 Sam Madden<\/a> \uc740 \uc37c\uc2b5\ub2c8\ub2e4. \ubcf4\ud5d8 \uc0ac\uc6a9\uc744 \uc704\ud55c \ub370\uc774\ud130 \uc218\uc9d1 \uc678\uc5d0\ub3c4 \uc774\ub7ec\ud55c \ub3c4\uad6c\ub294 \uc6b4\uc804\uc790\uc5d0\uac8c \uc790\uc2e0\uc758 \uc2b5\uad00\uc5d0 \ub300\ud55c \uc989\uac01\uc801\uc778 \ud53c\ub4dc\ubc31\uc744 \uc81c\uacf5\ud558\uc5ec \uc6b4\uc804\uc790\uac00 \ubcf4\ub2e4 \uc548\uc804\ud55c \uc6b4\uc804\uc744 \uc5f0\uc2b5\ud558\uace0 \uc0ac\uace0\ub97c \uc608\ubc29\ud558\ub294 \ub370 \ub3c4\uc6c0\uc774 \ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n

\ud154\ub808\uba54\ud2b8\ub9ad\uc2a4 \uc790\ub3d9\ucc28 \ubcf4\ud5d8\uc740 \ubcf4\ud5d8 \uac00\uc785\uc774 \uac10\uc18c\ud558\ub294 \uc2dc\ub300\uc5d0 \uc6b4\uc1a1\uc5c5\uccb4\uac00 \uc8fc\ub3c4\uad8c\uc744 \uc7a1\uc744 \uc218 \uc788\ub294 \ud55c \uac00\uc9c0 \ubc29\ubc95\uc785\ub2c8\ub2e4.\nThe Floow\uc758 \ucd5c\uace0 \uc81c\ud488 \ucc45\uc784\uc790\uc778 Andy Goldby<\/a>\ub294 “\ub098\uc774\ub098 \uc704\uce58\uac00 \uc544\ub2cc \uac1c\ubcc4 \uc6b4\uc804\uc790 \ud589\ub3d9\uc744 \ubcf4\uc7a5 \ubc94\uc704 \ubc0f \uc694\uc728\uc758 \uae30\ucd08\ub85c \uc0ac\uc6a9\ud558\uc5ec \ubcf4\ud5d8 \uac00\uaca9\uc744 \ucc45\uc815\ud558\uace0 \uc704\ud5d8\uc5d0 \ub300\ud55c \uc774\ud574\ub97c \uc54c\ub9b4 \uc218 \uc788\ub294 \uac15\ub825\ud558\uace0 \uc0c8\ub85c\uc6b4 \uae30\ub2a5\uc744 \uac16\ucd98 \uc6d0\uaca9 \uce21\uc815 \uc81c\uacf5\uc5c5\uccb4\uc758 \ubcf4\ud5d8\uacc4\ub9ac\uc0ac\uc5d0\uc11c \ud30c\uc0dd\ub41c \ub370\uc774\ud130”\ub77c\uace0 \ub9d0\ud569\ub2c8\ub2e4. <\/p>\n\n

\ud154\ub808\uba54\ud2b8\ub9ad\uc2a4 \uc790\ub3d9\ucc28 \ubcf4\ud5d8\uc758 \uacfc\uc81c<\/h3>\n\n

\ud154\ub808\uba54\ud2b8\ub9ad\uc2a4 \uc790\ub3d9\ucc28 \ubcf4\ud5d8\uc740 \uc704\ud5d8 \ud3c9\uac00 \ubc0f \ubcf4\ud5d8\ub8cc\ub97c \uc138\ubc00\ud558\uac8c \uc870\uc815\ud560 \uac83\uc744 \uc57d\uc18d\ud558\uc9c0\ub9cc, \uc774 \uae30\uc220\uc744 \uad6c\ud604\ud558\ub294 \uac83\uc740 \uc6b4\uc1a1\uc5c5\uccb4\uc5d0\uac8c \ub3c4\uc804 \uacfc\uc81c\ub97c \uc548\uaca8\uc90d\ub2c8\ub2e4.<\/p>\n\n

\uc608\ub97c \ub4e4\uc5b4, \ub2e8\uc21c\ud788 \uc6b4\uc804\uc790 \ub370\uc774\ud130\ub97c \ubcf4\uc720\ud558\uace0 \uc788\ub2e4\uace0 \ud574\uc11c \ubcf4\ud5d8 \ud68c\uc0ac\uac00 \ube44\uc988\ub2c8\uc2a4 \ubaa9\ud45c\ub97c \ub2ec\uc131\ud558\ub294 \ub370 \uc774\ub97c \ud65c\uc6a9\ud560 \uc218 \uc788\ub2e4\ub294 \ubcf4\uc7a5\uc740 \uc5c6\uc2b5\ub2c8\ub2e4.\n\ud154\ub808\uba54\ud2b8\ub9ad\uc2a4\ub97c \uc131\uacf5\uc801\uc73c\ub85c \uc0ac\uc6a9\ud558\uae30 \uc704\ud574 \ubcf4\ud5d8\uc0ac\ub294 \uc7a5\uce58\ub97c \ud604\uc7ac\uc758 \uc694\uad6c \uc0ac\ud56d\uacfc \ubcf4\ud5d8\uc5d0 \ub300\ud55c \uc790\uccb4 \uc811\uadfc \ubc29\uc2dd\uc5d0 \ud1b5\ud569\ud558\ub294 \ubc29\ubc95\uc744 \uc2e0\uc911\ud558\uac8c \uace0\ub824\ud574\uc57c \ud55c\ub2e4\uace0 ISO\uc758 \ubcf4\ud5d8\uacc4\ub9ac\uc0ac\uc778 Jim Weiss<\/a>\ub294 \ub9d0\ud569\ub2c8\ub2e4. <\/p>\n\n

\ub370\uc774\ud130 \uac1c\uc778 \uc815\ubcf4 \ubcf4\ud638 \ubc0f \ubcf4\uc548\uc740 \ud154\ub808\uba54\ud2b8\ub9ad \ucc44\ud0dd\uc5d0 \ub610 \ub2e4\ub978 \ub3c4\uc804 \uacfc\uc81c\ub97c \ucd94\uac00\ud569\ub2c8\ub2e4.\n2019\ub144 1\uc6d4\ud638 \ub9c8\ucf00\ud305 \uc0ac\uc774\uc5b8\uc2a4(Marketing Science)\uc5d0 \ubc1c\ud45c\ub41c \ud154\ub808\uba54\ud2b8\ub9ad \ub370\uc774\ud130 \uc5f0\uad6c\uc758 \uacf5\ub3d9 \uc800\uc790\uc778 \ucc30\uc2a4 \uc640\uc778\ubc84\uadf8(Charles Weinberg<\/a>)\ub294 “\uc704\uce58 \uae30\ubc18 \uc11c\ube44\uc2a4\uac00 \ub3c4\uc785\ub418\uae30 \uc804\uc5d0\ub294 \uae30\uc5c5\uc774 \uc18c\ube44\uc790 \ud589\ub3d9\uacfc \uac1c\uc778 \uc815\ubcf4\ub97c \uc774\ub807\uac8c \uc138\ubc00\ud558\uac8c \uad00\ucc30\ud560 \uc218 \uc5c6\uc5c8\ub2e4”\uace0 \ub9d0\ud569\ub2c8\ub2e4. <\/p>\n\n

\ubcf4\ud5d8 \ud68c\uc0ac\ub294 \ud604\uc7ac \uac1c\uc778 \uc815\ubcf4 \ubcf4\ud638 \uc815\ucc45\uc744 \uc2dc\ud589\ud558\uace0 \uc788\uc9c0\ub9cc \uc774\ub7ec\ud55c \uc815\ucc45\uc740 \uc6d0\uaca9 \uc778\uc2dd\uc774 \uc81c\uacf5\ud558\ub294 \uc138\ubd80 \uc815\ubcf4 \uc218\uc900\uc744 \ub2e4\ub8e8\uae30\uc5d0\ub294 \ubd80\uc801\uc808\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\n\uc6b4\uc804\uc790\uc758 \uac1c\uc778 \uc815\ubcf4 \ubcf4\ud638 \ubb38\uc81c\uc640 \ubcf4\ub2e4 \ub9de\ucda4\ud654\ub41c \ubcf4\uc7a5\uc5d0 \ub300\ud55c \uc695\uad6c \uc0ac\uc774\uc758 \uade0\ud615\uc744 \ub9de\ucd94\ub294 \uc0c8\ub85c\uc6b4 \uc815\ucc45\uc740 \uc6d0\uaca9 \uce21\uc815\uc774 \uc790\ub3d9\ucc28 \ubcf4\ud5d8\uc5d0\uc11c \uc7a0\uc7ac\ub825\uc744 \ubc1c\ud718\ud558\uae30 \uc804\uc5d0 \uc2e0\uc911\ud558\uac8c \uace0\ub824\ub418\uace0 \ucc44\ud0dd\ub418\uc5b4\uc57c \ud55c\ub2e4\uace0 Weinberg\ub294 \ub9d0\ud569\ub2c8\ub2e4. <\/p>\n\n

\ubcf4\ud5d8\uc0ac\uac00 \uac1c\uc778 \uc815\ubcf4 \ubcf4\ud638 \ubc0f \uae30\ud0c0 \ubb38\uc81c\ub97c \ud574\uacb0\ud560 \uc218 \uc788\ub294 \ud55c \uac00\uc9c0 \ubc29\ubc95\uc740 \ud6a8\uc728\uc131, \ud6a8\uacfc \ubc0f \ub370\uc774\ud130 \ubcf4\ud638\uc5d0 \ub300\ud55c \uc9c8\ubb38\uc5d0 \ub300\ud574 \uc774\ubbf8 \uc0c1\ub2f9\ud55c \uc0dd\uac01\uc744 \ud55c \ud154\ub808\uba54\ud2b8\ub9ad\uc2a4 \ud68c\uc0ac\uc640 \ud30c\ud2b8\ub108\uc2ed\uc744 \ub9fa\ub294 \uac83\uc774\ub77c\uace0 Aite Group\uc758 \uc120\uc784 \ubd84\uc11d\uac00\uc778 Greg Donaldson<\/a>\uc740 \ub9d0\ud569\ub2c8\ub2e4. \uc774 \ud30c\ud2b8\ub108\uc2ed\uc744 \ud1b5\ud574 \ubcf4\ud5d8 \ud68c\uc0ac\ub294 \uc811\uadfc \ubc29\uc2dd\uc744 \ubcf4\ub2e4 \uc2e0\uc18d\ud558\uac8c \uc5c5\ub370\uc774\ud2b8\ud558\ub294 \ub3d9\uc2dc\uc5d0 \uc6d0\uaca9 \uce21\uc815 \ubc0f \uae30\ud0c0 \ub514\uc9c0\ud138 \ub3c4\uad6c\uc758 \ubbf8\ub798 \uc0ac\uc6a9\uc744 \ubcf4\uc7a5\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n

\"\"<\/figure>\n\n

\ucc28\ub7c9 \uad00\ub9ac \ubc0f \uc0c1\uc5c5 \ubcf4\ud5d8<\/h2>\n\n

\ud154\ub808\uba54\ud2b8\ub9ad\uc2a4\ub294 \ub610\ud55c \uc0c1\uc5c5\uc6a9 \ucc28\ub7c9 \uad00\ub9ac\uc5d0 \ub9ce\uc740 \uc774\uc810\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4.\n\uc608\ub97c \ub4e4\uc5b4, \uc774\ub7ec\ud55c \ub3c4\uad6c\ub294 \uae30\uc5c5\uc774 \uc5f0\ub8cc \uc18c\ube44, \uacbd\ub85c, \uc720\uc9c0 \uad00\ub9ac, \uaddc\uc815 \uc900\uc218 \ubc0f \uc6b4\uc804\uc790\uc758 \uc548\uc804 \uc2b5\uad00\uc744 \ub354 \uc798 \ucd94\uc801\ud558\uace0 \ubd84\uc11d\ud558\ub294 \ub370 \ub3c4\uc6c0\uc774 \ub420 \uc218 \uc788\ub2e4\uace0 Ignite\uc758 Lyudmyla Novosilska<\/a> \ub294 \ub9d0\ud569\ub2c8\ub2e4. <\/p>\n\n

\uc0c1\uc5c5\uc6a9 \ucc28\ub7c9\uc758 \uacbd\uc6b0 \uac1c\ubcc4 \uc6b4\uc804 \ud589\ub3d9\uc5d0 \ub300\ud55c \ub370\uc774\ud130\ub294 \ud154\ub808\uba54\ud2b8\ub9ad\uc758 \uc720\ub9dd\ud55c \uce21\uba74 \uc911 \ud558\ub098\uc77c \ubfd0\uc785\ub2c8\ub2e4.\n\ub610 \ub2e4\ub978 \ud558\ub098\ub294 \ucc28\ub7c9 \uc790\uccb4\uc758 \uc131\ub2a5\uc744 \uc815\uae30\uc801\uc73c\ub85c \uc5c5\ub370\uc774\ud2b8\ud558\uc5ec \ucc28\ub7c9 \uc720\uc9c0 \uad00\ub9ac\ub97c \uad00\ub9ac\ud560 \uc218 \uc788\ub294 \uae30\ub2a5\uc785\ub2c8\ub2e4. <\/p>\n\n

\uc608\ub97c \ub4e4\uc5b4, \uc6d0\uaca9 \uce21\uc815\uc740 \ucc28\ub7c9 \uc13c\uc11c\uc5d0\uc11c \ub370\uc774\ud130\ub97c \uc218\uc9d1\ud558\uace0 \ubd84\uc11d \ubc0f \uc2dc\uac01\ud654\ub97c \uc704\ud574 \uc0c1\uc6a9 \ucc28\ub7c9 \uad00\ub9ac\uc790\uc5d0\uac8c \ubcf4\ub0b4\ub294 \ub370 \uc0ac\uc6a9\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\n\uad00\ub9ac\uc790\ub294 \ucc28\ub7c9\uc758 \uac01 \ubd80\ubd84\uc774 \uc5b4\ub5bb\uac8c \uc791\ub3d9\ud558\ub294\uc9c0\uc5d0 \ub300\ud55c \ub370\uc774\ud130\ub97c \ubcfc \uc218 \uc788\uc73c\uba70 \uace0\uc7a5\uc774\ub098 \uc0ac\uace0\uac00 \ubc1c\uc0dd\ud558\uae30 \uc804\uc5d0 \ubb38\uc81c\ub97c \ud574\uacb0\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n

\uc790\ub3d9\ucc28 \uc81c\uc870\uc5c5\uccb4\ub294 \uc774\ubbf8 \uc774 \ub370\uc774\ud130\ub97c \uc218\uc9d1\ud558\uace0 \uc788\uc73c\uba70, \ub300\ub9ac\uc810\uc740 \uc774 \ub370\uc774\ud130\ub97c \uc0ac\uc6a9\ud558\uc5ec \ucc28\ub7c9\uc758 \ubb38\uc81c\ub97c \uc9c4\ub2e8\ud558\uace0 \ud574\uacb0\ud55c\ub2e4\uace0 Auto Care Association\uc758 Behzad Rassuli<\/a> \ub294 \ub9d0\ud569\ub2c8\ub2e4. \ubcf4\ud5d8 \ud68c\uc0ac\uc758 \uacbd\uc6b0 \uc774\ub7ec\ud55c \uc0ac\uc2e4\uc740 \uae30\uc874 \uc778\ud504\ub77c\ub97c \uc0ac\uc6a9\ud558\uc5ec \uc0c1\uc5c5 \uc815\ucc45\uc744 \ub354 \uc798 \uc778\uc218\ud558\uace0 \ucc28\ub7c9 \uad00\ub9ac\uc790\uac00 \uc548\uc804\uc744 \uac1c\uc120\ud558\ub294 \ub370 \ub3c4\uc6c0\uc774 \ub420 \uc218 \uc788\ub294 \uae30\ud68c\ub97c \uc81c\uacf5\ud569\ub2c8\ub2e4.<\/p>\n\n

\ucc28\ub7c9 \uad00\ub9ac\ub97c \uac1c\uc120\ud558\uba74 \uc8fc\ud589 \ud658\uacbd\ub3c4 \ub354 \uc548\uc804\ud574\uc9c8 \uc218 \uc788\uc744\uae4c\uc694?<\/h2>\n\n

\ud154\ub808\uba54\ud2b8\ub9ad\uc2a4\ub294 \ub610\ud55c \uac70\ub9ac \uad00\ub9ac \ubc0f \uc548\uc804\uc744 \uac1c\uc120\ud558\ub294 \ub370 \uc788\uc5b4 \ucc28\ub7c9 \uad00\ub9ac\uc5d0\uc11c \uac15\ub825\ud55c \uc5ed\ud560\uc744 \ud560 \uc218 \uc788\ub2e4\uace0 \ud154\ub808\uba54\ud2b8\ub9ad\uc2a4 \ud68c\uc0ac\uc778 Geotab\uc758 CEO \uacb8 \uc124\ub9bd\uc790\uc778 Neil Cawse<\/a>\ub294 \ub9d0\ud569\ub2c8\ub2e4.<\/p>\n\n

\uc608\ub97c \ub4e4\uc5b4, \ubbf8\uad6d \uc6b0\uccb4\uad6d(U.S. Postal Service)\uc740 \uc6b0\ud3b8 \ucc28\ub7c9\uc774 \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud558\ub294 \uc9c0\uc5ed\uacfc \uc6d0\uaca9 \uce21\uc815 \ub370\uc774\ud130\ub97c \uacf5\uc720\ud558\ub294 \ud504\ub85c\uadf8\ub7a8\uc744 \uace0\ub824\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.\n\uc774 \uc815\ubcf4\ub97c \ud1b5\ud574 \uc9c0\ubc29 \uc790\uce58 \ub2e8\uccb4\ub294 \uc5b4\ub5a4 \uac70\ub9ac\uc5d0 \uc218\ub9ac\uac00 \ud544\uc694\ud55c\uc9c0 \ub610\ub294 \uc5b4\ub5a4 \uad50\ucc28\ub85c\uc5d0 \ub354 \ub098\uc740 \ud45c\uc9c0\ud310\uc774\ub098 \uc870\uba85\uc774 \ud544\uc694\ud55c\uc9c0 \ub354 \uba85\ud655\ud558\uac8c \ubcfc \uc218 \uc788\ub2e4\uace0 Cawse\ub294 \ub9d0\ud569\ub2c8\ub2e4. <\/p>\n\n

\uc774\ub7ec\ud55c \uc9c0\ubc29 \uc790\uce58 \ub2e8\uccb4\uac00 \ub3c4\ub85c \uc720\uc9c0 \uad00\ub9ac\ub97c \ubcf4\ub2e4 \ud6a8\uc728\uc801\uc73c\ub85c \uc218\ud589\ud568\uc5d0 \ub530\ub77c \uc6c0\ud479 \ub4e4\uc5b4\uac04 \uacf3\uc774\ub098 \uad50\ucc28\ub85c\uc758 \ubd80\uc801\uc808\ud55c \ud45c\uc9c0\ud310\uc73c\ub85c \uc778\ud55c \uc190\uc0c1\uc5d0 \uae30\ubc18\ud55c \ubcf4\ud5d8 \uccad\uad6c\uac00 \uac10\uc18c\ud560 \uac83\uc73c\ub85c \uc608\uc0c1\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n

\"\"<\/figure>\n\n

\uc790\uc728 \uc8fc\ud589 \ucc28\ub7c9: \ud154\ub808\uba54\ud2b8\ub9ad\uc2a4\ub97c \uc704\ud55c \uc0c8\ub85c\uc6b4 \uc138\uc0c1<\/h2>\n\n

\ud154\ub808\uba54\ud2b8\ub9ad \uc790\ub3d9\ucc28\uc640 \uc790\uc728 \uc8fc\ud589 \uc790\ub3d9\ucc28\ub97c \ud3ec\ud568\ud55c \ucee4\ub125\ud2f0\ub4dc \ucc28\ub7c9\uc740 \uacc4\uc18d\ud574\uc11c \uc6b4\uc804\uc790\uc758 \uad00\uc2ec\uc744 \ub04c\uace0 \uc788\uc2b5\ub2c8\ub2e4.\nRepairer Driven News\uc5d0\uc11c John Huetter<\/a> \uac00 \uc778\uc6a9\ud55c \ud55c \uc5f0\uad6c\uc5d0 \ub530\ub974\uba74 \uc6b4\uc804\uc790\uc758 46%\uac00 \uc6d0\uaca9 \uce21\uc815 \uc2dc\uc2a4\ud15c\uc774 \ub0b4\uc7a5\ub41c \ucc28\ub7c9\uc5d0\uc11c \uc6b4\uc804\uc744 \uae30\ubc18\uc73c\ub85c \ud560\uc778\uc744 \ubc1b\ub294 \ub370 \ub9e4\uc6b0 \uad00\uc2ec\uc774 \uc788\ub294 \uac83\uc73c\ub85c \ub098\ud0c0\ub0ac\uc2b5\ub2c8\ub2e4. <\/p>\n\n

\ud154\ub808\uba54\ud2b8\ub9ad\uc2a4\ub97c \ub458\ub7ec\uc2fc \ub9ce\uc740 \ub300\ud654\uac00 \uc6b4\uc804\uc790\uc758 \ud589\ub3d9\uc744 \ucd94\uc801\ud558\ub294 \ub370 \ucd08\uc810\uc744 \ub9de\ucd94\uc5c8\uae30 \ub54c\ubb38\uc5d0 \uc790\uc728 \uc8fc\ud589 \ucc28\ub7c9\uc5d0 \ub300\ud55c \ub17c\uc758\uc640\ub294 \ubcc4\uac1c\uc758 \ub300\ud654\ub85c \uc774\ud574\ub418\ub294 \uacbd\uc6b0\uac00 \ub9ce\uc2b5\ub2c8\ub2e4.\n\uadf8\ub7ec\ub098 \ud154\ub808\uba54\ud2b8\ub9ad\uc2a4\uc640 \uc790\uc728 \uc8fc\ud589 \uc790\ub3d9\ucc28\ub294 \ud568\uaed8 \uc791\ub3d9\ud558\ub294 \ub450 \uac00\uc9c0 \uae30\uc220\uc77c \uc218 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n

“\uae30\uc5c5\ub4e4\uc774 \uc644\uc804 \uc790\uc728 \uc8fc\ud589 \ucc28\ub7c9\uc744 \ud5a5\ud574 \uc9c8\uc8fc\ud568\uc5d0 \ub530\ub77c \ub370\uc774\ud130 \ucc98\ub9ac, \ub370\uc774\ud130 \ubd84\uc11d \ubc0f \uc6d0\uaca9 \uce21\uc815\uc774 \uc2b9\ud328\ub97c \uac00\ub974\ub294 \ucc28\uc774\ub97c \ub9cc\ub4e4 \uac83\uc785\ub2c8\ub2e4”\ub77c\uace0 EMC\uc758 EMEA \uc804\ub7b5 \uc81c\ud734 \ub2f4\ub2f9 \uc804 Senior Director\uc778 Peter Gadd<\/a>\ub294 \ub9d0\ud569\ub2c8\ub2e4.<\/p>\n\n

\uc790\uc728\uc8fc\ud589\ucc28\ub294 \uc6b4\ud589\uc758 \uc77c\ud658\uc73c\ub85c \ub9ce\uc740 \uc591\uc758 \ub370\uc774\ud130\ub97c \uc0dd\uc131\ud558\uae30 \ub54c\ubb38\uc5d0 \ub370\uc774\ud130 \ubd84\uc11d\uc744 \uc704\ud55c \uc911\uc559 \uad00\ub9ac \uc2dc\uc2a4\ud15c\uc740 \uc790\ub3d9\ucc28 \uc81c\uc870\uc5c5\uccb4, \ubcf4\ud5d8 \ud68c\uc0ac \ubc0f \ucc28\ub7c9\uc758 \uc548\uc804\ud55c \uc6b4\uc601\uc5d0 \uc774\ud574\uad00\uacc4\uac00 \uc788\ub294 \uae30\ud0c0 \ub2f9\uc0ac\uc790\uc5d0\uac8c \ud544\uc218\uc801\uc778 \uc694\uc18c\uac00 \ub420 \uac83\uc774\ub77c\uace0 Gadd\ub294 \ub9d0\ud569\ub2c8\ub2e4.\n\uc911\uc559 \uad00\ub9ac \uc2dc\uc2a4\ud15c\uc744 \ud1b5\ud574 \ub370\uc774\ud130\ub97c \ub354 \ube60\ub974\uac8c \ucc98\ub9ac\ud560 \uc218 \uc788\uc73c\ubbc0\ub85c \ucc28\ub7c9\uc774 \uc704\ud5d8\uc5d0 \ubcf4\ub2e4 \uc2e0\uc18d\ud558\uac8c \ub300\uc751\ud558\uace0 \uc0ac\uace0\ub97c \uc904\uc77c \uc218 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n

\ud154\ub808\uba54\ud2b8\ub9ad\uc2a4\uac00 \ub2e4\ub978 \ub370\uc774\ud130 \uc911\uc2ec \ub3c4\uad6c\uc640 \ubcd1\ud569\ub418\uc5b4 \uc790\ub3d9\ucc28 \uc0b0\uc5c5\uc744 \ubcc0\ud654\uc2dc\ud0a4\uae30 \uc2dc\uc791\ud558\uba74\uc11c \uc790\ub3d9\ucc28 \ubcf4\ud5d8 \uc0b0\uc5c5\ub3c4 \uc0c8\ub85c\uc6b4 \uc9c0\ud3c9\uc5d0 \uc9c1\uba74\ud574 \uc788\uc2b5\ub2c8\ub2e4.\n“\uac1c\uc778 \uc790\ub3d9\ucc28 \ubcf4\ud5d8 \uc2dc\uc7a5\uc740 \ud1b5\ud569, \uc9c4\ud654\ud558\ub294 \uc720\ud1b5 \uad6c\uc870 \ubc0f \uc81c\ud488 \uc0c1\ud488\ud654\ub97c \ud3ec\ud568\ud558\uc5ec \uc2dc\uac04\uc774 \uc9c0\ub0a8\uc5d0 \ub530\ub77c \ube44\uc988\ub2c8\uc2a4\ub97c \uc7ac\uc815\uc758\ud560 \uc218 \uc788\ub294 \uc77c\ub828\uc758 \ub3c4\uc804 \uacfc\uc81c\ub97c \uacaa\uace0 \uc788\uc2b5\ub2c8\ub2e4”\ub77c\uace0 Conning\uc758 \ubcf4\ud5d8 \ub9ac\uc11c\uce58 \uc774\uc0ac\uc778 Alan Dobbins<\/a>\ub294 \ub9d0\ud569\ub2c8\ub2e4. <\/p>\n\n

\ud154\ub808\uba54\ud2b8\ub9ad\uc2a4 \uc790\ub3d9\ucc28 \ubcf4\ud5d8\uc740 \uac1c\uc778\ud654\uc5d0 \ub300\ud55c \uace0\uac1d\uc758 \uc694\uad6c\ub97c \ucda9\uc871\ud558\uace0 \uc704\ud5d8\uc744 \uc81c\uc5b4\ud558\uba70 \uc548\uc804\uc744 \uac1c\uc120\ud558\ub294 \ub370 \ub3c4\uc6c0\uc774 \ub429\ub2c8\ub2e4.\n\uc774\ub97c \ud1b5\ud574 \uc774 \uae30\uc220\uc740 \ubcf4\ud5d8 \ud68c\uc0ac\uac00 \uc790\ub3d9\ucc28 \uc0b0\uc5c5\uc758 \ubcc0\ud654\uc5d0 \uc601\ud5a5\uc744 \ubc1b\ub294 \uac83\uc774 \uc544\ub2c8\ub77c \uc77c\ubd80\uac00 \ub420 \uc218 \uc788\ub294 \ubc29\ubc95\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4. <\/p>\n\n

\uc774\ubbf8\uc9c0 \uc791\uc131\uc790: cheskyw\/\u00a9123RF.com, alphaspirit \/\u00a9123RF.com, scanrail\/\u00a9123RF.com<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"

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