{"id":21106,"date":"2024-09-30T14:21:37","date_gmt":"2024-09-30T19:21:37","guid":{"rendered":"https:\/\/bolttech.io\/insights\/%ec%82%ac%ec%9d%b4%eb%b2%84-%eb%b3%b4%ec%95%88-%eb%b3%b4%ed%97%98-%eb%94%94%ec%a7%80%ed%84%b8-%ec%8b%9c%eb%8c%80%ec%9d%98-%ec%9c%84%ed%97%98-%eb%b0%8f-%ec%9a%b0%eb%a0%a4-%ec%82%ac%ed%95%ad-%ed%95%b4\/"},"modified":"2024-09-30T14:21:40","modified_gmt":"2024-09-30T19:21:40","slug":"%ec%82%ac%ec%9d%b4%eb%b2%84-%eb%b3%b4%ec%95%88-%eb%b3%b4%ed%97%98-%eb%94%94%ec%a7%80%ed%84%b8-%ec%8b%9c%eb%8c%80%ec%9d%98-%ec%9c%84%ed%97%98-%eb%b0%8f-%ec%9a%b0%eb%a0%a4-%ec%82%ac%ed%95%ad-%ed%95%b4","status":"publish","type":"insight","link":"https:\/\/bolttech.io\/ko\/insights\/%ec%82%ac%ec%9d%b4%eb%b2%84-%eb%b3%b4%ec%95%88-%eb%b3%b4%ed%97%98-%eb%94%94%ec%a7%80%ed%84%b8-%ec%8b%9c%eb%8c%80%ec%9d%98-%ec%9c%84%ed%97%98-%eb%b0%8f-%ec%9a%b0%eb%a0%a4-%ec%82%ac%ed%95%ad-%ed%95%b4\/","title":{"rendered":"\uc0ac\uc774\ubc84 \ubcf4\uc548 \ubcf4\ud5d8: \ub514\uc9c0\ud138 \uc2dc\ub300\uc758 \uc704\ud5d8 \ubc0f \uc6b0\ub824 \uc0ac\ud56d \ud574\uacb0"},"content":{"rendered":"\n

PropertyCasualty360\uc758 \ub9c8\uc774\ud06c \ud14c\uc77c\ub7ec(Mike Taylor<\/a> )\uc5d0 \ub530\ub974\uba74 \uc0ac\uc774\ubc84 \ubc94\uc8c4\ub85c \uc778\ud574 \uae30\uc5c5\uacfc \uac1c\uc778\uc740 \uc5f0\uac04 6,000\uc5b5 \ub2ec\ub7ec\uc758 \ube44\uc6a9\uc744 \uc9c0\ucd9c\ud569\ub2c8\ub2e4.\n\uadf8 \uacb0\uacfc, \ub9ce\uc740 \ubcf4\ud5d8 \uace0\uac1d\ub4e4\uc740 \uc804\ubb38 \uc7ac\uc0b0 \ub610\ub294 \ucc45\uc784 \ubcf4\ud5d8\uc744 \ud1b5\ud574 \uc190\uc2e4\uc5d0 \ub300\ud55c \ubcf4\uc0c1\uc744 \ucc3e\uace0 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n

\uc0ac\uc774\ubc84 \ubcf4\ud5d8, \uc0ac\uc774\ubc84 \ubcf4\uc548 \ubcf4\ud5d8 \ub610\ub294 \uc0ac\uc774\ubc84 \ucc45\uc784 \ubcf4\ud5d8\uc73c\ub85c \uc54c\ub824\uc9c4 \uc774 \ubcf4\uc7a5\uc740 \ub514\uc9c0\ud138 \ub370\uc774\ud130 \ubc0f \uc774\uc640 \uc720\uc0ac\ud55c \uc790\uc0b0\uc5d0 \ub300\ud55c \uc704\ubc18, \uc190\uc2e4 \ub610\ub294 \uc190\uc0c1\uc5d0 \uc911\uc810\uc744 \ub461\ub2c8\ub2e4.\n\uc0ac\uc774\ubc84 \ubcf4\ud5d8\uc740 \uc5ec\uc804\ud788 \uc8fc\ub85c \ube44\uc988\ub2c8\uc2a4 \uc0c1\ud488\uc774\uc9c0\ub9cc, \uac1c\uc778 \ubcf4\ud5d8\uc740 \uc790\uc2e0\uc758 \ub370\uc774\ud130\ub97c \ubcf4\ud638\ud558\ub824\ub294 \uac1c\uc778\ub4e4 \uc0ac\uc774\uc5d0\uc11c\ub3c4 \uad00\uc2ec\uc744 \uc5bb\uace0 \uc788\ub2e4\uace0 Taylor\ub294 \ub9d0\ud569\ub2c8\ub2e4. <\/p>\n\n

\uc774 \uc0c8\ub85c\uc6b4 \uc704\ud5d8\uc758 \uc138\uacc4\ub97c \uc774\ud574\ud558\ub294 \ubcf4\ud5d8\uc0ac\ub294 \uace0\uac1d \ucda9\uc131\ub3c4\uc640 \uc2e0\ub8b0\ub97c \ub192\uc774\ub294 \ub3d9\uc2dc\uc5d0 \ubcf4\ub2e4 \ud6a8\uacfc\uc801\uc778 \ubcf4\uc7a5\uc744 \uc81c\uacf5\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n

\uc0ac\uc774\ubc84 \ubcf4\uc548 \ubcf4\ud5d8\uc774\ub780 \ubb34\uc5c7\uc785\ub2c8\uae4c?<\/h2>\n\n

\uc0ac\uc774\ubc84 \ubcf4\uc548 \ubcf4\ud5d8\uc740 \uc628\ub77c\uc778 \uc704\ud611\uc73c\ub85c\ubd80\ud130 \uc0ac\ub78c\ub4e4\uacfc \uadf8\ub4e4\uc758 \uc815\ubcf4\ub97c \ubcf4\ud638\ud55c\ub2e4\uace0 Commonwealth Independent Advisor\uc758 Rachel Sonia<\/a> \ub294 \ub9d0\ud569\ub2c8\ub2e4.\n“\uc0ac\uc774\ubc84 \ucc45\uc784 \ubcf4\ud5d8\uc740 \uc0ac\uc774\ubc84 \uad00\ub828 \ubcf4\uc548 \uacf5\uaca9 \ub610\ub294 \uce68\ud574\ub85c\ubd80\ud130 \ubcf5\uad6c\ud558\ub294 \ub370 \uc218\ubc18\ub418\ub294 \ube44\uc6a9\uc744 \uc0c1\uc1c4\ud558\uc5ec \uc704\ud5d8 \ub178\ucd9c\uc744 \uc644\ud654\ud558\ub294 \ub370 \ub3c4\uc6c0\uc774 \ub429\ub2c8\ub2e4.”\n\uc774\ub294 \ubcf4\ud5d8 \uacc4\uc57d\uc790\ub97c \uc81c1\uc790 \uc190\uc2e4, \uc81c3\uc790 \uccad\uad6c \ub610\ub294 \ub458 \ub2e4\ub85c\ubd80\ud130 \ubcf4\ud638\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n

\uc790\uc0ac \uc0ac\uc774\ubc84 \ucc45\uc784 \ubcf4\ud5d8\uc740 \uace0\uac1d \uc54c\ub9bc, \uce68\ud574 \uc870\uc0ac \ubc0f \uc0ac\uae30 \ubc29\uc9c0 \ubcf4\ud638\uc640 \uac19\uc740 \ubcf4\ud5d8 \uacc4\uc57d\uc790\uc758 \uc790\uccb4 \ub124\ud2b8\uc6cc\ud06c\uc5d0 \ub300\ud55c \uce68\ud574 \ube44\uc6a9\uc744 \ubcf4\uc7a5\ud569\ub2c8\ub2e4.\n\uc81c3\uc790 \ubcf4\uc7a5\uc740 \ubcf4\ud5d8 \uac00\uc785\uc790\uac00 \uc18c\uc1a1\uc744 \ub2f9\ud558\uac70\ub098 \ub370\uc774\ud130 \uce68\ud574\uc5d0 \ub300\ud55c \ucc45\uc784\uc744 \uc838\uc57c \ud558\ub294 \uacbd\uc6b0 \ubcf4\ud5d8 \uac00\uc785\uc790\ub97c \uc9c0\uc6d0\ud569\ub2c8\ub2e4. <\/p>\n\n

\uc0ac\uc774\ubc84 \ubcf4\ud5d8\uc740 \uc5ec\uc804\ud788 \uc0c8\ub85c\uc6b4 \ubcf4\uc7a5 \uc601\uc5ed\uc73c\ub85c \ub0a8\uc544 \uc788\uae30 \ub54c\ubb38\uc5d0 \uc704\ud5d8 \ud3c9\uac00\uc758 \uc138\ubd80 \uc0ac\ud56d\uc740 \uc5ec\uc804\ud788 \ubcf4\ud5d8 \ud68c\uc0ac\uc5d0\uc11c \uacf5\uc2dd\ud654\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n

“\uc790\ub3d9\ucc28 \ubcf4\ud5d8\uc0ac\ub294 \ube14\ub799\ubc15\uc2a4\uc5d0\uc11c \uc2e0\ub8b0\ud560 \uc218 \uc788\ub294 \ub370\uc774\ud130\ub97c \ucd94\ucd9c\ud558\uc5ec \uc6b4\uc804\uc790 \ud589\ub3d9\uc744 \ub9e4\ud551\ud558\uace0 \uc704\ud5d8\uc744 \ubc1c\uacac\ud560 \uc218 \uc788\uc9c0\ub9cc \uc0ac\uc774\ubc84 \ubcf4\uc548\uc740 \uadf8\ub9ac \uc27d\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4. \ubcf4\ud5d8\uc0ac\ub294 \uace0\uc704\ud5d8 \uc2e0\uccad\uc790\uc640 \uc800\uc704\ud5d8 \uc2e0\uccad\uc790\ub97c \uad6c\ubcc4\ud558\ub294 \ub370 \ub3c4\uc6c0\uc774 \ub418\ub294 \uc9c0\ud45c\uac00 \ud544\uc694\ud569\ub2c8\ub2e4”\ub77c\uace0 Cavirin Systems\uc758 \uc804 \ucd5c\uace0\uc6b4\uc601\ucc45\uc784\uc790(COO)\uc774\uc790 \ud604\uc7ac \uc0ac\uc774\ubc84 \ubcf4\ud5d8 \ud50c\ub7ab\ud3fc Cowbell\uc758 \uc124\ub9bd\uc790 \uacb8 CEO\uc778 Jack Kudale<\/a>\uc740 \ub9d0\ud569\ub2c8\ub2e4.<\/p>\n\n

\uc774\ub7ec\ud55c \uc9c0\ud45c\ub97c \uac1c\ubc1c\ud558\ub294 \ub370 \uc790\uc6d0\uc744 \ud22c\uc785\ud558\ub294 \ubcf4\ud5d8 \ud68c\uc0ac\ub294 \uc774\uc81c \ubcf4\uc7a5\uc744 \uc704\ud574 \uc2dc\uc7a5\uc5d0 \ub354 \ube68\ub9ac \uc9c4\ucd9c\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\n\uadf8\ub9ac\uace0 \uadf8 \uc2dc\uc7a5\uc740 \ucc98\uc74c \ubcf4\uc774\ub294 \uac83\ubcf4\ub2e4 \ub354 \ud07d\ub2c8\ub2e4. <\/p>\n\n

“\uc774\uac83\uc740 \ub2e8\uc9c0 IT\ub9cc\uc758 \uc77c\uc774 \uc544\ub2c8\uba70 \uae30\uc220 \ud68c\uc0ac\ub9cc\uc758 \ubb38\uc81c\ub3c4 \uc544\ub2d9\ub2c8\ub2e4. \ubaa8\ub4e0 \uc0ac\ub78c\uc774 \uc911\uc694\ud569\ub2c8\ub2e4”\ub77c\uace0 Aon\uc758 Cyber Solutions CEO\uc778 Jason Hogg<\/a>\ub294 \ub9d0\ud569\ub2c8\ub2e4.\n\uc0ac\uc774\ubc84 \ucc45\uc784 \ubcf4\ud5d8\uc5d0 \ub300\ud55c \uc2dc\uae09\ud55c \ud544\uc694\uc131\uc740 P&C \ubcf4\ud5d8\uc0ac\uc5d0 \uc911\uc694\ud55c \uae30\ud68c\ub97c \uc81c\uacf5\ud569\ub2c8\ub2e4. <\/p>\n\n

\"\"<\/figure>\n\n

\uc0ac\uc774\ubc84 \ubcf4\uc548 \uc704\ud5d8\uacfc \uadf8 \ubc94\uc704<\/h2>\n\n

\uc0ac\uc774\ubc84 \ubcf4\uc548 \ubcf4\ud5d8\uc740 \uace0\uac1d\uacfc \ubcf4\ud5d8\uc0ac \ubaa8\ub450\uc5d0\uac8c \ube44\uad50\uc801 \uc0c8\ub85c\uc6b4 \uac1c\ub150\uc785\ub2c8\ub2e4.\nFox Rothschild\uc758 \ud30c\ud2b8\ub108\uc778 Eleanor Vaida Gerhards\ub294<\/a> PropertyCasualty360\uc5d0\uc11c \ub9ce\uc740 \ud68c\uc0ac\ub4e4\uc774 \uc5c5\uacc4\uc758 \ud2b9\uc815 \uc694\uad6c \uc0ac\ud56d\uc744 \ucda9\uc871\ud558\ub294 \uc815\ucc45\uc744 \uac00\uc9c0\uace0 \uc788\uc9c0 \uc54a\ub2e4\uace0 \uc37c\uc2b5\ub2c8\ub2e4. <\/p>\n\n

Gerhards\ub294 “\uc7a0\uc7ac\uc801\uc778 \ubcf4\uc7a5 \uaca9\ucc28\uc640 \ubd84\uc7c1\uc744 \ud53c\ud558\uae30 \uc704\ud574 \uc911\uac1c\uc778\uacfc \ubcf4\ud5d8\uc0ac\ub294 \uace0\uac1d\uacfc \uae34\ubc00\ud788 \ud611\ub825\ud558\uc5ec \uace0\uac1d\uc758 \uace0\uc720\ud55c \uc704\ud5d8\uc744 \uc2dd\ubcc4\ud558\uace0, \uc774\ub97c \ud574\uacb0\ud558\uae30 \uc704\ud574 \ubcf4\uc7a5\uc744 \uc870\uc815\ud558\uace0, \ud53c\ubcf4\ud5d8\uc790\uac00 \ubcf4\uc7a5\ub418\ub294 \uac83\uacfc \ubcf4\uc7a5\ub418\uc9c0 \uc54a\ub294 \uac83\uc744 \uc815\ud655\ud788 \uc54c \uc218 \uc788\ub3c4\ub85d \ud574\uc57c \ud569\ub2c8\ub2e4”\ub77c\uace0 \uc37c\uc2b5\ub2c8\ub2e4.<\/p>\n\n

\ub2e4\ub978 \uace0\uac1d\uc740 \uc77c\ubc18 \ucc45\uc784 \uc815\ucc45\uc774 \ub370\uc774\ud130 \uce68\ud574\ub97c \ubcf4\uc7a5\ud55c\ub2e4\uace0 \uac00\uc815\ud569\ub2c8\ub2e4.\n\ubcf4\ud5d8 \uac00\uc785\uc790\uc758 \uc77c\ubc18 \ucc45\uc784 \ubcf4\ud5d8\uc740 \ud574\ud0b9\uc774\ub098 \uae30\ud0c0 \ub370\uc774\ud130 \ubb38\uc81c\ub85c \uc778\ud55c \uc190\uc2e4\uc744 \uc801\uc808\ud558\uac8c \ubcf4\uc0c1\ud558\uc9c0 \ubabb\ud560 \uc218 \uc788\ub2e4\uace0 Old Republic Risk Management\uc758 Wendy Marx<\/a> \ub294 \ub9d0\ud569\ub2c8\ub2e4. <\/p>\n\n

\uc77c\ubc18 \ucc45\uc784 \ubcf4\ud5d8\uc774 \uc0ac\uc774\ubc84 \uad00\ub828 \uc190\uc2e4\uc744 \ubcf4\uc7a5\ud558\ub294\uc9c0 \uc5ec\ubd80\ub97c \uacb0\uc815\ud558\uae30 \uc704\ud574 \ubcf4\ud5d8\uc0ac\uc640 \ubcf4\ud5d8 \uacc4\uc57d\uc790\ub294 \ubc95\uc6d0\uc5d0 \uc18c\uc1a1\uc744 \uc81c\uae30\ud574\uc57c \ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\n\uc608\ub97c \ub4e4\uc5b4, \uc81c4 \uc21c\ud68c \ud56d\uc18c\ubc95\uc6d0(Fourth Circuit Court of Appeals)\uacfc \ud14d\uc0ac\uc2a4 \ud56d\uc18c\ubc95\uc6d0(Texas Court of Appeals)\uc744 \ud3ec\ud568\ud55c \uc5ec\ub7ec \ubc95\uc6d0\uc740 \ub370\uc774\ud130 \uce68\ud574\ub85c \uc778\ud55c \ud53c\ubcf4\ud5d8\uc790\uc758 \uc190\uc2e4\uc774 \uc7ac\uc0b0 \ub610\ub294 \uc0ac\uc5c5 \ucc45\uc784 \ubcf4\ud5d8\uc5d0 \uc758\ud574 \ubcf4\uc7a5\ub41c\ub2e4\uace0 \ud310\uacb0\ud588\uc2b5\ub2c8\ub2e4.\nKaufman Dolowich & Voluck LLP\uc758 \ud30c\ud2b8\ub108\uc778 Eric B. Stern\uacfc Andrew A. Lipkowitz<\/a>\ub294 \uc774\ub7ec\ud55c \uacc4\ud68d\uc5d0\ub294 \uc774\ubbf8 \uc804\uc790 \ub370\uc774\ud130\ub97c \uc790\uc0b0\uc758 \ud55c \ud615\ud0dc\ub85c \uc815\uc758\ud558\ub294 \uad6c\uccb4\uc801\uc778 \ubb38\uad6c\uac00 \ud3ec\ud568\ub418\uc5b4 \uc788\uc5c8\ub2e4\uace0 \ub9d0\ud569\ub2c8\ub2e4. <\/p>\n\n

\uc77c\ubc18 \ucc45\uc784 \ubcf4\ud5d8\uc5d0 \ub370\uc774\ud130 \uce68\ud574\uac00 \uad6c\uccb4\uc801\uc73c\ub85c \uc5b8\uae09\ub418\uc5b4 \uc788\ub294 \uacbd\uc6b0, \ubcc4\ub3c4\uc758 \uc0ac\uc774\ubc84 \ucc45\uc784 \ubcf4\ud5d8\uc740 \ubd88\ud544\uc694\ud560 \ubfd0\ub9cc \uc544\ub2c8\ub77c \uc801\uc6a9 \ubc94\uc704\uac00 \ucda9\ub3cc\ud558\uc5ec \ubd84\ub958\ud558\ub294 \ub370 \ub354 \ub9ce\uc740 \uc2dc\uac04\uacfc \ub178\ub825\uc774 \uc18c\uc694\ub420 \uc704\ud5d8\uc774 \uc788\uc2b5\ub2c8\ub2e4.\n\uace0\uac1d\uc774 \ud55c \ubcf4\ud5d8\uc0ac\ub97c \ud1b5\ud574 \uc0ac\uc774\ubc84 \ucc45\uc784 \ubcf4\ud5d8\uc5d0 \uac00\uc785\ud55c \uc0c1\ud0dc\uc5d0\uc11c \uc774\ubbf8 \ub2e4\ub978 \ubcf4\ud5d8\uc0ac\ub97c \ud1b5\ud574 \uc7ac\uc0b0 \ub610\ub294 \uc77c\ubc18 \ubcf4\ud5d8\uc744 \ubcf4\uc720\ud558\uace0 \uc788\ub294 \uacbd\uc6b0 \uc774\ub7ec\ud55c \uc704\ud5d8\uc774 \ub192\uc544\uc9d1\ub2c8\ub2e4. <\/p>\n\n

\uc704\ubc18\uc774 \ubc1c\uc0dd\ud558\uba74 \ub300\ubd80\ubd84\uc758 \ud53c\ubcf4\ud5d8\uc790\ub294 \ub2e4\uc74c \ub2e8\uacc4\uac00 \uccad\uad6c\ub97c \uc81c\uae30\ud558\ub294 \uac83\uc784\uc744 \uc54c\uace0 \uc788\uc2b5\ub2c8\ub2e4.\n\uadf8\ub7ec\ub098 \ub370\uc774\ud130 \uce68\ud574\uc640 \uc0ac\uc774\ubc84 \ucc45\uc784 \ubcf4\ud5d8\uc740 \uc5ec\uc804\ud788 \ube44\uad50\uc801 \uc0c8\ub85c\uc6b4 \uc601\uc5ed\uc774\uae30 \ub54c\ubb38\uc5d0 \ub9ce\uc740 \uace0\uac1d\uacfc \ubcf4\ud5d8 \ud68c\uc0ac\uac00 \uccad\uad6c \ud504\ub85c\uc138\uc2a4\uc758 \uc7a0\uc7ac\uc801 \uc704\ud5d8\uc744 \uba85\ud655\ud558\uac8c \uc774\ud574\ud558\uc9c0 \ubabb\ud558\uace0 \uc788\ub2e4\uace0 Markel\uc758 \uccad\uad6c COO\uc778 David T. Vanalek<\/a>\uc740 \ub9d0\ud569\ub2c8\ub2e4. <\/p>\n\n

\uc608\ub97c \ub4e4\uc5b4, \uce68\ud574 \uc790\uccb4\uc640 \uc190\uc0c1\ub41c \ub370\uc774\ud130\ub97c \ub458\ub7ec\uc2fc \uac1c\uc778 \uc815\ubcf4 \ubcf4\ud638 \ud504\ub85c\ud1a0\ucf5c\uc758 \ud544\uc694\uc131\uc740 \ubb38\uc81c\ub97c \uc81c\uae30\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\n\uc790\ub3d9\ucc28 \ucda9\ub3cc\uc774\ub098 \uc8fc\ud0dd \ud654\uc7ac\uc640 \ub2ec\ub9ac, \ub370\uc774\ud130 \uce68\ud574\ub85c \uc778\ud55c \ud53c\ud574\ub294 \ubcf4\ud5d8\uc0ac\uac00 \uc81c\uae30\ub41c \uccad\uad6c\uc5d0 \ub300\uc751\ud560 \ub54c \uc5c4\uaca9\ud55c \ubcf4\uc548 \ud504\ub85c\ud1a0\ucf5c\uc744 \uc720\uc9c0\ud558\uc9c0 \ubabb\ud568\uc73c\ub85c\uc368 \ub3cc\uc774\ud0ac \uc218 \uc5c6\uc744 \uc815\ub3c4\ub85c \uc545\ud654\ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n

\ub610\ud55c \uc0ac\uc774\ubc84 \ucc45\uc784\uc740 \ub450 \uac1c \uc774\uc0c1\uc758 \uc815\ucc45\uc5d0 \ud3ec\ud568\ub420 \uc218 \uc788\uae30 \ub54c\ubb38\uc5d0 \uc81c3\uc790 \uccad\uad6c\uc5d0 \ub300\ud574 \uc8fc\uc758\ub97c \uae30\uc6b8\uc5ec\uc57c \ud560 \ud544\uc694\uc131\uc774 \uc5ec\uc804\ud788 \ub192\uc2b5\ub2c8\ub2e4.\n\ubcf4\ud5d8\uc0ac\ub294 \uc790\uccb4 \ubcf4\ud5d8 \uacc4\uc57d\uc790\uc758 \uccad\uad6c\ubfd0\ub9cc \uc544\ub2c8\ub77c \uc2e0\uc6a9 \uce74\ub4dc \ud68c\uc0ac \ub610\ub294 \ubcf4\ud5d8 \uacc4\uc57d\uc790\uc758 \uace0\uac1d\uacfc \uac19\uc740 \uc81c3\uc790\uc758 \uccad\uad6c\ub3c4 \uc870\uc815\ud574\uc57c \ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n

\"\"<\/figure>\n\n

\uc0ac\uc774\ubc84 \ubcf4\uc548 \ucee4\ubc84\ub9ac\uc9c0 \uc81c\uacf5\uc758 \uc774\uc810<\/h2>\n\n

\ub9de\ucda4\ud615 \uc0c1\ud488\uc73c\ub85c \uc2e0\uaddc \uace0\uac1d\uc744 \uc720\uce58\ud558\ub294 \uac83 \uc678\uc5d0\ub3c4 \ubcf4\ud5d8 \ud68c\uc0ac\ub294 \uc0ac\uc774\ubc84 \ucc45\uc784 \ubcf4\ud5d8\uc744 \uc81c\uacf5\ud568\uc73c\ub85c\uc368 \ub2e4\uc591\ud55c \uad11\ubc94\uc704\ud55c \uc774\uc810\uc744 \ucc3d\ucd9c\ud558\uace0 \ub204\ub9b4 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n

\uc0ac\uc774\ubc84 \ucc45\uc784 \ubcf4\uc7a5\uc740 \uc5ec\uc804\ud788 \ub0ae\uc9c0\ub9cc, \uc218\uc694 \uc99d\uac00\ub85c \uc778\ud574 \uc0c8\ub85c\uc6b4 P&C \uace0\uac1d\uc744 \uc704\ud55c \ubbf8\uac1c\ucc99 \uc2dc\uc7a5\uc774 \ucc3d\ucd9c\ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4.\nCIAB(Council of Insurance Agents and Brokers)\uc758 2017\ub144 \uc0ac\uc774\ubc84 \uc2dc\uc7a5 \uc870\uc0ac\uc5d0<\/a> \ub530\ub974\uba74 \ubcf4\ud5d8 \uace0\uac1d\uc758 32%\ub9cc\uc774 \uc0ac\uc774\ubc84 \ucc45\uc784 \ub610\ub294 \ub370\uc774\ud130 \uce68\ud574 \ubcf4\ud5d8\uc5d0 \uac00\uc785\ud55c \uac83\uc73c\ub85c \ub098\ud0c0\ub0ac\uc2b5\ub2c8\ub2e4.\n\uadf8\ub7ec\ub098 2018\ub144 \uc124\ubb38\uc870\uc0ac\uc5d0 \ub530\ub974\uba74 \ubcf4\ud5d8 \ud68c\uc0ac\uc758 79%\uac00 \uc774 \ubcf4\ud5d8\uc5d0 \ub300\ud55c \uc218\uc694 \uc99d\uac00\ub97c \uacbd\ud5d8\ud588\ub2e4\uace0 CIAB\uc758 Rob Boyce<\/a>\ub294 \ub9d0\ud569\ub2c8\ub2e4. <\/p>\n\n

\uc0ac\uc774\ubc84 \ubcf4\uc548 \ubcf4\ud5d8 \uace0\uac1d\uc744 \uc704\ud55c \uc7a0\uc7ac\uc801 \uc2dc\uc7a5\uc740 \ucd5c\uadfc \ub370\uc774\ud130 \uc720\ucd9c \uc0ac\uac74\uc774 \ud5e4\ub4dc\ub77c\uc778\uc744 \uc7a5\uc2dd\ud55c \uad6d\ub0b4 \ubc0f \uad6d\uc81c \ube0c\ub79c\ub4dc\ub97c \ud6e8\uc52c \ub6f0\uc5b4\ub118\uc2b5\ub2c8\ub2e4.\n“\uc911\uc18c\uae30\uc5c5\uc5d0\uac8c \uc0dd\uacc4\ub97c \ubcf4\ud638\ud558\ub294 \uac83\ubcf4\ub2e4 \ub354 \uc911\uc694\ud55c \uac83\uc740 \uc5c6\uc2b5\ub2c8\ub2e4. \uc0ac\uc774\ubc84 \ucc45\uc784 \ubcf4\ud5d8\uc740 \uc545\uc758\uc801\uc778 \uacf5\uaca9\uc774 \ubc1c\uc0dd\ud560 \uacbd\uc6b0 \uae08\uc735 \uc7ac\ud574\ub97c \uc608\ubc29\ud558\ub294 \ub370 \uc0ac\uc6a9\ud560 \uc218 \uc788\ub294 \ub610 \ub2e4\ub978 \ub3c4\uad6c\uc785\ub2c8\ub2e4”\ub77c\uace0 BankingSense.com \ud3b8\uc9d1\uc790 Natalie Cooper<\/a>\ub294 \ub9d0\ud569\ub2c8\ub2e4. <\/p>\n\n

\uac1c\uc778 \uace0\uac1d \ub370\uc774\ud130\ub97c \ucc98\ub9ac\ud558\ub294 \ubaa8\ub4e0 \ube44\uc988\ub2c8\uc2a4\ub294 \uce68\ud574\uac00 \ubc1c\uc0dd\ud560 \uacbd\uc6b0 \ub370\uc774\ud130 \ubcf4\uc548 \uc870\uce58\uc640 \uc801\uc6a9 \ubc94\uc704\uac00 \ud544\uc694\ud558\ub2e4\uace0 The Doctors Company\uc758 David J. Eismont<\/a> \ub294 \ub9d0\ud569\ub2c8\ub2e4.\n\uc740\ud589, \ubcf4\ud5d8 \ud68c\uc0ac \ubc0f \uc758\ub8cc \ud589\uc704\uac00 \uba85\ubc31\ud55c \uc608\uc774\uc9c0\ub9cc, \ubcf4\ud638\uc758 \ud544\uc694\uc131\uc740 \uac00\uc7a5 \ud070 \uc740\ud589\uc5d0\uc11c \uc2e0\uc6a9 \uce74\ub4dc \ub610\ub294 \uae30\ud0c0 \uace0\uac1d \uc815\ubcf4\ub97c \ucde8\uae09\ud558\ub294 \uac00\uc7a5 \uc791\uc740 \uc0c1\uc810\uc5d0 \uc774\ub974\uae30\uae4c\uc9c0 \ube44\uc988\ub2c8\uc2a4 \uc138\uacc4 \uc804\ubc18\uc5d0 \uac78\uccd0 \ud655\uc7a5\ub429\ub2c8\ub2e4. <\/p>\n\n

\uc0ac\uc774\ubc84 \ucc45\uc784 \ubcf4\ud5d8\uc5d0 \ub300\ud55c \uc774\ud574\uc640 \uc81c\uacf5\uc744 \uc6b0\uc120\uc2dc\ud558\ub294 \ubcf4\ud5d8\uc0ac\ub294 \uc911\uc694\ud55c \uc0c8\ub85c\uc6b4 \uc2dc\uc7a5\uc5d0 \uc9c4\ucd9c\ud558\uc5ec \uc218\uc775\uc744 \uac15\ud654\ud558\uace0 \ud68c\uc0ac\uc758 \uc131\uc7a5 \ubc0f \uc131\uacfc \ubaa9\ud45c\ub97c \ub2ec\uc131\ud558\ub294 \ub370 \ub3c4\uc6c0\uc774 \ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n

\uc0ac\uc774\ubc84 \ucc45\uc784 \ubcf4\ud5d8\uc758 \uc874\uc7ac \uc790\uccb4\ub3c4 \ubcf4\ud5d8 \uacc4\uc57d\uc790\uc758 \ud589\ub3d9\uc744 \ud615\uc131\ud558\uc5ec \ub370\uc774\ud130 \uce68\ud574 \uc704\ud5d8\uc744 \uc904\uc774\ub294 \ub370 \ub3c4\uc6c0\uc774 \ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n

\ub370\uc774\ud130 \uce68\ud574\ub294 \uc5ec\uc804\ud788 \ube44\uad50\uc801 \uc0c8\ub85c\uc6b4 \uc704\ud611\uc774\uace0 \uadf8 \ube44\uc6a9\uc740 \ubb34\ud615\uc73c\ub85c \ubcf4\uc77c \uc218 \uc788\uae30 \ub54c\ubb38\uc5d0 \ub9ce\uc740 \uae30\uc5c5\uc774 \ub370\uc774\ud130 \uce68\ud574\ub97c \ubc29\uc9c0\ud560 \uc218 \uc788\ub294 \uc0c8\ub85c\uc6b4 \uae30\uc220\uacfc \ud504\ub85c\uc138\uc2a4\ub97c \ucc44\ud0dd\ud558\ub294 \ub370 \ub290\ub9bd\ub2c8\ub2e4.\n\uc774\ub7ec\ud55c \ub3c4\uad6c\uc640 \ud504\ub85c\uc138\uc2a4\ub294 \ube44\uc6a9\uc774 \ub9ce\uc774 \ub4e4 \uc218 \uc788\uc73c\uba70, \uae30\uc5c5\uc740 \uce68\ud574\uac00 \uc774\ubbf8 \ubc1c\uc0dd\ud558\uae30 \uc804\uae4c\uc9c0\ub294 \uadf8 \uac00\uce58\ub97c \uc778\uc2dd\ud558\uc9c0 \ubabb\ud560 \uc218 \uc788\ub2e4\uace0 KPMG International\uc758 Paul Merrey<\/a> \uc640 \ub3d9\ub8cc \uc5f0\uad6c\uc6d0\ub4e4\uc740 \ub9d0\ud569\ub2c8\ub2e4. <\/p>\n\n

\uadf8\ub7ec\ub098 \uc0ac\uc774\ubc84 \ubcf4\ud5d8 \uc57d\uad00\uc5d0 \ub530\ub77c \ud2b9\uc815 \ud45c\uc900\uc744 \ucda9\uc871\ud574\uc57c \ud558\ub294 \uae30\uc5c5\uc740 \ub370\uc774\ud130 \ubcf4\uc548\uc758 \ud544\uc694\uc131\uc744 \uc774\ud574\ud558\uace0 \ube44\uc988\ub2c8\uc2a4\uc5d0 \ub300\ud55c \ub370\uc774\ud130 \ubcf4\uc548\uc758 \uac00\uce58\ub97c \uc218\uc6a9\ud560 \uac00\ub2a5\uc131\uc774 \ub354 \ud07d\ub2c8\ub2e4.\n\ub610\ud55c \uc5b4\ub5a4 \uc704\ud5d8\uc774 \uc874\uc7ac\ud558\uace0 \ubcf4\ud5d8\uc774 \uc774\ub97c \uc5b4\ub5bb\uac8c \ud574\uacb0\ud558\ub294\uc9c0 \uc774\ud574\ud558\uba74 \uc774\ub7ec\ud55c \ub3c4\uad6c\ub97c \uc218\uc6a9\ud560 \uac00\ub2a5\uc131\uc774 \ub354 \ud07d\ub2c8\ub2e4. <\/p>\n\n

\ub370\uc774\ud130 \ubcf4\uc548\uc740 \uc5ec\uc804\ud788 \uc804 \uc138\uacc4 \uae30\uc5c5\uc758 \ucd5c\uc6b0\uc120 \uad00\uc2ec\uc0ac\uc774\uc9c0\ub9cc, \ubcf4\ud5d8 \ud68c\uc0ac\ub294 \ubcf4\uc548\uc744 \uac15\ud654\ud558\uace0 \uc704\ud5d8\uc744 \uc644\ud654\ud558\uba70 \uc0c8\ub85c\uc6b4 \uace0\uac1d\uce35\uc744 \ud65c\uc6a9\ud560 \uc218 \uc788\ub294 \uae30\ud68c\ub97c \uac00\uc9c0\uace0 \uc788\uc2b5\ub2c8\ub2e4.\n\ubcf4\ud5d8\uc0ac\ub294 \uc0ac\uc774\ubc84 \uc704\ud5d8\uc744 \uc774\ud574\ud558\uace0 \ubcf4\ud5d8 \uac00\uc785\uc790\uac00 \uc790\uc2e0\uacfc \uace0\uac1d\uc744 \ubcf4\ud638\ud558\ub294 \ub370 \ud544\uc694\ud55c \uc0ac\uc774\ubc84 \ubcf4\uc548\uc744 \uc81c\uacf5\ud568\uc73c\ub85c\uc368 \uc774\ub7ec\ud55c \ubaa9\ud45c\ub97c \ub2ec\uc131\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n

\uc774\ubbf8\uc9c0 \uc791\uc131\uc790: everythingpossible\/\u00a9123RF.com, Konstantin Pelikh\/\u00a9123RF.com, everythingpossible\/\u00a9123RF.com<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"

PropertyCasualty360\uc758 \ub9c8\uc774\ud06c \ud14c\uc77c\ub7ec(Mike Taylor )\uc5d0 \ub530\ub974\uba74 \uc0ac\uc774\ubc84 \ubc94\uc8c4\ub85c \uc778\ud574 \uae30\uc5c5\uacfc \uac1c\uc778\uc740 \uc5f0\uac04 6,000\uc5b5 \ub2ec\ub7ec\uc758 \ube44\uc6a9\uc744 \uc9c0\ucd9c\ud569\ub2c8\ub2e4. \uadf8 \uacb0\uacfc, \ub9ce\uc740 \ubcf4\ud5d8 \uace0\uac1d\ub4e4\uc740 \uc804\ubb38 \uc7ac\uc0b0 \ub610\ub294 \ucc45\uc784 \ubcf4\ud5d8\uc744 \ud1b5\ud574 \uc190\uc2e4\uc5d0 \ub300\ud55c \ubcf4\uc0c1\uc744 \ucc3e\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc0ac\uc774\ubc84 \ubcf4\ud5d8, \uc0ac\uc774\ubc84 \ubcf4\uc548 \ubcf4\ud5d8 \ub610\ub294 \uc0ac\uc774\ubc84 \ucc45\uc784 \ubcf4\ud5d8\uc73c\ub85c \uc54c\ub824\uc9c4 \uc774 \ubcf4\uc7a5\uc740 \ub514\uc9c0\ud138 \ub370\uc774\ud130 \ubc0f \uc774\uc640 \uc720\uc0ac\ud55c \uc790\uc0b0\uc5d0 \ub300\ud55c \uc704\ubc18, \uc190\uc2e4 \ub610\ub294 \uc190\uc0c1\uc5d0 […]<\/p>\n","protected":false},"featured_media":0,"template":"","insight-category":[],"class_list":["post-21106","insight","type-insight","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/insight\/21106","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/insight"}],"about":[{"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/types\/insight"}],"wp:attachment":[{"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/media?parent=21106"}],"wp:term":[{"taxonomy":"insight-category","embeddable":true,"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/insight-category?post=21106"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}