{"id":21095,"date":"2024-09-30T14:21:25","date_gmt":"2024-09-30T19:21:25","guid":{"rendered":"https:\/\/bolttech.io\/insights\/%ea%b2%bd%ea%b8%b0-%ec%b9%a8%ec%b2%b4%ea%b0%80-%eb%8b%a4%ea%b0%80%ec%98%a4%ea%b3%a0-%ec%9e%88%ec%8a%b5%eb%8b%88%ea%b9%8c%eb%b3%b4%ed%97%98%ec%82%ac%eb%93%a4%ec%9d%b4-%ea%b2%bd%ea%b8%b0-%ec%b9%a8\/"},"modified":"2024-10-29T09:12:48","modified_gmt":"2024-10-29T14:12:48","slug":"%ea%b2%bd%ea%b8%b0-%ec%b9%a8%ec%b2%b4%ea%b0%80-%eb%8b%a4%ea%b0%80%ec%98%a4%ea%b3%a0-%ec%9e%88%ec%8a%b5%eb%8b%88%ea%b9%8c%eb%b3%b4%ed%97%98%ec%82%ac%eb%93%a4%ec%9d%b4-%ea%b2%bd%ea%b8%b0-%ec%b9%a8","status":"publish","type":"insight","link":"https:\/\/bolttech.io\/ko\/insights\/%ea%b2%bd%ea%b8%b0-%ec%b9%a8%ec%b2%b4%ea%b0%80-%eb%8b%a4%ea%b0%80%ec%98%a4%ea%b3%a0-%ec%9e%88%ec%8a%b5%eb%8b%88%ea%b9%8c%eb%b3%b4%ed%97%98%ec%82%ac%eb%93%a4%ec%9d%b4-%ea%b2%bd%ea%b8%b0-%ec%b9%a8\/","title":{"rendered":"\uacbd\uae30 \uce68\uccb4\uac00 \ub2e4\uac00\uc624\uace0 \uc788\uc2b5\ub2c8\uae4c?\n\ubcf4\ud5d8\uc0ac\ub4e4\uc774 \uacbd\uae30 \uce68\uccb4\uc5d0 \ub300\ube44\ud560 \uc218 \uc788\ub294 \ubc29\ubc95"},"content":{"rendered":"\n<p>2009\ub144 \uae00\ub85c\ubc8c \uacbd\uc81c \uc704\uae30 \uc774\ud6c4 \ubbf8\uad6d \uacbd\uc81c\ub294 \ub2e4\uc2dc \ud55c \ubc88 \ud798\uc744 \uc5bb\uc5c8\uc2b5\ub2c8\ub2e4.\n\uadf8\ub7ec\ub098 \ubbf8\uad6d\uacfc \ud574\uc678\uc758 \ud2b9\uc815 \uacbd\uc81c \uc9c0\ud45c\ub294 \ubc88\uc601\uc758 \uc2dc\ub300\uac00 \ub05d\ub098\uac00\uace0 \uc788\uc74c\uc744 \uc2dc\uc0ac\ud569\ub2c8\ub2e4. <\/p>\n\n<p>&#8220;\uac70\uc758 10\ub144 \ub3d9\uc548 \uc9c0\uc18d\ub41c \uc138\uacc4 \uacbd\uc81c \uc131\uc7a5\uc758 \ub05d\uc774 \ub2e4\uac00\uc624\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ubbf8\uad6d\uc758 \uc804\ub9dd\uc740 \ud558\ub77d\ud588\uace0, \ub354\uc6b1\uc774 \uc138\uacc4\uc758 \ub2e4\ub978 \ub9ce\uc740 \uc9c0\uc5ed\uc5d0\uc11c\uc758 \uc804\ub9dd\uc740 \ud6e8\uc52c \ub354 \ub098\uc058\ub2e4&#8221;\uace0 \ub4c0\ud06c \ub300\ud559\uc758 \uc7ac\ubb34\ud559 \uad50\uc218\uc778 <a href=\"https:\/\/www.fuqua.duke.edu\/duke-fuqua-insights\/cfo-survey-december-2018\" target=\"_blank\" rel=\"noreferrer noopener\">\uc874 \uadf8\ub808\uc774\uc5c4<\/a>\uc740 \ub9d0\ud55c\ub2e4.<\/p>\n\n<p>\uacbd\uae30 \uce68\uccb4\ub294 \uc9c0\ucd9c \uac10\uc18c\ub97c \uc758\ubbf8\ud558\uc9c0\ub9cc \uc7ac\uc0b0 \ubc0f \ud53c\ud574 \uc704\ud5d8\uc774 \uc904\uc5b4\ub4e0\ub2e4\ub294 \uc758\ubbf8\ub294 \uc544\ub2d9\ub2c8\ub2e4.\n\uadf8 \uacb0\uacfc, \ub2e4\uac00\uc624\ub294 \uacbd\uae30 \ub454\ud654\uc5d0 \ub300\ucc98\ud558\uae30 \uc704\ud55c \uc870\uce58\ub97c \ucde8\ud558\ub294 \ubcf4\ud5d8 \ud68c\uc0ac\ub294 \uacbd\uae30 \uce68\uccb4\ub098 \uacbd\uae30 \uce68\uccb4\ub97c \uacac\ub38c\ub0bc \uc218 \uc788\ub294 \ub354 \uac15\ub825\ud55c \uc704\uce58\uc5d0 \uc788\uac8c \ub429\ub2c8\ub2e4.\n\ubcf4\ud5d8\uc0ac\ub4e4\uc774 \uacbd\uae30 \uce68\uccb4\uc5d0 \ub300\ube44\ud560 \uc218 \uc788\ub294 \ubc29\ubc95\uc740 \ub2e4\uc74c\uacfc \uac19\uc2b5\ub2c8\ub2e4.  <\/p>\n\n<h2 class=\"wp-block-heading\">2020\ub144 \uacbd\uc81c \uc804\ub9dd<\/h2>\n\n<p>\ucd5c\uadfc \ube14\ub8f8\ubc84\uadf8 \uc124\ubb38\uc870\uc0ac\uc5d0\uc11c \ub300\ubd80\ubd84\uc758 \uacbd\uc81c\ud559\uc790\ub4e4\uc740 \uacbd\uae30\uce68\uccb4 \uac00\ub2a5\uc131\uc774 \ub192\ub2e4\ub294 \ub370 \ub3d9\uc758\ud588\uc2b5\ub2c8\ub2e4.\n&#8220;\uc2e4\uc81c\ub85c \uae30\uc5c5 \ucd5c\uace0\uc7ac\ubb34\ucc45\uc784\uc790(CFO)\uc758 4\ubd84\uc758 3 \uc774\uc0c1\uc774 2020\ub144 \ub9d0\uae4c\uc9c0 \uc774\ub97c \uc608\uc0c1\ud558\uace0 \uc788\ub2e4&#8221;\uace0 \ube14\ub8f8\ubc84\uadf8\uc758 <a href=\"https:\/\/www.bloomberg.com\/news\/articles\/2019-02-14\/what-indicators-to-monitor-for-signs-a-u-s-recession-is-coming\" target=\"_blank\" rel=\"noreferrer noopener\">\uc2a4\ucf67 \ub79c\uba3c(Scott Lanman)\uacfc \uce74\ud2f0\uc544 \ub4dc\ubbf8\ud2b8\ub9ac\uc5d0\ubc14(Katia Dmitrieva<\/a> )\ub294 \ub9d0\ud569\ub2c8\ub2e4. <\/p>\n\n<p>\ud55c\ud3b8 \uc77c\ubd80 \uacbd\uc81c\ud559\uc790\ub4e4\uc740 1948\ub144 \uc774\ub798 \uc9c0\uc18d\uc801\uc73c\ub85c \uc2e0\ub8b0\ud560 \uc218 \uc788\ub294 \uc9c0\ud45c\uc600\ub358 \uc2e4\uc5c5\ub960\uc744 \uc8fc\uc2dc\ud558\uace0 \uc788\ub2e4\uace0 Natixis\uc758 \uc218\uc11d \uc774\ucf54\ub178\ubbf8\uc2a4\ud2b8\uc778 <a href=\"https:\/\/www.cnbc.com\/2019\/02\/20\/a-recession-indicator-with-a-perfect-track-record-over-70-years-is-close-to-being-triggered.html\" target=\"_blank\" rel=\"noreferrer noopener\">Joseph LaVorgna<\/a>\ub294 \ub367\ubd99\uc785\ub2c8\ub2e4. \ub77c\ubcf4\ub974\ub0d0 \ucd1d\uc7ac\ub294 \uc2e4\uc5c5\ub960\uc774 \uacbd\uae30\uc21c\ud658\uc801 \uc800\uc810\ubcf4\ub2e4 50bp, \uc989 0.50%\ud3ec\uc778\ud2b8 \uc0c1\uc2b9\ud560 \ub54c\ub9c8\ub2e4 \ubbf8\uad6d \uacbd\uc81c\uac00 \uacbd\uae30\uce68\uccb4\uc5d0 \uc9c4\uc785\ud588\ub2e4\uace0 \uc9c0\uc801\ud588\ub2e4.<\/p>\n\n<p>\uc2e4\uc5c5\ub960\uc740 \ud604\uc7ac \uc800\uc810 \ub300\ube44 30bp \uc0c1\uc2b9\uc5d0 \uadf8\uce58\uace0 \uc788\uc9c0\ub9cc, 11\uc6d4 3.7% \uc800\uc810\uc5d0\uc11c 1\uc6d4 4% \uc0c1\uc2b9\ud588\uc2b5\ub2c8\ub2e4.\n4.2%\ub9cc \uc0c1\uc2b9\ud55c\ub2e4\uba74 \ub610 \ub2e4\ub978 \uacbd\uae30\uce68\uccb4\uac00 \uc2dc\uc791\ub418\uc5c8\uc74c\uc744 \uc758\ubbf8\ud560 \uc218 \uc788\ub2e4. <\/p>\n\n<p>\ub9ce\uc740 \uacbd\uc81c \uc804\ubb38\uac00\ub4e4\uc740 \uc7ac\uacc4 \uc9c0\ub3c4\uc790\ub4e4\uc774 \uacbd\uae30 \uce68\uccb4\ub97c \uc608\uc0c1\ud558\ub294 \uac83\uc774 \ud604\uba85\ud558\ub2e4\uace0 \uc0dd\uac01\ud569\ub2c8\ub2e4.\n\ub4c0\ud06c \ub300\ud559\uc758 \uacbd\uc601\ud559 \uad50\uc218\uc778 <a href=\"https:\/\/www.wsj.com\/articles\/many-u-s-financial-officers-think-a-recession-will-hit-next-year-11544612460\" target=\"_blank\" rel=\"noreferrer noopener\">\ucea0\ubca8 \ud558\ube44\ub294<\/a> [subscription required]&#8221;\uac70\uc758 10\ub144 \uc804\uc778 2009\ub144 6\uc6d4\ubd80\ud130 \uc2dc\uc791\ub41c \uacbd\uae30 \ud655\uc7a5\uc758 \uc57d\ud654, \uc2dc\uc7a5 \ubcc0\ub3d9\uc131 \uace0\uc870, \uc131\uc7a5\uc744 \uc800\ud574\ud558\ub294 \ubcf4\ud638\ubb34\uc5ed\uc8fc\uc758\uc758 \uc601\ud5a5, \uc9c0\ub09c 50\ub144 \ub3d9\uc548 \uacbd\uae30 \uce68\uccb4\ub97c \uc815\ud655\ud558\uac8c \uc608\uce21\ud574\uc628 \uc218\uc775\ub960 \uace1\uc120\uc758 \ubd88\uae38\ud55c \ud3c9\ud0c4\ud654 \ub4f1 \ubaa8\ub4e0 \uc694\uc18c\uac00 \uc81c\uc790\ub9ac\uc5d0 \uc788\ub2e4&#8221;\uace0 \ub9d0\ud588\ub2e4. <\/p>\n\n<p>\uc8fc\ud0dd\uc2dc\uc7a5\uc5d0 \ub300\ud55c \uc5f0\uad6c\uc5d0\uc11c\ub3c4 \uc77c\ubd80 \uc804\ubb38\uac00\ub4e4\uc740 \uacbd\uae30 \uce68\uccb4\uc5d0 \ub300\ud574 \uc5b8\uae09\ud558\uace0 \uc788\ub2e4.\n2019\ub144 1\uc6d4, BuildFax\uc758 CEO <a href=\"https:\/\/www.propertycasualty360.com\/2019\/01\/31\/decrease-in-single-family-authorization-points-to-possible-u-s-recession\/\" target=\"_blank\" rel=\"noreferrer noopener\">\uc778 Holly Tachovsky<\/a> \ub294 \uacbd\uc81c\uc801 \ud558\ub77d\uc744 \ucd94\uc801\ud558\ub294 \ub370 \uc0ac\uc6a9\ud560 \uc218 \uc788\ub294 \ub2e8\ub3c5\uc8fc\ud0dd \ud5c8\uac00\uac00 \uac10\uc18c\ud588\ub2e4\uace0 \uc5b8\uae09\ud588\uc2b5\ub2c8\ub2e4. <\/p>\n\n<p>\ud0c0\ucf54\ube0c\uc2a4\ud0a4\ub294 &#8220;\uc774\ub294 \ub450 \ub2ec \uc5f0\uc18d \ud558\ub77d\uc138\ub97c \ubcf4\uc774\uace0 \uc788\ub294 \uac83\uc5d0 \ubd88\uacfc\ud558\uc9c0\ub9cc, \uc774\ub7ec\ud55c \ubcc0\ud654\ub294 2013\ub144 \uc774\ud6c4 \ubbf8\uad6d\uc774 \uacbd\ud5d8\ud55c \uacfc\uc5f4\ub41c \uc8fc\ud0dd\uc2dc\uc7a5\uacfc \uadf9\uba85\ud55c \ub300\uc870\ub97c \uc774\ub8ec\ub2e4&#8221;\uace0 \ub9d0\ud588\ub2e4.<\/p>\n\n<p>\uadf8\ub7ec\ub098 \ubaa8\ub4e0 \uc804\ubb38\uac00\ub4e4\uc774 \uacbd\uae30 \uce68\uccb4\uac00 \ub2e4\uac00\uc624\uace0 \uc788\ub2e4\ub294 \ub370 \ub3d9\uc758\ud558\ub294 \uac83\uc740 \uc544\ub2d9\ub2c8\ub2e4.\n\uc608\ub97c \ub4e4\uc5b4, JP\ubaa8\uac74 \uccb4\uc774\uc2a4\uc758 \uc218\uc11d \uc774\ucf54\ub178\ubbf8\uc2a4\ud2b8\uc778 <a href=\"https:\/\/www.housingwire.com\/articles\/48357-jpmorgan-chase-chief-economist-bets-against-2020-recession\" target=\"_blank\" rel=\"noreferrer noopener\">\uc564\uc11c\ub2c8 \ucc48(Anthony Chan<\/a>)\uc740 \uc8fc\ud0dd \ubd80\ucc44\uc640 \uc8fc\ud0dd \uc131\uc7a5\uc5d0 \ub300\ud55c \uc790\uc2e0\uc758 \uc870\uc0ac\ub97c \ubc14\ud0d5\uc73c\ub85c 2019\ub144 \uacbd\uc81c \uc131\uc7a5\ub960\uc744 2%\ub85c \uc608\uce21\ud588\uc2b5\ub2c8\ub2e4.\n\ucc48 \ucd1d\uc7ac\ub294 \ud5a5\ud6c4 \uba87 \ub144 \uc548\uc5d0 \uacbd\uc81c\uac00 \ub454\ud654\ub420 \uc218 \uc788\ub2e4\uace0 \ub9d0\ud558\uba74\uc11c\ub3c4 2019\ub144\uc774\ub098 2020\ub144\uc5d0 \uacbd\uae30\uce68\uccb4\uac00 \ubc1c\uc0dd\ud560 \ud655\ub960\uc744 \uc57d 15%\ub85c \ubcf4\uace0 \uc788\ub2e4.  <\/p>\n\n<figure class=\"wp-block-image aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/business-women-1024x683.jpg\" alt=\"&#xB450; &#xBA85;&#xC758; &#xC544;&#xC2DC;&#xC544; &#xC5EC;&#xC131; &#xC0AC;&#xC5C5;&#xAC00;&#xAC00; &#xC5F0;&#xC124;\" class=\"wp-image-6038\" srcset=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/business-women-1024x683.jpg 1024w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/business-women-300x200.jpg 300w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/business-women-768x512.jpg 768w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/business-women.jpg 1200w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n<h2 class=\"wp-block-heading\">\ubcf4\ud5d8 \ud68c\uc0ac\uac00 \uace0\ub824\ud574\uc57c \ud560 \uc0ac\ud56d<\/h2>\n\n<p>\ubcf4\ud5d8\uc0ac\ub4e4 \uc0ac\uc774\uc5d0\uc11c\ub294 \ub2e4\uac00\uc624\ub294 \uacbd\uae30\uce68\uccb4\uc5d0 \ub300\ud55c \uc6b0\ub824\uac00 \ub192\ub2e4.\n\uac00\uc7a5 \ucd5c\uadfc\uc758 Goldman Sachs Asset Management \ubcf4\ud5d8 \uc124\ubb38\uc870\uc0ac\uc5d0\uc11c \ubcf4\ud5d8\uc0ac\uc758 41%\uac00 2020\ub144 \ub610\ub294 2021\ub144\uc5d0 \uacbd\uae30 \uce68\uccb4\uac00 \ubc1c\uc0dd\ud560 \uac83\uc73c\ub85c \ubbff\ub294\ub2e4\uace0 Pensions &amp; Investments\uc758 <a href=\"https:\/\/www.pionline.com\/article\/20190424\/ONLINE\/190429942\/most-insurers-believe-us-will-enter-recession-within-next-2-years-8211-survey\" target=\"_blank\" rel=\"noreferrer noopener\">James Comtois<\/a> \uac00 \ubcf4\uace0\ud588\uc2b5\ub2c8\ub2e4.\n\ubcf4\ud5d8 \ud68c\uc0ac\ub4e4\uc740 \ub610\ud55c \ud5a5\ud6c4 \uba87 \ub144 \ub3d9\uc548 \ud22c\uc790 \uae30\ud68c\uac00 \uc904\uc5b4\ub4e4 \uac83\uc73c\ub85c \uc608\uce21\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.  <\/p>\n\n<p>&#8220;\ubcf4\ud5d8\uc0ac\ub4e4\uc740 \ubbf8\uad6d\uc758 \uacbd\uae30 \uce68\uccb4\uac00 \uc62c \uac83\uc774\ub77c\uace0 \uc608\uce21\ud558\uc9c0\ub9cc \uc62c\ud574\ub294 \uc544\ub2c8\ub2e4. \uadf8 \uacb0\uacfc, \uadf8\ub4e4\uc740 \uacc4\uc18d\ud574\uc11c \uc790\ubcf8\uc744 \ud22c\uc785\ud558\uace0 \uc788\uc9c0\ub9cc \uac10\uc218\ud558\ub294 \uc704\ud5d8\uc740 \ub354 \uc120\ud0dd\uc801\uc774\ub2e4&#8221;\ub77c\uace0 Goldman Sachs\uc758 <a href=\"https:\/\/www.barrons.com\/articles\/recession-forecast-51556206017\" target=\"_blank\" rel=\"noreferrer noopener\">Michael Siegel<\/a> \uc740 \uc124\uba85\ud569\ub2c8\ub2e4.<\/p>\n\n<p>\ucc44\uad8c\uc5d0 \uc790\uc8fc \ud22c\uc790\ud558\ub294 \ubcf4\ud5d8\ud68c\uc0ac\uc758 \uacbd\uc6b0, \uae08\ub9ac \uc0c1\uc2b9\uc774\ub098 \ucc44\ubb34 \ubd88\uc774\ud589\uc5d0 \ub300\ud55c \uc6b0\ub824\ub294 \uacbd\uc81c \ubcc0\ub3d9\uc5d0 \ub530\ub77c \uc8fc\uc2dc\ud574\uc57c \ud560 \ud56d\ubaa9 \ubaa9\ub85d\uc758 \ub9e8 \uc704\uc5d0 \uc788\ub294 \uacbd\ud5a5\uc774 \uc788\uc2b5\ub2c8\ub2e4.\n\uadf8\ub7ec\ub098 \uacbd\uae30 \uce68\uccb4\ub97c \uacac\ub38c\ub0b4\uace0\uc790 \ud558\ub294 \ubcf4\ud5d8\uc0ac\uc5d0\uac8c\ub294 \ub354 \ub113\uc740 \uc2dc\uc57c\uac00 \ud544\uc218\uc801\uc785\ub2c8\ub2e4. <\/p>\n\n<p>\uc608\ub97c \ub4e4\uc5b4, \uc18c\ube44\uc790 \uc2e0\ub8b0\ub294 \uacbd\uc81c \uac74\uc804\uc131\uc5d0 \uc911\uc694\ud55c \uc5ed\ud560\uc744 \ud558\uc9c0\ub9cc \ub9ce\uc740 \ubcf4\ud5d8 \ud68c\uc0ac\uac00 \uac04\uacfc\ud558\ub294 \uacbd\ud5a5\uc774 \uc788\ub294 \uc694\uc18c\uc785\ub2c8\ub2e4.\n\uacbd\uc81c \uc0c1\ud0dc\uc5d0 \ub300\ud55c \uc18c\ube44\uc790 \uc2ec\ub9ac\ub294 \uc18c\ube44 \ud589\ub3d9\uc5d0 \uc9c0\ub300\ud55c \uc601\ud5a5\uc744 \ubbf8\uce58\uae30 \ub54c\ubb38\uc5d0 \uc18c\ube44\uc790 \uc2e0\ub8b0\uac00 \ubbf8\ub798 \uacbd\uc81c \ud589\ub3d9\uc758 \ud575\uc2ec \uc9c0\ud45c\uac00 \ub41c\ub2e4\uace0 DoubleLine Capital LP\uc758 \uc124\ub9bd\uc790 \uacb8 CEO\uc778 <a href=\"http:\/\/fortune.com\/2019\/02\/16\/when-is-the-next-recession-coming\/\" target=\"_blank\" rel=\"noreferrer noopener\">Jeffrey Gundlach<\/a>\ub294 \ub9d0\ud569\ub2c8\ub2e4. <\/p>\n\n<p>\ud604\uc7ac \uac74\ub4e4\ub77d\uc740 \uc18c\ube44\uc790 \uc2ec\ub9ac\uc640 \ubbf8\ub798 \uae30\ub300 \uc0ac\uc774\uc758 \uaca9\ucc28\uc5d0 \uc8fc\ubaa9\ud558\uace0 \uc788\ub2e4.\n\uc911\uc18c\uae30\uc5c5\ub4e4\uc740 \ub610\ud55c \uacbd\uc81c\uc5d0 \ub300\ud55c \uc2e0\ub8b0\ub97c \uc783\uace0 \uc788\ub294 \uac83\uc73c\ub85c \ubcf4\uc774\uba70, \uc774\ub294 \ub2e4\uac00\uc624\ub294 \uacbd\uae30 \uce68\uccb4\ub97c \uc608\uce21\ud560 \uc218 \uc788\uc744 \ubfd0\ub9cc \uc544\ub2c8\ub77c \uacbd\uae30 \uce68\uccb4\ub97c \ubd80\ucc44\uc9c8\ud558\ub294 \ub370 \ub3c4\uc6c0\uc774 \ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n<p>\ud2b9\uc815 \uc815\uce58\uc801 \uacb0\uc815\uc740 \uacbd\uc81c\uc758 \ubaa8\uba58\ud140\uc744 \ud558\ud5a5 \uad6d\uba74\uc73c\ub85c \uc7ac\ucd09\ud560 \uc218\ub3c4 \uc788\uc2b5\ub2c8\ub2e4.\n2019\ub144 1\uc6d4, \uc815\ubd80 \ucee8\uc124\ud134\ud2b8\uc774\uc790 \uc7ac\uc815 \uc815\ucc45 \uc5f0\uad6c\uc790\uc778 <a href=\"https:\/\/www.baltimoresun.com\/news\/maryland\/politics\/bs-md-recession-forecast-20190116-story.html\" target=\"_blank\" rel=\"noreferrer noopener\">\ub304 \ud654\uc774\ud2b8(Dan White<\/a> )\ub294 \uba54\ub9b4\ub79c\ub4dc \uc8fc \uc0c1\uc6d0 \uc608\uc0b0 \ubc0f \uc138\ubb34 \uc704\uc6d0\ud68c\uc5d0\uc11c \uc815\ubd80 \uc167\ub2e4\uc6b4\uc774 \uc7a5\uae30\ud654\ub418\uba74 \ubbf8\uad6d \uacbd\uae30 \uce68\uccb4\uac00 \ubc1c\uc0dd\ud560 \uc218 \uc788\ub2e4\uace0 \uc99d\uc5b8\ud588\uc2b5\ub2c8\ub2e4.\n\uad00\uc138 \ubd80\uacfc\ub294 \ub610\ud55c \uacbd\uae30 \uce68\uccb4\uc758 \ub3c4\ub798\ub97c \uc55e\ub2f9\uae38 \uc218 \uc788\ub2e4\uace0 CNN\uc758 <a href=\"https:\/\/www.cnn.com\/2018\/10\/18\/investing\/protectionism-china-tariffs-trade-markets-economy-recession\/index.html\" target=\"_blank\" rel=\"noreferrer noopener\">\ud3f4 R. \ub77c \ubaa8\ub2c8\uce74<\/a> \ub294 \ub367\ubd99\uc600\ub2e4.  <\/p>\n\n<figure class=\"wp-block-image aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/graphs-charts-1024x683.jpg\" alt=\"&#xC77C;&#xD558;&#xB294; &#xB3D9;&#xB8CC;&#xC758; &#xBC30;&#xACBD;&#xC5D0; &#xCC28;&#xD2B8;&#xC640; &#xBB3C; &#xD55C; &#xC794;&#xC774; &#xC788;&#xB294; &#xC885;&#xC774;\" class=\"wp-image-6048\" srcset=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/graphs-charts-1024x683.jpg 1024w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/graphs-charts-300x200.jpg 300w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/graphs-charts-768x512.jpg 768w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/graphs-charts.jpg 1200w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n<h2 class=\"wp-block-heading\">\ubcf4\ud5d8\uc0ac\ub4e4\uc774 \uacbd\uae30 \uce68\uccb4\uc5d0 \ub300\ube44\ud560 \uc218 \uc788\ub294 \ubc29\ubc95<\/h2>\n\n<p>\ubaa8\ub4e0 \uc0b0\uc5c5\uc758 \uae30\uc5c5\uc740 \uacbd\uae30 \uce68\uccb4\uc758 \uc601\ud5a5\uc744 \ub290\ub07c\uba70, \ud2b9\ud788 \uacbd\uae30 \uce68\uccb4\uac00 \uc2ec\uac01\ud558\uac70\ub098 \uc624\ub798 \uc9c0\uc18d\ub420 \ub54c \ub354\uc6b1 \uadf8\ub807\uc2b5\ub2c8\ub2e4.\n\ub2e4\ud589\ud788 \ubcf4\ud5d8\uc0ac\ub4e4\uc740 \uc18c\ube44\uc790 \ubc0f \uacbd\uc81c\uc801 \ubd88\ud655\uc2e4\uc131\uc758 \uc2dc\uae30\uc5d0 \ubcf4\ub2e4 \ud6a8\uacfc\uc801\uc73c\ub85c \uc131\uacfc\ub97c \ub0b4\uae30 \uc704\ud574 \uac15\uc810\uc744 \ubcf4\uc874\ud558\uace0 \uc57d\uc810\uc744 \ubcf4\uc644\ud568\uc73c\ub85c\uc368 \uc9c0\uae08 \uacbd\uae30 \uce68\uccb4\uc5d0 \ub300\ube44\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n<p>\uacbd\uae30 \uce68\uccb4\uae30\uc5d0 \uac00\uc7a5 \uc798 \ub098\uac00\ub294 \ud68c\uc0ac\ub4e4\uc740 \uba87 \uac00\uc9c0 \uacf5\ud1b5\ub41c \ud589\ub3d9\uc744 \ubcf4\uc778\ub2e4\uace0 \ud558\ubc84\ub4dc \ube44\uc988\ub2c8\uc2a4 \ub9ac\ubdf0(Harvard Business Review)\uc758 <a href=\"https:\/\/hbr.org\/2019\/04\/companies-need-to-prepare-for-the-next-economic-downturn\" target=\"_blank\" rel=\"noreferrer noopener\">\ub9c8\ud2f4 \ub9ac\ube0c\uc2a4(Martin Reeves), \ucf00\ube48 \ud718\ud0dc\ucee4(Kevin Whitaker), \ud06c\ub9ac\uc2a4\ucc9c \ucf00\ud154\uc2a4(Christian Ketels<\/a> )\ub294 \ub9d0\ud55c\ub2e4. \uadf8\ub4e4\uc740 \uc900\ube44\ud558\uae30 \uc704\ud574 \uc120\uc81c\uc801\uc778 \uc870\uce58\ub97c \ucde8\ud558\uace0, \uc7a5\uae30\uc801\uc778 \uc601\ud5a5\uc744 \uace0\ub824\ud558\uba70, \ube44\ub85d \uc18d\ub3c4\ub294 \ub290\ub9ac\uc9c0\ub9cc \uacbd\uae30 \uce68\uccb4\ub97c \ud1b5\ud574 \uc131\uc7a5\uc744 \uc720\uc9c0\ud558\ub294 \ub370 \uc9d1\uc911\ud569\ub2c8\ub2e4.<\/p>\n\n<p>&#8220;\uacbd\uae30 \uce68\uccb4\uc5d0 \ub300\ube44\ud558\ub294 \uac00\uc7a5 \ud6a8\uacfc\uc801\uc778 \ubc29\ubc95\uc740 \ud604\uc7ac \ube44\uc988\ub2c8\uc2a4 \uc6b4\uc601 \ubc29\uc2dd\uc744 \uac15\ud654\ud558\ub294 \uac83\uc785\ub2c8\ub2e4&#8221;\ub77c\uace0 Banner Associates, Inc.\uc758 \uc778\uc0ac \ub2f4\ub2f9 \uc774\uc0ac\uc778 <a href=\"https:\/\/www.shrm.org\/hr-today\/news\/hr-magazine\/spring2019\/pages\/how-to-prepare-for-a-recession.aspx\" target=\"_blank\" rel=\"noreferrer noopener\">Sarah Meusburger<\/a>\ub294 \ub9d0\ud569\ub2c8\ub2e4.<\/p>\n\n<p>Meusburger\ub294 Reeves, Whitaker \ubc0f Ketels\uac00 \uc5f0\uad6c\uc5d0\uc11c \ubc1c\uacac\ud55c \uac83\uacfc \ub3d9\uc77c\ud55c \ud589\ub3d9, \uc989 \ube44\uc988\ub2c8\uc2a4 \uc131\uc7a5\uacfc \uc548\uc815\uc131\uc5d0 \ub300\ud55c \uc801\uadf9\uc801\uc774\uace0 \uc7a5\uae30\uc801\uc778 \uc811\uadfc \ubc29\uc2dd\uc744 \ud1b5\ud569\ud558\ub294 \uc9c0\uc18d\uc801\uc778 \uac1c\uc120 \ubb38\ud654\ub97c \ucc44\ud0dd\ud560 \uac83\uc744 \uad8c\uc7a5\ud569\ub2c8\ub2e4.<\/p>\n\n<h2 class=\"wp-block-heading\">\ub9b0(Lean) \uc2dc\uae30 \uace0\uac1d \uad00\uacc4\uc758 \uc911\uc694\uc131<\/h2>\n\n<p>\uace0\uac1d \uad00\uacc4\ub294 \uacbd\uae30 \uce68\uccb4\ub97c \uadf9\ubcf5\ud558\ub824\ub294 \uae30\uc5c5\uc5d0\uac8c \uac00\uc7a5 \uc911\uc694\ud55c \uc790\uc0b0 \uc911 \ud558\ub098\uc785\ub2c8\ub2e4.\n\uc5b4\ub5a4 \uacbd\uc81c \uc0c1\ud669\uc5d0\uc11c\ub3c4 \uc131\uacf5\ud558\uae30 \uc704\ud574\uc11c\ub294 \uac00\uc7a5 \ucda9\uc131\ub3c4\uac00 \ub192\uace0 \ub9c8\uc9c4\uc774 \uac00\uc7a5 \ub192\uc740 \uace0\uac1d\uc744 \uc2dd\ubcc4\ud558\uace0 \uc774\ub4e4\uacfc\uc758 \uad00\uacc4\ub97c \ubcf4\ud638\ud558\ub294 \uac83\uc774 \uc911\uc694\ud558\ub2e4\uace0 Newport Board Group\uc758 \uc804\ubb34 \uc774\uc0ac\uc778 <a href=\"https:\/\/www.forbes.com\/sites\/allbusiness\/2018\/12\/27\/economic-recession-preparation-business-owners\/\" target=\"_blank\" rel=\"noreferrer noopener\">Michael Evans<\/a>\ub294 \ub9d0\ud569\ub2c8\ub2e4. <\/p>\n\n<p>Evans\ub294 &#8220;\ube44\uc988\ub2c8\uc2a4\uac00 \uce68\uccb4\ub420 \uacbd\uc6b0 \uc804\ubc18\uc801\uc73c\ub85c \ube44\uc6a9\uc744 \uc808\uac10\ud558\uae30\ubcf4\ub2e4\ub294 \ub9c8\uc9c4\uc774 \ub192\uc740 \uace0\uac1d\uc744 \uc720\uc9c0\ud558\uae30 \uc704\ud574 \ub9ac\uc18c\uc2a4\ub97c \uc804\ud658\ud560 \uc900\ube44\ub97c \ud574\uc57c \ud569\ub2c8\ub2e4&#8221;\ub77c\uace0 \ub9d0\ud569\ub2c8\ub2e4.<\/p>\n\n<p>\ube0c\ub79c\ub4dc \ub9ac\ub354\uc2ed \uc804\ubb38\uac00\uc774\uc790 &#8216;\uc704\ub300\ud55c \ube0c\ub79c\ub4dc\uac00 \ud558\ub294 \uc77c&#8217;\uc758 \uc800\uc790\uc778 <a href=\"https:\/\/www.forbes.com\/sites\/deniselyohn\/2018\/11\/14\/3-ways-to-prepare-your-business-for-the-next-recession\/#571541e17155\" target=\"_blank\" rel=\"noreferrer noopener\">\ub370\ub2c8\uc2a4 \ub9ac \uc5f0(Denise Lee Yohn<\/a>)\uc740 \ud604\uc7ac \uace0\uac1d \uad00\uacc4\ub97c \uac15\ud654\ud558\ub294 \ud55c \uac00\uc9c0 \ubc29\ubc95\uc740 \ub0b4\ubd80 \ubb38\ud654\ub97c \uc678\ubd80 \ube0c\ub79c\ub529\uacfc \uc5f0\uacc4\ud558\ub294 \ub370 \uc9d1\uc911\ud558\ub294 \uac83\uc774\ub77c\uace0 \ub9d0\ud569\ub2c8\ub2e4.<\/p>\n\n<p>&#8220;\uadc0\uc0ac\uc640 \uacbd\uc7c1\uc0ac \uc81c\ud488 \uac04\uc758 \ucd5c\uc885 \uac00\uaca9 \ube44\uad50\ub97c \uc0c1\uc1c4\ud558\ub824\uba74 \uc9c0\uae08 \ube0c\ub79c\ub4dc\uc758 \uc778\uc9c0\ub41c \uac00\uce58\ub97c \ub192\uc5ec \uacbd\uae30 \uce68\uccb4\uae30\uc5d0 \ube0c\ub79c\ub4dc \uc790\uc0b0\uc744 \ud65c\uc6a9\ud560 \uc218 \uc788\uc5b4\uc57c \ud569\ub2c8\ub2e4&#8221;\ub77c\uace0 Yohn\uc740 \ub9d0\ud569\ub2c8\ub2e4.<\/p>\n\n<p>\ube0c\ub79c\ub4dc \uc544\uc774\ub374\ud2f0\ud2f0\uc640 \ub0b4\ubd80 \ubb38\ud654\ub97c \uc5f0\uacc4\ud558\uba74 \uac00\uce58\ub97c \ucc3d\ucd9c\ud558\uace0, \ubcf4\ud5d8\uc0ac\uc758 \ube0c\ub79c\ub4dc\ub97c \ucc28\ubcc4\ud654\ud558\uba70, \uace0\uac1d\uc774 \ube0c\ub79c\ub4dc\ub97c \uc120\ud0dd\ud558\uace0 \ucda9\uc131\ub3c4\ub97c \uc720\uc9c0\ud558\ub3c4\ub85d \uc7a5\ub824\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n<p><em>\uc774\ubbf8\uc9c0 \uc791\uc131\uc790: Andriy Popov\/\u00a9123RF.com, primagefactory\/\u00a9123RF.com, Dmitriy Shirosonov\/\u00a9123RF.com<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>2009\ub144 \uae00\ub85c\ubc8c \uacbd\uc81c \uc704\uae30 \uc774\ud6c4 \ubbf8\uad6d \uacbd\uc81c\ub294 \ub2e4\uc2dc \ud55c \ubc88 \ud798\uc744 \uc5bb\uc5c8\uc2b5\ub2c8\ub2e4. \uadf8\ub7ec\ub098 \ubbf8\uad6d\uacfc \ud574\uc678\uc758 \ud2b9\uc815 \uacbd\uc81c \uc9c0\ud45c\ub294 \ubc88\uc601\uc758 \uc2dc\ub300\uac00 \ub05d\ub098\uac00\uace0 \uc788\uc74c\uc744 \uc2dc\uc0ac\ud569\ub2c8\ub2e4. &#8220;\uac70\uc758 10\ub144 \ub3d9\uc548 \uc9c0\uc18d\ub41c \uc138\uacc4 \uacbd\uc81c \uc131\uc7a5\uc758 \ub05d\uc774 \ub2e4\uac00\uc624\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ubbf8\uad6d\uc758 \uc804\ub9dd\uc740 \ud558\ub77d\ud588\uace0, \ub354\uc6b1\uc774 \uc138\uacc4\uc758 \ub2e4\ub978 \ub9ce\uc740 \uc9c0\uc5ed\uc5d0\uc11c\uc758 \uc804\ub9dd\uc740 \ud6e8\uc52c \ub354 \ub098\uc058\ub2e4&#8221;\uace0 \ub4c0\ud06c \ub300\ud559\uc758 \uc7ac\ubb34\ud559 \uad50\uc218\uc778 \uc874 \uadf8\ub808\uc774\uc5c4\uc740 \ub9d0\ud55c\ub2e4. \uacbd\uae30 \uce68\uccb4\ub294 \uc9c0\ucd9c [&hellip;]<\/p>\n","protected":false},"featured_media":6034,"template":"","insight-category":[],"class_list":["post-21095","insight","type-insight","status-publish","has-post-thumbnail","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/insight\/21095","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/insight"}],"about":[{"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/types\/insight"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/media\/6034"}],"wp:attachment":[{"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/media?parent=21095"}],"wp:term":[{"taxonomy":"insight-category","embeddable":true,"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/insight-category?post=21095"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}