{"id":21078,"date":"2024-09-30T14:17:28","date_gmt":"2024-09-30T19:17:28","guid":{"rendered":"https:\/\/bolttech.io\/insights\/%eb%b3%b4%ed%97%98-%ec%97%90%ec%bd%94%ec%8b%9c%ec%8a%a4%ed%85%9c-pc-%ec%a0%9c%ea%b3%b5%ec%97%85%ec%b2%b4%ea%b0%80-%ec%88%98%ec%9d%b5%ec%84%b1-%ec%9e%88%eb%8a%94-%ed%8c%8c%ed%8a%b8%eb%84%88\/"},"modified":"2024-09-30T14:17:34","modified_gmt":"2024-09-30T19:17:34","slug":"%eb%b3%b4%ed%97%98-%ec%97%90%ec%bd%94%ec%8b%9c%ec%8a%a4%ed%85%9c-pc-%ec%a0%9c%ea%b3%b5%ec%97%85%ec%b2%b4%ea%b0%80-%ec%88%98%ec%9d%b5%ec%84%b1-%ec%9e%88%eb%8a%94-%ed%8c%8c%ed%8a%b8%eb%84%88","status":"publish","type":"insight","link":"https:\/\/bolttech.io\/ko\/insights\/%eb%b3%b4%ed%97%98-%ec%97%90%ec%bd%94%ec%8b%9c%ec%8a%a4%ed%85%9c-pc-%ec%a0%9c%ea%b3%b5%ec%97%85%ec%b2%b4%ea%b0%80-%ec%88%98%ec%9d%b5%ec%84%b1-%ec%9e%88%eb%8a%94-%ed%8c%8c%ed%8a%b8%eb%84%88\/","title":{"rendered":"\ubcf4\ud5d8 \uc5d0\ucf54\uc2dc\uc2a4\ud15c: P&C \uc81c\uacf5\uc5c5\uccb4\uac00 \uc218\uc775\uc131 \uc788\ub294 \ud30c\ud2b8\ub108\uc2ed\uc744 \uad6c\ucd95\ud558\ub294 \ubc29\ubc95"},"content":{"rendered":"\n

\uc218\uc138\uae30 \ub3d9\uc548 \ubcf4\ud5d8\uc740 \ubcf4\uc7a5\ud558\ub294 \uc190\uc2e4 \uc720\ud615\uc5d0 \ub530\ub77c \uc870\uc9c1\ub418\uc5b4 \uc654\uc2b5\ub2c8\ub2e4.\n\uc624\ub298\ub0a0\uc758 \uc0b0\uc5c5\uc740 \uc0dd\uba85, \uac74\uac15, \uc7ac\uc0b0 \ubc0f \uc0c1\ud574 \ubcf4\ud5d8\uacfc \uac19\uc740 \uc2e4\ubb34 \uc601\uc5ed\uc73c\ub85c \ub098\ub269\ub2c8\ub2e4. <\/p>\n\n

\uadf8\ub7ec\ub098 \uace0\uac1d\uc758 \uae30\ub300\uce58\uac00 \ubcc0\ud654\ud568\uc5d0 \ub530\ub77c \ubcf4\ud5d8 \uc0b0\uc5c5\uc744 \uc804\ud1b5\uc801\uc778 \ubc29\uc2dd\uc73c\ub85c \uc870\uc9c1\ud558\ub294 \uac83\uc758 \ud6a8\uc6a9\uc131\ub3c4 \ubcc0\ud654\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.\n\ubcf4\ub2e4 \uac1c\uc778\ud654\ub418\uace0 \uac00\uce58\uac00 \ubd80\uc5ec\ub41c \ubcf4\ud5d8 \uc0c1\ud488\uc5d0 \ub300\ud55c \uace0\uac1d\uc758 \uc694\uad6c\ub294 \ubcf4\ud5d8 \uc0dd\ud0dc\uacc4\ub97c \ubd80\uc0c1\uc2dc\ucf30\uc2b5\ub2c8\ub2e4.\n\uc774\ub294 \uace0\uac1d \uc911\uc2ec\uc758 \uacbd\ud5d8\uc744 \uc81c\uacf5\ud558\uae30 \uc704\ud574 \ubcf4\ud5d8 \ubc0f \uae30\ud0c0 \uc11c\ube44\uc2a4\ub97c \ud1b5\ud569\ud558\ub294 \ub124\ud2b8\uc6cc\ud06c\uc785\ub2c8\ub2e4. <\/p>\n\n

P&C \uc81c\uacf5\uc5c5\uccb4\ub294 \uc5d0\ucf54\uc2dc\uc2a4\ud15c \uc2dc\ub300\uc5d0 \uc0ac\ub77c\uc9c0\uc9c0\ub294 \uc54a\uaca0\uc9c0\ub9cc, \uace0\uac1d\uc774 \uc788\ub294 \uacf3\uc5d0\uc11c \ub354 \ub098\uc740 \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud558\uae30 \uc704\ud574 \ubcc0\ud654\ud558\uace0 \uc801\uc751\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n\n

\uc5d0\ucf54\uc2dc\uc2a4\ud15c \ubaa8\ub378 \uc774\ud574<\/h2>\n\n

\uc5d0\ucf54\uc2dc\uc2a4\ud15c\uc740 \uc81c\ud488\uc774\ub098 \uc11c\ube44\uc2a4\ubcf4\ub2e4\ub294 \uac00\uce58\ub97c \uc81c\uacf5\ud558\ub294 \ub370 \uc911\uc810\uc744 \ub461\ub2c8\ub2e4.\n\uace0\uac1d\uc5d0\uac8c \uc790\uccb4 \uc81c\ud488 \ubc0f \uc11c\ube44\uc2a4 \uc81c\uacf5\uc5c5\uccb4\ub97c \uad6c\uc131\ud558\ub3c4\ub85d \uc694\uccad\ud558\ub294 \ub300\uc2e0, \uc5d0\ucf54\uc2dc\uc2a4\ud15c \ubaa8\ub378\uc740 \uacf5\uae09\uc5c5\uccb4\uc758 \ud798\uc744 \uacb0\ud569\ud558\uc5ec \uace0\uac1d\uc744 \uc704\ud55c \uc6d0\uc2a4\ud1b1 \uc9c0\uc6d0 \uacbd\ud5d8\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4. <\/p>\n\n

\ub514\uc9c0\ud138 \uc0dd\ud0dc\uacc4 R&D \ucc45\uc784\uc790\uc778 \uc5d0\ubc18\uac94\ub85c\uc2a4 \uc544\ube0c\ub77c\ub9c8\ud0a4\uc2a4(Evangelos Avramakis<\/a>)\uc640 \uc2a4\uc704\uc2a4 \uc7ac\uc5f0\uad6c\uc18c(Swiss Re Institute)\uc758 \ub3d9\ub8cc \uc5f0\uad6c\uc6d0\ub4e4\uc740 “\uc5d0\ucf54\uc2dc\uc2a4\ud15c\uc740 \ub2e4\uc591\ud55c \uc11c\ube44\uc2a4\uc640 \uacf5\uae09\uc5c5\uccb4\ub97c \ud558\ub098\uc758 \ud50c\ub7ab\ud3fc\uc5d0 \uacb0\ud569\ud558\uc5ec \uc0ac\uc6a9\uc790\uc5d0\uac8c \ucd1d\uccb4\uc801\uc778 \uacbd\ud5d8\uc744 \uc81c\uacf5\ud558\ub294 \uc0c8\ub85c\uc6b4 \uc2dc\uc7a5”\uc774\ub77c\uace0 \ub9d0\ud588\ub2e4. <\/p>\n\n

\ub514\uc9c0\ud138 \uc138\uacc4\ub294 \uace0\uac1d\uc5d0\uac8c \ub354 \ub9ce\uc740 \uc120\ud0dd\uad8c\uc744 \uc81c\uacf5\ud588\uc744 \ubfd0\ub9cc \uc544\ub2c8\ub77c \ub354 \ube60\ub974\uac8c \ubd84\ub958\ud560 \uc218 \uc788\ub294 \ub2a5\ub825\ub3c4 \uc81c\uacf5\ud588\uc2b5\ub2c8\ub2e4.\n\ub514\uc9c0\ud138 \ud50c\ub7ab\ud3fc\uc5d0 \ub300\ud55c \uc2a4\ub9c8\ud2b8\ud3f0 \uc561\uc138\uc2a4\ub294 \uace0\uac1d\uc774 \uc5b8\uc81c \uc5b4\ub514\uc11c\ub098 \uc758\uc874\ud558\ub294 \ud68c\uc0ac, \uc81c\ud488 \ubc0f \uc11c\ube44\uc2a4\uc5d0 \uc5f0\uacb0\ud560 \uc218 \uc788\uc74c\uc744 \uc758\ubbf8\ud569\ub2c8\ub2e4. <\/p>\n\n

“\ubcf4\ud5d8 \ubc0f \uae08\uc735 \uc11c\ube44\uc2a4\ub294 \uc790\uc5f0\uc2a4\ub7fd\uac8c \uc774\ub7ec\ud55c \uc0dd\ud0dc\uacc4 \uc911 \ub9ce\uc740 \ubd80\ubd84\uc5d0 \ud3ec\ud568\ub418\uc5b4 \uc788\uc2b5\ub2c8\ub2e4”\ub77c\uace0 Avramakis\uc640 Swiss Re Institute\uc758 \uc5f0\uad6c\uc6d0\ub4e4\uc740 \ub9d0\ud569\ub2c8\ub2e4. <\/p>\n\n

\uc608\ub97c \ub4e4\uc5b4, \uad50\ud1b5 \ubb38\uc81c \ud574\uacb0\uc5d0 \uad00\uc2ec\uc774 \uc788\ub294 \uace0\uac1d\uc740 \uc790\ub3d9\ucc28, \uc2b9\ucc28 \uacf5\uc720 \uad00\ud589 \ub610\ub294 \uc5ec\ud589\uc744 \ubcf4\uc7a5\ud558\uae30 \uc704\ud574 \ubcf4\ud5d8\uc774 \ud544\uc694\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\n\uc8fc\ud0dd \uc218\ub9ac \ub610\ub294 \ubcf4\uc548\uc774 \ud544\uc694\ud55c \uace0\uac1d\uc740 \uc8fc\ud0dd \uc18c\uc720\uc790 \ubcf4\ud5d8 \uc815\ucc45\uc744 \uac31\uc2e0\ud558\uac70\ub098 \uc5c5\ub370\uc774\ud2b8\ud574\uc57c \ud560 \uc218\ub3c4 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n

\uc0dd\ud0dc\uacc4\uc758 \ubd80\uc0c1\uc740 \ud50c\ub7ab\ud3fc\uc758 \ubd80\uc0c1\uc5d0 \uc758\ud574 \uac00\ub2a5\ud574\uc84c\ub2e4\uace0 McKinsey\uc758 \uc2dc\ub2c8\uc5b4 \ud30c\ud2b8\ub108\uc778 Johannes-Tobias Lorenz<\/a>\ub294 \ub9d0\ud569\ub2c8\ub2e4.\n\ub514\uc9c0\ud138 \ud50c\ub7ab\ud3fc\uc758 \uc801\uc751\uc131\uc744 \ud1b5\ud574 \uae30\uc5c5\uc740 \ud611\uc5c5\ud558\uc5ec \uc0dd\ud0dc\uacc4\ub97c \ub9cc\ub4e4 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\n\ub610\ud55c \uace0\uac1d\uc774 \ub2e8\uc77c \ud658\uacbd\uc5d0\uc11c \uc120\ud0dd\ud55c \ud68c\uc0ac \ubc0f \uc11c\ube44\uc2a4\uc640 \uc0c1\ud638 \uc791\uc6a9\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n

\ub514\uc9c0\ud138 \uc5d0\ucf54\uc2dc\uc2a4\ud15c\uc740 \uc0ac\ub78c\uacfc \uc81c\ud488\uc758 \uc9d1\ud569\uccb4\ub77c\uace0 Accenture\uc758 \uc218\uc11d \uc774\uc0ac\uc778 Werner Rapberger<\/a>\ub294 \ub9d0\ud569\ub2c8\ub2e4.\n\uc81c\ud488, \uc11c\ube44\uc2a4 \ubc0f \uc870\uc9c1\uc744 \ub2e8\uc77c \ud50c\ub7ab\ud3fc\uc5d0 \uacb0\ud569\ud568\uc73c\ub85c\uc368 \uc5d0\ucf54\uc2dc\uc2a4\ud15c\uc740 “\uc790\ub3d9\ucc28, \uc11c\ube44\uc2a4 \uacc4\ud68d \ubc0f \ubcf4\ud5d8 \uc801\uc6a9 \ubc94\uc704\uc640 \uac19\uc740 \ub2e8\ud3b8\uc801\uc778 \uc81c\ud488\uc774 \uc544\ub2cc \uc548\uc804\ud55c \uc6b4\uc1a1\uc5d0 \ub300\ud55c \uc811\uadfc\uacfc \uac19\uc740 \uacb0\uacfc\ub97c \ud310\ub9e4”\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n

\uc0dd\ud0dc\uacc4\ub85c\uc758 \uc804\ud658\uc774 \uacc4\uc18d \uc99d\uac00\ud568\uc5d0 \ub530\ub77c \ubaa8\ub4e0 \uc2dc\uc7a5\uc758 \ubcf4\ud5d8\uc0ac\ub294 \uc8fc\uc758\ub97c \uae30\uc6b8\uc5ec\uc57c \ud569\ub2c8\ub2e4.<\/p>\n\n

\ub9e5\ud0a8\uc9c0(McKinsey)\uc758 \uc2dc\ub2c8\uc5b4 \ud30c\ud2b8\ub108\uc778 \ud0d5\uac00\uc774 \uce90\ud2c0\ub9b0(Tanguy Catlin<\/a>)\uc740 \ub3d9\ub8cc \uc5f0\uad6c\uc6d0\ub4e4\uacfc \ud568\uaed8 “\ubcf4\ud5d8\uc0ac\ub4e4\uc740 \uc774\ub7ec\ud55c \ud604\uc0c1\uc744 \ud53c\ud560 \uc218 \uc5c6\ub2e4”\uba70 “\uc804\ud1b5\uc801\uc778 \uc0b0\uc5c5\uc758 \uacbd\uacc4\uac00 \uc0ac\ub77c\uc9c0\uba74\uc11c \ubcf4\ud5d8\uc758 \ubbf8\ub798\ub294 \ud50c\ub7ab\ud3fc\uacfc \uc0dd\ud0dc\uacc4\uc5d0 \uc758\ud574 \ud06c\uac8c \uc601\ud5a5\uc744 \ubc1b\uc744 \uac83”\uc774\ub77c\uace0 \ub9d0\ud588\ub2e4. <\/p>\n\n

\uadf8\ub4e4\uc740 \uc0dd\ud0dc\uacc4\uac00 2025\ub144\uae4c\uc9c0 \uc804 \uc138\uacc4 \uc218\uc775\uc758 30%\ub97c \ucc28\uc9c0\ud560 \uac83\uc73c\ub85c \ucd94\uc815\ud569\ub2c8\ub2e4.<\/p>\n\n

\"\"<\/figure>\n\n

\ubcf4\ud5d8\uc758 \uacbd\uacc4\ub97c \ub118\uc5b4 \ud655\uc7a5<\/h2>\n\n

\uc804\ud1b5\uc801\uc73c\ub85c \ubcf4\ud5d8\uc740 \uc811\ucd09\uc774 \uc801\uc740 \uc0b0\uc5c5\uc774\uc5c8\ub2e4\uace0 Lorenz\ub294 \ub9d0\ud569\ub2c8\ub2e4.\n\uc0ac\uace0\uac00 \ubc1c\uc0dd\ud558\uc9c0 \uc54a\uc740 \uacbd\uc6b0 \uace0\uac1d\uc740 \ubcf4\uc7a5 \ubc94\uc704\ub97c \uac31\uc2e0\ud558\uac70\ub098 \uc5c5\ub370\uc774\ud2b8\ud574\uc57c \ud558\ub294 \uacbd\uc6b0\uc5d0\ub9cc \ubcf4\ud5d8\uc0ac\uc5d0 \uc5f0\ub77d\ud569\ub2c8\ub2e4. <\/p>\n\n

\uc804\ud1b5\uc801\uc778 \ubcf4\ud5d8\uc758 \uc811\ucd09\uc774 \uc801\uc740 \ud2b9\uc131\uc740 \uc5c5\uacc4\ub97c \ub514\uc9c0\ud138 \uc2dc\ub300\uc758 \ud63c\ub780\uc5d0 \ud2b9\ud788 \ucde8\uc57d\ud558\uac8c \ub9cc\ub4dc\ub294 \ud2b9\uc9d5 \uc911 \ud558\ub098\uc785\ub2c8\ub2e4.\n\uc561\uc13c\uce04\uc5b4 \uc778\uc288\uc5b4\ub7f0\uc2a4(Accenture Insurance)\uc758 \ub9c8\uc774\ud074 \ub77c\uc774\uba3c(Michael Lyman<\/a>) \uc804\ubb34\uc774\uc0ac\ub294 \ud5a5\ud6c4 \uba87 \ub144 \ub3d9\uc548 \ub300\uc751\ub825\uc774 \ub5a8\uc5b4\uc9c0\ub294 \uae30\uc5c5\ub4e4\uc740 \uace0\uac1d\uc758 \uc694\uad6c\uc5d0 \ubcf4\ub2e4 \ubbfc\ucca9\ud558\uac8c \ub300\uc751\ud558\ub294 \uacbd\uc7c1\uc0ac\uc5d0 1,980\uc5b5 \ub2ec\ub7ec\uc758 \ub9e4\ucd9c\uc744 \ube7c\uc557\uae38 \uac00\ub2a5\uc131\uc774 \ub192\ub2e4\uace0 \ub9d0\ud55c\ub2e4. <\/p>\n\n

\uc5d0\ucf54\uc2dc\uc2a4\ud15c\uc740 \uace0\uac1d\uc5d0 \ub300\ud55c \uc0c8\ub85c\uc6b4 \ucd08\uc810\uc744 \uc694\uad6c\ud568\uc73c\ub85c\uc368 \uae30\uc874 \ubcf4\ud5d8\uc744 \ud30c\uad34\ud55c\ub2e4\uace0 Zuhlke\uc758 \ube44\uc988\ub2c8\uc2a4 \uac1c\ubc1c \uc774\uc0ac\uc778 Philipp Harrschar<\/a>\ub294 \ub9d0\ud569\ub2c8\ub2e4. <\/p>\n\n

\uace0\uac1d\uc740 \uc774\ubbf8 \ub3d9\uc77c\ud55c \ud50c\ub7ab\ud3fc\uc5d0\uc11c \uc5ec\ub7ec \uc11c\ube44\uc2a4\uc5d0 \uc561\uc138\uc2a4\ud55c \uacbd\ud5d8\uc774 \uc788\uae30 \ub54c\ubb38\uc5d0 \uc5d0\ucf54\uc2dc\uc2a4\ud15c \ubaa8\ub378\uc758 \ud3b8\ub9ac\ud568\uacfc \uac00\uce58\ub97c \uc774\ud574\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.\n\uace0\uac1d\uc740 \uc810\uc810 \ub354 \uac1c\ubcc4 \ud68c\uc0ac, \uc81c\ud488 \ubc0f \uc11c\ube44\uc2a4\uac00 \uc5d0\ucf54\uc2dc\uc2a4\ud15c\uc5d0 \ud1b5\ud569\ub418\uae30\ub97c \uae30\ub300\ud558\uace0 \uc788\uc73c\uba70, \uadf8\ub807\uc9c0 \uc54a\uc740 \uae30\uc5c5\uacfc \ud611\ub825\ud558\ub294 \ub370 \uc810\uc810 \ub354 \ud765\ubbf8\ub97c \uc783\uace0 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n

“\ube0c\ub79c\ub4dc \ucda9\uc131\ub3c4\uac00 \ub5a8\uc5b4\uc9c0\ub294 \uc2dc\uae30\uc5d0 \ubcf4\ud5d8\uc0ac\ub294 \uc2e0\uc911\ud55c \uace0\uac1d \uacbd\ud5d8\uc744 \uc81c\uacf5\ud574\uc57c\ub9cc \uace0\uac1d\uc744 \uc720\uc9c0\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4”\ub77c\uace0 Zuhlke\uc758 \uc120\uc784 \ube44\uc988\ub2c8\uc2a4 \uac1c\ubc1c \uad00\ub9ac\uc790\uc778 Lukas Urech<\/a>\ub294 \ub9d0\ud569\ub2c8\ub2e4. <\/p>\n\n

\ud2b9\ud788 \ubcf4\ud5d8\uc0ac\ub294 \ud6a8\uc728\uc801\uc778 \ub514\uc9c0\ud138 \ud504\ub85c\uc138\uc2a4\uc640 \uace0\uac1d\uc744 \uc704\ud55c \uc6d0\ud65c\ud55c \ub514\uc9c0\ud138 \uacbd\ud5d8\uc5d0 \uc9d1\uc911\ud574\uc57c \ud569\ub2c8\ub2e4. <\/p>\n\n

\ub370\uc774\ud130\uac00 \uc0dd\ud0dc\uacc4 \ucc38\uc5ec\ub97c \uac00\ub2a5\ud558\uac8c \ud558\ub294 \ubc29\ubc95<\/h2>\n\n

\uc5d0\ucf54\uc2dc\uc2a4\ud15c\uc758 \uc131\uacf5\uc740 \uc608\ub9ac\ud55c \ub370\uc774\ud130 \ubd84\uc11d\uc5d0 \ub2ec\ub824 \uc788\uc2b5\ub2c8\ub2e4.\n\uace0\uac1d\uc740 \uc5d0\ucf54\uc2dc\uc2a4\ud15c\uc744 \uc0ac\uc6a9\ud558\uba74\uc11c \uc790\uc2e0\uc758 \uc2b5\uad00, \ud328\ud134 \ubc0f \uc694\uad6c \uc0ac\ud56d\uc5d0 \ub300\ud55c \ub300\ub7c9\uc758 \ub370\uc774\ud130\ub97c \uc0dd\uc131\ud569\ub2c8\ub2e4. <\/p>\n\n

\uc77c\ubd80 \uc0dd\ud0dc\uacc4 \ucc38\uc5ec\uc790\ub294 \uc774\ubbf8 \uace0\uac1d\uc758 \uc0dd\ud0dc\uacc4 \ucc38\uc5ec\ub85c \uc0dd\uc131\ub418\ub294 \ub370\uc774\ud130\uc758 \uac00\uce58\ub97c \ud30c\uc545\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.\n\uc608\ub97c \ub4e4\uc5b4, Amazon\uc740 \uc778\uacf5 \uc9c0\ub2a5\uc744 \uc0ac\uc6a9\ud558\uc5ec \ubaa8\ub4e0 \ub2e4\uc591\ud55c \uc11c\ube44\uc2a4\uc5d0\uc11c \uace0\uac1d \ub370\uc774\ud130\ub97c \uc218\uc9d1\ud558\uc5ec \ud574\ub2f9 \ub370\uc774\ud130\ub97c \uace0\uac1d \uc774\ubbf8\uc9c0\ub85c \ud615\uc131\ud55c\ub2e4\uace0 Forbes\uc758 Jon Markman<\/a> \uc740 \ub9d0\ud569\ub2c8\ub2e4.\n\uadf8\ub7f0 \ub2e4\uc74c Amazon\uc740 \uace0\uac1d\uc5d0\uac8c \uac1c\uc778\ud654\ub41c \ucd94\ucc9c\uc744 \uc81c\uacf5\ud558\uc5ec \ub370\uc774\ud130 \ubd84\uc11d\uc744 \uc218\uc775\ud654\ud558\uc5ec \ub354 \ub9ce\uc740 \ud310\ub9e4\ub97c \ucd09\uc9c4\ud569\ub2c8\ub2e4. <\/p>\n\n

\uace0\uac1d\uc5d0\uac8c \uacbd\ud5d8\uc740 \ud3b8\ub9ac\ud558\uace0 \uc6d0\ud65c\ud569\ub2c8\ub2e4.\n\uadf8\ub4e4\uc740 Amazon \ud50c\ub7ab\ud3fc\uc5d0\uc11c \uad11\ubc94\uc704\ud55c \uc791\uc5c5\uc744 \uc218\ud589\ud560 \uc218 \uc788\uc73c\uba70, \uc815\ubcf4\uc5d0 \uc785\uac01\ud55c \uc81c\uc548\uc744 \ud558\uae30 \uc704\ud574 \uacfc\uac70\uc758 \uacb0\uc815\uacfc \ud589\ub3d9\uc744 \uc778\uc2dd\ud55c\ub2e4\ub294 \ud655\uc2e0\uc744 \uac00\uc9c8 \uc218 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n

\ubcf4\ud5d8 \ud68c\uc0ac\ub4e4\uc740 \uc774\ubbf8 \uc774\ub7ec\ud55c \uc6d0\ud65c\ud55c \uacbd\ud5d8\uc744 \uc81c\uacf5\ud558\ub294 \ub370 \ud544\uc694\ud55c \uae30\uc220\uc744 \uc218\uc6a9\ud558\uace0 \uc788\ub2e4\uace0 \ubcf4\ud5d8 \ud601\uc2e0 \ub9ac\ud3ec\ud130\uc758 Stephen E. Applebaum<\/a> \uc740 \ub9d0\ud569\ub2c8\ub2e4.\n\uc608\ub97c \ub4e4\uc5b4, AI \uc9c0\uc6d0 \ucc57\ubd07\uc740 \uc810\uc810 \ub354 \ubcf5\uc7a1\ud574\uc9c0\ub294 \ubb38\uc758\ub97c \ucc98\ub9ac\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\n\ubaa8\ubc14\uc77c \ub3c4\uad6c\ub97c \uc0ac\uc6a9\ud558\uba74 \ubcf4\ud5d8 \uac00\uc785\uc790\uac00 \uc190\uc2e4\uc744 \uc2e0\uc18d\ud558\uac8c \ubcf4\uace0\ud558\uace0 \uc0ac\uc9c4 \ubc0f \ube44\ub514\uc624\ub97c \ud3ec\ud568\ud55c \ubcf4\ub2e4 \uc790\uc138\ud55c \uc815\ubcf4\ub97c \uc81c\uacf5\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n

\"\"<\/figure>\n\n

\uac00\uce58 \ucc3d\ucd9c\uc744 \uc704\ud55c \ud30c\ud2b8\ub108\uc2ed \uad6c\ucd95<\/h2>\n\n

\uc560\ud50c\uacfc \uc544\ub9c8\uc874\uacfc \uac19\uc740 \ud68c\uc0ac\ub4e4\uc774 \uc0dd\ud0dc\uacc4 \ubaa8\ub378\uc744 \uc8fc\ub958\ub85c \ub9cc\ub4e4\uc5c8\uc9c0\ub9cc, \uc0dd\ud0dc\uacc4\uc758 \ubbf8\ub798\ub294 \uae30\uc874 \uc0b0\uc5c5 \uc804\ubc18\uc5d0 \uac78\uce5c \uac15\ub825\ud55c \ud30c\ud2b8\ub108\uc2ed\uc5d0 \ub2ec\ub824 \uc788\uc2b5\ub2c8\ub2e4.\n2017\ub144 \uc561\uc13c\uce04\uc5b4(Accenture<\/a> ) \uae30\uc0ac\uc5d0\uc11c\ub294 \uc5d0\ucf54\uc2dc\uc2a4\ud15c\uc744 “\uae30\uc5c5\uc774 \ub514\uc9c0\ud138 \ub3c4\uad6c\ub97c \uc0ac\uc6a9\ud558\uc5ec \uae30\uc874 \uc0b0\uc5c5\uc758 \uacbd\uacc4\ub97c \ub6f0\uc5b4\ub118\uac70\ub098 \ud30c\ud2b8\ub108\uc2ed\uc744 \uad6c\ucd95\ud558\ub294 \uc0c8\ub85c\uc6b4 \ube44\uc988\ub2c8\uc2a4 \ud328\ub7ec\ub2e4\uc784”\uc774\ub77c\uace0 \uc124\uba85\ud588\uc2b5\ub2c8\ub2e4. <\/p>\n\n

\ub51c\ub85c\uc774\ud2b8(Deloitte)\uc758 \uc0d8 \ud504\ub9ac\ub4dc\uba3c(Sam Friedman), \ubbf8\uc178 \uce90\ub10c(Michelle Canaan), \ub2c8\ud0ac \uace0\uce7c\ub808(Nikhil Gokhale<\/a> )\ub294 \ubcf4\ud5d8\ud68c\uc0ac\ub294 \uc774\ub7ec\ud55c \uc5d0\ucf54\uc2dc\uc2a4\ud15c \uae30\ubc18 \ud30c\ud2b8\ub108\uc2ed\uc744 \uad6c\ucd95\ud558\uc5ec \uace0\uac1d \uc720\uc9c0\uc728\uc744 \ub192\uc77c \uc218 \uc788\ub2e4\uace0 \ub9d0\ud569\ub2c8\ub2e4.\n\uadf8\ub4e4\uc740 \ubcf4\ud5d8 \ud68c\uc0ac\uac00 “\uad11\ubc94\uc704\ud55c \ube44\uc988\ub2c8\uc2a4 \uc9c0\uc6d0 \uc194\ub8e8\uc158\uc744 \uc81c\uacf5\ud558\uace0 \uace0\uac1d\uc744 \uc704\ud55c \uad50\uc721 \ubc0f \ub124\ud2b8\uc6cc\ud0b9 \uae30\ud68c\ub97c \ucd09\uc9c4”\ud568\uc73c\ub85c\uc368 \uae30\uc874\uc758 \uc81c\ud488 \ubc0f \uc11c\ube44\uc2a4 \uc81c\uacf5\uc744 \ub118\uc5b4 \ud655\uc7a5\ud560 \uac83\uc744 \uc81c\uc548\ud569\ub2c8\ub2e4. <\/p>\n\n

\ubcf4\ud5d8 \ud68c\uc0ac\ub294 \ub370\uc774\ud130\ub97c \ubcf4\ub2e4 \ud6a8\uacfc\uc801\uc73c\ub85c \uc0ac\uc6a9\ud558\uae30 \uc704\ud574 \ud30c\ud2b8\ub108\uc2ed\uc744 \uad6c\ucd95\ud560 \uc218\ub3c4 \uc788\uc2b5\ub2c8\ub2e4.\n\uc0ac\uc2e4, \uc774\ub7ec\ud55c \ud30c\ud2b8\ub108\uc2ed\uc740 \uac15\ub825\ud55c \uc0dd\ud0dc\uacc4 \uad00\uacc4\uc5d0 \ud544\uc218\uc801\uc77c \uc218 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n

\uc544\ube0c\ub77c\ub9c8\ud0a4\uc2a4(Avramakis)\uc640 \uc2a4\uc704\uc2a4 \uc7ac\uc5f0\uad6c\uc18c(Swiss Re Institute)\uc758 \uc5f0\uad6c\uc6d0\ub4e4\uc740 “\ub514\uc9c0\ud138 \uc5d0\ucf54\uc2dc\uc2a4\ud15c \ucee4\ubba4\ub2c8\ud2f0\uc758 \uc77c\uc6d0\uc774 \ub418\uae30 \uc704\ud55c \uc7ac\ubcf4\ud5d8\uc0ac\uc758 \uc131\uacf5\uc801\uc778 \ud1b5\ud569 \uc131\uacf5\uc740 \ud30c\ud2b8\ub108\uc758 \uc5ed\ub7c9\uc5d0 \ub2ec\ub824 \uc788\uc73c\uba70, \uc774\ub97c \uc704\ud574\uc11c\ub294 \ucc28\ubcc4\ud654\ub41c \uc5ed\ub7c9, \ub370\uc774\ud130\uc5d0 \ub300\ud55c \uc811\uadfc\uc131, \ub9ac\uc2a4\ud06c \ubaa8\ub378\ub9c1 \uc5ed\ub7c9\uc774 \ud544\uc694\ud558\ub2e4”\uace0 \ub9d0\ud588\ub2e4. <\/p>\n\n

\uc0dd\ud0dc\uacc4\ub294 \uc804\ud1b5\uc801\uc778 \uc0b0\uc5c5\ubcf4\ub2e4\ub294 \ubb38\uc81c\ub098 \ud589\ub3d9\uc744 \uc911\uc2ec\uc73c\ub85c \ud558\ub294 \uacbd\ud5a5\uc774 \uc788\uc2b5\ub2c8\ub2e4.\n\uc774\ub294 \uc0dd\ud0dc\uacc4\uc5d0 \ucc38\uc5ec\ud558\ub294 \ubaa8\ub4e0 \ud68c\uc0ac\uac00 \ud30c\ud2b8\ub108\uc2ed\uc744 \ub9fa\uc744 \uac19\uc740 \uc0dd\uac01\uc744 \uac00\uc9c4 \ud68c\uc0ac\ub97c \ucc3e\uc744 \uc218 \uc788\ub294 \uae30\ud68c\ub97c \uc7a1\uc744 \uc218 \uc788\uc74c\uc744 \uc758\ubbf8\ud569\ub2c8\ub2e4. <\/p>\n\n

P&C \ubcf4\ud5d8\uc0ac\uc758 \uacbd\uc6b0, \uc774\ub294 \ud30c\ud2b8\ub108\ub97c \ucc3e\ub294 \uac83\uc774 \uc774\ubbf8 \ubcf4\ud5d8 \ud68c\uc0ac\uc640 \ub354 \uae34\ubc00\ud558\uac8c \ud611\ub825\ud558\uae30\ub97c \uc6d0\ud558\ub294 \uad00\ub828 \ud68c\uc0ac\uc5d0 \uc5f0\ub77d\ud558\ub294 \uac83\ub9cc\ud07c \uac04\ub2e8\ud560 \uc218 \uc788\uc74c\uc744 \uc758\ubbf8\ud569\ub2c8\ub2e4. <\/p>\n\n

\uc608\ub97c \ub4e4\uc5b4, \uc790\ub3d9\ucc28 \uc81c\uc870\uc5c5\uccb4\uc778 \ud3ec\ub4dc(Ford)\uc640 \ud3ed\uc2a4\ubc14\uac90(VW)\uc740 \ucd5c\uadfc \uc790\uc728 \uc8fc\ud589 \ucc28\ub7c9 \uae30\uc220\uc744 \uc5f0\uad6c \ubc0f \uac1c\ubc1c\ud558\uae30 \uc704\ud55c \ud30c\ud2b8\ub108\uc2ed\uc744 \ubc1c\ud45c\ud588\ub2e4\uace0 Majesco\uc758 \uc804\ub7b5 \ub9c8\ucf00\ud305 \uc218\uc11d \ubd80\uc0ac\uc7a5\uc778 Denise Garth<\/a>\ub294 \ub9d0\ud569\ub2c8\ub2e4.\n\uc774 \uad00\uacc4\ub294 \ub450 \ud68c\uc0ac\uac00 \uc0c8\ub85c\uc6b4 \uc5d0\ucf54\uc2dc\uc2a4\ud15c\uc5d0\uc11c \uc5b4\ub5bb\uac8c \uc5f0\uacb0\ud560 \uc218 \uc788\ub294\uc9c0\uc5d0 \ub300\ud55c \uc608\ub97c \uc81c\uacf5\ud569\ub2c8\ub2e4. <\/p>\n\n

\uc790\ub3d9\ucc28 \ubcf4\ud5d8\uc0ac\uac00 \uc774\ub7ec\ud55c \ud30c\ud2b8\ub108\uc2ed\uc5d0 \ucc38\uc5ec\ud558\ub294 \uac83\uc744 \uc27d\uac8c \uc0c1\uc0c1\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\n\uc790\ub3d9\ucc28 \ubcf4\ud5d8\uc0ac\ub294 \uc790\uc728 \uc8fc\ud589 \ucc28\ub7c9 \uae30\uc220\uc5d0 \ub300\ud55c \uc790\ub3d9\ucc28 \uc81c\uc870\uc5c5\uccb4\uc758 \uad00\uc2ec\uc744 \uacf5\uc720\ud558\uba70, \uc790\ub3d9\ucc28 \uc81c\uc870\uc5c5\uccb4\uac00 \uac00\uc9c0\uace0 \uc788\uc9c0 \uc54a\uc740 \uc815\ubcf4\uc5d0 \uc785\uac01\ud55c \uad00\uc810, \uc989 \uc778\uac04\uc758 \ud589\ub3d9\uacfc \uc704\ud5d8\uc5d0 \ub300\ud55c \uc774\ud574\ub97c \uc81c\uacf5\ud569\ub2c8\ub2e4. <\/p>\n\n

\uace0\uac1d\uc774 \ud574\uacb0\ud574\uc57c \ud558\ub294 \ubb38\uc81c\uc5d0 \uc9d1\uc911\ud568\uc73c\ub85c\uc368 \ubcf4\ud5d8 \ud68c\uc0ac\ub294 \ud6a8\uacfc\uc801\uc778 \uc5d0\ucf54\uc2dc\uc2a4\ud15c\uc744 \uad6c\ucd95\ud560 \uc218 \uc788\ub294 \uc218\uc775\uc131 \uc788\ub294 \ud30c\ud2b8\ub108\uc2ed\uc744 \ucc3e\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n

\ubcf4\ud5d8 \uc0dd\ud0dc\uacc4\uc758 \ubbf8\ub798<\/h2>\n\n

\ubcf4\ud5d8 \uc0dd\ud0dc\uacc4\uc758 \ub2e4\uc74c \uac1c\ucc99\uc9c0\ub294 \uc190\uc2e4 \ubc29\uc9c0\uc785\ub2c8\ub2e4.\n\uc560\ud50c\ubc14\uc6c0\uc740 “\uc218\uc2ed\uc5b5 \uac1c\uc758 \uc5f0\uacb0\ub41c \uc0ac\ubb3c\uc5d0 \uc758\ud574 \uc804\uc1a1\ub418\uace0 \uc778\uacf5 \uc9c0\ub2a5\uc758 \uc801\uc6a9\uc744 \ud1b5\ud574 \uc2e4\ud589 \uac00\ub2a5\ud55c \ud1b5\ucc30\ub825\uacfc \uc758\uc0ac \uacb0\uc815\uc73c\ub85c \uc804\ud658\ub420 \uc815\ubcf4\uc758 \uae09\ub958\uc5d0 \ud798\uc785\uc5b4 \ud074\ub808\uc784\uc740 \uc2e4\uc81c\ub85c \ubc29\uc9c0\ub420 \uac83\uc774\uba70, \uc6b4\uc1a1\uc5c5\uccb4\ub294 \uc9c4\uc815\ud55c \uc758\ubbf8\uc758 \uc704\ud5d8 \uad00\ub9ac\uc790\ub85c \ubcc0\ubaa8\ud560 \uac83”\uc774\ub77c\uace0 \ub9d0\ud569\ub2c8\ub2e4. <\/p>\n\n

\uc5d0\ucf54\uc2dc\uc2a4\ud15c\uc774 \ub354\uc6b1 \ud655\ub9bd\ub418\uace0 \ud6a8\uc728\uc131\uc774 \ub192\uc544\uc9d0\uc5d0 \ub530\ub77c \uc790\uc728 \uc8fc\ud589 \ubc0f \ucee4\ub125\ud2f0\ub4dc \ucc28\ub7c9, \uace0\uae09 \uc6b4\uc804\uc790 \uc9c0\uc6d0 \ud504\ub85c\uadf8\ub7a8 \ubc0f \uc2a4\ub9c8\ud2b8 \ud648 \uc13c\uc11c\uc640 \uac19\uc740 \ub3c4\uad6c\ub294 \uace0\uac1d\uacfc \ubcf4\ud5d8\uc0ac\uac00 \uc704\ud5d8\uc744 \ubbf8\ub9ac \ub300\ube44\ud558\uc5ec \uc190\uc2e4\uc774 \ubc1c\uc0dd\ud558\uae30 \uc804\uc5d0 \ubc29\uc9c0\ud560 \uc218 \uc788\ub3c4\ub85d \uc9c0\uc6d0\ud569\ub2c8\ub2e4. <\/p>\n\n

\ubcf4\ud5d8 \ub300\ub9ac\uc778\uc740 \ubcf4\ud5d8 \uc0dd\ud0dc\uacc4\uc758 \ubbf8\ub798\uc5d0\uc11c\ub3c4 \uc911\uc694\ud55c \uc5ed\ud560\uc744 \ud560 \uc218 \uc788\ub2e4\uace0 Fintech Daily\uc758 Patrick Kelahan<\/a> \uc740 \ub9d0\ud569\ub2c8\ub2e4.\n\ub9ce\uc740 \ubcf4\ud5d8\uc124\uacc4\uc0ac\ub4e4\uc740 \uc774\ubbf8 \uc9c0\uc5ed \uc0ac\ud68c\uc5d0\uc11c \uc804\ubb38\uac00\uac00 \ub418\ub824\uace0 \ub178\ub825\ud558\uace0 \uc788\uc73c\uba70, \uc790\ub3d9\ucc28 \uc218\ub9ac\uc810, \ubc30\uad00\uacf5, \uacc4\uc57d\uc5c5\uccb4 \ubc0f \uc790\ub3d9\ucc28 \ubc0f \uc8fc\ud0dd \ubcf4\ud5d8 \uace0\uac1d\uc774 \ud544\uc694\ub85c \ud558\ub294 \uc720\uc0ac\ud55c \uc11c\ube44\uc2a4\uc5d0 \ub300\ud55c \ucd94\ucc9c\uc758 \uc6d0\ucc9c\uc774 \ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n

\ub514\uc9c0\ud138 \ubcf4\ud5d8 \uc5d0\ucf54\uc2dc\uc2a4\ud15c\uc740 \uc720\uc0ac\ud55c \ub9ac\uc18c\uc2a4\ub97c \ub354 \ud070 \uaddc\ubaa8\ub85c \uc5f0\uacb0\ud568\uc73c\ub85c\uc368 \uace0\uac1d\uc774 \uc6d0\ud558\uace0 \uc704\ud5d8\uc744 \uad00\ub9ac\ud558\ub294 \ub370 \ud544\uc694\ud55c \uc6d0\uc2a4\ud1b1 \uc11c\ube44\uc2a4 \uacbd\ud5d8\uc744 \ucc3d\ucd9c\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n

\uc774\ubbf8\uc9c0 \uc791\uc131\uc790: scyther5\/\u00a9123RF.com, Edhar Yuralaits\/\u00a9123RF.com, Edhar Yuralaits\/\u00a9123RF.com<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"

\uc218\uc138\uae30 \ub3d9\uc548 \ubcf4\ud5d8\uc740 \ubcf4\uc7a5\ud558\ub294 \uc190\uc2e4 \uc720\ud615\uc5d0 \ub530\ub77c \uc870\uc9c1\ub418\uc5b4 \uc654\uc2b5\ub2c8\ub2e4. \uc624\ub298\ub0a0\uc758 \uc0b0\uc5c5\uc740 \uc0dd\uba85, \uac74\uac15, \uc7ac\uc0b0 \ubc0f \uc0c1\ud574 \ubcf4\ud5d8\uacfc \uac19\uc740 \uc2e4\ubb34 \uc601\uc5ed\uc73c\ub85c \ub098\ub269\ub2c8\ub2e4. \uadf8\ub7ec\ub098 \uace0\uac1d\uc758 \uae30\ub300\uce58\uac00 \ubcc0\ud654\ud568\uc5d0 \ub530\ub77c \ubcf4\ud5d8 \uc0b0\uc5c5\uc744 \uc804\ud1b5\uc801\uc778 \ubc29\uc2dd\uc73c\ub85c \uc870\uc9c1\ud558\ub294 \uac83\uc758 \ud6a8\uc6a9\uc131\ub3c4 \ubcc0\ud654\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ubcf4\ub2e4 \uac1c\uc778\ud654\ub418\uace0 \uac00\uce58\uac00 \ubd80\uc5ec\ub41c \ubcf4\ud5d8 \uc0c1\ud488\uc5d0 \ub300\ud55c \uace0\uac1d\uc758 \uc694\uad6c\ub294 \ubcf4\ud5d8 \uc0dd\ud0dc\uacc4\ub97c \ubd80\uc0c1\uc2dc\ucf30\uc2b5\ub2c8\ub2e4. \uc774\ub294 \uace0\uac1d \uc911\uc2ec\uc758 \uacbd\ud5d8\uc744 \uc81c\uacf5\ud558\uae30 \uc704\ud574 \ubcf4\ud5d8 \ubc0f […]<\/p>\n","protected":false},"featured_media":6584,"template":"","insight-category":[],"class_list":["post-21078","insight","type-insight","status-publish","has-post-thumbnail","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/insight\/21078","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/insight"}],"about":[{"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/types\/insight"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/media\/6584"}],"wp:attachment":[{"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/media?parent=21078"}],"wp:term":[{"taxonomy":"insight-category","embeddable":true,"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/insight-category?post=21078"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}