{"id":21050,"date":"2024-09-30T14:16:56","date_gmt":"2024-09-30T19:16:56","guid":{"rendered":"https:\/\/bolttech.io\/insights\/%eb%b3%b4%ed%97%98%ea%b3%bc-%ec%a3%bc%ed%83%9d-%ea%b5%ac%ec%9e%85%ec%9d%b4-%ea%b2%b0%ed%95%a9%eb%90%a0-%eb%95%8c-%ec%9e%84%eb%b2%a0%eb%94%94%eb%93%9c-%ec%a3%bc%ed%83%9d-%ec%86%8c%ec%9c%a0%ec%9e%90\/"},"modified":"2024-09-30T14:16:59","modified_gmt":"2024-09-30T19:16:59","slug":"%eb%b3%b4%ed%97%98%ea%b3%bc-%ec%a3%bc%ed%83%9d-%ea%b5%ac%ec%9e%85%ec%9d%b4-%ea%b2%b0%ed%95%a9%eb%90%a0-%eb%95%8c-%ec%9e%84%eb%b2%a0%eb%94%94%eb%93%9c-%ec%a3%bc%ed%83%9d-%ec%86%8c%ec%9c%a0%ec%9e%90","status":"publish","type":"insight","link":"https:\/\/bolttech.io\/ko\/insights\/%eb%b3%b4%ed%97%98%ea%b3%bc-%ec%a3%bc%ed%83%9d-%ea%b5%ac%ec%9e%85%ec%9d%b4-%ea%b2%b0%ed%95%a9%eb%90%a0-%eb%95%8c-%ec%9e%84%eb%b2%a0%eb%94%94%eb%93%9c-%ec%a3%bc%ed%83%9d-%ec%86%8c%ec%9c%a0%ec%9e%90\/","title":{"rendered":"\ubcf4\ud5d8\uacfc \uc8fc\ud0dd \uad6c\uc785\uc774 \uacb0\ud569\ub420 \ub54c: \uc784\ubca0\ub514\ub4dc \uc8fc\ud0dd \uc18c\uc720\uc790 \ubcf4\ud5d8\uc758 \ubd80\uc0c1"},"content":{"rendered":"\n<p>\ub514\uc9c0\ud138\ud654\ub85c \uc778\ud574 \uc0ac\ub78c\ub4e4\uc774 \uc0c1\ud488\uc744 \uac80\uc0c9\ud558\uace0 \uad6c\ub9e4\ud558\ub294 \ubc29\uc2dd\uc774 \ubcc0\ud654\ud568\uc5d0 \ub530\ub77c \ubcf4\ud5d8 \ud68c\uc0ac\ub294 \uc0c8\ub85c\uc6b4 \ubc29\uc2dd\uc73c\ub85c \uc624\ub798\ub41c \uc2dc\uc7a5\uc744 \ubc14\ub77c\ubcf4\uace0 \uc788\uc2b5\ub2c8\ub2e4.\n\uc790\ub3d9\ucc28\ub098 \uc8fc\ud0dd \uac00\uaca9\uc5d0 \ubcf4\ud5d8\uc744 \ud3ec\ud568\uc2dc\ud0a4\ub294 \uac83\uc740 \ub514\uc9c0\ud138\ud654\uac00 \uac00\ub2a5\ud558\uac8c \ud55c \ub9ce\uc740 \uc0c8\ub85c\uc6b4 \ubc29\ubc95 \uc911 \ud558\ub098\uc77c \ubfd0\uc785\ub2c8\ub2e4. <\/p>\n\n<p>\uc8fc\ud0dd \uad6c\ub9e4 \uac00\uaca9\uc5d0 \ud3ec\ud568\ub418\uac70\ub098 \ubaa8\uae30\uc9c0 \uacfc\uc815\uc5d0\uc11c \ucd94\uac00\ub418\ub294 \uc784\ubca0\ub514\ub4dc \uc8fc\ud0dd \uc18c\uc720\uc790 \ubcf4\ud5d8\uc740 \uad6c\ub9e4\uc790\uc758 \uc5ec\ub7ec \ubb38\uc81c\ub97c \ud574\uacb0\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\n\ub610\ud55c \uc190\ud574 \ubcf4\ud5d8\uc0ac\uac00 \ubcf4\ud5d8\uc5d0 \uac00\uc785\ud558\ub824\ub294 \uc815\ud655\ud55c \uc21c\uac04\uc5d0 \uc790\uaca9\uc744 \uac16\ucd98 \uace0\uac1d\uc5d0\uac8c \ub2e4\uac00\uac08 \uc218 \uc788\ub294 \uae30\ud68c\ub97c \uc81c\uacf5\ud569\ub2c8\ub2e4. <\/p>\n\n<h2 class=\"wp-block-heading\">\uc784\ubca0\ub514\ub4dc \ubcf4\ud5d8\uc758 \uc778\uae30\uac00 \ub192\uc544\uc9c0\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/h2>\n\n<p>\uc784\ubca0\ub514\ub4dc \ubcf4\ud5d8 \ubcf4\uc7a5\uc740 \uc774\ubbf8 \ubcf4\ud5d8\uc744 \ubcc0\ud654\uc2dc\ud0a4\uace0 \uc788\ub294 \uac00\uc7a5 \ud070 \ud2b8\ub80c\ub4dc \uc911 \uc77c\ubd80\ub97c \ud65c\uc6a9\ud558\uae30 \ub54c\ubb38\uc5d0 \uc810\uc810 \ub354 \uc778\uae30\ub97c \uc5bb\uace0 \uc788\uc2b5\ub2c8\ub2e4.\n\ubaa8\ubc14\uc77c \uae30\uc220, \ud5a5\uc0c1\ub41c \ub370\uc774\ud130 \ubd84\uc11d \ubc0f \ub0a0\uc528 \uad00\ub828 \uc7ac\uc0b0 \uccad\uad6c\uc758 \uc99d\uac00\ub294 \ubaa8\ub450 \uc190\ud574 \ubcf4\ud5d8\uc0ac\uac00 \ubcf4\ud5d8 \uc801\uc6a9\uc5d0 \ub300\ud574 \uc0dd\uac01\ud558\ub294 \ubc29\uc2dd\uc744 \ubcc0\ud654\uc2dc\ud0a4\uace0 \uc788\ub2e4\uace0 PropertyCasualty360\uc758 <a href=\"https:\/\/www.propertycasualty360.com\/2019\/01\/16\/four-trends-shaping-insurance-in-2019\/\" target=\"_blank\" rel=\"noreferrer noopener\">Kevin Reilley<\/a> \ub294 \ub9d0\ud569\ub2c8\ub2e4. <\/p>\n\n<p>\ube45 \ub370\uc774\ud130\uc640 \ub354 \ub098\uc740 \ubaa8\ubc14\uc77c \uc5f0\uacb0\uc744 \ud1b5\ud574 \ubcf4\ud5d8\uc0ac\uc640 \uc778\uc288\uc5b4\ud14c\ud06c \uc2a4\ud0c0\ud2b8\uc5c5\uc740 \ubcf4\ud5d8 \uc801\uc6a9 \ubc94\uc704\ub97c \uad6c\ub9e4\ud558\ub294 \ud56d\ubaa9\uc5d0 \uc9c1\uc811 \uc27d\uac8c \uc5f0\uacb0\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\n\uc608\ub97c \ub4e4\uc5b4, \ud14c\uc2ac\ub77c(Tesla)\uc640 BMW\uc640 \uac19\uc740 \ud68c\uc0ac\ub4e4\uc740 \uc774\uc81c \uc790\ub3d9\ucc28 \ubcf4\ud5d8\uc744 \uc2e0\ucc28 \uad6c\ub9e4\uc640 \ud568\uaed8 \ubb36\ub294\ub2e4\uace0 Jalopnik\uc758 <a href=\"https:\/\/jalopnik.com\/tesla-plans-to-offer-owners-potentially-cheaper-insuran-1834554733\" target=\"_blank\" rel=\"noreferrer noopener\">Alanis King\uc740<\/a> \ub9d0\ud569\ub2c8\ub2e4. <\/p>\n\n<p>\uc784\ubca0\ub514\ub4dc \uc790\ub3d9\ucc28 \ubcf4\ud5d8\uc774 \uc8fc\ubaa9\uc744 \ubc1b\uc73c\uba74\uc11c P&amp;C \ubcf4\ud5d8\uc0ac\uc640 \uc778\uc288\uc5b4\ud14c\ud06c \uc2a4\ud0c0\ud2b8\uc5c5\ub3c4 \uc0c8 \uc8fc\ud0dd \uad6c\ub9e4 \uc2dc \uc8fc\ud0dd \uc18c\uc720\uc790 \ubcf4\ud5d8\uc744 \ud3ec\ud568\ud558\ub294 \ubc29\ubc95\uc744 \ubaa8\uc0c9\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n<figure class=\"wp-block-image aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/couple-moved-in-1024x683.jpg\" alt=\"\" class=\"wp-image-6371\" srcset=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/couple-moved-in-1024x683.jpg 1024w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/couple-moved-in-300x200.jpg 300w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/couple-moved-in-768x513.jpg 768w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/couple-moved-in-1536x1025.jpg 1536w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/couple-moved-in.jpg 1999w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n<h2 class=\"wp-block-heading\">\uc784\ubca0\ub514\ub4dc \uc8fc\ud0dd \uc18c\uc720\uc790 \ubcf4\ud5d8\uc774 \uad6c\ub9e4\uc790\ub97c \ub04c\uc5b4\ub4e4\uc774\ub294 \uc774\uc720<\/h2>\n\n<p>\ub300\ubd80\ubd84\uc758 \uc8fc\ud0dd \uc18c\uc720\uc790 \ubcf4\ud5d8\uc740 \uc218\uc2ed \ub144 \ub3d9\uc548 \uc720\uc9c0\ud574 \uc628 \uac83\uacfc \ub3d9\uc77c\ud55c \ubc29\uc2dd\uc73c\ub85c \uac00\uc785\ub429\ub2c8\ub2e4.\n\uace0\uac1d\uc740 \uc628\ub77c\uc778\uc73c\ub85c \uc635\uc158\uc744 \uac80\uc0c9\ud558\uac70\ub098, \uce5c\uad6c\ub85c\ubd80\ud130 \ucd94\ucc9c\uc744 \ubc1b\uac70\ub098, \uc5d0\uc774\uc804\ud2b8\uc640 \ud611\ub825\ud569\ub2c8\ub2e4.\n\uadf8\ub7ec\ub098 \uc774\ub7ec\ud55c \ud504\ub85c\uc138\uc2a4\ub97c \uc0ac\uc6a9\ud558\uc5ec \ubcf4\ud5d8\uc744 \uc870\uc0ac\ud560 \ub54c \uc18c\ube44\uc790\ub294 \uc885\uc885 \uc81c\ud488\uacfc \ud68c\uc0ac\ub97c \uad6c\ubcc4\ud558\ub294 \ub370 \uc5b4\ub824\uc6c0\uc744 \uacaa\ub294\ub2e4\uace0 The Digital Insurer\uc758 <a href=\"https:\/\/www.the-digital-insurer.com\/smart-home-insurance\/\" target=\"_blank\" rel=\"noreferrer noopener\">P\u00e1draig Floyd<\/a> \ub294 \ub9d0\ud569\ub2c8\ub2e4.  <\/p>\n\n<p>\uc2e0\uaddc \uc8fc\ud0dd \uad6c\ub9e4\uc790\ub294 \uc0c8 \uc8fc\ud0dd\uc5d0 \ub300\ud55c \uc8fc\ud0dd \uc18c\uc720\uc790 \ubcf4\ud5d8\uc5d0 \uc5b8\uc81c \uac00\uc785\ud574\uc57c \ud558\ub294\uc9c0 \ud56d\uc0c1 \uc54c \uc218 \uc788\ub294 \uac83\uc740 \uc544\ub2d9\ub2c8\ub2e4.\n\uadf8\ub4e4\uc740 \ub610\ud55c \ucd5c\uc0c1\uc758 \ubcf4\ud638\ub97c \uc81c\uacf5\ud560 \ubcf4\uc7a5\uc758 \uc720\ud615\uacfc \uae08\uc561\uc744 \uacb0\uc815\ud558\ub294 \ub370 \uc5b4\ub824\uc6c0\uc744 \uacaa\uc744 \uc218 \uc788\ub2e4\uace0 Home Buying Institute\uc758 <a href=\"http:\/\/www.homebuyinginstitute.com\/mortgage\/do-i-need-homeowners-insurance\/\" target=\"_blank\" rel=\"noreferrer noopener\">Brandon Cornett<\/a> \uc740 \ub9d0\ud569\ub2c8\ub2e4.\n\uc8fc\ud0dd \uc18c\uc720\uc790 \ubcf4\ud5d8\uc5d0 \uac00\uc785\ud558\ub294 \uac83\uc740 \uadf8 \uc790\uccb4\ub85c\ub294 \uac04\ub2e8\ud574 \ubcf4\uc77c \uc218 \uc788\uc9c0\ub9cc \uc8fc\ud0dd \uad6c\ub9e4 \uacfc\uc815\uc5d0\uc11c\ub294 \ub354 \uc5b4\ub835\uac8c \ub290\uaef4\uc9c8 \uc218 \uc788\uc2b5\ub2c8\ub2e4.  <\/p>\n\n<p>\uc608\ub97c \ub4e4\uc5b4, \ub9ce\uc740 \uace0\uac1d\ub4e4\uc740 \ub9c8\uac10 30\uc77c \ub610\ub294 \uadf8 \uc774\uc0c1 \uc804\uc5d0 \uc8fc\ud0dd \uc18c\uc720\uc790 \ubcf4\ud5d8\uc5d0 \uac00\uc785\ud560 \uc218 \uc788\ub2e4\ub294 \uc0ac\uc2e4\uc744 \uae68\ub2eb\uc9c0 \ubabb\ud55c\ub2e4\uace0 Lipstone Insurance Group\uc758 \ubd80\uc0ac\uc7a5 <a href=\"https:\/\/www.consumerreports.org\/homeowners-insurance\/what-you-need-to-know-about-homeowners-insurance\/\" target=\"_blank\" rel=\"noreferrer noopener\">\uc778 Josh Lipstone<\/a>\uc740 \ub9d0\ud569\ub2c8\ub2e4.\n\ub610\ud55c \uadf8\ub4e4\uc740 \uc77c\ucc0d \uc1fc\ud551\ud558\ub294 \uac83\uc774 \uad6c\ub9e4\ud558\ub294 \ud2b9\uc815 \uc8fc\ud0dd\uc5d0 \ub300\ud55c \ub354 \ub098\uc740 \ubcf4\uc7a5\uc744 \uac00\uc838\uc62c \uc218 \uc788\ub2e4\ub294 \uac83\uc744 \uae68\ub2eb\uc9c0 \ubabb\ud569\ub2c8\ub2e4. <\/p>\n\n<p>\uc8fc\ud0dd \uad6c\uc785\uc740 \uc8fc\ub85c \ub2e8\ud3b8\uc801\uc778 \ubaa8\uae30\uc9c0 \ud504\ub85c\uc138\uc2a4\uc640 \uc5ec\ub7ec \ub2f9\uc0ac\uc790\uc758 \ucc38\uc5ec\ub85c \uc778\ud574 \ub300\ubd80\ubd84\uc758 \uad6c\ub9e4\uc790\uc5d0\uac8c \ubcf5\uc7a1\ud55c \uacfc\uc815\uc774\ub77c\uace0 Andreessen Horowitz\uc758 <a href=\"https:\/\/a16z.com\/2018\/05\/19\/mortgage-process-players-problems-opportunities\/\" target=\"_blank\" rel=\"noreferrer noopener\">Angela Strange<\/a> \ub294 \ub9d0\ud569\ub2c8\ub2e4.\n\ubaa8\uae30\uc9c0 \uaddc\uc815 \ubc0f \uc694\uad6c \uc0ac\ud56d\uc758 \uc99d\uac00\ub85c \uc778\ud574 \ud504\ub85c\uc138\uc2a4\uac00 \uc810\uc810 \ub354 \ubd88\ud22c\uba85\ud574\uc9c0\uace0 \uad6c\ub9e4\uc790\uc5d0\uac8c \uc88c\uc808\uac10\uc744 \uc8fc\uace0 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n<p>\ud540\ud14c\ud06c\uc640 \uc778\uc288\uc5b4\ud14c\ud06c \ubd84\uc57c\uc758 \uc2a4\ud0c0\ud2b8\uc5c5\uc740 \uc774\ub7ec\ud55c \ubcf5\uc7a1\uc131\uc744 \ud65c\uc6a9\ud558\uc5ec \ube44\uc988\ub2c8\uc2a4\ub97c \uc704\ud55c \uc0c8\ub85c\uc6b4 \uae30\ud68c\ub97c \ucc3e\uc744 \uc218 \uc788\ub2e4\uace0 \uc2a4\ud2b8\ub808\uc778\uc9c0\ub294 \ub9d0\ud569\ub2c8\ub2e4.\n\uc8fc\ud0dd \uad6c\uc785 \uacfc\uc815\uc758 \uc77c\ubd80\ub85c \uc8fc\ud0dd \ubcf4\ud5d8\uc744 \uc81c\uacf5\ud558\ub294 \uac83\uc740 \uadf8\ub7ec\ud55c \uae30\ud68c \uc911 \ud558\ub098\uc77c \ubfd0\uc785\ub2c8\ub2e4. <\/p>\n\n<h2 class=\"wp-block-heading\">\uc784\ubca0\ub514\ub4dc \uc8fc\ud0dd \uc18c\uc720\uc790 \ubcf4\ud5d8\uc774 \ubcf4\ud5d8\uc0ac\ub97c \ub04c\uc5b4\ub4e4\uc774\ub294 \uc774\uc720\ub3c4<\/h2>\n\n<p>\uc99d\uac00\ud558\ub294 \uc0ac\uc0c1\uc790 \uc190\uc2e4\uacfc \ucd94\uac00 \uace0\uac1d\uc744 \ucc3e\uace0 \uc720\uc9c0\ud574\uc57c \ud560 \ud544\uc694\uc131\uc73c\ub85c \uc778\ud574 \uc784\ubca0\ub514\ub4dc \uc8fc\ud0dd \uc18c\uc720\uc790 \ubcf4\ud5d8\uc740 \ub9ce\uc740 \ubcf4\ud5d8 \ubc0f \uc778\uc288\uc5b4\ud14c\ud06c \ud68c\uc0ac\uc5d0\uc11c \uc720\ub9dd\ud55c \ubd84\uc57c\uac00 \ub418\uc5c8\uc2b5\ub2c8\ub2e4.<\/p>\n\n<p>2017\ub144 \ubcf4\ud5d8\uc5d0 \uac00\uc785\ub41c \uc8fc\ud0dd\uc758 6%\uac00 \ubcf4\ud5d8\uae08\uc744 \uccad\uad6c\ud588\uc9c0\ub9cc, <a href=\"https:\/\/www.iii.org\/fact-statistic\/facts-statistics-homeowners-and-renters-insurance\" target=\"_blank\" rel=\"noreferrer noopener\">\uc774<\/a> \uc911 98.1%\ub294 \uc7ac\uc0b0 \ud53c\ud574\uc5d0 \ub300\ud55c \uccad\uad6c\uc600\uc2b5\ub2c8\ub2e4.\n\uac00\uc7a5 \ube44\uc2fc \uccad\uad6c\uc5d0\ub294 \ud654\uc7ac\uc640 \ubc88\uac1c\ub85c \uc778\ud55c \uccad\uad6c\uac00 \ud3ec\ud568\ub418\uc5c8\uc73c\uba70 \uac00\uc7a5 \ud754\ud55c \uccad\uad6c\ub294 \ubc14\ub78c, \uc6b0\ubc15, \ubb3c \ubc0f \uc601\ud558\uc758 \uc628\ub3c4\ub85c \uc778\ud574 \ubc1c\uc0dd\ud588\uc2b5\ub2c8\ub2e4. <\/p>\n\n<p>III\uc5d0 \ub530\ub974\uba74 \ucd5c\uadfc \uba87 \ub144 \ub3d9\uc548 \uccad\uad6c\uc758 \ube48\ub3c4\uc640 \uc2ec\uac01\uc131\uc774 \ubaa8\ub450 \uc99d\uac00\ud588\uc2b5\ub2c8\ub2e4.\n2013\ub144 \ud3c9\uade0 \uccad\uad6c \uae08\uc561\uc740 $10,603\uc600\uc2b5\ub2c8\ub2e4. 2017\ub144\uc5d0\ub294 \uc774 \uae08\uc561\uc774 15,532\ub2ec\ub7ec\ub85c \uc99d\uac00\ud588\uc2b5\ub2c8\ub2e4. <\/p>\n\n<p>\uc784\ubca0\ub514\ub4dc \uc8fc\ud0dd \uc18c\uc720\uc790 \ubcf4\ud5d8\uc740 \ub2e8\uc21c\uc131\uacfc \uc548\uc815\uc131\uc744 \ud1b5\ud574 \uace0\uac1d\uc744 \uc720\uce58\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\n\uad6c\ub9e4 \uac00\uaca9\uc758 \uc77c\ubd80\ub85c \ud3ec\ud568\ud558\uba74 \uc8fc\ud0dd \uad6c\ub9e4 \uacfc\uc815\uc5d0\uc11c \uc2a4\ud2b8\ub808\uc2a4\ub97c \uc904\uc77c \uc218 \uc788\uc2b5\ub2c8\ub2e4.\n\ub610\ud55c \uc8fc\ud0dd \uc790\uccb4\uc758 \uc77c\ubd80\ub85c \uac04\uc8fc\ub420 \uc218 \uc788\uc73c\ubbc0\ub85c \uc77c\ubd80 \uace0\uac1d\uc740 \uac00\uaca9\uc5d0 \ub530\ub77c \uc8fc\ud0dd \uc18c\uc720\uc790 \ubcf4\ud5d8 \ud68c\uc0ac\ub97c \ubcc0\uacbd\ud558\ub294 \ub370 \uad00\uc2ec\uc774 \uc904\uc5b4\ub4e4 \uc218 \uc788\uc2b5\ub2c8\ub2e4.  <\/p>\n\n<p>\ub610\ud55c \uc784\ubca0\ub514\ub4dc \uc8fc\ud0dd \uc18c\uc720\uc790 \ubcf4\ud5d8\uc744 \ud1b5\ud574 \ubcf4\ud5d8 \ud68c\uc0ac\ub294 \uae30\uc874 \ubcf4\ud5d8 \uc811\uadfc \ubc29\uc2dd\uc744 \ubcc0\uacbd\ud558\uc5ec \uace0\uac1d\uacfc\uc758 \uad00\uacc4\ub97c \uac15\ud654\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n<p>&#8220;\ubcf4\ud5d8\uc740 \uc0ac\ub78c\ub4e4\uc774 \uc808\ub300 \uc0ac\uc6a9\ud558\uc9c0 \uc54a\uae30\ub97c \ubc14\ub77c\ub294 \uc720\uc77c\ud55c \uc0c1\ud488\uc785\ub2c8\ub2e4&#8221;\ub77c\uace0 Hippo Insurance\uc758 CEO\uc774\uc790 \uacf5\ub3d9 \uc124\ub9bd\uc790\uc778 <a href=\"https:\/\/riskandinsurance.com\/3-trends-that-will-disrupt-the-insurance-industry-in-the-next-decade\/\" target=\"_blank\" rel=\"noreferrer noopener\">Assaf Wand<\/a>\ub294 \ub9d0\ud569\ub2c8\ub2e4.\n\uadf8\ub7ec\ub098 \uc815\uae30\uc801\uc778 \uc5f0\ub77d\uc744 \uc720\uc9c0\ud558\uace0 \uace0\uac1d \uad00\uacc4\uc5d0 \uac00\uce58\ub97c \ub354\ud558\ub294 \ubcf4\ud5d8 \ud68c\uc0ac\ub294 \uc2e0\uaddc \uace0\uac1d\uc744 \ud655\ubcf4\ud558\ub294 \ube44\uc6a9\ubcf4\ub2e4 \ud6e8\uc52c \uc800\ub834\ud55c \ube44\uc6a9\uc73c\ub85c \ucda9\uc131\ub3c4\ub97c \uad6c\ucd95\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n<p>Wand\ub294 \ubcf4\ud5d8 \ud68c\uc0ac\uac00 \uacf5\uc778 \ubc30\uad00\uacf5 \ub610\ub294 \uc804\uae30 \uae30\uc220\uc790\uc758 \uc815\uae30 \uac80\uc9c4\uacfc \uac19\uc774 \uc190\uc0c1\uc744 \uc608\ubc29\ud558\uac70\ub098 \uc644\ud654\ud560 \uc218 \uc788\ub294 \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud558\uc5ec \uace0\uac1d\uc5d0\uac8c \ucd08\uc810\uc744 \ub9de\ucd94\uae30 \uc2dc\uc791\ud560 \uac83\uc774\ub77c\uace0 \uc608\uce21\ud569\ub2c8\ub2e4.\n\uc784\ubca0\ub514\ub4dc \uc8fc\ud0dd \uc18c\uc720\uc790 \ubcf4\ud5d8 \uc81c\uc548\uc5d0 \ud3ec\ud568\ub420 \uacbd\uc6b0 \uc774\ub7ec\ud55c \ubd80\uac00\uac00\uce58 \uc11c\ube44\uc2a4\ub294 \ubcf4\ud5d8 \ud68c\uc0ac\uc5d0 \ub300\ud55c \uc8fc\ud0dd \uad6c\ub9e4\uc790\uc758 \uc2e0\ub8b0\ub97c \ub192\uc77c \uc218 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n<figure class=\"wp-block-image aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/new-house-owners-1024x683.jpg\" alt=\"\" class=\"wp-image-6382\" srcset=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/new-house-owners-1024x683.jpg 1024w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/new-house-owners-300x200.jpg 300w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/new-house-owners-768x513.jpg 768w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/new-house-owners-1536x1025.jpg 1536w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/new-house-owners.jpg 1999w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n<h2 class=\"wp-block-heading\">\ud30c\ud2b8\ub108\uc2ed \ubc0f \ud50c\ub7ab\ud3fc: \ubcf4\ud5d8\uc0ac\ub97c \uc704\ud55c \uae30\ud68c<\/h2>\n\n<p>\uc740\ud589, \uae08\uc735 \uae30\uad00 \ubc0f \ud540\ud14c\ud06c \ud68c\uc0ac\ub294 \uc774\ubbf8 \uc784\ubca0\ub514\ub4dc \uc8fc\ud0dd \uc18c\uc720\uc790 \ubcf4\ud5d8\uc744 \uc81c\uacf5\ud558\ub294 \ub370 \uad00\uc2ec\uc774 \uc788\uc2b5\ub2c8\ub2e4.\n\uc774\ub294 \uace0\uac1d\uc5d0\uac8c \ubcf4\ub2e4 \uac04\uc18c\ud654\ub41c \uacbd\ud5d8\uc744 \uc81c\uacf5\ud558\uc5ec \ubaa8\uae30\uc9c0 \ucd94\uad6c\uc5d0 \ub354 \ub9ce\uc740 \uad00\uc2ec\uc744 \uac16\ub3c4\ub85d \ud558\uae30 \ub54c\ubb38\uc785\ub2c8\ub2e4. <\/p>\n\n<p>&#8220;\uc8fc\ud0dd\uc744 \uad6c\uc785\ud558\ub294 \uac83\uc740 \uc778\uc0dd\uc5d0\uc11c \uac00\uc7a5 \ud070 \uc7ac\uc815\uc801, \uac1c\uc778\uc801 \uacb0\uc815 \uc911 \ud558\ub098\uc774\uba70 \uac00\uc7a5 \uc2a4\ud2b8\ub808\uc2a4\uac00 \ub9ce\uc740 \uacb0\uc815 \uc911 \ud558\ub098\uc77c \uc218\ub3c4 \uc788\uc2b5\ub2c8\ub2e4. \uc8fc\ud0dd \uad6c\ub9e4 \ud504\ub85c\uc138\uc2a4\ub97c \uac04\uc18c\ud654\ud558\ub294 \ub514\uc9c0\ud138 \uacbd\ud5d8\uc744 \uad6c\ucd95\ud558\uba74 \uac00\uc7a5 \uc5b4\ub824\uc6b4 \uce21\uba74 \uc911 \uc77c\ubd80\ub97c \uc644\ud654\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4&#8221;\ub77c\uace0 Citizens Bank\uc758 \uc8fc\ud0dd \ubaa8\uae30\uc9c0 \uc0ac\uc7a5\uc778 <a href=\"https:\/\/dsnews.com\/headline\/06-21-2019\/improving-efficiency-in-home-buying-is-goal-of-new-apps\" target=\"_blank\" rel=\"noreferrer noopener\">Eric Schuppenhauer<\/a>\ub294 \ub9d0\ud569\ub2c8\ub2e4.<\/p>\n\n<p>\uc2dc\ud2f0\uc98c\uc2a4\uc740\ud589\uc740 \ucd5c\uadfc \ub514\uc9c0\ud138 \ubaa8\uae30\uc9c0 \ud50c\ub7ab\ud3fc\uacfc \uc628\ub77c\uc778 \ud648\uc1fc\ud551 \ud3ec\ud138\uc744 \ucd9c\uc2dc\ud588\ub2e4.\n\uc774\ub7ec\ud55c \ub3c4\uad6c\ub294 \uace0\uac1d\uc774 \uc8fc\ud0dd\uc744 \uc1fc\ud551\ud558\uace0, \uc9c0\uc5ed \ubd80\ub3d9\uc0b0 \uc911\uac1c\uc778\uacfc \uc5f0\uacb0\ud558\uace0, \ub3d9\uc77c\ud55c \uc628\ub77c\uc778 \ud3ec\ud138\uc5d0\uc11c \ubaa8\uae30\uc9c0\ub97c \uc2e0\uccad\ud558\ub294 \ub370 \ub3c4\uc6c0\uc774 \ub41c\ub2e4\uace0 HousingWire\uc758 <a href=\"https:\/\/www.housingwire.com\/articles\/49321-citizens-bank-unveils-digital-home-buying-and-mortgage-experience\" target=\"_blank\" rel=\"noreferrer noopener\">Ben Lane<\/a> \uc740 \ub9d0\ud569\ub2c8\ub2e4. <\/p>\n\n<p>\uc740\ud589 \ub610\ub294 \uae08\uc735 \uae30\uad00\uacfc \ud30c\ud2b8\ub108\uc2ed\uc744 \ub9fa\uc73c\uba74 \uae30\uc874 \ubcf4\ud5d8\uc0ac\uac00 \uc784\ubca0\ub514\ub4dc \uc8fc\ud0dd \uc18c\uc720\uc790 \ubcf4\ud5d8\uc5d0 \ub300\ud55c \uae30\uc874 \uad00\uc2ec\uc744 \ud65c\uc6a9\ud558\ub294 \ub370 \ub3c4\uc6c0\uc774 \ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\n\uc774 \ud30c\ud2b8\ub108\uc2ed\uc740 \ubcf4\ud5d8\uc0ac\uc640 \ub300\ucd9c \uae30\uad00 \ubaa8\ub450 \ubcf4\ub2e4 \uc815\ud655\ud55c \uc774\uc790\uc728, \ubcf4\ud5d8\ub8cc \uac00\uaca9 \ubc0f \uae30\ud0c0 \uc694\uc778\uc744 \uacc4\uc0b0\ud558\ub294 \ub370 \ud544\uc694\ud55c \ub370\uc774\ud130\uc5d0 \uc561\uc138\uc2a4\ud558\ub294 \ub370 \ub3c4\uc6c0\uc774 \ub429\ub2c8\ub2e4. <\/p>\n\n<p>\ubd80\ub3d9\uc0b0 \uc911\uac1c\uc778\uacfc\uc758 \ud30c\ud2b8\ub108\uc2ed\uc740 \ube44\uc988\ub2c8\uc2a4 \uc804\ubc18\uc5d0 \uac78\uccd0 \ub370\uc774\ud130 \ubd84\uc11d\uc744 \uc704\ud55c \uc720\uc0ac\ud55c \uae30\ud68c\ub97c \uc81c\uacf5\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\n\uc8fc\ud0dd \uad6c\ub9e4\uc790\uc758 \uc5f0\ub77d \ucc3d\uad6c\ub85c\uc11c \ubd80\ub3d9\uc0b0 \uc911\uac1c\uc778\uc740 \uc774\ubbf8 \uad6c\ub9e4\uc790\uac00 \uc8fc\ud0dd\uc744 \uad6c\uc785\ud560 \ub54c \uc8fc\ud0dd \uc18c\uc720\uc790 \ubcf4\ud5d8 \uc694\uad6c \uc0ac\ud56d\uc744 \uc774\ud574\ud558\ub3c4\ub85d \ub3d5\ub294 \ub370 \uc911\uc694\ud55c \uc5ed\ud560\uc744 \ud558\uace0 \uc788\ub2e4\uace0 Roundtable Realty\uc758 <a href=\"https:\/\/www.roundtablerealty.com\/blog\/should-my-realtor-help-me-with-homeowners-insurance.html\" target=\"_blank\" rel=\"noreferrer noopener\">Erin Salem<\/a> \uc740 \ub9d0\ud569\ub2c8\ub2e4. <\/p>\n\n<p>\ubcf4\ud5d8 \ud68c\uc0ac\ub294 \uc740\ud589\uc774\ub098 \ubd80\ub3d9\uc0b0 \uc911\uac1c\uc778\uacfc \ud611\ub825\ud558\uc5ec \uc8fc\ud0dd \uad6c\uc785 \uac00\uaca9\uc5d0 \uc8fc\ud0dd \uc18c\uc720\uc790 \ubcf4\ud5d8\uc744 \ubc88\ub4e4\ub85c \uc81c\uacf5\ud558\ub294 \uac83\uc744 \ubaa9\ud45c\ub85c \ud574\uc57c \ud569\ub2c8\ub2e4.\n\uc774\ub97c \ud1b5\ud574 \ubcf4\uc7a5\uc774 \ud544\uc694\ud558\uc9c0\ub9cc \uc62c\ubc14\ub978 \ubcf4\ud5d8 \uc0c1\ud488\uc744 \uc1fc\ud551\ud558\ub294 \ubc29\ubc95\uc744 \ud655\uc2e0\ud558\uc9c0 \ubabb\ud558\ub294 \uc7a0\uc7ac \uace0\uac1d\uc5d0\uac8c \ub2e4\uac00\uac08 \uc218 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n<p>\uae08\uc735 \ub610\ub294 \ud540\ud14c\ud06c \ud30c\ud2b8\ub108\uc2ed \uc5c6\uc774 \uc8fc\ud0dd \uc18c\uc720\uc790 \ubcf4\ud5d8\uc744 \ud310\ub9e4\ud558\ub294 \uac83\uc744 \uc120\ud638\ud558\ub294 \ubcf4\ud5d8\uc0ac\uc758 \uacbd\uc6b0 \ub2e4\ub978 \uc635\uc158\uc774 \uc788\uc2b5\ub2c8\ub2e4.\n\uc2a4\ud1b0 \uc154\ud130\ub97c \uc124\uce58\ud558\uac70\ub098 \uac00\uc815 \ubc0f \uc790\ub3d9\ucc28 \ubcf4\ud5d8\uc744 \ubc88\ub4e4\ub85c \uc81c\uacf5\ud558\uba74 \ucd5c\uc0c1\uc758 \uc694\uae08\uc744 \ucc3e\ub294 \uace0\uac1d\uc744 \ub04c\uc5b4\ub4e4\uc77c \uc218 \uc788\ub2e4\uace0 Turner &amp; Associates Insurance\uc758 <a href=\"https:\/\/www.kiplinger.com\/article\/insurance\/T028-C000-S002-trim-your-home-insurance-premium.html\" target=\"_blank\" rel=\"noreferrer noopener\">Cheryl Crews<\/a> \ub294 \ub9d0\ud569\ub2c8\ub2e4. <\/p>\n\n<p>\ub9e5\ud0a8\uc9c0(McKinsey)\uc758 \uc120\uc784 \uc9c0\uc2dd \uc804\ubb38\uac00\uc778 <a href=\"https:\/\/www.cio.com\/article\/3211428\/what-is-digital-transformation-a-necessary-disruption.html\" target=\"_blank\" rel=\"noreferrer noopener\">\ub85c\ub77c \ub77c\ubc84\uc9c0(Laura LaBerge<\/a>)\ub294 \ud30c\ud2b8\ub108\uc2ed\uacfc \uc0c8\ub85c\uc6b4 \ud50c\ub7ab\ud3fc \ubaa8\ub450\uc5d0\uc11c \uc801\uc751\ud615 \uc124\uacc4\ub294 \uc8fc\ud0dd \uc18c\uc720\uc790 \ubcf4\ud5d8\uc758 \ub514\uc9c0\ud138 \ud2b8\ub79c\uc2a4\ud3ec\uba54\uc774\uc158\uc5d0\uc11c \uc131\uacf5\ud558\ub294 \ub370 \ud544\uc218\uc801\uc774\ub77c\uace0 \ub9d0\ud569\ub2c8\ub2e4.\n\ubcf4\ud5d8\uc0ac\uac00 \uae08\uc735 \uae30\uad00\uacfc \ud30c\ud2b8\ub108\uc2ed\uc744 \ub9fa\ub4e0 \uc790\uccb4 \uc8fc\ud0dd \uc18c\uc720\uc790 \ubcf4\ud5d8 \uc0c1\ud488\uc744 \uac04\uc18c\ud654\ud558\ub4e0 \ub514\uc9c0\ud138 \uc804\ub7b5\uc744 \uc815\uae30\uc801\uc73c\ub85c \uc870\uc815\ud558\uba74 \uc131\uacf5 \uac00\ub2a5\uc131\uc744 \ub192\uc77c \uc218 \uc788\ub2e4\uace0 \uadf8\ub140\ub294 \ub367\ubd99\uc600\uc2b5\ub2c8\ub2e4. <\/p>\n\n<p>\uc784\ubca0\ub514\ub4dc \uc790\ub3d9\ucc28 \ubcf4\ud5d8\uc774 \uc778\uae30\ub97c \ub04c\uace0 \uc788\uc9c0\ub9cc \uc784\ubca0\ub514\ub4dc \uc8fc\ud0dd \uc18c\uc720\uc790 \ubcf4\ud5d8\uc740 \uc5ec\uc804\ud788 \uc2e0\ud765 \uc2dc\uc7a5\uc73c\ub85c \ub0a8\uc544 \uc788\uc2b5\ub2c8\ub2e4.\n\ucd08\uae30\uc5d0 \uc8fc\ub3c4\uad8c\uc744 \uc7a1\uc740 \ubcf4\ud5d8 \ud68c\uc0ac\ub294 \uc774 \ubd84\uc57c\uc5d0\uc11c \ud575\uc2ec \uc5c5\uccb4\ub85c \uc785\uc9c0\ub97c \uad73\ud788\uace0 \uace0\uac1d, \ubaa8\uae30\uc9c0 \ud68c\uc0ac \ubc0f \ubd80\ub3d9\uc0b0 \uc911\uac1c\uc778\uacfc\uc758 \uad00\uacc4\ub97c \uac1c\uc120\ud560 \uac83\uc785\ub2c8\ub2e4. <\/p>\n\n<p><em>\uc774\ubbf8\uc9c0 \uc791\uc131\uc790: Alexander Raths\/\u00a9123RF.com, warrengoldswain\/\u00a9123RF.com, Vadim Guzhva\/\u00a9123RF.com<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\ub514\uc9c0\ud138\ud654\ub85c \uc778\ud574 \uc0ac\ub78c\ub4e4\uc774 \uc0c1\ud488\uc744 \uac80\uc0c9\ud558\uace0 \uad6c\ub9e4\ud558\ub294 \ubc29\uc2dd\uc774 \ubcc0\ud654\ud568\uc5d0 \ub530\ub77c \ubcf4\ud5d8 \ud68c\uc0ac\ub294 \uc0c8\ub85c\uc6b4 \ubc29\uc2dd\uc73c\ub85c \uc624\ub798\ub41c \uc2dc\uc7a5\uc744 \ubc14\ub77c\ubcf4\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc790\ub3d9\ucc28\ub098 \uc8fc\ud0dd \uac00\uaca9\uc5d0 \ubcf4\ud5d8\uc744 \ud3ec\ud568\uc2dc\ud0a4\ub294 \uac83\uc740 \ub514\uc9c0\ud138\ud654\uac00 \uac00\ub2a5\ud558\uac8c \ud55c \ub9ce\uc740 \uc0c8\ub85c\uc6b4 \ubc29\ubc95 \uc911 \ud558\ub098\uc77c \ubfd0\uc785\ub2c8\ub2e4. \uc8fc\ud0dd \uad6c\ub9e4 \uac00\uaca9\uc5d0 \ud3ec\ud568\ub418\uac70\ub098 \ubaa8\uae30\uc9c0 \uacfc\uc815\uc5d0\uc11c \ucd94\uac00\ub418\ub294 \uc784\ubca0\ub514\ub4dc \uc8fc\ud0dd \uc18c\uc720\uc790 \ubcf4\ud5d8\uc740 \uad6c\ub9e4\uc790\uc758 \uc5ec\ub7ec \ubb38\uc81c\ub97c \ud574\uacb0\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ub610\ud55c \uc190\ud574 \ubcf4\ud5d8\uc0ac\uac00 \ubcf4\ud5d8\uc5d0 \uac00\uc785\ud558\ub824\ub294 \uc815\ud655\ud55c [&hellip;]<\/p>\n","protected":false},"featured_media":6367,"template":"","insight-category":[],"class_list":["post-21050","insight","type-insight","status-publish","has-post-thumbnail","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/insight\/21050","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/insight"}],"about":[{"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/types\/insight"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/media\/6367"}],"wp:attachment":[{"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/media?parent=21050"}],"wp:term":[{"taxonomy":"insight-category","embeddable":true,"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/insight-category?post=21050"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}