{"id":21042,"date":"2024-09-30T14:16:48","date_gmt":"2024-09-30T19:16:48","guid":{"rendered":"https:\/\/bolttech.io\/insights\/%ec%98%a8%eb%94%94%eb%a7%a8%eb%93%9c-%eb%b3%b4%ed%97%98-%ec%9d%bc%ec%8b%9c%ec%a0%81-%eb%b3%b4%ec%9e%a5-%ec%98%b5%ec%85%98%ec%9d%b4-pc-%ec%9a%b4%ec%86%a1%ec%97%85%ec%b2%b4%ec%97%90-%ec%96%b4\/"},"modified":"2024-09-30T14:16:49","modified_gmt":"2024-09-30T19:16:49","slug":"%ec%98%a8%eb%94%94%eb%a7%a8%eb%93%9c-%eb%b3%b4%ed%97%98-%ec%9d%bc%ec%8b%9c%ec%a0%81-%eb%b3%b4%ec%9e%a5-%ec%98%b5%ec%85%98%ec%9d%b4-pc-%ec%9a%b4%ec%86%a1%ec%97%85%ec%b2%b4%ec%97%90-%ec%96%b4","status":"publish","type":"insight","link":"https:\/\/bolttech.io\/ko\/insights\/%ec%98%a8%eb%94%94%eb%a7%a8%eb%93%9c-%eb%b3%b4%ed%97%98-%ec%9d%bc%ec%8b%9c%ec%a0%81-%eb%b3%b4%ec%9e%a5-%ec%98%b5%ec%85%98%ec%9d%b4-pc-%ec%9a%b4%ec%86%a1%ec%97%85%ec%b2%b4%ec%97%90-%ec%96%b4\/","title":{"rendered":"\uc628\ub514\ub9e8\ub4dc \ubcf4\ud5d8: \uc77c\uc2dc\uc801 \ubcf4\uc7a5 \uc635\uc158\uc774 P&amp;C \uc6b4\uc1a1\uc5c5\uccb4\uc5d0 \uc5b4\ub5a4 \uc601\ud5a5\uc744 \ubbf8\uce69\ub2c8\uae4c?"},"content":{"rendered":"\n<p>\uc778\uc288\uc5b4\ud14c\ud06c \uae30\uc5c5\uc740 \uc628\ub514\ub9e8\ub4dc \ub610\ub294 \uc77c\uc2dc\uc801\uc778 \ubcf4\ud5d8 \ubaa8\ub378\ub85c \uace0\uac1d\uc744 \uc810\uc810 \ub354 \uc720\uce58\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.\n\uc77c\ubc18\uc801\uc73c\ub85c \uc2a4\ub9c8\ud2b8\ud3f0\uc744 \ud1b5\ud574 \uc27d\uac8c \uc561\uc138\uc2a4\ud560 \uc218 \uc788\uae30 \ub54c\ubb38\uc5d0 \uace0\uac1d\uc740 \ud074\ub9ad, \ud0ed \ub610\ub294 \uc2a4\uc640\uc774\ud504 \ud55c \ubc88\uc73c\ub85c \ubcf4\uc7a5\uc744 \ucf1c\uac70\ub098 \ub04c \uc218 \uc788\uc73c\ubbc0\ub85c \ud544\uc694\ud560 \ub54c\ub9cc \ubcf4\uc7a5 \ube44\uc6a9\uc744 \uc9c0\ubd88\ud558\uba74 \ub429\ub2c8\ub2e4.   <\/p>\n\n<p>\uc774 \ubaa8\ub378\uc740 \uc6b4\uc804\uc790, \uc5ec\ud589\uc790 \ubc0f \uae31 \uc774\ucf54\ub178\ubbf8 \ucc38\uac00\uc790 \uc0ac\uc774\uc5d0\uc11c \uc810\uc810 \ub354 \uc778\uae30\ub97c \uc5bb\uace0 \uc788\uc73c\uba70, \uc774\ub97c \uc81c\uc5b4\ud558\ub294 \ub370 \ud544\uc694\ud55c \uc2dc\uc2a4\ud15c\uc744 \uad6c\ucd95\ud560 \uc218 \uc788\ub294 \uc778\uc288\uc5b4\ud14c\ud06c \uc2a4\ud0c0\ud2b8\uc5c5\uc5d0 \ubc1c\ud310\uc744 \uc81c\uacf5\ud588\uc2b5\ub2c8\ub2e4.\n\uadf8\ub7ec\ub098 \uc774 \ubaa8\ub378\uc740 \uae30\uc874 \ubcf4\ud5d8 \ud68c\uc0ac\uc5d0 \ub9ce\uc740 \ubb38\uc81c\ub97c \uc81c\uae30\ud569\ub2c8\ub2e4.   <\/p>\n\n<p>\uc778\uc288\uc5b4\ud14c\ud06c \uc2a4\ud0c0\ud2b8\uc5c5\uc774 \uc77c\uc2dc\uc801 \ubcf4\ud5d8\uc5d0 \ub300\ud55c \uc218\uc694\ub97c \ucda9\uc871\ud560 \uc218 \uc788\ub294 \uc0c8\ub85c\uc6b4 \ubc29\ubc95\uc744 \uacc4\uc18d \ubaa8\uc0c9\ud568\uc5d0 \ub530\ub77c \uae30\uc874 \ubcf4\ud5d8\uc0ac\ub294 \ubcc0\ud654\ud558\ub294 \uace0\uac1d \uc120\ud638\ub3c4\uc640 \uc2b5\uad00\uc5d0 \uc801\uc751\ud574\uc57c \ud569\ub2c8\ub2e4.  <\/p>\n\n<h2 class=\"wp-block-heading\">\uc628\ub514\ub9e8\ub4dc \ubcf4\ud5d8 \uc138\uacc4\ub85c\uc758 \uc804\ud658<\/h2>\n\n<p>\uae31 \uacbd\uc81c(gig economy)\uc758 \ubd80\uc0c1\uc73c\ub85c \ubcf4\uc7a5\uc774 \ud544\uc694\ud560 \ub54c\ub9cc \uc6b4\uc601\ub418\ub294 \ubcf4\ud5d8 \uc0c1\ud488\uc5d0 \ub300\ud55c \uc218\uc694\uac00 \uc99d\uac00\ud588\uc2b5\ub2c8\ub2e4.\n2\uc77c \ubc30\uc1a1\uacfc \uc778\uc2a4\ud134\ud2b8 \uc2a4\ud2b8\ub9ac\ubc0d\uc758 \uc138\uacc4\uc5d0\uc11c \uace0\uac1d\ub4e4\uc740 \ub3d9\uc77c\ud55c \ubc29\uc2dd\uc73c\ub85c \uc6b4\uc601\ub418\ub294 \ubcf4\ud5d8\uc744 \ucc3e\ub294\ub2e4\uace0 CB Insights\uc758 \uc120\uc784 \ub9ac\uc11c\uce58 \uc560\ub110\ub9ac\uc2a4\ud2b8\uc778 <a href=\"https:\/\/www.insurancebusinessmag.com\/us\/news\/technology\/customizable-ondemand-insurance-could-take-agents-out-of-the-equation-34657.aspx\" target=\"_blank\" rel=\"noreferrer noopener\">Matthew Wong<\/a>\uc740 \ub9d0\ud569\ub2c8\ub2e4. <\/p>\n\n<p>\uadf8\ub7ec\ub098 \ubaa8\ub4e0 P&amp;C \ucee4\ubc84\ub9ac\uc9c0\uac00 \uc628\ub514\ub9e8\ub4dc \ubaa8\ub378\uc5d0 \uc758\ud574 \ud754\ub4e4\ub9ac\uace0 \uc788\ub294 \uac83\uc740 \uc544\ub2d9\ub2c8\ub2e4.\n&#8220;\uc628\ub514\ub9e8\ub4dc \ubcf4\ud5d8\uc740 \uc5ed\uc0ac\uc801\uc73c\ub85c \uc804\ud1b5\uc801\uc778 \ubcf4\ud5d8 \uc815\ucc45\uc73c\ub85c \ubcf4\uc7a5\ub418\uc9c0 \uc54a\uc558\ub358 \uc601\uc5ed\uc5d0 \ub300\ud55c \ubcf4\uc7a5\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4&#8221;\ub77c\uace0 PropertyCasualty360\uc758 <a href=\"https:\/\/www.propertycasualty360.com\/2018\/08\/01\/is-on-demand-insurance-right-for-you\/?slreturn=20190616083158\" target=\"_blank\" rel=\"noreferrer noopener\">Josh Taub<\/a> \uc740 \ub9d0\ud569\ub2c8\ub2e4.   <\/p>\n\n<p>\uae30\uc874 \ubcf4\ud5d8\uacfc \uacbd\uc7c1\ud558\ub294 \ub300\uc2e0 \uc628\ub514\ub9e8\ub4dc \uc635\uc158\uc740 \uae30\uc220 \uc138\uacc4\uc640 \uad00\ub828\ub41c \uc0c8\ub85c\uc6b4 \uc704\ud5d8\uc744 \ub2e4\ub8e8\ub294 \ub370 \uc911\uc810\uc744 \ub461\ub2c8\ub2e4.<\/p>\n\n<p>\uc608\ub97c \ub4e4\uc5b4, \ub4dc\ub860 \ubc0f \uc2a4\ub9c8\ud2b8\ud3f0 \uc18c\uc720\uc790\ub294 \uc774\ub7ec\ud55c \ub3c4\uad6c\uc640 \uc0ac\uc6a9 \ubc29\ubc95\uc5d0 \ub300\ud574 \ub354 \ub9ce\uc740 \uad8c\ud55c\uc744 \uc6d0\ud569\ub2c8\ub2e4.\n\uc5ec\uae30\uc5d0\ub294 \uc5b8\uc81c, \uc5b4\ub514\uc11c, \uc5bc\ub9c8\ub098, \uc5bc\ub9c8\ub098 \uc624\ub798 \ubcf4\uc7a5\uc774 \ud544\uc694\ud55c\uc9c0 \uacb0\uc815\ud560 \uc218 \uc788\ub294 \ub2a5\ub825\uc774 \ud3ec\ud568\ub41c\ub2e4\uace0 Tr\u014dv\uc758 \ucc3d\ub9bd \ud68c\uc7a5 \uacb8 CEO\uc778 <a href=\"https:\/\/riskandinsurance.com\/on-demand-insurance-challenges-traditional-policy-constraints\/\" target=\"_blank\" rel=\"noreferrer noopener\">Scott Walchek<\/a>\uc740 \ub367\ubd99\uc785\ub2c8\ub2e4. <\/p>\n\n<p>&#8220;\uc628\ub514\ub9e8\ub4dc\ub294 \ubcf4\ud5d8\uc5d0 \ub300\ud55c \uc644\uc804\ud788 \uc0c8\ub85c\uc6b4 \ud589\ub3d9\uacfc \ud0dc\ub3c4\ub97c \uc758\ubbf8\ud558\uba70, \uc774\ub294 \uc218\ub144 \ub3d9\uc548 &#8216;\uc5bb\uace0 \uc78a\uc5b4\ubc84\ub9ac\ub294&#8217; \uacbd\uc6b0\uac00 \ub9ce\uc558\uc2b5\ub2c8\ub2e4&#8221;\ub77c\uace0 Walchek\uc740 \ub9d0\ud569\ub2c8\ub2e4.<\/p>\n\n<p>\uc628\ub514\ub9e8\ub4dc \ucee4\ubc84\ub9ac\uc9c0\ub294 \uae30\uc874 \uc815\ucc45\uc758 \uaca9\ucc28\ub97c \uba54\uc6b0\ub294 \ub370\ub3c4 \ub3c4\uc6c0\uc774 \ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\n\uc608\ub97c \ub4e4\uc5b4, \ub300\ubd80\ubd84\uc758 \ud655\ub9bd\ub41c \ubcf4\ud5d8 \uc815\ucc45\uc740 \ub300\uc5ec \uc2a4\ucfe0\ud130 \ub77c\uc774\ub354\uac00 \ubcf4\ud589\uc790\uc640 \ucda9\ub3cc\ud558\uac70\ub098 \uc7ac\uc0b0 \ud53c\ud574\ub97c \uc785\ud788\uac70\ub098 \uc790\ub3d9\ucc28 \uc0ac\uace0\ub97c \uc77c\uc73c\ud0a4\ub294 \uacbd\uc6b0\ub97c \ubcf4\uc7a5\ud558\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4.\n\uc2b9\uac1d\uc774 \ubcf4\ud5d8\uc5d0 \uac00\uc785\ud558\uc9c0 \uc54a\uc544 \uc0ac\uace0\uac00 \ubc1c\uc0dd\ud558\uba74 \uc0c1\ub2f9\ud55c \ubcf4\uc0c1 \ube44\uc6a9\uc744 \ubd80\ub2f4\ud574\uc57c \ud560 \uc218 \uc788\ub2e4\uace0 \ubcf4\ud5d8 \uc815\ubcf4 \uc5f0\uad6c\uc18c(Insurance Information Institute)\uc758 \uc120\uc784 \uc5f0\uad6c \uc804\ubb38\uac00\uc778 <a href=\"https:\/\/www.insurancejournal.com\/news\/national\/2019\/06\/28\/530715.htm\" target=\"_blank\" rel=\"noreferrer noopener\">\ub8e8\uc2dc\uc548 \ub9e5\ub9c8\ud754(Lucian McMahon<\/a>)\uc740 \ub9d0\ud569\ub2c8\ub2e4.    <\/p>\n\n<p>\uadf8\ub7ec\ub098 \uc77c\uc2dc\uc801 \ubcf4\ud5d8\uc740 \uc2a4\ucfe0\ud130 \uc0ac\uc6a9\uc790\uac00 \uc774 \uaca9\ucc28\ub97c \uba54\uc6b0\ub294 \ub370 \ud544\uc694\ud55c \ubcf4\uc7a5\uc744 \ucf1c\uace0, \ucc28\ub7c9\uc744 \uc774\uc6a9\ud558\uace0, \uc644\ub8cc\ub418\uba74 \ubcf4\uc7a5\uc744 \ub04c \uc218 \uc788\ub3c4\ub85d \ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\n\uc2a4\ucfe0\ud130 \uc0ac\uc6a9\uc790\uac00 \ud544\uc694\ub85c \ud560 \ub54c \uc0ac\uace0 \ubc1c\uc0dd \uc2dc \ubcf4\ud638 \uae30\ub2a5\uc774 \uc788\uc2b5\ub2c8\ub2e4.   <\/p>\n\n<h2 class=\"wp-block-heading\">\uc2e0\uaddc vs. \uae30\uc874: P&amp;C \ud1b5\uc2e0\uc0ac\uac00 \uc54c\uace0 \uc788\ub294 \ucee4\ubc84\ub9ac\uc9c0 \ubaa8\ub378\uc744 \uace0\uc218\ud560 \uc218 \uc788\uc744\uae4c\uc694?<\/h2>\n\n<p>\ub9ce\uc740 \uc778\uc288\uc5b4\ud14c\ud06c \ud68c\uc0ac\ub4e4\uc740 \uae30\uc874 P&amp;C \ud1b5\uc2e0\uc0ac\ub4e4\uc774 \ub2e4\ub8e8\uc9c0 \uc54a\ub294 \uacf5\uac04\uc5d0\uc11c \uc628\ub514\ub9e8\ub4dc \ucee4\ubc84\ub9ac\uc9c0\ub97c \ubaa8\uc0c9\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.\n\uc774\ub7ec\ud55c \uc0c8\ub85c\uc6b4 \uc0ac\uc5c5 \ubd84\uc57c\ub97c \ubb34\uc2dc\ud558\uace0 \ub300\uc2e0 P&amp;C \ubcf4\ud5d8 \ud68c\uc0ac\uac00 \uac00\uc7a5 \uc798\ud558\ub294 \uc77c\uc778 \uae30\uc874 \uc815\ucc45\uacfc \ubc29\ubc95\uc5d0 \uc9d1\uc911\ud558\uace0 \uc2f6\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4.   <\/p>\n\n<p>\uacbd\uc6b0\uc5d0 \ub530\ub77c \uc774 \ubc29\ubc95\uc774 \uc758\ubbf8\uac00 \uc788\uc2b5\ub2c8\ub2e4.\n\ud50c\ub809\uc11c\uc2a4 \ud37c\uc2a4\ub110 \uc778\uc288\uc5b4\ub7f0\uc2a4(Plexus Personal Insurance)\uc758 \ubd80\uc0ac\uc7a5\uc778 <a href=\"https:\/\/housemethod.com\/rooms\/16-items-not-covered-by-home-insurance\/\" target=\"_blank\" rel=\"noreferrer noopener\">\ub370\uc774\ube44\ub4dc \ubc00\ub7ec(David Miller<\/a>)\uc5d0 \ub530\ub974\uba74, \ud45c\uc900 \uc8fc\ud0dd \uc18c\uc720\uc790 \ubcf4\ud5d8 \uc815\ucc45\uc774 \uc628\ub514\ub9e8\ub4dc \ubaa8\ub378\ub85c \uc804\ud658\ub420 \uac00\ub2a5\uc131\uc740 \uac70\uc758 \uc5c6\uc2b5\ub2c8\ub2e4.\n\uc774\ub7ec\ud55c \ubaa8\ub378\uc740 \ud654\uc7ac, \ud64d\uc218 \ub610\ub294 \ub3c4\ub09c\uacfc \uac19\uc774 \uc801\uc808\ud558\uac8c \uc608\uce21\ud558\uac70\ub098 \uc81c\uac70\ud560 \uc218 \uc5c6\ub294 \uc704\ud5d8\uacfc \uc190\uc2e4\uc744 \ub2e4\ub8e8\ub294 \uacbd\ud5a5\uc774 \uc788\uc2b5\ub2c8\ub2e4.  <\/p>\n\n<p>\ub610\ud55c \ub300\ubd80\ubd84\uc758 \ub300\ucd9c \uae30\uad00\uc740 \ubaa8\uae30\uc9c0\ub97c \uc81c\uacf5\ud558\ub294 \uc870\uac74\uc73c\ub85c \uc8fc\ud0dd \uc18c\uc720\uc790 \ubcf4\ud5d8\uc744 \uc694\uad6c\ud55c\ub2e4\uace0 PolicyGenius\uc758 <a href=\"https:\/\/www.policygenius.com\/homeowners-insurance\/mortgage-lender-requirements-for-homeowners-insurance\/\" target=\"_blank\" rel=\"noreferrer noopener\">Pat Howard<\/a> \ub294 \uc124\uba85\ud569\ub2c8\ub2e4.\n\uc774 \uacbd\uc6b0 \ub300\ucd9c \uae30\uad00\uc740 \uc8fc\ud0dd \uc18c\uc720\uc790\uac00 \ub9c8\uc74c\ub300\ub85c \ucf1c\uac70\ub098 \ub04c \uc218 \uc788\ub294 \ubcf4\uc7a5\uc744 \uc218\ub77d\ud558\uc9c0 \uc54a\uc744 \uac83\uc785\ub2c8\ub2e4. <\/p>\n\n<p>\uc774 \uaddc\uce59\uc758 \uc911\uc694\ud55c \uc608\uc678 \uc911 \ud558\ub098\ub294 \uc790\ub3d9\ucc28 \ubcf4\ud5d8\uc73c\ub85c, \uc804\ud1b5\uc801\uc778 P&amp;C \uc0c1\ud488\uc740 \uc628\ub514\ub9e8\ub4dc \ubcf4\uc7a5 \uc635\uc158\uc73c\ub85c \uc778\ud574 \uc5b4\ub824\uc6c0\uc744 \uacaa\uace0 \uc788\uc2b5\ub2c8\ub2e4.\n\uc608\ub97c \ub4e4\uc5b4, Metromile\uc740 \ud154\ub808\uba54\ud2b8\ub9ad\uc2a4\ub97c \uc0ac\uc6a9\ud558\uc5ec \uace0\uac1d\uc774 \uc2e4\uc81c\ub85c \uc6b4\uc804\ud560 \ub54c\ub9cc \ubcf4\ud5d8 \ube44\uc6a9\uc744 \uc9c0\ubd88\ud560 \uc218 \uc788\ub3c4\ub85d \ud55c\ub2e4\uace0 Investopedia\uc758 <a href=\"https:\/\/www.investopedia.com\/articles\/insurance\/120916\/metromile-insurance-review-paypermile-worth-it.asp\" target=\"_blank\" rel=\"noreferrer noopener\">Tim Parker<\/a> \ub294 \ub9d0\ud569\ub2c8\ub2e4.   <\/p>\n\n<p>\ud504\ub85c\uadf8\ub808\uc2dc\ube0c(Progressive)\uc640 \uac19\uc740 \uae30\uc874 \ud1b5\uc2e0\uc0ac\ub4e4\uc774 \ubcf4\ud5d8\ub8cc\uc728\uc5d0 \uc601\ud5a5\uc744 \ubbf8\uce58\uae30 \uc704\ud574 <a href=\"http:\/\/blog.boltinc.com\/insurance-distribution-solution-blog\/telemetrics-auto-insurance?__hstc=103362207.8432e18fe1b4e270bd8d783f6794e506.1724072077526.1724252449792.1724256511253.9&amp;__hssc=103362207.8.1725011344112&amp;__hsfp=3405490495\" target=\"_blank\" rel=\"noreferrer noopener\">\ud154\ub808\uba54\ud2b8\ub9ad<\/a> \uc2a4\ub97c \uc0ac\uc6a9\ud558\ub294 \ub370 \uc55e\uc7a5\uc130\uc9c0\ub9cc, \uba54\ud2b8\ub85c\ub9c8\uc77c(Metromile)\uc740 \uc774 \uc811\uadfc\ubc95\uc744 \uad6c\uccb4\uc801\uc778 \ub9c8\uc77c\ub2f9 \uc9c0\ubd88 \ubc29\uc2dd\uc73c\ub85c \uc804\ud658\ud588\uc2b5\ub2c8\ub2e4.\n\uc790\ub3d9\ucc28 \ubcf4\ud5d8\uc0ac\ub294 \uc6b4\uc804\uc744 \uac70\uc758 \ud558\uc9c0 \uc54a\ub294 \uace0\uac1d\uc744 \uc720\uc9c0\ud558\ub294 \ub370 \uc5b4\ub824\uc6c0\uc744 \uacaa\uc744 \uc218 \uc788\uc73c\uba70, \uc774\ub7ec\ud55c \uac1c\uc778\uc774 \ub9e4\ub825\uc801\uc774\ub77c\uace0 \uc0dd\uac01\ud558\ub294 \uc8fc\ubb38\ud615 \uc635\uc158\uc744 \uc218\uc6a9\ud560 \uc218 \uc5c6\ub294 \ud55c \uc5b4\ub824\uc6b8 \uc218 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n<figure class=\"wp-block-image aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/team-work.jpg\" alt=\"\" class=\"wp-image-6340\" srcset=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/team-work.jpg 1024w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/team-work-300x200.jpg 300w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/team-work-768x512.jpg 768w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n<h2 class=\"wp-block-heading\">\uc778\uc288\uc5b4\ud14c\ud06c \uc2a4\ud0c0\ud2b8\uc5c5\uc774 \uc8fc\ubb38\ud615 \ubcf4\ud5d8 \ubaa8\ub378\uc744 \uc218\uc6a9\ud558\ub294 \ubc29\ubc95<\/h2>\n\n<p>\uc77c\ubd80 \uc778\uc288\uc5b4\ud14c\ud06c \ud68c\uc0ac\ub294 \ub3d9\uc77c\ud55c \uacf5\uac04 \ub0b4\uc5d0\uc11c \uc5d0\ud53c\uc18c\ub4dc \uc801\uc6a9 \ubc94\uc704\uc5d0 \ub300\ud55c \uc0c8\ub85c\uc6b4 \ubcc0\ud615\uc744 \uc5f4\uae30 \uc704\ud574 \uc11c\ub85c \uacbd\uc7c1\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.\n\uc608\ub97c \ub4e4\uc5b4, Metromile\uacfc \uc601\uad6d\uc5d0 \ubcf8\uc0ac\ub97c \ub454 Cuvva\ub294 \ubaa8\ub450 \uc2e4\uc81c \uc8fc\ud589 \uac70\ub9ac\ub97c \uae30\ubc18\uc73c\ub85c \uc8fc\ubb38\ud615 \uc790\ub3d9\ucc28 \ubcf4\ud5d8\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4.\n\uadf8\ub7ec\ub098 Cuvva\ub294 \uace0\uac1d\uc774 \ub2e8 \ud55c \uc2dc\uac04 \ub3d9\uc548 \uc5b4\ub5a4 \ucc28\ub7c9\uc774\ub4e0 \uc6b4\uc804\ud560 \uc218 \uc788\ub3c4\ub85d \ubcf4\ud5d8\uc5d0 \uac00\uc785\ud560 \uc218 \uc788\ub3c4\ub85d \ud55c\ub2e4\uace0 Risk &amp; Insurance\uc758 \ubd80\ud3b8\uc9d1\uc7a5\uc778 <a href=\"https:\/\/riskandinsurance.com\/7-on-demand-insurance-start-ups-influencing-the-market\/\" target=\"_blank\" rel=\"noreferrer noopener\">Michelle Kerr<\/a>\ub294 \ub9d0\ud569\ub2c8\ub2e4.    <\/p>\n\n<p>\uc77c\ubd80 \ud68c\uc0ac\ub294 \uc8fc\ubb38\ud615 \ubaa8\ub378\uc758 \uc57d\uc18d\uc5d0 \ub9e4\uc6b0 \uc5f4\uc815\uc801\uc774\uc5b4\uc11c \ub2e4\ub978 \uc778\uc288\uc5b4\ud14c\ud06c \uc2a4\ud0c0\ud2b8\uc5c5\uc774 \ubaa8\ub378\uc744 \uac1c\ubc1c\ud560 \uc218 \uc788\ub3c4\ub85d \ub3d5\uace0 \uc788\uc2b5\ub2c8\ub2e4.\n2018\ub144\uc5d0 Slice\ub294 \uae30\uc5c5\uc774 \uc790\uccb4 \uc8fc\ubb38\ud615 \ubcf4\ud5d8 \uc0c1\ud488\uc744 \uac1c\ubc1c\ud558\uace0 \ub9c8\ucf00\ud305\ud560 \uc218 \uc788\ub3c4\ub85d \ud074\ub77c\uc6b0\ub4dc \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud558\uae30 \uc2dc\uc791\ud588\ub2e4\uace0 Insurance Journal\uc758 <a href=\"https:\/\/www.insurancejournal.com\/news\/national\/2018\/11\/06\/505442.htm\" target=\"_blank\" rel=\"noreferrer noopener\">Andrew G. Simpson<\/a> \uc740 \ub9d0\ud569\ub2c8\ub2e4. <\/p>\n\n<p>Slice\uc758 \ube44\uc804\uc740 \ubcf4\ud5d8 \ubc0f \uc778\uc288\uc5b4\ud14c\ud06c \uae30\uc5c5\uc744 \ub118\uc5b4 \ud655\uc7a5\ub429\ub2c8\ub2e4.\nSlice\uc758 CEO\uc774\uc790 \uacf5\ub3d9 \uc124\ub9bd\uc790\uc778 <a href=\"https:\/\/www.insurancejournal.com\/news\/national\/2018\/02\/01\/479057.htm\" target=\"_blank\" rel=\"noreferrer noopener\">Tim Attia<\/a>\ub294 &#8220;\uc6b0\ub9ac\ub294 \ubcf4\ud5d8\uc0ac\uac00 \ub418\uae30\ub97c \uc6d0\ud558\ub294 \ub2e4\ub978 \ud1b5\uc2e0\uc0ac\ub098 \ub2e4\ub978 \ud68c\uc0ac\uc5d0 \ub514\uc9c0\ud138 \ubcf4\ud5d8\uc0ac [infrastructure] \ub97c \uc784\ub300\ud558\uace0 \uc788\uc73c\uba70, \uc774\ub4e4\uc740 \uc0c1\ud488\uc5d0 \ubcf4\ud5d8\uc744 \ud3ec\ud568\ud558\uae30\ub97c \uc6d0\ud569\ub2c8\ub2e4. <\/p>\n\n<p>\uc801\uc5b4\ub3c4 \ud558\ub098\uc758 \uc798 \uc54c\ub824\uc9c4 \ud1b5\uc2e0 \uc0ac\uc5c5\uc790\uac00 \uc774\ubbf8 \uc774\ub7ec\ud55c \ud30c\ud2b8\ub108\uc2ed\uc744 \ucc44\ud0dd\ud588\uc2b5\ub2c8\ub2e4.\n2019\ub144 \ucd08, \ub124\uc774\uc158\uc640\uc774\ub4dc\ub294 \uc2b9\ucc28 \uacf5\uc720 \uc6b4\uc804\uc790\uc758 \ubcf4\uc7a5 \ubc94\uc704\ub97c \uac1c\uc120\ud558\uae30 \uc704\ud574 Slice\uc640 \ud30c\ud2b8\ub108\uc2ed\uc744 \ub9fa\uc5c8\ub2e4\uace0 \ubc1c\ud45c\ud588\uc2b5\ub2c8\ub2e4. <\/p>\n\n<p>&#8220;\uc774 \ud30c\ud2b8\ub108\uc2ed\uc740 \uae30\uc220\uc744 \ud65c\uc6a9\ud558\uc5ec \uc2b9\ucc28 \uacf5\uc720 \uc6b4\uc804\uc790\uc5d0\uac8c \uc720\uc5f0\ud558\uace0 \ud3ec\uad04\uc801\uc778 \ubcf4\ud5d8 \uc0c1\ud488\uc744 \uc81c\uacf5\ud568\uc73c\ub85c\uc368 \ud601\uc2e0\uc5d0 \ub300\ud55c \uc6b0\ub9ac\uc758 \uc57d\uc18d\uc744 \ubcf4\uc5ec\uc90d\ub2c8\ub2e4&#8221;\ub77c\uace0 Nationwide\uc758 <a href=\"https:\/\/www.prnewswire.com\/news-releases\/nationwide-partners-with-slice-labs-to-develop-on-demand-auto-insurance-for-rideshare-drivers-300814824.html\" target=\"_blank\" rel=\"noreferrer noopener\">Teresa Scharn<\/a> \uc740 \uc124\uba85\ud569\ub2c8\ub2e4.  <\/p>\n\n<p>\ub610\ud55c \uac01 \ud68c\uc0ac\uac00 \uc790\uc2e0\uc758 \uac15\uc810\uc744 \ubc1c\ud718\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\nSlice\ub294 \ubbf8\ub798 \uc9c0\ud5a5\uc801\uc778 \ud50c\ub7ab\ud3fc\uc744 \uc81c\uacf5\ud558\ub294 \ubc18\uba74, Nationwide\ub294 \uace0\uac1d \ud589\ub3d9\uacfc \uc704\ud5d8 \ubd84\uc11d\uc5d0 \ub300\ud55c \uae4a\uc740 \uc774\ud574\ub97c \uac00\uc9c0\uace0 \uc788\uc2b5\ub2c8\ub2e4.\n\uac70\uc758 \ubaa8\ub4e0 \uc81c\ud488\uc774\ub098 \uc11c\ube44\uc2a4\uc5d0 \ub300\ud574 \uc784\ubca0\ub514\ub4dc \uc628\ub514\ub9e8\ub4dc \ubcf4\ud5d8\uc774 \uc81c\uacf5\ub418\uc5b4 \uc0c8\ub85c\uc6b4 \ubc1c\uba85\ud488\uc774 \uc544\ub2cc \uc608\uc0c1\ub418\ub294 \ud45c\uc900\uc774 \ub418\ub294 \uc0c1\ud669\uc744 \uc0c1\uc0c1\ud558\ub294 \uac83\uc740 \uc5b4\ub835\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4.    <\/p>\n\n<figure class=\"wp-block-image aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/car-accident.jpg\" alt=\"\" class=\"wp-image-5080\" srcset=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/car-accident.jpg 1024w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/car-accident-300x200.jpg 300w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/car-accident-768x512.jpg 768w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n<h2 class=\"wp-block-heading\">\uae30\uc874 \ubcf4\ud5d8\uc0ac\uac00 \uc77c\uc2dc\uc801 \ubcf4\ud5d8\uc5d0\uc11c \ubc30\uc6b8 \uc218 \uc788\ub294 \uac83<\/h2>\n\n<p>\ub514\uc9c0\ud138 \ud601\uba85\uc740 \ube45 \ub370\uc774\ud130\uc640 \uc989\uac01\uc801\uc778 \ucee4\ubba4\ub2c8\ucf00\uc774\uc158\uc758 \uc2dc\ub300 \uc774\uc804\uc5d0\ub294 \ubd88\uac00\ub2a5\ud588\ub358 \ubcf4\ud5d8\uc5d0 \ub300\ud55c \uc138 \uac00\uc9c0 \uc0c8\ub85c\uc6b4 \uc811\uadfc \ubc29\uc2dd\uc744 \uc81c\uc2dc\ud588\uc2b5\ub2c8\ub2e4.\n\uc774\ub7ec\ud55c \ubaa8\ub378\uc5d0\ub294 \uc9c0\uc18d\uc801 \uc5b8\ub354\ub77c\uc774\ud305, \uc18c\uc561 \ubcf4\ud5d8 \ubc0f \uae31 \uc774\ucf54\ub178\ubbf8 \ubcf4\ud5d8\uc774 \ud3ec\ud568\ub41c\ub2e4\uace0 Novarica\uc758 \uc218\uc11d \ubd80\uc0ac\uc7a5\uc778 <a href=\"http:\/\/insurancethoughtleadership.com\/the-3-pillars-of-on-demand-insurance\/\" target=\"_blank\" rel=\"noreferrer noopener\">Jeff Goldberg<\/a>\ub294 \ub9d0\ud569\ub2c8\ub2e4.\n\uc138 \uac00\uc9c0 \ubaa8\ub450 \ub3d9\uc77c\ud55c \ubcf4\ud5d8 \uc0c1\ud488\uc5d0 \uc5c6\uc744\uc9c0\ub3c4 \ubaa8\ub974\uc9c0\ub9cc, \ubaa8\ub450 \uc624\ub298\ub0a0 \uc628\ub514\ub9e8\ub4dc \ubcf4\ud5d8\uc774 \uc791\ub3d9\ud558\ub294 \ubc29\uc2dd\uc758 \uc77c\ubd80\uc785\ub2c8\ub2e4.  <\/p>\n\n<p>Goldberg\ub294 \uc774\ub7ec\ud55c \ubaa8\ub4e0 \uc811\uadfc \ubc29\uc2dd\uc5d0\ub294 \ubcf4\ud5d8\uc0ac\uc758 \uc138 \uac00\uc9c0 \uc57d\uc18d, \uc989 \ub370\uc774\ud130 \ubd84\uc11d, \uc18c\ube44\uc790 \uc911\uc2ec\uc758 \uc81c\ud488 \uac1c\ubc1c \ubc0f \uc2dc\uc2a4\ud15c \ud6a8\uc728\uc131\uc774 \ud544\uc694\ud558\ub2e4\uace0 \ub9d0\ud569\ub2c8\ub2e4.\n\ubcf4\ud5d8 \ud68c\uc0ac\ub294 \uc774\ub7ec\ud55c \uae30\ub465 \uc911 \ud558\ub098 \ub610\ub294 \ub450 \uac00\uc9c0\ub9cc \uac16\ucd94\uc5b4\ub3c4 \uc628\ub514\ub9e8\ub4dc \uc601\uc5ed\uc5d0\uc11c \uc5b4\ub290 \uc815\ub3c4 \uc9c4\uc804\uc744 \uc774\ub8f0 \uc218 \uc788\uc9c0\ub9cc, \uac15\ub825\ud558\uace0 \uc9c0\uc18d \uac00\ub2a5\ud55c \uc131\uc7a5\uc5d0\ub294 \uc138 \uac00\uc9c0 \ubaa8\ub450\uac00 \ud544\uc694\ud569\ub2c8\ub2e4.   <\/p>\n\n<p>\uc77c\uc2dc\uc801\uc778 \ucee4\ubc84\ub9ac\uc9c0\ub97c \uc804\ubb38\uc73c\ub85c \ud558\ub294 \uc778\uc288\uc5b4\ud14c\ud06c \uc2a4\ud0c0\ud2b8\uc5c5\uc740 \uc77c\ubc18\uc801\uc73c\ub85c \ud655\ub9bd\ub41c \uc815\ucc45 \ubc0f \ubcf4\ud5d8\uc0ac\uac00 \ub2e4\ub8e8\uc9c0 \uc54a\ub294 \uc601\uc5ed\uc744 \ucc3e\uc544 \uc774\ub97c \uc218\ud589\ud569\ub2c8\ub2e4.\n\uc608\ub97c \ub4e4\uc5b4, Slice\ub294 \uc6b4\uc804\uc790\uac00 \uac1c\uc778 \uc790\ub3d9\ucc28 \ubcf4\ud5d8\uacfc \uc2b9\ucc28 \uacf5\uc720 \ud68c\uc0ac\ub97c \ud1b5\ud574 \ubcf4\ud5d8\uc5d0 \uac00\uc785\ud55c \uacbd\uc6b0\uc5d0\ub3c4 \ub0a8\uc544 \uc788\ub294 Uber \ubc0f Lyft \uc6b4\uc804\uc790\uc758 \ubcf4\uc7a5 \uaca9\ucc28\ub97c \ud574\uacb0\ud558\ub294 \uac83\uc73c\ub85c \uc2dc\uc791\ud588\uc2b5\ub2c8\ub2e4. <\/p>\n\n<p>Slice\ub294 \uc804\ud1b5\uc801\uc778 \ubcf4\uc7a5 \ubc94\uc704, \uc2b9\ucc28 \uacf5\uc720 \uc815\ucc45 \ubc0f \uc8fc \ucd5c\uc18c \uc694\uad6c \uc0ac\ud56d\uc758 \ubc94\uc704 \ub0b4\uc5d0\uc11c \uc644\uc804\ud55c \uc790\ub3d9\ucc28 \ubcf4\ud5d8\uc5d0 \uac00\uc785\ud558\uace0\uc790 \ud558\ub294 \uc6b4\uc804\uc790\uc758 \uc695\uad6c\ub97c \ucda9\uc871\uc2dc\ud0b4\uc73c\ub85c\uc368 \uc131\uacf5\ud588\uc2b5\ub2c8\ub2e4.\n\uc778\uc288\uc5b4\ud14c\ud06c \uc2a4\ud0c0\ud2b8\uc5c5\uacfc \uae30\uc874 \ubcf4\ud5d8\uc0ac \ubaa8\ub450\uc5d0\uac8c \uc628\ub514\ub9e8\ub4dc \ubcf4\uc7a5\uc5d0 \ub300\ud55c \uace0\uac1d\uc758 \uad00\uc2ec\uc744 \ud65c\uc6a9\ud55c\ub2e4\ub294 \uac83\uc740 \uc774\ub7ec\ud55c \uaca9\ucc28\ub97c \ucc3e\uace0 \uc774\ub97c \ud574\uacb0\ud558\uae30 \uc704\ud55c \uc0c8\ub85c\uc6b4 \ubc29\ubc95\uc744 \uac1c\ubc1c\ud558\ub294 \uac83\uc744 \uc758\ubbf8\ud569\ub2c8\ub2e4.   <\/p>\n\n<p>\ubcf4\ud5d8 \ud68c\uc0ac\ub4e4\uc774 \uc2a4\ub9c8\ud2b8\ud3f0\uacfc \uc0b0\uc545 \uc790\uc804\uac70\uc640 \uac19\uc740 \uac1c\uc778 \uc7ac\uc0b0\uc758 \uac1c\ubcc4 \ud488\ubaa9\uc744 \ubcf4\uc0c1\ud558\uae30 \uc704\ud574 \uacbd\uc7c1\ud558\ub294 \uc138\uc0c1\uc744 \uc0c1\uc0c1\ud560 \uc218 \uc788\ub2e4\uace0 Insurance Thought Leadership\uc758 <a href=\"http:\/\/insurancethoughtleadership.com\/on-demand-insurance-whats-at-stake\/\" target=\"_blank\" rel=\"noreferrer noopener\">Stephen Temple<\/a> \uc740 \ub9d0\ud569\ub2c8\ub2e4.  <\/p>\n\n<p>\uae30\uc874 \ubcf4\ud5d8 \ud68c\uc0ac\ub294 \uace0\uac1d\uc758 \uc694\uad6c, \ud589\ub3d9 \ubc0f \uc704\ud5d8\uc5d0 \ub300\ud574 \ud6e8\uc52c \ub354 \ub9ce\uc740 \uc815\ubcf4\uc5d0 \uc561\uc138\uc2a4\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\n\uc774 \uc815\ubcf4\ub97c \ud6a8\uacfc\uc801\uc73c\ub85c \ud65c\uc6a9\ud558\uba74 \uae30\uc874 \ubcf4\ud5d8\uc0ac\uac00 \ub35c \uc138\ubd84\ud654\ub418\uc5c8\uc9c0\ub9cc \ub354 \uac1c\uc778\ud654\ub41c \ubcf4\uc7a5\uc744 \uc81c\uacf5\ud568\uc73c\ub85c\uc368 \uacbd\uc7c1\ud558\ub294 \ub370 \ub3c4\uc6c0\uc774 \ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.   <\/p>\n\n<p><em>\uc774\ubbf8\uc9c0 \uc791\uc131\uc790: rido\/\u00a9123RF.com, Piyawat Nandeenopparit\/\u00a9123RF.com, Aleksandr Davydov\/\u00a9123RF.com<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\uc778\uc288\uc5b4\ud14c\ud06c \uae30\uc5c5\uc740 \uc628\ub514\ub9e8\ub4dc \ub610\ub294 \uc77c\uc2dc\uc801\uc778 \ubcf4\ud5d8 \ubaa8\ub378\ub85c \uace0\uac1d\uc744 \uc810\uc810 \ub354 \uc720\uce58\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc77c\ubc18\uc801\uc73c\ub85c \uc2a4\ub9c8\ud2b8\ud3f0\uc744 \ud1b5\ud574 \uc27d\uac8c \uc561\uc138\uc2a4\ud560 \uc218 \uc788\uae30 \ub54c\ubb38\uc5d0 \uace0\uac1d\uc740 \ud074\ub9ad, \ud0ed \ub610\ub294 \uc2a4\uc640\uc774\ud504 \ud55c \ubc88\uc73c\ub85c \ubcf4\uc7a5\uc744 \ucf1c\uac70\ub098 \ub04c \uc218 \uc788\uc73c\ubbc0\ub85c \ud544\uc694\ud560 \ub54c\ub9cc \ubcf4\uc7a5 \ube44\uc6a9\uc744 \uc9c0\ubd88\ud558\uba74 \ub429\ub2c8\ub2e4. \uc774 \ubaa8\ub378\uc740 \uc6b4\uc804\uc790, \uc5ec\ud589\uc790 \ubc0f \uae31 \uc774\ucf54\ub178\ubbf8 \ucc38\uac00\uc790 \uc0ac\uc774\uc5d0\uc11c \uc810\uc810 \ub354 \uc778\uae30\ub97c \uc5bb\uace0 \uc788\uc73c\uba70, \uc774\ub97c \uc81c\uc5b4\ud558\ub294 \ub370 [&hellip;]<\/p>\n","protected":false},"featured_media":6356,"template":"","insight-category":[],"class_list":["post-21042","insight","type-insight","status-publish","has-post-thumbnail","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/insight\/21042","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/insight"}],"about":[{"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/types\/insight"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/media\/6356"}],"wp:attachment":[{"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/media?parent=21042"}],"wp:term":[{"taxonomy":"insight-category","embeddable":true,"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/insight-category?post=21042"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}