{"id":20978,"date":"2024-09-30T14:15:29","date_gmt":"2024-09-30T19:15:29","guid":{"rendered":"https:\/\/bolttech.io\/insights\/%eb%b3%b4%ed%97%98%ec%9d%98-%ed%88%ac%eb%aa%85%ec%84%b1-pc-%eb%b3%b4%ed%97%98%ec%82%ac%ea%b0%80-%ea%b3%a0%ea%b0%9d-%ea%b4%80%ea%b3%84%eb%a5%bc-%ea%b0%9c%ec%84%a0%ed%95%98%ea%b8%b0-%ec%9c%84\/"},"modified":"2024-09-30T14:15:36","modified_gmt":"2024-09-30T19:15:36","slug":"%eb%b3%b4%ed%97%98%ec%9d%98-%ed%88%ac%eb%aa%85%ec%84%b1-pc-%eb%b3%b4%ed%97%98%ec%82%ac%ea%b0%80-%ea%b3%a0%ea%b0%9d-%ea%b4%80%ea%b3%84%eb%a5%bc-%ea%b0%9c%ec%84%a0%ed%95%98%ea%b8%b0-%ec%9c%84","status":"publish","type":"insight","link":"https:\/\/bolttech.io\/ko\/insights\/%eb%b3%b4%ed%97%98%ec%9d%98-%ed%88%ac%eb%aa%85%ec%84%b1-pc-%eb%b3%b4%ed%97%98%ec%82%ac%ea%b0%80-%ea%b3%a0%ea%b0%9d-%ea%b4%80%ea%b3%84%eb%a5%bc-%ea%b0%9c%ec%84%a0%ed%95%98%ea%b8%b0-%ec%9c%84\/","title":{"rendered":"\ubcf4\ud5d8\uc758 \ud22c\uba85\uc131: P&C \ubcf4\ud5d8\uc0ac\uac00 \uace0\uac1d \uad00\uacc4\ub97c \uac1c\uc120\ud558\uae30 \uc704\ud574 \uc138\ubd80 \uc0ac\ud56d\uc744 \ub2e8\uc21c\ud654\ud558\ub294 \ubc29\ubc95"},"content":{"rendered":"\n

\ubcf4\ud5d8\uc740 \uc218\uc138\uae30 \ub3d9\uc548 \uac04\ub2e8\ud55c \uc81c\ub3c4\ub97c \uc81c\uacf5\ud568\uc73c\ub85c\uc368 \ubc88\ucc3d\ud574 \uc654\uc2b5\ub2c8\ub2e4.\n\ubcf4\ud5d8 \uacc4\uc57d\uc790\ub294 \ud2b9\uc815 \uc720\ud615\uc758 \uc190\uc2e4\uc774 \ubc1c\uc0dd\ud560 \uacbd\uc6b0 \ubcf4\ud5d8 \ud68c\uc0ac\uac00 \ubcf4\uc0c1\ud558\uaca0\ub2e4\ub294 \uc57d\uc18d\uc5d0 \ub300\ud55c \ub300\uac00\ub85c \ubcf4\ud5d8\ub8cc\ub97c \uc9c0\ubd88\ud569\ub2c8\ub2e4. <\/p>\n\n

\uadf8 \uc81c\ub3c4\uac00 \ube44\uad50\uc801 \uc774\ud574\ud558\uae30 \uc26c\uc6b4\ub370\ub3c4, \uc65c \uadf8\ud1a0\ub85d \ub9ce\uc740 \uc0ac\ub78c\ub4e4\uc774 \ud68c\uc758\ub860\uc774\ub098 \ub178\uace8\uc801\uc778 \ubd88\uc2e0\uc744 \uac00\uc9c0\uace0 \ubcf4\ud5d8\uc5d0 \uc811\uadfc\ud558\ub294 \uac83\uc77c\uae4c?\n\ubcf4\ud5d8\uc774 \ud1b5\uc81c\ud560 \uc218 \uc5c6\ub294 \ubd88\ud655\uc2e4\uc131\uc5d0 \uc9c1\uba74\ud588\uc744 \ub54c \ub9c8\uc74c\uc758 \ud3c9\ud654\ub97c \uc81c\uacf5\ud558\ub294\ub370, \ub9ce\uc740 \uc0ac\ub78c\ub4e4\uc774 \ubcf4\ud5d8\uc0ac\uc5d0 \uc5f0\ub77d\ud558\ub294 \uac83\uc744 \ud53c\ud558\uac70\ub098 \ubcf4\ud5d8\uc5d0 \uac00\uc785\ud558\uc9c0 \uc54a\ub294 \uc774\uc720\ub294 \ubb34\uc5c7\uc785\ub2c8\uae4c? <\/p>\n\n

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\uace0\uac1d\uc740 \ubcf4\ud5d8 \ud68c\uc0ac\ub97c \uc5bc\ub9c8\ub098 \uc2e0\ub8b0\ud569\ub2c8\uae4c?<\/h2>\n\n

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18\uc138\uc5d0\uc11c 34\uc138 \uc0ac\uc774\uc758 \uc751\ub2f5\uc790 \uc0ac\uc774\uc5d0\uc11c\ub294 \ubd88\uc2e0\uc774 \uc6b0\uc138\ud55c \uac83\uc73c\ub85c \ub098\ud0c0\ub0ac\uc73c\uba70(\uc2e0\ub8b0\ud558\uc9c0 \uc54a\ub294\ub2e4\ub294 \uc751\ub2f5\uc774 42% \ub300 \uc2e0\ub8b0\ud55c\ub2e4\ub294 \uc751\ub2f5\uc774 41%), 35\uc138\uc5d0\uc11c 54\uc138 \uc5f0\ub839\uce35\uc5d0\uc11c\ub294 \uc2e0\ub8b0\uac00 \ubd88\uc2e0\uc744 1% \ud3ec\uc778\ud2b8 \uc55e\uc130\ub2e4(45% \ub300 44%).\n55\uc138 \uc774\uc0c1\uc758 \uc751\ub2f5\uc790\ub9cc\uc774 \ubcf4\ud5d8 \ud68c\uc0ac\ub97c \uc2e0\ub8b0\ud558\uc9c0 \uc54a\uc744 \uac00\ub2a5\uc131\uc774 \ub354 \ub192\uc558\uc2b5\ub2c8\ub2e4. <\/p>\n\n

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\ubcf4\ud5d8 \uc815\ucc45\uc758 \ubcf5\uc7a1\uc131\uc740 \ubcf4\ud5d8\uc758 \uc2e0\ub8b0 \ubb38\uc81c\uc758 \uc99d\uc0c1\uc774\ub77c\uace0 \ud589\ub3d9 \uacbd\uc81c\ud559\uc790 Dan Ariey \ubc15\uc0ac\ub294 \ub9d0\ud569\ub2c8\ub2e4.<\/a> \uace0\uac1d\uc774 \uc774\ub97c \uc774\uc6a9\ud560 \uac00\ub2a5\uc131\uc744 \uc904\uc774\uae30 \uc704\ud574 \ubcf4\ud5d8 \ud68c\uc0ac\ub294 \uac00\ub2a5\ud55c \ud55c \ub9ce\uc740 \uc7a0\uc7ac\uc801 \uc0c1\ud669\uc744 \ud574\uacb0\ud558\uae30 \uc704\ud55c \uc791\uc740 \uae00\uc528\ub85c \uc815\ucc45\uc5d0 \ub85c\ub4dc\ud569\ub2c8\ub2e4.\n\uace0\uac1d\uc740 \uc774 \uc791\uc740 \uae00\uc528\uc5d0 \uc555\ub3c4\ub2f9\ud558\uace0 \ubcf4\ud5d8 \ud68c\uc0ac\uac00 \ubb34\uc5b8\uac00\ub97c \uc228\uae30\ub824\uace0 \ud55c\ub2e4\uace0 \uacb0\ub860\uc744 \ub0b4\ub9ac\uace0 \ucd94\uac00 \ube44\uc6a9\uc744 \uccad\uad6c\ud560 \ubc29\ubc95\uc744 \uc0dd\uac01\ud558\uae30 \uc2dc\uc791\ud569\ub2c8\ub2e4. <\/p>\n\n

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\uace0\uac1d\uc774 \uc791\uc740 \uae00\uc528\ub97c \uc77d\ub3c4\ub85d \uc7a5\ub824\ud558\ub294 \uac83\ub9cc\uc73c\ub85c\ub294 \ucda9\ubd84\ud558\uc9c0 \uc54a\uc740 \uc774\uc720<\/h3>\n\n

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\uc228\uaca8\uc9c4 \uc0c1\ud488\uc740 \uc791\uc740 \uae00\uc528\ub97c \uc77d\ub3c4\ub85d \uc7a5\ub824\ud560 \uc218 \uc788\uc9c0\ub9cc \ubc18\ub4dc\uc2dc \uc2e0\ub8b0\ub97c \uc313\ub294 \uac83\uc740 \uc544\ub2d9\ub2c8\ub2e4.\n\ub300\ubd80\ubd84\uc758 \uc0c1\ud669\uc5d0\uc11c \uace0\uac1d\ub4e4\uc740 \uadf8\ub4e4\uc758 \uc99d\uad8c\uc744 \uc77d\uc9c0 \uc54a\uc744 \ubfd0\ub9cc \uc544\ub2c8\ub77c \ubcf4\ud5d8 \uc124\uacc4\uc0ac, \uc911\uac1c\uc778 \ubc0f \uae30\ud0c0 \uc804\ubb38\uac00\ub4e4\ub3c4 \uadf8\ub4e4\uc758 \uc815\ucc45\uc744 \uc77d\uc9c0 \uc54a\ub294\ub2e4\uace0 Independent Insurance Agents & Brokers of America\uc758 \uc804 \ubd80\uc0ac\uc7a5\uc778 William C. Wilson, Jr.<\/a>\ub294 \ub9d0\ud569\ub2c8\ub2e4. <\/p>\n\n

\uc791\uc740 \uae00\uc528\ub85c \uc4f0\uc5ec\uc9c4 \uae00\uc528\uac00 \uc77d\ud788\uc9c0 \uc54a\uc744 \ub54c, \uc724\ub9ac\uc801\uc778 \ubb38\uc81c\ubfd0\ub9cc \uc544\ub2c8\ub77c \uc2e4\uc81c\uc801\uc778 \ubb38\uc81c\ub3c4 \ubc1c\uc0dd\ud560 \uc218 \uc788\ub2e4\uace0 \uae30\uc5c5 \uc724\ub9ac \uc800\ub110(Journal of Business Ethics)\uc758 \uc5f0\uad6c\uc6d0 \uc624\uc774\ube48\ub4dc \ud06c\ubc1c\ub124\uc2a4(Oyvind Kvalnes<\/a> )\ub294 \ub9d0\ud55c\ub2e4.\n\uace0\uac1d \ucda9\uc131\ub3c4\ub97c \uc720\uc9c0\ud558\uace0 \ubc95\uc801 \ub610\ub294 \uc724\ub9ac\uc801 \uc218\ub801\uc744 \ud53c\ud558\ub824\uba74 \ubcf4\ud5d8 \uc815\ucc45\uc5d0 \ub354 \uba85\ud655\ud558\uace0 \ud22c\uba85\ud55c \uac83\uc774 \ud544\uc694\ud569\ub2c8\ub2e4. <\/p>\n\n

\"\"<\/figure>\n\n

\ubcf4\ud5d8\uc758 \ud22c\uba85\uc131 \ud5a5\uc0c1\uc744 \uc704\ud55c \ube44\uc988\ub2c8\uc2a4 \uc0ac\ub840<\/h2>\n\n

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\uc591\ubc29\ud5a5 \ud22c\uba85\uc131\uc740 \uc801\uc5b4\ub3c4 \uc77c\ubd80 \uc0b0\uc5c5\uc5d0\uc11c\ub294 \uace0\uac1d \ub9cc\uc871\ub3c4\uc640 \uc11c\ube44\uc2a4 \ud488\uc9c8\uc744 \ud5a5\uc0c1\uc2dc\ud0a4\ub294 \uac83\uc73c\ub85c \ubcf4\uc785\ub2c8\ub2e4.\n\uc608\ub97c \ub4e4\uc5b4, \ud558\ubc84\ub4dc \ube44\uc988\ub2c8\uc2a4 \ub9ac\ubdf0(Harvard Business Review)\uc5d0 \uc2e4\ub9b0 \uc5f0\uad6c\uc5d0 \ub530\ub974\uba74 \ub808\uc2a4\ud1a0\ub791\uc5d0\uc11c \uc694\ub9ac\uc0ac\uc640 \uc190\ub2d8\uc774 \uc11c\ub85c\ub97c \ubcfc \uc218 \uc788\uc744 \ub54c \uc694\ub9ac\uc0ac\uc758 \uc11c\ube44\uc2a4 \uc18d\ub3c4\ub294 13.2% \uc99d\uac00\ud558\uace0 \uc190\ub2d8\uc758 \ub9cc\uc871\ub3c4\ub294 17.3% \uc99d\uac00\ud588\uc2b5\ub2c8\ub2e4.\n“\uace0\uac1d\uacfc \uacf5\uae09\uc790 \uac04\uc758 \ud22c\uba85\uc131\uc740 \uc11c\ube44\uc2a4\ub97c \uc2e4\uc81c\ub85c \ud5a5\uc0c1\uc2dc\ud0a4\ub294 \uac83\uc73c\ub85c \ubcf4\uc778\ub2e4”\uace0 \uc5f0\uad6c\uc758 \uc800\uc790 \uc911 \ud55c \uba85\uc778 \ud558\ubc84\ub4dc \uacbd\uc601 \ub300\ud559\uc6d0 \uc870\uad50\uc218 Ryan W. Buell<\/a> \uc740 \uc9c0\uc801\ud569\ub2c8\ub2e4. <\/p>\n\n

\uc778\uc288\uc5b4\ud14c\ud06c \uc2a4\ud0c0\ud2b8\uc5c5 Waffle\uc774 \ubcf4\ud5d8 \uace0\uac1d\uc5d0\uac8c \uc774\uc0c1\uc801\uc778 \ubcf4\ud5d8 \uacbd\ud5d8\uc774 \uc5b4\ub5a4 \ubaa8\uc2b5\uc778\uc9c0 \ubb3c\uc5c8\uc744 \ub54c \uace0\uac1d\uc758 \ub2f5\ubcc0\uc740 \ud22c\uba85\uc131\uc5d0 \ucd08\uc810\uc744 \ub9de\ucdc4\ub2e4\uace0 Waffle\uc758 \uacf5\ub3d9 \uc124\ub9bd\uc790 \uacb8 CEO\uc778 Quentin Coolen<\/a>\uc740 \ub9d0\ud569\ub2c8\ub2e4.\n\ud2b9\ud788 \uace0\uac1d\uc740 \uc774\ud574\ud558\uae30 \uc26c\uc6b4 \uc815\ucc45\uc744 \uc6d0\ud588\uc2b5\ub2c8\ub2e4.\n\uadf8\ub4e4\uc740 \ubc30\uc81c \ub354\ubbf8\ub97c \ud5e4\uccd0 \ub098\uac00\uace0 \uc2f6\uc9c0 \uc54a\uc558\uc2b5\ub2c8\ub2e4.\n\uadf8\ub9ac\uace0 \ubcf4\ud5d8\uae08 \uccad\uad6c\uac00 \ubc1c\uc0dd\ud588\uc744 \ub54c, \uadf8\ub4e4\uc740 \uadf8\ub4e4\uc774 \uc774\ud574\ud560 \uc218 \uc788\ub294 \uc5b8\uc5b4\ub85c \ubcf4\ud5d8 \ud68c\uc0ac\uc640 \ub300\ud654\ud560 \uc218 \uc788\uae30\ub97c \uc6d0\ud588\uc2b5\ub2c8\ub2e4. <\/p>\n\n

\ub2e4\ud589\ud788\ub3c4 \ubcf4\ud5d8 \ud68c\uc0ac\uac00 \ubcf4\ud5d8\uc758 \ucee4\ubba4\ub2c8\ucf00\uc774\uc158\uacfc \ud22c\uba85\uc131\uc5d0 \ub300\ud55c \uace0\uac1d\uc758 \uae30\ub300\uce58\ub97c \ucda9\uc871\ud558\ub294 \ub370 \ub3c4\uc6c0\uc774 \ub418\ub294 \ub3c4\uad6c\uac00 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n

\"\"<\/figure>\n\n

\ud22c\uba85\uc131 \uad6c\ucd95\uc744 \uc704\ud55c \uae30\uc220 \ub3c4\uad6c \uc0ac\uc6a9<\/h2>\n\n

\uc624\ub298\ub0a0\uc758 \uae30\uc220\uc740 \uace0\uac1d\uc774 \ub2e4\uc591\ud55c \ube44\uc988\ub2c8\uc2a4 \ubc0f \uc0b0\uc5c5\uc5d0 \ub300\ud55c \uc815\ubcf4\ub97c \uadf8 \uc5b4\ub290 \ub54c\ubcf4\ub2e4 \uc27d\uac8c \ucc3e\uc744 \uc218 \uc788\ub3c4\ub85d \ud568\uc73c\ub85c\uc368 \ud22c\uba85\uc131\uc5d0 \ub300\ud55c \uace0\uac1d\uc758 \uc694\uad6c\ub97c \ub192\uc600\uc2b5\ub2c8\ub2e4.\n\ud22c\uba85\uc131\uc5d0 \ub300\ud55c \uace0\uac1d\uc758 \uae30\ub300\uce58\ub97c \ubcc0\ud654\uc2dc\ud0a8 \uac83\uacfc \ub3d9\uc77c\ud55c \ub3c4\uad6c\ub97c \uc0ac\uc6a9\ud558\uc5ec \uc774\ub7ec\ud55c \uc694\uad6c\ub97c \ucda9\uc871\ud560 \uc218\ub3c4 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n

\uc6d0\ud65c\ud55c \uc815\ubcf4 \uc804\ub2ec\uc744 \uc704\ud55c \uc791\uc740 \uae00\uc528 \uc904\uc774\uae30<\/h3>\n\n

\ubcf4\ud5d8\uc5d0 \ud22c\uba85\uc131\uc744 \ub354\ud558\uae30 \uc704\ud55c \ubcf4\ud3b8\uc801 \ub370\uc774\ud130 \ud50c\ub7ab\ud3fc\uc5d0 \ub300\ud55c \ucd94\uc9c4\uc740 \uac00\uaca9 \ud22c\uba85\uc131\uc774 \uad6d\uac00\uc801 \uad00\uc2ec\uc0ac\uac00 \ub41c \uac74\uac15 \ubcf4\ud5d8\uc5d0\uc11c \uc774\ubbf8 \uc9c4\ud589 \uc911\uc774\ub77c\uace0 FAIR Health\uc758 \ud68c\uc7a5\uc778 Robin Gelburd<\/a>\ub294 \uc37c\uc2b5\ub2c8\ub2e4.<\/p>\n\n

“\ud22c\uba85\uc131\uc740 \uc9c0\ubd88\uc790 \ub610\ub294 \uacf5\uae09\uc790\uc758 \ub370\uc774\ud130\ub97c \uc18c\ube44\uc790\uc640 \ub2e4\ub978 \uc0ac\ub78c\ub4e4\uc774 \uc561\uc138\uc2a4\ud560 \uc218 \uc788\ub294 \ud50c\ub7ab\ud3fc\uc73c\ub85c \uc774\ub3d9\ud558\ub294 \uac83\uc744 \ud3ec\ud568\ud569\ub2c8\ub2e4.\n\uace0\uac1d\uc774 \ubcf4\ud5d8 \uc815\ubcf4\uc5d0 \uc561\uc138\uc2a4\ud558\uace0 \uc27d\uac8c \uc774\ud574\ud560 \uc218 \uc788\uc744 \ub54c \ud574\ub2f9 \uc815\ubcf4\uc758 \ucd9c\ucc98\uc778 \ubcf4\ud5d8 \ud68c\uc0ac\ub97c \uc2e0\ub8b0\ud560 \uac00\ub2a5\uc131\uc774 \ub354 \ucee4\uc9d1\ub2c8\ub2e4. <\/p>\n\n

\uc77c\ubd80 \ubcf4\ud5d8\uc0ac\ub294 \uc774\ubbf8 \ub514\uc9c0\ud138 \ub3c4\uad6c\ub97c \ud65c\uc6a9\ud558\uc5ec \uace0\uac1d\uc774 \uc815\ucc45\uc744 \uc77d\uace0 \uc774\ud574\ud558\ub294 \ub2a5\ub825\uc744 \ud5a5\uc0c1\uc2dc\ud0a4\uace0 \uc788\uc2b5\ub2c8\ub2e4.\n\uc608\ub97c \ub4e4\uc5b4, \ubc84\ud06c\uc154 \ud574\uc11c\uc6e8\uc774(Berkshire Hathaway)\ub294 \ucd5c\uadfc \uadfc\ub85c\uc790 \ubcf4\uc0c1, \ub2e4\uc591\ud55c \ud615\ud0dc\uc758 \ucc45\uc784, \uc7ac\uc0b0 \ubc0f \ucc28\ub7c9\uc5d0 \ub300\ud55c \ubcf4\uc7a5\uc744 \uacb0\ud569\ud55c \uc911\uc18c\uae30\uc5c5 \uc815\ucc45\uc744 \ubc1c\ud45c\ud588\uc2b5\ub2c8\ub2e4.\n\uc774 \uc815\ucc45\uc758 \uc774\ub984\uc740 \uc791\uc740 \uae00\uc528\uac00 \uc815\ud655\ud788 \uc138 \ud398\uc774\uc9c0 \uae38\uc774\uc774\uae30 \ub54c\ubb38\uc5d0 “THREE”\ub77c\uace0 Coverager\uc758Avi Ben-Hutta<\/a> \ub294 \uc501\ub2c8\ub2e4. <\/p>\n\n

THREE\ub294 \ub2e8\uc21c\ud568\uc73c\ub85c \uc778\ud574 \uc77c\ubd80 \uce6d\ucc2c\uc744 \ubc1b\uc558\uc9c0\ub9cc \uac19\uc740 \uc774\uc720\ub85c \ube44\ud310\uc744 \ubc1b\uae30\ub3c4 \ud588\uc2b5\ub2c8\ub2e4.\n\uc608\ub97c \ub4e4\uc5b4, THREE\uc5d0\ub294 \ubcf4\uc99d \uc635\uc158\uc774 \uc5c6\ub2e4\uace0 Big I Virtual University of the Independent Insurance Agents and Brokers of America\uc758 \uc804\ubb34 \uc774\uc0ac\uc778 Christopher J. Boggs<\/a>\ub294 \uc9c0\uc801\ud569\ub2c8\ub2e4.\n“\ubcf4\uc99d\uc740 \ud53c\ubcf4\ud5d8\uc790\uac00 \uace0\uc720\ud55c \ub178\ucd9c\uc744 \ucda9\uc871\ud558\ub3c4\ub85d \uc815\ucc45\uc744 \ub9de\ucda4\ud654\ud560 \uc218 \uc788\ub3c4\ub85d \ud558\uae30 \uc704\ud574 \uc874\uc7ac\ud569\ub2c8\ub2e4. \ub9de\ucda4\ud654\ud560 \uc218 \uc788\ub294 \ub2a5\ub825\uc774 \uc5c6\uc73c\uba74 \ud53c\ubcf4\ud5d8\uc790\ub294 \ud2b9\ud788 \uc774 \ubcf4\ud5d8\uc774 \uc120\ud0dd\ub41c \uc635\uc158\uc778 \uacbd\uc6b0 \ubd80\uc801\uc808\ud55c \uc635\uc158\uc5d0 \uac07\ud788\uac8c \ub429\ub2c8\ub2e4”\ub77c\uace0 \uadf8\ub294 \uc124\uba85\ud569\ub2c8\ub2e4. <\/p>\n\n

THREE\ub294 3\ud398\uc774\uc9c0 \ud06c\uae30\uc758 \ub300\ubd80\ubd84\uc744 \ucc28\uc9c0\ud558\uc9c0\ub9cc, \ub514\uc9c0\ud138 \ubc29\uc2dd\uc73c\ub85c \uc81c\uacf5\ub418\ub294 \uc815\ucc45\uc740 \ub3d9\uc77c\ud55c \ubc29\uc2dd\uc73c\ub85c \ud398\uc774\uc9c0 \uc218\uc5d0 \uc81c\uc57d\uc744 \ubc1b\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4.\n\uc815\ubcf4\uac00 \ub514\uc9c0\ud138 \ubc29\uc2dd\uc73c\ub85c \uc81c\uacf5\ub420 \ub54c, \ub3c5\uc790\ub97c \uc555\ub3c4\ud558\uc9c0 \uc54a\uace0 \uc815\ucc45\uc744 \ub9de\ucda4\ud654\ud558\uae30 \uc704\ud574 \ubcf4\uc99d\uc744 \ucd94\uac00\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4 \u2014 \uc77c\ubc18 \uc5b8\uc5b4\ub85c \uadf8\ub9ac\uace0 \ud0d0\uc0c9\uc744 \uc704\ud574 \uc138\uc2ec\ud558\uac8c \uc124\uacc4\ub41c \ubc29\uc2dd\uc73c\ub85c \uc81c\uacf5\ub418\ub294 \uacbd\uc6b0. <\/p>\n\n

\ub514\uc9c0\ud138 \uc810\uc758 \uc5f0\uacb0: \ud22c\uba85\uc131, \uac1c\uc778\ud654 \ubc0f \ubcf4\uc548<\/h3>\n\n

\ubcf4\ud5d8\uc758 \ud22c\uba85\uc131 \ud5a5\uc0c1\uc740 \ub610 \ub2e4\ub978 \uace0\uac1d \uc218\uc694 \uc99d\uac00\uc778 \uac1c\uc778\ud654 \uc99d\uac00\ub97c \uc790\uc5f0\uc2a4\ub7fd\uac8c \ubcf4\uc644\ud569\ub2c8\ub2e4.<\/p>\n\n

\uc561\uc13c\uce04\uc5b4(Accenture)\uc758 \uae00\ub85c\ubc8c \ubc45\ud0b9 \ub2f4\ub2f9 \uc218\uc11d \uc804\ubb34 \uc774\uc0ac\uc778 \uc568\ub7f0 \ub9e4\ud0a8\ud0c0\uc774\uc5b4(Alan McIntyre<\/a>)\ub294 “\uc5ec\uae30\uc11c \ubcf4\ud5d8 \ud68c\uc0ac\ub294 \uac1c\uc778\ud654\ub41c \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud558\uace0 \uc2e0\ub8b0\ub97c \uad6c\ucd95\ud558\uae30 \uc704\ud574 \uac1c\uc778 \ub370\uc774\ud130\ub97c \uacf5\uc720\ud558\ub824\ub294 \uace0\uac1d\uc758 \uc758\uc9c0\ub97c \ud65c\uc6a9\ud55c \uc740\ud589\uc5d0\uc11c \ud78c\ud2b8\ub97c \uc5bb\uc744 \uc218 \uc788\ub2e4”\uace0 \ub9d0\ud569\ub2c8\ub2e4.\n\uc740\ud589 \uace0\uac1d\uc758 \uc57d 60%\ub294 \ubcf4\ub2e4 \uac1c\uc778\ud654\ub41c \uc11c\ube44\uc2a4\uc640 \uac1c\uc120\ub41c \uc57d\uad00\uc744 \uc6d0\ud55c\ub2e4\uba74 \ub354 \ub9ce\uc740 \uac1c\uc778 \ub370\uc774\ud130\ub97c \uacf5\uc720\ud560 \uc758\ud5a5\uc774 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n

\uadf8\ub7ec\ub098 \uac1c\uc778\ud654\ub97c \uc0ac\uc6a9\ud558\uc5ec \uc2e0\ub8b0\ub97c \uad6c\ucd95\ud558\ub294 \ubcf4\ud5d8 \ud68c\uc0ac\ub294 \uace0\uac1d \ub370\uc774\ud130 \uac1c\uc778 \uc815\ubcf4 \ubcf4\ud638 \ubc0f \ubcf4\uc548\uc744 \uac15\uc870\ud574\uc57c \ud569\ub2c8\ub2e4.\n900\uac1c \uae30\uc5c5\uc744 \ub300\uc0c1\uc73c\ub85c \ud55c \uc561\uc13c\uce04\uc5b4(Accenture)\uc758 \uc5f0\uad6c\uc5d0 \ub530\ub974\uba74 \uc751\ub2f5\uc790\uc758 \uac70\uc758 \uc808\ubc18\uc774 \uacbd\uc7c1\uc0ac\uc758 \uc11c\ube44\uc2a4\ub85c \uc804\ud658\ud55c \uc774\uc720\uac00 \uc2e0\ub8b0 \uc0c1\uc2e4 \ub54c\ubb38\uc774\ub77c\uace0 \uc5f0\uad6c\uc758 \uc800\uc790\uc778 \ud53c\uc5d0\ub974\uce74\ub97c\ub85c \uac8c\ub77c(Piercarlo Gera), \uc568\ub7f0 \ub9e4\ud0a8\ud0c0\uc774\uc5b4(Alan McIntyre), \uc5d0\ub9ad \uc0cc\ub4dc\ud034\uc2a4\ud2b8(Erik Sandquist)\ub294<\/a> \ub9d0\ud569\ub2c8\ub2e4. <\/p>\n\n

\uc124\ubb38\uc5d0 \ucc38\uc5ec\ud55c 7,000\uac1c \uae30\uc5c5 \uc911 \uc57d 900\uac1c \uae30\uc5c5\uc774 \uace0\uac1d \uc2e0\ub8b0\uac00 \ud06c\uac8c \ud558\ub77d\ud588\uc2b5\ub2c8\ub2e4.\n\uadf8 \uacb0\uacfc 2\ub144 \ub3d9\uc548 \uc774\ub4e4 \uae30\uc5c5\uc740 \uc57d 1,800\uc5b5 \ub2ec\ub7ec\uc758 \ub9e4\ucd9c \uc190\uc2e4\uc744 \uc785\uc5c8\ub2e4\uace0 \ube0c\ub77c\uc774\uc5b8 \uc5d0\uac70\uc2a4(Brian Eggers<\/a> )\uc640 \uc561\uc13c\uce04\uc5b4(Accenture)\uc758 \ub3d9\ub8cc \uc5f0\uad6c\uc6d0\ub4e4\uc740 \ub9d0\ud55c\ub2e4. <\/p>\n\n

\ubcf4\ud5d8 \ud68c\uc0ac\uac00 \ub370\uc774\ud130 \ubcf4\uc548\uc5d0 \ub300\ud574 \uc9c4\uc9c0\ud558\uace0 \ubcf4\uc548 \ud504\ub85c\uc138\uc2a4\uc5d0 \ub300\ud574 \ud22c\uba85\ud558\uba74 \uace0\uac1d\uc740 \ubcf4\ud5d8\uc0ac\uc640 \uc0c1\ud638 \uc791\uc6a9\ud560 \ub54c \ucd94\uac00\uc801\uc778 \ud655\uc2e0\uc744 \uc5bb\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\n\uadf8\ub4e4\uc740 \uac1c\uc778\ud654\ub85c \uc778\ud574 \uc815\ucc45\uc758 \uc791\uc740 \uae00\uc528\uac00 \uc870\uae08 \ub354 \uae38\uc5b4\uc9c8 \uc218 \uc788\ub2e4\ub294 \uac83\uc744 \uc54c\uace0 \uc788\uc9c0\ub9cc \ub354 \ub9ce\uc740 \uc815\ubcf4\ub97c \uc77d\uc5b4\uc57c \ud558\ub294 \uc774\uc720\ub97c \uc774\ud574\ud569\ub2c8\ub2e4.\n\ub610\ud55c \ud6a8\uacfc\uc801\uc778 \ub9de\ucda4\ud615 \ubcf4\uc7a5\uc744 \ub9cc\ub4dc\ub294 \ub370 \ud544\uc694\ud55c \uc815\ubcf4\ub97c \ub354 \uae30\uaebc\uc774 \uc81c\uacf5\ud569\ub2c8\ub2e4. <\/p>\n\n

\uc774\ubbf8\uc9c0 \uc791\uc131\uc790: Dmitrii Shironosov\/\u00a9123RF.com, Aleksandr Davydov\/\u00a9123RF.com, everythingpossible\/\u00a9123RF.com<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"

\ubcf4\ud5d8\uc740 \uc218\uc138\uae30 \ub3d9\uc548 \uac04\ub2e8\ud55c \uc81c\ub3c4\ub97c \uc81c\uacf5\ud568\uc73c\ub85c\uc368 \ubc88\ucc3d\ud574 \uc654\uc2b5\ub2c8\ub2e4. \ubcf4\ud5d8 \uacc4\uc57d\uc790\ub294 \ud2b9\uc815 \uc720\ud615\uc758 \uc190\uc2e4\uc774 \ubc1c\uc0dd\ud560 \uacbd\uc6b0 \ubcf4\ud5d8 \ud68c\uc0ac\uac00 \ubcf4\uc0c1\ud558\uaca0\ub2e4\ub294 \uc57d\uc18d\uc5d0 \ub300\ud55c \ub300\uac00\ub85c \ubcf4\ud5d8\ub8cc\ub97c \uc9c0\ubd88\ud569\ub2c8\ub2e4. \uadf8 \uc81c\ub3c4\uac00 \ube44\uad50\uc801 \uc774\ud574\ud558\uae30 \uc26c\uc6b4\ub370\ub3c4, \uc65c \uadf8\ud1a0\ub85d \ub9ce\uc740 \uc0ac\ub78c\ub4e4\uc774 \ud68c\uc758\ub860\uc774\ub098 \ub178\uace8\uc801\uc778 \ubd88\uc2e0\uc744 \uac00\uc9c0\uace0 \ubcf4\ud5d8\uc5d0 \uc811\uadfc\ud558\ub294 \uac83\uc77c\uae4c? \ubcf4\ud5d8\uc774 \ud1b5\uc81c\ud560 \uc218 \uc5c6\ub294 \ubd88\ud655\uc2e4\uc131\uc5d0 \uc9c1\uba74\ud588\uc744 \ub54c \ub9c8\uc74c\uc758 \ud3c9\ud654\ub97c \uc81c\uacf5\ud558\ub294\ub370, \ub9ce\uc740 \uc0ac\ub78c\ub4e4\uc774 \ubcf4\ud5d8\uc0ac\uc5d0 \uc5f0\ub77d\ud558\ub294 \uac83\uc744 \ud53c\ud558\uac70\ub098 […]<\/p>\n","protected":false},"featured_media":0,"template":"","insight-category":[],"class_list":["post-20978","insight","type-insight","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/insight\/20978","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/insight"}],"about":[{"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/types\/insight"}],"wp:attachment":[{"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/media?parent=20978"}],"wp:term":[{"taxonomy":"insight-category","embeddable":true,"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/insight-category?post=20978"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}