{"id":20936,"date":"2024-09-30T14:14:46","date_gmt":"2024-09-30T19:14:46","guid":{"rendered":"https:\/\/bolttech.io\/insights\/%eb%94%94%ec%a7%80%ed%84%b8-%ec%84%b8%ea%b3%84%ec%97%90%ec%84%9c-%eb%b3%b4%ed%97%98-%ec%9c%a0%ed%86%b5%ec%9d%b4-%ec%96%b4%eb%96%bb%ea%b2%8c-%eb%b3%80%ed%99%94%ed%95%98%ea%b3%a0-%ec%9e%88%ec%8a%b5\/"},"modified":"2024-09-30T14:14:52","modified_gmt":"2024-09-30T19:14:52","slug":"%eb%94%94%ec%a7%80%ed%84%b8-%ec%84%b8%ea%b3%84%ec%97%90%ec%84%9c-%eb%b3%b4%ed%97%98-%ec%9c%a0%ed%86%b5%ec%9d%b4-%ec%96%b4%eb%96%bb%ea%b2%8c-%eb%b3%80%ed%99%94%ed%95%98%ea%b3%a0-%ec%9e%88%ec%8a%b5","status":"publish","type":"insight","link":"https:\/\/bolttech.io\/ko\/insights\/%eb%94%94%ec%a7%80%ed%84%b8-%ec%84%b8%ea%b3%84%ec%97%90%ec%84%9c-%eb%b3%b4%ed%97%98-%ec%9c%a0%ed%86%b5%ec%9d%b4-%ec%96%b4%eb%96%bb%ea%b2%8c-%eb%b3%80%ed%99%94%ed%95%98%ea%b3%a0-%ec%9e%88%ec%8a%b5\/","title":{"rendered":"\ub514\uc9c0\ud138 \uc138\uacc4\uc5d0\uc11c \ubcf4\ud5d8 \uc720\ud1b5\uc774 \uc5b4\ub5bb\uac8c \ubcc0\ud654\ud558\uace0 \uc788\uc2b5\ub2c8\uae4c?"},"content":{"rendered":"\n<p>\uc624\ub298\ub0a0\uc758 P&amp;C \ubcf4\ud5d8\uc0ac\ub294 \ube60\ub974\uace0 \ucca0\uc800\ud55c \ud601\uc2e0\uc758 \uc911\uc2ec\uc5d0 \uc11c \uc788\uc2b5\ub2c8\ub2e4.  <\/p>\n\n<p>\uccab\uc9f8, \uc0c8\ub85c\uc6b4 \uae30\uc220\uc740 \uc720\ud1b5\uc744 \uc704\ud55c \uc0c8\ub85c\uc6b4 \uae38\uacfc \ubc29\ubc95\uc744 \uc5f4\uc5b4\uc90d\ub2c8\ub2e4.\n\ub458\uc9f8, \uc18c\ub9e4\uc5c5\uacfc \uac19\uc740 \ub2e4\ub978 \ubd80\ubb38\uc5d0\uc11c \ub514\uc9c0\ud138 \uc720\ud1b5\uc5d0 \uc775\uc219\ud574\uc9c4 \uace0\uac1d\ub4e4\uc740 \ud574\ub2f9 \ubd80\ubb38\uc5d0\uc11c \uacbd\ud5d8\ud558\ub294 \uac83\uacfc \ub3d9\uc77c\ud55c \uc720\uc5f0\uc131, \uc131\ub2a5 \ubc0f \uac1c\uc778\ud654\ub97c \uc810\uc810 \ub354 \uc694\uad6c\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.   <\/p>\n\n<p>\uae30\uc220\uc774 \uc720\ud1b5\uc744 \ubcc0\ud654\uc2dc\ud0b4\uc5d0 \ub530\ub77c P&amp;C \uc6b4\uc1a1\uc5c5\uccb4\ub294 \uc0c8\ub85c\uc6b4 \uc9c8\ubb38\uc5d0 \uc9c1\uba74\ud574 \uc788\uc2b5\ub2c8\ub2e4.\n\uc720\ud1b5\uc744 \ud601\uc2e0\ud55c\ub2e4\ub294 \uac83\uc740 \ubb34\uc5c7\uc744 \uc758\ubbf8\ud569\ub2c8\uae4c?\n\uae30\uc874\uc758 \uc131\uacf5\uc801\uc778 \uc720\ud1b5 \ubc29\ubc95\uc774 \ub514\uc9c0\ud138 \ubbf8\ub798\uc5d0\ub294 \uc5b4\ub514\uc5d0 \uc801\ud569\ud560\uae4c\uc694?\n\uace0\uac1d\uc774 \uc6d0\ud558\ub294 \uac83\uc740 \ubb34\uc5c7\uc774\uba70, P&amp;C\ub294 \uc774\ub97c \uc5b4\ub5bb\uac8c \uc81c\uacf5\ud560 \uc218 \uc788\uc744\uae4c\uc694?\n\ubcf4\ud5d8 \uc804\ubb38\uac00\uac00 \ubcc0\ud654\ud558\ub294 \uc720\ud1b5 \uc0c1\ud0dc\uc5d0 \ub300\ud574 \uc54c\uc544\uc57c \ud560 \uc0ac\ud56d\uc740 \ub2e4\uc74c\uacfc \uac19\uc2b5\ub2c8\ub2e4.    <\/p>\n\n<h2 class=\"wp-block-heading\">\uc720\ud1b5\uc744 \ud601\uc2e0\ud55c\ub2e4\ub294 \uac83\uc740 \ubb34\uc5c7\uc744 \uc758\ubbf8\ud569\ub2c8\uae4c?<\/h2>\n\n<p>\uae30\uc5c5\uc740 \uc0c1\ud488\uacfc \uc11c\ube44\uc2a4\ub97c \ud310\ub9e4\ud569\ub2c8\ub2e4. \uc18c\ube44\uc790\ub294 \uc774\ub97c \uad6c\ub9e4\ud569\ub2c8\ub2e4.\n\ucd5c\uadfc \uc218\uc2ed \ub144 \ub3d9\uc548 \uae30\uc220\uc740 \uc591 \ub2f9\uc0ac\uc790\uac00 \uc774\ub7ec\ud55c \uac70\ub798\uc5d0 \ucc38\uc5ec\ud558\ub294 \ubc29\uc2dd\uc744 \ubcc0\ud654\uc2dc\ucf30\uc2b5\ub2c8\ub2e4.   <\/p>\n\n<p>\ubcf4\ud5d8\uc0ac\uc758 \uacbd\uc6b0, \uae30\uc220\uc740 \uc804\ub840 \uc5c6\ub294 \ubd84\uae30\ubd80\ud130 \uacbd\uc7c1\uc758 \uc0c1\uc2b9\uc744 \ucd09\uc9c4\ud588\uc2b5\ub2c8\ub2e4.\n\uc608\ub97c \ub4e4\uc5b4, Amazon \ubc0f Tesla\uc640 \uac19\uc740 \ud68c\uc0ac\ub294 \ud604\uc7ac \uac01\uac01 \uc18c\ube44\uc7ac\uc640 \uc790\ub3d9\ucc28\ub97c \uc81c\uacf5\ud558\ub294 \uac83 \uc678\uc5d0\ub3c4 \ubcf4\ud5d8 \uc0ac\uc5c5\uc5d0 \ucc38\uc5ec\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.   <\/p>\n\n<p>\uc778\uc288\uc5b4\ud14c\ud06c \ubc0f \uae30\ud0c0 \uae30\uc5c5\ub4e4\uacfc\uc758 \uacbd\uc7c1\uc5d0 \ub300\uc751\ud558\uc5ec P&amp;C \ud1b5\uc2e0\uc0ac\ub4e4\uc740 \uc774\ubbf8 \ub514\uc9c0\ud138 \ud2b8\ub79c\uc2a4\ud3ec\uba54\uc774\uc158\uc5d0 \ucc38\uc5ec\ud558\uace0 \uc788\ub2e4\ub294 \uc0ac\uc2e4\uc744 \ub300\uccb4\ub85c \ubc1b\uc544\ub4e4\uc600\ub2e4\uace0 RGAX\uc758 CEO <a href=\"https:\/\/knowledge.wharton.upenn.edu\/article\/rgax-ceo-digital-transformation-insurance-industry\/\" target=\"_blank\" rel=\"noreferrer noopener\">\uc778 \ub370\ub2c8\uc2a4 \ubc18\uc2a4(Dennis Barnes<\/a>)\ub294 \ub9d0\ud569\ub2c8\ub2e4.  <\/p>\n\n<p>\uc5ec\uc804\ud788 \ub9ce\uc740 \ubcf4\ud5d8\uc0ac\ub4e4\uc774 \ub514\uc9c0\ud138 \ud2b8\ub79c\uc2a4\ud3ec\uba54\uc774\uc158 \ud504\ub85c\uc138\uc2a4\ub97c \uc2dc\uc791\ud558\ub294 \ub370 \ub290\ub838\ub2e4\uace0 OutSystems\uc758 \ubc84\ud2f0\uceec \uc81c\ud488 \ub9c8\ucf00\ud305 \ub9e4\ub2c8\uc800\uc778 <a href=\"https:\/\/www.outsystems.com\/blog\/posts\/digital-transformation-insurance\/\" target=\"_blank\" rel=\"noreferrer noopener\">Ariel Russo<\/a>\ub294 \ub9d0\ud569\ub2c8\ub2e4.\n\uc571 \uac1c\ubc1c\uc758 \ubc31\ub85c\uadf8\uc640 \ub808\uac70\uc2dc \uc2dc\uc2a4\ud15c\uc5d0 \uc800\uc7a5\ub41c \ub370\uc774\ud130\uc5d0 \uc561\uc138\uc2a4\ud574\uc57c \ud558\ub294 \ud544\uc694\uc131\uc740 \ubcf4\ud5d8\uc0ac\uc758 \uacfc\uc81c \uc911 \ud558\ub098\uc785\ub2c8\ub2e4.   <\/p>\n\n<p>\ubcf4\ud5d8 \uc5c5\uacc4 \ubcf4\uace0\uc11c <a href=\"https:\/\/www.outsystems.com\/1\/state-app-development-insurance\/\" target=\"_blank\" rel=\"noreferrer noopener\">\uc778 The State of Application Development 2019<\/a>\uc5d0 \ub530\ub974\uba74 \ud604\uc7ac \ubcf4\ud5d8 \ud68c\uc0ac\uc758 79%\uac00 \uc571 \uac1c\ubc1c\uc5d0 \ubc31\ub85c\uadf8\ub97c \ubcf4\uc720\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.\n\uc571\uc744 \ud1b5\ud55c \ub514\uc9c0\ud138 \ubc30\ud3ec \uacc4\ud68d\uc774 \uc788\uc9c0\ub9cc \uace0\uac1d\uc774 \uc0ac\uc6a9\ud560 \uc218 \uc788\ub3c4\ub85d \uc571 \uc790\uccb4\uac00 \uc900\ube44\ub418\uc5b4 \uc788\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4.   <\/p>\n\n<p>\ubcf4\ud5d8 \ud68c\uc0ac\ub4e4\uc740 \uc790\uaca9\uc744 \uac16\ucd98 \uac1c\ubc1c\uc790\ub97c \ucc3e\ub294 \ubb38\uc81c\ub97c \ud3ec\ud568\ud558\uc5ec \uc571 \uac1c\ubc1c \ubc31\ub85c\uadf8\uc640 \uad00\ub828\ub41c \uc5ec\ub7ec \uac00\uc9c0 \ubb38\uc81c\ub97c \ubcf4\uace0\ud588\uc2b5\ub2c8\ub2e4.\n\uadf8\ub7ec\ub098 \ubcf4\ud5d8 \uace0\uac1d\ub4e4\uc740 \ubb38\uc81c\ub97c \ubabb\ud558\uace0 \uc788\uc73c\uba70, \ubcf4\ud5d8 \ud68c\uc0ac\ub4e4\uc774 \uacc4\uc18d\ud574\uc11c \ub0a1\uace0 \uc2e4\ub9dd\uc2a4\ub7ec\uc6b4 \ube44\uc988\ub2c8\uc2a4 \ubc29\uc2dd\uc744 \uc0ac\uc6a9\ud558\uace0 \uc788\ub2e4\ub294 \uc0ac\uc2e4\ub9cc \ubcf4\uace0 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n<figure class=\"wp-block-image aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/couple-on-consultation-1024x683.jpg\" alt=\"\" class=\"wp-image-6765\" srcset=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/couple-on-consultation-1024x683.jpg 1024w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/couple-on-consultation-300x200.jpg 300w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/couple-on-consultation-768x512.jpg 768w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/couple-on-consultation-1536x1024.jpg 1536w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/08\/couple-on-consultation.jpg 1999w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n<h2 class=\"wp-block-heading\">\uc624\ub298\ub0a0\uc758 \ubcf4\ud5d8 \uc720\ud1b5 \ubc29\uc2dd\uc740 \uc5b4\ub514\uc5d0 \uc801\ud569\ud560\uae4c\uc694?<\/h2>\n\n<p>\ub514\uc9c0\ud138 \ud2b8\ub79c\uc2a4\ud3ec\uba54\uc774\uc158\uc740 \ubaa8\ub4e0 \ube44\uc988\ub2c8\uc2a4 \ud504\ub85c\uc138\uc2a4\ub97c \ubc18\uc9dd\uc774\ub294 \uc0c8\ub85c\uc6b4 \uae30\uc220 \ub3c4\uad6c\ub85c \ub300\uccb4\ud558\ub294 \uac83\uc744 \uc758\ubbf8\ud558\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4.\n\uadf8\ub7ec\ub098 \ub2e8\uc21c\ud788 \uc544\ub0a0\ub85c\uadf8 \ub3c4\uad6c\ub97c \ub514\uc9c0\ud138 \ub3c4\uad6c\ub85c \uad50\uccb4\ud558\ub294 \uac83\ub9cc\uc73c\ub85c\ub294 \uae30\uc220 \uc5c5\uadf8\ub808\uc774\ub4dc\uc758 \uc774\uc810\uc744 \uadf9\ub300\ud654\ud560 \uc218 \uc5c6\uc2b5\ub2c8\ub2e4.   <\/p>\n\n<p>&#8220;\ub514\uc9c0\ud138 \uc870\uc9c1\uc73c\ub85c \uc644\uc804\ud788 \uc804\ud658\ud558\uae30 \uc704\ud574 \ubcf4\ud5d8 \uc81c\uacf5\uc5c5\uccb4\ub294 \uae30\uc874 \ube44\uc988\ub2c8\uc2a4\uc758 \ubaa8\ub4e0 \uce21\uba74\uc744 \ub514\uc9c0\ud138\ud654\ud558\uace0 \uc0c8\ub85c\uc6b4 \uae30\uc220\uc758 \ub3c4\uc6c0\uc73c\ub85c \uae30\uc874 \ucc44\ub110\uc744 \uc7ac\uad6c\ucd95\ud574\uc57c \ud569\ub2c8\ub2e4&#8221;\ub77c\uace0 Cogitate\uc758 <a href=\"https:\/\/www.cogitate.us\/Transforming-to-a-Digital-Insurance-Ecosystem.html\" target=\"_blank\" rel=\"noreferrer noopener\">Ashish Nair<\/a> \ub294 \ub9d0\ud569\ub2c8\ub2e4.  <\/p>\n\n<p>\uae30\uc220 \ubcc0\ud654\uc758 \uc601\ud5a5\uc744 \ubc1b\uc9c0 \uc54a\uc740 \ubcf4\ud5d8 \ud504\ub85c\uc138\uc2a4\ub294 \uac70\uc758 \uc5c6\uc2b5\ub2c8\ub2e4.\n\ubcf4\ud5d8 \ud68c\uc0ac\uc758 \uacbd\uc6b0 \uc720\ud1b5 \ubc29\ubc95\uc5d0 \ub300\ud55c \ub514\uc9c0\ud138 \uc5c5\uadf8\ub808\uc774\ub4dc\uc5d0 \ud22c\uc790\ud560\uc9c0 \uc5ec\ubd80\uac00 \uc544\ub2c8\ub77c \uc5b4\ub5a4 \uae30\uc220\uc744 \uc120\ud0dd\ud558\uace0 \uc5b4\ub5a4 \uc720\ud1b5 \uc601\uc5ed\uc5d0 \uc801\uc6a9\ud560 \uac83\uc778\uc9c0\uac00 \ubb38\uc81c\uc785\ub2c8\ub2e4.   <\/p>\n\n<p>&#8220;\ub514\uc9c0\ud138 \ud22c\uc790\ub294 \uc77c\ubc18\uc801\uc73c\ub85c \ud3ec\ud138 \uae30\ub2a5 \uac1c\uc120, \ucf58\ud150\uce20 \uad00\ub9ac \uc2dc\uc2a4\ud15c \uad6c\ud604, \uc6cc\ud06c\ud50c\ub85c\uc6b0 \uac1c\uc120\uc5d0 \uc911\uc810\uc744 \ub461\ub2c8\ub2e4&#8221;\ub77c\uace0 Novarica\uc758 \uc5f0\uad6c \ubc0f \ucee8\uc124\ud305 \ub2f4\ub2f9 \uc218\uc11d \ubd80\uc0ac\uc7a5\uc778 <a href=\"https:\/\/www.propertycasualty360.com\/2019\/05\/27\/6-reasons-digital-transformation-is-the-future-of-insurance\/\" target=\"_blank\" rel=\"noreferrer noopener\">Mitch Wein<\/a>\uc740 \ub9d0\ud569\ub2c8\ub2e4.  <\/p>\n\n<p>\ud3ec\ud138 \uc5c5\uadf8\ub808\uc774\ub4dc\ub97c \ud1b5\ud574 \ubcf4\ud5d8 \ud68c\uc0ac\ub294 \ub354 \uc27d\uac8c \uc5d0\uc774\uc804\ud2b8, \uc911\uac1c\uc778 \ubc0f \uace0\uac1d\uc5d0\uac8c \uc5f0\ub77d\ud558\uace0, \ub370\uc774\ud130\ub97c \uc218\uc9d1\ud558\uace0, \uac1c\uc778\ud654\ub41c \uba54\uc2dc\uc9c0\ub85c \uace0\uac1d\uc744 \ud0c0\uac9f\ud305\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\n\ub610\ud55c \ucf58\ud150\uce20 \uad00\ub9ac \uc2dc\uc2a4\ud15c\uc740 \ubcf4\ud5d8\uc0ac\uac00 \uc77c\uad00\ub418\uace0 \ucc38\uc2e0\ud558\uba70 \uac1c\uc778\ud654\ub41c \ucee4\ubba4\ub2c8\ucf00\uc774\uc158\uc744 \uc81c\uacf5\ud560 \uc218 \uc788\ub3c4\ub85d \ud558\uc5ec \uc720\ud1b5\uc744 \ud5a5\uc0c1\uc2dc\ud0b5\ub2c8\ub2e4.   <\/p>\n\n<p>\ud604\uc7ac \ubc30\ud3ec \ubc29\ubc95\uc744 \uac80\ud1a0\ud558\ub294 \uac83\uc73c\ub85c \ud504\ub85c\uc138\uc2a4\ub97c \uc2dc\uc791\ud569\ub2c8\ub2e4.\n\uadf8\ub7f0 \ub2e4\uc74c \uac00\uc7a5 \uc720\ub9dd\ud55c \uc720\ud1b5 \ucc44\ub110\uc744 \uac1c\uc120\ud558\uac70\ub098 \uc5b4\ub824\uc6c0\uc744 \uacaa\uace0 \uc788\ub294 \ucc44\ub110\uc744 \uc131\uacf5\uc801\uc778 \ub3d9\uc885 \uc5c5\uccb4\uc640 \uc5f0\uacc4\ud560 \uc218 \uc788\ub294 \ub3c4\uad6c\ub97c \ucc3e\uc73c\uc2ed\uc2dc\uc624. <\/p>\n\n<h2 class=\"wp-block-heading\">\uc5d0\uc774\uc804\ud2b8\uc640 \uc911\uac1c\uc778\uc744 \uc704\ud55c \uc0c8\ub85c\uc6b4 \ub514\uc9c0\ud138 \ub77c\uc774\ud504<\/h2>\n\n<p>\uc5d0\uc774\uc804\ud2b8\uc640 \uc911\uac1c\uc778\uc740 \uc5ec\uc804\ud788 \ubcf4\ud5d8 \uc720\ud1b5\uc5d0\uc11c \uc911\uc694\ud55c \uc5ed\ud560\uc744 \ud569\ub2c8\ub2e4.\n\uadf8\ub7ec\ub098 \uace0\uac1d\uacfc \ub9c8\ucc2c\uac00\uc9c0\ub85c \uc5d0\uc774\uc804\ud2b8\uc640 \uc911\uac1c\uc778\uc740 \ubcf4\ud5d8\uc0ac\uc758 \ub514\uc9c0\ud138 \ud3ec\ud138\uc774 \ubcf4\ud5d8\uc0ac\uc640 \ube44\uc988\ub2c8\uc2a4\ub97c \uc27d\uac8c \uc218\ud589\ud560 \uc218 \uc5c6\uac8c \ub418\uba74 \uc88c\uc808\uac10\uc744 \ub290\ub084 \uc218 \uc788\uc2b5\ub2c8\ub2e4.   <\/p>\n\n<p>J.D. Power <a href=\"https:\/\/www.jdpower.com\/business\/press-releases\/2019-us-independent-insurance-agent-satisfaction-study\" target=\"_blank\" rel=\"noreferrer noopener\">2019 U.S. Independent Insurance Agent Satisfaction Survey<\/a>\uc5d0 \ub530\ub974\uba74, \ubcf4\ud5d8\uc0ac\uc5d0 \ub300\ud55c \ub9cc\uc871\ub3c4\uac00 \ub192\uc744\uc218\ub85d \ud574\ub2f9 \ubcf4\ud5d8\uc0ac\uc640 \uac70\ub798\ud560 \uac00\ub2a5\uc131\uc774 \ub354 \ub192\uc2b5\ub2c8\ub2e4.  <\/p>\n\n<p>\uadf8\ub7ec\ub098 P&amp;C \uc6b4\uc1a1\uc5c5\uccb4\uc5d0 \ub300\ud55c \uc804\ubc18\uc801\uc778 \uc0c1\ub2f4\uc6d0 \ub9cc\uc871\ub3c4\ub294 \ud604\uc7ac 1,000\uc810 \ub9cc\uc810\uc5d0 735\uc810\uc73c\ub85c \ub0ae\uc2b5\ub2c8\ub2e4.\n\uc0c1\uc5c5\uc6a9 \ub77c\uc778\uc758 \uacbd\uc6b0 \uc810\uc218\ub294 1,000\uc810 \ub9cc\uc810\uc5d0 720\uc810\uc785\ub2c8\ub2e4.   <\/p>\n\n<p>\uc5d0\uc774\uc804\ud2b8\uc640 \uc911\uac1c\uc778\uc758 \ube44\uc988\ub2c8\uc2a4\ub97c \ub354 \uc27d\uac8c \ub9cc\ub4e4\uc5b4\uc8fc\ub294 \ub514\uc9c0\ud138 \ub3c4\uad6c\ub294 \uc0c8\ub85c\uc6b4 \ube44\uc988\ub2c8\uc2a4\ub97c \ucc3d\ucd9c\ud558\uace0 \ub2e8\uace8 \uace0\uac1d\uc744 \uc720\uc9c0\ud560 \uac00\ub2a5\uc131\uc744 \ub192\uc785\ub2c8\ub2e4.\n\ub610\ud55c \uace0\uac1d \uad00\uacc4\ub97c \uac1c\uc120\ud558\ub294 \ub3d9\uc2dc\uc5d0 \uc5d0\uc774\uc804\ud2b8, \uc911\uac1c\uc778 \ubc0f P&amp;C \uc6b4\uc1a1\uc5c5\uccb4 \uac04\uc758 \uc2e0\ub8b0\ub97c \uad6c\ucd95\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\n\uc774\ub7ec\ud55c \ub514\uc9c0\ud138 \ub3c4\uad6c\uac00 \uc5d0\uc774\uc804\ud2b8\uac00 \uace0\uac1d \ubc0f \ubcf4\ud5d8 \uad00\uacc4\ub97c \uad00\ub9ac\ud558\ub294 \ub370 \ub3c4\uc6c0\uc774 \ub420 \ub54c, \uc5d0\uc774\uc804\ud2b8 \ubc30\ud3ec\uc5d0\uc11c \ud6a8\uacfc\uac00 \uc788\ub294 \uac83\uacfc \uadf8\ub807\uc9c0 \uc54a\uc740 \uac83\uc5d0 \ub300\ud55c \ub370\uc774\ud130 \uc18c\uc2a4\uac00 \ub418\uae30\ub3c4 \ud55c\ub2e4\uace0 Hearsay\uc758 <a href=\"https:\/\/hearsaysystems.com\/2019\/04\/next-generation-digital-engagement-for-the-modern-insurance-agent\/\" target=\"_blank\" rel=\"noreferrer noopener\">Eugene Lee<\/a> \ub294 \ub9d0\ud569\ub2c8\ub2e4.    <\/p>\n\n<h2 class=\"wp-block-heading\">P&amp;C \uc6b4\uc1a1\uc5c5\uccb4\ub294 \ubcc0\ud654\ud558\ub294 \uace0\uac1d \uc694\uad6c\uc5d0 \uc5b4\ub5bb\uac8c \uc801\uc751\ud560 \uc218 \uc788\uc2b5\ub2c8\uae4c?<\/h2>\n\n<p>\ubcf4\ud5d8 \ud68c\uc0ac\uc640 \uae30\uc220 \ud68c\uc0ac\ub294 \uace0\uac1d \uacbd\ud5d8\uc744 \uac1c\uc120\ud558\uae30 \uc704\ud574 \uc0c8\ub85c\uc6b4 \uae30\uc220\uc744 \uc0ac\uc6a9\ud560 \uc218 \uc788\uace0 \uc0ac\uc6a9\ud574\uc57c \ud55c\ub2e4\ub294 \ud55c \uac00\uc9c0 \ud575\uc2ec \uc694\uc18c\uc5d0 \ub3d9\uc758\ud558\ub294 \uacbd\ud5a5\uc774 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n<p>&#8220;\uc624\ub298\ub0a0 \uace0\uac1d\ub4e4\uc740 \uc5b8\uc81c \uc5b4\ub514\uc11c\ub4e0 \uc6d0\ud558\ub294 \uc11c\ube44\uc2a4\uc640 \uad00\uc2ec\uc744 \uae30\ub300\ud569\ub2c8\ub2e4&#8221;\ub77c\uace0 Hitachi Solutions America\uc758 \uc120\uc784 \ud504\ub9ac\uc138\uc77c\uc988 \uc544\ud0a4\ud14d\ud2b8\uc778 <a href=\"https:\/\/us.hitachi-solutions.com\/blog\/insurance-digital-transformation\/\" target=\"_blank\" rel=\"noreferrer noopener\">Jonathan Yundt<\/a>\ub294 \ub9d0\ud569\ub2c8\ub2e4.\n\uadf8\ub4e4\uc740 \ub610\ud55c \uadf8 \uc11c\ube44\uc2a4\uac00 \uadf8 \uc21c\uac04\uc758 \uadf8\ub4e4\uc758 \ud544\uc694\uc640 \uc120\ud638\ub3c4\uc5d0 \ub9de\uac8c \uc870\uc815\ub418\uae30\ub97c \uae30\ub300\ud569\ub2c8\ub2e4. <\/p>\n\n<p>\ub9de\ucda4\ud615 \uc8fc\ubb38\ud615 \uc11c\ube44\uc2a4\uc5d0 \ub300\ud55c \uace0\uac1d\uc758 \uae30\ub300\uce58\ub97c \uc774\ud574\ud558\ub824\uba74 \uace0\uac1d\uc758 \uad00\uc810\uc5d0\uc11c \uac70\ub798\ub97c \uc0b4\ud3b4\ubd10\uc57c \ud569\ub2c8\ub2e4.\n\uace0\uac1d\uc740 \uc81c\ud488\uc774\ub098 \uc11c\ube44\uc2a4\uac00 \ud544\uc694\ud560 \ub54c\ub9c8\ub2e4 \ud734\ub300\ud3f0\uc5d0 \uc190\uc744 \ubed7\ub294 \ub370 \uc775\uc219\ud574\uc84c\uc2b5\ub2c8\ub2e4.\n\uace0\uac1d\uc774 \uae30\uae30\ub97c \uc190\uc5d0 \ub123\uc5c8\uc744 \ub54c \uae30\ub300\ud558\ub294 \uc6d0\ud65c\ud55c \ub514\uc9c0\ud138 \uacbd\ud5d8\uc744 \uc81c\uacf5\ud558\uc9c0 \uc54a\ub294 \ubcf4\ud5d8 \ud68c\uc0ac\ub294 \ub514\uc9c0\ud138 \uc720\ud1b5\uc758 \uc774\ub7ec\ud55c \uce21\uba74\uc744 \ub9c8\uc2a4\ud130\ud55c \uacbd\uc7c1\uc5c5\uccb4\uc5d0 \uace0\uac1d\uc744 \ube7c\uc557\uae38 \uc218 \uc788\uc2b5\ub2c8\ub2e4.  <\/p>\n\n<p>\uace0\uac1d \uac1c\uc778\ud654\uc758 \ud575\uc2ec \uce21\uba74 \uc911 \ud558\ub098\ub294 \uc634\ub2c8\ucc44\ub110 \uc811\uadfc \ubc29\uc2dd\uc785\ub2c8\ub2e4.\nLiferay\uc758 <a href=\"https:\/\/www.liferay.com\/en-AU\/blog\/en-uk\/digital-transformation\/why-the-insurance-industry-needs-omnichann-1\" target=\"_blank\" rel=\"noreferrer noopener\">Sarah Jane Stone<\/a> \uc740 \ubaa8\ub4e0 \ucee4\ubba4\ub2c8\ucf00\uc774\uc158 \ucc44\ub110\uc5d0\uc11c \ud1b5\ud569\ub418\uace0 \uc6d0\ud65c\ud55c \uacbd\ud5d8\uc744 \uc81c\uacf5\ud568\uc73c\ub85c\uc368 \ubcf4\ud5d8 \ud68c\uc0ac\ub294 \ud6a8\uc728\uc131\uacfc \uc720\ud1b5\uc744 \uac1c\uc120\ud558\ub294 \ub3d9\uc2dc\uc5d0 \ub514\uc9c0\ud138\uc5d0 \uc815\ud1b5\ud55c \uc18c\ube44\uc790\uc758 \uae30\ub300\uce58\ub97c \ucda9\uc871\ud55c\ub2e4\uace0 \ub9d0\ud569\ub2c8\ub2e4. <\/p>\n\n<p>\ud604\uc7ac \ubcf4\ud5d8 \ud68c\uc0ac\ub294 \ub514\uc9c0\ud138 \uc911\uc2ec\uc758 \uace0\uac1d\uacfc \uc5f0\uacb0\ud558\ub294 \ub370 \uc788\uc5b4 \uac1c\uc120\uc758 \uc5ec\uc9c0\uac00 \uc788\uc2b5\ub2c8\ub2e4.\n\uc608\ub97c \ub4e4\uc5b4, 2019\ub144 CapGemini \ubcf4\uace0\uc11c\uc5d0 \ub530\ub974\uba74 \ubc00\ub808\ub2c8\uc5c4 \uc138\ub300\ub294 \uc774\uc804 \uace0\uac1d\ubcf4\ub2e4 \uc18c\uc15c \ub124\ud2b8\uc6cc\ud06c\ub97c \ud1b5\ud574 2.5\ubc30, \ubaa8\ubc14\uc77c\uc744 \ud1b5\ud574 \ubcf4\ud5d8\uc0ac\uc5d0 \uc5f0\ub77d\ud558\ub294 \ube48\ub3c4\uac00 2\ubc30 \ub354 \ub192\uc2b5\ub2c8\ub2e4.\n\uadf8\ub7ec\ub098 \ubc00\ub808\ub2c8\uc5c4 \uc138\ub300\ub294 \uae30\uc874 \uace0\uac1d\ubcf4\ub2e4 \ubcf4\ud5d8 \ud68c\uc0ac\uc5d0 \ub300\ud55c \ub9cc\uc871\ub3c4\uac00 \ub0ae\uc558\uc2b5\ub2c8\ub2e4.  <\/p>\n\n<p>\uc774\ub294 \ud604\uc7ac \uc138\ub300\uac00 \ub514\uc9c0\ud138 \ucc44\ub110\uacfc \uadf8\ub4e4\uc774 \uc81c\uacf5\ud558\ub294 \uc11c\ube44\uc2a4 \ud488\uc9c8\uc5d0 \ub300\ud55c \uae30\ub300\uce58\uac00 \ub354 \ub192\ub2e4\ub294 \uac83\uc744 \uc2dc\uc0ac\ud55c\ub2e4\uace0 Stone\uc740 \ub9d0\ud569\ub2c8\ub2e4.  <\/p>\n\n<p>\uc989, \ub514\uc9c0\ud138 \uc720\ud1b5 \ucc44\ub110\uc5d0 \ud22c\uc790\ud558\ub294 \uac83\ub9cc\uc73c\ub85c\ub294 \ucda9\ubd84\ud558\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4.\n\uc774\ub7ec\ud55c \ucc44\ub110\uc774 \ucd5c\ub300\ud55c\uc758 \uc774\uc810\uc744 \uc81c\uacf5\ud558\ub824\uba74 \uace0\uac1d\uc758 \uc694\uad6c\ub97c \ucda9\uc871\ud558\ub294 \ub370 \uc911\uc810\uc744 \ub450\uc5b4\uc57c \ud569\ub2c8\ub2e4. <\/p>\n\n<p>&#8220;\ubcf4\ud5d8\uc5d0 \uc911\uc810\uc744 \ub454 \ub514\uc9c0\ud138 \ud2b8\ub79c\uc2a4\ud3ec\uba54\uc774\uc158 \uc774\ub2c8\uc154\ud2f0\ube0c\uc758 \uacbd\uc6b0 \uace0\uac1d \uc5ec\uc815\uc744 \ubaa8\ub4e0 \uac1c\ubc1c\uc758 \uc911\uc2ec\uc5d0 \ub450\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4&#8221;\ub77c\uace0 \ub85c\ud38c DLA Piper\uc758 <a href=\"https:\/\/www.dlapiper.com\/en\/us\/insights\/publications\/2019\/05\/technology-and-disruption-in-the-insurance-sector\/\" target=\"_blank\" rel=\"noreferrer noopener\">Nicholas Boyle<\/a> \uacfc \ub3d9\ub8cc \uc5f0\uad6c\uc6d0\ub4e4\uc740 \ub367\ubd99\uc785\ub2c8\ub2e4.\n\uc774\ub97c \ud1b5\ud574 \ubcf4\ud5d8 \ud68c\uc0ac\ub294 \ubaa8\ub4e0 \uc5f0\ub77d \ub2e8\uacc4\uc5d0\uc11c \uace0\uac1d\uacfc \uc5f0\uacb0 \uc0c1\ud0dc\ub97c \uc720\uc9c0\ud560 \uc218 \uc788\ub294 \ub2a5\ub825\uc744 \ud5a5\uc0c1\uc2dc\ud0a4\ub294 \uae30\uc220\uc744 \uc120\ud0dd\ud558\uace0 \uad6c\ud604\ud558\uace0 \uc788\ub294\uc9c0 \ud655\uc778\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.   <\/p>\n\n<p>\uc720\ud1b5\uc758 \ub514\uc9c0\ud138 \ud2b8\ub79c\uc2a4\ud3ec\uba54\uc774\uc158\uc740 \uc774\ubbf8 \uc9c4\ud589\ub418\uace0 \uc788\uc73c\uba70, \uc5b4\ub5a4 \ubcf4\ud5d8\ud68c\uc0ac\ub3c4 \ub2e8\uc21c\ud788 \ubcc0\ud654\ub97c \uc704\ud55c \ubcc0\ud654\ub97c \uac10\ub2f9\ud560 \uc218 \uc5c6\uc2b5\ub2c8\ub2e4.\n\ub300\uc2e0, \uacf5\uae09\uc5c5\uccb4\ub294 \uae30\uc874 \uc720\ud1b5 \uc131\uacf5\uc744 \ud1b5\ud569\ud558\uace0 \uc120\ud638\ud558\ub294 \ucc44\ub110\uc744 \ud1b5\ud574 \uace0\uac1d\uc5d0\uac8c \ub3c4\ub2ec\ud558\ub294 \ub370 \uc9d1\uc911\ud574\uc57c \ud569\ub2c8\ub2e4. <\/p>\n\n<p><em>\uc774\ubbf8\uc9c0 \uc791\uc131\uc790: Vasin Leenanuruksa\/\u00a9123RF.com, Antonio Guillem\/\u00a9123RF.com, goodluz\/\u00a9123RF.com<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\uc624\ub298\ub0a0\uc758 P&amp;C \ubcf4\ud5d8\uc0ac\ub294 \ube60\ub974\uace0 \ucca0\uc800\ud55c \ud601\uc2e0\uc758 \uc911\uc2ec\uc5d0 \uc11c \uc788\uc2b5\ub2c8\ub2e4. \uccab\uc9f8, \uc0c8\ub85c\uc6b4 \uae30\uc220\uc740 \uc720\ud1b5\uc744 \uc704\ud55c \uc0c8\ub85c\uc6b4 \uae38\uacfc \ubc29\ubc95\uc744 \uc5f4\uc5b4\uc90d\ub2c8\ub2e4. \ub458\uc9f8, \uc18c\ub9e4\uc5c5\uacfc \uac19\uc740 \ub2e4\ub978 \ubd80\ubb38\uc5d0\uc11c \ub514\uc9c0\ud138 \uc720\ud1b5\uc5d0 \uc775\uc219\ud574\uc9c4 \uace0\uac1d\ub4e4\uc740 \ud574\ub2f9 \ubd80\ubb38\uc5d0\uc11c \uacbd\ud5d8\ud558\ub294 \uac83\uacfc \ub3d9\uc77c\ud55c \uc720\uc5f0\uc131, \uc131\ub2a5 \ubc0f \uac1c\uc778\ud654\ub97c \uc810\uc810 \ub354 \uc694\uad6c\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uae30\uc220\uc774 \uc720\ud1b5\uc744 \ubcc0\ud654\uc2dc\ud0b4\uc5d0 \ub530\ub77c P&amp;C \uc6b4\uc1a1\uc5c5\uccb4\ub294 \uc0c8\ub85c\uc6b4 \uc9c8\ubb38\uc5d0 \uc9c1\uba74\ud574 \uc788\uc2b5\ub2c8\ub2e4. \uc720\ud1b5\uc744 \ud601\uc2e0\ud55c\ub2e4\ub294 \uac83\uc740 \ubb34\uc5c7\uc744 \uc758\ubbf8\ud569\ub2c8\uae4c? [&hellip;]<\/p>\n","protected":false},"featured_media":6761,"template":"","insight-category":[],"class_list":["post-20936","insight","type-insight","status-publish","has-post-thumbnail","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/insight\/20936","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/insight"}],"about":[{"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/types\/insight"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/media\/6761"}],"wp:attachment":[{"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/media?parent=20936"}],"wp:term":[{"taxonomy":"insight-category","embeddable":true,"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/insight-category?post=20936"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}