{"id":20931,"date":"2024-09-30T14:14:39","date_gmt":"2024-09-30T19:14:39","guid":{"rendered":"https:\/\/bolttech.io\/insights\/pc-%eb%b3%b4%ed%97%98%ec%82%ac%ea%b0%80-%eb%b3%b4%ed%97%98-%ec%97%90%ec%bd%94%ec%8b%9c%ec%8a%a4%ed%85%9c%ec%9d%84-%ec%8b%9c%ec%9e%91%ed%95%98%eb%8a%94-%eb%b0%a9%eb%b2%95\/"},"modified":"2024-09-30T14:14:43","modified_gmt":"2024-09-30T19:14:43","slug":"pc-%eb%b3%b4%ed%97%98%ec%82%ac%ea%b0%80-%eb%b3%b4%ed%97%98-%ec%97%90%ec%bd%94%ec%8b%9c%ec%8a%a4%ed%85%9c%ec%9d%84-%ec%8b%9c%ec%9e%91%ed%95%98%eb%8a%94-%eb%b0%a9%eb%b2%95","status":"publish","type":"insight","link":"https:\/\/bolttech.io\/ko\/insights\/pc-%eb%b3%b4%ed%97%98%ec%82%ac%ea%b0%80-%eb%b3%b4%ed%97%98-%ec%97%90%ec%bd%94%ec%8b%9c%ec%8a%a4%ed%85%9c%ec%9d%84-%ec%8b%9c%ec%9e%91%ed%95%98%eb%8a%94-%eb%b0%a9%eb%b2%95\/","title":{"rendered":"P&C \ubcf4\ud5d8\uc0ac\uac00 \ubcf4\ud5d8 \uc5d0\ucf54\uc2dc\uc2a4\ud15c\uc744 \uc2dc\uc791\ud558\ub294 \ubc29\ubc95"},"content":{"rendered":"\n

\uc55e\uc11c \ub098\uac00\uace0\uc790 \ud558\ub294 P&C \ubcf4\ud5d8\uc0ac\ub294 \ub2e4\ub978 \ud68c\uc0ac\uc758 \ubc1c\uc790\ucde8\ub97c \ub530\ub77c\uac08 \uc218 \uc5c6\uc2b5\ub2c8\ub2e4.\n\ub300\uc2e0, \uc870\uc9c1\uc744 \ubcf4\ud5d8 \uc0dd\ud0dc\uacc4\uc5d0 \ud1b5\ud569\ud558\ub294 \ub370 \uc9d1\uc911\ud574\uc57c \ud569\ub2c8\ub2e4. <\/p>\n\n

\uc561\uc13c\uce04\uc5b4(Accenture)\uc758 \uc5f0\uad6c\uc5d0 \ub530\ub974\uba74 \uc0dd\ud0dc\uacc4 \uac1c\ubc1c\uc740 \ud30c\uad34\uc758 \uac70\ub300\ud55c \uc6d0\uc778\uc774\ub77c\uace0 \uc561\uc13c\uce04\uc5b4 \ubcf4\ud5d8(Accenture Insurance)\uc758 \uc120\uc784 \uc804\ubb34 \uc774\uc0ac\uc778 \ub9c8\uc774\ud074 \ub77c\uc774\uba3c(Michael Lyman<\/a>)\uc740 \ub9d0\ud569\ub2c8\ub2e4.\n\ubcf4\ud5d8\uc0ac\ub294 \uc0dd\ud0dc\uacc4\ub97c \ud30c\uad34\ud558\ub294 38%\uc758 \uae30\uc5c5\uc5d0 \ud569\ub958\ud560 \uc218\ub3c4 \uc788\uace0, \ubcc0\ud654\uc5d0 \ub300\uc751\ud558\ub294 46%\uc758 \uae30\uc5c5 \uc911 \ud558\ub098\uac00 \ub420 \uc218\ub3c4 \uc788\ub2e4. <\/p>\n\n

\uc5d0\ucf54\uc2dc\uc2a4\ud15c\uc758 \ubcf5\uc7a1\uc131\uc740 \uc219\ub828\ub41c P&C \uc804\ubb38\uac00\uc870\ucc28 \ub2f9\ud669\ud558\uac8c \ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\n\ub514\uc9c0\ud138 \uc5d0\ucf54\uc2dc\uc2a4\ud15c\uc744 \uc2dc\uc791\ud558\uae30 \uc704\ud574 \ubcf4\ud5d8\uc0ac\ub294 \uace0\uac1d \uc911\uc2ec, \ube44\uc988\ub2c8\uc2a4 \ud30c\ud2b8\ub108\uc2ed \ubc0f \uae30\uc220 \uc801\uc6a9\uacfc \uac19\uc740 \uae30\ubcf8 \uc694\uc18c \uce21\uba74\uc5d0\uc11c \uc5d0\ucf54\uc2dc\uc2a4\ud15c\uc758 \ubaa9\uc801\uacfc \uae30\ub2a5\uc744 \uc774\ud574\ud574\uc57c \ud569\ub2c8\ub2e4. <\/p>\n\n

\uace0\uac1d\uc758 \uc785\uc7a5\uc774 \ub418\uc5b4 \ubcf4\uc138\uc694<\/h2>\n\n

\uace0\uac1d\uc740 \uc77c\ubc18\uc801\uc73c\ub85c \uc815\ucc45\uc744 \uc5c5\ub370\uc774\ud2b8\ud558\uac70\ub098 \uccad\uad6c\ub97c \uc81c\ucd9c\ud574\uc57c \ud558\ub294 \uacbd\uc6b0\uc5d0\ub9cc \ubcf4\ud5d8 \ud68c\uc0ac\uc5d0 \ubb38\uc758\ud569\ub2c8\ub2e4.\n\uace0\uac1d\uc758 \uc0b6\uc774 \uc21c\uc870\ub86d\uac8c \uc9c4\ud589\ub418\uace0 \uc788\uc744 \ub54c\ub294 \ubcf4\ud5d8\uc0ac\uc640 \uc0c1\uc758\ud560 \ud544\uc694\uc131\uc744 \ub290\ub07c\uc9c0 \ubabb\ud569\ub2c8\ub2e4. <\/p>\n\n

\uadf8\ub7ec\ub098 \ubcf4\ud5d8 \ud68c\uc0ac\uac00 \uace0\uac1d \uc911\uc2ec\uc758 \uad00\uc810\uc744 \ucde8\ud558\uba74 \uace0\uac1d\uc774 \ubcf4\ud5d8\uc744 \uc27d\uace0 \uc990\uac81\uac8c \ub9cc\ub4e4 \uc218 \uc788\ub2e4\uace0 KPMG International\uc758 \uc778\uc288\uc5b4\ud14c\ud06c \uae00\ub85c\ubc8c \ucc45\uc784\uc790\uc778 Will Pritchett<\/a>\uc740 \ub9d0\ud569\ub2c8\ub2e4.\n\uc608\ub97c \ub4e4\uc5b4, \uc18c\uc561 \uacb0\uc81c \uae30\uc220\uc744 \uc0ac\uc6a9\ud558\uba74 \uace0\uac1d\uc774 \uba70\uce60 \ub610\ub294 \uba87 \uc8fc\uac00 \uc544\ub2cc \uba87 \ucd08 \ub9cc\uc5d0 \ubcf4\ud5d8\ub8cc\ub97c \uc9c0\ubd88\ud558\uac70\ub098 \ud658\uae09\uc744 \ubc1b\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\n\uac04\ub2e8\ud55c \uacb0\uc81c\ub85c \uace0\uac1d \ub9cc\uc871\ub3c4\ub97c \ub192\uc77c \uc218 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n

“\uc0b6\uc744 \uc5b4\ub835\uac8c \ub9cc\ub4e4\uc9c0 \uc54a\ub294 \uc0ac\ub78c\ub4e4\uc5d0\uac8c \ub9cc\uc871\ud558\ub294 \uac83\uc740 \ub2e8\uc21c\ud55c \uc778\uac04 \ubcf8\uc131\uc785\ub2c8\ub2e4”\ub77c\uace0 \ud504\ub9ac\uccc7\uc740 \ub9d0\ud569\ub2c8\ub2e4.<\/p>\n\n

\uc131\uacf5\uc801\uc778 \ub514\uc9c0\ud138 \uc5d0\ucf54\uc2dc\uc2a4\ud15c \uc804\ub7b5\uc740 \uace0\uac1d\uc758 \uad00\uc810\uc5d0\uc11c \uace0\uac1d\uc758 \uc694\uad6c\ub97c \ucda9\uc871\ud568\uc73c\ub85c\uc368 \uace0\uac1d\uc744 \uc704\ud55c \uac00\uce58\ub97c \ucc3d\ucd9c\ud558\ub294 \uac83\uc774\ub77c\uace0 Silicon Valley Insurance Accelerator\uc758 CEO\uc778 Mike Connor<\/a>\ub294 \ub9d0\ud569\ub2c8\ub2e4.\n\ubcf4\ud5d8 \ud68c\uc0ac\uac00 \uace0\uac1d\uc758 \uad00\uc810\uc744 \ucde8\ud560 \ub54c \uadf8\ub4e4\uc740 \ub354 \uc27d\uac8c \uace0\uac1d \uc138\uacc4\uc758 \ud544\uc218\uc801\uc778 \ubd80\ubd84\uc774 \ub429\ub2c8\ub2e4.\n\ub610\ud55c \uc778\uc9c0\ub3c4\ub97c \ub192\uc774\uace0, \uac00\uce58\ub97c \ub354\ud558\uace0, \uace0\uac1d\uc758 \uc77c\uc0c1 \uc0dd\ud65c\uc5d0 \ucc38\uc5ec\ud560 \uc218 \uc788\ub294 \uae30\ud68c\ub97c \uc2dd\ubcc4\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n

\uc608\ub97c \ub4e4\uc5b4, \uc628\ub77c\uc778 \uc790\ub3d9\ucc28 \ud310\ub9e4 \uc6f9\uc0ac\uc774\ud2b8\uc640 \uc81c\ud734\ub97c \ub9fa\uc73c\uba74 \ubcf4\ud5d8 \ud68c\uc0ac\ub294 \uace0\uac1d\uc774 \uc790\ub3d9\ucc28\ub97c \uad6c\uc785\ud558\ub294 \uc21c\uac04 \ubcf4\ud5d8\uc744 \uc81c\uacf5\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\n\uc9c0\uae08\uc774 \ubc14\ub85c \ucee4\ubc84\ub9ac\uc9c0\ub97c \uc2dc\uc791\ud574\uc57c \ud558\ub294 \uc21c\uac04\uc774\uae30 \ub54c\ubb38\uc5d0 \uc774\uac83\uc740 \ud604\uba85\ud55c \uc870\uce58\ub77c\uace0 Guidewire\uc758 \uc804\ub7b5 \ub2f4\ub2f9 \ubd80\uc0ac\uc7a5\uc778 Neil Betteridge<\/a>\ub294 \ub9d0\ud569\ub2c8\ub2e4. <\/p>\n\n

\uace0\uac1d\uc758 \uc785\uc7a5\uc774 \ub418\uc5b4 \ubcf4\ub294 \uac83\uc740 \ubcf4\ud5d8 \ud68c\uc0ac\uac00 \uace0\uac1d\uc774 \uc6d0\ud558\ub294 \uc0c1\ud488\uacfc \uc11c\ube44\uc2a4\ubfd0\ub9cc \uc544\ub2c8\ub77c \uc5b4\ub5bb\uac8c, \uc5b8\uc81c, \uc5b4\ub514\uc11c \uc9c0\uc6d0\uc774 \ud544\uc694\ud55c\uc9c0 \uc774\ud574\ud560 \uc218 \uc788\ub294 \uc0c8\ub85c\uc6b4 \uae30\ud68c\ub97c \uc81c\uacf5\ud55c\ub2e4\uace0 REIN\uc758 Chantal Bonggay<\/a> \ub294 \ub9d0\ud569\ub2c8\ub2e4.\n\uc790\ub3d9\ucc28 \ud310\ub9e4 \uc2dc\uc810\uc5d0 \uc790\ub3d9\ucc28 \ubcf4\ud5d8\uc744 \uc81c\uacf5\ud558\ub294 \uac83\ubd80\ud130 \ubd80\ub3d9\uc0b0 \uc911\uac1c\uc778\uc744 \ud1b5\ud574 \uccab \uc8fc\ud0dd \uad6c\uc785\uc790\uc640 \uc5f0\uacb0\ud558\ub294 \uac83\uae4c\uc9c0, \uace0\uac1d\uc758 \ub208\uc744 \ud1b5\ud574 \uc138\uc0c1\uc744 \ubcf4\ub294 \ubcf4\ud5d8 \ud68c\uc0ac\ub294 \uace0\uac1d\uc774 \ud544\uc694\ud560 \ub54c \uc6d0\ud558\ub294 \uac83\uc744 \uc81c\uacf5\ud558\ub294 \uc0dd\ud0dc\uacc4\ub97c \uad6c\ucd95\ud560 \uc900\ube44\uac00 \ub418\uc5b4 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n

\"\"<\/figure>\n\n

\uac15\ub825\ud55c \ud30c\ud2b8\ub108\uc2ed \uad6c\ucd95<\/h2>\n\n

\ubcf4\ud5d8\uc740 \uc0dd\uc874\uacfc \uc131\uc7a5\uc744 \uc704\ud574 \ud56d\uc0c1 \ub124\ud2b8\uc6cc\ud06c\uc5d0 \uc758\uc874\ud574 \uc654\uc2b5\ub2c8\ub2e4.\n\ub514\uc9c0\ud138 \ud601\uba85\uc73c\ub85c \ub124\ud2b8\uc6cc\ud06c\uc758 \uc815\uc758\uac00 \ubc14\ub00c\uace0 \ud655\uc7a5\ub418\uc5c8\uc9c0\ub9cc, \ub124\ud2b8\uc6cc\ud06c\uc5d0 \ub300\ud55c \ubcf4\ud5d8 \ud68c\uc0ac\uc758 \uc758\uc874\ub3c4\ub294 \ubcc0\ud558\uc9c0 \uc54a\uc558\uc2b5\ub2c8\ub2e4.\n\uc0ac\uc2e4, \uadf8\uac83\uc740 \ub2e8\uc9c0 \uc131\uc7a5\ud588\uc744 \ubfd0\uc774\ub77c\uace0 Majesco\uc758 Denise Garth<\/a> \ub294 \ub9d0\ud569\ub2c8\ub2e4. <\/p>\n\n

\uc624\ub298\ub0a0 \ubcf4\ud5d8 \ud68c\uc0ac\ub294 \uc785\uc18c\ubb38\uacfc \uac1c\uc778\uc801 \uad00\uacc4\ub97c \ud1b5\ud574 \uc0dd\uc131\ub41c \uace0\uac1d, \ub300\ub9ac\uc778 \ubc0f \uc911\uac1c\uc778\uc758 \ub124\ud2b8\uc6cc\ud06c\ubfd0\ub9cc \uc544\ub2c8\ub77c \uace0\uac1d \ubc0f \uae30\ud0c0 \ub2f9\uc0ac\uc790\uc640 \uc5f0\uacb0\ud558\ub294 \ub514\uc9c0\ud138 \ub124\ud2b8\uc6cc\ud06c\uc5d0\ub3c4 \uc758\uc874\ud569\ub2c8\ub2e4.\n\uc774\ub7ec\ud55c \ub514\uc9c0\ud138 \ub124\ud2b8\uc6cc\ud06c\ub294 \ubcf4\ud5d8 \ub124\ud2b8\uc6cc\ud06c\uc5d0 \uc0c8\ub85c\uc6b4 \ud50c\ub808\uc774\uc5b4 \uc9d1\ud569, \uc989 \uc5d0\ucf54\uc2dc\uc2a4\ud15c \ud30c\ud2b8\ub108\ub97c \ucd94\uac00\ud560 \uc218 \uc788\ub294 \uae30\ud68c\ub97c \uc81c\uacf5\ud569\ub2c8\ub2e4. <\/p>\n\n

\uc5d0\ucf54\uc2dc\uc2a4\ud15c \ucc38\uc5ec\ub294 \ubcf4\ud5d8\uc5d0 \ub300\ud55c \uace0\uac1d \uc911\uc2ec\uc758 \uad00\uc810\uc5d0 \uc758\uc874\ud558\uae30 \ub54c\ubb38\uc5d0 \ubcf4\ud5d8 \uc5d0\ucf54\uc2dc\uc2a4\ud15c \ub0b4\uc758 \ud30c\ud2b8\ub108\uc2ed\uc740 \uc885\uc885 \uc0b0\uc5c5 \uc804\ubc18\uc5d0 \uac78\uccd0 \ub3c4\ub2ec\ud569\ub2c8\ub2e4.\n\uace0\uac1d\uc5d0\uac8c \ubcf4\ud5d8\uc740 \uc0b6\uc758 \ub2e4\ub978 \uc8fc\uc694 \uc601\uc5ed\uc744 \uc9c0\uc6d0\ud558\ub294 \ubd80\ubd84\uc774\uae30 \ub54c\ubb38\uc785\ub2c8\ub2e4. <\/p>\n\n

\uadf8\ub7ec\ub098 \uc0b0\uc5c5 \uac04 \ud30c\ud2b8\ub108\uc2ed\uc740 \uace0\uac1d\uc5d0\uac8c\ub9cc \uc774\uc775\uc774 \ub418\ub294 \uac83\uc774 \uc544\ub2d9\ub2c8\ub2e4.\n“\ub2e4\ub978 \uc870\uc9c1\uacfc \ud30c\ud2b8\ub108\uc2ed\uc744 \ub9fa\uc74c\uc73c\ub85c\uc368 \ubcf4\ud5d8 \ud68c\uc0ac\ub294 \ub354 \uad11\ubc94\uc704\ud55c \uc7a0\uc7ac \uace0\uac1d \uadf8\ub8f9\uc5d0 \ub3c4\ub2ec\ud558\uace0, \uc0c8\ub85c\uc6b4 \ub370\uc774\ud130 \uc18c\uc2a4\ub97c \ud65c\uc6a9\ud558\uace0, \uae30\uc874 \ud504\ub85c\uc138\uc2a4\ub97c \uac1c\uc120\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4”\ub77c\uace0 One Inc.\uc758 \uc218\uc11d \uc791\uac00\uc778 Patricia Moore<\/a>\ub294 \ub9d0\ud569\ub2c8\ub2e4. <\/p>\n\n

\ubcf4\ud5d8\uc0ac\ub294 \ub2e4\ub978 \ud68c\uc0ac\uc640 \ub370\uc774\ud130 \ubc0f \ubc29\ubc95\uc744 \uacf5\uc720\ud558\uc5ec \uae30\uc874 \ub9ac\uc18c\uc2a4\uc5d0 \ubd80\ub2f4\uc744 \uc8fc\uc9c0 \uc54a\uace0 \ub354 \ub9ce\uc740 \ud1b5\ucc30\ub825\uc744 \uc5bb\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\n\uae30\uc874 \uc0ac\ub840\ub85c\ub294 \ubcf4\ud5d8 \ud68c\uc0ac\uc640 \uc790\ub3d9\ucc28 \uc81c\uc870\uc5c5\uccb4, \uc790\ub3d9\ucc28 \ub300\ub9ac\uc810, \ubd80\ub3d9\uc0b0 \uc911\uac1c\uc778 \ubc0f \uc8fc\ud0dd \uc784\ub300 \uc5c5\uccb4\uc640 \uac19\uc740 \ub2e8\uccb4 \uac04\uc758 \ud30c\ud2b8\ub108\uc2ed\uc774 \uc788\uc2b5\ub2c8\ub2e4.\n\uadf8\ub7ec\ub098 \uc774\ub7ec\ud55c \ud30c\ud2b8\ub108\uc2ed\uc740 \uc0dd\ud0dc\uacc4 \ube59\uc0b0\uc758 \uc77c\uac01\uc5d0 \ubd88\uacfc\ud569\ub2c8\ub2e4. <\/p>\n\n

\uc778\uc288\uc5b4\ud14c\ud06c\ub294 \uc0dd\ud0dc\uacc4 \uad00\uacc4\ub97c \uc704\ud55c \uc26c\uc6b4 \uc2dc\uc791\uc810\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4.\n\uc5b8\uc2a4\ud2b8\uc564\uc601(Ernst and Young)\uc758 \ud30c\ud2b8\ub108\uc778 \uc81c\uc774\ubbf8 \uc2a4\ubbf8\uc2a4(Jamie Smith<\/a> )\uc640 \uc778\uc288\uc5b4\ud14c\ud06c \uc624\uc2a4\ud2b8\ub808\uc77c\ub9ac\uc544(Insurtech Australia)\uc758 CEO\uc778 \uc0ac\uc774\uba3c \uc624\ub378(Simon O’Dell)\uc740 2018\ub144 \ud55c \ud574\uc5d0\ub9cc \uae30\uc874 \ubcf4\ud5d8\uc0ac\uc640 \uc778\uc288\uc5b4\ud14c\ud06c \uac04\uc758 \uc801\uadf9\uc801\uc778 \ud30c\ud2b8\ub108\uc2ed \uac74\uc218\uac00 75% \uc99d\uac00\ud588\ub2e4\uace0 \ubc1d\ud614\ub2e4.\n“\uc778\uc288\uc5b4\ud14c\ud06c(Insurtech)\ub294 \uac00\uce58 \uc0ac\uc2ac\uc744 \ub530\ub77c \uace0\uac1d \uc11c\ube44\uc2a4\ub97c \ud601\uc2e0\ud558\uae30 \uc704\ud574 \uc0c8\ub85c\uc6b4 \ube44\uc988\ub2c8\uc2a4 \ubaa8\ub378\uc5d0 \ub300\ud55c \uc9d1\uc911\uc744 \ub298\ub9ac\ub294 \ubc29\uc2dd\uc73c\ub85c \ub300\uc751\ud588\uc2b5\ub2c8\ub2e4.” <\/p>\n\n

\uc774\uac83\uc774 \ubc14\ub85c \uace0\uac1d \uc911\uc2ec\uc758 \uc5d0\ucf54\uc2dc\uc2a4\ud15c\uc744 \uad6c\ucd95\ud558\ub294 \ub370 \ud544\uc694\ud55c \uc811\uadfc \ubc29\uc2dd\uc785\ub2c8\ub2e4.<\/p>\n\n

\uc5d0\ucf54\uc2dc\uc2a4\ud15c\uc5d0\uc11c \uc6d0\ud558\ub294 \ud30c\ud2b8\ub108\uac00 \ub418\uc2ed\uc2dc\uc624.<\/h2>\n\n

\ubcf4\ud5d8 \ud68c\uc0ac\ub294 \uc88b\uc740 \uc5d0\ucf54\uc2dc\uc2a4\ud15c \ud30c\ud2b8\ub108\uac00 \ub420 \uc218 \uc788\ub294 \ub2a5\ub825\uc5d0 \ub300\ud574 \ud655\uc2e0\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.\n\uc561\uc13c\uce04\uc5b4(Accenture)\uc758 \uc870\uc0ac\uc5d0 \ub530\ub974\uba74, \ubcf4\ud5d8 \uacbd\uc601\uc9c4\uc758 95%\uac00 \uc790\uc0ac\uac00 \ub9e4\ub825\uc801\uc778 \uc5d0\ucf54\uc2dc\uc2a4\ud15c \ud30c\ud2b8\ub108\uac00 \ub420 \uac83\uc774\ub77c\uace0 \ub2f5\ud588\uc2b5\ub2c8\ub2e4.\n\uc751\ub2f5\uc790\uc758 4%\ub9cc\uc774 \ud3c9\uade0\uc801\uc778 \ud30c\ud2b8\ub108\uac00 \ub420 \uac83\uc774\ub77c\uace0 \ub2f5\ud588\ub2e4\uace0 Michael Lyman<\/a>\uc740 \ub9d0\ud569\ub2c8\ub2e4. <\/p>\n\n

\uadf8\ub7ec\ub098 \uc2e4\uc81c\ub85c \ubcf4\ud5d8 \ud68c\uc0ac\ub294 \uc0dd\ud0dc\uacc4\uc5d0\uc11c \uac00\uc7a5 \uc6d0\ud558\ub294 \uc720\ud615\uc758 \ud30c\ud2b8\ub108\uac00 \ub420 \uc900\ube44\uac00 \ub418\uc5b4 \uc788\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4.\n\uc751\ub2f5\uc790\uc758 95%\uac00 \ub9e4\ub825\uc801\uc774\uac70\ub098 \ub9e4\uc6b0 \ub9e4\ub825\uc801\uc778 \ud30c\ud2b8\ub108\ub77c\uace0 \ub2f5\ud55c \ubc18\uba74, 40%\ub9cc\uc774 \uc790\uc0ac\uac00 \uc131\uacf5\uc801\uc778 \ubcf4\ud5d8 \uc0dd\ud0dc\uacc4\ub97c \uc774\ud574\ud558\uace0, \uad6c\ucd95\ud558\uace0, \ud3c9\uac00\ud560 \uc218 \uc788\ub294 \uc0ac\ub0b4 \uc804\ubb38\uc131\uc744 \uac16\ucd94\uace0 \uc788\ub2e4\uace0 \ub2f5\ud588\ub2e4.\n\uadf8\ub9ac\uace0 31%\ub9cc\uc774 \ub2e4\ub978 \uc5d0\ucf54\uc2dc\uc2a4\ud15c \ud30c\ud2b8\ub108\uc640 \ub370\uc774\ud130\ub97c \ub3d9\ub4f1\ud558\uac8c \uacf5\uc720\ud560 \uc758\ud5a5\uc774 \uc788\ub2e4\uace0 \ub2f5\ud588\uc2b5\ub2c8\ub2e4. <\/p>\n\n

\uac15\ub825\ud55c \uc5d0\ucf54\uc2dc\uc2a4\ud15c \ud30c\ud2b8\ub108\uc2ed\uc744 \uad6c\ucd95\ud558\uba74\uc11c \uc704\ud5d8\uc744 \uad00\ub9ac\ud558\ub294 \ud55c \uac00\uc9c0 \ubc29\ubc95\uc740 \uc5d0\ucf54\uc2dc\uc2a4\ud15c \uc804\ub7b5\uc744 \ubbf8\uc138 \uc870\uc815\ud558\ub294 \uac83\uc785\ub2c8\ub2e4.\n \uc5d0\ubc18\uac94\ub85c\uc2a4 \uc544\ube0c\ub77c\ub9c8\ud0a4\uc2a4(Evangelos Avramakis<\/a>)\ub97c \ud3ec\ud568\ud55c \uc2a4\uc704\uc2a4\uc7ac\uc5f0\uad6c\uc18c(Swiss Re Institute)\uc758 \uc5f0\uad6c\uc6d0\ub4e4\uc740 \ud604\uc7ac \uc0dd\ud0dc\uacc4\uc5d0 \ub300\ud55c \ubcf4\ud5d8 \ucc38\uc5ec\ub97c \ubaa8\ub4c8\uc2dd \uc0dd\uc0b0\uc790, \uc0dd\ud0dc\uacc4 \ubc88\ub4e4\ub7ec, \uc0dd\ud0dc\uacc4 \uc18c\uc720\uc790\uc758 \uc138 \uac00\uc9c0 \ubc94\uc8fc\ub85c \ubd84\ub958\ud55c\ub2e4. <\/p>\n\n

\ubaa8\ub4c8\uc2dd \uc0dd\uc0b0\uc5c5\uccb4\ub294 \ud30c\ud2b8\ub108\uc758 \ud50c\ub7ab\ud3fc\uc744 \uc0ac\uc6a9\ud558\uc5ec \ub9de\ucda4\ud615 \ubcf4\ud5d8 \uc0c1\ud488\uc744 \ub9cc\ub4e4\uace0 \uc81c\uacf5\ud569\ub2c8\ub2e4.\n\uc5d0\ucf54\uc2dc\uc2a4\ud15c \ubc88\ub4e4\ub7ec\ub294 \uc885\uc885 \uc18c\ube44\uc790\ub97c \uc704\ud55c \ud1a0\ud138 \ubcf4\ud5d8 \ud328\ud0a4\uc9c0\ub97c \ub9cc\ub4dc\ub294 \uac83\uc744 \ubaa9\ud45c\ub85c \ub2e4\uc591\ud55c \uc81c\ud488\uacfc \uc11c\ube44\uc2a4\ub97c \uc9d1\uacc4\ud569\ub2c8\ub2e4.\n\uc5d0\ucf54\uc2dc\uc2a4\ud15c \uc18c\uc720\uc790\ub294 \ucc98\uc74c\ubd80\ud130 \uc2dc\uc791\ud558\uc5ec \ube0c\ub79c\ub4dc \ud50c\ub7ab\ud3fc\uc744 \uad6c\ucd95\ud558\uace0 \ub3d9\uc77c\ud55c \ud50c\ub7ab\ud3fc\uc5d0 \ucc38\uc5ec\ud560 \ud30c\ud2b8\ub108\ub97c \uc120\ud0dd\ud569\ub2c8\ub2e4. <\/p>\n\n

\ucc38\uc5ec \uc804\ub7b5\uc744 \uc120\ud0dd\ud568\uc73c\ub85c\uc368 \ubcf4\ud5d8 \ud68c\uc0ac\ub294 \uace0\uac1d\uc5d0\uac8c \uac00\uce58\ub97c \uc81c\uacf5\ud558\uba74\uc11c \uc870\uc9c1\uc774 \uc218\uc6a9\ud560 \uc218 \uc788\ub294 \uc704\ud5d8\uacfc \uae30\ud68c \uac04\uc758 \uade0\ud615\uc744 \ub9de\ucd9c \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n

\"\"<\/figure>\n\n

\uac00\uce58 \ucc3d\ucd9c\uc744 \uc704\ud55c \uae30\uc220 \ub3c4\uad6c \uc120\ud0dd<\/h2>\n\n

\uc5d0\ucf54\uc2dc\uc2a4\ud15c \uc18c\uc720\uc790\uac00 \ub418\uae30\ub85c \uc120\ud0dd\ud55c \ubcf4\ud5d8\uc0ac\uc870\ucc28\ub3c4 \uc644\uc804\ud788 \uc0c8\ub85c\uc6b4 \uc18c\ud504\ud2b8\uc6e8\uc5b4 \ud50c\ub7ab\ud3fc\uc73c\ub85c \ub2e4\uc2dc \uc2dc\uc791\ud558\ub294 \uac83\uc740 \uc6a9\ub0a9\ud560 \uc218 \uc5c6\ub294 \uc120\ud0dd\uc77c \uc218 \uc788\uc2b5\ub2c8\ub2e4.\n\ub808\uac70\uc2dc \uc2dc\uc2a4\ud15c\uc5d0 \ub300\ud55c \ub17c\uc758\ub294 \uc0c8\ub85c\uc6b4 \uae30\uc220\uc5d0 \uc9c1\uba74\ud588\uc744 \ub54c \ud22c\ubc15\ud568\uc5d0 \ucd08\uc810\uc744 \ub9de\ucd94\ub294 \uacbd\ud5a5\uc774 \uc788\uc9c0\ub9cc, \uc774\ub7ec\ud55c \uc2dc\uc2a4\ud15c\uacfc \uc2dc\uc2a4\ud15c\uc5d0 \ud3ec\ud568\ub41c \ub370\uc774\ud130\uac00 \ub300\ubd80\ubd84\uc758 \ubcf4\ud5d8 \ud68c\uc0ac\uc758 \uc77c\uc0c1 \uc5c5\ubb34\uc5d0\uc11c \uc911\uc694\ud55c \uc5ed\ud560\uc744 \ud55c\ub2e4\ub294 \uc0ac\uc2e4\uc740 \ubcc0\ud568\uc774 \uc5c6\uc2b5\ub2c8\ub2e4. <\/p>\n\n

\ub300\uc2e0, \ubcf4\ud5d8\uc758 \ucd94\uac00 \ud601\uc2e0\uc5d0\ub294 “\uae30\uc874 \uc2dc\uc2a4\ud15c\uacfc \ub370\uc774\ud130\ubca0\uc774\uc2a4\ub97c \ud3ec\ud568\ud558\ub294 \ud3ec\uad04\uc801\uc778 \uae30\uc220 \uc5d0\ucf54\uc2dc\uc2a4\ud15c\uc5d0 \uc0c8\ub85c\uc6b4 \uae30\uc220\uc744 \uc0bd\uc785\ud558\ub294 \ubc29\ubc95\uc774 [insurers] \ud3ec\ud568\ub418\uc5b4\uc57c \ud55c\ub2e4”\uace0 Appian\uc758 Gijsbert Cox<\/a> \ub294 \ub9d0\ud569\ub2c8\ub2e4.\n\uc774\ub97c \ud1b5\ud574 \ubcf4\ud5d8 \ud68c\uc0ac\ub294 \uc77c\uc0c1\uc801\uc778 \uc5c5\ubb34\ub97c \ubc29\ud574\ud558\uc9c0 \uc54a\uc73c\uba74\uc11c \uace0\uac1d\uc758 \uc694\uad6c\ub97c \ucda9\uc871\ud560 \uc218 \uc788\ub294 \uc0c8\ub85c\uc6b4 \ubc29\ubc95\uc744 \ucc3e\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n

\ub610\ud55c \uc62c\ubc14\ub978 \uae30\uc220 \ub3c4\uad6c\ub294 \ubcf4\ud5d8 \ud68c\uc0ac\uac00 \uc5d0\ucf54\uc2dc\uc2a4\ud15c \ud30c\ud2b8\ub108\uc2ed\uc758 \ubb3c\ub958\ub97c \ub9c8\uc2a4\ud130\ud558\ub294 \ub370 \ub3c4\uc6c0\uc774 \ub429\ub2c8\ub2e4.\n\uc608\ub97c \ub4e4\uc5b4, \ubcf4\ud5d8 \ud68c\uc0ac\uac00 \uc5d0\ucf54\uc2dc\uc2a4\ud15c \ud30c\ud2b8\ub108\uc640 \ub370\uc774\ud130\ub97c \uacf5\uc720\ud558\ub824\ub294 \uacbd\uc6b0 \ub450 \ud68c\uc0ac\ub294 \ud638\ud658\ub418\uc9c0 \uc54a\ub294 \ucef4\ud4e8\ud130 \uc2dc\uc2a4\ud15c\uc758 \ud1b5\uc2e0\uc744 \ub3d5\uae30 \uc704\ud574 API\uc5d0 \uc758\uc874\ud560 \uc218 \uc788\ub2e4\uace0 IBM\uc758 Alan Glickenhouse<\/a> \ub294 \ub9d0\ud569\ub2c8\ub2e4. <\/p>\n\n

IT \ubd80\uc11c \ubc0f \uc18c\ud504\ud2b8\uc6e8\uc5b4 \uc81c\uacf5\uc5c5\uccb4\uc640 \uc5d0\ucf54\uc2dc\uc2a4\ud15c \uacc4\ud68d\uc744 \ub17c\uc758\ud558\uba74 \uae30\uc874 \uae30\uc220\uc744 \ud1b5\ud574 \uc5d0\ucf54\uc2dc\uc2a4\ud15c \ud30c\ud2b8\ub108\uc640 \ud611\uc5c5\ud560 \uc218 \uc788\ub294 \uae30\ud68c\ub97c \ucc3e\ub294 \ub370 \ub3c4\uc6c0\uc774 \ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n

\ubcf4\ud5d8 \ud68c\uc0ac\uac00 \uace0\uac1d \uc911\uc2ec\uc758 \uad00\uc810\uc744 \ucde8\ud558\uace0, \uac15\ub825\ud55c \ud30c\ud2b8\ub108 \uad00\uacc4\ub97c \uad6c\ucd95\ud558\uace0, \uae30\uc220 \ub3c4\uad6c\ub97c \ud604\uba85\ud558\uac8c \uc120\ud0dd\ud558\uba74 \uc5d0\ucf54\uc2dc\uc2a4\ud15c \ud601\uba85\uc744 \ucc38\uac00\uc790\ub85c \uc218\uc6a9\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\n\uadf8\ub4e4\uc740 \uc5c5\uacc4\uac00 \uadf8\ub4e4\uc744 \ub5a0\ub098\ub294 \uac83\uc744 \uc9c0\ucf1c\ubcf4\ub294 \ub300\uc2e0 \ubcf4\ud5d8 \uc0dd\ud0dc\uacc4\uc640 \ud568\uaed8 \uc131\uc7a5\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n

\uc774\ubbf8\uc9c0 \uc791\uc131\uc790: Artem Oleshko\/\u00a9123RF.com, Sergey Nivens\/\u00a9123RF.com, KONSTANTIN CHAGIN\/\u00a9123RF.com<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"

\uc55e\uc11c \ub098\uac00\uace0\uc790 \ud558\ub294 P&C \ubcf4\ud5d8\uc0ac\ub294 \ub2e4\ub978 \ud68c\uc0ac\uc758 \ubc1c\uc790\ucde8\ub97c \ub530\ub77c\uac08 \uc218 \uc5c6\uc2b5\ub2c8\ub2e4. \ub300\uc2e0, \uc870\uc9c1\uc744 \ubcf4\ud5d8 \uc0dd\ud0dc\uacc4\uc5d0 \ud1b5\ud569\ud558\ub294 \ub370 \uc9d1\uc911\ud574\uc57c \ud569\ub2c8\ub2e4. \uc561\uc13c\uce04\uc5b4(Accenture)\uc758 \uc5f0\uad6c\uc5d0 \ub530\ub974\uba74 \uc0dd\ud0dc\uacc4 \uac1c\ubc1c\uc740 \ud30c\uad34\uc758 \uac70\ub300\ud55c \uc6d0\uc778\uc774\ub77c\uace0 \uc561\uc13c\uce04\uc5b4 \ubcf4\ud5d8(Accenture Insurance)\uc758 \uc120\uc784 \uc804\ubb34 \uc774\uc0ac\uc778 \ub9c8\uc774\ud074 \ub77c\uc774\uba3c(Michael Lyman)\uc740 \ub9d0\ud569\ub2c8\ub2e4. \ubcf4\ud5d8\uc0ac\ub294 \uc0dd\ud0dc\uacc4\ub97c \ud30c\uad34\ud558\ub294 38%\uc758 \uae30\uc5c5\uc5d0 \ud569\ub958\ud560 \uc218\ub3c4 \uc788\uace0, \ubcc0\ud654\uc5d0 \ub300\uc751\ud558\ub294 46%\uc758 \uae30\uc5c5 \uc911 \ud558\ub098\uac00 \ub420 \uc218\ub3c4 \uc788\ub2e4. \uc5d0\ucf54\uc2dc\uc2a4\ud15c\uc758 […]<\/p>\n","protected":false},"featured_media":6605,"template":"","insight-category":[],"class_list":["post-20931","insight","type-insight","status-publish","has-post-thumbnail","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/insight\/20931","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/insight"}],"about":[{"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/types\/insight"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/media\/6605"}],"wp:attachment":[{"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/media?parent=20931"}],"wp:term":[{"taxonomy":"insight-category","embeddable":true,"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/insight-category?post=20931"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}