{"id":20928,"date":"2024-09-30T14:14:38","date_gmt":"2024-09-30T19:14:38","guid":{"rendered":"https:\/\/bolttech.io\/insights\/%eb%b3%b4%ed%97%98-%ec%83%9d%ed%83%9c%ea%b3%84%ec%9d%98-%ec%9d%b4%ed%95%b4-%ec%b0%b8%ec%97%ac%ec%9e%90%ec%99%80-%ec%98%a4%ec%bc%80%ec%8a%a4%ed%8a%b8%eb%a0%88%ec%9d%b4%ed%84%b0%ec%9d%98-%ec%97%ad\/"},"modified":"2024-09-30T14:14:43","modified_gmt":"2024-09-30T19:14:43","slug":"%eb%b3%b4%ed%97%98-%ec%83%9d%ed%83%9c%ea%b3%84%ec%9d%98-%ec%9d%b4%ed%95%b4-%ec%b0%b8%ec%97%ac%ec%9e%90%ec%99%80-%ec%98%a4%ec%bc%80%ec%8a%a4%ed%8a%b8%eb%a0%88%ec%9d%b4%ed%84%b0%ec%9d%98-%ec%97%ad","status":"publish","type":"insight","link":"https:\/\/bolttech.io\/ko\/insights\/%eb%b3%b4%ed%97%98-%ec%83%9d%ed%83%9c%ea%b3%84%ec%9d%98-%ec%9d%b4%ed%95%b4-%ec%b0%b8%ec%97%ac%ec%9e%90%ec%99%80-%ec%98%a4%ec%bc%80%ec%8a%a4%ed%8a%b8%eb%a0%88%ec%9d%b4%ed%84%b0%ec%9d%98-%ec%97%ad\/","title":{"rendered":"\ubcf4\ud5d8 \uc0dd\ud0dc\uacc4\uc758 \uc774\ud574: \ucc38\uc5ec\uc790\uc640 \uc624\ucf00\uc2a4\ud2b8\ub808\uc774\ud130\uc758 \uc5ed\ud560"},"content":{"rendered":"\n

\uc5d0\ucf54\uc2dc\uc2a4\ud15c\uc740 \uc6b0\ub9ac\uac00 \ube44\uc988\ub2c8\uc2a4\ub97c \uc218\ud589\ud558\ub294 \ubc29\uc2dd\uc5d0 \ud601\uba85\uc744 \uc77c\uc73c\ud0a4\uace0 \uc788\uc2b5\ub2c8\ub2e4.\n\uc774\ub7ec\ud55c \ubaa8\ub378\uc744 \ud1b5\ud574 \uae30\uc5c5\uc740 \ubcf4\ub2e4 \uace0\uac1d \uc911\uc2ec\uc801\uc778 \uc6b4\uc601\uc744 \ud560 \uc218 \uc788\uc744 \ubfd0\ub9cc \uc544\ub2c8\ub77c \ubc29\ub300\ud55c \uc591\uc758 \uc0c8\ub85c\uc6b4 \ub370\uc774\ud130\uc640 \uc778\uc0ac\uc774\ud2b8\uc5d0 \uc561\uc138\uc2a4\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n

\uc5d0\ucf54\uc2dc\uc2a4\ud15c\uc740 \ub514\uc9c0\ud138 \uae30\uc220\uc744 \ud65c\uc6a9\ud558\uc5ec \ubcf4\ud5d8\uc0ac\uc758 \uc804\uccb4 \uac70\ub798 \ud504\ub85c\uc138\uc2a4\ub97c \uac1c\uc120\ud569\ub2c8\ub2e4.\n\uc5d0\ucf54\uc2dc\uc2a4\ud15c \ucc38\uc5ec\uac00 \ubcf4\ud5d8\uc0ac\uac00 \uac1c\uc778\ud654 \ubc0f \uc790\ub3d9\ud654\ub97c \ud1b5\ud574 \uace0\uac1d \uad00\uacc4\ub97c \uac15\ud654\ud558\ub294 \ub370 \ub3c4\uc6c0\uc774 \ub418\ub294 \ubc29\ubc95\uc740 \ub2e4\uc74c\uacfc \uac19\uc2b5\ub2c8\ub2e4. <\/p>\n\n

\ubcf4\ud5d8 \uc0dd\ud0dc\uacc4\ub97c \ub9cc\ub098\ubcf4\uc138\uc694<\/h2>\n\n

\ub514\uc9c0\ud138 \uc5d0\ucf54\uc2dc\uc2a4\ud15c\uc740 \uc6b0\ub9ac\uac00 \ube44\uc988\ub2c8\uc2a4\ub97c \uc218\ud589\ud558\ub294 \ubc29\uc2dd\uc5d0 \ub300\ud55c \uc0c8\ub85c\uc6b4 \uc0ac\uace0 \ubc29\uc2dd\uc744 \ub098\ud0c0\ub0c5\ub2c8\ub2e4.\n\uc5d0\ucf54\uc2dc\uc2a4\ud15c \ubaa8\ub378\uc740 \uac01 \ube44\uc988\ub2c8\uc2a4\uc758 \uc804\ubb38 \ubd84\uc57c\uc5d0 \ucd08\uc810\uc744 \ub9de\ucd94\ub294 \ub300\uc2e0 \uad00\ub828 \uc81c\ud488\uacfc \uc11c\ube44\uc2a4\ub97c \ud568\uaed8 \uadf8\ub8f9\ud654\ud558\uc5ec \uace0\uac1d\uc774 \ub3d9\uc77c\ud55c \ud2b8\ub79c\uc7ad\uc158 \ub610\ub294 \ubc00\uc811\ud558\uac8c \uad00\ub828\ub41c \ud2b8\ub79c\uc7ad\uc158\uc5d0\uc11c \ud544\uc694\ud55c \ubaa8\ub4e0 \uac83\uc744 \ub3d9\uc77c\ud55c \ud50c\ub7ab\ud3fc\uc5d0\uc11c \ucc98\ub9ac\ud560 \uc218 \uc788\ub3c4\ub85d \ud569\ub2c8\ub2e4. <\/p>\n\n

\uc758\ub8cc \ubd84\uc57c\uc758 \uc0ac\ub840\ub294 \uc0dd\ud0dc\uacc4\uac00 \uc5b4\ub5bb\uac8c \uc791\ub3d9\ud558\ub294\uc9c0 \uba85\ud655\ud788 \ud558\ub294 \ub370 \ub3c4\uc6c0\uc774 \ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\n\uc804\ud1b5\uc801\uc73c\ub85c \uac74\uac15\ubcf4\ud5d8\uc740 \uc9c4\ub8cc\uc2e4, \ubcd1\uc6d0, \uc5f0\uad6c\uc790, \uc57d\uad6d\uacfc \ubcc4\ub3c4\ub85c \uc6b4\uc601\ub418\uc5c8\uc2b5\ub2c8\ub2e4.\n\uadf8\ub7ec\ub098 \ucd5c\uadfc \uc190\uc2e4 \ubc29\uc9c0\uc5d0 \uc911\uc810\uc744 \ub450\uba74\uc11c BNP Paribas\ub294 \uc774\ub7ec\ud55c \uae30\uad00\uc774 \ud658\uc790 \uce58\ub8cc\ub97c \uc704\ud574 \ud611\ub825\ud558\ub294 \uc0dd\ud0dc\uacc4\ub97c \uc694\uad6c\ud588\uc2b5\ub2c8\ub2e4. <\/p>\n\n

BNP Paribas Cardif\uc758 \uc774\ud0c8\ub9ac\uc544 \ubcf4\ud5d8 \uc9c0\uc5ed \ucc45\uc784\uc790\uc778 Isabella Fumagalli<\/a>\ub294 “\uc6b0\ub9ac\ub294 \ubcf4\ud5d8 \uc0b0\uc5c5\uc5d0\uc11c \ud601\uba85\uc5d0 \uc9c1\uba74\ud574 \uc788\uc73c\uba70, \uc774\ub294 \ub2e8\uc21c\ud788 \uc9c8\ubcd1, \ubd80\uc0c1 \ub610\ub294 \uc190\uc2e4\uc5d0 \ub300\ud55c \uc7ac\uc815\uc801 \ubcf4\uc0c1\uc744 \uc9c0\ubd88\ud558\ub294 \uac83\uc5d0\uc11c \uc774\ub97c \uc608\ubc29\ud558\uace0 \uc644\ud654\ud558\ub294 \ub354 \ub192\uc740 \ubaa9\ud45c\ub85c \uc774\ub3d9\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n\n

P&C \ubcf4\ud5d8\uc0ac\ub4e4\uc740 \uc0dd\ud0dc\uacc4 \ucc38\uc5ec\ub97c \ud1b5\ud574 \uc5bb\uc744 \uc218 \uc788\ub294 \uc720\uc0ac\ud55c \uae30\ud68c\ub97c \ud3ec\ucc29\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.\n\uc608\ub97c \ub4e4\uc5b4, \uc790\ub3d9\ucc28 \uc81c\uc870\uc5c5\uccb4\uc640\uc758 \ud30c\ud2b8\ub108\uc2ed\uc744 \ud1b5\ud574 \uc790\ub3d9\ucc28 \ubcf4\ud5d8\uc0ac\ub294 \ucc28\ub7c9 \uc548\uc804\uc744 \uac1c\uc120\ud560 \uc218 \uc788\ub294 \uc815\ubcf4\ub97c \uacf5\uc720\ud560 \uc218 \uc788\uc744 \ubfd0\ub9cc \uc544\ub2c8\ub77c \uc0c8\ub85c\uc6b4 \ubcf4\uc7a5\uc774 \ud544\uc694\ud55c \uc815\ud655\ud55c \uc21c\uac04\uc5d0 \uace0\uac1d\uacfc \uc5f0\uacb0\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n

\uc5d0\ucf54\uc2dc\uc2a4\ud15c: \ube44\uc988\ub2c8\uc2a4\uc758 \ubbf8\ub798<\/h2>\n\n

\ud0d5\uac00\uc774 \uce90\ud2c0\ub9b0(Tanguy Catlin<\/a> )\uacfc \ub9e5\ud0a8\uc9c0(McKinsey) \uc5f0\uad6c\uc6d0\ub4e4\uc740 2025\ub144\uae4c\uc9c0 \uc138\uacc4 \uacbd\uc81c\uc5d0 \ucc38\uc5ec\ud558\ub294 \uae30\uc5c5\ub4e4 \uc911\uc5d0\uc11c 12\uac1c\uc758 \uc11c\ub85c \ub2e4\ub978 \uc0dd\ud0dc\uacc4\uac00 \ub4f1\uc7a5\ud560 \uac83\uc774\ub77c\uace0 \uc608\uce21\ud569\ub2c8\ub2e4.\n\uc5ec\uae30\uc5d0\ub294 \uc5ec\ud589 \ubc0f \uc219\ubc15, \uc6b4\uc1a1 \ubc0f B2B \uc11c\ube44\uc2a4\uc5d0 \uc911\uc810\uc744 \ub454 \uc5d0\ucf54\uc2dc\uc2a4\ud15c\uc774 \ud3ec\ud568\ub429\ub2c8\ub2e4. <\/p>\n\n

\uc774 \ud300\uc740 \ubcf4\ud5d8 \ud68c\uc0ac\ub97c \uc704\ud55c \uc5d0\ucf54\uc2dc\uc2a4\ud15c \ucc38\uc5ec\uc758 \uc138 \uac00\uc9c0 \uc8fc\uc694 \uc774\uc810, \uc989 \uace0\uac1d\uacfc\uc758 \ub9c8\ucc30\uc744 \uc904\uc774\uace0(\ub9e4\ucd9c\uc744 \ub298\ub9ac\ub294 \ub3d9\uc548), \ub124\ud2b8\uc6cc\ud06c \ud6a8\uacfc\ub97c \ud65c\uc6a9\ud558\uc5ec \uc190\uc2e4\uc744 \uc644\ud654 \ub610\ub294 \ubc29\uc9c0\ud558\uace0, \uc11c\ube44\uc2a4 \uc804\ubc18\uc5d0 \uac78\uccd0 \ub370\uc774\ud130\ub97c \ud1b5\ud569\ud55c\ub2e4\uace0 \uc2dd\ubcc4\ud569\ub2c8\ub2e4.<\/p>\n\n

\ub610\ud55c \uc5d0\ucf54\uc2dc\uc2a4\ud15c\uc740 \uace0\uac1d \uc804\ud658 \ud504\ub85c\uc138\uc2a4\ub97c \ubcf4\ub2e4 \ud6a8\uc728\uc801\uc73c\ub85c \ub9cc\ub4e4\uc5b4 \uae30\uc5c5\uc774 \ub354 \uc9e7\uc740 \uc2dc\uac04\uc5d0 \ub354 \ub9ce\uc740 \uc791\uc5c5\uc744 \uc218\ud589\ud560 \uc218 \uc788\ub3c4\ub85d \uc9c0\uc6d0\ud569\ub2c8\ub2e4.\n\ubca0\uc5b4\ub4dc \uce90\ud53c\ud138(Baird Capital)\uc758 \ubd80\uc0ac\uc7a5 \uc870\uc548\ub098 \uc544\ub77c\uc2a4(Joanna Arras<\/a> )\ub294 \uace0\uac1d \uacbd\ud5d8\uc774 \uac1c\uc778\ud654\ub418\uba74 \ubcf4\ud5d8\uc0ac\uac00 \ucd5c\ub300 20% \ub354 \ub9ce\uc740 \ubcf4\ud5d8 \uac00\uc785\uc790\ub97c \uc804\ud658\ud560 \uc218 \uc788\ub2e4\uace0 \uc124\uba85\ud569\ub2c8\ub2e4.\n\ub610\ud55c \uccad\uad6c \ucc98\ub9ac\uac00 \uc790\ub3d9\ud654\ub418\uba74 \ube44\uc6a9\uc774 30% \uc808\uac10\ub429\ub2c8\ub2e4.\n\uc774\ub294 \uc0dd\ud0dc\uacc4\uac00 \ubcf4\ud5d8 \uc138\uacc4\uc5d0 \ubbf8\uce60 \uc218 \uc788\ub294 \ub9c9\ub300\ud55c \uc601\ud5a5\uc744 \ubcf4\uc5ec\uc8fc\ub294 \uc791\uc740 \ucc3d\uc77c \ubfd0\uc785\ub2c8\ub2e4. <\/p>\n\n

\"\"<\/figure>\n\n

\ubcf4\ud5d8 \uc0dd\ud0dc\uacc4\uc5d0\uc11c \uc5ed\ud560 \uc120\ud0dd<\/h2>\n\n

\uc774\ub7ec\ud55c \uc0dd\ud0dc\uacc4\uc5d0 \ucc38\uc5ec\ud568\uc73c\ub85c\uc368 \uc774\uc775\uc744 \uc5bb\uc73c\ub824\uba74 \ubcf4\ud5d8 \ud68c\uc0ac\ub294 \uc0ac\uc6a9 \uac00\ub2a5\ud55c \uc5ed\ud560\uacfc \uc774\ub7ec\ud55c \uc5ed\ud560\uc774 \uc624\ub79c \uc2dc\uac04 \ub3d9\uc548 \uac80\uc99d\ub41c \ube44\uc988\ub2c8\uc2a4 \uc218\ud589 \ubc29\uc2dd\uc5d0 \uc5b4\ub5a4 \uc601\ud5a5\uc744 \ubbf8\uce60 \uc218 \uc788\ub294\uc9c0 \uc774\ud574\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n\n

\uc2a4\uc704\uc2a4\uc7ac\ubcf4\ud5d8(Swiss Re)\uc758 \ub514\uc9c0\ud138 \uc5d0\ucf54\uc2dc\uc2a4\ud15c R&D \ucc45\uc784\uc790\uc778 \uc5d0\ubc18\uac94\ub85c\uc2a4 \uc544\ube0c\ub77c\ub9c8\ud0a4\uc2a4(Evangelos Avramakis<\/a>)\ub294 \uc0dd\ud0dc\uacc4 \ub0b4\uc5d0\uc11c \uc6b4\uc601\ub418\ub294 \ubcf4\ud5d8\ud68c\uc0ac\ub4e4\uc740 \ucc98\uc74c\uc5d0\ub294 \ud310\ub9e4 \ucc44\ub110\uc5d0 \ub300\ud55c \ud1b5\uc81c\ub825\uacfc \uac00\uc2dc\uc131\uc758 \uc0c1\uc2e4\uc5d0 \ub180\ub784 \uc218 \uc788\ub2e4\uace0 \ub9d0\ud55c\ub2e4. <\/p>\n\n

\uc0dd\ud0dc\uacc4\ub294 \uac1c\ubcc4 \ucc38\uac00\uc790\uac00 \uc544\ub2cc \uc18c\uc720\uc790\uc5d0 \uc758\ud574 \uad00\ub9ac\ub418\uae30 \ub54c\ubb38\uc5d0 \uace0\uac1d \uc0c1\ud638 \uc791\uc6a9\uc5d0 \ub300\ud55c \uc81c\uc5b4\uac00 \ubcf4\ub2e4 \uc9c1\uc811\uc801\uc785\ub2c8\ub2e4.\n\ubc18\uba74, \uc18c\uc720\ud558\uc9c0 \uc54a\uc740 \uc0dd\ud0dc\uacc4 \ud50c\ub7ab\ud3fc\uc5d0 \ucc38\uc5ec\ud558\ub294 \ubcf4\ud5d8 \ud68c\uc0ac\ub294 \ud070 \ubcc0\ud654\uac00 \ud544\uc694\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n

\uc544\ube0c\ub77c\ub9c8\ud0a4\uc2a4\ub294 “\uc601\uc5c5 \uc5d0\uc774\uc804\ud2b8\uac00 \uad00\ub828\uc131\uc774 \uc788\uc744 \uc218 \uc788\uc9c0\ub9cc \uc774\uc804\uacfc \uac19\uc740 \ubc29\uc2dd\uc740 \uc544\ub2c8\uae30 \ub54c\ubb38\uc5d0 \ube44\uc988\ub2c8\uc2a4 \ubaa8\ub378\uc744 \ubcc0\uacbd\ud574\uc57c \ud560 \uc218\ub3c4 \uc788\ub2e4”\uace0 \uc81c\uc548\ud569\ub2c8\ub2e4. <\/p>\n\n

\uc544\ube0c\ub77c\ub9c8\ud0a4\uc2a4\ub294 \uc2a4\uc704\uc2a4\uc7ac\uc5f0\uad6c\uc18c(Swiss Re Institute)\uc758 \uc5f0\uad6c\uc6d0 \uc694\ub098\ud0c4 \uc548\uccb8(Jonahtan Anchen), \uc544\uce74\uc2dc \ud0a4\ub780 \ub77c\ubca0\ub974\uce74\ub974(Aakash Kiran Raverkar), \ucf54\ub9b0 \ud53c\uce20\uc81c\ub7f4\ub4dc(Corrine Fitzgerald<\/a>)\uc640 \ud568\uaed8 \ubcf4\ud5d8\ud68c\uc0ac\uac00 \uc0dd\ud0dc\uacc4\uc5d0 \ucc38\uc5ec\ud560 \uc218 \uc788\ub294 \uc138 \uac00\uc9c0 \ubc29\ubc95\uc744 \uc124\uba85\ud55c\ub2e4. <\/p>\n\n

\uccab\uc9f8, \ubcf4\ud5d8\uc0ac\ub294 \ubaa8\ub4c8\uc2dd \uc0dd\uc0b0\uc790 \uc5ed\ud560\uc744 \ud558\uc5ec \uad11\ubc94\uc704\ud55c \uc0dd\ud0dc\uacc4\uc5d0 \ucd94\uac00\ud560 \uc218 \uc788\ub294 \ubcf4\ud5d8 \uc0c1\ud488\uacfc \uc194\ub8e8\uc158\uc744 \ub9cc\ub4e4 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\n\uc608\ub97c \ub4e4\uc5b4, API\ub294 \ubaa8\ub4c8\uc2dd \ubcf4\ud5d8 \uc0dd\ud0dc\uacc4 \ucc38\uc5ec\ub97c \ub354 \uc27d\uac8c \ud560 \uc218 \uc788\ub294 \ud55c \uac00\uc9c0 \ubc29\ubc95\uc744 \uc81c\uacf5\ud55c\ub2e4\uace0 SnapLogic\uc758 Diby Malakar\uc640 Sriram Kalyanaramen<\/a> \uc740 \ub9d0\ud569\ub2c8\ub2e4. <\/p>\n\n

\ub458\uc9f8, \ubcf4\ud5d8\ud68c\uc0ac\ub294 \uc0dd\ud0dc\uacc4 \ubc88\ub4e4\ub7ec\uc758 \uc5ed\ud560\uc744 \ub9e1\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\n\uc5ec\uae30\uc5d0\uc11c \ubcf4\ud5d8\uc0ac\ub294 \uace0\uac1d \uad00\uacc4\uc640 \uace0\uac1d\uc5d0\uac8c \uc81c\uacf5\ub418\ub294 \uc81c\ud488 \ubc0f \uc11c\ube44\uc2a4\uc640 \uad00\ub828\ud558\uc5ec \ubcf4\ub2e4 \uad00\ub9ac\uc801\uc778 \uc5ed\ud560\uc744 \uc218\ud589\ud569\ub2c8\ub2e4.\n\ubcf4\ud5d8 \ud68c\uc0ac\ub294 \ub2e4\ub978 \uc11c\ube44\uc2a4\uc640 \ud30c\ud2b8\ub108 \uad00\uacc4\ub97c \ub9fa\uace0 \uc774\ub97c \uc9d1\uacc4\ud558\uc5ec \uc644\uc804\ud55c \ubcf4\ud5d8 \ud328\ud0a4\uc9c0\ub85c \uc81c\uacf5\ud560 \ucc45\uc784\uc744 \ub9e1\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n

\ub9c8\uc9c0\ub9c9\uc73c\ub85c, \uc57c\uc2ec \ucc2c \ubcf4\ud5d8\uc0ac\uac00 \uc0dd\ud0dc\uacc4 \uc18c\uc720\uc790\ub85c \ucc38\uc5ec\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\n\uc5ec\uae30\uc11c \ubcf4\ud5d8\uc0ac\ub294 \uace0\uac1d \uad00\uacc4 \ubc0f \uc81c\ud488\ubfd0\ub9cc \uc544\ub2c8\ub77c \uace0\uac1d\uc774 \uc561\uc138\uc2a4\ud558\ub294 \ube0c\ub79c\ub4dc \ub514\uc9c0\ud138 \ud50c\ub7ab\ud3fc\uc744 \ub2f4\ub2f9\ud569\ub2c8\ub2e4.\n\ub2e4\ub978 \ud68c\uc0ac\ub4e4\uc740 \ubaa8\ub4c8\uc2dd \ucc38\uc5ec\uc790\uac00 \ub418\uc5b4 \ubcf4\ud5d8\uc0ac\uc758 \uc5d0\ucf54\uc2dc\uc2a4\ud15c\uc5d0\uc11c \uc790\uccb4 \ud50c\ub7ec\uadf8 \uc564 \ud50c\ub808\uc774 \uc81c\ud488 \ubc0f \uc11c\ube44\uc2a4 \uc81c\uacf5\uc744 \ub9cc\ub4ed\ub2c8\ub2e4. <\/p>\n\n

\uc0dd\ud0dc\uacc4 \uc18c\uc720\uc790\ub85c \ucc38\uc5ec\ud558\ub294 \uac83\uc740 \uc7ac\uc815\uc801\uc73c\ub85c, \ub178\ub825\uacfc \uad00\uc2ec \uce21\uba74\uc5d0\uc11c \uac00\uc7a5 \ub192\uc740 \ube44\uc6a9\uc744 \ub098\ud0c0\ub0c5\ub2c8\ub2e4.\n\uadf8\ub7ec\ub098 \uc5d0\ucf54\uc2dc\uc2a4\ud15c \uc18c\uc720\uc790\ub294 \uace0\uac1d \uad00\uacc4\uc5d0 \ub300\ud55c \ucd5c\uace0 \uc218\uc900\uc758 \ud1b5\uc81c\ub825\uc744 \uc720\uc9c0\ud558\uae30\ub3c4 \ud569\ub2c8\ub2e4.\n\ub610\ud55c \uace0\uac1d \uac1c\uc778\ud654 \ubc0f \uc815\ud655\ud55c \uc778\uc218\uc5d0 \ud544\uc694\ud55c \ub370\uc774\ud130\uc5d0 \uc561\uc138\uc2a4\ud560 \uc218 \uc788\ub2e4\uace0 Cognizant\uc758 Srinivasan Somasundaram<\/a> \uacfc \ub3d9\ub8cc \uc5f0\uad6c\uc6d0\ub4e4\uc740 \ub9d0\ud569\ub2c8\ub2e4. <\/p>\n\n

\"\"<\/figure>\n\n

\uc131\uacf5\uc801\uc778 \uc5d0\ucf54\uc2dc\uc2a4\ud15c \ud30c\ud2b8\ub108\uc2ed \uad6c\ucd95<\/h2>\n\n

\uc0dd\ud0dc\uacc4\uc758 \uc138\uacc4\uc5d0\uc11c \ubc88\uc601\ud558\uae30 \uc704\ud574\uc11c\ub294 \ud30c\ud2b8\ub108\uc2ed\uc774 \ud544\uc218\uc785\ub2c8\ub2e4.\n“\uaddc\ubaa8\uc5d0 \uad00\uacc4\uc5c6\uc774 \ubaa8\ub4e0 \uc0c1\ud638 \uc758\uc874\uc801\uc778 \uc0b0\uc5c5\uc5d0 \ub300\ud55c \ubaa8\ub4e0 \uc804\ubb38 \uc9c0\uc2dd, \uc790\uc6d0, \uad00\uacc4 \ubc0f \ud544\uc694\ud55c \uc774\ud574\ub97c \uac16\ucd98 \ub2e8\uc77c \ud68c\uc0ac\ub294 \uc5c6\uc2b5\ub2c8\ub2e4”\ub77c\uace0 Insurance Solutions Group\uc758 \uad00\ub9ac \ud30c\ud2b8\ub108\uc778 Stephen Applebaum<\/a>\uc740 \ub9d0\ud569\ub2c8\ub2e4. <\/p>\n\n

\ud30c\ud2b8\ub108\uc2ed\uc758 \ud544\uc694\uc131\uc740 \uace0\uac1d \uad00\uacc4\uc640 \uc5d0\ucf54\uc2dc\uc2a4\ud15c\uc744 \uc8fc\ub3c4\ud558\ub294 \uae30\uc220\uc758 \ubcf5\uc7a1\uc131\uc5d0 \uc758\ud574 \uc8fc\ub3c4\ub429\ub2c8\ub2e4. <\/p>\n\n

BCG \ud5e8\ub354\uc2a8 \uc5f0\uad6c\uc18c(BCG Henderson Institute)\uc758 \ub2c8\ucf5c\ub77c\uc6b0\uc2a4 \ub791(Nikolaus Lang), \ucf58\ub77c\ud2b8 \ud3f0 \uc288\uccb4\ud310\uc2a4\ud0a4(Konrad von Szczepanski), \uc0ec\ub9b0 \ubdd4\ub974\ucc98(Charline Wurzer<\/a> )\ub294 “\uc0ac\ubb3c \uc778\ud130\ub137(IoT)\uc774 \uac00\uc815, \ud734\ub300\ud3f0, \uc790\ub3d9\ucc28\ub97c ‘\uc2a4\ub9c8\ud2b8’\ud558\uac8c \ub9cc\ub4e4\uc5b4\uac10\uc5d0 \ub530\ub77c \uae30\uc5c5\uc740 \ud1b5\ud569 \uc194\ub8e8\uc158\uc5d0 \ud544\uc694\ud55c \uae30\ubc18 \uae30\uc220, \uc560\ud50c\ub9ac\ucf00\uc774\uc158, \uc18c\ud504\ud2b8\uc6e8\uc5b4 \ud50c\ub7ab\ud3fc \ubc0f \uc11c\ube44\uc2a4\ub97c \ud1b5\ud569\ud558\uae30 \uc704\ud574 \ud6e8\uc52c \ub354 \uad11\ubc94\uc704\ud55c \ud30c\ud2b8\ub108\uc640 \ud611\ub825\ud574\uc57c \ud55c\ub2e4”\uace0 \ub9d0\ud569\ub2c8\ub2e4. <\/p>\n\n

\ub2e4\ub978 \uc804\ubb38\uac00\uc640\uc758 \ud30c\ud2b8\ub108\uc2ed\uc744 \ud1b5\ud574 \ubcf4\ud5d8 \ud68c\uc0ac\ub294 \uc2dc\uc7a5 \ucd9c\uc2dc \uc2dc\uac04\uc744 \ub2e8\ucd95\ud558\uace0 \uc2dc\uc7a5 \ub3c4\ub2ec \ubc94\uc704\ub97c \ud655\uc7a5\ud558\uba70 \ub514\uc9c0\ud138 \uc2dc\ub300\uc5d0 \uace0\uac1d\uc774 \uc694\uad6c\ud558\ub294 \uc81c\ud488 \ubc0f \uc194\ub8e8\uc158\uc5d0 \uac00\uce58\ub97c \ub354\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n

\uc0b0\uc5c5\uc73c\ub85c\uc11c \ubcf4\ud5d8\uc740 \ub530\ub77c\uc7a1\uc544\uc57c \ud560 \ubd80\ubd84\uc774 \uc788\uc2b5\ub2c8\ub2e4.\n\uc561\uc13c\uce04\uc5b4 \uc778\uc288\uc5b4\ub7f0\uc2a4(Accenture Insurance)\uc758 \uc120\uc784 \uc804\ubb34 \uc774\uc0ac\uc778 \ub9c8\uc774\ud074 \ub77c\uc774\uba3c(Michael Lyman<\/a>)\uc740 “\uc6b0\ub9ac\uc758 \uc5f0\uad6c\uc5d0 \ub530\ub974\uba74 \ubcf4\ud5d8\uc0ac\ub4e4\uc740 \uc0dd\ud0dc\uacc4 \ud30c\ud2b8\ub108\uc2ed\uc5d0 \ub300\ud55c \uc900\ube44\uc5d0\uc11c \ud1b5\uc2e0 \ubc0f \uc740\ud589\uacfc \uac19\uc740 \ubd80\ubb38\uc758 \uae30\uc5c5\ub4e4\ubcf4\ub2e4 \ub4a4\ucc98\uc838 \uc788\ub2e4”\uace0 \ub9d0\ud588\ub2e4. <\/p>\n\n

\uc608\ub97c \ub4e4\uc5b4, \uac74\uc804\ud55c \uc0dd\ud0dc\uacc4 \uad00\ub9ac\uc640 \ucc38\uc5ec\ub97c \uc704\ud574\uc11c\ub294 \uac15\ub825\ud55c \uae30\uc220 \uc778\ud504\ub77c\uac00 \ud544\uc694\ud558\uc9c0\ub9cc, \uc561\uc13c\uce04\uc5b4(Accenture)\uac00 \uc870\uc0ac\ud55c \ubcf4\ud5d8 \uc784\uc6d0 \uc911 31%\ub9cc\uc774 \uc790\uc2e0\uc758 \ubcf4\ud5d8\ud68c\uc0ac\uac00 \ud544\uc694\ud55c \uae30\uc220\uc744 \ubcf4\uc720\ud558\uace0 \uc788\ub2e4\uace0 \ud655\uc2e0\ud588\ub2e4.\n\uadf8\ub9ac\uace0 27%\ub9cc\uc774 \uc0dd\ud0dc\uacc4 \ucc38\uc5ec\ub97c \uc704\ud55c \ud6a8\uacfc\uc801\uc778 \uc804\ub7b5\uc744 \uac00\uc9c0\uace0 \uc788\ub2e4\uace0 \ubbff\uc5c8\ub2e4. <\/p>\n\n

\ubcf4\ud5d8\uc0ac\ub4e4\uc740 \uc790\uccb4 \uc0dd\ud0dc\uacc4 \ud50c\ub7ab\ud3fc\uc744 \uc2dc\uc791\ud558\uac70\ub098 \uc8fc\ub3c4\ud560 \uc218 \uc788\ub2e4\uace0 \ud655\uc2e0\ud558\uc9c0\ub294 \uc54a\uc558\uc9c0\ub9cc \uac15\ub825\ud55c \ud30c\ud2b8\ub108\uc2ed\uc744 \uad6c\ucd95\ud560 \uc218 \uc788\ub2e4\ub294 \uc790\uc2e0\uac10\uc774 \ub354 \ub192\uc558\uc2b5\ub2c8\ub2e4.\n\uc608\ub97c \ub4e4\uc5b4, \uc124\ubb38\uc5d0 \ucc38\uc5ec\ud55c \uacbd\uc601\uc9c4\uc758 52%\ub294 \uc790\uc0ac\uc758 \uae30\uc220\uc774 \ubbf8\ub798\uc758 \uc5d0\ucf54\uc2dc\uc2a4\ud15c \ud30c\ud2b8\ub108\uc758 \uae30\uc220\uacfc \ud638\ud658\ub420 \uac83\uc774\ub77c\uace0 \ub9d0\ud588\ub2e4\uace0 \ub77c\uc774\uba3c\uc740 \ub9d0\ud55c\ub2e4.\n\ub610\ud55c \ud601\uc2e0(43%), \ubb38\ud654(40%), \uc778\uc7ac(33%)\uc758 \uac15\uc810\uc744 \uaf3d\uc558\ub2e4. <\/p>\n\n

\uc131\uacf5\uc801\uc778 \uc5d0\ucf54\uc2dc\uc2a4\ud15c\uc744 \uad6c\ucd95\ud558\uace0 \uad00\ub9ac\ud558\uae30 \uc704\ud574 Lyman\uc740 \uba3c\uc800 \uc804\ub7b5\uacfc \uc5ed\ud560\uc744 \uc815\uc758\ud55c \ub2e4\uc74c \ud30c\ud2b8\ub108\ub97c \ucc3e\uc744 \uac83\uc744 \uad8c\uc7a5\ud569\ub2c8\ub2e4.\n\uc774\ub807\uac8c \ud558\uba74 \ud544\uc694\ud55c \uba85\ud655\uc131\uc744 \uc5bb\uc744 \uc218 \uc788\uc73c\ubbc0\ub85c \uadc0\ud558\uc640 \uadc0\ud558\uc758 \ud30c\ud2b8\ub108\uac00 \ubaa9\ud45c\ub97c \ubcf4\ub2e4 \ud6a8\uacfc\uc801\uc73c\ub85c \ucd94\uad6c\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n

\uc5d0\ucf54\uc2dc\uc2a4\ud15c \ud30c\ud2b8\ub108\uc2ed \uc804\ub7b5\uc744 \uc218\ub9bd\ud560 \ub54c \uac00\uc7a5 \uba3c\uc800 \ud574\uc57c \ud560 \uc9c8\ubb38\uc740 \uc790\uc2e0\uc758 \ubcf4\ud5d8\ud68c\uc0ac\uac00 \ub2e4\ub978 \ud68c\uc0ac\uac00 \uac00\uce58\ub97c \ucc3d\ucd9c\ud558\ub294 \ub370 \uc5b4\ub5bb\uac8c \ub3c4\uc6c0\uc774 \ub420 \uc218 \uc788\ub294\uc9c0 \ubb3b\ub294 \uac83\uc774\ub77c\uace0 \ub7f0\ub358 \ube44\uc988\ub2c8\uc2a4 \uc2a4\ucfe8\uc758 \uc804\ub7b5 \uad50\uc218\uc778 Michael G. Jacobides<\/a>\ub294 \ub9d0\ud569\ub2c8\ub2e4.\n\uadf8\ub7f0 \ub2e4\uc74c \ud68c\uc0ac\uac00 \uc5b4\ub5a4 \uc5ed\ud560\uc744 \ud574\uc57c \ud558\ub294\uc9c0, \ucc38\uc5ec \uc870\uac74\uc740 \ubb34\uc5c7\uc778\uc9c0, \ud300\uc774 \ubcc0\ud654\uc5d0 \uc801\uc751\ud574\uc57c \ud558\ub294 \ubd80\ubd84\uc744 \uacb0\uc815\ud569\ub2c8\ub2e4. <\/p>\n\n

\ub9c8\uc9c0\ub9c9\uc73c\ub85c, Jacobides\ub294 \uc870\uc9c1\uc774 \uc5d0\ucf54\uc2dc\uc2a4\ud15c \uc18c\uc720\uc790\uac00 \ub418\uc5b4\uc57c \ud558\ub294\uc9c0 \ubb3c\uc5b4\ubd10\uc57c \ud55c\ub2e4\uace0 \ub9d0\ud569\ub2c8\ub2e4.\n\uc608\ub97c \ub4e4\uc5b4, \ube0c\ub79c\ub4dc \ud50c\ub7ab\ud3fc\uc744 \ub9cc\ub4e4\uace0 \uad00\ub9ac\ud558\ub294 \ub370 \ub4dc\ub294 \uc5c5\ubb34\ub7c9 \uc99d\uac00\uac00 \uace0\uac1d \ub370\uc774\ud130 \ubc0f \ud30c\ud2b8\ub108 \uad00\uacc4\ub97c \ub354 \uc138\ubc00\ud558\uac8c \uc81c\uc5b4\ud560 \uac00\uce58\uac00 \uc788\uc2b5\ub2c8\uae4c? <\/p>\n\n

\uc774\uc640 \uac19\uc740 \uc9c8\ubb38\uc744 \uc2e0\uc911\ud558\uac8c \uc0dd\uac01\ud568\uc73c\ub85c\uc368 \ubcf4\ud5d8 \ud68c\uc0ac\ub294 \ub514\uc9c0\ud138 \uc5d0\ucf54\uc2dc\uc2a4\ud15c\uc5d0 \ucc38\uc5ec\ud558\uace0 \ub2e4\ub978 \ud50c\ub7ab\ud3fc\uacfc \ud611\ub825<\/a>\ud558\ub294 \uac00\uc7a5 \uc88b\uc740 \ubc29\ubc95\uc744 \uacb0\uc815\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n

\uc774\ubbf8\uc9c0 \uc791\uc131\uc790: Cathy Yeulet\/\u00a9123RF.com, Aleksandr Davydov\/\u00a9123RF.com, Sergey Nivens\/\u00a9123RF.com<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"

\uc5d0\ucf54\uc2dc\uc2a4\ud15c\uc740 \uc6b0\ub9ac\uac00 \ube44\uc988\ub2c8\uc2a4\ub97c \uc218\ud589\ud558\ub294 \ubc29\uc2dd\uc5d0 \ud601\uba85\uc744 \uc77c\uc73c\ud0a4\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \ubaa8\ub378\uc744 \ud1b5\ud574 \uae30\uc5c5\uc740 \ubcf4\ub2e4 \uace0\uac1d \uc911\uc2ec\uc801\uc778 \uc6b4\uc601\uc744 \ud560 \uc218 \uc788\uc744 \ubfd0\ub9cc \uc544\ub2c8\ub77c \ubc29\ub300\ud55c \uc591\uc758 \uc0c8\ub85c\uc6b4 \ub370\uc774\ud130\uc640 \uc778\uc0ac\uc774\ud2b8\uc5d0 \uc561\uc138\uc2a4\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc5d0\ucf54\uc2dc\uc2a4\ud15c\uc740 \ub514\uc9c0\ud138 \uae30\uc220\uc744 \ud65c\uc6a9\ud558\uc5ec \ubcf4\ud5d8\uc0ac\uc758 \uc804\uccb4 \uac70\ub798 \ud504\ub85c\uc138\uc2a4\ub97c \uac1c\uc120\ud569\ub2c8\ub2e4. \uc5d0\ucf54\uc2dc\uc2a4\ud15c \ucc38\uc5ec\uac00 \ubcf4\ud5d8\uc0ac\uac00 \uac1c\uc778\ud654 \ubc0f \uc790\ub3d9\ud654\ub97c \ud1b5\ud574 \uace0\uac1d \uad00\uacc4\ub97c \uac15\ud654\ud558\ub294 \ub370 \ub3c4\uc6c0\uc774 \ub418\ub294 \ubc29\ubc95\uc740 \ub2e4\uc74c\uacfc \uac19\uc2b5\ub2c8\ub2e4. \ubcf4\ud5d8 […]<\/p>\n","protected":false},"featured_media":6656,"template":"","insight-category":[],"class_list":["post-20928","insight","type-insight","status-publish","has-post-thumbnail","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/insight\/20928","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/insight"}],"about":[{"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/types\/insight"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/media\/6656"}],"wp:attachment":[{"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/media?parent=20928"}],"wp:term":[{"taxonomy":"insight-category","embeddable":true,"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/insight-category?post=20928"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}