{"id":20899,"date":"2024-09-30T14:07:43","date_gmt":"2024-09-30T19:07:43","guid":{"rendered":"https:\/\/bolttech.io\/insights\/%eb%b3%b4%ed%97%98-%ec%a4%91%eb%8b%a8-2020%eb%85%84%ec%97%90-%ec%98%88%ec%83%81%eb%90%98%eb%8a%94-%ec%a0%84%eb%a7%9d\/"},"modified":"2024-09-30T14:07:46","modified_gmt":"2024-09-30T19:07:46","slug":"%eb%b3%b4%ed%97%98-%ec%a4%91%eb%8b%a8-2020%eb%85%84%ec%97%90-%ec%98%88%ec%83%81%eb%90%98%eb%8a%94-%ec%a0%84%eb%a7%9d","status":"publish","type":"insight","link":"https:\/\/bolttech.io\/ko\/insights\/%eb%b3%b4%ed%97%98-%ec%a4%91%eb%8b%a8-2020%eb%85%84%ec%97%90-%ec%98%88%ec%83%81%eb%90%98%eb%8a%94-%ec%a0%84%eb%a7%9d\/","title":{"rendered":"\ubcf4\ud5d8 \uc911\ub2e8: 2020\ub144\uc5d0 \uc608\uc0c1\ub418\ub294 \uc804\ub9dd"},"content":{"rendered":"\n

\ubcf4\ud5d8\ub9cc\ud07c \ud070 \ud63c\ub780\uc5d0 \uc9c1\uba74\ud55c \uc0b0\uc5c5\uc740 \uac70\uc758 \uc5c6\uc2b5\ub2c8\ub2e4.\n\ubcf4\ud5d8 \uc911\ub2e8\uc758 \uaddc\ubaa8\uc640 \uc18d\ub3c4\uac00 \uacc4\uc18d \ud655\uc7a5\ub418\uace0 \uc788\uc5b4 \uae30\uc874 \ubcf4\ud5d8\uc0ac\uc640 \uc778\uc288\uc5b4\ud14c\ud06c \uc2a4\ud0c0\ud2b8\uc5c5\uc5d0 \uae30\ud68c\uc640 \ub3c4\uc804\uc774 \ub3d9\uc2dc\uc5d0 \ubc1c\uc0dd\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n

\uace0\uac1d\uc758 \uc694\uad6c\ub3c4 \ubcc0\ud654\ud558\uace0 \uc788\uc5b4 \ubcf4\ud5d8 \ud68c\uc0ac\ub294 \uc720\ud1b5\uc5d0\uc11c \uccad\uad6c \ucc98\ub9ac, \uc778\uc218\uc5d0 \uc774\ub974\uae30\uae4c\uc9c0 \ubaa8\ub4e0 \uac83\uc5d0 \ub300\ud55c \uc811\uadfc \ubc29\uc2dd\uc744 \ubc14\uafb8\uace0 \uc788\uc2b5\ub2c8\ub2e4.\n\uc0c1\uc5c5\uc6a9 P&C \uc2dc\uc7a5\uc5d0 \ub300\ud55c \uc9c0\uc18d\uc801\uc778 \uc555\ub825\uc73c\ub85c \uc778\ud574 \uc0c8\ub85c\uc6b4 \uc811\uadfc \ubc29\uc2dd\ub3c4 \ud544\uc694\ud569\ub2c8\ub2e4. <\/p>\n\n

\uace0\uac1d \ubcf4\ud5d8 \uc911\ub2e8\uc73c\ub85c \uae30\ud68c \ucc3d\ucd9c<\/h2>\n\n

\uace0\uac1d\uc740 \uc624\ub298\ub0a0 P&C \ubcf4\ud5d8\uc0ac\uc758 \ud63c\ub780 1\uc704 \uc6d0\uc778\uc785\ub2c8\ub2e4.\n\ucd5c\uadfc \uba87 \ub144 \ub3d9\uc548 \uace0\uac1d\uc758 \uae30\ub300\uce58\uac00 \ube60\ub974\uac8c \ubcc0\ud654\ud588\uc73c\uba70, \uc624\ub298\ub0a0\uc758 \uace0\uac1d\uc740 \ub9de\ucda4\ud615 \ubcf4\uc7a5\uc744 \uc81c\uacf5\ud558\ub294 \ub9de\ucda4\ud615 \uc8fc\ubb38\ud615 \ubcf4\ud5d8 \uacbd\ud5d8\uc744 \uae30\ub300\ud569\ub2c8\ub2e4. <\/p>\n\n

\ubcc0\ud654\ud558\ub294 \uc18c\ube44\uc790 \uae30\ub300\uce58\ub85c \uc778\ud574 \ud63c\ub780\uc5d0 \ube60\uc9c4 \uc5c5\uacc4\uc5d0\uc11c \uacbd\uc7c1\ud558\uae30 \uc704\ud574 \ubcf4\ud5d8 \ud68c\uc0ac\ub294 \uace0\uac1d\uc758 \uc695\uad6c\ub97c \uc774\ud574\ud558\uace0 \uad00\ub828 \uc81c\ud488\uacfc \uc11c\ube44\uc2a4\ub85c \uace0\uac1d\uc744 \ucda9\uc871\uc2dc\ucf1c\uc57c \ud569\ub2c8\ub2e4.<\/p>\n\n

\uc608\ub97c \ub4e4\uc5b4, \ubcf4\ud5d8 \uace0\uac1d\uc758 61%\ub294 \uc628\ub77c\uc778\uc73c\ub85c \ubcf4\ud5d8 \uc2e0\uccad \uc0c1\ud0dc\ub97c \ud655\uc778\ud558\ub294 \uac83\uc744 \uc120\ud638\ud55c\ub2e4\uace0 Board of Innovation\uc758 Thomas Brady\uc640 Alexandra Sutton<\/a> \uc740 \ub9d0\ud569\ub2c8\ub2e4.\n\ubcf4\ud5d8 \ud68c\uc0ac\ub294 \uae30\uc874 \uae30\uc220 \uc778\ud504\ub77c\uac00 \ub3c4\uc6c0\uc774 \ub418\uae30\ubcf4\ub2e4\ub294 \ubc29\ud574\uac00 \ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uace0\uac1d\uc758 \uc694\uad6c\ub97c \ucda9\uc871\uc2dc\ud0a4\ub294 \ub370 \uc131\uacf5\ud55c \uae30\uc5c5\uc740 \uace0\uac1d \uacbd\ud5d8\uc744 \ub514\uc9c0\ud138 \ud2b8\ub79c\uc2a4\ud3ec\uba54\uc774\uc158 \ub178\ub825\uc758 \uc911\uc2ec\uc5d0 \ub450\uba74 \ub429\ub2c8\ub2e4. <\/p>\n\n

\ub85c\ubd07\uc774 \uc544\ub2cc \uad00\uacc4\ub97c \uc0dd\uac01\ud558\ub77c<\/h3>\n\n

\uace0\uac1d \uacbd\ud5d8\uc744 \uc911\uc2ec\uc5d0 \ub450\ub294 \ub610 \ub2e4\ub978 \ubc29\ubc95\uc740 \ub514\uc9c0\ud138 \uae30\uc220\uc744 \uc0ac\uc6a9\ud558\uc5ec \ubcf4\ud5d8\uc0ac\uc640 \uace0\uac1d \uac04\uc758 \uc9c0\uc18d\uc801\uc778 \uad00\uacc4\ub97c \uad6c\ucd95\ud558\ub294 \uac83\uc785\ub2c8\ub2e4.<\/p>\n\n

\uace0\uac1d\uacfc \ubcf4\ud5d8\uc0ac \uac04\uc758 \uc811\uc810 \ubc94\uc704\ub97c \ud655\uc7a5\ud568\uc73c\ub85c\uc368 P&C\ub294 \ud53c\ubcf4\ud5d8\uc790\uc640 \ud568\uaed8 \ucc28\ub7c9\uc5d0 \ub3d9\uc2b9\ud558\uace0, \ud53c\ubcf4\ud5d8\uc790\uc758 \uc9d1\uc5d0 \uc0c1\uc8fc\ud558\uc5ec \uc7a0\uc7ac\uc801\uc778 \uc190\uc0c1\uc744 \uacbd\uace0\ud558\uace0, \ub2e4\uc911 \uacbd\ud5d8 \ubaa8\ub378\uc744 \uae30\ubc18\uc73c\ub85c \uac15\ub825\ud55c \uad00\uacc4\ub97c \uad6c\ucd95\ud558\uae30 \uc704\ud55c \uae30\ud0c0 \uc870\uce58\ub97c \ucde8\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n

“\uba40\ud2f0\uc775\uc2a4\ud53c\ub9ac\uc5b8\uc2a4\ub294 \uae30\uc220\uc5d0 \ub2a5\ud1b5\ud55c \uc0ac\ub78c\ub4e4\uc744 \ubbfc\uc911\uc801 \ud65c\uc6a9 \ub2a5\ub825\uc774 \uc788\ub294 \uae30\uc220\ub85c \ub300\uccb4\ud569\ub2c8\ub2e4. \uc774\ub7ec\ud55c \ucd94\uc138\uc5d0\uc11c \ucef4\ud4e8\ud130\uc5d0 \ub300\ud55c \uc804\ud1b5\uc801\uc778 \uac1c\ub150\uc740 \ub2e8\uc77c \uc0c1\ud638 \uc791\uc6a9 \uc9c0\uc810\uc5d0\uc11c \uc6e8\uc5b4\ub7ec\ube14 \ubc0f \uace0\uae09 \ucef4\ud4e8\ud130 \uc13c\uc11c\uc640 \uac19\uc740 \ub2e4\uc911 \uac10\uac01 \ubc0f \ub2e4\uc911 \uc811\uc810 \uc778\ud130\ud398\uc774\uc2a4\ub97c \ud3ec\ud568\ud558\ub3c4\ub85d \uc9c4\ud654\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4”\ub77c\uace0 Gartner\uc758 Kasey Panetta<\/a> \ub294 \uc37c\uc2b5\ub2c8\ub2e4.<\/p>\n\n

\uadf8\ub140\ub294 \ud53c\uc790 \uccb4\uc778 Domino’s\uac00 \uace0\uac1d\uc774 \ubc30\ub2ec\uc744 \ucd94\uc801\ud560 \uc218 \uc788\ub3c4\ub85d \ud558\ub294 \uc13c\uc11c\uac00 \uc788\ub294 \uc790\uc728 \uc8fc\ud589 \ucc28\ub7c9\uc744 \ud1b5\ud574 \ub2e4\uc911 \uacbd\ud5d8 \uace0\uac1d \uc11c\ube44\uc2a4\ub97c \uc218\uc6a9\ud55c \ubc29\ubc95\uc744 \uc124\uba85\ud569\ub2c8\ub2e4.\n\ub610\ud55c \uc8fc\ubb38\uc774 \uc6a9\uc774\ud558\ub3c4\ub85d \uc2a4\ub9c8\ud2b8 \uc2a4\ud53c\ucee4 \ud1b5\uc2e0 \uae30\ub2a5\uc774 \ud1b5\ud569\ub418\uc5b4 \uc788\uc2b5\ub2c8\ub2e4.\n\ubcf4\ud5d8 \ud68c\uc0ac\ub294 \uc720\uc0ac\ud55c \ubc29\ubc95\uc744 \uc0ac\uc6a9\ud558\uc5ec \uace0\uac1d\uc5d0\uac8c \ub3c4\ub2ec\ud560 \uc218 \uc788\uc73c\ubbc0\ub85c \uac00\uc815\uc758 \uc2a4\ub9c8\ud2b8 \uc2a4\ud53c\ucee4 \ub610\ub294 \ucc28\ub7c9\uc758 \uc628\ubcf4\ub4dc \ucef4\ud4e8\ud130 \uc2dc\uc2a4\ud15c\uc744 \ud1b5\ud574 \uc27d\uac8c \ubcf4\uc7a5 \ubc94\uc704\ub97c \ubcc0\uacbd\ud558\uac70\ub098 \uccad\uad6c\ub97c \uc81c\uae30\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n

\ud604\uc7ac \ubcf4\uc720\ud558\uace0 \uc788\ub294 \uad00\uacc4\ub97c \ud65c\uc6a9\ud558\uc138\uc694<\/h3>\n\n

\uace0\uac1d \uacbd\ud5d8\uacfc \uc694\uad6c \uc0ac\ud56d\uc744 \uc911\uc2ec\uc5d0 \ub450\ub294 \ub370 \uc788\uc5b4 \uc778\uc288\uc5b4\ud14c\ud06c\uac00 \uc720\ub9ac\ud55c \uacbd\uc6b0\uac00 \ub9ce\uc2b5\ub2c8\ub2e4.\n\uc778\uc288\uc5b4\ud14c\ud06c\ub294 \ubfcc\ub9ac \uae4a\uc9c0\ub9cc \uc2dc\ub300\uc5d0 \ub4a4\ub5a8\uc5b4\uc9c4 \uc2b5\uad00\uc744 \ubc14\uafb8\ub294 \ub300\uc2e0 \uc624\ub298\ub0a0 \uc788\ub294 \uacf3\uc5d0\uc11c \uace0\uac1d\uc744 \ub9cc\ub098\uba74\uc11c \ubcf4\ud5d8 \uc0dd\ud65c\uc744 \uc2dc\uc791\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\n\uadf8\ub7ec\ub098 \uae30\uc874 P&C\uc758 \uacbd\uc6b0 \uace0\uac1d \uac8c\uc784\uc5d0\uc11c \uc2b9\ub9ac\ud558\ub824\uba74 \ub2e4\ub978 \uc811\uadfc \ubc29\uc2dd\uc774 \ud544\uc694\ud569\ub2c8\ub2e4. <\/p>\n\n

\ub51c\ub85c\uc774\ud2b8(Deloitte)\uc758 \ubcf4\ud5d8 \ud30c\ud2b8\ub108\uc778 \uc564\ub514 \ub9c8\uc2a4\ud130\uc2a4(Andy Masters<\/a>)\ub294 “\uc2e0\uae30\uc220 \uae30\ubc18 \uc2a4\ud0c0\ud2b8\uc5c5\uacfc \ub2ec\ub9ac \uae30\uc874 \ubcf4\ud5d8\uc0ac\ub294 \uc218\ubc31\ub9cc \uba85\uc758 \uace0\uac1d\uc744 \ubcf4\uc720\ud558\uace0 \uc788\uc73c\uba70 \ub048\ub048\ud568\uc744 \uc870\uc131\ud560 \uc218 \uc788\ub294 \ub9e4\ub825\uc801\uc778 \uc81c\uc548\uc744 \uad6c\ucd95\ud574\uc57c \ud55c\ub2e4”\uace0 \ub9d0\ud569\ub2c8\ub2e4.\n\ubcf4\ud5d8 \ud68c\uc0ac\uac00 \uae30\uc874 \uace0\uac1d \uae30\ubc18\uc758 \ucda9\uc131\ub3c4\ub97c \uad6c\ucd95\ud558\ub294 \ub370 \uc9d1\uc911\ud558\uba74 \uace0\uac1d \uc720\uc9c0\uc728\uc744 \ub192\uc774\uace0 \uace0\uac1d\uc774 \uc788\ub294 \uacf3\uc5d0\uc11c \uc815\ud655\ud788 \uace0\uac1d\uc744 \ub9cc\ub0a0 \uc218 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n

\uace0\uac1d \uad00\uacc4\ub97c \ucd5c\uc6b0\uc120\uc73c\ub85c \uc0dd\uac01\ud568\uc73c\ub85c\uc368 \ubcf4\ud5d8 \ud68c\uc0ac\ub294 \uac00\uc7a5 \ud070 \ud63c\ub780\uc758 \uc6d0\uc778 \uc911 \ud558\ub098\ub97c \ud3ec\ucc29\ud558\uace0 \uc774\ub97c \uc0ac\uc6a9\ud558\uc5ec \ud5a5\ud6c4 10\ub144 \ub3d9\uc548 \uc131\uc7a5\ud558\uace0 \ubc88\uc601\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n

\"\"<\/figure>\n\n

\ud30c\uad34\uc801 \ud601\uc2e0\uc744 \ud1b5\ud574 \uc131\uc7a5\ud558\ub824\uba74 \uacbd\ub85c\ub97c \ubc14\uafb8\uc2ed\uc2dc\uc624.<\/h2>\n\n

\ucd5c\uadfc \ubcf4\ud5d8\uc5c5\uacc4\ub294 \uae30\uc874 \ubcf4\ud5d8\uc0ac\ub4e4 \uc0ac\uc774\uc5d0\uc11c \ud070 \ubcc0\ud654\uac00 \uc77c\uc5b4\ub098\uace0 \uc788\uc74c\uc744 \uc778\uc9c0\ud558\uace0 \uc788\ub2e4.\n\ubcf4\ud5d8\uae08 \uccad\uad6c\uac00 \ubc1c\uc0dd\ud588\uc744 \ub54c \uc774\ub97c \ucc98\ub9ac\ud558\uae30 \uc704\ud574 \uc785\uc9c0\ub97c \ub2e4\uc9c0\ub294 \ub300\uc2e0, \ubcf4\ud5d8 \ud68c\uc0ac\ub294 \uc190\uc2e4\uc774 \uc804\ud600 \ubc1c\uc0dd\ud558\uc9c0 \uc54a\ub3c4\ub85d \ubc29\uc9c0\ud558\ub294 \ubc29\ubc95\uc5d0 \uc810\uc810 \ub354 \uc9d1\uc911\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n

\uc608\ubc29\uc5d0 \ub300\ud55c \uc774\ub7ec\ud55c \uad00\uc2ec\uc740 \ubbf8\ub798\uc5d0\ub3c4 \uc9c0\uc18d\ub420 \uac83\uc73c\ub85c \ubcf4\uc774\uba70 \ubcf4\ud5d8 \uad00\ud589\uc744 \ubcc0\ud654\uc2dc\ud0ac \uac83\uc785\ub2c8\ub2e4.\n\ub9ac\uc2a4\ud06c \uc608\ubc29\uc740 \ub9ac\uc2a4\ud06c \uad00\ub9ac\ub97c \uc81c\uce58\uace0 \ubcf4\ud5d8\uc0ac\uc758 \uc218\uc775\uc744 \ubcf4\ud638\ud558\uace0 \uc190\uc2e4\uc744 \uc644\uc804\ud788 \ubc29\uc9c0\ud568\uc73c\ub85c\uc368 \ubcf4\ud5d8\ub8cc \uc778\uc0c1\uc744 \ud1b5\uc81c\ud558\ub294 \ubc29\ubc95\uc73c\ub85c \uc8fc\ub3c4\uc801\uc778 \uc5ed\ud560\uc744 \ud560 \uac83\uc785\ub2c8\ub2e4. <\/p>\n\n

\ud604\uc7ac P&C \ubcf4\ud5d8 \ubd84\uc57c \uc911 \uc0c1\uc5c5 \ubcf4\ud5d8\ubcf4\ub2e4 \uc704\ud5d8 \uc608\ubc29\uc5d0 \uc9d1\uc911\ud574\uc57c \ud560 \ud544\uc694\uc131\uc744 \ub354 \uc798 \ubcf4\uc5ec\uc8fc\ub294 \ubd84\uc57c\ub294 \uc5c6\uc2b5\ub2c8\ub2e4.\n2019\ub144 \uc0c1\uc5c5\uc6a9 \ubd80\ub3d9\uc0b0 \ubcf4\ud5d8\uc740 5%\uc5d0\uc11c 10% \uc0ac\uc774\uc758 \uc694\uc728 \uc778\uc0c1\uc744 \ubcf4\uc600\uc2b5\ub2c8\ub2e4. \uc77c\ubd80 \ud68c\uc0ac\ub294 50% \uc774\uc0c1\uc758 \uc99d\uac00\ub97c \ubcf4\uc600\ub2e4\uace0 Woodruff Sawyer\uc758 \uc218\uc11d \ubd80\uc0ac\uc7a5 \uacb8 \ubd80\ub3d9\uc0b0 \uc804\ubb38\uac00\uc778 Casey Soares<\/a>\ub294 \ub9d0\ud569\ub2c8\ub2e4. <\/p>\n\n

\uc774\uc5d0 \ub300\uc751\ud558\uae30 \uc704\ud574 \ubcf4\ud5d8\uc0ac\ub4e4\uc740 \uae09\ubd80\uc0c1\ud558\ub294 \uc2dc\uc7a5\uc5d0 \ub300\uc751\ud558\uae30 \uc704\ud574 \ubd84\uc8fc\ud788 \uc6c0\uc9c1\uc774\uace0 \uc788\uc73c\uba70, \uc790\uccb4 \ubcf4\ud5d8\uc744 \ubcf4\ub2e4 \uba74\ubc00\ud788 \uac80\ud1a0\ud558\uace0 \uc704\ud5d8 \uc608\ubc29 \ubc0f \uc644\ud654\uc5d0 \ub300\ud55c \uc811\uadfc \ubc29\uc2dd\uc744 \ubcc0\uacbd\ud558\uace0 \uc788\ub2e4\uace0 \uadf8\ub140\ub294 \ub367\ubd99\uc600\uc2b5\ub2c8\ub2e4.<\/p>\n\n

\uc0c1\uc5c5\uc6a9 P&C \ubcf4\ud5d8\uc758 \uc694\uc728\uc740 2020\ub144\uc5d0\ub3c4 \uacc4\uc18d \uc0c1\uc2b9\ud560 \uac83\uc774\ub77c\uace0 Aon PLC\uc758 \ucd5c\uace0 \uc911\uac1c \ucc45\uc784\uc790\uc778 Brian S. Wanat<\/a>\ub294 \uc608\uce21\ud569\ub2c8\ub2e4.\n\uadf8\ub9ac\uace0 \uc0c1\uc5c5 \ubd84\uc57c\uc5d0 \uc9c4\uc785\ud55c \uc0c8\ub85c\uc6b4 \ubcf4\ud5d8\uc0ac\uac00 \uac70\uc758 \uc5c6\uae30 \ub54c\ubb38\uc5d0 “\uc774\ub97c \uae30\ud68c\ub85c \ubcf4\uace0 \uc694\uc728\uc744 \uc778\ud558\ud558\ub294 \uc0c8\ub85c\uc6b4 \uc2dc\uc7a5\uc740 \uc2e4\uc81c\ub85c \uc5c6\uc2b5\ub2c8\ub2e4.” <\/p>\n\n

\uc0c1\uc5c5 \uc2dc\uc7a5\uc774 \ud655\uace0\ud574\uc9c0\uba74 \uace0\uac1d \ud589\ub3d9\ub3c4 \ubcc0\ud654\ud560 \uac00\ub2a5\uc131\uc774 \ub192\uc2b5\ub2c8\ub2e4.\n\uace0\uac1d\ub4e4\uc740 \uc774\ub7ec\ud55c \uc190\uc2e4\ub85c \uc778\ud55c \uacf5\uc81c\uc561\uc774\ub098 \ubcf4\ud5d8\ub8cc \uc778\uc0c1\uc744 \uc9c0\ubd88\ud558\uc9c0 \uc54a\uae30 \uc704\ud574 \uc190\uc2e4\uc744 \ud53c\ud558\ub824\uace0 \ud560 \uac83\uc774\ub77c\uace0 Willis Towers Watson\uc758 \ubd80\uc0ac\uc7a5 \uacb8 \uae00\ub85c\ubc8c \uc911\uac1c \ucc45\uc784\uc790\uc778 Joe Peiser<\/a>\ub294 \ub9d0\ud569\ub2c8\ub2e4.\n\ubd84\uc11d \ubc0f \uc720\uc0ac\ud55c \uc190\uc2e4 \ubc29\uc9c0 \ub3c4\uad6c\uc5d0 \ub300\ud55c \ud22c\uc790\ub294 \ubcf4\ud5d8 \ud68c\uc0ac\uac00 \uace0\uac1d\uc774 \uc788\ub294 \uacf3\uc5d0\uc11c \uc774\ub7ec\ud55c \uace0\uac1d\uc744 \ub9cc\ub098 \ucda9\uc131\ub3c4\ub97c \ub192\uc774\uace0 \ube44\uc988\ub2c8\uc2a4\ub97c \ubcf4\ud638\ud558\ub294 \ub370 \ub3c4\uc6c0\uc774 \ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n

\uc624\ub298\ub0a0 \uc0ac\uc6a9\ud560 \uc218 \uc788\ub294 \ubc29\ub300\ud55c \uc591\uc758 \ub514\uc9c0\ud138 \ub370\uc774\ud130\ub97c \ud1b5\ud574 \ubcf4\ud5d8 \ud68c\uc0ac\ub294 \ucd94\uc138\ub97c \ud30c\uc545\ud558\uace0 \uc900\ube44\uac00 \ub418\uc5b4 \uc788\ub2e4\uba74 \ubcf4\ub2e4 \uc2e0\uc18d\ud558\uac8c \ub300\uc751\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\n\ub514\uc9c0\ud138 \ud30c\uad34\ub97c \uc218\uc6a9\ud558\ub294 \uac83\uc740 \ubcf4\ud5d8\uc0ac\uac00 \ucd08\uae30 \ud2b8\ub80c\ub4dc \ud30c\uc545\uc744 \ud65c\uc6a9\ud560 \uc218 \uc788\ub294 \ud55c \uac00\uc9c0 \ubc29\ubc95\uc785\ub2c8\ub2e4. <\/p>\n\n

“\ubcf4\ud5d8\uc0ac\ub4e4\uc740 \ud30c\ud2b8\ub108\uc2ed\uacfc \uc544\uc6c3\uc18c\uc2f1, \uadf8\ub9ac\uace0 \uc0ac\ub0b4 \ud300\uc744 \ud3ec\ud568\ud558\ub294 \uc5d0\ucf54\uc2dc\uc2a4\ud15c \uc811\uadfc \ubc29\uc2dd\uc744 \ucc44\ud0dd\ud574\uc57c \ud569\ub2c8\ub2e4. \uae30\uc874\uc758 \uc704\uce58\uc5d0\uc11c \uc720\uc5f0\ud558\uace0 \uac1c\ubc29\uc801\uc778 \uc544\ud0a4\ud14d\ucc98\ub85c \uc804\ud658\ud558\ub824\uba74 \ub9ce\uc740 \ub178\ub825\uc774 \ud544\uc694\ud560 \uac83\uc785\ub2c8\ub2e4”\ub77c\uace0 Deloitte\uc758 \ud30c\ud2b8\ub108\uc778 Andy Lees<\/a>\ub294 \ub9d0\ud569\ub2c8\ub2e4.\n\uadf8\ub7ec\ub098 \ud6a8\uacfc\uc801\uc73c\ub85c \uc804\ud658\ud55c \ubcf4\ud5d8\uc0ac\ub294 \uc720\ub9dd\ud55c \ucd94\uc138\ub97c \ud30c\uc545\ud558\uace0 \ubcf4\ub2e4 \uc2e0\uc18d\ud558\uac8c \ub300\uc751\ud560 \uc218 \uc788\ub294 \ubc18\uba74 \uacbd\uc7c1\uc5c5\uccb4\ub294 \ub4a4\ucc98\uc9c8 \uc218 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n

\"\"<\/figure>\n\n

\uc720\ud1b5\uc5d0 \uc9c0\uc7a5\uc744 \uc8fc\uae30 \uc804\uc5d0 \uba3c\uc800 \ubc30\ud3ec\ub97c \uc911\ub2e8\ud558\uc2ed\uc2dc\uc624.<\/h2>\n\n

\uc9c0\uae08\uae4c\uc9c0\uc758 \ubcf4\ud5d8 \uc911\ub2e8\uc740 \ubcc0\ud654\ud558\ub294 \uc18c\ube44\uc790 \uc694\uad6c\uc5d0 \uc758\ud574 \uc8fc\ub3c4\ub418\uc5c8\uc73c\uba70 \uc778\uc218 \ubc0f \uc190\uc2e4 \ubc29\uc9c0\uc5d0 \uc601\ud5a5\uc744 \ubbf8\ucce4\uc2b5\ub2c8\ub2e4.\n\uc720\ud1b5 \uc5ed\uc2dc \ub0b4\ub144\uc5d0 \ud070 \ubcc0\ud654\uac00 \uc788\uc744 \uac83\uc73c\ub85c \ubcf4\uc778\ub2e4. <\/p>\n\n

PwC \ubcf4\uace0\uc11c “Insurance 2020 & beyond”\uc758 \uc218\uc11d \uc800\uc790\uc778 Jamie Yoder, Anand Rao \ubc0f Stephen O’Hearn<\/a>\uc740 \ud604\uc7ac \ubcf4\ud5d8 \uacbd\uc601\uc9c4\uc758 \uc57d 69%\uac00 \uc720\ud1b5 \ucc44\ub110\uc758 \ubcc0\ud654\uac00 \ubcf4\ud5d8 \uc0b0\uc5c5\uc5d0 \uac00\uc7a5 \ud070 \ud63c\ub780\uc744 \ucd08\ub798\ud560 \uac83\uc774\ub77c\uace0 \ubbff\uace0 \uc788\ub2e4\uace0 \ub9d0\ud569\ub2c8\ub2e4.<\/p>\n\n

“\ub300\ubd80\ubd84\uc758 \ubcf4\ud5d8\uc0ac\ub294 \ub514\uc9c0\ud138 \uc720\ud1b5\uc5d0 \ud22c\uc790\ud588\uc73c\uba70, \uc77c\ubd80 \ubcf4\ud5d8\uc0ac\ub294 \uc774\uc81c \uc9c1\uc811 \ub514\uc9c0\ud138 \ud310\ub9e4\ub97c \ub118\uc5b4 \ud68c\uc0ac\uc758 \uc81c\ud488\uacfc \uc11c\ube44\uc2a4\ub97c \uc0ac\ub78c\ub4e4\uc758 \uc0b6\uc5d0 \ub0b4\uc7a5\ud558\ub294 \ubaa8\ub378(\uc608: \uc6b4\uc804\uc5d0 \ub530\ub978 \uc9c0\ubd88 \ubcf4\ud5d8)\ub85c \uc774\ub3d9\ud558\uace0 \uc788\ub2e4”\uace0 \uadf8\ub4e4\uc740 \uc37c\ub2e4.<\/p>\n\n

\uadf8\ub7ec\ub098 \uc720\ud1b5 \uc911\ub2e8\uc744 \ud574\uacb0\ud558\ub294 \uac83\uc740 \ubaa8\ub4e0 \uace0\uac1d\uc774 \uc628\ub77c\uc778\uc5d0\uc11c \uc0c1\ud638 \uc791\uc6a9\ud558\uae30\ub97c \uc6d0\ud55c\ub2e4\uace0 \uac00\uc815\ud558\ub294 \uac83\ub9cc\ud07c \uac04\ub2e8\ud558\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4.\n\uc774\ub294 \uace0\uac1d\uc774 \ub2e8\uc21c\ud788 \uc544\ub0a0\ub85c\uadf8\uc5d0\uc11c \ub514\uc9c0\ud138 \ubcf4\ud5d8 \ucee4\ubba4\ub2c8\ucf00\uc774\uc158\uc73c\ub85c \uc804\ud658\ud558\ub294 \uac83\uc774 \uc544\ub2c8\uae30 \ub54c\ubb38\uc785\ub2c8\ub2e4.\n2018\ub144 Facebook \uc124\ubb38\uc870\uc0ac\uc5d0 \ub530\ub974\uba74 \uadf8\ub4e4\uc740 \uc624\ud788\ub824 \uc811\uadfc \ubc29\uc2dd\uc744 \ub2e4\uc591\ud654\ud558\uc5ec \ub514\uc9c0\ud138 \ubc29\uc2dd\uc73c\ub85c \uc0c1\ub2f4\uc6d0 \ub610\ub294 \uace0\uac1d \uc11c\ube44\uc2a4 \ub2f4\ub2f9\uc790\uc640 \uc18c\ud1b5\ud558\ub824\uace0 \ud55c\ub2e4\uace0 Insurance Journal<\/a>\uc758 \ud300\uc740 \uc37c\uc2b5\ub2c8\ub2e4. <\/p>\n\n

\ub530\ub77c\uc11c \uc720\ud1b5 \uc911\ub2e8\uc5d0 \uc0dd\uc0b0\uc801\uc73c\ub85c \ucc38\uc5ec\ud558\ub824\uba74 \ubcf4\ud5d8 \ud68c\uc0ac\uac00 \ub450 \uac00\uc9c0 \uc811\uadfc \ubc29\uc2dd\uc744 \ubaa8\ub450 \ucc44\ud0dd\ud574\uc57c \ud569\ub2c8\ub2e4.\n\ub514\uc9c0\ud138 \ucc44\ub110\uacfc \ub3c4\uad6c\ub97c \uac15\ud654\ud558\ub294 \ud55c\ud3b8, \uc774\ub97c \uc0ac\uc6a9\ud558\uc5ec \uace0\uac1d\uc5d0\uac8c \ub3c4\ub2ec\ud558\uace0, \ud074\ub808\uc784\uc744 \ucc98\ub9ac\ud558\uace0, \uc5b8\ub354\ub77c\uc774\ud305\uc744 \uac1c\uc120\ud558\uae30 \uc704\ud574 \uc774\ubbf8 \uc218\ud589 \uc911\uc778 \uc791\uc5c5\uc744 \uac15\ud654\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n

\ub610\ud55c \ub514\uc9c0\ud138\ub85c \uc804\ud658\ud558\uc5ec \uccad\uad6c \ucc98\ub9ac\ub97c \uac1c\uc120\ud569\ub2c8\ub2e4.<\/h3>\n\n

\ub610\ud55c \ub514\uc9c0\ud138 \ubc30\ud3ec \ubaa8\ub378\uc740 \ubcf4\ud5d8 \ud68c\uc0ac\uac00 \uccad\uad6c\ub97c \ubd84\ub958\ud558\ub294 \ubc29\uc2dd\uc744 \uac1c\uc120\ud558\uc5ec \ube60\ub974\uace0 \uac1c\uc778\ud654\ub41c \uace0\uac1d \uc11c\ube44\uc2a4\uc5d0 \ub300\ud55c \uc694\uad6c\ub97c \ucda9\uc871\ud558\ub294 \ub370 \ub3c4\uc6c0\uc774 \ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\nP&C\uc758 \ub514\uc9c0\ud138 \ubc30\ud3ec \ud50c\ub7ab\ud3fc\uc5d0 \ub0b4\uc7a5\ub41c \uc608\uce21 \ubd84\uc11d \uc2dc\uc2a4\ud15c\uc740 \uccad\uad6c \ucc98\ub9ac\ub97c \uac1c\uc120\ud558\uc5ec \uc2dc\uac04\uacfc \ube44\uc6a9\uc744 \uc808\uc57d\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n

\ub370\uc774\ud130 \uc0ac\uc774\uc5b8\ud2f0\uc2a4\ud2b8\uc774\uc790 \ub370\uc774\ud130 \uc0ac\uc774\uc5b8\uc2a4 \uc2a4\ucfe8(Data Science School)\uc758 \uc124\ub9bd\uc790\uc778 \uc774\uace0\ub974 \ubcf4\ube0c\ub9ac\uc544\ucf54\ud504(Igor Bobriakov<\/a>)\ub294 \uc608\uce21 \ubd84\uc11d \ub3c4\uad6c\ub97c \ud1b5\ud574 \ubcf4\ud5d8\uc0ac\uac00 \ubcf4\ud5d8\uae08 \uccad\uad6c\ub97c \uc608\uce21\ud558\uace0 \uc190\uc2e4\uc744 \uc608\ubc29\ud558\ub294 \uac83\ubd80\ud130 \uc5b4\ub5a4 \uace0\uac1d\uc774 \ub5a0\ub0a0 \uac00\ub2a5\uc131\uc774 \uc788\ub294\uc9c0 \ud30c\uc545\ud558\ub294 \ub370 \ub3c4\uc6c0\uc774 \ub420 \uc218 \uc788\ub2e4\uace0 \ub9d0\ud569\ub2c8\ub2e4.\n\uc774\ub7ec\ud55c \ub3c4\uad6c\ub97c \ubcf4\ud5d8 \ud68c\uc0ac\uc758 \uc811\uadfc \ubc29\uc2dd\uc5d0 \ud1b5\ud569\ud558\uba74 \uace0\uac1d\uc744 \uc774\ud574\ud558\uace0 \ubcf4\ud5d8 \ube44\uc988\ub2c8\uc2a4\ub97c \uad00\ub9ac\ud560 \uc218 \uc788\ub294 \uac15\ub825\ud558\uace0 \uc0c8\ub85c\uc6b4 \ubc29\ubc95\uc744 \uc81c\uacf5\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n

\ub514\uc9c0\ud138 \ubc30\ud3ec\ub97c \uc0ac\uc6a9\ud558\uc5ec \ub370\uc774\ud130 \ubd84\uc11d \uac15\ud654<\/h3>\n\n

\ub610\ud55c \ubcf4\ud5d8 \ud68c\uc0ac\ub294 \uc774\ub7ec\ud55c \ub514\uc9c0\ud138 \uc5f0\uacb0\uc5d0\uc11c \uc81c\uacf5\ub418\ub294 \uc99d\uac00\ud558\ub294 \ub370\uc774\ud130\uc640 \ub370\uc774\ud130\ub97c \ud1b5\ud574 \uac00\ub2a5\ud55c \ubd84\uc11d\uc744 \uc218\uc6a9\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n

\ubcf4\ud5d8\uc740 \ud56d\uc0c1 \ub370\uc774\ud130 \ubd84\uc11d\uc5d0 \uae4a\uc740 \uad00\uc2ec\uc744 \uae30\uc6b8\uc5ec \uc654\uc2b5\ub2c8\ub2e4.\n\ub370\uc774\ud130\uc640 \uc774\ub97c \ud1b5\ud574 \uc5bb\uc740 \uacb0\ub860\uc744 \uc774\ud574\ud558\uace0 \uc801\uc6a9\ud558\ub294 \ub2a5\ub825\uc740 \uc5b8\ub354\ub77c\uc774\ud305\uc758 \ud575\uc2ec\uc785\ub2c8\ub2e4. <\/p>\n\n

\uadf8\ub7ec\ub098 \ucd5c\uadfc “\ubcf4\ud5d8\uc0ac\ub4e4\uc774 \uace0\uac1d\uc5d0\uac8c \ub354 \uad00\ub828\uc131 \uc788\uace0 \ud6a8\uc728\uc131\uc744 \ub192\uc774\uae30 \uc704\ud574 \ub178\ub825\ud568\uc5d0 \ub530\ub77c \ub370\uc774\ud130 \ud22c\uc790\uc758 \uc804\ub7b5\uc801 \uc911\uc694\uc131\uc744 \uae68\ub2ec\uc558\ub2e4”\uace0 Guidewire Software\uc758 EMEA \uc9c0\uc5ed \uc804\ubb34 \uc774\uc0ac\uc778 Keith Stonell<\/a>\uc740 \ub9d0\ud569\ub2c8\ub2e4.\n\ubcf4\ud5d8\uc0ac\ub4e4\uc740 \uace0\uac1d \uad00\uacc4\ub97c \uac1c\uc120\ud558\uace0, \uccad\uad6c \ucc98\ub9ac\uc5d0 \uc18c\uc694\ub418\ub294 \uc2dc\uac04\uacfc \ube44\uc6a9\uc744 \uc904\uc774\uace0, \ubcf4\ud5d8\uae08 \uc2ec\uc0ac\ub97c \uac1c\uc120\ud558\uace0, \uc0ac\uae30\ub97c \uadfc\uc808\ud558\uae30 \uc704\ud574 \ub370\uc774\ud130 \ubd84\uc11d\uc744 \ub3c4\uc785\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n

\uc989, \ubcf4\ud5d8 \uc911\ub2e8\uc5d0 \ub300\ud55c \ud574\ub2f5\uc740 \uc911\ub2e8 \uadf8 \uc790\uccb4\uc77c \uc218 \uc788\uc2b5\ub2c8\ub2e4.\n\uace0\uac1d\uc758 \uc694\uad6c, \ubcc0\ud654\ud558\ub294 \uc704\ud5d8 \ubc0f \uae30\ud0c0 \uc694\uc778\uc73c\ub85c \uc778\ud574 \ubcf4\ud5d8\uc774 \ub4a4\ud754\ub4e4\ub9ac\uba74\uc11c \ubcf4\ud5d8\uc0ac\ub294 \uc911\ub2e8\uc744 \uc704\ud611\ud558\ub294 \ub3d9\uc77c\ud55c \ub514\uc9c0\ud138 \ub3c4\uad6c\ub97c \uc218\uc6a9\ud558\uc5ec \uae30\ud68c\ub85c \uc804\ud658\ud568\uc73c\ub85c\uc368 \uc774\uc810\uc744 \uc5bb\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n

\uc774\ubbf8\uc9c0 \uc791\uc131\uc790: dolgachov\/\u00a9123RF.com, chagin\/\u00a9123RF.com, ultramansk\/\u00a9123RF.com<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"

\ubcf4\ud5d8\ub9cc\ud07c \ud070 \ud63c\ub780\uc5d0 \uc9c1\uba74\ud55c \uc0b0\uc5c5\uc740 \uac70\uc758 \uc5c6\uc2b5\ub2c8\ub2e4. \ubcf4\ud5d8 \uc911\ub2e8\uc758 \uaddc\ubaa8\uc640 \uc18d\ub3c4\uac00 \uacc4\uc18d \ud655\uc7a5\ub418\uace0 \uc788\uc5b4 \uae30\uc874 \ubcf4\ud5d8\uc0ac\uc640 \uc778\uc288\uc5b4\ud14c\ud06c \uc2a4\ud0c0\ud2b8\uc5c5\uc5d0 \uae30\ud68c\uc640 \ub3c4\uc804\uc774 \ub3d9\uc2dc\uc5d0 \ubc1c\uc0dd\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uace0\uac1d\uc758 \uc694\uad6c\ub3c4 \ubcc0\ud654\ud558\uace0 \uc788\uc5b4 \ubcf4\ud5d8 \ud68c\uc0ac\ub294 \uc720\ud1b5\uc5d0\uc11c \uccad\uad6c \ucc98\ub9ac, \uc778\uc218\uc5d0 \uc774\ub974\uae30\uae4c\uc9c0 \ubaa8\ub4e0 \uac83\uc5d0 \ub300\ud55c \uc811\uadfc \ubc29\uc2dd\uc744 \ubc14\uafb8\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc0c1\uc5c5\uc6a9 P&C \uc2dc\uc7a5\uc5d0 \ub300\ud55c \uc9c0\uc18d\uc801\uc778 \uc555\ub825\uc73c\ub85c \uc778\ud574 \uc0c8\ub85c\uc6b4 \uc811\uadfc \ubc29\uc2dd\ub3c4 \ud544\uc694\ud569\ub2c8\ub2e4. \uace0\uac1d \ubcf4\ud5d8 \uc911\ub2e8\uc73c\ub85c […]<\/p>\n","protected":false},"featured_media":0,"template":"","insight-category":[],"class_list":["post-20899","insight","type-insight","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/insight\/20899","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/insight"}],"about":[{"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/types\/insight"}],"wp:attachment":[{"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/media?parent=20899"}],"wp:term":[{"taxonomy":"insight-category","embeddable":true,"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/insight-category?post=20899"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}