{"id":20806,"date":"2024-09-27T11:47:31","date_gmt":"2024-09-27T16:47:31","guid":{"rendered":"https:\/\/bolttech.io\/insights\/%eb%94%94%ec%a7%80%ed%84%b8-%ed%8d%bc%ec%8a%a4%ed%8a%b8-pc%eb%a1%9c-%ea%b1%b0%eb%93%ad%eb%82%98%ea%b8%b0-%eb%b3%b4%ed%97%98-%ed%8c%80%ec%9d%84-%ec%9c%84%ed%95%9c-%eb%ac%b8%ed%99%94%ec%a0%81\/"},"modified":"2024-09-27T11:47:34","modified_gmt":"2024-09-27T16:47:34","slug":"%eb%94%94%ec%a7%80%ed%84%b8-%ed%8d%bc%ec%8a%a4%ed%8a%b8-pc%eb%a1%9c-%ea%b1%b0%eb%93%ad%eb%82%98%ea%b8%b0-%eb%b3%b4%ed%97%98-%ed%8c%80%ec%9d%84-%ec%9c%84%ed%95%9c-%eb%ac%b8%ed%99%94%ec%a0%81","status":"publish","type":"insight","link":"https:\/\/bolttech.io\/ko\/insights\/%eb%94%94%ec%a7%80%ed%84%b8-%ed%8d%bc%ec%8a%a4%ed%8a%b8-pc%eb%a1%9c-%ea%b1%b0%eb%93%ad%eb%82%98%ea%b8%b0-%eb%b3%b4%ed%97%98-%ed%8c%80%ec%9d%84-%ec%9c%84%ed%95%9c-%eb%ac%b8%ed%99%94%ec%a0%81\/","title":{"rendered":"\ub514\uc9c0\ud138 \ud37c\uc2a4\ud2b8 P&C\ub85c \uac70\ub4ed\ub098\uae30: \ubcf4\ud5d8 \ud300\uc744 \uc704\ud55c \ubb38\ud654\uc801 \ubcc0\ud654"},"content":{"rendered":"\n

\ub514\uc9c0\ud138 \ud30c\uad34\ub294 \ubcf4\ud5d8 \ube44\uc988\ub2c8\uc2a4\uc758 \uac70\uc758 \ubaa8\ub4e0 \uce21\uba74\uc5d0 \uc601\ud5a5\uc744 \ubbf8\uce69\ub2c8\ub2e4.\n\uc774\uc5d0 \ub300\uc751\ud558\uc5ec \ub9ce\uc740 \ubcf4\ud5d8\uc0ac\uac00 \ub514\uc9c0\ud138 \uc6b0\uc120 \uc804\ub7b5\uc73c\ub85c \uc804\ud658\ud560 \ubc29\ubc95\uc744 \ucc3e\uace0 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n

\ub514\uc9c0\ud138 \ud37c\uc2a4\ud2b8 P&C \ubcf4\ud5d8\uc0ac\ub85c \uc804\ud658\ud558\ub824\uba74 \uacbd\uc601\uc9c4\uc758 \uc9c0\uc6d0\uc774 \ud544\uc694\ud558\uc9c0\ub9cc \ucda9\ubd84\ud558\uc9c0\ub294 \uc54a\ub2e4\uace0 Boston Consulting Group\uc758 Philipp Gerbert, Jan-Hinnerk Mohr \ubc0f Michael Spira<\/a> \ub294 \ub9d0\ud569\ub2c8\ub2e4.<\/p>\n\n

“\ub514\uc9c0\ud138 \ud2b8\ub79c\uc2a4\ud3ec\uba54\uc774\uc158\uc740 CEO\uc758 \uc804\ud3ed\uc801\uc778 \uc9c0\uc6d0 \uc5c6\uc774\ub294 \uc131\uacf5\ud558\uae30 \ub108\ubb34 \uae38\uace0 \ud5d8\ub09c\ud569\ub2c8\ub2e4. \uadf8\ub7ec\ub098 \uc608\uc0b0, \uc778\uc0ac \uacb0\uc815 \ubc0f \uc77c\uc0c1\uc801\uc778 \uc6b0\uc120 \uc21c\uc704\ub97c \ud1b5\uc81c\ud558\ub294 \uacbd\uc601\uc9c4\uc758 \uc9c0\uc6d0\ub3c4 \ud544\uc694\ud569\ub2c8\ub2e4”\ub77c\uace0 \uadf8\ub4e4\uc740 \uc37c\uc2b5\ub2c8\ub2e4.\n\uacb0\uacfc\uc801\uc73c\ub85c \uc774\ub7ec\ud55c \uacbd\uc601\uc9c4\uc740 \uc790\uc2e0\uc758 \ud300\uc774 \ub514\uc9c0\ud138 \ud2b8\ub79c\uc2a4\ud3ec\uba54\uc774\uc158 \ud504\ub85c\uc138\uc2a4\ub97c \uc218\uc6a9\ud574\uc57c \ud558\uba70, \uadf8\ub807\uc9c0 \uc54a\uc73c\uba74 \ud68c\uc0ac\ub294 \uc77c\uc0c1\uc801\uc778 \ubaa9\ud45c\ub97c \ub2ec\uc131\ud558\uae30 \uc704\ud574 \ub290\ub9ac\uace0 \uad6c\uc2dd \ubc29\ubc95\uc5d0 \uacc4\uc18d \uc758\uc874\ud558\uac8c \ub420 \uac83\uc784\uc744 \uc54c\uac8c \ub429\ub2c8\ub2e4. <\/p>\n\n

\ud3ec\uad04\uc801\uc778 \ubb38\ud654\uc801 \ubcc0\ud654\ub294 \ub514\uc9c0\ud138 \ud2b8\ub79c\uc2a4\ud3ec\uba54\uc774\uc158\uc744 \uc8fc\ub3c4\ud569\ub2c8\ub2e4.\n\ub514\uc9c0\ud138 \ud37c\uc2a4\ud2b8 P&C \ubcf4\ud5d8\uc0ac\uac00 \ub418\ub824\uba74 \ub9ac\ub354\uc640 \uadf8\ub4e4\uc774 \uac10\ub3c5\ud558\ub294 \ud300 \ubaa8\ub450 \ub514\uc9c0\ud138 \uc138\uacc4\uc5d0 \ub300\ud55c \uc811\uadfc \ubc29\uc2dd\uc744 \ubc14\uafd4\uc57c \ud569\ub2c8\ub2e4. <\/p>\n\n

\uae30\uc220\uacfc \ubb38\ud654\uc758 \uc5f0\uacb0 \uace0\ub9ac<\/h2>\n\n

\uae30\uc220\uc740 \ub514\uc9c0\ud138 \ud37c\uc2a4\ud2b8 P&C \uae30\uc5c5\uc73c\ub85c\uc758 \uc804\ud658\uc5d0\uc11c \ud575\uc2ec\uc801\uc778 \uc5ed\ud560\uc744 \ud569\ub2c8\ub2e4.\n\uadf8\ub7ec\ub098 \uae30\uc220\ub9cc\uc73c\ub85c\ub294 \uc7a5\uae30\uc801\uc73c\ub85c \uae0d\uc815\uc801\uc778 \ubcc0\ud654\ub97c \uc9c0\uc18d\ud560 \uc218 \uc5c6\ub2e4\uace0 \ub51c\ub85c\uc774\ud2b8 \ub9ac\uc2a4\ud06c \uc564 \ud30c\uc774\ub0b8\uc15c \uc5b4\ub4dc\ubc14\uc774\uc800\ub9ac(Deloitte Risk and Financial Advisory)\uc758 \ud30c\ud2b8\ub108\uc778 \uce90\ub9ac \uc624\ube10(Carey Oven<\/a>)\uc740 \ub9d0\ud569\ub2c8\ub2e4.\n“\uae30\uc220\uc740 \ubd84\uba85 \ub514\uc9c0\ud138 \ud2b8\ub79c\uc2a4\ud3ec\uba54\uc774\uc158\uc758 \uc77c\ubd80\uc774\uc9c0\ub9cc, \ub9ac\ub354\uac00 \ud504\ub85c\uc138\uc2a4 \uc804\ubc18\uc5d0 \uac78\uccd0 ‘\ub9c8\uc74c\uacfc \uc0dd\uac01\uc744 \uc5bb\uc744’ \uc218 \uc5c6\ub2e4\uba74 \uc778\ub825\uc744 \ucda9\uc6d0\ud558\uac70\ub098 \uc131\uacf5\ud558\uc9c0 \ubabb\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.” <\/p>\n\n

\ub514\uc9c0\ud138 \ud2b8\ub79c\uc2a4\ud3ec\uba54\uc774\uc158\uc744 \ucd94\uc9c4\ud558\ub824\uba74 \ubb38\ud654\uc5d0 \uc9d1\uc911\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n\n

\uc57d 40\uac1c\uc758 \uae30\uc5c5 \ub514\uc9c0\ud138 \ud2b8\ub79c\uc2a4\ud3ec\uba54\uc774\uc158\uc5d0 \ub300\ud55c \uc5f0\uad6c\uc5d0\uc11c BCG\uc758 \uc9d0 \ud5e4\uba40\ub9c1(Jim Hemerling<\/a> )\uacfc \ub3d9\ub8cc \uc5f0\uad6c\uc6d0\ub4e4\uc740 “\ud601\uc2e0\uc801\uc774\uac70\ub098 \uac15\ub825\ud55c \uc7ac\ubb34 \uc131\uacfc\ub97c \ubcf4\uace0\ud55c \uae30\uc5c5\uc758 \ube44\uc728(90%)\uc774 \ubb38\ud654\uc5d0 \uc9d1\uc911\ud55c \uae30\uc5c5(17%)\ubcf4\ub2e4 5\ubc30 \ub354 \ub192\uc558\ub2e4”\uace0 \ubc1d\ud614\uc2b5\ub2c8\ub2e4.<\/p>\n\n

\uc774 \uc5f0\uad6c\ub294 \ub610\ud55c \ubb38\ud654 \ubcc0\ud654\uc5d0 \uc911\uc810\uc744 \ub454 \uae30\uc5c5\uc758 79%\uac00 “\uc9c0\uc18d\uc801\uc774\uace0 \uac15\ub825\ud558\uac70\ub098 \ud68d\uae30\uc801\uc778 \uc131\uacfc” \ub610\ub294 \ucd5c\uc18c 3\ub144 \ub3d9\uc548 \uc9c0\uc18d\ub418\ub294 \uc131\uacfc \ud5a5\uc0c1\uc744 \uacbd\ud5d8\ud588\ub2e4\ub294 \uac83\uc744 \ubc1c\uacac\ud588\uc2b5\ub2c8\ub2e4.\n\ubb38\ud654\ub97c \uc18c\ud640\ud788 \ud55c \uae30\uc5c5\ub4e4 \uc911\uc5d0\uc11c, \ub2e8 \ud55c \uacf3\ub3c4 3\ub144 \uc774\uc0c1 \uc9c0\uc18d\ub418\ub294 \uac15\ub825\ud558\uac70\ub098 \ud68d\uae30\uc801\uc778 \uc131\uacfc\ub97c \ubabb\ud588\ub2e4. <\/p>\n\n

\ud300\uc5d0 \uc0c8\ub85c\uc6b4 \ub3c4\uad6c\ub97c \ub358\uc9c0\ub294 \uac83\ub9cc\uc73c\ub85c\ub294 \ucda9\ubd84\ud558\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4.\n\ubb38\ud654 \ubcc0\ud654\uc5d0 \ucd08\uc810\uc744 \ub9de\ucd94\ub294 \uac83\uc740 \ub514\uc9c0\ud138 \uc6b0\uc120 \uc131\uacf5\uc5d0 \uc911\uc694\ud558\uba70 \uc7a5\uae30\uc801\uc778 \ub514\uc9c0\ud138 \uc6b0\uc120 \uc131\uacf5\uc5d0 \ud544\uc218\uc801\uc785\ub2c8\ub2e4. <\/p>\n\n

\"\"<\/figure>\n\n

\ub514\uc9c0\ud138 \ud37c\uc2a4\ud2b8 P&C \ubcf4\ud5d8\uc0ac\ub97c \uc774\ub044\ub294 \ubb38\ud654\uc801 \ud2b9\uc131\uc740 \ubb34\uc5c7\uc785\ub2c8\uae4c?<\/h2>\n\n

\ubb38\ud654\uc5d0 \ucd08\uc810\uc744 \ub9de\ucd94\ub294 \ub514\uc9c0\ud138 \ud37c\uc2a4\ud2b8 \ubcf4\ud5d8\uc0ac\ub294 \ubb38\ud654\uc5d0 \uc9d1\uc911\ud558\uc9c0 \uc54a\ub294 \ud68c\uc0ac\uc640\ub294 \ub2e4\ub978 \ubc29\uc2dd\uc73c\ub85c \uc0c8\ub85c\uc6b4 \uae30\uc220\uc744 \ud1b5\ud574 \uc7a5\uae30\uc801\uc73c\ub85c \uae0d\uc815\uc801\uc778 \uacb0\uacfc\ub97c \uc5bb\uc2b5\ub2c8\ub2e4.\n\ubb38\ud654 \uc911\uc2ec\uc758 \uae30\uc5c5\uc740 \uc5b4\ub5a4 \uc810\uc774 \ub2e4\ub97c\uae4c\uc694? <\/p>\n\n

\ubaa9\uc801\uc774 \uc544\ub2cc \uc218\ub2e8\uc744 \ud3ec\uc6a9\ud558\ub77c<\/h3>\n\n

\ub514\uc9c0\ud138 \uc6b0\uc120 \ud658\uacbd\uc73c\ub85c\uc758 \uc804\ud658\uc5d0\uc11c \ubb38\ud654\uc801 \ubcc0\ud654\ub97c \uc6b0\uc120\uc2dc\ud558\ub294 \ubcf4\ud5d8 \ud68c\uc0ac\ub294 \uae30\uc220 \uc5c5\uadf8\ub808\uc774\ub4dc\ub97c \ubb38\ud654 \ubc0f \ube44\uc988\ub2c8\uc2a4 \ubaa9\uc801\uc744 \uc704\ud55c \uc218\ub2e8\uc73c\ub85c \uac04\uc8fc\ud569\ub2c8\ub2e4.\n\uc608\ub97c \ub4e4\uc5b4, \ub51c\ub85c\uc774\ud2b8\uc758 \ub0b8\uc2dc \uc54c\ube48\uc2a8(Nancy Albinson), \uc591 \ucd94(Yang Chu), \uc564\ub4dc\ub958 \ube14\ub77c\uc6b0(Andrew Blau<\/a> )\ub294 \uc778\uac04\uc758 \uc758\uc0ac \uacb0\uc815\uc744 \ub300\uccb4\ud558\ub294 \uac83\uc774 \uc544\ub2c8\ub77c \ubcf4\uc644\ud560 \uc218 \uc788\ub294 \uc778\uacf5 \uc9c0\ub2a5\uc758 \ub2a5\ub825\uc744 \ubc1b\uc544\ub4e4\uc77c \uc218\ub3c4 \uc788\uace0, \uc2a4\ub9c8\ud2b8 \uc5f0\uae30 \uac10\uc9c0\uae30\ub098 \uc218\ubd84 \uc13c\uc11c\uc640 \uac19\uc740 IoT \uc9c0\uc6d0 \uac1c\uccb4\uc5d0\uc11c \uc190\uc2e4\uc744 \uc608\ubc29\ud558\uac70\ub098 \uc644\ud654\ud558\ub294 \ub370 \uc788\uc5b4 \uac00\ub2a5\uc131\uc744 \ubcfc \uc218\ub3c4 \uc788\ub2e4\uace0 \ub9d0\ud569\ub2c8\ub2e4. <\/p>\n\n

\uc774\ub97c \uc704\ud574 \ub9ce\uc740 \uc131\uacf5\uc801\uc778 \ub514\uc9c0\ud138 \ud37c\uc2a4\ud2b8 \uae30\uc5c5\ub4e4\uc740 \uac15\ub825\ud55c \ubd80\uc11c \uac04 \ubcc0\ud654 \uad00\ub9ac \ud300\uc744 \uad6c\ucd95\ud588\uc2b5\ub2c8\ub2e4.\n\ud1b5\ud569 \ubcf4\ud5d8\uc0ac \uc11c\ube44\uc2a4 \uc81c\uacf5\uc5c5\uccb4 SE2\uc758 \ucd5c\uace0 \uc815\ubcf4 \ucc45\uc784\uc790\uc778 Vinod Kachroo<\/a>\ub294 \uc774\ub7ec\ud55c \ud300\ub4e4\uc740 \ubb38\ud654 \ubc0f \ube44\uc988\ub2c8\uc2a4 \ud504\ub85c\uc138\uc2a4\ub97c \uc7ac\uad6c\uc0c1\ud560 \uc218 \uc788\ub294 \ud68c\uc0ac\uc758 \uac15\uc810\uacfc \uc5ed\ub7c9\uc744 \uc0b4\ud3b4\ubcf4\uba74\uc11c \ub0b4\ubd80\ub85c \uad00\uc2ec\uc744 \uc9d1\uc911\ud55c\ub2e4\uace0 \ub9d0\ud569\ub2c8\ub2e4. <\/p>\n\n

\uad50\ucc28 \uae30\ub2a5 \ud300\uc740 \ub610\ud55c \uc11c\ub85c \ub2e4\ub978 \ubd80\uc11c\uc640 \uc804\ubb38 \ubd84\uc57c \uac04\uc758 \uc758\uc0ac \uc18c\ud1b5\uc744 \uac15\ud654\ud569\ub2c8\ub2e4.\n\uc798 \uad6c\ud604\ub418\uba74 \ud300\uc740 \uace0\uac1d \uc11c\ube44\uc2a4\ub97c \uac1c\uc120\ud558\uace0 \ub2e4\ub978 \ubcf4\ud5d8\uc0ac \ubaa9\ud45c\ub97c \ub2ec\uc131\ud558\uae30 \uc704\ud55c \uc218\ub2e8\uc73c\ub85c \uae30\uc220\uc5d0 \ub300\ud55c \ubb38\ud654\uc801 \ubcc0\ud654\ub97c \uc8fc\ub3c4\ud558\ub294 \ub370 \ub3c4\uc6c0\uc774 \ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n

\uace0\uac1d\uc744 \ucd5c\uc6b0\uc120\uc73c\ub85c \uc0dd\uac01<\/h3>\n\n

\uace0\uac1d\uc758 \uc694\uad6c\ub294 \ubcf4\ud5d8\uc758 \ub514\uc9c0\ud138 \ubcc0\ud654\ub97c \uc8fc\ub3c4\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.\n\ub530\ub77c\uc11c \ub514\uc9c0\ud138 \uc6b0\uc120 \ud601\uc2e0\uc758 \uc77c\ud658\uc73c\ub85c \uace0\uac1d \uc911\uc2ec\uc758 \ubb38\ud654\ub97c \uad6c\ucd95\ud558\ub294 \uac83\uc774 \ud0c0\ub2f9\ud569\ub2c8\ub2e4. <\/p>\n\n

“\ub514\uc9c0\ud138 \ud37c\uc2a4\ud2b8 \uae30\uc5c5\uc774 \ub418\ub294 \uac83\uc740 IT \ubd80\uc11c\ub098 \uc601\uc5c5 \ubc0f \ub9c8\ucf00\ud305 \ud300\uc5d0\uc11c \uc2dc\uc791\ud558\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4. \uc774\ub294 \ubb34\uc5c7\ubcf4\ub2e4\ub3c4 \uace0\uac1d \uacbd\ud5d8(CX)\uc5d0 \ub300\ud55c \ud5cc\uc2e0\uc5d0\uc11c \uc2dc\uc791\ub429\ub2c8\ub2e4”\ub77c\uace0 \ube44\uc988\ub2c8\uc2a4 \uc131\uc7a5 \uace0\ubb38\uc778 Dave Orrechio<\/a>\ub294 \ub9d0\ud569\ub2c8\ub2e4.<\/p>\n\n

\ud0c1\uc6d4\ud55c \uace0\uac1d \uacbd\ud5d8\uc774 \ubaa9\ud45c\uac00 \ub418\uba74 \ubcf4\ud5d8 \ud300\uc740 \uc77c\uc0c1 \uc5c5\ubb34\ub97c \uc0c8\ub85c\uc6b4 \uae30\uc220 \ub3c4\uad6c\uc640 \uc5f0\uacc4\ud558\uc5ec \uace0\uac1d\uc744 \ub9cc\uc871\uc2dc\ud0a4\uace0 \ubcf4\ud5d8 \uc804\ubb38\uac00\uc758 \uc791\uc5c5\uc744 \uac04\uc18c\ud654\ud558\ub294 \ub514\uc9c0\ud138 \uc6b0\uc120 \uacbd\ud5d8\uc744 \uc81c\uacf5\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\n\uac15\ub825\ud55c \uace0\uac1d \uc11c\ube44\uc2a4 \ubb38\ud654\ub294 \uace0\uac1d \ucda9\uc131\ub3c4\uc640 \uc720\uc9c0\uc728\uc744<\/a> \ub192\uc5ec \ubcf4\ud5d8\uc0ac\uac00 \ub514\uc9c0\ud138 \uc6b0\uc120 \uc811\uadfc \ubc29\uc2dd\uc73c\ub85c\uc758 \uc804\ud658\uc5d0\uc11c \uc5bb\uc740 \uc774\uc810\uc744 \uc720\uc9c0\ud558\uace0 \uad6c\ucd95\ud560 \uc218 \uc788\ub3c4\ub85d \uc9c0\uc6d0\ud569\ub2c8\ub2e4. <\/p>\n\n

\ubcc0\ud654\ub97c \uc704\ud574 \ub9c8\uc74c\uc744 \uc5f4\ub2e4<\/h3>\n\n

\ubcf4\ud5d8\uacfc \uae08\uc735\uc758 \ud575\uc2ec\uc740 \uc218\uc138\uae30 \ub3d9\uc548 \ud655\ub9bd\ub41c \uaddc\ubc94\uacfc \uad00\ud589\uc785\ub2c8\ub2e4.\n\uc624\ub79c \uc804\ud1b5\uacfc \uc548\uc815\uc131\uc740 \uae09\ubcc0\ud558\ub294 \uc138\uc0c1\uc5d0\uc11c \ud798\uacfc \ubcf4\uc548\uc744 \uc81c\uacf5\ud560 \uc218 \uc788\uc9c0\ub9cc, \uc870\uc9c1\uc744 \ucde8\uc57d\ud558\uac8c \ub9cc\ub4e4 \uc218 \uc788\uc73c\ubbc0\ub85c \ub514\uc9c0\ud138 \ud30c\uad34\uc640 \uac19\uc740 \uc804\ub840 \uc5c6\ub294 \uc2a4\ud2b8\ub808\uc2a4 \uc694\uc778\uc5d0 \uc9c1\uba74\ud558\uc5ec \uade0\uc5f4\uc744 \uc77c\uc73c\ud0ac \uac00\ub2a5\uc131\uc774 \ub354 \ucee4\uc9c8 \uc218 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n

The Financial Brand\uc758 \uacf5\ub3d9 \ubc1c\ud589\uc778\uc774\uc790 Digital Banking Report\uc758 \uc18c\uc720\uc8fc\uc778 Jim Marous<\/a>\ub294 \ubcf4\ud5d8\uc0ac\uc640 \uae08\uc735 \uae30\uad00\uc774 \uc7a5\uae30\uc801\uc778 \ub514\uc9c0\ud138 \ud2b8\ub79c\uc2a4\ud3ec\uba54\uc774\uc158\uc5d0 \ud544\uc694\ud55c \ubb38\ud654\uc801 \ubcc0\ud654\uc640 \uad00\ub828\ud558\uc5ec “\ub2e4\uba74\uc801\uc778 \ub3c4\uc804”\uc5d0 \uc9c1\uba74\ud574 \uc788\ub2e4\uace0 \ub9d0\ud569\ub2c8\ub2e4.<\/p>\n\n

“\uc5b4\ub5a4 \uacbd\uc6b0\uc5d0\ub294 \ud604 \uacbd\uc601\uc9c4\uc774 \ud544\uc694\ud55c \ubb38\ud654 \ubcc0\ud654\uc758 \uc5ed\ub3d9\uc131\uc744 \uc644\uc804\ud788 \uc774\ud574\ud558\uc9c0 \ubabb\ud558\uac70\ub098 \ud544\uc694\ud55c \uac83\uc5d0 \ub300\ud574 ‘\uace0\uc758\uc801\uc73c\ub85c \ub9f9\ubaa9\uc801’\uc77c \uc218 \uc788\ub2e4”\uace0 Marous\ub294 \uc37c\ub2e4.\n\uc774\ub7f0 \uc77c\uc774 \ubc1c\uc0dd\ud558\uba74 \uc9c1\uc6d0\ub4e4\uc740 \ubcf4\ub2e4 \ud6a8\uc728\uc801\uc774\uace0 \ud6a8\uacfc\uc801\uc778 \ubc29\uc2dd\uc73c\ub85c \uc77c\uc0c1 \uc5c5\ubb34\ub97c \uc218\ud589\ud560 \uae30\ud68c\ub97c \ud3ec\ucc29\ud558\ub294 \ub370 \ud544\uc694\ud55c \uad8c\ud55c\uc774\ub098 \ubc29\ud5a5\uc744 \uac16\uc9c0 \ubabb\ud569\ub2c8\ub2e4. <\/p>\n\n

\uadf8\ub7ec\ub098 \ub9ac\ub354\uc2ed\uc774 \ubb38\ud654\uc801 \ubcc0\ud654\uc758 \uac1c\ub150\uc5d0 \ub300\ud574 \uae4a\uc774 \ud30c\uace0\ub4e4 \uc758\ud5a5\uc774 \uc788\uc744 \ub54c, \uadf8\ub4e4\uc740 \ubb38\ud654\uc801 \ubcc0\ud654\uc758 \uc704\ud5d8\uc744 \uc644\ud654\ud558\ub294 \ub370 \ub3c4\uc6c0\uc774 \ub418\ub294 \uc774\ud574\ub97c \uc5bb\uc744 \uc218 \uc788\ub2e4.\n\ub9ac\ub354\ub294 \ubcc0\ud654\ub97c \uc8fc\ub3c4\ud560 \uc218 \uc788\ub294 \uad8c\ud55c\uc774 \uc788\ub2e4\uace0 \ub290\ub07c\uace0, \uadf8 \uad8c\ud55c\uc744 \ud300\uc5d0 \uc804\ub2ec\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n

\"\"<\/figure>\n\n

\ubb38\ud654 \ubcc0\ud654\ub97c \uc704\ud55c \ubaa8\ubc94 \uc0ac\ub840<\/h2>\n\n

\ubb38\ud654\uc640 \uae30\uc220\uc740 \ub514\uc9c0\ud138 \uc6b0\uc120 \ubcf4\ud5d8 \uc811\uadfc \ubc29\uc2dd\uc5d0\uc11c \uae0d\uc815\uc801\uc778 \ubcc0\ud654\ub97c \uc774\ub044\ub294 \ub3d9\ub4f1\ud55c \ub3d9\uc778\uc785\ub2c8\ub2e4.\n\uae30\uc220 \uae30\ud68c\ub97c \ucd5c\uc801\ud654\ud558\uae30 \uc704\ud574 \ubcf4\ud5d8\uc0ac\ub294 \ubb38\ud654\uc801 \ubcc0\ud654\ub97c \uc548\ub0b4\ud558\uace0 \uc9c0\uc6d0\ud558\uae30 \uc704\ud55c \ud2b9\uc815 \ud575\uc2ec \ub2e8\uacc4\ub97c \uc218\ud589\ud574\uc57c \ud569\ub2c8\ub2e4. <\/p>\n\n

\ubaa8\ub4e0 \uc218\uc900\uc5d0\uc11c \uacbd\uccad<\/h3>\n\n

\uc131\uacf5\uc801\uc778 \ud2b8\ub79c\uc2a4\ud3ec\uba54\uc774\uc158\uc740 \uc5f4\uc815\uc801\uc778 \ub9ac\ub354\uc2ed\uc5d0 \uc758\ud574 \uc8fc\ub3c4\ub418\uc5b4\uc57c \ud558\uc9c0\ub9cc, \ub514\uc9c0\ud138 \uc6b0\uc120 \uc811\uadfc \ubc29\uc2dd\uc73c\ub85c \uc5c5\ubb34\ub97c \ubcc0\ud654\uc2dc\ud0ac \ubaa8\ub4e0 \uc0ac\ub78c\uc758 \ub3d9\uc758\ub3c4 \ud544\uc694\ud569\ub2c8\ub2e4.\n“\ub9ac\ub354\ub294 \uc870\uc9c1 \ubb38\ud654\uc640 \ud589\ub3d9\uc758 \ubc14\ub78c\uc9c1\ud55c \uc0c1\ud0dc\uc640 \uc2e4\uc81c \uc0c1\ud0dc \uc0ac\uc774\uc758 \uaca9\ucc28\ub97c \uc904\uc774\ub294 \ub370 \ub3c4\uc6c0\uc774 \ub418\ub3c4\ub85d \uc18c\uc704 ‘\uc911\uac04\uc758 \ubd84\uc704\uae30’\uc640 ‘\ubc14\ub2e5\uc758 \uc719\uc719\uac70\ub9bc’\uc744 \uce21\uc815\ud558\ub294 \uac83\uc774 \ud604\uba85\ud560 \uac83\uc785\ub2c8\ub2e4. <\/p>\n\n

\ubb38\ud654\uc801 \ubcc0\ud654\uac00 \uc77c\uc5b4\ub098\uace0 \uc788\ub294 \ub3d9\uc548\uc5d0\ub294 \ubcf4\ud5d8 \uc9c1\uc6d0\uc5d0\uac8c \ud604\uc7ac \ubb34\uc5c7\uc774 \ud6a8\uacfc\uc801\uc778\uc9c0 \ubb3c\uc5b4\ubcf4\ub77c\uace0 \uc5d4\ud130\ud504\ub77c\uc774\uc988 \ucf58\ud150\uce20 \uad00\ub9ac \uc18c\ud504\ud2b8\uc6e8\uc5b4 \ud68c\uc0ac\uc778 Laserfiche\uc758 \uace0\uac1d \uacbd\ud5d8 \ub2f4\ub2f9 \uc774\uc0ac\uc778 Melissa Henley<\/a>\ub294 \uc81c\uc548\ud569\ub2c8\ub2e4.\n“\uc5c5\ubb34\uc758 \uc5b4\ub5a4 \ubd80\ubd84\uc774 \uac00\uc7a5 \uc601\uac10\uc744 \uc8fc\ub098\uc694?” \ub610\ub294 “\uacbd\uc601\uc9c4\uc774 \ud68c\uc0ac \uac00\uce58\uc640 \uc77c\uce58\ud558\ub294 \ubc29\uc2dd\uc73c\ub85c \ud589\ub3d9\ud569\ub2c8\uae4c?”\uc640 \uac19\uc740 \uc9c8\ubb38\uc740 \uc870\uc9c1\uc758 \uac00\uce58\uc640 \uc0ac\uba85\uacfc \uac19\uc740 \ubb38\ud654\uc801 \uc2dc\uae08\uc11d\uc774 \uc77c\uc0c1 \uc5c5\ubb34\uc5d0\uc11c \uc5bc\ub9c8\ub098 \uc798 \uc804\ub2ec\ub418\uace0 \uad6c\ud604\ub418\uace0 \uc788\ub294\uc9c0 \ud655\uc778\ud558\ub294 \ub370 \ub3c4\uc6c0\uc774 \ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n

“\ub3c4\uc804 \uacfc\uc81c\ub294 \uc6d0\ub798\uc758 \uac00\uce58\uac00 \uc624\ub298\ub0a0 \uc870\uc9c1\uc758 \uc131\uacf5\uacfc \uc5b4\ub5bb\uac8c \uad00\ub828\uc774 \uc788\ub294\uc9c0 \ubcf4\uc5ec\uc8fc\ub294 \uac83\uc785\ub2c8\ub2e4. \uc9c1\uc6d0 \uc124\ubb38\uc870\uc0ac, \uc778\ud130\ubdf0 \ubc0f \uad00\ucc30\uc744 \ud1b5\ud574 \uae30\uc5c5\uc758 \ubb38\ud654\uc801 \uac15\uc810\uc744 \ud30c\uc545\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4”\ub77c\uace0 Henley\ub294 \ub9d0\ud569\ub2c8\ub2e4.<\/p>\n\n

\uc0c8\ub85c\uc6b4 \ub9ac\ub354\uc2ed \uc2a4\ud0c0\uc77c\uc744 \uc7a5\ub824\ud55c\ub2e4<\/h3>\n\n

\ub3c5\uc77c\uc5d0 \ubcf8\uc0ac\ub97c \ub454 DDoS \ubc29\uc5b4 \ud68c\uc0ac\uc778 Link11\uc758 \ucd5c\uace0\uc6b4\uc601\ucc45\uc784\uc790(COO)\uc778 \ub9c8\ud06c \uc70c\uccb5(Marc Wilczek<\/a>)\uc740 “\uc624\ub298\ub0a0\uc758 \ud30c\uad34\uc801\uc778 \uc138\uacc4\uc5d0\uc11c\ub294 \uacc4\uce35\uc801 \uc0ac\uace0\uac00 \ub354 \uc774\uc0c1 \uc791\ub3d9\ud558\uc9c0 \uc54a\ub294\ub2e4\ub294 \uac83\uc774 \uc0c8\ub85c\uc6b4 \ud604\uc2e4”\uc774\ub77c\uace0 \ub9d0\ud569\ub2c8\ub2e4.\n\ub300\uc2e0, \ud300 \uad6c\uc131\uc6d0\uc774 \ubb38\uc81c\ub97c \ud574\uacb0\ud558\uace0, \uae30\uc874 \ud504\ub85c\uc138\uc2a4\ub97c \uc2e4\ud5d8\ud558\uace0, \uac1c\uc120\ud558\ub294 \ub370 \ud544\uc694\ud55c \uc9c0\uc6d0\uacfc \ub9ac\uc18c\uc2a4\ub97c \uac00\uc9c8 \uc218 \uc788\ub294 \ubb38\ud654\ub97c \uc870\uc131\ud558\uae30 \uc704\ud574 \ub178\ub825\ud558\uc138\uc694. <\/p>\n\n

\ubb38\ud654\uc801 \ubcc0\ud654\ub97c \uc704\ud55c \uacc4\ud68d\uc5d0\uc11c \uba85\uc2dc\ud55c \uccab \ubc88\uc9f8 \ubaa9\ud45c \uc911 \ud558\ub098\ub97c \ub9ac\ub354\uc2ed \uc804\ud658\uc73c\ub85c \ub9cc\ub4ed\ub2c8\ub2e4.\n“\uacc4\uce35\uc801 \uc900\uc218\uc758 \uc601\ud5a5\uc744 \ucd5c\uc18c\ud654\ud558\uace0 \uc9c1\uc6d0\ub4e4\uc774 \uc870\uc9c1 \uc804\uccb4\uc5d0\uc11c \uc790\uc720\ub86d\uac8c \uc77c\ud558\ub3c4\ub85d \uc7a5\ub824\ud558\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4”\ub77c\uace0 Human Synergistics\uc758 Steve Salisbury<\/a> \ub294 \ub9d0\ud569\ub2c8\ub2e4.\n\ub9ac\ub354\uc640 \ud300\uc774 \ub514\uc9c0\ud138 \uc6b0\uc120 \ubcc0\ud654 \ubaa9\ud45c\ub97c \uc774\ud574\ud558\ub294 \ub370 \ud544\uc694\ud55c \ucf54\uce6d\uc744 \uc81c\uacf5\ud558\uace0, \ud611\uc5c5\uc744 \ud1b5\ud574 \ubaa9\ud45c\ub97c \ud5a5\ud574 \uc790\uc720\ub86d\uac8c \ub098\uc544\uac08 \uc218 \uc788\ub3c4\ub85d \ud569\ub2c8\ub2e4. <\/p>\n\n

\ud6a8\uacfc\uc801\uc778 \uac83\uc744 \uc720\uc9c0\ud558\uc2ed\uc2dc\uc624<\/h3>\n\n

\ubc88\ucc3d\ud558\ub294 \ub514\uc9c0\ud138 \uc6b0\uc120 \ubb38\ud654\uc758 \uc608\ub97c \ucc3e\uae30 \uc704\ud574 \ub514\uc9c0\ud138 \uae30\uc5c5\uc73c\ub85c \ub208\uc744 \ub3cc\ub9ac\uace0 \uc2f6\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\n\uadf8\ub7ec\ub098 \ub514\uc9c0\ud138 \ud0dc\uc0dd\uc801 \uae30\uc5c5\uc740 \uc624\ub79c \ube44\uc988\ub2c8\uc2a4 \uad00\ud589\uc744 \ub514\uc9c0\ud138 \ubaa8\ub378\uc5d0 \uc801\uc751\uc2dc\ud0a4\ub824\ub294 \uae30\uc874 \uae30\uc5c5\uc5d0 \uc801\ud569\ud558\uc9c0 \uc54a\uc740 \ubc29\uc2dd\uc73c\ub85c \uc6b4\uc601\ub418\ub294 \uacbd\uc6b0\uac00 \ub9ce\uc2b5\ub2c8\ub2e4. <\/p>\n\n

\uc608\ub97c \ub4e4\uc5b4, 2016\ub144 \uac00\uc804\uc81c\ud488 \uc81c\uc870\uc5c5\uccb4\uc778 \uc77c\ub809\ud2b8\ub85c\ub8e9\uc2a4(Electrolux)\ub294 \ub514\uc9c0\ud138\uc5d0 \ubcf4\ub2e4 \ub300\ube44\ud55c \uc811\uadfc \ubc29\uc2dd\uc73c\ub85c\uc758 \uc804\ud658\uc744 \ubaa8\uc0c9\ud588\uc9c0\ub9cc, \uc544\ub9c8\uc874\uc774\ub098 \uad6c\uae00\uacfc \uac19\uc740 \uae30\uc5c5\uc5d0\uc11c \uc774\ub7ec\ud55c \ubcc0\ud654\ub97c \ud328\ud134\ud654\ud558\ub294 \uac83\uc740 \ub9d0\uc774 \ub418\uc9c0 \uc54a\uc558\uc2b5\ub2c8\ub2e4.\n\uc608\ub97c \ub4e4\uc5b4, \uc0c8\ub85c\uc6b4 \uc81c\ud488\uacfc \uc11c\ube44\uc2a4\ub97c \uc9c0\uc18d\uc801\uc73c\ub85c \ucd9c\uc2dc\ud558\ub294 \uac83\uc740 \uace0\uac1d\uc774 \uac00\uc804\uc81c\ud488\uc744 \uad6c\uc785\ud558\uace0 \uc218\ub144 \ub3d9\uc548 \uc720\uc9c0\ud558\uae30\ub97c \uae30\ub300\ud558\ub294 \uc870\uc9c1\uc5d0\ub294 \uc801\ud569\ud558\uc9c0 \uc54a\uc558\uc2b5\ub2c8\ub2e4.\n\ub9c8\ucc2c\uac00\uc9c0\ub85c, \uc77c\ub809\ud2b8\ub85c\ub8e9\uc2a4\uc758 \uc9c1\uc6d0\ub4e4\uc740 \ub9ce\uc740 \uc2e4\ub9ac\ucf58 \ubc38\ub9ac \uac1c\ubc1c\uc790\ub4e4\ucc98\ub7fc \uc8fc\ub2f9 70\uc2dc\uac04 \uadfc\ubb34\ub97c \uac15\uc694\ubc1b\uc9c0 \uc54a\uc558\uace0, \uc778\uc13c\ud2f0\ube0c\ub85c \uc2a4\ud1a1\uc635\uc158\uc744 \uc81c\uacf5\ud558\ub294 \uac83\ub3c4 \uc77c\ub809\ud2b8\ub85c\ub8e9\uc2a4\uc5d0\uac8c \uc120\ud0dd\uc0ac\ud56d\uc774 \uc544\ub2c8\uc5c8\ub2e4. <\/p>\n\n

“\uadf8\ub7ec\ub098 [Electrolux CEO Jonas Samuelson] \uc9c1\uc6d0\ub4e4\uc774 \ub354 \ub9ce\uc740 \ud601\uc2e0\uacfc \uc218\uc775\uc131 \uc788\ub294 \uc131\uc7a5\uc744 \ucc3d\ucd9c\ud560 \uc218 \uc788\ub3c4\ub85d \ud65c\ub825\uc744 \ubd88\uc5b4\ub123\ub294 \ubb38\ud654 \ubcc0\ud654\ub97c \uc8fc\ub3c4\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\n\uadf8\ub294 \uc774\uac83\uc774 \uc77c\ub809\ud2b8\ub85c\ub8e9\uc2a4\uc5d0 \ub300\ud574 \uc774\ubbf8 \ud6cc\ub96d\ud588\ub358 \uac83\uc744 \uc783\uc9c0 \uc54a\uace0 \ub354 \ub098\uc740 \ubc29\ud5a5\uc73c\ub85c \ubc14\uafc0 \uc218 \uc788\ub2e4\uace0 \uad73\uac8c \ubbff\uc5c8\ub2e4”\uace0 MIT \uc2ac\ub860 \ub9e4\ub2c8\uc9c0\uba3c\ud2b8 \ub9ac\ubdf0(MIT Sloan Management Review)\uc5d0\uc11c \uc870\uc9c0 \uc6e8\uc2a4\ud130\uba3c(George Westerman), \ub370\ubcf4\ub77c L. \uc18c\uc6b8(Deborah L. Soule), \uc544\ub09c\ub4dc \uc5d0\uc2a4\uc640\ub780(Anand Eswaran<\/a> )\uc740 \uc37c\ub2e4. <\/p>\n\n

\uc77c\ub809\ud2b8\ub85c\ub8e9\uc2a4\uac00 \uc774\ubbf8 \uc798 \ud574\ub0b4\uace0 \uc788\ub294 \uac83\uacfc \uac19\uc740 \ub9e5\ub77d\uc5d0\uc11c \ub514\uc9c0\ud138 \ub3c4\uad6c\uc640 \uace0\uac1d \uc11c\ube44\uc2a4\ub97c \ubc30\uce58\ud568\uc73c\ub85c\uc368 \ud68c\uc0ac\uc758 \uacbd\uc601\uc9c4\uc740 \uc77c\ub809\ud2b8\ub85c\ub8e9\uc2a4\uc758 \ube44\uc988\ub2c8\uc2a4\uc640 \uac00\uc804\uc81c\ud488 \uc0b0\uc5c5 \uc804\uccb4\uc758 \ub9e5\ub77d\uc5d0\uc11c \ud6a8\uacfc\uc801\uc778 \ubb38\ud654\uc801 \ubcc0\ud654\ub97c \uc8fc\ub3c4\ud560 \uc218 \uc788\ub294 \uae30\ud68c\ub97c \ud3ec\ucc29\ud560 \uc218 \uc788\uc5c8\uc2b5\ub2c8\ub2e4.<\/p>\n\n

\ud68c\uc0ac\uc758 \uac00\uce58\uc640 \uc190\ud574 \uc0b0\uc5c5\uc758 \ub9e5\ub77d\uc5d0\uc11c \ub514\uc9c0\ud138 \uc6b0\uc120 \uc804\ub7b5\uc5d0 \uc811\uadfc\ud558\ub294 \ubcf4\ud5d8 \ub9ac\ub354\ub294 \ub514\uc9c0\ud138 \uc6b0\uc120 \uc138\uacc4\uc5d0\uc11c \uc131\uacf5\ud558\ub294 \ub370 \ud544\uc694\ud55c \ubb38\ud654\uc801 \ubcc0\ud654\ub97c \uc8fc\ub3c4\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n

\uc774\ubbf8\uc9c0 \uc791\uc131\uc790: dolgachov\/\u00a9123RF.com, Cathy Yeulet\/\u00a9123RF.com, Cathy Yeulet\/\u00a9123RF.com<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"

\ub514\uc9c0\ud138 \ud30c\uad34\ub294 \ubcf4\ud5d8 \ube44\uc988\ub2c8\uc2a4\uc758 \uac70\uc758 \ubaa8\ub4e0 \uce21\uba74\uc5d0 \uc601\ud5a5\uc744 \ubbf8\uce69\ub2c8\ub2e4. \uc774\uc5d0 \ub300\uc751\ud558\uc5ec \ub9ce\uc740 \ubcf4\ud5d8\uc0ac\uac00 \ub514\uc9c0\ud138 \uc6b0\uc120 \uc804\ub7b5\uc73c\ub85c \uc804\ud658\ud560 \ubc29\ubc95\uc744 \ucc3e\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ub514\uc9c0\ud138 \ud37c\uc2a4\ud2b8 P&C \ubcf4\ud5d8\uc0ac\ub85c \uc804\ud658\ud558\ub824\uba74 \uacbd\uc601\uc9c4\uc758 \uc9c0\uc6d0\uc774 \ud544\uc694\ud558\uc9c0\ub9cc \ucda9\ubd84\ud558\uc9c0\ub294 \uc54a\ub2e4\uace0 Boston Consulting Group\uc758 Philipp Gerbert, Jan-Hinnerk Mohr \ubc0f Michael Spira \ub294 \ub9d0\ud569\ub2c8\ub2e4. “\ub514\uc9c0\ud138 \ud2b8\ub79c\uc2a4\ud3ec\uba54\uc774\uc158\uc740 CEO\uc758 \uc804\ud3ed\uc801\uc778 \uc9c0\uc6d0 \uc5c6\uc774\ub294 \uc131\uacf5\ud558\uae30 \ub108\ubb34 \uae38\uace0 \ud5d8\ub09c\ud569\ub2c8\ub2e4. \uadf8\ub7ec\ub098 \uc608\uc0b0, \uc778\uc0ac […]<\/p>\n","protected":false},"featured_media":7861,"template":"","insight-category":[],"class_list":["post-20806","insight","type-insight","status-publish","has-post-thumbnail","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/insight\/20806","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/insight"}],"about":[{"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/types\/insight"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/media\/7861"}],"wp:attachment":[{"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/media?parent=20806"}],"wp:term":[{"taxonomy":"insight-category","embeddable":true,"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/insight-category?post=20806"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}