{"id":20745,"date":"2024-09-27T11:08:59","date_gmt":"2024-09-27T16:08:59","guid":{"rendered":"https:\/\/bolttech.io\/insights\/%ec%9e%90%eb%8f%99%ec%b0%a8-%ea%b0%80%ec%a0%95-%eb%b0%8f-%ec%86%8c%ea%b7%9c%eb%aa%a8-%ec%83%81%ec%97%85-%eb%b3%b4%ec%9e%a5%ec%9d%84-%ec%9c%84%ed%95%9c-%ec%84%a0%ed%83%9d-%eb%aa%a8%eb%8d%b8%eb%a1%9c\/"},"modified":"2024-09-27T11:09:00","modified_gmt":"2024-09-27T16:09:00","slug":"%ec%9e%90%eb%8f%99%ec%b0%a8-%ea%b0%80%ec%a0%95-%eb%b0%8f-%ec%86%8c%ea%b7%9c%eb%aa%a8-%ec%83%81%ec%97%85-%eb%b3%b4%ec%9e%a5%ec%9d%84-%ec%9c%84%ed%95%9c-%ec%84%a0%ed%83%9d-%eb%aa%a8%eb%8d%b8%eb%a1%9c","status":"publish","type":"insight","link":"https:\/\/bolttech.io\/ko\/insights\/%ec%9e%90%eb%8f%99%ec%b0%a8-%ea%b0%80%ec%a0%95-%eb%b0%8f-%ec%86%8c%ea%b7%9c%eb%aa%a8-%ec%83%81%ec%97%85-%eb%b3%b4%ec%9e%a5%ec%9d%84-%ec%9c%84%ed%95%9c-%ec%84%a0%ed%83%9d-%eb%aa%a8%eb%8d%b8%eb%a1%9c\/","title":{"rendered":"\uc790\ub3d9\ucc28, \uac00\uc815 \ubc0f \uc18c\uaddc\ubaa8 \uc0c1\uc5c5 \ubcf4\uc7a5\uc744 \uc704\ud55c \uc120\ud0dd \ubaa8\ub378\ub85c \uc5d0\uc774\uc804\ud2b8 \uac15\ud654"},"content":{"rendered":"\n

\uc18c\uaddc\ubaa8 \uc0c1\uc5c5 \ubcf4\ub3c4\ub294 \ub514\uc9c0\ud138 \ud2b8\ub79c\uc2a4\ud3ec\uba54\uc774\uc158\uacfc \uad00\ub828\ud558\uc5ec \uac1c\uc778 \ubd84\uc57c\ubcf4\ub2e4 \ub4a4\ucc98\uc838 \uc788\uc2b5\ub2c8\ub2e4.\n\uadf8\ub7ec\ub098 \ubcf4\ud5d8 \uac00\uc785\uc5d0 \ub300\ud55c \uc18c\uc0c1\uacf5\uc778\uc758 \uae30\ub300\uce58\ub294 \uac1c\uc778 \ubcf4\ud5d8\uacfc \uc0c1\uc5c5 \ubcf4\ud5d8\uc744 \uad6c\ubd84\ud558\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4. <\/p>\n\n

\uae30\uc5c5\uac00\uc758 \uad00\uc810\uc5d0\uc11c \ubcfc \ub54c, \uc18c\uaddc\ubaa8 \uc0ac\uc5c5\uccb4 \ubcf4\ud5d8\uc740 \uc628\ub77c\uc778\uc73c\ub85c \uac70\ub798\ub97c \uc644\ub8cc\ud558\uac70\ub098 \ubcf4\ud5d8 \ub300\ub9ac\uc778\uc5d0\uac8c \uc804\ud654\ud558\ub294 \uac83\uacfc \uac19\uc774 \uac1c\uc778 \uc9d1\uc774\ub098 \uc790\ub3d9\ucc28 \ubcf4\ud5d8\ub9cc\ud07c \uc27d\uac8c \uac00\uc785\ud560 \uc218 \uc788\uc5b4\uc57c \ud569\ub2c8\ub2e4.\n\uc77c\ubd80 \uc911\uc18c\uae30\uc5c5\uc758 \uacbd\uc6b0 \ub450 \uac00\uc9c0 \ubaa8\ub450\ub97c \uc758\ubbf8\ud569\ub2c8\ub2e4. <\/p>\n\n

\uc62c\ubc14\ub978 \ub514\uc9c0\ud138 \ub3c4\uad6c\ub294 \uc0c1\uc5c5 \ub77c\uc778 \ubcf4\ud5d8 \uc81c\uacf5\uc5c5\uccb4\uac00 \uace0\uac1d\uc758 \uae30\ub300\uce58\ub97c \ucda9\uc871\ud558\uace0 \uace0\uac1d, \uc5d0\uc774\uc804\ud2b8 \ubc0f \ubcf4\ud5d8\uc0ac \uac04\uc758 \uad00\uacc4\ub97c \uad6c\ucd95\ud558\ub294 \ub370 \ub3c4\uc6c0\uc774 \ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n

\uace0\uac1d\uc774 \uac1c\uc778 \ubc0f \uc18c\uaddc\ubaa8 \uc0c1\uc5c5 \ubcf4\ud5d8\uc5d0 \uac00\uc785\ud558\ub294 \ubc29\ubc95<\/h2>\n\n

\ubcf4\ud5d8 \uad6c\ub9e4 \ud504\ub85c\uc138\uc2a4\uc5d0 \ub300\ud55c \uace0\uac1d\uc758 \uae30\ub300\uce58\ub294 \uc9c0\ub09c \uba87 \ub144 \ub3d9\uc548 \ubcc0\ud654\ud574 \uc654\uc2b5\ub2c8\ub2e4.\n\uac1c\uc778 \ubcf4\ud5d8 \ubcf4\uc7a5\uc774 \ub514\uc9c0\ud138 \uc804\uc6a9 \ub610\ub294 \ub514\uc9c0\ud138 \uc6b0\uc120 \ubaa8\ub378\ub85c \uc774\ub3d9\ud568\uc5d0 \ub530\ub77c \uace0\uac1d\uc740 “\ube44\uc988\ub2c8\uc2a4\ub97c \uc704\ud55c \ubcf4\ud5d8\uc5d0 \uc5b4\ub5bb\uac8c \uac00\uc785\ud558\uc2dc\uaca0\uc2b5\ub2c8\uae4c?”\ub77c\ub294 \uc9c8\ubb38\uc744 \ubc1b\uc558\uc744 \ub54c \ub514\uc9c0\ud138 \ud50c\ub7ab\ud3fc\uc744 \uc2dc\uac01\ud654\ud560 \uac00\ub2a5\uc131\uc774 \ub354 \ub192\uc544\uc84c\uc2b5\ub2c8\ub2e4. <\/p>\n\n

\uc885\uc885 \uc0ac\uc5c5\uc8fc\uc758 \ub9c8\uc74c \uc18d\uc5d0 \uc18c\uaddc\ubaa8 \uc0c1\uc5c5 \ubcf4\ud5d8\uacfc \uac1c\uc778 \ubcf4\ud5d8 \uad6c\ub9e4\uac00 \ud63c\ub3d9\ub418\ub294 \uac83\uc740 \uc18c\uaddc\ubaa8 \uc0ac\uc5c5\uc8fc\uc5d0\uac8c \uc81c\uacf5\ub418\ub294 \uc778\uae30 \uc788\ub294 \uc870\uc5b8\uc5d0 \uc758\ud574 \uc8fc\ub3c4\ub429\ub2c8\ub2e4.\n\uc608\ub97c \ub4e4\uc5b4, 2020\ub144 4\uc6d4 Forbes \uae30\uc0ac\uc5d0\uc11c ValChoice\uc758 CEO \uc778 Dan Karr<\/a> \ub294 \uc0ac\uc5c5\uc8fc\uac00 COVID-19 \ud32c\ub370\ubbf9 \uae30\uac04 \ub3d9\uc548 \ube44\uc988\ub2c8\uc2a4 \ubcf4\uc7a5\uc774 \uc544\ub2cc \uac1c\uc778 \uc8fc\ud0dd, \uc790\ub3d9\ucc28, \uac74\uac15 \ubc0f \uc5ec\ud589 \ubcf4\uc7a5\uc744 \uac80\ud1a0\ud558\uc5ec \ubcf4\ud5d8 \ube44\uc6a9\uc744 \uc808\uc57d\ud560 \uac83\uc744 \uad8c\uc7a5\ud569\ub2c8\ub2e4. <\/p>\n\n

\uac1c\uc778 \uad6c\ub9e4\uc640 \ube44\uc988\ub2c8\uc2a4 \uad6c\ub9e4\uc758 \uc774\ub7ec\ud55c \ud63c\ub3d9\uc740 \uc18c\uaddc\ubaa8 \ube44\uc988\ub2c8\uc2a4 \uc18c\uc720\uc790\uc5d0\uac8c \ubb38\uc81c\ub97c \uc77c\uc73c\ud0ac \uc218 \uc788\uc2b5\ub2c8\ub2e4.\n\uac74\ubb3c\uc774\ub098 \uc7a5\ube44\uc758 \ubb3c\ub9ac\uc801 \uc190\uc0c1\ubd80\ud130 \uc0ac\uc774\ubc84 \uacf5\uaca9\uc758 \uc704\ud5d8\uc5d0 \uc774\ub974\uae30\uae4c\uc9c0 \ub2e4\uc591\ud55c \ubd84\uc57c\uc5d0\uc11c \uc704\ud5d8\uc744 \ud3c9\uac00\ud558\uace0 \uad00\ub9ac\ud574\uc57c \ud558\uae30 \ub54c\ubb38\uc785\ub2c8\ub2e4.\n\uadf8\ub7ec\ub098 \ub9ce\uc740 \uc0ac\ub78c\ub4e4\uc774 \uc774\ub7ec\ud55c \uc704\ud5d8\uc744 \uc5b4\ub514\uc11c\ubd80\ud130 \ud3c9\uac00\ud574\uc57c \ud560\uc9c0 \ubaa8\ub978\ub2e4\uace0 \ubcf4\ud5d8 \uc815\ubcf4 \uc5f0\uad6c\uc18c(Insurance Information Institute)\uc758 \ubd80\uc0ac\uc7a5\uc778 \ub85c\ub808\ud0c0 \uc6cc\ud130\uc2a4(Loretta Worters<\/a>)\ub294 \ub9d0\ud569\ub2c8\ub2e4. <\/p>\n\n

\uc5ec\uae30\uc11c \uc5d0\uc774\uc804\ud2b8\uc758 \uc758\uacac\uc740 \ube44\uc988\ub2c8\uc2a4\uc640 \uc18c\uc720\uc790\uc5d0\uac8c \ub9e4\uc6b0 \uc911\uc694\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\n\ub514\uc9c0\ud138 \ub3c4\uad6c\ub294 \ube44\uc988\ub2c8\uc2a4 \uc18c\uc720\uc790\uac00 \ube44\uc988\ub2c8\uc2a4\uc5d0 \uc801\ud569\ud55c \uc120\ud0dd\uc744 \ud558\ub294 \ub370 \ud544\uc694\ud55c \uc804\ubb38 \uc9c0\uc2dd\uacfc \uad00\uc810\uc744 \uac16\ucd98 \uc5d0\uc774\uc804\ud2b8\ub97c \ucc3e\ub294 \ub370 \ub3c4\uc6c0\uc774 \ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n

COVID-19\uc640 \ub514\uc9c0\ud138 \uc218\uc694\uc758 \ubd80\uc0c1<\/h2>\n\n

\ucf54\ub85c\ub098\ubc14\uc774\ub7ec\uc2a4 \ud32c\ub370\ubbf9\uc740 \uc77c\ubd80 \uace0\uac1d\uc758 \uad6c\ub9e4 \uc2b5\uad00\uc744 \uc601\uad6c\uc801\uc73c\ub85c \ubc14\uafc0 \uac00\ub2a5\uc131\uc774 \ub192\ub2e4\uace0 \ub514\uc9c0\ud138 \ub9c8\ucf00\ud305 \uad00\ub9ac\uc790\uc778 Darrin Cheraso<\/a>\ub294 \ub9d0\ud569\ub2c8\ub2e4.\n\uae30\uc5c5\uc774 \uc628\ub77c\uc778 \uc804\uc6a9, \ubc30\ub2ec \ub610\ub294 \ub3c4\ub85c\ubcc0 \ud53d\uc5c5 \ubaa8\ub378\ub85c \uc804\ud658\ud568\uc5d0 \ub530\ub77c \uace0\uac1d\uc740 \ub2e4\ub978 \uc0ac\ub78c\uacfc \uc5bc\uad74\uc744 \ub9de\ub300\uace0 \uc774\uc57c\uae30\ud558\ub294 \ub300\uc2e0 \uba3c\uc800 \ub514\uc9c0\ud138 \ud3ec\ud138\uc744 \ud1b5\ud574 \ud544\uc694\ud55c \uac83\uc744 \uc5bb\ub294 \ub370 \uc775\uc219\ud574\uc9c0\uace0 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n

\uc774\ub7ec\ud55c \uc218\uc694\ub97c \ucda9\uc871\ud558\uae30 \uc704\ud574 \ubcf4\ud5d8\uc0ac\uc640 \uc5d0\uc774\uc804\ud2b8\ub294 \uac15\ub825\ud55c \ub514\uc9c0\ud138 \ud658\uacbd \uc774\uc0c1\uc758 \uac83\uc774 \ud544\uc694\ud569\ub2c8\ub2e4.\n\ub610\ud55c \uc774\ub7ec\ud55c \ub3c4\uad6c\ub97c \uc0ac\uc6a9\ud558\uc5ec \uc5b8\uc81c \uc5b4\ub514\uc11c\ub098 \uace0\uac1d\uc5d0\uac8c \uac1c\uc778\ud654\ub41c \uc8fc\ubb38\ud615 \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud560 \uc218 \uc788\uc5b4\uc57c \ud569\ub2c8\ub2e4. <\/p>\n\n

“\ud604\ub300\uc758 \uc18c\ube44\uc790(\ubc0f \uc911\uac1c\uc778)\ub294 \uc989\uac01\uc801\uc778 \uc8fc\ubb38\ud615 \uc81c\ud488\uc744 \uae30\ub300\ud569\ub2c8\ub2e4. \uba70\uce60\uc774 \uc544\ub2d9\ub2c8\ub2e4. \uc2dc\uac04\uc774 \uc544\ub2d9\ub2c8\ub2e4. \uba87 \ubd84\uc774 \uc544\ub2d9\ub2c8\ub2e4. \uba87 \ucd08 \ub9cc\uc5d0 \ub05d\ub09c\ub2e4”\uace0 \uc81c\uc774 \ube0c\ub808\uadf8\uba3c(Jay Bregman<\/a> )\uc740 \uc778\uc288\uc5b4\ub7f0\uc2a4 \uc800\ub110(Insurance Journal)\uc5d0\uc11c \ub9d0\ud569\ub2c8\ub2e4.\n\uace0\uac1d, \uc911\uac1c\uc778 \ubc0f \uc790\uccb4 \ub300\ub9ac\uc778\uc5d0\uac8c \uc774\ub7ec\ud55c \uacbd\ud5d8\uc744 \uc81c\uacf5\ud560 \uc218 \uc788\ub294 \ubcf4\ud5d8\uc0ac\ub294 \ub4a4\ucc98\uc9c4 \ubcf4\ud5d8\uc0ac\uc5d0 \ube44\ud574 \uc989\uac01\uc801\uc778 \uacbd\uc7c1 \uc6b0\uc704\ub97c \ud655\ubcf4\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n

\"\"<\/figure>\n\n

21\uc138\uae30 \uc5d0\uc774\uc804\ud2b8: \ubd80\uac00\uac00\uce58 \uad00\uacc4<\/h2>\n\n

\ubcf4\ud5d8 \uad6c\ub9e4\uc5d0 \ub300\ud55c \uace0\uac1d\uc758 \uc0dd\uac01\uc5d0\ub3c4 \ubd88\uad6c\ud558\uace0 \uc18c\uaddc\ubaa8 \uc0ac\uc5c5\uccb4 \ubcf4\ud5d8\uc5d0 \uac00\uc785\ud558\ub294 \uac83\uc740 \uac1c\uc778 \uc8fc\ud0dd \ub610\ub294 \uc790\ub3d9\ucc28 \ubcf4\ud5d8\uc5d0 \uac00\uc785\ud558\ub294 \uac83\uacfc \ub3d9\uc77c\ud558\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4.\n\ub354 \ubcf5\uc7a1\ud55c \uc9c8\ubb38 \uc9d1\ud569\uacfc \uc0ac\uc6a9 \uac00\ub2a5\ud55c \uc801\uc6a9 \ubc94\uc704 \uc720\ud615\uc740 \ud504\ub85c\uc138\uc2a4\ub97c \ub354 \uc5b4\ub835\uac8c \ub9cc\ub4e4 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\n\ub610\ud55c \ubcf4\ud5d8 \ub300\ub9ac\uc778\uc774 \ud504\ub85c\uc138\uc2a4\uc5d0 \ucd94\uac00\ud558\ub294 \uac00\uce58\ub97c \uadf9\ub300\ud654\ud560 \uc218 \uc788\ub294 \uae30\ud68c\ub97c \uc81c\uacf5\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n

\uc911\uac1c\uc790\uc758 \uac00\uce58<\/h3>\n\n

\uc77c\ubd80 \ud3c9\ub860\uac00\ub4e4\uc740 \ub514\uc9c0\ud138 \ud2b8\ub79c\uc2a4\ud3ec\uba54\uc774\uc158\uc5d0 \uc9c1\uba74\ud55c \ubcf4\ud5d8\uc124\uacc4\uc0ac\ub4e4\uc758 \uc8fd\uc74c\uc744 \uc608\uce21\ud588\ub2e4.\n\uadf8\ub7ec\ub098 \ud604\uc7ac\uae4c\uc9c0 \uc218\uce58\ub294 \uadf8 \uac00\uc124\uc744 \ub4b7\ubc1b\uce68\ud558\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4. <\/p>\n\n

2018\ub144 \uae30\uc900\uc73c\ub85c \ube0c\ub85c\ucee4 \ubc0f \uae30\ud0c0 \uc911\uac1c\uc5c5\uccb4\ub294 \uc6b4\uc1a1\uc5c5\uccb4 \uc218\uc775\uc758 \ub450 \ubc30\ub97c \ucc28\uc9c0\ud588\uc2b5\ub2c8\ub2e4.\n“10\ub144 \uc548\uc5d0 \uac1c\uc778 \ud68c\uc120\uc758 P&C \ud504\ub9ac\ubbf8\uc5c4\uc758 \uc57d 25-30%\uac00 B2B2C \uc0dd\ud0dc\uacc4\ub97c \ud1b5\ud574 \ubd84\ubc30\ub420 \uc218 \uc788\ub2e4”\uace0 McKinsey\uc758 Sylvain Johansson<\/a> \uacfc \ub3d9\ub8cc \uc5f0\uad6c\uc6d0\ub4e4\uc740 \ub9d0\ud569\ub2c8\ub2e4.\n\uc774\ub7ec\ud55c \uc911\uac1c\uc778\uc774 \ubaa8\ub450 \ubcf4\ud5d8 \ub300\ub9ac\uc778\uc740 \uc544\ub2c8\uc9c0\ub9cc \ub300\ub9ac\uc778\uc740 \uc774\ub7ec\ud55c \ube44\uc988\ub2c8\uc2a4 \ubcf4\ud5d8 \uad00\uacc4 \uc911 \uc77c\ubd80\uc5d0\uc11c \uc911\uc694\ud55c \uc5ed\ud560\uc744 \ud569\ub2c8\ub2e4. <\/p>\n\n

\ub514\uc9c0\ud138 \ub3c4\uad6c\ub97c \uc0ac\uc6a9\ud558\uc5ec \ubcf4\ud5d8 \ub300\ub9ac\uc778 \uad00\uacc4\ub97c \uad6c\ucd95\ud558\uba74 \ubcf4\ud5d8\uc0ac-\uace0\uac1d \uad00\uacc4\uc5d0\uc11c \ud22c\uba85\uc131\uacfc \uc2e0\ub8b0\ub97c \uc81c\uacf5\ud558\ub294 \ub370\ub3c4 \ub3c4\uc6c0\uc774 \ub420 \uc218 \uc788\ub2e4\uace0 Jag Insurance Group\uc758 \uad00\ub9ac \ud30c\ud2b8\ub108\uc778 Douglas Jones<\/a>\ub294 \ub9d0\ud569\ub2c8\ub2e4.\n\uc774\ub7ec\ud55c \ud22c\uba85\uc131\uc740 \ud604\uc7ac \ud2b9\uc815 \uc720\ud615\uc758 \uc0c1\uc5c5 \ubcf4\ud5d8\uc774 \uc9c1\uba74\ud558\uace0 \uc788\ub294 \uc5b4\ub824\uc6b4 \uc2dc\uc7a5 \uc0c1\ud669\uc5d0\uc11c \uace0\uac1d \ucda9\uc131\ub3c4\ub97c \uc720\uc9c0\ud558\ub294 \ub370 \ud544\uc218\uc801\uc77c \uc218 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n

\ub514\uc9c0\ud138 \ub3c4\uad6c\ub294 \ubcf4\ud5d8\uc0ac\uc640 \ub300\ub9ac\uc778 \uac04\uc758 \uad00\uacc4\ub3c4 \uac15\ud654\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\n“\ub514\uc9c0\ud138 \ucc44\ub110\uc744 \ud1b5\ud574 \ud30c\ud2b8\ub108\ub294 \uace0\uac1d\uc5d0\uac8c \ubcf4\ub2e4 \ubbfc\ucca9\ud558\uac8c \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uac04\uc18c\ud654\ub41c \ud504\ub85c\uc138\uc2a4\ub294 \ucc44\ub110 \ud30c\ud2b8\ub108\uc758 \ud6a8\uc728\uc131\uc744 \ud5a5\uc0c1\uc2dc\ud0a4\uace0 \uacb0\uacfc\uc801\uc73c\ub85c \ubcf4\ud5d8\uc0ac\uc758 \uc0dd\uc0b0\uc131\uc744 \ud5a5\uc0c1\uc2dc\ud0b5\ub2c8\ub2e4”\ub77c\uace0 CapGemini\uc758 Ram Thayi<\/a> \ub294 \ub9d0\ud569\ub2c8\ub2e4. <\/p>\n\n

\ubcf4\ud5d8\uc0ac\uc758 \uacbd\uc6b0 \uc774\ub7ec\ud55c \ub3c4\uad6c\uc758 \uc774\uc810\uc740 \uc5d0\uc774\uc804\ud2b8\ubfd0\ub9cc \uc544\ub2c8\ub77c \uc911\uac1c\uc778 \ubc0f \ubcf4\ud5d8\uc0ac\uc758 \ub514\uc9c0\ud138 \uc5d0\ucf54\uc2dc\uc2a4\ud15c\uc5d0 \ucc38\uc5ec\ud558\ub294 \ub2e4\ub978 \ube44\uc988\ub2c8\uc2a4\uc640\uc758 \uad00\uacc4\ub97c \uac15\ud654\ud560 \uc218 \uc788\ub2e4\ub294 \uac83\uc785\ub2c8\ub2e4.\n\uc5d0\uc774\uc804\ud2b8\ub294 \ub2e4\uc591\ud55c \ud30c\ud2b8\ub108\uc2ed\uc5d0 \ud3ec\ud568\ub41c \ubaa8\ub4e0 \uc81c\ud488\uc5d0 \uc561\uc138\uc2a4\ud560 \uc218 \uc788\uc73c\uba70, \uc774\ub97c \ud1b5\ud574 \uc804\ubb38 \uc9c0\uc2dd\uc744 \uc801\uc6a9\ud558\uace0 \uac01 \uac1c\ubcc4 \uace0\uac1d\uc5d0\uac8c \ucd5c\uc0c1\uc758 \uc635\uc158\uc744 \uc81c\uacf5\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n

\uace0\uac1d \ubc0f \uc5d0\uc774\uc804\ud2b8 \uad50\uc721 \uc81c\uacf5<\/h3>\n\n

\uc18c\uae30\uc5c5 \uc18c\uc720\uc8fc\ub294 \uac1c\uc778 \uc8fc\ud0dd \ub610\ub294 \uc790\ub3d9\ucc28 \ubcf4\ud5d8\uc744 \uac80\uc0c9\ud558\ub294 \uac83\uacfc \ub3d9\uc77c\ud55c \ubc29\uc2dd\uc73c\ub85c \uc0ac\uc5c5\uccb4 \ubcf4\ud5d8 \uac80\uc0c9\uc744 \uc2dc\uc791\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\n\uadf8\ub7ec\ub098 \ub450 \uac00\uc9c0 \uc720\ud615\uc758 \ubcf4\uc7a5\uc740 \uadf8 \ubcf5\uc7a1\uc131\uacfc \ud2b9\uc815 \uc815\ucc45 \ub610\ub294 \ub77c\uc774\ub354\uac00 \ubcf4\uc7a5\ud558\ub294 \uac83\uacfc \ubcf4\uc7a5\ub418\uc9c0 \uc54a\ub294 \uac83\uc744 \uc8fc\ub3c4\ud558\ub294 \uad00\uc2b5\uc5d0\uc11c \ub2e4\ub985\ub2c8\ub2e4. <\/p>\n\n

\uc77c\ubd80 \uc7a0\uc7ac \uace0\uac1d\uc740 \uc88c\uc808\uac10\uc5d0 \ud3ec\uae30\ud569\ub2c8\ub2e4.\n\ub2e4\ub978 \uc0ac\ub78c\ub4e4\uc740 \ubcf4\ud5d8 \ub300\ub9ac\uc778\uacfc \uac19\uc740 \uc9c0\uc2dd\uc774 \ud48d\ubd80\ud55c \ucd9c\ucc98\uc5d0\uc11c \ub3c4\uc6c0\uc744 \uad6c\ud569\ub2c8\ub2e4., \uc608\ub97c \ub4e4\uc5b4 Michael Reilly, Jim Bramblet \ubc0f Tom Keane<\/a> \uc740 Accenture \ubcf4\uace0\uc11c\uc5d0\uc11c \ub9d0\ud569\ub2c8\ub2e4. <\/p>\n\n

\uc911\uc18c\uae30\uc5c5 \ubcf4\ud5d8\uc5d0 \uc911\uc810\uc744 \ub454 \uc628\ub77c\uc778 \uad50\uc721 \ub3c4\uad6c\ub294 \ubcf4\ud5d8 \uace0\uac1d\uacfc \ubcf4\ud5d8 \ub300\ub9ac\uc778 \ubaa8\ub450\uc5d0\uac8c \ub3c4\uc6c0\uc774 \ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\n\uad50\uc721 \ucf58\ud150\uce20\ub294 \uc124\uacc4\uc0ac\uc5d0\uac8c \uace0\uac1d\uacfc \uacf5\uc720\ud560 \uc218 \uc788\ub294 \ub9ac\uc18c\uc2a4\ub97c \uc81c\uacf5\ud558\uba70, Reilly, Bramblet, Keane \ub4f1 \uc18c\uaddc\ubaa8 \ube44\uc988\ub2c8\uc2a4 \uc18c\uc720\uc8fc\uc5d0\uac8c \ubcf4\ud5d8\uc5d0 \ub300\ud55c \ubcf4\ub2e4 \ud22c\uba85\ud55c \uc774\ud574\ub97c \uc81c\uacf5\ud558\uc5ec \uc2e0\ub8b0\ub97c \uad6c\ucd95\ud558\ub294 \ub370 \ub3c4\uc6c0\uc774 \ub429\ub2c8\ub2e4. <\/p>\n\n

\ub514\uc9c0\ud138 \ud3ec\ud138\uc744 \ud1b5\ud574 \uad50\uc721 \ub3c4\uad6c\ub97c \uc81c\uacf5\ud558\uba74 \ubcf4\ud5d8\uc0ac-\uace0\uac1d \uad00\uacc4\uc5d0 \uac00\uce58\ub97c \ub354\ud558\uace0 \uc790\uc2e0\uc758 \uc804\ubb38\uc131\uc744 \ud655\uc7a5\ud560 \uc218 \uc788\ub294 \ubc29\ubc95\uc744 \uc801\uadf9\uc801\uc73c\ub85c \ubaa8\uc0c9\ud558\ub294 \uc124\uacc4\uc0ac\ub4e4\uc5d0\uac8c\ub3c4 \uc5b4\ud544\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\n\ubcf4\ud5d8\uc0ac\uac00 \uc81c\uacf5\ud558\ub294 \ub514\uc9c0\ud138 \ub3c4\uad6c\uc640 \uad50\uc721 \uae30\ud68c\ub97c \ud65c\uc6a9\ud568\uc73c\ub85c\uc368 \uc124\uacc4\uc0ac\ub294 \uc790\uc2e0\uc758 \uc804\ubb38 \uc9c0\uc2dd\uc774 \uac00\uce58 \uc788\uace0 \uac00\uce58 \uc788\ub294 \ud2c8\uc0c8 \uc2dc\uc7a5\uc744 \ucc3d\ucd9c\ud560 \uc218 \uc788\ub2e4\uace0 Higginbotham Insurance\uc758 \uc804\ubb34 \uc774\uc0ac\uc778 Mark Lee<\/a>\ub294 \ub9d0\ud569\ub2c8\ub2e4. <\/p>\n\n

\"\"<\/figure>\n\n

\uace0\uac1d-\uc0c1\ub2f4\uc6d0 \uad00\uacc4 \uac15\ud654\ub97c \uc704\ud55c \ub514\uc9c0\ud138 \ub3c4\uad6c \ubc30\ud3ec<\/h2>\n\n

\uac1c\uc778\ud654\ub294 \uac1c\uc778 \ubcf4\ud5d8\uc744 \ucc3e\ub294 \uace0\uac1d\uacfc \ub9c8\ucc2c\uac00\uc9c0\ub85c \ube44\uc988\ub2c8\uc2a4 \uc18c\uc720\uc790\uc5d0\uac8c\ub3c4 \uc911\uc694\ud569\ub2c8\ub2e4.\n\uc18c\uae30\uc5c5 \uc18c\uc720\uc8fc\uc758 \uacbd\uc6b0 \uac1c\uc778\ud654\ub294 \uac1c\ubcc4 \uace0\uac1d\uc758 \uc694\uad6c \uc0ac\ud56d\uc744 \ucda9\uc871\ud558\uace0 \ube44\uc988\ub2c8\uc2a4 \ubc0f \ud574\ub2f9 \uc0b0\uc5c5\uc5d0 \ub9de\uac8c \uc801\uc6a9 \ubc94\uc704\uc640 \uc9c0\uc6d0\uc744 \uc870\uc815\ud558\ub294 \ub370 \uc911\uc810\uc744 \ub450\uc5b4\uc57c \ud569\ub2c8\ub2e4. <\/p>\n\n

\uc561\uc13c\uce04\uc5b4(Accenture)\uc758 \ub9e4\ub2c8\uc9d5 \ub514\ub809\ud130\uc778 \ub9c8\uc774\ud074 \ub77c\uc77c\ub9ac(Michael Reilly<\/a>)\ub294 “\ubcf4\ud5d8 \uc870\uc9c1\uc774 \ub192\uc740 \uad00\ub828\uc131\uc744 \ucd94\uad6c\ud568\uc5d0 \ub530\ub77c \uace0\uac1d\uc758 \ubaa9\uc18c\ub9ac\uc5d0 \uadc0\ub97c \uae30\uc6b8\uc774\uace0 \uc774\ub97c \uc0ac\uc6a9\ud558\ub294 \uc0ac\ub78c\ub4e4\uc744 \ub180\ub77c\uac8c \ud558\uace0 \uae30\uc058\uac8c \ud558\ub294 \uc81c\ud488\uacfc \uc11c\ube44\uc2a4\ub97c \uad6c\ucd95\ud560 \uc218 \uc788\ub294 \ubc29\ubc95\ub860\uc774 \ub3c4\uad6c \uc0c1\uc790\uc758 \ud544\uc218 \ubd80\ubd84\uc744 \ucc28\uc9c0\ud569\ub2c8\ub2e4.\n\uc778\uc801 \uc694\uc18c\ub97c \uace0\ub824\ud558\ub294 \uac83\uc740 \uc0ac\uc6a9\uc790\uac00 \uace0\uac1d\uc774\ub4e0, \uc5d0\uc774\uc804\ud2b8\uc774\ub4e0, \ub610\ub294 \ub458 \ub2e4\uc774\ub4e0 \uc0c1\uad00\uc5c6\uc774 \ud544\uc218\uc785\ub2c8\ub2e4. <\/p>\n\n

\ud604\uc7ac \uc18c\uaddc\ubaa8 \uc0c1\uc5c5 \ubcf4\ud5d8\uc5d0\uc11c \uc99d\uac00\ud558\uace0 \uc788\ub294 \uc778\uc288\uc5b4\ud14c\ud06c(Insurtech)\uc758 \ud63c\ub780\uc740 \ube44\uc988\ub2c8\uc2a4\uc5d0 \ud544\uc694\ud55c \ubcf4\uc7a5\uc744 \ud68d\ub4dd\ud558\uae30 \uc704\ud55c \ub514\uc9c0\ud138 \uc218\ub2e8\uc5d0 \ub300\ud55c \uace0\uac1d\uc758 \uad00\uc2ec\uc744 \ubd88\ub7ec\uc77c\uc73c\ud0b5\ub2c8\ub2e4.\n\uc774\ub7ec\ud55c \ub514\uc9c0\ud138 \ucc44\ub110\uc740 \ubcf4\ud5d8 \uc124\uacc4\uc0ac\uc5d0\uac8c \uc0c8\ub85c\uc6b4 \uacbd\uc7c1\uc744 \uc758\ubbf8\ud560 \uc218 \uc788\ub2e4\uace0 Celent\uc758 Karlyn Carnahan<\/a>\uc740 \ub9d0\ud569\ub2c8\ub2e4.\n\ub610\ud55c \uc124\uacc4\uc0ac\uac00 \uc9c1\uc811 \ub514\uc9c0\ud138 \ub3c4\uad6c\ub97c \uc218\uc6a9\ud558\uc5ec \ud2b9\uc815 \uc791\uc5c5\uc744 \ucc98\ub9ac\ud558\ub294 \ub370 \uc0ac\uc6a9\ud558\uc5ec \uc124\uacc4\uc0ac\uac00 \ubcf4\ub2e4 \ubcf5\uc7a1\ud55c \ubcf4\ud5d8 \uc9c8\ubb38\uc5d0 \uc9d1\uc911\ud558\uace0 \uc778\uac04 \uad00\uacc4\ub97c \uad6c\ucd95\ud558\ub294 \ub370 \uc9d1\uc911\ud560 \uc218 \uc788\ub294 \uae30\ud68c\ub97c \uc81c\uacf5\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n

\ud32c\ub370\ubbf9\uc73c\ub85c \uc778\ud55c \uae30\ud68c<\/h2>\n\n

\ucf54\ub85c\ub09819\ub294 \uace0\uac1d\uc758 \ud589\ub3d9\uc744 \ubcc0\ud654\uc2dc\ud0a4\uace0 \uc788\uc2b5\ub2c8\ub2e4.\n\ub610\ud55c \uc5d0\uc774\uc804\ud2b8\uc758 \ub3d9\uc791\ub3c4 \ubcc0\ud654\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.\n\uc774\ub7ec\ud55c \ubcc0\ud654\ub97c \ud6a8\uacfc\uc801\uc73c\ub85c \uc9c0\uc2dc\ud558\uba74 \uc0c1\ub2f4\uc6d0\uc774 \uace0\uac1d\uc774 \uc788\ub294 \uacf3\uc5d0\uc11c \uc815\ud655\ud788 \uace0\uac1d\uc744 \ub9cc\ub098\ub294 \ub370 \ub3c4\uc6c0\uc774 \ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n

\ud604\uc7ac \ubcf4\ud5d8 \uc124\uacc4\uc0ac\ub4e4\uc740 \uc77c\uc0c1 \uc5c5\ubb34\ub97c \ud074\ub77c\uc6b0\ub4dc \uae30\ubc18 \ud50c\ub7ab\ud3fc\uc73c\ub85c \uc804\ud658\ud558\uace0, \uc18c\uc15c \ubbf8\ub514\uc5b4 \ubc0f \ud654\uc0c1 \ud68c\uc758\uc640 \uac19\uc740 \ub514\uc9c0\ud138 \ud50c\ub7ab\ud3fc\uc73c\ub85c \ucee4\ubba4\ub2c8\ucf00\uc774\uc158\uc744 \ud655\uc7a5\ud558\uace0, \ud604\uc7ac\uc758 \uc704\uae30\uac00 \uc9c0\ub098\uac04 \ud6c4\uc5d0\ub3c4 \uc5c5\ubb34\ub97c \uacc4\uc18d \uac1c\uc120\ud560 \uae30\uc220 \ub3c4\uad6c\ub97c \uc120\ud0dd\ud568\uc73c\ub85c\uc368 \uc2e0\uc885 \ucf54\ub85c\ub098\ubc14\uc774\ub7ec\uc2a4\uc5d0 \ub300\uc751\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n

\ub514\uc9c0\ud138 \uc811\uadfc\uc131\uc5d0 \ub300\ud55c \uace0\uac1d\uc758 \uae30\ub300\uce58\ub294 \ud574\ub2f9 \uc801\uc6a9 \ubc94\uc704\uac00 \uac1c\uc778\uc801\uc778 \ud544\uc694\ub97c \uc704\ud55c \uac83\uc774\ub4e0 \ube44\uc988\ub2c8\uc2a4\ub97c \uc704\ud55c \uac83\uc774\ub4e0 \uc0c1\uad00\uc5c6\uc774 \ucd94\uc138\uc785\ub2c8\ub2e4.\n\uadf8\ub7ec\ub098 \uadf8\ub4e4\uc758 \uc694\uad6c\ub294 \ub300\ub9ac\uc778\uc758 \uc804\ubb38 \uc9c0\uc2dd\uacfc \ubcf4\ud5d8 \ud68c\uc0ac\uc640\uc758 \uc628\ub77c\uc778 \uc815\ubcf4 \ubc0f \ucee4\ubba4\ub2c8\ucf00\uc774\uc158 \ucc44\ub110\uc5d0 \ub300\ud55c \uc561\uc138\uc2a4\ub97c \uc694\uad6c\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\n\uc62c\ubc14\ub978 \ub514\uc9c0\ud138 \ub3c4\uad6c\ub294 \ubcf4\ud5d8\uc0ac\uac00 \uace0\uac1d\uc774 \uae30\ub300\ud558\ub294 \uac83\uacfc \ud544\uc694\ud55c \uac83\uc744 \uc81c\uacf5\ud558\uc5ec \uace0\uac1d \ucda9\uc131\ub3c4\ub97c \uac15\ud654\ud558\ub294 \ub370 \ub3c4\uc6c0\uc774 \ub429\ub2c8\ub2e4. <\/p>\n\n

\uc774\ubbf8\uc9c0 \uc791\uc131\uc790: Dinis Tolipov\/\u00a9123RF.com, utah778\/\u00a9123RF.com, Andriy Popov\/\u00a9123RF.com<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"

\uc18c\uaddc\ubaa8 \uc0c1\uc5c5 \ubcf4\ub3c4\ub294 \ub514\uc9c0\ud138 \ud2b8\ub79c\uc2a4\ud3ec\uba54\uc774\uc158\uacfc \uad00\ub828\ud558\uc5ec \uac1c\uc778 \ubd84\uc57c\ubcf4\ub2e4 \ub4a4\ucc98\uc838 \uc788\uc2b5\ub2c8\ub2e4. \uadf8\ub7ec\ub098 \ubcf4\ud5d8 \uac00\uc785\uc5d0 \ub300\ud55c \uc18c\uc0c1\uacf5\uc778\uc758 \uae30\ub300\uce58\ub294 \uac1c\uc778 \ubcf4\ud5d8\uacfc \uc0c1\uc5c5 \ubcf4\ud5d8\uc744 \uad6c\ubd84\ud558\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4. \uae30\uc5c5\uac00\uc758 \uad00\uc810\uc5d0\uc11c \ubcfc \ub54c, \uc18c\uaddc\ubaa8 \uc0ac\uc5c5\uccb4 \ubcf4\ud5d8\uc740 \uc628\ub77c\uc778\uc73c\ub85c \uac70\ub798\ub97c \uc644\ub8cc\ud558\uac70\ub098 \ubcf4\ud5d8 \ub300\ub9ac\uc778\uc5d0\uac8c \uc804\ud654\ud558\ub294 \uac83\uacfc \uac19\uc774 \uac1c\uc778 \uc9d1\uc774\ub098 \uc790\ub3d9\ucc28 \ubcf4\ud5d8\ub9cc\ud07c \uc27d\uac8c \uac00\uc785\ud560 \uc218 \uc788\uc5b4\uc57c \ud569\ub2c8\ub2e4. \uc77c\ubd80 \uc911\uc18c\uae30\uc5c5\uc758 \uacbd\uc6b0 \ub450 \uac00\uc9c0 \ubaa8\ub450\ub97c \uc758\ubbf8\ud569\ub2c8\ub2e4. \uc62c\ubc14\ub978 \ub514\uc9c0\ud138 […]<\/p>\n","protected":false},"featured_media":8465,"template":"","insight-category":[],"class_list":["post-20745","insight","type-insight","status-publish","has-post-thumbnail","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/insight\/20745","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/insight"}],"about":[{"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/types\/insight"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/media\/8465"}],"wp:attachment":[{"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/media?parent=20745"}],"wp:term":[{"taxonomy":"insight-category","embeddable":true,"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/insight-category?post=20745"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}