{"id":20732,"date":"2024-09-27T11:08:47","date_gmt":"2024-09-27T16:08:47","guid":{"rendered":"https:\/\/bolttech.io\/insights\/%ec%9e%90%eb%8f%99%ec%b0%a8-%eb%b3%b4%ed%97%98%ec%82%ac%ea%b0%80-%ec%8a%b9%ec%b0%a8-%ea%b3%b5%ec%9c%a0%ec%9d%98-%eb%b6%80%ec%83%81%ec%97%90-%ec%84%b1%ea%b3%b5%ec%a0%81%ec%9c%bc%eb%a1%9c-%ec%a0%81\/"},"modified":"2024-09-27T11:08:53","modified_gmt":"2024-09-27T16:08:53","slug":"%ec%9e%90%eb%8f%99%ec%b0%a8-%eb%b3%b4%ed%97%98%ec%82%ac%ea%b0%80-%ec%8a%b9%ec%b0%a8-%ea%b3%b5%ec%9c%a0%ec%9d%98-%eb%b6%80%ec%83%81%ec%97%90-%ec%84%b1%ea%b3%b5%ec%a0%81%ec%9c%bc%eb%a1%9c-%ec%a0%81","status":"publish","type":"insight","link":"https:\/\/bolttech.io\/ko\/insights\/%ec%9e%90%eb%8f%99%ec%b0%a8-%eb%b3%b4%ed%97%98%ec%82%ac%ea%b0%80-%ec%8a%b9%ec%b0%a8-%ea%b3%b5%ec%9c%a0%ec%9d%98-%eb%b6%80%ec%83%81%ec%97%90-%ec%84%b1%ea%b3%b5%ec%a0%81%ec%9c%bc%eb%a1%9c-%ec%a0%81\/","title":{"rendered":"\uc790\ub3d9\ucc28 \ubcf4\ud5d8\uc0ac\uac00 \uc2b9\ucc28 \uacf5\uc720\uc758 \ubd80\uc0c1\uc5d0 \uc131\uacf5\uc801\uc73c\ub85c \uc801\uc751\ud560 \uc218 \uc788\ub294 \ubc29\ubc95"},"content":{"rendered":"\n

\ucf54\ub85c\ub098 \ubc14\uc774\ub7ec\uc2a4\uac00 \uc77c\uc0c1\uc744 \ub4a4\uc5ce\uae30 \uc804\uc5d0\ub3c4 \uc790\ub3d9\ucc28 \ubc0f \uc790\ub3d9\ucc28 \ubcf4\ud5d8 \uc0b0\uc5c5\uc758 \uce68\uccb4 \uc18c\uc2dd\uc740 \ub110\ub9ac \ud37c\uc838 \uc788\uc5c8\uc2b5\ub2c8\ub2e4.\n\uc608\ub97c \ub4e4\uc5b4, 2019\ub144 5\uc6d4 \uae30\uc0ac\uc5d0\uc11c BCG\uc758 \ube0c\ub77c\uc774\uc5b8 \ucf5c\ub9ac(Brian Collie<\/a> )\uc640 \ub3d9\ub8cc\ub4e4\uc740 \uc790\ub3d9\ucc28 \uc0b0\uc5c5\uc5d0\uc11c \ud310\ub9e4\ub418\ub294 \ucc28\ub7c9 \uc218\uc640 \uc790\ub3d9\ucc28 \ub300\ucd9c \uc0c1\ud658\uc561\uc774 \uace7 \uac10\uc18c\ud560 \uac83\uc774\ub77c\uace0 \uc608\uce21\ud588\uc2b5\ub2c8\ub2e4. <\/p>\n\n

2020\ub144 \ucd08, Morgan Stanley\uc758 \uc560\ub110\ub9ac\uc2a4\ud2b8 Adam Jonas<\/a> \ub294 2019\ub144\uc5d0 \ube44\ud574 2020\ub144\uc5d0 \ubbf8\uad6d\uc5d0\uc11c \ud310\ub9e4\ub418\ub294 \ucc28\ub7c9\uc774 \uac70\uc758 200\ub9cc \ub300 \uac10\uc18c\ud560 \uac83\uc73c\ub85c \uc608\uce21\ud588\uc2b5\ub2c8\ub2e4.\n\ucc28\ub7c9 \uad6c\ub9e4\uac00 \uc904\uc5b4\ub4e0\ub2e4\ub294 \uac83\uc740 \uac1c\uc778 \ucc28\ub7c9\uacfc \uc0c1\uc5c5\uc6a9 \uc6b4\uc1a1 \uc218\ub2e8 \ubaa8\ub450\uc5d0 \ub300\ud55c \uc790\ub3d9\ucc28 \ubcf4\ud5d8\uc774 \uc904\uc5b4\ub4e0\ub2e4\ub294 \uac83\uc744 \uc758\ubbf8\ud569\ub2c8\ub2e4. <\/p>\n\n

COVID-19\uac00 \uc790\ub3d9\ucc28 \ubcf4\ud5d8 \ud310\ub9e4\uc5d0 \ud558\ubc29 \uc555\ub825\uc744 \uac00\ud558\ub294 \uc0c8\ub85c\uc6b4 \uc694\uc778\uc774\uc9c0\ub9cc \uc720\uc77c\ud55c \uc694\uc778\uc740 \uc544\ub2d9\ub2c8\ub2e4.\n\ud604\uc7ac\uc758 \uacbd\uae30 \uce68\uccb4\uc5d0\ub294 \uc2b9\ucc28 \uacf5\uc720 \ubc0f \uc2a4\ucfe0\ud130, \uc790\uc804\uac70 \ubc0f \uc790\ub3d9\ucc28\uc640 \uac19\uc740 \uc804\uae30 \ub300\uc5ec \uc635\uc158\uc5d0 \ub300\ud55c \uc9c0\uc18d\uc801\uc778 \uad00\uc2ec\uc744 \ud3ec\ud568\ud55c \uc5ec\ub7ec \uc694\uc778\uc774 \uc601\ud5a5\uc744 \ubbf8\uce58\uace0 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n

\uc790\ub3d9\ucc28 \ubcf4\ud5d8 \uc218\uc694\uac00 \ud558\ud5a5 \ucd94\uc138\uc5d0 \uc788\ub294 \uc774\uc720<\/h2>\n\n

\uadf8\ub7ec\ub098 \ud604\uc7ac \uc790\ub3d9\ucc28 \ubcf4\ud5d8 \uc218\uc694 \uac10\uc18c\uc758 \uac00\uc7a5 \ud070 \uc694\uc778\uc740 COVID-19\uc640 \uadf8\uac83\uc774 \uc778\uac04\uc758 \uc5ec\ud589\uacfc \uacbd\uc81c\uc5d0 \ubbf8\uce58\ub294 \uc601\ud5a5\uc785\ub2c8\ub2e4.<\/p>\n\n

\uacbd\uc81c\uac00 \uba48\ucdb0\uac10\uc5d0 \ub530\ub77c \uc8fc\ud589 \uac70\ub9ac\ub3c4 \ub298\uc5b4\ub0a9\ub2c8\ub2e4.\n“\uc5ed\uc0ac\uc801\uc73c\ub85c \ubbf8\uad6d\uc740 \uacbd\uae30 \uce68\uccb4 \uae30\uac04 \ub3d9\uc548 \ubbf8\uad6d \ub0b4 \uc804\uccb4 \uc8fc\ud589 \uac70\ub9ac\uac00 \uac10\uc18c\ud558\ub294 \uac83\uc744 \ubaa9\uaca9\ud588\uc2b5\ub2c8\ub2e4”\ub77c\uace0 CCC Information Services\uc758 \uc774\uc0ac \uacb8 \uc5f0\uad6c \ubd84\uc11d\uac00\uc778 Susanna Gotsch<\/a>\ub294 \ub9d0\ud569\ub2c8\ub2e4.\n\uc608\ub97c \ub4e4\uc5b4, \ub300\uacf5\ud669 \uae30\uac04 \ub3d9\uc548 \uc8fc\ud589 \uac70\ub9ac\ub294 3% \uac10\uc18c\ud588\uc2b5\ub2c8\ub2e4. <\/p>\n\n

\uc2b9\ucc28 \uacf5\uc720 \uc5c5\uccb4\ub4e4\ub3c4 \ucd5c\uadfc \uacbd\uae30 \uce68\uccb4\ub85c \uc5b4\ub824\uc6c0\uc744 \uacaa\uace0 \uc788\uc2b5\ub2c8\ub2e4.\n\uc2dc\uc560\ud2c0\uc5d0\uc11c \uc6b0\ubc84\uc758 \ub9e4\ucd9c\uc740 \uc9c0\ub09c 3\uc6d4 \ucf54\ub85c\ub098\ubc14\uc774\ub7ec\uc2a4 \ubc1c\ubcd1 \uc774\ud6c4 60-70% \uac10\uc18c\ud588\uc73c\uba70, D.A. \ub370\uc774\ube44\uc2a8\uc758 SVP\uc774\uc790 \uc120\uc784 \uc8fc\uc2dd \ub9ac\uc11c\uce58 \uc560\ub110\ub9ac\uc2a4\ud2b8\uc778 \ud1b0 \ud654\uc774\ud2b8<\/a> \ub294 \uc2b9\ucc28 \uacf5\uc720 \uc11c\ube44\uc2a4\uac00 \uc804\uad6d\uc801\uc73c\ub85c 70-80% \uac10\uc18c\ud560 \uac83\uc73c\ub85c \uc608\uce21\ud588\ub2e4. <\/p>\n\n

\uc6b0\ubc84(Uber)\uc640 \ub9ac\ud504\ud2b8(Lyft)\ub294 \uc0ac\uc5c5\uc744 \uac15\ud654\ud558\uae30 \uc704\ud574 \uc74c\uc2dd \ubc30\ub2ec \uc11c\ube44\uc2a4\ub85c \ub208\uc744 \ub3cc\ub838\ub294\ub370, \uc6b0\ubc84(Uber)\ub294 \uc6b0\ubc84\uc774\uce20(UberEats) \ud504\ub85c\uadf8\ub7a8\uc744 \ud655\uc7a5\ud588\uace0, \ub9ac\ud504\ud2b8(Lyft)\ub294 \ubbf8\uad6d \ub0b4 11\uac1c \uc8fc\uc694 \ub3c4\uc2dc\uc5d0\uc11c \uc2dd\uc0ac \ubc0f \uc2dd\ub8cc\ud488 \ubc30\ub2ec \ud504\ub85c\uadf8\ub7a8\uc744 \uc2dc\uc791\ud588\uc2b5\ub2c8\ub2e4.\nLyft\uc758 \ud504\ub85c\uadf8\ub7a8\uc740 \ub178\uc778\uacfc \uac19\uc774 \uc2a4\uc2a4\ub85c \uc774\ub7ec\ud55c \ud488\ubaa9\uc744 \uad6c\ud560 \uc218 \uc5c6\ub294 \uc0ac\ub78c\ub4e4\uc5d0\uac8c \uc2dd\ud488 \ubc0f \uc758\ub8cc \uc6a9\ud488\uacfc \uac19\uc740 \ud544\uc218\ud488\uc744 \uc81c\uacf5\ud558\ub294 \ub370 \uc911\uc810\uc744 \ub461\ub2c8\ub2e4.\n“\uc9c0\uc5ed \uc0ac\ud68c\uac00 \uc790\ud0dd \ub300\ud53c\ub97c \ud558\uba74\uc11c \ubb38 \uc55e\uae4c\uc9c0 \ubb3c\ud488\uc744 \ubc30\ub2ec\ud574\uc57c \ud560 \ud544\uc694\uc131\uc774 \uc0ac\uc0c1 \ucd5c\uace0\uce58\ub97c \uae30\ub85d\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4”\ub77c\uace0 Lyft\uc758 \uc0ac\ud68c\uc801 \uc601\ud5a5 \ub2f4\ub2f9 \uc774\uc0ac\uc778 Lisa Boyd<\/a>\ub294 \ub9d0\ud569\ub2c8\ub2e4. <\/p>\n\n

\uc0ac\ub78c\ub4e4\uc744 \uc218\uc1a1\ud558\ub358 \uac83\uc5d0\uc11c \uc74c\uc2dd\uacfc \ubb3c\ud488\uc744 \uc218\uc1a1\ud558\ub294 \uac83\uc73c\ub85c \uc77c\uc2dc\uc801\uc778 \uc804\ud658\uc774 \uc774\ub904\uc9c0\uba74\uc11c \uc77c\ubd80 \uc6b0\ubc84\uc640 \ub9ac\ud504\ud2b8 \uc6b4\uc804\uc790\ub4e4\uc740 \ub3c4\ub85c\ub97c \uacc4\uc18d \ub2ec\ub9b4 \uc218 \uc788\uc744 \uac83\uc774\ub2e4.\n\uadf8\ub7ec\ub098 \uc8fc\uc694 \ub300\ub3c4\uc2dc \uc9c0\uc5ed\uc5d0\uc11c\ub294 \uc77c\ubd80 \uc2b9\ucc28 \uacf5\uc720 \uc6b4\uc804\uc790\uac00 \uc804\uae30 \uc2a4\ucfe0\ud130\ub098 \uc790\uc804\uac70\uc640 \uac19\uc740 \ub354 \uc791\uace0 \uae30\ub3d9\uc131\uc774 \ub6f0\uc5b4\ub098\uba70 \uc800\ub834\ud55c \ucc28\ub7c9\uc73c\ub85c \uc804\ud658\ud558\ub3c4\ub85d \ucd09\uad6c\ud560 \uc218\ub3c4 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n

\"\"<\/figure>\n\n

\uc2b9\ucc28 \uacf5\uc720\uc640 \ub80c\ud0c8\uc774 \ubcf4\ud5d8 \uc2dc\uc7a5\uc5d0 \ubbf8\uce58\ub294 \uc601\ud5a5<\/h2>\n\n

\uc804 \uc138\uacc4 \uc815\ubd80\uac00 \ucf54\ub85c\ub09819 \ub300\uc751\uc744 \uc11c\ub450\ub974\uae30 \uc804\uc5d0 \ubcf4\ud5d8\uc0ac\ub4e4\uc740 \uc774\ubbf8 \uc2b9\ucc28 \uacf5\uc720\uac00 \ubcf4\ud5d8\uc5d0 \ubbf8\uce58\ub294 \uc601\ud5a5\uc744 \uace0\ub824\ud558\uace0 \uc788\uc5c8\uc2b5\ub2c8\ub2e4.\n\uadf8\ub4e4\uc740 \ub610\ud55c \uc804\uae30 \uc790\ub3d9\ucc28\uc640 \uc804\uae30 \uc790\uc804\uac70 \ubc0f \uc2a4\ucfe0\ud130\uc640 \uac19\uc740 \ub300\uccb4 \ucc28\ub7c9\uc758 \uc601\ud5a5\uc744 \ud0d0\uad6c\ud558\uae30 \uc2dc\uc791\ud588\uc2b5\ub2c8\ub2e4. <\/p>\n\n

\uc2b9\ucc28 \uacf5\uc720(Ride-Sharing)\uc758 \ubd80\uc0c1\uc5d0 \ub300\ucc98\ud558\uae30<\/h3>\n\n

\ubcf4\ud5d8 \ud68c\uc0ac\ub294 \uc2b9\ucc28 \uacf5\uc720 \uc6b4\uc804\uc790\uac00 \uc0ac\uc6a9\ud558\ub294 \uac1c\uc778 \ucc28\ub7c9\uc5d0 \ub300\ud55c \ucd94\uac00 \ubcf4\uc7a5\uc744 \uc81c\uacf5\ud558\uc5ec \uc2b9\ucc28 \uacf5\uc720\uc758 \ubd80\uc0c1\uc5d0 \ub300\uc751\ud588\uc2b5\ub2c8\ub2e4.\n\uc774 \ucd94\uac00 \ubcf4\uc7a5\uc740 \uc77c\ubc18\uc801\uc73c\ub85c \uc804\uccb4 \uc0c1\uc5c5 \ubcf4\ud5d8 \uc815\ucc45\uacfc \ub3d9\uc77c\ud55c \ubcf4\uc7a5\uc744 \uc81c\uacf5\ud558\uc9c0\ub294 \uc54a\uc9c0\ub9cc \uba87 \uac00\uc9c0 \ucd94\uac00 \ubcf4\uc548\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4.\n\uadf8\ub4e4\uc740 \uc2b9\ucc28 \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud558\uae30 \uc704\ud574 \uac1c\uc778 \ucc28\ub7c9\uc744 \uc0ac\uc6a9\ud558\ub294 \uc2b9\ucc28 \uacf5\uc720 \uc6b4\uc804\uc790\ub4e4 \uc0ac\uc774\uc5d0\uc11c \uc778\uae30\ub97c \uc5bb\uc5c8\uc9c0\ub9cc \uc804\uccb4 \uc0c1\uc5c5 \ubcf4\uc7a5\uc744 \uc720\uc9c0\ud558\ub294 \ub370 \ub108\ubb34 \ub9ce\uc740 \ube44\uc6a9\uc774 \ub4e0\ub2e4\uace0 Insurance Business \uc7a1\uc9c0 \uc758 Bethan Moorcraft<\/a> \ub294 \uc37c\uc2b5\ub2c8\ub2e4. <\/p>\n\n

\uc2b9\ucc28 \uacf5\uc720 \uc0ac\uc5c5\uc774 \uc99d\uac00\ud568\uc5d0 \ub530\ub77c \uc2b9\ucc28 \uacf5\uc720 \uc6b4\uc804\uc790\ub97c \uc704\ud55c \uc0c1\uc5c5\uc801 \ubcf4\ub3c4\uc5d0 \ub300\ud55c \uad00\uc2ec\ub3c4 \uc99d\uac00\ud560 \uac83\uc785\ub2c8\ub2e4.\n\uae30\uc5c5\uc740 \ub610\ud55c \uc2b9\ucc28 \uacf5\uc720 \ud50c\ub7ab\ud3fc\uc758 \ub354 \ub9ce\uc740 \uc6a9\ub3c4\ub97c \ucc3e\uc744 \uc218 \uc788\uc744 \uac83\uc785\ub2c8\ub2e4. <\/p>\n\n

\uc608\ub97c \ub4e4\uc5b4, \uc77c\ubd80 \uae30\uc5c5\uc740 Uber \ubc0f Lyft\uc640 \uac19\uc740 \ud68c\uc0ac\uc640 \uc81c\ud734\ud558\uc5ec \uace0\uac1d\uc774\ub098 \uc9c1\uc6d0\uc5d0\uac8c \ud544\uc694\ud55c \uad50\ud1b5 \uc218\ub2e8\uc744 \uc81c\uacf5\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.\nUber\uc758 B2B “Uber for Business” \ud50c\ub7ab\ud3fc\uc744 \ud1b5\ud574 \uae30\uc5c5\uc740 \ud68c\uc0ac \uacc4\uc815\uc5d0 \ucc28\ub7c9 \uc11c\ube44\uc2a4\ub97c \uc790\ub3d9\uc73c\ub85c \uccad\uad6c\ud560 \uc218 \uc788\uc73c\uba70 \ub204\uac00, \uc5b4\ub514\uc11c, \uc5b8\uc81c \uc694\uae08\uc774 \ubd80\uacfc\ub418\uc5c8\ub294\uc9c0\uc5d0 \ub300\ud55c \uc815\ubcf4\ub3c4 \uc81c\uacf5\ud569\ub2c8\ub2e4. <\/p>\n\n

\uadf8\ub7ec\ub098 Uber for Business \ubc0f \uc774\uc640 \uc720\uc0ac\ud55c \ud50c\ub7ab\ud3fc\uc740 \ub370\uc774\ud130 \uc720\ucd9c \uc704\ud5d8\uc744 \ud3ec\ud568\ud558\uc5ec \uc0c1\uc5c5 \ubcf4\ud5d8\uc0ac\uc640 \uad00\ub828\ub41c \uc5ec\ub7ec \uac00\uc9c0 \uc6b0\ub824\ub97c \uc81c\uae30\ud588\uc2b5\ub2c8\ub2e4.\n\uc2b9\ucc28 \uacf5\uc720 \ud50c\ub7ab\ud3fc\uc740 \uae30\uc5c5 \uace0\uac1d\uc758 \uacc4\uc815\uc5d0 \uc9c1\uc811 \uc5f0\uacb0\ub418\uae30 \ub54c\ubb38\uc5d0 \uae30\uc5c5\uc744 \uae08\uc735 \uc0ac\uae30 \ub610\ub294 \ub370\uc774\ud130 \ub3c4\ub09c\uc758 \uc704\ud5d8\uc5d0 \ub178\ucd9c\uc2dc\ud0b5\ub2c8\ub2e4. <\/p>\n\n

Allied Public Risk\uc758 MuniPlus \ubcf4\ud5d8 \ud504\ub85c\uadf8\ub7a8 \uc218\uc11d \ubd80\uc0ac\uc7a5\uc778 Thom Rickert<\/a>\ub294 “PII(\uac1c\uc778 \uc2dd\ubcc4 \uc815\ubcf4) \ubcf4\ud638\ub294 \ub2e4\ub978 \uc720\ud615\uc758 \uc6b4\uc1a1 \uc218\ub2e8\uc5d0\ub294 \uc874\uc7ac\ud558\uc9c0 \uc54a\ub294 \ub258\uc559\uc2a4”\ub77c\uace0 \ub9d0\ud569\ub2c8\ub2e4.\n\ub610\ud55c \ub9ce\uc740 \uc0c1\uc5c5\uc6a9 \uc790\ub3d9\ucc28 \ubcf4\ud5d8 \ud68c\uc0ac\uac00 \uc790\ub3d9\ucc28 \uc704\ud5d8 \uacc4\uc0b0\uc758 \uc77c\ubd80\ub85c \uc800\uae00\ub9c1\uc744 \uc608\uc0c1\ud558\ub294 \uac83\ub3c4 \uc544\ub2d9\ub2c8\ub2e4. <\/p>\n\n

\uc804\uae30 \ub300\uc548 : \uc7a5\ub2e8\uc810<\/h3>\n\n

\uc2b9\ucc28 \uacf5\uc720\ub294 \uae30\uc5c5\uc774 \uc0ac\ub78c\uacfc \uc0c1\ud488\uc744 \uc6b4\uc1a1\ud558\ub294 \ubc29\uc2dd\uc744 \ubcc0\ud654\uc2dc\ud0a4\ub294 \uc720\uc77c\ud55c \uc694\uc778\uc774 \uc544\ub2d9\ub2c8\ub2e4.\n\uc790\uc804\uac70\uc640 \uc2a4\ucfe0\ud130\uc640 \uac19\uc740 \ub2e8\uac70\ub9ac \uad50\ud1b5\uc218\ub2e8\uc744 \ud3ec\ud568\ud55c \uc804\uae30 \uc790\ub3d9\ucc28\uc758 \ub4f1\uc7a5\uc740 \uc704\ud5d8 \uacc4\uc0b0\uc5d0\ub3c4 \ubcc0\ud654\ub97c \uac00\uc838\uc654\uc2b5\ub2c8\ub2e4. <\/p>\n\n

\uc18c\ube44\uc790\uc640 \uae30\uc5c5\uc744 \uc704\ud55c \uc804\uae30 \uc790\ub3d9\ucc28\uc758 \uac00\uc7a5 \ud070 \ud310\ub9e4 \ud3ec\uc778\ud2b8 \uc911 \ud558\ub098\ub294 \ud654\uc11d \uc5f0\ub8cc\uc5d0 \ub3c8\uc744 \uc4f8 \ud544\uc694\uc131\uc744 \uc904\uc774\uac70\ub098 \uc5c6\uc560 \ud658\uacbd\uc5d0\ub3c4 \ub354 \uc88b\uc744 \uc218 \uc788\ub2e4\ub294 \uac83\uc785\ub2c8\ub2e4.\n\uc804\uae30 \uc790\ub3d9\ucc28 \uc548\uc804\uc5d0 \ub300\ud55c \uc5f0\uad6c\uc5d0 \ub530\ub974\uba74 \uc774\ub7ec\ud55c \ucc28\ub7c9\uc740 \ucda9\ub3cc \uc2dc\uc5d0\ub3c4 \ub35c \uc704\ud5d8\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n

\uc608\ub97c \ub4e4\uc5b4, “\ud718\ubc1c\uc720\uc758 \uac00\uc5f0\uc131\uacfc \ube44\uad50\ud560 \ub54c, \ub9ac\ud2ac \uc774\uc628 \ubc30\ud130\ub9ac\ub294 \ud654\uc7ac\ub098 \ud3ed\ubc1c\uc758 \uc704\ud5d8\uc774 \ud6e8\uc52c \ub0ae\ub2e4”\uace0 \uc758\ub8cc \uacfc\uc2e4 \uc804\ubb38 \ubcc0\ud638\uc0ac \uc778 \ub9d0\ucf64 P. \ub9e5\ucf54\ub12c 3\uc138<\/a>\ub294 \ub9d0\ud569\ub2c8\ub2e4.\n\ub4dc\ubb3c\uac8c \ud654\uc7ac\uac00 \ubc1c\uc0dd\ud558\ub294 \uacbd\uc6b0 \uc77c\ubc18\uc801\uc73c\ub85c \ud654\uc7ac\uac00 \uc9c4\uc555\ub420 \uc218 \uc788\uc744 \ub9cc\ud07c \ucda9\ubd84\ud788 \uc624\ub798 \ubc30\ud130\ub9ac \ud558\uc6b0\uc9d5 \ub0b4\uc5d0 \ud3ec\ud568\ub418\uc5b4 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n

\uc804\uae30 \uc790\ub3d9\ucc28\uc758 \ud5a5\uc0c1\ub41c \uc548\uc804\uc131\uc740 \uc790\ub3d9\ucc28 \ubcf4\ud5d8\uc0ac\uc5d0 \ud76c\ub9dd\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4.\n\uc0ac\uace0\ub85c \uc778\ud55c \ucc28\ub7c9\uc774\ub098 \ud0d1\uc2b9\uc790\uc758 \ud53c\ud574\uac00 \uc801\uc73c\uba74 \uc77c\ubc18\uc801\uc73c\ub85c \ubcf4\ud5d8\uc0ac\uc5d0 \ube44\uc6a9\uc774 \uc801\uac8c \ub4ed\ub2c8\ub2e4.\n\ub610\ud55c \ud074\ub808\uc784\uc744 \ub354 \uc2e0\uc18d\ud558\uac8c \ucc98\ub9ac\ud560 \uc218 \uc788\uc5b4 \uace0\uac1d \ub9cc\uc871\ub3c4\ub97c \ub192\uc77c \uc218 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n

\uc804\uae30 \uc790\ub3d9\ucc28\ub294 \ub610\ud55c \ud718\ubc1c\uc720 \uc790\ub3d9\ucc28\ubcf4\ub2e4 \uc720\uc9c0 \uad00\ub9ac\uac00 \ub354 \uc26c\uc6b8 \uc218 \uc788\uc73c\ubbc0\ub85c \uc548\uc804\uc131\uc744 \uac1c\uc120\ud558\uace0 \ud2b9\uc815 \uccad\uad6c \ube44\uc6a9\uc744 \uc904\uc77c \uc218 \uc788\uc2b5\ub2c8\ub2e4.\n\uc608\ub97c \ub4e4\uc5b4, “\uc804\uae30 \uc790\ub3d9\ucc28\uc758 \uc81c\ub3d9\uacfc \uac19\uc740 \uc2dc\uc2a4\ud15c\uc740 \uac00\uc2a4 \uc790\ub3d9\ucc28\uc758 \uc2dc\uc2a4\ud15c\ubcf4\ub2e4 \ub354 \uc624\ub798 \uc9c0\uc18d\ub418\uace0 \uc720\uc9c0 \uad00\ub9ac\uac00 \ub35c \ud544\uc694\ud569\ub2c8\ub2e4”\ub77c\uace0 ChargeHub\uc758 Olivier Proulx<\/a> \ub294 \ub9d0\ud569\ub2c8\ub2e4.\n\uc81c\ub3d9\uc740 \ud544\uc218\uc801\uc778 \uc548\uc804 \uc2dc\uc2a4\ud15c\uc785\ub2c8\ub2e4. \uc801\uc740 \uc720\uc9c0 \ubcf4\uc218\ub85c \ub354 \uc798 \uc791\ub3d9\ud558\ub294 \ube0c\ub808\uc774\ud06c \uc2dc\uc2a4\ud15c\uc774 \uc6b4\uc804\uc790\uc5d0\uac8c \ub354 \uc548\uc804\ud55c \uc120\ud0dd\uc77c \uc218 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n

\uadf8\ub7ec\ub098 \uc804\uae30 \uc790\ub3d9\ucc28\uc758 \uac00\uae4c\uc6b4 \ubbf8\ub798\uac00 \uc644\uc804\ud788 \uc7a5\ubc0b\ube5b\uc740 \uc544\ub2d9\ub2c8\ub2e4.\n\ud718\ubc1c\uc720 \uac00\uaca9\uc774 \ud558\ub77d\ud558\uba74 \ud718\ubc1c\uc720 \ucc28\ub7c9\uc774\ub098 \ucc28\ub7c9\uc5d0 \uc5f0\ub8cc\ub97c \uacf5\uae09\ud558\ub294 \uac83\uc774 \ub354 \uc800\ub834\ud574\uc9c0\ubbc0\ub85c \uc804\uae30 \ub300\uc548\uc5d0 \ub300\ud55c \ud22c\uc790\uac00 \ub35c \ub9e4\ub825\uc801\uc77c \uc218 \uc788\uc2b5\ub2c8\ub2e4.\nIHS \ub9c8\ud0b7\uc758 \uc790\ub3d9\ucc28 \uc0b0\uc5c5 \uc560\ub110\ub9ac\uc2a4\ud2b8\uc778 \ud53c\ud130 \ub124\uc774\uae00<\/a>\uc740 “\ubbf8\uad6d \uc804\uae30\ucc28 \uc0b0\uc5c5\uc744 \uaca8\ub0e5\ud55c \uc815\ubd80 \ubd80\uc591\ucc45\uc870\ucc28\ub3c4 \uc62c\ud574 \ubbf8\uad6d\uc758 \ucd94\uc138\ub97c \uc0c1\uc1c4\ud558\uae30\uc5d0\ub294 \ub108\ubb34 \uc791\uc744 \uac83”\uc774\ub77c\uace0 \ub9d0\ud588\ub2e4. <\/p>\n\n

\"\"<\/figure>\n\n

\uc790\ub3d9\ucc28 \ubcf4\ud5d8\uc0ac\uc758 \ubbf8\ub798\ub294 \uc5b4\ub5bb\uac8c \ub420\uae4c\uc694?<\/h2>\n\n

\uae30\uc5c5\uc774 \ub274 \ub178\uba40\uc5d0 \uc801\uc751\ud568\uc5d0 \ub530\ub77c \uc0c1\uc5c5\uc6a9 \uc790\ub3d9\ucc28 \uc720\uc9c0 \uad00\ub9ac\uc5d0 \ub300\ud55c \uc120\ud638\ub3c4\ub294 \uc2b9\ucc28 \uacf5\uc720 \ud68c\uc0ac\uc5d0 \ubc30\uc1a1\uc744 \uc544\uc6c3\uc18c\uc2f1\ud558\uac70\ub098 \uc804\uae30 \uc790\ub3d9\ucc28 \ub610\ub294 \uacf5\uc720 \uac00\ub2a5\ud55c \uc790\uc804\uac70 \ub610\ub294 \uc2a4\ucfe0\ud130\uc640 \uac19\uc740 \uac00\uc2a4 \uad6c\ub3d9 \ucc28\ub7c9\uc758 \ub300\uc548\uc744 \uc218\uc6a9\ud558\ub294 \uac83\uc73c\ub85c \ubc14\ub014 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n

\uc790\ud0dd \ub300\ud53c \uc694\uac74\uc774 \uc774\ub7ec\ud55c \ubcc0\ud654\ub97c \uc55e\ub2f9\uae38 \uc218 \uc788\uc9c0\ub9cc, \uac1c\uc778 \ubc0f \ud68c\uc0ac \ucc28\ub7c9 \uc18c\uc720\uc5d0\uc11c \uba40\uc5b4\uc9c0\ub294 \ucd94\uc138\ub294 \uc774\ubbf8 2020\ub144 \uc774\uc804\ubd80\ud130 \ub098\ud0c0\ub098\uace0 \uc788\uc5c8\uc2b5\ub2c8\ub2e4.\n\uc608\ub97c \ub4e4\uc5b4, 2015\ub144\uc5d0 \ub3c4\uc2dc\uc5d0 \uac70\uc8fc\ud558\ub294 \uac1c\uc778\uacfc \uae30\uc5c5\uc758 44%\uac00 “\uad50\ud1b5\uc218\ub2e8\uc744 \ubcf4\uc720\ud558\ub294 \uac83\uc740 \ud544\uc218\uc774\uc9c0\ub9cc \ucc28\ub7c9\uc744 \uc18c\uc720\ud558\ub294 \uac83\uc740 \ud544\uc218\uac00 \uc544\ub2c8\ub2e4”\ub77c\uace0 \ub9d0\ud588\ub2e4\uace0 Insurance Auto Auctions\uc758 \uc7ac\ubb34 \ub2f4\ub2f9 \ubd80\uc0ac\uc7a5\uc778 Sebastian Gancarczyk<\/a>\uc740 Cox \uc790\ub3d9\ucc28 \uc5f0\uad6c\ub97c \uc778\uc6a9\ud558\uc5ec \uc37c\uc2b5\ub2c8\ub2e4.\n2018\ub144\uc5d0\ub294 \uc774 \uc218\uce58\uac00 57%\ub85c \uc99d\uac00\ud588\uc2b5\ub2c8\ub2e4.\n\uc790\ub3d9\ucc28 \uc18c\uc720\ub97c \ud544\uc218\ud488\uc73c\ub85c \ubcf4\ub294 \uc0ac\ub78c\ub4e4\uc740 \ubbf8\uad6d \ub3c4\uc2ec\uc5d0\uc11c \uc18c\uc218\uc785\ub2c8\ub2e4. <\/p>\n\n

\ubcf4\ud5d8 \ud68c\uc0ac\uac00 \uace0\uac1d\uc744 \uc720\uc9c0\ud558\uae30 \uc704\ud574 \ucc44\ud0dd\ud55c \ub2e8\uae30\uc801\uc778 \ub300\uc751\ucc45 \uc911 \ud558\ub098\ub294 \ubcf4\ud5d8\ub8cc\ub97c \uc77c\uc2dc\uc801\uc73c\ub85c \uc904\uc774\ub294 \uac83\uc785\ub2c8\ub2e4.\n\ud604\uc7ac \uc5ec\ub7ec \ubcf4\ud5d8 \ud68c\uc0ac\uac00 \ub354 \uc800\ub834\ud55c \ubcf4\ud5d8\ub8cc\ub97c \uc81c\uacf5\ud558\uace0 \uc788\uc73c\uba70, \uc774\ub294 \uc5ec\ud589 \ubc0f \uc0ac\uace0 \ube48\ub3c4\uc758 \uac10\uc18c\ub85c \uc0c1\uc1c4\ub429\ub2c8\ub2e4. <\/p>\n\n

\uc608\ub97c \ub4e4\uc5b4, Safety Insurance Group<\/a> \uc740 4\uc6d4\uacfc 5\uc6d4\uc5d0 \uc790\uaca9\uc774 \uc788\ub294 \uace0\uac1d\uc744 \uc704\ud574 \ubcf4\ud5d8 \ubcf4\ud5d8\ub8cc\uc5d0 \ub300\ud574 15%\uc758 \ud06c\ub808\ub527\uc744 \ubc1c\ud45c\ud588\uc2b5\ub2c8\ub2e4.\n\uc62c\uc2a4\ud14c\uc774\ud2b8\uc758 \ud68c\uc7a5 \uacb8 CEO\uc778 \ud1b0 \uc70c\uc2a8(Tom Wilson<\/a> )\uc740 “\uc804\ub840 \uc5c6\ub294 \uc6b4\uc804 \uac10\uc18c”\ub97c \uc5b8\uae09\ud558\uba70 \ube44\uc2b7\ud55c \ud504\ub85c\uadf8\ub7a8\uc744 \ubc1c\ud45c\ud588\ub2e4. <\/p>\n\n

\uc6b4\uc804 \uac10\uc18c\ub294 \uc774\ubbf8 \ubbf8\uad6d \ub3c4\ub85c\uc5d0 \uc9c0\ub300\ud55c \uc601\ud5a5\uc744 \ubbf8\uce58\uace0 \uc788\uc2b5\ub2c8\ub2e4.\n\uc608\ub97c \ub4e4\uc5b4, \ubca0\uc774 \uc9c0\uc5ed\uc5d0\uc11c \uc758\ubb34\uc801\uc778 \uc7ac\ud0dd \uadfc\ubb34 \uc815\ucc45\uc774 \uc2dc\ud589\ub41c \uc9c0 \ubd88\uacfc \uc77c\uc8fc\uc77c \ub9cc\uc5d0 \uc544\uce68\uacfc \uc800\ub141 \ucd9c\ud1f4\uadfc \uc2dc\uac04 \ub3d9\uc548 \ud3c9\uade0 \ud1b5\uadfc \uc18d\ub3c4\uac00 30% \uc99d\uac00\ud588\ub2e4\uace0 \ucee4\ub125\ud2f0\ub4dc \uce74 \uc11c\ube44\uc2a4 \ubc0f \uc6b4\uc1a1 \ubd84\uc11d \uc81c\uacf5\uc5c5\uccb4\uc778 Inrix\uc758 Trevor Reed<\/a> \ub294 \uc37c\uc2b5\ub2c8\ub2e4.\n\ub3c4\ub85c\uc5d0 \ucc28\uac00 \uc801\ub2e4\ub294 \uac83\uc740 \ud1b5\uadfc \uc2dc\uac04\uc774 \ube68\ub77c\uc9c0\uace0 \uc0ac\uace0 \uae30\ud68c\ub3c4 \uc904\uc5b4\ub4e0\ub2e4\ub294 \uac83\uc744 \uc758\ubbf8\ud569\ub2c8\ub2e4. <\/p>\n\n

\uc6b4\uc804\uc790\uac00 \ucc28\ub7c9\uc744 \ud544\uc694\ub85c \ud558\uc9c0 \uc54a\ub294 \uae30\uac04\uc774 \uae38\uc5b4\uc9c8\uc218\ub85d \ub9ce\uc740 \uc6b4\uc804\uc790\uac00 \ucc28\ub7c9\uc744 \uc644\uc804\ud788 \ud3d0\uae30\ud558\uace0 \ub300\uc2e0 \uc2b9\ucc28 \uacf5\uc720 \ub610\ub294 \uc790\ub3d9\ucc28, \uc790\uc804\uac70 \ub610\ub294 \uc2a4\ucfe0\ud130\uc758 \ub2e8\uae30 \uc784\ub300\uc640 \uac19\uc740 \uc11c\ube44\uc2a4\uc5d0 \uc758\uc874\ud560 \uac00\ub2a5\uc131\uc774 \ub192\uc544\uc9d1\ub2c8\ub2e4.\n\uc790\ub3d9\ucc28 \ubcf4\ud5d8 \uc218\uc694\uc5d0 \uc601\ud5a5\uc744 \ubbf8\uce58\ub294 \ub2e4\uc591\ud55c \uc694\uc778\uc5d0 \uc8fc\uc758\ub97c \uae30\uc6b8\uc784\uc73c\ub85c\uc368 \ubcf4\ud5d8 \ud68c\uc0ac\ub294 \ub2e4\uac00\uc624\ub294 \ubcc0\ud654\uc5d0 \ub354 \uc798 \ub300\ube44\ud558\uace0 \ucda9\uc131\ub3c4 \ub192\uc740 \uace0\uac1d\uc744 \uc720\uc9c0\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n

\uc774\ubbf8\uc9c0 \uc791\uc131\uc790: daisydaisy\/\u00a9123RF.com, maridav\/\u00a9123RF.com, ammentorp\/\u00a9123RF.com<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"

\ucf54\ub85c\ub098 \ubc14\uc774\ub7ec\uc2a4\uac00 \uc77c\uc0c1\uc744 \ub4a4\uc5ce\uae30 \uc804\uc5d0\ub3c4 \uc790\ub3d9\ucc28 \ubc0f \uc790\ub3d9\ucc28 \ubcf4\ud5d8 \uc0b0\uc5c5\uc758 \uce68\uccb4 \uc18c\uc2dd\uc740 \ub110\ub9ac \ud37c\uc838 \uc788\uc5c8\uc2b5\ub2c8\ub2e4. \uc608\ub97c \ub4e4\uc5b4, 2019\ub144 5\uc6d4 \uae30\uc0ac\uc5d0\uc11c BCG\uc758 \ube0c\ub77c\uc774\uc5b8 \ucf5c\ub9ac(Brian Collie )\uc640 \ub3d9\ub8cc\ub4e4\uc740 \uc790\ub3d9\ucc28 \uc0b0\uc5c5\uc5d0\uc11c \ud310\ub9e4\ub418\ub294 \ucc28\ub7c9 \uc218\uc640 \uc790\ub3d9\ucc28 \ub300\ucd9c \uc0c1\ud658\uc561\uc774 \uace7 \uac10\uc18c\ud560 \uac83\uc774\ub77c\uace0 \uc608\uce21\ud588\uc2b5\ub2c8\ub2e4. 2020\ub144 \ucd08, Morgan Stanley\uc758 \uc560\ub110\ub9ac\uc2a4\ud2b8 Adam Jonas \ub294 2019\ub144\uc5d0 \ube44\ud574 2020\ub144\uc5d0 \ubbf8\uad6d\uc5d0\uc11c \ud310\ub9e4\ub418\ub294 \ucc28\ub7c9\uc774 \uac70\uc758 200\ub9cc \ub300 […]<\/p>\n","protected":false},"featured_media":8402,"template":"","insight-category":[],"class_list":["post-20732","insight","type-insight","status-publish","has-post-thumbnail","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/insight\/20732","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/insight"}],"about":[{"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/types\/insight"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/media\/8402"}],"wp:attachment":[{"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/media?parent=20732"}],"wp:term":[{"taxonomy":"insight-category","embeddable":true,"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/insight-category?post=20732"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}