{"id":20705,"date":"2024-09-27T11:08:05","date_gmt":"2024-09-27T16:08:05","guid":{"rendered":"https:\/\/bolttech.io\/insights\/%ea%b0%9c%ec%9d%b8-%ec%83%81%ec%97%85-%ed%95%98%ec%9d%b4%eb%b8%8c%eb%a6%ac%eb%93%9c-%ec%a0%95%ec%b1%85%ec%9d%b4-%ec%a4%91%ec%86%8c%ea%b8%b0%ec%97%85%ec%9d%84-%ec%a7%80%eb%b0%b0%ed%95%98%ea%b2%8c\/"},"modified":"2024-09-27T11:08:11","modified_gmt":"2024-09-27T16:08:11","slug":"%ea%b0%9c%ec%9d%b8-%ec%83%81%ec%97%85-%ed%95%98%ec%9d%b4%eb%b8%8c%eb%a6%ac%eb%93%9c-%ec%a0%95%ec%b1%85%ec%9d%b4-%ec%a4%91%ec%86%8c%ea%b8%b0%ec%97%85%ec%9d%84-%ec%a7%80%eb%b0%b0%ed%95%98%ea%b2%8c","status":"publish","type":"insight","link":"https:\/\/bolttech.io\/ko\/insights\/%ea%b0%9c%ec%9d%b8-%ec%83%81%ec%97%85-%ed%95%98%ec%9d%b4%eb%b8%8c%eb%a6%ac%eb%93%9c-%ec%a0%95%ec%b1%85%ec%9d%b4-%ec%a4%91%ec%86%8c%ea%b8%b0%ec%97%85%ec%9d%84-%ec%a7%80%eb%b0%b0%ed%95%98%ea%b2%8c\/","title":{"rendered":"\uac1c\uc778\/\uc0c1\uc5c5 \ud558\uc774\ube0c\ub9ac\ub4dc \uc815\ucc45\uc774 \uc911\uc18c\uae30\uc5c5\uc744 \uc9c0\ubc30\ud558\uac8c \ub420\uae4c\uc694?"},"content":{"rendered":"\n

\ucd5c\uadfc \uba87 \ub144 \ub3d9\uc548 \uac1c\uc778 \uc0dd\ud65c\uacfc \ube44\uc988\ub2c8\uc2a4 \uc0dd\ud65c\uc758 \uacbd\uacc4\uac00 \ubaa8\ud638\ud574\uc84c\uc2b5\ub2c8\ub2e4.\n \uae31 \uacbd\uc81c(gig economy<\/a> )\uc640 \uc6d0\uaca9 \uadfc\ubb34 \uc635\uc158\uc740 \uadfc\ub85c\uc790\ub4e4\uc774 \uc0dd\ud65c \uacf5\uac04\uacfc \uac1c\uc778 \uc18c\uc720\ubb3c\uc744 \uc218\uc775\uc131 \uc788\uac8c \uc0ac\uc6a9\ud558\ub3c4\ub85d \uc7a5\ub824\ud588\uc2b5\ub2c8\ub2e4.\n\uc0ac\ud68c\uc801 \uac70\ub9ac\ub450\uae30 \uc870\uce58\ub85c \uc778\ud574 \ub9ce\uc740 \uc77c\uc790\ub9ac\uac00 \uc6d0\uaca9 \uadfc\ubb34\ub85c \uc804\ud658\ub418\uc5c8\uc73c\uba70 \ub9ce\uc740 \uc18c\uae30\uc5c5 \uc18c\uc720\uc8fc\uc640 \uae30\uc5c5\uac00\uac00 \uc7ac\ud0dd\uc73c\ub85c\ub9cc \uc6b4\uc601\ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n

\uac1c\uc778\uc801 \uc0ac\uc6a9\uacfc \uc0c1\uc5c5\uc801 \uc0ac\uc6a9\uc758 \uad6c\ubd84\uc774 \uc0ac\ub77c\uc9c0\uba74\uc11c \uc5b4\ub5a4 \uc0c1\ud669\uc5d0\uc11c \uc5b4\ub5a4 \ubcf4\ud5d8\uc774 \uc801\uc6a9\ub418\ub294\uc9c0\uc5d0 \ub300\ud55c \ud63c\ub780\uc774 \uc99d\uac00\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.\n\ud55c \uac00\uc9c0 \ud574\ub2f5\uc740 \uac1c\uc778 \ubc0f \uc0c1\uc5c5 P&C \uccad\uad6c\uc5d0 \ub300\ud55c \ud558\uc774\ube0c\ub9ac\ub4dc \ubcf4\uc7a5\uc744 \uc81c\uacf5\ud558\ub294 \uac83\uc785\ub2c8\ub2e4. <\/p>\n\n

\ud558\uc774\ube0c\ub9ac\ub4dc \uc815\ucc45\uc758 \ubd80\uc0c1<\/h2>\n\n

\uc911\uc18c\uae30\uc5c5<\/a>\uccad(SBA)\uc5d0 \ub530\ub974\uba74 2018\ub144 \uae30\uc900 \ubbf8\uad6d\uc5d0\ub294 \uc57d 3,020\ub9cc \uac1c\uc758 \uc911\uc18c\uae30\uc5c5\uc774 \uc788\uc73c\uba70, \uc774\ub294 \uc804\uad6d\uc5d0\uc11c \uc6b4\uc601\ub418\ub294 \uc0ac\uc5c5\uccb4\uc758 99% \uc774\uc0c1\uc744 \ucc28\uc9c0\ud569\ub2c8\ub2e4\nSBA \ud329\ud2b8 \uc2dc\ud2b8.\n\uc774\ub4e4 \uae30\uc5c5\uc740 \ubbf8\uad6d \uc804\uccb4 \uadfc\ub85c\uc790\uc758 47.5%\ub97c \uace0\uc6a9\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n

\uc774\ub7ec\ud55c \ube44\uc988\ub2c8\uc2a4\ub294 \ubcf4\ud5d8\uc0ac\uc5d0 \uc5c4\uccad\ub09c \uae30\ud68c\ub97c \uc81c\uacf5\ud569\ub2c8\ub2e4.\n\ub514\uc9c0\ud138 \uc778\uc288\uc5b4\ub7f0\uc2a4(Digital Insurance)\uc758 \uc564 \ub864\ub79c\ub4dc \uac00\ube0c\ub9ac\uc5d8(Anne Rawland Gabriel<\/a> )\uc740 “\uc774\ub7ec\ud55c \uae30\uc5c5\uc740 \uc218\uc775\uc131\uc774 \ub192\uc740 \uae30\uc5c5, \ud2b9\ud788 \uc804\uccb4 \uae30\uc5c5\uc758 \uc57d 80%\ub97c \ucc28\uc9c0\ud558\ub294 2,400\ub9cc \uac1c\uc758 \ube44\uace0\uc6a9\uc8fc \uae30\uc5c5\uc744 \ub300\uc0c1\uc73c\ub85c \uc218\uc775\uc131\uc744 \ub192\uc774\ub294 \uae30\uc5c5\uc744 \ubaa9\ud45c\ub85c \uc0bc\uc558\ub2e4”\uace0 \ub9d0\ud588\ub2e4. <\/p>\n\n

\uc774\ub7ec\ud55c “\ube44\uace0\uc6a9\uc8fc \uae30\uc5c5”\uc5d0\ub294 \uac1c\uc778 \uc0ac\uc5c5\uc790 \ubc0f \ud30c\ud2b8\ub108\uc2ed\uc774 \ud3ec\ud568\ub429\ub2c8\ub2e4.\n\ub300\uccb4\ub85c \uae31(gig) \ub178\ub3d9\uc790\uc640 \ud504\ub9ac\ub79c\uc11c\ub3c4 \ud3ec\ud568\ub418\ub294\ub370, \uc774\ub4e4\uc740 \uac1c\uc778 \uc7ac\uc0b0, \uc9d1, \uc77c\uc0c1 \uc0dd\ud65c\uc774 \uc0ac\uc5c5 \ud65c\ub3d9\uacfc \uae54\ub054\ud558\uac8c \ubd84\ub9ac\ub418\uc5b4 \uc788\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4. <\/p>\n\n

\uc911\uc18c\uae30\uc5c5\uc5d0 \ub300\ud55c \uc704\ud5d8<\/h3>\n\n

\uc790\uc601\uc5c5\uc790\uc640 \uc18c\uae30\uc5c5 \ubaa8\ub450 \uc18c\uc1a1 \uac00\ub2a5\uc131\uc744 \ud3ec\ud568\ud558\uc5ec \uc5ec\ub7ec \uac00\uc9c0 \uc6d0\uc778\uc73c\ub85c \uc778\ud55c \uc7ac\uc815\uc801 \uc704\ud5d8\uc5d0 \uc9c1\uba74\ud574 \uc788\uc2b5\ub2c8\ub2e4.\nSBA\uc758 2005\ub144 \uc5f0\uad6c\uc5d0<\/a> \ub530\ub974\uba74 \uc911\uc18c\uae30\uc5c5\uc758 \uacbd\uc6b0 “\uc2e4\uc81c \uc18c\uc1a1\uc5d0 \ub4dc\ub294 \ubc95\ub960 \ube44\uc6a9\uc740 3,000\ub2ec\ub7ec\uc5d0\uc11c 150,000\ub2ec\ub7ec\uc5d0 \uc774\ub978\ub2e4”\uace0 \ucd94\uc815\ud588\uc2b5\ub2c8\ub2e4.\n\uc778\ud50c\ub808\uc774\uc158\uc744 \uac10\uc548\ud560 \ub54c \uc774 \ubc94\uc704\ub294 \ud604\uc7ac \uc57d $4,000\uc5d0\uc11c $200,000 \uc0ac\uc774\uc785\ub2c8\ub2e4. <\/p>\n\n

\uc9c0\uae08\uae4c\uc9c0 \uae31 \uc774\ucf54\ub178\ubbf8 \ubcf4\ud5d8\uc740 \uc218\ud589\ub418\ub294 \uc791\uc5c5 \uc720\ud615\uc5d0 \ucd08\uc810\uc744 \ub9de\ucdc4\uc2b5\ub2c8\ub2e4.\n\uc608\ub97c \ub4e4\uc5b4, \uc6b0\ubc84(Uber)\uc640 \ub9ac\ud504\ud2b8(Lyft) \uc6b4\uc804\uc790\uc5d0 \ub300\ud55c \ubcf4\ud5d8\uc740 \uadf8\ub4e4\uc758 \uc5c5\ubb34\uc5d0\uc11c \uc2b9\ucc28 \uacf5\uc720 \uce21\uba74\uc5d0 \ucd08\uc810\uc744 \ub9de\ucdc4\ub2e4. <\/p>\n\n

\uc774\ub7ec\ud55c \uc720\ud615\uc758 \ubcf4\ub3c4\ub294 \uadfc\ub85c\uc790\ub4e4\uc774 \ud3b8\ub9ac\ud558\uac8c \ud734\ub300\ud560 \uc218 \uc788\ub2e4\uace0 \uc720\ud0c0 \uc8fc\ub9bd \ub300\ud559\uc758 \uc131\uc7a5 \ubc0f \uae30\ud68c \uc13c\ud130(Center for Growth and Opportunity)\uc758 \uc5f0\uad6c \ucc45\uc784\uc790\uc778 \uba54\uac74 \uc820\ud0a8\uc2a4(Megan Jenkins<\/a>)\ub294 \ub9d0\ud569\ub2c8\ub2e4.\n\uadf8\ub7ec\ub098 \ube44\uc988\ub2c8\uc2a4 \ub178\ub825\uc744 \ubcc0\uacbd\ud558\uac70\ub098 \ud655\uc7a5\ud558\uace0\uc790 \ud558\ub294 \uc18c\uae30\uc5c5, \ud504\ub9ac\ub79c\uc11c \ubc0f \uac1c\uc778 \uc0ac\uc5c5\uc790\uc5d0\uac8c\ub294 \uc720\uc5f0\uc131\uc774 \ubd80\uc871\ud569\ub2c8\ub2e4. <\/p>\n\n

\uc9c4\uc815\ud55c \ud558\uc774\ube0c\ub9ac\ub4dc \uc815\ucc45\uc740 \uc774\ub7ec\ud55c \uc720\uc5f0\uc131\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4.\n\uc774\ub97c \ud1b5\ud574 \uae30\uc5c5\uac00\ub294 \uc7ac\ud0dd \uadfc\ubb34\ub97c \ud560 \uc218 \uc788\uc73c\uba70 \uc120\ud0dd\ud55c \uc9c1\uc7a5\uc5d0\uc11c \uc131\uacf5\ud558\uace0 \ubc88\ucc3d\ud558\uae30 \uc704\ud574 \ud544\uc694\ud55c \ub9cc\ud07c \uc811\uadfc \ubc29\uc2dd\uc744 \ubcc0\uacbd\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\n\uadf8\ub4e4\uc740 \uc790\ub3d9\ucc28, \ucef4\ud4e8\ud130 \ubc0f \uae30\ud0c0 \uc7a5\ube44\uc640 \uac19\uc740 \uc8fc\uc694 \uc790\uc0b0\uc758 \ube44\uc988\ub2c8\uc2a4 \ubc0f \uac1c\uc778 \uc0ac\uc6a9\uc744 \ubaa8\ub450 \uc124\uba85\ud569\ub2c8\ub2e4. <\/p>\n\n

\ud558\uc774\ube0c\ub9ac\ub4dc \ubcf4\ud5d8 \ubc0f \uc6d0\uaca9 \uadfc\ubb34<\/h3>\n\n

\uadfc\ub85c\uc790\ub4e4\uc774 \uc790\ud0dd \ub300\ud53c \uba85\ub839\uc744 \uc900\uc218\ud558\uae30 \uc704\ud574 \uc0ac\ubb34\uc2e4\uc5d0\uc11c \uc9d1\uc73c\ub85c \uc9c1\uc7a5\uc744 \uc774\ub3d9\ud568\uc5d0 \ub530\ub77c \uae30\uc5c5\uacfc \ubcf4\ud5d8 \ud68c\uc0ac\ub294 \uc7ac\ud0dd \uadfc\ubb34 \uc0c1\ud669\uc758 \ubcf4\ud5d8 \uc694\uad6c \uc0ac\ud56d\uc744 \uace0\ub824\ud558\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4.<\/p>\n\n

\uc608\ub97c \ub4e4\uc5b4, \ubaa8\ub4e0 \uaddc\ubaa8\uc758 \uc0ac\uc5c5\uccb4\ub294 \uadfc\ub85c\uc790\uc758 \uc8fc\ud0dd \uc18c\uc720\uc790 \ubcf4\ud5d8 \uc801\uc6a9 \ubc94\uc704\ub97c \ud655\uc778\ud558\uc5ec \ub300\uc751\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\n\uadf8\ub7ec\ub098 \uc774 \ubcf4\uc7a5\uc774 \uc7ac\ud0dd \uadfc\ubb34\uc790\uac00 \uc9d1\uc5d0\uc11c \uc5c5\ubb34\ub97c \uc218\ud589\ud560 \ub54c \ubc1c\uc0dd\ud558\ub294 \ubaa8\ub4e0 \uc704\ud5d8\uc744 \ud574\uacb0\ud558\uc9c0\ub294 \uc54a\uc2b5\ub2c8\ub2e4. <\/p>\n\n

“\uace0\uc6a9\uc8fc\uc758 \uad00\uc810\uc5d0\uc11c \ubcfc \ub54c \uc0b0\uc7ac \ubcf4\uc0c1 \uc704\ud5d8\uc774 \ub354 \ud07d [when employees work from home]\ub2c8\ub2e4.\n\uc791\uc5c5 \ud658\uacbd\uc758 \ubcc0\ud654\ub85c \uc778\ud574 \ucd94\uac00\uc801\uc778 \uc704\ud5d8\uc774 \ubc1c\uc0dd\ud560 \uac00\ub2a5\uc131\uc774 \uc788\uc73c\uba70, \ud2b9\ud788 \uc7a0\uc7ac\uc801\uc778 \ubd80\uc0c1\uc744 \uc644\ud654\ud560 \uc218 \uc788\ub294 HR \ubd80\uc11c\ub098 \uc720\uc9c0 \ubcf4\uc218 \uc9c1\uc6d0\uc774 \ud604\uc7a5\uc5d0 \uc5c6\uae30 \ub54c\ubb38\uc5d0 \ub354\uc6b1 \uadf8\ub807\uc2b5\ub2c8\ub2e4”\ub77c\uace0 IntegrityFirst Insurance\uc758 Alexa Steffes<\/a> \ub294 \ub9d0\ud569\ub2c8\ub2e4. <\/p>\n\n

\uc62c\ubc14\ub978 \ud558\uc774\ube0c\ub9ac\ub4dc \uc815\ucc45\uc740 \uace0\uc6a9\uc8fc\uc640 \uc9c1\uc6d0\uc774 \uac00\uc815\uc758 \ube44\uc988\ub2c8\uc2a4 \ubc0f \uac1c\uc778 \uc0ac\uc6a9\uc744 \ubaa8\ub450 \ud3ec\ud568\ud558\uc5ec \uc774 \ubb38\uc81c\ub97c \ud574\uacb0\ud558\ub294 \ub370 \ub3c4\uc6c0\uc774 \ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n

\uc778\uc288\uc5b4\ub7f0\uc2a4 \uc800\ub110(Insurance Journal)\uc758 \uce74\ub974\ud2f0\uce74\uc774 \uba54\ub85c\ud2b8\ub77c(Kartikay Mehrotra), \uc70c\ub9ac\uc5c4 \ud130\ud2bc(William Turton), \uc54c\ub9ac\uc790 \uc2dc\ub2c8\uc6b0\uc2a4(Alyza Seenius<\/a> )\uc5d0 \ub530\ub974\uba74 \uc7ac\ud0dd \uadfc\ubb34 \ubaa8\ub378\uc740 \uc0c8\ub85c\uc6b4 \uc0ac\uc774\ubc84 \uc704\ud5d8\uc744 \uc57c\uae30\ud569\ub2c8\ub2e4.\n\uc6d0\uaca9 \uadfc\ubb34\ubfd0\ub9cc \uc544\ub2c8\ub77c \uac1c\uc778 \uc0ac\uc5c5\uc790 \ubc0f \uae30\ud0c0 \uc18c\uaddc\ubaa8 \uc0ac\uc5c5\uccb4 \uc18c\uc720\uc8fc\uc758 \uc5c5\ubb34\ub97c \ubcf4\uc7a5\ud558\ub294 \ubcf4\ud5d8 \uc815\ucc45\uc740 \uc791\uc5c5 \uae30\uacc4\uac00 \uc2e4\uc218\ub85c \uacf5\uc6a9 Wi-Fi \ud3ec\uc778\ud2b8\uc5d0 \uc5f0\uacb0\ub418\uc5c8\uc744 \ub54c \uc911\uc694\ud55c \ub370\uc774\ud130\uc758 \ub3c4\ub09c\uacfc \uac19\uc740 \uc704\ud5d8\uc73c\ub85c\ubd80\ud130 \ubcf4\ud638\ud558\ub294 \ub370 \ub3c4\uc6c0\uc774 \ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n

\"\"<\/figure>\n\n

\uc790\uc601\uc5c5\uc790, \uacc4\uc57d\uc9c1 \ubc0f \uae31 \uadfc\ub85c\uc790(Gig Workers) \ubcf4\ud5d8<\/h2>\n\n

\uac00\uc7a5 \uc791\uc740 \uc0ac\uc5c5\uccb4\ub294 \ud55c \uc0ac\ub78c\uc73c\ub85c \uad6c\uc131\ub418\uba70, \uc774\ub4e4\uc758 \uc5ed\ub7c9\uc740 \uc0ac\uc5c5\uccb4\uc758 \uc804\uccb4 \uc5ed\ub7c9\uc744 \ucc28\uc9c0\ud569\ub2c8\ub2e4.\n\uc790\uc601\uc5c5\uc790, \uacc4\uc57d\uc9c1 \uc9c1\uc6d0 \ub610\ub294 \uae31 \uc6cc\ucee4(gig worker)\ub85c \uc77c\ud558\ub294 \uc774\ub7ec\ud55c \uc7a0\uc7ac\uc801 \ubcf4\ud5d8 \uace0\uac1d\uc740 \uac1c\uc778 \uc790\uc0b0 \ubc0f \ubd80\ucc44\uc640 \ube44\uc988\ub2c8\uc2a4 \uc790\uc0b0 \ubc0f \ubd80\ucc44 \uac04\uc5d0 \ucc28\uc774\ub97c \ub290\ub07c\uc9c0 \ubabb\ud558\ub294 \uacbd\uc6b0\uac00 \ub9ce\uc2b5\ub2c8\ub2e4.\n\ud558\uc774\ube0c\ub9ac\ub4dc \ubcf4\ud5d8\uc740 \uc774\ub4e4\uc5d0\uac8c \uac00\uc7a5 \ud070 \ub3c4\uc6c0\uc774 \ub420 \uc218 \uc788\uc9c0\ub9cc, \uc774\ub7ec\ud55c \uadfc\ub85c\uc790\ub4e4\uc774 \ucc3e\uac70\ub098 \uac10\ub2f9\ud558\uae30\uac00 \uc5b4\ub824\uc6b4 \uacbd\uc6b0\ub3c4 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n

\uae31 \uacbd\uc81c(Gig Economy)\uc5d0 \ub300\ud55c \uc2e0\ub8b0 \uad6c\ucd95<\/h3>\n\n

\uae31 \uacbd\uc81c\ub294 \uad6c\ub9e4\uc790, \uc11c\ube44\uc2a4 \uc81c\uacf5\uc790 \ubc0f \uc774\ub4e4\uc744 \uc5f0\uacb0\ud558\ub294 \uc81c3\uc790 \ud50c\ub7ab\ud3fc \uac04\uc5d0 \ud615\uc131\ub41c \uc2e0\ub8b0\uc5d0 \ub2ec\ub824 \uc788\uc2b5\ub2c8\ub2e4.\n\ubcf4\ud5d8\uc740 \uc774\ub7ec\ud55c \uc2e0\ub8b0\ub97c \uad6c\ucd95\ud558\uace0 \uc720\uc9c0\ud558\ub294 \ub370 \ub3c4\uc6c0\uc774 \ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n

\ud604\uc7ac \uc2b9\ucc28 \uacf5\uc720 \uc11c\ube44\uc2a4\uc640 \uac19\uc740 \ub9ce\uc740 \uae31(gig) \ud50c\ub7ab\ud3fc\uc774 \uc2e0\ub8b0\ub97c \uad6c\ucd95\ud558\uc9c0 \ubabb\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.\n\uc0ac\uc6a9 \uac00\ub2a5\ud55c \ubcf4\ud5d8 \uae08\uc561 \ubc0f \uc720\ud615\uacfc \uac19\uc740 \uc911\uc694\ud55c \uc815\ubcf4\ub97c \uacf5\uac1c\ud558\ub294 \ubc29\ubc95\uc740 \uc0ac\ub78c\ub4e4\uc774 \uc2e4\uc81c\ub85c \ud50c\ub7ab\ud3fc\uc744 \uc0ac\uc6a9\ud558\ub294 \ubc29\uc2dd\uacfc \uc591\ub9bd\ud560 \uc218 \uc5c6\uc2b5\ub2c8\ub2e4. <\/p>\n\n

“\uc774\ub7ec\ud55c \uc11c\ube44\uc2a4\uc758 \uc7a5\uc810 \uc911 \ud558\ub098\ub294 \uc18d\ub3c4\uc640 \ud3b8\ub9ac\ud568\uc774\ubbc0\ub85c \uc6b0\ub9ac \ubaa8\ub450\ub294 \uc774\uc6a9 \uc57d\uad00\uc5d0 ‘\ub3d9\uc758’\ub97c \ud074\ub9ad\ud558\uace0 \uacc4\uc18d \uc9c4\ud589\ud558\ub294 \uacbd\ud5a5\uc774 \uc788\uc2b5\ub2c8\ub2e4. \uadf8\ub7ec\ub098 \ubc14\ub85c \uc774 \uc9c0\uc810\uc5d0\uc11c \uc2e0\ub8b0\uac00 \uc758\ub3c4\ud558\uc9c0 \uc54a\uc740 \ucde8\uc57d\uc131\uc744 \uc57c\uae30\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4”\ub77c\uace0 Liberty Mutual\uc758 \uc218\uc11d \ubd80\uc0ac\uc7a5 \uacb8 \ucd5c\uace0 \uc778\uc218 \ucc45\uc784\uc790\uc778 David Blessing<\/a>\uc740 \ub9d0\ud569\ub2c8\ub2e4.<\/p>\n\n

\ud558\uc774\ube0c\ub9ac\ub4dc \uc815\ucc45\uc740 \uc801\uc6a9 \ubc94\uc704\uc5d0 \ub300\ud55c \ubcf4\ub2e4 \uba85\ud655\ud558\uace0 \ud3ec\uad04\uc801\uc778 \uc811\uadfc \ubc29\uc2dd\uc744 \uc81c\uacf5\ud558\uc5ec \uc2e0\ub8b0\ub97c \ub192\uc77c \uc218 \uc788\uc2b5\ub2c8\ub2e4.\n\uc774\ub7ec\ud55c \ubcf4\ud5d8\uc5d0 \uac00\uc785\ud558\ub294 \uc0ac\ub78c\ub4e4\uc740 \uae31 \uc791\uc5c5 \uc911\uc5d0 \ubb34\uc2a8 \uc77c\uc774 \uc77c\uc5b4\ub098\ub4e0 \ubcf4\ud5d8 \uc815\ucc45\uc5d0 \ub2f5\uc774 \uc788\uc744 \uac83\uc774\ub77c\ub294 \ud655\uc2e0\ub3c4 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n

\uac1c\uc778\/\uc0c1\uc5c5 \uc5c5\ubb34\uc758 \uc9c4\ud654\ud558\ub294 \ud2b9\uc131<\/h3>\n\n

\uac1c\uc778\uacfc \uc911\uc18c\uae30\uc5c5\uc740 \uc5c5\ubb34\uc5d0 \ub300\ud55c \uc811\uadfc \ubc29\uc2dd\uc744 \ube60\ub974\uac8c \ubcc0\ud654\uc2dc\ud0b5\ub2c8\ub2e4.\n\uaddc\ubaa8\uac00 \uc791\uae30 \ub54c\ubb38\uc5d0 \uc720\uc5f0\uc131\uc774 \ub6f0\uc5b4\ub098\uc9c0\ub9cc, \uc704\ud5d8\uc744 \uc815\ud655\ud558\uac8c \ud3c9\uac00\ud558\uace0 \ubcf4\uc7a5\uc744 \uc81c\uacf5\ud574\uc57c \ud558\ub294 \ubcf4\ud5d8\uc0ac\uc5d0\ub294 \uc5b4\ub824\uc6c0\uc774 \ub418\uae30\ub3c4 \ud569\ub2c8\ub2e4. <\/p>\n\n

\uc608\ub97c \ub4e4\uc5b4, \ucc28\ub7c9 \uacf5\uc720 \uc6b4\uc804\uc790\uc5d0 \ub300\ud55c \ubcf4\uc7a5\uc740 \uc6b4\uc804\uc790\uac00 \ud55c \uc9c0\uc810\uc5d0\uc11c \ub2e4\ub978 \uc9c0\uc810\uc73c\ub85c \uc2b9\uac1d\uc744 \uc6b4\uc1a1\ud560 \ub54c \ud544\uc218\uc801\uc785\ub2c8\ub2e4.\n\uadf8\ub7ec\ub098 \uc74c\uc2dd\uc774\ub098 \ud0dd\ubc30 \ubc30\ub2ec\uc744 \ud558\ub294 \uc6b4\uc804\uc790\ub4e4\ub3c4 \ubcf4\ud5d8\uc774 \ud544\uc694\ud560 \uc218 \uc788\ub2e4\uace0 Fit Small Business\uc758 Jaclyn Moriarty<\/a> \ub294 \uc37c\uc2b5\ub2c8\ub2e4. <\/p>\n\n

\uc0ac\ud68c\uc801 \uac70\ub9ac\ub450\uae30\uc640 \uc790\ud0dd \ub300\ud53c \uc870\uce58\uac00 \uac15\ud654\ub428\uc5d0 \ub530\ub77c Uber \ubc0f Lyft\uc640 \uac19\uc740 \ucc28\ub7c9 \uacf5\uc720 \ud68c\uc0ac\ub294 \uc2b9\uac1d\uc5d0\uc11c \ubc30\ub2ec\ub85c \ucd08\uc810\uc744 \uc62e\uae30\uace0 \uc788\uc2b5\ub2c8\ub2e4.\n\uadf8\ub7ec\ub098 \uc6b4\uc804\uc790\ub294 \uc2dc\ub0b4\uc5d0\uc11c \uc74c\uc2dd\uc774\ub098 \uae30\ud0c0 \ud488\ubaa9\uc744 \uc6b4\uc804\ud560 \ub54c\uc5d0\ub3c4 \ubcf4\ud5d8 \uc801\uc6a9 \ubc94\uc704\uc5d0 \uacf5\ubc31\uc774 \uc874\uc7ac\ud560 \uc218 \uc788\ub2e4\ub294 \uac83\uc744 \uc774\ud574\ud558\uc9c0 \ubabb\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n

\ubcf4\ud5d8 \ud68c\uc0ac\ub294 \uc6b4\uc804\uc790\uac00 \uac1c\uc778 \uc790\ub3d9\ucc28 \ubcf4\ud5d8\uc758 \ubcf4\uc7a5 \ubc94\uc704, \uc2b9\ucc28 \uacf5\uc720 \ud68c\uc0ac\uc758 \ubcf4\uc7a5 \ub0b4\uc6a9 \ubc0f \uaca9\ucc28\ub97c \uba54\uc6b0\ub294 \ubc29\ubc95\uc744 \uc774\ud574\ud558\ub3c4\ub85d \ud568\uc73c\ub85c\uc368 \uc774\ub7ec\ud55c \uc6b4\uc804\uc790\uc5d0\uac8c \ud61c\ud0dd\uc744 \uc8fc\uace0 \uace0\uac1d \uad00\uacc4\ub97c \uad6c\ucd95\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n

\"\"<\/figure>\n\n

\uc18c\uae30\uc5c5\uc744 \uc704\ud55c \uac1c\uc778\/\uc0c1\uc5c5 \ubcf4\ud5d8\uc758 \ud5a5\ud6c4 \ub3d9\ud5a5<\/h2>\n\n

\uac1c\uc778 \uc0dd\ud65c\uacfc \uc9c1\uc7a5 \uc0dd\ud65c\uc774 \uba85\ud655\ud558\uac8c \uad6c\ubd84\ub418\ub294 \uc138\uc0c1\uc73c\ub85c \ub3cc\uc544\uac08 \uac00\ub2a5\uc131\uc740 \uac70\uc758 \uc5c6\uc5b4 \ubcf4\uc778\ub2e4.\n\uae30\uc874 \ucd94\uc138\ub97c \uc0b4\ud3b4\ubcf4\ub294 \ubcf4\ud5d8\uc0ac\ub294 \uc911\uc18c\uae30\uc5c5\uc774 \uc2e4\uc81c\ub85c \uc6b4\uc601\ub418\ub294 \ubc29\uc2dd\uc5d0 \ub530\ub77c \uc911\uc18c\uae30\uc5c5 \uace0\uac1d\uc758 \uc694\uad6c \uc0ac\ud56d\uc744 \ud574\uacb0\ud560 \uc218 \uc788\ub294 \uae30\ud68c\ub97c \ubcf4\ub2e4 \uc27d\uac8c \uc2dd\ubcc4\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n

\uc0c8\ub85c\uc6b4 \ud558\uc774\ube0c\ub9ac\ub4dc \ubcf4\ud5d8 \ubaa8\ub378\uc740 \uc9c0\uce68\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4.<\/h3>\n\n

\uc2b9\ucc28 \uacf5\uc720\ub294 \ud558\uc774\ube0c\ub9ac\ub4dc \uc911\uc18c\uae30\uc5c5 \ubc0f \uac1c\uc778 \ucc28\ub7c9 \uc0ac\uc6a9\uc5d0 \ub300\ud55c \ucd08\uae30 \uc9c8\ubb38 \uc911 \uc77c\ubd80\ub97c \uc81c\uae30\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n\n

“\uc2b9\ucc28 \uacf5\uc720\uc758 \uc9c4\ud654\ub294 \ubcf4\ud5d8 \ud68c\uc0ac\uc5d0 \ubb38\uc81c\ub97c \uc77c\uc73c\ucf30\uace0, \uc774 \uc0c8\ub85c\uc6b4 \ud615\ud0dc\uc758 \uad50\ud1b5 \uc218\ub2e8\uc5d0 \uc801\uc751\ud560 \uc218 \uc5c6\uae30 \ub54c\ubb38\uc5d0 \uc2b9\ucc28 \uacf5\uc720 \uc6b4\uc804\uc790\ub294 \ub3c4\ub85c\uc5d0\uc11c \ubcf4\ud638\ub97c \ubc1b\uc744 \uc218 \uc788\ub294 \uc635\uc158\uc774 \uac70\uc758 \uc5c6\uc2b5\ub2c8\ub2e4”\ub77c\uace0 \uc2b9\ucc28 \uacf5\uc720 \ubcf4\ud5d8 \uc81c\uacf5\uc5c5\uccb4\uc778 Buckle\uc758 \uacf5\ub3d9 \uc124\ub9bd\uc790\uc774\uc790 CEO\uc778 Dustin Walsey<\/a>\ub294 \ub9d0\ud569\ub2c8\ub2e4.<\/p>\n\n

\uadf8\ub7ec\ub098 \uc2b9\ucc28 \uacf5\uc720\uc758 \ubd80\uc0c1\uc740 \ubcf4\ud5d8 \ud68c\uc0ac\uac00 \uc0c8\ub85c\uc6b4 \uc720\ud615\uc758 \uc704\ud5d8\uc744 \ub354 \uc798 \uc774\ud574\ud558\uace0 \uad00\ub9ac\ud560 \uc218 \uc788\ub294 \uae30\ud68c\ub97c \ucc3d\ucd9c\ud588\uc2b5\ub2c8\ub2e4.\n\uc608\ub97c \ub4e4\uc5b4, \ubc84\ud074(Buckle)\uacfc \uac19\uc740 \uc778\uc288\uc5b4\ud14c\ud06c(insurtech)\ub294 \uc774\uc81c \uc2b9\ucc28 \uacf5\uc720 \uc6b4\uc804\uc790\uc758 \uac1c\uc778\uc801 \ud544\uc694\uc640 \uc0c1\uc5c5\uc801 \uc694\uad6c\ub97c \ubaa8\ub450 \ud574\uacb0\ud558\ub294 \ub2e8\uc77c \ubcf4\ud5d8\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4.\nBuckle\uc740 \ub610\ud55c \uc6b4\uc804\uc790\uac00 \ud2b9\uc815 \uc720\ud615\uc758 \uc758\ub8cc \ubcf4\uc7a5\uc744 \ud3ec\ud568\ud558\uc5ec \uc5b4\ub290 \uc815\ub3c4 \uc815\ucc45\uc744 \uc0ac\uc6a9\uc790 \uc815\uc758\ud560 \uc218 \uc788\ub3c4\ub85d \ud569\ub2c8\ub2e4. <\/p>\n\n

\ub2e4\ub978 \uc778\uc288\uc5b4\ud14c\ud06c\ub294 \uc9d1\uc758 \uc5c5\ubb34\uc6a9 \uc0ac\uc6a9 \ub610\ub294 \ud504\ub9ac\ub79c\uc11c\uc5d0 \uc0ac\uc6a9\ub418\ub294 \uc7a5\ube44\uc5d0 \ub300\ud55c \ud558\uc774\ube0c\ub9ac\ub4dc \ubcf4\uc7a5\uc744 \uc81c\uacf5\ud558\ub294 \ub370 \uc911\uc810\uc744 \ub450\uc5c8\ub2e4\uace0 Business Insider\uc758 Lea Nonninger<\/a> \ub294 \uc37c\uc2b5\ub2c8\ub2e4.\n\uc77c\ubd80\ub294 \ub610\ud55c \ud2b9\uc815 \uc2dc\uac04\uc5d0 \uc704\uce58\ub098 \ud56d\ubaa9\uc774 \ube44\uc988\ub2c8\uc2a4 \ubaa9\uc801\uc73c\ub85c \uc0ac\uc6a9\ub418\ub294\uc9c0 \uc5ec\ubd80\uc5d0 \ub530\ub77c \ucf1c\uac70\ub098 \ub04c \uc218 \uc788\ub294 \uc801\uc6a9 \ubc94\uc704\ub97c \uc2e4\ud5d8\ud558\uae30 \uc2dc\uc791\ud588\uc2b5\ub2c8\ub2e4. <\/p>\n\n

\uae31 \uacbd\uc81c(Gig Economy)\uac00 \uace0\uc6a9\uc5d0 \ubbf8\uce58\ub294 \uc601\ud5a5<\/h3>\n\n

\ubcf4\ud5d8\uc0ac\ub4e4\uc774 \uc804\ud1b5\uc801\uc73c\ub85c \uac1c\uc778 \ud65c\ub3d9\uacfc \uc0c1\uc5c5 \ud65c\ub3d9\uc744 \uad6c\ubd84\ud558\ub294 \ubc29\ubc95 \uc911 \ud558\ub098\ub294 \uace0\uc6a9 \uad00\uacc4\ub97c \uc0b4\ud3b4\ubcf4\ub294 \uac83\uc785\ub2c8\ub2e4.\n\uc608\ub97c \ub4e4\uc5b4, \uccad\uad6c\uac00 \uadfc\ub85c\uc790 \ubcf4\uc0c1\uc5d0 \ud574\ub2f9\ud558\ub294\uc9c0 \uc5ec\ubd80\ub294 \uc77c\ubc18\uc801\uc73c\ub85c \uadfc\ub85c\uc790\uac00 \ud574\ub2f9 \uc791\uc5c5\uc5d0 \ub300\ud55c \uace0\uc6a9\uc8fc\uc758 \uc9c0\uc2dc\uc5d0 \ub530\ub77c \ud589\ub3d9\ud588\ub294\uc9c0 \ub610\ub294 \uc804\uc801\uc73c\ub85c \uc790\uc2e0\uc758 \uc774\uc775\uc744 \uc704\ud574 \uc6b4\uc601\ud588\ub294\uc9c0\uc5d0 \ub530\ub77c \ub2ec\ub77c\uc9d1\ub2c8\ub2e4. <\/p>\n\n

\uae31 \uacbd\uc81c(gig economy), \ud504\ub9ac\ub79c\uc11c, \uc790\uc601\uc5c5\uc740 \uc18c\uaddc\ubaa8 \uae30\uc5c5\uacfc \uc774\ub97c \ubcf4\uc7a5\ud558\ub294 \ud68c\uc0ac\uc758 \uc774\ub7ec\ud55c \uacbd\uacc4\ub97c \ubaa8\ud638\ud558\uac8c \ub9cc\ub4ed\ub2c8\ub2e4.\n\uadf8\ub4e4\uc740 \uace0\uc6a9\uc774 \uc5b4\ub5bb\uac8c \uc791\ub3d9\ud558\ub294\uc9c0, \uadf8\ub9ac\uace0 \uadf8 \uacb0\uacfc\ub85c \ube44\uc988\ub2c8\uc2a4 \uc758\uc0ac \uacb0\uc815\uc774 \uc5b4\ub5bb\uac8c \uc601\ud5a5\uc744 \ubc1b\ub294\uc9c0\uc5d0 \ub300\ud55c \uc0c8\ub85c\uc6b4 \uc774\ud574\ub97c \uc694\uad6c\ud55c\ub2e4\uace0 Business Insurance\uc758 Gavin Souter<\/a> \ub294 \ub9d0\ud569\ub2c8\ub2e4. <\/p>\n\n

\ud55c\ub54c \uba85\ud655\ud588\ub358 \uac1c\uc778 \ud65c\ub3d9\uacfc \uc0c1\uc5c5 \ud65c\ub3d9\uc758 \uad6c\ubd84\uc740 \uc55e\uc73c\ub85c \uba87 \ub2ec \ub3d9\uc548 \ub354\uc6b1 \ubd88\ubd84\uba85\ud574\uc9c8 \uac83\uc785\ub2c8\ub2e4.\n\uac1c\uc778 \uc0dd\ud65c\uacfc \uc77c\uc0c1 \uc5c5\ubb34\uc758 \uc0c8\ub85c\uc6b4 \uc870\ud569\uc744 \ud574\uacb0\ud560 \uc218 \uc788\ub294 \ubcf4\ud5d8\uc0ac\ub294 \uace0\uac1d \ucda9\uc131\ub3c4\ub97c \uc720\uc9c0\ud558\uace0 \uc704\ud5d8\uc744 \ubcf4\ub2e4 \ud6a8\uacfc\uc801\uc73c\ub85c \ud574\uacb0\ud560 \uac00\ub2a5\uc131\uc774 \ub354 \ud07d\ub2c8\ub2e4. <\/p>\n\n

\uc774\ubbf8\uc9c0 \uc81c\uacf5:piksel\/\u00a9123RF.com, kenchiro95\/\u00a9123RF.com, lightfieldstudios\/\u00a9123RF.com<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"

\ucd5c\uadfc \uba87 \ub144 \ub3d9\uc548 \uac1c\uc778 \uc0dd\ud65c\uacfc \ube44\uc988\ub2c8\uc2a4 \uc0dd\ud65c\uc758 \uacbd\uacc4\uac00 \ubaa8\ud638\ud574\uc84c\uc2b5\ub2c8\ub2e4. \uae31 \uacbd\uc81c(gig economy )\uc640 \uc6d0\uaca9 \uadfc\ubb34 \uc635\uc158\uc740 \uadfc\ub85c\uc790\ub4e4\uc774 \uc0dd\ud65c \uacf5\uac04\uacfc \uac1c\uc778 \uc18c\uc720\ubb3c\uc744 \uc218\uc775\uc131 \uc788\uac8c \uc0ac\uc6a9\ud558\ub3c4\ub85d \uc7a5\ub824\ud588\uc2b5\ub2c8\ub2e4. \uc0ac\ud68c\uc801 \uac70\ub9ac\ub450\uae30 \uc870\uce58\ub85c \uc778\ud574 \ub9ce\uc740 \uc77c\uc790\ub9ac\uac00 \uc6d0\uaca9 \uadfc\ubb34\ub85c \uc804\ud658\ub418\uc5c8\uc73c\uba70 \ub9ce\uc740 \uc18c\uae30\uc5c5 \uc18c\uc720\uc8fc\uc640 \uae30\uc5c5\uac00\uac00 \uc7ac\ud0dd\uc73c\ub85c\ub9cc \uc6b4\uc601\ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uac1c\uc778\uc801 \uc0ac\uc6a9\uacfc \uc0c1\uc5c5\uc801 \uc0ac\uc6a9\uc758 \uad6c\ubd84\uc774 \uc0ac\ub77c\uc9c0\uba74\uc11c \uc5b4\ub5a4 \uc0c1\ud669\uc5d0\uc11c \uc5b4\ub5a4 \ubcf4\ud5d8\uc774 \uc801\uc6a9\ub418\ub294\uc9c0\uc5d0 \ub300\ud55c \ud63c\ub780\uc774 […]<\/p>\n","protected":false},"featured_media":8289,"template":"","insight-category":[],"class_list":["post-20705","insight","type-insight","status-publish","has-post-thumbnail","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/insight\/20705","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/insight"}],"about":[{"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/types\/insight"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/media\/8289"}],"wp:attachment":[{"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/media?parent=20705"}],"wp:term":[{"taxonomy":"insight-category","embeddable":true,"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/insight-category?post=20705"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}