{"id":20692,"date":"2024-09-27T11:07:52","date_gmt":"2024-09-27T16:07:52","guid":{"rendered":"https:\/\/bolttech.io\/insights\/%ec%83%81%ec%97%85-%eb%b3%b4%ed%97%98%ec%82%ac%ea%b0%80-%ea%b3%a0%ea%b0%9d%ec%9d%98-%ec%9a%94%ea%b5%ac%eb%a5%bc-%ec%b6%a9%ec%a1%b1%ed%95%a0-%ec%88%98-%ec%9e%88%eb%8a%94-%eb%b0%a9%eb%b2%95\/"},"modified":"2024-09-27T11:07:59","modified_gmt":"2024-09-27T16:07:59","slug":"%ec%83%81%ec%97%85-%eb%b3%b4%ed%97%98%ec%82%ac%ea%b0%80-%ea%b3%a0%ea%b0%9d%ec%9d%98-%ec%9a%94%ea%b5%ac%eb%a5%bc-%ec%b6%a9%ec%a1%b1%ed%95%a0-%ec%88%98-%ec%9e%88%eb%8a%94-%eb%b0%a9%eb%b2%95","status":"publish","type":"insight","link":"https:\/\/bolttech.io\/ko\/insights\/%ec%83%81%ec%97%85-%eb%b3%b4%ed%97%98%ec%82%ac%ea%b0%80-%ea%b3%a0%ea%b0%9d%ec%9d%98-%ec%9a%94%ea%b5%ac%eb%a5%bc-%ec%b6%a9%ec%a1%b1%ed%95%a0-%ec%88%98-%ec%9e%88%eb%8a%94-%eb%b0%a9%eb%b2%95\/","title":{"rendered":"\uc0c1\uc5c5 \ubcf4\ud5d8\uc0ac\uac00 \uace0\uac1d\uc758 \uc694\uad6c\ub97c \ucda9\uc871\ud560 \uc218 \uc788\ub294 \ubc29\ubc95"},"content":{"rendered":"\n<p>\uace0\uac1d\uc5d0\uac8c \ubcf4\ud5d8\uc740 \uc624\ub7ab\ub3d9\uc548 \uc190\uc744 \ub193\uace0 \uc788\ub294 \uad00\uacc4\uc600\uc2b5\ub2c8\ub2e4.\n\ub300\ubd80\ubd84\uc758 \uc0c1\uc5c5 \ubcf4\ud5d8 \uace0\uac1d\uc740 \ubcf4\uc7a5\uc744 \ubc1b\uac70\ub098 \uae30\uc874 \ubcf4\uc7a5\uc744 \uac31\uc2e0\ud558\uac70\ub098 \uccad\uad6c\ub97c \uc81c\uae30\ud574\uc57c \ud560 \ub54c\ub9cc \ubcf4\ud5d8\uc0ac\uc640 \uc0c1\ud638 \uc791\uc6a9\ud569\ub2c8\ub2e4. <\/p>\n\n<p>\uadf8\ub7ec\ub098 \uac1c\uc778 \uc0dd\ud65c\uacfc \ube44\uc988\ub2c8\uc2a4 \uc0dd\ud65c\uc774 \uc628\ub77c\uc778\uc73c\ub85c \uc774\ub3d9\ud568\uc5d0 \ub530\ub77c \uace0\uac1d\uc758 \uae30\ub300\uce58\uac00 \ubc14\ub00c\uace0 \uc788\uc2b5\ub2c8\ub2e4.\n\uac1c\uc778\ud654, \uc190\uc26c\uc6b4 \uc815\ubcf4 \uc561\uc138\uc2a4, \ub2e4\ub978 \uc628\ub77c\uc778 \ube44\uc988\ub2c8\uc2a4\uc758 \ube60\ub978 \uc751\ub2f5\uc5d0 \uc775\uc219\ud55c \uace0\uac1d\uc740 \ube44\uc988\ub2c8\uc2a4 \ubcf4\ud5d8\uc0ac\uc5d0\uc11c\ub3c4 \ub3d9\uc77c\ud55c \uae30\ub2a5\uc744 \uae30\ub300\ud558\uba70 \ucc3e\uc744 \ub54c\uae4c\uc9c0 \ubcf4\ud5d8\uc0ac\ub97c \ubc14\uafc0 \uc758\ud5a5\uc774 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n<p>COVID-19 \ud32c\ub370\ubbf9\uc740 \uc774\ub7ec\ud55c \uc0c1\ud669\uc744 \uadf9\uba85\ud558\uac8c \ub4dc\ub7ec\ub0c8\uc2b5\ub2c8\ub2e4.\n\uc218\ubc31\ub9cc \uba85\uc758 \ubbf8\uad6d\uc778\ub4e4\uc774 \uac11\uc790\uae30 \uc5b4\ub824\uc6c0\uc744 \uacaa\uc73c\uba74\uc11c \uc0ac\uc5c5\uc8fc\uc640 <a href=\"https:\/\/www.reuters.com\/article\/us-health-coronavirus-insurance\/u-s-lawmakers-push-insurers-to-cover-coronavirus-business-losses-idUSKBN2173MD\" target=\"_blank\" rel=\"noreferrer noopener\">\uc758\ud68c\ub294<\/a> \ubcf4\ud5d8\uc0ac\uc5d0 \ub3c4\uc6c0\uc744 \uccad\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n<p>\uadf8\ub7ec\ub098 \uc774\uac83\uc740 \ud074\ub808\uc784 \ub300\ud654\uac00 \uc544\ub2d9\ub2c8\ub2e4.\n\uacb0\uad6d, \uc774\ubbf8 \ubcf4\ud5d8\uc5d0 \ubc18\uc601\ub418\uc9c0 \uc54a\uc740 \uc704\ud5d8\uc5d0 \ub300\ud574 \uc790\uae08\uc744 \ud655\ubcf4\ud558\ub294 \uac83\uc740 \uc5b4\ub835\uc2b5\ub2c8\ub2e4.\n\uc624\ud788\ub824, \uc774\uac83\uc740 \uc751\ub2f5\uc131\uc5d0 \ub300\ud55c \ub300\ud654\uc785\ub2c8\ub2e4.\n\ubcf4\ub2e4 \ubbfc\ucca9\ud558\uace0 \ub300\uc751\ub825\uc774 \ub6f0\uc5b4\ub09c \uace0\uac1d \uad00\uacc4\ub97c \uad6c\ucd95\ud568\uc73c\ub85c\uc368 \uc0c1\uc5c5 \ubcf4\ud5d8\uc0ac\ub294 \uace0\uac1d \ucda9\uc131\ub3c4\ub97c \uad6c\ucd95\ud558\uace0 \uc0c8\ub85c\uc6b4 \ube44\uc988\ub2c8\uc2a4\ub97c \uc720\uce58\ud560 \uc218\ub3c4 \uc788\uc2b5\ub2c8\ub2e4.   <\/p>\n\n<h1 class=\"wp-block-heading\">\ud56d\uc0c1 \uace0\uac1d\uc774 \ucd5c\uc6b0\uc120\uc785\ub2c8\ub2e4: \ubcf4\ud5d8\uc5d0 \ub300\ud55c \uace0\uac1d\uc758 \uc694\uad6c \ubcc0\ud654<\/h1>\n\n<p>&#8220;\uae30\uc220\uc774 \ubcf4\ud5d8 \uc0b0\uc5c5\uc744 \ubcc0\ud654\uc2dc\ud0a4\uace0 \uc788\uc9c0\ub9cc, \uace0\uac1d\ub3c4 \uadf8\uc5d0 \ubabb\uc9c0\uc54a\uac8c \ud30c\uad34\uc801\uc73c\ub85c \ubcc0\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4&#8221;\ub77c\uace0 \ub51c\ub85c\uc774\ud2b8\uc758 <a href=\"https:\/\/www2.deloitte.com\/content\/dam\/Deloitte\/uk\/Documents\/financial-services\/deloitte-uk-insurance-trends-new-world-new-customers-new-solutions.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">\ub370\uc774\ube44\ub4dc \ub7ec\uc2dc(David Rush<\/a> )\uc640 \ub3d9\ub8cc \uc5f0\uad6c\uc6d0\ub4e4\uc740 \ub9d0\ud569\ub2c8\ub2e4.<\/p>\n\n<p>\ub51c\ub85c\uc774\ud2b8(Deloitte)\uc758 \uc870\uc0ac\uc5d0 \ub530\ub974\uba74, \ubcf4\ud5d8 \uc5c5\uacc4 \uc784\uc6d0\uc758 45%\uac00 \uace0\uac1d\uc758 \uae30\ub300\uce58\uc640 \ub2c8\uc988 \ubcc0\ud654\uac00 \ud5a5\ud6c4 3\ub144 \ub3d9\uc548 \uac00\uc7a5 \ud070 \uc131\uc7a5 \uacfc\uc81c\uac00 \ub420 \uac83\uc774\ub77c\uace0 \ub2f5\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n\n<h2 class=\"wp-block-heading\">\uace0\uac1d\uc740 \ub9de\ucda4\ud615 \uc11c\ube44\uc2a4\ub97c \uae30\ub300\ud569\ub2c8\ub2e4.<\/h2>\n\n<p>\uace0\uac1d\uc740 \ud2b9\ud788 \uc2a4\ub9c8\ud2b8\ud3f0\uc73c\ub85c \uc804\ub2ec\ub418\ub294 \ub9de\ucda4\ud615 \uc54c\ub9bc \ubc0f \ud504\ub86c\ud504\ud2b8\uc758 \ud615\ud0dc\ub85c \uac1c\uc778\ud654\ub97c \uae30\ub300\ud569\ub2c8\ub2e4.\n\uad50\ud1b5 \ubc0f \ub0a0\uc528 \uc5c5\ub370\uc774\ud2b8\uc640 \uac19\uc740 \uc815\ubcf4\ub97c \uc774\ubbf8 \uc77c\uc0c1\uc801\uc778 \ub514\uc9c0\ud138 \uc0dd\ud65c\uc5d0 \ud1b5\ud569\ud55c \uace0\uac1d\uc740 \uc704\ud5d8\uc744 \uc904\uc774\uace0 \ube44\uc6a9\uc744 \uc808\uac10\ud558\ub294 \ub370 \ub3c4\uc6c0\uc744 \uc8fc\ub294 \ubcf4\ud5d8\uc0ac\uc758 \uc720\uc0ac\ud55c \uba54\uc2dc\uc9c0\ub97c \ubc1b\uc544\ub4e4\uc77c \uac00\ub2a5\uc131\uc774 \ub354 \ub192\ub2e4\uace0 EY\uc758 <a href=\"https:\/\/www.ey.com\/en_gl\/innovation-in-insurance\/why-insurance-business-models-are-going-to-change\" target=\"_blank\" rel=\"noreferrer noopener\">\ud53c\ud130 \ub9e8\uccb4\uc2a4\ud130(Peter Manchester<\/a> )\uc640 \ub3d9\ub8cc \uc5f0\uad6c\uc6d0\ub4e4\uc740 \ub9d0\ud569\ub2c8\ub2e4. <\/p>\n\n<p>\ubcf4\ud5d8 \ud68c\uc0ac\uc758 \uacbd\uc6b0 \uac1c\uc778\ud654\ub41c \uba54\uc2dc\uc9d5\uc5d0 \ub300\ud55c \uace0\uac1d\uc758 \uc120\ud638\ub3c4\ub294 \uc704\ud5d8 \ubd84\uc11d\uc744 \uac1c\uc120\ud558\uc5ec \uace0\uac1d \uad00\uacc4\ub97c \uac1c\uc120\ud560 \uc218 \uc788\ub294 \uae30\ud68c\ub97c \uc81c\uacf5\ud569\ub2c8\ub2e4.\n&#8220;\ubcf4\ud5d8\uc0ac\ub97c \uc704\ud55c \ub370\uc774\ud130 \ubc0f \ubd84\uc11d\uc744 \ud1b5\ud55c \ub2e4\uc74c \uc8fc\uc694 \ud601\uc2e0 \uae30\ud68c\ub294 \uc704\ud5d8\uc744 \uc2e0\uc18d\ud558\uac8c \uc2dd\ubcc4\ud558\uace0 \uc815\ud655\ud558\uac8c \uce21\uc815\ud55c \ub2e4\uc74c \ud574\ub2f9 \ud1b5\ucc30\ub825\uc744 \uc0ac\uc6a9\ud558\uc5ec \uace0\uac1d\uc758 \uc694\uad6c\ub97c \uc120\uc81c\uc801\uc73c\ub85c \ucda9\uc871\ud558\ub294 \uac83\uc785\ub2c8\ub2e4.&#8221; <\/p>\n\n<h2 class=\"wp-block-heading\">\uace0\uac1d\uc740 \uc624\ub298\ub0a0\uc758 \uc704\ud5d8\uc774 \uc9c0\uae08 \ubc14\ub85c \ud574\uacb0\ub418\uae30\ub97c \uae30\ub300\ud569\ub2c8\ub2e4.<\/h2>\n\n<p>\uc218\uc2ed \ub144 \ub3d9\uc548 \uae30\uc5c5 \ucc45\uc784 \ubcf4\ud5d8\uc740 \ud68d\uc77c\uc801\uc778 \uc811\uadfc \ubc29\uc2dd\uc744 \ucde8\ud588\uc2b5\ub2c8\ub2e4.\n\uacbd\uc81c\uac00 \uae31 \uc6cc\ud06c, \ud30c\ud2b8\ud0c0\uc784 \uc6cc\ud06c, \uc790\ub3d9\ucc28\uc640 \ubd80\ub3d9\uc0b0\uc758 \uac1c\uc778 \ubc0f \uc0c1\uc5c5\uc801 \uc0ac\uc6a9 \uc0ac\uc774\uc758 \ubaa8\ud638\ud55c \uacbd\uacc4\ub97c \uacc4\uc18d \uac15\uc870\ud568\uc5d0 \ub530\ub77c \uacfc\uac70\uc758 \ucc45\uc784 \ubcf4\ud5d8 \uc635\uc158\uc740 \uc810\uc810 \ub354 \uc801\ud569\ud558\uc9c0 \uc54a\ub2e4\uace0 \uc8fc\ubb38\ud615 \uc911\uc18c\uae30\uc5c5 \ubcf4\ud5d8 \uc81c\uacf5\uc5c5\uccb4\uc778 Thimble\uc758 \uc124\ub9bd\uc790 \uacb8 CEO\uc778 <a href=\"https:\/\/www.insurancejournal.com\/magazines\/mag-ideaexchange\/2019\/10\/21\/545867.htm\" target=\"_blank\" rel=\"noreferrer noopener\">Jay Bregman<\/a>\uc740 \ub9d0\ud569\ub2c8\ub2e4. <\/p>\n\n<p>\ube44\uc988\ub2c8\uc2a4\uac00 \ubcc0\ud654\ud568\uc5d0 \ub530\ub77c \ubcf4\uc7a5\uc774 \ud544\uc694\ud55c \uc704\ud5d8\ub3c4 \ubcc0\ud654\ud588\uc2b5\ub2c8\ub2e4.\n\ud55c\ud3b8, \ub2e4\ub978 \uc0b0\uc5c5\uc5d0\uc11c \uc989\uc2dc \uc11c\ube44\uc2a4\ub97c \ubc1b\uc744 \uc218 \uc788\ub294 \uace0\uac1d\uc758 \ub2a5\ub825\uc740 \ubcf4\ud5d8 \ubcf4\uc7a5\uc5d0 \ub300\ud55c \uae30\ub300\uce58\ub3c4 \ubcc0\ud654\uc2dc\ucf30\uc2b5\ub2c8\ub2e4.\n\ubcf4\ud5d8 \ubcf4\uc7a5\uc740 \uc18c\ube44\uc790\uac00 \ubb3c\ub9ac\uc801 \ubb3c\uac74\uc744 \uc18c\uc720\ud560 \uac83\uc744 \uc694\uad6c\ud558\uc9c0 \uc54a\uae30 \ub54c\ubb38\uc5d0 \uc18c\ube44\uc790\ub294 \ubcf4\ud5d8 \uc801\uc6a9\uc744 \uc644\ub8cc\ud558\ub294 \ub370 \uba70\uce60\uc774 \uac78\ub9ac\ub294 \uc774\uc720\ub97c \uc774\ud574\ud558\uc9c0 \ubabb\ud569\ub2c8\ub2e4.  <\/p>\n\n<p>&#8220;\ud604\ub300\uc758 \uc18c\ube44\uc790(\ubc0f \uc911\uac1c\uc778)\ub294 \uc989\uac01\uc801\uc778 \uc8fc\ubb38\ud615 \uc81c\ud488\uc744 \uae30\ub300\ud569\ub2c8\ub2e4. \uba70\uce60\uc774 \uc544\ub2d9\ub2c8\ub2e4. \uc2dc\uac04\uc774 \uc544\ub2d9\ub2c8\ub2e4. \uba87 \ubd84\uc774 \uc544\ub2d9\ub2c8\ub2e4. \uba87 \ucd08&#8221;\ub77c\uace0 Bregman\uc740 \uc501\ub2c8\ub2e4.<\/p>\n\n<h1 class=\"wp-block-heading\">\uac15\ub825\ud558\uace0 \ubbfc\ucca9\ud55c \uace0\uac1d \uad00\uacc4\uc758 \uc694\uc18c<\/h1>\n\n<p>\ubcc0\ud654\ud558\ub294 \uace0\uac1d \uc694\uad6c\uc5d0 \ub300\uc751\ud558\uace0\uc790 \ud558\ub294 \ubcf4\ud5d8\uc0ac\ub294 \ube60\ub974\uac8c \ubcc0\ud654\ud558\ub294 \ub514\uc9c0\ud138 \uc138\uacc4\uc5d0\uc11c \uac15\ub825\ud558\uace0 \ubbfc\ucca9\ud55c \uace0\uac1d \uad00\uacc4\ub294 \uc5b4\ub5a4 \ubaa8\uc2b5\uc77c\uae4c\ub77c\ub294 \ud55c \uac00\uc9c0 \uc9c8\ubb38\uc5d0 \ub2f5\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n\n<p>\uc774 \uc9c8\ubb38\uc5d0 \ub2f5\ud568\uc73c\ub85c\uc368 \ubcf4\ud5d8\uc0ac\ub294 \uace0\uac1d\uacfc \ud568\uaed8 \uadf8\ub9ac\uace0 \uace0\uac1d\ubcf4\ub2e4 \uc55e\uc11c \ub098\uac08 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\n\ubcf4\ud5d8\uc0ac\ub294 \uace0\uac1d\uc774 \ud604\uc7ac \uc788\ub294 \uacf3\uc5d0\uc11c \uace0\uac1d\uc744 \ub9cc\ub098\uace0 \uace0\uac1d\uc774 \ubbf8\ub798\uc5d0 \ud544\uc694\ub85c \ud558\uace0 \uc6d0\ud558\ub294 \uac83\uc744 \ub354 \uc798 \uc608\uce21\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n<h2 class=\"wp-block-heading\">\uc870\uae30\uc5d0 \uc790\uc8fc, \uadf8\ub9ac\uace0 \ub514\uc9c0\ud138 \ubc29\uc2dd\uc73c\ub85c \uc5f0\uacb0<\/h2>\n\n<p>\uccab\uc9f8, \uac15\ub825\ud558\uace0 \ubbfc\ucca9\ud55c \uace0\uac1d \uad00\uacc4\ub294 \ub514\uc9c0\ud138 \ucc44\ub110\uc744 \ud1b5\ud574 \uace0\uac1d\uacfc \uc5f0\uacb0\ud558\ub294 \ub370 \uc911\uc810\uc744 \ub461\ub2c8\ub2e4.\n\uacbd\uc601 \ucee8\uc124\ud305 \ud68c\uc0ac\uc778 \ubca0\uc778\uc564\ucef4\ud37c\ub2c8(Bain &amp; Company)\uac00 \uc18c\uc0c1\uacf5\uc778\ub4e4\uc758 \ubcf4\ud5d8 \uac00\uc785 \uc2b5\uad00\uc744 \uc870\uc0ac\ud55c \uacb0\uacfc, &#8220;\ud558\ub098 \uc774\uc0c1\uc758 \ucee4\ub125\ud2f0\ub4dc \ub514\ubc14\uc774\uc2a4\ub97c \ubcf4\uc720\ud55c \uc18c\ube44\uc790\ub294 \uc5f0\ud3c9\uade0 19\ud68c \ub3d9\uc548 \ud1b5\uc2e0\uc0ac\uc640 \uc18c\ud1b5\ud558\uba70, \uc774\ub294 \ucee4\ub125\ud2f0\ub4dc \ub514\ubc14\uc774\uc2a4\ub97c \uc804\ud600 \uc18c\uc720\ud558\uc9c0 \uc54a\uc740 \uace0\uac1d\uc758 5\ubc30 \uc774\uc0c1\uc758 \ube48\ub3c4&#8221;\ub77c\uace0 \ud5e8 <a href=\"https:\/\/www.bain.com\/insights\/insurers_how_to_lead_in_the_new_era_of_connectivity\/\" target=\"_blank\" rel=\"noreferrer noopener\">\ub9ad \ub098\uc6b0\uc871\uc2a4(Henrik Naujoks<\/a> )\uc640 \ubca0\uc778 \ud30c\ud2b8\ub108\ub4e4\uc740 \ub9d0\ud569\ub2c8\ub2e4. <\/p>\n\n<p>\ubcf4\ud5d8\uc0ac\uc640 \ub354 \uc790\uc8fc \uc5f0\ub77d\ud558\ub294 \uc0c1\uc5c5 \ubcf4\ud5d8 \uace0\uac1d\uc740 \uace0\uac1d\uc744 \ub354 \uc624\ub798 \uba38\ubb34\ub974\uace0, \ub3d9\uc77c\ud55c \ubcf4\ud5d8\uc0ac\uc758 \ubcf4\ud5d8 \uc0c1\ud488\uc744 \ub354 \ub9ce\uc774 \uad6c\ub9e4\ud558\uba70, \uce5c\uad6c\ub098 \ub3d9\ub8cc\uc5d0\uac8c\ub3c4 \ub3d9\uc77c\ud55c \uc11c\ube44\uc2a4\ub97c \ucd94\ucc9c\ud558\ub294 \uacbd\ud5a5\uc774 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n<h2 class=\"wp-block-heading\">\ub370\uc774\ud130 \uc218\uc6a9<\/h2>\n\n<p>\uc2a4\ub9c8\ud2b8\ud3f0, \uc784\ubca0\ub514\ub4dc \uc13c\uc11c \ubc0f \uc0c1\ud638 \uc5f0\uacb0\ub41c \uc7a5\uce58\uc758 \uae00\ub85c\ubc8c \ub124\ud2b8\uc6cc\ud06c\ub97c \ud1b5\ud574 \uadf8 \uc5b4\ub290 \ub54c\ubcf4\ub2e4 \ub354 \ub9ce\uc740 \ub370\uc774\ud130\ub97c \ucd94\uc801, \ucea1\ucc98 \ubc0f \ubd84\uc11d\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\n\ube45 \ub370\uc774\ud130\uc758 \ubd80\uc0c1\uc740 \ub370\uc774\ud130 \uc6b0\uc120 \uc811\uadfc \ubc29\uc2dd\uc744 \ucde8\ud558\ub294 \ubcf4\ud5d8 \ud68c\uc0ac\uc5d0\ub3c4 \uae30\ud68c\ub97c \uc81c\uacf5\ud55c\ub2e4\uace0 \uc804\ub7b5\uc801 \uc11c\ube44\uc2a4 \ud601\uc2e0 \ucee8\uc124\ud305 \ud68c\uc0ac\uc778 Peer Insight\uc758 \uc124\ub9bd\uc790\uc778 <a href=\"https:\/\/peerinsight.com\/blog\/2020-insurance-trends\/\" target=\"_blank\" rel=\"noreferrer noopener\">Tim Ogilvie<\/a>\ub294 \ub9d0\ud569\ub2c8\ub2e4. <\/p>\n\n<p>\ubcf4\uc7a5\uc744 \uac1c\uc778\ud654\ud558\uace0 \ud574\ub2f9 \ubcf4\uc7a5\uc744 \uad6c\ub9e4\ud558\uac70\ub098 \uac31\uc2e0\ud558\ub294 \ud504\ub85c\uc138\uc2a4\ub97c \uac00\uc18d\ud654\ud560 \uc218 \uc788\ub294 \ub370\uc774\ud130\uc758 \uae30\ub2a5\uc744 \uc218\uc6a9\ud558\ub294 \uac83\uc740 \uc624\ub298\ub0a0 \uc18c\uaddc\ubaa8 \ube44\uc988\ub2c8\uc2a4 \uc18c\uc720\uc790\uc758 \uc694\uad6c\uc5d0 \ubd80\uc751\ud558\uace0\uc790 \ud558\ub294 \ubcf4\ud5d8 \ud68c\uc0ac\uc5d0 \ud544\uc218\uc801\uc785\ub2c8\ub2e4.<\/p>\n\n<p>&#8220;\uc624\ub298\ub0a0\uc758 \uc2dc\uc7a5\uc5d0\uc11c \uacbd\uc7c1\ub825\uc744 \uc720\uc9c0\ud558\uace0\uc790 \ud558\ub294 \ubaa8\ub4e0 \uae30\uc5c5\uc740 \uace0\uac1d\uc774 \ud544\uc694\ub85c \ud558\ub294 \uc7a5\uc18c\uc640 \uc2dc\uac04\uc5d0 \uace0\uac1d\uc744 \ub9cc\ub098\uc57c \ud569\ub2c8\ub2e4&#8221;\ub77c\uace0 Hitachi Solutions America\uc758 \uc120\uc784 \ud504\ub9ac\uc138\uc77c\uc988 \uc544\ud0a4\ud14d\ud2b8\uc778 <a href=\"https:\/\/us.hitachi-solutions.com\/blog\/insurance-digital-transformation\/\" target=\"_blank\" rel=\"noreferrer noopener\">Jonathan Yundt<\/a>\ub294 \ub9d0\ud569\ub2c8\ub2e4.\n\uac15\ub825\ud55c \ub514\uc9c0\ud138 \ud50c\ub7ab\ud3fc\uc740 \ub808\uac70\uc2dc \uc2dc\uc2a4\ud15c\uc744 \ud604\ub300\ud654\ud558\uace0 \ubcf4\ud5d8\uc0ac\uc5d0 \uc778\uacf5 \uc9c0\ub2a5, \uc608\uce21 \ubd84\uc11d, \ubaa8\ubc14\uc77c \uc11c\ube44\uc2a4 \ubc0f \uc628\ub77c\uc778 \ucc44\ud305 \uc635\uc158\uacfc \uac19\uc740 \ub2e4\ub978 \ub514\uc9c0\ud138 \uc635\uc158\uc744 \ud5c8\uc6a9\ud560 \uc218 \uc788\ub294 \ub3c4\uad6c\ub97c \uc81c\uacf5\ud558\uc5ec \uc2dc\uc791\ud560 \uc218 \uc788\ub294 \ub2e8\uc77c \uc704\uce58\ub97c \uc81c\uacf5\ud569\ub2c8\ub2e4. <\/p>\n\n<h2 class=\"wp-block-heading\">\ubbf8\uc158\uc5d0 \ub9de\uac8c \ubc29\ubc95\uc744 \uc7ac\uc870\uc815\ud558\uc2ed\uc2dc\uc624.<\/h2>\n\n<p>\uc70c <a href=\"https:\/\/assets.kpmg\/content\/dam\/kpmg\/xx\/pdf\/2019\/03\/insurtech-trends-2019.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">\ud504\ub9ac\uccc7(Will Pritchett<\/a> )\uacfc KPMG\uc758 &#8220;\uc778\uc288\uc5b4\ud14c\ud06c 10: 2019\ub144 \ud2b8\ub80c\ub4dc&#8221;\uc758 \uacf5\ub3d9 \uc800\uc790\ub294 \ud5a5\ud6c4 \uba87 \ub144 \ub3d9\uc548 \ubcf4\ud5d8\uc0ac\uc758 \uac00\uc7a5 \ud070 \uacfc\uc81c \uc911 \ud558\ub098\ub294 \ubcc0\ud654\ud558\ub294 \uc138\uc0c1\uc758 \uc694\uad6c\uc5d0 \ubd80\ud569\ud558\ub294 \uc0c8\ub85c\uc6b4 \ube44\uc988\ub2c8\uc2a4 \ubc29\uc2dd\uc744 \uc218\uc6a9\ud558\ub294 \uac83\uc774\ub77c\uace0 \ub9d0\ud569\ub2c8\ub2e4.<\/p>\n\n<p>\uace0\uac1d\uc774 \uc788\ub294 \uacf3\uc5d0\uc11c \uace0\uac1d\uc744 \ub9cc\ub098\uace0 \ub514\uc9c0\ud138 \ub3c4\uad6c\ub97c \ud65c\uc6a9\ud558\uae30 \uc704\ud574 \ubcf4\ud5d8\uc0ac\ub294 \ub0b4\ubd80 \uad6c\uc870\ub97c \uc7ac\uace0\ud574\uc57c \ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\n\ud300\uc744 \uad6c\uc131\ud558\uace0, \uace0\uac1d\uc758 \uc694\uad6c\uc5d0 \ub300\uc751\ud558\uace0, \uacfc\uac70\uc5d0 \ud6a8\uacfc\uac00 \uc788\uc5c8\ub358 \ubcf4\ud5d8 \uc801\uc6a9 \ubc94\uc704\ub97c \ubc30\uce58\ud558\ub294 \ub370 \uc0ac\uc6a9\ub418\ub294 \ubc29\ubc95\uc740 \ubbf8\ub798\uc5d0 \uace0\uac1d\uc758 \uc694\uad6c\ub97c \ucda9\uc871\uc2dc\ud0a4\uc9c0 \ubabb\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n<p>\ubcf4\ud5d8\uc0ac\ub4e4\uc774 \uae30\uc874 \ubc29\ubc95\uc744 \uc644\uc804\ud788 \ud3d0\uae30\ud560 \ud544\uc694\ub294 \uc5c6\uc744 \uac83\uc774\ub77c\uace0 \ud504\ub9ac\uccc7\uacfc \uacf5\uc800\uc790\ub4e4\uc740 \ub9d0\ud55c\ub2e4.\n\uadf8\ub7ec\ub098 \ubcf4\ud5d8\ud68c\uc0ac\ub294 \ud544\uc694\ud55c \uacbd\uc6b0 \uae09\uc9c4\uc801\uc778 \ubcc0\ud654\ub97c \uae30\uaebc\uc774 \ud658\uc601\ud560 \uc218 \uc788\uc5b4\uc57c \ud569\ub2c8\ub2e4.\n&#8220;\uae30\uc874 \uac70\ubc84\ub10c\uc2a4 \uad6c\uc870\uc5d0\uc11c \ubc97\uc5b4\ub098\ub294 \uac83\uc740 \ubd88\ud3b8\ud560 \uc218 \uc788\uc9c0\ub9cc, \uc870\uc9c1\uc740 \uc774\ub97c \uac00\ub85c\ub9c9\uace0 \uc788\ub294 \ubb38\ud654\uc801 \uc7a5\uc560\ubb3c\uc744 \ud5c8\ubb3c\uae30 \uc704\ud574 \uc774\ub97c \ucd94\uc9c4\ud574\uc57c \ud55c\ub2e4&#8221;\uace0 \uadf8\ub4e4\uc740 \uc37c\ub2e4.  <\/p>\n\n<h1 class=\"wp-block-heading\">\uace0\uac1d \uc694\uad6c \uc0ac\ud56d\uc744 \ucda9\uc871\ud558\uae30 \uc704\ud55c \ubaa8\ubc94 \uc0ac\ub840<\/h1>\n\n<p>\ubcf4\ud5d8\uc744 \uc704\ud574 \ubcf4\ud5d8\uc744 \ud310\ub9e4\ud558\ub294 \uac83\uc740 \uc624\ub298\ub0a0\uc758 \uc2dc\uc7a5\uc5d0\uc11c \uc5b4\ub824\uc6b4 \uc81c\uc548\uc785\ub2c8\ub2e4.\n\uc624\ub298\ub0a0 \uc0ac\uc5c5\uc8fc\ub4e4\uc740 \uc790\uc2e0\ub4e4\uc758 \ubaa9\ud45c\ub97c \ub2ec\uc131\ud558\ub294 \ub370 \ub3c4\uc6c0\uc744 \uc8fc\uace0, \uc774\ub97c \uc704\ud574 \ube44\ubcf4\ud5d8 \uc81c\uacf5\uc5c5\uccb4\uc640 \uc0dd\ud0dc\uacc4\ub97c \uad6c\ucd95\ud558\uae30\uae4c\uc9c0 \ud558\ub294 \ubcf4\ud5d8\uc0ac\ub97c \uc6d0\ud55c\ub2e4\uace0 Naujoks\ub294 \ub9d0\ud569\ub2c8\ub2e4. <\/p>\n\n<p>\ub7ec\uc26c\ub294 &#8220;\ubcf4\ud5d8\uc0ac\ub4e4\uc740 \uc0c1\ud488 \uc81c\uacf5\uc5d0 \ucd08\uc810\uc744 \ub9de\ucd94\ub294 \uac83\uc5d0\uc11c \ubc97\uc5b4\ub098 \uc0c1\ud488\uc744 \ud1b5\ud574 \uace0\uac1d\uc774 \ubb34\uc5c7\uc744 \ud560 \uc218 \uc788\ub294\uc9c0\uc5d0 \uc911\uc810\uc744 \ub450\uc5b4\uc57c \ud55c\ub2e4&#8221;\uace0 \uc37c\ub2e4.\n\uc608\ub97c \ub4e4\uc5b4, \uc18c\uaddc\ubaa8 \uc0ac\uc5c5\uccb4 \uc18c\uc720\uc8fc\ub294 \uadfc\ub85c\uc790 \ubcf4\uc0c1 \ubcf4\uc7a5\uc744 \uc9c0\ub8e8\ud55c \uadc0\ucc2e\uc740 \uc77c\ub85c \uc0dd\uac01\ud560 \uc218 \uc788\uc9c0\ub9cc \ubd80\uc0c1 \uc608\ubc29\uacfc \uadfc\ub85c\uc790\uc758 \uac74\uac15 \uc720\uc9c0 \ub610\ub294 \ud68c\ubcf5 \uc9c0\uc6d0\uc5d0 \uc911\uc810\uc744 \ub454 \uba54\uc2dc\uc9c0\uc5d0\ub294 \ub9e4\uc6b0 \ubbfc\uac10\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n<p>\uace0\uac1d\ub4e4\uc740 \ubcf4\ud5d8 \uc790\uccb4\uc758 \ubcf4\uc7a5\uc5d0 \uadf8\ub2e4\uc9c0 \uad00\uc2ec\uc774 \uc5c6\uae30 \ub54c\ubb38\uc5d0 \ubcf4\ud5d8\uc0ac\ub294 \ube44\uc988\ub2c8\uc2a4\uc758 \uc131\uacf5\uacfc \uac19\uc740 \uace0\uac1d\uc758 \uc9c4\uc815\ud55c \uad00\uc2ec\uc0ac\uc5d0 \ub300\ud574 \uc774\uc57c\uae30\ud558\ub294 \ub370 \uc9d1\uc911\ud574\uc57c \ud569\ub2c8\ub2e4.\n\ub514\uc9c0\ud138 \uc5d0\ucf54\uc2dc\uc2a4\ud15c\uc744 \uad6c\ucd95\ud558\uba74 \uc0c1\uc5c5 \ubcf4\ud5d8\uc0ac\uac00 \uc774\ub7ec\ud55c \uc774\uc775\uc744 \ubcf4\ub2e4 \uc27d\uac8c \ud574\uacb0\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\n\ubcf4\ud5d8\uc0ac\ub97c \ud575\uc2ec\uc73c\ub85c \ud558\ub294 \uc5d0\ucf54\uc2dc\uc2a4\ud15c\uc740 \ube44\uc988\ub2c8\uc2a4 \uc131\uacf5\uc744 \uac1c\uc120\ud558\uae30 \uc704\ud55c \uc6d0\uc2a4\ud1b1 \uc0c1\uc810\uc774 \ub418\uc5b4 \uace0\uac1d\uc5d0\uac8c \ub354 \ub9e4\ub825\uc801\uc778 \uc81c\uc548\uc774 \ub429\ub2c8\ub2e4.  <\/p>\n\n<p>\uad81\uadf9\uc801\uc73c\ub85c \uc0c8\ub85c\uc6b4 \ub514\uc9c0\ud138 \ub3c4\uad6c\uc640 \ud50c\ub7ab\ud3fc\uc744 \uc120\ud0dd\ud560 \ub54c \uace0\uac1d\uc744 \ucd5c\uc6b0\uc120\uc73c\ub85c \uc0dd\uac01\ud558\uba74 \ubbfc\ucca9\ud55c \uad00\uacc4\uac00 \uac00\ub2a5\ud574\uc9d1\ub2c8\ub2e4.\n <a href=\"https:\/\/assets.ey.com\/content\/dam\/ey-sites\/ey-com\/en_gl\/topics\/insurance\/insurance-pdfs\/ey-nextwave-insurance-personal-lines-small-commercial.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">\uc774\uc790\ubca8 \uc0b0\ud14c\ub099(Isabelle Santenac<\/a> )\uacfc EY \ubcf4\ud5d8 \uc790\ubb38 \ud300\uc758 \ub3d9\ub8cc\ub4e4\uc740 &#8220;\ubbf8\ub798\ub97c \uad6c\uc0c1\ud558\uace0 \uc0ac\ub824 \uae4a\uace0 \uace0\uac1d \uc911\uc2ec\uc801\uc778 \ud601\uc2e0\uc5d0 \ud22c\uc790\ud560 \uc6a9\uae30\ub97c \uac00\uc9c4 \ud56d\uacf5\uc0ac\ub294 \uc624\ub298\ub0a0\uc758 \uc704\ud611\uc744 \uadf9\ubcf5\ud558\uace0 \uc0c8\ub85c\uc6b4 \uae30\ud68c\ub97c \ud3ec\ucc29\ud560 \uc218 \uc788\uc744 \uac83&#8221;\uc774\ub77c\uace0 \ub9d0\ud569\ub2c8\ub2e4. <\/p>\n\n<p>\uace0\uac1d \uad00\uacc4\uc5d0 \ub300\ud55c \ubbfc\ucca9\ud55c \uc811\uadfc \ubc29\uc2dd\uc744 \uac16\ucd98 \uc0c1\uc5c5 \ubcf4\ud5d8\uc0ac\ub294 \uc7a5\uae30\uc801\uc73c\ub85c \uc774\ub7ec\ud55c \uad00\uacc4\ub97c \ud615\uc131\ud558\uace0 \uc720\uc9c0\ud560 \uc218 \uc788\ub294 \uc704\uce58\uc5d0 \uc788\uc2b5\ub2c8\ub2e4.\n\uac15\ub825\ud55c \uace0\uac1d \uad00\uacc4\ub97c \uad6c\ucd95\ud558\uae30 \uc704\ud574\uc11c\ub294 \uc2e0\uc18d\ud558\uace0 \uac1c\uc778\ud654\ub41c \uace0\uac1d \uc751\ub2f5\uc5d0 \ub300\ud55c \ud3c9\ud310\uc774 \ud544\uc694\ud569\ub2c8\ub2e4. <\/p>\n\n<p>\uc774\ubbf8\uc9c0 \uc791\uc131\uc790: Aleksandr Davydov\/\u00a9123RF.com, racorn\/\u00a9123RF.com, choreograph\/\u00a9123RF.com<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\uace0\uac1d\uc5d0\uac8c \ubcf4\ud5d8\uc740 \uc624\ub7ab\ub3d9\uc548 \uc190\uc744 \ub193\uace0 \uc788\ub294 \uad00\uacc4\uc600\uc2b5\ub2c8\ub2e4. \ub300\ubd80\ubd84\uc758 \uc0c1\uc5c5 \ubcf4\ud5d8 \uace0\uac1d\uc740 \ubcf4\uc7a5\uc744 \ubc1b\uac70\ub098 \uae30\uc874 \ubcf4\uc7a5\uc744 \uac31\uc2e0\ud558\uac70\ub098 \uccad\uad6c\ub97c \uc81c\uae30\ud574\uc57c \ud560 \ub54c\ub9cc \ubcf4\ud5d8\uc0ac\uc640 \uc0c1\ud638 \uc791\uc6a9\ud569\ub2c8\ub2e4. \uadf8\ub7ec\ub098 \uac1c\uc778 \uc0dd\ud65c\uacfc \ube44\uc988\ub2c8\uc2a4 \uc0dd\ud65c\uc774 \uc628\ub77c\uc778\uc73c\ub85c \uc774\ub3d9\ud568\uc5d0 \ub530\ub77c \uace0\uac1d\uc758 \uae30\ub300\uce58\uac00 \ubc14\ub00c\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uac1c\uc778\ud654, \uc190\uc26c\uc6b4 \uc815\ubcf4 \uc561\uc138\uc2a4, \ub2e4\ub978 \uc628\ub77c\uc778 \ube44\uc988\ub2c8\uc2a4\uc758 \ube60\ub978 \uc751\ub2f5\uc5d0 \uc775\uc219\ud55c \uace0\uac1d\uc740 \ube44\uc988\ub2c8\uc2a4 \ubcf4\ud5d8\uc0ac\uc5d0\uc11c\ub3c4 \ub3d9\uc77c\ud55c \uae30\ub2a5\uc744 \uae30\ub300\ud558\uba70 \ucc3e\uc744 \ub54c\uae4c\uc9c0 \ubcf4\ud5d8\uc0ac\ub97c \ubc14\uafc0 [&hellip;]<\/p>\n","protected":false},"featured_media":8102,"template":"","insight-category":[],"class_list":["post-20692","insight","type-insight","status-publish","has-post-thumbnail","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/insight\/20692","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/insight"}],"about":[{"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/types\/insight"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/media\/8102"}],"wp:attachment":[{"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/media?parent=20692"}],"wp:term":[{"taxonomy":"insight-category","embeddable":true,"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/insight-category?post=20692"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}