{"id":20685,"date":"2024-09-27T11:07:44","date_gmt":"2024-09-27T16:07:44","guid":{"rendered":"https:\/\/bolttech.io\/insights\/covid-19-%eb%b0%8f-%ec%83%81%ec%97%85-%eb%b3%b4%ec%9e%a5-%eb%b3%b4%ed%97%98%ec%82%ac%ea%b0%80-%ec%95%8c%ec%95%84%ec%95%bc-%ed%95%a0-%ec%82%ac%ed%95%ad\/"},"modified":"2024-09-27T11:07:49","modified_gmt":"2024-09-27T16:07:49","slug":"covid-19-%eb%b0%8f-%ec%83%81%ec%97%85-%eb%b3%b4%ec%9e%a5-%eb%b3%b4%ed%97%98%ec%82%ac%ea%b0%80-%ec%95%8c%ec%95%84%ec%95%bc-%ed%95%a0-%ec%82%ac%ed%95%ad","status":"publish","type":"insight","link":"https:\/\/bolttech.io\/ko\/insights\/covid-19-%eb%b0%8f-%ec%83%81%ec%97%85-%eb%b3%b4%ec%9e%a5-%eb%b3%b4%ed%97%98%ec%82%ac%ea%b0%80-%ec%95%8c%ec%95%84%ec%95%bc-%ed%95%a0-%ec%82%ac%ed%95%ad\/","title":{"rendered":"COVID-19 \ubc0f \uc0c1\uc5c5 \ubcf4\uc7a5: \ubcf4\ud5d8\uc0ac\uac00 \uc54c\uc544\uc57c \ud560 \uc0ac\ud56d"},"content":{"rendered":"\n<p>COVID-19\ub294 \uc804 \uc138\uacc4\uc758 \ube44\uc988\ub2c8\uc2a4\ub97c \ud63c\ub780\uc5d0 \ube60\ub728\ub838\uc2b5\ub2c8\ub2e4.\n\uc601\uc5c5\uc744 \uacc4\uc18d\ud558\ub294 \uc0ac\uc5c5\uccb4\ub4e4\uc870\ucc28\ub3c4 \uadfc\ub85c\uc790\ub97c \ubcf4\ud638\ud558\uace0 \uc804\uc5fc\ubcd1\uc744 \uad00\ub9ac\ud558\ub294 \ub370 \uc5b4\ub824\uc6c0\uc744 \uacaa\uace0 \uc788\uc2b5\ub2c8\ub2e4.\n\uc815\ubd80 \uba85\ub839\uc5d0 \ub530\ub77c \ubb38\uc744 \ub2eb\uc740 \uc0c1\uc810\ub4e4\uc740 \ub610\ud55c \uc218\uc785 \uc190\uc2e4\uacfc \uac74\ubb3c \uc18c\ub3c5\uc758 \ud544\uc694\uc131\uc5d0 \uc9c1\uba74\ud574 \uc788\uc2b5\ub2c8\ub2e4.  <\/p>\n\n<p>\ud63c\ub780\uc5d0 \ube60\uc9c4 \uae30\uc5c5\uc740 \ub3c4\uc6c0\uc774 \ud544\uc694\ud558\uba70, \uac00\uc7a5 \uba3c\uc800 \uc0b4\ud3b4\ubcf4\ub294 \uac83 \uc911 \ud558\ub098\ub294 \uc0c1\uc5c5 \ubcf4\ud5d8 \uc815\ucc45\uc785\ub2c8\ub2e4.\n\ub530\ub77c\uc11c \ubcf4\ud5d8\uc0ac\ub294 \uc815\ucc45\uc744 \uc124\uba85\ud558\uace0, \uccad\uad6c\ub97c \uad00\ub9ac\ud558\uace0, \ud32c\ub370\ubbf9 \uae30\uac04 \ub3d9\uc548 \uc704\ud5d8\uc744 \uc644\ud654\ud558\ub294 \ub370 \uc911\uc694\ud55c \uc5ed\ud560\uc744 \ud569\ub2c8\ub2e4. <\/p>\n\n<h1 class=\"wp-block-heading\">\ud32c\ub370\ubbf9 \ubcf4\ud5d8\uae08 \uccad\uad6c\uc5d0\ub294 \uc5b4\ub5a4 \uc720\ud615\uc758 \ubcf4\uc7a5\uc774 \uc801\uc6a9\ub418\ub098\uc694?<\/h1>\n\n<p>COVID-19 \ubcf4\uc7a5\uacfc \uad00\ub828\ud558\uc5ec \ubaa8\ub4e0 \uac83\uc740 \uc815\ucc45\uc5d0 \ub530\ub77c \ub2e4\ub985\ub2c8\ub2e4.\n3\uc6d4 \ucd08, Pillsbury Law\uc758 <a href=\"https:\/\/www.pillsburylaw.com\/en\/news-and-insights\/covid-19-insurance-checklist.html\" target=\"_blank\" rel=\"noreferrer noopener\">David F. Klein<\/a> \ubcc0\ud638\uc0ac\ub294 \uc0ac\uc5c5\uccb4\ub4e4\uc774 &#8220;\ud63c\ub780\uc774 \ubc1c\uc0dd\ud558\uae30 \uc804\uc5d0&#8221; \ubcf4\ud5d8 \uc801\uc6a9 \ubc94\uc704\ub97c \uac80\ud1a0\ud560 \uac83\uc744 \uad8c\uace0\ud588\uc2b5\ub2c8\ub2e4. <\/p>\n\n<p>\uc77c\ubd80 \ud68c\uc0ac\ub294 \uba87 \uc8fc \uc804\uc5d0 \uc774 \uac80\ud1a0\ub97c \uc218\ud589\ud588\uc2b5\ub2c8\ub2e4. \ub2e4\ub978 \uc0ac\ub78c\ub4e4\uc740 COVID-19 \ud63c\ub780\uc5d0 \uc9c1\uba74\ud558\uc5ec \uc9c0\uae08 \uadf8\uac83\uc744 \ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.\n\ub450 \ud68c\uc0ac \ubaa8\ub450 \uc8fc\uc694 \uc720\ud615\uc758 \ube44\uc988\ub2c8\uc2a4 \uc911\ub2e8\uc744 \ud574\uacb0\ud558\uae30 \uc704\ud574 \ubcf4\ud5d8\uc0ac\uc5d0 \uc758\uc874\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n<p>\uc5ec\ub7ec \uc720\ud615\uc758 \ubcf4\ud5d8\uc774 \ub2e4\uc591\ud55c \uc804\uc5fc\ubcd1 \uad00\ub828 \uccad\uad6c\ub97c \ubcf4\uc7a5\ud560 \uc218 \uc788\ub2e4\uace0 Klein\uc740 \ub9d0\ud569\ub2c8\ub2e4.\n\uc5ec\uae30\uc5d0\ub294 \ub2e4\uc74c\uc774 \ud3ec\ud568\ub429\ub2c8\ub2e4. <\/p>\n\n<p>\ud575\uc2ec \ube44\uc988\ub2c8\uc2a4 \uae30\ub2a5\uc758 \uc911\ub2e8 \ubc0f \uc9c0\uc6d0 \ube44\uc988\ub2c8\uc2a4 \uae30\ub2a5\uc5d0 \ub300\ud55c \ubcf4\uc7a5**\n\uc774\ub294 \uacf5\uae09\ub9dd \ubb38\uc81c \uc678\uc5d0\ub3c4 \uc18d\ub3c4 \uc800\ud558 \ubc0f \uc791\uc5c5 \uc911\ub2e8\uc5d0 \uc801\uc6a9\ub429\ub2c8\ub2e4.\n** \uc77c\ubc18 \ucc45\uc784 \ubc0f \uacbd\uc601\uc9c4\uc758 \ud2b9\uc815 \ucc45\uc784\uc5d0 \ub300\ud55c \ubcf4\uc7a5.\n\uc774\ub7ec\ud55c \uc0c1\ud669\uc5d0\ub294 \uc0c1\uc5c5 \uacf5\uac04\uc758 \uc624\uc5fc\uacfc \ud574\ub2f9 \uacf5\uac04\uc744 \uc0ac\uc6a9\ud558\ub294 \uc0ac\ub78c\ub4e4\uc774 \uacbd\uc601\uc9c4\uc5d0 \uc758\ud574 \ubcf4\ud638\ub418\uc9c0 \uc54a\uc558\ub2e4\ub294 \uc8fc\uc7a5\uc774 \ud3ec\ud568\ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\n** \uc608\uc815\ub41c \uc774\ubca4\ud2b8 \ubc0f \uc5ec\ud589\uc5d0 \ub300\ud55c \ubcf4\uc7a5.\n** \uadfc\ub85c\uc790 \ubcf4\uc0c1\uc5d0 \ub300\ud55c \ubcf4\uc7a5.     <\/p>\n\n<p>\uace0\uac1d\uc740 \uc774\ub7ec\ud55c \uc720\ud615\uc758 \ubcf4\uc7a5\uacfc \uad00\ub828\ud558\uc5ec \uc9c8\ubb38\uc774 \uc788\uc744 \uc218 \uc788\uc9c0\ub9cc \ubaa8\ub4e0 \uc9c8\ubb38\uc774 \uc2e0\uc885 \ucf54\ub85c\ub098\ubc14\uc774\ub7ec\uc2a4\uc640 \uad00\ub828\ub41c \uc0c1\ud669\uc5d0 \uc801\uc6a9\ub418\ub294 \uac83\uc740 \uc544\ub2d9\ub2c8\ub2e4.\n\uc608\ub97c \ub4e4\uc5b4, \uc77c\ubd80 \uc0ac\uc5c5\uccb4\uc758 \uacbd\uc6b0 \uc0ac\uc5c5\uccb4\uac00 \ucf54\ub85c\ub098\ubc14\uc774\ub7ec\uc2a4 \uc804\uc5fc\ubcd1\uc758 \uc2dc\uc791\uc744 \ucd09\ubc1c\ud558\uc9c0 \uc54a\uc558\uae30 \ub54c\ubb38\uc5d0 \uc77c\ubc18 \ucc45\uc784 \ubcf4\ud5d8\uc774 \uc801\uc6a9\ub418\uc9c0 \uc54a\uc744 \uc218 \uc788\ub2e4\uace0 \uc0c1\uc5c5 \ucc45\uc784 \ubcf4\ud5d8 \uc81c\uacf5\uc5c5\uccb4 Layr\uc758 \uc124\ub9bd\uc790 \uacb8 CEO\uc778 <a href=\"https:\/\/withlayr.com\/blog\/announcements\/business-insurance-coronavirus\/\" target=\"_blank\" rel=\"noreferrer noopener\">Phillip Naples<\/a>\ub294 \ub9d0\ud569\ub2c8\ub2e4. <\/p>\n\n<h2 class=\"wp-block-heading\">\uc120\ud0dd\uc801 \ubcf4\uc7a5 \ubc0f COVID-19<\/h2>\n\n<p>\ud45c\uc900 \ubcf4\uc7a5 \uc815\ucc45\uc758 \ubb38\uad6c\ub97c \uac80\ud1a0\ud558\ub294 \uac83 \uc678\uc5d0\ub3c4 \ubcf4\ud5d8\uc0ac\uc640 \uace0\uac1d\uc740 \ucd94\uac00 \ubcf4\uc99d, \uc2b9\uac1d \ub610\ub294 \ucd94\uac00 \ubcf4\uc7a5\uc774 COVID-19 \uccad\uad6c\uc5d0 \uc801\uc6a9\ub420 \uc218 \uc788\ub294\uc9c0 \uc5ec\ubd80\ub97c \uace0\ub824\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n\n<p>\uc608\ub97c \ub4e4\uc5b4, \uc815\ubd80 \uae30\uad00\uc774 \uc0ac\uc5c5\uccb4\uac00 \uc804\ud615\uc801\uc778 \ubc29\uc2dd\uc73c\ub85c \uc7ac\uc0b0\uc744 \uc0ac\uc6a9\ud558\ub294 \uac83\uc744 \uc81c\ud55c\ud558\uac70\ub098 \uae08\uc9c0\ud558\ub294 \uba85\ub839\uc744 \ub0b4\ub9bc\uc73c\ub85c\uc368 \uc0ac\uc5c5\uccb4\uac00 \uc190\uc2e4\uc744 \uc785\uc740 \uacbd\uc6b0 &#8220;\ubbfc\uc0ac \ub2f9\uad6d&#8221;\uc758 \uc801\uc6a9\uc774 \uc801\uc6a9\ub420 \uc218 \uc788\ub2e4\uace0 \ubcf4\ud5d8 \ubcc0\ud638\uc0ac <a href=\"https:\/\/www.andersonkill.com\/Publication-Details\/PublicationID\/1827\" target=\"_blank\" rel=\"noreferrer noopener\">\uc778 Diana Shafter Gliedman\uacfc Nicholas R. Maxwell<\/a>\uc740 \ub9d0\ud569\ub2c8\ub2e4.\n\ub530\ub77c\uc11c \uc790\ud0dd \ub300\ud53c\uc18c \uba85\ub839\uc5d0 \ub530\ub77c \uc0ac\uc5c5\uccb4\uac00 \ubb38\uc744 \ub2eb\ub294 \uacbd\uc6b0, \ud574\ub2f9 \uc0ac\uc5c5\uccb4\ub294 \ud589\uc815 \ub2f9\uad6d\uc758 \uc9c0\uc6d0\uc744 \ubc1b\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n<p>\uc815\ucc45\uc5d0\ub294 &#8220;\ubc1c\uc0dd&#8221;\uacfc \uac19\uc740 \ud575\uc2ec \uc6a9\uc5b4\uc758 \uc758\ubbf8\ub97c \ud655\uc7a5\ud558\ub294 \ubcf4\uc99d \ub610\ub294 \ub77c\uc774\ub354\uac00 \ud3ec\ud568\ub420 \uc218\ub3c4 \uc788\uc2b5\ub2c8\ub2e4.\n\ud55c \uac00\uc9c0 \uc608\ub294 \uacf5\uae09\ub9dd \ub610\ub294 \uc6b0\ubc1c\uc801 \ube44\uc988\ub2c8\uc2a4 \uc911\ub2e8\uc5d0 \ub300\ud55c \ubcf4\uc7a5\uc744 \uc81c\uacf5\ud558\ub294 \uc815\ucc45\uc774\ub77c\uace0 \ubc95\ub960 \ud68c\uc0ac Miller Johnson\uc758 \ud30c\ud2b8\ub108\uc778 <a href=\"https:\/\/millerjohnson.com\/publication\/assessing-business-interruption-insurance-to-offset-covid-19-related-loss\/\" target=\"_blank\" rel=\"noreferrer noopener\">Jeffrey G. Muth<\/a>\ub294 \ub9d0\ud569\ub2c8\ub2e4. <\/p>\n\n<p>\uacf5\uae09\ub9dd \ub610\ub294 \uc6b0\ubc1c\uc801 \uc0ac\uc5c5 \uc911\ub2e8 \uc2b9\uc778 \ub610\ub294 \ub77c\uc774\ub354\uc5d0 \ub530\ub77c \uc0ac\uc5c5\uccb4\ub294 \ud574\ub2f9 \uc0ac\uc5c5\uccb4 \uc790\uccb4\uac00 \uc804\uc5fc\uc744 \uacbd\ud5d8\ud558\uc9c0 \uc54a\uc558\ub354\ub77c\ub3c4 COVID-19 \uad00\ub828 \uc190\uc2e4\uc5d0 \ub300\ud55c \ubcf4\uc7a5\uc744 \uccad\uad6c\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n<p>Muth\ub294 \ud32c\ub370\ubbf9\uc73c\ub85c \uc778\ud574 \uacf5\uae09\ud558\ub294 \ud638\ud154\uc774 \ubb38\uc744 \ub2eb\uc544\uc57c \ud560 \ub54c \uc0ac\uc5c5\uc744 \uc783\uc740 \uc2dd\ud488 \uc11c\ube44\uc2a4 \ud68c\uc0ac\uc758 \uc608\ub97c \uc81c\uacf5\ud569\ub2c8\ub2e4.\n\ud638\ud154\uc740 \uc2e4\uc81c \uc804\uc5fc\uc744 \uae30\ubc18\uc73c\ub85c &#8220;\ubc1c\uc0dd&#8221;\uc744 \ud45c\uc2dc\ud560 \uc218 \uc788\uc9c0\ub9cc \uc2dd\ud488 \uc11c\ube44\uc2a4 \ud68c\uc0ac\ub294 \uadf8\ub807\uc9c0 \uc54a\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\n\uadf8\ub7ec\ub098 \uc2dd\ud488 \uc11c\ube44\uc2a4 \ud68c\uc0ac\uac00 \uacf5\uae09\ub9dd \ub610\ub294 \uc6b0\ubc1c\uc801 \uc0ac\uc5c5 \uc911\ub2e8 \ubcf4\ud5d8\uc5d0 \uac00\uc785\ub418\uc5b4 \uc788\ub294 \uacbd\uc6b0 \ud638\ud154 \ud3d0\uc1c4\ub85c \uc778\ud55c \uc190\uc2e4\uc744 \ud574\uacb0\ud558\uae30 \uc704\ud574 \uc774\ub7ec\ud55c \ubcf4\ud5d8\uc5d0 \uc758\uc874\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.  <\/p>\n\n<h2 class=\"wp-block-heading\">\uc0ac\ub840\ubcc4 \uc801\uc6a9 \ubc94\uc704<\/h2>\n\n<p>\uadf8\ub7ec\ub098 \uc0ac\uc5c5\uccb4\uac00 \uc120\ud0dd\uc801 \ubcf4\uc7a5\uc5d0 \uc758\uc874\ud560 \uc218 \uc788\ub294\uc9c0 \uc5ec\ubd80\ub294 \uc0ac\uc5c5\uccb4\uac00 \ucc98\uc74c\uc5d0 \ud574\ub2f9 \ubcf4\uc7a5\uc5d0 \uac00\uc785\ud588\ub294\uc9c0 \uc5ec\ubd80\uc5d0 \ub2ec\ub824 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n<p>\uad6c\uccb4\uc801\uc778 \ubcf4\ud5d8 \uc57d\uad00 \uc6a9\uc5b4\uac00 \ub2e4\uc591\ud558\uace0 \uc77c\ubd80 \uc720\ud615\uc758 \ubcf4\uc7a5\uc740 \ubcf4\uc99d \ub610\ub294 \ub77c\uc774\ub354\uc5d0 \uc758\ud574\uc11c\ub9cc \uc81c\uacf5\ub418\uae30 \ub54c\ubb38\uc5d0 &#8220;\ud2b9\uc815 \uc720\ud615\uc758 \uccad\uad6c\uac00 \ubcf4\uc7a5\ub418\ub294\uc9c0 \uc5ec\ubd80\uc5d0 \ub300\ud55c \uc5c4\uaca9\ud558\uace0 \ube60\ub978 \uaddc\uce59\uc740 \uc5c6\ub2e4&#8221;\uace0 \ubc95\ub960 \ud68c\uc0ac Holland &amp; Knight\uc758 \ud30c\ud2b8\ub108\uc778 <a href=\"https:\/\/www.hklaw.com\/en\/insights\/publications\/2020\/03\/a-look-at-insurance-coverage-issues-related-to-covid-19\" target=\"_blank\" rel=\"noreferrer noopener\">Thomas H. Bentz Jr.\uc640 Joseph Guay<\/a>\ub294 \ub9d0\ud569\ub2c8\ub2e4.<\/p>\n\n<p>\ubcf4\ud5d8 \ud68c\uc0ac\uc640 \ud568\uaed8 \uc815\ucc45\uc744 \uac80\ud1a0\ud558\ub294 \uac83\uc740 \uae30\uc5c5\uc774 COVID-19 \uad00\ub828 \uccad\uad6c\uac00 \ubcf4\uc7a5\ub418\ub294\uc9c0 \uc5ec\ubd80\uc640 \uadf8 \ubc94\uc704\ub97c \ud655\uc2e4\ud788 \uc54c \uc218 \uc788\ub294 \uc720\uc77c\ud55c \ubc29\ubc95\uc774\ub77c\uace0 Bentz\uc640 Guay\ub294 \uc37c\uc2b5\ub2c8\ub2e4.\n\uace0\uac1d\uc740 \ubcf4\ud5d8 \ud68c\uc0ac\uc5d0 \uc758\uc874\ud558\uc5ec \ubcf4\uc7a5 \ubc94\uc704\ub97c \uc124\uba85\ud558\uace0, \ud2b9\uc815 \uc870\uac74\uc744 \uba85\ud655\ud788 \ud558\uace0, \uac00\ub2a5\ud55c \uacbd\uc6b0 \uc9c0\uc6d0\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4. <\/p>\n\n<h1 class=\"wp-block-heading\">\uae30\uc5c5\uc758 \ubcf4\ud5d8 \uc218\uc694\uc5d0 \ub300\ud55c \uc815\ubd80\uc758 \ub300\uc751<\/h1>\n\n<p>\ud2b9\uc815 \uc815\ucc45 \uc870\ud56d\uc758 \uc5b8\uc5b4\ub294 COVID-19 \uad00\ub828 \uccad\uad6c \ubc0f \ubcf4\uc7a5\uc5d0 \uc601\ud5a5\uc744 \ubbf8\uce69\ub2c8\ub2e4.\n\uc9c0\uc5ed, \uc8fc, \uc5f0\ubc29 \uc815\ubd80\uc640 \uae30\uad00\uc774 \ud32c\ub370\ubbf9\uc5d0 \ub300\ucc98\ud558\uae30 \uc704\ud574 \ub178\ub825\ud568\uc5d0 \ub530\ub77c \uc774\ub7ec\ud55c \uc218\uc900\uc5d0\uc11c \ub0b4\ub824\uc9c4 \uacb0\uc815\uc740 \uc815\ucc45\uc774 \uc801\uc6a9\ub418\ub294 \ubc29\uc2dd\uc5d0\ub3c4 \uc601\ud5a5\uc744 \ubbf8\uce60 \uac83\uc774\ub77c\uace0 \ub85c\ud38c Akin Gump\uc758 <a href=\"https:\/\/www.akingump.com\/en\/experience\/industries\/national-security\/covid-19-resource-center\/insurance-coverage-questions-in-light-of-coronavirus.html\" target=\"_blank\" rel=\"noreferrer noopener\">Shawn Hanson<\/a> \uacfc \ub2e4\ub978 \ubc95\ub960 \uc804\ubb38\uac00\ub294 \ub9d0\ud569\ub2c8\ub2e4. <\/p>\n\n<p>\ud55c \uac00\uc9c0 \uc608\ub294 \uc7ac\uc0b0 \ubcf4\ud5d8\uc0ac\uac00 COVID-19 \uad00\ub828 \uc0ac\uc5c5 \uc911\ub2e8 \uccad\uad6c\ub97c \ubcf4\uc7a5\ud558\ub3c4\ub85d \uc694\uad6c\ud558\ub294 \ub274\uc800\uc9c0 \ubc95\uc548\uc785\ub2c8\ub2e4.\n\uc774 \ubc95\uc548\uc740 3\uc6d4 \uc911\uc21c\uc5d0 \ubc1c\uc758\ub418\uc5c8\uc73c\ub098 \uc5bc\ub9c8 \uc9c0\ub098\uc9c0 \uc54a\uc544 \ub274\uc800\uc9c0 \uc8fc \uc758\ud68c\uc5d0\uc11c \uc2ec\uc758\uc5d0\uc11c \uc81c\uc678\ub418\uc5c8\ub2e4.\n\uc774 \ubc95\uc548\uc744 \ubc1c\uc758\ud55c \uc0ac\ub78c\uc740 \ubcf4\ud5d8\ud68c\uc0ac\ub4e4\uc774 \uadf8\ub7ec\ud55c \ubcf4\uc7a5\uc744 \uc5f0\uc7a5\ud560\uc9c0 \uc5ec\ubd80\ub97c \uacb0\uc815\ud560 \uc218 \uc788\ub3c4\ub85d \ub354 \ub9ce\uc740 \uc2dc\uac04\uc744 \uc8fc\uace0 \uc2f6\ub2e4\uace0 \ub9d0\ud588\ub2e4\uace0 \ub85c\ud38c Hunton Andrews Kurth\uc758 <a href=\"https:\/\/www.huntoninsurancerecoveryblog.com\/2020\/03\/articles\/business-interruption\/new-jersey-pulls-bill-to-ensure-business-income-coverage-for-small-business-covid-19-losses\/\" target=\"_blank\" rel=\"noreferrer noopener\">Lorelie S. Masters, Michael S. Levine \ubc0f Kevin V. Small<\/a> \uc740 \uc124\uba85\ud569\ub2c8\ub2e4.  <\/p>\n\n<p>\ub2e4\ub978 \uc8fc\ub4e4\ub3c4 \uc774\ubbf8 \uadf8 \ub4a4\ub97c \ub530\ub974\uace0 \uc788\ub2e4.\n2020\ub144 3\uc6d4 24\uc77c, \uc624\ud558\uc774\uc624\uc8fc \uc758\ud68c\ub294 \ubcf4\ud5d8\uc0ac\uac00 \ucf54\ub85c\ub09819 \uad00\ub828 \uc190\uc2e4\uc744 \ubcf4\uc0c1\ud558\ub3c4\ub85d \uc694\uad6c\ud558\ub294 \ubc95\uc548\uc744 \ubc1c\uc758\ud588\uc2b5\ub2c8\ub2e4. <\/p>\n\n<p>\ub274\uc800\uc9c0 \ubc95\uc548\uacfc \ub9c8\ucc2c\uac00\uc9c0\ub85c \uc624\ud558\uc774\uc624 \ubc95\uc548\uc740 \ubcf4\ud5d8\uc0ac\uac00 \ubcf4\uc7a5\ub418\ub294 \uccad\uad6c\uc5d0 \ub300\ud574 \uc8fc \ubcf4\ud5d8 \uac10\ub3c5\uad00\uc5d0\uac8c \uc0c1\ud658\uc744 \uc694\uccad\ud560 \uc218 \uc788\ub3c4\ub85d \ud569\ub2c8\ub2e4.\n\uc624\ud558\uc774\uc624\uc8fc\uc758 \ubc95\uc548\uc5d0\ub294 \ub2e4\ub978 \uc81c\ud55c \uc0ac\ud56d\ub3c4 \ud3ec\ud568\ub418\uc5b4 \uc788\uc2b5\ub2c8\ub2e4: \uc774 \ubc95\uc548\uc740 \uc624\ud558\uc774\uc624\uc8fc\uc5d0 \uc18c\uc7ac\ud558\uc5ec \uc790\uaca9\uc774 \uc788\ub294 \uc9c1\uc6d0\uc774 100\uba85 \uc774\ud558\uc774\uace0 \ubc95\uc548\uc774 \ubc1c\ud6a8\ub418\ub294 \ub0a0\uc9dc\uc5d0 \uc0ac\uc5c5 \uc911\ub2e8 \ubcf4\uc7a5\uc774 \uc788\ub294 \ubcf4\ud5d8 \uace0\uac1d\uc5d0\uac8c\ub9cc \uc801\uc6a9\ub429\ub2c8\ub2e4. <\/p>\n\n<p>\uc624\ud558\uc774\uc624 \uc8fc\uc640 \ub274\uc800\uc9c0 \uc8fc \ubc95\uc548 \ubaa8\ub450 \ubc14\uc774\ub7ec\uc2a4\ub098 \ubc15\ud14c\ub9ac\uc544\ub85c \uc778\ud55c \uc190\uc2e4\uc5d0 \ub300\ud55c \uba74\ucc45 \uc870\ud56d\uc744 \ub2e4\ub8e8\uc9c0 \uc54a\uc558\ub294\ub370, \uc774\ub294 \uae30\uc5c5 \ubcf4\ud5d8 \uc815\ucc45\uc5d0\uc11c \ud754\ud788 \ubcfc \uc218 \uc788\ub294 \ud2b9\uc9d5\uc774\ub2e4.\n\uc774 \uc608\uc678 \uc870\ud56d\uc5d0 \ub300\ud55c \ubc95\uc548\uc758 \uce68\ubb35\uc740 \ubcf4\ud5d8\uc0ac\uc5d0 \ubb38\uc81c\ub97c \uc77c\uc73c\ud0ac \uc218 \uc788\ub2e4\uace0 White and Williams\uc758 <a href=\"https:\/\/www.whiteandwilliams.com\/resources-alerts-Ohio-Follows-NJ-Legislature-Introduces-Bill-to-Force-Insurers-to-Pay-for-COVID-19-Related-Business-Interruption-Losses.html\" target=\"_blank\" rel=\"noreferrer noopener\">Anthony L. Miscioscia\uc640 Timothy A. Carroll<\/a> \ubcc0\ud638\uc0ac\ub294 \uc9c0\uc801\ud569\ub2c8\ub2e4. <\/p>\n\n<p>&#8220;\ub530\ub77c\uc11c, \uc774 \ubc95\uc548\uc740 \uc560\ucd08\uc5d0 \ubcf4\uc7a5\ub418\ub294 \uc7ac\uc0b0\uc5d0 \ub300\ud55c &#8216;\uc9c1\uc811\uc801\uc778 \ubb3c\ub9ac\uc801 \uc190\uc2e4 \ub610\ub294 \uc190\ud574&#8217;\ub97c \uad6c\uc131\ud558\uc9c0 \uc54a\ub294 \uc190\uc2e4\uc5d0 \ub300\ud574 \ubcf4\ud5d8\uc0ac\uac00 \uc9c0\ubd88\ud558\ub3c4\ub85d \uac15\uc81c\ud560 \uac83\uc774\uba70, \ub610\ud55c \ubcf4\ud5d8\uc758 \uba85\ud655\ud55c \ubc14\uc774\ub7ec\uc2a4 \ubc30\uc81c \uc870\ud56d\uc774 \uc874\uc7ac\ud568\uc5d0\ub3c4 \ubd88\uad6c\ud558\uace0 \uc9c0\ubd88\uc744 \uc694\uad6c\ud558\ub824\ub294 \uc758\ub3c4\ub85c \ubcf4\uc778\ub2e4&#8221;\uace0 Miscioscia\uc640 Carroll\uc740 \ub9d0\ud569\ub2c8\ub2e4.<\/p>\n\n<p>\ud604\uc7ac \ub274\uc800\uc9c0 \ubc95\uc548\uc740 \ub354 \uc774\uc0c1 \uc8fc \uc758\ud68c\uc5d0 \uacc4\ub958\ub418\uc5b4 \uc788\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4.\n\uadf8\ub7ec\ub098 \uc624\ud558\uc774\uc624 \ubc95\uc548\uc740 \uc5ec\uc804\ud788 \uc8fc\uc5d0\uc11c \ud1b5\uacfc\ub420 \uc218 \uc788\uc73c\uba70 \ub2e4\ub978 \uc8fc\uc5d0\uc11c\ub3c4 \ub3d9\uc77c\ud55c \ubc95\ub960\uc758 \uc790\uccb4 \ubc84\uc804\uc744 \uc81c\uc815\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n<h1 class=\"wp-block-heading\">\ubcf4\ud5d8\uc0ac\ub294 \ubb34\uc5c7\uc744 \uae30\ub300\ud560 \uc218 \uc788\uc2b5\ub2c8\uae4c?<\/h1>\n\n<p>&#8220;\ubc14\uc774\ub7ec\uc2a4\ub85c \uc778\ud574 \uc601\ud5a5\uc744 \ubc1b\uace0 \uc0ac\ub9dd\ud558\ub294 \uc0ac\ub78c\ub4e4\uc758 \uc218\ub294 \uc810\uc810 \ub354 \ub9ce\uc740 \uad6d\uac00\uc5d0\uc11c \uacc4\uc18d \uc99d\uac00\ud560 \uac83\uc785\ub2c8\ub2e4&#8221;\ub77c\uace0 Novarica\uc758 \uc5f0\uad6c \ubc0f \ucee8\uc124\ud305 \ub2f4\ub2f9 \uc218\uc11d \ubd80\uc0ac\uc7a5\uc778 <a href=\"http:\/\/iireporter.com\/covid-19-impact-on-insurers\/\" target=\"_blank\" rel=\"noreferrer noopener\">Mitch Wein<\/a>\uc740 Insurance Innovation Reporter\uc5d0\uc11c \ub9d0\ud569\ub2c8\ub2e4.\n\ubcf4\ud5d8 \ud68c\uc0ac\ub294 \uc55e\uc73c\ub85c \uba87 \ub2ec \ub3d9\uc548 \uc790\uc0ac\uc640 \uace0\uac1d \ubaa8\ub450\uc5d0\uac8c \ube44\uc988\ub2c8\uc2a4 \uc911\ub2e8\uc744 \uc608\uc0c1\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n<p>\uc77c\ubd80 \ubcf4\ud5d8 \uae30\uad00\uc740 \uc774\ubbf8 \ubcf4\ud5d8 \ud68c\uc0ac\uac00 \ud32c\ub370\ubbf9 \uc6b0\ub824 \uc0ac\ud56d\uc744 \ub354 \uc798 \ud574\uacb0\ud560 \uc218 \uc788\ub294 \ub3c4\uad6c\ub97c \uc81c\uacf5\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.\n\uc608\ub97c \ub4e4\uc5b4, \ubcf4\ud5d8 \uc11c\ube44\uc2a4 \uc0ac\ubb34\uc18c\ub294 \ucd5c\uadfc \ubcf4\ud5d8\uc0ac\uac00 COVID-19 \uad00\ub828 \uc0c1\ud669\uc5d0\uc11c \uc81c\ud55c\ub41c \ube44\uc988\ub2c8\uc2a4 \uc911\ub2e8 \ubcf4\uc7a5\uc744 \uc81c\uacf5\ud560 \uc218 \uc788\ub3c4\ub85d \ub450 \uac00\uc9c0 \uc120\ud0dd\uc801 \uc2b9\uc778\uc744 \ubc1c\ud45c\ud588\ub2e4\uace0 <a href=\"https:\/\/www.propertycasualty360.com\/2020\/02\/10\/iso-provides-business-interruption-endorsement-in-response-to-coronavirus-414-171888\/\" target=\"_blank\" rel=\"noreferrer noopener\">Christine G. Barlow<\/a> \ub294 PropertyCasualty360\uc5d0\uc11c \uc37c\uc2b5\ub2c8\ub2e4. <\/p>\n\n<p>\ubcf4\ud5d8 \ud68c\uc0ac\ub294 \ube44\uc988\ub2c8\uc2a4 \ubcf4\ud5d8\ub9cc \uc81c\uacf5\ud558\ub294 \uac83\uc774 \uc544\ub2d9\ub2c8\ub2e4.\n\uadf8\ub4e4\uc740 \ub610\ud55c \uadf8 \uc790\uccb4\ub85c \uae30\uc5c5\uc785\ub2c8\ub2e4.\n\uacb0\uacfc\uc801\uc73c\ub85c, \ubcf4\ud5d8\uc0ac\ub294 \uc0c1\ub2f9\uc218\uc758 \ubcf4\ud5d8 \uace0\uac1d\uc774 \ubcf4\ud5d8 \uc804\ubb38\uac00\uc758 \uc77c\ub300\uc77c \uc870\uc5b8\uc744 \ud544\uc694\ub85c \ud558\ub294 \uc2dc\uae30\uc5d0 \ub300\uaddc\ubaa8 \uc6d0\uaca9 \uc778\ub825\uc744 \uc9c0\uc6d0\ud558\ub294 \ubc29\ubc95\uacfc \uac19\uc740 \uc790\uccb4 \ube44\uc988\ub2c8\uc2a4 \uad00\ub828 \uc694\uc18c\ub97c \uace0\ub824\ud574\uc57c \ud569\ub2c8\ub2e4.  <\/p>\n\n<p>COVID-19\uac00 \uae30\uc5c5\uacfc \uc0ac\ud68c \uc804\ubc18\uc5d0 \ubbf8\uce60 \uc601\ud5a5\uc5d0 \ub300\ud574\uc11c\ub294 \uc544\uc9c1 \uc54c\ub824\uc9c0\uc9c0 \uc54a\uc740 \uac83\uc774 \ub9ce\uc2b5\ub2c8\ub2e4.\n\uadf8\ub7ec\ub098 \ubcf4\ud5d8\uc0ac\ub294 \uc815\ucc45 \uc6a9\uc5b4\uc640 \uc0ac\uc6a9 \uac00\ub2a5\ud55c \ub370\uc774\ud130 \ubaa8\ub378\uc744 \uae30\ubc18\uc73c\ub85c \ud2b9\uc815 \uacb0\uc815\uc744 \ub0b4\ub9b4 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\n\uae30\uc5c5\uc774 \uc774\uc6a9 \uac00\ub2a5\ud55c \ub3c4\uc6c0\uc744 \uc774\ud574\ud558\uace0 \ud65c\uc6a9\ud560 \uc218 \uc788\ub3c4\ub85d \uc9c0\uc6d0\ud568\uc73c\ub85c\uc368 \ubcf4\ud5d8\uc0ac\ub294 \uc704\ud5d8\uc744 \ud574\uacb0\ud558\uace0 \uacbd\uc81c\ub97c \uc548\uc815\uc2dc\ud0a4\ub294 \ud798\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4.  <\/p>\n\n<p>*\uc774\ubbf8\uc9c0: langstrup\/\u00a9123RF.com, Aekkarak Thongjiew\/\u00a9123RF.com, ammentorp\/\u00a9123RF.com *<\/p>\n","protected":false},"excerpt":{"rendered":"<p>COVID-19\ub294 \uc804 \uc138\uacc4\uc758 \ube44\uc988\ub2c8\uc2a4\ub97c \ud63c\ub780\uc5d0 \ube60\ub728\ub838\uc2b5\ub2c8\ub2e4. \uc601\uc5c5\uc744 \uacc4\uc18d\ud558\ub294 \uc0ac\uc5c5\uccb4\ub4e4\uc870\ucc28\ub3c4 \uadfc\ub85c\uc790\ub97c \ubcf4\ud638\ud558\uace0 \uc804\uc5fc\ubcd1\uc744 \uad00\ub9ac\ud558\ub294 \ub370 \uc5b4\ub824\uc6c0\uc744 \uacaa\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc815\ubd80 \uba85\ub839\uc5d0 \ub530\ub77c \ubb38\uc744 \ub2eb\uc740 \uc0c1\uc810\ub4e4\uc740 \ub610\ud55c \uc218\uc785 \uc190\uc2e4\uacfc \uac74\ubb3c \uc18c\ub3c5\uc758 \ud544\uc694\uc131\uc5d0 \uc9c1\uba74\ud574 \uc788\uc2b5\ub2c8\ub2e4. \ud63c\ub780\uc5d0 \ube60\uc9c4 \uae30\uc5c5\uc740 \ub3c4\uc6c0\uc774 \ud544\uc694\ud558\uba70, \uac00\uc7a5 \uba3c\uc800 \uc0b4\ud3b4\ubcf4\ub294 \uac83 \uc911 \ud558\ub098\ub294 \uc0c1\uc5c5 \ubcf4\ud5d8 \uc815\ucc45\uc785\ub2c8\ub2e4. \ub530\ub77c\uc11c \ubcf4\ud5d8\uc0ac\ub294 \uc815\ucc45\uc744 \uc124\uba85\ud558\uace0, \uccad\uad6c\ub97c \uad00\ub9ac\ud558\uace0, \ud32c\ub370\ubbf9 \uae30\uac04 \ub3d9\uc548 \uc704\ud5d8\uc744 [&hellip;]<\/p>\n","protected":false},"featured_media":8112,"template":"","insight-category":[],"class_list":["post-20685","insight","type-insight","status-publish","has-post-thumbnail","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/insight\/20685","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/insight"}],"about":[{"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/types\/insight"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/media\/8112"}],"wp:attachment":[{"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/media?parent=20685"}],"wp:term":[{"taxonomy":"insight-category","embeddable":true,"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/insight-category?post=20685"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}