{"id":20664,"date":"2024-09-27T11:07:16","date_gmt":"2024-09-27T16:07:16","guid":{"rendered":"https:\/\/bolttech.io\/insights\/12%eb%aa%85%ec%9d%98-%eb%94%94%ec%a7%80%ed%84%b8-%eb%af%b8%eb%9e%98%ed%95%99%ec%9e%90%ea%b0%80-%eb%a7%90%ed%95%98%eb%8a%94-%ec%83%81%ec%97%85-%eb%b3%b4%ed%97%98%ec%9d%98-%eb%af%b8%eb%9e%98\/"},"modified":"2024-09-27T11:07:22","modified_gmt":"2024-09-27T16:07:22","slug":"12%eb%aa%85%ec%9d%98-%eb%94%94%ec%a7%80%ed%84%b8-%eb%af%b8%eb%9e%98%ed%95%99%ec%9e%90%ea%b0%80-%eb%a7%90%ed%95%98%eb%8a%94-%ec%83%81%ec%97%85-%eb%b3%b4%ed%97%98%ec%9d%98-%eb%af%b8%eb%9e%98","status":"publish","type":"insight","link":"https:\/\/bolttech.io\/ko\/insights\/12%eb%aa%85%ec%9d%98-%eb%94%94%ec%a7%80%ed%84%b8-%eb%af%b8%eb%9e%98%ed%95%99%ec%9e%90%ea%b0%80-%eb%a7%90%ed%95%98%eb%8a%94-%ec%83%81%ec%97%85-%eb%b3%b4%ed%97%98%ec%9d%98-%eb%af%b8%eb%9e%98\/","title":{"rendered":"12\uba85\uc758 \ub514\uc9c0\ud138 \ubbf8\ub798\ud559\uc790\uac00 \ub9d0\ud558\ub294 \uc0c1\uc5c5 \ubcf4\ud5d8\uc758 \ubbf8\ub798"},"content":{"rendered":"\n

\ub300\ubd80\ubd84\uc758 \uc0ac\ub78c\ub4e4\uc5d0\uac8c \ubbf8\ub798\ub294 \uc54c \uc218 \uc5c6\uc73c\uba70, \uc778\uc2dd\ud560 \uc218 \uc5c6\ub294 \uae30\ud68c\uc640 \ub3c4\uc804\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4.\n\uadf8\ub7ec\ub098 \ubbf8\ub798\ud559\uc790\ub4e4\uc5d0\uac8c \ubbf8\ub798\ub294 \ud604\uc7ac \ud2b8\ub80c\ub4dc\uc5d0 \ub300\ud55c \uccb4\uacc4\uc801\uc778 \ud0d0\uad6c\uc5d0 \uc758\ud574 \ubd80\ubd84\uc801\uc73c\ub85c \uc815\uc758\ub418\ub294 \uc9c0\uae08 \uad6c\uccb4\ud654\ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n

\uc804\uccb4 \ubcf4\ud5d8 \uc0b0\uc5c5\uc740 COVID-19\uc640 \ub514\uc9c0\ud138 \ud601\uba85\uc73c\ub85c \ubcc0\ud654\ub41c \uc138\uc0c1\uc5d0\uc11c \uc0c8\ub85c\uc6b4 \ub3c4\uc804\uc5d0 \uc9c1\uba74\ud574 \uc788\uc2b5\ub2c8\ub2e4.\n\uc544\ub798\uc5d0 \uc694\uc57d\ub41c 12\uba85\uc758 \ub514\uc9c0\ud138 \ubbf8\ub798\ud559\uc790\ub294 \uc0c1\uc5c5 \uc6b4\uc1a1\uc5c5\uccb4\uc758 \ubbf8\ub798\uac00 \uc5b4\ub5a4 \ubaa8\uc2b5\uc77c\uc9c0 \uc0b4\ud3b4\ubd05\ub2c8\ub2e4. <\/p>\n\n

\ub9c8\uc774\ud06c \ubca1\ud154<\/h2>\n\n

\ub9c8\uc774\ud06c \ubca1\ud154(Mike Bechtel<\/a> )\uc740 \ub51c\ub85c\uc774\ud2b8(Deloitte)\uc758 \ubbf8\ub798\ud559\uc790 \ud300\uacfc \ud568\uaed8 \uc77c\ud558\uace0 \uc788\uc73c\uba70, \ub178\ud2b8\ub974\ub2f4 \ub300\ud559\uad50(University of Notre Dame)\uc758 \uae30\uc5c5 \ud601\uc2e0 \uacb8\uc784 \uad50\uc218\ub85c \uc7ac\uc9c1 \uc911\uc774\ub2e4.<\/p>\n\n

\ub51c\ub85c\uc774\ud2b8(Deloitte)\uc758 2020\ub144 \ud14c\ud06c \ud2b8\ub80c\ub4dc(Tech Trends 2020) \ubc31\uc11c<\/a>\uc5d0\uc11c \ubca1\ud154(Bechtel)\uacfc \ub51c\ub85c\uc774\ud2b8(Deloitte)\uc758 \ubbf8\ub798\ud559\uc790\ub4e4\uc740 \ubcf4\ud5d8\ud68c\uc0ac \ubc0f \uae30\ud0c0 \uae30\uc5c5\uc774 \ub354 \uc774\uc0c1 \uc678\ubd80 \ubbf8\ub798\ud559\uc790\uc758 \uc790\ubb38\uc744 \ubc1b\uc9c0 \uc54a\ub294 \ubbf8\ub798\ub97c \uc608\uce21\ud569\ub2c8\ub2e4.\n\uc624\ud788\ub824, \uae30\uc5c5 \ub9ac\ub354\uc2ed\uc740 \uc2a4\uc2a4\ub85c \ud68c\uc0ac\uc5d0 \ub300\ud574 \ubbf8\ub798\uc8fc\uc758\uc801 \uc811\uadfc \ubc29\uc2dd\uc744 \ucde8\ud558\uace0, \uc815\ubcf4\ub97c \ucc3e\uace0, \uc774\ub97c \ubbf8\ub798 \uc9c0\ud5a5\uc801\uc778 \uc804\ub7b5\uc5d0 \ud1b5\ud569\ud560 \uac83\uc785\ub2c8\ub2e4. <\/p>\n\n

\ud53c\ud130 \ub514\uc544\ub9cc\ub514\uc2a4<\/h2>\n\n

\uc5d1\uc2a4\ud504\ub77c\uc774\uc988 \uc7ac\ub2e8\uc758 \ucc3d\ub9bd\uc790\uc774\uc790 \ud68c\uc7a5\uc778 \ud53c\ud130 \ub514\uc544\ub9cc\ub514\uc2a4 \ubc15\uc0ac\ub294<\/a> \ubbf8\ub798\uc8fc\uc758\uc5d0 \ub300\ud55c \ub178\ub825\uacfc \uc758\ub8cc, \ud658\uacbd \ubc0f \uad50\uc721\uc5d0 \uc911\uc810\uc744 \ub450\uace0 \uc778\uac04\uc758 \uc0b6\uc744 \uac1c\uc120\ud558\uae30 \uc704\ud55c \uc0c8\ub85c\uc6b4 \ubc29\ubc95\uc744 \uad6c\ucd95\ud558\ub294 \ub178\ub825\uc73c\ub85c \uac00\ub4dd \ucc2c \uc774\ub825\uc11c\ub97c \uac00\uc9c0\uace0 \uc788\uc2b5\ub2c8\ub2e4.\n\uc778\uc288\uc5b4\ud14c\ud06c \ub808\ubaa8\ub124\uc774\ub4dc(Lemonade)\uc758 \uace0\ubb38\uc778 \ub514\uc544\ub9cc\ub514\uc2a4\ub294 \uae30\uc220\uacfc \ubcf4\ud5d8\uc774 \uc0c1\ud638 \uc791\uc6a9\ud558\ub294 \ubc29\uc2dd\uc744 \uace0\ub824\ud558\ub294 \ub370 \uc2dc\uac04\uc744 \ubcf4\ub0c8\uc73c\uba70, \uadf8\uc758 \ud1b5\ucc30\ub825\uc740 \uac1c\uc778 \ub77c\uc778\ubfd0\ub9cc \uc544\ub2c8\ub77c \uc0c1\uc5c5 \uc6b4\uc1a1\uc5c5\uccb4\uc5d0\ub3c4 \uc801\uc6a9\ub429\ub2c8\ub2e4. <\/p>\n\n

\ube45\uc2a4\ud53c\ud06c(BigSpeak<\/a>)\uc640\uc758 \uc778\ud130\ubdf0\uc5d0\uc11c \ub514\uc544\ub9cc\ub514\uc2a4\ub294 \ubcf4\ud5d8 \ubcc0\ud654\uc758 4\uac00\uc9c0 \uc8fc\uc694 \ub3d9\uc778\uc744 \ub514\uc9c0\ud138\ud654, \uc18c\uc15c \ub124\ud2b8\uc6cc\ud06c, \uc720\uc804\uccb4\ud559, AI \ubc0f \uc784\ubca0\ub514\ub4dc \uc13c\uc11c\ub85c \uaf3d\uc558\uc2b5\ub2c8\ub2e4.\n\ubcf4\ud5d8\uc758 \ub2e4\uc591\ud55c \uce21\uba74\uc740 \uc774\ub7ec\ud55c \uc694\uc778\uc5d0 \uc758\ud574 \ub2e4\uc591\ud55c \ubc29\uc2dd\uc73c\ub85c \uc601\ud5a5\uc744 \ubc1b\uaca0\uc9c0\ub9cc, \ub124 \uac00\uc9c0 \ubaa8\ub450 \ubcf4\ud5d8\uc0ac\uac00 \uc704\ud5d8\uc744 \ud3c9\uac00\ud558\uace0 \ubcf4\uc7a5\uc744 \uc81c\uacf5\ud558\ub294 \ubc29\uc2dd\uc744 \ud601\uc2e0\ud558\ub294 \ub370 \ud575\uc2ec\uc801\uc778 \uc5ed\ud560\uc744 \ud560 \uac83\uc785\ub2c8\ub2e4. <\/p>\n\n

\uc0e4\ub77c \uc5d0\ubc18\uc2a4<\/h2>\n\n

\uae30\uc220 \ubbf8\ub798\ud559\uc790 \uc0e4\ub77c \uc5d0\ubc18\uc2a4(Shara Evans)<\/a> \ub294 \uc804 \uc138\uacc4 \uc870\uc9c1\uacfc \ud611\ub825\ud558\uc5ec \ud604\uc7ac \ubc0f \uc0c8\ub85c\uc6b4 \uae30\uc220\uc744 \ube44\uc988\ub2c8\uc2a4 \ubaa9\ud45c\uc640 \uc791\uc5c5 \ud504\ub85c\uc138\uc2a4\uc5d0 \uac00\uc7a5 \uc798 \ud1b5\ud569\ud560 \uc218 \uc788\ub294 \ubc29\ubc95\uc744 \uc774\ud574\ud558\ub3c4\ub85d \uc9c0\uc6d0\ud569\ub2c8\ub2e4.\n\uadf8\ub140\uc758 \uc804\ubb38 \ubd84\uc57c\ub294 \ud1b5\uc2e0, \uc218\uc9c1 \uc2dc\uc7a5 \ubc0f \uae30\uc220 \ud1b5\ud569\uc774\uba70, \ubaa8\ub450 \uc0c1\uc5c5 \ubcf4\ud5d8\uc758 \uc804\ud1b5\uc801\uc778 \uc870\ud0c0\uc2e4\uc5d0\uc11c \ubc97\uc5b4\ub098\uc9c0\ub9cc \ubcf4\ud5d8 \ube44\uc988\ub2c8\uc2a4\uac00 \uc9c4\ud589\ub418\ub294 \ubc29\uc2dd\uc5d0 \uc9c0\ub300\ud55c \uc601\ud5a5\uc744 \ubbf8\uce69\ub2c8\ub2e4. <\/p>\n\n

Evans\ub294 \uae30\uc220 \ubd84\uc11d \ud68c\uc0ac\uc778 Market Clarity\uc758 \uc124\ub9bd\uc790 \uacb8 CEO\uc774\uba70, \uc804\ub7b5\uc801 \ud1b5\uc2e0 \ubc0f \uae30\uc220 \ucee8\uc124\ud305\uc5d0 \uc911\uc810\uc744 \ub454 Telsyte\uc758 \uc124\ub9bd\uc790\uc785\ub2c8\ub2e4.\n\ubbf8\ub798\uc5d0 \ub300\ud55c \uadf8\ub140\uc758 \uc791\uc5c5\uacfc \uacb0\ud569\ub41c \uacf5\ud559\uc5d0 \ub300\ud55c \ubc30\uacbd \uc9c0\uc2dd\uc744 \ud1b5\ud574 \uadf8\ub140\ub294 \uac1c\ubc1c \uae30\uc220\uc744 \uc774\ud574\ud558\uace0 \uadf8\ub140\uac00 \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud558\ub294 \uc0b0\uc5c5\uc5d0 \ubbf8\uce60 \uc218 \uc788\ub294 \uc601\ud5a5\uacfc \uada4\uc801\uc744 \uc124\uba85\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n

\ud1a0\ub9c8\uc2a4 \ud504\ub808\uc774<\/h2>\n\n

\ud1a0\ub9c8\uc2a4 \ud504\ub808\uc774(Thomas Frey<\/a> )\ub294 \ucf5c\ub85c\ub77c\ub3c4\uc5d0 \ubcf8\uc0ac\ub97c \ub454 \ube44\uc601\ub9ac \ubbf8\ub798\uc8fc\uc758 \uc2f1\ud06c\ud0f1\ud06c\uc778 \ub2e4\ube48\uce58 \uc5f0\uad6c\uc18c(DaVinci Institute)\uc758 \uc804\ubb34\uc774\uc0ac \uacb8 \uae30\uc870 \uc5f0\uc124\uc790\uc785\ub2c8\ub2e4.\n\uadf8\ub294 \uae30\uc220\uacfc \uae30\uc220\uc774 \ubcf4\ud5d8 \ubc0f \uae30\ud0c0 \uc0b0\uc5c5\uc5d0 \ubbf8\uce58\ub294 \uc601\ud5a5\uc5d0 \uad00\ud55c \ud1a0\ub860\uc5d0 \ub9ce\uc740 \uae30\uc5ec\ub97c \ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n

\uc790\uc2e0\uc758 \uc6f9\uc0ac\uc774\ud2b8\uc5d0 \uc62c\ub9b0 \ud55c \ube14\ub85c\uadf8 \uac8c\uc2dc\ubb3c<\/a> \uc5d0\uc11c Frey\ub294 \uc55e\uc73c\ub85c \ub098\uc544\uac00\ub294 \uc6c0\uc9c1\uc784\uc744 \ub9e5\ub77d\ud654\ud558\uae30 \uc704\ud574 \ub4a4\ub97c \ub3cc\uc544\ubcf4\ub294 \uac83\uc758 \uc911\uc694\uc131\uc744 \ubcf4\uc5ec\uc90d\ub2c8\ub2e4.\n\ud504\ub808\uc774\ub294 \ubcf4\ud5d8\uc774 \uc218\ucc9c \ub144 \ub3d9\uc548 \uc5b4\ub5a4 \ud615\ud0dc\ub85c\ub4e0 \uc874\uc7ac\ud574 \uc654\ub2e4\ub294 \uc810\uc5d0 \uc8fc\ubaa9\ud558\uba74\uc11c \uc6d0\uce59, \uae30\uc220, \ubcc0\ud654 \uc18d\ub3c4, \uc704\ud5d8\uc758 \uc131\uaca9, \uc778\uad6c \ud1b5\uacc4 \ub4f1 \ube60\ub974\uac8c \ubcc0\ud654\ud558\ub294 5\uac00\uc9c0 \uc694\uc778\uc744 \uc2dd\ubcc4\ud558\uc5ec \uc0c1\uc5c5 \ubc0f \uae30\ud0c0 \ubcf4\ud5d8\uc0ac\uc758 \ube44\uc988\ub2c8\uc2a4 \ubc29\uc2dd\uc744 \ubcc0\ud654\uc2dc\ud0a4\uace0 \uc788\ub2e4\uace0 \ub9d0\ud569\ub2c8\ub2e4. <\/p>\n\n

\"\"<\/figure>\n\n

\ub9e4\ud29c \uadf8\ub9ac\ud540<\/h2>\n\n

\uae30\uc870 \uc5f0\uc124\uc790\uc774\uc790 Fanatical Futurist \ube14\ub85c\uadf8\uc758 \uc800\uc790\uc778 Matthew Griffin<\/a> \uc740 \uc815\ubd80\uc640 \ubbfc\uac04 \uae30\uc5c5\uc774 \ub2e4\uac00\uc624\ub294 \ub3c4\uc804 \uacfc\uc81c\ub97c \ub354 \uc798 \uc774\ud574\ud558\ub824\ub294 \uc2dc\ub3c4\ub97c \uc9c0\uc6d0\ud588\uc2b5\ub2c8\ub2e4.\nGriffin\uc740 2020\ub144\uc5d0\uc11c 2070\ub144 \uc0ac\uc774\uc758 \uc608\uce21\uc5d0 \uc911\uc810\uc744 \ub454 World Futures Forum\uacfc 311 Institute\uc758 \ucc3d\ub9bd\uc790\uc774\uc790 CEO\uc785\ub2c8\ub2e4. <\/p>\n\n

2020\ub144 \uc774\ud6c4 \ubcf4\ud5d8\uc758 \ubbf8\ub798\uc5d0 \ub300\ud55c 2017\ub144 \ubcf4\uace0\uc11c\uc5d0\uc11c<\/a> Griffin\uc740 \uc0c1\uc5c5 \ubcf4\ud5d8\uc744 \ud615\uc131\ud558\ub294 \uba87 \uac00\uc9c0 \ud575\uc2ec \uc694\uc18c\uc5d0 \ucd08\uc810\uc744 \ub9de\ucda5\ub2c8\ub2e4.\n\uadf8\ub294 \ubcf4\ud5d8\uc774 \uc778\uac04 \ub178\ub825\uc758 \ub2e4\ub978 \ubaa8\ub4e0 \uce21\uba74\uc5d0 \uc601\ud5a5\uc744 \ubbf8\uce58\uae30 \ub54c\ubb38\uc5d0 \uc0b0\uc5c5\uc73c\ub85c\uc11c \ub3c5\ud2b9\ud558\ub2e4\uace0 \uc8fc\uc7a5\ud569\ub2c8\ub2e4.\nGriffin\uc740 “\uacb0\uacfc\uc801\uc73c\ub85c \ubcf4\ud5d8\uc758 \ubbf8\ub798\ub97c \ub17c\uc758\ud560 \ub54c \uac04\uc811\uc801\uc73c\ub85c \ub17c\uc758\ud558\ub294 \uac83\uc740 \uae00\ub85c\ubc8c \ubb38\ud654, \uc0b0\uc5c5 \ubc0f \uc0ac\ud68c\uc758 \ubbf8\ub798\uc640 \ubcf4\ud5d8\uc0ac \ubc0f \ubcf4\ud5d8 \uc2dc\uc7a5\uc5d0 \ubbf8\uce58\ub294 \ud6c4\uc18d \uc601\ud5a5\uc785\ub2c8\ub2e4”\ub77c\uace0 \ub9d0\ud569\ub2c8\ub2e4. <\/p>\n\n

\ube0c\ub81b \ud0b9<\/h2>\n\n

\ube0c\ub81b \ud0b9(Brett King<\/a> )\uc740 \ubaa8\ubca4(Moven)\uc758 \ucc3d\ub9bd\uc790\uc774\uc790 \ud68c\uc7a5\uc774\uba70, \ud504\ub85c\ubcf4\ud06c \ub9e4\ub2c8\uc9c0\uba3c\ud2b8(Provoke Management)\uc758 \ucc3d\ub9bd\uc790\uc785\ub2c8\ub2e4.\n\uc791\uac00, \ub77c\ub514\uc624 \uc1fc \uc9c4\ud589\uc790, \uae30\uc870 \uc5f0\uc124\uc790\ub85c\uc11c \uadf8\ub294 \uae08\uc735 \ubc0f \uad00\ub828 \uc0b0\uc5c5\uc758 \ubbf8\ub798\uc5d0 \ub300\ud55c \uc790\uc2e0\uc758 \uc791\uc5c5\uc744 \uc804 \uc138\uacc4 \uccad\uc911\uacfc \uacf5\uc720\ud569\ub2c8\ub2e4. <\/p>\n\n

\ub354 \ud30c\uc774\ub0b8\uc15c \ube0c\ub79c\ub4dc(The Financial Brand)\uc758 \uc2a4\ud2f0\ube0c \ucf54\uce04(Steve Cocheo<\/a> )\uc640\uc758 \uc778\ud130\ubdf0\uc5d0\uc11c \ud0b9\uc740 \uc790\uc2e0\uc758 \uc800\uc11c “\uc740\ud589 4.0: \uc5b4\ub514\uc5d0\ub098 \uc788\uc9c0\ub9cc \uc740\ud589\uc5d0\uc11c\ub294 \uc808\ub300 \uc548 \ub41c\ub2e4(Bank 4.0: Banking Everywhere, Never at a Bank)”_he\uc5d0 \ub300\ud574 \uc774\uc57c\uae30\ud558\uba74\uc11c \uae08\uc735 \uc11c\ube44\uc2a4\uac00 \ub2e4\ub978 \uc778\uac04 \ud65c\ub3d9\uc5d0 \ud1b5\ud569\ub418\ub294 \ubbf8\ub798\uc5d0 \ub300\ud574 \uc124\uba85\ud588\ub2e4.\n\uc608\ub97c \ub4e4\uc5b4, King\uc740 \ubcf4\ud5d8 \uc801\uc6a9 \ubc94\uc704\uac00 \uc9c0\uc6d0\ud558\uace0 \ubcf4\uc7a5\ud574\uc57c \ud558\ub294 \ud65c\ub3d9\uc5d0 \ud3ec\ud568\ub420 \uac83\uc774\ub77c\uace0 \uc608\uce21\ud569\ub2c8\ub2e4.\n\uc0c1\uc5c5 \ubcf4\ud5d8\uc758 \uacbd\uc6b0, \uc774\ub294 \uc0c8\ub85c\uc6b4 \uc0ac\uc5c5\uccb4\uac00 \uc5f4\ub9b4 \ub54c \ubcf4\uc7a5\uc774 \uc790\ub3d9\uc73c\ub85c \uc2dc\uc791\ub418\uac70\ub098 \uc0c8\ub85c\uc6b4 \uc0c1\uc5c5\uc6a9 \uc7a5\ube44\uc758 \uad6c\ub9e4 \uac00\uaca9\uc5d0 \ud3ec\ud568\ub428\uc744 \uc758\ubbf8\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n

\uac8c\ub974\ub4dc \ub808\uc628\ud558\ub974\ud2b8<\/h2>\n\n

\uac8c\ub974\ud2b8 \ub808\uc628\ud558\ub974\ud2b8(Gerd Leonhard<\/a> )\ub294 \uc790\uc2e0\uc744 \ubbf8\ub798\uc8fc\uc758\uc790\uc774\uc790 \uc778\ubb38\uc8fc\uc758\uc790\ub77c\uace0 \uc124\uba85\ud569\ub2c8\ub2e4.\nThe Futures Agency\uc758 CEO\ub85c\uc11c \uadf8\ub294 \ubcf4\ud5d8\uc744 \ud3ec\ud568\ud55c \uc5ec\ub7ec \ubbf8\ub798 \uad00\ub828 \uc8fc\uc81c\uc5d0 \ub300\ud55c \uacf5\uac1c \uc5f0\uc0ac\ub85c \uc790\uc8fc \ucd9c\uc5f0\ud569\ub2c8\ub2e4. <\/p>\n\n

2018\ub144 \uac00\ub514\uc5b8(Guardian) \uc778\ud130\ubdf0\uc5d0\uc11c<\/a> \ub808\uc628\ud558\ub974\ud2b8\ub294 \ubcf4\ud5d8 \ubc0f \uc740\ud589\uacfc \uac19\uc740 \uc11c\ube44\uc2a4\uc758 \ub514\uc9c0\ud138 \ud601\uba85\uc740 \uc774\uc81c \ub9c9 \uc2dc\uc791\ub418\uc5c8\uc744 \ubfd0\uc774\ub77c\uace0 \ub9d0\ud588\ub2e4.\n\uadf8\ub294 \uc2a4\ud3ec\ud2f0\ud30c\uc774(Spotify)\uac00 \uc74c\uc545\uc744 \ub514\uc9c0\ud138\ud654\ud558\uace0 \uc778\ud130\ub137\ub9cc \uc788\uc73c\uba74 \ub204\uad6c\ub098 \uc800\ub834\ud55c \ube44\uc6a9\uc73c\ub85c \uc27d\uac8c \uc811\uadfc\ud560 \uc218 \uc788\ub3c4\ub85d \ud55c \ubc29\uc2dd\uc744 \ube44\uad50\ud569\ub2c8\ub2e4.\n\ub9c8\ucc2c\uac00\uc9c0\ub85c \ub808\uc628\ud558\ub974\ud2b8\ub294 \ubcf4\ud5d8 \uac70\ub798\uac00 AI \uae30\ubc18 \uc2dc\uc2a4\ud15c\uc5d0 \uc758\ud574 \uc2e4\ud589\ub418\uc5b4 \uc644\ub8cc\ud558\ub294 \ub370 \uba87 \ucd08\ubc16\uc5d0 \uac78\ub9ac\uc9c0 \uc54a\uc744 \uac83\uc774\ub77c\uace0 \ub9d0\ud569\ub2c8\ub2e4. <\/p>\n\n

\ube14\ub808\uc774\ud06c \ubaa8\uac74<\/h2>\n\n

\uace0\uac1d \uc11c\ube44\uc2a4\uc758 \ubbf8\ub798\ud559\uc790\uc778 Blake Morgan<\/a> \uc740 \ubbf8\ub798 \uc9c0\ud5a5\uc801\uc778 \uad00\uc810\uacfc \uace0\uac1d \uacbd\ud5d8\uc5d0 \ub300\ud55c \uae4a\uc740 \ud1b5\ucc30\ub825\uc744 \uacb0\ud569\ud569\ub2c8\ub2e4.\n\uadf8 \uacb0\uacfc, \uc0c1\uc5c5 \ubcf4\ud5d8\uc0ac \ubc0f \uae30\ud0c0 \ubcf4\ud5d8 \uc5c5\uacc4 \ucc38\uac00\uc790\uc5d0\uac8c \ubcc0\ud654\ud558\ub294 \uace0\uac1d \uae30\ub300\uce58\uc5d0 \ubcf4\ub2e4 \ud6a8\uacfc\uc801\uc73c\ub85c \ub300\ucc98\ud558\ub294 \ub370 \ub3c4\uc6c0\uc774 \ub420 \uc218 \uc788\ub294 \uc870\uc5b8\uc744 \uc81c\uacf5\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n

\uc608\ub97c \ub4e4\uc5b4, 2018\ub144 Forbes\uc5d0 \uae30\uace0\ud55c \uae30\uc0ac\uc5d0\uc11c Morgan\uacfc LexisNexis Risk Solutions\uc758 \ubbf8\uad6d \uc790\ub3d9\ucc28 \uccad\uad6c \uc804\ub7b5 \ubd80\uc0ac\uc7a5 \uacb8 \ucc45\uc784\uc790\uc778 William Browe<\/a>r\ub294 \ubcf4\ud5d8\uc758 \ud604\uc7ac \uace0\uac1d \uc11c\ube44\uc2a4 \ud45c\uc900\uc5d0\uc11c \uace0\uac1d\uc774 \uc88c\uc808\ud560 \uc218 \uc788\ub294 \ubc29\ubc95\uc5d0 \ub300\ud574 \ub17c\uc758\ud569\ub2c8\ub2e4.\n\uadf8\ub4e4\uc740 \uc774\ub7ec\ud55c \ubd88\ub9cc\uc774 \uc5b4\ub5bb\uac8c \uace0\uac1d \ud589\ub3d9\uc744 \uc774\ub04c\uc5b4 \ub0b4\ub294\uc9c0, \uadf8\ub9ac\uace0 \ubcf4\ud5d8 \ud68c\uc0ac\uac00 \ud6a8\uacfc\uc801\uc73c\ub85c \ub300\uc751\ud558\uae30 \uc704\ud574 \ub514\uc9c0\ud138 \ud601\uc2e0 \uac1c\ubc1c\uc744 \uc5b4\ub5bb\uac8c \uc218\uc6a9\ud560 \uc218 \uc788\ub294\uc9c0 \uc0b4\ud3b4\ubd05\ub2c8\ub2e4. <\/p>\n\n

\"\"<\/figure>\n\n

\ub370\uc774\ube44\ub4dc \uc2a4\ubbf8\uc2a4<\/h2>\n\n

\ub370\uc774\ube44\ub4dc \uc2a4\ubbf8\uc2a4(David Smith<\/a> )\ub294 \ub7f0\ub358\uc5d0 \ubcf8\uc0ac\ub97c \ub454 \ubbf8\ub798\ud559\uc790 \ubc0f \uc804\ub7b5\uac00\ub4e4\ub85c \uad6c\uc131\ub41c \ud300\uc778 Global Futures and Foresight\uc758 \ucd5c\uace0 \uacbd\uc601\uc790\ub85c, \uae30\uc5c5\uc774 \ub2e4\uac00\uc624\ub294 \ud63c\ub780\uc744 \uc774\ud574\ud558\uace0 \uc774\uc5d0 \uc815\uba74\uc73c\ub85c \ub300\ucc98\ud560 \uc218 \uc788\ub3c4\ub85d \uc9c0\uc6d0\ud569\ub2c8\ub2e4.<\/p>\n\n

Smith\uc758 \uc804\ubb38 \ubd84\uc57c \uc911 \ud558\ub098\ub294 \ubcf4\ud5d8\uc758 \ubbf8\ub798\ub85c, \uc5c5\uacc4 \ub0b4 \ubcf4\ud5d8 \ubc0f \ub514\uc9c0\ud138 \ud601\uc2e0\uc758 \ubbf8\ub798\uc5d0 \ub300\ud55c \uacf5\ud1b5 \uc815\ubcf4 \ucd9c\ucc98\uc785\ub2c8\ub2e4.\n\uc608\ub97c \ub4e4\uc5b4, 2019\ub144\uc5d0 Smith\ub294 Majesco\uc758 Denise Garth<\/a>\uc640 \ud568\uaed8 \ubcf4\ud5d8\uc758 \ub514\uc9c0\ud138 \ubbf8\ub798\uc5d0 \ub300\ud574 \ub17c\uc758\ud588\uc2b5\ub2c8\ub2e4.\n\uac70\uae30\uc11c \uadf8\ub294 \ubcf4\ud5d8\uc0ac\ub4e4\uc774 \uc2e4\uc2dc\uac04 \ub370\uc774\ud130\ub97c \uace0\ub824\ud55c \ubcf4\ud5d8\uc744 \ub9cc\ub4e4 \ucc45\uc784\uc774 \uc788\ub294 \ubbf8\ub798\uc5d0 \ub300\ud574 \uc124\uba85\ud588\uc2b5\ub2c8\ub2e4. <\/p>\n\n

\ub809\uc2a4 \uc18c\ucf5c\ub9b0<\/h2>\n\n

\ubbf8\ub798\ud559\uc790 \ub809\uc2a4 \uc18c\ucf5c\ub9b0(Lex Sokolin<\/a> )\uc740 \uc8fc\ub85c \ud540\ud14c\ud06c\uc758 \ubbf8\ub798\uc5d0 \ucd08\uc810\uc744 \ub9de\ucd94\uace0 \uc788\uc9c0\ub9cc, \uadf8\uc758 \ud1b5\ucc30\ub825\uc740 \uc0c1\uc5c5 \ubcf4\ud5d8\uc744 \ud3ec\ud568\ud558\uc5ec \ubc00\uc811\ud558\uac8c \uad00\ub828\ub41c \uc5ec\ub7ec \uc0b0\uc5c5\uc5d0\ub3c4 \uc801\uc6a9\ub429\ub2c8\ub2e4.\nSokolin\uc758 \ubcf4\ud5d8 \uc778\uc811 \uad00\uc810\uc740 \ubcf4\ud5d8 \ud68c\uc0ac\uc5d0 \ub300\ud55c \uadf8\uc758 \uc870\uc5b8<\/a> \uc73c\ub85c \uc774\uc5b4\uc9c0\uba70, \uc774\ub294 \ub2e4\ub978 \ubaa8\ub4e0 \uc0c1\uc5c5 \ubcf4\ud5d8\uc0ac\uac00 \uc218\uc6a9\ud558\ub294 \ucd94\uc138\uc5d0 \ub3c4\ub2ec\ud558\uae30\ubcf4\ub2e4\ub294 \uc778\uc811 \uc0b0\uc5c5\uc758 \ucd94\uc138\ub97c \uc0b4\ud3b4\ubcf4\ub77c\ub294 \uac83\uc785\ub2c8\ub2e4. <\/p>\n\n

\uc774\ub97c \ud1b5\ud574 \ubcf4\ud5d8\uc0ac\ub294 \uc0c8\ub85c\uc6b4 \uad50\ud6c8\uc744 \uc5bb\uace0 \ud604\uc7ac \ube44\uc988\ub2c8\uc2a4\ub97c \uc218\ud589\ud560 \uc218 \uc788\ub294 \uc0c8\ub85c\uc6b4 \ubc29\ubc95\uc744 \ucc3e\uc744 \uc218 \uc788\ub2e4\uace0 Sokolin\uc740 \ub9d0\ud569\ub2c8\ub2e4.\n“\uc800\ub294 \uc774\ub7ec\ud55c \uc885\ub958\uc758 \ub180\ub77c\uc6c0\uc774 \uac00\uc7a5 \ud070 \uac00\uce58\ub97c \ucc3d\ucd9c\ud558\ub294 \ubc29\ubc95\uc774\ub77c\uace0 \uc0dd\uac01\ud569\ub2c8\ub2e4”\ub77c\uace0 Sokolin\uc740 \ub9d0\ud569\ub2c8\ub2e4. <\/p>\n\n

\uc548\ub370\ub974\uc2a4 \uc18c\ub974\ub9cc-\ub2d0\uc190<\/h2>\n\n

\ubbf8\ub798\ud559\uc790 \uc548\ub370\ub974\uc2a4 \uc18c\ub974\ub9cc-\ub2d0\uc190(Anders Sorman-Nilsson<\/a> )\uc740 \ub2e4\uc591\ud55c \uc0b0\uc5c5 \ubd84\uc57c\uc5d0\uc11c \uc798 \uc54c\ub824\uc9c4 \uc5ec\ub7ec \uace0\uac1d\ub4e4\uacfc \ud611\ub825\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.\n\uc774 \uc791\uc5c5\uc5d0\uc11c \uc5bb\uc740 \ud1b5\ucc30\ub825\uc744 \ud1b5\ud574 \uadf8\ub294 \uc0c1\uc5c5 \ubcf4\ud5d8\uacfc \uac19\uc740 \uac1c\ubcc4 \uc0b0\uc5c5\uc5d0 \ub300\ud55c \ub354 \ub113\uace0 \uc2ec\uce35\uc801\uc778 \uadf8\ub9bc\uc744 \ubcfc \uc218 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n

Sorman-Nilsson\uc740 \uc790\uc2e0\uc758 \uc6f9\uc0ac\uc774\ud2b8\uc5d0\uc11c \ud2b9\uc815 \uc0b0\uc5c5\uc5d0\uc11c\uc758 \ud601\uc2e0\uc801\uc778 \uc791\uc5c5\uc744 \uc790\uc8fc \uac15\uc870\ud569\ub2c8\ub2e4.\n\ud55c \uac00\uc9c0 \uc608\ub294 AI \uc9c0\uc6d0 \ubd07\uc744 \uc0ac\uc6a9\ud558\uc5ec \ubcf4\ud5d8 \uccad\uad6c\ub97c \ucc98\ub9ac\ud558\ub294 \uc778\uc288\uc5b4\ud14c\ud06c\uc778 Huddle\uc5d0 \ub300\ud55c 2020\ub144 1\uc6d4 \ube14\ub85c\uadf8 \uac8c\uc2dc\ubb3c<\/a> \uc785\ub2c8\ub2e4. <\/p>\n\n

Sorman-Nilsson\uc740 Huddle\uacfc \uac19\uc740 \uc778\uc288\uc5b4\ud14c\ud06c\uc758 \ubd80\uc0c1\uc774 \ubcf4\ud5d8 \uc0b0\uc5c5 \ub0b4 \ub514\uc9c0\ud138 \ud30c\uad34 \ub54c\ubb38\uc774\ub77c\uace0 \ub9d0\ud558\uba70, \uc778\uc288\uc5b4\ud14c\ud06c\uac00 \uc0b0\uc5c5 \ud601\uc2e0\uc5d0\uc11c \uacc4\uc18d\ud574\uc11c \ud575\uc2ec\uc801\uc778 \uc5ed\ud560\uc744 \ud560 \uac83\uc784\uc744 \uc2dc\uc0ac\ud569\ub2c8\ub2e4.\n\uadf8\ub294 “\uace0\uac1d\uc758 \uc694\uad6c\uac00 \ubcc0\ud654\ud558\uace0 \uc788\ub294 \uc9c0\uae08, \uc0c8\ub85c\uc6b4 \uacbd\uc7c1\uc774 \uc774 \uc544\ub0a0\ub85c\uadf8 \uc0b0\uc5c5\uc5d0 \ub3c4\uc804\uc7a5\uc744 \ub0b4\ubc00\uace0 \ub514\uc9c0\ud138 \ud601\uc2e0\uc73c\ub85c \uc804\ud658\ud558\ub294 \ub370 \ub3c4\uc6c0\uc744 \uc8fc\uace0 \uc788\ub2e4”\uace0 \uc37c\ub2e4. <\/p>\n\n

\ub9c8\uc774\ud06c \uc6d4\uc2dc<\/h2>\n\n

\ubbf8\ub798\ud559\uc790\uc774\uc790 \uae30\uc870 \uc5f0\uc124\uc790\uc778 Mike Walsh<\/a> \ub294 \ub514\uc9c0\ud138 \ud30c\uad34\uc640 \uba38\uc2e0 \uc778\ud154\ub9ac\uc804\uc2a4\uc640 \uac19\uc740 \ub3c4\uad6c\ub97c \uc0ac\uc6a9\ud558\uc5ec \ube44\uc988\ub2c8\uc2a4\ub97c \ud601\uc2e0\ud558\uace0 \ubcc0\ud654\uc2dc\ud0a4\ub294 \ubc29\ubc95\uc5d0 \uc911\uc810\uc744 \ub461\ub2c8\ub2e4.<\/p>\n\n

2018\ub144 \uc9d0 \ub9c8\ub8e8\uc2a4(Jim Marous<\/a>)\uac00 \uc9c4\ud589\ud55c \ubc45\ud0b9 \ud2b8\ub79c\uc2a4\ud3ec\uba54\uc774\uc158(Banking Transformed) \ud31f\uce90\uc2a4\ud2b8 \uc778\ud130\ubdf0\uc5d0\uc11c \uc6d4\uc2dc\ub294 \ubcf4\ud5d8\uc5d0\ub3c4 \uc6d0\ud65c\ud558\uac8c \uc801\uc6a9\ud560 \uc218 \uc788\ub294 \ud540\ud14c\ud06c\uc758 \uac00\uc7a5 \ud070 \ubcc0\ud654\ub97c \ud0d0\uad6c\ud588\uc2b5\ub2c8\ub2e4.\n\ud2b9\ud788 \uadf8\ub294 “\ub514\uc9c0\ud138 \ud2b8\ub79c\uc2a4\ud3ec\uba54\uc774\uc158”\uc774\ub77c\ub294 \uc6a9\uc5b4\uc5d0 \ucd08\uc810\uc744 \ub9de\ucd94\ub294 \uac83\uc740 \ube44\uc988\ub2c8\uc2a4\uc758 \ud575\uc2ec \uae30\ub2a5\uc744 \ud5a5\uc0c1\uc2dc\ud0a4\ub294 \ub300\uc2e0 \uc0c8\ub85c\uc6b4 \ub514\uc9c0\ud138 \ub3c4\uad6c\ub97c \uc124\uce58\ud558\ub294 \ub370 \ucd08\uc810\uc744 \ub9de\ucd94\uae30 \ub54c\ubb38\uc5d0 \uae30\uc220 \ubcc0\ud654\uc5d0 \ubcf4\uc870\ub97c \ub9de\ucd94\ub824\ub294 \uae30\uc5c5\uc758 \ub178\ub825\uc744 \uc2e4\uc81c\ub85c \ubc29\ud574\ud560 \uc218 \uc788\ub2e4\uace0 \uc9c0\uc801\ud569\ub2c8\ub2e4. <\/p>\n\n

Walsh\ub294 “\uac00\uc7a5 \ud070 \ubb38\uc81c\ub294 \ucf54\uc5b4\ub97c \uc5c5\uadf8\ub808\uc774\ub4dc\ud558\uac70\ub098, \ubaa8\ub4e0 \uace0\uac1d \uc9c0\uc6d0 \uad6c\uc131 \uc694\uc18c\ub97c \ud074\ub77c\uc6b0\ub4dc\ub85c \uc774\ub3d9\ud558\uac70\ub098, \uc790\ub3d9\ud654, \uc778\uacf5 \uc9c0\ub2a5 \ub610\ub294 \uba38\uc2e0 \ub7ec\ub2dd\uc744 \uc218\uc6a9\ud558\uc5ec \ub370\uc774\ud130\ub97c \ubd84\uc11d\ud558\ub294 \ub370 \ub9ce\uc740 \ube44\uc6a9\uc744 \uc9c0\ucd9c\ud560 \uc218 \uc788\ub2e4\ub294 \uac83\uc785\ub2c8\ub2e4.\n“\ub2f9\uc2e0\uc740 \uadf8 \ubaa8\ub4e0 \uac83\uc744 \ud560 \uc218 \uc788\uc9c0\ub9cc, \ub2f9\uc2e0\uc774 \ub204\uad6c\uc778\uc9c0, \uadf8\ub9ac\uace0 \ub2f9\uc2e0\uc774 \uc77c\ud558\ub294 \ubc29\uc2dd\uc744 \uadfc\ubcf8\uc801\uc73c\ub85c \ubc14\uafb8\uc9c0\ub294 \uc54a\uc744 \uac83\uc785\ub2c8\ub2e4.”\n\uadf8\ub294 \ub300\uae30\uc5c5\uc774 \uc9c0\uc18d\uc801\uc778 \ubcc0\ud654\ub97c \uc77c\uc73c\ud0a4\uae30 \uc704\ud574\uc11c\ub294 \ubb38\ud654\uc5d0 \ub300\ud55c \uc9d1\uc911\uc774 \ud544\uc694\ud558\ub2e4\uace0 \uc608\uce21\ud569\ub2c8\ub2e4. <\/p>\n\n

\uad81\uadf9\uc801\uc73c\ub85c \uc544\ubb34\ub3c4 \ubbf8\ub798\ub97c \uc548\ub2e4\uace0 \ubcf4\uc7a5\ud560 \uc218 \uc5c6\uc2b5\ub2c8\ub2e4.\n\uadf8\ub7ec\ub098 \ub514\uc9c0\ud138 \ubbf8\ub798\ud559\uc790\ub4e4\uc740 \uc55e\uc73c\ub85c \uc77c\uc5b4\ub0a0 \uc77c\uc5d0 \ub300\ud55c \ud544\uc218\uc801\uc778 \ud1b5\ucc30\ub825\uc744 \uc81c\uacf5\ud558\ub294 \uac83\uc744 \ud3c9\uc0dd\uc758 \uc5c5\uc73c\ub85c \uc0bc\uc558\uc2b5\ub2c8\ub2e4.\n\uc0c1\uc5c5 \ubcf4\ud5d8\uc0ac\uc758 \uacbd\uc6b0, \uc774 \ubaa9\ub85d\uc5d0 \uc788\ub294 12\uba85\uacfc \uac19\uc740 \ub514\uc9c0\ud138 \ubbf8\ub798\ud559\uc790\ub294 \ubbf8\uc9c0\uc758 \uc77c\uc774 \ubc1c\uc0dd\ud558\uae30 \uc804\uc5d0 \ub354 \ub9ce\uc740 \uc774\ud574\ub97c \ub3c4\uc6b8 \uc218 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n

\uc774\ubbf8\uc9c0 \uc791\uc131\uc790: smolaw11\/\u00a9123RF.com, scyther5\/\u00a9123RF.com, mavoimage\/\u00a9123RF.com<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"

\ub300\ubd80\ubd84\uc758 \uc0ac\ub78c\ub4e4\uc5d0\uac8c \ubbf8\ub798\ub294 \uc54c \uc218 \uc5c6\uc73c\uba70, \uc778\uc2dd\ud560 \uc218 \uc5c6\ub294 \uae30\ud68c\uc640 \ub3c4\uc804\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4. \uadf8\ub7ec\ub098 \ubbf8\ub798\ud559\uc790\ub4e4\uc5d0\uac8c \ubbf8\ub798\ub294 \ud604\uc7ac \ud2b8\ub80c\ub4dc\uc5d0 \ub300\ud55c \uccb4\uacc4\uc801\uc778 \ud0d0\uad6c\uc5d0 \uc758\ud574 \ubd80\ubd84\uc801\uc73c\ub85c \uc815\uc758\ub418\ub294 \uc9c0\uae08 \uad6c\uccb4\ud654\ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc804\uccb4 \ubcf4\ud5d8 \uc0b0\uc5c5\uc740 COVID-19\uc640 \ub514\uc9c0\ud138 \ud601\uba85\uc73c\ub85c \ubcc0\ud654\ub41c \uc138\uc0c1\uc5d0\uc11c \uc0c8\ub85c\uc6b4 \ub3c4\uc804\uc5d0 \uc9c1\uba74\ud574 \uc788\uc2b5\ub2c8\ub2e4. \uc544\ub798\uc5d0 \uc694\uc57d\ub41c 12\uba85\uc758 \ub514\uc9c0\ud138 \ubbf8\ub798\ud559\uc790\ub294 \uc0c1\uc5c5 \uc6b4\uc1a1\uc5c5\uccb4\uc758 \ubbf8\ub798\uac00 \uc5b4\ub5a4 \ubaa8\uc2b5\uc77c\uc9c0 \uc0b4\ud3b4\ubd05\ub2c8\ub2e4. \ub9c8\uc774\ud06c \ubca1\ud154 \ub9c8\uc774\ud06c \ubca1\ud154(Mike Bechtel )\uc740 […]<\/p>\n","protected":false},"featured_media":8279,"template":"","insight-category":[],"class_list":["post-20664","insight","type-insight","status-publish","has-post-thumbnail","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/insight\/20664","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/insight"}],"about":[{"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/types\/insight"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/media\/8279"}],"wp:attachment":[{"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/media?parent=20664"}],"wp:term":[{"taxonomy":"insight-category","embeddable":true,"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/insight-category?post=20664"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}