{"id":20641,"date":"2024-09-27T11:06:34","date_gmt":"2024-09-27T16:06:34","guid":{"rendered":"https:\/\/bolttech.io\/insights\/agile-dynamic-bundles-%ea%b8%b0%ec%97%85-%ea%b3%a0%ea%b0%9d%ec%9d%b4-%ec%83%81%ec%97%85-%eb%b3%b4%ed%97%98%ec%97%90-%ea%b8%b0%eb%8c%80%ed%95%98%eb%8a%94-%ea%b2%83\/"},"modified":"2024-09-27T11:06:35","modified_gmt":"2024-09-27T16:06:35","slug":"agile-dynamic-bundles-%ea%b8%b0%ec%97%85-%ea%b3%a0%ea%b0%9d%ec%9d%b4-%ec%83%81%ec%97%85-%eb%b3%b4%ed%97%98%ec%97%90-%ea%b8%b0%eb%8c%80%ed%95%98%eb%8a%94-%ea%b2%83","status":"publish","type":"insight","link":"https:\/\/bolttech.io\/ko\/insights\/agile-dynamic-bundles-%ea%b8%b0%ec%97%85-%ea%b3%a0%ea%b0%9d%ec%9d%b4-%ec%83%81%ec%97%85-%eb%b3%b4%ed%97%98%ec%97%90-%ea%b8%b0%eb%8c%80%ed%95%98%eb%8a%94-%ea%b2%83\/","title":{"rendered":"Agile Dynamic Bundles: \uae30\uc5c5 \uace0\uac1d\uc774 \uc0c1\uc5c5 \ubcf4\ud5d8\uc5d0 \uae30\ub300\ud558\ub294 \uac83"},"content":{"rendered":"\n<p>\uace0\uac1d\uc758 \uae30\ub300\uce58\ub97c \uc6b0\uc120\uc2dc\ud558\ub294 \uac83\uc740 \ubcc0\ud654\ud558\ub294 \uace0\uac1d \uc694\uad6c\ub97c \ucda9\uc871\ud558\uae30 \uc704\ud574 \uac1c\uc778\ud654\uc5d0 \uc911\uc810\uc744 \ub450\ub294 \uac1c\uc778 \ub77c\uc778\uc5d0\uc11c \ubcf4\ud3b8\ud654\ub418\uc5c8\uc2b5\ub2c8\ub2e4.\n\uc0c1\uc5c5 \ubcf4\ud5d8 \uace0\uac1d\uc758 \uae30\ub300\uce58\ub3c4 \ubcc0\ud654\ud558\uace0 \uc788\uc73c\uba70, \uc0c1\uc5c5 \ubcf4\ud5d8\uc0ac\ub4e4\ub3c4 \ube44\uc2b7\ud55c \ubc29\uc2dd\uc73c\ub85c \ub300\uc751\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n<p>\uac1c\uc778 \ubcf4\ud5d8 \uace0\uac1d\uacfc \ub9c8\ucc2c\uac00\uc9c0\ub85c \uc624\ub298\ub0a0\uc758 \ube44\uc988\ub2c8\uc2a4 \ubcf4\ud5d8 \uace0\uac1d\uc740 \ubcf4\ud5d8 \ud68c\uc0ac\uc640\uc758 <a href=\"https:\/\/www.boltinc.com\/insights\/blogs\/commercial-insurers-agile\/?__hstc=103362207.8432e18fe1b4e270bd8d783f6794e506.1724072077526.1724252449792.1724256511253.9&amp;__hssc=103362207.4.1725204964040&amp;__hsfp=3405490495\" target=\"_blank\" rel=\"noreferrer noopener\">\uac1c\uc778\ud654 \ubc0f \ud6a8\uc728\uc801\uc778 \ucee4\ubba4\ub2c8\ucf00\uc774\uc158<\/a> \uc744 \uae30\ub300\ud569\ub2c8\ub2e4.\n\ub514\uc9c0\ud138 \ud2b8\ub79c\uc2a4\ud3ec\uba54\uc774\uc158\uc740 \uc774\ub7ec\ud55c \uae30\ub300\uce58\uc640 \ubcf4\ud5d8\uc0ac\uac00 \uc774\ub97c \ucda9\uc871\ud560 \uc218 \uc788\ub294 \uae30\ud68c\ub97c \ubaa8\ub450 \uc8fc\ub3c4\ud569\ub2c8\ub2e4. <\/p>\n\n<h2 class=\"wp-block-heading\">\uc0c1\uc5c5 \ubcf4\ud5d8\uc758 \ub514\uc9c0\ud138 \ud601\uba85<\/h2>\n\n<p>J.D. Power\uc758 \uc190\ud574 \ubcf4\ud5d8 \uc778\ud154\ub9ac\uc804\uc2a4 \ub2f4\ub2f9 \ubd80\uc0ac\uc7a5\uc778 <a href=\"https:\/\/www.jdpower.com\/business\/press-releases\/2019-insurance-digital-experience-study\" target=\"_blank\" rel=\"noreferrer noopener\">Tom Super<\/a>\ub294 &#8220;\ub514\uc9c0\ud138\uc740 \uc18c\ube44\uc790\uac00 \ubcf4\ud5d8\uc0ac\uc5d0 \uc694\uad6c\ud558\ub294 \ub450 \uac00\uc9c0 \ud544\uc218 \ud2b9\uc131\uc778 \ud3b8\uc758\uc131\uacfc \uc811\uadfc\uc131\uc744 \uc81c\uacf5\ud568\uc73c\ub85c\uc368 \ud604\ub300 \ubcf4\ud5d8 \ud68c\uc0ac\uc5d0 \ub9e4\uc6b0 \uc911\uc694\ud574\uc84c\uc2b5\ub2c8\ub2e4.<\/p>\n\n<p>\uace0\uac1d\uc740 \ubcf4\ud5d8 \uac00\uc785\uc774 \uc18c\ub9e4 \uc0c1\ud488\uc744 \uad6c\ub9e4\ud558\uac70\ub098 \uc88b\uc544\ud558\ub294 \ud504\ub85c\uadf8\ub7a8\uc744 \uc628\ub77c\uc778\uc73c\ub85c \uc2a4\ud2b8\ub9ac\ubc0d\ud558\ub294 \uac83\ub9cc\ud07c \uac04\ub2e8\ud558\uace0 \ud3b8\ub9ac\ud558\uae30\ub97c \uae30\ub300\ud569\ub2c8\ub2e4.\n\uadf8\ub4e4\uc740 \uc790\uc2e0\uc758 \uc801\uc6a9 \ubc94\uc704\ub97c \uc774\ud574\ud560 \uc218 \uc788\ub3c4\ub85d \uc815\ubcf4\uc5d0 \ub300\ud55c \uc561\uc138\uc2a4\ub3c4 \uc6d0\ud569\ub2c8\ub2e4.\n\uadf8\ub4e4\uc740 \ub610\ud55c \ud544\uc694\ud560 \ub54c \ud65c\uc131\ud654\ud558\uace0 \ud544\uc694\ud558\uc9c0 \uc54a\uc744 \ub54c \ube44\ud65c\uc131\ud654\ud560 \uc218 \uc788\ub294 \ubcf4\uc7a5\uc744 \uc6d0\ud55c\ub2e4\uace0 Deloitte\uc758 <a href=\"https:\/\/www2.deloitte.com\/us\/en\/insights\/industry\/financial-services\/insurance-product-development-capabilities-modernization.html\" target=\"_blank\" rel=\"noreferrer noopener\">Michelle Canaan\uacfc Kelly Cusick<\/a> \uc740 \uc37c\uc2b5\ub2c8\ub2e4.  <\/p>\n\n<h3 class=\"wp-block-heading\">\ubbfc\ucca9\uc131\uc744 \ud655\ubcf4\ud558\ub824\uba74 \ubaa8\ube4c\ub9ac\ud2f0\uc5d0 \uc9d1\uc911<\/h3>\n\n<p>\uae30\uc5c5 \uace0\uac1d\uc740 \ubaa8\ubc14\uc77c \uc571\uacfc \uc6f9 \uc0ac\uc774\ud2b8\ub97c \ud1b5\ud574 \ubcf4\ud5d8\uc0ac \ube0c\ub79c\ub4dc\uc758 \ud575\uc2ec \uc694\uc18c\uc640 \uc0c1\ud488 \ubc0f \uccad\uad6c\uc5d0 \ub300\ud55c \uc815\ubcf4\ub97c \uc804\ub2ec\ud558\ub294 \uc628\ub77c\uc778\uc5d0\uc11c \ub2e4\ub978 \ube44\uc988\ub2c8\uc2a4\uc640 \uc0c1\ud638 \uc791\uc6a9\ud558\ub294 \ub370 \uc775\uc219\ud574\uc84c\uc2b5\ub2c8\ub2e4.\nJ.D. Power\uc758 \uc5f0\uad6c\uc5d0 \ub530\ub974\uba74 \uace0\uac1d\uc740 \ubaa8\ubc14\uc77c \uc571\uc744 \ud1b5\ud574 \ubcf4\ud5d8 \uc5c5\ubb34\ub97c \ucc98\ub9ac\ud560 \uc218 \uc788\uc744 \ub54c \ubcf4\ud5d8 \ud68c\uc0ac\uc5d0 \ub300\ud55c \ub9cc\uc871\ub3c4\uac00 \ub354 \ub192\ub2e4\uace0 \ubcf4\uace0\ud560 \uac00\ub2a5\uc131\uc774 \ub354 \ub192\uc2b5\ub2c8\ub2e4. <\/p>\n\n<p>\ub610\ud55c \ubaa8\ubc14\uc77c \uc571 \ubc0f \uae30\ud0c0 \ub514\uc9c0\ud138 \ub3c4\uad6c\ub97c \uc0ac\uc6a9\ud558\uba74 \uace0\uac1d\uc774 \uae30\uc874 \ubcf4\uc7a5 \ubc94\uc704\ub098 \uc11c\ube44\uc2a4\uc5d0 \ub9cc\uc871\ud558\uc9c0 \ubabb\ud560 \ub54c \ubcf4\ud5d8\uc0ac\ub97c \ub354 \uc27d\uac8c \ubcc0\uacbd\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\n <a href=\"https:\/\/www.accenture.com\/t20150729t055158__w__\/us-en\/_acnmedia\/accenture\/conversion-assets\/dotcom\/documents\/global\/pdf\/digital_3\/accenture-capturing-the-insurance-customer-of-tomorrow.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">\uc561\uc13c\uce04\uc5b4(Accenture<\/a> )\uc758 \uc5f0\uad6c\uc5d0 \ub530\ub974\uba74 \uc774 &#8220;\uc804\ud658 \uacbd\uc81c&#8221;\ub294 &#8220;\uac1c\uc778 \ubcf4\ud5d8\uc758 \uc0dd\uba85 \ubc0f P&amp;C \ubcf4\ud5d8\ub8cc\uc5d0 \ucd5c\ub300 4,700\uc5b5 \ub2ec\ub7ec&#8221;\uac00 \uc788\ub2e4\uace0 \ubcf4\uace0\ud569\ub2c8\ub2e4. 2014\ub144\uc5d0 \uacf5\uc5f0\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.&#8221;\n\uc774 \uc5f0\uad6c\ub294 \ub610\ud55c P&amp;C \uace0\uac1d\uc758 \uc808\ubc18 \uc774\uc0c1\uc774 \ub9e4\ub144 \ud55c \uac00\uc9c0 \uc774\uc0c1\uc758 \ubcf4\ud5d8 \uc720\ud615\uc744 \uc628\ub77c\uc778\uc73c\ub85c \uad6c\ub9e4\ud55c\ub2e4\ub294 \uac83\uc744 \ubc1c\uacac\ud588\uc2b5\ub2c8\ub2e4.\n\uc2e0\ud765 \uc2dc\uc7a5\uc5d0\uc11c\ub294 \uadf8 \uc218\uce58\uac00 \ud6e8\uc52c \ub354 \ub192\uc2b5\ub2c8\ub2e4.   <\/p>\n\n<p>\uc218\uc694\ub97c \ucda9\uc871\ud558\uae30 \uc704\ud574 \ubcf4\ud5d8 \ud68c\uc0ac\ub294 \ub514\uc9c0\ud138\uc744 \uc804\ud3ed\uc801\uc73c\ub85c \uc218\uc6a9\ud574\uc57c \ud569\ub2c8\ub2e4.\n\uc561\uc13c\uce04\uc5b4(Accenture)\uc758 \ubcf4\ud5d8 \ubd80\ubb38 \uc804\ubb34 \uc774\uc0ac\uc778 <a href=\"https:\/\/newsroom.accenture.com\/news\/470-billion-in-insurance-premiums-up-for-grabs-due-to-declining-customer-loyalty-and-perceived-product-commoditization-according-to-accenture-report.htm\" target=\"_blank\" rel=\"noreferrer noopener\">\uc7a5 \ud504\ub791\uc218\uc544 \uac00\uc2a4\ud06c(Jean-Fran\u00e7ois Gasc<\/a>)\ub294 &#8220;\uc120\ub3c4\uc801\uc778 \ubcf4\ud5d8\uc0ac\ub4e4\uc740 \ubcf4\ub2e4 \uad11\ubc94\uc704\ud55c \ud601\uc2e0\uc801\uc778 \uc0c1\ud488\uacfc \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud558\uace0 \ucc28\ubcc4\ud654\ub41c \uace0\uac1d \uacbd\ud5d8\uc744 \ucc3d\ucd9c\ud574\uc57c \ud560 \ud544\uc694\uc131\uc744 \uc778\uc2dd\ud558\uace0 \uc788\uc73c\uba70, \uc774\ub97c \uc704\ud574\uc11c\ub294 \ube44\uc804\ud1b5\uc801\uc778 \ubcf4\ud5d8\uc0ac\uc640\uc758 \ud30c\ud2b8\ub108\uc2ed\uc774 \ud544\uc694\ud560 \uac83&#8221;\uc774\ub77c\uace0 \ub9d0\ud569\ub2c8\ub2e4. <\/p>\n\n<figure class=\"wp-block-image aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"682\" src=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/fleet-of-vans-1024x682.jpg\" alt=\"\" class=\"wp-image-8130\" srcset=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/fleet-of-vans-1024x682.jpg 1024w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/fleet-of-vans-300x200.jpg 300w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/fleet-of-vans-768x511.jpg 768w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/fleet-of-vans.jpg 1280w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n<h2 class=\"wp-block-heading\">\ub514\uc9c0\ud138 \uae30\ud68c\uc640 \uc0c1\uc5c5 \ubcf4\ub3c4\uc758 \ubbf8\ub798<\/h2>\n\n<p>\ud655\uc2e4\ud788 \uc0c1\ud669\uc774 \ubc14\ub00c\uc5c8\uc2b5\ub2c8\ub2e4.<\/p>\n\n<p>Nationwide Insurance\uc758 \ucd5c\uace0 \uae30\uc220 \ucc45\uc784\uc790\uc778 <a href=\"https:\/\/www.cio.com\/article\/3431669\/transforming-an-insurance-and-financial-services-giant-to-meet-customers-digital-expectations.html\" target=\"_blank\" rel=\"noreferrer noopener\">Jim Fowler<\/a>\ub294 &#8220;\uc544\ubc84\uc9c0\ub294 \uc8fc\ud0dd, \uc790\ub3d9\ucc28 \ub610\ub294 \uc0dd\uba85 \ubcf4\ud5d8\uc774 \ud544\uc694\ud560 \ub54c \ud3c9\uc0dd \uc54c\uace0 \uc9c0\ub0b4\uba74\uc11c \uc815\uae30\uc801\uc73c\ub85c \ub9cc\ub098\ub358 Bill\uc774\ub77c\ub294 \uc5d0\uc774\uc804\ud2b8\ub85c\ubd80\ud130 \uc774\ub7ec\ud55c \uc81c\ud488\uc744 \uad6c\uc785\ud588\uc2b5\ub2c8\ub2e4.\n\ud604\uc7ac\uc640 \ubbf8\ub798\uc758 \ubcf4\ud5d8 \uac00\uc785\uc740 \ub9e4\uc6b0 \ub2ec\ub77c \ubcf4\uc785\ub2c8\ub2e4. <\/p>\n\n<h3 class=\"wp-block-heading\">\uc0c1\uc5c5 \uace0\uac1d\uc744 \ub514\uc9c0\ud138 \ubc29\uc2dd\uc73c\ub85c \uad50\uc721<\/h3>\n\n<p>\uc0c1\uc5c5 \ubcf4\ud5d8\uc0ac\ub4e4\uc740 \uac00\ub2a5\ud55c \ud55c \ub9ce\uc740 \uace0\uac1d\uc5d0\uac8c \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud560 \uc900\ube44\uac00 \ub418\uc5b4 \uc788\uc9c0\ub9cc \ubaa8\ub4e0 \uae30\uc5c5\uc774 \ud544\uc694\ud55c \ubcf4\ud5d8\uc5d0 \uac00\uc785\ud558\ub294 \uac83\uc740 \uc544\ub2d9\ub2c8\ub2e4.<\/p>\n\n<p><a href=\"https:\/\/www.next-insurance.com\/blog\/small-business-insurance-report\/\" target=\"_blank\" rel=\"noreferrer noopener\">\ub125\uc2a4\ud2b8 \uc778\uc288\uc5b4\ub7f0\uc2a4(Next Insurance<\/a>)\uc758 2018\ub144 \uc5f0\uad6c\uc5d0 \ub530\ub974\uba74 1\ub144 \uc774\uc0c1 \uc6b4\uc601\ub41c \uc18c\uaddc\ubaa8 \uc0ac\uc5c5\uccb4 \uc911 44%\uac00 \ubcf4\ud5d8\uc5d0 \uac00\uc785\ud55c \uc801\uc774 \uc5c6\ub294 \uac83\uc73c\ub85c \ub098\ud0c0\ub0ac\uc2b5\ub2c8\ub2e4.\n\ub9ce\uc740 \uc0ac\ub78c\ub4e4\uc740 \ubcf4\ud5d8\uc774 \ub108\ubb34 \ube44\uc2f8\ub2e4\uace0 \uc0dd\uac01\ud558\uae30 \ub54c\ubb38\uc5d0 \ubcf4\ud5d8\uc5d0 \uac00\uc785\ud558\uc9c0 \uc54a\uc558\uc2b5\ub2c8\ub2e4. <\/p>\n\n<p>\uc5b4\ub290 \uc815\ub3c4 \ubcf4\uc7a5\uc774 \uc788\ub294 \uc0ac\uc5c5\uccb4\uc870\ucc28\ub3c4 \uc62c\ubc14\ub978 \uc720\ud615\uc774\ub098 \uae08\uc561\uc774 \uc5c6\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\n\uc608\ub97c \ub4e4\uc5b4, 2019\ub144 10\uc6d4 <a href=\"https:\/\/www.qbe.com\/au\/news\/revealed-australia-sme-liability\" target=\"_blank\" rel=\"noreferrer noopener\">QBE Insurance<\/a> \uac00 \ud638\uc8fc \uae30\uc5c5\uc744 \ub300\uc0c1\uc73c\ub85c \uc2e4\uc2dc\ud55c \uc5f0\uad6c\uc5d0 \ub530\ub974\uba74 \uc911\uc18c\uae30\uc5c5 \uc18c\uc720\uc8fc\uc758 62%\uac00 \ubcf4\ud5d8 \ud61c\ud0dd\uc774 \ubd80\uc801\uc808\ud558\ub2e4\uace0 \uc0dd\uac01\ud558\ub294 \uac83\uc73c\ub85c \ub098\ud0c0\ub0ac\uc2b5\ub2c8\ub2e4.\n\uc751\ub2f5\uc790\uc758 87%\ub294 \uc0ac\uc5c5\uccb4 \ucc45\uc784 \uccad\uad6c\uac00 \ud55c \uac74\uc774\ub77c\ub3c4 \ubc1c\uc0dd\ud574\ub3c4 \uc0ac\uc5c5\uccb4\ub97c \ud3d0\uc1c4\ud560 \uc218 \uc788\ub2e4\uace0 \ub2f5\ud588\uc2b5\ub2c8\ub2e4.  <\/p>\n\n<p>\ub514\uc9c0\ud138 \ub3c4\uad6c\ub97c \uc0ac\uc6a9\ud558\uba74 \uc0ac\uc5c5\uc8fc\uc5d0\uac8c \ubcf4\ud5d8 \uc694\uad6c \uc0ac\ud56d, \uad00\ub828 \ube44\uc6a9 \ubc0f \ubcf4\uc7a5\uc5d0\uc11c \uae30\ub300\ud560 \uc218 \uc788\ub294 \uc0ac\ud56d\uc5d0 \ub300\ud574 \ub354 \uc27d\uac8c \uad50\uc721\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\n\ubcf4\ud5d8 \uace0\uac1d\uc740 \uc2a4\uc2a4\ub85c \ubcf4\ud5d8\uc744 \uc774\ud574\ud558\ub294 \ub370 \uad00\uc2ec\uc774 \uc788\uc73c\ubbc0\ub85c \uc774\ub7ec\ud55c \uc815\ubcf4\ub97c \uc218\uc6a9\ud558\ub294 \uccad\uc911\uc774 \ub429\ub2c8\ub2e4. <\/p>\n\n<p>\uc7a0\uc7ac \uace0\uac1d\uc5d0\uac8c \ubcf4\ud5d8 \uac00\uc6a9\uc131 \ubc0f \uac00\uaca9 \ucc45\uc815\uc5d0 \ub300\ud55c \uad50\uc721\uc744 \uc81c\uacf5\ud558\ub824\uba74 \ubcf4\ud5d8 \ud68c\uc0ac\uac00 \uc790\uccb4 \uac00\uce58 \uc81c\uc548\uc744 \uc7ac\uace0\ud574\uc57c \ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\n&#8220;\ubcf4\ud5d8 \uc0c1\ud488\uc744 \ub2e8\uc21c\ud788 \uac00\uaca9\uc73c\ub85c\ub9cc \uad6c\ub9e4\ud560 \uc218 \uc788\ub294 \uc0c1\ud488\uc73c\ub85c \uc0dd\uac01\ud558\uc9c0 \ub9c8\uc2ed\uc2dc\uc624. \uc704\ud5d8\uc744 \uc904\uc774\uace0 \uc190\uc2e4\uc744 \uad00\ub9ac\ud558\uae30 \uc704\ud574 \uc778\uc9c0\ub41c \uac00\uce58\uc5d0 \uae30\ubc18\ud558\uc5ec \uad6c\ub9e4\ud558\ub294 \uc11c\ube44\uc2a4 \uc194\ub8e8\uc158\uc774\uc5b4\uc57c \ud569\ub2c8\ub2e4&#8221;\ub77c\uace0 EY\uc758 \uc601\uad6d \ubcf4\ud5d8 \uc790\ubb38 \ub9ac\ub354\uc778 <a href=\"https:\/\/www.ey.com\/en_gl\/innovation-in-insurance\/why-the-insurance-industry-needs-to-rethink-its-value-proposition\" target=\"_blank\" rel=\"noreferrer noopener\">Simon Burtwell<\/a>\uc740 \ub9d0\ud569\ub2c8\ub2e4. <\/p>\n\n<h3 class=\"wp-block-heading\">\ub514\uc9c0\ud138 \ucc44\ub110\uc744 \uc0ac\uc6a9\ud558\uc5ec \ube44\uc988\ub2c8\uc2a4 \uace0\uac1d \ub9cc\uc871\ub3c4 \ud5a5\uc0c1<\/h3>\n\n<p>\uc911\uc18c\uae30\uc5c5 \uace0\uac1d\uc744 \uad50\uc721\ud558\uace0 \uc9c0\uc6d0\ud558\uba74 \uace0\uac1d \ub9cc\uc871\ub3c4\uc5d0 \ub3c4\uc6c0\uc774 \ub429\ub2c8\ub2e4.\n <a href=\"https:\/\/canada.jdpower.com\/sites\/default\/files\/2019133_u.s._small_commercial_insurance.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">J.D. Power 2019 Small Commercial Insurance Study<\/a> \ub294 \uc6f9\uc0ac\uc774\ud2b8 \ubc0f \ubaa8\ubc14\uc77c \uc571\uc744 \uc0ac\uc6a9\ud558\uc5ec \ubcf4\ud5d8 \ud68c\uc0ac\uc640 \uc18c\ud1b5\ud558\ub294 \uace0\uac1d\uc758 \uacbd\ud5d8\uc744 \ubd80\ubd84\uc801\uc73c\ub85c \uae30\ubc18\uc73c\ub85c 1,000\uc810 \ub9cc\uc810\uc5d0 844\uc810\uc73c\ub85c \uc911\uc18c\uae30\uc5c5 \ubcf4\ud5d8 \uace0\uac1d\uc758 \uace0\uac1d \ub9cc\uc871\ub3c4 \uc810\uc218\uac00 \uc0ac\uc0c1 \ucd5c\uace0\uce58\ub97c \uae30\ub85d\ud588\uc2b5\ub2c8\ub2e4. <\/p>\n\n<p>\ub514\uc9c0\ud138 \ubcf4\ud5d8 \uacbd\ud5d8\uc5d0 \ub300\ud55c \uace0\uac1d\uc758 \uc5f4\uc815\uc5d0\ub3c4 \ubd88\uad6c\ud558\uace0 \ub9ce\uc740 \ubcf4\ud5d8 \ud68c\uc0ac\ub294 \uac1c\uc778 \ubcf4\ud5d8\ubcf4\ub2e4 \uc0c1\uc5c5 \ubcf4\ud5d8\uc5d0\uc11c \ub514\uc9c0\ud138 \ub3c4\uad6c\ub97c \uad6c\ud604\ud558\ub294 \uc18d\ub3c4\uac00 \ub290\ub838\uc2b5\ub2c8\ub2e4.\n\uad6c\ud604\uc740 \ubaa8\ubc14\uc77c \uc571\uacfc \uac19\uc774 \uace0\uac1d\uc774 \uc0ac\uc6a9\ud558\ub294 \ub3c4\uad6c\uc640 \uc790\ub3d9\ud654\ub41c \uc6cc\ud06c\ud50c\ub85c\uc640 \uac19\uc740 \ub0b4\ubd80 \ub3c4\uad6c \ubaa8\ub450\uc5d0\uc11c \ub4a4\ucc98\uc84c\uc2b5\ub2c8\ub2e4.\n\uadf8\ub7ec\ub098 \ubcf4\ud5d8 \ud68c\uc0ac\ub294 \uace0\uac1d\uc758 \uc694\uad6c\ub97c \ucda9\uc871\ud560 \uc218 \uc788\ub294 \ub514\uc9c0\ud138 \ub3c4\uad6c\ub97c \uc0ac\uc6a9\ud558\ub294 \uac83\uc774 \ub9e4\uc6b0 \uc911\uc694\ud558\ub2e4\uace0 LexisNexis\uc758 \uc0c1\uc5c5 \ubcf4\ud5d8 \ubd80\ubb38 \uc120\uc784 \uc2dc\uc7a5 \uad00\ub9ac\uc790\uc778 <a href=\"https:\/\/blogs.lexisnexis.com\/insurance-insights\/2020\/04\/taking-next-step-in-commercial-lines-automation\/\" target=\"_blank\" rel=\"noreferrer noopener\">Sonya Penkova<\/a>\ub294 \ub9d0\ud569\ub2c8\ub2e4.  <\/p>\n\n<p>J.D. Power\uc758 \uc190\ud574\ubcf4\ud5d8 \ud504\ub799\ud2f0\uc2a4 \ucc45\uc784\uc790\uc778 <a href=\"https:\/\/www.jdpower.com\/business\/press-releases\/2019-us-small-commercial-insurance-study\" target=\"_blank\" rel=\"noreferrer noopener\">\ub370\uc774\ube44\ub4dc \ud30c\uc774\ud37c(David Pieffer<\/a>)\ub294 &#8220;\ub514\uc9c0\ud138 \ucc44\ub110\uc740 \uc774\uc81c \uc0c1\uc5c5\uc801 \uace0\uac1d \uacbd\ud5d8\uc744 \ud615\uc131\ud558\ub294 \ub370 \uadf8 \uc5b4\ub290 \ub54c\ubcf4\ub2e4 \ud070 \uc601\ud5a5\ub825\uc744 \ud589\uc0ac\ud558\uace0 \uc788\ub2e4&#8221;\uace0 \ub9d0\ud569\ub2c8\ub2e4.\n\uae30\uc220 \ubcc0\ud654\uc5d0 \ubc1c\ub9de\ucd94\uc9c0 \uc54a\ub294 \ubcf4\ud5d8\uc0ac\ub294 \uc9c0\uc18d\uc801\uc73c\ub85c \uc6b0\uc218\ud55c \uace0\uac1d \uacbd\ud5d8\uc744 \uc81c\uacf5\ud560 \uc218 \uc788\ub294 \uc704\uce58\uc5d0 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n<h3 class=\"wp-block-heading\">\ub354 \ub098\uc740 \ubd09\uc0ac \ud65c\ub3d9, \ub354 \ub098\uc740 \ubcf4\ud5d8<\/h3>\n\n<p>\ub514\uc9c0\ud138 \ub3c4\uad6c\ub294 \uace0\uac1d \ucee4\ubba4\ub2c8\ucf00\uc774\uc158, \ucc44\uc6a9 \ubc0f \uc720\uc9c0\ub9cc \uac1c\uc120\ud558\ub294 \uac83\uc774 \uc544\ub2d9\ub2c8\ub2e4.\n\ub0b4\ubd80 \ubcf4\ud5d8 \ud68c\uc0ac \uc5c5\ubb34\ub3c4 \uac1c\uc120\ud569\ub2c8\ub2e4. <\/p>\n\n<p>\ub514\uc9c0\ud138 \uc6b0\uc120 \uc811\uadfc \ubc29\uc2dd\uc744 \uc218\uc6a9\ud558\uba74 \ubcf4\ud5d8 \ud68c\uc0ac\uac00 \uc778\uc218 \ud504\ub85c\uc138\uc2a4\ub97c \uac04\uc18c\ud654\ud558\uace0 \uac1c\uc120\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\nAppian\uc758 \uae00\ub85c\ubc8c \ubcf4\ud5d8 \uc0b0\uc5c5 \uc804\ubb38\uac00\uc778 <a href=\"https:\/\/www.insurancejournal.com\/news\/midwest\/2020\/02\/20\/558289.htm\" target=\"_blank\" rel=\"noreferrer noopener\">Jake Sloan<\/a>\uc740 &#8220;\uc774\ub97c \ud1b5\ud574 \ubcf4\ud5d8\uc5c5\uc790\ub294 \ub514\uc9c0\ud138 \ud074\ub77c\uc6b0\ub4dc \uae30\ubc18 \ub370\uc774\ud130 \ubd84\uc11d \ud50c\ub7ab\ud3fc\uc744 \uc0ac\uc6a9\ud558\uc5ec \uc0c8\ub85c\uc6b4 \uc2dc\uc7a5\uc73c\ub85c \ud655\uc7a5\ud558\uace0 \uc218\uc775\uc131\uc744 \uc720\uc9c0\ud558\uba74\uc11c \ubcf4\ud5d8 \ud310\ub9e4 \uc218\ub97c \ub298\ub9b4 \uc218 \uc788\uc73c\ubbc0\ub85c \ud6a8\uc728\uc131\uc744 \ub192\uc77c \uc218 \uc788\uc2b5\ub2c8\ub2e4&#8221;\ub77c\uace0 \ub9d0\ud569\ub2c8\ub2e4. <\/p>\n\n<p>\ubcf4\ub2e4 \ud6a8\uc728\uc801\uc778 \uc5b8\ub354\ub77c\uc774\ud305\uc744 \ud1b5\ud574 \ubcf4\ud5d8 \ud68c\uc0ac\ub294 \uac01 \uace0\uac1d\uc758 \ud2b9\uc815 \ube44\uc988\ub2c8\uc2a4 \uc694\uad6c \uc0ac\ud56d\uc5d0 \ub9de\ub294 \ubcf4\ub2e4 \uc815\ud655\ud55c \uacac\uc801\uc744 \uc81c\uacf5\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\n\uac1c\uc778\ud654\ub41c \uc815\ucc45\uc740 \ubcf4\ud5d8\uc0ac \ubc0f \uae30\ud0c0 \uae30\uc5c5\uc774 \uac1c\ubcc4 \ube44\uc988\ub2c8\uc2a4 \uc694\uad6c \uc0ac\ud56d\uc744 \uc54c\uace0 \ud611\ub825\ud558\uae30\ub97c \uae30\ub300\ud558\ub294 \uace0\uac1d\uc744 \ub04c\uc5b4\ub4e4\uc785\ub2c8\ub2e4. <\/p>\n\n<figure class=\"wp-block-image aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"682\" src=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/warehouse-logistics-team-1024x682.jpg\" alt=\"\" class=\"wp-image-8140\" srcset=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/warehouse-logistics-team-1024x682.jpg 1024w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/warehouse-logistics-team-300x200.jpg 300w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/warehouse-logistics-team-768x512.jpg 768w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/warehouse-logistics-team.jpg 1280w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n<h2 class=\"wp-block-heading\">\uc0c1\uc5c5 \uace0\uac1d\uc758 \ubcf4\ud5d8 \uc694\uad6c \uc0ac\ud56d \ucda9\uc871<\/h2>\n\n<p>\ub514\uc9c0\ud138 \ud2b8\ub79c\uc2a4\ud3ec\uba54\uc774\uc158\uc740 \ube44\uc988\ub2c8\uc2a4\uc5d0 \ud544\uc694\ud55c \ubb3c\uac74\uc744 \uad6c\ub9e4\ud558\ub294 \uac83\uc758 \uc758\ubbf8\uc5d0 \ub300\ud55c \uace0\uac1d\uc758 \uc774\ud574\ub97c \ubcc0\ud654\uc2dc\ucf30\uc2b5\ub2c8\ub2e4.\n\uace0\uac1d\uc740 \uc774\ub7ec\ud55c \uc774\ud574\ub97c \ubcf4\ud5d8 \uad00\uacc4\uc5d0 \uc801\uc6a9\ud558\uace0 \uae30\ub300\uac00 \ucda9\uc871\ub418\uc9c0 \uc54a\uc744 \uacbd\uc6b0 \uc88c\uc808\uac10\uc744 \ub290\ub08d\ub2c8\ub2e4. <\/p>\n\n<p>CP2 Experience\uc758 CEO\uc778 <a href=\"https:\/\/customerthink.com\/change-is-coming-and-the-insurance-sector-needs-to-embrace-customer-experience\/\" target=\"_blank\" rel=\"noreferrer noopener\">John Aves<\/a>\ub294 \uace0\uac1d\uacfc \ud568\uaed8 \ub514\uc9c0\ud138 \ud2b8\ub79c\uc2a4\ud3ec\uba54\uc774\uc158\uc744 \uc218\uc6a9\ud558\ub824\uba74 \uba85\ud655\ud558\uace0 \uc9d1\uc911\uc801\uc778 \uace0\uac1d \uacbd\ud5d8 \uc804\ub7b5\uc774 \ud544\uc218\ub77c\uace0 \ub9d0\ud569\ub2c8\ub2e4.<\/p>\n\n<p>&#8220;\ubd80\uc11c \ubc0f \ubd80\uc11c \ub9ac\ub354\ub294 \uc0ac\uc77c\ub85c\uc5d0\uc11c \ubc97\uc5b4\ub098 \uace0\uac1d \uc5ec\uc815\uc758 \uad00\uc810\uc5d0\uc11c \uc138\uc0c1\uc744 \ubc14\ub77c\ubcf4\uace0 \ube44\uc988\ub2c8\uc2a4 \uc804\ubc18\uc5d0 \ubbf8\uce58\ub294 \uc601\ud5a5\uc5d0 \ub300\ud574 \uc0dd\uac01\ud574\uc57c \ud569\ub2c8\ub2e4&#8221;\ub77c\uace0 Aves\ub294 \ub9d0\ud569\ub2c8\ub2e4.\n\uc0c1\uc5c5 \ubcf4\ud5d8\uc0ac\uac00 \uace0\uac1d \uacbd\ud5d8\uc744 \uacf5\ub3d9 \ucc45\uc784\uc73c\ub85c \uc778\uc2dd\ud558\uba74 \ube44\uc988\ub2c8\uc2a4 \uace0\uac1d\uc744 \uc704\ud55c \uc751\uc9d1\ub825 \uc788\uace0 \uba85\ud655\ud55c \uc5ec\uc815\uc744 \uad6c\ucd95\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n<p>\ub610\ud55c \ubcf4\ud5d8\uc0ac\ub294 \uae30\uc5c5 \uace0\uac1d\uc758 \uc694\uad6c \uc0ac\ud56d\uc744 \ubcf4\ub2e4 \uc138\ubd80\uc801\uc73c\ub85c \uace0\ub824\ud568\uc73c\ub85c\uc368 \uc774\uc810\uc744 \uc5bb\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\n\uc0c1\uc5c5 \ubcf4\ud5d8 \uc0b0\uc5c5\uc740 \uc624\ub7ab\ub3d9\uc548 \uc18c\uae30\uc5c5, \uc911\uacac \uae30\uc5c5 \ubc0f \ub300\uae30\uc5c5\uc744 \uad6c\ubd84\ud574 \uc654\uc9c0\ub9cc, \ub370\uc774\ud130 \ubd84\uc11d \ub3c4\uad6c\ub97c \uc0ac\uc6a9\ud558\uba74 \ud6e8\uc52c \ub354 \uc138\ubc00\ud558\uac8c \uad6c\ubd84\ud558\uace0 \ud6a8\uacfc\uc801\uc73c\ub85c \uc801\uc6a9\ud560 \uc218 \uc788\uc5b4 \uace0\uac1d \ucc38\uc5ec, \ucda9\uc131\ub3c4 \ubc0f \ub9cc\uc871\ub3c4\ub97c \ub192\uc77c \uc218 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n<p>\uc608\ub97c \ub4e4\uc5b4, \uc911\uc18c\uae30\uc5c5 \uace0\uac1d\uc740 \ubcf4\ud5d8 \uacbd\ud5d8\uc5d0 \ub9e4\uc6b0 \ub9cc\uc871\ud558\ub294 \uac83\uc73c\ub85c \ubcf4\uc774\uc9c0\ub9cc \ucc28\ub7c9\uc5d0 \ub300\ud55c \uc0c1\uc5c5\uc6a9 \uc790\ub3d9\ucc28 \ubcf4\ud5d8\uc744 \uc81c\uacf5\ud558\ub294 \ub300\uae30\uc5c5\uc740 \uc804\ubc18\uc801\uc778 \ub9cc\uc871\ub3c4\uac00 \ub0ae\ub2e4\uace0 \ubcf4\uace0\ud569\ub2c8\ub2e4.\n\ud2b9\ud788 \uc624\ub7ab\ub3d9\uc548 \uc6b4\uc1a1\uc5c5\uccb4\ub97c \uc774\uc6a9\ud574\uc628 \uace0\uac1d\ub4e4\uc740 \uc790\uc2e0\uc758 \ucda9\uc131\ub3c4\uac00 \uc6b0\uc218\ud55c \uc11c\ube44\uc2a4\ub85c \ubcf4\uc0c1\ubc1b\uae30\ub97c \uae30\ub300\ud558\uae30 \uc2dc\uc791\ud588\ub2e4\uace0 LexisNexis\uc758 \ub9c8\ucf00\ud305 \ub9e4\ub2c8\uc800\uc778 <a href=\"https:\/\/pricedigests.com\/product-update\/bridging-customer-satisfaction-gap-in-large-commercial-auto-lines-of-business\/\" target=\"_blank\" rel=\"noreferrer noopener\">\ub098\ub514\uc544 \ub370\uc774\ube44\uc2a4(Nadia Davis<\/a>)\ub294 \ub9d0\ud569\ub2c8\ub2e4. <\/p>\n\n<p>&#8220;\ubcf4\ud5d8\uc0ac\ub294 \ub300\uc0c1 \uace0\uac1d\uc5d0\uac8c \ubcf5\uc7a1\ud55c \uace0\uac1d \uc81c\ud488 \uc694\uad6c \uc0ac\ud56d\uc744 \ud574\uacb0\ud560 \uc218 \uc788\ub294 \ucd5c\uace0\uc758 UX [user experience] \ub3c4\uad6c\ub97c \uc81c\uacf5\ud560 \uc218 \uc788\ub294 \uc0c8\ub85c\uc6b4 \ubc29\ubc95\uc744 \ucc3e\uc544\uc57c \ud569\ub2c8\ub2e4.<\/p>\n\n<p>\uac1c\uc778 \ubc0f \uc0c1\uc5c5 \ubd84\uc57c\uc758 \ubcf4\ud5d8 \uace0\uac1d\uc740 \uc790\uc2e0\uc758 \ud544\uc694\uc5d0 \ub9de\ub294 \ubcf4\ud5d8\uacfc \uc5b8\uc81c \uc5b4\ub514\uc11c\ub098 \uc27d\uac8c \ubc30\uce58, \uc81c\uac70 \ub610\ub294 \uc561\uc138\uc2a4\ud560 \uc218 \uc788\ub294 \ubcf4\uc7a5\uc744 \uae30\ub300\ud569\ub2c8\ub2e4.\n\uc62c\ubc14\ub978 \ub514\uc9c0\ud138 \ub3c4\uad6c\uc640 \ud50c\ub7ab\ud3fc\uc744 \uc120\ud0dd\ud558\uba74 \uc0c1\uc5c5 \ud1b5\uc2e0 \uc0ac\uc5c5\uc790\uac00 \uc774\ub7ec\ud55c \uc694\uad6c\ub97c \ucda9\uc871\ud558\uace0 \ucda9\uc131\ub3c4 \ub192\uc740 \ube44\uc988\ub2c8\uc2a4 \uace0\uac1d\uc744 \uc720\uce58\ud558\uace0 \uc720\uc9c0\ud558\ub294 \ub370 \ub3c4\uc6c0\uc774 \ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n<p><em>\uc774\ubbf8\uc9c0 \uc791\uc131\uc790: Dinis Tolipov\/\u00a9123RF.com, Dmitry Kalinovsky\/\u00a9123RF.com, Cathy Yeulet\/\u00a9123RF.com<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\uace0\uac1d\uc758 \uae30\ub300\uce58\ub97c \uc6b0\uc120\uc2dc\ud558\ub294 \uac83\uc740 \ubcc0\ud654\ud558\ub294 \uace0\uac1d \uc694\uad6c\ub97c \ucda9\uc871\ud558\uae30 \uc704\ud574 \uac1c\uc778\ud654\uc5d0 \uc911\uc810\uc744 \ub450\ub294 \uac1c\uc778 \ub77c\uc778\uc5d0\uc11c \ubcf4\ud3b8\ud654\ub418\uc5c8\uc2b5\ub2c8\ub2e4. \uc0c1\uc5c5 \ubcf4\ud5d8 \uace0\uac1d\uc758 \uae30\ub300\uce58\ub3c4 \ubcc0\ud654\ud558\uace0 \uc788\uc73c\uba70, \uc0c1\uc5c5 \ubcf4\ud5d8\uc0ac\ub4e4\ub3c4 \ube44\uc2b7\ud55c \ubc29\uc2dd\uc73c\ub85c \ub300\uc751\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uac1c\uc778 \ubcf4\ud5d8 \uace0\uac1d\uacfc \ub9c8\ucc2c\uac00\uc9c0\ub85c \uc624\ub298\ub0a0\uc758 \ube44\uc988\ub2c8\uc2a4 \ubcf4\ud5d8 \uace0\uac1d\uc740 \ubcf4\ud5d8 \ud68c\uc0ac\uc640\uc758 \uac1c\uc778\ud654 \ubc0f \ud6a8\uc728\uc801\uc778 \ucee4\ubba4\ub2c8\ucf00\uc774\uc158 \uc744 \uae30\ub300\ud569\ub2c8\ub2e4. \ub514\uc9c0\ud138 \ud2b8\ub79c\uc2a4\ud3ec\uba54\uc774\uc158\uc740 \uc774\ub7ec\ud55c \uae30\ub300\uce58\uc640 \ubcf4\ud5d8\uc0ac\uac00 \uc774\ub97c \ucda9\uc871\ud560 \uc218 \uc788\ub294 \uae30\ud68c\ub97c \ubaa8\ub450 \uc8fc\ub3c4\ud569\ub2c8\ub2e4. [&hellip;]<\/p>\n","protected":false},"featured_media":8126,"template":"","insight-category":[],"class_list":["post-20641","insight","type-insight","status-publish","has-post-thumbnail","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/insight\/20641","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/insight"}],"about":[{"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/types\/insight"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/media\/8126"}],"wp:attachment":[{"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/media?parent=20641"}],"wp:term":[{"taxonomy":"insight-category","embeddable":true,"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/insight-category?post=20641"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}