{"id":20029,"date":"2024-09-20T14:52:33","date_gmt":"2024-09-20T19:52:33","guid":{"rendered":"https:\/\/bolttech.io\/insights\/%ed%98%84%ec%9e%ac%ec%99%80-2021%eb%85%84%ea%b9%8c%ec%a7%80%ec%9d%98-%ec%83%81%ec%97%85-%eb%9d%bc%ec%9d%b8-%ea%b0%80%ea%b2%a9-%ec%9d%b4%ed%95%b4\/"},"modified":"2024-09-20T14:52:36","modified_gmt":"2024-09-20T19:52:36","slug":"%ed%98%84%ec%9e%ac%ec%99%80-2021%eb%85%84%ea%b9%8c%ec%a7%80%ec%9d%98-%ec%83%81%ec%97%85-%eb%9d%bc%ec%9d%b8-%ea%b0%80%ea%b2%a9-%ec%9d%b4%ed%95%b4","status":"publish","type":"insight","link":"https:\/\/bolttech.io\/ko\/insights\/%ed%98%84%ec%9e%ac%ec%99%80-2021%eb%85%84%ea%b9%8c%ec%a7%80%ec%9d%98-%ec%83%81%ec%97%85-%eb%9d%bc%ec%9d%b8-%ea%b0%80%ea%b2%a9-%ec%9d%b4%ed%95%b4\/","title":{"rendered":"\ud604\uc7ac\uc640 2021\ub144\uae4c\uc9c0\uc758 \uc0c1\uc5c5 \ub77c\uc778 \uac00\uaca9 \uc774\ud574"},"content":{"rendered":"\n

\uc70c\ub9ac\uc2a4 \ud0c0\uc6cc\uc2a4 \uc653\uc2a8 \ucee4\uba38\uc15c \ub77c\uc778 \ubcf4\ud5d8 \uac00\uaca9 \uc870\uc0ac\uc5d0<\/a> \ub530\ub974\uba74 2019\ub144 4\ubd84\uae30 \ubbf8\uad6d \uc0c1\uc5c5 \ubcf4\ud5d8 \uac00\uaca9\uc740 \uc804\uccb4\uc801\uc73c\ub85c 6% \uc774\uc0c1 \uc0c1\uc2b9\ud588\uc2b5\ub2c8\ub2e4.\n2019\ub144 \ud55c \ud574 \ub3d9\uc548 \uc804\uccb4 \uc99d\uac00\uc728\uc740 1\ubd84\uae30 \uc57d 2%\uc5d0\uc11c \uc5f0\ub9d0\uae4c\uc9c0 6% \uc774\uc0c1\uc73c\ub85c \uac00\uc18d\ud654\ub418\uc5c8\uc2b5\ub2c8\ub2e4. <\/p>\n\n

\uc77c\ubc18\uc801\uc73c\ub85c \uc0c1\uc5c5 \ud658\uc728\uc740 2020\ub144\uc5d0\ub3c4 \uacc4\uc18d \uc0c1\uc2b9\ud588\uc2b5\ub2c8\ub2e4.\n\uadf8\ub7ec\ub098 \ubaa8\ub4e0 \uc720\ud615\uc758 \ubcf4\ud5d8\uc774 \ub3d9\uc77c\ud55c \uc18d\ub3c4\ub85c \ubcf4\ud5d8\ub8cc\uac00 \uc0c1\uc2b9\ud558\ub294 \uac83\uc740 \uc544\ub2c8\uba70, \ubcf4\ud5d8\ub8cc \uc778\uc0c1\uc774 \ubaa8\ub4e0 \uacbd\uc6b0\uc5d0 \ub3d9\uc77c\ud55c \uc694\uc778\uc5d0 \uc758\ud574 \uc8fc\ub3c4\ub418\ub294 \uac83\uc740 \uc544\ub2d9\ub2c8\ub2e4.\n\uc218\uce58 \uc774\uba74\uc5d0 \uc791\uc6a9\ud558\ub294 \ubb34\uc218\ud55c \uc694\uc778\uc744 \uc774\ud574\ud558\uba74 \ubcf4\ud5d8\uc0ac\uac00 \uace0\uac1d\uc758 \uc694\uad6c\ub97c \ucda9\uc871\ud558\uace0 \uc0c1\uc5c5 \uac00\uaca9 \ucc45\uc815\uc758 \ucd94\uac00\uc801\uc778 \ub09c\uae30\ub958\uc5d0 \ub300\ube44\ud558\ub294 \ub370 \ub3c4\uc6c0\uc774 \ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n

\uac00\uaca9 \uc0c1\uc2b9 \ucd94\uc138<\/h2>\n\n

\uc0c1\uc5c5 \ubcf4\ud5d8\ub8cc \uc778\uc0c1\uc740 \ubbf8\uad6d\uc5d0\ub9cc \uad6d\ud55c\ub41c \uac83\uc774 \uc544\ub2d9\ub2c8\ub2e4.\n Marsh\uc758 \uae00\ub85c\ubc8c \ubcf4\ud5d8 \uc2dc\uc7a5 \uc9c0\uc218(Global Insurance Market Index<\/a>)\uc5d0 \ub530\ub974\uba74 \uc9c0\ub09c \uba87 \ub144 \ub3d9\uc548 \uc804 \uc138\uacc4\uc801\uc73c\ub85c \uc0c1\uc5c5 \ubcf4\ud5d8 \uac00\uaca9\uc774 \uc99d\uac00\ud558\uace0 \uc788\uc73c\uba70, 2020\ub144 1\ubd84\uae30\uc5d0 \uae00\ub85c\ubc8c \uc0c1\uc5c5 \ubcf4\ud5d8 \uac00\uaca9\uc740 14% \uc0c1\uc2b9\ud588\uc2b5\ub2c8\ub2e4. <\/p>\n\n

\uadf8\ub7ec\ub098 \ubaa8\ub4e0 \uc0c1\uc5c5 \ubcf4\ud5d8 \ubd80\ubb38\uc5d0\uc11c \uac00\uaca9\uc774 \uc0c1\uc2b9\ud558\ub294 \uac83\uc740 \uc544\ub2d9\ub2c8\ub2e4.\n\uc99d\uac00\ub97c \ubcf4\uc774\ub294 \uc138\uadf8\uba3c\ud2b8 \uc911 \ubaa8\ub4e0 \uc138\uadf8\uba3c\ud2b8\uac00 \ub3d9\uc77c\ud55c \ube44\uc728\ub85c \ub610\ub294 \ub3d9\uc77c\ud55c \uc774\uc720\ub85c \uc99d\uac00\ud558\ub294 \uac83\uc740 \uc544\ub2d9\ub2c8\ub2e4. <\/p>\n\n

Marsh\uc758 \uc9c0\uc218\uc5d0 \ub530\ub974\uba74 \uc7ac\uc0b0 \ubcf4\ud5d8\uacfc \uae08\uc735 \ubc0f \uc804\ubb38 \ubcf4\ud5d8\uc758 \uc99d\uac00\uac00 2019\ub144 \ub9c8\uc9c0\ub9c9 \ubd84\uae30\uc758 \uc804\uccb4 \uac00\uaca9 \uc0c1\uc2b9\uc744 \uc8fc\ub3c4\ud588\uc2b5\ub2c8\ub2e4.\n\ud3c9\uade0\uc801\uc73c\ub85c \ubd80\ub3d9\uc0b0 \uac00\uaca9\uc740 15% \uc0c1\uc2b9\ud588\uc73c\uba70 \uae08\uc735 \ubc0f \uc804\ubb38 \ub77c\uc778 \ubcf4\uc7a5 \uac00\uaca9\uc740 26% \uc99d\uac00\ud588\uc2b5\ub2c8\ub2e4.\n\uc0ac\uc0c1\uc790 \ubcf4\uc0c1 \ube44\uc6a9\uc740 5%\ub85c \ub354 \ub290\ub9ac\uac8c \uc99d\uac00\ud588\uc2b5\ub2c8\ub2e4. <\/p>\n\n

\uc0c1\uc5c5\uc6a9 \ubcf4\ud5d8\ub8cc \uac31\uc2e0\uc728\uc5d0 \ub300\ud55c IVANS 2020\ub144 4\uc6d4 \ubcf4\uace0\uc11c\ub294<\/a> Marsh\uc758 \uc5f0\uad6c \uacb0\uacfc\uc640 \uc720\uc0ac\ud588\uc2b5\ub2c8\ub2e4.\nIVANS \ubcf4\uace0\uc11c\uc5d0 \ub530\ub974\uba74 \uc0c1\uc5c5\uc6a9 \uc790\ub3d9\ucc28, \uc0ac\uc5c5\uc8fc \uc815\ucc45(BOP), \uc77c\ubc18 \ucc45\uc784 \ubc0f \uc0c1\uc5c5\uc6a9 \ubd80\ub3d9\uc0b0\uc758 \uc694\uc728\uc774 \uc99d\uac00\ud55c \uac83\uc73c\ub85c \ub098\ud0c0\ub0ac\uc2b5\ub2c8\ub2e4.\n\uc774 \uc911 BOP \ubcf4\uc7a5 \uac31\uc2e0\uc728\uc774 2020\ub144 3\uc6d4 \ub9d0 4.85%\uc5d0\uc11c 5.22%\ub85c \uac00\uc7a5 \ub9ce\uc774 \uc99d\uac00\ud588\uc2b5\ub2c8\ub2e4. <\/p>\n\n

USI \uc0c1\uc5c5\uc6a9 \ubd80\ub3d9\uc0b0 \ubc0f \uc0c1\ud574 \uc2dc\uc7a5 \uc804\ub9dd<\/a>\uc740 \uc0c1\uc5c5\uc6a9 \ubd80\ub3d9\uc0b0\uc758 \ubcf4\ud5d8 \uc801\uc6a9 \ube44\uc6a9\uc774 2020\ub144\uc5d0 \ud06c\uac8c \uc99d\uac00\ud560 \uac83\uc73c\ub85c \uc608\uce21\ud569\ub2c8\ub2e4.\nUSI\ub294 \uc190\uc2e4 \uc774\ub825\uc774 \ubbf8\ubbf8\ud55c CAT(Cataphe Bond) \ubd80\ub3d9\uc0b0\uc758 \uacbd\uc6b0 \ucd5c\ub300 40%, \uc190\uc2e4 \uc774\ub825\uc774 \uc88b\uc9c0 \uc54a\uc740 \ubd80\ub3d9\uc0b0\uc758 \uacbd\uc6b0 \ucd5c\ub300 60%\uc758 \uae08\ub9ac \uc778\uc0c1\uc744 \uc608\uce21\ud569\ub2c8\ub2e4. <\/p>\n\n

\uadfc\ub85c\uc790 \ubcf4\uc0c1, \ub2e4\ub978 \ubd80\ubb38\uc758 \ucd08\uae30 \ud558\ub77d \ucd94\uc138<\/h3>\n\n

\uc7ac\uc0b0 \ubcf4\ud5d8 \ubc0f \uacbd\uc601\uc9c4 \uc704\ud5d8 \ubcf4\uc7a5\uc5d0\uc11c\ub294 \uc0c1\ub2f9\ud55c \ube44\uc6a9 \uc99d\uac00\uac00 \uc77c\ubc18\uc801\uc774\uc5c8\uc9c0\ub9cc \uc0c1\uc5c5 \ubcf4\ud5d8\uc758 \ub2e4\ub978 \uc601\uc5ed\uc5d0\uc11c\ub294 \uc694\uc728\uc774 \ud3c9\uc900\ud654\ub418\uac70\ub098 \uc2ec\uc9c0\uc5b4 \ud558\ub77d\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n\n

IVARS \ubcf4\uace0\uc11c\uc5d0 \ub530\ub974\uba74 \uc6b0\uc0b0 \ubcf4\uc7a5 \ubc0f \uc0b0\uc7ac \ubcf4\uc0c1\uc5d0 \ub300\ud55c \uac31\uc2e0\uc728\uc740 4\uc6d4\uc5d0 \uc18c\ud3ed \uac10\uc18c\ud588\uc73c\uba70, \uc0b0\uc7ac \ubcf4\uc0c1\ub960\uc774 \uac00\uc7a5 \ub9ce\uc774 \ud558\ub77d\ud588\uc2b5\ub2c8\ub2e4.\n\uadfc\ub85c\uc790 \ubcf4\uc0c1\uc740 \uc0c1\uc5c5 \uac00\uaca9 \uc778\uc0c1 \ucd94\uc138\ub97c \uaebe\uc5c8\uc2b5\ub2c8\ub2e4. \ub9ce\uc740 \ubcf4\ud5d8\ud68c\uc0ac\ub4e4\uc774 \uc0b0\uc7ac \ubcf4\uc0c1\uc758 \uc99d\uac00\ubcf4\ub2e4\ub294 \uc694\uc728 \uc778\ud558\ub97c \ubcf4\uace0\ud558\uace0 \uc788\ub2e4\uace0 \uc70c\ub9ac\uc2a4 \ud0c0\uc6cc\uc2a4 \uc653\uc2a8\uc758 \uc120\uc784 \uc774\uc0ac\uc778 \uc54c\ub808\ud55c\ub4dc\ub77c \ub180\ub9ac\ubcf4\uc2a4<\/a>\ub294 \ub9d0\ud55c\ub2e4. <\/p>\n\n

\uc70c\ub9ac\uc2a4 \ud0c0\uc6cc\uc2a4 \uc653\uc2a8(Willis Towers Watson)\uc740 2020\ub144 \uc0b0\uc7ac\ubcf4\ud5d8 \ube44\uc6a9\uc774 -2-2% \ubcc0\ub3d9\ud560 \uac83\uc73c\ub85c \uc608\uce21\ud558\ub294 \uac83 \uc678\uc5d0\ub3c4, \uad6d\uc81c \uc0ac\uc0c1\uc790 \ubc0f \ud14c\ub7ec \uc704\ud5d8\uc5d0 \ub300\ud55c \ubcf4\ud5d8\uae08\uc774 \uc81c\uc790\ub9ac\uac78\uc74c\uc744 \ud558\uac70\ub098 \uc2ec\uc9c0\uc5b4 \uac10\uc18c\ud560 \uac83\uc73c\ub85c \uc608\uce21\ud558\uace0 \uc788\ub2e4.\n\uc70c\ub9ac\uc2a4 \ud0c0\uc6cc\uc2a4 \uc653\uc2a8(Willis Towers Watson)\uc740 2020\ub144 \ubcf4\ud5d8 \uc2dc\uc7a5 \ud604\uc2e4<\/a> \ubcf4\uace0\uc11c\uc5d0\uc11c \uc0ac\uc774\ubc84, \uc815\uce58\uc801 \uc704\ud5d8 \ubc0f \uc2e0\ud0c1 \ubcf4\uc7a5\uc5d0 \ub300\ud55c \ube44\uc6a9\uc774 \uc99d\uac00\ud558\uc9c0 \uc54a\uc744 \uc218 \uc788\uc73c\uba70, \ud658\uacbd \ubcf4\uc7a5\uc740 \uc544\uc9c1 \uc9c0\ucf1c\ubd10\uc57c \ud560 \uc694\uc778\uc5d0 \ub530\ub77c \uac10\uc18c\ud558\uac70\ub098 \uc99d\uac00\ud560 \uc218 \uc788\ub2e4\uace0 \uc608\uce21\ud588\uc2b5\ub2c8\ub2e4. <\/p>\n\n

\"\"<\/figure>\n\n

\uc0c1\uc5c5\uc6a9 \uac00\uaca9 \ucc45\uc815\uc758 \uac00\uae4c\uc6b4 \ubbf8\ub798<\/h2>\n\n

\uc62c\ud574 \ub0a8\uc740 \uae30\uac04 \ub3d9\uc548 \ub300\ubd80\ubd84\uc758 \ubcf4\ud5d8 \ud615\ud0dc\uc5d0 \ub300\ud55c \uc0c1\uc5c5 \ubcf4\ud5d8 \uac00\uaca9\uc740 \uc5ec\ub7ec \uc694\uc778\uacfc \uc5ec\ub7ec \ubd88\ud655\uc2e4\uc131\uc73c\ub85c \uc778\ud574 \uacc4\uc18d \uc0c1\uc2b9\ud560 \uac00\ub2a5\uc131\uc774 \ub192\uc2b5\ub2c8\ub2e4.<\/p>\n\n

2020\ub144\uc744 \uc704\ud55c \uc900\ube44<\/h3>\n\n

\uc804\ub840 \uc5c6\uc774 \ub9ce\uc740 \uc790\uc5f0\uc7ac\ud574\uc640 \uc815\uce58\uc801, \uc0ac\ud68c\uc801 \uaca9\ubcc0\uc73c\ub85c \uc778\ud574 2020\ub144 \uc0ac\uc5c5 \uacc4\ud68d\uc774 \ud63c\ub780\uc5d0 \ube60\uc84c\uc2b5\ub2c8\ub2e4.\n\ubcf4\ud5d8 \ud68c\uc0ac\ub294 \uc774\ub7ec\ud55c \uc0ac\uac74\uc758 \uc555\ubc15\uacfc \ubd88\ud655\uc2e4\ud55c \ud604\uc7ac\uc640 \uc554\uc6b8\ud55c \ubbf8\ub798 \ubaa8\ub450\uc5d0\uc11c \uc704\ud5d8\uc744 \uad00\ub9ac\ud574\uc57c \ud560 \ud544\uc694\uc131\uc744 \ub290\ub07c\uace0 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n

2019\ub144\uc5d0 \uac00\uaca9\uc774 \uc0c1\uc2b9\ud55c \uac83\uc740 \ubd80\ubd84\uc801\uc73c\ub85c \ubbf8\uad6d \uc804\uc5ed\uc758 \uc7ac\uc0b0\uc744 \uc190\uc0c1\uc2dc\ud0a4\uace0 \ud30c\uad34\ud55c \uc77c\ub828\uc758 \uc790\uc5f0 \uc7ac\ud574\ub85c \uc778\ud55c \uac83\uc785\ub2c8\ub2e4.\n\ub0a0\uc528 \uad00\ub828 \uc190\uc2e4 \ubc0f \uae30\ud0c0 \uc7ac\ud574\ub294 \ub9e4\ub144 \ubc1c\uc0dd\ud558\uc9c0\ub9cc 2019\ub144\uc740 \uc774\ub840\uc801\uc778 \uc190\uc2e4\ub960\uacfc \ube44\uc6a9\uc774 \ub450\ub4dc\ub7ec\uc84c\ub2e4\uace0 USI\uc758 \uc704\ud5d8 \uad00\ub9ac \uc2e4\ubb34 \ucc45\uc784\uc790\uc778 Mary-Beth Hahn<\/a>\uc740 \ub9d0\ud569\ub2c8\ub2e4. <\/p>\n\n

“\uc804\uc5d0\ub3c4 \uc0b0\ubd88\uc774 \ub09c \uc801\uc774 \uc788\uc5b4\uc694. \uc804\uc5d0\ub3c4 \ud5c8\ub9ac\ucf00\uc778\uc774 \uc788\uc5c8\uc2b5\ub2c8\ub2e4. \uadf8\ub7ec\ub098 \ucd1d\uccb4\uc801\uc778 \uc218\uc900\uc5d0\uc11c\ub294 \uadf8\ub807\uac8c \ubc00\uc811\ud558\uac8c \uc77c\uc5b4\ub098\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4”\ub77c\uace0 Hahn\uc740 \ub9d0\ud569\ub2c8\ub2e4.<\/p>\n\n

2020\ub144\uc740 \ub0a0\uc528 \uad00\ub828 \uc190\uc2e4\uc5d0 \uc788\uc5b4 \ub610 \ub2e4\ub978 \ud798\ub4e0 \ud574\uac00 \ub420 \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4.\n“NOAA\uc758 \ud604\uc7ac \ubc0f \uacc4\uc808\ubcc4 \ub300\uae30 \uc0c1\ud0dc \ubd84\uc11d\uc740 \uc62c\ud574 \ud65c\ubc1c\ud55c \ub300\uc11c\uc591 \ud5c8\ub9ac\ucf00\uc778 \uc2dc\uc98c\uc5d0 \ub300\ud55c \ub808\uc2dc\ud53c\ub97c \ubcf4\uc5ec\uc90d\ub2c8\ub2e4”\ub77c\uace0 \ubbf8\uad6d \uad6d\ub9bd\ud574\uc591\ub300\uae30\uccad(NOAA)\uc758 \ud658\uacbd \uad00\uce21 \ubc0f \uc608\uce21 \ub2f4\ub2f9 \uc0c1\ubb34\ubd80 \ucc28\uad00\ubcf4 \ub2d0 \uc81c\uc774\ucf65\uc2a4 \ubc15\uc0ac\ub294<\/a> \ub9d0\ud569\ub2c8\ub2e4. <\/p>\n\n

\ud3c9\uade0\uc801\uc778 \ud5c8\ub9ac\ucf00\uc778 \uc2dc\uc98c\uc5d0\ub294 12\uac1c\uc758 \uba85\uba85\ub41c \ud3ed\ud48d\uc774 \uc0dd\uc131\ub418\uba70, \uadf8 \uc911 3\uac1c\ub294 \uc77c\ubc18\uc801\uc73c\ub85c \uc8fc\uc694 \ud5c8\ub9ac\ucf00\uc778\uc785\ub2c8\ub2e4.\nNOAA\ub294 2020\ub144 \uc2dc\uc98c\uc5d0 13\uac1c\uc5d0\uc11c 19\uac1c\uc758 \uba85\uba85\ub41c \ud3ed\ud48d\uc774 \ubc1c\uc0dd\ud560 \uac83\uc73c\ub85c \uc608\uce21\ud569\ub2c8\ub2e4.\n\uc774 \uc911 10\uac1c\ub294 \ud5c8\ub9ac\ucf00\uc778\uc774 \ub420 \uc218 \uc788\uc73c\uba70, \uc774 \uc911 3\uac1c\uc5d0\uc11c 6\uac1c\ub294 \ud070 \ud5c8\ub9ac\ucf00\uc778\uc774 \ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\n\ud3c9\uade0 \uc774\uc0c1\uc758 \ud5c8\ub9ac\ucf00\uc778 \uc2dc\uc98c, \uc9c0\uc18d\uc801\uc778 \uc0b0\ubd88 \uc704\ud611 \ubc0f \uae30\ud0c0 \uc7ac\uc0b0 \uc704\ud5d8\uc740 \ubaa8\ub450 \uc0c1\uc5c5\uc6a9 \ubd80\ub3d9\uc0b0 \ubcf4\ud5d8 \ube44\uc6a9\uc758 \uc0c1\uc2b9\uc744 \uc8fc\ub3c4\ud569\ub2c8\ub2e4. <\/p>\n\n

\uc2e0\uc885 \ucf54\ub85c\ub098\ubc14\uc774\ub7ec\uc2a4\ub294 \ub610\ud55c \ubcf4\ud5d8 \ubd84\uc57c\uc5d0\uc11c \uc0c8\ub86d\uace0 \ud0d0\uad6c\ub418\uc9c0 \uc54a\uc740 \uc5ec\ub7ec \uac00\uc9c0 \uc9c8\ubb38\uc744 \uc81c\uae30\ud569\ub2c8\ub2e4.\n\uc774\ub294 \ubcf4\ud5d8\uc0ac\uac00 \ube44\uc988\ub2c8\uc2a4 \uc6b4\uc601, \uac74\ubb3c \uc548\uc804, \uadfc\ub85c\uc790 \uac74\uac15 \ub4f1\uacfc \uad00\ub828\ub41c \uc704\ud5d8\uc744 \uacc4\uc0b0\ud558\ub294 \ubc29\uc2dd\uc5d0 \uc601\ud5a5\uc744 \ubbf8\uce69\ub2c8\ub2e4. <\/p>\n\n

2020\ub144 1\ubd84\uae30 \ub3d9\uc548\uc758 \uac00\uaca9 \uc778\uc0c1\uc740 \uc544\uc9c1 COVID-19\uac00 \ube44\uc988\ub2c8\uc2a4 \uc6b4\uc601\uc5d0 \ubbf8\uce58\ub294 \uc601\ud5a5\uc744 \uace0\ub824\ud558\uc9c0 \uc54a\uc558\ub2e4\uace0 Marsh\uc758 \uae00\ub85c\ubc8c \ubc30\uce58 \ubc0f \uc790\ubb38 \uc11c\ube44\uc2a4 \uc0ac\uc7a5\uc778 Dean Klisura<\/a>\ub294 \ub9d0\ud569\ub2c8\ub2e4.\n\uadf8\ub7ec\ub098 \uc62c\ud574 \ub0a8\uc740 \uae30\uac04 \ub3d9\uc548 \ubc1c\uc0dd\ud558\ub294 \uc99d\uac00\ub294 \uc7ac\uc0b0 \uc624\uc5fc, \uadfc\ub85c\uc790 \uc9c8\ubcd1 \ubc0f \uae30\ud0c0 \ud32c\ub370\ubbf9\uc758 \uacb0\uacfc\ub97c \ubcf4\uc7a5 \ubaa9\uc801\uc73c\ub85c \ubd84\ub958\ud558\ub294 \ubc29\ubc95\uc5d0 \ub300\ud55c \ubd88\ud655\uc2e4\uc131\uc744 \ud3ec\ud568\ud558\uc5ec \ud32c\ub370\ubbf9 \uad00\ub828 \ubb38\uc81c\uc758 \uc601\ud5a5\uc744 \ubc1b\uc744 \uac00\ub2a5\uc131\uc774 \ub192\uc2b5\ub2c8\ub2e4. <\/p>\n\n

“\ud32c\ub370\ubbf9\uc73c\ub85c \uc778\ud574 \uc804 \uc138\uacc4\uac00 \ube44\uc988\ub2c8\uc2a4\ub97c \uc218\ud589\ud558\ub294 \ubc29\uc2dd\uc774 \ubcc0\ud654\ud568\uc5d0 \ub530\ub77c \uc6b0\ub9ac\ub294 \ubcc0\ud654\ud558\ub294 \uc2dc\uc7a5 \uc5ed\ud559\uc774 \uc5c5\uacc4\uc758 \uac74\uc804\uc131\uc5d0 \uc5b4\ub5a4 \uc601\ud5a5\uc744 \ubbf8\uce60\uc9c0 \uc9c0\uc18d\uc801\uc73c\ub85c \uc218\uce58\ub97c \uba74\ubc00\ud788 \uc8fc\uc2dc\ud560 \uac83\uc785\ub2c8\ub2e4”\ub77c\uace0 IVANS Insurance Services\uc758 \ub370\uc774\ud130 \uc81c\ud488 \uadf8\ub8f9 \ubd80\uc0ac\uc7a5\uc778 Brian Wood<\/a>\ub294 \ub9d0\ud569\ub2c8\ub2e4.<\/p>\n\n

\"\"<\/figure>\n\n

\uc55e\uc744 \ub0b4\ub2e4\ubd04<\/h2>\n\n

\uc0c1\uc5c5 \ubcf4\ud5d8 \uac00\uaca9 \ucc45\uc815\uc758 \ud604\uc7ac \uc0c1\ud0dc\uc5d0\ub3c4 \ubd88\uad6c\ud558\uace0 \uc77c\ubd80 \ubd84\uc11d\uac00\uc5d0 \ub530\ub974\uba74 \ubcf4\ud5d8 \uc5c5\uacc4\uc5d0\ub294 \ub099\uad00\ub860\uc774 \ub0a8\uc544 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n

“\ub300\uccb4 \uc790\ubcf8 \uc2dc\uc7a5\uc740 \uc7ac\ubcf4\ud5d8\uc5d0 \ub300\ud55c \uc0c8\ub85c\uc6b4 \uc5f4\uc815\uc744 \ubcf4\uc5ec\uc8fc\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc804\uccb4 \uc0b0\uc5c5\uc740 \uadf8 \uc5b4\ub290 \ub54c\ubcf4\ub2e4 \ub354 \ub9ce\uc740 \uc790\ubcf8\uc744 \ubcf4\uc720\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc9c0\uae09 \ubd88\ub2a5\uc740 \ub4dc\ubb45\ub2c8\ub2e4. InsurTech\ub294 \uace0\uac1d \uacbd\ud5d8\uc744 \uac1c\uc120\ud558\uae30 \uc704\ud574 \uc2dc\uc7a5 \ucc38\uc5ec\uc790\uc640 \ud611\ub825\ud558\uace0 \uc788\uc73c\uba70 \uc218\uc694\uc640 \uacf5\uae09\uc758 \ubc95\uce59\uc740 \uc5ec\uc804\ud788 \uc801\uc6a9\ub429\ub2c8\ub2e4”\ub77c\uace0 Willis Towers Watson\uc758 \ubd80\uc0ac\uc7a5 \uacb8 \uae00\ub85c\ubc8c \uc911\uac1c \ucc45\uc784\uc790\uc778 Joseph C. Peiser<\/a>\ub294 \ub9d0\ud569\ub2c8\ub2e4.\n“\uc774 \ub3c4\uc804\uc801\uc778 \uc2dc\uc7a5\uc740 \uc601\uc6d0\ud788 \uc9c0\uc18d\ub418\uc9c0 \uc54a\uc744 \uac83\uc785\ub2c8\ub2e4.” <\/p>\n\n

\uadf8\ub7ec\ub098 \ub2e8\uae30\uc801\uc73c\ub85c\ub294 \uac00\uaca9\uc774 \uacc4\uc18d \uc0c1\uc2b9\ud560 \uac00\ub2a5\uc131\uc774 \ub192\uc2b5\ub2c8\ub2e4.\n“\ucd5c\ub300 10%\uc758 \uc694\uc728 \uc778\uc0c1\uc740 \uccad\uad6c \uc774\ub825\uc774 \uc801\uace0 \uc798 \uad00\ub9ac\ub41c \ube44\uc988\ub2c8\uc2a4 \uc775\uc2a4\ud3ec\uc800\uc758 \uacbd\uc6b0\uc5d0\ub3c4 \ub4dc\ubb38 \uc77c\uc774 \uc544\ub2d9\ub2c8\ub2e4. \uac00\uc7a5 \ud070 \uc694\uc728 \uc601\ud5a5\uc740 \uc9c0\ub09c 3\ub144\uc5d0\uc11c 5\ub144 \uc0ac\uc774\uc5d0 \uc0c1\ub2f9\ud55c \ubcf4\ud5d8\uae08 \uccad\uad6c\ub97c \uacbd\ud5d8\ud55c \uae30\uc5c5\ub4e4\uc774 \ub290\ub084 \uac83\uc785\ub2c8\ub2e4”\ub77c\uace0 American Insurance Agency\uc758 CEO\uc778 John B. Sullivan<\/a>\uc740 \ub9d0\ud569\ub2c8\ub2e4. <\/p>\n\n

\uadf8 \uc5b4\ub290 \ub54c\ubcf4\ub2e4\ub3c4 \ucd5c\ucca8\ub2e8 \ub514\uc9c0\ud138 \ub3c4\uad6c\ub97c \uc218\uc6a9\ud558\ub294 \ubcf4\ud5d8\uc0ac\ub4e4\uc740 \uacbd\uc7c1\uc5c5\uccb4\uac00 \ud560 \uc218 \uc5c6\ub294 \ubc29\uc2dd\uc73c\ub85c \uc704\ud5d8\uacfc \uac00\uaca9 \uc0c1\uc2b9\uc744 \uc774\ud574\ud558\uace0 \ud574\uacb0\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\n\uc608\ub97c \ub4e4\uc5b4, “\ubcf4\ud5d8\uc0ac\ub4e4\uc740 \uc790\uc0b0 \ub178\ucd9c\uc744 \uc2e0\uc911\ud558\uac8c \ubd84\uc11d\ud558\uae30 \uc704\ud574 \ub9ce\uc740 \uc7ac\ub09c \ubaa8\ub378\ub9c1 \ub3c4\uad6c\ub97c \ud65c\uc6a9\ud558\uace0 \uc788\ub2e4”\uace0 MarketScout\uc758 CEO\uc778 Richard Kerr<\/a>\ub294 \ub9d0\ud569\ub2c8\ub2e4.\n\ub610\ud55c \ub3c4\uad6c\ub97c \uc0ac\uc6a9\ud558\uc5ec \uace0\uac1d\uc758 \uc694\uad6c \uc0ac\ud56d\uc744 \ub354 \uc798 \uc774\ud574\ud558\uace0, \ud544\uc218 \ubcf4\uc7a5\uc5d0 \ub300\ud574 \uace0\uac1d\uc744 \uad50\uc721\ud558\uace0, \ubd88\ud655\uc2e4\ud55c \uc138\uc0c1\uc5d0\uc11c \ud544\uc694\uc5d0 \ub530\ub77c \ubcf4\ud5d8\uc744 \ubc30\ud3ec\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n

\uac00\uaca9 \uc0c1\uc2b9\uc740 \uace0\uac1d\uc758 \uc548\uc804\uacfc \ub9cc\uc871\uc744 \uc720\uc9c0\ud558\ub294 \ub370 \uc5b4\ub824\uc6c0\uc744 \ucd08\ub798\ud569\ub2c8\ub2e4.\n\ud574\ub2f9 \ub370\uc774\ud130\ub97c \ubd84\uc11d\ud558\uace0 \uc0ac\uc6a9\ud558\ub294 \ub370 \ud544\uc694\ud55c \ub354 \ub9ce\uc740 \uc815\ubcf4\uc640 \ub3c4\uad6c\ub97c \uac16\ucd98 \ubcf4\ud5d8\uc0ac\ub294 \uc774\ub7ec\ud55c \ubb38\uc81c\ub97c \ud574\uacb0\ud558\uace0 \ube44\uc988\ub2c8\uc2a4 \ubaa9\ud45c\ub97c \ub2ec\uc131\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n

\uc774\ubbf8\uc9c0 \uc81c\uacf5: Papan Saenkutrueang\/\u00a9123RF.com, jat306\/\u00a9123RF.com.\n\ubc14\ucf5412345\/\u00a9123RF.com <\/em><\/p>\n","protected":false},"excerpt":{"rendered":"

\uc70c\ub9ac\uc2a4 \ud0c0\uc6cc\uc2a4 \uc653\uc2a8 \ucee4\uba38\uc15c \ub77c\uc778 \ubcf4\ud5d8 \uac00\uaca9 \uc870\uc0ac\uc5d0 \ub530\ub974\uba74 2019\ub144 4\ubd84\uae30 \ubbf8\uad6d \uc0c1\uc5c5 \ubcf4\ud5d8 \uac00\uaca9\uc740 \uc804\uccb4\uc801\uc73c\ub85c 6% \uc774\uc0c1 \uc0c1\uc2b9\ud588\uc2b5\ub2c8\ub2e4. 2019\ub144 \ud55c \ud574 \ub3d9\uc548 \uc804\uccb4 \uc99d\uac00\uc728\uc740 1\ubd84\uae30 \uc57d 2%\uc5d0\uc11c \uc5f0\ub9d0\uae4c\uc9c0 6% \uc774\uc0c1\uc73c\ub85c \uac00\uc18d\ud654\ub418\uc5c8\uc2b5\ub2c8\ub2e4. \uc77c\ubc18\uc801\uc73c\ub85c \uc0c1\uc5c5 \ud658\uc728\uc740 2020\ub144\uc5d0\ub3c4 \uacc4\uc18d \uc0c1\uc2b9\ud588\uc2b5\ub2c8\ub2e4. \uadf8\ub7ec\ub098 \ubaa8\ub4e0 \uc720\ud615\uc758 \ubcf4\ud5d8\uc774 \ub3d9\uc77c\ud55c \uc18d\ub3c4\ub85c \ubcf4\ud5d8\ub8cc\uac00 \uc0c1\uc2b9\ud558\ub294 \uac83\uc740 \uc544\ub2c8\uba70, \ubcf4\ud5d8\ub8cc \uc778\uc0c1\uc774 \ubaa8\ub4e0 \uacbd\uc6b0\uc5d0 \ub3d9\uc77c\ud55c \uc694\uc778\uc5d0 \uc758\ud574 […]<\/p>\n","protected":false},"featured_media":8632,"template":"","insight-category":[],"class_list":["post-20029","insight","type-insight","status-publish","has-post-thumbnail","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/insight\/20029","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/insight"}],"about":[{"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/types\/insight"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/media\/8632"}],"wp:attachment":[{"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/media?parent=20029"}],"wp:term":[{"taxonomy":"insight-category","embeddable":true,"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/insight-category?post=20029"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}