{"id":19994,"date":"2024-09-20T14:51:51","date_gmt":"2024-09-20T19:51:51","guid":{"rendered":"https:\/\/bolttech.io\/insights\/%ec%86%8c%ea%b7%9c%eb%aa%a8-%ec%83%81%ec%97%85%ec%9a%a9-%ec%9d%b8%ec%8a%88%ec%96%b4%ed%85%8c%ed%81%ac-%ed%88%ac%ec%9e%90%ec%9d%98-%ea%b2%bd%ec%9a%b0-%eb%b3%80%ed%99%94%ea%b0%80-%eb%8b%a4%ea%b0%80\/"},"modified":"2024-09-20T14:51:53","modified_gmt":"2024-09-20T19:51:53","slug":"%ec%86%8c%ea%b7%9c%eb%aa%a8-%ec%83%81%ec%97%85%ec%9a%a9-%ec%9d%b8%ec%8a%88%ec%96%b4%ed%85%8c%ed%81%ac-%ed%88%ac%ec%9e%90%ec%9d%98-%ea%b2%bd%ec%9a%b0-%eb%b3%80%ed%99%94%ea%b0%80-%eb%8b%a4%ea%b0%80","status":"publish","type":"insight","link":"https:\/\/bolttech.io\/ko\/insights\/%ec%86%8c%ea%b7%9c%eb%aa%a8-%ec%83%81%ec%97%85%ec%9a%a9-%ec%9d%b8%ec%8a%88%ec%96%b4%ed%85%8c%ed%81%ac-%ed%88%ac%ec%9e%90%ec%9d%98-%ea%b2%bd%ec%9a%b0-%eb%b3%80%ed%99%94%ea%b0%80-%eb%8b%a4%ea%b0%80\/","title":{"rendered":"\uc18c\uaddc\ubaa8 \uc0c1\uc5c5\uc6a9 \uc778\uc288\uc5b4\ud14c\ud06c \ud22c\uc790\uc758 \uacbd\uc6b0 \ubcc0\ud654\uac00 \ub2e4\uac00\uc624\uace0 \uc788\uc2b5\ub2c8\ub2e4."},"content":{"rendered":"\n

\uc778\uc288\uc5b4\ud14c\ud06c \uc2a4\ud0c0\ud2b8\uc5c5\uc5d0 \ub300\ud55c \ud22c\uc790\ub294 \ud574\ub9c8\ub2e4 \uc99d\uac00\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.\n2017\ub144 \uc778\uc288\uc5b4\ud14c\ud06c \uae30\uc5c5\uc774 \uc62c\ub9b0 \ucd1d \uac00\uce58\ub294 22\uc5b5 \ub2ec\ub7ec\uc600\uc2b5\ub2c8\ub2e4.\n Hampleton<\/a> \ubcf4\uace0\uc11c\uc5d0 \ub530\ub974\uba74 2018\ub144\uc5d0\ub294 \uc790\uae08 \uc870\ub2ec\uc774 42\uc5b5 \ub2ec\ub7ec\ub85c \uae09\uc99d\ud588\uc2b5\ub2c8\ub2e4. <\/p>\n\n

\uc70c\ub9ac\uc2a4 \ud0c0\uc6cc\uc2a4 \uc653\uc2a8(Willis Towers Watson<\/a>) \ubcf4\uace0\uc11c\uc5d0 \ub530\ub974\uba74 2019\ub144 \ub9d0\uae4c\uc9c0 \uc5f0\uac04 \uc778\uc288\uc5b4\ud14c\ud06c \uc790\uae08 \ud22c\uc785\uc561\uc740 63\uc5b5 7\ucc9c\ub9cc \ub2ec\ub7ec\uc5d0 \ub2ec\ud588\uc73c\uba70, \uc774\ub294 \uc5ed\ub300 \ucd1d\uc561\uc758 \uac70\uc758 34%\uc5d0 \ub2ec\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n\n

\ud604\uc7ac\uae4c\uc9c0 \uc774\ub7ec\ud55c \uc790\uae08\uc758 \ub300\ub2e4\uc218\ub294 \uac1c\uc778 \ub77c\uc778 \ud601\uc2e0\uc5d0 \uc911\uc810\uc744 \ub454 \uc778\uc288\uc5b4\ud14c\ud06c\uc5d0 \ud22c\uc785\ub418\uc5c8\uc2b5\ub2c8\ub2e4.\n\uadf8\ub7ec\ub098 \uc18c\uaddc\ubaa8 \uc0c1\uc5c5 \ubcf4\ud5d8 \ubd84\uc57c\ub294 \uc778\uc288\uc5b4\ud14c\ud06c \ud601\uc2e0\uc744 \uc704\ud55c \uc720\uc0ac\ud55c \uae30\ud68c\ub97c \uc81c\uacf5\ud558\uba70, \uc774\ub294 \ubcf4\ud5d8\uc0ac\uc640 \ud22c\uc790\uc790\uac00 \ud3ec\ucc29\ud558\uae30 \uc2dc\uc791\ud55c \uae30\ud68c\uc785\ub2c8\ub2e4. <\/p>\n\n

\uc778\uc288\uc5b4\ud14c\ud06c \ud22c\uc790 \ubc0f P&C \ud601\uc2e0<\/h2>\n\n

\ub51c\ub85c\uc774\ud2b8\uc758 \uc0d8 \ud504\ub9ac\ub4dc\uba3c(Sam Friedman)\uacfc \ub9c8\ud06c \ud478\ub85c\uc704\uce20(Mark Purowitz<\/a>)\ub294 \ucd5c\uadfc \uba87 \ub144 \ub3d9\uc548 \uc778\uc288\uc5b4\ud14c\ud06c \ud22c\uc790\ub294 \ube44\uc988\ub2c8\uc2a4 \uc7ac\uad6c\uc0c1, \uace0\uac1d \ubc0f \uc9c1\uc6d0 \ucc38\uc5ec \ud601\uc2e0, \ub514\uc9c0\ud138 \ud2b8\ub79c\uc2a4\ud3ec\uba54\uc774\uc158\uc774\ub77c\ub294 \uc138 \uac00\uc9c0 \uc8fc\uc694 \ud601\uc2e0 \uc601\uc5ed\uc5d0 \ucd08\uc810\uc744 \ub9de\ucdc4\ub2e4\uace0 \ub9d0\ud569\ub2c8\ub2e4.<\/p>\n\n

\uc0ac\ubaa8\ud380\ub4dc \ud22c\uc790\uc790\uc640 \ubcf4\ud5d8\ud68c\uc0ac \ubaa8\ub450 \uc778\uc288\uc5b4\ud14c\ud06c\uc5d0 \ud22c\uc790\ud558\uace0 \uc788\uc73c\uba70, \uac01\uc790\uc758 \uc774\ud574\uad00\uacc4\uc5d0 \ub300\ud55c \ud328\ud134\uc774 \ub098\ud0c0\ub098\uae30 \uc2dc\uc791\ud588\ub2e4\uace0 L.E.K. \ucee8\uc124\ud305\uc758 \ub9e4\ub2c8\uc9d5 \ub514\ub809\ud130\uc778 \uc54c\ub809\uc2a4 \uc5d0\ubc18\uc2a4(Alex Evans<\/a>)\ub294 \uc37c\ub2e4.\n\uc0ac\ubaa8\ud380\ub4dc\ub294 \ubd84\uc11d\uc5d0 \ub300\ud55c \ud22c\uc790\uc5d0 \ub354 \uc911\uc810\uc744 \ub454 \ubc18\uba74, \ubcf4\ud5d8\uc0ac\ub4e4\uc740 \uc5c5\ubb34\ub97c \uac04\uc18c\ud654\ud558\uace0 \uace0\uac1d \uacbd\ud5d8\uc744 \ud5a5\uc0c1\uc2dc\ud0a4\ub294 \ub514\uc9c0\ud138 \ud50c\ub7ab\ud3fc\uc5d0 \ud2b9\ud788 \uad00\uc2ec\uc774 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n

\ubcf4\ud5d8\uc0ac\uc758 \uacbd\uc6b0 \uc778\uc288\uc5b4\ud14c\ud06c\uc5d0 \ud22c\uc790\ud558\uace0 \ud30c\ud2b8\ub108\uc2ed\uc744 \uc218\uc6a9\ud558\ub294 \uac83\uc740 \uac1c\uc778 \ubc0f \uc0c1\uc5c5 \ub77c\uc778 \ubaa8\ub450\uc5d0\uc11c \ubbf8\ub798 \uc131\uc7a5\uc5d0 \ud544\uc218\uc801\uc785\ub2c8\ub2e4.\n\ud30c\ud2b8\ub108\uc2ed\uacfc \ud22c\uc790\ub294 \uacc4\uc18d\ud574\uc11c \ubcf4\ud5d8 \uc0b0\uc5c5\uc744 \ud615\uc131\ud560 \uac83\uc785\ub2c8\ub2e4.\n\uae30\uc220 \uae30\ubc18 \ubcc0\ud654\ub294 \uace0\uac1d\uc758 \uc694\uad6c\uc5d0 \ub300\uc751\ud558\uace0 \uc774\ub97c \uad6c\uccb4\ud654\ud560 \uac83\uc785\ub2c8\ub2e4. <\/p>\n\n

\"\"<\/figure>\n\n

\uc18c\uaddc\ubaa8 \uc0c1\uc5c5 \ubcf4\ud5d8\uc5d0 \ub300\ud55c \ud22c\uc790<\/h2>\n\n

\ud604\uc7ac\uae4c\uc9c0 \uc18c\uaddc\ubaa8 \uc0c1\uc5c5\uc6a9 \uc778\uc288\uc5b4\ud14c\ud06c\uc5d0 \ub300\ud55c \ud22c\uc790\ub294 \uac1c\uc778 \ub77c\uc778 \uc7ac\uc0b0 \ubc0f \uc0c1\ud574 \ubcf4\ud5d8\uc0ac\ub97c \ub300\uc0c1\uc73c\ub85c \ud558\ub294 \uc778\uc288\uc5b4\ud14c\ud06c\uc5d0 \ub300\ud55c \ud22c\uc790\ubcf4\ub2e4 \ub4a4\ucc98\uc838 \uc788\uc2b5\ub2c8\ub2e4.\n\uadf8\ub7ec\ub098 \ud6c4\uc790\uc5d0\uc11c \ubc30\uc6b4 \uad50\ud6c8\uc740 \uc804\uc790\uc5d0 \uc798 \uc801\uc6a9\ub420 \uc218 \uc788\uc73c\uba70, \uc18c\uaddc\ubaa8 \uc0c1\uc5c5 \uc778\uc288\uc5b4\ud14c\ud06c\ub294 \ube60\ub974\uace0 \uc548\uc815\uc801\uc778 \uc131\uc7a5\uc744 \uc704\ud55c \ud3ec\uc9c0\uc154\ub2dd\uc744 \ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n

\uc77c\ubd80 \uc778\uc288\uc5b4\ud14c\ud06c \ud68c\uc0ac\ub294 \uc774\ub7ec\ud55c \ube44\uad50 \ud3ec\uc778\ud2b8\uc5d0 \uc9d1\uc911\ud558\uc5ec \ucd08\uae30\uc5d0 \uc131\uacf5\uc744 \uac70\ub450\uc5c8\uc2b5\ub2c8\ub2e4.\n\uc608\ub97c \ub4e4\uc5b4, \uac1c\uc778 \uc790\ub3d9\ucc28 \ubc0f \uc8fc\ud0dd \uc18c\uc720\uc790 \ubcf4\ud5d8 \uace0\uac1d\uc740 \uc218\ub144 \ub3d9\uc548 \uc628\ub77c\uc778\uc73c\ub85c \ubcf4\uc7a5 \ubc94\uc704\ub97c \ube44\uad50\ud560 \uc218 \uc788\uc5c8\uc9c0\ub9cc \uc18c\uaddc\ubaa8 \ube44\uc988\ub2c8\uc2a4 \ubcf4\ud5d8 \ubcf4\uc7a5\uc5d0 \ub300\ud574\uc11c\ub294 \ub3d9\uc77c\ud55c \uc791\uc5c5\uc744 \uc218\ud589\ud560 \uc218 \uc5c6\uc5c8\uc2b5\ub2c8\ub2e4. <\/p>\n\n

\uc778\uc288\uc5b4\ud14c\ud06c \uc2a4\ud0c0\ud2b8\uc5c5 \ube44\uc988\ub2c8\uc2a4\ucef4\ud398\uc5b4\uc2a4(BusinessComparison)\ub294 \uc774\ub7ec\ud55c \uc2dc\uc7a5\uc758 \uaca9\ucc28\ub97c \ud574\uc18c\ud588\ub2e4.\n\uc774 \uc2a4\ud0c0\ud2b8\uc5c5\uc740 \uc601\uad6d\uc758 \uc18c\uae30\uc5c5 \uc18c\uc720\uc8fc\uac00 \ud544\uc694\ud55c \ubcf4\uc7a5 \ubc94\uc704\ub97c \uc124\uba85\ud55c \ub2e4\uc74c \ucd5c\uc0c1\uc758 \uac70\ub798\ub97c \ube44\uad50 \uc1fc\ud551\ud560 \uc218 \uc788\ub3c4\ub85d \ud569\ub2c8\ub2e4.\n\uc774 \ud68c\uc0ac\ub294 \uc18c\uae30\uc5c5 \uc18c\uc720\uc8fc\uc5d0\uac8c \ub9de\ucda4\ud654\ub41c \uc720\uc775\ud55c \uacbd\ud5d8\uc744 \ub9cc\ub4dc\ub294 \ub370 \uc911\uc810\uc744 \ub450\uace0 \uc788\ub2e4\uace0 \uc124\ub9bd\uc790 Philip Brennan<\/a>\uc740 \ub9d0\ud569\ub2c8\ub2e4. <\/p>\n\n

\uc774\ub7ec\ud55c \ub9ce\uc740 \ud2c8\uc0c8 \uc2dc\uc7a5\uc740 \uc18c\uaddc\ubaa8 \uc0c1\uc5c5 \uacf5\uac04\uc5d0\uc11c \ucc44\uc6cc\uc838\uc57c \ud560 \ubd80\ubd84\uc774 \ub9ce\uc774 \ub0a8\uc544 \uc788\uc9c0\ub9cc \ud56d\uc0c1 \uc5f4\ub824 \uc788\uc9c0\ub294 \uc54a\uc744 \uac83\uc785\ub2c8\ub2e4.\n2019\ub144\uc5d0 \uc5ec\ub7ec \uc778\uc288\uc5b4\ud14c\ud06c \uc2a4\ud0c0\ud2b8\uc5c5\uc774 \uc911\uc18c\uae30\uc5c5 \ubcf4\uc7a5\uc758 \ubb38\uc81c\ub97c \ud574\uacb0\ud558\ub294 \ub370 \uad00\uc2ec\uc744 \ubcf4\uc600\ub2e4\uace0 Insurance Innovation Reporter\uc758 Jeff Goldberg<\/a> \ub294 \uc37c\uc2b5\ub2c8\ub2e4. <\/p>\n\n

\uc77c\ubd80 \uc778\uc288\uc5b4\ud14c\ud06c \ucc38\uac00\uc790\ub294 \uace0\uac1d\uc758 \ubcf4\ud5d8 \uacbd\ud5d8\uc774 100% \ub514\uc9c0\ud138\ud654\ub418\ub294 \ubbf8\ub798\ub97c \ubcf4\uace0 \uc788\uc9c0\ub9cc \ub2e4\ub978 \uc0ac\ub78c\ub4e4\uc740 \uc774\ub7ec\ud55c \ubbf8\ub798\uac00 \uc644\uc804\ud788 \uc2e4\ud604\ub418\uc9c0 \uc54a\uc744 \uac83\uc774\ub77c\uace0 \uc8fc\uc7a5\ud569\ub2c8\ub2e4.\n\uc77c\ubd80 \ub2e8\uacc4\ub294 \uc790\ub3d9\ud654\ud560 \uc218 \uc788\uc9c0\ub9cc \ub2e4\ub978 \ub2e8\uacc4\ub294 \ud56d\uc0c1 \uc0ac\ub78c\uc758 \uac1c\uc785, \uc989 \uc0ac\ub78c\uacfc \uae30\uacc4 \uac04\uc758 \uac74\uac15\ud55c \uc791\uc5c5 \uad00\uacc4\uac00 \ud544\uc694\ud569\ub2c8\ub2e4. <\/p>\n\n

\uc70c\ub9ac\uc2a4 \ud0c0\uc6cc\uc2a4 \uc653\uc2a8(Willis Towers Watson)\uc758 \ud074\ub808\uc784 \ucee8\uc124\ud305 \ucc45\uc784\uc790\uc778 \ud1b0 \ud5ec\ub984(Tom Helm<\/a>)\uc740 “\uc790\ub3d9\ud654\ub41c \uba54\ucee4\ub2c8\uc998\uc774 \uc778\uac04\uc758 \uac1c\uc785\uc774 \ud544\uc694\ud55c \uc0c1\ud669\uc744 \uc2dd\ubcc4\ud560 \uc218 \uc788\ub294 \uac83\uc774 \ud544\uc218\uc801\uc774\ubbc0\ub85c \ud578\ub4e4\ub7ec\uc640 \uae30\uacc4 \uac04\uc758 \uc0c1\ud638 \uc791\uc6a9\uc744 \ud6a8\uacfc\uc801\uc73c\ub85c \uad00\ub9ac\ud558\ub294 \uac83\uc774 \uc911\uc694\ud55c \uace0\ub824 \uc0ac\ud56d”\uc774\ub77c\uace0 \ub9d0\ud569\ub2c8\ub2e4.<\/p>\n\n

\ube44\uc988\ub2c8\uc2a4 \ubcf4\ud5d8 \ubc0f \uc778\uc288\uc5b4\ud14c\ud06c\uc758 \ub2e4\uc74c \ub2e8\uacc4\ub294 \ubb34\uc5c7\uc785\ub2c8\uae4c?<\/h2>\n\n

\ub51c\ub85c\uc774\ud2b8(Deloitte)\uc758 \ud504\ub9ac\ub4dc\uba3c(Friedman)\uacfc \ud478\ub85c\uc704\uce20(Purowitz)\ub294 \ube44\uc988\ub2c8\uc2a4, \uace0\uac1d \uacbd\ud5d8 \ubc0f \ub514\uc9c0\ud138 \ud2b8\ub79c\uc2a4\ud3ec\uba54\uc774\uc158\uc5d0 \uc9d1\uc911\ud558\ub294 \uac83\uc774 \ubcf4\ud5d8\uc0ac\uc758 \uc131\uacf5\uc5d0 \ud544\uc218\uc801\uc774\uc9c0\ub9cc, \ubcf4\ud5d8\uc0ac\ub97c \uc7a5\uae30\uc801\uc73c\ub85c \uac15\uc810\uc744 \uac00\uc9c4 \uc704\uce58\ub85c \ud601\uc2e0\ud558\uae30\uc5d0\ub294 \ucda9\ubd84\ud558\uc9c0 \uc54a\uc744 \uc218 \uc788\ub2e4\uace0 \ub9d0\ud569\ub2c8\ub2e4.<\/p>\n\n

“\ub300\ubd80\ubd84\uc758 \ubcf4\ud5d8\uc0ac\ub4e4\uc740 \uc7a5\uae30\uc801\uc73c\ub85c \uac00\uce58 \uc81c\uc548\uc744 \ucc28\ubcc4\ud654\ud558\uae30\ubcf4\ub2e4\ub294 \ud604\uc0c1 \uc720\uc9c0\ub97c \uc720\uc9c0\ud558\uac70\ub098 \uac1c\uc120\ud558\ub294 \ub370 \uac70\uc758 \ubaa8\ub4e0 \uad00\uc2ec\uacfc \uc790\uc6d0\uc744 \uc3df\uace0 \uc788\ub2e4”\uace0 \uadf8\ub4e4\uc740 \uc124\uba85\ud569\ub2c8\ub2e4.\n\uadf8\ub7ec\ub098 \ub450 \uac00\uc9c0 \uc811\uadfc \ubc29\uc2dd \ubaa8\ub450 \uc9c0\uc18d \uac00\ub2a5\ud55c \ube44\uc988\ub2c8\uc2a4 \uc131\uacf5\uc5d0 \ud544\uc694\ud569\ub2c8\ub2e4. <\/p>\n\n

\ubcf4\ud5d8\uc758 \uc77c\uc0c1\uc801\uc778 \uc5c5\ubb34\uc640 \uace0\uac1d \uacbd\ud5d8\uc744 \uac1c\uc120\ud558\ub294 \ub370 \uc911\uc810\uc744 \ub454 \uc778\uc288\uc5b4\ud14c\ud06c \ud601\uc2e0\uc740 \ubcf4\ud5d8\uc0ac\uc5d0 \ub450 \uac00\uc9c0 \uc774\uc810\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4.<\/p>\n\n

“P&C \uc0b0\uc5c5\uc740 \uc790\ub3d9\ucc28\uc5d0\uc11c \ud1b5\uc2e0, \uc740\ud589\uc5d0 \uc774\ub974\uae30\uae4c\uc9c0 \uc5ec\ub7ec \ubd80\ubb38\uc5d0\uc11c \ucd1d \uc0dd\uc0b0\uc131\uc5d0\uc11c \uc55e\uc9c0\ub974\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ud540\ud14c\ud06c \ubc0f \ub514\uc9c0\ud138 \uc720\ud1b5\uc758 \ud604\uc7ac \ubc0f \uc0c8\ub85c\uc6b4 \ubc1c\uc804\uc5d0 \uc9c1\uba74\ud558\uc5ec P&C \uc0b0\uc5c5\uc758 \uae30\uc874 \uc6b4\uc601 \ubaa8\ub378\uc740 \ub3c4\uc804\uc5d0 \uc9c1\uba74\ud574 \uc788\uc73c\uba70 \uacbd\uc81c\uc801 \ud0c0\ub2f9\uc131\uc744 \uc783\uc744 \uc704\ud5d8\uc774 \uc788\uc2b5\ub2c8\ub2e4”\ub77c\uace0 McKinsey\uc758 Sylvain Johansson<\/a> \uacfc \ub3d9\ub8cc\ub4e4\uc740 \uc37c\uc2b5\ub2c8\ub2e4.<\/p>\n\n

\uc778\uc288\uc5b4\ud14c\ud06c\ub294 \ubcf4\ud5d8 \ud68c\uc0ac\uac00 \uc11c\ub85c \uacbd\uc7c1\ud560 \ubfd0\ub9cc \uc544\ub2c8\ub77c \uc0b0\uc5c5 \uc804\ubc18\uc5d0 \uac78\uccd0 \uc778\uc7ac\ub97c \ud655\ubcf4\ud560 \uc218 \uc788\ub294 \ub3c5\ud2b9\ud55c \uae30\ud68c\ub97c \uc81c\uacf5\ud569\ub2c8\ub2e4.\n\ub514\uc9c0\ud138 \ud601\uc2e0\uc774 \uc804\ud1b5\uc801\uc778 \ube44\uc988\ub2c8\uc2a4 \ubc29\uc2dd\uc744 \ub300\uccb4\ud558\ub824\ub294 \ub2e4\ub978 \ub9ce\uc740 \uc0b0\uc5c5\uacfc \ub2ec\ub9ac \uc778\uc288\uc5b4\ud14c\ud06c\ub294 \uae30\uc874 \ubcf4\ud5d8\uc0ac\uc640 \uacbd\uc7c1\ud558\ub294 \uac83\ub9cc\ud07c\uc774\ub098 \uae30\uc874 \ubcf4\ud5d8\uc0ac\uc640 \ud30c\ud2b8\ub108\uc2ed\uc744 \ub9fa\ub294 \ub370 \uc5f4\uc2ec\uc774\ub77c\uace0 Gallagher Bassett\uc758 \uc0b0\uc5c5 \uc194\ub8e8\uc158 \uc218\uc11d \ubd80\uc0ac\uc7a5\uc778 Paul Lubbers<\/a>\ub294 \ub9d0\ud569\ub2c8\ub2e4. <\/p>\n\n

\uadf8\ub294 “\ucd5c\uadfc \ub9e5\ud0a8\uc9c0(McKinsey) \uc870\uc0ac\uc5d0 \ub530\ub974\uba74 \uc124\ubb38\uc5d0 \ucc38\uc5ec\ud55c \uc778\uc288\uc5b4\ud14c\ud06c \uae30\uc5c5\uc758 61%\uac00 \uc81c\ud488 \ubc30\uc1a1 \ubc0f \uc720\ud1b5\ubd80\ud130 \uc778\uc218 \ubc0f \uccad\uad6c\uc5d0 \uc774\ub974\uae30\uae4c\uc9c0 \uae30\uc874 \ubcf4\ud5d8\uc0ac\uc758 \uae30\uc874 \uac00\uce58 \uc0ac\uc2ac\uc5d0 \ud798\uc744 \uc2e4\uc5b4\uc8fc\ub824\uace0 \ud558\ub294 \uac83\uc774\uc9c0, \uc774 \ubd84\uc57c\uc5d0\uc11c \uae30\uc874 \ubcf4\ud5d8\uc0ac\uc758 \uc5ed\ud560\uc744 \ubc29\ud574\ud558\ub824\ub294 \uac83\uc774 \uc544\ub2c8\ub2e4”\ub77c\uace0 \uc37c\ub2e4.<\/p>\n\n

\"\"<\/figure>\n\n

\ud22c\uc790 \ubc0f \ud30c\ud2b8\ub108\uc2ed\uc5d0\uc11c \ubcf4\ud5d8 \uc0dd\ud0dc\uacc4\uae4c\uc9c0<\/h2>\n\n

\ubcf4\ud5d8 \ud68c\uc0ac\uac00 \uc720\ud1b5 \ubc0f \uc778\uc218\uc640 \uac19\uc740 \uc791\uc5c5\uc5d0 \uc911\uc810\uc744 \ub454 \uc778\uc288\uc5b4\ud14c\ud06c \ud68c\uc0ac\uc5d0 \ud22c\uc790\ud558\uace0 \ud30c\ud2b8\ub108\uc2ed\uc744 \ub9fa\uc73c\uba74 \uc9c0\ubd95 \uc544\ub798\uc5d0\uc11c \uc218\ud589\ub418\ub294 \uc791\uc5c5\uc744 \uac04\uc18c\ud654\ud560 \uc218 \uc788\ub294 \ubc29\ubc95\uc744 \ucc3e\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n

\uc774\ub294 \ud5e4\uc77c\ub85c\uc2a4 \uc778\uc288\uc5b4\ub7f0\uc2a4(Halos Insurance)\uc758 \ucc3d\ub9bd\uc790\uc774\uc790 CEO\uc778 \uc0ac\ud0c0\ub4dc\ub8e8 \uc13c\uad7d\ud0c0(Satadru Sengupta<\/a> )\uac00 \ud55c \ub9d0\uc5d0\uc11c \ube44\ub86f\ub41c \uac83\uc73c\ub85c, \uc720\uc0b0 \ubcf4\ud5d8\uacfc \uc778\uc288\uc5b4\ud14c\ud06c\uac00 \uc9c8\ubcd1\uacfc \uce58\ub8cc\uc758 \uad00\uacc4\ub97c \ub9fa\uace0 \uc788\ub2e4\uace0 \uc0dd\uac01\ud558\uc9c0 \ub9d0\ub77c\ub294 \uac83\uc774\ub2e4.\n\uc624\ud788\ub824, \ud6c4\uc790\uac00 \uc804\uc790\uc5d0 \ud1b5\ud569\ub418\ub294 \ubc29\ubc95\uc744 \ucc3e\uc744 \uac83\uc784\uc744 \uc774\ud574\ud558\uc2ed\uc2dc\uc624. <\/p>\n\n

\uac1c\ubcc4 \uae30\uc5c5\uc740 \uc778\uc218 \ubc0f \uc720\ud1b5\uacfc \uac19\uc740 \uc791\uc5c5\uc744 \ucd5c\uc801\ud654\ud560 \uc218 \uc788\ub294 \ubc29\ubc95\uc744 \ucc3e\uace0 \uc788\uc2b5\ub2c8\ub2e4.\n\ub530\ub77c\uc11c \ud1b5\uc2e0\uc0ac\uc758 \uc5ed\ud560\uc740 \uc774\ub7ec\ud55c \ud1b5\ud569\uc744 \ucd09\uc9c4\ud558\ub294 \uae30\uc220\uc744 \ub3c4\uc785\ud558\ub294 \uac83\uc785\ub2c8\ub2e4. <\/p>\n\n

\uc774\uac83\uc774 \ubc14\ub85c BOLT \ud50c\ub7ab\ud3fc\uc774 \uc6b4\uc1a1\uc5c5\uccb4\uc758 \uae30\uc220 \uc2a4\ud0dd\uc744 \uace0\uc815<\/a>\ud558\ub3c4\ub85d \uc124\uacc4\ub41c \uc774\uc720\uc785\ub2c8\ub2e4.\ninsurtechs\uc758 \ud1b5\ud569\uc774 \uc5f0\uacb0\ub418\ub294 \uc18c\ud504\ud2b8\uc6e8\uc5b4\uc785\ub2c8\ub2e4.\n\ud50c\ub7ab\ud3fc \ud1b5\ud569 \ubaa8\ub378\uc774 \ud655\uc7a5\ub428\uc5d0 \ub530\ub77c \ud30c\ud2b8\ub108 \ube44\uc988\ub2c8\uc2a4\uc758 \uc804\uccb4 \uc5d0\ucf54\uc2dc\uc2a4\ud15c\uc774 \uc0dd\uc131\ub418\uba70, \uac01 \ud30c\ud2b8\ub108\uc2ed\uc740 \uace0\uac1d \uacbd\ud5d8\uc744 \uac1c\uc120\ud558\uace0 \uc6cc\ud06c\ud50c\ub85c\ub97c \uac04\uc18c\ud654\ud558\ub294 \ud6a8\uc728\uc131\uc744 \ucc3d\ucd9c\ud569\ub2c8\ub2e4. <\/p>\n\n

\uad81\uadf9\uc801\uc73c\ub85c, \uc774\uac83\uc740 \uae30\uc874 \ubcf4\ud5d8\uc0ac\uac00 \ub354 \ub9ce\uc740 \uace0\uac1d\uc744 \ud655\ubcf4\ud558\uace0, \uace0\uac1d \ucda9\uc131\ub3c4\ub97c \uad6c\ucd95\ud558\uace0, \uc81c\ud488 \ubc94\uc704\ub97c \ud655\uc7a5\ud558\uace0, \ubbf8\ub798\uc5d0\ub3c4 \ub178\ub825\uc744 \uc9c0\uc18d\ud560 \uc218 \uc788\ub3c4\ub85d \ud558\ub294 \ubaa8\ub378\uc785\ub2c8\ub2e4.<\/p>\n\n

\uc774\ubbf8\uc9c0 \uc791\uc131\uc790: mavoimage\/\u00a9123RF.com, bacho12345\/\u00a9123RF.com, langstrup\/\u00a9123RF.com<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"

\uc778\uc288\uc5b4\ud14c\ud06c \uc2a4\ud0c0\ud2b8\uc5c5\uc5d0 \ub300\ud55c \ud22c\uc790\ub294 \ud574\ub9c8\ub2e4 \uc99d\uac00\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. 2017\ub144 \uc778\uc288\uc5b4\ud14c\ud06c \uae30\uc5c5\uc774 \uc62c\ub9b0 \ucd1d \uac00\uce58\ub294 22\uc5b5 \ub2ec\ub7ec\uc600\uc2b5\ub2c8\ub2e4. Hampleton \ubcf4\uace0\uc11c\uc5d0 \ub530\ub974\uba74 2018\ub144\uc5d0\ub294 \uc790\uae08 \uc870\ub2ec\uc774 42\uc5b5 \ub2ec\ub7ec\ub85c \uae09\uc99d\ud588\uc2b5\ub2c8\ub2e4. \uc70c\ub9ac\uc2a4 \ud0c0\uc6cc\uc2a4 \uc653\uc2a8(Willis Towers Watson) \ubcf4\uace0\uc11c\uc5d0 \ub530\ub974\uba74 2019\ub144 \ub9d0\uae4c\uc9c0 \uc5f0\uac04 \uc778\uc288\uc5b4\ud14c\ud06c \uc790\uae08 \ud22c\uc785\uc561\uc740 63\uc5b5 7\ucc9c\ub9cc \ub2ec\ub7ec\uc5d0 \ub2ec\ud588\uc73c\uba70, \uc774\ub294 \uc5ed\ub300 \ucd1d\uc561\uc758 \uac70\uc758 34%\uc5d0 \ub2ec\ud588\uc2b5\ub2c8\ub2e4. \ud604\uc7ac\uae4c\uc9c0 \uc774\ub7ec\ud55c \uc790\uae08\uc758 \ub300\ub2e4\uc218\ub294 \uac1c\uc778 \ub77c\uc778 \ud601\uc2e0\uc5d0 \uc911\uc810\uc744 […]<\/p>\n","protected":false},"featured_media":8259,"template":"","insight-category":[],"class_list":["post-19994","insight","type-insight","status-publish","has-post-thumbnail","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/insight\/19994","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/insight"}],"about":[{"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/types\/insight"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/media\/8259"}],"wp:attachment":[{"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/media?parent=19994"}],"wp:term":[{"taxonomy":"insight-category","embeddable":true,"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/insight-category?post=19994"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}