{"id":19977,"date":"2024-09-20T14:51:26","date_gmt":"2024-09-20T19:51:26","guid":{"rendered":"https:\/\/bolttech.io\/insights\/%ec%9e%90%ec%82%b0-%ea%b4%80%eb%a6%ac%ec%97%90%ec%84%9c-pc-%eb%b3%b4%ed%97%98%ec%9d%98-%ec%a4%91%ec%9a%94%ec%84%b1\/"},"modified":"2024-09-20T14:51:27","modified_gmt":"2024-09-20T19:51:27","slug":"%ec%9e%90%ec%82%b0-%ea%b4%80%eb%a6%ac%ec%97%90%ec%84%9c-pc-%eb%b3%b4%ed%97%98%ec%9d%98-%ec%a4%91%ec%9a%94%ec%84%b1","status":"publish","type":"insight","link":"https:\/\/bolttech.io\/ko\/insights\/%ec%9e%90%ec%82%b0-%ea%b4%80%eb%a6%ac%ec%97%90%ec%84%9c-pc-%eb%b3%b4%ed%97%98%ec%9d%98-%ec%a4%91%ec%9a%94%ec%84%b1\/","title":{"rendered":"\uc790\uc0b0 \uad00\ub9ac\uc5d0\uc11c P&C \ubcf4\ud5d8\uc758 \uc911\uc694\uc131"},"content":{"rendered":"\n

\uc790\uc0b0 \uad00\ub9ac\ub294 \uace0\uc561 \uc21c\uc790\uc0b0 \uace0\uac1d\uc774 \uc790\uc0b0\uc744 \uad00\ub9ac\ud558\uace0 \uc7a5\uae30 \ubaa9\ud45c\ub97c \ub2ec\uc131\ud560 \uc218 \uc788\ub3c4\ub85d \ub3d5\ub294 \ubc29\ubc95\uc73c\ub85c \uc624\ub7ab\ub3d9\uc548 \uc0dd\uba85 \ubcf4\ud5d8 \uc0c1\ud488\uc744 \uc0ac\uc6a9\ud574 \uc654\uc2b5\ub2c8\ub2e4.\n\uadf8\ub7ec\ub098 \uc790\uc0b0 \uad00\ub9ac\uc5d0\uc11c \ubcf4\ud5d8\uc758 \uac00\uce58\ub294 \uc0dd\uba85 \ubcf4\ud5d8\uc5d0\ub9cc \uad6d\ud55c\ub418\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4. <\/p>\n\n

\uc7ac\uc0b0 \ubc0f \uc0c1\ud574 \ubcf4\ud5d8\uc740 \ub610\ud55c \uc790\uc0b0 \uad00\ub9ac\uc5d0\uc11c \ud544\uc218\uc801\uc778 \uc5ed\ud560\uc744 \ud569\ub2c8\ub2e4.\n\uc0c1\uc5c5 \ubcf4\ud5d8\uc740 \uc774\ub7ec\ud55c \uace0\uac1d\uc758 \ube44\uc988\ub2c8\uc2a4 \ubc0f \uc9c1\uc5c5\uc801 \uc774\uc775\uc744 \ubcf4\ud638\ud558\ub294 \ub370 \ub3c4\uc6c0\uc774 \ub418\uba70, \uace0\uac1d\uc758 \uace0\uc720\ud55c \uc0c1\ud669\uc5d0 \ub9de\ub294 \uc815\ucc45\uc740 \uac1c\uc778 \uc8fc\ud0dd, \ucc28\ub7c9, \ubbf8\uc220\ud488 \uceec\ub809\uc158 \ubc0f \uae30\ud0c0 \uc911\uc694\ud55c \uac1c\uc778 \uc7ac\uc0b0 \ud56d\ubaa9\uc744 \ubcf4\uc7a5\ud558\ub294 \ub370 \ub3c4\uc6c0\uc774 \ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n

\uace0\uc561 \uc21c\uc790\uc0b0 \uace0\uac1d\uc744 \uc704\ud55c P&C \ucee4\ubc84\ub9ac\uc9c0\uc758 \uc911\uc694\uc131<\/h2>\n\n

\uace0\uc561 \uc21c\uc790\uc0b0 \uc790\uc0b0\uac00\ub4e4\uc740 \ub77c\uc774\ud504\uc2a4\ud0c0\uc77c \uc120\ud0dd, \uac1c\uc778\uc801 \ubc0f \uc9c1\uc5c5\uc801 \ubaa9\ud45c, \uac70\uc8fc \uc9c0\uc5ed, \ub3c8\uc744 \ubc8c\uace0 \uc720\uc9c0\ud558\ub294 \ubc29\ubc95\uc5d0 \ub530\ub77c \ub9e4\uc6b0 \ub2e4\uc591\ud569\ub2c8\ub2e4.<\/p>\n\n

\uc21c\uc790\uc0b0 \uc678\uc5d0\ub3c4 \ub9ce\uc740 \uace0\uc561 \uc21c\uc790\uc0b0 \ubcf4\uc720\uc790\ub4e4\uc740 \ub2e8 \ud558\ub098\uc758 \uacf5\ud1b5\uc810\uc744 \uac00\uc9c0\uace0 \uc788\uc2b5\ub2c8\ub2e4: \uadf8\ub4e4\uc740 \ubcf4\ud5d8\uc5d0 \uac00\uc785\ub418\uc5b4 \uc788\uc9c0 \uc54a\ub2e4\ub294 \uac83\uc785\ub2c8\ub2e4.<\/a><\/p>\n\n

“\uc5c5\uacc4 \ubd84\uc11d\uac00\ub4e4\uc740 \uace0\uae09 \uc8fc\ud0dd 10\ucc44 \uc911 7\ucc44\uac00 \ubcf4\ud5d8\uc5d0 \uac00\uc785\ub418\uc5b4 \uc788\uc9c0 \uc54a\ub2e4\uace0 \ucd94\uc815\ud569\ub2c8\ub2e4.\n\ub354\uc6b1\uc774 \ub9ce\uc740 HNWI [high net worth individuals] \ub294 \uc790\uc0b0\uc774\ub098 \uc704\ud5d8\uc758 \uac00\uce58\uc5d0 \ub530\ub77c \ucee4\ubc84\ub9ac\uc9c0 \ud55c\ub3c4\ub97c \uc870\uc815\ud558\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4”\ub77c\uace0 Costonis\ub294 \ub9d0\ud569\ub2c8\ub2e4. <\/p>\n\n

\uace0\uc561 \uc21c\uc790\uc0b0 \uace0\uac1d\uc744 \uc704\ud55c \uace0\uc720\ud55c \ubcf4\uc7a5 \uc694\uad6c \uc0ac\ud56d<\/h3>\n\n

\uace0\uc561 \uc21c\uc790\uc0b0 \uace0\uac1d\uc740 \ub3c8\uc744 \ubc8c\uace0 \ud22c\uc790\ud558\ub294 \ub370 \ub2a5\uc219\ud560 \uc218 \uc788\uc9c0\ub9cc \ud2b9\ud788 \uc8fc\ud0dd, \ucc28\ub7c9, \uac00\uc871 \uac00\ubcf4, \ube44\uc988\ub2c8\uc2a4 \ubc0f \uae30\ud0c0 \uc790\uc0b0\uc758 \ubcf5\uc7a1\ud55c \ub124\ud2b8\uc6cc\ud06c\uc5d0 \uc801\uc6a9\ub420 \ub54c \ubcf4\ud5d8\uc758 \ub258\uc559\uc2a4\ub97c \ud30c\uc545\ud560 \uc218 \uc788\ub294 \uc804\ubb38 \uc9c0\uc2dd\uc774 \ubc18\ub4dc\uc2dc \uc788\ub294 \uac83\uc740 \uc544\ub2d9\ub2c8\ub2e4.\n\uacb0\uacfc\uc801\uc73c\ub85c \uc774\ub7ec\ud55c \uace0\uac1d\uc740 \ud544\uc694\ud55c \uac83\ubcf4\ub2e4 \ubcf4\uc7a5 \ubc94\uc704\uac00 \uc801\uc740 \uacbd\uc6b0\uac00 \ub9ce\uc73c\uba70 \uac00\uc7a5 \uc911\uc694\ud55c \uc0ac\ud56d \uc911 \uc77c\ubd80\ub294 \uc804\ud600 \ubcf4\uc7a5\ub418\uc9c0 \uc54a\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n

\uc608\ub97c \ub4e4\uc5b4, \ub9ce\uc740 \uace0\uc561 \uc21c\uc790\uc0b0 \uac1c\uc778 \ubc0f \uac00\uc871\uc740 \ud45c\uc900 \uc8fc\ud0dd \uc18c\uc720\uc790 \uc815\ucc45\uc5d0 \uc758\ud574 \ubcf4\uc7a5\ub418\uc9c0 \uc54a\uc744 \uc218 \uc788\ub294 \uadc0\uc911\ud55c \uc218\uc9d1\ud488, \uace8\ub3d9\ud488 \ub610\ub294 \uac00\uc871 \uac00\ubcf4\ub97c \uac00\uc9c0\uace0 \uc788\uc2b5\ub2c8\ub2e4.\n\uc774\ub4e4 \uc911 \uc77c\ubd80\ub294 \uadf8 \uac00\uce58\uac00 \ub9e4\uc6b0 \ub3c5\ud2b9\ud558\uae30 \ub54c\ubb38\uc5d0 \ub2e4\ub8e8\uae30\uac00 \ud2b9\ud788 \uc5b4\ub824\uc6b8 \uc218 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n

\uc774\ub7ec\ud55c \uace0\uac1d\uc744 \uc704\ud574 \uadc0\uc911\ud55c \ubb3c\ud488 \ubcf4\ud5d8\uc740 \uc8fc\ud0dd \uc18c\uc720\uc790 \ubcf4\ud5d8\uc774 \uc81c\uacf5\ud558\uc9c0 \uc54a\ub294 \ud56d\ubaa9\uc744 \ubcf4\uc7a5\ud558\ub294 \ub370 \ub3c4\uc6c0\uc774 \ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\n\uc774\ub7ec\ud55c \ubcf4\ud5d8\uc740 \uc885\uc885 \ub9e4\uc6b0 \uc801\uc751\ub825\uc774 \ub6f0\uc5b4\ub098 \uceec\ub809\uc158\uc5d0\uc11c \uc0c1\uc18d\ubc1b\uc740 \ubb3c\ud488, \uc18c\uc911\ud55c \uc6b4\ub3d9 \uc7a5\ube44\uc5d0 \uc774\ub974\uae30\uae4c\uc9c0 \ubaa8\ub4e0 \uac83\uc744 \ud3ec\uad04\ud55c\ub2e4\uace0 Orchid Insurance\uc758 \uc804\uad6d \uace0\uc561 \uc21c\uc790\uc0b0 \uc0ac\uc5c5 \uac1c\ubc1c \uc784\uc6d0\uc778 Charlie Graham<\/a>\uc740 \ub9d0\ud569\ub2c8\ub2e4. <\/p>\n\n

\uace0\uc561 \uc21c\uc790\uc0b0 \uace0\uac1d\uc740 \uc0ac\uc774\ubc84 \ubcf4\uc548 \ubc0f \ub370\uc774\ud130 \ubcf4\ud638\uc5d0 \ub300\ud55c \ud2b9\uc815 \ubcf4\uc7a5\uc774 \ud544\uc694\ud560 \uc218\ub3c4 \uc788\uc2b5\ub2c8\ub2e4.\n“\uace0\uc561 \uc790\uc0b0\uac00\ub4e4\uc740 \ub9e4\uc6b0 \ubbfc\uac10\ud558\uace0 \uae30\ubc00\uc778 \uc815\ubcf4\ub97c \ub9ce\uc774 \uac00\uc9c0\uace0 \uc788\ub294 \uacbd\ud5a5\uc774 \uc788\uc2b5\ub2c8\ub2e4. \uadf8\ub4e4\uc758 \ud3c9\ud310\uc740 \uc911\uc694\ud558\uae30 \ub54c\ubb38\uc5d0 \uacbd\uc81c\uc801 \uac00\uce58\uac00 \uc5c6\ub294 \ubb3c\uac74\uc870\ucc28\ub3c4 \uc2ec\uac01\ud55c \ud53c\ud574\ub97c \uc785\ud790 \uc218 \uc788\uc2b5\ub2c8\ub2e4”\ub77c\uace0 \uc0ac\uc774\ubc84 \ubcf4\uc548 \ubcc0\ud638\uc0ac Mark Rasch<\/a>\ub294 \ub9d0\ud569\ub2c8\ub2e4. <\/p>\n\n

\uace0\uc561 \uc21c\uc790\uc0b0 \uace0\uac1d\uc740 \ubcf4\ud5d8 \ud68c\uc0ac\uc5d0\uac8c \ubbf8\uac1c\ucc99 \uc2dc\uc7a5\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4.\n\uace0\uc561 \uc21c\uc790\uc0b0\uac00\uc758 \ubcf4\ud5d8 \uc218\uc694\ub97c \uc804\ubb38\uc73c\ub85c \ud558\ub294 \uc0c1\uc704 3\uac1c \ubcf4\ud5d8\uc0ac\ub294 \ubcf4\ud5d8\ub8cc\uc758 15% \ubbf8\ub9cc\uc744 \ubcf4\uc7a5\ud569\ub2c8\ub2e4.\n\ud55c\ud3b8, \uc774\ub7ec\ud55c \uace0\uac1d \uc911 75%\ub294 \ub3c5\ub9bd \uc5d0\uc774\uc804\ud2b8 \ubc0f \uc911\uac1c\uc778\uacfc \ud611\ub825\ud558\uace0 \uc788\ub2e4\uace0 Costonis\ub294 \ub9d0\ud569\ub2c8\ub2e4. <\/p>\n\n

\"\"<\/figure>\n\n

\uc790\uc0b0 \uad00\ub9ac \ub3c4\uad6c\ub85c\uc11c\uc758 P&C \ubcf4\ud5d8<\/h2>\n\n

\uace0\uc561 \uc21c\uc790\uc0b0 \uc790\uc0b0\uac00\uc640 \uac00\uc871\uc5d0\uac8c \uc790\uc0b0 \uad00\ub9ac\ub294 \uc2dc\uc791\uc810\uc744 \uc81c\uacf5\ud558\uc9c0\ub9cc \ubaa9\ud45c\ub97c \ub2ec\uc131\ud558\uba74\uc11c \uadf8\ub4e4\uc758 \ud544\uc694\ub97c \ubcf4\ud638\ud558\uae30\uc5d0 \ucda9\ubd84\ud558\uc9c0 \uc54a\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\n\ub300\uc2e0, \uc774\ub7ec\ud55c \uace0\uac1d\ub4e4\uc740 “\uac1c\uc778\uc758 \ubaa9\ud45c\uc640 \uc57c\ub9dd\uc744 \ub2ec\uc131\ud558\ub294 \ubc29\uc2dd\uc73c\ub85c \uc790\uae08\uc744 \ucd5c\uc801\ud654\ud558\uae30 \uc704\ud574 \uc804\uccb4 \uc7ac\uc815 \uc0c1\ud669\uc744 \ub354 \ud3ed\ub113\uac8c \uc0b4\ud3b4\ubd04”\uc778 \uc790\uc0b0 \uad00\ub9ac\uc790\uc640 \ud611\ub825\ud568\uc73c\ub85c\uc368 \uc885\uc885 \uc774\uc775\uc744 \uc5bb\uc2b5\ub2c8\ub2e4.<\/a> <\/p>\n\n

\uc774 \uad11\ubc94\uc704\ud55c \uad00\uc810\uc5d0\uc11c \uc790\uc8fc \ub2e4\ub8e8\uc5b4\uc9c0\ub294 \uc8fc\uc81c \uc911 \ud558\ub098\ub294 \uc7ac\uc0b0 \ubc0f \uc0c1\ud574 \ubcf4\ud5d8 \uc801\uc6a9 \ubc94\uc704\uc5d0 \ub300\ud55c \uc8fc\uc81c\uc785\ub2c8\ub2e4.<\/p>\n\n

\uace0\uc720\ud55c \uc704\ud5d8\uc73c\ub85c\ubd80\ud130 \ubd80\uc720\ud55c \uace0\uac1d \ubcf4\ud638<\/h3>\n\n

\uace0\uc561 \uc21c\uc790\uc0b0 \uace0\uac1d\uc744 \uc704\ud55c \uc7ac\uc0b0 \ubc0f \uc0c1\ud574 \ubcf4\ud5d8\uc740 \uc885\uc885 \uac1c\uc778\uc801 \uce21\uba74\uacfc \uc0ac\uc5c5\uc801 \uce21\uba74\uc744 \ubaa8\ub450 \uace0\ub824\ud574\uc57c \ud560 \ubfd0\ub9cc \uc544\ub2c8\ub77c \ub2e4\ub978 \ubcf4\ud5d8 \uace0\uac1d\uc5d0\uac8c\ub294 \ubb38\uc81c\uac00 \ub418\uc9c0 \uc54a\uc744 \uc218 \uc788\ub294 \ud68c\uc0c9 \uc601\uc5ed\uc744 \uace0\ub824\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n\n

\uc608\ub97c \ub4e4\uc5b4, \uace0\uc561 \uc790\uc0b0\uac00\uc778 \uac1c\uc778\uc740 \uccad\uc18c \uc0ac\uace0, \uc9c1\uc6d0\uc758 \ub3c4\ub09c \ub610\ub294 \uc9c1\uc6d0\uc774\ub098 \uc11c\ube44\uc2a4 \uae30\uad00\uc758 \uc18c\uc1a1\uc73c\ub85c\ubd80\ud130 \uac74\ubb3c\uc774\ub098 \uc7ac\uc0b0\uc744 \ubcf4\ud638\ud558\ub294 \ubcf4\ud5d8\uc744 \ucc3e\uc744 \uc218 \uc788\ub2e4\uace0 Investopedia\uc758 Sean Ross<\/a> \ub294 \uc501\ub2c8\ub2e4.\n\uc774 \ubcf4\uc7a5\uc740 \ub2e4\ub978 \uace0\uac1d\uc5d0\uac8c\ub294 \uac00\uce58\uac00 \uac70\uc758 \uc5c6\uc744 \uc218 \uc788\uc9c0\ub9cc \uace0\uc561 \uc21c\uc790\uc0b0 \uc790\uc0b0\uac00\uc758 \uc790\uc0b0\uc744 \ubcf4\ud638\ud558\ub294 \ub370 \ub3c4\uc6c0\uc774 \ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n

\ub9ce\uc740 \uace0\uc561 \uc21c\uc790\uc0b0 \uac00\uc815\uc740 \ud328\ubc00\ub9ac \uc624\ud53c\uc2a4\ub97c \ud1b5\ud574 \uac00\uc871 \ubb38\uc81c\ub97c \uad00\ub9ac\ud569\ub2c8\ub2e4.\n\uc774 \uc0ac\ubb34\uc2e4\uc740 \uad11\ubc94\uc704\ud55c \uc7ac\ubb34, \uc77c\uc815 \ubc0f \uae30\ud0c0 \ubb38\uc81c\ub97c \ucc98\ub9ac\ud569\ub2c8\ub2e4.\nBoston Private\uc758 \uc804\ubb34 \uc774\uc0ac\uc778 Edward V. Marshall<\/a>\uc758 2017\ub144 \ubcf4\uace0\uc11c\uc5d0 \ub530\ub974\uba74 \ud328\ubc00\ub9ac \uc624\ud53c\uc2a4\uc758 \uc57d 15%\uac00 \uc0ac\uc774\ubc84 \uacf5\uaca9\uc744 \uacbd\ud5d8\ud588\uc2b5\ub2c8\ub2e4.\n\uc774\ub7ec\ud55c \uc774\ubca4\ud2b8\ubfd0\ub9cc \uc544\ub2c8\ub77c \ud328\ubc00\ub9ac \uc624\ud53c\uc2a4\uc758 \ubb3c\ub9ac\uc801 \uac74\ubb3c \ubc0f \ucf58\ud150\uce20\uc5d0 \ub300\ud55c \ubcf4\uc7a5\uc740 \uace0\uc561 \uc21c\uc790\uc0b0 \ubcf4\uc720\uc790\uc778 \uac1c\uc778 \ub610\ub294 \uac00\uc871\uc758 \uc790\uc0b0\uc744 \ubcf4\ud638\ud558\ub294 \ub370 \ub3c4\uc6c0\uc774 \ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n

\ubcf4\ud5d8\uc774 \uace0\uc561 \uc21c\uc790\uc0b0\uac00\uac00 \ub354 \ub098\uc740 \ud22c\uc790 \uacb0\uc815\uc744 \ub0b4\ub9ac\ub294 \ub370 \ub3c4\uc6c0\uc774 \ub418\ub294 \ubc29\ubc95<\/h3>\n\n

\uc801\uc808\ud55c P&C \ubcf4\ud5d8\uc740 \uace0\uc561 \uc21c\uc790\uc0b0 \uace0\uac1d\uc774 \ub354 \ub098\uc740 \ud22c\uc790 \uacb0\uc815\uc744 \ub0b4\ub9ac\ub294 \ub370 \ub3c4\uc6c0\uc774 \ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\n\uc608\ub97c \ub4e4\uc5b4, Morgan Stanley\ub294 \ucd5c\uadfc Hub \ubc0f Willis Towers Watson\uacfc \uac19\uc740 \uc911\uac1c\uc778\uc744 \ud1b5\ud574 \uace0\uc561 \uc21c\uc790\uc0b0 \uace0\uac1d\uc5d0\uac8c \uc7ac\uc0b0 \ubc0f \uc0c1\ud574 \ubcf4\ud5d8\uc744 \uc81c\uacf5\ud558\uae30 \uc2dc\uc791\ud588\uc2b5\ub2c8\ub2e4. <\/p>\n\n

Morgan Stanley Wealth Management\uc758 \uc804\ubb34 \uc774\uc0ac\uc778 Joseph Toledano<\/a>\ub294 \uc774\ub7ec\ud55c \uace0\uac1d\uc5d0\uac8c \ub9de\ucda4\ud615 P&C \ubcf4\ud5d8\uc744 \uc81c\uacf5\ud568\uc73c\ub85c\uc368 \uace0\uac1d \uacbd\ud5d8\uc744 \uac1c\uc120\ud558\uace0 \ubcf4\ub2e4 \ud6a8\uacfc\uc801\uc778 \uc790\uc0b0 \uad00\ub9ac\ub97c \uc704\ud574 \uace0\uac1d\uc744 \ud3ec\uc9c0\uc154\ub2dd\ud558\ub824\uace0 \ud55c\ub2e4\uace0 \ub9d0\ud569\ub2c8\ub2e4.<\/p>\n\n

\ud1a8\ub808\ub2e4\ub178\ub294 “\uc0c1\ub2f4\uc0ac\uac00 \ub450 \ubc88\uc9f8 \uc9d1, \ubcf4\ud2b8, \ubbf8\uc220\ud488 \uceec\ub809\uc158\uacfc \uac19\uc740 \uace0\uac1d\uc758 \uc704\ud5d8\uc774 \ud6a8\uacfc\uc801\uc73c\ub85c \ud5e4\uc9c0\ub418\uace0 \ubd80\ucc44\uac00 \ucc98\ub9ac\ub41c\ub2e4\ub294 \uac83\uc744 \uc54c\uace0 \uc788\ub2e4\uba74 \uc7ac\ubb34 \uc0c1\ub2f4\uc0ac\ub294 \ub354 \uacf5\uaca9\uc801\uc73c\ub85c \ud589\ub3d9\ud560 \uc218 \uc788\ub2e4”\uba70 \uace0\uc561 \uc21c\uc790\uc0b0 \uace0\uac1d\uc758 \uc790\uc0b0 \uc99d\uc2dd\uc5d0 \ub3c4\uc6c0\uc774 \ub418\ub294 \uc790\uc0b0 \uad00\ub9ac \uc194\ub8e8\uc158\uc744 \ucd94\ucc9c\ud560 \uc218 \uc788\ub2e4\uace0 \ub9d0\ud569\ub2c8\ub2e4.<\/p>\n\n

\"\"<\/figure>\n\n

\ub514\uc9c0\ud138 \uc138\uacc4\uc5d0\uc11c\uc758 P&C \ubcf4\ud5d8 \ubc0f \uc790\uc0b0 \uad00\ub9ac<\/h2>\n\n

COVID-19 \ud32c\ub370\ubbf9\uc73c\ub85c \uc778\ud574 \ubcf4\ud5d8\uc0ac\uc640 \uc790\uc0b0 \uad00\ub9ac\uc790\ub294 \uc790\uc2e0\uc758 \uc5c5\ubb34\uc640 \uace0\uac1d\uc744 \ub300\uc2e0\ud558\uc5ec \uc774\ub97c \uc2e4\ud589\ud558\ub294 \ub370 \uc0ac\uc6a9\ud558\ub294 \ub3c4\uad6c\ub97c \uc7ac\uace0\ud558\uac8c \ub418\uc5c8\uc2b5\ub2c8\ub2e4.\n\ud32c\ub370\ubbf9\uc740 \uc704\uae30\uc774\uc9c0\ub9cc \ubcf4\ud5d8 \ubc0f \uae08\uc735 \uae30\uad00\uc774 \uc624\ub7ab\ub3d9\uc548 \ud544\uc694\ub85c \ud588\ub358 \uac1c\uc120\uc744 \ud560 \uc218 \uc788\ub294 \uae30\ud68c\uc774\uae30\ub3c4 \ud558\ub2e4\uace0 BCG\uc758 Anna Zakrzewski<\/a> \uc640 \ub3d9\ub8cc \uc5f0\uad6c\uc6d0\ub4e4\uc740 \uc37c\uc2b5\ub2c8\ub2e4. <\/p>\n\n

\ubcf4\ud5d8\uc0ac\uac00 \uace0\uc561 \uc21c\uc790\uc0b0 \uace0\uac1d\uc5d0\uac8c \uc11c\ube44\uc2a4\ub97c \ud655\uc7a5\ud560 \uc218 \uc788\ub294 \ud55c \uac00\uc9c0 \ubc29\ubc95\uc740 \uc774\ub7ec\ud55c \uace0\uac1d\uc758 \uace0\uc720\ud55c \uc694\uad6c \uc0ac\ud56d\uc5d0 \ub300\ud55c \uc6d0\uc2a4\ud1b1 \uc194\ub8e8\uc158\uc744 \uc81c\uacf5\ud558\ub294 \ub514\uc9c0\ud138 \uc5d0\ucf54\uc2dc\uc2a4\ud15c\uc744 \uad6c\ucd95\ud558\uac70\ub098 \ud30c\ud2b8\ub108\uc2ed\uc744 \ub9fa\ub294 \uac83\uc785\ub2c8\ub2e4.\n\uc608\ub97c \ub4e4\uc5b4, \uace0\uc561 \uc21c\uc790\uc0b0 \ubcf4\uc720\uc790\ub294 \uadc0\uc911\ud55c \ud488\ubaa9\uc774\ub098 \uceec\ub809\uc158\uc5d0 \ub300\ud55c \uc801\uc808\ud55c \ubcf4\uc7a5\uc744 \ubc1b\uae30 \uc704\ud574 \uac10\uc815\uc0ac\uc758 \ub3c4\uc6c0\uc774 \ud544\uc694\ud55c \uacbd\uc6b0\uac00 \ub9ce\uc2b5\ub2c8\ub2e4.\n\uc774\ub7ec\ud55c \uace0\uac1d\uc758 \uc694\uad6c\uc5d0 \ub9de\uac8c \uc870\uc815\ub41c \ub514\uc9c0\ud138 \uc5d0\ucf54\uc2dc\uc2a4\ud15c\uc740 \uace0\uac1d\uc774 \uac10\uc815\uc0ac\ub97c \ucc3e\ub294 \ub3d9\uc2dc\uc5d0 \ucd5c\uc0c1\uc758 \ubcf4\uc7a5 \uc635\uc158\uc744 \ucd94\ucc9c\ud558\ub294 \ub370 \ub3c4\uc6c0\uc774 \ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n

“\ubaa8\ub4e0 \uac83\uc740 \ubcf4\ud5d8\uc5d0 \uac00\uc785\ud560 \uc218 \uc5c6\uc2b5\ub2c8\ub2e4. \ub2e8\uc9c0 \uac00\uaca9\uc774 \ub2e4\ub974\uac8c \ucc45\uc815\ub420 \ubfd0\uc774\ub2e4”\ub77c\uace0 BB&T\uc758 \ud1a0\ub2c8 \ub370\uc774\ube44\uc2a4<\/a>\ub294 \ub9d0\ud55c\ub2e4.\n\uc190\ud574\ubcf4\ud5d8\uc0ac\uac00 \ub514\uc9c0\ud138 \uc5d0\ucf54\uc2dc\uc2a4\ud15c \ub0b4\uc5d0\uc11c \uac10\uc815\uc0ac \ubc0f \uae30\ud0c0 \uc804\ubb38\uac00\uc640 \ud611\ub825\ud558\uba74 \uace0\uc561 \uc21c\uc790\uc0b0 \uace0\uac1d\uc774 \ud544\uc694\ud55c \ubcf4\ud5d8\uc744 \ub354 \uc27d\uac8c \uc774\ud574\ud558\uace0 \uad6c\ub9e4\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n

\uc790\uc0b0 \uad00\ub9ac\uac00 \ub514\uc9c0\ud138 \uacf5\uac04\uc73c\ub85c \uc774\ub3d9\ud568\uc5d0 \ub530\ub77c \uc798 \uad6c\ucd95\ub41c \ub514\uc9c0\ud138 \uc785\uc9c0\uc640 \uc778\ud504\ub77c\ub97c \uac16\ucd98 \uae30\uc5c5\uc740 \uace0\uc561 \uc21c\uc790\uc0b0 \uace0\uac1d\uacfc\uc758 \uad00\uacc4\ub97c \uc704\ud55c \uacbd\uc7c1\uc790\uac00 \ub420 \uc218 \uc788\ub294 \ubc29\ubc95\uc744 \ubaa8\uc0c9\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.\n\uc608\ub97c \ub4e4\uc5b4, \uc54c\ub9ac\ubc14\ubc14(Alibaba)\uc640 \uc544\ub9c8\uc874(Amazon)\uacfc \uac19\uc740 \uae30\uc5c5\uc740 \ud5a5\ud6c4 \uba87 \ub144 \uc548\uc5d0 \ub514\uc9c0\ud138 \uc790\uc0b0 \uad00\ub9ac\ub85c \ud655\uc7a5\ud560 \uac83\uc73c\ub85c \uc608\uc0c1\ub41c\ub2e4\uace0 \ud30c\uc774\ub0b8\uc15c \ud0c0\uc784\uc988(Financial Times)\uc758 \uc2a4\ud14c\ud310 \ubc14\uadf8\uc2a4\ud0c0\uc77c(Stefan Wagstyl<\/a> )\uc740 \uc37c\uc2b5\ub2c8\ub2e4. <\/p>\n\n

\uc774\ub7ec\ud55c \uae30\uc5c5\ub4e4\uc740 \ub514\uc9c0\ud138 \uc11c\ube44\uc2a4 \ubd84\uc57c\uc5d0\uc11c \ud0c0\uc758 \ucd94\uc885\uc744 \ubd88\ud5c8\ud558\ub294 \uacbd\ud5d8\uc744 \uc81c\uacf5\ud558\uc9c0\ub9cc, \ubcf4\ud5d8 \ubc0f \uc790\uc0b0 \uad00\ub9ac \ud68c\uc0ac\uac00 \uc81c\uacf5\ud558\ub294 \uae4a\uc774 \uc788\ub294 \uc804\ubb38 \uc9c0\uc2dd\uc740 \ubcf4\uc720\ud558\uace0 \uc788\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4.\n\uace0\uc561 \uc21c\uc790\uc0b0\uac00\uc758 \uacbd\uc6b0, \uc804\ubb38 \uc9c0\uc2dd\uc758 \uc81c\uc548\uc774 \uc800\ucd95\uc758 \uc81c\uc548\ubcf4\ub2e4 \ub354 \uac00\uce58 \uc788\ub294 \uacbd\uc6b0\uac00 \ub9ce\ub2e4\uace0 Chubb Europe\uc758 \uac1c\uc778 \ub9ac\uc2a4\ud06c \uc11c\ube44\uc2a4 \ucc45\uc784\uc790\uc778 Annmarie Camp<\/a>\ub294 \ub9d0\ud569\ub2c8\ub2e4 <\/p>\n\n

Camp\ub294 \uace0\uc561 \uc21c\uc790\uc0b0 \uace0\uac1d\uc5d0\uac8c \ub3c4\ub2ec\ud558\ub294 \uac83\uc740 \ubcf4\ud5d8\uc0ac\uac00 “\ubaa8\ub4e0 \ud63c\ub780\uc744 \uc5c6\uc560\uace0 \uc0ac\ub78c\ub4e4\uc5d0\uac8c \ub2e4\uac00\uac00 ‘\ub2f9\uc2e0\uc774 \uc131\ucde8\ud55c \uac83\uc744 \uc704\ud574 \ub9e4\uc6b0 \uc5f4\uc2ec\ud788 \uc77c\ud588\uace0, \ub2f9\uc2e0\uc774 \ub9e4\uc6b0 \ubc14\uc058\ub2e4\ub294 \uac83\uc744 \uc54c\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ub2f9\uc2e0\uc774 \ubcf4\ud5d8\uc5d0 \uac00\uc785\ud558\uc9c0 \ubabb\ud558\ub294 \uac83\uc5d0 \ub300\ud574 \uac71\uc815\ud558\uc9c0 \uc54a\ub3c4\ub85d \ubaa8\ub4e0 \uac83\uc744 \uc815\ub9ac\ud558\ub294 \ub370 \ub3c4\uc6c0\uc744 \uc904 \uc804\ubb38\uac00\ub97c \ucd08\ube59\ud558\uaca0\uc2b5\ub2c8\ub2e4.’\ub77c\uace0 \ub9d0\ud558\ub294 \ubc29\ubc95”\uc744 \uace0\ub824\ud558\ub294 \uac83\uc774\ub77c\uace0 \ub9d0\ud569\ub2c8\ub2e4.<\/p>\n\n

\ub9ce\uc740 P&C \ubcf4\ud5d8 \ud68c\uc0ac\ub294 \uace0\uac1d\uc774 \uadf8 \uc5b4\ub290 \ub54c\ubcf4\ub2e4 \uc27d\uac8c \ub514\uc9c0\ud138 \ubc29\uc2dd\uc73c\ub85c \ubcf4\ud5d8\uc744 \uc1fc\ud551\ud558\uace0 \ubc30\uce58\ud560 \uc218 \uc788\ub3c4\ub85d \ud588\uc2b5\ub2c8\ub2e4.\n\uace0\uc561 \uc21c\uc790\uc0b0 \uace0\uac1d\uc758 \uace0\uc720\ud55c \uc694\uad6c \uc0ac\ud56d\uc744 \uace0\ub824\ud568\uc73c\ub85c\uc368 \ubcf4\ud5d8\uc0ac\ub294 \uc774\ub7ec\ud55c \uace0\uac1d\uc744 \uc720\uce58\ud558\ub294 \ub514\uc9c0\ud138 \uc0dd\ud0dc\uacc4\ub97c \uad6c\ucd95\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n

\uc774\ubbf8\uc9c0 \uc791\uc131\uc790: Monika Mlynek\/\u00a9123RF.com, Cathy Yeulet\/\u00a9123RF.com, langstrup\/\u00a9123RF.com<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"

\uc790\uc0b0 \uad00\ub9ac\ub294 \uace0\uc561 \uc21c\uc790\uc0b0 \uace0\uac1d\uc774 \uc790\uc0b0\uc744 \uad00\ub9ac\ud558\uace0 \uc7a5\uae30 \ubaa9\ud45c\ub97c \ub2ec\uc131\ud560 \uc218 \uc788\ub3c4\ub85d \ub3d5\ub294 \ubc29\ubc95\uc73c\ub85c \uc624\ub7ab\ub3d9\uc548 \uc0dd\uba85 \ubcf4\ud5d8 \uc0c1\ud488\uc744 \uc0ac\uc6a9\ud574 \uc654\uc2b5\ub2c8\ub2e4. \uadf8\ub7ec\ub098 \uc790\uc0b0 \uad00\ub9ac\uc5d0\uc11c \ubcf4\ud5d8\uc758 \uac00\uce58\ub294 \uc0dd\uba85 \ubcf4\ud5d8\uc5d0\ub9cc \uad6d\ud55c\ub418\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4. \uc7ac\uc0b0 \ubc0f \uc0c1\ud574 \ubcf4\ud5d8\uc740 \ub610\ud55c \uc790\uc0b0 \uad00\ub9ac\uc5d0\uc11c \ud544\uc218\uc801\uc778 \uc5ed\ud560\uc744 \ud569\ub2c8\ub2e4. \uc0c1\uc5c5 \ubcf4\ud5d8\uc740 \uc774\ub7ec\ud55c \uace0\uac1d\uc758 \ube44\uc988\ub2c8\uc2a4 \ubc0f \uc9c1\uc5c5\uc801 \uc774\uc775\uc744 \ubcf4\ud638\ud558\ub294 \ub370 \ub3c4\uc6c0\uc774 \ub418\uba70, \uace0\uac1d\uc758 \uace0\uc720\ud55c \uc0c1\ud669\uc5d0 \ub9de\ub294 […]<\/p>\n","protected":false},"featured_media":8706,"template":"","insight-category":[],"class_list":["post-19977","insight","type-insight","status-publish","has-post-thumbnail","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/insight\/19977","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/insight"}],"about":[{"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/types\/insight"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/media\/8706"}],"wp:attachment":[{"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/media?parent=19977"}],"wp:term":[{"taxonomy":"insight-category","embeddable":true,"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/insight-category?post=19977"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}