{"id":19953,"date":"2024-09-20T14:50:57","date_gmt":"2024-09-20T19:50:57","guid":{"rendered":"https:\/\/bolttech.io\/insights\/%ed%8c%8c%ed%8a%b8%eb%84%88%ec%8b%ad%ec%9d%80-%ec%83%81%ec%97%85-%eb%9d%bc%ec%9d%b8%ec%9d%98-%ec%9c%a0%ed%86%b5%ec%9d%84-%eb%b3%80%ed%99%94%ec%8b%9c%ed%82%a4%ea%b3%a0-%ec%9e%88%ec%8a%b5%eb%8b%88\/"},"modified":"2024-09-20T14:51:02","modified_gmt":"2024-09-20T19:51:02","slug":"%ed%8c%8c%ed%8a%b8%eb%84%88%ec%8b%ad%ec%9d%80-%ec%83%81%ec%97%85-%eb%9d%bc%ec%9d%b8%ec%9d%98-%ec%9c%a0%ed%86%b5%ec%9d%84-%eb%b3%80%ed%99%94%ec%8b%9c%ed%82%a4%ea%b3%a0-%ec%9e%88%ec%8a%b5%eb%8b%88","status":"publish","type":"insight","link":"https:\/\/bolttech.io\/ko\/insights\/%ed%8c%8c%ed%8a%b8%eb%84%88%ec%8b%ad%ec%9d%80-%ec%83%81%ec%97%85-%eb%9d%bc%ec%9d%b8%ec%9d%98-%ec%9c%a0%ed%86%b5%ec%9d%84-%eb%b3%80%ed%99%94%ec%8b%9c%ed%82%a4%ea%b3%a0-%ec%9e%88%ec%8a%b5%eb%8b%88\/","title":{"rendered":"\ud30c\ud2b8\ub108\uc2ed\uc740 \uc0c1\uc5c5 \ub77c\uc778\uc758 \uc720\ud1b5\uc744 \ubcc0\ud654\uc2dc\ud0a4\uace0 \uc788\uc2b5\ub2c8\ub2e4."},"content":{"rendered":"\n

COVID-19\ub85c \uc778\ud574 \uc804\uad6d\uc740 \uc18c\ub9e4 \uc0c1\ud488\uc5d0\uc11c \ubcf4\ud5d8 \ubcf4\uc7a5\uc5d0 \uc774\ub974\uae30\uae4c\uc9c0 \ub2e4\uc591\ud55c \ud56d\ubaa9\uc5d0 \ub300\ud574 \uc778\ud130\ub137\uc73c\ub85c \uc774\ub3d9\ud588\uc2b5\ub2c8\ub2e4.\n\uc774\ub97c \ud1b5\ud574 \ud32c\ub370\ubbf9\uc740 \uc644\uc804\ud55c \ub514\uc9c0\ud138 \ubc30\ud3ec \ud504\ub85c\uc138\uc2a4\uc758 \ud544\uc694\uc131\uc744 \uac15\uc870\ud588\uc2b5\ub2c8\ub2e4. <\/p>\n\n

\ubcf4\ud5d8\uc0ac\uc640 \ub300\ub9ac\uc810\uc740 \uace0\uac1d\uc774 \uc27d\uac8c \uc561\uc138\uc2a4\ud560 \uc218 \uc788\ub294 \uc628\ub77c\uc778 \ud50c\ub7ab\ud3fc\uc744 \ud1b5\ud574 \ub514\uc9c0\ud138 \ubc29\uc2dd\uc73c\ub85c \ubcf4\ud5d8 \uc0c1\ud488\uc744 \ub9c8\ucf00\ud305\ud558\uace0, \uc815\ucc45\uc744 \ud310\ub9e4\ud558\uace0, \ubcf4\uc7a5\uc744 \ubb36\uace0, \uc0c1\uc5c5 \ud68c\uc120\uc5d0 \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud560 \uc218 \uc788\uc5b4\uc57c \ud569\ub2c8\ub2e4.\n\uc218\uc2ed \uac1c\uc758 \uc778\uc288\uc5b4\ud14c\ud06c \ud68c\uc0ac\uac00 \uc774 \ubb38\uc81c\uc758 \ub2e4\uc591\ud55c \uce21\uba74\uc744 \ud574\uacb0\ud588\uc9c0\ub9cc \uc774\ub7ec\ud55c \uc0c8\ub85c\uc6b4 \uc194\ub8e8\uc158\uc744 \ubcf4\ud5d8\uc0ac\uac00 \uc27d\uac8c \uc0ac\uc6a9\ud560 \uc218 \uc788\ub294 \ud6a8\uc728\uc801\uc778 \ub2e8\uc77c \ud328\ud0a4\uc9c0\ub85c \ud1b5\ud569\ud558\uae30 \uc704\ud55c \uc791\uc5c5\uc774 \ub0a8\uc544 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n

\uc6b4\uc1a1\uc5c5\uccb4, \ub300\ub9ac\uc810 \ubc0f \uc778\uc288\uc5b4\ud14c\ud06c \ud68c\uc0ac\ub97c \ud3ec\ud568\ud558\ub294 \ud30c\ud2b8\ub108\uc2ed\uc740 \ud32c\ub370\ubbf9\uc73c\ub85c \ubcc0\ud654\ub41c \uc138\uc0c1\uc5d0\uc11c \uacbd\uc7c1 \uc6b0\uc704\ub97c \uc81c\uacf5\ud569\ub2c8\ub2e4.\n\uc774\uc81c \uac15\ub825\ud55c \uc6b4\uc1a1\uc5c5\uccb4-\uc5d0\uc774\uc804\ud2b8-\uc778\uc288\uc5b4\ud14c\ud06c \ud300\uc744 \uc218\uc6a9\ud560 \ub54c\uc785\ub2c8\ub2e4. <\/p>\n\n

\ud32c\ub370\ubbf9 \uc774\ud6c4 \uc138\uacc4\uc758 \ub514\uc9c0\ud138 \uc218\uc694<\/h2>\n\n

\ubcf4\ud5d8\uc758 \ub514\uc9c0\ud138 \ubc30\ud3ec\ub294 COVID-19 \ud32c\ub370\ubbf9\uacfc \ud568\uaed8 \uc2dc\uc791\ub41c \uac83\uc774 \uc544\ub2d9\ub2c8\ub2e4.\n\uadf8\ub7ec\ub098 \ud32c\ub370\ubbf9\uc73c\ub85c \uc778\ud574 \ubcf4\ud5d8\uc0ac, \ub300\ub9ac\uc810 \ubc0f \uace0\uac1d\uc740 \uac00\ub2a5\ud55c \ud55c \ub514\uc9c0\ud138 \ud658\uacbd\uc5d0\uc11c \ube44\uc988\ub2c8\uc2a4\ub97c \uc218\ud589\ud574\uc57c \ud55c\ub2e4\ub294 \uc555\ubc15\uc744 \ubc1b\uace0 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n

\ub514\uc9c0\ud138 \ubc30\ud3ec\uc5d0 \uc911\uc810\uc744 \ub454 \uc778\uc288\uc5b4\ud14c\ud06c\ub294 \uc77c\ubc18\uc801\uc73c\ub85c \ub450 \uac00\uc9c0 \ubc94\uc8fc \uc911 \ud558\ub098\uc5d0 \uc18d\ud569\ub2c8\ub2e4.\n\uccab \ubc88\uc9f8 \ubc94\uc8fc\uc5d0\ub294 \ud1b5\uc2e0\uc0ac\uac00 \uace0\uac1d\uc5d0\uac8c \ub3c4\ub2ec\ud558\uace0 \uc790\uccb4 \uc81c\ud488\uc744 \ubc30\ud3ec\ud558\ub294 \ub370 \ud544\uc694\ud55c \ub3c4\uad6c\uc640 \ud50c\ub7ab\ud3fc\uc744 \uad6c\ucd95\ud558\ub294 \uc778\uc288\uc5b4\ud14c\ud06c\uac00 \ud3ec\ud568\ub429\ub2c8\ub2e4.\n\uc774\ub7ec\ud55c \ud68c\uc0ac\ub294 \uc77c\ubc18\uc801\uc73c\ub85c \ubcf4\ud5d8\uc744 \uc790\uccb4\uc801\uc73c\ub85c \ubc30\ud3ec\ud558\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4. \uc624\ud788\ub824, \uadf8\ub4e4\uc740 \uc5d0\uc774\uc804\ud2b8\uc640 \uc6b4\uc1a1\uc5c5\uccb4\uac00 \uace0\uac1d\uc5d0\uac8c \ub3c4\ub2ec\ud558\uace0, \uacac\uc801\uc744 \uc0dd\uc131\ud558\uace0, \uc801\uc6a9 \ubc94\uc704\ub97c \ubb36\ub294 \ub370 \ub3c4\uc6c0\uc774 \ub429\ub2c8\ub2e4. <\/p>\n\n

\ub450 \ubc88\uc9f8 \ubc94\uc8fc\uc5d0\ub294 \uace0\uac1d\uc744 \uc704\ud55c \ubcf4\ud5d8 \ubcf4\uc7a5\uc758 \uad00\ubb38\uc73c\ub85c \uc790\ub9ac\ub9e4\uae40\ud558\ub824\ub294 \uc778\uc288\uc5b4\ud14c\ud06c\uac00 \ud3ec\ud568\ub429\ub2c8\ub2e4.\n\uc774 \ubd84\uc57c\uc758 \uc778\uc288\uc5b4\ud14c\ud06c\ub294 \ube0c\ub85c\ucee4, MGA(Managing General Agent) \ub610\ub294 \ud480\uc2a4\ud0dd \uce90\ub9ac\uc5b4\uc758 \uc138 \uac00\uc9c0 \ubc30\ud3ec \ubaa8\ub378 \uc911 \ud558\ub098\ub97c \uace0\uc218\ud558\ub294 \uacbd\ud5a5\uc774 \uc788\ub2e4\uace0 Middlebury Institute for International Studies\uc5d0\uc11c \uae30\uc5c5\uac00 \uc815\uc2e0\uc744 \uac00\ub974\uce58\ub294 Alex Lazarow<\/a>\ub294 \ub9d0\ud569\ub2c8\ub2e4. <\/p>\n\n

\ubcf4\ud5d8\uc0ac\ub294 \ubcf4\ud5d8 \uc720\ud1b5\uc758 \ub610 \ub2e4\ub978 \uc218\ub2e8\uc744 \uc218\uc6a9\ud568\uc73c\ub85c\uc368 \ube0c\ub85c\ucee4 \ubc0f MGA \ubcf4\ud5d8\uc0ac\uc640\uc758 \ud30c\ud2b8\ub108\uc2ed\uc744 \ud1b5\ud574 \uc774\uc775\uc744 \uc5bb\uc2b5\ub2c8\ub2e4.\n\uadf8\ub4e4\uc740 \ub610\ud55c \uc7ac\ubcf4\ud5d8\uc744 \uc81c\uacf5\ud558\uac70\ub098 \uc778\uc288\uc5b4\ud14c\ud06c\uac00 \uc790\uccb4\uc801\uc73c\ub85c \ucc98\ub9ac\ud560 \uc218 \uc5c6\ub294 \ubcf4\uc7a5\uc744 \ubc30\uce58\ud558\uae30 \uc704\ud574 \uae30\uc874 \ubcf4\ud5d8\uc0ac\uc5d0 \uc758\uc874\ud558\ub294 \uacbd\uc6b0\uac00 \ub9ce\uc740 \ud480\uc2a4\ud0dd \ubcf4\ud5d8\uc0ac\ub97c \uc774\ud574\ud558\ub294 \uac83\ub3c4 \ub3c4\uc6c0\uc774 \ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n

Three’s Company: \uc720\ud1b5\uc758 \ud544\uc218 \ud30c\ud2b8\ub108\ub85c\uc11c\uc758 \uc778\uc288\uc5b4\ud14c\ud06c<\/h3>\n\n

\uc2e0\uc885 \ucf54\ub85c\ub098\ubc14\uc774\ub7ec\uc2a4\ub294 \ubcf4\ud5d8 \ube44\uc988\ub2c8\uc2a4\ub97c \ud3ec\ud568\ud558\uc5ec \uc804 \uc138\uacc4 \ube44\uc988\ub2c8\uc2a4\uc758 \uc0c1\ub2f9 \ubd80\ubd84\uc744 \ub514\uc9c0\ud138 \ucc44\ub110\ub85c \uc774\ub3d9\uc2dc\ucf30\uc2b5\ub2c8\ub2e4.\n\uadf8\ub807\uac8c \ud568\uc73c\ub85c\uc368 \ubcf4\ud5d8\uc0ac\uc640 \ub300\ub9ac\uc810\uc758 \uc0ac\uc5c5 \ubc29\uc2dd\uc744 \ud63c\ub780\uc5d0 \ube60\ub728\ub838\uc2b5\ub2c8\ub2e4. <\/p>\n\n

2020\ub144 5\uc6d4 \ubbf8\uad6d \ub0b4 \ubcf4\ud5d8 \uc124\uacc4\uc0ac\ub97c \ub300\uc0c1\uc73c\ub85c \uc2e4\uc2dc\ud55c \uc124\ubb38\uc870\uc0ac\uc5d0 \ub530\ub974\uba74 \uc124\ubb38\uc870\uc0ac\uc5d0 \ucc38\uc5ec\ud55c \uc124\uacc4\uc0ac\uc758 \uac70\uc758 \uc808\ubc18\uc774 \ud32c\ub370\ubbf9 \uae30\uac04 \ub3d9\uc548 \uac00\uc7a5 \ud070 \uacfc\uc81c\ub85c “\uc6d0\uaca9\uc73c\ub85c \uc0c8\ub85c\uc6b4 \uace0\uac1d \uad00\uacc4\ub97c \uad6c\ucd95\ud558\ub294 \uac83”\uc744 \uaf3d\uc558\ub2e4\uace0 McKinsey\uc758 Simon Kaesler<\/a> \uc640 \ub3d9\ub8cc \uc5f0\uad6c\uc6d0\ub4e4\uc774 \ubc1d\ud614\uc2b5\ub2c8\ub2e4.\n\ud55c\ud3b8, \uc9c1\uc811 \uc720\ud1b5 \ucc44\ub110\uc744 \uc81c\uacf5\ud558\ub294 \uc6b4\uc1a1\uc5c5\uccb4\uc758 \uad00\uc2ec\uc740 \uc99d\uac00\ud588\uc9c0\ub9cc \ud56d\uc0c1 \uace0\uac1d\uc758 \uc9c8\ubb38\uc5d0 \ub2f5\ubcc0\ud558\uac70\ub098 \uace0\uac1d\uc758 \uad00\uc2ec\uc744 \uc720\uc9c0\ud560 \uc218 \uc788\ub294 \ub2a5\ub825\uc740 \uc5c6\uc2b5\ub2c8\ub2e4. <\/p>\n\n

\uc774\ub7ec\ud55c \ubb38\uc81c\ub97c \ud574\uacb0\ud558\uae30 \uc704\ud574 Kaesler\uc640 McKinsey \ud300\uc740 \uc6b4\uc1a1\uc5c5\uccb4\uc640 \ub300\ub9ac\uc810\uc774 \uc778\uc288\uc5b4\ud14c\ud06c \ud30c\ud2b8\ub108\uc2ed\uc744 \uace0\ub824\ud560 \uac83\uc744 \uad8c\uc7a5\ud569\ub2c8\ub2e4.\n\uadf8\ub4e4\uc740 \uc778\uc288\uc5b4\ud14c\ud06c \ub3c4\uad6c\ub97c \ud1b5\ud574 \ubcf4\ud5d8\uc0ac\uc640 \uc5d0\uc774\uc804\ud2b8\uac00 \uaca9\ucc28\ub97c \ud574\uc18c\ud558\uace0 \ubcf4\ud5d8 \uace0\uac1d\uc5d0\uac8c \uc758\ubbf8 \uc788\ub294 \uacbd\ud5d8\uc744 \uc81c\uacf5\ud560 \uc218 \uc788\ub2e4\uace0 \uc5b8\uae09\ud569\ub2c8\ub2e4. <\/p>\n\n

\"\"<\/figure>\n\n

Insurtech \uc194\ub8e8\uc158\uc73c\ub85c \uc5d0\uc774\uc804\ud2b8 \ucc38\uc5ec<\/h2>\n\n

\uba87 \ub144 \ub3d9\uc548 \ubcf4\ud5d8 \ub300\ub9ac\uc810\uc740 \uc778\uc288\uc5b4\ud14c\ud06c\ub97c \ud68c\uc758\uc801\uc73c\ub85c \ubc14\ub77c\ubcf4\uc558\uc2b5\ub2c8\ub2e4.\n\ub514\uc9c0\ud138 \uc720\ud1b5\uc774 \ud45c\uc900\uc774 \ub41c \uc138\uc0c1\uc740 \ubcf4\ud5d8 \uc124\uacc4\uc0ac\ub4e4\uc744 \uc720\ud1b5 \ub8e8\ud504\uc5d0\uc11c \ubc30\uc81c\ud558\ub294 \uc138\uc0c1\ucc98\ub7fc \ubcf4\uc600\ub2e4. <\/p>\n\n

\uc694\uc6d0\ub4e4\uc5d0\uac8c\ub294 \ub2e4\ud589\uc2a4\ub7fd\uac8c\ub3c4 \uc774\ub7ec\ud55c \ub450\ub824\uc6c0\uc740 \ucd94\uce21\uc758 \uc601\uc5ed\uc5d0 \uba38\ubb3c\ub7ec \uc788\ub294 \uac83\uc73c\ub85c \ubcf4\uc778\ub2e4.\n\uc911\uc18c\uae30\uc5c5\uc740 \uc628\ub77c\uc778\uc73c\ub85c \ubcf4\ud5d8\uc5d0 \uac00\uc785\ud558\ub294 \ub300\uc2e0 \ub514\uc9c0\ud138 \uc561\uc138\uc2a4\uc640 \uc5d0\uc774\uc804\ud2b8 \uad00\uacc4\uc758 \uc870\ud569\uc5d0 \uc758\uc874\ud558\uc5ec \ubcf4\ud5d8 \uacb0\uc815\uc744 \ub0b4\ub9ac\uac8c \ub418\uc5c8\uc2b5\ub2c8\ub2e4. <\/p>\n\n

\ub514\uc9c0\ud138 \ubc30\ud3ec\ub294 \uc6b4\uc1a1\uc5c5\uccb4\uc5d0 \ub300\ud55c \uc561\uc138\uc2a4\ub97c \ub354 \uc27d\uac8c \ub9cc\ub4e4 \uc218 \uc788\uc9c0\ub9cc \uac1c\ubcc4 \uae30\uc5c5\uc774 \uc9c1\uba74\ud55c \uc9c8\ubb38\uc5d0 \ub2f5\ud558\uc9c0\ub294 \uc54a\uc2b5\ub2c8\ub2e4.\n\uad11\ubc94\uc704\ud55c \ube44\uc988\ub2c8\uc2a4 \uc720\ud615, \uaddc\ubaa8, \uc694\uad6c \uc0ac\ud56d \ubc0f \uc6b0\ub824 \uc0ac\ud56d\uc774 \ub3d9\uc2dc\uc5d0 \uc6b4\uc601\ub428\uc5d0 \ub530\ub77c \uae30\uc5c5\uc740 \uacbd\ud5d8\uc774 \ud48d\ubd80\ud55c \uc5d0\uc774\uc804\ud2b8\uc758 \uc9c0\ub3c4\uac00 \ud544\uc694\ud569\ub2c8\ub2e4. <\/p>\n\n

\uc5d0\uc774\uc804\ud2b8\ub294 \ucc28\ub840\ub85c \uc778\uc288\uc5b4\ud14c\ud06c\uc758 \uc774\uc810\uc744 \ub204\ub9b4 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\n\uc778\uc288\uc5b4\ud14c\ud06c \ub3c4\uad6c\ub294 \ub3c5\ub9bd \uc5d0\uc774\uc804\ud2b8\uac00 \uc774\ubbf8 \uc218\ud589\ud558\uace0 \uc788\ub294 \uc791\uc5c5\uc744 \ubcf4\uc644\ud569\ub2c8\ub2e4.\n\uc774\ub97c \ud1b5\ud574 \uc0c1\ub2f4\uc6d0\uc758 \ud6a8\uc728\uc131\uc774 \ud5a5\uc0c1\ub418\uc5b4 \uc815\ubcf4\uc5d0 \ub300\ud55c \uc811\uadfc\uc131\uacfc \ucee4\ubc84\ub9ac\uc9c0\ub97c \ubc14\uc778\ub529\ud560 \uc218 \uc788\ub294 \ub2a5\ub825\uc774 \ud5a5\uc0c1\ub429\ub2c8\ub2e4. <\/p>\n\n

\uadf8\ub7ec\ub098 \uc0c8\ub85c\uc6b4 \ub514\uc9c0\ud138 \ub3c4\uad6c\ub97c \uc218\uc6a9\ud558\uae30 \uc704\ud574 \ubcf4\ud5d8 \uc124\uacc4\uc0ac\ub294 \uba3c\uc800 \uc778\uc288\uc5b4\ud14c\ud06c(insurtech)\ub77c\ub294 \uc544\uc774\ub514\uc5b4\ub97c \uc218\uc6a9\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n\n

\uc9c0\uae08\uae4c\uc9c0 \ub9ce\uc740 \uc778\uc288\uc5b4\ud14c\ud06c \ud68c\uc0ac\ub294 \ubcf4\ud5d8\uc0ac\uac00 \uc9c1\uba74\ud55c \ubb38\uc81c\uc5d0 \uc9d1\uc911\ud574 \uc654\uc2b5\ub2c8\ub2e4.\n\uacb0\uacfc\uc801\uc73c\ub85c \ub9ce\uc740 \ub3c5\ub9bd \ubcf4\ud5d8 \ub300\ub9ac\uc778\uc740 insurtech\uac00 \uc6b4\uc1a1\uc5c5\uccb4\uc5d0\ub9cc \ucd08\uc810\uc744 \ub9de\ucd98\ub2e4\uace0 \uac00\uc815\ud569\ub2c8\ub2e4. \uadf8\ub7ec\ub098 \uadf8\ub807\uac8c \ud568\uc73c\ub85c\uc368 \uc774\ub7ec\ud55c \ub300\ub9ac\uc778\uc740 \ub300\ub9ac\uc778\uc758 \uc694\uad6c \uc0ac\ud56d\uc744 \ucda9\uc871\ud558\ub294 \ub370 \ud2b9\ud654\ub41c Insurtech\ub97c \uac04\uacfc\ud569\ub2c8\ub2e4. <\/p>\n\n

\uc608\ub97c \ub4e4\uc5b4, \uc5ec\ub7ec \uc778\uc288\uc5b4\ud14c\ud06c\ub294 \ub3c5\ub9bd \uc5d0\uc774\uc804\ud2b8\uac00 \uc77c\uc0c1 \uc5c5\ubb34\uc5d0\uc11c \uc9c1\uba74\ud558\ub294 \ud2b9\uc815 \ubb38\uc81c\uc5d0 \ucd08\uc810\uc744 \ub9de\ucd94\uace0 \uc788\uc2b5\ub2c8\ub2e4.\n\ub3c5\ub9bd \ub300\ub9ac\uc778\uacfc \uadf8\ub4e4\uc758 \uc694\uad6c \uc0ac\ud56d\uc5d0 \ucd08\uc810\uc744 \ub9de\ucda4\uc73c\ub85c\uc368 \uc778\uc288\uc5b4\ud14c\ud06c\ub294 \uc218\ub144 \ub3d9\uc548 \ubcf4\ud5d8 \ub300\ub9ac\uc778\uc744 \uad34\ub86d\ud600\uc628 \ubb38\uc81c\uc5d0 \ub300\ud55c \uc194\ub8e8\uc158\uc744 \uc81c\uacf5\ud560 \uc218 \uc788\uc5c8\uc2b5\ub2c8\ub2e4.\n\uc5ec\uae30\uc5d0\ub294 \uc0c8\ub85c\uc6b4 \ube44\uc988\ub2c8\uc2a4 \ucc3e\uae30, \uace0\uac1d \uc720\uc9c0, \uc0c1\ub2f4\uc6d0\uc758 \uc77c\uc0c1 \uc5c5\ubb34 \ud6a8\uc728\uc131 \ud5a5\uc0c1 \ub4f1\uc774 \ud3ec\ud568\ub429\ub2c8\ub2e4. <\/p>\n\n

\"\"<\/figure>\n\n

\uc885\ud569: Carrier-Agent-Insurtech \ud30c\ud2b8\ub108\uc2ed\uc774 \uc0c1\uc5c5 \ub77c\uc778\uc744 \ubcc0\ud654\uc2dc\ud0a4\ub294 \ubc29\ubc95<\/h2>\n\n

\ubcf4\ud5d8 \uc5c5\ubb34\ub294 \ud32c\ub370\ubbf9\uacfc \uc544\ub0a0\ub85c\uadf8\uc5d0\uc11c \ub514\uc9c0\ud138 \uae30\ubc18\uc73c\ub85c\uc758 \uc9c0\uc18d\uc801\uc778 \ube44\uc988\ub2c8\uc2a4 \uc804\ud658\uc744 \ud3ec\ud568\ud55c \uae30\ud0c0 \uc555\ub825\uc5d0 \ub300\uc751\ud558\uc5ec \ube60\ub974\uac8c \ubcc0\ud654\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n

\uc774\ubbf8 \uc9c4\ud589 \uc911\uc778 \uc77c\ubd80 \ubcc0\ud654\ub294 COVID-19\ub85c \uc778\ud574 \uac00\uc18d\ud654\ub418\uc5c8\uc2b5\ub2c8\ub2e4. \ub2e4\ub978 \uac83\ub4e4\uc740 \ud6e8\uc52c \ub354 \uae4a\uc774 \ud30c\uace0\ub4e4\uc5b4 \ube44\uc988\ub2c8\uc2a4 \uc790\uccb4\uc758 \uae30\ucd08\uc5d0 \uc8fc\uc758\ub97c \uae30\uc6b8\uc77c \uac83\uc744 \uc694\uad6c\ud569\ub2c8\ub2e4.\n\uc608\ub97c \ub4e4\uc5b4, \ubaa8\ub4e0 \uc0b0\uc5c5\uc758 \uae30\uc5c5\uc774 \ud68c\ubcf5\ub825\uc758 \uc911\uc694\uc131\uacfc \uc774\ub97c \uc9c0\uc6d0\ud558\ub294 \ub3c4\uad6c\uc758 \ud544\uc694\uc131\uc744 \ubc30\uc6b0\uace0 \uc788\ub2e4\uace0 McKinsey\uc758 Kevin Sneader\uc640 Shubham Singhal<\/a> \uc740 \uc37c\uc2b5\ub2c8\ub2e4. <\/p>\n\n

\ubcf4\ud5d8\uc0ac, \ub300\ub9ac\uc810 \ubc0f \uc778\uc288\uc5b4\ud14c\ud06c \uac04\uc758 \uac15\ub825\ud558\uace0 \ud0c4\ub825\uc801\uc778 \uad00\uacc4\ub294 \ud604\uc7ac\uc758 \ud32c\ub370\ubbf9\uc758 \ucda9\uaca9\uacfc \uc608\uce21\ud558\uc9c0 \ubabb\ud55c \uae30\ud0c0 \uc911\ub2e8\uc744 \uc0b4\uc544\ub0a8\ub294 \ubcf4\ud5d8 \ube44\uc988\ub2c8\uc2a4\uc758 \uae30\ubc18\uc744 \uc81c\uacf5\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n

Insurtech \ud30c\ud2b8\ub108\uc2ed\uc744 \uc218\uc6a9\ud558\uc5ec \uc704\ud5d8 \uad00\ub9ac<\/h3>\n\n

J.D. Power\uc758 \uc7ac\uc0b0 \ubc0f \uc0c1\ud574 \ubcf4\ud5d8 \ucc45\uc784\uc790\uc778 Tom Super<\/a>\ub294 \ud30c\ud2b8\ub108\uc2ed\uc744 \ud1b5\ud574 \uc778\uc288\uc5b4\ud14c\ud06c\uac00 \uc704\ud5d8\uc744 \uad00\ub9ac\ud558\uba74\uc11c \ub514\uc9c0\ud138 \ubc30\ud3ec\ub97c \uc704\ud55c \uae30\uc220 \uc0ac\uc6a9\uc758 \uc774\uc810 \uc911 \uc77c\ubd80\ub97c \ub204\ub9b4 \uc218 \uc788\ub2e4\uace0 \ub9d0\ud569\ub2c8\ub2e4.<\/p>\n\n

\uae30\uc874 \ubcf4\ud5d8\uc0ac\uc5d0 \uc9c1\uc811\uc801\uc778 \uc704\ud611\uc744 \uc81c\uacf5\ud558\ub294 \uc778\uc288\uc5b4\ud14c\ud06c\ub294 \uac70\uc758 \uc5c6\uae30 \ub54c\ubb38\uc5d0 \ud30c\ud2b8\ub108\uc2ed\uc744 \ud1b5\ud574 \ubcf4\ud5d8\uc0ac \ub610\ub294 \uc778\uc288\uc5b4\ud14c\ud06c\uc758 \ud575\uc2ec \ube44\uc988\ub2c8\uc2a4\ub97c \uc704\ud5d8\uc5d0 \ube60\ub728\ub9ac\uc9c0 \uc54a\uace0 \uc591\uce21\uc758 \uc131\uc7a5\uc744 \ud5c8\uc6a9\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\n\ud30c\ud2b8\ub108\uc2ed\uc744 \ud1b5\ud574 “\ub300\ud615 \ubcf4\ud5d8\uc0ac\ub85c\ubd80\ud130 \uac00\uc7a5 \uc801\uc740 \uc790\uc6d0\uc744 \ud22c\uc785\ud558\ub294 \ub3d9\uc2dc\uc5d0 \uc774\ub7ec\ud55c \ud68c\uc0ac\uc758 \uc989\uac01\uc801\uc778 \uc774\uc810\uc744 \ub193\uce58\uc9c0 \uc54a\uace0 \uc790\uc2e0\uc758 \ub514\uc9c0\ud138 \ubb38\ud654\uc5d0 \ud1b5\ud569\ud560 \uc218 \uc788\ub294 \ub9ce\uc740 \uc9c0\uc2dd\uc744 \uc5bb\uc744 \uc218 \uc788\ub2e4”\uace0 Super\ub294 \ub9d0\ud569\ub2c8\ub2e4. <\/p>\n\n

Gallagher\uc758 \ubd80\uc0ac\uc7a5 \uacb8 \uc778\uc288\uc5b4\ud14c\ud06c \uac1c\ubc1c \ucc45\uc784\uc790\uc778 Jonathan Hendrickson<\/a>\uc740 “\uc62c\ubc14\ub978 InsurTech \ud30c\ud2b8\ub108\ub97c \ucc3e\uc73c\uba74 \ub0b4\ubd80\uc801\uc73c\ub85c \uc790\uccb4 \uc5ed\ub7c9\uc744 \uad6c\ucd95\ud558\ub294 \uac83\ubcf4\ub2e4 \ud6e8\uc52c \uc9e7\uc740 \uc2dc\uac04\uc5d0 0\uc5d0\uc11c 60\uae4c\uc9c0 \uac08 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n

\uccab \ubc88\uc9f8 \ub2e8\uacc4<\/h3>\n\n

\ubcf4\ud5d8\uc0ac\uc640 \ub300\ub9ac\uc778 \ubaa8\ub450\uc5d0\uac8c \uc778\uc288\uc5b4\ud14c\ud06c \uc138\uacc4\ub294 \ubcf4\ud5d8\uc0ac\uac00 \ubbf8\ub798\uc5d0 \uc5b4\ub5a4 \ubc29\ud5a5\uc73c\ub85c \ub098\uc544\uac00\ub4e0 \uc774\uc775\uc744 \uac00\uc838\ub2e4 \uc904 \uac00\ub2a5\uc131\uc774 \uc788\ub294 \uba87 \uac00\uc9c0\ub97c \ud3ec\ud568\ud558\uc5ec \ub9ce\uc740 \uae30\ud68c\ub97c \ubcf4\uc5ec\uc90d\ub2c8\ub2e4.<\/p>\n\n

\uc774\ub7ec\ud55c \uae30\ud68c\uc5d0\ub294 \ud45c\uc900\ud654\ub41c \uc81c\ud488\uc744 \ub9cc\ub4e4\uace0 \uac00\uaca9\uc744 \ucc45\uc815\ud558\uc5ec \ubaa8\ub4c8\uc2dd \ubc29\uc2dd\uc73c\ub85c \ud310\ub9e4\ud560 \uc218 \uc788\ub3c4\ub85d \ud558\uc5ec \uc5d0\uc774\uc804\ud2b8\uc640 \uace0\uac1d\uc774 \uc81c\ud488\uc744 \ub354 \uc27d\uac8c \uc774\ud574\ud560 \uc218 \uc788\ub3c4\ub85d \ud558\ub294 \uac83\uc774 \ud3ec\ud568\ub429\ub2c8\ub2e4.\n\uace0\uac1d\uc758 \uc694\uad6c \uc0ac\ud56d\uc744 \ub354 \uc798 \uc774\ud574\ud558\uae30 \uc704\ud574 \ub370\uc774\ud130\ub97c \uc0ac\uc6a9\ud558\ub294 \ub370 \ucd08\uc810\uc744 \ub9de\ucd94\ub294 \uac83\uc740 \ube45 \ub370\uc774\ud130 \uc2dc\ub300\uc5d0 \ubc88\ucc3d\ud558\uace0\uc790 \ud558\ub294 \ubcf4\ud5d8 \ud68c\uc0ac\uc5d0\uac8c\ub3c4 \ub3c4\uc6c0\uc774 \ub420 \uac83\uc785\ub2c8\ub2e4. <\/p>\n\n

\uc5d0\uc774\uc804\ud2b8\uc758 \uacbd\uc6b0 \ub514\uc9c0\ud138 \ub3c4\uad6c\ub85c \ub300\uccb4\ud560 \uc218 \uc5c6\ub294 \uac15\uc810\uc744 \uac00\uc9c4 \uc0ac\ub78c\ub4e4\uc744 \ucc3e\uc740 \ub2e4\uc74c, \uc9c1\uc6d0\uacfc \uace0\uac1d\uc774 \ub514\uc9c0\ud138 \ubc30\ud3ec \ubc29\ubc95\uc744 \uc0ac\uc6a9\ud558\uc5ec \ud56d\uc0c1 \uc62c\ubc14\ub978 \uace0\uac1d\uc5d0\uac8c \uc62c\ubc14\ub978 \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud55c\ub2e4\ub294 \uacf5\ub3d9\uc758 \ubaa9\ud45c\ub97c \ub2ec\uc131\ud558\ub3c4\ub85d \ub3d5\ub294 \ub370 \uc911\uc810\uc744 \ub458 \uac83\uc785\ub2c8\ub2e4.<\/p>\n\n

\ubcf4\ud5d8\uc0ac\uc640 \ub300\ub9ac\uc810\uc740 \uc624\ub7ab\ub3d9\uc548 \uc0c1\ud638 \uc774\uc775\uc774 \ub418\ub294 \uad00\uacc4\ub97c \uc720\uc9c0\ud574 \uc654\uc2b5\ub2c8\ub2e4.\n\uc591 \ub2f9\uc0ac\uc790 \ubaa8\ub450 \uace0\uac1d\uc744 \ucc38\uc5ec\uc2dc\ud0a4\uace0 \uace0\uac1d \ucda9\uc131\ub3c4\ub97c \uc720\uc9c0\ud558\ub294 \uc774\uc810\uc744 \uc5bb\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\n\uadf8\ub7ec\ub098 \uc5d0\uc774\uc804\ud2b8\uc640 \uc6b4\uc1a1\uc5c5\uccb4\ub294 \ubaa9\ud45c\uac00 \uc0c1\ud638 \ubcf4\uc644\uc801\uc778 \uacbd\uc6b0\uac00 \ub9ce\uc9c0\ub9cc \ud56d\uc0c1 \ubaa9\ud45c\ub97c \ub2ec\uc131\ud558\ub294 \ub370 \ud544\uc694\ud55c \uad00\uacc4\ub97c \uad6c\ucd95\ud558\ub294 \uac83\uc740 \uc544\ub2d9\ub2c8\ub2e4.\n\uc778\uc288\uc5b4\ud14c\ud06c\ub97c \uad00\uacc4\uc758 \uc138 \ubc88\uc9f8 \ud30c\ud2b8\ub108\ub85c \ud1b5\ud569\ud558\uba74 \uc5d0\uc774\uc804\ud2b8\uc640 \uc6b4\uc1a1\uc5c5\uccb4\uac00 \uc774\ub7ec\ud55c \ube44\uc988\ub2c8\uc2a4 \ubaa9\ud45c\ub97c<\/a> \ub2ec\uc131\ud558\ub294 \ub370 \ub3c4\uc6c0\uc774 \ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n

\uc774\ubbf8\uc9c0 \uc791\uc131\uc790: daizuoxin\/\u00a9123RF.com, mavoimage\/\u00a9123RF.com, Somsak Sudthangtum\/\u00a9123RF.com<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"

COVID-19\ub85c \uc778\ud574 \uc804\uad6d\uc740 \uc18c\ub9e4 \uc0c1\ud488\uc5d0\uc11c \ubcf4\ud5d8 \ubcf4\uc7a5\uc5d0 \uc774\ub974\uae30\uae4c\uc9c0 \ub2e4\uc591\ud55c \ud56d\ubaa9\uc5d0 \ub300\ud574 \uc778\ud130\ub137\uc73c\ub85c \uc774\ub3d9\ud588\uc2b5\ub2c8\ub2e4. \uc774\ub97c \ud1b5\ud574 \ud32c\ub370\ubbf9\uc740 \uc644\uc804\ud55c \ub514\uc9c0\ud138 \ubc30\ud3ec \ud504\ub85c\uc138\uc2a4\uc758 \ud544\uc694\uc131\uc744 \uac15\uc870\ud588\uc2b5\ub2c8\ub2e4. \ubcf4\ud5d8\uc0ac\uc640 \ub300\ub9ac\uc810\uc740 \uace0\uac1d\uc774 \uc27d\uac8c \uc561\uc138\uc2a4\ud560 \uc218 \uc788\ub294 \uc628\ub77c\uc778 \ud50c\ub7ab\ud3fc\uc744 \ud1b5\ud574 \ub514\uc9c0\ud138 \ubc29\uc2dd\uc73c\ub85c \ubcf4\ud5d8 \uc0c1\ud488\uc744 \ub9c8\ucf00\ud305\ud558\uace0, \uc815\ucc45\uc744 \ud310\ub9e4\ud558\uace0, \ubcf4\uc7a5\uc744 \ubb36\uace0, \uc0c1\uc5c5 \ud68c\uc120\uc5d0 \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud560 \uc218 \uc788\uc5b4\uc57c \ud569\ub2c8\ub2e4. \uc218\uc2ed \uac1c\uc758 \uc778\uc288\uc5b4\ud14c\ud06c \ud68c\uc0ac\uac00 \uc774 \ubb38\uc81c\uc758 \ub2e4\uc591\ud55c […]<\/p>\n","protected":false},"featured_media":8612,"template":"","insight-category":[],"class_list":["post-19953","insight","type-insight","status-publish","has-post-thumbnail","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/insight\/19953","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/insight"}],"about":[{"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/types\/insight"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/media\/8612"}],"wp:attachment":[{"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/media?parent=19953"}],"wp:term":[{"taxonomy":"insight-category","embeddable":true,"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/insight-category?post=19953"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}