{"id":19952,"date":"2024-09-20T14:50:57","date_gmt":"2024-09-20T19:50:57","guid":{"rendered":"https:\/\/bolttech.io\/insights\/%ec%83%81%ec%97%85-%ec%83%9d%ed%83%9c%ea%b3%84%ec%97%90%ec%84%9c-%ec%9e%ac%eb%b3%b4%ed%97%98%ec%9d%98-%ec%97%ad%ed%95%a0\/"},"modified":"2024-09-20T14:51:03","modified_gmt":"2024-09-20T19:51:03","slug":"%ec%83%81%ec%97%85-%ec%83%9d%ed%83%9c%ea%b3%84%ec%97%90%ec%84%9c-%ec%9e%ac%eb%b3%b4%ed%97%98%ec%9d%98-%ec%97%ad%ed%95%a0","status":"publish","type":"insight","link":"https:\/\/bolttech.io\/ko\/insights\/%ec%83%81%ec%97%85-%ec%83%9d%ed%83%9c%ea%b3%84%ec%97%90%ec%84%9c-%ec%9e%ac%eb%b3%b4%ed%97%98%ec%9d%98-%ec%97%ad%ed%95%a0\/","title":{"rendered":"\uc0c1\uc5c5 \uc0dd\ud0dc\uacc4\uc5d0\uc11c \uc7ac\ubcf4\ud5d8\uc758 \uc5ed\ud560"},"content":{"rendered":"\n<p>\ubcf4\ud5d8 \uc0b0\uc5c5\uc758 \ub2e4\ub978 \ubd80\ubb38\uacfc \ub9c8\ucc2c\uac00\uc9c0\ub85c \uc7ac\ubcf4\ud5d8\ub3c4 \uae30\ub85c\uc5d0 \uc11c \uc788\uc2b5\ub2c8\ub2e4.\nCOVID-19 \ud32c\ub370\ubbf9, \ub2e4\uac00\uc624\ub294 \ud5c8\ub9ac\ucf00\uc778 \uc2dc\uc98c \ubc0f \uae30\ud0c0 \uc704\ud5d8\uc740 \uc2ec\uac01\ud55c \ud63c\ub780\uacfc \ubd88\uc548\uc815\uc744 \uc704\ud611\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.\n\ub3d9\uc2dc\uc5d0 \ud5a5\ud6c4 \uc218\uc2ed \ub144 \ub3d9\uc548 \uc5c5\uacc4\uc758 \ud68c\ubcf5\ub825\uc744 \ubcf4\uc7a5\ud560 \uc218 \uc788\ub294 \uc7ac\ubcf4\ud5d8\uc758 \uc8fc\uc694 \uc7ac\ucc3d\uc870\ub97c \uc704\ud55c \ub514\uc9c0\ud138 \ub3c4\uad6c\uc640 \uae30\ud68c\uac00 \uc874\uc7ac\ud569\ub2c8\ub2e4.  <\/p>\n\n<p>\uae30\ud68c\ub97c \ud3ec\ucc29\ud558\uace0 \uc704\ud611\uc744 \ud53c\ud558\uae30 \uc704\ud574 \uc7ac\ubcf4\ud5d8\uc0ac\ub294 \uc0c8\ub85c\uc6b4 \ubcf4\ud5d8 \uc0b0\uc5c5\uc758 \ub9e5\ub77d\uc5d0\uc11c \uc2a4\uc2a4\ub85c\ub97c \uc7ac\uad6c\uc0c1\ud574\uc57c \ud569\ub2c8\ub2e4.\n\ub514\uc9c0\ud138 <a href=\"https:\/\/www.boltinc.com\/insights\/blogs\/insurance-ecosystems\/?__hstc=103362207.8432e18fe1b4e270bd8d783f6794e506.1724072077526.1724252449792.1724256511253.9&amp;__hssc=103362207.21.1725204964040&amp;__hsfp=3405490495\" target=\"_blank\" rel=\"noreferrer noopener\">\uc5d0\ucf54\uc2dc\uc2a4\ud15c\uc744<\/a> \ud1b5\ud574 \ud30c\ud2b8\ub108 \ubc0f \uace0\uac1d\uacfc \uc5f0\uacb0\ud558\ub294 \uac83\uc740 \ubbf8\ub798\uc5d0 \ub300\ud55c \uc720\ub9dd\ud55c \ube44\uc804 \uc911 \ud558\ub098\ub97c \uc81c\uacf5\ud569\ub2c8\ub2e4. <\/p>\n\n<h2 class=\"wp-block-heading\">\uc0c1\uc5c5 \uc7ac\ubcf4\ud5d8\uc758 \ud604\ud669<\/h2>\n\n<p>\uc774\uc790 <a href=\"https:\/\/assets.ey.com\/content\/dam\/ey-sites\/ey-com\/en_gl\/topics\/insurance\/ey-nextwave-insurance-large-commercial-reinsurance.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">\ubca8 \uc0b0\ud14c\ub099(Isabelle Santenac<\/a> )\uacfc EY\uc758 \ub3d9\ub8cc \ubcf4\ud5d8 \ub9ac\ub354\ub4e4\uc740 &#8220;\ub300\uaddc\ubaa8 \uc0c1\uc5c5 \ubc0f \uc7ac\ubcf4\ud5d8 \uc0b0\uc5c5\uc740 \uc2ec\uac01\ud55c \ud63c\ub780\uc758 \uc704\ud5d8\uacfc \ub3d9\uc2dc\uc5d0 \uc911\ub300\ud55c \ubcc0\ud601\uc758 \ubcbc\ub791 \ub05d\uc5d0 \uc11c \uc788\ub2e4&#8221;\uace0 \uc37c\uc2b5\ub2c8\ub2e4.<\/p>\n\n<p>\ud32c\ub370\ubbf9\uc73c\ub85c \uc778\ud55c \ud63c\ub780, \ubcc0\ud654\ud558\ub294 \uace0\uac1d \uc694\uad6c, \ubb34\ud615 \uc790\uc0b0\uc758 \uac00\uce58 \uc99d\uac00, \uc0c8\ub85c\uc6b4 \uc778\uc7ac\uc5d0 \ub300\ud55c \ud544\uc694\uc131 \ub4f1\uc740 \ubaa8\ub450 \uc0c1\uc5c5 \ubcf4\ud5d8\uc0ac\uc640 \uc7ac\ubcf4\ud5d8\uc0ac\uc5d0 \uc555\ubc15\uc744 \uac00\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.\n\ud55c\ud3b8, \uae30\uc220 \ud601\uc2e0\uc740 \uc0c1\uc5c5 \ubc0f \uc7ac\ubcf4\ud5d8\uc758 \uae30\uc874 \ubaa8\ub378\uc744 \ub4a4\uc5ce\uc744 \uc900\ube44\uac00 \ub418\uc5b4 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n<p>\ud604\uc7ac \uc0c1\uc5c5 \ubcf4\ud5d8\uc0ac\uc640 \uc7ac\ubcf4\ud5d8\uc0ac \ubaa8\ub450\uac00 \uc9c1\uba74\ud55c \uac00\uc7a5 \ud070 \uacfc\uc81c \uc911 \ud558\ub098\ub294 \uace0\uac1d\uc758 \uc694\uad6c, \uc120\ud638\ub3c4 \ubc0f \uae30\ub300\uce58\ub97c \uc811\uadfc \ubc29\uc2dd\uc5d0 \ud1b5\ud569\ud574\uc57c \ud55c\ub2e4\ub294 \uac83\uc785\ub2c8\ub2e4.\n\uc911\uc559 \uc9d1\uc911\uc2dd \ud50c\ub7ab\ud3fc\uc5d0\uc11c \uc6b4\uc601\ub418\ub294 <a href=\"https:\/\/www.boltinc.com\/insights\/blogs\/understanding-insurance-ecosystems\/?__hstc=103362207.8432e18fe1b4e270bd8d783f6794e506.1724072077526.1724252449792.1724256511253.9&amp;__hssc=103362207.21.1725204964040&amp;__hsfp=3405490495\" target=\"_blank\" rel=\"noreferrer noopener\">\ub514\uc9c0\ud138 \uc5d0\ucf54\uc2dc\uc2a4\ud15c\uc774<\/a> \uc77c\uc0c1 \uacbd\ud5d8\uc758 \uc77c\ubd80\uac00 \ub428\uc5d0 \ub530\ub77c \uace0\uac1d\uc740 \uc810\uc810 \ub354 \ubcf4\ud5d8 \ud68c\uc0ac\uc5d0 \uc774\ub97c \uae30\ub300\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n<p>2020\ub144 <a href=\"https:\/\/www.swissre.com\/dam\/jcr:430c9b00-09ee-448f-8307-0ca484a2ad96\/sigma1_2020_en.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">\uc2a4\uc704\uc2a4\uc7ac\ubcf4\ud5d8(Swiss Re<\/a> ) \ubcf4\uace0\uc11c\uc5d0 \ub530\ub974\uba74, \uc5d0\ucf54\uc2dc\uc2a4\ud15c \uc811\uadfc \ubc29\uc2dd\uc744 \uc218\uc6a9\ud558\ub294 \ubcf4\ud5d8\uc0ac\ub4e4\uc740 &#8220;\uc81c\ud488 \uc911\uc2ec\uc758 \ud310\ub9e4 \uc811\uadfc \ubc29\uc2dd\uc5d0\uc11c \ubc97\uc5b4\ub098 \uc778\uac04\uc758 \uacbd\ud5d8\uc5d0 \ub354 \uc911\uc810\uc744 \ub450\uace0 \uace0\uac1d\uc758 \uc0dd\uc560 \uc804\ubc18\uc5d0 \uac78\uccd0 \ub354 \uad11\ubc94\uc704\ud55c \uc694\uad6c \uc0ac\ud56d\uacfc \ubc00\uc811\ud558\uac8c \uc5f0\uacb0\ub41c \uc811\uadfc \ubc29\uc2dd\uc73c\ub85c \uc804\ud658\ud560 \uc218 \uc788\uc744 \uac83&#8221;\uc785\ub2c8\ub2e4.\n\ubcf4\ud5d8\uc0ac\uac00 \ub354 \ub9ce\uc740 \ub370\uc774\ud130\ub97c \ubcf4\uc720\ud558\uace0 \uace0\uac1d\uacfc \ub354 \uc27d\uac8c \uc5f0\uacb0\ud560 \uc218 \uc788\uc744\uc218\ub85d \ubcf4\ud5d8 \ubc0f \uc7ac\ubcf4\ud5d8 \ud68c\uc0ac\ub294 \uace0\uac1d \ucda9\uc131\ub3c4\ub97c \uad6c\ucd95\ud558\ub294 \ud0c1\uc6d4\ud55c \uacbd\ud5d8\uc744 \ub354 \uc27d\uac8c \uc81c\uacf5\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n<figure class=\"wp-block-image aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"682\" src=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/construction-worker-holding-tablet-1024x682.jpg\" alt=\"\" class=\"wp-image-8750\" srcset=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/construction-worker-holding-tablet-1024x682.jpg 1024w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/construction-worker-holding-tablet-300x200.jpg 300w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/construction-worker-holding-tablet-768x512.jpg 768w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/construction-worker-holding-tablet.jpg 1280w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n<h2 class=\"wp-block-heading\">\ubcf4\ud5d8\uc0ac-\uc7ac\ubcf4\ud5d8\uc0ac \uad00\uacc4\uc5d0 \ub300\ud55c \ub3c4\uc804\uacfc \uae30\ud68c<\/h2>\n\n<p>\uc0c1\uc5c5 \ubcf4\ud5d8\uc0ac\uc640 \uc7ac\ubcf4\ud5d8 \ud68c\uc0ac\ub294 \uc624\ub298\ub0a0 \ud070 \ub3c4\uc804\uc5d0 \uc9c1\uba74\ud574 \uc788\uc2b5\ub2c8\ub2e4.\nCOVID-19 \ud32c\ub370\ubbf9, \uc8fc\uc694 \ud5c8\ub9ac\ucf00\uc778 \uc2dc\uc98c\uc758 \uc704\ud611 \ubc0f \uae30\ud0c0 \uc694\uc778\uc740 \ubaa8\ub450 \ubcf4\ud5d8\uc0ac\uc758 \uc548\uc815\uc131, \uace0\uac1d \uad00\uacc4 \ub4f1\uc744 \uc704\ud0dc\ub86d\uac8c \ud569\ub2c8\ub2e4. <\/p>\n\n<p>\uadf8\ub7ec\ub098 \uc774\ub7ec\ud55c \ub3c4\uc804 \uc548\uc5d0\ub294 \ub9ce\uc740 \uae30\ud68c\uac00 \uc788\uc2b5\ub2c8\ub2e4.\n\uc5ec\uae30\uc5d0\ub294 \ubcf4\ud5d8 \uad00\uacc4\ub97c \uc7ac\uace0\ud558\uace0 \uc0c8\ub85c\uc6b4 \ubc29\uc2dd\uc73c\ub85c \uace0\uac1d\uacfc \ube44\ubcf4\ud5d8 \ud30c\ud2b8\ub108 \ud68c\uc0ac\ub97c \ucc38\uc5ec\uc2dc\ud0a4\ub294 \ud50c\ub7ab\ud3fc\uc744 \uad6c\ucd95\ud560 \uc218 \uc788\ub294 \uae30\ud68c\uac00 \ud3ec\ud568\ub429\ub2c8\ub2e4. <\/p>\n\n<h3 class=\"wp-block-heading\">\uc7ac\ubcf4\ud5d8 \ubc0f COVID-19: \ub178\ucd9c\uc744 \uacf5\uc720\ud560 \uc218 \uc788\uc2b5\ub2c8\uae4c?<\/h3>\n\n<p>\uc7ac\ubcf4\ud5d8\uc758 \ubaa9\ud45c\ub294 &#8220;\uc5b4\ub5a4 \ubcf4\ud5d8 \ud68c\uc0ac\ub3c4 \ud2b9\ubcc4\ud788 \ud070 \uc0ac\uac74\uc774\ub098 \uc7ac\ud574\uc5d0 \ub108\ubb34 \ub9ce\uc774 \ub178\ucd9c\ub418\uc9c0 \uc54a\ub3c4\ub85d&#8221; \ud558\ub294 \uac83\uc774\ub77c\uace0 \ube44\uc988\ub2c8\uc2a4 \uc800\uc220\uac00 <a href=\"https:\/\/www.investopedia.com\/ask\/answers\/08\/reinsurance.asp\" target=\"_blank\" rel=\"noreferrer noopener\">\uc778 \uce90\ub864\ub77c\uc778 \ubc34\ud134<\/a>\uc740 \ub9d0\ud569\ub2c8\ub2e4.\n\uc774 \ubaa8\ub378\uc740 \uc774\ubca4\ud2b8\ub098 \uc7ac\ud574\uac00 \uc9c0\uc5ed\ud654\ub420 \ub54c \uc798 \uc791\ub3d9\ud569\ub2c8\ub2e4.\n\uc608\ub97c \ub4e4\uc5b4, \ud5c8\ub9ac\ucf00\uc778 \uc9c0\uc5ed\uc5d0 \uc788\ub294 \ubcf4\ud5d8 \ud68c\uc0ac\ub4e4 \uc0ac\uc774\uc5d0 \ub178\ucd9c\uc744 \ubd84\uc0b0\uc2dc\ud0a4\uba74 \ud5c8\ub9ac\ucf00\uc778\uc774 \ud574\ub2f9 \uc9c0\uc5ed\uc744 \uac15\ud0c0\ud588\uc744 \ub54c \uc5b4\ub290 \ud55c \ubcf4\ud5d8\uc0ac\ub3c4 \uccad\uad6c\uc5d0 \uc555\ub3c4\ub418\uc9c0 \uc54a\ub3c4\ub85d \ud558\ub294 \ub370 \ub3c4\uc6c0\uc774 \ub429\ub2c8\ub2e4.  <\/p>\n\n<p>\uadf8\ub7ec\ub098 \uc804 \uc138\uacc4\uc801\uc778 \ud32c\ub370\ubbf9\uacfc \uac19\uc740 \uaddc\ubaa8\uc758 \uc7ac\ub09c\uc740 \uac1c\ubcc4 \uae30\uc5c5\ubfd0\ub9cc \uc544\ub2c8\ub77c \ubcf4\ud5d8 \uc0b0\uc5c5 \uc804\uccb4\ub97c \uc704\ud5d8\uc5d0 \ube60\ub728\ub9bd\ub2c8\ub2e4.\n\uc774\ub7ec\ud55c \uacbd\uc6b0 \ubcf4\ud5d8\uc0ac\uc640 \uc7ac\ubcf4\ud5d8\uc0ac\ub294 \ubaa8\ub4e0 \ubcf4\ud5d8\uc0ac\uac00 \ub9e4 \ubd84\uae30\ub9c8\ub2e4 \uc190\uc2e4\uc5d0 \uc9c1\uba74\ud558\uae30 \ub54c\ubb38\uc5d0 \uc775\uc2a4\ud3ec\uc800\ub97c \uacf5\uc720\ud558\ub294 \ub370 \uc5b4\ub824\uc6c0\uc744 \uacaa\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n<p>\uae30\uc5c5\ub4e4\uc740 \uc190\uc2e4\uc758 \ucd5c\uc804\uc120\uc5d0 \uc11c \uc788\uae30 \ub54c\ubb38\uc5d0 \ud32c\ub370\ubbf9 \uad00\ub828 \uc704\ud5d8\uc5d0 \ub300\ud55c \ubcf4\ud5d8\uc0ac\uc758 \uc6b0\ub824\uc5d0 \uacf5\uac10\ud569\ub2c8\ub2e4.\n <a href=\"https:\/\/www.pwc.com\/us\/en\/library\/covid-19\/covid-19-and-insurance-industry.html\" target=\"_blank\" rel=\"noreferrer noopener\">PwC<\/a> \uc5f0\uad6c\uc5d0 \ub530\ub974\uba74 \uae30\uc5c5\uc758 71%\uac00 \ucf54\ub85c\ub098\ubc14\uc774\ub7ec\uc2a4\uc640 \uad00\ub828\ub41c 3\uac00\uc9c0 \uc8fc\uc694 \uc6b0\ub824 \uc0ac\ud56d \uc911 \ud558\ub098\ub85c &#8220;\uc7ac\uc815\uc801 \uc601\ud5a5&#8221;\uc744 \uaf3d\uc558\uc2b5\ub2c8\ub2e4.\n\uc774\ub7ec\ud55c \uc7ac\uc815\uc801 \uc601\ud5a5\uc740 \uae30\uc5c5\uc774 \uc190\uc2e4\uc5d0 \ub300\ud55c \ubcf4\uc0c1\uc744 \ubaa8\uc0c9\ud568\uc5d0 \ub530\ub77c \uc0c1\uc5c5 \ubcf4\ud5d8\uc0ac\uc640 \uc7ac\ubcf4\ud5d8\uc0ac\uc5d0 \uc601\ud5a5\uc744 \ubbf8\uce60 \uac83\uc785\ub2c8\ub2e4.  <\/p>\n\n<p>\uc5ed\uc0ac\uc801\uc73c\ub85c \uc190\ud574 \ubcf4\ud5d8\uc0ac\ub4e4\uc740 \ub300\uaddc\ubaa8 \uc7ac\ud574\ub97c \uae30\ubc18\uc73c\ub85c \ud558\uc5ec \ucd94\uac00 \uc131\uc7a5\uc744 \ucd09\uc9c4\ud574 \uc654\uc2b5\ub2c8\ub2e4.\n\uc608\ub97c \ub4e4\uc5b4, 2001\ub144 9\uc6d4 11\uc77c \uacf5\uaca9\uc73c\ub85c \ubcf4\ud5d8\uc0ac\ub4e4\uc740 \uae30\ub85d\uc801\uc778 450\uc5b5 \ub2ec\ub7ec(2020\ub144 \uae30\uc900)\uc758 \uc190\uc2e4\uc744 \uc785\uc5c8\uc9c0\ub9cc, \ubcf4\ud5d8\uc0ac\uc640 \uc7ac\ubcf4\ud5d8\uc0ac\ub4e4\uc740 \uacf5\uaca9\uc744 \uacac\ub38c\ub0c8\uc744 \ubfd0\ub9cc \uc544\ub2c8\ub77c \uacbd\uc81c\uc801 \uc785\uc9c0\ub97c \uac15\ud654\ud558\ub294 \ub370 \uc774 \uc0ac\uac74\uc744 \uc774\uc6a9\ud588\ub2e4\uace0 <a href=\"https:\/\/www.mckinsey.com\/industries\/financial-services\/our-insights\/state-of-property-and-casualty-insurance-2020\" target=\"_blank\" rel=\"noreferrer noopener\">\uc2e4\ubc45 \uc694\ud55c\uc2a8(Sylvain Johansson<\/a> )\uacfc \ub3d9\ub8cc \ub9e5\ud0a8\uc9c0(McKinsey) \uc5f0\uad6c\uc6d0\ub4e4\uc774 2020\ub144 4\uc6d4 \ubcf4\uace0\uc11c\uc5d0\uc11c \ubc1d\ud614\uc2b5\ub2c8\ub2e4. <\/p>\n\n<p>\ud32c\ub370\ubbf9\uc740 \ubcf4\ud5d8 \ud68c\uc0ac\uc5d0 \ub9ce\uc740 \uc0c8\ub85c\uc6b4 \ubb38\uc81c\ub97c \uc57c\uae30\ud558\uc9c0\ub9cc, \ubcf4\ud5d8 \uc0c1\ud488\uc758 \uc81c\uc791 \ubc0f \uc720\ud1b5 \ubc29\uc2dd\uc744 \uadfc\ubcf8\uc801\uc73c\ub85c \uc7ac\uace0\ud560 \uc218 \uc788\ub294 \uae30\ud68c\ub97c \uc81c\uacf5\ud560 \uc218\ub3c4 \uc788\uc2b5\ub2c8\ub2e4.\n\ub610\ud55c \uace0\ubd80\uac00\uac00\uce58 \uace0\uac1d \uacbd\ud5d8\uc744 \ucc3d\ucd9c\ud558\uae30 \uc704\ud574 \ube44\ubcf4\ud5d8\uc0ac \ud30c\ud2b8\ub108\uc640 \uad00\uacc4\ub97c \uad6c\ucd95\ud560 \uc218 \uc788\ub294 \uae30\ud68c\ub97c \ucc3d\ucd9c\ud569\ub2c8\ub2e4. <\/p>\n\n<h3 class=\"wp-block-heading\">\ub514\uc9c0\ud138 \ud30c\uad34\uc640 \ud30c\uad34\uc801 \ud601\uc2e0 \uc694\uc778<\/h3>\n\n<p>\ub514\uc9c0\ud138 \uc5d0\ucf54\uc2dc\uc2a4\ud15c\uc5d0\uc11c\ub294 \ub2e4\uc591\ud55c \uae30\uc5c5\uc774 \ub2e8\uc77c \ud50c\ub7ab\ud3fc\uc5d0\uc11c \ud611\ub825\ud558\uc5ec \uace0\uac1d\uc5d0\uac8c \uc6d0\uc2a4\ud1b1 \uc11c\ube44\uc2a4 \uacbd\ud5d8\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4.<\/p>\n\n<p>\uc608\ub97c \ub4e4\uc5b4, \uc7ac\ubcf4\ud5d8\uc0ac\uc640 \uc0c1\uc5c5 \ubcf4\ud5d8\uc0ac\ub294 \uace0\uac1d\uc5d0\uac8c \ud3ec\uad04\uc801\uc778 \ubcf4\uc7a5 \uacbd\ud5d8\uc744 \uc81c\uacf5\ud558\ub294 \uac83\uc744 \ubaa9\ud45c\ub85c \ud558\ub294 \uc5d0\ucf54\uc2dc\uc2a4\ud15c\uc5d0\uc11c \ud30c\ud2b8\ub108 \uad00\uacc4\ub97c \ub9fa\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\n\uace0\uac1d\uc740 \uc5ec\ub7ec \ubcf4\ud5d8\uc0ac\uc640 \ub3d9\uc2dc\uc5d0 \ud611\ub825\ud560 \uc218 \uc788\uc73c\uba70, \uac01 \ubcf4\ud5d8\uc0ac\ub294 \ud2b9\uc815 \uc720\ud615\uc758 \uc0c1\uc5c5 \ubcf4\uc7a5\uc744 \uc804\ubb38\uc73c\ub85c \ud569\ub2c8\ub2e4.\n\uace0\uac1d\uc740 \ud2b9\uc815 \ud504\ub85c\uc81d\ud2b8\ub098 \ube44\uc988\ub2c8\uc2a4\uc5d0 \ud544\uc694\ud55c \ubcf4\uc7a5\uc744 \ubc1b\uc744 \uc218 \uc788\uc744 \ubfd0\ub9cc \uc544\ub2c8\ub77c \uad00\ub828\ub41c \ubcf4\ud5d8\uc0ac\uc640 \uace0\uac1d \uc11c\ube44\uc2a4 \uacbd\ud5d8\uc5d0 \ub300\ud55c \uae0d\uc815\uc801\uc778 \uc778\uc0c1\uc744 \uac16\uac8c \ub429\ub2c8\ub2e4.  <\/p>\n\n<p>\uc5d0\ucf54\uc2dc\uc2a4\ud15c\uc774 \uace0\uac1d\uacfc \ubcf4\ud5d8 \ud68c\uc0ac \ubaa8\ub450\uc5d0\uac8c \ud61c\ud0dd\uc744 \uc8fc\ub294 \ud55c \uac00\uc9c0\ub294 \ud6a8\uc728\uc131 \ud5a5\uc0c1\uc774\ub77c\uace0 Argo Group\uc758 \ubd80\uc0ac\uc7a5\uc774\uc790 Argo\uc758 \ucf5c\ub85c\ub2c8 \uc804\ubb38 \uc0ac\uc5c5\ubd80 \uc0ac\uc7a5\uc778 <a href=\"https:\/\/www.insurancebusinessmag.com\/us\/news\/technology\/tech-enabling-new-business-opportunities-in-insurance-192195.aspx\" target=\"_blank\" rel=\"noreferrer noopener\">Gary Grose<\/a>\ub294 \ub9d0\ud569\ub2c8\ub2e4.\n\uace0\uac1d\uc740 \ub354 \ub9ce\uc740 \uc18c\ub9e4 \uc1fc\ud551 \ubc0f \uc11c\ube44\uc2a4 \uad6c\ub9e4\ub97c \ub514\uc9c0\ud138 \ub3c4\uba54\uc778\uc73c\ub85c \uc774\ub3d9\ud568\uc5d0 \ub530\ub77c \ubcf4\ub2e4 \ud6a8\uc728\uc801\uc778 \uc628\ub77c\uc778 \uac70\ub798\ub97c \uae30\ub300\ud569\ub2c8\ub2e4.\n\ub9c8\ucc2c\uac00\uc9c0\ub85c \ubcf4\ud5d8\uc0ac\uc640 \uc7ac\ubcf4\ud5d8\uc0ac\ub294 \ud6a8\uc728\uc131\uc744 \uc911\uc2dc\ud569\ub2c8\ub2e4. \uadf8\ub4e4\uc740 \uc0ac\uc5c5\uc744 \ube68\ub9ac \ud558\uace0 \uc2f6\uc5b4\ud569\ub2c8\ub2e4.  <\/p>\n\n<p>\uace0\uac1d \ub300\uba74 \uc5d0\ucf54\uc2dc\uc2a4\ud15c\uc744 \ud638\uc2a4\ud305\ud558\uace0 \uace0\uac1d \uac70\ub798\uc5d0\uc11c \uc218\uc9d1\ub41c \ub370\uc774\ud130\ub97c \ucc98\ub9ac\ud558\ub294 \uc62c\ubc14\ub978 \ub514\uc9c0\ud138 \ud50c\ub7ab\ud3fc\uc740 \uc720\ud1b5 \uc18d\ub3c4\uc640 \uc0c1\uc5c5 \ubcf4\ud5d8\uc0ac\uc640 \uc7ac\ubcf4\ud5d8\uc0ac\uac00 \uc11c\ub85c \uc0c1\ud638 \uc791\uc6a9\ud560 \uc218 \uc788\ub294 \ud6a8\uc728\uc131\uc744 \ubaa8\ub450 \uac1c\uc120\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n<p>\uc5d0\ucf54\uc2dc\uc2a4\ud15c \ubaa8\ub378\uc740 \ubcf4\ud5d8\uc744 \ud3ec\ud568\ud55c \uc5ec\ub7ec \uc0b0\uc5c5\uc5d0\uc11c \ud30c\uad34\uc801 \ud601\uc2e0\uc744 \uc8fc\ub3c4\ud569\ub2c8\ub2e4.\n\ubb38\uc81c\ub294 \ubcf4\ud5d8\ud68c\uc0ac\ub4e4\uc774 \uc0dd\ud0dc\uacc4 \uc811\uadfc\ubc95\uc5d0 \uc758\ud574 \ubcc0\ud654\ud560 \uac83\uc778\uac00 \ud558\ub294 \uac83\uc774 \uc544\ub2c8\ub2e4. \uc561\uc13c\uce04\uc5b4(Accenture)\uc758 \uc720\ub7fd \ud504\ub799\ud2f0\uc2a4 \ub2f4\ub2f9 \uc218\uc11d \uc804\ubb34 \uc774\uc0ac \uacb8 \ubcf4\ud5d8 \ucc45\uc784\uc790\uc778 <a href=\"https:\/\/insuranceblog.accenture.com\/the-ultimate-guide-to-insurance-ecosystems\" target=\"_blank\" rel=\"noreferrer noopener\">\ub2e4\ub2c8\uc5d8\ub808 \ud504\ub808\uc218\ud2f0(Daniele Presutti<\/a>)\ub294 \ubcf4\ud5d8\uc0ac\uc640 \uc7ac\ubcf4\ud5d8\uc0ac\uac00 \uc774 \ubaa8\ub378\uc744 \uc218\uc6a9\ud568\uc73c\ub85c\uc368 \ubcc0\ud654\ud560 \uac83\uc778\uc9c0, \uc544\ub2c8\uba74 \uacbd\uc7c1 \ud68c\uc0ac\ub4e4\uc774 \uc77c\uc73c\ud0a8 \ud63c\ub780\uc5d0 \ub300\uc751\ud560 \uac83\uc778\uc9c0\uac00 \uad00\uac74\uc774\ub77c\uace0 \ub9d0\ud569\ub2c8\ub2e4. <\/p>\n\n<figure class=\"wp-block-image aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"680\" src=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/handshake-over-tablet-1024x680.jpg\" alt=\"\" class=\"wp-image-8740\" srcset=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/handshake-over-tablet-1024x680.jpg 1024w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/handshake-over-tablet-300x199.jpg 300w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/handshake-over-tablet-768x510.jpg 768w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/handshake-over-tablet.jpg 1280w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n<h2 class=\"wp-block-heading\">\ub514\uc9c0\ud138 \ubcf4\ud5d8\uc0ac \uc0dd\ud0dc\uacc4\uc5d0 \uc7ac\ubcf4\ud5d8 \uad6c\ucd95<\/h2>\n\n<p>\ub514\uc9c0\ud138 \uc5d0\ucf54\uc2dc\uc2a4\ud15c\uc740 \uc804\ubb38 \uc7ac\ubcf4\ud5d8\uc0ac\uc5d0\ub3c4 \uc0c8\ub85c\uc6b4 \uae30\ud68c\ub97c \uc81c\uacf5\ud569\ub2c8\ub2e4.\n\uc804\ud1b5\uc801\uc73c\ub85c \uc7ac\ubcf4\ud5d8\uc0ac\ub294 \ub9ce\uc740 \uc704\ud5d8\uc744 \uac10\uc218\ud558\uae30 \uc704\ud574 \ud655\uc7a5\ud558\uac70\ub098 \ud2b9\uc815 \ud2c8\uc0c8 \uc2dc\uc7a5\uc744 \uc804\ubb38\uc801\uc73c\ub85c \ub2e4\ub8e8\uc74c\uc73c\ub85c\uc368 \uc131\uacf5\ud588\uc2b5\ub2c8\ub2e4.\n\uc804\ubb38 \uc7ac\ubcf4\ud5d8\uc0ac\ub294 \ub2e4\ub978 \ubcf4\ud5d8\uc0ac\uac00 \uac74\ub4dc\ub9ac\uc9c0 \uc54a\ub294 \uc704\ud5d8\uc5d0 \ub300\ud55c \uc804\ubb38\uac00\uac00 \ub428\uc73c\ub85c\uc368 \ubc88\ucc3d\ud569\ub2c8\ub2e4.  <\/p>\n\n<p>\uc774 \uc804\ubb38\ud654\ub294 \uae30\uc220 \uc911\uc2ec\uc758 \ubcf4\ud5d8 \ubbf8\ub798\uc5d0\uc11c \uc5ec\uc804\ud788 \uac00\uce58\uac00 \uc788\uc2b5\ub2c8\ub2e4.\n\uadf8\ub7ec\ub098 \uc62c\ubc14\ub978 \uace0\uac1d\uc5d0\uac8c \ub3c4\ub2ec\ud558\uae30 \uc704\ud574 \uc804\ubb38 \uc7ac\ubcf4\ud5d8\uc0ac\ub294 \uad00\uacc4 \uad6c\ucd95 \ubc0f \ud64d\ubcf4 \ud65c\ub3d9\uc5d0 \uc811\uadfc\ud558\ub294 \ubc29\uc2dd\uc744 \uc7ac\uace0\ud574\uc57c \ud569\ub2c8\ub2e4. <\/p>\n\n<p>\ub610\ud55c \ubcc0\ud654\ud558\ub294 \uace0\uac1d \uc694\uad6c \uc0ac\ud56d\uc744 \uc774\ud574\ud574\uc57c \ud569\ub2c8\ub2e4.\n&#8220;\uc624\ub298\ub0a0\uc758 \ub9b0(lean) \ubc0f \uae30\uc220 \uae30\ubc18 \uc870\uc9c1\uc740 \uc704\ud5d8\uc744 \uc774\uc804\ud558\ub294 \uac83\ubcf4\ub2e4 \uc190\uc2e4\uc744 \ubc29\uc9c0\ud558\ub294 \ub370 \ub354 \ub9ce\uc740 \uac00\uce58\ub97c \ub461\ub2c8\ub2e4. \ubcf4\ud5d8\uc5d0 \ub300\ud55c \uc694\uad6c\uc640 \uae30\ub300\uce58\uac00 \uc11c\ub85c \ub2e4\ub974\ub2e4&#8221;\uace0 EY \uae00\ub85c\ubc8c \ubcf4\ud5d8 \ucee8\uc124\ud305 \ub9ac\ub354 \uacb8 EY EMEIA \ubcf4\ud5d8 \ub9ac\ub354\uc778 <a href=\"https:\/\/www.ey.com\/en_gl\/innovation-in-insurance\/seven-business-models-of-the-future-for-the-insurance-sector\" target=\"_blank\" rel=\"noreferrer noopener\">\ud53c\ud130 \ub9e8\uccb4\uc2a4\ud130(Peter Manchester<\/a>)\ub294 \ub9d0\ud569\ub2c8\ub2e4. <\/p>\n\n<p>EY \ubbf8\uc8fc \ubcf4\ud5d8 \ubd80\ubb38 \ubc0f \uc790\ubb38 \ub9ac\ub354\uc778 <a href=\"https:\/\/www.ey.com\/en_gl\/innovation-in-insurance\/seven-business-models-of-the-future-for-the-insurance-sector\" target=\"_blank\" rel=\"noreferrer noopener\">\uc5d0\ub4dc J. \uba54\uc774\ucf54\ud504\uc2a4\ud0a4(Ed J. Majkowski<\/a>)\ub294 &#8220;\uac00\uc7a5 \uc131\uacf5\uc801\uc73c\ub85c \ubcc0\ud601\ud558\ub294 \uae30\uc5c5\uc740 \ub2e8\uae30\uc801\uc778 \ubcc0\ud654\ub97c \uc2dc\uae09\ud788 \ucd94\uc9c4\ud558\ub294 \ub3d9\uc2dc\uc5d0 \ubbf8\ub798\uc5d0 \ub300\ud55c \uc9c0\ub2a5\uc801\uc774\uace0 \uc7a5\uae30\uc801\uc778 \ubca0\ud305\uc744 \ud558\ub294 \uae30\uc5c5\uc77c \uac83&#8221;\uc774\ub77c\uace0 \ub9d0\ud569\ub2c8\ub2e4.\n\uc0c1\uc5c5 \ubcf4\ud5d8 \ubc0f \uc7ac\ubcf4\ud5d8\uc758 \uacbd\uc6b0 \uc774\ub7ec\ud55c \ubca0\ud305\uc740 \uace0\uac1d\uc758 \uc694\uad6c \uc0ac\ud56d\uc744 \uc774\ud574\ud558\ub294 \ub370 \uc911\uc810\uc744 \ub461\ub2c8\ub2e4.\n\ub9ce\uc740 \ubcf4\ud5d8\uc0ac\uc640 \uc7ac\ubcf4\ud5d8\uc0ac\ub294 \uc774\ub7ec\ud55c \uc694\uad6c \uc0ac\ud56d\uc744 \ucda9\uc871\ud558\uae30 \uc704\ud574 \ub514\uc9c0\ud138 \ud658\uacbd\uc5d0\uc11c \ub3d9\ub8cc \ubcf4\ud5d8\uc0ac \ubc0f \uae30\ud0c0 \uacf5\uae09\uc5c5\uccb4\uc640 \ud611\ub825\ud560 \uac83\uc785\ub2c8\ub2e4.\n\uace0\uac1d\uc5d0\uac8c \uc810\uc810 \ub354 \uce5c\uc219\ud574\uc9c0\uace0 \uc788\ub294 \uc774 \ub514\uc9c0\ud138 \uc5d0\ucf54\uc2dc\uc2a4\ud15c \uc811\uadfc \ubc29\uc2dd\uc740 \ubcf4\ud5d8\uc0ac\uc640 \uc7ac\ubcf4\ud5d8\uc0ac\uac00 \ubbf8\ub798\uc5d0\ub3c4 \uc190\uc744 \uc7a1\uc744 \uc218 \uc788\ub294 \ud611\uc5c5\uc744 \ud1b5\ud574 \uacbd\uc7c1 \uc6b0\uc704\ub97c \uc81c\uacf5\ud560 \uac83\uc785\ub2c8\ub2e4.   <\/p>\n\n<p><em>\uc774\ubbf8\uc9c0 \uc791\uc131\uc790: Tyler Olson\/\u00a9123RF.com, dolgachov\/\u00a9123RF.com, dolgachov\/\u00a9123RF.com<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\ubcf4\ud5d8 \uc0b0\uc5c5\uc758 \ub2e4\ub978 \ubd80\ubb38\uacfc \ub9c8\ucc2c\uac00\uc9c0\ub85c \uc7ac\ubcf4\ud5d8\ub3c4 \uae30\ub85c\uc5d0 \uc11c \uc788\uc2b5\ub2c8\ub2e4. COVID-19 \ud32c\ub370\ubbf9, \ub2e4\uac00\uc624\ub294 \ud5c8\ub9ac\ucf00\uc778 \uc2dc\uc98c \ubc0f \uae30\ud0c0 \uc704\ud5d8\uc740 \uc2ec\uac01\ud55c \ud63c\ub780\uacfc \ubd88\uc548\uc815\uc744 \uc704\ud611\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ub3d9\uc2dc\uc5d0 \ud5a5\ud6c4 \uc218\uc2ed \ub144 \ub3d9\uc548 \uc5c5\uacc4\uc758 \ud68c\ubcf5\ub825\uc744 \ubcf4\uc7a5\ud560 \uc218 \uc788\ub294 \uc7ac\ubcf4\ud5d8\uc758 \uc8fc\uc694 \uc7ac\ucc3d\uc870\ub97c \uc704\ud55c \ub514\uc9c0\ud138 \ub3c4\uad6c\uc640 \uae30\ud68c\uac00 \uc874\uc7ac\ud569\ub2c8\ub2e4. \uae30\ud68c\ub97c \ud3ec\ucc29\ud558\uace0 \uc704\ud611\uc744 \ud53c\ud558\uae30 \uc704\ud574 \uc7ac\ubcf4\ud5d8\uc0ac\ub294 \uc0c8\ub85c\uc6b4 \ubcf4\ud5d8 \uc0b0\uc5c5\uc758 \ub9e5\ub77d\uc5d0\uc11c \uc2a4\uc2a4\ub85c\ub97c \uc7ac\uad6c\uc0c1\ud574\uc57c \ud569\ub2c8\ub2e4. \ub514\uc9c0\ud138 \uc5d0\ucf54\uc2dc\uc2a4\ud15c\uc744 [&hellip;]<\/p>\n","protected":false},"featured_media":8766,"template":"","insight-category":[],"class_list":["post-19952","insight","type-insight","status-publish","has-post-thumbnail","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/insight\/19952","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/insight"}],"about":[{"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/types\/insight"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/media\/8766"}],"wp:attachment":[{"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/media?parent=19952"}],"wp:term":[{"taxonomy":"insight-category","embeddable":true,"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/insight-category?post=19952"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}