{"id":19947,"date":"2024-09-20T13:28:50","date_gmt":"2024-09-20T18:28:50","guid":{"rendered":"https:\/\/bolttech.io\/insights\/%ed%8c%ac%eb%8d%b0%eb%af%b9-%eb%b3%b4%ed%98%b8%ec%99%80-pc-%eb%b3%b4%ed%97%98%ec%9d%98-%eb%af%b8%eb%9e%98\/"},"modified":"2024-09-20T13:28:51","modified_gmt":"2024-09-20T18:28:51","slug":"%ed%8c%ac%eb%8d%b0%eb%af%b9-%eb%b3%b4%ed%98%b8%ec%99%80-pc-%eb%b3%b4%ed%97%98%ec%9d%98-%eb%af%b8%eb%9e%98","status":"publish","type":"insight","link":"https:\/\/bolttech.io\/ko\/insights\/%ed%8c%ac%eb%8d%b0%eb%af%b9-%eb%b3%b4%ed%98%b8%ec%99%80-pc-%eb%b3%b4%ed%97%98%ec%9d%98-%eb%af%b8%eb%9e%98\/","title":{"rendered":"\ud32c\ub370\ubbf9 \ubcf4\ud638\uc640 P&C \ubcf4\ud5d8\uc758 \ubbf8\ub798"},"content":{"rendered":"\n

\ucf54\ub85c\ub098\ubc14\uc774\ub7ec\uc2a4 \ud32c\ub370\ubbf9\uc740 \uc190\ud574\ubcf4\ud5d8\uc0ac\uc640 \uace0\uac1d\uc5d0\uac8c \ub9ce\uc740 \uc9c8\ubb38\uc744 \ub358\uc84c\uc2b5\ub2c8\ub2e4.\n\uae30\uc5c5\uacfc \uac1c\uc778\uc740 \ubcf4\ud5d8 \ud68c\uc0ac\uc5d0 \ub3c4\uc6c0\uc744 \uad6c\ud558\uc5ec \uc608\uc0c1\uce58 \ubabb\ud55c \ubcf4\uc7a5 \uaca9\ucc28, \ubd88\ubd84\uba85\ud55c \uc5b8\uc5b4 \ubc0f \uae30\ud0c0 \ubb38\uc81c\ub97c \ub4dc\ub7ec\ub0c8\uc2b5\ub2c8\ub2e4. <\/p>\n\n

\ud32c\ub370\ubbf9\uc774 \uacc4\uc18d\ub428\uc5d0 \ub530\ub77c \ubcf4\ud5d8 \ud68c\uc0ac\uc640 \uace0\uac1d\uc740 COVID-19 \uad00\ub828 \uc0c1\ud669\uc5d0 \ub2e4\uc591\ud55c \ubcf4\uc7a5\uc744 \uc801\uc6a9\ud574\uc57c \ud558\ub294\uc9c0 \uc5ec\ubd80, \ubc29\ubc95 \ubc0f \uc2dc\uae30\uc5d0 \ub300\ud55c \uc9c8\ubb38\uc744 \uacc4\uc18d \uace0\uc2ec\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.\n\ucf54\ub85c\ub098 \uc774\ud6c4\uc758 \uc138\uacc4\uc5d0\uc11c \ud32c\ub370\ubbf9 \ubcf4\ud638<\/a> \ub294 \ucf54\ub85c\ub09819 \uc774\uc804\uacfc \uc0c1\ub2f9\ud788 \ub2e4\ub978 \ubaa8\uc2b5\uc744 \ubcf4\uc77c \uac83\uc785\ub2c8\ub2e4. <\/p>\n\n

COVID-19\ub294 \ubcf4\uc7a5 \uaca9\ucc28\ub97c \uac15\uc870\ud569\ub2c8\ub2e4.<\/h2>\n\n

COVID-19\ub85c \uc778\ud574 \ubbf8\uad6d \uc804\uc5ed\uc758 \uc0ac\uc5c5\uccb4\uac00 \ud3d0\uc1c4\ub428\uc5d0 \ub530\ub77c \uc774\ub7ec\ud55c \uc0ac\uc5c5\uccb4\ub294 \uc190\ud574 \ubcf4\ud5d8\uc0ac\uc5d0 \ub3c4\uc6c0\uc744 \uc694\uccad\ud588\uc2b5\ub2c8\ub2e4.\n\uadf8 \uacfc\uc815\uc5d0\uc11c \uae30\uc5c5\uacfc \ubcf4\ud5d8\uc0ac \ubaa8\ub450 \ub9ce\uc740 \ubcf4\ud5d8\uc774 \uc0ac\uc5c5 \uc911\ub2e8\uc758 \ud55c \ud615\ud0dc\ub85c COVID-19\ub97c \ubcf4\uc7a5\uc5d0\uc11c \uc81c\uc678\ud558\ub294 \ubc29\uc2dd\uc73c\ub85c \uc791\uc131\ub418\uc5c8\ub2e4\ub294 \uc0ac\uc2e4\uc744 \uc54c\uac8c \ub418\uc5c8\uc2b5\ub2c8\ub2e4. <\/p>\n\n

\ub300\ubd80\ubd84\uc758 \uc0c1\uc5c5 \ubcf4\ud5d8\uc758 \uc0ac\uc5c5 \uc911\ub2e8 \ubcf4\uc7a5\uc740 \ubcf4\uc7a5\uc774 \uc131\ub9bd\ub418\uae30 \uc704\ud574 \uc5b4\ub5a4 \ud615\ud0dc\uc758 \ubb3c\ub9ac\uc801 \uc190\uc0c1\uc774 \ubc1c\uc0dd\ud574\uc57c \ud588\uae30 \ub54c\ubb38\uc785\ub2c8\ub2e4.\nCOVID-19\ub294 \uc9e7\uc740 \uc2dc\uac04 \ub3d9\uc548 \ud45c\uba74\uc744 \uac10\uc5fc\uc2dc\ud0ac \uc218 \uc788\uc9c0\ub9cc \ubc14\uc774\ub7ec\uc2a4\ub294 \uadf8 \ud6c4 \uc8fd\uace0 \uac74\ubb3c\uc774\ub098 \uadf8 \uc548\uc758 \uc7ac\uc0b0\uc5d0 \ubb3c\ub9ac\uc801 \ud53c\ud574\ub97c \ub0a8\uae30\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4.\n\ubc14\uc774\ub7ec\uc2a4\ub294 \uc2e4\uc81c\ub85c \ube44\uc988\ub2c8\uc2a4 \uc6b4\uc601\uc744 \ubc29\ud574\ud588\uc9c0\ub9cc \ube44\uc988\ub2c8\uc2a4 \uc7ac\uc0b0\uc5d0 \uc9c0\uc18d\uc801\uc778 \ubb3c\ub9ac\uc801 \ud53c\ud574\ub97c \uc785\ud788\uc9c0\ub294 \uc54a\uc558\uc2b5\ub2c8\ub2e4. <\/p>\n\n

\uae30\uc5c5\uc774\ub098 \ubcf4\ud5d8\uc0ac \ubaa8\ub450 \uc9c1\uc811\uc801\uc778 \ucc45\uc784\uc774 \uc5c6\uc5c8\ub2e4.\n“\ubcf4\ud5d8\uc0ac\ub4e4\uc774 \ubcf4\ud5d8\uc744 \uba74\uc81c\ud558\uae30 \uc704\ud574 \uacf5\ubaa8\ud588\uac70\ub098 \ud53c\ubcf4\ud5d8\uc790\ub4e4\uc774 \uc774\ub97c \uac04\uacfc\ud55c \uac83\uc774 \uc544\ub2d9\ub2c8\ub2e4. \ubc1c\ubcd1\uc758 \uc7a0\uc7ac\uc801 \uae4a\uc774\uc640 \ud3ed\uc744 \uac10\uc548\ud560 \ub54c \ubcf4\ud5d8\uc5d0 \uac00\uc785\ud558\uae30 \uc5b4\ub824\uc6b4 \uc704\ud5d8\uc77c \ubfd0\uc774\ub2e4”\ub77c\uace0 \uac74\ucd95 \ubc0f \uc778\uc288\uc5b4\ud14c\ud06c \ucee8\uc124\ud134\ud2b8\uc778 \ud328\ud2b8\ub9ad \ucf08\ub77c\ud55c(Patrick Kelahan<\/a>)\uc740 \uc9c0\uc801\ud558\uba70, \uc774\ub7ec\ud55c \uccad\uad6c\uc561\uc774 \ubcf4\uc7a5\ub418\uc5c8\ub2e4\uba74 \uc804 \uc138\uacc4\uc801\uc73c\ub85c 1\uc870 \ub2ec\ub7ec\ub97c \ucd08\uacfc\ud560 \uc218 \uc788\uc5c8\ub2e4\uace0 \uc9c0\uc801\ud588\ub2e4. <\/p>\n\n

\ubb34\ud615\uc758 \ud53c\ud574\ub97c \ud5c8\uc6a9\ud558\ub294 \uc815\ucc45\uc870\ucc28\ub3c4 \ubc14\uc774\ub7ec\uc2a4 \uc804\uc5fc\ubcd1\uc5d0 \uad00\ud574\uc11c\ub294 \uacf5\ubc31\uc744 \ub0a8\uae38 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\n\uc608\ub97c \ub4e4\uc5b4, 2002-2003\ub144 \uc0ac\uc2a4(SARS) \uc804\uc5fc\ubcd1 \uc774\ud6c4, \ubc14\uc774\ub7ec\uc2a4\ub098 \ubc15\ud14c\ub9ac\uc544 \ub610\ub294 \ub458 \ub2e4\uc5d0 \ub300\ud55c \ubcf4\uc7a5\uc744 \uad6c\uccb4\uc801\uc73c\ub85c \uc81c\uc678\ud558\ub3c4\ub85d \ub9ce\uc740 \uc815\ucc45\uc774 \uc7ac\uc791\uc131\ub418\uc5c8\uc2b5\ub2c8\ub2e4. <\/p>\n\n

S&P Global\uc758 \ub85c\ub80c\uc2a4 A. \uc70c\ud0a8\uc2a8(Lawrence A. Wilkinson<\/a> )\uacfc \ub3d9\ub8cc \uae30\uace0\uac00\ub4e4\uc5d0 \ub530\ub974\uba74, \uc77c\ubd80 P&C \ubcf4\ud5d8\uc0ac\ub4e4\uc740 \ubc14\uc774\ub7ec\uc2a4 \ub610\ub294 \ubc15\ud14c\ub9ac\uc544 \uac10\uc5fc\uc5d0 \ub300\ud55c \ubcf4\uc99d\uc744 \uc81c\uacf5\ud588\uc9c0\ub9cc, \ud32c\ub370\ubbf9 \uc774\uc804\uc5d0 \uc774\uc5d0 \ud22c\uc790\ud558\uae30\ub85c \uc120\ud0dd\ud55c \uae30\uc5c5\uc740 \uac70\uc758 \uc5c6\uc5c8\ub2e4\uace0 \ud569\ub2c8\ub2e4.\nCOVID-19\uac00 \ubc1c\uc0dd\ud588\uc744 \ub54c \ub9ce\uc740 \uae30\uc5c5\uc774 \ud32c\ub370\ubbf9 \uad00\ub828 \uc190\uc2e4\uc744 \ud574\uacb0\ud558\ub294 \ub370 \ub3c4\uc6c0\uc774 \ub418\ub294 \ubcf4\uc7a5\uc744 \ubc1b\uc9c0 \ubabb\ud588\uc2b5\ub2c8\ub2e4. <\/p>\n\n

\"\"<\/figure>\n\n

COVID-19 \ubcf4\uc7a5\uc5d0 \ub300\ud55c \ub2f5\ubcc0\ub418\uc9c0 \uc54a\uc740 \uc9c8\ubb38<\/h2>\n\n

\ubcf4\ud5d8 \uc801\uc6a9 \ubc94\uc704\uc5d0 \ub300\ud55c \uc9c8\ubb38\uc740 \uc785\ubc95\ubd80 \ubc0f \ubc95\uc6d0\uc744 \ud3ec\ud568\ud55c \ubc95\uc801 \uc7a5\uc18c\uc5d0\uc11c \ub2f5\ubcc0\ub418\ub294 \uacbd\uc6b0\uac00 \ub9ce\uc2b5\ub2c8\ub2e4.\n\uc815\ucc45 \uc6a9\uc5b4\uc5d0 \ub300\ud55c \ub2e4\ub978 \uc9c8\ubb38\uacfc \ub9c8\ucc2c\uac00\uc9c0\ub85c, COVID-19\uc5d0 \ub300\ud55c \ube44\uc988\ub2c8\uc2a4 \uc911\ub2e8 \ubc0f \uae30\ud0c0 \ubcf4\uc7a5\uacfc \uad00\ub828\ub41c \ubd84\uc7c1\uc740 \uc885\uc885 \ub2f9\uc0ac\uc790\ub4e4\uc744 \ubc95\uc815\uc5d0 \uc11c\uac8c \ud569\ub2c8\ub2e4.\n\ud55c\ud3b8 \ubc95\uc6d0\uacfc \uc785\ubc95\ubd80\ub294 \uc0c1\ubc18\ub41c \uacb0\ub860\uc5d0 \ub3c4\ub2ec\ud560 \uc218 \uc788\uc73c\uba70, \uadf8 \uacb0\ub860\uc740 \ub2f5\ubcc0\ubcf4\ub2e4 \ub354 \ub9ce\uc740 \uc758\ubb38\uc744 \ubd88\ub7ec\uc77c\uc73c\ud0b5\ub2c8\ub2e4. <\/p>\n\n

\ubc95\uc6d0\uc758 COVID-19 \ubcf4\ud5d8 \uc0ac\uac74<\/h3>\n\n

\ucf54\ub85c\ub09819\ub97c \ud575\uc2ec\uc73c\ub85c \ud55c \ubcf4\ud5d8 \uc801\uc6a9 \ubc94\uc704 \ubd84\uc7c1\uc774 \ubbf8\uad6d \uc804\uc5ed\uc758 \uc8fc \ubc0f \uc5f0\ubc29 \ubc95\uc6d0\uc5d0 \uc81c\uae30\ub418\uc5c8\uc73c\uba70 \ub354 \ub9ce\uc740 \uc18c\uc1a1\uc774 \uc81c\uae30\ub420 \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4.\n\uc774\ub7ec\ud55c \ub9ce\uc740 \uc0ac\ub840\ub294 \ube44\uc988\ub2c8\uc2a4 \uc911\ub2e8 \uc801\uc6a9 \ubc94\uc704 \uc5b8\uc5b4, \ubc14\uc774\ub7ec\uc2a4 \ub610\ub294 \ubc15\ud14c\ub9ac\uc544\uc5d0 \ub300\ud55c \uc81c\uc678 \ub610\ub294 \ub458 \ub2e4\ub97c \ub2e4\ub8f9\ub2c8\ub2e4. <\/p>\n\n

\ubcf4\ud5d8\uc0ac\ub4e4\uc740 \uc774\ubbf8 \uc774\ub7ec\ud55c \uccad\uad6c \uc911 \uc77c\ubd80\uc5d0 \ub300\ud574 \ubc95\uc6d0\uc5d0\uc11c \uc2b9\uc18c\ud55c \ubc14 \uc788\uc2b5\ub2c8\ub2e4.\n\uc608\ub97c \ub4e4\uc5b4, 2020\ub144 7\uc6d4 \ubbf8\uc2dc\uac04 \uc8fc \uc7ac\ud310 \ubc95\uc6d0\uc740 \ubbf8\uc2dc\uac04 \uc74c\uc2dd\uc810\uc758 \uc601\uc5c5 \uc911\ub2e8 \ubcf4\uc7a5\uc774 \uc801\uc6a9\ub418\uc9c0 \uc54a\ub294\ub2e4\uace0 \ud310\uacb0<\/a> \ud588\ub294\ub370, \uc774\ub294 \ud574\ub2f9 \ubd80\ub3d9\uc0b0\uc774 \ubcf4\uc7a5\uc744 \ubc1b\uae30 \uc704\ud574 \uc2e4\uc9c8\uc801\uc778 \uc601\ud5a5\uc744 \ubc1b\uc544\uc57c \ud588\uae30 \ub54c\ubb38\uc785\ub2c8\ub2e4. <\/p>\n\n

\uadf8\ub7ec\ub098 \ucf54\ub85c\ub09819\ub85c \uc778\ud574 \uac00\uc2dc\uc801\uc778 \ud53c\ud574\uac00 \ubc1c\uc0dd\ud588\ub2e4\uace0 \ud558\ub354\ub77c\ub3c4 \ubc95\uc6d0\uc740 \uc74c\uc2dd\uc810\uc758 \ubcf4\ud5d8 \uc99d\uad8c\uc5d0 \ubc14\uc774\ub7ec\uc2a4 \uac10\uc5fc\uc744 \uc81c\uc678\ud55c \ud2b9\uc815 \ubb38\uad6c\uac00 \ud3ec\ud568\ub418\uc5b4 \uc788\uae30 \ub54c\ubb38\uc5d0 \uc2dd\ub2f9\uc758 \uccad\uad6c\ub97c \ubcf4\uc0c1\ud558\uc9c0 \uc54a\uc558\uc744 \uac83\uc774\ub77c\uace0 \ud310\uacb0\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n\n

\uc774 \uc0ac\uac74(Gavrilides Management Co. et al. v. Michigan Insurance Co.)\uc740 \uc0ac\uc5c5 \uc911\ub2e8 \ubcf4\ud5d8 \ubc0f \ubc14\uc774\ub7ec\uc2a4 \ubc30\uc81c\uc640 \uad00\ub828\ub41c \ucd5c\uc18c \ud558\ub098\uc758 \uc5f0\ubc29 \uc18c\uc1a1<\/a> \uc5d0\uc11c \uc774\ubbf8 \uc778\uc6a9\ub41c \ubc14 \uc788\uc2b5\ub2c8\ub2e4.\n\ud50c\ub85c\ub9ac\ub2e4\uc640 \uce98\ub9ac\ud3ec\ub2c8\uc544\uc758 \ubc95\uc6d0\ub3c4 \ube44\uc2b7\ud55c \uc0ac\uac74\uc5d0 \ub300\ud574 \ube44\uc2b7\ud55c \ud310\uacb0\uc744 \ub0b4\ub838\ub2e4\uace0 Business Insurance\uc758 Gavin Souter<\/a> \ub294 \uc37c\uc2b5\ub2c8\ub2e4. <\/p>\n\n

\uadf8\ub7ec\ub098 \uadf8\ub7ec\ud55c \uc0ac\uac74\uc774 \ubaa8\ub450 \ubcf4\ud5d8 \ud68c\uc0ac\uc5d0 \uc720\ub9ac\ud55c \ud310\uacb0\uc744 \ubc1b\uace0 \uc788\ub294 \uac83\uc740 \uc544\ub2c8\ub2e4. Studio 417, Inc. et al. v. \ubbf8\uc8fc\ub9ac\uc8fc \uc11c\ubd80 \uc5f0\ubc29\uc9c0\ubc29\ubc95\uc6d0 \ud310\uc0ac\uc778 \uc2e0\uc2dc\ub0b4\ud2f0 \uc5f0\ubc29\uc9c0\ubc29\ubc95\uc6d0\uc740 \ubcf4\ud5d8\ud68c\uc0ac\uc758 \uae30\uac01 \uc2e0\uccad\uc744 \uae30\uac01\ud588\ub2e4. \ubc95\uc6d0\uc740 \ucf54\ub85c\ub09819\uac00 \ubbf8\uc6a9\uc2e4\uc778 \uc2a4\ud29c\ub514\uc624 417\uc5d0 \ubb3c\ub9ac\uc801\uc73c\ub85c \uc874\uc7ac\ud588\ub2e4\ub294 \uc0ac\uc2e4\uacfc \uadf8 \ubb3c\ub9ac\uc801 \uc874\uc7ac\uac00 \ubbf8\uc6a9\uc2e4\uc758 \uc601\uc5c5\uc744 \ubc29\ud574\ud588\ub2e4\ub294 \uc0ac\uc2e4\uc774 \uc18c\uc1a1\uc744 \uc9c4\ud589\ud558\uae30\uc5d0 \ucda9\ubd84\ud55c \uadfc\uac70\ub97c \uc81c\uacf5\ud55c\ub2e4\uace0 \ud310\ub2e8\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n\n

\uc7ac\ud310\ubd80\ub294 “\ubcf4\uc0c1 \uccad\uad6c \uc0ac\uc720\ub294 \ubb3c\ub9ac\uc801 \uc190\uc2e4 \ub610\ub294<\/em> \uc190\ud574”\ub77c\uba70 “\ub450 \uc6a9\uc5b4 \ubaa8\ub450\uc5d0 \uc758\ubbf8\ub97c \ubd80\uc5ec\ud574\uc57c \ud55c\ub2e4”\uace0 \ud310\ub2e8\ud588\ub2e4. \ubc95\uc6d0\uc740 \uc2e0\uc2dc\ub0b4\ud2f0\uc758 \uc8fc\uc7a5\uc744 \ubc1b\uc544\ub4e4\uc774\ub294 \uac83\uc740 \uc2e0\uccb4\uc801 \uc190\uc2e4\uacfc \uc2e0\uccb4\uc801 \uc190\uc0c1\uc744 \ud63c\ub3d9\ud558\ub294 \uac83\uc774\ub77c\uace0 \uacb0\uc815\ud588\ub2e4”\uace0 \uc560\ud2c0\ub79c\ud0c0 \ubc95\ub960 \uc0ac\ubb34\uc18c Arnall Golden Gregory\uc758 David J. Marmins\uc640 Rebecca Lunceford Kolb<\/a> \ub294 \uc37c\ub2e4.<\/p>\n\n

\uc2ec\uc9c0\uc5b4 \uac00\ube0c\ub9b4\ub9ac\ub370\uc2a4 \uc790\uccb4\uc870\ucc28\ub3c4 \ubcf4\ud5d8\ud68c\uc0ac\ub4e4\uc774 \ubc14\ub77c\ub294 \uc5ed\ud6a8\uacfc\ub97c \uac16\uc9c0 \ubabb\ud560 \uc218\ub3c4 \uc788\ub2e4\uace0 \ud39c\uc2e4\ubca0\uc774\ub2c8\uc544 \ub300\ud559\uc758 \ud1b0 \ubca0\uc774\ucee4<\/a> \uad50\uc218\ub294 \uacbd\uace0\ud55c\ub2e4.<\/p>\n\n

“\uc774 \uace0\uc18c\ub294 \uac74\ubb3c\uc758 ‘\ubb3c\ub9ac\uc801 \uc190\uc2e4 \ub610\ub294 \uc190\uc0c1’\uc744 \uc8fc\uc7a5\ud558\uc9c0 \uc54a\uc558\uc2b5\ub2c8\ub2e4. \uadf8\ub4e4\uc740 \ub2e8\uc9c0 \uadf8\uac83\uc774 \ud3d0\uc1c4\ub418\uc5c8\ub2e4\uace0 \uc8fc\uc7a5\ud588\ub2e4”\uace0 \ubca0\uc774\ucee4\ub294 \uc9c0\uc801\ud558\uba74\uc11c “\uc6d0\uace0 \uce21\uc758 \uacb0\ud568 \uc788\ub294 \ubcc0\ub860”\uc774\ub77c\uace0 \ubd88\ub800\ub2e4.\n\uadf8\ub7ec\ub098 \ub2e8\uc21c \uc167\ub2e4\uc6b4\uc774 \uc190\uc2e4 \ub610\ub294 \uc190\ud574\uc5d0 \ub300\ud55c \ubcf4\uc0c1\uc744 \ud2b8\ub9ac\uac70\ud558\uc9c0 \uc54a\uc558\ub2e4\ub294 \ud310\uacb0\uc740 \uc190\uc2e4\uc774\ub098 \uc190\ud574\uac00 \ubc1c\uc0dd\ud558\uc9c0 \uc54a\uc558\ub2e4\ub294 \ud310\uacb0\uacfc \ub2e4\ub974\uba70, \uc774\ub294 \ud5a5\ud6c4 \uc18c\uc1a1\uc5d0\uc11c \ud310\uc0ac\uac00 Gavrilides\uac00 \uc124\uc815\ud55c \uc120\ub840\uc640 \uadf8\ub4e4 \uc774\uc804\uc758 \uccad\uad6c\ub97c \uad6c\ubcc4\ud558\ub294 \ub370 \uc0ac\uc6a9\ud560 \uc218 \uc788\ub294 \uc0ac\uc2e4\uc785\ub2c8\ub2e4. <\/p>\n\n

COVID-19 \ubcf4\ub3c4\uc5d0 \ub300\ud55c \uc785\ubc95 \ub300\uc751<\/h3>\n\n

\ucd08\uae30 \ubc1c\ubcd1 \uc9c1\ud6c4 \uba87 \uc8fc \ub3d9\uc548 \uc5ec\ub7ec \uc8fc \uc758\ud68c\ub294 P&C \ubcf4\ud5d8\uc0ac\uac00 COVID-19\uc640 \uad00\ub828\ub41c \ube44\uc988\ub2c8\uc2a4 \ubcf4\ud5d8 \uccad\uad6c\ub97c \uc9c0\ubd88\ud558\ub3c4\ub85d \uc694\uad6c\ud558\ub294 \ubc95\uc548\uc744 \ucc98\ub9ac\ud588\uc2b5\ub2c8\ub2e4.\n\uc774\ub7ec\ud55c \ubc95\uc548 \uc911 \uc77c\ubd80\ub294 \ubcf4\ud5d8\uc0ac\uac00 \uc774\ub7ec\ud55c \uccad\uad6c\ub97c \uc18c\uae09 \uc801\uc6a9\ud558\ub3c4\ub85d \uc694\uad6c\ud558\uae30\uae4c\uc9c0 \ud588\uc2b5\ub2c8\ub2e4. <\/p>\n\n

\uc774\ub7ec\ud55c \ubc95\uc548 \uc911 \uba87 \uac1c\ub294 \uc785\ubc95\ubd80\uc5d0\uc11c \ud3d0\uae30\ub418\uc5c8\uc9c0\ub9cc, \uc774 \ubc95\uc548\uc758 \ucd08\uc548 \uc791\uc131\uacfc \ub3c4\uc785\uc740 P&C \ubcf4\ud5d8 \uc5c5\uacc4\uc5d0 \uc6b0\ub824\ub97c \ubd88\ub7ec\uc77c\uc73c\ud0a4\uae30\uc5d0 \ucda9\ubd84\ud588\uc2b5\ub2c8\ub2e4.\n\uc7a5\uae30\uac04\uc758 \uc790\ud0dd \ub300\uae30 \uba85\ub839\uc73c\ub85c \uc778\ud574 \ucd94\uac00 \uccad\uad6c\uac00 \uc99d\uac00\ud588\uc73c\uba70, \uc774\ub85c \uc778\ud574 \ubbf8\uad6d\uc774 \ud5c8\ub9ac\ucf00\uc778 \uc2dc\uc98c\uc5d0 \uc811\uc5b4\ub4e4\uba74\uc11c \ubcf4\ud5d8 \uc5c5\uacc4\uc758 \uc900\ube44\uae08\uc774 \uc704\ud5d8\ud55c \uc218\uc900\uc73c\ub85c \uac10\uc18c\ud560 \uc704\ud5d8\uc774 \uc788\uc5c8\ub2e4\uace0 Clark Hill\uc758 \ubcf4\ud5d8 \ubcc0\ud638\uc0ac\uc778 Robert Tomilson<\/a>\uc740 \uc37c\uc2b5\ub2c8\ub2e4. <\/p>\n\n

“\ubcf4\ud5d8\uc774 \ub9e4\uc6b0 \ubcf5\uc7a1\ud55c \uc0ac\uc5c5\uc774\ub77c\ub294 \uc0ac\uc2e4\uc744 \uc78a\uae30 \uc27d\uc2b5\ub2c8\ub2e4. \uc774 \uc0b0\uc5c5\uc740 \ub2e4\uc591\ud55c \uc9c0\uc5ed\uacfc \uc774\uc9c8\uc801\uc778 \uc0c1\ud669\uc744 \ubc30\uacbd\uc73c\ub85c \uc218\ucc9c \uac1c\uc758 \uc9c1\uc5c5\uacfc \uc0b0\uc5c5\uc5d0 \uc885\uc0ac\ud558\ub294 \uc218\ubc31\ub9cc \uba85\uc758 \uc0ac\ub78c\ub4e4\uacfc \uae30\uc5c5\uc774 \uc785\uc744 \uc218 \uc788\ub294 \ud53c\ud574, \ud30c\uad34 \ubc0f \uc778\uba85 \uc190\uc2e4\uc758 \ubbf8\ub798 \ube48\ub3c4\ub97c \uacc4\uc0b0\ud569\ub2c8\ub2e4”\ub77c\uace0 Tomilson\uc740 \ub9d0\ud569\ub2c8\ub2e4.\n\ubcf4\ud5d8\uc758 \ubcf5\uc7a1\ud55c \ud2b9\uc131\uacfc \ud32c\ub370\ubbf9\uc774 \uba87 \ub2ec \ub610\ub294 \uba87 \ub144\uc5d0 \uac78\uccd0 \uc804\uac1c\ub418\uace0 \uc788\ub2e4\ub294 \uc0ac\uc2e4\ub85c \uc778\ud574 \ub9ce\uc740 \uc9c8\ubb38\uc5d0 \ub300\ud55c \ub2f5\uc744 \uc5bb\uc9c0 \ubabb\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n

\"\"<\/figure>\n\n

\ud5a5\ud6c4 \uc815\ucc45\uc774 \ud32c\ub370\ubbf9\uc5d0 \ub300\ucc98\ud560 \uc218 \uc788\ub294 \ubc29\ubc95<\/h2>\n\n

COVID-19 \uc774\uc804\uc5d0 \ubc14\uc774\ub7ec\uc2a4 \uc804\uc5fc\ubcd1\uc5d0 \ub300\ud574 \ud2b9\ubcc4\ud788 \ucd94\uac00 \ubcf4\ud5d8\uc744 \uad6c\ub9e4\ud560 \uc608\uce21\uc774\ub098 \uc8fc\uc758\ub97c \uae30\uc6b8\uc778 \uae30\uc5c5\uc740 \uac70\uc758 \uc5c6\uc5c8\uc2b5\ub2c8\ub2e4.\n\uadf8\ub7ec\ub098 \ud32c\ub370\ubbf9\uc758 \uad11\ubc94\uc704\ud55c \ud63c\ub780\uc5d0 \ub300\ud55c \uae30\uc5b5\uc740 \ubc14\uc774\ub7ec\uc2a4 \uc790\uccb4\uac00 \ud1b5\uc81c\ub41c \ud6c4\uc5d0\ub3c4 \uc624\ub7ab\ub3d9\uc548 \uc6b0\ub9ac \uacc1\uc5d0 \ub0a8\uc744 \uac83\uc785\ub2c8\ub2e4.\n\uadf8\ub9ac\uace0 \uadf8 \uae30\uc5b5\uc740 \ubcf4\ud5d8 \uace0\uac1d\uc758 \ud589\ub3d9\uc744 \ubcc0\ud654\uc2dc\ud0ac \uac83\uc785\ub2c8\ub2e4. <\/p>\n\n

“\uc6b0\ub9ac\ub294 \uc704\uae30\uc758 \ub2e8\uae30 \ubc0f \uc7a5\uae30 \ud589\ub3d9 \ubc0f \uacbd\uc81c\uc801 \uc601\ud5a5\uc774 \ub2e4\uc591\ud55c P&C \ub77c\uc778\uc5d0 \ub2e4\uc591\ud55c \uc601\ud5a5\uc744 \ubbf8\uce60 \uac83\uc73c\ub85c \uc608\uc0c1\ud558\uba70, \uc774\ub294 \ucd1d\uccb4\uc801\uc73c\ub85c \uc5c5\uacc4\uc758 \uacbd\uc81c\uc131\uc5d0 \ub3c4\uc804\uc774 \ub420 \uac83”\uc774\ub77c\uace0 McKinsey\uc758 Ari Chester<\/a> \uc640 \ub3d9\ub8cc \uc5f0\uad6c\uc6d0\ub4e4\uc740 \uc37c\uc2b5\ub2c8\ub2e4.<\/p>\n\n

\uc55e\uc744 \ub0b4\ub2e4\ubcf4\uace0, \ub0b4\uba74\uc744 \ub4e4\uc5ec\ub2e4\ubcf4\uc138\uc694<\/h3>\n\n

\ubcf4\ud5d8\uc0ac\uc758 \uacbd\uc6b0, COVID-19\ub294 \ubcf4\ud5d8 \uc720\ud1b5 \ubc0f \uccad\uad6c\ubfd0\ub9cc \uc544\ub2c8\ub77c \ubcf4\ud5d8\uc0ac\uc758 \uc804\uccb4 \uc6b4\uc601 \uccb4\uc778\uc744 \uc911\ub2e8\uc2dc\ucf30\uc2b5\ub2c8\ub2e4.\n\ub530\ub77c\uc11c \ubcf4\ud5d8 \ud68c\uc0ac\ub294 \uc0ac\ub0b4\uc5d0\uc11c \uadf8\ub9ac\uace0 \uc815\ucc45 \uc5b8\uc5b4\ub85c \ud32c\ub370\ubbf9\uc5d0 \ub300\ucc98\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n

\ubcf4\uc7a5 \ubc94\uc704\uc640 \ud68c\uc0ac \uae30\ub2a5 \ubaa8\ub450 P&C \ubcf4\ud5d8 \ub9ac\ub354\uc758 \uc751\ub2f5\uc774 \ud544\uc694\ud569\ub2c8\ub2e4.\n\uc608\ub97c \ub4e4\uc5b4, \ub51c\ub85c\uc774\ud2b8\uc758 \ud3f4 \ub12c\uc2a8(Paul Nelson<\/a> )\uacfc \ub3d9\ub8cc \uc5f0\uad6c\uc6d0\ub4e4\uc5d0 \ub530\ub974\uba74, \ub450 \uc0c1\ud669 \ubaa8\ub450 \ub514\uc9c0\ud138 \uae30\ub2a5, \ud601\uc2e0, \uc6b4\uc601 \ud6a8\uc728\uc131\uc5d0 \ub300\ud55c \uc9d1\uc911\uc744 \uac15\ud654\ud558\uace0 \uc778\uacf5 \uc9c0\ub2a5\uacfc \uac19\uc740 \uace0\uae09 \ub370\uc774\ud130 \ubd84\uc11d \ub3c4\uad6c\ub97c \ud65c\uc6a9\ud558\uba74 \uc774\uc810\uc744 \uc5bb\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n

\ube44\ubcf4\ud5d8 \ube44\uc988\ub2c8\uc2a4\ub3c4 \ubbf8\ub798\uc758 \ud32c\ub370\ubbf9\uc5d0 \ub300\ucc98\ud558\uae30 \uc704\ud574 \uc5f0\uc18d\uc131 \uacc4\ud68d\uc744 \uc870\uc815\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.\n\ubcf4\ud5d8\uc0ac\ub294 \uae30\uc5c5\uacfc \uc0c1\uc5c5 \ubcf4\ud5d8 \ud68c\uc0ac \ubaa8\ub450 \ud32c\ub370\ubbf9\uacfc \uac19\uc740 \ubbf8\ub798\uc758 \ud63c\ub780\uc5d0 \ub300\ube44\ud558\uae30 \uc704\ud574 \uc774\ub7ec\ud55c \ube44\uc988\ub2c8\uc2a4 \uc5f0\uc18d\uc131 \uacc4\ud68d\uc5d0 \uad00\uc2ec\uc744 \uac00\uc9c8 \uc218 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n

\ubcf4\ud5d8 \ud68c\uc0ac\ub294 \ud32c\ub370\ubbf9 \uad00\ub828 \uc0c1\ud669\uc5d0\uc11c\uc758 \uc815\ucc45 \ubb38\uad6c\uc640 \uc801\uc6a9 \uac00\ub2a5\uc131\uc744 \uacc4\uc18d \uac80\ud1a0\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.\nCOVID-19 \uccad\uad6c\uc5d0 \ub300\ud55c P&C \ubcf4\ud5d8 \uc801\uc6a9\uacfc \uad00\ub828\ub41c \uc5ec\ub7ec \uc18c\uc1a1\uc774 \uc5ec\ub7ec \ubc95\uc6d0\uc5d0 \uacc4\ub958 \uc911\uc785\ub2c8\ub2e4.\n\uadf8\ub4e4\uc758 \uacb0\uacfc\ub294 \ucee4\ubc84\ub9ac\uc9c0 \uc9c8\ubb38\uc5d0 \ub300\ud55c \ucd94\uac00 \uc815\ubcf4\ub97c \uc81c\uacf5\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n

\uc62c\ud574 COVID-19\uc5d0 \ub300\ud574 \uc54c\uac8c \ub41c \ubaa8\ub4e0 \uac83\uc5d0\ub3c4 \ubd88\uad6c\ud558\uace0 \ub9ce\uc740 \uc9c8\ubb38\uc774 \uc5ec\uc804\ud788 \ud480\ub9ac\uc9c0 \uc54a\uc740 \uc0c1\ud0dc\ub85c \ub0a8\uc544 \uc788\uc2b5\ub2c8\ub2e4.\n\uacfc\ud559\uc801 \uc5f0\uad6c\uac00 \ub354 \ub9ce\uc740 \uc815\ubcf4\ub97c \uc81c\uacf5\ud558\uace0 \ubc95\uc6d0\uacfc \uc785\ubc95\ubd80\uac00 \ubcf4\ud5d8 \ubb38\uc81c\ub97c \ud574\uacb0\ud568\uc5d0 \ub530\ub77c \ud32c\ub370\ubbf9 \ubcf4\uc7a5\uc5d0 \ub300\ud55c \uc0c8\ub85c\uc6b4 \uc811\uadfc \ubc29\uc2dd\uc774 \uad6c\uccb4\ud654\ub420 \uac83\uc785\ub2c8\ub2e4.\n\ud32c\ub370\ubbf9 \uc774\ud6c4\uc758 \ubcf4\ud638\uc870\uce58\ub294 \uc774\uc804 \uc815\ucc45\uacfc \uac70\uc758 \ud655\uc2e4\ud788 \ub2e4\ub97c \uac83\uc785\ub2c8\ub2e4. <\/p>\n\n

\uc774\ubbf8\uc9c0 \uc791\uc131\uc790: Jakub Jirs\u00e1k\/\u00a9123RF.com, Pattanaphong Khaunkaew\/\u00a9123RF.com<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"

\ucf54\ub85c\ub098\ubc14\uc774\ub7ec\uc2a4 \ud32c\ub370\ubbf9\uc740 \uc190\ud574\ubcf4\ud5d8\uc0ac\uc640 \uace0\uac1d\uc5d0\uac8c \ub9ce\uc740 \uc9c8\ubb38\uc744 \ub358\uc84c\uc2b5\ub2c8\ub2e4. \uae30\uc5c5\uacfc \uac1c\uc778\uc740 \ubcf4\ud5d8 \ud68c\uc0ac\uc5d0 \ub3c4\uc6c0\uc744 \uad6c\ud558\uc5ec \uc608\uc0c1\uce58 \ubabb\ud55c \ubcf4\uc7a5 \uaca9\ucc28, \ubd88\ubd84\uba85\ud55c \uc5b8\uc5b4 \ubc0f \uae30\ud0c0 \ubb38\uc81c\ub97c \ub4dc\ub7ec\ub0c8\uc2b5\ub2c8\ub2e4. \ud32c\ub370\ubbf9\uc774 \uacc4\uc18d\ub428\uc5d0 \ub530\ub77c \ubcf4\ud5d8 \ud68c\uc0ac\uc640 \uace0\uac1d\uc740 COVID-19 \uad00\ub828 \uc0c1\ud669\uc5d0 \ub2e4\uc591\ud55c \ubcf4\uc7a5\uc744 \uc801\uc6a9\ud574\uc57c \ud558\ub294\uc9c0 \uc5ec\ubd80, \ubc29\ubc95 \ubc0f \uc2dc\uae30\uc5d0 \ub300\ud55c \uc9c8\ubb38\uc744 \uacc4\uc18d \uace0\uc2ec\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ucf54\ub85c\ub098 \uc774\ud6c4\uc758 \uc138\uacc4\uc5d0\uc11c \ud32c\ub370\ubbf9 \ubcf4\ud638 \ub294 \ucf54\ub85c\ub09819 \uc774\uc804\uacfc \uc0c1\ub2f9\ud788 \ub2e4\ub978 […]<\/p>\n","protected":false},"featured_media":9048,"template":"","insight-category":[],"class_list":["post-19947","insight","type-insight","status-publish","has-post-thumbnail","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/insight\/19947","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/insight"}],"about":[{"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/types\/insight"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/media\/9048"}],"wp:attachment":[{"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/media?parent=19947"}],"wp:term":[{"taxonomy":"insight-category","embeddable":true,"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/insight-category?post=19947"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}