{"id":19913,"date":"2024-09-20T13:27:59","date_gmt":"2024-09-20T18:27:59","guid":{"rendered":"https:\/\/bolttech.io\/insights\/covid-19%ec%99%80-%ec%9e%90%eb%8f%99%ec%b0%a8-%eb%b3%b4%ed%97%98-%ec%9a%b0%eb%a6%ac%ea%b0%80-%ec%a7%80%ea%b8%88%ea%b9%8c%ec%a7%80-%ec%95%8c%ea%b3%a0-%ec%9e%88%eb%8a%94-%ea%b2%83\/"},"modified":"2024-09-20T13:28:03","modified_gmt":"2024-09-20T18:28:03","slug":"covid-19%ec%99%80-%ec%9e%90%eb%8f%99%ec%b0%a8-%eb%b3%b4%ed%97%98-%ec%9a%b0%eb%a6%ac%ea%b0%80-%ec%a7%80%ea%b8%88%ea%b9%8c%ec%a7%80-%ec%95%8c%ea%b3%a0-%ec%9e%88%eb%8a%94-%ea%b2%83","status":"publish","type":"insight","link":"https:\/\/bolttech.io\/ko\/insights\/covid-19%ec%99%80-%ec%9e%90%eb%8f%99%ec%b0%a8-%eb%b3%b4%ed%97%98-%ec%9a%b0%eb%a6%ac%ea%b0%80-%ec%a7%80%ea%b8%88%ea%b9%8c%ec%a7%80-%ec%95%8c%ea%b3%a0-%ec%9e%88%eb%8a%94-%ea%b2%83\/","title":{"rendered":"COVID-19\uc640 \uc790\ub3d9\ucc28 \ubcf4\ud5d8: \uc6b0\ub9ac\uac00 \uc9c0\uae08\uae4c\uc9c0 \uc54c\uace0 \uc788\ub294 \uac83"},"content":{"rendered":"\n

\ucf54\ub85c\ub09819 \ud32c\ub370\ubbf9\uc740 \ubbf8\uad6d\uc778\ub4e4\uc758 \uc77c\uacfc \uc0dd\ud65c \uc2b5\uad00\uc744 \uadfc\ubcf8\uc801\uc73c\ub85c \ubc14\uafb8\uc5b4 \ub193\uc558\ub2e4.\n\uc167\ub2e4\uc6b4, \uc790\ud0dd \ub300\ud53c\ub839, \ubc14\uc774\ub7ec\uc2a4 \ud655\uc0b0\uc744 \ub9c9\uae30 \uc704\ud55c \uaca9\ub9ac\uc758 \ud544\uc694\uc131\uc73c\ub85c \uc778\ud574 \uc218\ubc31\ub9cc \uba85\uc774 \uc9d1\uc5d0 \uba38\ubb3c\ub800\uc2b5\ub2c8\ub2e4.\n\uac1c\uc778\uc6a9 \ubc0f \uc0c1\uc5c5\uc6a9 \ucc28\ub7c9\uc740 \uc8fc\ucc28\ub41c \uc0c1\ud0dc\ub85c \uc720\uc9c0\ub418\uc5c8\uc2b5\ub2c8\ub2e4.\n\uc77c\ubd80 \uc790\ub3d9\ucc28 \ubcf4\ud5d8 \uace0\uac1d\uc740 \ubcf4\ud5d8\ub8cc\ub97c \ub0ae\ucd94\uac70\ub098 \uc544\ubb34\ub3c4 \uc6b4\uc804\ud558\uc9c0 \uc54a\ub294 \ucc28\ub7c9\uc5d0 \ub300\ud55c \ubcf4\uc7a5\uc744 \uc5c6\uc560\ub824\uace0 \ud558\uae30\ub3c4 \ud588\uc2b5\ub2c8\ub2e4. <\/p>\n\n

\ubbf8\uad6d \uacbd\uc81c\uc758 \ub2e4\ub978 \ubd80\ubb38\uacfc \ub9c8\ucc2c\uac00\uc9c0\ub85c \uc790\ub3d9\ucc28 \ubcf4\ud5d8\ub3c4 2020\ub144 \ub9d0\uc5d0 \uc57d\uac04\uc758 \ud68c\ubcf5\uc138\ub97c \ubcf4\uc774\uace0 \uc788\uc2b5\ub2c8\ub2e4.\n\ub0b4\ub144\uc5d0\ub294 \ucd94\uac00 \ud68c\ubcf5\uc774 \uc608\uc0c1\ub429\ub2c8\ub2e4.\n\uadf8\ub7ec\ub098 \uc55e\uc73c\ub85c \uac00\uc57c \ud560 \uae38\uc5d0\ub294 \uc5ec\uc804\ud788 \uc608\uc0c1\uce58 \ubabb\ud55c \uc7a5\uc560\ubb3c\uc774 \uc788\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n

\ud32c\ub370\ubbf9 \ucd08\uae30 \uba87 \ub2ec \ub3d9\uc548\uc758 \uc790\ub3d9\ucc28 \ubcf4\ud5d8 \ub3d9\ud5a5<\/h2>\n\n

2020\ub144 3\uc6d4 \ucf54\ub85c\ub09819\ub85c \uc0ac\uc5c5\uccb4\uac00 \ubb38\uc744 \ub2eb\uace0 \ubbf8\uad6d\uc778\ub4e4\uc774 \uc9d1\uc5d0 \uac07\ud788\uac8c \ub418\uc790, \uc790\ub3d9\ucc28 \ubcf4\ud5d8\uc5d0 \ub300\ud55c \ubcc0\ud654\ub97c \uc694\uad6c\ud558\ub294 \ubaa9\uc18c\ub9ac\uac00 \ube60\ub974\uac8c \ub098\uc654\uc2b5\ub2c8\ub2e4.<\/p>\n\n

\uc608\ub97c \ub4e4\uc5b4, 2020\ub144 3\uc6d4 \uce98\ub9ac\ud3ec\ub2c8\uc544 \uc18c\ube44\uc790 \uc5f0\ub9f9 \uad50\uc721 \uc7ac\ub2e8(CFCEF)\uc740 \ud32c\ub370\ubbf9\uc73c\ub85c \uc778\ud574 \ub3c4\ub85c\ub97c \uc774\uc6a9\ud560 \uc218 \uc5c6\ub294 \uc6b4\uc804\uc790\uc5d0\uac8c \uc790\ub3d9\ucc28 \ubcf4\ud5d8 \ud68c\uc0ac\uac00 \ubcf4\ud5d8\ub8cc\ub97c \ubc18\ud658\ud558\ub3c4\ub85d \uc694\uad6c\ud560 \uac83\uc744 \uc8fc \ubcf4\ud5d8 \uac10\ub3c5\uad00\uc5d0\uac8c \uccad\uc6d0\ud588\uc2b5\ub2c8\ub2e4.\n\uc774 \uc870\uce58\ub294 “\ud6a1\uc7ac \uc774\uc775”\uc744 \ub9c9\uace0 \uc8fc\uc5d0\uc11c \uac00\uc7a5 \uac00\ub09c\ud55c \ub178\ub3d9\uc790\ub4e4\uc744 \ub3c4\uc6b8 \uac83\uc774\ub77c\uace0 CFCEF\uc758 \ub9ac\ucc98\ub4dc \ud640\ub85c\ubc84<\/a> \uad6d\uc7a5\uc740 \ub9d0\ud588\ub2e4. <\/p>\n\n

\uacb0\uad6d, \uba87\uba87 \uc790\ub3d9\ucc28 \ubcf4\ud5d8 \ud68c\uc0ac\ub4e4\uc740 \ubbf8\uad6d \uc804\uc5ed\uc758 \uace0\uac1d\ub4e4\uc5d0\uac8c \uc790\ub3d9\ucc28 \ubcf4\ud5d8\ub8cc\uc758 \uc77c\ubd80\ub97c \ud658\ubd88\ud558\uac70\ub098 \ud06c\ub808\ub527\uc744 \uc81c\uacf5\ud588\ub2e4.<\/p>\n\n

Pinnacle Actuarial Resources, Inc.\uc758 \uc120\uc784 \ucee8\uc124\ud305 \ubcf4\ud5d8\uacc4\ub9ac\uc0ac\uc778 Greg Frankowiak<\/a>\uc740 “\uc774 \ud68c\uc0ac\ub4e4\uc740 \ubcf4\ud5d8\uc0ac\ub4e4\uc774 \ubd80\ub2f4\ud558\ub294 \ube44\uc6a9\uc774 \uc608\uc0c1\ud588\ub358 \uac83\uacfc \ud06c\uac8c \ub2e4\ub974\uae30 \ub54c\ubb38\uc5d0 \ud604\uc7ac \uc77c\uc5b4\ub098\uace0 \uc788\ub294 \uc77c\uc744 \ubc18\uc601\ud558\ub824\uace0 \ub178\ub825\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n\n

\uadf8\ub7ec\ub098 2020\ub144 \ud558\ubc18\uae30\uc5d0 \ub4e4\uc5b4\uc11c\uba74\uc11c \ubcf4\ud5d8\uc0ac\ub4e4\uc740 \ud658\uae09\uae08\uacfc \uc138\uc561\uacf5\uc81c\uc5d0\uc11c \uba40\uc5b4\uc9c0\uae30 \uc2dc\uc791\ud588\uc2b5\ub2c8\ub2e4.\n\uc790\ub3d9\ucc28 \uad50\ud1b5\ub7c9\uc774 \uc99d\uac00\ud558\uace0 \uc608\uc0c1\ub418\ub294 \uad50\ud1b5 \ud328\ud134\uc73c\ub85c \uc810\uc9c4\uc801\uc73c\ub85c \ubcf5\uadc0\ud558\uba74\uc11c \uacbd\uae30\uc7a5\uc774 \ub2e4\uc2dc \ubc14\ub00c\uc5c8\uc2b5\ub2c8\ub2e4. <\/p>\n\n

\"\"<\/figure>\n\n

\uc790\ub3d9\ucc28 \ubcf4\ud5d8\uc740 \ud68c\ubcf5\ub418\uace0 \uc788\uc2b5\ub2c8\uae4c?<\/h2>\n\n

\uc790\ub3d9\ucc28 \ubcf4\ud5d8 \ud68c\uc0ac\uac00 \uc81c\uacf5\ud558\ub294 \ud560\uc778 \ubc0f \ud658\ubd88\uc740 \ubcf4\ud5d8\uc0ac\uc758 \uc218\uc775\uc5d0 \ubd80\uc815\uc801\uc778 \uc601\ud5a5\uc744 \ubbf8\uce58\uc9c0 \uc54a\uc558\uc2b5\ub2c8\ub2e4.\n\uc6b4\uc804\uc744 \ud558\uc9c0 \uc54a\ub294 \uc6b4\uc804\uc790\ub3c4 \uc790\uc2e0\uacfc \ucc28\ub7c9\uc744 \uc0ac\uace0\uc5d0 \ub178\ucd9c\uc2dc\ud0a4\uc9c0 \uc54a\uc558\uae30 \ub54c\ubb38\uc785\ub2c8\ub2e4.\n\uc608\ub97c \ub4e4\uc5b4, 2020\ub144 \ucd08 \ub51c\ub85c\uc774\ud2b8(Deloitte)\uc758 \ubcf4\uace0\uc11c\uc5d0 \ub530\ub974\uba74 \ubbf8\uad6d\uc758 \uc8fc\ud589 \uac70\ub9ac\ub294 \uc804\ub144 \ub300\ube44 4\uc6d4\uc5d0 40.2%, 5\uc6d4\uc5d0 25.5% \uac10\uc18c\ud588\uc2b5\ub2c8\ub2e4. <\/p>\n\n

\uc9d5\uc218\ub41c \ubcf4\ud5d8\ub8cc\ub294 \uac10\uc18c\ud588\uc9c0\ub9cc, “\uacbd\uc81c\uc801 \uad00\uc810\uc5d0\uc11c \uc2dc\uc7a5\uc774 \ud65c\ubc1c\ud558\uc9c0 \uc54a\uae30 \ub54c\ubb38\uc5d0 \uc0ac\uace0 \uac74\uc218\uc640 \uadf8\uc640 \uad00\ub828\ub41c \uae08\uc561\ub3c4 \uac10\uc18c\ud588\ub2e4”\uace0 \ub51c\ub85c\uc774\ud2b8 \ucee8\uc124\ud305\uc758 \ub300\ud45c\uc778 \ub9e4\ud29c \uce90\ub9ac\uc5b4\ub294<\/a> \ub9d0\ud55c\ub2e4.\n\ubcf4\ud5d8\uae08 \uc9c0\uae09\uc774 \ud604\uc800\ud788 \uc904\uc5b4\ub4e0\ub2e4\ub294 \uac83\uc740 \ubcf4\ud5d8\uc0ac\uac00 \uace0\uac1d\uc5d0\uac8c \uc77c\ubd80 \uc790\uae08\uc744 \ub3cc\ub824\uc8fc\uba74\uc11c\ub3c4 \ube44\uc988\ub2c8\uc2a4 \ubaa9\ud45c\ub97c \ub2ec\uc131\ud560 \uc218 \uc788\ub2e4\ub294 \uac83\uc744 \uc758\ubbf8\ud588\uc2b5\ub2c8\ub2e4. <\/p>\n\n

2020\ub144 \ud558\ubc18\uae30\uc5d0\ub294 \uc790\ub3d9\ucc28 \ubcf4\ud5d8 \uc0c1\ud488\uc5d0 \ub300\ud55c \uc1fc\ud551\uc774 \uc804\ub144\ub3c4\uc758 \uc720\uc0ac\ud55c \ubcf4\ud5d8 \uc0c1\ud488\uc5d0 \ub300\ud55c \uc1fc\ud551\uc744 \uc55e\uc9c0\ub974\uae30 \uc2dc\uc791\ud588\uc2b5\ub2c8\ub2e4.\n\uc608\ub97c \ub4e4\uc5b4, TransUnion \uc124\ubb38 \uc870\uc0ac\uc5d0<\/a> \ub530\ub974\uba74 2020\ub144 4\uc6d4 \uc790\ub3d9\ucc28 \ubcf4\ud5d8 \uad6c\ub9e4\uc5d0 \ub300\ud55c \uace0\uac1d\uc758 \uad00\uc2ec\uc740 2019\ub144 4\uc6d4 \ub300\ube44 8% \uac10\uc18c\ud55c \ubc18\uba74, 2020\ub144 6\uc6d4\uc5d0\ub294 \uc99d\uac00\ud558\uc5ec 2019\ub144 6\uc6d4\ubcf4\ub2e4 12% \ub192\uc740 \ube44\uc728\ub85c \uc99d\uac00\ud588\uc2b5\ub2c8\ub2e4. <\/p>\n\n

LexisNexis Risk Solutions\uc758 \uc5f0\uad6c\uc5d0 \ub530\ub974\uba74 2020\ub144 3\ubd84\uae30 \ucd08\uae30 \uc218\uce58\uc5d0 \ub530\ub974\uba74 \uac1c\uc778 \ubc0f \uc0c1\uc5c5 \uace0\uac1d \ubaa8\ub450 \ud32c\ub370\ubbf9 \uc774\uc804\uacfc \uc720\uc0ac\ud55c \ube44\uc728\ub85c \uc790\ub3d9\ucc28 \ubcf4\ud5d8\uc744 \ub2e4\uc2dc \uad6c\ub9e4\ud558\uae30 \uc2dc\uc791\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n\n

\ub809\uc2dc\uc2a4\ub125\uc2dc\uc2a4 \ub9ac\uc2a4\ud06c \uc194\ub8e8\uc158(LexisNexis Risk Solutions)\uc758 \uc790\ub3d9\ucc28 \ubcf4\ud5d8 \ub2f4\ub2f9 \ubd80\uc0ac\uc7a5 \ud0dc\ub108 \uc2dc\ud55c(Tanner Sheehan<\/a>)\uc740 “\ucf54\ub85c\ub098 \uc704\uae30\uac00 \uc808\uc815\uc5d0 \ub2ec\ud588\uc744 \ub54c \ud56d\uacf5\uc0ac\ub4e4\uc774 \ubd80\uacfc\ud55c \ucde8\uc18c \uc720\uc608 \uc870\uce58\uac00 \ub9cc\ub8cc\ub420 \uc608\uc815\uc774\uace0, \uc8fc \uc815\ubd80\ub294 \ub354 \ub9ce\uc740 \uc6b4\uc804 \uba74\ud5c8\uc99d\uc744 \ub2e4\uc2dc \uc5f4\uace0 \ubc1c\uae09\ud558\uba70, \ud56d\uacf5\uc0ac\ub4e4\uc740 \ubcf4\ud5d8\ub8cc \uc778\ud558\ub97c \uc2e0\uccad\ud558\uae30 \uc2dc\uc791\ud588\ub2e4”\uace0 \ub9d0\ud588\ub2e4.\n“\uc774 \ubaa8\ub4e0 \uac83\uc740 \uc1fc\ud551\uc774 \ud68c\ubcf5\ub420 \uac00\ub2a5\uc131\uc774 \ud06c\ub2e4\ub294 \uc2e0\ud638\uc785\ub2c8\ub2e4.” <\/p>\n\n

\ub530\ub77c\uc11c 2020\ub144 \ub9d0\uc740 \uc5f0\ub9d0\uc5d0 \ub530\ub77c \uc218\uc775\uc744 \ubcf4\ud638\ud558\ub824\ub294 \uc790\ub3d9\ucc28 \ubcf4\ud5d8 \ud68c\uc0ac\uc5d0 \uba87 \uac00\uc9c0 \uc720\ub9dd\ud55c \uc870\uac74\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4.\n\uadf8\ub7ec\ub098 \uc774\ub7ec\ud55c \uc790\ub3d9\ucc28 \ubcf4\ud5d8 \ucd94\uc138\ub294 COVID-19\uc758 \uc601\ud5a5\uc774 \uacc4\uc18d\ub428\uc5d0 \ub530\ub77c \ubc14\ub014 \uc218 \uc788\ub2e4\uace0 TransUnion Insurance Solutions\uc758 \ubd80\uc0ac\uc7a5\uc778 Mark McElroy<\/a>\ub294 \ub9d0\ud569\ub2c8\ub2e4. <\/p>\n\n

McElroy\ub294 “\uc790\ub3d9\ucc28 \ubcf4\ud5d8 \uc1fc\ud551 \uc0c1\ud669\uc740 \uc5ec\uc804\ud788 \ubd88\ud655\uc2e4\ud558\uba70, \ubcf4\ud5d8\uc0ac\ub4e4\uc774 \uc774\ub7ec\ud55c \ubcc0\ud654\ud558\ub294 \uc1fc\ud551 \ud589\ub3d9\uacfc \ub2e4\uc591\ud55c \uc18c\ube44\uc790 \uc694\uad6c\uc5d0 \uc801\uc751\ud558\ub294 \uac83\uc774 \uc911\uc694\ud560 \uac83”\uc774\ub77c\uace0 \ub9d0\ud569\ub2c8\ub2e4.<\/p>\n\n

\"\"<\/figure>\n\n

2021\ub144 \uc774\ud6c4\uc758 \uc790\ub3d9\ucc28 \ubcf4\ud5d8<\/h2>\n\n

\uc6b4\uc804\uc790\ub4e4\uc774 \ub3c4\ub85c\ub85c \ubcf5\uadc0\ud558\uace0 \uc788\uc9c0\ub9cc, \ud32c\ub370\ubbf9\uc758 \uc601\ud5a5\uc740 \ud5a5\ud6c4 \uba87 \ub144 \ub3d9\uc548 \uc790\ub3d9\ucc28 \ubcf4\ud5d8\uc0ac\uc5d0 \ubc18\ud5a5\uc744 \uc77c\uc73c\ud0ac \uac83\uc785\ub2c8\ub2e4.<\/p>\n\n

\uace0\uac1d \ud589\ub3d9\uc758 \ubcc0\ud654\uc5d0 \ub300\ud55c \uc900\ube44<\/h3>\n\n

\uc8fc\ud589 \uac70\ub9ac\uc758 \uac10\uc18c\ub294 COVID-19\uac00 \uc790\ub3d9\ucc28 \uad00\ub828 \ud589\ub3d9 \ubc0f \uc790\ub3d9\ucc28 \ubcf4\ud5d8\uc5d0 \ubbf8\uce58\ub294 \uba85\ud655\ud558\uace0 \ub2e8\uae30\uc801\uc778 \uc601\ud5a5 \uc911 \ud558\ub098\ub97c \ub098\ud0c0\ub0c5\ub2c8\ub2e4.\n\uadf8\ub7ec\ub098 \ud32c\ub370\ubbf9\uc774 \ubbf8\uad6d \uc804\uc5ed\uacfc \uc804 \uc138\uacc4 \uc9c0\uc5ed \uc0ac\ud68c\uc758 \uc758\uc0ac \uacb0\uc815\uc5d0 \uacc4\uc18d \uc601\ud5a5\uc744 \ubbf8\uce58\uba74\uc11c \uace0\uac1d \ud589\ub3d9\uc758 \ub2e4\ub978 \ubcc0\ud654\ub3c4 \uc790\ub3d9\ucc28 \ubcf4\ud5d8\uc5d0 \uc601\ud5a5\uc744 \ubbf8\uce60 \uc218 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n

\uc608\ub97c \ub4e4\uc5b4, \uc9c1\uc7a5\uacfc \ud559\uad50 \uc2b5\uad00\uc758 \ubcc0\ud654\ub85c \uc778\ud574 \ub354 \ub9ce\uc740 \uadfc\ub85c\uc790\uc640 \ud559\uc0dd\ub4e4\uc774 \uc9d1\uc5d0 \uba38\ubb34\ub974\uba74 \uc2e0\ucc28 \ud310\ub9e4\uac00 \uac10\uc18c\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\n“\uc2e0\ucc28 \ud310\ub9e4\uc758 \uac10\uc18c\ub85c \uc778\ud574 \ub9e4\ucd9c\uc774 \uc555\ubc15\uc744 \ubc1b\uac8c \ub418\uaca0\uc9c0\ub9cc, \ubcf4\ud5d8\uc5d0 \uac00\uc785\ub41c \ucc28\ub7c9\uc758 \uc804\uccb4 \ubb3c\ub7c9\uc5d0 \ube44\ud558\uba74 \uadf8 \uc601\ud5a5\uc740 \ubbf8\ubbf8\ud560 \uac83”\uc774\ub77c\uace0 \ub9e5\ud0a8\uc9c0\uc758 \uc544\ub9ac \uccb4\uc2a4\ud130<\/a> \uc640 \ub3d9\ub8cc \uc5f0\uad6c\uc6d0\ub4e4\uc740 \uc37c\ub2e4. <\/p>\n\n

\ub2e4\ub978 \uc0ac\uac74\ub4e4\uc740 \uc6b4\uc804 \ud589\ud0dc\ub97c \ubcc0\ud654\uc2dc\ud0ac \uc218 \uc788\uace0 \uc790\ub3d9\ucc28 \ubcf4\ud5d8\uc0ac\uc5d0\ub3c4 \uc601\ud5a5\uc744 \ubbf8\uce60 \uc218 \uc788\uc73c\uba70, \uc774\ub97c\ud14c\uba74 \ub192\uc740 \uc2e4\uc5c5\ub960\uc774 \uc9c0\uc18d\ub418\uc5b4 \ud1b5\uadfc\uc758 \ud544\uc694\uc131\uc774 \uc904\uc5b4\ub4e4 \uc218 \uc788\ub2e4\uace0 \uadf8\ub4e4\uc740 \ub367\ubd99\uc600\ub2e4.\nCOVID-19 \uad00\ub828 \ud2b8\ub77c\uc6b0\ub9c8\ub85c \uc778\ud55c \uc704\ud5d8 \ud68c\ud53c \uc131\ud5a5\uc774 \ub192\uc544\uc9c0\uba74 \uc2e0\uc911\ud55c \uc6b4\uc804\uc790\ub4e4\uc774 \ub3c4\ub85c\uc5d0\uc11c \uba40\uc5b4\uc9c8 \uc218 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n

\uc2e0\uc911\ud55c \uc6b4\uc804\uc790\ub4e4\uc774 \uc9d1\uc5d0 \uba38\ubb34\ub974\uba74 \ub354 \ub9ce\uc740 \ubb34\ubaa8\ud55c \uc6b4\uc804\uc790\ub4e4\uc774 \uc0ac\uace0\uc728\uc5d0 \uc601\ud5a5\uc744 \ubbf8\uce58\ub294 \ubc29\uc2dd\uc73c\ub85c \uac70\ub9ac\ub85c \ub098\uc124 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\n\uc608\ub97c \ub4e4\uc5b4, 2020\ub144 4\uc6d4 \uc8fc\uc9c0\uc0ac \uace0\uc18d\ub3c4\ub85c \uc548\uc804 \ud611\ud68c(Governors Highway Safety Association)<\/a>\uc758 \uc5f0\uad6c\uc5d0 \ub530\ub974\uba74 \ucf54\ub85c\ub098\ubc14\uc774\ub7ec\uc2a4 \ud3d0\uc1c4 \uae30\uac04 \ub3d9\uc548 \ub3c4\ub85c\ub97c \ub2ec\ub9ac\ub358 \uc6b4\uc804\uc790\ub4e4\uc774 \ubb34\ubaa8\ud55c \uc6b4\uc804 \ud589\ub3d9\uc744 \ub354 \ub9ce\uc774 \uc800\uc9c8\ub800\uc2b5\ub2c8\ub2e4.\n\ucf5c\ub85c\ub77c\ub3c4, \uc778\ub514\uc560\ub098, \ub124\ube0c\ub798\uc2a4\uce74, \uc720\ud0c0 \ub4f1 4\uac1c \uc8fc\ub294 \uc6b4\uc804\uc790\uac00 \uc2dc\uc18d 100\ub9c8\uc77c \uc774\uc0c1\uc73c\ub85c \uc8fc\ud589\ud558\ub294 \uac83\uc744 \uce21\uc815\ud588\uace0, \ub85c\uc2a4\uc564\uc824\ub808\uc2a4\uc758 \uac70\ub9ac \uac10\uc9c0 \uc13c\uc11c\ub294 \uc6b4\uc804\uc790\uac00 \uc18d\ub3c4\ub97c 30%\ub098 \uc99d\uac00\uc2dc\ud0a4\ub294 \uac83\uc744 \ubc1c\uacac\ud588\ub2e4.\n\ub124\ubc14\ub2e4\uc8fc\uc640 \ub85c\ub4dc\uc544\uc77c\ub79c\ub4dc\uc8fc\uc5d0\uc11c\ub294 \uc804\ubc18\uc801\uc778 \uc790\ub3d9\ucc28 \uc0ac\uace0\ub294 \uac10\uc18c\ud55c \ubc18\uba74, \ubcf4\ud589\uc790\uc640 \uad00\ub828\ub41c \uce58\uba85\uc801\uc778 \uc0ac\uace0\ub294 \uc99d\uac00\ud558\uace0 \uc788\ub294 \uac83\uc73c\ub85c \ub098\ud0c0\ub0ac\ub2e4. <\/p>\n\n

\uc6b4\uc804\uc790 \ud589\ub3d9\uc740 \ucd5c\uc0c1\uc758 \uc0c1\ud669\uc5d0\uc11c \uc608\uce21\ud558\uae30 \uc5b4\ub824\uc6b8 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\n\uadf8\ub7ec\ub098 \uc798 \uc54c\ub824\uc9c0\uc9c0 \uc54a\uc740 COVID-19\uc758 \uc601\ud5a5\uacfc \uacb0\ud569\ud558\uba74 \uc790\ub3d9\ucc28 \ubcf4\ud5d8\uc0ac\uc758 \uacb0\uacfc\ub294 \uc608\uce21\ud558\uae30\uac00 \ud6e8\uc52c \ub354 \uae4c\ub2e4\ub85c\uc6b8 \uc218 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n

\ub354 \uac15\ub825\ud55c \uace0\uac1d \uad00\uacc4 \uad6c\ucd95<\/h3>\n\n

\uc790\ub3d9\ucc28 \ubcf4\ud5d8\uc0ac\uac00 \ucf54\ub85c\ub09819\uc758 \uc601\ud5a5\uc5d0 \ub300\uc751\ud560 \uc218 \uc788\ub294 \ud55c \uac00\uc9c0 \ubc29\ubc95\uc740 \uace0\uac1d\uacfc \ubcf4\ub2e4 \uacf5\uac10\ud558\ub294 \uad00\uacc4\ub97c \uad6c\ucd95\ud558\uae30 \uc704\ud574 \uac74\uac15 \ubc0f \uc0dd\ud65c \ub370\uc774\ud130\ub97c \uacf5\uc720\ud558\ub824\ub294 \uace0\uac1d\uc758 \uc758\uc9c0\ub97c \uc218\uc6a9\ud558\ub294 \uac83\uc774\ub77c\uace0 Insurance Thought Leadership\uc758 Roger Peverelli\uc640 Reggy De Feniks<\/a> \ub294 \uc37c\uc2b5\ub2c8\ub2e4.\n\uc774\ub7ec\ud55c \uad00\uacc4\uc5d0\ub294 \uace0\uac1d\uc774 \ubcf4\ud5d8 \ubc0f \uc704\ud5d8\uc5d0 \ub300\ud574 \ubcf4\ub2e4 \uc815\ubcf4\uc5d0 \uc785\uac01\ud55c \uacb0\uc815\uc744 \ub0b4\ub9b4 \uc218 \uc788\ub3c4\ub85d \uc9c0\uc6d0\ud558\ub294 \uae30\ud68c\uac00 \ud3ec\ud568\ub429\ub2c8\ub2e4. <\/p>\n\n

“\uc704\uae30\ub294… \uc608\uc0c1\uc678\ub85c \uae0d\uc815\uc801\uc778 \uacb0\uacfc\ub97c \uac00\uc838\uc654\ub2e4”\uace0 Peverelli\uc640 De Feniks\ub294 \uc124\uba85\ud569\ub2c8\ub2e4.\n“\uc6b0\ub9ac \ubaa8\ub450\uac00 \uc774 \ud798\ub4e0 \uc2dc\uae30\ub97c \uc774\uaca8\ub0bc \uc218 \uc788\ub3c4\ub85d \ucd5c\uc120\uc744 \ub2e4\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc804\ub840 \uc5c6\ub294 \uc720\ub300\uac10\uacfc \uc720\ub300\uac10\uc774 \ub290\uaef4\uc9d1\ub2c8\ub2e4. \uc0ac\ub78c\ub4e4\uc740 \uc11c\ub85c\ub97c \uc9c4\uc2ec\uc73c\ub85c \uc544\ub08d\ub2c8\ub2e4.”\n\ubcf4\ud5d8\uc0ac\ub294 \uac15\ub825\ud55c \ub370\uc774\ud130 \ubd84\uc11d\uacfc \uacb0\ud569\ud558\uc5ec \uc774\ub7ec\ud55c \ubc30\ub824 \uc758\uc2dd\uc744 \ud655\uc7a5\ud558\uc5ec \ubcf4\ud5d8 \uace0\uac1d\uc5d0\uac8c \uac1c\uc778\ud654\ub41c \uc11c\ube44\uc2a4\uc640 \uad50\uc721\uc744 \uc81c\uacf5\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n

\uc790\ub3d9\ucc28 \uc18c\uc720\uc8fc\uc640 \ubcf4\ud5d8\uc0ac \ubaa8\ub450 \ub274 \ub178\uba40\uc5d0 \uc801\uc751\ud568\uc5d0 \ub530\ub77c \uc591\uce21 \ubaa8\ub450 \uc790\ub3d9\ucc28 \ubcf4\ud5d8\uc5d0 \ub300\ud55c \uc811\uadfc \ubc29\uc2dd\uc744 \uacc4\uc18d \uc7ac\uace0\ud560 \uac83\uc785\ub2c8\ub2e4.\n\uc0ac\uc6a9\ub7c9 \uae30\ubc18 \ubcf4\uc7a5\uc740 \uc6b4\uc804\uc790\uac00 \ube44\uc6a9\uc744 \uad00\ub9ac\ud558\uba74\uc11c \ud544\uc694\uc5d0 \ub530\ub77c \ucc28\ub7c9\uc744 \uc0ac\uc6a9\ud560 \uc218 \uc788\ub3c4\ub85d \uc720\uc9c0\ud558\ub824\uace0 \ud568\uc5d0 \ub530\ub77c \ub354 \ub300\uc911\ud654\ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\n\ud55c\ud3b8 \ubcf4\ud5d8\uc0ac\ub294 \ub354 \uac15\ub825\ud55c \uace0\uac1d \uad00\uacc4\ub97c \uad6c\ucd95\ud558\uace0 \ub514\uc9c0\ud138 \ubc29\uc2dd\uc73c\ub85c \uc561\uc138\uc2a4\ud560 \uc218 \uc788\ub294 \uac04\ub2e8\ud55c \uc8fc\ubb38\ud615 \ubcf4\ud5d8 \uc194\ub8e8\uc158\uc744 \uc81c\uacf5\ud568\uc73c\ub85c\uc368 \uc774\uc810\uc744 \uc5bb\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n

\uc774\ubbf8\uc9c0 \uc791\uc131\uc790: q77photo\/\u00a9123RF.com, Quang Ngo\/\u00a9123RF.com, rawpixel\/\u00a9123RF.com<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"

\ucf54\ub85c\ub09819 \ud32c\ub370\ubbf9\uc740 \ubbf8\uad6d\uc778\ub4e4\uc758 \uc77c\uacfc \uc0dd\ud65c \uc2b5\uad00\uc744 \uadfc\ubcf8\uc801\uc73c\ub85c \ubc14\uafb8\uc5b4 \ub193\uc558\ub2e4. \uc167\ub2e4\uc6b4, \uc790\ud0dd \ub300\ud53c\ub839, \ubc14\uc774\ub7ec\uc2a4 \ud655\uc0b0\uc744 \ub9c9\uae30 \uc704\ud55c \uaca9\ub9ac\uc758 \ud544\uc694\uc131\uc73c\ub85c \uc778\ud574 \uc218\ubc31\ub9cc \uba85\uc774 \uc9d1\uc5d0 \uba38\ubb3c\ub800\uc2b5\ub2c8\ub2e4. \uac1c\uc778\uc6a9 \ubc0f \uc0c1\uc5c5\uc6a9 \ucc28\ub7c9\uc740 \uc8fc\ucc28\ub41c \uc0c1\ud0dc\ub85c \uc720\uc9c0\ub418\uc5c8\uc2b5\ub2c8\ub2e4. \uc77c\ubd80 \uc790\ub3d9\ucc28 \ubcf4\ud5d8 \uace0\uac1d\uc740 \ubcf4\ud5d8\ub8cc\ub97c \ub0ae\ucd94\uac70\ub098 \uc544\ubb34\ub3c4 \uc6b4\uc804\ud558\uc9c0 \uc54a\ub294 \ucc28\ub7c9\uc5d0 \ub300\ud55c \ubcf4\uc7a5\uc744 \uc5c6\uc560\ub824\uace0 \ud558\uae30\ub3c4 \ud588\uc2b5\ub2c8\ub2e4. \ubbf8\uad6d \uacbd\uc81c\uc758 \ub2e4\ub978 \ubd80\ubb38\uacfc \ub9c8\ucc2c\uac00\uc9c0\ub85c \uc790\ub3d9\ucc28 \ubcf4\ud5d8\ub3c4 2020\ub144 \ub9d0\uc5d0 \uc57d\uac04\uc758 […]<\/p>\n","protected":false},"featured_media":8988,"template":"","insight-category":[],"class_list":["post-19913","insight","type-insight","status-publish","has-post-thumbnail","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/insight\/19913","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/insight"}],"about":[{"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/types\/insight"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/media\/8988"}],"wp:attachment":[{"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/media?parent=19913"}],"wp:term":[{"taxonomy":"insight-category","embeddable":true,"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/insight-category?post=19913"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}