{"id":19875,"date":"2024-09-20T13:27:25","date_gmt":"2024-09-20T18:27:25","guid":{"rendered":"https:\/\/bolttech.io\/insights\/%ec%97%ac%ed%96%89%ec%9e%90-%eb%b3%b4%ed%97%98-%ed%98%84%ec%9e%ac-%eb%b0%8f-%ec%98%88%ec%83%81%eb%90%98%eb%8a%94-%ea%b3%bc%ec%a0%9c\/"},"modified":"2024-09-20T13:27:31","modified_gmt":"2024-09-20T18:27:31","slug":"%ec%97%ac%ed%96%89%ec%9e%90-%eb%b3%b4%ed%97%98-%ed%98%84%ec%9e%ac-%eb%b0%8f-%ec%98%88%ec%83%81%eb%90%98%eb%8a%94-%ea%b3%bc%ec%a0%9c","status":"publish","type":"insight","link":"https:\/\/bolttech.io\/ko\/insights\/%ec%97%ac%ed%96%89%ec%9e%90-%eb%b3%b4%ed%97%98-%ed%98%84%ec%9e%ac-%eb%b0%8f-%ec%98%88%ec%83%81%eb%90%98%eb%8a%94-%ea%b3%bc%ec%a0%9c\/","title":{"rendered":"\uc5ec\ud589\uc790 \ubcf4\ud5d8: \ud604\uc7ac \ubc0f \uc608\uc0c1\ub418\ub294 \uacfc\uc81c"},"content":{"rendered":"\n<p>2019\ub144 \ub9d0\uacfc 2020\ub144 \ucd08\uc5d0 \uc5ec\ud589\uc790 \ubcf4\ud5d8 \uc0b0\uc5c5\uc5d0 \ub300\ud55c \uc608\uce21\uc740 \ubc1d\uc558\uc2b5\ub2c8\ub2e4.\n\uadf8\ub7ec\ub098 \ucf54\ub85c\ub09819 \ud32c\ub370\ubbf9\uc73c\ub85c \uc804 \uc138\uacc4 \uc5ec\ud589 \uacc4\ud68d\uc774 \ucc28\uc9c8\uc744 \ube5a\uc73c\uba74\uc11c \uc5ec\ud589 \uc704\ud5d8\uc5d0 \ub300\ud55c \ubcf4\uc7a5\uc744 \uc81c\uacf5\ud558\ub294 \uc5c5\uacc4\ub3c4 \ud63c\ub780\uc5d0 \ube60\uc84c\uc2b5\ub2c8\ub2e4. <\/p>\n\n<p>\ub2e4\ub978 \uc0b0\uc5c5\uacfc \ub9c8\ucc2c\uac00\uc9c0\ub85c \uc5ec\ud589\uc790 \ubcf4\ud5d8\uc740 \ud32c\ub370\ubbf9\uc758 \ucd08\uae30 \ucda9\uaca9\uc774 \uc9c0\ub098\uac04 \uc9c0\uae08 \ubc18\ub4f1\ud558\uae30 \uc2dc\uc791\ud588\uc2b5\ub2c8\ub2e4.\n\uc5ec\ud589\uc790 \ubcf4\ud5d8\uc774 \ud68c\ubcf5\ub428\uc5d0 \ub530\ub77c \uace0\uac1d\uacfc \uaddc\uc81c \ub2f9\uad6d\uc758 \uc0c8\ub85c\uc6b4 \uc870\uc0ac\ub97c \ubc1b\uace0 \uc788\uc2b5\ub2c8\ub2e4.\n\uc644\uc804\ud55c \ud68c\ubcf5\uc744 \uc704\ud574\uc11c\ub294 \uc5ec\ud589 \ubcf4\ud5d8\uc0ac\ub4e4\uc774 \uc0c8\ub85c\uc6b4 \uc0c1\ud488\uc5d0 \ub300\ud55c \ub2e4\uc591\ud55c \uc218\uc694\ub97c \ud574\uacb0\ud558\uace0 \ucee4\ubba4\ub2c8\ucf00\uc774\uc158\uc744 \uac1c\uc120\ud574\uc57c \ud569\ub2c8\ub2e4.  <\/p>\n\n<h2 class=\"wp-block-heading\">COVID-19 \ud558\uc758 \uc5ec\ud589\uc790 \ubcf4\ud5d8 \ud604\ud669<\/h2>\n\n<p>&#8220;COVID-19\ub294 \uc5c5\uacc4\ub97c \uc644\uc804\ud788 \ub4a4\ubc14\uafd4 \ub193\uc558\uc2b5\ub2c8\ub2e4. \uc5ec\ud589 \uacc4\ud68d\uc744 \uc704\ud574 \uc791\uc131\ub41c \uc778\uc218 \ubc0f \uc815\ucc45\uacfc \uad00\ub828\ud558\uc5ec \ud070 \ubcc0\ud654\uac00 \uc788\uc744 \uac83\uc785\ub2c8\ub2e4&#8221;\ub77c\uace0 \ubbf8\uad6d\uacfc \uce90\ub098\ub2e4 \ubc29\ubb38\uac1d\uc5d0\uac8c \uc5ec\ud589 \ubcf4\ud5d8\uc744 \uc81c\uacf5\ud558\ub294 \uc778\uc288\uc5b4\ud14c\ud06c \ud68c\uc0ac INF\uc758 CEO\uc778 <a href=\"https:\/\/www.forbes.com\/sites\/christopherelliott\/2020\/04\/05\/this-is-the-surprising-way-coronavirus-has-changed-travel-insurance\/#14bab4481664\" target=\"_blank\" rel=\"noreferrer noopener\">PK Rao<\/a>\ub294 \ub9d0\ud569\ub2c8\ub2e4.<\/p>\n\n<p>\ubbf8\uad6d \uc5ec\ud589\ubcf4\ud5d8\ud611\ud68c(US Travel Insurance Association)\uc758 2018\ub144 <a href=\"http:\/\/www.ustia.org\/uploads\/2\/4\/8\/8\/24887869\/ustia_press_release_2019_new_study.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">\uc5f0\uad6c\uc5d0<\/a> \ub530\ub974\uba74 \ud32c\ub370\ubbf9 \uc774\uc804 \ubbf8\uad6d\uc5d0\uc11c \uc5ec\ud589 \ubcf4\ud5d8\uc740 38\uc5b5 \ub2ec\ub7ec \uaddc\ubaa8\uc758 \uc0b0\uc5c5\uc774\uc5c8\uc9c0\ub9cc \uc774 \uc911 \uc57d 6.3%\ub9cc\uc774 \uc758\ub8cc \ubc0f \uc758\ub8cc \ud6c4\uc1a1\uc5d0 \ud544\uc694\ud55c \ubcf4\ud5d8\uc5d0 \uc0ac\uc6a9\ub418\uc5c8\uc2b5\ub2c8\ub2e4.\n\uc5ec\ud589\uc790 \ubcf4\ud5d8 \ud50c\ub79c \uac00\uc785\uc758 \ub300\ubd80\ubd84\uc740 \uc5ec\ud589 \ucde8\uc18c \ub610\ub294 \uc5ec\ud589 \uc911\ub2e8\uc5d0 \ucd08\uc810\uc744 \ub9de\ucdc4\uc2b5\ub2c8\ub2e4. <\/p>\n\n<p>\uadf8\ub7ec\ub098 \ucf54\ub85c\ub098\ubc14\uc774\ub7ec\uc2a4 \ud32c\ub370\ubbf9\uc73c\ub85c \uc778\ud574 \uc5ec\ud589\uc5d0 \ub300\ud55c \uc758\ub8cc \ubcf4\uc7a5, \ud2b9\ud788 COVID-19 \uac10\uc5fc\uc5d0 \ub300\ud55c \ubcf4\uc7a5\uc5d0 \ub300\ud55c \uad00\uc2ec\uc774 \ub2e4\uc2dc \ub192\uc544\uc84c\uc2b5\ub2c8\ub2e4.\n\ub610\ud55c \uc5ec\ud589 \ucde8\uc18c \ub610\ub294 \uc911\ub2e8 \ubcf4\ud5d8\uc758 \ud55c\uacc4\ub97c \uc0c8\ub86d\uac8c \uc870\uba85\ud558\uc5ec \uc0c8\ub85c\uc6b4 \uc81c\ud488\uc5d0 \ub300\ud55c \uace0\uac1d \uc218\uc694\uc5d0 \ubc15\ucc28\ub97c \uac00\ud588\uc2b5\ub2c8\ub2e4. <\/p>\n\n<h3 class=\"wp-block-heading\">\uc5ec\ud589 \uc0b0\uc5c5\uc744 \uc704\ud55c \uc0c8\ub85c\uc6b4 \uaddc\uce59<\/h3>\n\n<p>\ubc95\ub960 \ubc0f \uaddc\uc81c \uac1c\uc785\uc740 \uc5ec\ud589 \ubcf4\ud5d8\uc5d0 \ub300\ud55c \uace0\uac1d\uc758 \ud544\uc694\ub098 \uc695\uad6c\ub97c \ubcc0\ud654\uc2dc\ud0ac \uc218\ub3c4 \uc788\uc2b5\ub2c8\ub2e4.\n\uc608\ub97c \ub4e4\uc5b4, 2020\ub144 5\uc6d4\uc5d0 \ubc1c\uc758\ub41c \ubc95\uc548\uc740 \uc8fc\uc694 \ud56d\uacf5\uc0ac\uc640 \uc81c3\uc790 \ud56d\uacf5\uad8c \ud310\ub9e4\uc790\uac00 \ud32c\ub370\ubbf9 \uae30\uac04 \ub3d9\uc548 \ud56d\uacf5\uc0ac \ub610\ub294 \uc2b9\uac1d\uc774 \ucde8\uc18c\ud55c \ud56d\uacf5\uad8c\uc5d0 \ub300\ud574 \uc804\uc561 \ud604\uae08 \ud658\ubd88\uc744 \uc81c\uacf5\ud558\ub3c4\ub85d \uc694\uad6c\ud569\ub2c8\ub2e4. <\/p>\n\n<p><a href=\"https:\/\/www.markey.senate.gov\/imo\/media\/doc\/Cash%20Refunds%20for%20Coronavirus%20Cancellations%20bill.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">\ucf54\ub85c\ub098\ubc14\uc774\ub7ec\uc2a4 \ucde8\uc18c\uc5d0 \ub300\ud55c \ud604\uae08 \ud658\ubd88\ubc95(Cash Rerefunds for Coronavirus Cancellations Act<\/a>)\uc73c\ub85c \uc54c\ub824\uc9c4 \uc774 \ubc95\uc548\uc740 \ud604\uc7ac\uae4c\uc9c0 \uc5f4\ub82c\ud55c \uc9c0\uc9c0\ub97c \ubc1b\uc9c0 \ubabb\ud588\uc2b5\ub2c8\ub2e4.\n\uadf8\ub7ec\ub098 \uc774\ub294 \uc5ec\ud589\uc790 \ubcf4\ud5d8\uc758 \ud544\uc694\uc131\uc5d0 \ub300\ud55c \uace0\uac1d\uc758 \uc778\uc2dd\uc5d0 \uc601\ud5a5\uc744 \ubbf8\uce60 \uc218 \uc788\ub294 \uac1c\uc785\uc758 \uc608\ub97c \uc81c\uacf5\ud558\uba70, \uc774\ub294 \ub2e4\uc2dc \uace0\uac1d\uc758 \uad6c\ub9e4 \uacb0\uc815\uc5d0 \uc601\ud5a5\uc744 \ubbf8\uce60 \uac83\uc785\ub2c8\ub2e4. <\/p>\n\n<h3 class=\"wp-block-heading\">\uc0c8\ub85c\uc6b4 \ub3c4\uc804, \uc0c8\ub85c\uc6b4 \ucee4\ubc84\ub9ac\uc9c0<\/h3>\n\n<p>\uc77c\ubd80 \uc5ec\ud589\uc790 \ubcf4\ud5d8 \ud68c\uc0ac\ub294 COVID-19 \uccad\uad6c\uc5d0 \ub300\ud55c \ubcf4\uc7a5 \uc81c\uacf5\uc744 \uc8fc\uc800\ud558\uace0 \uc788\uc9c0\ub9cc \ub2e4\ub978 \ud68c\uc0ac\ub294 \ub3c4\uc804\uc5d0 \ub098\uc130\uc2b5\ub2c8\ub2e4.\n\uc608\ub97c \ub4e4\uc5b4, \uc5ec\ud589\uc790 \ubcf4\ud5d8 \ud68c\uc0ac\uc778 Seven Corners\ub294 \ud574\uc678 \uc5ec\ud589 \uc911 COVID-19\ub85c \uc778\ud55c \uc758\ub8cc \ube44\uc6a9\uc744 \uba85\uc2dc\uc801\uc73c\ub85c \ubcf4\uc7a5\ud558\uac70\ub098 \ub85c\ub4dc \ud2b8\ub9bd \ube44\uc6a9\uc744 \ubcf4\uc7a5\ud558\ub294 \uc815\ucc45\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4. <\/p>\n\n<p>\uc774 \uc0c8\ub85c\uc6b4 \uc815\ucc45\uc740 \ucf54\ub85c\ub098\ubc14\uc774\ub7ec\uc2a4\uc5d0 \ub300\ud55c \uc6b0\ub824\uc640 \ubcc0\ud654\ud558\ub294 \uc5ec\ud589 \ud328\ud134\uc744 \ubaa8\ub450 \ub2e4\ub8e8\uace0 \uc788\ub2e4\uace0 Seven Corners\uc758 \uc0ac\uc7a5\uc778 <a href=\"https:\/\/www.cnbc.com\/2020\/06\/21\/travel-insurer-launches-overseas-covid-19-domestic-road-trip-coverage.html\" target=\"_blank\" rel=\"noreferrer noopener\">Jeremy Murchland<\/a>\ub294 \ub9d0\ud569\ub2c8\ub2e4.\n&#8220;\ub9ce\uc740 \uc0ac\ub78c\ub4e4\uc774 \uc5ec\ub984\uc5d0 \ube44\ud589\uae30 \uc5ec\ud589 \ub300\uc2e0 \uc790\ub3d9\ucc28 \uc5ec\ud589\uc744 \uc120\ud0dd\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.\n\uc6b0\ub9ac\ub294 \ub610\ud55c COVID-19\uc5d0 \ub300\ud55c \ud2b9\uc815 \ubcf4\uc7a5\uc744 \uc81c\uacf5\ud558\ub294 &#8216;\ud50c\ub7ec\uc2a4&#8217; \uc5ec\ud589 \ubcf4\ud5d8 \ub77c\uc778\uc744 \uac1c\ubc1c\ud560 \uae30\ud68c\ub97c [the pandemic presents] \uc7a1\uc558\uc2b5\ub2c8\ub2e4.&#8221;  <\/p>\n\n<figure class=\"wp-block-image aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"682\" src=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/family-vacation-1024x682.jpg\" alt=\"\" class=\"wp-image-8938\" srcset=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/family-vacation-1024x682.jpg 1024w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/family-vacation-300x200.jpg 300w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/family-vacation-768x512.jpg 768w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/family-vacation.jpg 1280w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n<h2 class=\"wp-block-heading\">\ud32c\ub370\ubbf9 \uc608\uce21: \uc5ec\ud589\uc790 \ubcf4\ud5d8\uc758 \ub2e4\uc74c \ub2e8\uacc4\ub294?<\/h2>\n\n<p>COVID-19\uc5d0 \ub300\ud55c \ucd08\uae30\uc758 \ub450\ub824\uc6c0\uc73c\ub85c \uc778\ud574 \uc5ec\ud589 \ucde8\uc18c\uac00 \uae09\uc99d\ud588\uc73c\uba70, \ube44\uc6a9\uc758 \uc804\ubd80 \ub610\ub294 \uc77c\ubd80\ub97c \ud68c\uc218\ud560 \uc218 \uc788\ub294\uc9c0 \uc5ec\ubd80\uc640 \uad00\uacc4\uc5c6\uc774 \ucde8\uc18c\ub418\ub294 \uacbd\uc6b0\uac00 \ub9ce\uc558\uc2b5\ub2c8\ub2e4.\n\uadf8\ub7ec\ub098 \ubbf8\uad6d\uc778\ub4e4\uc774 \ud32c\ub370\ubbf9 \uc0c1\ud669\uc5d0\uc11c\uc758 \uc0dd\ud65c\uc5d0 \uc775\uc219\ud574\uc9c0\uba74\uc11c \ud615\ud0dc\ub294 \ub2e4\ub974\uc9c0\ub9cc \uc5ec\ud589\uc774 \uc7ac\uac1c\ub418\uc5c8\uc2b5\ub2c8\ub2e4. <\/p>\n\n<p>\ud574\uc678 \uc5ec\ud589 \uac74\uc218\ub294 \uac10\uc18c\ud55c \ubc18\uba74 \uad6d\ub0b4 \uc5ec\ud589 \uac74\uc218\ub294 \uc99d\uac00\ud588\uc2b5\ub2c8\ub2e4.\n&#8220;\ud604\uc7ac\uae4c\uc9c0 Starr Insurance Companies\uc758 \ubbf8\uad6d \uc5ec\ud589 \ubcf4\ud5d8 \uac00\uc785\uc740 \uc804\ub144 \ub300\ube44 528% \uc99d\uac00\ud588\uc2b5\ub2c8\ub2e4&#8221;\ub77c\uace0 Starr\uc758 \ub808\uc800 \uc5ec\ud589 \ud310\ub9e4 \ubc0f \uc720\ud1b5 \uc774\uc0ac\uc778 <a href=\"https:\/\/www.propertycasualty360.com\/2020\/07\/23\/travel-trends-emerging-in-the-wake-of-the-covid-19-pandemic\/\" target=\"_blank\" rel=\"noreferrer noopener\">Michael Grossman<\/a>\uc740 \ub9d0\ud569\ub2c8\ub2e4. <\/p>\n\n<p>\uc5ec\ud589 \ubcf4\ud5d8\uc5d0 \ub300\ud55c \uc695\uad6c\ub294 \uc5ec\uc804\ud788 \ub192\uc744 \uac83\uc73c\ub85c \ubcf4\uc785\ub2c8\ub2e4.\n\ubc84\ud06c\uc154 \ud574\uc11c\uc6e8\uc774 \ud2b8\ub798\ube14 \ud504\ub85c\ud14d\uc158(Berkshire Hathaway Travel Protection)\uc758 2019\ub144 \uc5f0\uad6c\uc5d0 \ub530\ub974\uba74 \uc80a\uc740 \uc5ec\ud589\uc790\ub4e4 \uc0ac\uc774\uc5d0\uc11c \uc5ec\ud589\uc790 \ubcf4\ud5d8\uc5d0 \ub300\ud55c \uad00\uc2ec\uc774 \ub192\uc740 \uac83\uc73c\ub85c \ub098\ud0c0\ub0ac\uc2b5\ub2c8\ub2e4.\n\uc608\ub97c \ub4e4\uc5b4, \uc124\ubb38\uc5d0 \ucc38\uc5ec\ud55c \ubc00\ub808\ub2c8\uc5c4 \uc138\ub300\uc758 71%\ub294 2020\ub144\uc5d0 \ub354 \ub9ce\uc740 \uc5ec\ud589\uc790 \ubcf4\ud5d8\uc5d0 \uac00\uc785\ud560 \uacc4\ud68d\uc774\ub77c\uace0 \ub2f5\ud588\uc2b5\ub2c8\ub2e4.  <\/p>\n\n<p>\uc9c0\ub09c \uba87 \ub144 \ub3d9\uc548 \uc5ec\ud589 \ubcf4\ud5d8\uc5d0 \ub300\ud55c \ubc00\ub808\ub2c8\uc5c4 \uc138\ub300\uc758 \uad00\uc2ec\uc774 \uc9c0\uc18d\uc801\uc73c\ub85c \uc99d\uac00\ud588\uc73c\uba70, \uc774 \uc5f0\ub839\ub300\ub294 \uc5ec\ud589\uc744 \uc6d0\ud558\uba74\uc11c\ub3c4 \uc704\ud5d8\uc73c\ub85c\ubd80\ud130 \uc790\uc2e0\uc744 \ubcf4\ud638\ud558\uae30\ub97c \uc6d0\ud569\ub2c8\ub2e4.\n\ubc84\ud06c\uc154 \ud574\uc11c\uc6e8\uc774 \ud2b8\ub798\ube14 \ud504\ub85c\ud14d\uc158(Berkshire Hathaway Travel Protection)\uc758 <a href=\"https:\/\/www.businesswire.com\/news\/home\/20191113005780\/en\/Survey-Reveals-Sharp-Spike-Travelers-Intending-Buy\" target=\"_blank\" rel=\"noreferrer noopener\">\ub518 \uc2dc\ube14\ub9ac(Dean Sivley<\/a>) \uc0ac\uc7a5\uc740 &#8220;\ubc00\ub808\ub2c8\uc5c4 \uc138\ub300\ub294 \ub300\uccb4\ub85c \uc5ec\ud589 \uc911 \uc704\ud5d8\uc744 \uac10\uc218\ud558\ub294 \uacbd\ud5a5\uc774 \uc788\uc9c0\ub9cc \uc5ec\ud589\uc790 \ubcf4\ud5d8\uc73c\ub85c \uc790\uc2e0\uc744 \ubcf4\ud638\ud560 \uc218 \uc788\uc744 \ub9cc\ud07c \ucda9\ubd84\ud788 \uc694\ub839\uc774 \uc788\uc74c\uc744 \ubcf4\uc5ec\uc8fc\uace0 \uc788\ub2e4&#8221;\uace0 \ub9d0\ud588\ub2e4. <\/p>\n\n<p>\ud32c\ub370\ubbf9\uc5d0\ub3c4 \ubd88\uad6c\ud558\uace0 \uc5ec\ud589\uc790 \ubcf4\ud5d8\uc740 \ub9e4\ub144 \uc218\ubc31\ub9cc \uba85\uc758 \uc5ec\ud589\uc790\uc5d0\uac8c \uc704\ud5d8 \ubcf4\ud638\uc758 \uc911\uc694\ud55c \ubd80\ubd84\uc73c\ub85c \ub0a8\uc544 \uc788\uc2b5\ub2c8\ub2e4.\n\uc0c8\ub85c\uc6b4 \uc6b0\ub824 \uc0ac\ud56d\uacfc \uc0c8\ub85c\uc6b4 \ucee4\ubba4\ub2c8\ucf00\uc774\uc158 \ubc29\ubc95\uc5d0 \uc801\uc751\ud558\uba74 \uc5ec\ud589 \ubcf4\ud5d8\uc0ac\uac00 \uace0\uac1d\uacfc \uc5f0\uacb0\ud558\ub294 \ub370 \ub3c4\uc6c0\uc774 \ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n<h3 class=\"wp-block-heading\">\uc628\ub77c\uc778\uc73c\ub85c \uace0\uac1d \ub9cc\ub098\uae30<\/h3>\n\n<p>\uace0\uac1d \ucee4\ubba4\ub2c8\ucf00\uc774\uc158\uc740 \ub2e4\ub978 \uc0b0\uc5c5\uacfc \ub9c8\ucc2c\uac00\uc9c0\ub85c \uc5ec\ud589 \ubcf4\ud5d8\uc5d0\uc11c\ub3c4 \uac15\ub825\ud558\uace0 \ucda9\uc131\ub3c4 \ub192\uc740 \uace0\uac1d \uad00\uacc4\ub97c \uc9c0\uc18d\uc801\uc73c\ub85c \uc9c0\uc6d0\ud569\ub2c8\ub2e4.\n\uc5ec\uae30\uc5d0\uc11c \ub514\uc9c0\ud138 \ub3c4\uad6c\uc640 \ub514\uc9c0\ud138 \ubb38\ud654\ub97c \uc218\uc6a9\ud558\uba74 \uc5ec\ud589 \ubcf4\ud5d8\uc0ac\uac00 \ubcf4\ud5d8 \uc0c1\ud488\uc758 \ubcc0\uacbd \uc0ac\ud56d\uc744 \uace0\uac1d\uc5d0\uac8c \uc54c\ub9ac\uace0 \uc5ec\ud589 \uc804, \uc5ec\ud589 \uc911, \uc5ec\ud589 \ud6c4\uc5d0 \uc9c0\uc6d0\uc744 \uc81c\uacf5\ud558\ub294 \ub370 \ub3c4\uc6c0\uc774 \ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n<p>2020\ub144 1\uc6d4, \ud638\uc8fc\uc5d0 \ubcf8\uc0ac\ub97c \ub454 \uc5ec\ub7ec \uc5ec\ud589 \ubcf4\ud5d8 \ubca4\ucc98\uc758 \uc124\ub9bd\uc790\uc778 <a href=\"https:\/\/www.travelweekly.com.au\/article\/opinion-9-travel-insurance-trends-to-spot-in-2020\/\" target=\"_blank\" rel=\"noreferrer noopener\">\ubca4 \uc6f9\uc2a4\ud130(Ben Webster<\/a>)\ub294 \uc5ec\ud589\uc790 \ubcf4\ud5d8\uc774 \uace0\uac1d \uc9c0\uc2dd, \uc2e0\ub8b0 \ubc0f \uc11c\ube44\uc2a4 \uac1c\uc120\uc5d0 \uc911\uc810\uc744 \ub454 \uc5ec\ub7ec \uacc4\ud68d\uc73c\ub85c \ubcc0\ud654\ud560 \uac83\uc774\ub77c\uace0 \uc608\uce21\ud588\uc2b5\ub2c8\ub2e4.\n\uc81c\ud734 \uad00\uacc4 \ubc0f \uac1c\uc778\ud654\ub41c \uc81c\ud488 \ucd94\ucc9c\uc744 \ud3ec\ud568\ud55c \uc774\ub7ec\ud55c \uc911 \ub2e4\uc218\ub294 \ub6f0\uc5b4\ub09c \uace0\uac1d \uacbd\ud5d8\uc744 \uc81c\uacf5\ud558\uae30 \uc704\ud574 \ub514\uc9c0\ud138 \ub3c4\uad6c\uc640 \ub370\uc774\ud130 \uc0ac\uc6a9\uc5d0 \uc758\uc874\ud569\ub2c8\ub2e4. <\/p>\n\n<p>\uace0\uac1d\ub4e4\uc740 \ub514\uc9c0\ud138 \ubc30\ud3ec\ubd80\ud130 \uc0c8\ub85c\uc6b4 \ubc29\uc2dd\uc73c\ub85c \ub370\uc774\ud130\ub97c \ud65c\uc6a9\ud558\ub294 \ub9de\ucda4\ud615 \uc81c\ud488\uc5d0 \uc774\ub974\uae30\uae4c\uc9c0 \ubcf4\ud5d8\uc5d0 \ub300\ud55c \ub514\uc9c0\ud138 \uae30\ubc18 \uc811\uadfc \ubc29\uc2dd\uc5d0 \uad00\uc2ec\uc744 \ubcf4\uc600\uc2b5\ub2c8\ub2e4.\n\uc5ec\ud589 \ubcf4\ud5d8 \ud68c\uc0ac\ub294 \uc774\ub7ec\ud55c \ud2b8\ub80c\ub4dc\ub97c \ud65c\uc6a9\ud558\uc5ec \uace0\uac1d\uc774 \uc989\ud765\uc801\uc778 \uc5ec\ud589\uc5d0\ub3c4 \uc0c1\ud488\uc744 \ub354 \uc27d\uac8c \uc774\ud574\ud558\uace0 \uad6c\ub9e4\ud560 \uc218 \uc788\ub3c4\ub85d \ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n<h3 class=\"wp-block-heading\">\uc5ec\ud589\uc790 \ubcf4\ud5d8\uc758 \ubc1d\uc740 \uc804\ub9dd<\/h3>\n\n<p>\uc7a5\uae30\uc801\uc73c\ub85c \uc5ec\ud589\uc790 \ubcf4\ud5d8\uc740 \uace0\uac1d\uc758 \uad00\uc2ec\uacfc \ucc38\uc5ec\ub97c \uc99d\uac00\uc2dc\ud0ac \uc218 \uc788\uc2b5\ub2c8\ub2e4.\n\uc5ed\uc0ac\uc801\uc73c\ub85c \uc5ec\ud589\uc5d0 \uc601\ud5a5\uc744 \ubbf8\uce58\ub294 \uc704\uae30\ub294 \uc5ec\ud589\uc790 \ubcf4\ud5d8\uc5d0 \ub300\ud55c \uace0\uac1d\uc758 \uc9c0\ubd88 \uc758\uc0ac\uc5d0\ub3c4 \uc601\ud5a5\uc744 \ubbf8\uce5c\ub2e4\uace0 InsureMyTrip\uc758 \ub9c8\ucf00\ud305 \ubc0f \uc804\uc790 \uc0c1\uac70\ub798 \uc774\uc0ac\uc778 <a href=\"https:\/\/www.cnbc.com\/2020\/06\/07\/coronavirus-why-most-people-still-arent-buying-travel-insurance.html\" target=\"_blank\" rel=\"noreferrer noopener\">Cheryl Golden<\/a>\uc740 \ub9d0\ud569\ub2c8\ub2e4. <\/p>\n\n<p>\uc5ec\ud589 \ubcf4\ud5d8\uc0ac\ub4e4 \uc5ed\uc2dc \uc5ec\ud589\uc5d0 \ub300\ud55c \uad00\uc2ec\uc774 \ubc18\ub4f1\ud560 \uac83\uc73c\ub85c \uc608\uc0c1\ud558\uace0 \uc788\uc9c0\ub9cc, \uadf8 \uc2dc\uae30\uac00 \uc5b8\uc81c\uac00 \ub420\uc9c0\ub294 \uc544\uc9c1 \uc608\uce21\ud560 \uc218 \uc5c6\uc2b5\ub2c8\ub2e4. &#8220;[Travel] \uc801\uc5b4\ub3c4 \ud5a5\ud6c4 12\uac1c\uc6d4 \ub3d9\uc548\uc740 \ubc14\ub014 \uac83\uc774\ub77c\uace0 \uc0dd\uac01\ud569\ub2c8\ub2e4.&#8221; \ub9e5\ucf00\uc774\ube0c \uc6d4\ub4dc \ud2b8\ub798\ube14(McCabe World Travel)\uc758 <a href=\"https:\/\/www.cnbc.com\/2020\/05\/10\/heres-how-travel-will-change-after-the-covid-19-pandemic-recedes.html\" target=\"_blank\" rel=\"noreferrer noopener\">\uc0ac\uc7a5 \uc564 \uc2a4\uceec\ub9ac(Anne Scully<\/a>)\uc758 \ub9d0\uc785\ub2c8\ub2e4.\n\ub610\ud55c \uc5ec\ud589\uc790\ub4e4\uc740 \ub2e4\ub978 \uc8fc\ub098 \uad6d\uac00\ub85c \ub5a0\ub098\uae30 \uc804\uc5d0 \uc9d1\uc5d0\uc11c \ub354 \uac00\uae4c\uc6b4 \uacf3\uc73c\ub85c \ubaa8\ud5d8\uc744 \ub5a0\ub0a0 \uac00\ub2a5\uc131\uc774 \ub354 \ub192\uc2b5\ub2c8\ub2e4. <\/p>\n\n<figure class=\"wp-block-image aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"672\" src=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/couple-on-the-beach-1024x672.jpg\" alt=\"\" class=\"wp-image-8928\" srcset=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/couple-on-the-beach-1024x672.jpg 1024w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/couple-on-the-beach-300x197.jpg 300w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/couple-on-the-beach-768x504.jpg 768w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/couple-on-the-beach.jpg 1280w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n<h2 class=\"wp-block-heading\">\ub354 \uac15\ub825\ud55c \uace0\uac1d \uad00\uacc4\ub97c \uc704\ud55c \uae30\ud68c \uc218\uc6a9<\/h2>\n\n<p>&#8220;\ubaa8\ub4e0 \uc5ec\ud589\uc790, \ud2b9\ud788 \ubbf8\uad6d \uc774\uc678\uc758 \uc9c0\uc5ed\uc744 \uc5ec\ud589\ud560 \ub54c \uc608\uc0c1\uce58 \ubabb\ud55c \ube44\uc0c1 \uc0ac\ud0dc\ub85c\ubd80\ud130 \uc790\uc2e0\uacfc \uc5ec\ud589 \ud22c\uc790\ub97c \ubcf4\ud638\ud558\uae30 \uc704\ud574 \ud3ec\uad04\uc801\uc778 \uc5ec\ud589 \ubcf4\ud5d8 \uac00\uc785\uc744 \uace0\ub824\ud574\uc57c \ud569\ub2c8\ub2e4&#8221;\ub77c\uace0 Yonder Travel Insurance\uc758 <a href=\"https:\/\/www.forbes.com\/sites\/christopherelliott\/2020\/04\/23\/this-is-how-to-buy-travel-insurance-after-the-pandemic\/#36a4ac546362\" target=\"_blank\" rel=\"noreferrer noopener\">\uc0ac\uc7a5\uc778 Terry Boynton<\/a>\uc740 \ub9d0\ud569\ub2c8\ub2e4.\n\uadf8\ub7ec\ub098 \ud32c\ub370\ubbf9 \uc774\uc804\uc5d0 \uadf8\ub807\uac8c \ud588\ub358 \uace0\uac1d\ub4e4\uc740 \ucf54\ub85c\ub09819 \uc0c1\ud669\uc5d0\uc11c \uc5ec\ud589\uc790 \ubcf4\ud5d8 \uac00\uc785\uc774 \ub3c4\uc6c0\uc774 \ub418\uc9c0 \uc54a\ub294\ub2e4\ub294 \uc0ac\uc2e4\uc744 \uc54c\uace0 \uc2e4\ub9dd\ud588\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n<p>\uc6d4\uc2a4\ud2b8\ub9ac\ud2b8 \uc800\ub110\uc758 <a href=\"https:\/\/www.wsj.com\/articles\/insurers-often-deny-claims-for-pandemic-related-trip-cancellations-11598446800\" target=\"_blank\" rel=\"noreferrer noopener\">\uc2a4\ucf67 \ub9e4\uce74\ud2b8\ub2c8(Scott McCartney<\/a> )\ub294 \ucf54\ub85c\ub09819\ub85c \uc778\ud574 \ub9ce\uc740 \uc5ec\ud589\uc790\ub4e4\uc774 \uc5ec\ud589\uc790 \ubcf4\ud5d8 \uc815\ucc45\uc758 \ub450 \uac00\uc9c0 \uc8fc\uc694 \ud2b9\uc9d5, \uc989 \ud32c\ub370\ubbf9\uc774 \ubcf4\uc7a5\uc5d0\uc11c \uba85\uc2dc\uc801\uc73c\ub85c \uc81c\uc678\ub418\uc5c8\uac70\ub098 \ubcf4\uc7a5\ub418\ub294 \uc774\ubca4\ud2b8\ub85c \ub098\uc5f4\ub418\uc9c0 \uc54a\uc558\ub2e4\uace0 \uc37c\uc2b5\ub2c8\ub2e4.<\/p>\n\n<p>\ucf54\ub85c\ub09819 \ud32c\ub370\ubbf9 \ucd08\uae30\uc5d0 \uc5ec\ud589\uc790 \ubcf4\ud5d8 \uace0\uac1d\ub4e4\uc740 \ubcf4\ud5d8\uc774 \ubcf4\uc7a5\ud558\ub294 \uac83\uacfc \ubcf4\uc7a5\ub418\uc9c0 \uc54a\ub294 \uac83\uc744 \uc774\ud574\ud558\ub824\uace0 \ud558\uba74\uc11c \ubcf4\ud5d8\uc0ac\uc5d0 \uc9c8\ubb38\uacfc \uccad\uad6c\ub97c \uc1c4\ub3c4\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n\n<p>\uce98\ub9ac\ud3ec\ub2c8\uc544\uc5d0 \ubcf8\uc0ac\ub97c \ub454 \uc5ec\ud589\uc0ac Cruise and Resort\uc758 \uacf5\ub3d9 \uc124\ub9bd\uc790 \uacb8 \ucd5c\uace0\uc6b4\uc601\ucc45\uc784\uc790(COO)\uc778 <a href=\"https:\/\/www.travelagewest.com\/Industry-Insight\/Business-Features\/How-the-COVID-19-Pandemic-Has-Changed-the-World-of-Travel-Insurance\" target=\"_blank\" rel=\"noreferrer noopener\">Kristy Adler<\/a>\ub294 &#8220;\uc6b0\ub9ac \ubcf4\ud5d8 \ud68c\uc0ac\uc640 \uad00\ub828\ub41c \uba87 \uac00\uc9c0 \uc5b4\ub824\uc6c0\uc740 \uae34 \uc804\ud654 \ub300\uae30 \uc2dc\uac04\uacfc \ucd5c\ub300 \uba87 \uc8fc\uae4c\uc9c0 \uc9c0\uc5f0\ub418\ub294 \uc774\uba54\uc77c \uc11c\uc2e0\uc774\uc5c8\ub2e4&#8221;\uace0 \ub9d0\ud569\ub2c8\ub2e4.<\/p>\n\n<p>Adler\ub294 \uc774\ub7ec\ud55c \ub300\uae30 \uc2dc\uac04\uc774 \uc77c\ubc18\uc801\uc778 \uc218\uc900\uc73c\ub85c \ub3cc\uc544\uc654\ub2e4\uace0 \ub9d0\ud558\uc9c0\ub9cc, \uc5ec\ud589\uc790 \ubcf4\ud5d8 \uace0\uac1d\ub4e4\uc740 \uc885\uc885 \uadf8\ub4e4\uc774 \uac00\uc9c0\uace0 \uc788\ub294 \ubcf4\uc7a5\uc5d0 \ub300\ud574 \uc5ec\uc804\ud788 \uc88c\uc808\uac10\uc744 \uacbd\ud5d8\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.\n\uadf8\ub7ec\ub098 \uadf8\ub4e4\uc740 COVID-19 \ubc0f \uad00\ub828 \uc804\uc5fc\ubcd1 \uc704\ud5d8\uc744 \ud574\uacb0\ud558\ub294 \ubcf4\uc7a5\uc744 \ucc3e\ub294 \ub370 \uc5ec\uc804\ud788 \uad00\uc2ec\uc774 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n<p>\uc5ec\ud589\uc790 \ubcf4\ud5d8\uc758 \uc7a5\uae30\uc801\uc778 \ubbf8\ub798\ub294 \uc720\ub9dd\ud569\ub2c8\ub2e4.\n\ud32c\ub370\ubbf9\uc758 \uc77c\uc2dc\uc801\uc778 \uacbd\uae30 \ub454\ud654 \ud6a8\uacfc\ub294 \uc5ec\ud589 \ubcf4\ud5d8 \ud68c\uc0ac\uac00 \ubcf4\ud5d8 \uc801\uc6a9\uc5d0 \ub300\ud55c \uc811\uadfc \ubc29\uc2dd\uc744 \uc7ac\uace0\ud560 \uc218 \uc788\ub294 \uae30\ud68c\ub97c \uc81c\uacf5\ud569\ub2c8\ub2e4.\n\uc0c8\ub85c\uc6b4 \uc0c1\ud488 \ubaa8\ub378, \ud5a5\uc0c1\ub41c \ub514\uc9c0\ud138 \ubc30\ud3ec \ubc0f \ud22c\uba85\uc131 \ud5a5\uc0c1\uc744 \uc218\uc6a9\ud568\uc73c\ub85c\uc368 \uc5ec\ud589 \ubcf4\ud5d8 \ud68c\uc0ac\ub294 \uc5ec\ud589\uc774 \uc7ac\uac1c\ub428\uc5d0 \ub530\ub77c \uc0c8\ub85c\uc6b4 \ube44\uc988\ub2c8\uc2a4\ub97c \ud65c\uc6a9\ud560 \uc218 \uc788\ub294 \uc785\uc9c0\ub97c \ud655\ubcf4\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.  <\/p>\n\n<p><em>\uc774\ubbf8\uc9c0 \uc791\uc131\uc790: ammentorp\/\u00a9123RF.com, Wang Tom\/\u00a9123RF.com, Livio Monti\/\u00a9123RF.com<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>2019\ub144 \ub9d0\uacfc 2020\ub144 \ucd08\uc5d0 \uc5ec\ud589\uc790 \ubcf4\ud5d8 \uc0b0\uc5c5\uc5d0 \ub300\ud55c \uc608\uce21\uc740 \ubc1d\uc558\uc2b5\ub2c8\ub2e4. \uadf8\ub7ec\ub098 \ucf54\ub85c\ub09819 \ud32c\ub370\ubbf9\uc73c\ub85c \uc804 \uc138\uacc4 \uc5ec\ud589 \uacc4\ud68d\uc774 \ucc28\uc9c8\uc744 \ube5a\uc73c\uba74\uc11c \uc5ec\ud589 \uc704\ud5d8\uc5d0 \ub300\ud55c \ubcf4\uc7a5\uc744 \uc81c\uacf5\ud558\ub294 \uc5c5\uacc4\ub3c4 \ud63c\ub780\uc5d0 \ube60\uc84c\uc2b5\ub2c8\ub2e4. \ub2e4\ub978 \uc0b0\uc5c5\uacfc \ub9c8\ucc2c\uac00\uc9c0\ub85c \uc5ec\ud589\uc790 \ubcf4\ud5d8\uc740 \ud32c\ub370\ubbf9\uc758 \ucd08\uae30 \ucda9\uaca9\uc774 \uc9c0\ub098\uac04 \uc9c0\uae08 \ubc18\ub4f1\ud558\uae30 \uc2dc\uc791\ud588\uc2b5\ub2c8\ub2e4. \uc5ec\ud589\uc790 \ubcf4\ud5d8\uc774 \ud68c\ubcf5\ub428\uc5d0 \ub530\ub77c \uace0\uac1d\uacfc \uaddc\uc81c \ub2f9\uad6d\uc758 \uc0c8\ub85c\uc6b4 \uc870\uc0ac\ub97c \ubc1b\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc644\uc804\ud55c \ud68c\ubcf5\uc744 \uc704\ud574\uc11c\ub294 \uc5ec\ud589 \ubcf4\ud5d8\uc0ac\ub4e4\uc774 [&hellip;]<\/p>\n","protected":false},"featured_media":8954,"template":"","insight-category":[],"class_list":["post-19875","insight","type-insight","status-publish","has-post-thumbnail","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/insight\/19875","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/insight"}],"about":[{"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/types\/insight"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/media\/8954"}],"wp:attachment":[{"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/media?parent=19875"}],"wp:term":[{"taxonomy":"insight-category","embeddable":true,"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/insight-category?post=19875"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}