{"id":19789,"date":"2024-09-20T13:07:10","date_gmt":"2024-09-20T18:07:10","guid":{"rendered":"https:\/\/bolttech.io\/insights\/%eb%8b%a8%eb%8f%85-%ec%82%ac%ec%97%85%ec%9e%90-%eb%b0%8f-%ea%b3%a0%ec%9a%a9%ec%a3%bc%eb%a1%9c%ec%84%9c%ec%9d%98-%eb%8f%85%eb%a6%bd-%eb%8c%80%eb%a6%ac%ec%9d%b8-%ec%84%b8%ea%b8%88%ec%9d%98-%ec%9d%b4\/"},"modified":"2024-10-25T16:27:16","modified_gmt":"2024-10-25T21:27:16","slug":"%eb%8b%a8%eb%8f%85-%ec%82%ac%ec%97%85%ec%9e%90-%eb%b0%8f-%ea%b3%a0%ec%9a%a9%ec%a3%bc%eb%a1%9c%ec%84%9c%ec%9d%98-%eb%8f%85%eb%a6%bd-%eb%8c%80%eb%a6%ac%ec%9d%b8-%ec%84%b8%ea%b8%88%ec%9d%98-%ec%9d%b4","status":"publish","type":"insight","link":"https:\/\/bolttech.io\/ko\/insights\/%eb%8b%a8%eb%8f%85-%ec%82%ac%ec%97%85%ec%9e%90-%eb%b0%8f-%ea%b3%a0%ec%9a%a9%ec%a3%bc%eb%a1%9c%ec%84%9c%ec%9d%98-%eb%8f%85%eb%a6%bd-%eb%8c%80%eb%a6%ac%ec%9d%b8-%ec%84%b8%ea%b8%88%ec%9d%98-%ec%9d%b4\/","title":{"rendered":"\ub2e8\ub3c5 \uc0ac\uc5c5\uc790 \ubc0f \uace0\uc6a9\uc8fc\ub85c\uc11c\uc758 \ub3c5\ub9bd \ub300\ub9ac\uc778: \uc138\uae08\uc758 \uc774\ud574"},"content":{"rendered":"\n

\uc138\uae08\uc744 \uc774\ud574\ud558\ub294 \uac83\uc740 \ub3c5\ub9bd \ubcf4\ud5d8 \uc124\uacc4\uc0ac\uc5d0\uac8c \ud559\uc2b5 \uace1\uc120\uc774 \ub420 \uc218 \uc788\uc73c\uba70, \ud2b9\ud788 \ube44\uc988\ub2c8\uc2a4 \ubc0f \uc9c1\uc6d0 \uba85\ub2e8\uc774 \uc99d\uac00\ud558\ub294 \uc0c1\ud669\uc5d0\uc11c \uadf8\ub807\uc2b5\ub2c8\ub2e4.<\/p>\n\n

\ub3c5\ub9bd \ubcf4\ud5d8 \ub300\ub9ac\uc778\uc774 \ub418\uae30 \uc704\ud55c \uc2dc\ub9ac\uc988\uc758 \uc77c\ud658\uc73c\ub85c, \uc18c\uae30\uc5c5\uc744 \uc704\ud55c \ud45c\uc900 \ub0a9\uc138 \uc758\ubb34\uc640 \ud568\uaed8 \uadc0\ud558\uac00 \uc774\uc6a9\ud560 \uc218 \uc788\ub294 \uba87 \uac00\uc9c0 \ub180\ub77c\uc6b4 \uc138\uae08 \uac10\uba74 \ud61c\ud0dd\uc744 \uc0b4\ud3b4\ubcf4\uaca0\uc2b5\ub2c8\ub2e4.<\/p>\n\n

\ub300\ub9ac\uc778\uc744 \uc704\ud55c \uc138\ubb34 \ube44\uc6a9<\/strong><\/h2>\n\n

\uc77c\ubc18\uc801\uc73c\ub85c \ub3c5\ub9bd \ub300\ub9ac\uc778\uc740 \uc138\uae08\uc744 \uc2e0\uace0\ud560 \ub54c \ub3c5\ub9bd \uacc4\uc57d\uc790\ub85c \ubd84\ub958\ub429\ub2c8\ub2e4.\n\uc774\ub7ec\ud55c \uc720\ud615\uc758 \uc81c\ub3c4\uc5d0 \ub530\ub77c \uc815\ubd80\ub294 \uadc0\ud558\ub97c \uc790\uc601\uc5c5\uc790\ub85c \uac04\uc8fc\ud558\uba70, \uc774\ub294 \uadc0\ud558\uac00 \uc790\uc2e0\uc758 \uc138\uae08\uc744 \uc2e0\uace0\ud560 \ucc45\uc784\uc774 \uc788\uc74c\uc744 \uc758\ubbf8\ud569\ub2c8\ub2e4. <\/p>\n\n

\uc5b4\ub5a4 \uc0ac\ub78c\uc774 \ud68c\uc0ac\uc5d0 \uace0\uc6a9\ub418\uba74 W-2\ub97c \ubc1b\uace0 \uace0\uc6a9\uc8fc\ub294 \uadf8\ub4e4\uc744 \uc704\ud574 \uc77c\uc815 \uae08\uc561\uc758 \ub3c8\uc744 \uc6d0\ucc9c\uc9d5\uc218\ud55c\ub2e4\uace0 \uc2a4\ud0c0\ud2b8\uc5c5\uc744 \uc704\ud55c \ud68c\uacc4 \uc11c\ube44\uc2a4\uc778 Founder’s CPA\ub97c \uc6b4\uc601\ud558\ub294 CPA\uc778 Curt Mastio\ub294 \ub9d0\ud569\ub2c8\ub2e4.\n\uc790\uc601\uc5c5\uc790\uc778 \uacbd\uc6b0 1099 \uc591\uc2dd\uc744 \ud1b5\ud574 IRS\uc5d0 \uc18c\ub4dd\uc744 \uc2e0\uace0\ud574\uc57c \ud569\ub2c8\ub2e4. <\/p>\n\n

“\ub3c5\ub9bd \uacc4\uc57d\uc790\uc5d0\uac8c \uc791\uc5c5\uc5d0 \ub300\ud574 $600 \uc774\uc0c1\uc744 \uc9c0\ubd88\ud558\ub294 \ubaa8\ub4e0 \uac1c\uc778 \ub610\ub294 \uc0ac\uc5c5\uccb4\ub294 IRS\uc5d0 \uc591\uc2dd 1099\ub97c \uc81c\ucd9c\ud574\uc57c \ud569\ub2c8\ub2e4. IRS\uc640 \ub3c5\ub9bd \uacc4\uc57d\uc790 \ubaa8\ub450 1099 \uc0ac\ubcf8\uc744 \ubc1b\uc2b5\ub2c8\ub2e4”\ub77c\uace0 \uc628\ub77c\uc778 \ubc95\ub960 \uc790\ubb38 \ub9ac\uc18c\uc2a4 LawFirms.com \uc5d0 \ub530\ub974\uba74\n“\ub3c5\ub9bd \uacc4\uc57d\uc790\ub294 \uacfc\uc138 \uc5f0\ub3c4 \ub3d9\uc548 $600 \uc774\uc0c1\uc744 \uc9c0\ubd88\ud558\ub294 \uac01 \uace0\uac1d\uc73c\ub85c\ubd80\ud130 Form 1099-MISC \ub97c \ubc1b\uc544\uc57c \ud569\ub2c8\ub2e4.” <\/p>\n\n

\ubd84\uae30\ubcc4 \ucd94\uc815\uc138 \ub0a9\ubd80<\/strong><\/h5>\n\n

\uac1c\uc778 \uae08\uc735 \uc800\uc220\uac00\uc778 \ubca4 \ub8e8\ud2f0(Ben Luthi)\ub294 \ubcf4\ud1b5 4\uc6d4 15\uc77c, 6\uc6d4 15\uc77c, 9\uc6d4 15\uc77c, 1\uc6d4 15\uc77c(\uc804\ub144\ub3c4 \ub9c8\uc9c0\ub9c9 \ubd84\uae30)\uc5d0 \ubd84\uae30\ubcc4 \ucd94\uc815\uc138\ub97c \ub0a9\ubd80\ud558\ub294 \uac83\uc774 \uc88b\ub2e4\uace0 \ub9d0\ud569\ub2c8\ub2e4.\n\ub450 \uac00\uc9c0 \uc8fc\uc694 \uc774\uc720\uac00 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n

\uccab\uc9f8, \uc5f0\uac04 \uc138\uae08 \uc2e0\uace0\uc11c\ub97c \uc81c\ucd9c\ud560 \ub54c \uc77c\uc2dc\ubd88\ub85c \ub3c8\uc744 \ub0a9\ubd80\ud574\uc57c \ud558\ub294 \uac83\uc744 \ubc29\uc9c0\ud558\uba70, \uc774\ub294 \uc885\uc885 \uc2e0\uc0dd \ub300\ub9ac\uc778\uc5d0\uac8c \uc7ac\uc815\uc801 \uc5b4\ub824\uc6c0\uc774 \ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\n\ub458\uc9f8, IRS\uc5d0 $1,000 \uc774\uc0c1\uc744 \ub0a9\ubd80\ud574\uc57c \ud560 \uacbd\uc6b0 \ud0c0\uaca9\uc744 \uc785\uac8c \ub420 \uc138\uae08 \uacfc\uc18c \ub0a9\ubd80\ub85c \uc778\ud574 IRS\ub85c\ubd80\ud130 \ubc8c\uae08\uc744 \ubb3c\uc9c0 \uc54a\ub3c4\ub85d \ud569\ub2c8\ub2e4. <\/p>\n\n

\uac01 \ubd84\uae30\uc5d0 \uc9c0\ubd88\ud574\uc57c \ud558\ub294 \uae08\uc561\uc744 \uacc4\uc0b0\ud558\uae30 \uc704\ud574 \ub9ce\uc740 \uc628\ub77c\uc778 \ubd80\uae30 \uc11c\ube44\uc2a4\ub294 \ud504\ub85c\uc138\uc2a4\ub97c \uac04\uc18c\ud654\ud558\ub294 \ub370 \uc720\uc6a9\ud55c \uacc4\uc0b0\uae30\ub97c \uc81c\uacf5\ud569\ub2c8\ub2e4. <\/p>\n\n

\ub300\ubd80\ubd84\uc758 \uc8fc\uc5d0\ub294 \uc18c\ub4dd\uc138\uac00 \uc788\uc73c\uba70, \uadc0\ud558\ub294 \ub3c5\ub9bd \uacc4\uc57d\uc790\ub85c\uc11c \uc18c\ub4dd\uc138\ub97c \ub0a9\ubd80\ud560 \ucc45\uc784\uc774 \uc788\uc2b5\ub2c8\ub2e4.\n\uc774\uac83\uc740 \uc8fc\ub9c8\ub2e4 \ub2e4\ub974\ubbc0\ub85c \ud574\ub2f9 \uc8fc\uc758 \ud2b9\uc815 \uc138\uc728\uc774 \uc5bc\ub9c8\uc778\uc9c0 \uc544\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4. <\/p>\n\n

\uc870\uc138 \uc7ac\ub2e8(Tax Foundation)\uc758 \uc8fc \uc870\uc138 \uc815\ucc45 \uc13c\ud130(Center for State Tax Policy)\uc758 \uc120\uc784 \uc815\ucc45 \ubd84\uc11d\uac00\uc778 \uce90\uc11c\ub9b0\ub4dc \ub85c\uadf8\ud5e4\ub4dc(Katherind Loughead)\ub294 \uac1c\uc778 \uc18c\ub4dd\uc138, \uc784\uae08 \ubc0f \uae09\uc5ec \uc18c\ub4dd\uc138\uc5d0 \ub300\ud574 \uc54c\uc544\uc57c \ud560 \ubaa8\ub4e0 \uac83\uc744 \uc124\uba85\ud558\uace0 \uc138\ubc95\uc758 \uc8fc\uc694 \ubcc0\uacbd \uc0ac\ud56d\uc744 \uc124\uba85\ud558\ub294 \uc790\uc138\ud55c \uac00\uc774\ub4dc\ub97c \ub9cc\ub4e4\uc5c8\uc2b5\ub2c8\ub2e4.<\/p>\n\n

\uace0\uc6a9\uc8fc\ub85c\uc11c \uc138\uae08\uc744 \ucc98\ub9ac\ud558\ub294 \ubc29\ubc95<\/strong><\/h5>\n\n

\uc9c0\uae08\uae4c\uc9c0\ub294 \uc790\uc601\uc5c5\uc744 \ud560 \ub54c \uc138\uae08\uc744 \uc5b4\ub5bb\uac8c \ucc98\ub9ac\ud574\uc57c \ud558\ub294\uc9c0\uc5d0 \ub300\ud574 \uc54c\uc544\ubcf4\uc558\uc2b5\ub2c8\ub2e4.\n\ud558\uc9c0\ub9cc \ub204\uad70\uac00\ub97c \uc815\uaddc\uc9c1 \uc9c1\uc6d0\uc73c\ub85c \uace0\uc6a9\ud588\ub2e4\uace0 \uac00\uc815\ud574 \ubcf4\uaca0\uc2b5\ub2c8\ub2e4.\n\uadf8\ub807\ub2e4\uba74 \ub2f9\uc2e0\uc758 \ucc45\uc784\uc740 \ubb34\uc5c7\uc785\ub2c8\uae4c? <\/p>\n\n

\ubb34\uc5c7\ubcf4\ub2e4\ub3c4, \uadc0\ud558\ub294 \uc5ec\uc804\ud788 \uac1c\uc778 \uc0ac\uc5c5\uc790\ub85c \ubd84\ub958\ub420 \uc218 \uc788\uc73c\uba70 \uadc0\ud558\uc758 \uc0ac\uc5c5\uccb4\uc758 \uc9c1\uc6d0\uc73c\ub85c \ucde8\uae09\ub418\uc9c0 \uc54a\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4 – \uc774\ub294 \uadc0\ud558\uac00 \uc2a4\uc2a4\ub85c \uc790\uc601\uc5c5 \uc138\uae08\uc744 \ub0a9\ubd80\ud558\uac8c \ub41c\ub2e4\ub294 \uac83\uc744 \uc758\ubbf8\ud569\ub2c8\ub2e4.<\/p>\n\n

\uadf8\ub7ec\ub098 \uac1c\uc778 \uc0ac\uc5c5\uccb4\ub85c \ubcf4\uc720\ud560 \uc218 \uc788\ub294 \uc9c1\uc6d0 \uc218\uc5d0\ub294 \uc81c\ud55c\uc774 \uc5c6\uc2b5\ub2c8\ub2e4.\n\uace0\uc6a9\uc8fc\ub294 \uc9c1\uc6d0 \uad00\ub9ac, \uae30\ub85d \ubcf4\uad00 \ubc0f \uace0\uc6a9\ud558\ub294 \uac01 \uc9c1\uc6d0\uc5d0 \ub300\ud55c \uc138\uae08\uc744 \uad00\ub9ac\ud574\uc57c \ud569\ub2c8\ub2e4.\n\uc989, \uadc0\ud558\ub294 \ub2e4\ub978 \uc720\ud615\uc758 \uace0\uc6a9\uc8fc\uc640 \ub3d9\uc77c\ud55c \ucc45\uc784\uc774 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n

DeWitt\ub294 \ub204\uad70\uac00\ub97c \uace0\uc6a9\ud558\uae30 \uc804\uc5d0 \uba3c\uc800 IRS\ub85c\ubd80\ud130 \uace0\uc6a9\uc8fc \uc2dd\ubcc4 \ubc88\ud638\ub97c \ubc1b\uc544\uc57c \ud55c\ub2e4\uace0 \ub9d0\ud569\ub2c8\ub2e4.\n\uc628\ubcf4\ub529 \uc911\uc5d0 \uac01 \uc9c1\uc6d0\uc740 \uc9c1\uc6d0\uc758 \uc6d0\ucc9c\uc9d5\uc218 \uc99d\uba85\uc11c\uc778 W-4\uc640 \uace0\uc6a9 \uc790\uaca9 \ud655\uc778\uc11c\uc778 I-9\ub97c \ud3ec\ud568\ud55c \ub2e4\uc591\ud55c \uc591\uc2dd\uc744 \uc791\uc131\ud574\uc57c \ud569\ub2c8\ub2e4.\n\ud61c\ud0dd\uc744 \uc81c\uacf5\ud560 \uacc4\ud68d\uc774\ub77c\uba74 \uc774\uc5d0 \ub300\ud55c \ucd94\uac00 \uc591\uc2dd\uc744 \uc791\uc131\ud574\uc57c \ud560 \uc218\ub3c4 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n

\ubc95\ub960 \uc800\uc220\uac00\uc778 \uc81c\ud504\ub9ac \uc62c\uc2a8(Jeffry Olson, J.D.)\uc740 \uc9c1\uc6d0\uc774 \uadc0\ud558\ub97c \uc704\ud574 \uc77c\ud558\uae30 \uc2dc\uc791\ud558\uba74, “\uadfc\ub85c\uc790\uc758 \uc784\uae08\uc5d0\uc11c \ud544\uc694\ud55c \ubaa8\ub4e0 \uace0\uc6a9\uc138\ub97c \uc6d0\ucc9c\uc9d5\uc218\ud558\uace0 \uc801\uc808\ud55c \uace0\uc6a9\uc8fc \uc138\uae08\uc744 \ub0a9\ubd80\ud558\ub294 \uac83”\uc774 \uadc0\ud558\uc758 \ucc45\uc784\uc774\ub77c\uace0 \uc9c0\uc801\ud569\ub2c8\ub2e4.\n2019\ub144 \uacfc\uc138 \uc5f0\ub3c4 \uae30\uc900\uc73c\ub85c \uc774 \ube44\uc728\uc740 \uc0ac\ud68c \ubcf4\uc7a5\uc758 \uacbd\uc6b0 6.2%, \uba54\ub514\ucf00\uc5b4\uc758 \uacbd\uc6b0 1.45%\uc600\uc2b5\ub2c8\ub2e4. <\/p>\n\n

\ub9e4\ub144 \ub9d0\uc5d0 \uac01 \uc9c1\uc6d0\uc5d0\uac8c W-2(\uc784\uae08 \ubc0f \uc138\uae08 \ub0b4\uc5ed\uc11c)\ub97c \uc81c\uacf5\ud574\uc57c \ud569\ub2c8\ub2e4.\n\uc774\uac83\uc774 \uadf8\ub4e4\uc774 \uc5bc\ub9c8\ub098 \ubc8c\uc5c8\ub294\uc9c0\ub97c IRS\uc5d0 \ubcf4\uace0\ud558\ub294 \ubc29\ubc95\uc785\ub2c8\ub2e4. <\/p>\n\n

\uadc0\ud558\uac00 \uc54c\uc9c0 \ubabb\ud560 \uc218 \uc788\ub294 \uc138\uae08 \uacf5\uc81c<\/strong><\/h5>\n\n

\uc138\uae08 \uc2e0\uace0\uac00 \ub2e4\ub978 \ub9ce\uc740 \uc9c1\uc5c5\ubcf4\ub2e4 \ub3c5\ub9bd \ub300\ub9ac\uc778\uc5d0\uac8c \ub354 \ub9ce\uc740 \uace8\uce6b\uac70\ub9ac\uac00 \ub41c\ub2e4\ub294 \uc810\uc744 \uc9c0\uc801\ud560 \uc218 \uc788\uc9c0\ub9cc \uba87 \uac00\uc9c0 \uc911\uc694\ud55c \uc774\uc810\ub3c4 \uc788\uc2b5\ub2c8\ub2e4.\n\ub3c5\ub9bd \ub300\ub9ac\uc778\uc774 \ub418\ub294 \uace0\uc720\ud55c \ud2b9\uc804 \uc911 \ud558\ub098\ub294 \uadc0\ud558\uac00 \ud560 \uc218 \uc788\ub294 \uc218\ub9ce\uc740 \uc138\uae08 \uacf5\uc81c\uac00 \uc788\uc5b4 \ube5a\uc9c4 \uae08\uc561\uc744 \uc904\uc774\ub294 \ub370 \ub3c4\uc6c0\uc774 \ub41c\ub2e4\ub294 \uac83\uc785\ub2c8\ub2e4. <\/p>\n\n

\ub2e4\uc74c\uc740 \uadc0\ud558\uac00 \uc54c\uc9c0 \ubabb\ud560 \uc218 \uc788\ub294 \uba87 \uac00\uc9c0 \uc138\uae08 \uac10\uba74\uc785\ub2c8\ub2e4. <\/p>\n\n

\ub9c8\ucf00\ud305 \ube44\uc6a9<\/strong><\/h5>\n\n

“IRS\ub294 \uadc0\ud558\uc758 \uc0ac\uc5c5 \ud65c\ub3d9\uacfc \uc9c1\uc811 \uad00\ub828\ub41c \ud569\ub9ac\uc801\uc778 \uad11\uace0 \ube44\uc6a9\uc744 \uacf5\uc81c\ud560 \uc218 \uc788\ub3c4\ub85d \ud5c8\uc6a9\ud569\ub2c8\ub2e4”\ub77c\uace0 \uc9c0\ucd9c \ucd94\uc801 \uc571 Hurdlr\uc758 \uc804\ub7b5 \uc774\ub2c8\uc154\ud2f0\ube0c \ucc45\uc784\uc790\uc778 \uacf5\uc778 CPA Aaron Lesher\ub294 \uc124\uba85\ud569\ub2c8\ub2e4.\n“\uad11\uace0\ube44\uc5d0 \ub300\ud55c \uacf5\uc81c\ub294 \uad11\ubc94\uc704\ud558\uba70 \uc5b4\ub5a4 \uc5c5\uc885\uc5d0 \uc885\uc0ac\ud558\ub294\uc9c0\uc5d0 \ub530\ub77c \uc5ec\ub7ec \ube44\uc6a9\uc774 \ud3ec\ud568\ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.” <\/p>\n\n

\uba85\ud568, \uc6f9\uc0ac\uc774\ud2b8 \ud638\uc2a4\ud305 \ubc0f \ub514\uc9c0\ud138 \uad11\uace0\ub294 \uc138\uae08 \uacf5\uc81c\uac00 \uac00\ub2a5\ud55c \uc77c\ubc18\uc801\uc778 \ub9c8\ucf00\ud305 \ube44\uc6a9\uc758 \uba87 \uac00\uc9c0 \uc608\uc77c \ubfd0\uc785\ub2c8\ub2e4.\n\ub300\ud589\uc0ac\uc758 \ub85c\uace0\uac00 \uc788\ub294 \ud2f0\uc154\uce20\ub3c4 \uad11\uace0\uc5d0 \uc0ac\uc6a9\ub41c\ub2e4\uace0 \ud480 \uc11c\ube44\uc2a4 \ub514\uc9c0\ud138 \ub300\ud589\uc0ac\uc778 CTRL+ALT Digital\uc758 \uacf5\ub3d9 \ucc3d\ub9bd\uc790\uc774\uc790 \ud30c\ud2b8\ub108\uc778 Jen Stafford\ub294 \ub9d0\ud569\ub2c8\ub2e4. <\/p>\n\n

\ucc28\ub7c9 \ube44\uc6a9<\/strong><\/h5>\n\n

\ub3c5\ub9bd \uc5d0\uc774\uc804\ud2b8\ub294 \uc0ac\ubb34\uc2e4 \ubc16\uc5d0\uc11c \uace0\uac1d\uc744 \ub9cc\ub098\uace0 \ucee8\ud37c\ub7f0\uc2a4 \ubc0f \uc9c0\uc5ed \ud589\uc0ac\uc5d0 \ucc38\uc11d\ud558\uae30 \uc704\ud574 \uc790\uc8fc \ucd9c\uc7a5\uc744 \uac00\ub294 \uac83\uc774 \uc77c\ubc18\uc801\uc785\ub2c8\ub2e4.\n\ucc28\ub7c9\uc744 \uc0ac\uc6a9\ud558\uc5ec \uc774\ub7ec\ud55c \uc704\uce58\ub85c \uc6b4\uc804\ud560 \ub54c\ub9c8\ub2e4 \uad00\ub828 \ube44\uc6a9\uc740 \uc138\uae08 \uacf5\uc81c \ub300\uc0c1\uc785\ub2c8\ub2e4. <\/p>\n\n

\uadf8\ub807\uae30 \ub54c\ubb38\uc5d0 \uac01 \uc5ec\ud589\uc758 \ub0a0\uc9dc\uc640 \ubaa9\uc801, \uadf8\ub9ac\uace0 \ub354 \uc911\uc694\ud55c \uac83\uc740 \uc5bc\ub9c8\ub098 \ub9ce\uc740 \ub9c8\uc77c\uc744 \uc6b4\uc804\ud588\ub294\uc9c0\uc5d0 \ub300\ud55c \uc815\ud655\ud55c \uae30\ub85d\uc744 \ud56d\uc0c1 \uc720\uc9c0\ud574\uc57c \ud569\ub2c8\ub2e4.\n2019\ub144 \uae30\uc900\uc73c\ub85c \ud45c\uc900 \ub9c8\uc77c\ub9ac\uc9c0 \uc694\uc728\uc740 \ub9c8\uc77c\ub2f9 58\uc13c\ud2b8\uc600\uc73c\ubbc0\ub85c \uc8fc\ud589\ud55c 1\ub9c8\uc77c\ub2f9 58\uc13c\ud2b8\ub97c \uacf5\uc81c\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n

\uac1c\uc778 \uc5ec\ud589\uc774 \uc544\ub2cc \uc5c5\ubb34\uc6a9 \ucc28\ub7c9 \uc5ec\ud589\ub9cc \uccad\uad6c\ud574\uc57c \ud569\ub2c8\ub2e4.\n\uc774 \uc8fc\uc81c\uc5d0 \ub300\ud55c \uc790\uc138\ud55c \ub0b4\uc6a9\uc740 Investopedia\uc758 \uac1c\uc778 \uae08\uc735 \ud3b8\uc9d1\uc790\uc778 Julia Kagan<\/a>\uc774 \ud45c\uc900 \ub9c8\uc77c\ub9ac\uc9c0 \ube44\uc728\uc5d0 \ub300\ud55c \uc720\uc6a9\ud55c \uac00\uc774\ub4dc\ub97c \ub9cc\ub4e4\uc5c8\uc2b5\ub2c8\ub2e4. <\/p>\n\n

\ube44\uc988\ub2c8\uc2a4 \uad00\ub828 \uc2dd\uc0ac \ube44\uc6a9<\/strong><\/h5>\n\n

IRS\ub294 \ub610\ud55c \uc2dd\uc0ac \ubc0f \uc74c\ub8cc \ube44\uc6a9\uc758 50%\ub97c \uacf5\uc81c\ud560 \uc218 \uc788\ub3c4\ub85d \ud5c8\uc6a9\ud569\ub2c8\ub2e4.\n\uc774\uac83\uc740 \uc0ac\uce58\uc2a4\ub7ec\uc6b8 \uc218 \uc5c6\uc73c\uba70 \ucda9\uc871\ud574\uc57c \ud558\ub294 \uba87 \uac00\uc9c0 \uae30\uc900\uc774 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n

\uc608\ub97c \ub4e4\uc5b4, \uc2dd\uc0ac\ub294 “\uc77c\uc0c1\uc801\uc774\uace0 \ud544\uc694\ud55c” \uac83\uc774\uc5b4\uc57c \ud558\uba70, \uadc0\ud558 \ub610\ub294 \uc9c1\uc6d0\uc774 \uc2dd\uc0ac\uc5d0 \ucc38\uc11d\ud574\uc57c \ud569\ub2c8\ub2e4.\n\ub610\ud55c \ud604\uc7ac \ubcf4\ud5d8 \uace0\uac1d, \uc7a0\uc7ac\uc801 \uc7a0\uc7ac \uace0\uac1d \ub610\ub294 \uc774\uc640 \uc720\uc0ac\ud55c \ube44\uc988\ub2c8\uc2a4 \uc5f0\ub77d\ucc98\uc5d0\uac8c \uc2dd\uc0ac\ub97c \uc81c\uacf5\ud574\uc57c \ud569\ub2c8\ub2e4. <\/p>\n\n

Fishman\uc740 \uc0ac\uce58\uc2a4\ub7ec\uc6b4 \uac83\uc73c\ub85c \uac04\uc8fc\ub418\ub294 \uac83\uacfc \uad00\ub828\ud558\uc5ec \uc815\ud655\ud55c \ub2ec\ub7ec \uc81c\ud55c\uc774 \uc5c6\ub2e4\uace0 \ub9d0\ud558\ubbc0\ub85c \uc5ec\uae30\uc5d0\uc11c \uc0c1\uc2dd\uc744 \uc0ac\uc6a9\ud574\uc57c \ud569\ub2c8\ub2e4.\n\uadf8\ub294 \ub610\ud55c \ub0a0\uc9dc, \uc138\uae08\uacfc \ud301\uc744 \ud3ec\ud568\ud558\uc5ec \uc9c0\ucd9c\ud55c \uae08\uc561, \uc2dd\uc0ac\ud55c \uc2dd\ub2f9 \ubc0f \ube44\uc988\ub2c8\uc2a4 \uad00\uacc4\uc758 \uc131\uaca9\uc744 \ud3ec\ud568\ud55c \uc790\uc138\ud55c \uae30\ub85d\uc744 \uc720\uc9c0\ud558\ub294 \uac83\uc774 \uc911\uc694\ud558\ub2e4\uace0 \ub9d0\ud569\ub2c8\ub2e4. <\/p>\n\n

\ubaa8\ub4e0 \uac83\uc744 \uc8fc\uc758 \uae4a\uac8c \uae30\ub85d\ud558\ub294 \ud55c, \ud2b9\ud788 \uc5f0\ub77d\ucc98\ub97c \uc790\uc8fc \uc678\uc2dd\ud558\ub7ec \ub098\uac00\ub294 \uacbd\uc6b0 \uc774\uac83\uc740 \uc88b\uc740 \uacf5\uc81c\uac00 \ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n

\uc790\uc601\uc5c5 Ta<\/strong>x<\/h5>\n\n

\uc790\uc601\uc5c5\uc758 \uadf8\ub2e4\uc9c0 \uc88b\uc9c0 \uc54a\uc740 \ubd80\ubd84 \uc911 \ud558\ub098\ub294 \uc0ac\ud68c \ubcf4\uc7a5 \ubc0f \uba54\ub514\ucf00\uc5b4\uc5d0 \uc790\uae08\uc744 \uc9c0\uc6d0\ud558\ub294 \ub450 \uac00\uc9c0 \uc5f0\ubc29 \uae09\uc5ec\uc138\uc778 \uc790\uc601\uc5c5\uc138\uc785\ub2c8\ub2e4.\n\uc77c\ud558\ub294 \ubaa8\ub4e0 \uc0ac\ub78c\uc740 \uae30\uc5ec\ud574\uc57c \ud558\uc9c0\ub9cc \uc9c1\uc6d0\uc740 \uc808\ubc18\ub9cc \uc9c0\ubd88\ud558\uace0 \uace0\uc6a9\uc8fc\ub294 \ub098\uba38\uc9c0 \uc808\ubc18\uc744 \uc9c0\ubd88\ud569\ub2c8\ub2e4. <\/p>\n\n

\uc790\uc601\uc5c5\uc790\uc778 \uacbd\uc6b0 \uc804\uccb4 \uae08\uc561\uc744 \uadc0\ud558\uac00 \ubd80\ub2f4\ud574\uc57c \ud569\ub2c8\ub2e4.\n2019\ub144 \uc790\uc601\uc5c5\uc138\ub294 \uadfc\ub85c\uc790\uc758 \uacbd\uc6b0 7.65%, \uc790\uc601\uc5c5\uc790\uc758 \uacbd\uc6b0 15.30%\uc600\uc2b5\ub2c8\ub2e4. <\/p>\n\n

\uc88b\uc740 \uc18c\uc2dd\uc740 IRS\uac00 \uc790\uc601\uc5c5 \uc138\uae08\uc758 \uace0\uc6a9\uc8fc \ubd80\ubd84\uc744 \uc138\uae08 \uacf5\uc81c \ub300\uc0c1\uc73c\ub85c \uac04\uc8fc\ud55c\ub2e4\ub294 \uac83\uc774\ub77c\uace0 \uae08\uc735 \uae30\uc220 \ud68c\uc0ac\uc778 SmartAsset\uc758 Liz Smith<\/a> \ub294 \uc37c\uc2b5\ub2c8\ub2e4.\n\uc138\uae08 \uc2e0\uace0\uc11c\uc5d0 \uccad\uad6c\ud560 \uc218 \uc788\uc73c\uba70, \uc774\ub294 \uc0c1\ub2f9\ud55c \uc7ac\uc815\uc801 \uad6c\uc81c\ub97c \uc81c\uacf5\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n

\uc5c5\ubb34 \uad00\ub828 \uad50\uc721\ube44<\/strong><\/h5>\n\n

\ub3c5\ub9bd \ub300\ub9ac\uc778\uc73c\ub85c \uc77c\ud558\ub294 \uac83\uc758 \uc77c\ubd80\ub294 \ubcf4\ud5d8 \uba74\ud5c8 \ubc0f \uc778\uc99d\uc744 \uc720\uc9c0\ud558\ub294 \uac83\uc785\ub2c8\ub2e4.\n\ubb3c\ub860 \uc5ec\uae30\uc5d0\ub294 \ub300\uac00\uac00 \ub530\ub985\ub2c8\ub2e4. <\/p>\n\n

\ub2e4\ud589\ud788\ub3c4, \ub3c5\ub9bd \ub300\ub9ac\uc778\ub4e4\uc740 \uc885\uc885 \uc774\ub97c \uc218\uc5c5\ub8cc, \ub3c4\uc11c \ubc0f \uc2e4\ud5d8\uc2e4 \ube44\uc6a9\uc744 \ud3ec\ud568\ud55c \uc5c5\ubb34 \uad00\ub828 \uad50\uc721 \ube44\uc6a9\uc73c\ub85c \uacf5\uc81c\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\nIRS\ub294 \uc774\ub97c \uacf5\uc81c\ub85c \uccad\uad6c\ud558\uae30 \uc704\ud55c \uae30\ubcf8 \uae30\uc900\uc744 \uc124\uba85\ud558\uba74\uc11c \ube44\uc6a9\uc740 \ubcf4\ud5d8 \uc5c5\uacc4\uc5d0\uc11c \ud544\uc694\ud55c \uae30\uc220\uc744 \uc720\uc9c0\ud558\uac70\ub098 \ud5a5\uc0c1\uc2dc\ud0a4\ub294 \ub370 \ub3c4\uc6c0\uc774 \ub418\ub294 \uad50\uc721\uc744 \uc704\ud55c \uac83\uc774\uc5b4\uc57c \ud558\uac70\ub098 \uad50\uc721\uc5d0 \uc758\ud574 \ubc95\uc801\uc73c\ub85c \uc694\uad6c\ub418\uc5b4\uc57c \ud55c\ub2e4\uace0 \ub9d0\ud569\ub2c8\ub2e4. <\/p>\n\n

\uac74\uac15\ubcf4\ud5d8<\/strong><\/h5>\n\n

\uacbd\uc6b0\uc5d0 \ub530\ub77c \uac74\uac15 \ubcf4\ud5d8\ub8cc\uc5d0 \ub300\ud55c \uacf5\uc81c\ub97c \ubc1b\uc744 \uc218\ub3c4 \uc788\uc2b5\ub2c8\ub2e4.\n\uc62c\ubc14\ub978 \uae30\uc900\uc744 \ucda9\uc871\ud558\ub294 \ud55c \ubcf8\uc778, \ubc30\uc6b0\uc790 \ubc0f 27\uc138 \ubbf8\ub9cc\uc758 \ubd80\uc591\uac00\uc871\uc744 \uc704\ud574 \uc9c0\ubd88\ud55c \uc758\ub8cc \ubc0f \uce58\uacfc \ubcf4\ud5d8\ub8cc\ub97c \uacf5\uc81c\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n

\uc774\uac83\uc740 \uc758\uc0ac, \uce58\uacfc \uc758\uc0ac, \uc678\uacfc \uc758\uc0ac, \uc2ec\ub9ac\ud559\uc790, \ucc99\ucd94 \uc9c0\uc555\uc0ac \ubc0f \uc2ec\uc9c0\uc5b4 \ube44\uc804\ud1b5\uc801\uc778 \uc758\ub8cc \uc885\uc0ac\uc790\uc758 \ube44\uc6a9\uc5d0 \uc801\uc6a9\ub429\ub2c8\ub2e4.<\/p>\n\n

\ub9c8\uc9c0\ub9c9 \uc870\uc5b8: \uc88b\uc740 \ud68c\uacc4\uc0ac\ub97c \ucc3e\uc73c\uc138\uc694<\/strong><\/h5>\n\n

\ub9c8\uc9c0\ub9c9\uc73c\ub85c, \ub300\ubd80\ubd84\uc758 \ub3c5\ub9bd \uc124\uacc4\uc0ac\ub294 \uc77c\ubc18\uc801\uc73c\ub85c \uc18c\uaddc\ubaa8 \uc0ac\uc5c5\uccb4, \uac1c\uc778 \uc0ac\uc5c5\uccb4 \ubc0f \ubcf4\ud5d8 \uc0b0\uc5c5\uc5d0 \uc775\uc219\ud55c \uacbd\ud5d8 \ub9ce\uc740 \ud68c\uacc4\uc0ac\ub97c \uace0\uc6a9\ud558\ub294 \uac83\uc774 \uc88b\uc2b5\ub2c8\ub2e4.\n\ud2b9\ud788 \uacbd\ud5d8\uc774 \ub9e4\uc6b0 \uc81c\ud55c\ub41c \uacbd\uc6b0 \uc9c1\uc811 \ucc98\ub9ac\ud558\ub824\uace0 \ud558\uba74 \ube44\uc6a9\uc774 \ub9ce\uc774 \ub4dc\ub294 \uc624\ub958\uac00 \ubc1c\uc0dd\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n

“\uc790\uc2e0\uc758 \uc1fc\ub97c \uc6b4\uc601\ud558\ub294 \uacbd\uc6b0 \uc804\ubb38\uac00\uc758 \ub3c4\uc6c0\uc744 \ubc1b\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4”\ub77c\uace0 New Horizons Insurance Marketing\uc758 Rebekah Parr\ub294 \ub9d0\ud569\ub2c8\ub2e4.\n“\uc18d\ub2f4\uc5d0 CPA(Certified Public Accountant)\ub97c \uace0\uc6a9\ud558\uc5ec \uc138\uae08\uc744 \ucc98\ub9ac\ud558\uba74 \uac00\ub2a5\ud55c \ubaa8\ub4e0 \uacf5\uc81c\ub97c \ucc3e\uae30 \ub54c\ubb38\uc5d0 \ubaa8\ub4e0 i\uc640 t\uac00 \uc810\uc73c\ub85c \ud45c\uc2dc\ub418\uace0 \uad50\ucc28\ub418\uc5b4 \uc788\ub294\uc9c0 \ud655\uc778\ud558\ub294 \uac83\uc740 \ub9d0\ud560 \uac83\ub3c4 \uc5c6\uc2b5\ub2c8\ub2e4.” <\/p>\n\n

\uc774\ub807\uac8c \ud558\uba74 \ubaa8\ub4e0 \uac83\uc774 \uc81c\ub300\ub85c \ubcf4\uace0\ub418\uace0 \uc138\uae08 \ucc98\ubc8c\uc744 \ubc29\uc9c0\ud560 \uc218 \uc788\uc744 \ubfd0\ub9cc \uc544\ub2c8\ub77c \uc0b6\uc774 \ub354 \uc26c\uc6cc\uc9c0\uace0 \ube44\uc988\ub2c8\uc2a4 \uc131\uc7a5\uc5d0 \ub354 \uc9d1\uc911\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n

\uc138\uae08\uc5d0 \ub300\ud55c \ucd5c\uc2e0 \uc815\ubcf4 \ud30c\uc545<\/strong><\/h5>\n\n

\ub3c5\ub9bd \ub300\ub9ac\uc778\uc774 \ub418\ub824\uba74 \ub9ce\uc740 \uac83\uc774 \ud544\uc694\ud558\uba70 \uc138\uae08\uc740 \ud655\uc2e4\ud788 \ud070 \ubd80\ubd84\uc744 \ucc28\uc9c0\ud569\ub2c8\ub2e4.\n\uc774\uac83\uc740 \uc911\uc694\ud55c \ucc45\uc784\uc774\uba70 \ud2b9\ud788 \uacfc\uac70\uc5d0 \ud68c\uc0ac\uac00 \uadc0\ud558\ub97c \uc704\ud574 \uc138\uae08\uc744 \ucc98\ub9ac\ud55c \uace0\uc6a9\uc8fc\ub97c \uc704\ud574 \uc77c\ud558\ub294 \ub370 \uc775\uc219\ud558\ub2e4\uba74 \ub2e4\uc18c \uc555\ub3c4\uc801\uc73c\ub85c \ubcf4\uc77c \uc218 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n

\uadf8\ub7ec\ub098 \ud655\uc2e4\ud788 \uad00\ub9ac\ud560 \uc218 \uc788\ub294 \uac83\uc785\ub2c8\ub2e4.\n\uc2dc\uac04\uc744 \ub0b4\uc5b4 \uc138\uae08\uc758 \uae30\ubcf8 \uc0ac\ud56d\uc744 \uc774\ud574\ud558\uace0 \uacf5\uc81c \ube44\uc6a9\uc744 \ucd94\uc801\ud558\ub294 \ubc29\ubc95\uc744 \uc544\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4. <\/p>\n","protected":false},"excerpt":{"rendered":"

\uc138\uae08\uc744 \uc774\ud574\ud558\ub294 \uac83\uc740 \ub3c5\ub9bd \ubcf4\ud5d8 \uc124\uacc4\uc0ac\uc5d0\uac8c \ud559\uc2b5 \uace1\uc120\uc774 \ub420 \uc218 \uc788\uc73c\uba70, \ud2b9\ud788 \ube44\uc988\ub2c8\uc2a4 \ubc0f \uc9c1\uc6d0 \uba85\ub2e8\uc774 \uc99d\uac00\ud558\ub294 \uc0c1\ud669\uc5d0\uc11c \uadf8\ub807\uc2b5\ub2c8\ub2e4. \ub3c5\ub9bd \ubcf4\ud5d8 \ub300\ub9ac\uc778\uc774 \ub418\uae30 \uc704\ud55c \uc2dc\ub9ac\uc988\uc758 \uc77c\ud658\uc73c\ub85c, \uc18c\uae30\uc5c5\uc744 \uc704\ud55c \ud45c\uc900 \ub0a9\uc138 \uc758\ubb34\uc640 \ud568\uaed8 \uadc0\ud558\uac00 \uc774\uc6a9\ud560 \uc218 \uc788\ub294 \uba87 \uac00\uc9c0 \ub180\ub77c\uc6b4 \uc138\uae08 \uac10\uba74 \ud61c\ud0dd\uc744 \uc0b4\ud3b4\ubcf4\uaca0\uc2b5\ub2c8\ub2e4. \ub300\ub9ac\uc778\uc744 \uc704\ud55c \uc138\ubb34 \ube44\uc6a9 \uc77c\ubc18\uc801\uc73c\ub85c \ub3c5\ub9bd \ub300\ub9ac\uc778\uc740 \uc138\uae08\uc744 \uc2e0\uace0\ud560 \ub54c \ub3c5\ub9bd \uacc4\uc57d\uc790\ub85c […]<\/p>\n","protected":false},"featured_media":0,"template":"","insight-category":[],"class_list":["post-19789","insight","type-insight","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/insight\/19789","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/insight"}],"about":[{"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/types\/insight"}],"wp:attachment":[{"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/media?parent=19789"}],"wp:term":[{"taxonomy":"insight-category","embeddable":true,"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/insight-category?post=19789"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}