{"id":19766,"date":"2024-09-20T13:06:40","date_gmt":"2024-09-20T18:06:40","guid":{"rendered":"https:\/\/bolttech.io\/insights\/%ec%82%b0%eb%b6%88%ec%9d%b4-%ec%83%81%ec%97%85-%eb%b0%8f-%ec%a3%bc%ed%83%9d-%ec%86%8c%ec%9c%a0%ec%9e%90-%eb%b3%b4%ed%97%98%ec%97%90-%eb%af%b8%ec%b9%98%eb%8a%94-%ec%98%81%ed%96%a5\/"},"modified":"2024-09-20T13:06:50","modified_gmt":"2024-09-20T18:06:50","slug":"%ec%82%b0%eb%b6%88%ec%9d%b4-%ec%83%81%ec%97%85-%eb%b0%8f-%ec%a3%bc%ed%83%9d-%ec%86%8c%ec%9c%a0%ec%9e%90-%eb%b3%b4%ed%97%98%ec%97%90-%eb%af%b8%ec%b9%98%eb%8a%94-%ec%98%81%ed%96%a5","status":"publish","type":"insight","link":"https:\/\/bolttech.io\/ko\/insights\/%ec%82%b0%eb%b6%88%ec%9d%b4-%ec%83%81%ec%97%85-%eb%b0%8f-%ec%a3%bc%ed%83%9d-%ec%86%8c%ec%9c%a0%ec%9e%90-%eb%b3%b4%ed%97%98%ec%97%90-%eb%af%b8%ec%b9%98%eb%8a%94-%ec%98%81%ed%96%a5\/","title":{"rendered":"\uc0b0\ubd88\uc774 \uc0c1\uc5c5 \ubc0f \uc8fc\ud0dd \uc18c\uc720\uc790 \ubcf4\ud5d8\uc5d0 \ubbf8\uce58\ub294 \uc601\ud5a5"},"content":{"rendered":"\n<p><a href=\"https:\/\/www.nifc.gov\/fireInfo\/fireInfo_documents\/SuppCosts.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">National Interagency Fire Center<\/a>\uc758 \ub370\uc774\ud130\uc5d0 \ub530\ub974\uba74 2018\ub144 \ubbf8\uad6d \uc5f0\ubc29 \uc815\ubd80\ub294 \ubbf8\uad6d \ub0b4 870\ub9cc \uc5d0\uc774\ucee4\uc5d0 \uac78\uccd0 \ubc1c\uc0dd\ud55c \uc0b0\ubd88\uc744 \uc9c4\uc555\ud558\ub294 \ub370 30\uc5b5 \ub2ec\ub7ec \uc774\uc0c1\uc744 \uc9c0\ucd9c\ud588\uc2b5\ub2c8\ub2e4.\n\uc8fc \uc815\ubd80\uc640 \uc9c0\ubc29 \uc815\ubd80\ub3c4 \uc0b0\ubd88\uc744 \uc9c4\uc555\ud558\uace0, \uc8fc\ubbfc\ub4e4\uc5d0\uac8c \uacbd\uace0\ub97c \ubcf4\ub0b4\uace0, \ub300\ud53c \ubc0f \uc7ac\uac74 \uc694\uad6c \uc0ac\ud56d\uc744 \ud574\uacb0\ud558\uae30 \uc704\ud574 \uc218\ubc31\ub9cc \ub2ec\ub7ec\ub97c \uc9c0\ucd9c\ud588\uc2b5\ub2c8\ub2e4. <\/p>\n\n<p>\uc0b0\ubd88 \ube44\uc6a9\uc740 \uae30\ud6c4 \ubcc0\ud654\ub85c \uc778\ud574 \uc0b0\ubd88\uc774 \ubc1c\uc0dd\ud558\uae30\uc5d0 \uc774\uc0c1\uc801\uc778 \uc870\uac74\uc744 \uacc4\uc18d \uc720\uc9c0\ud568\uc5d0 \ub530\ub77c \ub192\uc740 \uc218\uc900\uc744 \uc720\uc9c0\ud560 \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4.\n\ubcf4\ud5d8\uc0ac\ub4e4\uc740 \uae30\uc874\uc758 \uc0b0\ubd88 \uc815\ubcf4\ub85c\ubd80\ud130 \uad50\ud6c8\uc744 \uc5bb\uace0 <a href=\"https:\/\/www.boltinc.com\/insights\/blogs\/commercial-reinsurance-ecosystem?__hstc=103362207.8432e18fe1b4e270bd8d783f6794e506.1724072077526.1724252449792.1724256511253.9&amp;__hssc=103362207.33.1725204964040&amp;__hsfp=3405490495\" target=\"_blank\" rel=\"noreferrer noopener\">\ud604\uc7ac \uc9c4\ud589 \uc911\uc778 \uc704\ud5d8\uc744 \ud574\uacb0\ud560<\/a> \uc218 \uc788\ub294 \uc0c8\ub85c\uc6b4 \ubc29\ubc95\uc744 \ucc3e\uc544\uc57c \ud569\ub2c8\ub2e4. <\/p>\n\n<h2 class=\"wp-block-heading\">2020\ub144 \uc0b0\ubd88 \uc0c1\ud669<\/h2>\n\n<p>\uc0b0\ubd88\uc740 \ubbf8\uad6d \uc11c\ubd80\uc640 \uce90\ub098\ub2e4, \ud638\uc8fc\ub97c \ud3ec\ud568\ud55c \ub2e4\ub978 \uad6d\uac00\uc5d0\uc11c \uc810\uc810 \ub354 \ud070 \ubb38\uc81c\ub85c \ub0a8\uc544 \uc788\uc2b5\ub2c8\ub2e4.\n\uce98\ub9ac\ud3ec\ub2c8\uc544\uc5d0\uc11c\ub9cc 2020\ub144 8\uc6d4 \uc911\uc21c\ubd80\ud130 9\uc6d4 \ucd08 \uc0ac\uc774\uc5d0 875\uac74 \uc774\uc0c1\uc758 \ud654\uc7ac\uac00 \ubcf4\uace0\ub418\uc5c8\uc2b5\ub2c8\ub2e4.\n\uc774 \ud654\uc7ac\ub85c \uac70\uc758 150\ub9cc \uc5d0\uc774\ucee4\uac00 \ubd88\uc5d0 \ud0d4\uace0, 2,800\uac1c \uc774\uc0c1\uc758 \uc8fc\ud0dd \ubc0f \uc0ac\uc5c5\uccb4 \uac74\ubb3c\uc774 \ud53c\ud574\ub97c \uc785\uc5c8\uc73c\uba70, \uc57d 4\ub9cc \uba85\uc758 \uc8fc\ubbfc\ub4e4\uc774 \uc9d1\uc744 \uc783\uc5c8\ub2e4\uace0 \u300c\ub274\uc695 \ud0c0\uc784\uc2a4 <a href=\"https:\/\/www.nytimes.com\/2020\/09\/02\/climate\/wildfires-insurance.html\" target=\"_blank\" rel=\"noreferrer noopener\">\u300d\uc9c0\uc758 \ud06c\ub9ac\uc2a4\ud1a0\ud37c \ud50c\ub798\ubca8\uc740<\/a> \uae30\uc220\ud55c\ub2e4.  <\/p>\n\n<p>2020\ub144 10\uc6d4\uae4c\uc9c0 \uce98\ub9ac\ud3ec\ub2c8\uc544\uc5d0\uc11c \ubd88\uc5d0 \ud0c4 \uc5d0\uc774\ucee4\uc758 \uc218\uac00 400\ub9cc \uc5d0\uc774\ucee4\ub97c \ub118\uc5b4\uc11c\uba70 \uc8fc\uc5d0\uc11c \uc0c8\ub85c\uc6b4 \uae30\ub85d\uc744 \uc138\uc6e0\ub2e4\uace0 NBC \ub274\uc2a4\uc758 <a href=\"https:\/\/www.nbcnews.com\/news\/us-news\/california-exceeds-4-million-acres-burned-wildfires-2020-n1242078\" target=\"_blank\" rel=\"noreferrer noopener\">Tim Stelloh<\/a> \uac00 \uc37c\uc2b5\ub2c8\ub2e4.\n\uce98\ub9ac\ud3ec\ub2c8\uc544 \uc5ed\uc0ac\uc0c1 \uac00\uc7a5 \ud070 \uc0b0\ubd88 \uc0c1\uc704 20\uac74 \uc911 6\uac74\uc774 2020\ub144\uc5d0 \ubc1c\uc0dd\ud588\ub2e4\uace0 \uc8fc \uc18c\ubc29\uad6d\uc778 <a href=\"https:\/\/www.fire.ca.gov\/media\/11416\/top20_acres.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">Cal Fire<\/a>\uac00 \ubc1d\ud614\uc2b5\ub2c8\ub2e4. <\/p>\n\n<p>&#8220;\uae08\ub144\uc5d0 \uc0b0\ubd88\uc774 \ubc29\ucd9c\ub418\ub294 \uc591\uc740 \ub2e4\ub978 \ubaa8\ub4e0 \ud574\uc758 \uc5f0\uac04 \ucd1d\ub7c9\uc744 \ud6e8\uc52c \ub2a5\uac00\ud55c\ub2e4&#8221;\uace0, NASA \uace0\ub2e4\ub4dc \uc0dd\ubb3c\uad8c \uacfc\ud559 \uc5f0\uad6c\uc18c \uc18c\uc7a5\uc778 <a href=\"https:\/\/www.bbc.com\/news\/world-us-canada-54180049\" target=\"_blank\" rel=\"noreferrer noopener\">\ub354\uae00\ub7ec\uc2a4 \ubaa8\ud134<\/a>\uc740 \ub9d0\ud55c\ub2e4.<\/p>\n\n<p>\uc0b0\ubd88 \uc704\ud5d8\uc740 2020\ub144 \ub9d0\uacfc 2021\ub144 \ucd08\uae4c\uc9c0 \ubbf8\uad6d\uc5d0\uc11c \ub192\uc740 \uc218\uc900\uc744 \uc720\uc9c0\ud560 \uac83\uc73c\ub85c \ubcf4\uc778\ub2e4\uace0 NIFC(National Interagency Fire Center)\uac00 \uc5c5\ub370\uc774\ud2b8\ud588\uc2b5\ub2c8\ub2e4.\n\uac00\ubb44 \uc0c1\ud0dc, \uac15\ud48d, \ud3c9\uade0\ubcf4\ub2e4 \ub530\ub73b\ud55c \uae30\uc628\uc73c\ub85c \uc778\ud574 \uce98\ub9ac\ud3ec\ub2c8\uc544\ubfd0\ub9cc \uc544\ub2c8\ub77c \ub0a8\ubd80 \ub300\ud3c9\uc6d0 \uc8fc\uc5d0\uc11c\ub3c4 \ud654\uc7ac \uc704\ud5d8\uc774 \uc99d\uac00\ud560 \uac83\uc73c\ub85c \uc608\uc0c1\ub41c\ub2e4\uace0 <a href=\"https:\/\/www.predictiveservices.nifc.gov\/outlooks\/monthly_seasonal_outlook.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">NIFC<\/a>\ub294 \ubc1d\ud614\uc2b5\ub2c8\ub2e4. <\/p>\n\n<p>\uc0b0\ubd88\uc774 \uc99d\uac00\ud568\uc5d0 \ub530\ub77c \uac00\uc7a5 \uc704\ud5d8\ub3c4\uac00 \ub192\uc740 \uc9c0\uc5ed\uc758 \ubcf4\ud5d8 \uac00\uc6a9\uc131\uc774 \ub5a8\uc5b4\uc9c0\uace0 \uc788\uc2b5\ub2c8\ub2e4.\n <a href=\"http:\/\/www.insurance.ca.gov\/0400-news\/0100-press-releases\/2019\/upload\/nr063_factsheetwildfire.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">\uce98\ub9ac\ud3ec\ub2c8\uc544 \ubcf4\ud5d8\uad6d<\/a>\uc5d0 \ub530\ub974\uba74 &#8220;2015\ub144\uc5d0\uc11c 2018\ub144 \uc0ac\uc774 \uc790\ubc1c\uc801 \ubcf4\ud5d8 \uc2dc\uc7a5\uc758 \uc2e0\uaddc \ubc0f \uac31\uc2e0 \ubcf4\ud5d8 \uac74\uc218\ub294 \uce98\ub9ac\ud3ec\ub2c8\uc544\uc5d0\uc11c \uace0\uc704\ud5d8 \ub610\ub294 \ub9e4\uc6b0 \uace0\uc704\ud5d8 \uc9c0\uc5ed\uc5d0 \uac00\uc7a5 \ub9ce\uc740 \uc8fc\ud0dd\uc774 \uc788\ub294 10\uac1c \uce74\uc6b4\ud2f0\uc5d0\uc11c 8,700\uac74 \uac10\uc18c\ud588\ub2e4&#8221;\uace0 \ud569\ub2c8\ub2e4. <\/p>\n\n<figure class=\"wp-block-image aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"682\" src=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/reviewing-construction-plans-1024x682.jpg\" alt=\"\" class=\"wp-image-9117\" srcset=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/reviewing-construction-plans-1024x682.jpg 1024w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/reviewing-construction-plans-300x200.jpg 300w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/reviewing-construction-plans-768x512.jpg 768w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/reviewing-construction-plans.jpg 1280w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n<h2 class=\"wp-block-heading\">\uc0b0\ubd88: \uac00\uc815 \ubc0f \uae30\uc5c5 \ubcf4\ud5d8\uc0ac\uc758 \uacfc\uc81c<\/h2>\n\n<p>\uae30\ub85d\uc801\uc778 \uc0b0\ubd88 \uc2dc\uc98c\uc740 \ud2b9\uc815 \uc5f0\ub3c4\uc5d0 \ubc1c\uc0dd\ud558\ub294 \uc720\uc77c\ud55c \uc0ac\uac74\uc77c\uc9c0\ub77c\ub3c4 \ubcf4\ud5d8\uc0ac\uc5d0 \ub3c4\uc804\uc774 \ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\n\uadf8\ub7ec\ub098 \ucf54\ub85c\ub09819 \ud32c\ub370\ubbf9\uc5d0 \ub354\ud574 \uae30\ub85d\uc801\uc778 \uc0b0\ubd88\uc774 \ubc1c\uc0dd\ud558\uba74\uc11c \ubcf4\ud5d8\uc0ac\ub4e4\uc740 \ud55c\uacc4\uc5d0 \ub2e4\ub2e4\ub974\uace0 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n<h3 class=\"wp-block-heading\">\uae30\ud6c4 \ubcc0\ud654\ub294 \uc0b0\ubd88 \uc704\ud5d8\uc744 \ucd08\ub798\ud569\ub2c8\ub2e4.<\/h3>\n\n<p>\uae30\ud6c4 \ubcc0\ud654\uc640 \uae30\ud6c4 \ud328\ud134\uc5d0 \ubbf8\uce58\ub294 \uc601\ud5a5\uc740 \uacc4\uc18d\ud574\uc11c \uc0b0\ubd88\uc744 \uc77c\uc73c\ud0a4\uace0 \uc788\uc2b5\ub2c8\ub2e4.\n\uc62c\ud574 \ubc1c\uc0dd\ud55c \uc0b0\ubd88 \uc911 \uba87 \uac74\uc740 \ubc88\uac1c\ub098 \uc0ac\ub78c\uc758 \ud589\ub3d9\uc5d0 \uc758\ud574 \ucd09\ubc1c\ub418\uc5c8\uc9c0\ub9cc, \uae30\ub85d\uc801\uc778 \uace0\uc628, \ube44\uc815\uc0c1\uc801\uc73c\ub85c \ub0ae\uc740 \uc2b5\ub3c4, \uac15\ud48d \ubc0f \uac00\ubb44\uacfc \uac19\uc740 \uae30\uc0c1 \uc870\uac74\ub3c4 \ud654\uc7ac \uc704\ud5d8\uc744 \uac00\uc911\uc2dc\ucf30\uc2b5\ub2c8\ub2e4. <\/p>\n\n<p>&#8220;\uc6b0\ub9ac\ub294 \uadf9\ub2e8\uc801\uc778 \uc5f0\uc18c\ub97c \ubd80\ucd94\uae34 \uae30\uc0c1 \uc694\uc778\ub4e4\uc758 \ud37c\ud399\ud2b8 \uc2a4\ud1b0\uc744 \uacaa\uc5c8\ub2e4&#8221;\uace0 NASA\uc758 \uc9c0\uad6c \uc751\uc6a9 \uacfc\ud559 \ud504\ub85c\uadf8\ub7a8(Earth Applied Sciences Program)\uc758 \uc57c\uc0dd \ub3d9\ubb3c \uc5f0\uad6c \ubd80\uad00\ub9ac\uc790\uc778 <a href=\"https:\/\/earthobservatory.nasa.gov\/images\/147277\/historic-fires-devastate-the-us-pacific-coast\" target=\"_blank\" rel=\"noreferrer noopener\">\ube48\uc13c\ud2b8 \uc554\ube0c\ub85c\uc2dc\uc544(Vincent Ambrosia<\/a>)\ub294 \ub9d0\ud55c\ub2e4.\n\uc624\ub798\ub41c \uc232\uc758 \ub9d0\ub77c\ubd99\uc740 \ucd08\ubaa9\uc774 \ub9ce\uc774 \uc790\ub77c \uc77c\uc73c\ud0a8 \uc774 \uc0b0\ubd88\uc740 \uadf9\uc2ec\ud55c \ud53c\ud574\ub97c \uc785\ud790 \uc900\ube44\uac00 \ub418\uc5b4 \uc788\uc5c8\uace0, \uc2e4\uc81c\ub85c \uadf8\ub807\uac8c \ub418\uc5c8\uc2b5\ub2c8\ub2e4. <\/p>\n\n<p>\uae30\ud6c4 \ubcc0\ud654\ub294 \uacc4\uc18d\ud574\uc11c \uc0b0\ubd88 \ubc0f \uae30\ud0c0 \uc790\uc5f0 \uc7ac\ud574\uc758 \uc694\uc778\uc774 \ub420 \uac83\uc785\ub2c8\ub2e4.\n\uadf8\ub7ec\ub098 \uc778\ub958\ub294 \uc544\uc9c1 \uae30\ud6c4 \ubcc0\ud654 \ubaa8\ub378\uc774 \uc608\uce21\ud558\ub294 \uac83\uacfc \uac19\uc740 \uadf9\ub2e8\uc801\uc778 \uc9c0\uad6c \uc628\ub3c4 \uc0c1\uc2b9 \uc2dc\uae30\ub97c \uacaa\uc9c0 \uc54a\uc558\uc2b5\ub2c8\ub2e4.\n\ub530\ub77c\uc11c \uc9c0\ub09c \uba87 \ub144\uac04\uc758 \ub370\uc774\ud130\uc5d0 \uae30\ucd08\ud558\uc5ec \ubcf4\ud5d8 \uacb0\uc815\uc744 \ub0b4\ub9ac\ub294 \uac83\uc740 \uc55e\uc73c\ub85c \ub2e5\uce60 \uc704\ud5d8\uc5d0 \ub300\ud55c \uba85\ud655\ud55c \uadf8\ub9bc\uc744 \uc81c\uacf5\ud558\uae30\uc5d0 \ubd88\ucda9\ubd84\ud560 \uc218 \uc788\ub2e4\uace0 \uceec\ub7fc\ube44\uc544 \ub300\ud559\uad50\uc758 \uad6d\ub9bd \uc7ac\ub09c \ub300\ube44 \uc13c\ud130 \uc18c\uc7a5\uc778 <a href=\"https:\/\/www.marketplace.org\/2020\/09\/10\/insurance-companies-face-own-risks-wildfires-continue\/\" target=\"_blank\" rel=\"noreferrer noopener\">\uc81c\ud504 \uc290\ub808\uac94\ubc00\uce58\ub294<\/a> \ub9d0\ud55c\ub2e4.  <\/p>\n\n<h3 class=\"wp-block-heading\">\uc8fc\uac70 \ud615\ud0dc\uc640 \ud658\uacbd\uc801 \ub099\uc9c4\ub3c4 \uc704\ud5d8\uc744 \uc99d\uac00\uc2dc\ud0a8\ub2e4<\/h3>\n\n<p>\uc0b0\ubd88\uc740 \ub610\ud55c \uc9c0\ub09c \uc218\uc2ed \ub144\ubcf4\ub2e4 \ub354 \ud070 \uc704\ud5d8\uc744 \ucd08\ub798\ud558\ub294\ub370, \uc774\ub294 \uc8fc\ud0dd \uac1c\ubc1c \ud328\ud134\uc73c\ub85c \uc778\ud574 \uace0\uc704\ud5d8 \uc9c0\uc5ed\uc5d0 \ub354 \ub9ce\uc740 \uc8fc\ud0dd\uc774 \ubc30\uce58\ub418\uc5c8\uae30 \ub54c\ubb38\uc785\ub2c8\ub2e4.\n\uc608\ub97c \ub4e4\uc5b4, 1964\ub144 \ud578\ub9ac \ud654\uc7ac\ub294 200\uac1c \ubbf8\ub9cc\uc758 \uad6c\uc870\ubb3c\uc744 \ud0dc\uc6e0\uc9c0\ub9cc, 2017\ub144 \uac19\uc740 \uc9c0\uc5ed\uc5d0\uc11c \ubc1c\uc0dd\ud55c \ud130\ube0c\uc2a4 \ud654\uc7ac\ub294 5,000\uac1c \uc774\uc0c1\uc758 \uad6c\uc870\ubb3c\uc744 \uc190\uc0c1\uc2dc\ucf30\ub2e4\uace0 \uce98\ub9ac\ud3ec\ub2c8\uc544 \uac1c\uc778\ubcf4\ud5d8\uc5f0\ub9f9(Personal Insurance Federation of California)\uc758 <a href=\"https:\/\/www.ppic.org\/blog\/growing-damages-from-wildfires-burn-the-insurance-industry\/\" target=\"_blank\" rel=\"noreferrer noopener\">\ud68c\uc7a5\uc778 \ub809\uc2a4 \ud504\ub808\uc774\uc800(Rex Frazier<\/a>)\ub294 \ub9d0\ud569\ub2c8\ub2e4. <\/p>\n\n<p>&#8220;\uc9c0\ud615\uc740 \ubcc0\ud558\uc9c0 \uc54a\uc558\uc9c0\ub9cc \uc774 \uc9c0\uc5ed\uc758 \uac74\uc124\uc740 \ubcc0\ud588\uc2b5\ub2c8\ub2e4&#8221;\ub77c\uace0 Frazier\ub294 \ub9d0\ud569\ub2c8\ub2e4.\n\ubcf4\ud5d8 \ud68c\uc0ac\uc758 \uacbd\uc6b0 \uace0\uc704\ud5d8 \uc9c0\uc5ed\uc5d0\uc11c \ub354 \ub9ce\uc740 \uac74\uc124\uc744 \ud55c\ub2e4\ub294 \uac83\uc740 \ud654\uc7ac\uac00 \ubc1c\uc0dd\ud588\uc744 \ub54c \ub354 \ub9ce\uc740 \uc190\uc2e4\uc744 \uc758\ubbf8\ud569\ub2c8\ub2e4. <\/p>\n\n<p>\uc0b0\ubd88\uc740 \ub610\ud55c \ud3ed\ud48d\uc774 \ubab0\uc544\uce58\ub294 \ub3d9\uc548 \uc0b0\uc0ac\ud0dc, \uc774\ub958 \ubc0f \uc4f0\ub7ec\uc9c4 \ub098\ubb34\ub97c \ud3ec\ud568\ud55c \ub2e4\ub978 \uc720\ud615\uc758 \ud53c\ud574 \uc704\ud5d8\uc744 \uc99d\uac00\uc2dc\ud0b5\ub2c8\ub2e4.<\/p>\n\n<p>\uc62c \uac00\uc744 \uc624\ub9ac\uac74\uc8fc\uc758 \uc2b5\ud55c \ub0a0\uc528\uc640 \ubc14\ub78c\uc774 \ub9ce\uc774 \ubd80\ub294 \uc870\uac74\uc73c\ub85c \uc778\ud574 \uc9c0\uc5ed \ub2f9\uad6d\uc740 \uc624\ub9ac\uac74 \uc8fc\ubbfc\ub4e4\uc5d0\uac8c \uc7a0\uc7ac\uc801\uc778 \uc704\ud5d8\uc5d0 \ub300\ud574 \uacbd\uace0\ud588\uc2b5\ub2c8\ub2e4.\n\uc0b0\ubd88 \ud6c4 \uac15\ud55c \ubc14\ub78c\uacfc \ube44\ub294 \uc0b0\ubd88 \ud53c\ud574\uac00 \uc5c6\ub294 \uc720\uc0ac\ud55c \ud3ed\ud48d\ubcf4\ub2e4 \ub354 \ub9ce\uc740 \ub3c4\ub85c \uc704\ud5d8\uc744 \ucd08\ub798\ud560 \uc218 \uc788\ub2e4\uace0 \uc624\ub9ac\uac74\uc8fc \ub9e4\ub9ac\uc5b8 \uce74\uc6b4\ud2f0 \ubcf4\uc548\uad00 \uc0ac\ubb34\uc2e4\uc758 \uacbd\ucc30 \uacbd\uc0ac\uc778 <a href=\"https:\/\/www.iii.org\/insuranceindustryblog\/category\/wildfires\/\" target=\"_blank\" rel=\"noreferrer noopener\">\uc81c\ub808\ubbf8 \ub79c\ub354\uc2a4<\/a>\ub294 \ub9d0\ud569\ub2c8\ub2e4. <\/p>\n\n<h3 class=\"wp-block-heading\">\uc0b0\ubd88\uacfc \uc804\uc5fc\ubcd1\uc744 \ud568\uaed8 \uad00\ub9ac\ud558\uae30<\/h3>\n\n<p>\ubbf8\uad6d \uc804\uc5ed\uc758 \uc5ec\ub7ec \uc9c0\uc5ed\uc5d0\uc11c \uc0b0\ubd88\uc774 \uacc4\uc18d \ub9f9\uc704\ub97c \ub5a8\uce58\uace0 \uc788\uc2b5\ub2c8\ub2e4.\n\uba87\uba87 \ubbf8\uad6d \ubc95\uc6d0\uc5d0\uc11c\ub294 COVID-19 \uccad\uad6c\uc5d0 \uc0ac\uc5c5 \uc911\ub2e8 \ubcf4\uc7a5\uc774 \uc801\uc6a9\ub418\ub294\uc9c0 \uc5ec\ubd80\ub97c \ub458\ub7ec\uc2fc \uc2f8\uc6c0\ub3c4 \uacc4\uc18d\ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n<p>\ud32c\ub370\ubbf9\uacfc \uc0b0\ubd88 \ubaa8\ub450 \uc911\ub300\ud558\uace0 \uad11\ubc94\uc704\ud55c \uc704\ud5d8\uc744 \ub0b4\ud3ec\ud558\uace0 \uc788\uc73c\uba70, \uc774\ub294 \ubcf4\ud5d8 \ud68c\uc0ac\uc5d0 \uc0c8\ub85c\uc6b4 \uc9c8\ubb38\uc744 \uc81c\uae30\ud569\ub2c8\ub2e4.\nBryan <a href=\"https:\/\/www.policyholderpulse.com\/valuing-business-interruption-claims-wildfires-covid-19\/\" target=\"_blank\" rel=\"noreferrer noopener\">J. Coffey<\/a> \ubcc0\ud638\uc0ac\uac00 \uc9c0\uc801\ud55c \ubc14\uc640 \uac19\uc774, \ubcf4\ud5d8\uc758 \uc801\uc815 \uac00\uaca9\uc774\ub098 \uccad\uad6c \uae08\uc561\uc744 \uacb0\uc815\ud558\ub294 \uac83\uc740 \uc815\uc0c1\uc801\uc774\uac70\ub098 \uc804\ud615\uc801\uc778 \ube44\uc988\ub2c8\uc2a4 \uc774\ubca4\ud2b8 \ubc0f \uc608\uce21\uc5d0 \uc758\uc874\ud560 \uc218 \uc788\ub294 \ubcf4\ud5d8\uc0ac\uc758 \ub2a5\ub825\uc5d0 \ub2ec\ub824 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n<p>\uadf8\ub7ec\ub098 \ud32c\ub370\ubbf9 \uc0c1\ud669\uc5d0\uc11c\ub294 \ub9ce\uc740 \uc694\uc778\ub4e4\uc774 \ub354 \uc774\uc0c1 \uc815\uc0c1\uc801\uc774\uac70\ub098 \uc804\ud615\uc801\uc774\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4.\n\uc0b0\ubd88 \uc704\ud611\uc5d0 \ucc98\ud55c \ubd80\ub3d9\uc0b0\uc5d0 \ub300\ud55c \ubcf4\uc7a5\uc744 \uc81c\uacf5\ud558\ub294 \ubc29\ubc95 \ub610\ub294 \uccad\uad6c\ub97c \uad00\ub9ac\ud558\ub294 \ubc29\ubc95\uc744 \uacb0\uc815\ud558\ub294 \uac83\uc740 \ud6e8\uc52c \ub354 \uc5b4\ub824\uc6b8 \uc218 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n<p>\uc0ac\uc5c5 \uc911\ub2e8 \ubcf4\uc7a5\uc5d0 \ub354 \ub9ce\uc740 \uc8fc\uc758\ub97c \uae30\uc6b8\uc5ec\uc57c \ud560 \ud544\uc694\uc131\uc5d0 \ud798\uc785\uc5b4 \uc0c1\uc5c5 \ubcf4\ud5d8 \uace0\uac1d\uc740 \uc774\uc81c \ud654\uc7ac \ubc1c\uc0dd \uc2dc \ubcf4\ud5d8\uc774 \ubb34\uc5c7\uc744 \ubcf4\uc7a5\ud560 \uc218 \uc788\ub294\uc9c0\uc5d0 \ub300\ud574\uc11c\ub3c4 \ub354 \uc798 \uc54c\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n<p>\uc608\ub97c \ub4e4\uc5b4, \ub9ce\uc740 \ube44\uc988\ub2c8\uc2a4 \uc815\ucc45\uc774 \ube44\uc988\ub2c8\uc2a4\uc5d0 \ub300\ud55c \ubb3c\ub9ac\uc801 \uc190\uc2e4 \ub610\ub294 \uc190\uc0c1\uc758 \ubaa8\ub4e0 \uc704\ud5d8\uc744 \ubcf4\uc7a5\ud55c\ub2e4\uace0 \ubc95\ub960 \ud68c\uc0ac Hayes and Boone\uc758 <a href=\"https:\/\/www.lexology.com\/library\/detail.aspx?g=5fbd53eb-340a-49d3-acce-0cb4d61ac0da\" target=\"_blank\" rel=\"noreferrer noopener\">Micah E. Skidmore<\/a> \ub294 \uc37c\uc2b5\ub2c8\ub2e4.\n\uc774\ub7ec\ud55c \ubcf4\ud5d8\uc740 \ud654\uc7ac\ub85c \uc778\ud55c \ud53c\ud574\ubfd0\ub9cc \uc544\ub2c8\ub77c \uc0b0\ubd88\uc774 \uc811\uadfc\ud558\uc9c0\ub9cc \uc2e4\uc81c\ub85c \ud654\uc7ac\uc5d0 \uc758\ud574 \uc5f0\uc18c\ub418\uc9c0 \uc54a\uc740 \uad6c\uc870\ubb3c \ub0b4\uc758 \uc5f0\uae30 \ubc0f \uadf8\uc744\uc74c \ud53c\ud574\ub3c4 \ubcf4\uc0c1\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\n\ubcf4\ud5d8 \uace0\uac1d\uc774 \uc790\uc2e0\uc758 \uc815\ucc45\uc5d0 \ub354 \uc775\uc219\ud574\uc9d0\uc5d0 \ub530\ub77c \uc190\ud574\ub97c \ubb38\uc11c\ud654\ud558\uace0 \uccad\uad6c\ub97c \uc81c\uae30\ud558\ub294 \ub370 \ub354 \uc815\ud655\ud574\uc9c8 \uc218\ub3c4 \uc788\uc2b5\ub2c8\ub2e4.  <\/p>\n\n<figure class=\"wp-block-image aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"682\" src=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/signing-contract-agreement-1024x682.jpg\" alt=\"\" class=\"wp-image-9137\" srcset=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/signing-contract-agreement-1024x682.jpg 1024w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/signing-contract-agreement-300x200.jpg 300w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/signing-contract-agreement-768x512.jpg 768w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/signing-contract-agreement.jpg 1280w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n<h2 class=\"wp-block-heading\">\ubcf4\ud5d8\uc0ac\uac00 \ubbf8\ub798\ub97c \uacc4\ud68d\ud560 \uc218 \uc788\ub294 \ubc29\ubc95<\/h2>\n\n<p>\uc0b0\ubd88, \ud64d\uc218 \ubc0f \uae30\ud0c0 \uae30\ud6c4 \ubcc0\ud654\uc758 \uc601\ud5a5\uc73c\ub85c \uc8fc\ud0dd \ubc0f \uc5c5\ubb34\uc6a9 \uc790\uc0b0\uc5d0 \ub300\ud55c \uc704\ud611\uc774 \uc99d\uac00\ud568\uc5d0 \ub530\ub77c \ubcf4\ud5d8 \ud68c\uc0ac\ub294 \uc9c0\uc18d\uc801\uc778 \uace0\uac1d \uad00\uacc4\uc758 \ud544\uc694\uc131\uacfc \uace0\uc704\ud5d8 \uc790\uc0b0\uc5d0 \ub300\ud55c \ubcf4\ud5d8\uc758 \uc7ac\uc815\uc801 \ubd88\uc548\uc815 \uc0ac\uc774\uc5d0\uc11c \uade0\ud615\uc744 \ub9de\ucd94\uae30 \uc704\ud574 \uace0\uad70\ubd84\ud22c\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n<p>&#8220;2017\ub144\uacfc 2018\ub144 \ud654\uc7ac\ub85c 30\ub144 \ub3d9\uc548\uc758 \uc774\uc775\uc774 \ub450 \ubc30 \uc774\uc0c1 \uc0ac\ub77c\uc84c\uc2b5\ub2c8\ub2e4. \uadf8\uac83\uc740 \uadf8 \uc774\uc775\uc744 \ub450 \ubc88 \uc774\uc0c1 \uc5c6\uc560 \ubc84\ub838\uc2b5\ub2c8\ub2e4&#8221;\ub77c\uace0 \ud39c\uc2e4\ubca0\ub2c8\uc544 \ub300\ud559\uc758 Wharton Risk Center\uc758 \uc804\ubb34 \uc774\uc0ac <a href=\"https:\/\/www.marketplace.org\/2020\/08\/31\/insurance-increasingly-unaffordable-as-climate-change-brings-more-disasters\/\" target=\"_blank\" rel=\"noreferrer noopener\">\uc778 Carolyn Kousky, Ph.D.<\/a>\ub294 \ub9d0\ud569\ub2c8\ub2e4.<\/p>\n\n<p>\uc774\uc640 \uac19\uc740 \uc190\uc2e4\uc740 \uc2dc\uac04\uc774 \uc9c0\ub0a8\uc5d0 \ub530\ub77c \uc9c0\uc18d \uac00\ub2a5\ud558\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4.\n\uc0b0\ubd88\uc774 \ubbf8\uad6d \uc11c\ubd80\uc640 \ub2e4\ub978 \uad6d\uac00\ub97c \uacc4\uc18d \ud729\uc4f8\uba74\uc11c \ubcf4\ud5d8\uc0ac\ub4e4\uc740 \uc0b0\ubd88\uc774 \ubc1c\uc0dd\ud558\uae30 \uc26c\uc6b4 \uc9c0\uc5ed\uc758 \uc8fc\ud0dd\uacfc \uc0ac\uc5c5\uccb4\ub97c \ubcf4\uc7a5\ud560\uc9c0 \uc5ec\ubd80\uc640 \ubc29\ubc95\uc744 \uc7ac\uace0\ud558\uace0 \uc788\ub2e4\uace0 Kousky\ub294 \uc9c0\uc801\ud569\ub2c8\ub2e4. <\/p>\n\n<h3 class=\"wp-block-heading\">\uc0c8\ub85c\uc6b4 \uaddc\uc815 \ud574\uacb0<\/h3>\n\n<p>\uc0c8\ub85c\uc6b4 \uc8fc \ubc0f \uc5f0\ubc29 \uaddc\uc815\uc740 \ubcf4\ud5d8 \ud68c\uc0ac\uc5d0 \ub3c4\uc804 \uacfc\uc81c\ub97c \uc81c\uc2dc\ud569\ub2c8\ub2e4.\n\uc608\ub97c \ub4e4\uc5b4, 2020\ub144 \uc0b0\ubd88\ub85c \uc778\ud574 \uce98\ub9ac\ud3ec\ub2c8\uc544 \ubcf4\ud5d8 \uac10\ub3c5\uad00\uc740 \ubcf4\ud5d8\ub8cc\ub97c \ucc45\uc815\ud558\ub294 \ub370 \uc0ac\uc6a9\ub418\ub294 \uc694\uc18c\ub97c \ub2e4\ub8e8\uba74\uc11c \ubcf4\ud5d8 \ud68c\uc0ac\uc640 \uc0c8\ub85c\uc6b4 \uacc4\uc57d\uc744 \ucd94\uc9c4\ud558\uac8c \ub418\uc5c8\ub2e4\uace0 Forbes\uc758 <a href=\"https:\/\/www.forbes.com\/advisor\/homeowners-insurance\/california-wildfire-insurance-future\/\" target=\"_blank\" rel=\"noreferrer noopener\">John Egan\uacfc Amy Danise<\/a> \ub294 \uc37c\uc2b5\ub2c8\ub2e4. <\/p>\n\n<p>\uce98\ub9ac\ud3ec\ub2c8\uc544\uc758 \ubcf4\ud5d8 \uac10\ub3c5\uad00\uc740 \uc774\uc804\uc5d0 \uc0b0\ubd88 \ud53c\ud574\uc5d0 \ub300\ud55c \ubcf4\ud5d8 \uc801\uc6a9 \ubc94\uc704\ub97c \ub2e4\ub8e8\uae30 \uc704\ud574 \uac1c\uc785\ud55c \uc801\uc774 \uc788\uc2b5\ub2c8\ub2e4.\n\uc608\ub97c \ub4e4\uc5b4, 2019\ub144 12\uc6d4, \uc8fc \ubcf4\ud5d8\uac10\ub3c5\uad00\uc740 \uc0b0\ubd88 \uc704\ud5d8 \uc9c0\uc5ed\uc5d0\uc11c \ubcf4\ud5d8\ud68c\uc0ac\uac00 \ubcf4\ud5d8 \uace0\uac1d\uc744 \ucca0\uc218\uc2dc\ud0a4\ub294 \uac83\uc744 1\ub144 \ub3d9\uc548 \uc720\uc608\ud588\uc2b5\ub2c8\ub2e4.\n\ubcf4\ub3c4 \uc911\ub2e8 \uae08\uc9c0\ub294 \uc8fc \uc804\uc5ed\uc5d0\uc11c \uc57d 800,000\uac1c\uc758 \uc815\ucc45\uc5d0 \uc601\ud5a5\uc744 \ubbf8\ucce4\ub2e4\uace0 AP \ud1b5\uc2e0\uc758 <a href=\"https:\/\/abcnews.go.com\/Business\/wireStory\/california-protect-insurance-policies-wildfire-areas-67530578\" target=\"_blank\" rel=\"noreferrer noopener\">\uc544\ub2f4 \ube54(Adam Beam<\/a> )\uc740 \uc37c\ub2e4.  <\/p>\n\n<p>\uc55e\uc73c\ub85c \ubcf4\ud5d8 \ud68c\uc0ac\ub294 \uc8fc \ubc0f \uc5f0\ubc29 \uaddc\uc815\uc744 \uacc4\uc18d \uc219\uc9c0\ud574\uc57c \ud569\ub2c8\ub2e4.\n\uadf8\ub4e4\uc740 \ub610\ud55c \ubcf4\ud5d8 \ubcf4\uc7a5\uc758 \uac00\uaca9 \ucc45\uc815\uc5d0 \ub300\ud574 \uacf5\ubb34\uc6d0\uc744 \uad50\uc721\ud558\ub294 \ub370 \ubcf4\ub2e4 \uc801\uadf9\uc801\uc778 \uc5ed\ud560\uc744 \ud574\uc57c \ud560 \uc218\ub3c4 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n<h3 class=\"wp-block-heading\">\uc8fc\ud0dd \uc18c\uc720\uc790\uc640 \uae30\uc5c5\uc774 \uc548\uc804\ud558\uac8c \uc7ac\uac74\ud560 \uc218 \uc788\ub3c4\ub85d \uc9c0\uc6d0<\/h3>\n\n<p>\uc7ac\uac74 \ube44\uc6a9\uc740 \uc0b0\ubd88 \uc704\ud5d8\uc744 \ucda9\ub2f9\ud558\uace0 \ud074\ub808\uc784\uc744 \ud574\uacb0\ud558\ub294 \ub370 \ud575\uc2ec\uc785\ub2c8\ub2e4.\n\uc608\ub97c \ub4e4\uc5b4, Moody&#8217;s <a href=\"https:\/\/www.insurancejournal.com\/news\/west\/2020\/09\/17\/582984.htm\" target=\"_blank\" rel=\"noreferrer noopener\">\ubcf4\uace0\uc11c\uc5d0<\/a> \ub530\ub974\uba74 2020\ub144 9\uc6d4 \ud604\uc7ac \uc624\ub9ac\uac74, \uc6cc\uc2f1\ud134 \ubc0f \uae30\ud0c0 \uc8fc\uc5d0\uc11c \uc0b0\ubd88\ub85c \uc57d 3,865\uac1c\uc758 \uac74\ubb3c\uc774 \ud30c\uad34\ub418\uc5c8\uc9c0\ub9cc, \ubd80\ub3d9\uc0b0, \uc790\uc7ac \ubc0f \ub178\ub3d9\ub825\uc774 \uc77c\ubc18\uc801\uc73c\ub85c \ub354 \uc800\ub834\ud558\uae30 \ub54c\ubb38\uc5d0 \uc774\ub4e4 \uc8fc\uc5d0\uc11c \uc7ac\uac74 \ube44\uc6a9\uc774 \uce98\ub9ac\ud3ec\ub2c8\uc544\ubcf4\ub2e4 \ub35c \ubd80\ub2f4\uc2a4\ub7ec\uc6b8 \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4. <\/p>\n\n<p>\ubd80\ub3d9\uc0b0 \uc18c\uc720\uc8fc\uac00 \uc7ac\uac74\ucd95\uc744 \ud568\uc5d0 \ub530\ub77c \ubcf4\ud5d8\uc0ac\ub294 \uc0b0\ubd88 \ud53c\ud574\ub85c\ubd80\ud130 \ubd80\ub3d9\uc0b0\uc744 \ubcf4\ud638\ud558\ub294 \ubcc0\uacbd\uc744 \ud558\ub3c4\ub85d \uc778\uc13c\ud2f0\ube0c\ub97c \uc81c\uacf5\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\n\uc608\ub97c \ub4e4\uc5b4, \uc0b0\ubd88\uc774 \uce90\ub098\ub2e4 \uc568\ubc84\ud0c0\uc758 \ud3ec\ud2b8 \ub9e5\uba38\ub9ac\ub97c \ud729\uc4f8\uc5c8\uc744 \ub54c \uce90\ub098\ub2e4 \ubcf4\ud5d8\uc0ac\ub4e4\uc740 \uace0\uac1d\ub4e4\uc774 \uc0b0\ubd88\uc774 \ub35c \ubc1c\uc0dd\ud55c \uc9c0\uc5ed\uc5d0\uc11c \uc9d1\uc744 \uc7ac\uac74\ud560 \uc218 \uc788\ub3c4\ub85d \ud604\uae08 \ud569\uc758\uae08\uc744 \uc81c\uacf5\ud588\uc2b5\ub2c8\ub2e4.\n\ud53c\ud574\ub97c \uc785\uc740 \uace0\uac1d\uc758 25% \uc774\uc0c1\uc774 \uc9d1\uc744 \uc62e\uae30\uae30\ub85c \uacb0\uc815\ud588\ub2e4\uace0 \uce90\ub098\ub2e4 \ubcf4\ud5d8\ud68c\uc0ac \ub354 \ucf54\uc624\ud37c\ub808\uc774\ud130(The Co-operators)\uc758 \ubd80\uc0ac\uc7a5 <a href=\"https:\/\/www.reuters.com\/article\/us-wildfire-insurance-climate-change-ana\/burned-by-wildfire-losses-insurance-industry-rethinks-risks-idUSKBN1ZL2RA\" target=\"_blank\" rel=\"noreferrer noopener\">\ud0c0\ub77c \ub808\uc774\ub4dc\uba3c(Tara Laidman<\/a>)\uc740 \ub9d0\ud55c\ub2e4.\n\ub2e4\ub978 \uc0ac\ub78c\ub4e4\uc740 \uac19\uc740 \uc704\uce58\uc5d0 \uc7ac\uac74\ud588\uc9c0\ub9cc \ub0b4\ud654\uc131 \uac74\ucd95 \uc790\uc7ac\uc5d0 \ud22c\uc790\ud588\uc2b5\ub2c8\ub2e4.   <\/p>\n\n<p>&#8220;Fort McMurray\ub294 \uc774\uc81c \ud6e8\uc52c \ub354 \ud0c4\ub825\uc801\uc778 \ucee4\ubba4\ub2c8\ud2f0\uac00 \ub418\uc5c8\uc73c\uba70 \ub354 \ub098\uc740 \uc7ac\uac74\uc744 \uc774\ub918\uc2b5\ub2c8\ub2e4&#8221;\ub77c\uace0 Laidman\uc740 \ub9d0\ud569\ub2c8\ub2e4.<\/p>\n\n<p>\uc0b0\ubd88 \uc704\ud611\uc740 \ub2f9\ubd84\uac04 \uacc4\uc18d\ub420 \uac83\uc73c\ub85c \ubcf4\uc774\uba70, \uc624\ud788\ub824 \uc99d\uac00\ud560 \uac83\uc73c\ub85c \ubcf4\uc785\ub2c8\ub2e4.\n\ubcf4\ud5d8 \ud68c\uc0ac\ub294 \uace0\uac1d\uacfc \uc18c\ud1b5\ud560 \uc218 \uc788\ub294 \uc0c8\ub85c\uc6b4 \ubc29\ubc95\uacfc \uc0b0\ubd88 \uc704\ud5d8 \ubc0f \ud53c\ud574\ub97c \ud3c9\uac00\ud558\uace0 \ub300\uc751\ud560 \uc218 \uc788\ub294 \ubcf4\ub2e4 \ud6a8\uacfc\uc801\uc778 \uc218\ub2e8\uc774 \ud544\uc694\ud569\ub2c8\ub2e4. <\/p>\n\n<p><em>\uc774\ubbf8\uc9c0 \uc791\uc131\uc790: nisanga\/\u00a9123RF.com, Suwat Supachavinswad\/\u00a9123RF.com, Tirachard Kumtanom\/\u00a9123RF.com<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>National Interagency Fire Center\uc758 \ub370\uc774\ud130\uc5d0 \ub530\ub974\uba74 2018\ub144 \ubbf8\uad6d \uc5f0\ubc29 \uc815\ubd80\ub294 \ubbf8\uad6d \ub0b4 870\ub9cc \uc5d0\uc774\ucee4\uc5d0 \uac78\uccd0 \ubc1c\uc0dd\ud55c \uc0b0\ubd88\uc744 \uc9c4\uc555\ud558\ub294 \ub370 30\uc5b5 \ub2ec\ub7ec \uc774\uc0c1\uc744 \uc9c0\ucd9c\ud588\uc2b5\ub2c8\ub2e4. \uc8fc \uc815\ubd80\uc640 \uc9c0\ubc29 \uc815\ubd80\ub3c4 \uc0b0\ubd88\uc744 \uc9c4\uc555\ud558\uace0, \uc8fc\ubbfc\ub4e4\uc5d0\uac8c \uacbd\uace0\ub97c \ubcf4\ub0b4\uace0, \ub300\ud53c \ubc0f \uc7ac\uac74 \uc694\uad6c \uc0ac\ud56d\uc744 \ud574\uacb0\ud558\uae30 \uc704\ud574 \uc218\ubc31\ub9cc \ub2ec\ub7ec\ub97c \uc9c0\ucd9c\ud588\uc2b5\ub2c8\ub2e4. \uc0b0\ubd88 \ube44\uc6a9\uc740 \uae30\ud6c4 \ubcc0\ud654\ub85c \uc778\ud574 \uc0b0\ubd88\uc774 \ubc1c\uc0dd\ud558\uae30\uc5d0 \uc774\uc0c1\uc801\uc778 \uc870\uac74\uc744 \uacc4\uc18d \uc720\uc9c0\ud568\uc5d0 \ub530\ub77c \ub192\uc740 [&hellip;]<\/p>\n","protected":false},"featured_media":9133,"template":"","insight-category":[],"class_list":["post-19766","insight","type-insight","status-publish","has-post-thumbnail","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/insight\/19766","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/insight"}],"about":[{"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/types\/insight"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/media\/9133"}],"wp:attachment":[{"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/media?parent=19766"}],"wp:term":[{"taxonomy":"insight-category","embeddable":true,"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/insight-category?post=19766"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}