{"id":19575,"date":"2024-09-20T10:45:40","date_gmt":"2024-09-20T15:45:40","guid":{"rendered":"https:\/\/bolttech.io\/insight\/%ec%a0%8a%ec%9d%80-%ea%b5%ac%eb%a7%a4%ec%9e%90%ec%97%90%ea%b2%8c-%ec%9e%84%eb%8c%80-%eb%b3%b4%ed%97%98%ec%9d%84-%ed%99%8d%eb%b3%b4%ed%95%98%ea%b8%b0-%ec%9c%84%ed%95%9c-%ed%8c%81\/"},"modified":"2024-09-20T10:45:42","modified_gmt":"2024-09-20T15:45:42","slug":"%ec%a0%8a%ec%9d%80-%ea%b5%ac%eb%a7%a4%ec%9e%90%ec%97%90%ea%b2%8c-%ec%9e%84%eb%8c%80-%eb%b3%b4%ed%97%98%ec%9d%84-%ed%99%8d%eb%b3%b4%ed%95%98%ea%b8%b0-%ec%9c%84%ed%95%9c-%ed%8c%81","status":"publish","type":"insight","link":"https:\/\/bolttech.io\/ko\/insights\/%ec%a0%8a%ec%9d%80-%ea%b5%ac%eb%a7%a4%ec%9e%90%ec%97%90%ea%b2%8c-%ec%9e%84%eb%8c%80-%eb%b3%b4%ed%97%98%ec%9d%84-%ed%99%8d%eb%b3%b4%ed%95%98%ea%b8%b0-%ec%9c%84%ed%95%9c-%ed%8c%81\/","title":{"rendered":"\uc80a\uc740 \uad6c\ub9e4\uc790\uc5d0\uac8c \uc784\ub300 \ubcf4\ud5d8\uc744 \ud64d\ubcf4\ud558\uae30 \uc704\ud55c \ud301"},"content":{"rendered":"\n<p>&#8220;\uc9c0\ub09c 10\uc5ec \ub144 \ub3d9\uc548 \uc8fc\ud0dd \uc18c\uc720\uc728\uc774 \uae09\uaca9\ud788 \uac10\uc18c\ud588\ub2e4. <a>\ubc25 \uc124\ub9ac\ubc88(Bob Sullivan<\/a> )\uc740 USA \ud22c\ub370\uc774\uc5d0 \uae30\uace0\ud55c \uae00\uc5d0\uc11c \uc8fc\ud0dd \uc784\ub300\uac00 \uc8fc\ud0dd \uc2dc\uc7a5\uc744 \ucd94\uc6d4\ud588\uc73c\uba70 \uc0ac\ub78c\ub4e4\uc740 \uc810\uc810 \ub354 \ubaa8\uae30\uc9c0\ub97c \uaebc\ub9ac\uace0 \uc788\ub2e4\uace0 \uc37c\ub2e4.\n\ud2b9\ud788 \uc80a\uc740 \uc138\ub300\ub294 \uacfc\uac10\ud788 \ub6f0\uc5b4\ub4e4\uae30\ub97c \uc8fc\uc800\ud569\ub2c8\ub2e4. <a>\uc544\ud0a8 \uc624\uc608\ub378\ub808(Akin Oyedele<\/a> )\ub294 \ube44\uc988\ub2c8\uc2a4 \uc778\uc0ac\uc774\ub354(Business Insider)\uc5d0\uc11c \ubbf8\uad6d\uc758 \ubc00\ub808\ub2c8\uc5c4 \uc138\ub300 \uc8fc\ud0dd \uc18c\uc720\uc728\uc774 \uc0ac\uc0c1 \ucd5c\uc800 \uc218\uc900\uc774\ub77c\uace0 \uc124\uba85\ud588\ub2e4.\n\uc774\ub7ec\ud55c \ucd94\uc138\uc5d0 \ub300\ud55c \uba87 \uac00\uc9c0 \uc774\uc720\ub294 \ub2e4\uc74c\uacfc \uac19\uc2b5\ub2c8\ub2e4.  <\/p>\n\n<ul class=\"wp-block-list\">\n<li>\uc8fc\uac70\ube44\ub294 \ub354 \ube44\uc2f8\uc84c\uc2b5\ub2c8\ub2e4.\n <a>\ud2b8\ub8f0\ub9ac\uc544 \ud300\uc758<\/a> \ubcf4\uace0\uc11c\uc5d0 \ub530\ub974\uba74 \ubbf8\uad6d\uc778\uc758 62%\ub294 2012\ub144 \uc774\ud6c4 \uc8fc\ud0dd \ube44\uc6a9\uc774 \uc800\ub834\ud574\uc84c\ub2e4\uace0 \ub2f5\ud588\uc73c\uba70, 26%\ub294 \ud604\uc7ac \uc8fc\ud0dd \uac00\uaca9\uc774 \ud6e8\uc52c \uc800\ub834\ud574\uc84c\ub2e4\uace0 \ub2f5\ud588\ub2e4. <\/li>\n\n\n\n<li>\uc8fc\ud0dd\ub2f4\ubcf4\ub300\ucd9c\uc744 \ubc1b\uae30\uac00 \ub354 \uc5b4\ub835\uc2b5\ub2c8\ub2e4. <a>CNBC\uc758 \uc874 W. \uc200(John W. Schoen<\/a> )\uc740 2016\ub144 25-34\uc138\uc758 \uc8fc\ud0dd \uc18c\uc720\uc728\uc774 1981\ub144\uc758 50%\uc5d0 \ube44\ud574 39%\uc5d0 \ubd88\uacfc\ud558\ub2e4\uace0 \ubcf4\uace0\ud588\ub2e4.<\/li>\n\n\n\n<li>\uc8fc\ud0dd \ubd95\uad34\uc758 \uae30\uc5b5\uc740 \uc544\uc9c1\ub3c4 \uc0dd\uc0dd\ud558\ub2e4.\n\ub9ce\uc740 \uc0ac\ub78c\ub4e4\uc774 2008\ub144\uc758 \uc8fc\ud0dd \ubd95\uad34\ub97c \uae30\uc5b5\ud558\uace0 \uc788\uc5b4 \uc8fc\ud0dd \uad6c\uc785\uc744 \ub450\ub824\uc6cc\ud569\ub2c8\ub2e4.   <\/li>\n\n\n\n<li>\ub9ce\uc740 \uc80a\uc740 \uad6c\ub9e4\uc790\ub4e4\uc774 \uc5ec\uc804\ud788 \ud559\uc790\uae08 \ub300\ucd9c \ube5a\uc744 \uac1a\uace0 \uc788\uc2b5\ub2c8\ub2e4. <a>\ud06c\ub9ac\uc2a4\ud2f4 \ub514\uac04\uae30(Christine DiGangi<\/a> )\ub294 USA \ud22c\ub370\uc774\uc5d0\uc11c 2015\ub144 \ud559\uc790\uae08 \ub300\ucd9c\uc790 \ud55c \uba85\ub2f9 \ud3c9\uade0 \ud559\uc790\uae08 \ubd80\ucc44\uac00 3\ub9cc \ub2ec\ub7ec\uc600\ub2e4\uace0 \ubc1d\ud614\ub2e4.\n\uc774\uac83\uc740 \uac12\ube44\uc2fc \ubaa8\uae30\uc9c0\uc640 \uacb0\ud569\ub418\uc5b4 \uc8fc\ud0dd \uc18c\uc720\uc790\uac00 \ub418\ub824\ub294 \uc0ac\ub78c\ub4e4\uc5d0\uac8c \ub108\ubb34 \ub9ce\uc740 \uc7ac\uc815\uc801 \ubd80\ub2f4\uc774 \ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4. <\/li>\n\n\n\n<li>\ub9ce\uc740 \ubc00\ub808\ub2c8\uc5c4 \uc138\ub300\ub294 \ubd80\ubaa8\ub2d8\uacfc \ud568\uaed8 \uc9d1\uc5d0\uc11c \uc0b4\uae30\ub97c \uc120\ud0dd\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. <a>\ud328\ud2b8\ub9ad \uc2dc\uc2a8(Patrick Sisson<\/a> )\uc740 2015\ub144\uc5d0 18-34\uc138 \uccad\ub144 \uc911 3\ubd84\uc758 1 \uc774\uc0c1\uc774 \ubd80\ubaa8\ub2d8 \uc9d1\uc5d0\uc11c \uc0b4\uc558\ub2e4\uace0 \uc9c0\uc801\ud588\ub2e4.  <\/li>\n\n\n\n<li>\uc5b4\ub5a4 \uc0ac\ub78c\ub4e4\uc740 \ub2e8\uc21c\ud788 \uae4a\uc740 \ubfcc\ub9ac\ub97c \ub0b4\ub9b4 \uc900\ube44\uac00 \ub418\uc5b4 \uc788\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4.\n\uc6b0\ub9ac\ub294 \ub610\ud55c \uc80a\uc740 \uc138\ub300\uac00 \uc8fc\ud0dd \uad6c\uc785\uc5d0 \uc218\ubc18\ub418\ub294 \uc7a5\uae30\uc801\uc778 \uc57d\uc18d\uc744 \ud560 \uc900\ube44\uac00 \ub418\uc5b4 \uc788\uc9c0 \uc54a\uc740 \ucd94\uc138\ub97c \ubcf4\uace0 \uc788\uc2b5\ub2c8\ub2e4.\n30\ub144 \ub610\ub294 15\ub144 \ubaa8\uae30\uc9c0\ub294 \uc120\ud0dd\uc758 \uc5ec\uc9c0\ub97c \uc5f4\uc5b4\ub450\uace0 \uc788\ub294 \uc80a\uc740\uc774\ub4e4\uc5d0\uac8c \ub108\ubb34 \ud070 \uc694\uad6c\uc785\ub2c8\ub2e4.  <\/li>\n<\/ul>\n\n<p>\uc774 \uc0c8\ub85c\uc6b4 \ud2b8\ub80c\ub4dc\ub294 \ubcf4\ud5d8 \uc124\uacc4\uc0ac\ub4e4\uc5d0\uac8c \ud55c \uac00\uc9c0\ub97c \uc758\ubbf8\ud569\ub2c8\ub2e4: \uc774\uc81c\ub294 \uc804\ud1b5\uc801\uc778 \uc8fc\ud0dd \uc18c\uc720\uc790 \ubcf4\ud5d8 \uc0c1\ud488\uc744 \ub118\uc5b4 \ub9ce\uc740 \uc80a\uc740 \uad6c\ub9e4\uc790\ub97c \uc704\ud55c \uc138\uc785\uc790 \ubcf4\ud5d8\uc744 \uc218\uc6a9\ud574\uc57c \ud560 \ub54c\uc785\ub2c8\ub2e4.\n\uc774\ub294 <a>\uc138\uc785\uc790 \ubcf4\ud5d8<\/a>\uc758 \uc774\uc810\uc5d0 \ub300\ud574 \uace0\uac1d\uacfc \ub300\ud654\ud558\ub294 \ubc29\ubc95\uc744 \uc774\ud574\ud558\ub294 \ub3c5\ub9bd \uc5d0\uc774\uc804\ud2b8\uc5d0\uac8c \uc88b\uc740 \uae30\ud68c\ub97c \uc81c\uacf5\ud569\ub2c8\ub2e4.\n\uc62c\ubc14\ub978 \uc811\uadfc \ubc29\uc2dd\uc744 \ucde8\ud558\uace0 \ud604\ub300 \uad6c\ub9e4\uc790\uc758 \uc5b8\uc5b4\ub85c \ub9d0\ud558\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4.    <\/p>\n\n<h2 class=\"wp-block-heading\"><strong>\uc774\ub97c \ud65c\uc6a9\ud558\ub294 \ubc29\ubc95<\/strong><\/h2>\n\n<p>\uc80a\uc740 \uad6c\ub9e4\uc790\uc5d0\uac8c \uc138\uc785\uc790 \ubcf4\ud5d8\uc744 \uc131\uacf5\uc801\uc73c\ub85c \ud64d\ubcf4\ud558\ub824\uba74 \uba3c\uc800 \uadf8\ub4e4\uc758 \uace0\uc720\ud55c \uc694\uad6c \uc0ac\ud56d\uacfc \ud574\ub2f9 \uace0\uac1d\uc774 \uc0b6\uc5d0\uc11c \uc5b4\ub514\uc5d0 \uc788\ub294\uc9c0 \uc774\ud574\ud574\uc57c \ud569\ub2c8\ub2e4.\n\uacb0\uacfc\uc801\uc73c\ub85c, \ub2f9\uc2e0\uc758 \uc811\uadfc \ubc29\uc2dd\uc740 \uadf8\ub4e4\uc758 \uc6b0\ub824 \uc0ac\ud56d\uc744 \ud574\uacb0\ud574\uc57c \ud569\ub2c8\ub2e4.\n\uc608\ub97c \ub4e4\uc5b4, \ub9ce\uc740 \uc784\ub300 \uacc4\uc57d\uc740 \uc784\ucc28\uc778\uc774 \ubcf4\ud5d8\uc5d0 \uac00\uc785\ud558\ub3c4\ub85d \uc694\uad6c\ud569\ub2c8\ub2e4.\n\uc774 \uacfc\uc815\uc5d0\uc11c \ud30c\ud2b8\ub108\ub85c \ud3ec\uc9c0\uc154\ub2dd\ud558\uc5ec \uc784\ub300\uc778 \ubc0f \uc784\ucc28\uc778 \ubaa8\ub450\uc640\uc758 \uad00\uacc4\ub97c \ubc1c\uc804\uc2dc\ud0a4\uc2ed\uc2dc\uc624.\n\ub610\ud55c \uc80a\uc740 \uc0ac\ub78c\uc774 \uc784\ub300 \ubcf4\ud5d8\uc5d0\uc11c \ubcf4\uc7a5\ud558\uace0 \uc2f6\uc5b4\ud560 \uc218 \uc788\ub294 \uba87 \uac00\uc9c0 \uad6c\uccb4\uc801\uc778 \uc0ac\ud56d\uc744 \uc124\uba85\ud558\uace0 \uc2f6\uc744 \uac83\uc785\ub2c8\ub2e4.\n\uc5ec\uae30\uc5d0\ub294 \ucef4\ud4e8\ud130, \ud154\ub808\ube44\uc804, \uc804\ud654\uae30 \ubc0f \uae30\ud0c0 \uac12\ube44\uc2fc \uc804\uc790 \uc81c\ud488\uc774 \ud3ec\ud568\ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\n\ub9ac\ucf54\ub4dc(Recode)\uc758 <a>\ub77c\ub2c8 \ubab0\ub77c(Rani Molla<\/a> )\uac00 \uc9c0\uc801\ud588\ub4ef\uc774 2018\ub144 \uc2a4\ub9c8\ud2b8\ud3f0\uc758 \ud3c9\uade0 \uac00\uaca9\uc740 363\ub2ec\ub7ec\uc600\ub2e4.\n\ud3b8\uc7ac\uc131\uc744 \uac10\uc548\ud560 \ub54c \uc774\uc640 \uac19\uc740 \uc804\uc790 \uc81c\ud488\uc740 \uc138\uc785\uc790 \ubcf4\ud5d8\uc5d0 \ub300\ud574 \uc774\uc57c\uae30\ud560 \ub54c \uc88b\uc740 \ucd9c\ubc1c\uc810\uc774 \ub418\ub294 \uacbd\ud5a5\uc774 \uc788\uc2b5\ub2c8\ub2e4.       <\/p>\n\n<h3 class=\"wp-block-heading\"><strong>1. \uacbd\uc81c\uc131\uc744 \uac15\uc870\ud558\ub77c<\/strong><\/h3>\n\n<p>\uc774 \uc5f0\ub839\ub300\uc758 \uc77c\ubd80 \uc0ac\ub78c\ub4e4\uc740 \uc790\uc2e0\uc758 \uc18c\uc9c0\ud488\uc774 \uc138\uc785\uc790 \ubcf4\ud5d8 \ube44\uc6a9\uc744 \uc815\ub2f9\ud654\ud560 \ub9cc\ud07c \uac00\uce58\uac00 \uc5c6\ub2e4\uace0 \uc0dd\uac01\ud558\uc9c0\ub9cc \uadf8\ub807\uc9c0 \uc54a\uc740 \uacbd\uc6b0\uac00 \ub9ce\uc2b5\ub2c8\ub2e4.\n\uc2e4\uc81c\ub85c <a>\ud03c\ud2b8 \ud300\uc740<\/a> \uc138\uc785\uc790\uc758 \uc18c\uc720\ubb3c\uc758 \ud3c9\uade0 \uac00\uce58\uac00 $20,000 \uc774\uc0c1\uc774\ub77c\uace0 \ub9d0\ud569\ub2c8\ub2e4.\n\uadf8\ub7fc\uc5d0\ub3c4 \ubd88\uad6c\ud558\uace0 \ub9ce\uc740 \uc80a\uc740 \uc18c\ube44\uc790\ub4e4\uc740 \ucd94\uac00 \ube44\uc6a9\uc744 \uac10\uc218\ud558\ub294 \uac83\uc744 \uc88b\uc544\ud558\uc9c0 \uc54a\uc73c\uba70 \uc138\uc785\uc790 \ubcf4\ud5d8\uc774 \ube44\uc2f8\ub2e4\uace0 \uc0dd\uac01\ud569\ub2c8\ub2e4.\n\uadf8\ub7ec\ub098 \uc784\ub300 \ubcf4\ud5d8\uc774 \ube44\uc2f8\ub2e4\ub294 \ubbff\uc74c\uc740 \uc9c4\uc2e4\uc5d0\uc11c \uba40\uc5b4\uc9c8 \uc218 \uc5c6\uc2b5\ub2c8\ub2e4. <a>\ubc38\ub958\ud3ad\uadc4<\/a> \uc740 \uc2e4\uc81c\ub85c 2018\ub144 \ubbf8\uad6d\uc758 \uc138\uc785\uc790 \ubcf4\ud5d8 \ud3c9\uade0 \ube44\uc6a9\uc774 \uc5f0\uac04 187\ub2ec\ub7ec\uc600\ub294\ub370, \uc774\ub294 \uc6d4 15.58\ub2ec\ub7ec\ub97c \uc870\uae08 \ub118\ub294 \uae08\uc561\uc774\ub77c\ub294 \uac83\uc744 \ubc1c\uacac\ud588\ub2e4.\n\uc2a4\ub9c8\ud2b8\ud3f0\uc774\ub098 \ud0dc\ube14\ub9bf\uacfc \uac19\uc740 \ub2e8\uc77c \ud488\ubaa9\uc744 \uad50\uccb4\ud574\uc57c \ud558\ub294 \uac83\ub9cc\uc73c\ub85c\ub3c4 \uadf8 \ube44\uc6a9\uc744 \uc815\ub2f9\ud654\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\n\ub530\ub77c\uc11c \uacbd\uc81c\uc131 \uce21\uba74\uc744 \uac15\uc870\ud558\uace0 \uc80a\uc740 \uad6c\ub9e4\uc790\uc5d0\uac8c \uc138\uc785\uc790 \ubcf4\ud5d8\uc5d0 \uc9c0\ucd9c\ud558\ub294 \uc0c1\ub300\uc801\uc73c\ub85c \uc801\uc740 \uae08\uc561\uc774 \uc7a5\uae30\uc801\uc73c\ub85c \ud070 \uc2dc\uac04\uc744 \uc808\uc57d\ud560 \uc218 \uc788\ub294 \ubc29\ubc95\uc744 \uc54c\ub9ac\uace0 \uc2f6\uc744 \uac83\uc785\ub2c8\ub2e4.\n\uc5b4\uca0c\ub4e0, \uadf8\ub4e4\uc758 \uadc0\uc911\ud55c \uc18c\uc720\ubb3c\uc774 \ub3c4\ub09c\ub2f9\ud558\uac70\ub098 \uc190\uc0c1\ub418\uc5c8\ub2e4\uba74, \uadf8\ub4e4\uc740 \uadf8\uac83\uc744 \ub300\uccb4\ud558\uae30 \uc704\ud574 \uc8fc\uba38\ub2c8\uc5d0\uc11c \ub3c8\uc744 \uc778\ucd9c\ud558\uac70\ub098 \uac1c\uc778 \uc800\ucd95\uc5d0\uc11c \ub3c8\uc744 \uc778\ucd9c\ud560 \ud544\uc694 \uc5c6\uc774 \ubcf4\uc0c1\uc744 \ubc1b\uc744 \uc218 \uc788\uc744 \uac83\uc785\ub2c8\ub2e4.        <\/p>\n\n<h3 class=\"wp-block-heading\"><strong>2. \uc138\ubd80 \uc0ac\ud56d\uc744 \uba85\ud655\ud788 \ud55c\ub2e4<\/strong><\/h3>\n\n<p><a>\uc568\ub9ac \uc874\uc2a8(Allie Johnson)<\/a> \uc740 \ubc00\ub808\ub2c8\uc5c4 \uc138\ub300\uac00 \uc784\ub300 \ubcf4\ud5d8\uc744 \uac74\ub108\ub6f0\ub294 \uac00\uc7a5 \ud070 \uc774\uc720\ub97c \uc870\uc0ac\ud55c InsuranceQuotes.com \uc758 \uc124\ubb38\uc870\uc0ac\uc5d0 \ub300\ud574 \uc774\uc57c\uae30\ud569\ub2c8\ub2e4.\n\uc874\uc2a8\uc740 \uc751\ub2f5\uc790\uc758 33%\uac00 \ub2e8\uc21c\ud788 \uc81c\ud488\uc744 \uc774\ud574\ud558\uc9c0 \ubabb\ud558\uae30 \ub54c\ubb38\uc774\ub77c\uace0 \ub2f5\ud588\ub2e4.\n\uc774\ub294 \uc138\ubd80 \uc0ac\ud56d\uc744 \uba85\ud655\ud788 \ud558\uace0 \uc77c\ubc18\uc801\uc73c\ub85c \ubcf4\ud5d8\uc744 \ucc98\uc74c \uc811\ud560 \uc218 \uc788\ub294 \uc80a\uc740 \uad6c\ub9e4\uc790\uc5d0\uac8c \uc774 \ubcf4\ud5d8 \ub77c\uc778\uc774 \uc815\ud655\ud788 \uc5b4\ub5bb\uac8c \uc791\ub3d9\ud558\ub294\uc9c0 \uc54c\ub824\uc8fc\ub294 \uac83\uc774 \uc911\uc694\ud558\ub2e4\ub294 \uac83\uc744 \ubcf4\uc5ec\uc90d\ub2c8\ub2e4. IA Magainze\uc758 <a>Morgan Smith<\/a> \ub294 \ub3c5\ub9bd \uc5d0\uc774\uc804\ud2b8\uac00 \uc5ec\uae30\uc5d0\uc11c \uc5bb\uc744 \uc218 \uc788\ub294 \uae30\ud68c\uc5d0 \ub300\ud574 \ud765\ubbf8\ub85c\uc6b4 \uc810\uc744 \uc9c0\uc801\ud569\ub2c8\ub2e4.\n\uadf8\ub140\ub294 \uba3c\uc800 \ubc00\ub808\ub2c8\uc5c4 \uc138\ub300\uc758 70%\uac00 \uc0c8 \uc544\ud30c\ud2b8\ub97c \ucc3e\uae30 \uc704\ud574 \uc628\ub77c\uc778\uc5d0\uc11c \uc2a4\uc2a4\ub85c \uc870\uc0ac\ud558\uace0, 18%\ub294 \ub300\uba74 \uc811\ucd09\uc744 \ud53c\ud558\uae30 \uc704\ud574 \uc628\ub77c\uc778 \ub3c4\uad6c\ub97c \uc120\ud638\ud55c\ub2e4\ub294 TransUnion\uc758 \uc5f0\uad6c\ub97c \uc778\uc6a9\ud569\ub2c8\ub2e4.\n\uadf8\ub7ec\ub098 \uadf8\ub140\ub294 \uadf8\ub4e4\uc758 \uc9d1\uc5d0 \ubcf4\ud5d8\uc744 \ub4e4 \ub54c \ubcf4\ud1b5 \uadf8\ub807\uc9c0 \uc54a\ub2e4\uace0 \uc5b8\uae09\ud588\ub2e4.\n\ub300\ubd80\ubd84\uc758 \ubc00\ub808\ub2c8\uc5c4 \uc138\ub300\ub294 \ubcf4\ud5d8\uc5d0 \uac00\uc785\ud560 \ub54c \uc2e0\ub8b0\ud560 \uc218 \uc788\ub294 \ubaa9\uc18c\ub9ac\ub97c \ub4e3\ub294 \uac83\uc744 \uc120\ud638\ud569\ub2c8\ub2e4. \uc778\uc288\uc5b4\ub7f0\uc2a4 \uc800\ub110(Insurance Journal)\uc758 <a>\uc5d0\uc774\ubbf8 \uc624\ucf54\ub108(Amy O&#8217;Connor<\/a> )\ub294 \ubc00\ub808\ub2c8\uc5c4 \uc138\ub300\ub97c \uc704\ud574 \uc138\uc785\uc790 \ubcf4\ud5d8\uc744 \ub2e8\uc21c\ud558\uac8c \ub9cc\ub4e4\uba74 \uadf8\ub4e4\uc774 \uadf8 \uac00\uce58\ub97c \uc54c\uac8c \ub420 \uac83\uc774\ub77c\uace0 \uac15\uc870\ud569\ub2c8\ub2e4.\n\uc774\uac83\uc740 \uc6b0\ub9ac\ub97c \ub2e4\uc74c \uc694\uc810\uc73c\ub85c \uc774\ub055\ub2c8\ub2e4.        <\/p>\n\n<h3 class=\"wp-block-heading\"><strong>3. \ub2e4\ub978 \uc720\ud615\uc758 \ubcf4\uc7a5\uc5d0 \ub300\ud574 \ub17c\uc758\ud569\ub2c8\ub2e4.<\/strong><\/h3>\n\n<p>\uc804\ubb38\uac00\ub4e4\uc740 \uc784\ub300 \ubcf4\ud5d8\uc774 \uc18c\uc720\ubb3c \uc774\uc0c1\uc758 \uac83\uc744 \ubcf4\uc7a5\ud55c\ub2e4\ub294 \uac83\uc744 \uc774\ud574\ud558\uc9c0\ub9cc \uc7a0\uc7ac \uace0\uac1d\uc740 \uc774\ub97c \ubaa8\ub97c \uc218 \uc788\uc2b5\ub2c8\ub2e4.\nPrecise Leads \ud300\uc740 \ub80c\ud0c8 \ubcf4\ud5d8 \uc0c1\ud488 \ub77c\uc778\uc5d0\uc11c \uc0ac\uc6a9\ud560 \uc218 \uc788\ub294 \ub2e4\uc591\ud55c \uc720\ud615\uc758 \ubcf4\uc7a5\uc5d0 \ub300\ud574 \ub17c\uc758\ud558\ub294 \uac83\uc758 \uc911\uc694\uc131\uc744 \uc124\uba85\ud569\ub2c8\ub2e4.\n\uc774 \ubcf4\ud5d8\uc774 \uc608\ub97c \ub4e4\uc5b4 \ubc29\ubb38\uc790\uac00 \uc790\uc2e0\uc758 \ubd80\ub3d9\uc0b0\uc5d0\uc11c \ubd80\uc0c1\uc744 \uc785\uc740 \uacbd\uc6b0 \uc138\uc785\uc790\ub97c \ubcf4\ud638\ud560 \uc218 \uc788\ub294\uc9c0 \ud56d\uc0c1 \uba85\ud655\ud558\uc9c0\ub294 \uc54a\uc2b5\ub2c8\ub2e4.\n\uadf8\ub807\uae30 \ub54c\ubb38\uc5d0 \uc80a\uc740 \uad6c\ub9e4\uc790\uc5d0\uac8c \uc774\ub7ec\ud55c \uc815\ucc45\uc774 \uc7a0\uc7ac\uc801\uc73c\ub85c \ube44\uc6a9\uc774 \ub9ce\uc774 \ub4dc\ub294 \uc758\ub8cc\ube44\ub97c \ubd80\ub2f4\ud558\uc9c0 \uc54a\ub3c4\ub85d \uc5b4\ub5bb\uac8c \uad6c\ud560 \uc218 \uc788\ub294\uc9c0 \ubcf4\uc5ec\uc8fc\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4.\n\uadf8\ub4e4\uc740 \ub610\ud55c \uc138\uc785\uc790\uac00 \ud654\uc7ac\ub098 \uae30\ud0c0 \uc7ac\ud574\uc640 \uac19\uc740 \uc77c\ub85c \uc778\ud574 \uc9d1\uc5d0\uc11c \ucad3\uaca8\ub09c \uacbd\uc6b0 \ubcf4\uc7a5\uc744 \ubc1b\uace0 \uc138\uc785\uc790 \ubcf4\ud5d8\uc774 \uc784\uc2dc \uc8fc\ud0dd\uc5d0 \ub300\ud55c \ube44\uc6a9\ub3c4 \uc9c0\ubd88\ud560 \uc218 \uc788\ub2e4\ub294 \uc0ac\uc2e4\uc744 \uc5b8\uae09\ud560 \uac83\uc744 \uad8c\uc7a5\ud569\ub2c8\ub2e4.\n\ubd88\ud655\uc2e4\ud55c \uc138\uc0c1\uc5d0\uc11c \uc138\uc785\uc790\uac00 \uc774\uc640 \uac19\uc740 \uc0c1\ud669\uc5d0\uc11c \ubcf4\uc7a5\ubc1b\uc744 \uc218 \uc788\ub2e4\ub294 \uac83\uc744 \uc544\ub294 \uac83\uc740 \uc88b\uc740 \uc77c\uc774\uba70, \uc774\ub294 \uc804\uccb4 \uc81c\uc548\uc744 \ub9ce\uc740 \uc0ac\ub78c\ub4e4\uc5d0\uac8c \ub9e4\ub825\uc801\uc73c\ub85c \ub9cc\ub4e4 \uac83\uc785\ub2c8\ub2e4.\n\uc810\uc810 \ub354 \ubcf5\uc7a1\ud574\uc9c0\ub294 \uc138\uc0c1\uc5d0\uc11c \ub9c8\uc74c\uc758 \ud3c9\ud654\ub97c \ud314\uace0 \uc788\ub2e4\ub294 \uac83\uc744 \uae30\uc5b5\ud558\uc2ed\uc2dc\uc624.      <\/p>\n\n<h3 class=\"wp-block-heading\"><strong>4. \uad00\uacc4\ub97c \ubc1c\uc804\uc2dc\ud0a4\uace0 \uc721\uc131\ud569\ub2c8\ub2e4<\/strong><\/h3>\n\n<p>\uccab \ubc88\uc9f8 \ubcf4\ud5d8\uc774 \uc784\ub300 \ubcf4\ud5d8\uc77c \uc218 \uc788\ub294 \uc80a\uc740 \uad6c\ub9e4\uc790\uc640 \uad00\uacc4\ub97c \ubc1c\uc804\uc2dc\ud0a4\ub294 \ub370 \uc2dc\uac04\uc744 \ud560\uc560\ud558\uc2ed\uc2dc\uc624.\n\uc80a\uc740 \uad6c\ub9e4\uc790\ub294 \ub514\uc9c0\ud138\uc5d0 \ub9e4\uc6b0 \ub2a5\uc219\ud560 \uac00\ub2a5\uc131\uc774 \ub192\uc73c\ubbc0\ub85c <a>\uc18c\uc15c \ubbf8\ub514\uc5b4<\/a> \ub294 \uc774\ub7ec\ud55c \uad00\uacc4\ub97c \uad6c\ucd95\ud558\uace0 \uc721\uc131\ud558\ub294 \ub370 \ub9e4\uc6b0 \uc720\uc6a9\ud55c \ubc29\ubc95\uc774 \ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\n\ud2b9\ud788 \uc138\uc785\uc790 \ubcf4\ud5d8\uc758 \uc791\ub3d9 \ubc29\uc2dd \ubc0f \ubcf4\uc7a5 \ubc94\uc704\uc640 \uac19\uc740 \uc8fc\uc81c\uc5d0 \ub300\ud55c \uc720\uc775\ud55c \ucf58\ud150\uce20\ub294 \ube44\uc988\ub2c8\uc2a4\uac00 \uc7a0\uc7ac \uace0\uac1d\uacfc \uad00\uacc4\ub97c \uad6c\ucd95\ud558\ub294 \ub370 \ub3c4\uc6c0\uc774 \ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\n\uc774\ub7ec\ud55c \uad00\uacc4\ub97c \uc721\uc131\ud558\ub294 \uce21\uba74\uc5d0\uc11c \uc774\uba54\uc77c \ub9c8\ucf00\ud305\uc774 \ucd5c\uc120\uc758 \uc120\ud0dd\uc778 \uacbd\uc6b0\uac00 \ub9ce\uc2b5\ub2c8\ub2e4.\n\ub9ce\uc740 \uc7a0\uc7ac \uace0\uac1d\uc774 \uc989\uc2dc \uc784\ub300 \ubcf4\ud5d8\uc5d0 \uac00\uc785\ud560 \uc900\ube44\uac00 \ub418\uc5b4 \uc788\uc9c0\ub294 \uc54a\uc9c0\ub9cc \uc774\ub294 \ud310\ub9e4 \ud37c\ub110\uc744 \ud1b5\ud574 \uc810\ucc28\uc801\uc73c\ub85c \uc774\ub3d9\ud558\uace0 \uac15\ub825\ud55c \uad00\uacc4\ub97c \uad6c\ucd95\ud560 \uc218 \uc788\ub294 \ud6cc\ub96d\ud55c \ubc29\ubc95\uc785\ub2c8\ub2e4.      <\/p>\n\n<h3 class=\"wp-block-heading\"><strong>5. \uc7a0\uc7ac \uace0\uac1d\uc774 \uc5f0\ub77d\ud560 \ub54c \ub3c4\uc6c0\uc744 \uc904 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/strong><\/h3>\n\n<p>\ub9c8\uc9c0\ub9c9 \ub2e8\uacc4\ub294 \uc7a0\uc7ac \uace0\uac1d\uc774 \uc784\ub300 \ubcf4\ud5d8\uc5d0 \ub300\ud574 \uc5f0\ub77d\ud560 \ub54c\ub9c8\ub2e4 \uc2e0\uc18d\ud558\uace0 \uc804\ubb38\uc801\uc73c\ub85c \ub300\ucc98\ud558\ub294 \uac83\uc785\ub2c8\ub2e4.\n\uadf8 \uc2dc\uc810\uc5d0\uc11c \uadf8\ub4e4\uc740 \uc5ec\uc804\ud788 \uc138\ubd80 \uc0ac\ud56d\uc5d0 \ub300\ud55c \uc9c8\ubb38\uc774 \uc788\uc744 \uac00\ub2a5\uc131\uc774 \ub192\uc73c\uba70 \uc57d\uc18d\uc744 \ud558\uae30 \uc804\uc5d0 \ubaa8\ub4e0 \uac83\uc744 \uc54c\uace0 \uc2f6\uc5b4\ud560 \uac83\uc785\ub2c8\ub2e4.\n\uadf8\ub7ec\ubbc0\ub85c, \uadf8\ub4e4\uc774 \ub2f9\uc2e0 \uc911 \ud55c \uba85\uacfc \uc5f0\ub77d\ud560 \uc218 \uc788\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4.\n\uc774\uc0c1\uc801\uc73c\ub85c\ub294 \ub2e4\ub9ac\ubbf8\uac00 \ub728\uac70\uc6b8 \ub54c \uce60 \uc218 \uc788\ub3c4\ub85d \uc5c5\ubb34 \uc2dc\uac04 \ub3d9\uc548 \ud56d\uc0c1 \uc0ac\uc6a9\ud560 \uc218 \uc788\ub294 \uc0ac\ub78c\uc774 \uc788\uc744 \uac83\uc785\ub2c8\ub2e4.     <\/p>\n\n<h2 class=\"wp-block-heading\"><strong>\uae30\ud68c\ub85c \uac00\ub4dd\ud55c<\/strong><\/h2>\n\n<p>\ubd80\ub3d9\uc0b0 \uc804\ubb38\uac00 <a>\uc778 \uc874 \ubc88\uc2a4(John Burns<\/a> )\ub294 \uc8fc\ud0dd \uc18c\uc720\uc728\uc774 2025\ub144\uae4c\uc9c0 \uacc4\uc18d \ud558\ub77d\ud560 \uac83\uc73c\ub85c \uc608\uce21\ud558\uae30 \ub54c\ubb38\uc5d0 \uc784\ub300 \ubcf4\ud5d8\uc744 \uc81c\uacf5\ud560 \uc218 \uc788\ub294 \uae30\ud68c\ub294 \ub2f9\ubd84\uac04 \uc720\uc9c0\ub420 \uac83\uc73c\ub85c \ubcf4\uc785\ub2c8\ub2e4.\n\ub9ce\uc740 \uc80a\uc740 \uad6c\ub9e4\uc790\ub4e4\uc774 \uc774\ub97c \ubaa8\ub974\uace0 \uc788\uc744 \uc218 \uc788\uc9c0\ub9cc \uc784\ub300 \ubcf4\ud5d8\uc740 \uc790\uc0b0\uc744 \ubcf4\ud638\ud558\ub294 \ub370 \ub9e4\uc6b0 \ub3c4\uc6c0\uc774 \ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\n\ub3d9\uc2dc\uc5d0 \ucc45\uc784 \ubcf4\ud5d8\uc744 \uc81c\uacf5\ud558\uace0 \ud1b5\uc81c\ud560 \uc218 \uc5c6\ub294 \uc774\uc720\ub85c \uc9d1\uc744 \ub5a0\ub098\uc57c \ud558\ub294 \uacbd\uc6b0 \uba38\ubb3c \uacf3\uc774 \uc788\ub294\uc9c0 \ud655\uc778\ud569\ub2c8\ub2e4. <em>\uc774\ubbf8\uc9c0 \uc791\uc131\uc790: <\/em><a><em>Sina Khansari<\/em><\/a><em>, <\/em><a><em>Norbert Levajsics<\/em><\/a><em>, <\/em><a><em>Mike Petrucci<\/em><\/a>&#8221;  <\/p>\n","protected":false},"excerpt":{"rendered":"<p>&#8220;\uc9c0\ub09c 10\uc5ec \ub144 \ub3d9\uc548 \uc8fc\ud0dd \uc18c\uc720\uc728\uc774 \uae09\uaca9\ud788 \uac10\uc18c\ud588\ub2e4. \ubc25 \uc124\ub9ac\ubc88(Bob Sullivan )\uc740 USA \ud22c\ub370\uc774\uc5d0 \uae30\uace0\ud55c \uae00\uc5d0\uc11c \uc8fc\ud0dd \uc784\ub300\uac00 \uc8fc\ud0dd \uc2dc\uc7a5\uc744 \ucd94\uc6d4\ud588\uc73c\uba70 \uc0ac\ub78c\ub4e4\uc740 \uc810\uc810 \ub354 \ubaa8\uae30\uc9c0\ub97c \uaebc\ub9ac\uace0 \uc788\ub2e4\uace0 \uc37c\ub2e4. \ud2b9\ud788 \uc80a\uc740 \uc138\ub300\ub294 \uacfc\uac10\ud788 \ub6f0\uc5b4\ub4e4\uae30\ub97c \uc8fc\uc800\ud569\ub2c8\ub2e4. \uc544\ud0a8 \uc624\uc608\ub378\ub808(Akin Oyedele )\ub294 \ube44\uc988\ub2c8\uc2a4 \uc778\uc0ac\uc774\ub354(Business Insider)\uc5d0\uc11c \ubbf8\uad6d\uc758 \ubc00\ub808\ub2c8\uc5c4 \uc138\ub300 \uc8fc\ud0dd \uc18c\uc720\uc728\uc774 \uc0ac\uc0c1 \ucd5c\uc800 \uc218\uc900\uc774\ub77c\uace0 \uc124\uba85\ud588\ub2e4. \uc774\ub7ec\ud55c \ucd94\uc138\uc5d0 \ub300\ud55c \uba87 \uac00\uc9c0 [&hellip;]<\/p>\n","protected":false},"featured_media":16665,"template":"","insight-category":[],"class_list":["post-19575","insight","type-insight","status-publish","has-post-thumbnail","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/insight\/19575","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/insight"}],"about":[{"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/types\/insight"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/media\/16665"}],"wp:attachment":[{"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/media?parent=19575"}],"wp:term":[{"taxonomy":"insight-category","embeddable":true,"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/insight-category?post=19575"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}