{"id":19454,"date":"2024-09-20T09:40:06","date_gmt":"2024-09-20T14:40:06","guid":{"rendered":"https:\/\/bolttech.io\/insight\/%ec%83%81%ec%97%85%ec%9a%a9-%eb%b3%b4%ed%97%98%eb%a3%8c-%ec%83%81%ec%8a%b9%ec%97%90-%eb%8c%80%eb%b9%84%ed%95%98%eb%8a%94-%eb%b0%a9%eb%b2%95\/"},"modified":"2024-09-20T09:40:08","modified_gmt":"2024-09-20T14:40:08","slug":"%ec%83%81%ec%97%85%ec%9a%a9-%eb%b3%b4%ed%97%98%eb%a3%8c-%ec%83%81%ec%8a%b9%ec%97%90-%eb%8c%80%eb%b9%84%ed%95%98%eb%8a%94-%eb%b0%a9%eb%b2%95","status":"publish","type":"insight","link":"https:\/\/bolttech.io\/ko\/insights\/%ec%83%81%ec%97%85%ec%9a%a9-%eb%b3%b4%ed%97%98%eb%a3%8c-%ec%83%81%ec%8a%b9%ec%97%90-%eb%8c%80%eb%b9%84%ed%95%98%eb%8a%94-%eb%b0%a9%eb%b2%95\/","title":{"rendered":"\uc0c1\uc5c5\uc6a9 \ubcf4\ud5d8\ub8cc \uc0c1\uc2b9\uc5d0 \ub300\ube44\ud558\ub294 \ubc29\ubc95"},"content":{"rendered":"\n

\ubcf4\ud5d8\ub8cc \uc778\uc0c1\uc740 \uace0\uac1d\uc5d0\uac8c \uc5b4\ub824\uc6b4 \uc77c\uc785\ub2c8\ub2e4.\n\uace0\uac1d\uc758 \uad00\uc810\uc5d0\uc11c \ubcfc \ub54c \ub3d9\uc77c\ud55c \ubcf4\uc7a5\uc5d0 \ub300\ud574 \ub354 \ub9ce\uc740 \ube44\uc6a9\uc744 \uc9c0\ubd88\ud558\uace0 \uc788\uc73c\uba70, \uc774\ub294 \uc0c1\uc5c5 \ubcf4\uc7a5 \uc9c0\ucd9c\uc5d0 \ub300\ud574 \ub2ec\ub7ec\ub2f9 \ub354 \uc801\uc740 \uac00\uce58\ub97c \ubc1b\uace0 \uc788\uc74c\uc744 \uc758\ubbf8\ud569\ub2c8\ub2e4. <\/p>\n\n

\uadf8\ub7ec\ub098 \uac00\uaca9 \uc778\uc0c1\uc740 \ud2b9\ud788 COVID-19 \ud32c\ub370\ubbf9, \uc0b0\ubd88 \uc6b0\ub824 \ubc0f \uae30\ub85d\uc801\uc778 \ud5c8\ub9ac\ucf00\uc778 \uc2dc\uc98c\uc758 \uc5ec\ud30c\ub85c \uc548\uc815\uc801\uc778 \uc0c1\uc5c5\uc6a9 \ubd80\ub3d9\uc0b0 \ubc0f \uc0c1\ud574 \ubcf4\ud5d8 \uc2dc\uc7a5\uc744 \uc720\uc9c0\ud558\ub294 \ub370 \uc911\uc694\ud55c \uc5ed\ud560\uc744 \ud569\ub2c8\ub2e4.<\/p>\n\n

\ubcf4\ud5d8\uc0ac\ub294 \ubcf4\ud5d8\ub8cc\uac00 \uc778\uc0c1\ub418\ub354\ub77c\ub3c4 \ubcf4\ud5d8 \uc815\ucc45\uc758 \uac00\uce58\ub97c \uc131\uacf5\uc801\uc73c\ub85c \uc804\ub2ec\ud558\uae30 \uc704\ud574 \uace0\uac1d\uc758 \uad00\uc810\uc744 \uc774\ud574\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n\n

2021\ub144 \uc0c1\uc5c5\uc6a9 \ud504\ub9ac\ubbf8\uc5c4 \uc804\ub9dd<\/h2>\n\n

2021\ub144\uacfc 2022\ub144\uc5d0 \uc0c1\uc5c5 \ubcf4\ud5d8\uc0ac\uc640 \uace0\uac1d\uc740 \ubcf4\ud5d8\ub8cc\uac00 \ud55c \ubc29\ud5a5, \uc989 \uc0c1\uc2b9 \ucd94\uc138\ub97c \ubcf4\uc77c \uac83\uc73c\ub85c \uc608\uc0c1\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n

Alera Group\uc774 2020\ub144 3\ubd84\uae30\uc5d0 \uc2e4\uc2dc\ud55c \uc124\ubb38\uc870\uc0ac<\/a> \uc5d0 \ub530\ub974\uba74 \ubcf4\ud5d8\uc0ac\ub4e4\uc740 \ubaa8\ub4e0 \ubcf4\uc7a5 \uc601\uc5ed\uc5d0\uc11c \ubcf4\ud5d8\ub8cc \uc778\uc0c1\uc744 \uc608\uce21\ud558\ub294 \uac83\uc73c\ub85c \ub098\ud0c0\ub0ac\uc2b5\ub2c8\ub2e4.\n\uadf8\ub7ec\ub098 \uc99d\uac00\uc758 \uaddc\ubaa8\ub294 \ub2e4\uc591\ud588\ub2e4.\n\uc7ac\uc0b0 \ubcf4\uc0c1\ub960\uc740 \uc57d 13.6% \uc99d\uac00\ud560 \uac83\uc73c\ub85c \uc608\uc0c1\ub418\ub294 \ubc18\uba74, \uc77c\ubc18 \ucc45\uc784 \ubc0f \uc804\ubb38\uc9c1 \ucc45\uc784\uc740 11%\uc5d0\uc11c 12% \uc0ac\uc774\ub85c \uc99d\uac00\ud560 \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4.\n\uc0c1\uc5c5\uc6a9 \uc790\ub3d9\ucc28 \ubcf4\ud5d8\uc5d0 \ub300\ud55c \ubcf4\ud5d8\ub8cc\ub294 14.2% \uc99d\uac00\ud560 \uac83\uc73c\ub85c \uc608\uc0c1\ub418\uba70, \ub300\ud615 \uc0c1\uc5c5\uc6a9 \ucc28\ub7c9\uc740 \ub354 \ub192\uc740 \ubcf4\ud5d8\ub8cc \uc778\uc0c1, \ub354 \ud070 \uacf5\uc81c\uc561 \ubc0f \ub354 \ub0ae\uc740 \ubcf4\uc7a5 \ud55c\ub3c4\uc5d0 \uc9c1\uba74\ud574 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n

\uc7ac\uc0b0 \ubc0f \uc0c1\ud574 \ubcf4\ud5d8 \uc801\uc6a9 \ubd84\uc57c\ub294 \ubcf4\ud5d8\ub8cc \uc778\uc0c1\uc5d0\uc11c \uba74\uc81c\ub418\uc9c0 \uc54a\uc744 \uac83\uc785\ub2c8\ub2e4.<\/p>\n\n

“\uc0ac\uc5c5 \ubd80\ubb38\ubcc4\ub85c \uc0b4\ud3b4\ubcf4\uba74 \uc77c\ubd80 \uc0ac\uc5c5\ubd80\uac00 \uc694\uc728 \uc694\uccad\uc5d0 \ub354 \uacf5\uaca9\uc801\uc778 \uc774\uc720\ub97c \uc54c \uc218 \uc788\uc2b5\ub2c8\ub2e4”\ub77c\uace0 Alera\uc758 \uc804\uad6d \uc7ac\uc0b0 \ubc0f \uc0c1\ud574 \ucc45\uc784\uc790\uc778 Mark Englert<\/a>\ub294 \ub9d0\ud569\ub2c8\ub2e4.\n\uc218\uc775\uc131\uc774 \uac10\uc18c\ud558\ub294 \ub77c\uc778\uc740 \uc9c0\uc18d\uc801\uc73c\ub85c \uc218\uc775\uc131\uc744 \uc720\uc9c0\ud55c \ub77c\uc778\ubcf4\ub2e4 \ub354 \ub192\uc740 \uc6b4\uc784 \uc778\uc0c1\uc5d0 \uc9c1\uba74\ud574 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n

COVID-19 \ud32c\ub370\ubbf9\uc740 \ub2e4\uc591\ud55c \uc0ac\uc5c5 \uc601\uc5ed\uc5d0 \ub2e4\uc591\ud55c \ubc29\uc2dd\uc73c\ub85c \uc601\ud5a5\uc744 \ubbf8\ucce4\uc73c\uba70, \uadf8 \uacb0\uacfc \ubcf4\ud5d8\ub8cc\uc5d0 \ubbf8\uce58\ub294 \uc601\ud5a5\ub3c4 \ub2e4\uc591\ud588\uc2b5\ub2c8\ub2e4.\n\uadf8\ub7ec\ub098 \uc0c1\uc5c5 \ubcf4\ud5d8\uc758 \uc5b4\ub5a4 \ubd84\uc57c\ub3c4 \ud32c\ub370\ubbf9\uc758 \uc601\ud5a5\uc5d0\uc11c \uc608\uc678\ub294 \uc544\ub2d9\ub2c8\ub2e4. <\/p>\n\n

Moody’s\uc758 \ubd80\uc0ac\uc7a5 \uacb8 \uc120\uc784 \uc2e0\uc6a9 \ucc45\uc784\uc790\uc778 \uc7ac\uc2a4\ud37c \ucfe0\ud37c(Jasper Cooper<\/a>)\ub294 “\ucf54\ub85c\ub098\ubc14\uc774\ub7ec\uc2a4\ub85c \uc778\ud55c \uacbd\uae30 \uce68\uccb4\ub85c \uc778\ud574 \ubcf4\ud5d8\ub8cc \uc131\uc7a5\uc774 \uc81c\ud55c\ub418\uace0 \ud2b9\uc815 \uc0ac\uc5c5 \ubd80\ubb38\uc758 \uccad\uad6c \ube44\uc6a9\uc774 \uc99d\uac00\ud558\uba70 \ud22c\uc790 \uc131\uacfc\uc640 \uc790\ubcf8 \uc218\uc900\uc5d0 \ubcc0\ub3d9\uc131\uc774 \uac00\uc911\ub418\uace0 \uc788\ub2e4”\uace0 \ub9d0\ud569\ub2c8\ub2e4.\n\ud32c\ub370\ubbf9 \ubc0f \uae30\ud0c0 \uc694\uc778\uc73c\ub85c \uc778\ud55c \uc9c0\uc18d\uc801\uc778 \uc704\ud5d8\uc740 \uc0c1\uc5c5 \ubcf4\ud5d8\ub8cc\uc5d0 \uacc4\uc18d \uc601\ud5a5\uc744 \ubbf8\uce58\uace0 \uc788\uc73c\uba70, \uc800\uae08\ub9ac\ub3c4 \ubcf4\ud5d8\uc0ac\uc758 \ud22c\uc790\uc5d0 \uc601\ud5a5\uc744 \ubbf8\uce58\uace0 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n

\"\"<\/figure>\n\n

\ud504\ub9ac\ubbf8\uc5c4 \uc778\uc0c1: \uace0\uac1d\uc758 \uad00\uc810<\/h2>\n\n

COVID-19 \ud32c\ub370\ubbf9\uc774 \uc2dc\uc791\ub41c \uc9c0 1\ub144\uc774 \uc9c0\ub0ac\uc744 \ub54c, \uae30\uc5c5 \uace0\uac1d\ub4e4\uc740 \uc608\uce21\ud558\uc9c0 \ubabb\ud588\ub358 \ubb38\uc81c\uc5d0 \uc9c1\uba74\ud574 \uc788\uc2b5\ub2c8\ub2e4.\n\uc774\ub7ec\ud55c \ubb38\uc81c\uc758 \ub300\ubd80\ubd84\uc740 \ubcf4\ud5d8 \uc801\uc6a9 \ubc94\uc704\uc640 \uad00\ub828\uc774 \uc788\uac70\ub098 \ubcf4\ud5d8 \uc8fc\uc81c\uc5d0 \ub300\ud55c \ub354 \ub098\uc740 \uad50\uc721\uc744 \ud1b5\ud574 \ud574\uacb0\ud560 \uc218 \uc788\uc9c0\ub9cc, \ubcf4\ud5d8\uc0ac\ub294 \uba54\uc2dc\uc9c0\ub97c \ud6a8\uacfc\uc801\uc73c\ub85c \ud615\uc131\ud558\uae30 \uc704\ud574 \uace0\uac1d\uc758 \uad00\uc810\uc744 \uc774\ud574\ud574\uc57c \ud569\ub2c8\ub2e4. <\/p>\n\n

\uace0\uac1d\uc774 \uc9c1\uba74\ud55c \uacfc\uc81c \uc774\ud574<\/h3>\n\n

\uace0\uac1d\ub4e4\uc740 \ubcf4\ud5d8\ub8cc \uc0c1\uc2b9\uc744 \uadf8 \uc790\uccb4\ub85c \ub3c4\uc804\uc73c\ub85c \uc0dd\uac01\ud560 \uac00\ub2a5\uc131\uc774 \ub192\uc2b5\ub2c8\ub2e4.<\/p>\n\n

\ubcf4\ud5d8\ub8cc \uc0c1\uc2b9\uc740 \ud2b8\ub7ed \uc6b4\uc1a1\uc744 \ud3ec\ud568\ud55c \uc5ec\ub7ec \uc0b0\uc5c5\uc5d0 \ucd94\uac00\uc801\uc778 \ubd80\ub2f4\uc744 \uc548\uaca8\uc8fc\uace0 \uc788\uc2b5\ub2c8\ub2e4.\n“\ud574\uac00 \uac08\uc218\ub85d \uc6b4\uc1a1\uc5c5\uccb4\ub4e4\uc740 \ub354 \uc801\uc740 \ubcf4\ud5d8\ub8cc\ub97c \uc9c0\ubd88\ud558\uae30 \uc704\ud574 \ub354 \ub9ce\uc740 \ub3c8\uc744 \uc9c0\ubd88\ud574\uc57c \ud55c\ub2e4”\uace0 \ubbf8\uad6d \ud2b8\ub7ed \uc6b4\uc1a1 \ud611\ud68c(American Trucking Associations)\uc758 \uc804\uad6d \ud68c\uacc4 \ubc0f \uc7ac\ubb34 \uc704\uc6d0\ud68c(National Accounting and Finance Council)\uc758 \uc804\ubb34 \uc774\uc0ac\uc778 \uc81c\ub2c8\ud37c \uc704\ub85c\ub2c8(Jennifer Wieroniey<\/a>)\ub294 \uae30\uc220\ud569\ub2c8\ub2e4.\n\uc77c\ubd80 \ud2b8\ub7ed \uc6b4\uc1a1 \ud68c\uc0ac\ub294 \uc774\ub7ec\ud55c \ube44\uc6a9\uc744 \uad00\ub9ac\ud558\ub294 \ubc18\uba74 \ub2e4\ub978 \ud68c\uc0ac\ub294 \ub354 \uc774\uc0c1 \ucda9\ubd84\ud55c \uc774\uc724\uc744 \uc720\uc9c0\ud560 \uc218 \uc5c6\uae30 \ub54c\ubb38\uc5d0 \uc0ac\uc5c5\uc744 \uc911\ub2e8\ud569\ub2c8\ub2e4. <\/p>\n\n

\ud2b8\ub7ed \uc6b4\uc1a1\uc740 \ud55c \uac00\uc9c0 \uc608\uc5d0 \ubd88\uacfc\ud569\ub2c8\ub2e4.\n\ub2e4\ub978 \ub9ce\uc740 \uae30\uc5c5\ub4e4 \uc5ed\uc2dc \uc801\uc740 \uc774\uc724\uc744 \uc704\ud574 \ubcf4\ud5d8 \ube44\uc6a9\uc744 \uc800\uae00\ub9c1\ud558\uace0 \uc788\uc73c\uba70, \ube44\uc6a9\uc774 \uc0ac\uc5c5 \uc131\uc7a5 \ub2a5\ub825\uc744 \ucd08\uacfc\ud560 \uacbd\uc6b0 \ubb38\uc744 \ub2eb\ub294 \uc5b4\ub824\uc6b4 \uacb0\uc815\uc744 \ub0b4\ub9b4 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\nCOVID-19\uc758 \ud655\uc0b0\uc744 \ub9c9\uae30 \uc704\ud55c \uc0ac\uc5c5\uccb4 \ud3d0\uc1c4 \ubc0f \uae30\ud0c0 \uc870\uce58\uc758 \uc5ec\ud30c\ub85c \ub354 \ub9ce\uc740 \uae30\uc5c5\uc774 \uc774\ub7ec\ud55c \uc5b4\ub824\uc6b4 \uc635\uc158\uc744 \uc800\uc6b8\uc9c8\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n

\uc77c\ubd80 \uc0ac\uc5c5\uc8fc\ub4e4\uc740 \uc774\ubbf8 \ubcf4\ud5d8 \ud68c\uc0ac\uc5d0 \ub300\ud574\uc11c\ub3c4 \ubd88\ub9cc\uc744 \ud488\uace0 \uc788\uc2b5\ub2c8\ub2e4.\n\uc5b4\ub5a4 \uacbd\uc6b0\uc5d0\ub294 \uc0ac\uc5c5 \ud53c\ubcf4\ud5d8\uc790\uac00 \ubcf4\ud5d8 \ud68c\uc0ac\uac00 \uc790\uc2e0\uc758 \uc694\uad6c\ub97c \uc774\ud574\ud558\uac70\ub098 \uccad\uad6c\ub97c \ucc98\ub9ac\ud558\ub294 \ub370 \ub3c4\uc6c0\uc744 \uc8fc\uc9c0 \uc54a\uc744 \uac83\uc774\ub77c\uace0 \uc774\ubbf8 \ud655\uc2e0\ud55c \uc0c1\ud0dc\uc5d0\uc11c \ud611\uc0c1 \ud14c\uc774\ube14\uc5d0 \ub098\uc628\ub2e4\uace0 CRIF Decision Solutions, \uc601\uad6d \ubc0f \uc544\uc77c\ub79c\ub4dc\uc758 \uc804\ubb34 \uc774\uc0ac\uc778 Sara Costantini<\/a>\ub294 \ub9d0\ud569\ub2c8\ub2e4. <\/p>\n\n

Costantini\ub294 \ud32c\ub370\ubbf9\uc774 “\ubcf4\ud5d8\uc0ac\uac00 \uc2e0\ub8b0\ub97c \ud68c\ubcf5\ud558\uace0 \uc774 \uc0c8\ub85c\uc6b4 \uad6d\uba74\uc5d0 \uc9c1\uba74\ud558\uae30 \uc704\ud574 \uacf5\uac10\uc744 \ubcf4\uc774\uace0 \uace0\uac1d\uc744 \ub354 \uc798 \uc54c \uc218 \uc788\ub294 \uae30\ud68c”\ub97c \uc81c\uacf5\ud55c\ub2e4\uace0 \ub9d0\ud569\ub2c8\ub2e4.<\/p>\n\n

\uace0\uac1d\uacfc \uc18c\ud1b5\ud558\ub824\uba74 \uace0\uac1d\uc774 \uc788\ub294 \uacf3\uc5d0\uc11c \uace0\uac1d\uc744 \ub9cc\ub098\uc57c \ud569\ub2c8\ub2e4.<\/h3>\n\n

COVID-19 \ubc0f \uae30\ud0c0 \uc0ac\ud68c \ubc0f \ud658\uacbd \uc0ac\uac74\uc758 \uacb0\uacfc\ub85c \uace0\uac1d\uc758 \uad6c\ub9e4 \uc2b5\uad00\uc774 \uc5b4\ub5bb\uac8c \ubcc0\ud654\ud588\ub294\uc9c0 \uc774\ud574\ud558\uba74 \ubcf4\ud5d8 \ud68c\uc0ac\uac00 \uace0\uac1d\uc774 \uc788\ub294 \uacf3\uc5d0\uc11c \uace0\uac1d\uc744 \ub9cc\ub098\ub294 \ub370 \ub3c4\uc6c0\uc774 \ub420 \uc218 \uc788\ub2e4\uace0 \ub3d9\uae30 \ubd80\uc5ec \uc601\uc5c5 \uac15\uc0ac\uc778 Andy Preston<\/a>\uc740 \ub9d0\ud569\ub2c8\ub2e4.<\/p>\n\n

\ud504\ub808\uc2a4\ud134\uc740 “\uace0\uac1d\uc774 \ubb34\uc5c7\uc744 \uc0b4\uc9c0, \uc5b4\ub5bb\uac8c \uc0b4\uc9c0 \uacb0\uc815\ud558\ub294 \ubc29\uc2dd\uc744 \uc774\ud574\ud558\ub294 \uac83\uc774 \uc911\uc694\ud558\ub2e4”\uba70 “\uadf8\ub807\uac8c \ud558\uc9c0 \uc54a\uc73c\uba74 \uc2e4\uc81c\ub85c \ub2e4\ub978 \ubc29\uc2dd\uc73c\ub85c \uad6c\ub9e4\ud558\ub294 \uc0ac\ub78c\ub4e4\uc5d0\uac8c \uc81c\ud488\uc774\ub098 \uc11c\ube44\uc2a4\ub97c \uac15\uc694\ud558\ub294 \ub9e4\uc6b0 \uc624\ub798\ub41c \ud310\ub9e4 \ubc29\uc2dd\uc744 \uc0ac\uc6a9\ud558\uac8c \ub420 \uac83”\uc774\ub77c\uace0 \ub9d0\ud588\ub2e4.<\/p>\n\n

\uace0\uac1d \uad50\uc721\uc5d0 \ub300\ud55c \uc57d\uc18d\uacfc \uacb0\ud569\ub41c \uc8fc\ubb38\ud615 \ubcf4\ud5d8\uc740 \ubcf4\ud5d8\uc0ac\uac00 \uace0\uac1d\uc774 \uc788\ub294 \uacf3\uc5d0\uc11c \uace0\uac1d\uc744 \ub9cc\ub098\ub294 \ub370 \ub3c4\uc6c0\uc774 \ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n

Costantini\ub294 “\uc624\ub298\ub0a0 \ub2e8\uae30 \ub610\ub294 \uc911\uae30 \uacc4\ud68d\uc744 \uc138\uc6b0\ub294 \uac83\uc774 \uc5b4\ub835\uae30 \ub54c\ubb38\uc5d0 \uadf8 \uc5b4\ub290 \ub54c\ubcf4\ub2e4 \ub9ce\uc740 \uc18c\ube44\uc790\uac00 \ud544\uc694\ud55c \uac83\ub9cc, \ud544\uc694\ud560 \ub54c\ub9cc \uad6c\ub9e4\ud558\ub824\uace0 \ud560 \uac83\uc785\ub2c8\ub2e4”\ub77c\uace0 \ub9d0\ud569\ub2c8\ub2e4.\n\uace0\uac1d\uc774 \ud2b9\uc815 \uc720\ud615\uc758 \ubcf4\uc7a5\uc774 \ud544\uc694\ud55c \uc774\uc720\ub97c \uc815\ud655\ud788 \uc54c\uace0 \uc788\uc73c\uba74 \ub354 \ub192\uc740 \ubcf4\ud5d8\ub8cc\uc5d0\ub3c4 \ubd88\uad6c\ud558\uace0 \ud574\ub2f9 \ubcf4\uc7a5\uc744 \uc218\uc6a9\ud560 \uac00\ub2a5\uc131\uc774 \ub354 \ub192\uc2b5\ub2c8\ub2e4. <\/p>\n\n

\"\"<\/figure>\n\n

\ubcf4\ud5d8\ub8cc \uc778\uc0c1\uc5d0 \ub530\ub978 \uac00\uce58 \uc804\ub2ec<\/h2>\n\n

\ubcf4\ud5d8 \uace0\uac1d\uc740 \ubcf4\ud5d8\uc758 \ubcf5\uc7a1\uc131\uc73c\ub85c \uc778\ud574 \ud63c\ub780\uc2a4\ub7ec\uc6cc\ud558\ub294 \uacbd\uc6b0\uac00 \ub9ce\uc2b5\ub2c8\ub2e4.\n\uadf8\ub4e4\uc740 \ub610\ud55c \ud2b9\ud788 \ud2b9\uc815 \uc815\ucc45\uc5d0 \ub530\ub77c \uccad\uad6c\ub97c \uc81c\uae30\ud560 \ud544\uc694\uac00 \uc5c6\ub294 \uacbd\uc6b0 \uadf8 \uac00\uce58\uc5d0 \ub300\ud574 \ubd88\ud655\uc2e4\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n

\ubcf4\ud5d8\uc0ac\uc640 \ud53c\ubcf4\ud5d8\uc790 \uac04\uc758 \uad00\uacc4\uc758 \uac00\uce58\ub97c \uc804\ub2ec\ud558\ub824\uba74 \uc2e0\ub8b0\ub97c \uad6c\ucd95\ud558\uace0 \ubcf4\ud5d8\uc774 \ube44\uc988\ub2c8\uc2a4 \ubb38\uc81c\ub97c \ud574\uacb0\ud558\ub294 \ub370 \ub3c4\uc6c0\uc774 \ub420 \uc218 \uc788\ub294 \ub2e4\uc591\ud55c \ubc29\ubc95\uc744 \uc870\uba85\ud558\ub294 \ub370 \uc911\uc810\uc744 \ub461\ub2c8\ub2e4.<\/p>\n\n

\uace0\uac1d \uad00\ub9ac\uc5d0 \uc9d1\uc911<\/h3>\n\n

\uc2e0\ub8b0\ub294 \ubcf4\ud5d8 \uace0\uac1d\uacfc \ubcf4\ud5d8\uc0ac \uac04\uc758 \uad00\uacc4\uc5d0 \ud544\uc218\uc801\uc774\uba70, \ud2b9\ud788 \ubcf4\ud5d8 \uace0\uac1d\uc774 \uc218\ub144\uac04\uc758 \ub178\ub825\uacfc \uc218\ucc9c \ub610\ub294 \uc218\ubc31\ub9cc \ub2ec\ub7ec\ub97c \uc0ac\uc5c5\uc5d0 \ud22c\uc790\ud588\uc744 \uc218 \uc788\ub294 \uc0c1\uc5c5 \uc601\uc5ed\uc5d0\uc11c\ub294 \ub354\uc6b1 \uadf8\ub807\uc2b5\ub2c8\ub2e4.<\/p>\n\n

\uc2e0\ub8b0\ub294 “\ub9c8\ucf00\ud305, \uc5d0\uc774\uc804\ud2b8 \ub610\ub294 \uc720\ud1b5\uc5c5\uccb4\uc640\uc758 \uc0c1\ud638 \uc791\uc6a9, \uace0\uac1d \uad00\ub9ac \ubc0f \uc628\ub77c\uc778 \ud50c\ub7ab\ud3fc, \ud074\ub808\uc784\uc744 \ud3ec\ud568\ud55c \uc811\uc810 \uc0dd\ud0dc\uacc4 \uc804\ubc18\uc5d0 \uac78\uccd0 \uc2dc\uac04\uc774 \uc9c0\ub0a8\uc5d0 \ub530\ub77c \uc721\uc131\ub41c \uad00\uacc4\uc758 \uc0b0\ubb3c”\uc774\ub77c\uace0 John Jones\uc640 Abhijit Mukhopadhyay\ub294<\/a> Strategy and Business\uc5d0\uc11c \uc37c\uc2b5\ub2c8\ub2e4.<\/p>\n\n

\uc7a5\uae30\uc801\uc778 \uc2e0\ub8b0 \uad00\uacc4\ub97c \uad6c\ucd95\ud558\uae30 \uc704\ud574 \ubcf4\ud5d8\uc0ac\ub294 \uc2dc\uac04\uc774 \uc9c0\ub0a8\uc5d0 \ub530\ub77c \uace0\uac1d\uacfc \uc5f0\uacb0\ub41c \uc0c1\ud0dc\ub97c \uc720\uc9c0\ud574\uc57c \ud569\ub2c8\ub2e4.\n\uc2e0\ub8b0\ub97c \uc313\uc744 \uc2dc\uac04\uc744 \uac16\uae30 \uc704\ud574 \ubcf4\ud5d8\uc0ac\ub294 \uace0\uac1d\uc774 \ub2e4\ub978 \ubcf4\ud5d8\uc0ac\uc5d0\uc11c \ubcf4\ud5d8\uc744 \uad6c\ub9e4\ud558\ub294 \ub300\uc2e0 \ubcf4\ud5d8 \uac31\uc2e0\uc744 \uc120\ud0dd\ud560 \uc218 \uc788\ub3c4\ub85d \uac00\uce58\ub97c \ucda9\ubd84\ud788 \uc804\ub2ec\ud574\uc57c \ud569\ub2c8\ub2e4. <\/p>\n\n

\ucde8\ub9ac\ud788\uc758 \uc601\uc5c5 \uc131\uacfc \uc774\uc0ac\uc778 Bart Shachnow<\/a>\ub294 \ubcf4\ud5d8 \uace0\uac1d\uacfc \uc2e0\ub8b0\ub97c \uad6c\ucd95\ud558\ub294 \ud55c \uac00\uc9c0 \ubc29\ubc95\uc740 \ucd1d \uc704\ud5d8 \ube44\uc6a9\uacfc \uc704\ud5d8 \uad00\ub9ac\uc758 \uac00\uce58\ub97c \ud3ec\ud568\ud558\uc5ec \ub2e4\uc591\ud55c \uc694\uc778\uc774 \ud574\ub2f9 \ube44\uc6a9\uc5d0 \uc601\ud5a5\uc744 \ubbf8\uce58\ub294 \ubc29\uc2dd\uc744 \uc774\ud574\ud558\ub3c4\ub85d \ub3d5\ub294 \uac83\uc774\ub77c\uace0 \ub9d0\ud569\ub2c8\ub2e4.<\/p>\n\n

“\ub9ac\uc2a4\ud06c \uad00\ub9ac\ub294 \ud2b9\ud788 \uc9c0\uae08\uacfc \uac19\uc740 \ubd88\ud655\uc2e4\ud55c \uc2dc\uae30\uc5d0 \uae30\uc5c5\uc774 \ud574\uc57c \ud560 \ud22c\uc790\uc785\ub2c8\ub2e4. \uc9c1\uc6d0\ub4e4\uc740 \uc548\uc804\ud558\uc9c0 \uc54a\uc740 \uc791\uc5c5\uc7a5 \ud658\uacbd\uc744 \uac00\uc9c4 \ud68c\uc0ac\uc5d0\uc11c \uc77c\ud558\uae30\ub97c \uac70\ubd80\ud560 \uac83\uc774\uba70, \uace0\uac1d\ub4e4\uc740 \uc790\uc2e0\uc758 \uc9c1\uc6d0\uc774\ub098 \uace0\uac1d\uc744 \uc704\ud5d8\uc5d0 \ube60\ub728\ub9ac\ub294 \uc870\uc9c1\uacfc \uac70\ub798\ud558\uae30\ub97c \uac70\ubd80\ud560 \uac83\uc785\ub2c8\ub2e4”\ub77c\uace0 Shachnow\ub294 \ub9d0\ud569\ub2c8\ub2e4.<\/p>\n\n

\uc704\ud5d8 \uad00\ub9ac\uc758 \uac00\uce58\uc640 \ubcf4\ud5d8\uc758 \uc5ed\ud560\uc5d0 \ub300\ud574 \uae30\uc5c5\uc744 \uad50\uc721\ud568\uc73c\ub85c\uc368 \ubcf4\ud5d8 \ud68c\uc0ac\ub294 \ubcf4\ud5d8\ub8cc\uac00 \ube44\uc988\ub2c8\uc2a4\uc5d0 \uc5b4\ub5bb\uac8c \ub3c4\uc6c0\uc774 \ub418\ub294\uc9c0 \uc815\ud655\ud788 \uc774\ud574\ud568\uc73c\ub85c\uc368 \ubcf4\ud5d8\ub8cc \uc778\uc0c1 \ub274\uc2a4\ub97c \uc644\ud654\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n

\uaddc\uc81c \ubb38\uc81c\ub97c \uad50\uc721 \uae30\ud68c\ub85c \ucde8\uae09<\/h3>\n\n

\ubcf4\ud5d8\uc0ac\ub4e4\uc740 2021\ub144\uc5d0 \uc811\uc5b4\ub4e4\uba74\uc11c \uc5ec\ub7ec \uac00\uc9c0 \uaddc\uc81c \ubb38\uc81c\uc5d0 \uc9c1\uba74\ud574 \uc788\uc2b5\ub2c8\ub2e4.\n\uba87 \uac00\uc9c0\ub294 \ud32c\ub370\ubbf9\uacfc \uad00\ub828\uc774 \uc788\ub294\ub370, \uc608\ub97c \ub4e4\uc5b4 \uc774 \uc804\ub840 \uc5c6\ub294 \uc704\uae30\uc5d0 \uc9c1\uba74\ud558\uc5ec \uc0ac\uc5c5 \ubcf4\uc7a5\uc744 \ucc98\ub9ac\ud560 \ub54c \ubcf4\ud5d8 \uacc4\uc57d\uc790\uc5d0 \ub300\ud55c \ubcf4\ud5d8\uc0ac\uc758 \ud589\ub3d9\uacfc \uac19\uc2b5\ub2c8\ub2e4.\nCOVID-19\uc640 \uad00\ub828\ub41c \uadfc\ub85c\uc790 \ubcf4\uc0c1 \uccad\uad6c \ubd84\uc7c1\ub3c4 \uc0ac\uc5c5\uccb4\uac00 \uc7ac\uac1c\ub428\uc5d0 \ub530\ub77c \uc99d\uac00\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n

\uadf8\ub7ec\ub098 \uc77c\ubd80 \uaddc\uc81c \ubb38\uc81c\ub294 \ud32c\ub370\ubbf9\uc774 \ub2e5\uce58\uae30 \uc804\uc5d0\ub3c4 \ub17c\uc758 \uc911\uc774\uc5c8\ub2e4\uace0 \ub51c\ub85c\uc774\ud2b8\uc758 \uac8c\ub9ac \uc1fc(Gary Shaw)\uc640 \ub2d0 \ubc14\uc6b0\ub9cc(Neal Baumann<\/a> )\uc740 \ub9d0\ud569\ub2c8\ub2e4.\n\uc5ec\uae30\uc5d0\ub294 \uc778\uacf5 \uc9c0\ub2a5, \uc0ac\ud68c \ubd88\uc548, \uae30\ud6c4 \ubcc0\ud654 \ubc0f \uc0ac\uc774\ubc84 \ubcf4\uc548\uacfc \uac19\uc740 \ubb38\uc81c\uc5d0 \ub300\ud55c \uaddc\uc81c \uc791\uc5c5\uc774 \ud3ec\ud568\ub429\ub2c8\ub2e4. <\/p>\n\n

\uc774\ub7ec\ud55c \uaddc\uc81c \uc601\uc5ed\uc740 \ubcf5\uc7a1\ud560 \uc218 \uc788\uc9c0\ub9cc \uace0\uac1d\uc744 \uad50\uc721\ud558\uace0 \uc801\uc808\ud55c \ubcf4\ud5d8 \ubcf4\uc7a5\uc774 \uc81c\uacf5\ud558\ub294 \uac00\uce58\ub97c \uc785\uc99d\ud560 \uc218 \uc788\ub294 \uae30\ud68c\ub3c4 \uc81c\uacf5\ud569\ub2c8\ub2e4.\n\uc608\ub97c \ub4e4\uc5b4, \uc0ac\uc774\ubc84 \ubcf4\uc548 \ubc0f \uac1c\uc778 \uc815\ubcf4 \ubcf4\ud638 \uc704\ud5d8\uc5d0 \ub300\ud55c \ubcf4\uc7a5\uc758 \uac00\uce58\uc5d0 \ub300\ud574 \uace0\uac1d\uc744 \uad50\uc721\ud558\uba74 \ubcf4\ud5d8 \uace0\uac1d\uc774 \uc2e4\uc81c\ub85c \uc9c1\uba74\ud55c \uc704\ud5d8\uc744 \ubcf4\uc7a5\ud558\uace0 \uc788\ub294\uc9c0 \ud655\uc778\ud558\ub294 \ub370 \ub3c4\uc6c0\uc774 \ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\n\ud558\ubc84\ub4dc \ube44\uc988\ub2c8\uc2a4 \ub9ac\ubdf0(Harvard Business Review)\uc758 \uc870 \uc6b0\ucfe0\uc870\uae00\ub8e8(Joe Ucuzoglu)\uc640 \uc874 \ud5e4\uc774\uae00 3\uc138(John Hagel III)\ub294<\/a> \uc774\ub7ec\ud55c \uc704\ud5d8\uc744 \uc5fc\ub450\uc5d0 \ub450\uace0 \uae30\uc5c5\uc740 \uace0\uac1d \ubc0f \ud074\ub77c\uc774\uc5b8\ud2b8\uc640\uc758 \uc2e0\ub8b0\ub97c \ubcf4\ub2e4 \uc27d\uac8c \uad6c\ucd95\ud558\uc5ec \ube44\uc988\ub2c8\uc2a4 \ubaa9\ud45c\ub97c \ub2ec\uc131\ud558\uae30 \uc704\ud574 \ub370\uc774\ud130\ub97c \ud65c\uc6a9\ud558\ub294 \ub2a5\ub825\uc744 \ud5a5\uc0c1\uc2dc\ud0ac \uc218 \uc788\ub2e4\uace0 \uc9c0\uc801\ud569\ub2c8\ub2e4. <\/p>\n\n

\ubcf4\ud5d8\ub8cc\ub97c \ub354 \ub9ce\uc774 \uc9c0\ubd88\ud558\ub294 \uac83\uc744 \uc990\uae30\ub294 \uace0\uac1d\uc740 \uc5c6\uc2b5\ub2c8\ub2e4.\n\uadf8\ub7ec\ub098 \uc0c1\uc5c5 \ubcf4\uc7a5\uacfc \uad00\ub828\ub41c \uac00\uce58\ub97c \uba85\ud655\ud558\uac8c \uc774\ud574\ud558\uba74 \uace0\uac1d\uc740 \ubcf4\ud5d8\ub8cc \uac00\uaca9 \uc0c1\uc2b9\uc744 \ub354 \uc27d\uac8c \uacac\ub51c \uc218 \uc788\uc2b5\ub2c8\ub2e4.\n\uace0\uac1d\uc758 \uad00\uc810\uacfc \uae30\ub300\uce58\ub97c \ub354 \uc798 \uc774\ud574\ud55c \ubcf4\ud5d8\uc0ac\ub294 \uac00\uce58\ub97c \ub354 \uc27d\uac8c \uc804\ub2ec\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n

\uc774\ubbf8\uc9c0 \uc791\uc131\uc790: Diego Vito Cervo\/\u00a9123RF.com, rido\/\u00a9123RF.com, Vittaya Sinlapasart\/\u00a9123RF.com<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"

\ubcf4\ud5d8\ub8cc \uc778\uc0c1\uc740 \uace0\uac1d\uc5d0\uac8c \uc5b4\ub824\uc6b4 \uc77c\uc785\ub2c8\ub2e4. \uace0\uac1d\uc758 \uad00\uc810\uc5d0\uc11c \ubcfc \ub54c \ub3d9\uc77c\ud55c \ubcf4\uc7a5\uc5d0 \ub300\ud574 \ub354 \ub9ce\uc740 \ube44\uc6a9\uc744 \uc9c0\ubd88\ud558\uace0 \uc788\uc73c\uba70, \uc774\ub294 \uc0c1\uc5c5 \ubcf4\uc7a5 \uc9c0\ucd9c\uc5d0 \ub300\ud574 \ub2ec\ub7ec\ub2f9 \ub354 \uc801\uc740 \uac00\uce58\ub97c \ubc1b\uace0 \uc788\uc74c\uc744 \uc758\ubbf8\ud569\ub2c8\ub2e4. \uadf8\ub7ec\ub098 \uac00\uaca9 \uc778\uc0c1\uc740 \ud2b9\ud788 COVID-19 \ud32c\ub370\ubbf9, \uc0b0\ubd88 \uc6b0\ub824 \ubc0f \uae30\ub85d\uc801\uc778 \ud5c8\ub9ac\ucf00\uc778 \uc2dc\uc98c\uc758 \uc5ec\ud30c\ub85c \uc548\uc815\uc801\uc778 \uc0c1\uc5c5\uc6a9 \ubd80\ub3d9\uc0b0 \ubc0f \uc0c1\ud574 \ubcf4\ud5d8 \uc2dc\uc7a5\uc744 \uc720\uc9c0\ud558\ub294 \ub370 \uc911\uc694\ud55c \uc5ed\ud560\uc744 \ud569\ub2c8\ub2e4. \ubcf4\ud5d8\uc0ac\ub294 […]<\/p>\n","protected":false},"featured_media":9492,"template":"","insight-category":[],"class_list":["post-19454","insight","type-insight","status-publish","has-post-thumbnail","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/insight\/19454","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/insight"}],"about":[{"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/types\/insight"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/media\/9492"}],"wp:attachment":[{"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/media?parent=19454"}],"wp:term":[{"taxonomy":"insight-category","embeddable":true,"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/insight-category?post=19454"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}