{"id":19424,"date":"2024-09-20T09:39:37","date_gmt":"2024-09-20T14:39:37","guid":{"rendered":"https:\/\/bolttech.io\/insight\/%eb%b3%80%ed%99%94%ed%95%98%eb%8a%94-%eb%b3%b4%ed%97%98-%ec%9c%a0%ed%86%b5-%ed%99%98%ea%b2%bd-2021%eb%85%84%ea%b9%8c%ec%a7%80-%ea%b8%b0%eb%8c%80%ed%95%a0-%ec%88%98-%ec%9e%88%eb%8a%94-%ea%b2%83\/"},"modified":"2024-09-20T09:39:43","modified_gmt":"2024-09-20T14:39:43","slug":"%eb%b3%80%ed%99%94%ed%95%98%eb%8a%94-%eb%b3%b4%ed%97%98-%ec%9c%a0%ed%86%b5-%ed%99%98%ea%b2%bd-2021%eb%85%84%ea%b9%8c%ec%a7%80-%ea%b8%b0%eb%8c%80%ed%95%a0-%ec%88%98-%ec%9e%88%eb%8a%94-%ea%b2%83","status":"publish","type":"insight","link":"https:\/\/bolttech.io\/ko\/insights\/%eb%b3%80%ed%99%94%ed%95%98%eb%8a%94-%eb%b3%b4%ed%97%98-%ec%9c%a0%ed%86%b5-%ed%99%98%ea%b2%bd-2021%eb%85%84%ea%b9%8c%ec%a7%80-%ea%b8%b0%eb%8c%80%ed%95%a0-%ec%88%98-%ec%9e%88%eb%8a%94-%ea%b2%83\/","title":{"rendered":"\ubcc0\ud654\ud558\ub294 \ubcf4\ud5d8 \uc720\ud1b5 \ud658\uacbd: 2021\ub144\uae4c\uc9c0 \uae30\ub300\ud560 \uc218 \uc788\ub294 \uac83"},"content":{"rendered":"\n

2020\ub144\uc740 \ub2e4\ub978 \uc0b0\uc5c5\uacfc \ub9c8\ucc2c\uac00\uc9c0\ub85c \ubcf4\ud5d8 \ud68c\uc0ac\uc5d0\uac8c\ub3c4 \uc5b4\ub824\uc6b4 \ud55c \ud574\uc600\uc2b5\ub2c8\ub2e4.\n\uadf8\ub7ec\ub098 \uc190\ud574\ubcf4\ud5d8\uc0ac\ub4e4\uc774 \uc9c1\uba74\ud55c \uc5b4\ub824\uc6c0\uc740 COVID-19 \ud32c\ub370\ubbf9 \ub54c\ubb38\ub9cc\uc740 \uc544\ub2c8\uc5c8\uc2b5\ub2c8\ub2e4.\n2010\ub144\ub300 \uc911\ubc18\uc5d0 \ubc1c\uc0dd\ud55c \ud658\uacbd \uc870\uac74\uc758 \ubcc0\ud654\uc640 \uae30\ud0c0 \uc694\uc778\uc740 \uc624\ub298\ub0a0 \ubcf4\ud5d8\uc0ac\uac00 \uc9c1\uba74\ud55c \ubb38\uc81c\ub97c \uac00\uc911\uc2dc\ucf30\uc2b5\ub2c8\ub2e4. <\/p>\n\n

2021\ub144\uc774 \uc2dc\uc791\ub418\uba74\uc11c \uc720\ud1b5 \ubd84\uc57c\ub294 \uc5ec\uc804\ud788 \ub3c4\uc804\uacfc \uae30\ud68c\uac00 \uacf5\uc874\ud558\ub294 \ubd84\uc57c\uc785\ub2c8\ub2e4.\n\uace0\uac1d\uc758 \uad00\uc810\uc744 \uc218\uc6a9\ud558\uace0 \ub514\uc9c0\ud138 \ub3c4\uad6c\ub97c \uc0ac\uc6a9\ud558\uc5ec \uac00\uce58\ub97c \ub354\ud558\ub294 \ubcf4\ud5d8\uc0ac\ub294 \ub2e4\ub978 \ubb38\uc81c\ub97c \ubcf4\ub2e4 \ud6a8\uacfc\uc801\uc73c\ub85c \ud574\uacb0\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n

2021\ub144 \ucd08 \ubc30\ud3ec: \uc6b0\ub9ac\ub294 \uc9c0\uae08 \uc5b4\ub514\uc5d0 \uc788\uc2b5\ub2c8\uae4c?<\/h2>\n\n

COVID-19 \ud32c\ub370\ubbf9\uc740 \uace0\uac1d \ubc0f \ubcf4\ud5d8 \uc9c1\uc6d0 \uac04\uc758 \uc0ac\ud68c\uc801 \uac70\ub9ac\ub450\uae30 \ucee4\ubba4\ub2c8\ucf00\uc774\uc158\uc744 \ucd09\uc9c4\ud558\uae30 \uc704\ud574 \ub514\uc9c0\ud138 \ub3c4\uad6c\uc758 \ucc44\ud0dd\uc744 \uac00\uc18d\ud654\ud558\ub294 \ub4f1 \ubcf4\ud5d8 \ud68c\uc0ac\uc5d0 \ub9ce\uc740 \ubcc0\ud654\ub97c \uac15\uc694\ud588\uc2b5\ub2c8\ub2e4.\n\uadf8\ub7ec\ub098 “2020\ub144\uc740 \ucf54\ub85c\ub09819\uac00 \ubc1c\uc0dd\ud558\uae30 \ud6e8\uc52c \uc804\ubd80\ud130 \uc911\uc694\ud55c \ud55c \ud574\uc600\ub2e4”\uace0 \ud3ec\ub808\uc2a4\ud130\uc758 \uc120\uc784 \uc560\ub110\ub9ac\uc2a4\ud2b8 \uc81c\ud504\ub9ac \uc70c\ub9ac\uc5c4\uc2a4(Jeffery Williams<\/a>)\ub294 \ub9d0\ud569\ub2c8\ub2e4. <\/p>\n\n

\uc70c\ub9ac\uc2a4\ud0c0\uc6cc\uc2a4\uc653\uc2a8(WillisTowersWatson) \ubcf4\uace0\uc11c\uc5d0<\/a> \ub530\ub974\uba74 2017\ub144\uacfc 2018\ub144\uc5d0\ub294 \uc5ec\ub7ec \uc790\uc5f0\uc7ac\ud574\ub85c \uc778\ud574 \uc190\ud574\ubcf4\ud5d8\uc0ac\uc5d0 \uc555\ubc15\uc774 \uac00\ud574\uc84c\uace0, \uc774\ub85c \uc778\ud574 \ubcf4\ud5d8\uc0ac\ub4e4\uc740 \uc0c8\ub85c\uc6b4 \uccad\uad6c \ud328\ud134\uc5d0 \ub300\ucc98\ud574\uc57c \ud558\ub294 \uacfc\uc81c\ub97c \uc548\uac8c \ub418\uc5c8\uc2b5\ub2c8\ub2e4.\n\ub0ae\uc740 \ubcf4\ud5d8\ub8cc, \uacbd\uc81c\uc801 \ubd88\ud655\uc2e4\uc131, \uae30\uc0c1 \uc774\ubcc0\uc73c\ub85c \uc778\ud55c \uae30\ub85d\uc801\uc778 \uc190\uc2e4\ub85c \uc778\ud574 2020\ub144\uc740 \ubcf4\ud5d8 \uc5c5\uacc4\uc5d0 \ub3c5\ud2b9\ud55c \ub3c4\uc804\uc774 \ub420 \uac00\ub2a5\uc131\uc774 \ub192\uc544\uc84c\uc2b5\ub2c8\ub2e4. <\/p>\n\n

\ud32c\ub370\ubbf9\uc740 \ub2f9\uc2dc \ud601\uc2e0\uc5d0 \ubd88\uc744 \ubd99\uc774\uae30\ub294\ucee4\ub155 \ubcf4\ud5d8 \uc5c5\uacc4\uc5d0\uc11c \uc774\ubbf8 \uc9c4\ud589 \uc911\uc778 \ub514\uc9c0\ud138 \uc804\ud658\uc744 \uac00\uc18d\ud654\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n\n

\ub51c\ub85c\uc774\ud2b8(Deloitte)\uc758 \uac8c\ub9ac \uc1fc(Gary Shaw)\uc640 \ub2d0 \ubc14\uc6b0\ub9cc(Neal Baumann<\/a> )\uc740 “\ub514\uc9c0\ud138\ud654\ub97c \uac00\uc18d\ud654\ud558\uace0 \uac00\uc0c1 \uc6b4\uc601\uc744 \uac1c\uc120\ud574\uc57c \ud560 \ud544\uc694\uc131\uc740 \ub9ce\uc740 \ubcf4\ud5d8\uc0ac\uc5d0\uc11c \uc5ed\ud48d\uc744 \uc21c\ud48d\uc73c\ub85c \ubc14\uafb8\uc5b4 \ub193\uc558\uace0, \uc6d0\ub798\ub294 3\ub144\uc5d0\uc11c 5\ub144 \uac04\uc758 \ud601\uc2e0 \uacc4\ud68d\uc774\uc5c8\uc744 \uc218\ub3c4 \uc788\ub294 \uac83\uc744 \ub0b4\ub144 \ub0b4\uc5d0 \uc81c\uacf5\ud558\uae30 \uc704\ud574 \ub354 \ube60\ub978 \uc870\uce58\ub97c \ucde8\ud558\uac8c \ub418\uc5c8\uc2b5\ub2c8\ub2e4”\ub77c\uace0 \uc37c\uc2b5\ub2c8\ub2e4.<\/p>\n\n

\uc774\ucc98\ub7fc \ubcc0\ud654\uc758 \uc18d\ub3c4\uac00 \ube68\ub77c\uc9c4 \uac83\uc740 \ubcf4\ud5d8\uc0ac\ub4e4\uc774 \uc9c1\uba74\ud560 \uac83\uc73c\ub85c \uc608\uc0c1\ub418\ub294 \ub9ce\uc740 \ub3c4\uc804 \uacfc\uc81c\ub4e4\uc774 \ub098\ud0c0\ub098\ub358 \ud55c \ud574 \ub3d9\uc548 \uc77c\uc5b4\ub0ac\uc2b5\ub2c8\ub2e4.\n\uc0b0\ubd88, \uae30\ub85d\uc801\uc778 \ud5c8\ub9ac\ucf00\uc778 \uc2dc\uc98c, \uc2ec\uac01\ud55c \uacbd\uc81c \ub454\ud654\ub294 \ubaa8\ub450 \ubcf4\ud5d8 \ud68c\uc0ac\uc5d0 \ucd94\uac00\uc801\uc778 \uc555\ubc15\uc744 \uac00\ud588\uc2b5\ub2c8\ub2e4. <\/p>\n\n

2020\ub144\uacfc \uc0c8\ud574\uae4c\uc9c0 \ubcf4\ud5d8\uc0ac\ub4e4\uc740 \ub2e4\ub978 \ubb38\uc81c\ub4e4\ub3c4 \uc5b4\ub824\uc6c0\uc744 \uacaa\uace0 \uc788\ub2e4\uace0 \ud30c\uc774\ub0b8\uc15c \uc775\uc2a4\ud504\ub808\uc2a4(Financial Express)\uc758 \uc544\ubbf8\ud2b8 \ud314\ud0c0(Amit Palta<\/a> )\ub294 \uc37c\ub2e4.\n\ubca0\ud14c\ub791 \ubcf4\ud5d8\uc124\uacc4\uc0ac\ub4e4\uc774 \uc740\ud1f4\ud568\uc5d0 \ub530\ub77c \uc0c8\ub85c\uc6b4 \ubcf4\ud5d8\uc124\uacc4\uc0ac\ub97c \ubaa8\uc9d1\ud574\uc57c \ud560 \ud544\uc694\uc131\uc774 \ub300\ub450\ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4.\n\uc778\uc288\uc5b4\ud14c\ud06c\ub294 \uc0c8\ub85c\uc6b4 \uacbd\uc7c1\uc744 \uc81c\uacf5\ud560 \ubfd0\ub9cc \uc544\ub2c8\ub77c \ubcf4\ud5d8 \ud68c\uc0ac\uac00 \ud30c\ud2b8\ub108\uc2ed\uc744 \uad6c\ucd95\ud558\uace0 \uc790\uccb4 \uc11c\ube44\uc2a4\ub97c \ud655\uc7a5\ud560 \uc218 \uc788\ub294 \uc0c8\ub85c\uc6b4 \uae30\ud68c\ub97c \uc81c\uacf5\ud569\ub2c8\ub2e4.\n\ud1b5\ud569 \ud50c\ub7ab\ud3fc \uad6c\ucd95\uc740 \ubcf4\ud5d8 \ud68c\uc0ac\uac00 \uace0\uac1d\uc758 \uae30\ub300\uce58\ub97c \ucda9\uc871\ud558\uace0 \uac00\uce58\ub97c \uc785\uc99d\ud558\ub294 \ub370 \ub3c4\uc6c0\uc774 \ub418\uc5c8\uc2b5\ub2c8\ub2e4. <\/p>\n\n

\ubc30\ud3ec\ub97c \uc7ac\uad6c\uc0c1\ud558\ub294 \uac83\ub9cc\uc73c\ub85c\ub294 \uc774\ub7ec\ud55c \ubaa8\ub4e0 \ubb38\uc81c\ub97c \ud574\uacb0\ud560 \uc218 \uc5c6\uc2b5\ub2c8\ub2e4.\n\uadf8\ub7ec\ub098 \uc774\ub294 2021\ub144\uacfc \uadf8 \uc774\ud6c4\uc758 \uc8fc\uc694 \ubb38\uc81c\uc5d0 \ub300\ud55c \ubcf4\ud5d8\uc0ac\uc758 \uc804\ubc18\uc801\uc778 \uc811\uadfc \ubc29\uc2dd\uc744 \uac1c\uc120\ud558\ub294 \ub370 \uae30\uc5ec\ud558\uace0 \uac1c\uc120\ud560 \uac83\uc785\ub2c8\ub2e4. <\/p>\n\n

\"\"<\/figure>\n\n

\ub514\uc9c0\ud138 \uc138\uacc4\uc5d0\uc11c\uc758 \uc720\ud1b5 \ubaa8\ub378 \uc7ac\uace0(Rethinking Distribution Model)<\/h2>\n\n

2021\ub144\uc5d0 \uc811\uc5b4\ub4e4\uba74\uc11c \ubcf4\ud5d8 \ud68c\uc0ac\ub4e4\uc740 \ubcc0\ud654\ud558\ub294 \uace0\uac1d \uae30\ub300\uce58\ubd80\ud130 \ub514\uc9c0\ud138 \uc138\uacc4\uc5d0\uc11c \ubcf4\ud5d8 \uc5d0\uc774\uc804\ud2b8\uc758 \uc0c8\ub85c\uc6b4 \uc5ed\ud560\uc5d0 \uc774\ub974\uae30\uae4c\uc9c0 \ub2e4\uc591\ud55c \ubb38\uc81c\ub97c \ud574\uacb0\ud558\uae30 \uc704\ud55c \uc218\ub2e8\uc73c\ub85c \uc720\ud1b5\uc744 \uc7ac\uace0\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n

“\uc774\ub7ec\ud55c \ubb38\uc81c\ub97c \ud574\uacb0\ud558\uae30 \uc704\ud574 \ubcf4\ud5d8\uc0ac\ub294 \uace0\uac1d, \uc601\uc5c5 \uc778\ub825, \uc870\ub825\uc790(\uc608: \ub370\uc774\ud130 \ubc0f \ub514\uc9c0\ud138 \ub3c4\uad6c\uc5d0 \ub300\ud55c \ud22c\uc790)\uc758 \uc138 \uac00\uc9c0 \ucc28\uc6d0\uc5d0\uc11c \ubc30\ud3ec \ubaa8\ub378\uc744 \uc7ac\uace0\ud574\uc57c \ud569\ub2c8\ub2e4. \uadf8\ub807\uac8c \ud558\uba74 \uc608\uce21\ud560 \uc218 \uc5c6\ub294 \uc0c1\ud669\uc5d0 \ub300\ube44\ud560 \uc218 \uc788\ub294 \ud798\uc744 \uc5bb\uc744 \uc218 \uc788\ub2e4”\uace0 \uc0ac\uc774\uba3c \uce90\uc2ac\ub7ec(Simon Kaesler<\/a> )\uc640 \ub9e5\ud0a8\uc9c0(McKinsey)\uc758 \ub3d9\ub8cc \uc5f0\uad6c\uc6d0\ub4e4\uc740 \uc37c\ub2e4.<\/p>\n\n

\uace0\uac1d\uc758 \uc785\uc7a5\uc5d0\uc11c \uc0dd\uac01\ud558\ub294 \ubc29\ubc95<\/h3>\n\n

\ub304 \ud654\uc774\ud2b8(Dan White)\uc640 \uc81c\ud504 \ub178\ud2b8(Geoff Knott<\/a> )\ub294 \ub098\uc778\ud2f0 \ucee8\uc124\ud305(Ninety Consulting) \ubc31\uc11c\uc5d0\uc11c “\ud480 \uc11c\ube44\uc2a4(\uc804\ud654 \ubc0f \uc778\uac04 \uc0c1\ud638 \uc791\uc6a9)\uc5d0\uc11c \uc140\ud504 \uc11c\ube44\uc2a4(\uc8fc\ub85c \uc6f9 \ub610\ub294 \ubaa8\ubc14\uc77c)\uc5d0 \uc774\ub974\uae30\uae4c\uc9c0 \ub2e4\uc591\ud55c \uc2a4\ud399\ud2b8\ub7fc\uc744 \uc120\ud0dd\ud560 \uc218 \uc788\uc73c\uba70, \uadf8 \uc0ac\uc774\uc5d0 \uc9c0\uc6d0 \uba54\ucee4\ub2c8\uc998(\ubcf4\uc870 \uc11c\ube44\uc2a4)\uc774 \uc788\ub294” \uc720\ud1b5 \uc124\uc815\uc5d0 \ud2b9\ud788 \uad00\uc2ec\uc774 \uc788\ub2e4\uace0 \uae30\uc220\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n\n

Accenture\uc758 \uc5f0\uad6c\uc5d0 \ub530\ub974\uba74 \uace0\uac1d\uc740 \ucc44\ub110 \uc0ac\uc6a9\uc744 \uc804\ud658\ud558\ub294 \ub300\uc2e0 \ucc44\ub110 \uc0ac\uc6a9\uc744 \ub2e4\uc591\ud654\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.\n\uc608\ub97c \ub4e4\uc5b4, \ud55c\ub54c \ubcf4\ud5d8 \ub300\ub9ac\uc810\uc5d0\ub9cc \uc804\uc801\uc73c\ub85c \uc758\uc874\ud588\ub358 \uace0\uac1d\uc740 \ub514\uc9c0\ud138 \ubc30\ud3ec\ub97c \uc704\ud574 \ub300\ub9ac\uc810\uc744 \ud3ec\uae30\ud558\uc9c0 \uc54a\uc558\uc2b5\ub2c8\ub2e4. \ub300\uc2e0, \uadf8\ub4e4\uc740 \uadf8 \uc21c\uac04\uc5d0 \uac00\uc7a5 \uc801\ud569\ud55c \uac83\uc5d0 \ub530\ub77c \ubcf4\ud5d8 \ub300\ub9ac\uc778\uacfc \ub514\uc9c0\ud138 \ucee4\ubba4\ub2c8\ucf00\uc774\uc158 \uc635\uc158\uc744 \ubaa8\ub450 \ucc38\uc870\ud55c\ub2e4\uace0 Accenture\uc758 \uc720\ub7fd \uc9c0\uc5ed \uc218\uc11d \uc804\ubb34 \uc774\uc0ac \uacb8 \ubcf4\ud5d8 \ucc45\uc784\uc790\uc778 Daniele Presutti<\/a>\ub294 \ub9d0\ud569\ub2c8\ub2e4. <\/p>\n\n

\ubcf4\ud5d8\uc0ac\uac00 \uc720\ud1b5\uc5d0 \uc5b4\ub5bb\uac8c \uc811\uadfc\ud558\ub4e0 \ud50c\ub79c\uc774 \uc131\uacf5\ud558\ub824\uba74 \uc77c\uad00\uc131\uacfc \uc0ac\uc6a9 \ud3b8\uc758\uc131\uc5d0 \uc8fc\uc758\ub97c \uae30\uc6b8\uc5ec\uc57c \ud569\ub2c8\ub2e4.\nEasySend\uc758 CEO \uacb8 \uacf5\ub3d9 \uc124\ub9bd\uc790\uc778 Tal Daskal<\/a>\uc740 “\ubcf4\ud5d8\uc0ac\uac00 \ubaa8\ub4e0 \ucc44\ub110\uc5d0\uc11c \uace0\uac1d\uc5d0\uac8c \uc77c\uad00\ub41c \ub514\uc9c0\ud138 \uacbd\ud5d8\uc744 \uc81c\uacf5\ud558\uc9c0 \ubabb\ud558\uba74 \uace0\uac1d\uc740 \uc18c\ube44\uc790 \uacbd\ud5d8\uc744 \ub354 \uac15\uc870\ud558\ub294 \uae30\uc5c5\uc73c\ub85c \uc774\ub3d9\ud560 \uac83”\uc774\ub77c\uace0 \ub9d0\ud569\ub2c8\ub2e4. <\/p>\n\n

\uc0c1\ub2f4\uc6d0\uc744 \uc704\ud55c \ub514\uc9c0\ud138 \ubbf8\ub798<\/h3>\n\n

\ud32c\ub370\ubbf9\uc73c\ub85c \uc778\ud574 \uc804\uccb4 \ubcf4\ud5d8 \ud68c\uc0ac\ub294 \ubb3c\ub9ac\uc801 \uc5c5\ubb34 \uacf5\uac04\uc744 \uc7ac\uace0\ud574\uc57c \ud588\uc2b5\ub2c8\ub2e4.\n\uc0ac\ud68c\uc801 \uac70\ub9ac\ub450\uae30 \uc694\uad6c \uc0ac\ud56d\uc744 \ucda9\uc871\ud558\uae30 \uc704\ud574 \ubcf4\ud5d8\uc0ac\ub294 \uc885\uc885 \ub514\uc9c0\ud138 \ub3c4\uad6c\uc5d0 \uc758\uc874\ud558\uc5ec \uc6d0\uaca9 \uc791\uc5c5\uc744 \ucd09\uc9c4\ud588\uc2b5\ub2c8\ub2e4.\n\ubcf4\ud5d8 \uc124\uacc4\uc0ac\ub4e4\ub3c4 \ub3d9\uc77c\ud55c \uc791\uc5c5\uc744 \uc218\ud589\ud558\uc5ec \ubcf4\ud5d8 \uace0\uac1d\uacfc\uc758 \ub300\uba74 \uc5f0\uacb0\uc744 \uc81c\ud55c\ud558\uba74\uc11c \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud558\ub294 \ubc29\ubc95\uc744 \uc7ac\uad6c\uc0c1\ud588\uc2b5\ub2c8\ub2e4. <\/p>\n\n

COVID-19 \ud32c\ub370\ubbf9\uc758 \ub05d\uc774 \ubcf4\uc774\uba74\uc11c \ub9ce\uc740 \uc0c1\ub2f4\uc6d0\uc774 \uac10\uc5fc \uc704\ud5d8\uc774 \uc9c0\ub098\uac04 \ud6c4 \ud32c\ub370\ubbf9 \uae30\uac04 \ub3d9\uc548 \uad6c\ucd95\ub41c \ub514\uc9c0\ud138 \ucc44\ub110\uc744 \uc0ac\uc6a9\ud558\uc5ec \uace0\uac1d \uc11c\ube44\uc2a4\ub97c \uac1c\uc120\ud558\ub294 \ubc29\ubc95\uc5d0 \ub300\ud574 \uc0dd\uac01\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.\n\uc608\ub97c \ub4e4\uc5b4, \ub514\uc9c0\ud138 \ub3c4\uad6c\ub97c \uc0ac\uc6a9\ud558\uba74 \ubcf4\ud5d8 \uc124\uacc4\uc0ac\uac00 \uac74\uac15 \ubb38\uc81c, \uacbd\uc81c\uc801 \uc5b4\ub824\uc6c0 \ub610\ub294 \ubc14\uc05c \uc77c\uc815\uc73c\ub85c \uc778\ud574 \uc124\uacc4\uc0ac \uc0ac\ubb34\uc2e4\uc744 \uc9c1\uc811 \ubc29\ubb38\ud558\uae30 \uc5b4\ub824\uc6b4 \uace0\uac1d\uc744 \ub354 \uc27d\uac8c \ub9cc\ub0a0 \uc218 \uc788\ub2e4\uace0 Kaesler\uc640 McKinsey \ud300\uc740 \ub9d0\ud569\ub2c8\ub2e4. <\/p>\n\n

\uc62c\ubc14\ub978 \ub514\uc9c0\ud138 \ub3c4\uad6c \uc120\ud0dd<\/h3>\n\n

\uace0\uac1d\uc758 \uad00\uc810\uacfc \uc5d0\uc774\uc804\ud2b8\uac00 \uc81c\uacf5\ud558\ub294 \uac00\uce58\ub97c \ubaa8\ub450 \uac80\ud1a0\ud568\uc73c\ub85c\uc368 \ubcf4\ud5d8 \ud68c\uc0ac\ub294 \uc720\ud1b5 \ubaa9\ud45c\ub97c \ub2ec\uc131\ud558\ub294 \ub370 \uc801\ud569\ud55c \ub514\uc9c0\ud138 \ub3c4\uad6c\ub97c \uc120\ud0dd\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n

CNA Insurance\uc758 EVP \uacb8 \ucd5c\uace0 \uc6b4\uc601 \ucc45\uc784\uc790\uc778 Michael Costonis<\/a>\ub294 “\uae30\uc220\uc774 \uc5b4\ub514\uc5d0 \uc788\ub294\uc9c0, \uadf8\ub9ac\uace0 \ub354 \uc911\uc694\ud558\uac8c\ub294 \uae30\uc220\uc774 \uc5b4\ub514\ub85c \uac00\uace0 \uc788\ub294\uc9c0\ub97c \uace0\ub824\ud558\uc5ec \ud5a5\ud6c4 3-5\ub144 \ub3d9\uc548 \uc720\ud1b5 \ucc44\ub110\uc744 \ubd84\uc11d\ud558\uace0 \uacc4\ud68d\ud558\ub294 \uac83\uc774 \uc6b4\uc1a1\uc5c5\uccb4\uc758 \uc758\ubb34\ub77c\uace0 \uc0dd\uac01\ud569\ub2c8\ub2e4.<\/p>\n\n

\uae30\uc220\uc744 \ud6a8\uacfc\uc801\uc73c\ub85c \ud1b5\ud569\ud558\uae30 \uc704\ud574 \ubcf4\ud5d8 \ud68c\uc0ac\ub294 \uc720\ud1b5 \ub178\ub825 \ubc0f \ubaa9\ud45c\uc640 \uad00\ub828\ud558\uc5ec \uae30\uc220\uc758 \uc5ec\ub7ec \uce21\uba74\uc744 \uace0\ub824\ud574\uc57c \ud569\ub2c8\ub2e4.\n\uc608\ub97c \ub4e4\uc5b4, \uc5ec\ub7ec \ucc44\ub110\uc744 \ud65c\uc6a9\ud558\ub294 \uc720\ud1b5 \uc804\ub7b5\uc744 \uac00\uc9c4 \ubcf4\ud5d8\uc0ac\ub294 \uace0\uac1d\uc758 \uad00\uc810\uc5d0\uc11c \uc720\ud1b5\uc744 \ubcfc \uc218 \uc788\uc73c\uba70 \uc2e0\uaddc \uace0\uac1d\uc774 \ud68c\uc0ac\uc640 \uc18c\ud1b5\ud558\uace0 \uae30\uc874 \uace0\uac1d\uc774 \ucda9\uc131\ub3c4\ub97c \uc720\uc9c0\ud558\ub3c4\ub85d \uc7a5\ub824\ud558\ub294 \ubc29\uc2dd\uc73c\ub85c \ub300\uc751\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n

\ube45 \ub370\uc774\ud130\uc758 \ubd80\uc0c1\uc740 \ubcf4\ud5d8\uc0ac\uc5d0\uac8c\ub3c4 \ub9ce\uc740 \uae30\ud68c\ub97c \uc81c\uacf5\ud558\uc9c0\ub9cc, \ubbf8\ub798\ub294 \uc774\ub7ec\ud55c \uae30\ud68c\ub97c \ud65c\uc6a9\ud558\ub294 \ubcf4\ud5d8\uc0ac\uc758 \ubaab\uc77c \uc218 \uc788\uc2b5\ub2c8\ub2e4.\n\uc608\ub97c \ub4e4\uc5b4, \uace0\uac1d \ud589\ub3d9\uc744 \ub354 \uc798 \uc774\ud574\ud558\uace0 \uac1c\uc778\ud654\ub41c \uacbd\ud5d8\uc744 \uc81c\uacf5\ud558\uae30 \uc704\ud574 \ubd84\uc11d\uc744 \ub514\uc9c0\ud138 \uc720\ud1b5 \ucc44\ub110\uc5d0 \ud1b5\ud569\ud558\uba74 \ubcf4\ud5d8 \ud68c\uc0ac\uc758 \uc720\ud1b5 \uacbd\ud5d8\uc774 \uacbd\uc7c1\uc5c5\uccb4\uc640 \ucc28\ubcc4\ud654\ub418\ub294 \ub370 \ub3c4\uc6c0\uc774 \ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n

\"\"<\/figure>\n\n

\uc720\ud1b5\uc758 \ubbf8\ub798\ub85c \uc131\uc7a5<\/h2>\n\n

“P&C \ubcf4\ud5d8 \uc2dc\uc7a5\uc5d0 \uc601\ud5a5\uc744 \ubbf8\uce58\ub294 \uc8fc\uc694 \ubb38\uc81c\ub294 \ubd88\ud655\uc2e4\uc131\uc785\ub2c8\ub2e4”\ub77c\uace0 Woodruff Sawyer\uc758 \uc804\uad6d \uc0c1\uc5c5 \ub77c\uc778 \uc2e4\ubb34 \ucc45\uc784\uc790 \uacb8 \uc218\uc11d \ubd80\uc0ac\uc7a5\uc778 Carolyn Polikoff<\/a>\ub294 \ub9d0\ud569\ub2c8\ub2e4.\n\uc815\uce58\uc801, \uacbd\uc81c\uc801, \ud658\uacbd\uc801 \ubd88\ud655\uc2e4\uc131\uc740 \uc62c\ud574\uc640 \ubbf8\ub798\uc5d0 \uc0c8\ub86d\uace0 \uc608\uc0c1\uce58 \ubabb\ud55c \ub3c4\uc804\uc744 \uac00\uc838\uc62c \uac83\uc785\ub2c8\ub2e4. <\/p>\n\n

\uadf8\ub7ec\ub098 \ubcf4\ud5d8\uc0ac\uc5d0\uac8c\ub294 \ud76c\ub9dd\uc758 \uae30\ud68c\uac00 \uc788\uc2b5\ub2c8\ub2e4.\n\ub514\uc9c0\ud138 \uc0dd\ud0dc\uacc4 \ubc0f \ud50c\ub7ab\ud3fc\ubfd0\ub9cc \uc544\ub2c8\ub77c \uc778\uc218 \ud569\ubcd1\uacfc \uac19\uc740 \ubcf4\ub2e4 \uc804\ud1b5\uc801\uc778 \uc218\ub2e8\uc744 \ud1b5\ud574 \ud30c\ud2b8\ub108\uc2ed\uc744 \uad6c\ucd95\ud558\uba74 \ubcf4\ud5d8 \ud68c\uc0ac\ub294 \ubd88\ud655\uc2e4\uc131\uc5d0 \uc9c1\uba74\ud558\uc5ec \uc720\ud1b5\uc744 \uac1c\uc120\ud558\uace0 \ub354 \ud0c4\ub825\uc131\uc744 \uad6c\ucd95\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n

2020\ub144 \ub9c8\uc9c0\ub9c9 6\uac1c\uc6d4 \ub3d9\uc548 \ubcf4\ud5d8 \uc778\uc218 \ud569\ubcd1\uc758 \uc131\uc7a5\uc774 \uac00\uc18d\ud654\ub418\uc5c8\ub2e4\uace0 Insurance Journal\uc758 Mark Hollmer<\/a> \ub294 \uc37c\uc2b5\ub2c8\ub2e4.\n\ubcf4\ud5d8 \ud68c\uc0ac\ub294 \uc774\ub7ec\ud55c \uac70\ub798\ub97c \uc0ac\uc6a9\ud558\uc5ec \uc5ed\ub7c9\uc744 \ud655\uc7a5\ud558\uace0 \uace0\uac1d\uc758 \uae30\ub300\uc5d0 \ub354 \uc798 \ubd80\uc751\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n

“6\uc6d4 \ub9d0\ubd80\ud130 11\uc6d4 \uc911\uc21c\uae4c\uc9c0 222\uac74\uc758 \uac70\ub798\uac00 \ubc1c\ud45c\ub418\uc5c8\uc73c\uba70 109\uc5b5 \ub2ec\ub7ec\uc758 \uac70\ub798 \uae08\uc561\uc774 \ubc1c\ud45c\ub418\uc5c8\uc2b5\ub2c8\ub2e4”\ub77c\uace0 PwC\uc758 John Marra\uc640 Gregory McGahan<\/a> \uc740 \uc37c\uc2b5\ub2c8\ub2e4.\n\ubcf4\ud5d8 M&A\ub294 \ubcf4\ud5d8\uc0ac\ub4e4\uc774 \ud32c\ub370\ubbf9\uc5d0\uc11c \uc5bb\uc740 \uad50\ud6c8\uc744 \ubcf4\ub2e4 \ube44\uc6a9 \ud6a8\uc728\uc801\uc778 \uc720\ud1b5 \uc218\ub2e8\uc5d0 \ud1b5\ud569\ud558\ub824\uace0 \ud568\uc5d0 \ub530\ub77c 2021\ub144\uae4c\uc9c0 \ud0c4\ub825\uc744 \ubc1b\uc744 \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4. <\/p>\n\n

M&A \ud65c\ub3d9\uc740 \ubcf4\ud5d8 \ud68c\uc0ac\uac00 \uc720\ud1b5 \ubc0f \uae30\ud0c0 \uae30\ub2a5\uc744 \ubcf4\ub2e4 \ud6a8\uc728\uc801\uc73c\ub85c \ub9cc\ub4e4\uae30 \uc704\ud574 \ubaa8\uc0c9\ud558\ub294 \ud55c \uac00\uc9c0 \ubc29\ubc95\uc77c \ubfd0\uc785\ub2c8\ub2e4.\n\ud6a8\uc728\uc131\uacfc \uad00\ub828\ud574\uc11c\ub294 \ub514\uc9c0\ud138 \ubcc0\ud654\uc5d0 \ub300\ud55c \ub178\ub825\uc774 \uc911\uc694\ud55c \uc5ed\ud560\uc744 \ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n

CB Insights\uc758 \ubcf4\ud5d8 \uc0b0\uc5c5 \uae30\uc220 \ubd84\uc11d\uac00\uc778 \ub9c8\uc774\ud06c \ud53c\uce20\uc81c\ub7f4\ub4dc(Mike Fitzgerald<\/a>)\ub294 “\uae30\uc220\uc774 \uc804\uccb4 \uc720\ud1b5 \ubd80\ubd84\uc5d0 \ubbf8\uce60 \uc218 \uc788\ub294 \uac00\uc7a5 \ud070 \uc601\ud5a5\uc740 \uc774\ub7ec\ud55c \ubaa8\ub4e0 \ube44\ud6a8\uc728\uc131\uc744 \uc81c\uac70\ud558\uace0 \uadf8 \uc5b4\ub290 \ub54c\ubcf4\ub2e4 \ube60\ub974\uace0 \uc800\ub834\ud558\uba70 \uc815\ud655\ud558\uac8c \ub9cc\ub4dc\ub294 \uac83”\uc774\ub77c\uace0 \ub9d0\ud569\ub2c8\ub2e4.<\/p>\n\n

P&C \ubcf4\ud5d8\uc0ac\ub4e4\uc740 \ucf54\ub85c\ub09819\uac00 \ubc1c\uc0dd\ud558\uae30 \uc804\uc5d0 \uc5b4\ub824\uc6b4 \ubbf8\ub798\uc5d0 \uc9c1\uba74\ud588\uc2b5\ub2c8\ub2e4.\n\uc720\ud1b5\uc5d0 \ub300\ud55c \uace0\uac1d \uc911\uc2ec\uc758 \uc811\uadfc \ubc29\uc2dd\uc744 \ucde8\ud558\uace0, \uc5d0\uc774\uc804\ud2b8\uc758 \ucc38\uc5ec\ub97c \uc720\ub3c4\ud558\uace0, \uc62c\ubc14\ub978 \ub514\uc9c0\ud138 \ub3c4\uad6c\ub97c \uc120\ud0dd\ud568\uc73c\ub85c\uc368 \ubcf4\ud5d8 \ud68c\uc0ac\ub294 \uac00\uce58\ub97c \uc81c\uacf5\ud558\uace0 \uc55e\uc73c\ub85c\uc758 \uacfc\uc81c\ub97c \uadf9\ubcf5\ud560 \uc218 \uc788\ub294 \ub354 \ub098\uc740 \uc785\uc9c0\ub97c \ud655\ubcf4\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n

\uc774\ubbf8\uc9c0 \uc791\uc131\uc790: pitinan\/\u00a9123RF.com, dolgachov\/\u00a9123RF.com, Dmitrii Shironosov\/\u00a9123RF.com<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"

2020\ub144\uc740 \ub2e4\ub978 \uc0b0\uc5c5\uacfc \ub9c8\ucc2c\uac00\uc9c0\ub85c \ubcf4\ud5d8 \ud68c\uc0ac\uc5d0\uac8c\ub3c4 \uc5b4\ub824\uc6b4 \ud55c \ud574\uc600\uc2b5\ub2c8\ub2e4. \uadf8\ub7ec\ub098 \uc190\ud574\ubcf4\ud5d8\uc0ac\ub4e4\uc774 \uc9c1\uba74\ud55c \uc5b4\ub824\uc6c0\uc740 COVID-19 \ud32c\ub370\ubbf9 \ub54c\ubb38\ub9cc\uc740 \uc544\ub2c8\uc5c8\uc2b5\ub2c8\ub2e4. 2010\ub144\ub300 \uc911\ubc18\uc5d0 \ubc1c\uc0dd\ud55c \ud658\uacbd \uc870\uac74\uc758 \ubcc0\ud654\uc640 \uae30\ud0c0 \uc694\uc778\uc740 \uc624\ub298\ub0a0 \ubcf4\ud5d8\uc0ac\uac00 \uc9c1\uba74\ud55c \ubb38\uc81c\ub97c \uac00\uc911\uc2dc\ucf30\uc2b5\ub2c8\ub2e4. 2021\ub144\uc774 \uc2dc\uc791\ub418\uba74\uc11c \uc720\ud1b5 \ubd84\uc57c\ub294 \uc5ec\uc804\ud788 \ub3c4\uc804\uacfc \uae30\ud68c\uac00 \uacf5\uc874\ud558\ub294 \ubd84\uc57c\uc785\ub2c8\ub2e4. \uace0\uac1d\uc758 \uad00\uc810\uc744 \uc218\uc6a9\ud558\uace0 \ub514\uc9c0\ud138 \ub3c4\uad6c\ub97c \uc0ac\uc6a9\ud558\uc5ec \uac00\uce58\ub97c \ub354\ud558\ub294 \ubcf4\ud5d8\uc0ac\ub294 \ub2e4\ub978 \ubb38\uc81c\ub97c \ubcf4\ub2e4 \ud6a8\uacfc\uc801\uc73c\ub85c \ud574\uacb0\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. […]<\/p>\n","protected":false},"featured_media":0,"template":"","insight-category":[],"class_list":["post-19424","insight","type-insight","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/insight\/19424","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/insight"}],"about":[{"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/types\/insight"}],"wp:attachment":[{"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/media?parent=19424"}],"wp:term":[{"taxonomy":"insight-category","embeddable":true,"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/insight-category?post=19424"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}