{"id":19417,"date":"2024-09-20T09:39:29","date_gmt":"2024-09-20T14:39:29","guid":{"rendered":"https:\/\/bolttech.io\/insight\/%ed%94%8c%eb%9e%ab%ed%8f%bc%ea%b3%bc-%ec%83%9d%ed%83%9c%ea%b3%84%ea%b0%80-%eb%b3%b4%ed%97%98-%ed%98%81%ec%8b%a0%ec%9d%84-%ec%a3%bc%eb%8f%84%ed%95%98%eb%8a%94-%eb%b0%a9%eb%b2%95\/"},"modified":"2024-09-20T09:39:32","modified_gmt":"2024-09-20T14:39:32","slug":"%ed%94%8c%eb%9e%ab%ed%8f%bc%ea%b3%bc-%ec%83%9d%ed%83%9c%ea%b3%84%ea%b0%80-%eb%b3%b4%ed%97%98-%ed%98%81%ec%8b%a0%ec%9d%84-%ec%a3%bc%eb%8f%84%ed%95%98%eb%8a%94-%eb%b0%a9%eb%b2%95","status":"publish","type":"insight","link":"https:\/\/bolttech.io\/ko\/insights\/%ed%94%8c%eb%9e%ab%ed%8f%bc%ea%b3%bc-%ec%83%9d%ed%83%9c%ea%b3%84%ea%b0%80-%eb%b3%b4%ed%97%98-%ed%98%81%ec%8b%a0%ec%9d%84-%ec%a3%bc%eb%8f%84%ed%95%98%eb%8a%94-%eb%b0%a9%eb%b2%95\/","title":{"rendered":"\ud50c\ub7ab\ud3fc\uacfc \uc0dd\ud0dc\uacc4\uac00 \ubcf4\ud5d8 \ud601\uc2e0\uc744 \uc8fc\ub3c4\ud558\ub294 \ubc29\ubc95"},"content":{"rendered":"\n<p>\uc778\uc288\uc5b4\ud14c\ud06c \uc2a4\ud0c0\ud2b8\uc5c5\uc740 \uc9d1\uc911\uc801\uc774\uace0 \uc138\ubd84\ud654\ub41c \uc218\uc900\uc5d0\uc11c \ubcf4\ud5d8 \ud601\uc2e0\uc744 \uc8fc\ub3c4\ud574 \uc654\uc2b5\ub2c8\ub2e4.\n\uc774\ub7ec\ud55c \ub3c4\uad6c\ub294 \ubcf4\ud5d8\uc0ac\uc640 \uace0\uac1d\uc774 \ubd84\ubc30 \ub610\ub294 \uccad\uad6c \uc81c\ucd9c\uacfc \uac19\uc740 \ud2b9\uc815 \uc791\uc5c5\uc744 \ubcf4\ub294 \ubc29\uc2dd\uc744 \ubcc0\ud654\uc2dc\ucf30\uc2b5\ub2c8\ub2e4. <\/p>\n\n<p>\uadf8\ub7ec\ub098 \uae30\uc220 \ubcc0\ud654\uc758 \ud750\ub984\uc740 \uc778\uc288\uc5b4\ud14c\ud06c \ud601\uc2e0\uc73c\ub85c \uba48\ucd94\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4.\n\ud50c\ub7ab\ud3fc \uae30\uc220 \ubc0f API\uc758 \ud601\uc2e0\uc5d0 \uc758\ud574 \uc8fc\ub3c4\ub418\ub294 \uc5d0\ucf54\uc2dc\uc2a4\ud15c \ubaa8\ub378\uc740 \ubcf4\ud5d8 \uc0b0\uc5c5 \uc804\uccb4\uc5d0 \ud601\uba85\uc744 \uc77c\uc73c\ud0ac \uc900\ube44\uac00 \ub418\uc5b4 \uc788\uc2b5\ub2c8\ub2e4.\n\uc774\ub7ec\ud55c \ub3c4\uad6c\uc758 \uc791\ub3d9 \ubc29\uc2dd\uacfc \ub3c4\uad6c\uac00 \ucc3d\ucd9c\ud558\ub294 \uae30\ud68c\ub97c \uc774\ud574\ud558\ub294 \ubcf4\ud5d8\uc0ac\ub294 \ud50c\ub7ab\ud3fc\uacfc \uc5d0\ucf54\uc2dc\uc2a4\ud15c\uc744 \ud65c\uc6a9\ud558\uc5ec \uace0\uac1d\uc5d0\uac8c \ub354 \ub098\uc740 \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud558\uace0 \ube44\uc988\ub2c8\uc2a4 \ubaa9\ud45c\ub97c \ub2ec\uc131\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.  <\/p>\n\n<h2 class=\"wp-block-heading\">\ud30c\uad34 \ub610\ub294 \ud30c\uad34: \ubcf4\ud5d8\uc758 \uae30\uc220\uc801 \ubbf8\ub798<\/h2>\n\n<p>\uba87 \ub144 \ub3d9\uc548 \uae30\uc874 \ubcf4\ud5d8\uc0ac\ub294 \uc778\uc288\uc5b4\ud14c\ud06c \uc2a4\ud0c0\ud2b8\uc5c5\uacfc\uc758 \uacbd\uc7c1\uc5d0 \uc9c1\uba74\ud574 \uc788\uc5c8\uc2b5\ub2c8\ub2e4.\n\uc774 \uacbd\uc7c1\uc740 \uc885\uc885 \ud2b9\uc815 \ubcf4\ud5d8 \ud504\ub85c\uc138\uc2a4\uc5d0 \ucd08\uc810\uc744 \ub9de\ucd94\uc5c8\uc2b5\ub2c8\ub2e4.\n\ucc98\uc74c\uc5d0\ub294 \uadf8\ub7ec\ud55c \uae30\uc220\uc774 \uc5c5\uacc4 \uc804\uccb4\ub97c \ubcc0\ud654\uc2dc\ud0a4\uc9c0 \ubabb\ud560 \uac83\ucc98\ub7fc \ubcf4\uc600\uc2b5\ub2c8\ub2e4.  <\/p>\n\n<p>\uc624\ub298\ub0a0 \ub514\uc9c0\ud138 \ud2b8\ub79c\uc2a4\ud3ec\uba54\uc774\uc158\uc5d0 \uc9c1\uba74\ud558\uc5ec \ubcf4\ud5d8\uc774 \ubcc0\ud654\ud574\uc57c \ud55c\ub2e4\ub294 \uac83\uc740 \ubd84\uba85\ud569\ub2c8\ub2e4.\n\uc778\uc288\uc5b4\ud14c\ud06c \uc2a4\ud0c0\ud2b8\uc5c5\uc740 \ub2e8\uc21c\ud788 \uc624\ub798\ub41c \ubcf4\ud5d8 \uc5c5\ubb34\ub97c \ucc98\ub9ac\ud558\ub294 \uc0c8\ub85c\uc6b4 \ubc29\ubc95\uc744 \ubc1c\uba85\ud558\ub294 \uac83\uc774 \uc544\ub2d9\ub2c8\ub2e4.\n <a href=\"https:\/\/www.fintechmagazine.com\/fraud-and-cybersecurity\/digital-ecosystems-future-insurance-innovation\" target=\"_blank\" rel=\"noreferrer noopener\">Matt High<\/a> FinTech Magazine\uc740 \uc774\ub4e4\uacfc \ub9ce\uc740 \uae30\uc874 \ubcf4\ud5d8\uc0ac\ub4e4\uc774 \ub300\ub7c9\uc758 \ub370\uc774\ud130\ub97c \ubd84\uc11d\ud558\uace0 \uad11\ubc94\uc704\ud55c \uc778\ud130\ub137 \uc5f0\uacb0\uc744 \ud1b5\ud574 \uace0\uac1d\uc5d0\uac8c \uc27d\uac8c \ub2e4\uac00\uac08 \uc218 \uc788\ub294 \ub2a5\ub825\uacfc \uac19\uc740 \uc804\ubc18\uc801\uc778 \uae30\uc220\uc758 \uae09\uc18d\ud55c \ubc1c\uc804\uc744 \ud65c\uc6a9\ud558\uace0 \uc788\ub2e4\uace0 \uc37c\uc2b5\ub2c8\ub2e4.  <\/p>\n\n<p>\uace0\uac1d\uc758 \uae30\ub300\ub294 \ub610\ud55c \ubcf4\ud5d8 \ud68c\uc0ac\uc5d0 \ud601\uc2e0\uc5d0 \ub300\ud55c \uc555\ub825\uc744 \uac00\ud569\ub2c8\ub2e4.\n\uc608\ub97c \ub4e4\uc5b4, \uace0\uac1d\ub4e4\uc740 \ube45 \ub370\uc774\ud130\uc640 \uc6d0\ud65c\ud55c \ucee4\ubba4\ub2c8\ucf00\uc774\uc158\uc774 \uc18c\ub9e4 \uad6c\ub9e4\uc5d0 \ubbf8\uce58\ub294 \uc601\ud5a5\uc744 \ud655\uc778\ud558\uba74\uc11c \ubcf4\ud5d8 \ud68c\uc0ac\uac00 \uc720\uc0ac\ud55c \uac1c\uc778\ud654\uc640 \ud3b8\uc758\uc131\uc744 \uc81c\uacf5\ud558\uae30\ub97c \uc694\uad6c\ud558\uae30 \uc2dc\uc791\ud588\uc2b5\ub2c8\ub2e4. <\/p>\n\n<p>\ubcf4\ud5d8 \ud68c\uc0ac\ub4e4\uc740 \uc774\ub7ec\ud55c \ubcc0\ud654\ud558\ub294 \uae30\ub300\uc5d0 \ubd80\uc751\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.\n\uadf8\ub7ec\ub098 \uace0\uc74c\ud45c\ucc98\ub7fc \ucda9\ubd84\ud788 \ube60\ub974\uac8c \ubcc0\ud558\uc9c0 \uc54a\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n<p>2019\ub144 12\uc6d4 \ubcf4\uace0\uc11c\uc5d0\uc11c \uc561\uc13c\uce04\uc5b4(Accenture)\ub294 \ubcf4\ud5d8\uc774 &#8220;\ubbf8\ub798\uc758 \ud63c\ub780\uc5d0 \uac00\uc7a5 \ucde8\uc57d\ud55c \uc0b0\uc5c5 [industries] \uc911 \ud558\ub098&#8221;\ub77c\uace0 \uc608\uce21\ud588\uc2b5\ub2c8\ub2e4. \ub514\uc9c0\ud138 \uc138\uacc4\ub85c\uc758 \uc804\ud658\uc744 \uc8fc\uc800\ud558\ub294 \ud1b5\uc2e0\uc0ac\ub4e4\uc740 &#8220;\ud5a5\ud6c4 5\ub144 \ub3d9\uc548 \uc804 \uc138\uacc4\uc801\uc73c\ub85c \ucd1d 1,980\uc5b5 \ub2ec\ub7ec\uc5d0 \ub2ec\ud558\ub294 \uc2dc\uc7a5 \uc810\uc720\uc728 \uc7a0\uc2dd\uc744 \uacaa\uc744 \uc218 \uc788\ub2e4&#8221;\uace0 \uc561\uc13c\uce04\uc5b4(Accenture)\uc758 <a href=\"https:\/\/insuranceblog.accenture.com\/the-ultimate-guide-to-insurance-ecosystems\" target=\"_blank\" rel=\"noreferrer noopener\">\ub2e4\ub2c8\uc5d8\ub808 \ud504\ub808\uc218\ud2f0(Daniele Presutti<\/a> )\ub294 \uc37c\ub2e4.\n\ub610\ud55c 1,770\uc5b5 \ub2ec\ub7ec\uc758 \ucd94\uac00 \ube44\uc6a9\uc774 \ubc1c\uc0dd\ud560 \uc218 \uc788\ub294 \uc131\uc7a5 \uae30\ud68c\ub97c \uc783\uac8c \ub429\ub2c8\ub2e4. <\/p>\n\n<p>\uadf8\ub7ec\ub098 \ub514\uc9c0\ud138 \uc5d0\ucf54\uc2dc\uc2a4\ud15c\uc740 \ubcf4\ud5d8 \ud68c\uc0ac\uac00 \uc190\uc2e4\uc774 \uc544\ub2cc \uc218\uc775\uc744 \ud5a5\ud574 \ub098\uc544\uac08 \uc218 \uc788\ub294 \ubc29\ubc95\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4.\n\uadf8\ub4e4\uc740 \ubcf4\ud5d8\uc0ac\ub97c \ub514\uc9c0\ud138 \uc138\uacc4\uc758 \ud575\uc2ec \ud50c\ub808\uc774\uc5b4\ub85c \ub9cc\ub4e6\uc73c\ub85c\uc368 \uadf8\ub807\uac8c \ud569\ub2c8\ub2e4. <\/p>\n\n<p>\ub514\uc9c0\ud138 \uc5d0\ucf54\uc2dc\uc2a4\ud15c\uc740 &#8220;\ube44\uc988\ub2c8\uc2a4 \ubaa9\ud45c\ub97c \ub2ec\uc131\ud558\uae30 \uc704\ud574 \uc751\uc9d1\ub825 \uc788\uac8c \uc791\ub3d9\ud558\ub294 \uc0c1\ud638 \uc5f0\uacb0\ub41c \uc560\ud50c\ub9ac\ucf00\uc774\uc158 \ubc0f \uae30\uc220\uc758 \ub290\uc2a8\ud55c \ub124\ud2b8\uc6cc\ud06c&#8221;\ub77c\uace0 Global IQX\uc758 \uc0ac\uc7a5, \uc124\ub9bd\uc790 \uacb8 CEO\uc778 <a href=\"https:\/\/www.globaliqx.com\/designing-a-digital-insurance-ecosystem\/\" target=\"_blank\" rel=\"noreferrer noopener\">Mike de Waal<\/a>\uc740 \ub9d0\ud569\ub2c8\ub2e4.\n\uc790\uc5f0\uc5d0\uc11c \ubc1c\uacac\ub418\ub294 \uc0dd\ud0dc\uacc4\uc640 \ub9c8\ucc2c\uac00\uc9c0\ub85c \ub514\uc9c0\ud138 \uc0dd\ud0dc\uacc4\uc758 \ucc38\uc5ec\uc790\ub294 \ub3d9\uc77c\ud55c \uc790\uc6d0(\uc5ec\uae30\uc11c\ub294 \uace0\uac1d)\uc744 \ub193\uace0 \uc9c1\uc811 \uacbd\uc7c1\ud558\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4.\n\uc624\ud788\ub824, \uac01\uac01\uc758 \ucc38\uc5ec\ub294 \uace0\uac1d\uc5d0\uac8c \uac00\uce58\ub97c \uc81c\uacf5\ud558\uace0 \uc0dd\ud0dc\uacc4\uc758 \ubaa8\ub4e0 \uc0ac\ub78c\uc774 \uc218\ud589\ud558\ub294 \uc791\uc5c5\uc744 \ud5a5\uc0c1\uc2dc\ud0b5\ub2c8\ub2e4.  <\/p>\n\n<p>\ub2e4\ub978 \uc0b0\uc5c5\uacfc \ub9c8\ucc2c\uac00\uc9c0\ub85c \ubcf4\ud5d8 \ud68c\uc0ac\ub294 \uc5d0\ucf54\uc2dc\uc2a4\ud15c \ubaa8\ub378\uc758 \ubd80\uc0c1\uc73c\ub85c \uc778\ud55c \ud63c\ub780\uc5d0 \uc9c1\uba74\ud574 \uc788\uc2b5\ub2c8\ub2e4.\n\uc911\uc694\ud55c \uac83\uc740 \uc751\ub2f5\uc785\ub2c8\ub2e4.\n&#8220;\ubcf4\ud5d8 \ud68c\uc0ac\ub294 \ud53c\ud574\uc790\uac00 \ub418\uae30\ubcf4\ub2e4\ub294 \uae30\uc874 \uc0dd\ud0dc\uacc4\uc5d0 \ucc38\uc5ec\ud558\uac70\ub098 \uc790\uccb4 \uc0dd\ud0dc\uacc4\ub97c \uc124\uacc4\ud558\uace0 \uc2e4\ud589\ud558\uc5ec \ud30c\uad34\uc790\uac00 \uc544\ub2cc \ud30c\uad34\uc790\uac00 \ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4&#8221;\ub77c\uace0 Presutti\ub294 \uc37c\uc2b5\ub2c8\ub2e4.  <\/p>\n\n<figure class=\"wp-block-image aligncenter size-large\"><img decoding=\"async\" src=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/couple-discussing-finances-1024x682.jpg\" alt=\"\" class=\"wp-image-9393\"\/><\/figure>\n\n<h2 class=\"wp-block-heading\">\ud50c\ub7ab\ud3fc\uacfc \uc0dd\ud0dc\uacc4\uac00 \ubcf4\ud5d8 \uc720\ud1b5\uc744 \uc5b4\ub5bb\uac8c \ubcc0\ud654\uc2dc\ud0a4\uace0 \uc788\ub294\uac00<\/h2>\n\n<p>\ub9e5\ud0a8\uc9c0(McKinsey)\uc758 <a href=\"https:\/\/www.mckinsey.com\/industries\/financial-services\/our-insights\/insurance-beyond-digital-the-rise-of-ecosystems-and-platforms#\" target=\"_blank\" rel=\"noreferrer noopener\">\ud0d5\uac00\uc774 \uce90\ud2c0\ub9b0(Tanguy Catlin<\/a> )\uacfc \ub3d9\ub8cc \uc5f0\uad6c\uc6d0\ub4e4\uc774 \uc9c0\uc801\ud55c \ubc14\uc5d0 \ub530\ub974\uba74, \uc804 \uc138\uacc4 10\ub300 \uae30\uc5c5 \uc911 7\uacf3\uc774 \uc5d0\ucf54\uc2dc\uc2a4\ud15c\uc744 \uc0ac\uc6a9\ud558\uc5ec \uc77c\uc0c1 \uc5c5\ubb34\ub97c \uc218\ud589\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.\n\uc774\ub7ec\ud55c \ud68c\uc0ac\uc5d0\ub294 Amazon, Alibaba, Microsoft \ubc0f Facebook\uc774 \ud3ec\ud568\ub429\ub2c8\ub2e4. <\/p>\n\n<p>\ucd1d\uccb4\uc801\uc73c\ub85c \uadf8\ub4e4\uc740 \ub9e4\uc77c \uc804 \uc138\uacc4 \uc218\uc2ed\uc5b5 \uba85\uc758 \uc0ac\ub78c\ub4e4\uc5d0\uac8c \ub3c4\ub2ec\ud569\ub2c8\ub2e4.\n\uc774\ub7ec\ud55c \uae30\uc5c5\uc740 \uc790\uccb4 \uc81c\ud488\uacfc \uc11c\ube44\uc2a4\ub97c \ud310\ub9e4\ud558\ub294 \uac83 \uc678\uc5d0\ub3c4 \ub514\uc9c0\ud138 \uc5d0\ucf54\uc2dc\uc2a4\ud15c\uacfc \ud50c\ub7ab\ud3fc\uc774 \uace0\uac1d\uc744 \uc704\ud574 \ubb34\uc5c7\uc744 \ud560 \uc218 \uc788\ub294\uc9c0 \uace0\uac1d\uc5d0\uac8c \ubcf4\uc5ec\uc90d\ub2c8\ub2e4.\n\uadf8 \uacb0\uacfc, \uace0\uac1d\uc740 \ubcf4\ud5d8\uc0ac\ub97c \ud3ec\ud568\ud558\uc5ec \ubd80\ubd84\uc801\uc73c\ub85c \ub610\ub294 \uc644\uc804\ud788 \uc628\ub77c\uc778\uc73c\ub85c \uc6b4\uc601\ub418\ub294 \ub2e4\ub978 \uc870\uc9c1\uc5d0\uc11c\ub3c4 \uc720\uc0ac\ud55c \uc218\uc900\uc758 \uc11c\ube44\uc2a4\ub97c \uae30\ub300\ud569\ub2c8\ub2e4.  <\/p>\n\n<h3 class=\"wp-block-heading\">\ub514\uc9c0\ud138 \uc2dc\ub300\uc758 \uace0\uac1d \uc694\uad6c \ucda9\uc871<\/h3>\n\n<p>\uc5d0\ucf54\uc2dc\uc2a4\ud15c\uc5d0 \ucc38\uc5ec\ud558\uba74 \ubcf4\ud5d8\uc0ac\uac00 \uace0\uac1d \uad00\uacc4\ub97c \uad6c\ucd95\ud558\uace0 \uc720\uc9c0\ud560 \ub54c \uc8fc\uc694 \uc774\uc810\uc744 \uc5bb\uc744 \uc218 \uc788\ub2e4\uace0 Catlin\uacfc McKinsey \ud300\uc740 \ub9d0\ud569\ub2c8\ub2e4.<\/p>\n\n<p>\uc608\ub97c \ub4e4\uc5b4, \uc5d0\ucf54\uc2dc\uc2a4\ud15c\uc740 \uace0\uac1d\uc744 \uc704\ud55c \ub9c8\ucc30 \uc5c6\ub294 \uac70\ub798\ub97c \ucd09\uc9c4\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\n\uc608\ub97c \ub4e4\uc5b4, \uc0c8 \ucc28\ub97c \uad6c\ub9e4\ud558\uace0 \ubcf4\ud5d8\uc5d0 \uac00\uc785\ud558\ub824\ub294 \uace0\uac1d\uc740 \uc790\ub3d9\ucc28 \ud68c\uc0ac\uc640 \ubcf4\ud5d8\uc0ac\uac00 \ub3d9\uc77c\ud55c \uc5d0\ucf54\uc2dc\uc2a4\ud15c \ub0b4\uc5d0\uc11c \uc6b4\uc601\ub418\ub294 \uacbd\uc6b0 \uc6f9\uc0ac\uc774\ud2b8\ub098 \ud50c\ub7ab\ud3fc \uac04\uc5d0 \uc804\ud658\ud560 \ud544\uc694\uac00 \uc5c6\uc2b5\ub2c8\ub2e4.\n\uc774\ub7ec\ud55c \uc0ac\uc6a9 \ud3b8\uc758\uc131\uc740 \uace0\uac1d\uc774 \uc790\ub3d9\ucc28\ub97c \uad6c\ub9e4\ud558\uae30 \uc704\ud574 \uc774\ubbf8 \uc9c4\uc785\ud55c \uc0dd\ud0dc\uacc4 \ub0b4\uc5d0 \uc788\ub294 \ubcf4\ud5d8\uc0ac\ub97c \uc120\ud0dd\ud558\ub3c4\ub85d \uc7a5\ub824\ud569\ub2c8\ub2e4.  <\/p>\n\n<p>\uc5d0\ucf54\uc2dc\uc2a4\ud15c\uc740 \ub124\ud2b8\uc6cc\ud06c \uc804\ubc18\uc5d0\uc11c \ub370\uc774\ud130\ub97c \ud1b5\ud569\ud560 \uc218 \uc788\uae30 \ub54c\ubb38\uc5d0 \uace0\uac1d\uc5d0\uac8c \ubcf4\ub2e4 \uac1c\uc778\ud654\ub41c \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud558\ub294 \ub3d9\uc2dc\uc5d0 \uc5d0\ucf54\uc2dc\uc2a4\ud15c \ucc38\uac00\uc790\uac00 \uace0\uac1d\uc5d0 \ub300\ud55c \ub354 \ub9ce\uc740 \uc815\ubcf4\ub97c \ubd84\uc11d\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n<h3 class=\"wp-block-heading\">API\uc640 \uc5d0\ucf54\uc2dc\uc2a4\ud15c\uc758 \ubd80\uc0c1<\/h3>\n\n<p>CB Insights\uc758 \ubcf4\ud5d8 \uae30\uc220 \ubd80\ubb38 \uc218\uc11d \uc560\ub110\ub9ac\uc2a4\ud2b8 <a href=\"https:\/\/www.cbronline.com\/wp-content\/uploads\/dlm_uploads\/2019\/03\/celent-api-technology-enabling-digital-insurance-reprint-091018-1.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">\uc778 \ub9c8\uc774\ud074 \ud53c\uce20\uc81c\ub7f4\ub4dc(Michael Fitzgerald<\/a>)\ub294 &#8220;\uc6d0\ud65c\ud558\uace0 \uac1c\uc778\ud654\ub41c \ub514\uc9c0\ud138 \ud658\uacbd\uc5d0\uc11c \ubaa8\ub4e0 \ubc94\uc704\uc758 \ubcf4\ud5d8 \uc0c1\ud488\uacfc \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud574\uc57c \ud558\ub294 \ubcf4\ud5d8\uc0ac\uc5d0 \ub300\ud55c \uc555\ubc15\uc774 \ucee4\uc9d0\uc5d0 \ub530\ub77c \ub2e8\uc77c \ubcf4\ud5d8\uc0ac\uac00 \uc18c\ube44\uc790\uc5d0\uac8c \uc218\uc6a9 \uac00\ub2a5\ud55c \uc218\uc900\uc758 \uc815\uad50\ud568\uacfc \uc18d\ub3c4\ub85c \ud544\uc694\ud55c \ubaa8\ub4e0 \uc0c1\ud488\uacfc \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud558\ub294 \uac83\uc774 \uc810\uc810 \ub354 \uc5b4\ub824\uc6cc\uc9c8 \uac83&#8221;\uc774\ub77c\uace0 \uc608\uce21\ud569\ub2c8\ub2e4.<\/p>\n\n<p>\uc560\ud50c\ub9ac\ucf00\uc774\uc158 \ud504\ub85c\uadf8\ub798\ubc0d \uc778\ud130\ud398\uc774\uc2a4(API)\uac00 \uc194\ub8e8\uc158\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4.\nAPI\ub294 \uc5ec\ub7ec \ud68c\uc0ac\uac00 \ud558\ub098\uc758 \ud50c\ub7ab\ud3fc\uc5d0\uc11c \ud568\uaed8 \uc81c\ud488\uacfc \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud560 \uc218 \uc788\ub3c4\ub85d \ud568\uc73c\ub85c\uc368 \uace0\uac1d\uc774 \uc27d\uac8c \ud0d0\uc0c9\ud560 \uc218 \uc788\ub294 \uc5d0\ucf54\uc2dc\uc2a4\ud15c\uc744 \uad6c\ucd95\ud569\ub2c8\ub2e4.\n\uace0\uac1d\uc740 \uc11c\ub85c \ub2e4\ub978 \ud68c\uc0ac\uc758 \uc6f9\uc0ac\uc774\ud2b8\uc640 \ud50c\ub7ab\ud3fc \uc0ac\uc774\ub97c \uc774\ub3d9\ud558\uace0 \uac01\uac01\uc758 \ube44\ubc00\ubc88\ud638\ub97c \uae30\uc5b5\ud558\ub824\uace0 \ub178\ub825\ud558\ub294 \ub300\uc2e0 \ud558\ub098\uc758 \ud50c\ub7ab\ud3fc\uc5d0 \ub85c\uadf8\uc778\ud558\uc5ec \uc5d0\ucf54\uc2dc\uc2a4\ud15c \ub0b4\uc758 \ubaa8\ub4e0 \ud30c\ud2b8\ub108 \ud68c\uc0ac\uc5d0 \uc561\uc138\uc2a4\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.  <\/p>\n\n<p>API\ub294 \uc774\ubbf8 \uc0ac\ub78c\ub4e4\uc758 \uc778\ud130\ub137 \uc0ac\uc6a9 \ubc29\uc2dd\uc744 \ubcc0\ud654\uc2dc\ud0a4\uace0 \uc788\uc2b5\ub2c8\ub2e4.\n\uc608\ub97c \ub4e4\uc5b4, \uc0ac\uc6a9\uc790\uac00 Google \ub610\ub294 Facebook \uc790\uaca9 \uc99d\uba85\uc73c\ub85c \ub85c\uadf8\uc778\ud560 \uc218 \uc788\ub294 \uc6f9\uc0ac\uc774\ud2b8\uc758 \uc218\uac00 \uc99d\uac00\ud568\uc5d0 \ub530\ub77c \uc0ac\uc6a9\uc790 \uc774\ub984\uacfc \ube44\ubc00\ubc88\ud638\ub97c \uae30\uc5b5\ud574\uc57c \ud558\ub294 \uacc4\uc815\uc774 \ud558\ub098 \uc904\uc5b4\ub4ed\ub2c8\ub2e4.\nMajesco\uc758 <a href=\"https:\/\/www.majesco.com\/ecosystems-innovation-and-the-digital-user-experience\/\" target=\"_blank\" rel=\"noreferrer noopener\">Denise Garth<\/a> \ub294 Slack\uacfc \uac19\uc740 \ub2e4\uc591\ud55c &#8220;\uc5b4\ub514\uc11c\ub098 \uc77c\ud560 \uc218 \uc788\ub294&#8221; \ub3c4\uad6c\ub97c \uc0ac\uc6a9\ud558\uba74 Google Drive, Trello \ubc0f Zendesk\uc640 \uac19\uc774 \ub514\uc9c0\ud138 \uc791\uc5c5\uc5d0 \uc77c\ubc18\uc801\uc73c\ub85c \uc0ac\uc6a9\ub418\ub294 \ub2e4\ub978 \uc18c\ud504\ud2b8\uc6e8\uc5b4\uc5d0 \uc27d\uac8c \uc5f0\uacb0\ud560 \uc218 \uc788\ub2e4\uace0 \ub9d0\ud569\ub2c8\ub2e4.  <\/p>\n\n<p>\ub9ce\uc740 \uace0\uac1d\uc774 API\uac00 \uc774\ub7ec\ud55c \uc5f0\uacb0\uc744 \ub9cc\ub4dc\ub294 \ubc29\ubc95\uc744 \uc54c\uc9c0 \ubabb\ud569\ub2c8\ub2e4.\n\uadf8\ub4e4\uc774 \uacbd\ud5d8\ud558\ub294 \uac83\uc740 \ub2e4\uc591\ud55c \ub514\uc9c0\ud138 \ud50c\ub7ab\ud3fc\uacfc \ub3c4\uad6c \uac04\uc758 \ube60\ub974\uace0 \uc6d0\ud65c\ud55c \uc5f0\uacb0\uc785\ub2c8\ub2e4.\n\uc774\ub7ec\ud55c \uacbd\ud5d8\uc774 \uc628\ub77c\uc778 \uc791\uc5c5, \uc1fc\ud551 \ubc0f \ub808\ud06c\ub9ac\uc5d0\uc774\uc158\uc758 \ud45c\uc900\uc774 \ub428\uc5d0 \ub530\ub77c \uace0\uac1d\uc740 \ubcf4\ud5d8 \ud68c\uc0ac \ubc0f \ubd80\ub3d9\uc0b0 \uc911\uac1c\uc778, \uc790\ub3d9\ucc28 \ub300\ub9ac\uc810 \ubc0f \uc218\ub9ac\uc810\uacfc \uac19\uc740 \uad00\ub828 \ube44\uc988\ub2c8\uc2a4\uc5d0\uc11c\ub3c4 \uc774\ub7ec\ud55c \uacbd\ud5d8\uc744 \uc810\uc810 \ub354 \uae30\ub300\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.  <\/p>\n\n<figure class=\"wp-block-image aligncenter size-large\"><img decoding=\"async\" src=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/collaborative-design-meeting-1024x576.jpg\" alt=\"\" class=\"wp-image-9383\"\/><\/figure>\n\n<h2 class=\"wp-block-heading\">\ubcf4\ud5d8 \uc0dd\ud0dc\uacc4\uc758 \ub2e4\uc74c \ub2e8\uacc4\ub294 \ubb34\uc5c7\uc77c\uae4c\uc694?<\/h2>\n\n<p>\ud30c\ud2b8\ub108\uc2ed\uc740 \ubcf4\ud5d8 \ud68c\uc0ac\uc5d0 \uc0c8\ub85c\uc6b4 \uc601\uc5ed\uc774 \uc544\ub2d9\ub2c8\ub2e4.\n\uadf8\ub7ec\ub098 \ub514\uc9c0\ud138 \uc0dd\ud0dc\uacc4\uac00 \ubc1c\uc804\ud568\uc5d0 \ub530\ub77c \uc0b0\uc5c5 \uc804\ubc18\uc5d0 \uac78\uce5c \ud30c\ud2b8\ub108\uc2ed\uc774 \ud45c\uc900\uc774 \ub420 \uac83\uc785\ub2c8\ub2e4. <\/p>\n\n<p>\uc5d0\ucf54\uc2dc\uc2a4\ud15c\uc740 \ube44\uc988\ub2c8\uc2a4 \ud30c\ud2b8\ub108\uc2ed\uc744 \ud1b5\ud574 \uad6c\ucd95\ub429\ub2c8\ub2e4.\n\ub514\uc9c0\ud138 \uc5d0\ucf54\uc2dc\uc2a4\ud15c\uc758 \uad6c\uc131\uc6d0\uc740 \uc11c\ub85c\uc758 \uc791\uc5c5\uc744 \uc9c0\uc6d0\ud558\uac70\ub098 \ubc00\uc811\ud558\uac8c \uad00\ub828\ub41c \ube44\uc988\ub2c8\uc2a4\uc5d0\uc11c \uc77c\ud569\ub2c8\ub2e4.\n\ub2e8\uc77c \uc5d0\ucf54\uc2dc\uc2a4\ud15c\uc5d0 \ucc38\uc5ec\ud568\uc73c\ub85c\uc368 \uace0\uac1d\uc774 \ud2b9\uc815 \uc81c\ud488\uc774\ub098 \uc11c\ube44\uc2a4\ub97c \ud544\uc694\ub85c \ud558\ub294 \uc21c\uac04\uc5d0 \uc874\uc7ac\ud568\uc73c\ub85c\uc368 \uace0\uac1d\uc774 \ube44\uc988\ub2c8\uc2a4\ub97c \ub354 \uc27d\uac8c \uc120\ud0dd\ud560 \uc218 \uc788\ub3c4\ub85d \ud569\ub2c8\ub2e4.  <\/p>\n\n<p>\ubcf4\ud5d8 \ud68c\uc0ac\ub294 \uc774\uc81c \ub9c9 \uc0dd\ud0dc\uacc4 \uae30\ubc18 \uc138\uacc4\ub85c \uccab \ubc1c\uc744 \ub0b4\ub51b\uae30 \uc2dc\uc791\ud588\uc2b5\ub2c8\ub2e4.\n\uc885\uc885 \uadf8\ub7ec\ud55c \ubc1c\uac78\uc74c\uc740 \uba38\ubb47\uac70\ub9ac\uace0 \ub290\ub838\uc2b5\ub2c8\ub2e4. <\/p>\n\n<p>\uc0dd\ud0dc\uacc4 \uae30\ubc18 \ubcf4\ud5d8\uc758 \ubbf8\ub798\ub97c \uac00\ub85c\ub9c9\ub294 \uba87 \uac00\uc9c0 \uc7a5\uc560\ubb3c\uc774 \uc5ec\uc804\ud788 \ub0a8\uc544 \uc788\ub2e4\uace0 Adacta\uc758 \ucd5c\uace0 \ub9c8\ucf00\ud305 \ucc45\uc784\uc790\uc778 <a href=\"https:\/\/www.adacta-fintech.com\/blog\/digital-transformation-in-insurance-apis-platforms-and-ecosystems\" target=\"_blank\" rel=\"noreferrer noopener\">Sebastjan Plavec<\/a>\uc740 \ub9d0\ud569\ub2c8\ub2e4.\n\uc5ec\uae30\uc5d0\ub294 \ub808\uac70\uc2dc \uae30\uc220\uc758 \uc794\uc874\ud558\ub294 \uc601\ud5a5, \uc0dd\ud0dc\uacc4 \uac1c\ubc1c\uc744 \uc704\ud55c \ud45c\uc900\uc758 \ubd80\uc871, \ub9ce\uc740 \ubcf4\ud5d8 \ud68c\uc0ac\uc758 \ubaa9\ud45c \ubaa9\ub85d\uc5d0\uc11c \uc0dd\ud0dc\uacc4 \uad6c\ucd95\uc758 \ubd80\uc7ac \ub4f1\uc774 \ud3ec\ud568\ub429\ub2c8\ub2e4. <\/p>\n\n<p>\ub9ce\uc740 \uae30\uc5c5\ub4e4\uc774 \uc774\ubbf8 API\ub97c \ud1b5\ud574 \ub514\uc9c0\ud138 \uc601\uc5ed\uc5d0\uc11c \ud558\ub098 \uc774\uc0c1\uc758 \ud30c\ud2b8\ub108\uc2ed\uc744 \uc720\uc9c0\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.\n\uc2e4\uc81c\ub85c \uc790\ub3d9\ucc28 \ubcf4\ud5d8\uacfc \uad00\ub828\ub41c \ubcf4\ud5d8 \uad00\ub828 \uc624\ud508 API\ub294 \ud604\uc7ac \uc0ac\uc6a9 \uac00\ub2a5\ud55c \uc624\ud508 API\uc758 4\ubd84\uc758 1\uc744 \ucc28\uc9c0\ud55c\ub2e4\uace0 Open Insurance Initiative\uc758 \uc124\ub9bd\uc790\uc778 <a href=\"https:\/\/openinsurance.io\/insurance-platform-ecosystems-are-an-open-playing-field\/\" target=\"_blank\" rel=\"noreferrer noopener\">Fouad Husseini<\/a>\ub294 \ub9d0\ud569\ub2c8\ub2e4.\n\uc774\ub7ec\ud55c API\ub294 \ubcf4\uc7a5 \uc124\uc815\uc5d0\uc11c \uccad\uad6c \uc81c\ucd9c\uc5d0 \uc774\ub974\uae30\uae4c\uc9c0 \uad11\ubc94\uc704\ud55c \uc790\ub3d9\ucc28 \ubcf4\ud5d8 \uad00\ub828 \uc791\uc5c5\uc744 \uc6a9\uc774\ud558\uac8c \ud569\ub2c8\ub2e4.  <\/p>\n\n<p>\uadf8\ub7ec\ub098 API\ub294 \uc2dc\uc791\uc5d0 \ubd88\uacfc\ud569\ub2c8\ub2e4.\n&#8220;\uc9c4\uc815\ud55c \ud601\uc2e0\uc740 \ubcf4\ud5d8 \uc5ed\ub7c9\uc744 \ubc97\uc5b4\ub098 \ucda9\ubd84\ud55c \uae30\uc220\uc801 \uc5ed\ub7c9\uc744 \uad6c\ucd95\ud574\uc57c \ud55c\ub2e4&#8221;\uace0 Plavec\uc740 \ub9d0\ud569\ub2c8\ub2e4.\n\uc0dd\ud0dc\uacc4 \uc131\uc7a5\uacfc \uae30\uc220 \ubc1c\uc804\uc5d0 \ube44\uc2b7\ud558\uac8c \uc804\ub150\ud558\ub294 \ubcf4\ud5d8 \uc5c5\uacc4 \uc678\ubd80\uc758 \ud68c\uc0ac\uc640\uc758 \ud30c\ud2b8\ub108\uc2ed\uc740 \ubcf4\ud5d8\uc0ac\uac00 \uc790\uccb4 \uc0dd\ud0dc\uacc4\ub97c \uad6c\ucd95\ud558\uace0 \uc131\uc7a5\uc2dc\ud0a4\ub294 \ub370 \ud544\uc694\ud55c \uae30\uc220 \uc804\ubb38 \uc9c0\uc2dd\uc744 \uc5bb\ub294 \ub370 \ub3c4\uc6c0\uc774 \ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.  <\/p>\n\n<p>\ubcf4\ud5d8\uc0ac\uac00 \ub514\uc9c0\ud138 \uc5d0\ucf54\uc2dc\uc2a4\ud15c\uc758 \ubaa8\ub4e0 \uae30\ub2a5\uc744 \uc218\uc6a9\ud568\uc5d0 \ub530\ub77c \uadf8 \uacfc\uc815\uc5d0\uc11c \ubcf4\ud5d8 \uc0b0\uc5c5\uc774 \ubcc0\ud654\ud560 \uac83\uc785\ub2c8\ub2e4.\n\ubcf4\ud5d8 \uc561\uc140\ub7ec\ub808\uc774\ud130 SVIA\uc758 CEO\uc778 <a href=\"https:\/\/sviaccelerator.com\/3-parts-to-framing-a-digital-ecosystem-strategy-for-the-insurance-c-suite\/\" target=\"_blank\" rel=\"noreferrer noopener\">\ub9c8\uc774\ud06c \ucf54\ub108(Mike Connor<\/a>)\ub294 &#8220;\uc774\ub7ec\ud55c \uc0dd\ud0dc\uacc4\ub294 \ud601\uc2e0\uac00\uc5d0\uac8c \uace0\uac1d\uc744 \uad11\uace0\ud558\uace0 \ucc38\uc5ec\ub97c \uc720\ub3c4\ud558\ub294 \uc0c8\ub85c\uc6b4 \ubc29\ubc95\ubd80\ud130 \uc784\ubca0\ub514\ub4dc \ubcf4\ud5d8 \ud50c\ub808\uc774, \ubcf4\ud5d8 \uc0c1\ud488\uc758 \uc77c\ubd80\ub85c \ubd80\uac00\uac00\uce58 \uc11c\ube44\uc2a4\ub97c \uc9c0\uc6d0\ud558\ub294 \ud30c\ud2b8\ub108\uc2ed\uc5d0 \uc774\ub974\uae30\uae4c\uc9c0 \ubaa8\ub4e0 \uac83\uc744 \uc81c\uacf5\ud55c\ub2e4&#8221;\uace0 \ub9d0\ud569\ub2c8\ub2e4. <\/p>\n\n<p>\uc774\ub7ec\ud55c \ubaa9\ud45c\ub97c \ub2ec\uc131\ud558\uae30 \uc704\ud574 \ubcf4\ud5d8 \ub9ac\ub354\ub294 \ub514\uc9c0\ud138 \uc5d0\ucf54\uc2dc\uc2a4\ud15c\uc758 \uc791\ub3d9 \ubc29\uc2dd\uc744 \uc774\ud574\ud574\uc57c \ud569\ub2c8\ub2e4.\n\ub610\ud55c \uc5d0\ucf54\uc2dc\uc2a4\ud15c\uc744 \uad6c\ucd95\ud558\uac70\ub098 \uae30\uc874 \uc5d0\ucf54\uc2dc\uc2a4\ud15c\uc5d0 \ucc38\uc5ec\ud558\ub294 \uac83\uc774 \ud68c\uc0ac\uc758 \ube44\uc988\ub2c8\uc2a4 \ubaa9\ud45c\ub97c \ub2ec\uc131\ud558\ub294 \ub370 \uc5b4\ub5bb\uac8c \ub3c4\uc6c0\uc774 \ub420 \uc218 \uc788\ub294\uc9c0\uc5d0 \ub300\ud574 \uc0dd\uac01\ud558\ub294 \ub370 \uc2dc\uac04\uc744 \ud560\uc560\ud574\uc57c \ud569\ub2c8\ub2e4.\n\uc774 \uc791\uc5c5\uc744 \uc2e0\uc18d\ud558\uac8c \uc218\ud589\ud558\ub294 \ubcf4\ud5d8\uc0ac\ub294 \uc774\uc81c \uc6d0\ud65c\ud55c \uc5d0\ucf54\uc2dc\uc2a4\ud15c \uacbd\ud5d8\uc744 \uae30\ub300\ud558\ub294 \uace0\uac1d\uc744 \uc720\uce58\ud560 \uc218 \uc788\ub294 \uc720\ub9ac\ud55c \uc704\uce58\uc5d0 \uc788\uc74c\uc744 \uc54c\uac8c \ub420 \uac83\uc785\ub2c8\ub2e4.  <\/p>\n\n<p><em>\uc774\ubbf8\uc9c0 \uc791\uc131\uc790: Wutthichai Luemuang\/\u00a9123RF.com, auremar\/\u00a9123RF.com, Aleksei Gorodenkov\/\u00a9123RF.com<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\uc778\uc288\uc5b4\ud14c\ud06c \uc2a4\ud0c0\ud2b8\uc5c5\uc740 \uc9d1\uc911\uc801\uc774\uace0 \uc138\ubd84\ud654\ub41c \uc218\uc900\uc5d0\uc11c \ubcf4\ud5d8 \ud601\uc2e0\uc744 \uc8fc\ub3c4\ud574 \uc654\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \ub3c4\uad6c\ub294 \ubcf4\ud5d8\uc0ac\uc640 \uace0\uac1d\uc774 \ubd84\ubc30 \ub610\ub294 \uccad\uad6c \uc81c\ucd9c\uacfc \uac19\uc740 \ud2b9\uc815 \uc791\uc5c5\uc744 \ubcf4\ub294 \ubc29\uc2dd\uc744 \ubcc0\ud654\uc2dc\ucf30\uc2b5\ub2c8\ub2e4. \uadf8\ub7ec\ub098 \uae30\uc220 \ubcc0\ud654\uc758 \ud750\ub984\uc740 \uc778\uc288\uc5b4\ud14c\ud06c \ud601\uc2e0\uc73c\ub85c \uba48\ucd94\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4. \ud50c\ub7ab\ud3fc \uae30\uc220 \ubc0f API\uc758 \ud601\uc2e0\uc5d0 \uc758\ud574 \uc8fc\ub3c4\ub418\ub294 \uc5d0\ucf54\uc2dc\uc2a4\ud15c \ubaa8\ub378\uc740 \ubcf4\ud5d8 \uc0b0\uc5c5 \uc804\uccb4\uc5d0 \ud601\uba85\uc744 \uc77c\uc73c\ud0ac \uc900\ube44\uac00 \ub418\uc5b4 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \ub3c4\uad6c\uc758 \uc791\ub3d9 \ubc29\uc2dd\uacfc \ub3c4\uad6c\uac00 \ucc3d\ucd9c\ud558\ub294 \uae30\ud68c\ub97c 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