{"id":19043,"date":"2024-09-19T23:30:40","date_gmt":"2024-09-20T04:30:40","guid":{"rendered":"https:\/\/bolttech.io\/insight\/%ea%b8%b0%ec%88%a0%ec%9d%b4-%eb%b3%b4%ed%97%98-%ec%83%9d%ed%83%9c%ea%b3%84%ec%97%90%ec%84%9c-%ec%9d%bc%eb%b0%98-%ec%97%90%ec%9d%b4%ec%a0%84%ed%8a%b8-%ea%b4%80%eb%a6%ac%ec%9d%98-%ec%97%ad%ed%95%a0\/"},"modified":"2024-09-19T23:30:47","modified_gmt":"2024-09-20T04:30:47","slug":"%ea%b8%b0%ec%88%a0%ec%9d%b4-%eb%b3%b4%ed%97%98-%ec%83%9d%ed%83%9c%ea%b3%84%ec%97%90%ec%84%9c-%ec%9d%bc%eb%b0%98-%ec%97%90%ec%9d%b4%ec%a0%84%ed%8a%b8-%ea%b4%80%eb%a6%ac%ec%9d%98-%ec%97%ad%ed%95%a0","status":"publish","type":"insight","link":"https:\/\/bolttech.io\/ko\/insights\/%ea%b8%b0%ec%88%a0%ec%9d%b4-%eb%b3%b4%ed%97%98-%ec%83%9d%ed%83%9c%ea%b3%84%ec%97%90%ec%84%9c-%ec%9d%bc%eb%b0%98-%ec%97%90%ec%9d%b4%ec%a0%84%ed%8a%b8-%ea%b4%80%eb%a6%ac%ec%9d%98-%ec%97%ad%ed%95%a0\/","title":{"rendered":"\uae30\uc220\uc774 \ubcf4\ud5d8 \uc0dd\ud0dc\uacc4\uc5d0\uc11c \uc77c\ubc18 \uc5d0\uc774\uc804\ud2b8 \uad00\ub9ac\uc758 \uc5ed\ud560\uc744 \uc5b4\ub5bb\uac8c \ubcc0\ud654\uc2dc\ud0a4\uace0 \uc788\uc2b5\ub2c8\uae4c?"},"content":{"rendered":"\n

\uae30\uc5c5\uacfc \uac1c\uc778\uc740 \uc704\ud5d8\uc5d0 \uc9c1\uba74\ud574 \uc788\uc2b5\ub2c8\ub2e4.\n\ubcf4\ud5d8\uc0ac\ub294 \uc704\ud5d8 \ud574\uacb0\uc5d0 \ud2b9\ud654\ub418\uc5b4 \uc788\uc2b5\ub2c8\ub2e4.\n\ud558\uc9c0\ub9cc \ub450 \uc0ac\ub78c \ubaa8\ub450\uc5d0\uac8c \ub9cc\ub0a0 \uc7a5\uc18c\ub97c \ucc3e\ub294 \uac83\uc740 \uc27d\uc9c0 \uc54a\uc740 \uc77c\uc774\uc5c8\uc2b5\ub2c8\ub2e4. <\/p>\n\n

MGA(Managing General Agent)\ub294 \ud2b9\uc815 \uc720\ud615\uc758 \uc704\ud5d8 \ubc0f \ubcf4\uc7a5\uc744 \uc804\ubb38\uc73c\ub85c \ud558\ub294 \uc911\uac1c\uc790\uc785\ub2c8\ub2e4.\nMGA\ub294 \uc815\ubcf4 \ubc0f \uc801\uc6a9 \ubc94\uc704\uc5d0 \ub300\ud55c \uc561\uc138\uc2a4\ub97c \uc81c\uacf5\ud558\ub294 \ub370 \uc911\uc694\ud55c \uc5ed\ud560\uc744 \ud569\ub2c8\ub2e4.\n\uadf8\ub7ec\ub098 \uc5c5\uacc4 \uc911\uac1c\uc778\uc73c\ub85c\uc11c \uadf8\ub4e4\uc740 \ub610\ud55c \uadf8\ub4e4\uc758 \uc5c5\ubb34\uac00 \ubcf4\ud5d8 \uc720\ud1b5 \ud504\ub85c\uc138\uc2a4\uc5d0 \ucd94\uac00\ud558\ub294 \uac00\uce58\uc5d0 \ub300\ud574 \uc810\uc810 \ub354 \uba74\ubc00\ud55c \uc870\uc0ac\uc5d0 \uc9c1\uba74\ud574 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n

\uae30\uc220\uc740 \uc0c8\ub85c\uc6b4 \ubc29\uc2dd\uc73c\ub85c MGA\uc758 \uc5ed\ud560\uc744 \ubc29\ud574\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.\nMGA\uac00 \uc0c8\ub85c\uc6b4 \uae30\uc220\uc744 \uc218\uc6a9\ud568\uc5d0 \ub530\ub77c \uac00\uce58\ub97c \ub354\ud558\uace0 \ubcf4\ud5d8\uc0ac-\uace0\uac1d \uad00\uacc4\ub97c \uc9c0\uc6d0\ud558\ub294 \ub2a5\ub825\uc774 \ud5a5\uc0c1\ub429\ub2c8\ub2e4. <\/p>\n\n

Managing General Agent\uc758 \uc5ed\ud560<\/h2>\n\n

\uad00\ub9ac \uc77c\ubc18 \uc5d0\uc774\uc804\ud2b8 \ub610\ub294 \ud504\ub85c\uadf8\ub7a8 \uad00\ub9ac\uc790\ub294 \ud2b9\uc815 \ubcf4\ud5d8\uc0ac\ub97c \ub300\uc2e0\ud558\uc5ec \uc778\uc218\uc5d0 \ucc38\uc5ec\ud560 \uc218 \uc788\ub294 \uad8c\ud55c\uc744 \uac00\uc9c4 \uc804\ubb38 \uc5d0\uc774\uc804\ud2b8 \ub610\ub294 \uc911\uac1c\uc778\uc785\ub2c8\ub2e4.\nMGA\ub294 \ubaa8\ub4e0 \uc5d0\uc774\uc804\ud2b8\uc640 \uc911\uac1c\uc778\uc774 \uace0\uac1d\uc5d0\uac8c \uc81c\uacf5\ud558\ub294 \uad50\uc721 \ubc0f \ucee4\ubba4\ub2c8\ucf00\uc774\uc158 \ub9ac\uc18c\uc2a4\ub97c \uc81c\uacf5\ud558\ub294 \uac83 \uc678\uc5d0\ub3c4 \ubcf4\ud5d8\uc0ac\ub97c \ub300\uc2e0\ud558\uc5ec \ud504\ub85c\uadf8\ub7a8\uc744 \uad00\ub9ac\ud558\uace0 \uacc4\uc57d\uc744 \ud611\uc0c1\ud560 \uc218\ub3c4 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n

MGA\ub294 \uad00\ub9ac \ubc0f \ud611\uc0c1 \uae30\ub2a5\uc744 \ud1b5\ud574 \ubcf4\ud5d8\uc0ac\uc640 \uace0\uac1d\uc744 \ubcf4\ub2e4 \ud6a8\uacfc\uc801\uc73c\ub85c \uc5f0\uacb0\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\n\ub610\ud55c \ud2b9\uc815 \uc720\ud615\uc758 \ube44\uc988\ub2c8\uc2a4 \ub610\ub294 \ubcf4\uc7a5\uc744 \uc804\ubb38\uc73c\ub85c \ud560 \uc218 \uc788\uc73c\ubbc0\ub85c \ud2b9\uc218 \uc720\ud615\uc758 \ubcf4\ud5d8\uc744 \ucc3e\ub294 \uace0\uac1d\uc5d0\uac8c \uadc0\uc911\ud55c \uc815\ubcf4 \uc18c\uc2a4\uac00 \ub429\ub2c8\ub2e4. <\/p>\n\n

“\ud2c8\uc0c8 \ube44\uc988\ub2c8\uc2a4 \uc720\ud615\uc5d0 \uc9d1\uc911\ud568\uc73c\ub85c\uc368 MGA\ub294 \uc774\ub7ec\ud55c \uae30\uc5c5\uc774 \uc9c1\uba74\ud55c \uc704\ud5d8\uacfc \uadf8\ub4e4\uc758 \uc694\uad6c\ub97c \uac00\uc7a5 \uc798 \ud574\uacb0\ud558\ub294 \ubc29\ubc95\uc5d0 \ub300\ud55c \uc2ec\uce35\uc801\uc778 \uc804\ubb38 \uc9c0\uc2dd\uc744 \uac1c\ubc1c\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4”\ub77c\uace0 Milliman\uc758 \ucee8\uc124\ud305 \ubcf4\ud5d8\uacc4\ub9ac\uc0ac\uc778 Thomas A. Ryan<\/a>\uc740 \uc37c\uc2b5\ub2c8\ub2e4.<\/p>\n\n

\uc0c8\ub85c\uc6b4 \ubcf4\ud5d8 \uc0b0\uc5c5 \ucc38\uac00\uc790\uc758 \uacbd\uc6b0 MGA\ub294 \ubcf4\ud5d8 \uc2dc\uc7a5 \uc9c4\uc785\uacfc \uad00\ub828\ub41c \uac00\uc7a5 \ud070 \uc7ac\uc815\uc801 \uc704\ud5d8 \uc911 \uc77c\ubd80\uc5d0 \ub300\ud55c \ubcf4\ud638\ub97c \uc81c\uacf5\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\n“\ub9c9\ub300\ud55c \uc790\ubcf8\uc744 \uc870\ub2ec\ud558\uc9c0 \uc54a\uace0 \uc778\uc218 \uc218\uc775\uc744 \ucc3d\ucd9c\ud558\uac70\ub098 \uaddc\uc81c\ub97c \ubc1b\uae30 \uc704\ud574 1\ub144 \uc774\uc0c1\uc744 \uae30\ub2e4\ub9ac\uace0 \uc2f6\uc2b5\ub2c8\uae4c? MGA\ub97c \uc124\uc815\ud558\ub294 \uac83\uc774 \ud574\ub2f5\uc774 \ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4”\ub77c\uace0 Instech London\uc758 \ud30c\ud2b8\ub108\uc778 Matthew Grant<\/a>\ub294 \uc501\ub2c8\ub2e4.\n\uacb0\uacfc\uc801\uc73c\ub85c \uc77c\ubc18 \uc5d0\uc774\uc804\ud2b8 \uad00\ub9ac\ub294 \uc885\uc885 MGA\uc640 \ud30c\ud2b8\ub108 \uad00\uacc4\ub97c \ub9fa\uac70\ub098 MGA\uac00 \ub418\ub824\ub294 \uc778\uc288\uc5b4\ud14c\ud06c\uc5d0\uac8c \uc778\uae30\uac00 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n

\uadf8\ub7ec\ub098 MGA\ub294 \uc790\uc2e0\uc758 \uae30\uc5ec\ub97c \uc778\uc815\ubc1b\ub294 \uac83\uc744 \ud3ec\ud568\ud558\uc5ec \ub3c4\uc804 \uacfc\uc81c\uc5d0 \uc9c1\uba74\ud574 \uc788\uc2b5\ub2c8\ub2e4.\n\ub300\ubd80\ubd84\uc758 \ubcf4\ud5d8 \uace0\uac1d\uc740 \uc77c\ubc18 \uc124\uacc4\uc0ac\ub97c \uad00\ub9ac\ud558\ub294 \uc5c5\ubb34\uc5d0 \uc775\uc219\ud558\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4.\n\uace0\uac1d\uc774 \ubcf4\uc7a5\uc744 \ubc1b\uae30 \uc704\ud574 \ud55c \uacf3\uc5d0 \uc758\uc874\ud558\ub294 \uacbd\uc6b0\uc5d0\ub3c4 \uad00\ub9ac \uc77c\ubc18 \uc5d0\uc774\uc804\ud2b8\uc640 \ud568\uaed8 \uc77c\ud558\uace0 \uc788\ub2e4\ub294 \uc0ac\uc2e4\uc744 \uae68\ub2eb\uc9c0 \ubabb\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n

\ud55c\ud3b8, \uc0c8\ub85c\uc6b4 \uae30\uc220\uc744 \ud1b5\ud574 \ubcf4\ud5d8 \ud68c\uc0ac\ub294 \uadf8 \uc5b4\ub290 \ub54c\ubcf4\ub2e4 \uc27d\uac8c \uc0c8\ub85c\uc6b4 \uace0\uac1d\uacfc \uc9c1\uc811 \uc5f0\uacb0\ud560 \uc218 \uc788\uc73c\uba70, \uc774\uc81c MGA \uad00\uacc4\ub97c \uc6b0\ud68c\ud560 \uc218 \uc788\ub2e4\ub294 \uc778\uc0c1\uc744 \uc8fc\uace0 \uc788\uc2b5\ub2c8\ub2e4.\n\uace0\uac1d\uc758 \uc9c0\uc2dd \ubd80\uc871\uacfc \uc0c8\ub85c\uc6b4 \uae30\uc220\uc5d0 \ub300\ud55c \ubcf4\ud5d8\uc0ac\uc758 \uad00\uc2ec\uc740 \ubaa8\ub450 \uc77c\ubc18 \uc124\uacc4\uc0ac \uad00\ub9ac\uc5d0\uac8c \uc790\uc2e0\uc758 \uac00\uce58\ub97c \uc785\uc99d\ud574\uc57c \ud55c\ub2e4\ub294 \uc555\ubc15\uc744 \uac00\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n

“\ub355\ud0dd [managing general underwriters] \uc5d0 MGA(\ud504\ub85c\uadf8\ub7a8 \uad00\ub9ac\uc790)\uac00 \uc911\uac1c\uc790\uc785\ub2c8\ub2e4”\ub77c\uace0 Tangram Insurance Services\uc758 CEO\uc778 Rekha Skantharaja<\/a>\ub294 \ub9d0\ud569\ub2c8\ub2e4.\n\ubcf4\ud5d8 \ubc0f \uae30\ud0c0 \uc11c\ube44\uc2a4 \uc81c\uacf5\uc5c5\uccb4\uc5d0 \ub300\ud55c \uc989\uac01\uc801\uc778 \uc5f0\uacb0\uc744 \uc694\uad6c\ud558\ub294 \uace0\uac1d\uc73c\ub85c \uac00\ub4dd \ucc2c \uc138\uc0c1\uc5d0\uc11c \uc911\uac04 \ud504\ub85c\uc138\uc2a4 \ud50c\ub808\uc774\uc5b4\uc758 \uacfc\uc81c\ub294 \ud504\ub85c\uc138\uc2a4 \ucc38\uc5ec\ub97c \uc815\ub2f9\ud654\ud558\ub294 \uac00\uce58\ub97c \ucd94\uac00\ud558\ub294 \uac83\uc785\ub2c8\ub2e4. <\/p>\n\n

\"사무실<\/figure>\n\n

MGA\uc640 \ubcf4\ud5d8\uc758 \uae30\uc220\uc801 \ud30c\uad34<\/h2>\n\n

Xceedance\uc758 \ucd5c\uace0 \ube44\uc988\ub2c8\uc2a4 \ucc45\uc784\uc790\uc778 Travis MacMillan<\/a>\uc740 “\uc131\uc219\ud558\uace0 \uae30\uc220\uc801\uc73c\ub85c \ubc1c\uc804\ub41c \uc778\ud504\ub77c\ub97c \uac16\ucd98 \ucd5c\uc2e0 MGA\ub294 \uae30\uc874 \uae30\uc5c5\ubcf4\ub2e4 \ub354 \ubbfc\ucca9\ud558\uace0 \ub300\uc751\ub825\uc774 \ub6f0\uc5b4\ub098\uba70 \uac04\uacb0\ud558\uace0 \uae30\uc220 \uc9c0\ud5a5\uc801\uc778 \uacbd\uc6b0\uac00 \ub9ce\uc2b5\ub2c8\ub2e4.<\/p>\n\n

\ub9e4\ub2c8\uc9d5 \uc81c\ub108\ub7f4 \uc5d0\uc774\uc804\ud2b8\ub294 \uc778\uc288\uc5b4\ud14c\ud06c \uc2a4\ud0c0\ud2b8\uc5c5\uc774 MGA\uc640 \ud30c\ud2b8\ub108\uc2ed\uc744 \ub9fa\uac70\ub098 MGA\ub85c \uc2a4\uc2a4\ub85c\ub97c \uc124\uc815\ud568\uc73c\ub85c\uc368 \uc5bb\uc740 \uc774\uc810 \ub54c\ubb38\uc5d0 \uc5ec\ub7ec \uac00\uc9c0 \uc0c8\ub85c\uc6b4 \ubcf4\ud5d8 \uae30\uc220\uc758 \ucd08\uae30 \ub3c4\uc785\uc790 \ub610\ub294 \ucc44\ud0dd\uc790\uc600\uc2b5\ub2c8\ub2e4.\n\uacb0\uacfc\uc801\uc73c\ub85c \ub9ce\uc740 \uad00\ub9ac \uc77c\ubc18 \uc5d0\uc774\uc804\ud2b8\ub294 \ud2c8\uc0c8 \ubcf4\ud5d8 \uc601\uc5ed\uacfc \uace0\uac1d \uc694\uad6c \uc0ac\ud56d\ubfd0\ub9cc \uc544\ub2c8\ub77c AI, \uba38\uc2e0 \ub7ec\ub2dd \ubc0f \uae30\ud0c0 \ub3c4\uad6c\ub97c \uc0ac\uc6a9\ud558\uc5ec \uace0\uac1d \ub370\uc774\ud130\ub97c \ub354 \uc798 \uc774\ud574\ud558\uace0 \ud65c\uc6a9\ud558\ub294 \ubc29\ubc95\uc5d0 \ub300\ud55c \uc804\ubb38 \uc9c0\uc2dd\uc744 \ubcf4\uc720\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n

\uae30\uc874 \ubcf4\ud5d8\uc0ac\uc758 \ucd5c\uadfc \uc8fc\uc694 \uacfc\uc81c \uc911 \ud558\ub098\ub294 \uc0c8\ub85c\uc6b4 \uae30\uc220\uc744 \uc774\ud574\ud558\uace0 \uad6c\ud604\ud560 \uc218 \uc788\ub294 \uc0ac\ub78c\uc744 \ucc3e\ub294 \uac83\uc774\uc5c8\uc2b5\ub2c8\ub2e4.\n\uc608\ub97c \ub4e4\uc5b4, 2019\ub144 PwC \uc124\ubb38\uc870\uc0ac<\/a>\uc5d0 \ub530\ub974\uba74 \ubcf4\ud5d8 \uc751\ub2f5\uc790\uc758 81%\uac00 \uc0c8\ub85c\uc6b4 \uae30\uc220\uc744 \ud6a8\uacfc\uc801\uc73c\ub85c \ud65c\uc6a9\ud558\ub294 \ub370 \ud544\uc694\ud55c \uae30\uc220\uc744 \uac16\ucd98 \uc778\uc7ac\ub97c \ucc3e\ub294 \ub370 \ub2e4\uc18c \ub610\ub294 \ub9e4\uc6b0 \uc6b0\ub824\ud558\uace0 \uc788\ub294 \uac83\uc73c\ub85c \ub098\ud0c0\ub0ac\uc2b5\ub2c8\ub2e4. <\/p>\n\n

\uc778\uc288\uc5b4\ud14c\ud06c \uc2a4\ud0c0\ud2b8\uc5c5\uacfc\uc758 \ucd08\uae30 \uad00\uacc4\ub85c \uc778\ud574 \ub9ce\uc740 \uad00\ub9ac \uc77c\ubc18 \uc5d0\uc774\uc804\ud2b8\ub294 \ubcf4\ud5d8\uc0ac\uc5d0 \ubd80\uc871\ud55c \uc7ac\ub2a5\uc744 \uac00\uc9c0\uace0 \uc788\uc2b5\ub2c8\ub2e4.\n\uadf8\ub7ec\ub098 MGA \uc5ed\uc2dc \uae30\uc220\uc744 \ud1b5\ud569\ud558\uace0 \ub514\uc9c0\ud138 \uc911\uc2ec\uc758 \ubbf8\ub798\uc5d0 \ub9de\uac8c \uc5ed\ud560\uc744 \uc870\uc815\ud558\ub294 \ub370 \uc788\uc5b4 \uc5b4\ub824\uc6c0\uc5d0 \uc9c1\uba74\ud574 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n

\uc608\ub97c \ub4e4\uc5b4, \ub370\uc774\ud130\ub294 \ubcf4\ud5d8 \uc778\uc218\uc5d0 \ud544\uc218\uc801\uc774\uba74\uc11c\ub3c4 \ud574\uacb0\ud574\uc57c \ud560 \uacfc\uc81c\uc785\ub2c8\ub2e4.\n“\uc798\ubabb\ub41c \ubcf4\ud5d8\uc5c5\uc758 \uc554\ucd08\uc5d0 \ubd80\ub52a\ud600 \ubb34\ub108\uc9c0\uace0 \ubd88\ud0c0\ubc84\ub9b0 MGA\uac00 \uc788\uc5c8\uc2b5\ub2c8\ub2e4”\ub77c\uace0 Ethos Specialty Insurance Services\uc758 \uc804 \uc218\uc11d \ubcf4\ud5d8\uacc4\ub9ac\uc0ac\uc778 Emily Gilde<\/a>\ub294 \ub9d0\ud569\ub2c8\ub2e4.\n\uc774\ub7ec\ud55c \uc0ac\ub840 \uc911 \uc77c\ubd80\ub294 \uc6b4\uc1a1\uc5c5\uccb4\uc758 \uc2e4\uc218\ub85c \ucd94\uc801\ub420 \uc218 \uc788\uc9c0\ub9cc, \uc6b4\uc1a1\uc5c5\uccb4\uc758 \uc2e4\uc218\uc640 MGA \uc2e4\uc218 \ubaa8\ub450 \uc0ac\uc6a9 \uac00\ub2a5\ud55c \ub370\uc774\ud130 \ub610\ub294 \ubd84\uc11d \ubc29\ubc95\uc758 \ubb38\uc81c\uc5d0\uc11c \ubc1c\uc0dd\ud558\ub294 \uacbd\uc6b0\uac00 \ub9ce\uc2b5\ub2c8\ub2e4. <\/p>\n\n

\uc77c\ubc18 \uc5d0\uc774\uc804\ud2b8\ub97c \uad00\ub9ac\ud558\ub294 \uc0ac\ub78c\ub4e4\uc740 \ud2b9\uc815 \uc720\ud615\uc758 \uc704\ud5d8\uc774\ub098 \ubcf4\uc7a5\uc744 \uc804\ubb38\uc73c\ub85c \ud558\ub294 \uacbd\uc6b0\uac00 \ub9ce\uae30 \ub54c\ubb38\uc5d0 \uc790\uc2e0\uc758 \uc911\uc810 \uc601\uc5ed\uc5d0 \ub300\ud55c \uae4a\uc740 \uc774\ud574\ub97c \uc5bb\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\n\uc774\uc640 \ub3d9\uc77c\ud55c \uc601\uc5ed\uc5d0 \ucd08\uc810\uc744 \ub9de\ucd98 \ubc29\ub300\ud55c \ub370\uc774\ud130 \uc138\ud2b8\uc5d0 \ub300\ud55c \uc561\uc138\uc2a4\ub294 MGA\uac00 \uc804\ubb38 \uc9c0\uc2dd\uc744 \uac1c\ubc1c\ud558\uace0 \ubc30\ud3ec\ud558\ub294 \ubc29\uc2dd\uc744 \ubcc0\ud654\uc2dc\ud0a4\uace0 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n

\uc804\ud1b5\uc801\uc73c\ub85c \uc5b8\ub354\ub77c\uc774\ud305\uc740 \uc804\uc801\uc73c\ub85c \uc0ac\ub78c\uc5d0 \uc758\ud574 \uc774\ub8e8\uc5b4\uc84c\uc2b5\ub2c8\ub2e4.\n\uc704\ud5d8 \ud3c9\uac00\ub294 \uc0ac\uc6a9 \uac00\ub2a5\ud55c \ub370\uc774\ud130 \uc138\ud2b8\ub97c \ubd84\uc11d\ud558\uace0 \uc774\ud574\ud558\ub294 \uac1c\uc778\uc758 \ub2a5\ub825\uc5d0 \ub2ec\ub824 \uc788\uc5c8\uc2b5\ub2c8\ub2e4.\n\uc624\ub298\ub0a0 \uc778\uacf5 \uc9c0\ub2a5 \ub3c4\uad6c\ub294 \uc778\uac04\uc758 \uc815\uc2e0\uc774 \uad00\ub9ac\ud560 \uc218 \uc788\ub294 \uac83\ubcf4\ub2e4 \ud6e8\uc52c \ub354 \ud070 \ub370\uc774\ud130 \uc138\ud2b8\ub97c \ubd84\uc11d\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\n\ub610\ud55c \uc774\ub7ec\ud55c \ub3c4\uad6c\ub294 \ud328\ud134\uc744 \ud30c\uc545\ud558\uace0 \uc608\uce21\uc744 \ub354 \ube60\ub974\uac8c \uc81c\uacf5\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\n\uc774\ub7ec\ud55c \ub3c4\uad6c\ub97c \uc218\uc6a9\ud558\ub294 MGA\ub294 \uc804\ubb38 \ubd84\uc57c\uc5d0 \ub300\ud55c \uc9c0\uc2dd\uc758 \uae4a\uc774\ub85c \uc778\ud574 \uc0c1\ub2f9\ud55c \uc774\uc810\uc744 \uc5bb\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n

\uae30\uc220\uc740 \uc77c\ubc18 \uc5d0\uc774\uc804\ud2b8 \uad00\ub9ac\uc758 \uc5ed\ud560\uc744 \ubcc0\ud654\uc2dc\ud0a4\uace0 \uc788\uc73c\uba70, \ubcf4\ud5d8 \ud68c\uc0ac\uc640 \ubcf4\ud5d8 \uace0\uac1d \ubaa8\ub450\uc5d0\uac8c \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud560 \uc218 \uc788\ub294 \ub2a5\ub825\uc744 \ud655\uc7a5\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.\n\uadf8\ub7ec\ub098 \uae30\uc220\uc740 \uadf8 \uc790\uccb4\uac00 \ubaa9\uc801\uc774 \uc544\ub2c8\ub77c \uac00\uce58\ub97c \uc81c\uacf5\ud558\ub294 \uc218\ub2e8\uc774 \ub418\uc5b4\uc57c \ud569\ub2c8\ub2e4. <\/p>\n\n

“MGA\ub294 \ubcf8\uc9c8\uc801\uc73c\ub85c \uae30\uc5c5\uac00 \uc815\uc2e0\uc774 \ud22c\ucca0\ud558\uace0 \ubbfc\ucca9\ud569\ub2c8\ub2e4. \uc0dd\uc0b0 \ub2a5\ub825 \uacf5\uae09\uc790\uc5d0\uac8c \uc218\uc775\uc744 \uc81c\uacf5\ud558\uace0 \ud6a8\uc728\uc131, \ud1b5\uc81c\ub825 \ubc0f \uae30\ubcf8 \ud380\ub354\uba58\ud138\uc5d0 \ub354 \uc911\uc810\uc744 \ub454 \uc0c8\ub85c\uc6b4 \uc81c\ud488\uc744 \ub9cc\ub4dc\ub294 \ub370 \uc911\uc810\uc744 \ub450\uace0 \uc2dc\uc7a5\uc5d0\uc11c \ud655\uc778\ub41c \uaca9\ucc28\ub97c \ucda9\uc871\ud560 \uc218 \uc788\ub294 \uae30\uc5c5\uc740 \ud604\uc7ac \ud658\uacbd\uc5d0\uc11c \uc774\uc775\uc744 \uc5bb\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ub610\ud55c \ubbf8\ub798\uc5d0 \ud655\ub9bd\ub41c \uc704\ud5d8\uc774 \uc5b4\ub5bb\uac8c \ubcf4\uc7a5\ub418\ub294\uc9c0\uc5d0 \uc0c1\ub2f9\ud55c \uc601\ud5a5\uc744 \ubbf8\uce60 \uac00\ub2a5\uc131\uc774 \ub192\uc2b5\ub2c8\ub2e4”\ub77c\uace0 Willis Towers Watson\uc758 \uc911\uac1c \ubcf4\ud5d8 \ubc0f \uc720\ud1b5 \ucc45\uc784\uc790\uc778 Tim Rourke<\/a>\ub294 \ub9d0\ud569\ub2c8\ub2e4.<\/p>\n\n

\"공원에서<\/figure>\n\n

\ubbf8\ub798\uc758 \ub9e4\ub2c8\uc9d5 \uc81c\ub108\ub7f4 \uc5d0\uc774\uc804\ud2b8<\/h2>\n\n

“\uc774 \uac1c\ub150\uc740 [of the managing general agent] \uc0c8\ub85c\uc6b4 \uac83\uc774 \uc544\ub2c8\ub77c \uc9c4\ud654\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4”\ub77c\uace0 Grant\ub294 \ub9d0\ud569\ub2c8\ub2e4.\n\uc0c8\ub85c\uc6b4 \uae30\uc220\uacfc \ubcf4\ud5d8\uc5d0 \uc811\uadfc\ud558\ub294 \uc0c8\ub85c\uc6b4 \ubc29\ubc95\uc758 \ub4f1\uc7a5\uc73c\ub85c MGA\ub294 \uc778\uc288\uc5b4\ud14c\ud06c \uc2a4\ud0c0\ud2b8\uc5c5\uacfc \uae30\uc874 \ubcf4\ud5d8\uc0ac \ubaa8\ub450\uac00 \uc8fc\uc694 \ubcc0\ud654\ub97c \uc2dc\ub3c4\ud558\uae30 \uc804\uc5d0 \uace0\uc720\ud55c \ubcf4\ud5d8 \uc811\uadfc \ubc29\uc2dd\uc744 \uc2dc\ub3c4\ud558\ub294 \ub370 \ud544\uc694\ud55c \uc720\uc5f0\uc131\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4. <\/p>\n\n

\uc77c\ubc18 \uc5d0\uc774\uc804\ud2b8 \uad00\ub9ac\uc758 \ud0c4\ub825\uc131\uc740 \uc774\ubbf8 \ud63c\ub780\uc5d0 \uc9c1\uba74\ud588\uc744 \ub54c \uadf8 \uac00\uce58\ub97c \uc785\uc99d\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.\nMGA\ub294 \ucf54\ub85c\ub09819 \ud32c\ub370\ubbf9 \uae30\uac04 \ub3d9\uc548 \uc5b4\ub824\uc6c0\uc744 \uacaa\uc5c8\uc9c0\ub9cc \ud604\uae08 \ud750\ub984 \ubb38\uc81c\uc640 \uae30\ud0c0 \uc6b0\ub824 \uc0ac\ud56d\ub3c4 \uadf9\ubcf5\ud560 \uc218 \uc788\uc5c8\ub2e4\uace0 \ud22c\uc790 \uad00\ub9ac \ud68c\uc0ac Conning\uc758 \ubcf4\ud5d8 \ub9ac\uc11c\uce58 \ubd80\uc0ac\uc7a5\uc778 Alyssa Gittleman<\/a>\uc740 \ub9d0\ud569\ub2c8\ub2e4. <\/p>\n\n

\ubbf8\ub798\uc5d0 \ubc88\uc131\ud560 \uac00\ub2a5\uc131\uc774 \uac00\uc7a5 \ub192\uc740 MGA\ub294 \ud604\uc7ac \uc790\uc2e0\uc758 \uc801\uc751\ub825\uc744 \uc218\uc6a9\ud558\ub294 MGA\uc785\ub2c8\ub2e4.\n\ubbf8\ub798\uc758 \uc77c\ubc18 \ub300\ub9ac\uc810\uc740 \uc2a4\uc2a4\ub85c\ub97c \ub2e8\uc21c\ud55c \uc720\ud1b5\uc5c5\uccb4\uac00 \uc544\ub2cc \uc77c\uc885\uc758 \ubcf4\ud5d8\uc0ac\ub85c \uc0dd\uac01\ud574\uc57c \ud560 \uac83\uc785\ub2c8\ub2e4. <\/p>\n\n

“\ub9ce\uc740 MGA\uac00 \uc720\ud1b5 \ud68c\uc0ac\ub77c\ub294 \uc624\ud574 \ud558\uc5d0 \uc6b4\uc601\ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc720\ud1b5\uc740 \uc911\uc694\ud558\uc9c0\ub9cc MGA \uc6b4\uc601\uc758 \ud55c \uc694\uc18c\uc77c \ubfd0\uc785\ub2c8\ub2e4”\ub77c\uace0 Willis Towers Watson\uc758 Mark Prowting\uacfc Stewart Osmond<\/a> \ub294 \ub9d0\ud569\ub2c8\ub2e4.\n\ud504\ub77c\uc6b0\ud305(Prowting)\uacfc \uc624\uc2a4\ubaac\ub4dc(Osmond)\uc5d0 \ub530\ub974\uba74, \uc2a4\uc2a4\ub85c\ub97c \ubcf4\ud5d8\uc0ac\uc758 \uc778\uc218 \ubd80\uc11c\uc758 \uc77c\ubd80\ub85c \ucde8\uae09\ud558\ub294 \uc77c\ubc18 \uc124\uacc4\uc0ac\ub4e4\uc744 \uad00\ub9ac\ud558\uba74 \ubcf4\ud5d8 \uc0b0\uc5c5\uc758 \ubcc0\ud654\uc5d0 \ub354 \uc798 \uc801\uc751\ud560 \uc218 \uc788\uc744 \uac83\uc774\ub77c\uace0 \ud55c\ub2e4. <\/p>\n\n

\uc801\uc751\ub825\uc5d0 \ub300\ud55c \uac15\uc870\ub294 \ubbf8\ub798\uc758 \uc77c\ubc18 \uc5d0\uc774\uc804\ud2b8 \uad00\ub9ac\uc5d0\uac8c \ud544\uc218\uc801\uc774\uba70, \uc774\ub294 \uadf8\ub4e4\uc774 \uc790\uc2e0\uc758 \ube44\uc988\ub2c8\uc2a4\ub97c \ubcf4\ub294 \ubc29\uc2dd\ubfd0\ub9cc \uc544\ub2c8\ub77c \uc0c8\ub85c\uc6b4 \ub3c4\uc804\uacfc \uae30\uc220\uc5d0 \ub300\uc751\ud558\ub294 \ubc29\uc2dd\uc5d0\uc11c\ub3c4 \ub9c8\ucc2c\uac00\uc9c0\uc785\ub2c8\ub2e4.<\/p>\n\n

EY\uc758 \uae00\ub85c\ubc8c \ubcf4\ud5d8 \ub9ac\ub354\uc778 \uc774\uc790\ubca8 \uc0b0\ud14c\ub099(Isabelle Santenac<\/a>)\uc740 “\ub9b0(lean), \ubbfc\ucca9\uc131(agile), \uc5ed\ub3d9\uc801\uc778 \ubbf8\ub798\uc758 MGA\ub294 \ubc88\ucc3d\ud558\ub294 \ud2c8\uc0c8 \ube44\uc988\ub2c8\uc2a4\ub97c \uad6c\ucd95\ud558\uace0 \uc5c5\uacc4 \uc804\uccb4\ubcf4\ub2e4 \ub354 \ube60\ub974\uace0 \ub354 \ud070 \uaddc\ubaa8\ub85c \uc218\uc775\uc744 \uc131\uc7a5\uc2dc\ud0ac \uac83”\uc774\ub77c\uace0 \ub9d0\ud569\ub2c8\ub2e4.\n\uadf8\ub140\ub294 \ubbf8\ub798\uc758 \uc77c\ubd80 \uacbd\uc601 \uc77c\ubc18 \uc5d0\uc774\uc804\ud2b8\ub294 \uadf8 \uc790\uccb4\ub85c \uc218\uc2ed\uc5b5 \ub2ec\ub7ec \uaddc\ubaa8\uc758 \ube44\uc988\ub2c8\uc2a4\uac00 \ub420 \uc218 \uc788\uc9c0\ub9cc \ud2c8\uc0c8 \ubcf4\ud5d8 \ubd84\uc57c\ub97c \uc804\ubb38\uc73c\ub85c \ud558\uace0 \uc774\ub97c \uc704\ud574 \uae30\uc220\uc744 \uac15\ud654\ud55c \uc801\uc751\ub825\uc744 \uc218\uc6a9\ud568\uc73c\ub85c\uc368 \uc774\ub7ec\ud55c \uc0c1\ud0dc\uc5d0 \ub3c4\ub2ec\ud560 \uac83\uc774\ub77c\uace0 \uc608\uce21\ud569\ub2c8\ub2e4. <\/p>\n\n

\uc774\ubbf8\uc9c0 \uc791\uc131\uc790: nyul\/\u00a9123RF.com, stokkete\/\u00a9123RF.com, warrengoldswain\/\u00a9123RF.com<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"

\uae30\uc5c5\uacfc \uac1c\uc778\uc740 \uc704\ud5d8\uc5d0 \uc9c1\uba74\ud574 \uc788\uc2b5\ub2c8\ub2e4. \ubcf4\ud5d8\uc0ac\ub294 \uc704\ud5d8 \ud574\uacb0\uc5d0 \ud2b9\ud654\ub418\uc5b4 \uc788\uc2b5\ub2c8\ub2e4. \ud558\uc9c0\ub9cc \ub450 \uc0ac\ub78c \ubaa8\ub450\uc5d0\uac8c \ub9cc\ub0a0 \uc7a5\uc18c\ub97c \ucc3e\ub294 \uac83\uc740 \uc27d\uc9c0 \uc54a\uc740 \uc77c\uc774\uc5c8\uc2b5\ub2c8\ub2e4. MGA(Managing General Agent)\ub294 \ud2b9\uc815 \uc720\ud615\uc758 \uc704\ud5d8 \ubc0f \ubcf4\uc7a5\uc744 \uc804\ubb38\uc73c\ub85c \ud558\ub294 \uc911\uac1c\uc790\uc785\ub2c8\ub2e4. MGA\ub294 \uc815\ubcf4 \ubc0f \uc801\uc6a9 \ubc94\uc704\uc5d0 \ub300\ud55c \uc561\uc138\uc2a4\ub97c \uc81c\uacf5\ud558\ub294 \ub370 \uc911\uc694\ud55c \uc5ed\ud560\uc744 \ud569\ub2c8\ub2e4. \uadf8\ub7ec\ub098 \uc5c5\uacc4 \uc911\uac1c\uc778\uc73c\ub85c\uc11c \uadf8\ub4e4\uc740 \ub610\ud55c \uadf8\ub4e4\uc758 \uc5c5\ubb34\uac00 \ubcf4\ud5d8 \uc720\ud1b5 \ud504\ub85c\uc138\uc2a4\uc5d0 \ucd94\uac00\ud558\ub294 […]<\/p>\n","protected":false},"featured_media":10231,"template":"","insight-category":[],"class_list":["post-19043","insight","type-insight","status-publish","has-post-thumbnail","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/insight\/19043","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/insight"}],"about":[{"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/types\/insight"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/media\/10231"}],"wp:attachment":[{"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/media?parent=19043"}],"wp:term":[{"taxonomy":"insight-category","embeddable":true,"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/insight-category?post=19043"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}