{"id":19021,"date":"2024-09-19T23:30:26","date_gmt":"2024-09-20T04:30:26","guid":{"rendered":"https:\/\/bolttech.io\/insight\/%ec%98%88%ec%b8%a1-%eb%b6%84%ec%84%9d%ec%9d%b4-%eb%b3%b4%ed%97%98-%ec%a4%91%ea%b0%9c%ec%9d%b8%ec%9d%98-%ec%97%ad%ed%95%a0%ec%9d%84-%eb%b3%80%ed%99%94%ec%8b%9c%ed%82%a4%eb%8a%94-%eb%b0%a9%eb%b2%95\/"},"modified":"2024-09-19T23:30:30","modified_gmt":"2024-09-20T04:30:30","slug":"%ec%98%88%ec%b8%a1-%eb%b6%84%ec%84%9d%ec%9d%b4-%eb%b3%b4%ed%97%98-%ec%a4%91%ea%b0%9c%ec%9d%b8%ec%9d%98-%ec%97%ad%ed%95%a0%ec%9d%84-%eb%b3%80%ed%99%94%ec%8b%9c%ed%82%a4%eb%8a%94-%eb%b0%a9%eb%b2%95","status":"publish","type":"insight","link":"https:\/\/bolttech.io\/ko\/insights\/%ec%98%88%ec%b8%a1-%eb%b6%84%ec%84%9d%ec%9d%b4-%eb%b3%b4%ed%97%98-%ec%a4%91%ea%b0%9c%ec%9d%b8%ec%9d%98-%ec%97%ad%ed%95%a0%ec%9d%84-%eb%b3%80%ed%99%94%ec%8b%9c%ed%82%a4%eb%8a%94-%eb%b0%a9%eb%b2%95\/","title":{"rendered":"\uc608\uce21 \ubd84\uc11d\uc774 \ubcf4\ud5d8 \uc911\uac1c\uc778\uc758 \uc5ed\ud560\uc744 \ubcc0\ud654\uc2dc\ud0a4\ub294 \ubc29\ubc95"},"content":{"rendered":"\n<p>\uae30\uc220\uc740 \ubcf4\ud5d8\uc0ac\uc640 \uc911\uac1c\uc778\uc774 \uc5c5\ubb34\uc5d0 \uc811\uadfc\ud558\ub294 \ubc29\uc2dd\uc744 \ube60\ub974\uac8c \ubcc0\ud654\uc2dc\ud0a4\uace0 \uc788\uc2b5\ub2c8\ub2e4.\n\uadf8\ub7ec\ub098 \ubcf4\ud5d8 \uc0b0\uc5c5\uc758 \ud575\uc2ec\uc740 \ub354 \ub098\uc740 \ub370\uc774\ud130\uac00 \ub354 \uc815\ud655\ud55c \uc704\ud5d8 \uacc4\uc0b0\uc73c\ub85c \uc774\uc5b4\uc9c0\uace0, \uc774\ub294 \ub2e4\uc2dc \ub354 \ub192\uc740 \uc218\uc775\uc73c\ub85c \uc774\uc5b4\uc9c4\ub2e4\ub294 \ud558\ub098\uc758 \uc77c\uad00\ub41c \uc6d0\uce59\uc5d0 \uacc4\uc18d \uc758\uc874\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n<p>\uc624\ub298\ub0a0 \ubcf4\ud5d8\uc0ac\uc640 \uc911\uac1c\uc778\uc740 \uadf8 \uc5b4\ub290 \ub54c\ubcf4\ub2e4 \ub354 \ub098\uc740 \ub370\uc774\ud130\uc5d0 \uc561\uc138\uc2a4\ud560 \uc218 \uc788\ub3c4\ub85d \uc9c0\uc6d0\ud558\ub294 \uc5ec\ub7ec \uae30\uc220 \ub3c4\uad6c\ub97c \uc0ac\uc6a9\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\n\uc778\uacf5 \uc9c0\ub2a5 \ubc0f \uba38\uc2e0 \ub7ec\ub2dd\uc740 \uc0c8\ub85c\uc6b4 \ubc29\uc2dd\uc73c\ub85c \ubc29\ub300\ud55c \ub370\uc774\ud130 \uc138\ud2b8\ub97c \ubd84\uc11d\ud560 \uc218 \uc788\uc73c\uba70, \uc608\uce21 \ubd84\uc11d\uc740 \uac15\ub825\ud558\uace0 \uc0c8\ub85c\uc6b4 \uc778\uc0ac\uc774\ud2b8\ub97c \uc81c\uacf5\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\n\uc608\uce21 \ubd84\uc11d\uc744 \ud65c\uc6a9\ud558\ub294 \uc911\uac1c\uc778\uc740 \uc790\uc2e0\uc758 \uc5ed\ud560\uc774 \ubcc0\ud654\ud55c\ub2e4\ub294 \uac83\uc744 \uc54c\uac8c \ub429\ub2c8\ub2e4. \uc774\ub7ec\ud55c \ubcc0\ud654\ub97c \uc218\uc6a9\ud558\ub294 \uc0ac\ub78c\ub4e4\uc740 \uace0\uac1d \ubc0f \ubcf4\ud5d8\uc0ac\uc640 \ub354 \ub098\uc740 \uad00\uacc4\ub97c \uad6c\ucd95\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.  <\/p>\n\n<h2 class=\"wp-block-heading\">\uc608\uce21 \ubd84\uc11d\uc774\ub780?<\/h2>\n\n<p>\uc778\uacf5 \uc9c0\ub2a5(AI)\uc740 \ubcf4\ud5d8 \ud68c\uc0ac, \uc5d0\uc774\uc804\ud2b8 \ubc0f \uc911\uac1c\uc778\uc758 \uc5c5\ubb34\uc5d0 \ud601\uba85\uc744 \uc77c\uc73c\ud0a4\uace0 \uc788\uc2b5\ub2c8\ub2e4.\nAI\ub294 \uc5ec\ub7ec \ub3c4\uad6c\ub97c \ud3ec\uad04\ud558\ub294 \ub300\uac00\uc871\uc785\ub2c8\ub2e4.\n\uc774\ub4e4 \uc911 \uc77c\ubd80\ub294 \ub370\uc774\ud130\uc5d0\uc11c \ud328\ud134\uc744 \ubc1c\uacac\ud558\uac70\ub098 \uc790\uc2b5\uc11c\ub97c \ud1b5\ud574 \uc0ac\uc6a9\uc790\ub97c \uc548\ub0b4\ud558\uae30 \uc704\ud574 \uc870\uc815\ub429\ub2c8\ub2e4.\n\uc608\uce21 \ubd84\uc11d\uacfc \uac19\uc740 \ub2e4\ub978 \uac83\ub4e4\uc740 \ubbf8\ub798\ub97c \uc608\uce21\ud558\ub294 \ub370 \uc911\uc810\uc744 \ub461\ub2c8\ub2e4.   <\/p>\n\n<p>\uc608\uce21 \ubd84\uc11d\uc744 \ud1b5\ud574 \uc0ac\uc6a9\uc790\ub294 \ub300\uaddc\ubaa8 \uacfc\uac70 \ub370\uc774\ud130 \uc138\ud2b8, \ud1b5\uacc4 \uc54c\uace0\ub9ac\uc998 \ubc0f \uae30\uacc4 \ud559\uc2b5 \ub3c4\uad6c\ub97c \uacb0\ud569\ud558\uc5ec \ubbf8\ub798 \uc774\ubca4\ud2b8\uc5d0 \ub300\ud55c \uba85\ud655\ud558\uace0 \uc815\ud655\ud55c \uc608\uce21\uc744 \ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n<p>&#8220;\uc608\uce21 \ubd84\uc11d\uc740 \ub370\uc774\ud130\ub97c \uc0ac\uc6a9\ud558\uc5ec \ubbf8\ub798\ub97c \ub0b4\ub2e4\ubcf4\ub294 \ub370 \ub3c4\uc6c0\uc774 \ub418\ub294 \ub3c4\uad6c\uc785\ub2c8\ub2e4. \uadf8\ub7ec\ub098 \uadf8\uac83\uc740 \uc218\uc815 \uad6c\uc2ac\uc774 \uc544\ub2d9\ub2c8\ub2e4. \ub300\uc2e0 \uac00\ub2a5\ud55c \uacb0\uacfc\uc758 \ud655\ub960\uc744 \uc54c\ub824\uc90d\ub2c8\ub2e4. \uc774\ub7ec\ud55c \ud655\ub960\uc744 \uc54c\uba74 \ube44\uc988\ub2c8\uc2a4\uc758 \uc5ec\ub7ec \uce21\uba74\uc744 \uacc4\ud68d\ud558\ub294 \ub370 \ub3c4\uc6c0\uc774 \ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4&#8221;\ub77c\uace0 CRM.org \uc758 <a href=\"https:\/\/crm.org\/news\/best-predictive-analytics-tools\" target=\"_blank\" rel=\"noreferrer noopener\">Michael Zunenshine<\/a> \uc740 \ub9d0\ud569\ub2c8\ub2e4.<\/p>\n\n<p>\uc9c0\ub09c \uc218\uc2ed \ub144 \ub3d9\uc548 \ub370\uc774\ud130 \ub9c8\uc774\ub2dd\uc744 \ud1b5\ud574 \uc608\uce21 \ubd84\uc11d\uc774 \ubc1c\uc804\ud568\uc5d0 \ub530\ub77c &#8220;\uc6b0\ub9ac\ub294 \ub370\uc774\ud130\uc758 \uc138\ubd84\ud654\uc640 \ud48d\ubd80\ud568, \uc0c8\ub85c\uc6b4 \ub370\uc774\ud130 \uc18c\uc2a4, \ud574\ub2f9 \ub370\uc774\ud130\ub97c \uc800\uc7a5, \ucc98\ub9ac \ubc0f \ubd84\uc11d\ud558\uae30 \uc704\ud55c \ubcf4\ub2e4 \ube44\uc6a9 \ud6a8\uc728\uc801\uc778 \uae30\uc220\uc758 \uc9c4\ud654\ub97c \ubaa9\uaca9\ud588\ub2e4&#8221;\uace0 Milliman\uc758 \ubcf4\ud5d8\uacc4\ub9ac\uc0ac\uc778 <a href=\"https:\/\/riskandinsurance.com\/evolution-analytics\/\" target=\"_blank\" rel=\"noreferrer noopener\">Peggy Brinkmann<\/a>\uc740 \ub9d0\ud569\ub2c8\ub2e4.<\/p>\n\n<p>\uc624\ub298\ub0a0 \uc608\uce21 \ubd84\uc11d\uc744 \uc0ac\uc6a9\ud558\uba74 \uc778\uac04\uc774 \uc2a4\uc2a4\ub85c \ud6a8\uacfc\uc801\uc73c\ub85c \ubd84\uc11d\ud560 \uc218 \uc5c6\uc744 \uc815\ub3c4\ub85c \ud070 \ub370\uc774\ud130 \uc138\ud2b8\ub97c \ubd84\uc11d\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\n\uc608\uce21 \ubd84\uc11d\uc740 \ucd94\uc138\ub97c \uc608\uce21\ud558\uae30 \uc704\ud574 \ub300\uaddc\ubaa8 \ub370\uc774\ud130 \uc138\ud2b8\ub97c \ubd84\uc11d\ud568\uc73c\ub85c\uc368 \uace0\uac1d\uc758 \uac1c\uc778 \ub370\uc774\ud130\uc5d0 \ub300\ud55c \uc0c8\ub85c\uc6b4 \uad00\uc810\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4. <\/p>\n\n<p>&#8220;\uc774\ub7ec\ud55c \uac1c\uc778 \ub370\uc774\ud130\ub294 \ubcf4\ud5d8\uc5d0 \uc0ac\uc6a9\ub418\ub294 \uae30\uc874 \uc18c\uc2a4\ub97c \ubcf4\uc644\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4&#8230; \uacbd\uc7c1 \uc6b0\uc704\ub97c \ucc3d\ucd9c\ud558\ub294 \ub370 \uc0ac\uc6a9\ud560 \uc218 \uc788\ub294 \uac1c\uc778\uc758 \ub77c\uc774\ud504\uc2a4\ud0c0\uc77c\uacfc \uc2b5\uad00\uc5d0 \ub300\ud55c \uc2e4\uc2dc\uac04 \ud1b5\ucc30\ub825\uc744 \uc0dd\uc131\ud558\ub294 \uac83&#8221;\uc774\ub77c\uace0 \ud56d\uacf5 \ubcf4\ud5d8 \uc81c\uacf5\uc5c5\uccb4 Panzly\uc640 \uc778\uc288\uc5b4\ud14c\ud06c \ud68c\uc0ac Fortifier\uc758 CEO\uc778 <a href=\"https:\/\/yfsmagazine.com\/2019\/07\/24\/how-big-data-impacts-the-insurance-industry-and-beyond\/\" target=\"_blank\" rel=\"noreferrer noopener\">Alex Gayduk<\/a>\uc740 \ub9d0\ud569\ub2c8\ub2e4.\n\ub610\ud55c \ubcf4\ud5d8\uc0ac\uc640 \uc911\uac1c\uc778\uc774 \uace0\uac1d\uc774 \ub2e4\uc74c\uc5d0 \ud560 \uc77c\uc774\ub098 \ub9c8\uc8fc\uce60 \uc77c\uc744 \uc608\uce21\ud558\ub294 \ub370 \ub3c4\uc6c0\uc774 \ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n<p>\uc608\uce21 \ubd84\uc11d\uc740 \ub370\uc774\ud130\ubca0\uc774\uc2a4\uc5d0\uc11c\uc640 \uac19\uc774 \ub370\uc774\ud130\ub97c \ub2e8\uc21c\ud788 \uc815\ub82c\ud558\uac70\ub098 \uad6c\uc131\ud558\ub294 \uac83 \uc774\uc0c1\uc758 \ub2e8\uacc4\ub97c \uc218\ud589\ud569\ub2c8\ub2e4.\n\uadf8\ub7ec\ub098 \uc0ac\uc6a9\uc790\uac00 \uc0dd\uc131\ud55c \ud1b5\ucc30\ub825\uc73c\ub85c \ubb34\uc5c7\uc744 \ud574\uc57c \ud558\ub294\uc9c0 \uad8c\uc7a5\ud558\ub294 \ub370\ub294 \uadf8\uce69\ub2c8\ub2e4.\n\uc774 \ub2e8\uacc4\ub294 \uc608\uce21 \ubd84\uc11d\uc744 \uc0ac\uc6a9\ud558\ub294 \uc0ac\ub78c\uc758 \uc804\ubb38 \uc9c0\uc2dd\uc5d0 \ub9e1\uaca8\uc9d1\ub2c8\ub2e4.  <\/p>\n\n<figure class=\"wp-block-image aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/laptop-typing-1024x683.jpg\" alt=\"&#xCE74;&#xD398;&#xC5D0;&#xC11C; &#xB178;&#xD2B8;&#xBD81;&#xC73C;&#xB85C; &#xC791;&#xC5C5;&#xD558;&#xB294; &#xC80A;&#xC740; &#xBE14;&#xB85C;&#xAC70;, &#xADFC;&#xC811; &#xCD2C;&#xC601;\" class=\"wp-image-10090\" srcset=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/laptop-typing-1024x683.jpg 1024w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/laptop-typing-300x200.jpg 300w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/laptop-typing-768x512.jpg 768w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/laptop-typing.jpg 1200w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n<h2 class=\"wp-block-heading\">\uc608\uce21 \ubd84\uc11d\uc758 \ud798<\/h2>\n\n<p>&#8220;\uc624\ub798\ub418\uac70\ub098 \uc798\ubabb\ub41c \ub370\uc774\ud130\ub85c \uc778\ud574 \uae30\uc5c5\uc758 46%\uac00 \uc218\uc2ed\uc5b5 \ub2ec\ub7ec\uc758 \ube44\uc6a9\uc774 \ubc1c\uc0dd\ud560 \uc218 \uc788\ub294 \uc798\ubabb\ub41c \uacb0\uc815\uc744 \ub0b4\ub9bd\ub2c8\ub2e4&#8221;\ub77c\uace0 Martech Zone\uc758 \uc124\ub9bd\uc790\uc778 \ub514\uc9c0\ud138 \ud2b8\ub79c\uc2a4\ud3ec\uba54\uc774\uc158 \ucee8\uc124\ud134\ud2b8 <a href=\"https:\/\/martech.zone\/benefits-of-big-data\/\" target=\"_blank\" rel=\"noreferrer noopener\">Douglas Karr<\/a>\ub294 \ub9d0\ud569\ub2c8\ub2e4.\n\ub354 \ud070 \ub370\uc774\ud130 \uc138\ud2b8\uc5d0 \ub300\ud55c \uc561\uc138\uc2a4\ub294 \ub354 \ub9ce\uc740 \uc0c1\ud669\uacfc \uc815\ubcf4 \ud3ec\uc778\ud2b8\ub97c \uc124\uba85\ud560 \uc218 \uc788\uc5b4 \ub354 \ub098\uc740 \uc758\uc0ac \uacb0\uc815\uc73c\ub85c \uc774\uc5b4\uc9c8 \uc218 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n<p>\uadf8\ub7ec\ub098 \ub370\uc774\ud130 \uc138\ud2b8\uac00 \ub108\ubb34 \ubc29\ub300\ud558\uc5ec \uc778\uac04\uc774 \uc2a4\uc2a4\ub85c \ubd84\uc11d\ud560 \uc218 \uc5c6\ub294 \uacbd\uc6b0, \ub370\uc774\ud130\uc5d0\uc11c \ub0b4\ub9b0 \uc758\uc0ac \uacb0\uc815\uc758 \ud488\uc9c8\uc740 \uc5b4\ub5a4 \ub370\uc774\ud130\uac00 \ud3ec\ud568\ub418\ub294\uc9c0\ubfd0\ub9cc \uc544\ub2c8\ub77c \uc5b4\ub5a4 \ub3c4\uad6c\ub97c \uc0ac\uc6a9\ud558\uc5ec \ubd84\uc11d\ud558\ub294\uc9c0\uc5d0 \ub530\ub77c \ub2ec\ub77c\uc9d1\ub2c8\ub2e4.\nAI\ub85c \ube45\ub370\uc774\ud130\ub97c \ubd84\uc11d\ud558\ub824\ub294 \ub178\ub825\uc740 \uae30\uc874 \ub370\uc774\ud130 \ub0b4\uc5d0\uc11c \ud328\ud134\uc744 \ubc1c\uacac\ud558\ub294 \ub370 \uc9d1\uc911\ud558\ub294 \uac83\uc5d0\uc11c \uc2dc\uc791\ub429\ub2c8\ub2e4. \uc608\uce21 \ubd84\uc11d\uc740 \ub370\uc774\ud130 \uc138\ud2b8\uc5d0 \uc774\ubbf8 \ud45c\uc2dc\ub41c \ub0b4\uc6a9\uc744 \uae30\ubc18\uc73c\ub85c \ub2e4\uc74c\uc5d0 \uc77c\uc5b4\ub0a0 \uc77c\uc5d0 \ub300\ud55c \ub370\uc774\ud130 \uae30\ubc18 \uc608\uce21\uc744 \ud558\ub294 \ub370 \uc911\uc810\uc744 \ub461\ub2c8\ub2e4. <\/p>\n\n<p>\uc608\ub97c \ub4e4\uc5b4, \uc608\uce21 \ubd84\uc11d\uc740 \ubcf4\ud5d8 \ud68c\uc0ac, \ub300\ub9ac\uc778 \ub610\ub294 \uc911\uac1c\uc778\uc774 \ud2b9\uc815 \uc9c0\uc5ed \ub610\ub294 \ube44\uc988\ub2c8\uc2a4 \uc9c0\uad6c\uc758 \uccad\uad6c \ub0b4\uc5ed\uc744 \ubaa8\ub2c8\ud130\ub9c1\ud558\uace0 \uc0ac\uc5c5\uccb4\uc5d0\uc11c \uac00\uc7a5 \ub9ce\uc774 \ubcfc \uc218 \uc788\ub294 \uccad\uad6c \uc720\ud615\uc744 \uc608\uce21\ud558\ub294 \ub370 \ub3c4\uc6c0\uc774 \ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\n\ub610\ud55c \uc608\uce21 \ubd84\uc11d\uc740 \uac74\uc124 \ube44\uc6a9\uacfc \ub0a0\uc528 \ud328\ud134\uc744 \uc870\uc0ac\ud560 \uc218 \uc788\uc73c\ubbc0\ub85c \uc0ac\uc6a9\uc790\ub294 \uc704\ud5d8\uacfc \uac00\uaca9\uc744 \ubcf4\ub2e4 \uc815\ud655\ud558\uac8c \uc608\uce21\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n<p>\uc774 \uc815\ubcf4\ub85c \ubb34\uc7a5\ud55c \uc911\uac1c\uc778\uc740 \uace0\uac1d\uc774 \uc62c\ubc14\ub978 \ubcf4\ud5d8 \ubcf4\uc7a5\uc744 \ucc3e\ub294 \ub370 \ub354 \ub098\uc740 \uc9c0\uc6d0\uc744 \uc81c\uacf5\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\n\uc608\uce21 \ubd84\uc11d\uc774 \ubcf4\ud3b8\ud654\ub428\uc5d0 \ub530\ub77c \ub354 \ub9ce\uc740 \uc911\uac1c\uc778\uc774 \uc774 \ub3c4\uad6c\ub97c \uc0ac\uc6a9\ud560 \uac83\uc785\ub2c8\ub2e4. <\/p>\n\n<p>\uc77c\ubd80 \ubcf4\ud5d8\uc0ac\ub294 \uc774\ubbf8 \uc608\uce21 \ubd84\uc11d\uc758 \ud798\uc744 \uc218\uc6a9\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.\nGoodData\uc758 \ubcf4\ud5d8 \ub2f4\ub2f9 \ubd80\uc0ac\uc7a5\uc778 <a href=\"https:\/\/www.claimsjournal.com\/news\/national\/2018\/07\/12\/285663.htm\" target=\"_blank\" rel=\"noreferrer noopener\">Mark Rusch<\/a>\ub294 &#8220;\ud3c9\uade0\uc801\uc73c\ub85c \uc120\ub3c4\uc801\uc778 \ubd84\uc11d [insurance] \uc911\uc2ec \uae30\uc5c5\uc740 \uace0\uae09 \ubd84\uc11d \uc194\ub8e8\uc158\uc5d0 \ub3d9\uc885 \uc5c5\uccb4\ubcf4\ub2e4 \uac70\uc758 5\ubc30 \ub354 \ub9ce\uc740 \ube44\uc6a9\uc744 \uc9c0\ucd9c\ud569\ub2c8\ub2e4.\n\ub530\ub77c\uc11c \ubd84\uc11d\uacfc \ub370\uc774\ud130 \uc138\ud2b8\uc758 \uc62c\ubc14\ub978 \uc870\ud569\uc740 \uc774\ub7ec\ud55c \ub3c4\uad6c\uc5d0 \ud22c\uc790\ud558\ub294 \ubcf4\ud5d8\uc0ac\uc640 \uc911\uac1c\uc778\uc5d0\uac8c \uc774\uc810\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4.  <\/p>\n\n<p>\uc810\uc810 \ub354 \ub9ce\uc740 \ubcf4\ud5d8\uc0ac\uc640 \uc911\uac1c\uc778\uc774 \uc608\uce21 \ubd84\uc11d\uc744 \uc218\uc6a9\ud568\uc5d0 \ub530\ub77c \ubcf4\ud5d8\uc774 \ube44\uc988\ub2c8\uc2a4\ub97c \uc218\ud589\ud558\ub294 \ubc29\uc2dd\ub3c4 \ubcc0\ud654\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n<p>\ub9e5\ud0a8\uc9c0(McKinsey)\uc758 <a href=\"https:\/\/www.mckinsey.com\/industries\/financial-services\/our-insights\/insurance-2030-the-impact-of-ai-on-the-future-of-insurance\" target=\"_blank\" rel=\"noreferrer noopener\">\ub78c\ub098\uc2a4 \ubc1c\ub77c\uc218\ube0c\ub77c\ub9c8\ub2c8\uc548(Ramnath Balasubramanian), \uc544\ub9ac \ub9ac\ubc14\ub9ac\ud0a4\uc548(Ari Libarikian), \ub354\uadf8 \ub9e5\uc5d8\ud558\ub2c8(Doug McElhaney<\/a>)\uc5d0 \ub530\ub974\uba74 2030\ub144\uc774 \ub418\uba74 \ubcf4\ud5d8 \uc124\uacc4\uc0ac\uc640 \uc911\uac1c\uc778\uc774 \uc904\uc5b4\ub4e4 \uac83\uc774\ub77c\uace0 \ud55c\ub2e4.\n\ub0a8\uc544 \uc788\ub294 \uc0ac\ub78c\ub4e4\uc740 \uc591\uc2dd \uc791\uc131\uc5d0\uc11c \uc704\ud5d8 \uacc4\uc0b0\uc5d0 \uc774\ub974\uae30\uae4c\uc9c0 \uc624\ub7ab\ub3d9\uc548 \uc218\uc791\uc5c5\uc73c\ub85c \uc218\ud589\ub41c \ub9ce\uc740 \uc791\uc5c5\uc744 \ucc98\ub9ac\ud558\ub294 \uc608\uce21 \ubd84\uc11d \ubc0f \uae30\ud0c0 \uae30\uc220\uc758 \uc0ac\uc6a9\uc5d0 \uc801\uc751\ud588\uc744 \uac83\uc785\ub2c8\ub2e4. <\/p>\n\n<p>\uc124\uacc4\uc0ac, \uc911\uac1c\uc778 \ubc0f \uae30\ud0c0 \ubcf4\ud5d8 \uc804\ubb38\uac00\ub4e4\uc740 &#8220;\uc758\uc0ac \uacb0\uc815\uacfc \uc0dd\uc0b0\uc131\uc744 \ub192\uc774\uace0 \ube44\uc6a9\uc744 \uc808\uac10\ud558\uba70 \uace0\uac1d \uacbd\ud5d8\uc744 \ucd5c\uc801\ud654\ud558\uae30 \uc704\ud574 \uace0\uae09 \uae30\uc220\uc744 \uc0ac\uc6a9\ud558\ub294 \ub370 \ub354\uc6b1 \ub2a5\uc219\ud574\uc9c8 \uac83&#8221;\uc774\ub77c\uace0 \uc37c\uc2b5\ub2c8\ub2e4.<\/p>\n\n<p>\uae30\uc220\uacfc \ud568\uaed8 \uc804\ud658\ud558\uae30 \uc704\ud574 \ubcf4\ud5d8 \uc911\uac1c\uc778\uc740 \uc0c8\ub85c\uc6b4 \ub3c4\uad6c\ub97c \uc774\ud574\ud558\ub294 \uac83 \uc678\uc5d0\ub3c4 \uad00\uacc4\ud615 \ubc0f \uad50\uc721\uc801 \uc5ed\ud560\uc744 \ucc44\ud0dd\ud558\ub294 \ub370 \uc9d1\uc911\ud574\uc57c \ud569\ub2c8\ub2e4.\n\uace0\uac1d\uc744 \ud544\uc694\ud55c \ubcf4\ud5d8\uc5d0 \uc5f0\uacb0\ud558\ub294 \uc778\uc801 \uc694\uc18c\ub294 AI\uac00 \uc911\uac1c\uc778 \uc5ed\ud560\uc758 \uae30\uc220 \ubc0f \ud589\uc815\uc801 \uce21\uba74\uc744 \ub354 \ub9ce\uc774 \ub9e1\uc74c\uc5d0 \ub530\ub77c \uc2ec\ud654\ub420 \uac83\uc785\ub2c8\ub2e4. <\/p>\n\n<figure class=\"wp-block-image aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/handshake-agreement-1024x683.jpg\" alt=\"&#xADF8;&#xB140;&#xC758; &#xC0AC;&#xBB34;&#xC2E4;&#xC5D0;&#xC11C; &#xC911;&#xAC1C;&#xC778;&#xC774;&#xB098; &#xBCF4;&#xD5D8; &#xB300;&#xB9AC;&#xC778;&#xACFC; &#xC545;&#xC218;&#xD558;&#xB294; &#xCEE4;&#xD50C;&#xC774; &#xAC70;&#xB798;&#xB97C; &#xC131;&#xC0AC;&#xC2DC;&#xD0A4;&#xBA74;&#xC11C; &#xD589;&#xBCF5;&#xD55C; &#xBBF8;&#xC18C;&#xB97C; &#xC9D3;&#xACE0; &#xC788;&#xC2B5;&#xB2C8;&#xB2E4;\" class=\"wp-image-10080\" srcset=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/handshake-agreement-1024x683.jpg 1024w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/handshake-agreement-300x200.jpg 300w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/handshake-agreement-768x512.jpg 768w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/handshake-agreement.jpg 1200w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n<h2 class=\"wp-block-heading\">\uc608\uce21 \ubd84\uc11d\uc744 \uc0ac\uc6a9\ud558\uc5ec \ube0c\ub85c\ucee4-\uace0\uac1d \uad00\uacc4 \uac1c\uc120<\/h2>\n\n<p>\uc608\uce21 \ubd84\uc11d\uc740 \uc774\ubbf8 \uc911\uac1c\uc778\uc774 \uc704\ud5d8, \uc801\uc6a9 \ubc94\uc704 \ubc0f \ube44\uc6a9\uc5d0 \ub300\ud574 \uc0dd\uac01\ud558\ub294 \ubc29\uc2dd\uc744 \ubcc0\ud654\uc2dc\ud0a4\uace0 \uc788\uc2b5\ub2c8\ub2e4.\n\uc608\uce21 \ubd84\uc11d\uc744 \uc0ac\uc6a9\ud558\uba74 \uc911\uac1c\uc778\uc774 \uac15\ub825\ud55c \uace0\uac1d \uad00\uacc4\ub97c \uad6c\ucd95\ud558\uae30 \uc704\ud55c \uc811\uadfc \ubc29\uc2dd\uc744 \ubcc0\uacbd\ud558\ub294 \ub370\ub3c4 \ub3c4\uc6c0\uc774 \ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n<p>\uc608\uce21 \ubd84\uc11d \ubc0f \uc774\uc640 \uc720\uc0ac\ud55c \ub3c4\uad6c\ub294 \ubcf4\ud5d8 \uc911\uac1c\uc778\uc774 \uc5c5\ubb34\ub97c \uc218\ud589\ud558\ub294 \ubc29\uc2dd\ubfd0\ub9cc \uc544\ub2c8\ub77c \ubcf4\ud5d8 \ube44\uc988\ub2c8\uc2a4\uc5d0 \ub300\ud55c \uc0ac\uace0 \ubc29\uc2dd\uc5d0\ub3c4 \uc601\ud5a5\uc744 \ubbf8\uce69\ub2c8\ub2e4.\n\uc804\ud1b5\uc801\uc73c\ub85c \ubcf4\ud5d8\uc740 \uc704\ud5d8\uc744 \ubd84\uc0b0\ud558\uae30 \uc704\ud574 \uc720\uc0ac\ud55c \ubcf4\uc7a5 \uc694\uad6c \uc0ac\ud56d\uc744 \uac00\uc9c4 \uace0\uac1d\uc744 \uacf5\ub3d9\uc73c\ub85c \ubaa8\uc73c\ub294 \ub370 \uc758\uc874\ud574 \uc654\uc73c\uba70, \uce58\uba85\uc801\uc778 \uc190\uc2e4\uc5d0 \uc9c1\uba74\ud55c \uace0\uac1d\uacfc \uadf8\ub7ec\ud55c \uc190\uc2e4\uc744 \uacaa\uc9c0 \uc54a\ub294 \uace0\uac1d\uc758 \uade0\ud615\uc744 \ub9de\ucd94\uc5c8\uc2b5\ub2c8\ub2e4. <\/p>\n\n<p>\uadf8\ub7ec\ub098 \uc608\uce21 \ubd84\uc11d\uacfc \uac19\uc740 \ub3c4\uad6c\ub294 \ubcf4\ud5d8\uc5d0 \ub300\ud55c \ubcf4\ub2e4 \uac1c\uc778\ud654\ub41c \uc811\uadfc \ubc29\uc2dd\uc744 \uc694\uad6c\ud569\ub2c8\ub2e4.\n\uc5f0\uad6c\uc790 <a href=\"https:\/\/journals.sagepub.com\/doi\/10.1177\/2053951720935143\" target=\"_blank\" rel=\"noreferrer noopener\">\ub85c\ub80c\uc2a4 \ubc30\ub9ac(Laurence Barry)\uc640 \uc544\uc11c \uc0e4\ub974\ud321\ud2f0\uc5d0(Arthur Charpentier<\/a> )\ub294 2020\ub144 \ube45 \ub370\uc774\ud130 \uc564 \uc18c\uc0ac\uc774\uc5b4\ud2f0(Big Data &amp; Society)\uc5d0 \uae30\uace0\ud55c \uae00\uc5d0\uc11c &#8220;\uc5c4\uccad\ub09c \uc591\uc758 \ub370\uc774\ud130\uc640 \uc815\ud655\ud55c \uac1c\ubcc4 \uc608\uce21\uc744 \ud1b5\ud55c \uac1c\uc778\ud654 \uac00\ub2a5\uc131\uc740 \ud480\ub9c1\uc758 \uc774\uba74\uc5d0 \uc788\ub294 \ub3d9\uc9c8\uc131 \uac00\uc124\uc744 \ud06c\uac8c \ud754\ub4e4\uace0 \uc788\ub2e4&#8221;\uace0 \uc37c\uc2b5\ub2c8\ub2e4.\n\uace0\uac1d\uc744 \uc77c\ubc18\uc801\uc774\uace0 \uade0\uc9c8\ud654\ub41c \uc704\ud5d8\uacfc \uc694\uad6c \uc0ac\ud56d\uc758 \uc608\ub85c \ubcf4\ub294 \ub300\uc2e0, \uc608\uce21 \ubd84\uc11d\uc740 \uc911\uac1c\uc778\uc774 \uace0\uac1d\uc744 \uac1c\uc778\uc73c\ub85c \ubcfc \uc218 \uc788\ub294 \ub3c4\uc804\uacfc \uae30\ud68c\ub97c \ubaa8\ub450 \ucc3d\ucd9c\ud569\ub2c8\ub2e4.  <\/p>\n\n<p>\ub3d9\uc2dc\uc5d0 \uc608\uce21 \ubd84\uc11d \ubc0f \uae30\ud0c0 \ub3c4\uad6c\ub294 \uc804\ud1b5\uc801\uc73c\ub85c \ubcf4\ud5d8 \uc911\uac1c\uc778 \uc0ac\ubb34\uc2e4\uc5d0\uc11c \uc778\uac04\uc774 \ucc98\ub9ac\ud558\ub358 \uc77c\uc0c1\uc801\uc774\uc9c0\ub9cc \uc885\uc885 \uc9c0\ub8e8\ud55c \uc791\uc5c5\uc744 \ub354 \ub9ce\uc774 \ub5a0\ub9e1\uace0 \uc788\uc2b5\ub2c8\ub2e4.\n\uc608\ub97c \ub4e4\uc5b4, \uc6cc\ud06c\ud50c\ub85c\uc6b0 \uc790\ub3d9\ud654\ub294 \uc591\uc2dd \uc791\uc131 \ubc0f \uc8fc\uc694 \ubb38\uc11c \uc218\uc9d1\uacfc \uac19\uc740 \uc791\uc5c5\uc744 \ucc98\ub9ac\ud560 \uc218 \uc788\ub2e4\uace0 IBM\uc758 \ub85c\ubd07 \ud504\ub85c\uc138\uc2a4 \uc790\ub3d9\ud654 \ucf58\ud150\uce20 \ub514\ub809\ud130\uc778 <a href=\"https:\/\/www.ibm.com\/cloud\/blog\/robotic-process-automation-in-insurance\" target=\"_blank\" rel=\"noreferrer noopener\">Paula Williams<\/a>\ub294 \ub9d0\ud569\ub2c8\ub2e4. <\/p>\n\n<p>\uc77c\uc0c1\uc801\uc778 \uad00\ub9ac \uc5c5\ubb34\uac00 \ub354 \ub9ce\uc544\uc9d0\uc5d0 \ub530\ub77c \uace0\uac1d\uc5d0 \ub300\ud55c \uc811\uadfc \ubc29\uc2dd\uc744 \uac1c\uc778\ud654\ud574\uc57c \ud558\ub294 \uacfc\uc81c\uc5d0 \uc9c1\uba74\ud55c \ubcf4\ud5d8 \uc911\uac1c\uc778\ub3c4 \uadf8\ub807\uac8c \ud560 \uc218 \uc788\ub294 \uc5ec\uc720 \uc2dc\uac04\uacfc \uc815\uc2e0\uc801 \uc5d0\ub108\uc9c0\uc758 \uc774\uc810\uc744 \ub204\ub9b4 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\n\uc778\uacf5 \uc9c0\ub2a5\uc740 \ub9ce\uc740 \uc791\uc5c5\uc744 \uc790\ub3d9\ud654\ud560 \uc218 \uc788\uc73c\ubbc0\ub85c \uc911\uac1c\uc778\uc774 \uc778\uacf5 \uc9c0\ub2a5\uc774 \ud560 \uc218 \uc5c6\ub294 \uc77c, \uc989 \uace0\uac1d\uc758 \uace0\uc720\ud55c \uc694\uad6c \uc0ac\ud56d\uc744 \uc774\ud574\ud558\uace0, \uace0\uac1d\uc5d0\uac8c \uc704\ud5d8\uc5d0 \ub300\ud574 \uad50\uc721\ud558\uace0, \uc911\uc694\ud55c \uc21c\uac04\uc5d0 \uc9c0\uc6d0\uc744 \uc81c\uacf5\ud558\ub294 \uac83\uc744 \uae30\ubc18\uc73c\ub85c \uc9c4\uc815\ud55c \uc778\uac04 \uad00\uacc4\ub97c \uad6c\ucd95\ud558\ub294 \ub370 \uc9d1\uc911\ud560 \uc218 \uc788\ub294 \uc2dc\uac04\uacfc \ub9ac\uc18c\uc2a4\ub97c \ud655\ubcf4\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n<p>\ubcf4\ud5d8 \ud68c\uc0ac\ub294 \uc774\ubbf8 \uc608\uce21 \ubd84\uc11d\uc744 \ud3ec\ud568\ud55c AI \uc9c0\uc6d0 \ub3c4\uad6c\ub97c \uc218\uc6a9\ud558\uc5ec \ubcf4\ud5d8\uc744 \uac15\ud654\ud558\uace0 \uace0\uac1d \uad00\uacc4\ub97c \uac1c\uc120\ud558\uae30 \uc2dc\uc791\ud588\uc2b5\ub2c8\ub2e4.\n\uc0ac\uc2e4, \uc774 \ubd84\uc57c\uc5d0\uc11c \ub4a4\ucc98\uc9c4 \ubcf4\ud5d8\uc0ac\ub294 \uc2ec\uac01\ud55c \ubd80\uc791\uc6a9\uc5d0 \uc9c1\uba74\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n<p>&#8220;\uc804\ud1b5\uc801\uc778 \uc5b8\ub354\ub77c\uc774\ud305 \ubc29\uc2dd\uc5d0 \uacc4\uc18d \uc758\uc874\ud558\ub294 \ubcf4\ud5d8\uc0ac\ub4e4\uc740 \ub418\ub3cc\ub9ac\uae30 \uc5b4\ub824\uc6b4 \ubd80\uc815\uc801\uc778 \uc545\uc21c\ud658\uc744 \uc2dc\uc791\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uadf8\ub4e4\uc740 \ubd88\ub9ac\ud55c \uc704\ud5d8 \uc120\ud0dd\uc5d0 \uc9c1\uba74\ud560 \uc218 \uc788\uace0, \uc120\ud638\ud558\ub294 \uc720\ud1b5 \ud30c\ud2b8\ub108 \ubaa9\ub85d\uc5d0\uc11c \ud0c8\ub77d\ud560 \uc218 \uc788\uc73c\uba70, \uc219\ub828\ub41c \uc804\ubb38\uac00\ub97c \ubaa8\uc9d1\ud558\uace0 \uc720\uc9c0\ud558\ub294 \ub370 \ub354 \uc5b4\ub824\uc6c0\uc744 \uacaa\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4&#8221;\ub77c\uace0 Deloitte\uc758 <a href=\"https:\/\/www2.deloitte.com\/us\/en\/insights\/industry\/financial-services\/future-of-insurance-underwriting.html\" target=\"_blank\" rel=\"noreferrer noopener\">Britton Van Dalen, Kelly Cusick \ubc0f Andy Ferris<\/a> \ub294 \uc37c\uc2b5\ub2c8\ub2e4.<\/p>\n\n<p>\uc774\ub7ec\ud55c \ubcf4\ud5d8\uc0ac\uc640 \uacc4\uc18d \ud611\ub825\ud558\ub294 \uc911\uac1c\uc778\uc740 \uc790\uc2e0\uc758 \uc5c5\ubb34\uc5d0 \uc720\uc0ac\ud55c \uc601\ud5a5\uc744 \uacbd\ud5d8\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\n\uadf8\ub7ec\ub098 \uc608\uce21 \ubd84\uc11d\uc744 \uc218\uc6a9\ud558\ub294 \uae30\uc5c5\uc740 \ub354 \uac15\ub825\ud55c \uace0\uac1d \uad00\uacc4\ub97c \uad6c\ucd95\ud560 \uc218 \uc788\uc73c\uba70, \uc774\ub294 \uad81\uadf9\uc801\uc73c\ub85c \ubcf4\ud5d8 \uc801\uc6a9 \ubc94\uc704 \ubc30\uce58\uc5d0 \uad00\ub828\ub41c \ubaa8\ub4e0 \uc0ac\ub78c\uc5d0\uac8c \uc774\uc775\uc774 \ub429\ub2c8\ub2e4. <\/p>\n\n<p><em>\uc774\ubbf8\uc9c0 \uc791\uc131\uc790: rawpixel\/\u00a9123RF.com, belchonock\/\u00a9123RF.com, racorn\/\u00a9123RF.com<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\uae30\uc220\uc740 \ubcf4\ud5d8\uc0ac\uc640 \uc911\uac1c\uc778\uc774 \uc5c5\ubb34\uc5d0 \uc811\uadfc\ud558\ub294 \ubc29\uc2dd\uc744 \ube60\ub974\uac8c \ubcc0\ud654\uc2dc\ud0a4\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uadf8\ub7ec\ub098 \ubcf4\ud5d8 \uc0b0\uc5c5\uc758 \ud575\uc2ec\uc740 \ub354 \ub098\uc740 \ub370\uc774\ud130\uac00 \ub354 \uc815\ud655\ud55c \uc704\ud5d8 \uacc4\uc0b0\uc73c\ub85c \uc774\uc5b4\uc9c0\uace0, \uc774\ub294 \ub2e4\uc2dc \ub354 \ub192\uc740 \uc218\uc775\uc73c\ub85c \uc774\uc5b4\uc9c4\ub2e4\ub294 \ud558\ub098\uc758 \uc77c\uad00\ub41c \uc6d0\uce59\uc5d0 \uacc4\uc18d \uc758\uc874\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc624\ub298\ub0a0 \ubcf4\ud5d8\uc0ac\uc640 \uc911\uac1c\uc778\uc740 \uadf8 \uc5b4\ub290 \ub54c\ubcf4\ub2e4 \ub354 \ub098\uc740 \ub370\uc774\ud130\uc5d0 \uc561\uc138\uc2a4\ud560 \uc218 \uc788\ub3c4\ub85d \uc9c0\uc6d0\ud558\ub294 \uc5ec\ub7ec \uae30\uc220 \ub3c4\uad6c\ub97c \uc0ac\uc6a9\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc778\uacf5 \uc9c0\ub2a5 \ubc0f [&hellip;]<\/p>\n","protected":false},"featured_media":10158,"template":"","insight-category":[],"class_list":["post-19021","insight","type-insight","status-publish","has-post-thumbnail","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/insight\/19021","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/insight"}],"about":[{"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/types\/insight"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/media\/10158"}],"wp:attachment":[{"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/media?parent=19021"}],"wp:term":[{"taxonomy":"insight-category","embeddable":true,"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/insight-category?post=19021"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}