{"id":18915,"date":"2024-09-19T23:21:25","date_gmt":"2024-09-20T04:21:25","guid":{"rendered":"https:\/\/bolttech.io\/insight\/ma%eb%8a%94-%eb%b3%b4%ed%97%98-%ed%99%98%ea%b2%bd%ec%9d%84-%ec%96%b4%eb%96%bb%ea%b2%8c-%eb%b3%80%ed%99%94%ec%8b%9c%ed%82%a4%ea%b3%a0-%ec%9e%88%ec%8a%b5%eb%8b%88%ea%b9%8c\/"},"modified":"2024-09-19T23:21:32","modified_gmt":"2024-09-20T04:21:32","slug":"ma%eb%8a%94-%eb%b3%b4%ed%97%98-%ed%99%98%ea%b2%bd%ec%9d%84-%ec%96%b4%eb%96%bb%ea%b2%8c-%eb%b3%80%ed%99%94%ec%8b%9c%ed%82%a4%ea%b3%a0-%ec%9e%88%ec%8a%b5%eb%8b%88%ea%b9%8c","status":"publish","type":"insight","link":"https:\/\/bolttech.io\/ko\/insights\/ma%eb%8a%94-%eb%b3%b4%ed%97%98-%ed%99%98%ea%b2%bd%ec%9d%84-%ec%96%b4%eb%96%bb%ea%b2%8c-%eb%b3%80%ed%99%94%ec%8b%9c%ed%82%a4%ea%b3%a0-%ec%9e%88%ec%8a%b5%eb%8b%88%ea%b9%8c\/","title":{"rendered":"M&amp;A\ub294 \ubcf4\ud5d8 \ud658\uacbd\uc744 \uc5b4\ub5bb\uac8c \ubcc0\ud654\uc2dc\ud0a4\uace0 \uc788\uc2b5\ub2c8\uae4c?"},"content":{"rendered":"\n<p>\uc778\uc218 \ud569\ubcd1\uc740 \uae00\ub85c\ubc8c \ud32c\ub370\ubbf9\uc5d0\ub3c4 \ubd88\uad6c\ud558\uace0 \uc9c0\ub09c 2\ub144 \ub3d9\uc548 \ubc88\ucc3d\ud588\uc2b5\ub2c8\ub2e4.\n2021\ub144, &#8220;\uc7ac\ubcf4\ud5d8\uc0ac\ub4e4\uc774 \ubaa8\ub4e0 \uc81c\ud488 \ub77c\uc778\uc5d0 \uac78\uccd0 \uac00\uaca9 \uc0c1\uc2b9\uc758 \ubb3c\uacb0\uc744 \ud0c0\uace0 \uac74\uc804\ud55c \ub9e4\ucd9c \uc131\uc7a5\uc744 \uc774\ub8e8\uba74\uc11c \ub300\ubd80\ubd84\uc758 \uc9c0\uc5ed\uc5d0\uc11c \ud22c\uc790\uc790 \uc2ec\ub9ac\uac00 \uac15\ud654\ub418\uc5c8\ub2e4&#8221;\uace0 Clyde &amp; Co.\uc758 \ud30c\ud2b8\ub108\uc778 \uae30\uc5c5 \ubcf4\ud5d8 \ubcc0\ud638\uc0ac <a href=\"https:\/\/www.insurancejournal.com\/news\/international\/2022\/02\/15\/654086.htm\" target=\"_blank\" rel=\"noreferrer noopener\">Ivor Edwards<\/a>\ub294 \ub9d0\ud569\ub2c8\ub2e4. <\/p>\n\n<p>\uc774\ub7ec\ud55c \ubb3c\uacb0\uc740 2022\ub144\uc5d0\ub3c4 \uacc4\uc18d\ub418\uc5b4 \ubcf4\ud5d8 \uc0b0\uc5c5 \uc804\ubc18\uc5d0 \uac78\uccd0 \ubcc0\ud654\ub97c \uc8fc\ub3c4\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.\nM&amp;A \ub51c \uc131\uc0ac\uc640 \uad00\ub828\ub41c \ub3d9\ud5a5\uc744 \uc774\ud574\ud558\uba74 \uc6b4\uc1a1\uc5c5\uccb4\uc640 \ub300\ub9ac\uc810\uc774 \ubbf8\ub798\ub97c \uacc4\ud68d\ud558\ub294 \ub370 \ub3c4\uc6c0\uc774 \ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n<h2 class=\"wp-block-heading\">2021\ub144\uacfc 2022\ub144 M&amp;A \uc9c4\ud589 \uc0c1\ud669<\/h2>\n\n<p>2021\ub144\uc5d0\ub294 \ubaa8\ub4e0 \ub51c \uba54\uc774\ud0b9 \uae30\uc5c5\uc758 \uc778\uc218 \ud569\ubcd1\uc774 \uc0c8\ub85c\uc6b4 \uc815\uc810\uc5d0 \ub3c4\ub2ec\ud588\uc2b5\ub2c8\ub2e4.\n\ub9c8\uc774\ud074 <a href=\"https:\/\/www.natlawreview.com\/article\/2021-ma-overview-and-2022-ma-outlook\" target=\"_blank\" rel=\"noreferrer noopener\">E. \ud640\ub9c1\uc2a4\uc6cc\uc2a4 2\uc138(Michael E. Hollingsworth II), \ucf00\uc774\ud2c0\ub9b0 \ud504\ub808\ub4dc\ub9ad\uc2a4(Katelyn Fredericks), \uc2a4\ud2f0\ube10 \ud3ec\uc774\ub2e4\uc170\ud504(Stephen Poydasheff<\/a> )\uac00 \ub0b4\uc154\ub110 \ub85c \ub9ac\ubdf0(National Law Review)\uc5d0 \uae30\uace0\ud55c \uae30\uc0ac\uc5d0 \ub530\ub974\uba74 2021\ub144\uc5d0 \ucd1d 1\uc870 2\ucc9c\uc5b5 \ub2ec\ub7ec\uc5d0 \ub2ec\ud558\ub294 \uc57d 8,624\uac74\uc758 \uac70\ub798\uac00 \uc131\uc0ac\ub418\uc5c8\uc2b5\ub2c8\ub2e4. <\/p>\n\n<p>\uc774\ub7ec\ud55c \uac70\ub798\uac00 \ubaa8\ub450 \ubcf4\ud5d8\uc0ac\uc640 \uad00\ub828\ub41c \uac83\uc740 \uc544\ub2c8\uc9c0\ub9cc \ub9ce\uc740 \uac70\ub798\uac00 \uad00\ub828\ub418\uc5b4 \uc788\uc2b5\ub2c8\ub2e4.\n&#8220;\ubcf4\ud5d8\uc740 \uae08\uc735 \uc11c\ube44\uc2a4 \ubd84\uc57c\uc758 \ubaa8\ub4e0 PE [private equity] \uac70\ub798\uc758 \uc808\ubc18 \uc774\uc0c1\uc744 \ucc28\uc9c0\ud55c\ub2e4&#8221;\uace0 <a href=\"https:\/\/www.mckinsey.com\/industries\/financial-services\/our-insights\/creating-value-in-us-insurance-investing\" target=\"_blank\" rel=\"noreferrer noopener\">McKinsey\uc758 Ramnath Balasubramanian<\/a> \uacfc \ub3d9\ub8cc \uc5f0\uad6c\uc6d0\ub4e4\uc740 \uc37c\uc2b5\ub2c8\ub2e4.\n\ubcf4\ud5d8 \uc778\uc218 \ud569\ubcd1\uc5d0 \ub300\ud55c \uad00\uc2ec\uc740 \ubcf4\ud5d8\uc0ac\uc758 \ub300\ucc28\ub300\uc870\ud45c \ud22c\uc790\uc758 \uac00\uce58\uc640 \uc5c5\uacc4 \uc804\uccb4\uac00 \ub2e4\ub978 \ube44\uc988\ub2c8\uc2a4\ubcf4\ub2e4 \ub290\ub9b0 \uc18d\ub3c4\ub85c \ubcc0\ud654\ud558\uace0 \uc788\uc74c\uc5d0\ub3c4 \ubd88\uad6c\ud558\uace0 \uc0c8\ub85c\uc6b4 \uac00\uce58\uc6d0\uc744 \uac1c\ubc1c\ud558\ub824\ub294 \uc5f4\ub9dd\uc5d0\uc11c \ube44\ub86f\ub429\ub2c8\ub2e4.  <\/p>\n\n<p>\uc804\ubc18\uc801\uc73c\ub85c 2021\ub144 \ubcf4\ud5d8\uae30\uc5c5\ub4e4\uc740 \uc804\ub144\ubcf4\ub2e4 \ub354 \ube60\ub978 \uc18d\ub3c4\ub85c M&amp;A \uac70\ub798\uc5d0 \ucc38\uc5ec\ud588\uc2b5\ub2c8\ub2e4.\n\ubcf4\ud5d8 \uc911\uac1c \uc720\ud1b5 \ubd84\uc57c\uc5d0\uc11c\ub9cc 2021\ub144\uc740 923\uac74\uc758 \uac70\ub798\uac00 \ubc1c\ud45c\ub418\uc5b4 \uae30\ub85d\uc801\uc778 \ud55c \ud574\uc600\ub2e4\uace0 MarshBerry\uc758 \uc7ac\ubb34 \uc790\ubb38 \uc0ac\uc7a5\uc778 <a href=\"https:\/\/www.marshberry.com\/resource\/insurance-brokerage-market-sets-new-ma-highs-in-2021\/\" target=\"_blank\" rel=\"noreferrer noopener\">Phil Trem<\/a>\uc740 \uc37c\uc2b5\ub2c8\ub2e4. <\/p>\n\n<p>Trem\uc740 2022\ub144\uc774 2021\ub144\uc758 \uae30\ub85d\uc744 \uae70 \uac83\uc774\ub77c\uace0 \uc608\uce21\ud558\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4.\n\uadf8\ub7fc\uc5d0\ub3c4 \ubd88\uad6c\ud558\uace0 2022\ub144\uc5d0\ub294 \uc57d 750\uac74\uc758 \ubcf4\ud5d8 \uc911\uac1c \uc720\ud1b5 M&amp;A \uac70\ub798\uac00 \uc788\uc744 \uac83\uc73c\ub85c \uc608\uc0c1\ub418\uba70, \uc774\ub294 2020\ub144\uacfc \uac70\uc758 \ub3d9\uc77c\ud55c \uc218\uce58\uc785\ub2c8\ub2e4. <\/p>\n\n<figure class=\"wp-block-image aligncenter size-large\"><img decoding=\"async\" src=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/modern-office-buildings-1024x684.jpg\" alt=\"&#xC0C1;&#xD558;&#xC774; &#xD478;&#xB3D9; &#xC2DC; &#xBE4C;&#xB529;\" class=\"wp-image-10977\"\/><\/figure>\n\n<h2 class=\"wp-block-heading\">\ubcf4\ud5d8 \uac70\ub798\uc758 \uc8fc\uc694 \ub3d9\ud5a5<\/h2>\n\n<p>2021\ub144 \ubcf4\ud5d8 \uc778\uc218 \ud569\ubcd1\uc740 \uae30\uc220\uacfc \ud658\uacbd\uc774\ub77c\ub294 \ub450 \uac00\uc9c0 \ud575\uc2ec \uc601\uc5ed\uc5d0 \uc9d1\uc911\ub418\ub294 \uacbd\ud5a5\uc774 \uc788\uc5c8\uc2b5\ub2c8\ub2e4.\n2022\ub144\uc5d0 \uc9c4\ud589 \uc911\uc778 \uac70\ub798\ub3c4 \uc720\uc0ac\ud55c \ud328\ud134\uc744 \ub530\ub974\uace0 \uc788\uc73c\uba70, \uc774\ub294 \uc774\ub7ec\ud55c \uc8fc\uc81c\uac00 \ud5a5\ud6c4 \uba87 \ub2ec \ub3d9\uc548 \ubcf4\ud5d8\uc0ac\uc758 M&amp;A \uac70\ub798\uc758 \uc8fc\uc694 \ucd08\uc810\uc73c\ub85c \ub0a8\uc744 \uac83\uc784\uc744 \uc2dc\uc0ac\ud569\ub2c8\ub2e4. <\/p>\n\n<h3 class=\"wp-block-heading\">\uae30\uc220<\/h3>\n\n<p>2021\ub144, \ubbf8\uad6d \uae30\uc5c5\uc774 \ucd94\uc9c4\ud558\ub294 \ubaa8\ub4e0 \uc778\uc218 \ud569\ubcd1\uc758 30%\uc5d0\uc11c \uae30\uc220\uc774 \uc911\uc694\ud55c \uc5ed\ud560\uc744 \ud588\uc2b5\ub2c8\ub2e4.\n\uc774 \uac70\ub798\uc5d0\ub294 \uae30\uc220 \uc804\ubb38 \ud68c\uc0ac\uc640 \uae30\uc220 \uc811\uadfc \ubc29\uc2dd\uc744 \uac1c\uc120\ud558\ub824\ub294 \ube44\uae30\uc220 \ud68c\uc0ac \ubaa8\ub450\uac00 \ud3ec\ud568\ub418\uc5c8\ub2e4\uace0 Morrison Foerster\uc758 <a href=\"https:\/\/www.jdsupra.com\/legalnews\/m-a-in-2021-and-trends-for-2022-8279640\/\" target=\"_blank\" rel=\"noreferrer noopener\">Charles Capito<\/a> \uc640 \ub3d9\ub8cc \uc800\uc790\ub294 \uc37c\uc2b5\ub2c8\ub2e4. <\/p>\n\n<p>\uae30\uc874 \ubcf4\ud5d8\uc0ac\uac00 \uc778\uc288\uc5b4\ud14c\ud06c \uc2a4\ud0c0\ud2b8\uc5c5\uc744 \uc778\uc218\ud558\ub294 M&amp;A \uac70\ub798\ub294 \uc218\ub144 \ub3d9\uc548 \uc9c4\ud589\ub418\uc5b4 \uc654\uc2b5\ub2c8\ub2e4.\n2022\ub144\uacfc \ud5a5\ud6c4 \uba87 \ub144 \ub3d9\uc548 \uc774 \ud328\ud134\uc740 \uae30\uc874 \ubcf4\ud5d8\uc0ac\uac00 \uc2e0\uc0dd \uc778\uc288\uc5b4\ud14c\ud06c\ub97c \uc778\uc218\ud558\ub294 \uac83\ubfd0\ub9cc \uc544\ub2c8\ub77c \uc778\uc288\uc5b4\ud14c\ud06c \ud68c\uc0ac\uac00 \uc11c\ub85c \ud569\ubcd1\ud558\uac70\ub098 \uc778\uc218\ud558\ub294 \uac83\uc744 \ud3ec\ud568\ud558\ub3c4\ub85d \ubc14\ub014 \uac83\uc774\ub77c\uace0 Clyde &amp; Co.\uc758 \ud30c\ud2b8\ub108\uc778 <a href=\"https:\/\/www.clydeco.com\/en\/insights\/2021\/12\/insurtech-m-a-dealmaking-will-rise-to-new-heights\" target=\"_blank\" rel=\"noreferrer noopener\">Vikram Sidhu<\/a>\ub294 \uc608\uce21\ud569\ub2c8\ub2e4. <\/p>\n\n<p>\uc778\uc288\uc5b4\ud14c\ud06c\uc640 \uad00\ub828\ub41c \uac70\ub798 \ud328\ud134\uc758 \ubcc0\ud654\ub294 \uc778\uc288\uc5b4\ud14c\ud06c \uc790\uccb4\uac00 \ucd08\ub77c\ud55c \uc2e0\uc0dd \uae30\uc5c5\uc5d0\uc11c \ubcf4\ud5d8 \uc5c5\uacc4\uc5d0\uc11c \uc2e0\ub8b0\ud560 \uc218 \uc788\ub294 \ud655\uace0\ud55c \ud68c\uc0ac\ub85c \uc804\ud658\ud568\uc5d0 \ub530\ub77c \ubc1c\uc0dd\ud569\ub2c8\ub2e4.\n\uafb8\uc900\ud55c \uc131\uc7a5\uacfc \ucda9\ubd84\ud55c \ud22c\uc790 \uc9c0\uc6d0\uc73c\ub85c \uc778\ud574 \uc774\ub7ec\ud55c \uc870\uc9c1 \uc911 \ub2e4\uc218\ub294 \ud655\uace0\ud55c \uae30\uc5c5\uc774 \ub420 \uc218 \uc788\ub294 \ud658\uacbd\uc744 \uc870\uc131\ud588\uc2b5\ub2c8\ub2e4.\n\uc774\ub7ec\ud55c \uae30\uc5c5\ub4e4\uc740 \uc774\uc81c \uc778\uc218 \ud569\ubcd1\uc744 \ud1b5\ud574 \uc790\uccb4 \uc81c\ud488\uc744 \uac1c\uc120\ud558\uace0 \ube44\uc988\ub2c8\uc2a4 \ubaa9\ud45c\ub97c \ud574\uacb0\ud558\ub824\uace0 \ud569\ub2c8\ub2e4.  <\/p>\n\n<p>\ub610\ud55c \ubcf4\ud5d8\uc0ac\ub4e4\uc740 \uace0\uac1d \uacbd\ud5d8\uc744 \uac1c\uc120\ud558\uae30 \uc704\ud55c \ubc29\ubc95\uc73c\ub85c \uae30\uc220 \uad00\ub828 \uac70\ub798 \uc131\uc0ac\uc5d0 \uc9d1\uc911\ud558\uace0 \uc788\ub2e4\uace0 EY\uc758 <a href=\"https:\/\/www.ey.com\/en_us\/insurance\/insurance-m-and-a-review-of-q1-2021-and-expectations-for-the-rest-of-the-year\" target=\"_blank\" rel=\"noreferrer noopener\">\ub9c8\ud2f4 \uc2a4\ud54f(Martin Spit<\/a> )\uc740 \ub9d0\ud569\ub2c8\ub2e4.\n\uc778\uc218 \ud569\ubcd1\uc744 \ud1b5\ud574 \ubcf4\ud5d8\uc0ac\ub294 \uc5d0\ucf54\uc2dc\uc2a4\ud15c \ud30c\ud2b8\ub108\uc2ed\uc744 \uad6c\ucd95\ud558\uace0 \ub514\uc9c0\ud138 \uae30\ub2a5\uc744 \uc5c5\uadf8\ub808\uc774\ub4dc\ud558\uc5ec \uace0\uac1d\uc758 \uc694\uad6c\uc640 \uc120\ud638\ub3c4\ub97c \ud6a8\uc728\uc801\uc778 \ubc29\uc2dd\uc73c\ub85c \ud574\uacb0\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n<h3 class=\"wp-block-heading\">\uae30\ud6c4\uc640 \ud658\uacbd<\/h3>\n\n<p>\uae00\ub85c\ubc8c \uae30\ud6c4 \ubb38\uc81c\ub97c \ud574\uacb0\ud574\uc57c \ud560 \ud544\uc694\uc131\ub3c4 \ubcf4\ud5d8 \uac70\ub798 \ud2b8\ub80c\ub4dc\uc5d0 \ud798\uc744 \uc2e4\uc5b4\uc8fc\uace0 \uc788\uc2b5\ub2c8\ub2e4.\n\uc70c\ub9ac\uc2a4 \ud0c0\uc6cc\uc2a4 \uc653\uc2a8(Willis Towers Watson)\uc758 \uc601\uad6d \uae30\uc5c5 M&amp;A \ucee8\uc124\ud305 \ucc45\uc784\uc790\uc778 <a href=\"https:\/\/www.insurancejournal.com\/news\/international\/2022\/01\/07\/648470.htm\" target=\"_blank\" rel=\"noreferrer noopener\">\uc57c\ub098 \uba54\ub974\uc138\ub85c(Jana Mercereau<\/a>)\ub294 2022\ub144 M&amp;A \uac70\ub798\uc758 \ub3d9\uc778 \uc911 \ud558\ub098\ub294 &#8220;\uc801\uc808\ud55c \uae30\ud6c4 \uc778\uc99d\uc744 \ubc1b\uc740 \ubaa9\ud45c\ub97c \ucc3e\uc544 \ube44\uc988\ub2c8\uc2a4\ub97c \ub354 \uce5c\ud658\uacbd\uc801\uc73c\ub85c \ub9cc\ub4e4\uc5b4\uc57c \ud55c\ub2e4\ub294 \uc555\ubc15\uc744 \ubc1b\ub294 \uae30\uc5c5&#8221;\uc774 \ub420 \uac83\uc774\ub77c\uace0 \ub9d0\ud569\ub2c8\ub2e4. <\/p>\n\n<p>Mercereau\ub294 \ud0c8\ud0c4\uc18c\ud654\uc640 \uae30\ud6c4 \uc704\ud5d8 \uc644\ud654\uac00 \ud5a5\ud6c4 \uba87 \ub144 \ub3d9\uc548 \ubcf4\ud5d8\uc0ac\uc758 \uc8fc\uc694 \uad00\uc2ec\uc0ac\uac00 \ub420 \uac83\uc774\ub77c\uace0 \ub9d0\ud569\ub2c8\ub2e4.\n\uc77c\ubd80 \uae30\uc5c5\uc740 \uc774\ubbf8 \uc774\ub7ec\ud55c \uc6b0\ub824\ub97c \ud574\uc18c\ud558\uae30 \uc704\ud574 M&amp;A \uac70\ub798\ub97c \ud65c\uc6a9\ud558\uace0 \uc788\uc73c\uba70, \ubcf4\ud5d8\uc0ac\ub4e4\uc740 \uc778\uc218 \ud569\ubcd1 \uacc4\uc57d\uc744 \uccb4\uacb0\ud558\uc5ec \ud658\uacbd\uc801 \uc811\uadfc \ubc29\uc2dd\uc744 \uc9c0\uc18d\uc801\uc73c\ub85c \uac1c\uc120\ud560 \uac00\ub2a5\uc131\uc774 \ub192\uc2b5\ub2c8\ub2e4. <\/p>\n\n<p>\ubcf4\ud5d8\uc0ac\ub4e4\uc740 \ub610\ud55c \uae00\ub85c\ubc8c \uae30\ud6c4 \ubcc0\ud654\uc640 \ud658\uacbd \uc7ac\ud574\uac00 \uc790\uc0ac\uc758 \uc0ac\uc5c5\uc5d0 \ubbf8\uce58\ub294 \uc704\ud5d8\uacfc \uad00\ub828\ud558\uc5ec M&amp;A \uac70\ub798\ub97c \uc7ac\uace0\ud558\uae30 \uc2dc\uc791\ud588\uc2b5\ub2c8\ub2e4.\n&#8220;\ud658\uacbd, \uc0ac\ud68c \ubc0f \uac70\ubc84\ub10c\uc2a4 \ubb38\uc81c\uc758 \uad11\ubc94\uc704\ud55c \uc2a4\ud399\ud2b8\ub7fc\uc744 \uad00\ub9ac\ud558\ub294 \uac83\uc740 \uc5c5\uacc4\uac00 \ube44\uc988\ub2c8\uc2a4\ub97c \uc218\ud589\ud558\ub294 \ubc29\uc2dd [insurance] \uc758 \uc911\uc694\ud55c \ubd80\ubd84\uc774 \ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4&#8221;\ub77c\uace0 <a href=\"https:\/\/www.businessinsurance.com\/article\/20210712\/NEWS06\/912342937\/Insurance-sector-looks-inward-on-climate,-governance-issues\" target=\"_blank\" rel=\"noreferrer noopener\">Claire Wilkinson<\/a> \uc740 Business Insurance\uc5d0\uc11c \uc37c\uc2b5\ub2c8\ub2e4. <\/p>\n\n<p>\uc608\ub97c \ub4e4\uc5b4, \uae30\ud6c4 \uc694\uc778\uc774 \ubcc0\ud654\ud568\uc5d0 \ub530\ub77c \uc77c\ubd80 \uc790\uc0b0\uc740 \ubcf4\ud5d8\uc5d0 \uac00\uc785\ud558\uae30 \uc5b4\ub835\uac70\ub098 \ubd88\uac00\ub2a5\ud574\uc9c4\ub2e4\uace0 \ub51c\ub85c\uc774\ud2b8\uc758 <a href=\"https:\/\/www2.deloitte.com\/nz\/en\/blog\/financial-services\/2021\/trends-and-drivers-impacting-insurance-mergers-acquisitions.html\" target=\"_blank\" rel=\"noreferrer noopener\">Lee-Ann Du Toit<\/a> \ub294 \uc9c0\uc801\ud569\ub2c8\ub2e4.\n\uace0\uac1d \ud589\ub3d9 \ud328\ud134\uc758 \ubcc0\ud654\ub294 M&amp;A \uac70\ub798\ub97c \ud1b5\ud574 \ud6a8\uacfc\uc801\uc73c\ub85c \ud574\uacb0\ub418\uac70\ub098 \uc545\ud654\ub420 \uc218 \uc788\ub294 \ubc29\uc2dd\uc73c\ub85c \uc190\ud574\ubcf4\ud5d8\uc0ac\uc5d0 \uc601\ud5a5\uc744 \ubbf8\uce60 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\n\uc2e0\uc911\ud55c \uc778\uc218\ud569\ubcd1\uc740 \ubcf4\ud5d8\ud68c\uc0ac\uac00 \ub354 \ub098\uc740 \uae00\ub85c\ubc8c \ud658\uacbd \uc2dc\ubbfc\uc774 \ub418\ub294 \ub370 \ub3c4\uc6c0\uc774 \ub420 \uc218 \uc788\uc73c\uba70, \ub3d9\uc2dc\uc5d0 \uc9c0\uc18d\uc801\uc778 \ud658\uacbd \ubcc0\ud654\uc758 \uc601\ud5a5\uc5d0 \ub300\ube44\ud558\uace0 \uc801\uc751\ud558\ub294 \ub370 \ub3c4\uc6c0\uc774 \ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.  <\/p>\n\n<p>\uae30\uc220 \ubcc0\ud654\uc640 \ud658\uacbd \ubb38\uc81c\ub294 \ub274\uc2a4\uc640 \uc0ac\ud68c\uc758 \uc8fc\uc694 \uc8fc\uc81c\uc774\ubbc0\ub85c \ube44\uc988\ub2c8\uc2a4\uc5d0\uc11c\ub3c4 \uc5ec\uc804\ud788 \ucd5c\uc6b0\uc120 \uad00\uc2ec\uc0ac\ub85c \ub0a8\uc544 \uc788\ub294 \uac83\uc740 \ub180\ub77c\uc6b4 \uc77c\uc774 \uc544\ub2d9\ub2c8\ub2e4.\n\uc55e\uc73c\ub85c \uba87 \ub2ec \ub3d9\uc548 \ubcf4\ud5d8 \uc5c5\uacc4\uc5d0\uc11c\ub294 \uae30\uc220, \ud658\uacbd \ub610\ub294 \ub458 \ub2e4\uc5d0 \ucd08\uc810\uc744 \ub9de\ucd98 \ub354 \ub9ce\uc740 \uc778\uc218 \ud569\ubcd1\uc744 \ubcf4\uac8c \ub420 \uac83\uc785\ub2c8\ub2e4. <\/p>\n\n<figure class=\"wp-block-image aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"678\" src=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/city-park-skyline-1024x678.jpg\" alt=\"&#xC13C;&#xD2B8;&#xB7F4; &#xD30C;&#xD06C;, &#xB9E8;&#xD574;&#xD2BC;, &#xB274;&#xC695;\" class=\"wp-image-10997\" srcset=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/city-park-skyline-1024x678.jpg 1024w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/city-park-skyline-300x199.jpg 300w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/city-park-skyline-768x509.jpg 768w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/city-park-skyline.jpg 1200w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n<h2 class=\"wp-block-heading\">\ubcf4\ud5d8 M&amp;A\uc758 \uc55e\uc73c\ub85c\uc758 \uc804\ub9dd\uc740?<\/h2>\n\n<p>2022\ub144\uc5d0\ub3c4 \uac70\ub798 \uc131\uc0ac\ub294 \uac15\uc138\ub97c \uc720\uc9c0\ud560 \uac83\uc73c\ub85c \uc608\uc0c1\ub418\uc9c0\ub9cc, \uba87 \uac00\uc9c0 \uacfc\uc81c\uac00 \ub0a8\uc544 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n<p>\uc774\ub7ec\ud55c \uacfc\uc81c \uc911 \ud558\ub098\ub294 \uac70\ub798 \uc790\uccb4\uc5d0 \uc801\ud569\ud55c \ubcf4\ud5d8 \uc801\uc6a9 \ubc94\uc704\ub97c \ucc3e\ub294 \uac83\uc785\ub2c8\ub2e4.\n\uc608\ub97c \ub4e4\uc5b4, M&amp;A \uac70\ub798\uc5d0 \ub300\ud55c \ub300\ub9ac \ubc0f \ubcf4\uc99d \ubcf4\ud5d8\uc5d0 \ub300\ud55c \uad00\uc2ec\uc774 \uc99d\uac00\ud588\uc2b5\ub2c8\ub2e4.\nBMS Group\uc758 \uc0ac\ubaa8\ud380\ub4dc \ubc0f \uc778\uc218 \ud569\ubcd1 \ub2f4\ub2f9 \uc804\ubb34 \uc774\uc0ac\uc778 <a href=\"https:\/\/www.insurancebusinessmag.com\/ca\/news\/ma\/manda-insurance--what-to-expect-in-2022-321794.aspx\" target=\"_blank\" rel=\"noreferrer noopener\">Jason Stone<\/a>\uc740 &#8220;\uce90\ub098\ub2e4\uc640 \ubbf8\uad6d \ubaa8\ub450\uc5d0\uc11c \uc0ac\ubaa8\ud380\ub4dc \ub610\ub294 \uc0ac\ubaa8 M&amp;A \uac70\ub798\uc758 \uac70\uc758 75%\uac00 \ube44\uc988\ub2c8\uc2a4\ub97c \ucd09\uc9c4\ud558\uae30 \uc704\ud574 \uc774 \uc81c\ud488\uc744 \uc0ac\uc6a9\ud558\ub294 \uac83\uc744 \ubcf4\uace0 \uc788\uc2b5\ub2c8\ub2e4.  <\/p>\n\n<p>Stone\uc740 \ub610\ud55c \uc0ac\uc774\ubc84 \ucc45\uc784 \ubcf4\ud5d8\uc5d0 \ub300\ud55c \uc218\uc694 \uc99d\uac00\uac00 \ubcf4\ud5d8 \uc5c5\uacc4\uc640 \ub2e4\ub978 \uacf3\uc5d0\uc11c \uc778\uc218 \ud569\ubcd1\uc5d0 \uc601\ud5a5\uc744 \ubbf8\uce60 \uac83\uc774\ub77c\uace0 \uc608\uce21\ud569\ub2c8\ub2e4.\n\ubcf4\ud5d8 \uc2dc\uc7a5\uc774 \uacbd\uc9c1\ub428\uc5d0 \ub530\ub77c \uac70\ub798 \uc131\uc0ac\uc5d0 \uad00\uc2ec\uc774 \uc788\ub294 \uae30\uc5c5\uc740 \uc0ac\uc774\ubc84 \uc704\ud5d8\uc5d0 \ub300\ud55c \ubcf4\uc7a5\uc744 \ucc3e\uae30\uac00 \ub354 \uc5b4\ub824\uc6cc\uc9c8 \uc218 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n<p>\uc190\ud574\ubcf4\ud5d8\uc0ac\ub3c4 M&amp;A \ub51c \uccb4\uacb0\uc5d0 \ub300\ud55c \uc811\uadfc \ubc29\uc2dd\uc744 \uc870\uc815\ud568\uc73c\ub85c\uc368 \uc774\uc775\uc744 \uc5bb\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\n <a href=\"https:\/\/www.mckinsey.com\/industries\/financial-services\/our-insights\/a-better-approach-to-m-and-a-in-north-american-insurance\" target=\"_blank\" rel=\"noreferrer noopener\">\ud06c\ub9ac\uc2a4\ud2f4 \ubcfc\ub2e8(Cristain Boldan)<\/a> \uacfc \ub9e5\ud0a8\uc9c0(McKinsey)\uc758 \ub3d9\ub8cc \uc800\uc790\ub4e4\uc774 \uc9c0\uc801\ud558\ub4ef\uc774, \ub300\uaddc\ubaa8 M&amp;A \uac70\ub798\ub294 \ud765\ubbf8\uc9c4\uc9c4\ud558\uc9c0\ub9cc, \ubcf4\ud5d8\uc0ac\ub098 \uc8fc\uc8fc\uc5d0\uac8c \ud56d\uc0c1 \ucd5c\uace0\uc758 \uac00\uce58\ub97c \uc81c\uacf5\ud558\ub294 \uac83\uc740 \uc544\ub2c8\ub2e4. <\/p>\n\n<p>\ubcfc\ub358\uacfc \ub9e5\ud0a8\uc9c0(McKinsey) \ud300\uc740 2007\ub144\uc5d0\uc11c 2021\ub144 \uc0ac\uc774\uc5d0 \ucd1d 1,360\uc5b5 \ub2ec\ub7ec\uc758 \uac00\uce58\uac00 \uc788\ub294 173\uac74\uc758 \uc7ac\uc0b0 \ubc0f \uc0c1\ud574 \ubcf4\ud5d8 \uac70\ub798\ub97c \ubd84\uc11d\ud588\uc2b5\ub2c8\ub2e4.\n\uadf8\ub4e4\uc740 \ucd1d \uc8fc\uc8fc \uc218\uc775\ub960\uacfc \uad00\ub828\ud558\uc5ec \uc791\uc740 \uac70\ub798\uac00 \ub354 \ud070 \uac70\ub798\ubcf4\ub2e4 \uc131\uacfc\uac00 \uc88b\uc744 \uac00\ub2a5\uc131\uc774 \uc788\ub2e4\ub294 \uac83\uc744 \ubc1c\uacac\ud588\uc2b5\ub2c8\ub2e4.\n\uc81c\ud488 \ub2e4\uac01\ud654\ub294 \ub2e4\ub978 \uc811\uadfc \ubc29\uc2dd\ubcf4\ub2e4 \ub354 \ub098\uc740 \uc131\uacfc\ub97c \uc81c\uacf5\ud588\uc2b5\ub2c8\ub2e4. \uc9c0\ub9ac\uc801 \ud655\uc7a5\uc740 \ud615\ud3b8\uc5c6\uc5c8\ub2e4.  <\/p>\n\n<p>2022\ub144\uacfc \ud5a5\ud6c4 \uba87 \ub144 \ub3d9\uc548 \uae30\uc220 \uc5ed\ub7c9 \ubc0f \ud658\uacbd \ubb38\uc81c\uc640 \uac19\uc740 \uc8fc\uc694 \ubb38\uc81c\ub97c \ud574\uacb0\ud558\ub294 \ub370 \uc911\uc810\uc744 \ub454 \ubcf4\ud5d8\uc0ac\ub4e4\uc740 \ub51c \uba54\uc774\ud0b9\uc744 \ud1b5\ud574 \ubbf8\ub798\ub97c \uc7ac\ud3b8\ud558\ub294 \ub370 \uc788\uc5b4 \uc5c5\uacc4\uc640 \ud568\uaed8 \uc6c0\uc9c1\uc77c \uac83\uc785\ub2c8\ub2e4.\n\uc0ac\uc774\ubc84 \ucc45\uc784 \ubb38\uc81c\ub97c \ud574\uacb0\ud558\uace0 \uac70\ub798\uc5d0 \ub300\ud55c \uc811\uadfc \ubc29\uc2dd\uc744 \uc870\uc815\ud558\ub294 \uac83\uacfc \uac19\uc740 \ub3c4\uc804\uc5d0 \uc900\ube44\uac00 \ub41c \uae30\uc5c5\uc740 \ubcf4\ub2e4 \uc131\uacf5\uc801\uc778 \uc778\uc218 \ud569\ubcd1\uc744 \uc704\ud55c \uc785\uc9c0\ub97c \ub2e4\uc9c8 \uac83\uc785\ub2c8\ub2e4. <\/p>\n\n<p><em>\uc774\ubbf8\uc9c0 \uc791\uc131\uc790: slidezero\/\u00a9123RF.com, zorabc\/\u00a9123RF.com, bwzenith\/\u00a9123RF.com<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\uc778\uc218 \ud569\ubcd1\uc740 \uae00\ub85c\ubc8c \ud32c\ub370\ubbf9\uc5d0\ub3c4 \ubd88\uad6c\ud558\uace0 \uc9c0\ub09c 2\ub144 \ub3d9\uc548 \ubc88\ucc3d\ud588\uc2b5\ub2c8\ub2e4. 2021\ub144, &#8220;\uc7ac\ubcf4\ud5d8\uc0ac\ub4e4\uc774 \ubaa8\ub4e0 \uc81c\ud488 \ub77c\uc778\uc5d0 \uac78\uccd0 \uac00\uaca9 \uc0c1\uc2b9\uc758 \ubb3c\uacb0\uc744 \ud0c0\uace0 \uac74\uc804\ud55c \ub9e4\ucd9c \uc131\uc7a5\uc744 \uc774\ub8e8\uba74\uc11c \ub300\ubd80\ubd84\uc758 \uc9c0\uc5ed\uc5d0\uc11c \ud22c\uc790\uc790 \uc2ec\ub9ac\uac00 \uac15\ud654\ub418\uc5c8\ub2e4&#8221;\uace0 Clyde &amp; Co.\uc758 \ud30c\ud2b8\ub108\uc778 \uae30\uc5c5 \ubcf4\ud5d8 \ubcc0\ud638\uc0ac Ivor Edwards\ub294 \ub9d0\ud569\ub2c8\ub2e4. \uc774\ub7ec\ud55c \ubb3c\uacb0\uc740 2022\ub144\uc5d0\ub3c4 \uacc4\uc18d\ub418\uc5b4 \ubcf4\ud5d8 \uc0b0\uc5c5 \uc804\ubc18\uc5d0 \uac78\uccd0 \ubcc0\ud654\ub97c \uc8fc\ub3c4\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. M&amp;A \ub51c \uc131\uc0ac\uc640 \uad00\ub828\ub41c \ub3d9\ud5a5\uc744 \uc774\ud574\ud558\uba74 [&hellip;]<\/p>\n","protected":false},"featured_media":10993,"template":"","insight-category":[],"class_list":["post-18915","insight","type-insight","status-publish","has-post-thumbnail","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/insight\/18915","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/insight"}],"about":[{"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/types\/insight"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/media\/10993"}],"wp:attachment":[{"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/media?parent=18915"}],"wp:term":[{"taxonomy":"insight-category","embeddable":true,"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/insight-category?post=18915"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}