{"id":18810,"date":"2024-09-19T20:55:44","date_gmt":"2024-09-20T01:55:44","guid":{"rendered":"https:\/\/bolttech.io\/insight\/%ea%b0%80%ec%b9%98%ec%9d%98-%ec%a1%b0%ec%a0%95-%ea%b8%b0%ec%88%a0-%ec%a0%84%eb%ac%b8-%ec%a7%80%ec%8b%9d%ea%b3%bc-%eb%b3%b4%ed%97%98-%ec%a0%84%eb%ac%b8-%ec%a7%80%ec%8b%9d%ec%9d%84-%ea%b2%b0%ed%95%a9\/"},"modified":"2024-09-19T20:55:51","modified_gmt":"2024-09-20T01:55:51","slug":"%ea%b0%80%ec%b9%98%ec%9d%98-%ec%a1%b0%ec%a0%95-%ea%b8%b0%ec%88%a0-%ec%a0%84%eb%ac%b8-%ec%a7%80%ec%8b%9d%ea%b3%bc-%eb%b3%b4%ed%97%98-%ec%a0%84%eb%ac%b8-%ec%a7%80%ec%8b%9d%ec%9d%84-%ea%b2%b0%ed%95%a9","status":"publish","type":"insight","link":"https:\/\/bolttech.io\/ko\/insights\/%ea%b0%80%ec%b9%98%ec%9d%98-%ec%a1%b0%ec%a0%95-%ea%b8%b0%ec%88%a0-%ec%a0%84%eb%ac%b8-%ec%a7%80%ec%8b%9d%ea%b3%bc-%eb%b3%b4%ed%97%98-%ec%a0%84%eb%ac%b8-%ec%a7%80%ec%8b%9d%ec%9d%84-%ea%b2%b0%ed%95%a9\/","title":{"rendered":"\uac00\uce58\uc758 \uc870\uc815: \uae30\uc220 \uc804\ubb38 \uc9c0\uc2dd\uacfc \ubcf4\ud5d8 \uc804\ubb38 \uc9c0\uc2dd\uc744 \uacb0\ud569\ud558\ub294 \ubc29\ubc95"},"content":{"rendered":"\n<p>\ubcf4\ud5d8 \uc5c5\uacc4\uc758 \ub9ce\uc740 \ubaa9\uc18c\ub9ac\ub294 \uc0c8\ub85c\uc6b4 \uae30\uc220\uc758 \ucc3d\ucd9c\uacfc \uc801\uc6a9\uc744 \ud1b5\ud574 \uc804\ud1b5\uc801\uc778 \ubcf4\ud5d8 \ud504\ub85c\uc138\uc2a4\uc758 \uc9c0\uac01 \ubcc0\ub3d9\uc744 \uc608\uce21\ud574 \uc654\uc73c\uba70 \uacc4\uc18d\ud574\uc11c \uc608\uce21\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.\n\ub9e5\ud0a8\uc9c0(McKinsey)\uc758 <a href=\"https:\/\/www.mckinsey.com\/industries\/financial-services\/our-insights\/how-top-tech-trends-will-transform-insurance\" target=\"_blank\" rel=\"noreferrer noopener\">\ud06c\ub9ac\uc2dc \ud06c\ub9ac\uc288\ub098\uce78\ud0c4(Krish Krishnakanthan<\/a> )\uacfc \ub3d9\ub8cc \uc5f0\uad6c\uc6d0\ub4e4\uc774 \uc37c\ub4ef\uc774, \ubcf4\ud5d8\uc5c5\uacc4\ub294 &#8220;\uace0\ucc29\ud654\ub41c \uc778\uc2dd\uacfc \ube44\uc988\ub2c8\uc2a4 \ubaa8\ub378\uc744 \ubc84\ub9ac\uace0 \ub9ce\uc740 \uacbd\uc6b0 \uadfc\ubcf8\uc801\uc73c\ub85c \ub2e4\ub978 \uc81c\ud488\uc744 \uc81c\uc870\ud558\uace0 \uc720\ud1b5\ud558\ub294 \uc0c8\ub85c\uc6b4 \ubc29\ubc95\uc744 \uc218\uc6a9\ud574\uc57c \ud560 \uac83&#8221;\uc774\ub2e4. <\/p>\n\n<p>\uadf8\ub7ec\ub098 \uc0c8\ub85c\uc6b4 \ubcf4\ud5d8 \uc0c1\ud488\uacfc \uc0c8\ub85c\uc6b4 \uc720\ud1b5 \ubaa8\ub378\uc744 \ud0d0\uc0c9\ud558\ub294 \uac83\uc740 \ubcf4\ud5d8\uc0ac\uc5d0\uac8c \ud544\uc694\ud55c \uac83\uc740 \uc5ec\uae30\uae4c\uc9c0\uc5d0 \ubd88\uacfc\ud569\ub2c8\ub2e4.\n\uc6b4\uc1a1\uc5c5\uccb4\uac00 \uc0c8\ub85c\uc6b4 \uc81c\ud488\uacfc \uc720\ud1b5 \uc811\uadfc \ubc29\uc2dd\uc758 \uac00\uce58\ub97c \uc2e4\ud604\ud558\uae30 \uc704\ud574\uc11c\ub294 \ud574\ub2f9 \ubaa9\uc801\uc744 \uc704\ud574 \uc218\uc6a9\ud558\ub294 \uae30\uc220\uc774 \uc790\uc0ac\uc640 \uc9c1\uc6d0 \ubc0f \uc5d0\uc774\uc804\ud2b8\uc758 \uc694\uad6c \uc0ac\ud56d\uc5d0\ub3c4 \uc9c4\uc815\uc73c\ub85c \ubd80\ud569\ud558\ub294\uc9c0 \ud655\uc778\ud574\uc57c \ud569\ub2c8\ub2e4. <\/p>\n\n<p>\ubcf4\ud5d8\uc0ac\uc640 \uc124\uacc4\uc0ac\uc758 \uac00\uce58\ub97c \ubc18\uc601\ud558\uace0 \uacf5\ub3d9\uc758 \ubaa9\ud45c\ub97c \ub2ec\uc131\ud558\uae30 \uc704\ud574 \uae30\uc220 \uc804\ubb38 \uc9c0\uc2dd\uacfc \ubcf4\ud5d8 \uc9c0\uc2dd \ubc0f \uc804\ubb38\uc131\uc744 \uacb0\ud569\ud558\ub294 \ubc29\ubc95\uc740 \ub2e4\uc74c\uacfc \uac19\uc2b5\ub2c8\ub2e4.<\/p>\n\n<h2 class=\"wp-block-heading\">\ud68c\uc758\uc2e4\uc758 \uc804\ubb38\uac00<\/h2>\n\n<p>\ubcf4\ud5d8 \ud68c\uc0ac\ub294 \uc2ec\uce35\uc801\uc778 \uc9c0\uc2dd\uacfc \uc804\ubb38\uc131\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4.\n\ub9ce\uc740 \uae30\uc874 \ubcf4\ud5d8\uc0ac\ub294 \ubcf4\ud5d8 \ubd84\uc57c\uc5d0\uc11c \uc218\uc138\uae30\uc758 \uacbd\ud5d8\uc744 \uac00\uc9c0\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc77c\ubd80\ub294 \uc624\ub298\ub0a0 \uc6b0\ub9ac\uac00 \uc774\ud574\ud558\ub294 \uc7ac\uc0b0 \ubc0f \uc0c1\ud574 \ubcf4\ud5d8\uc5d0 \ub300\ud55c \ucc45\uc784\uc774 \uc788\ub2e4\uace0 \ub9d0\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n<p>\ubcf4\ud5d8 \ub300\ub9ac\uc778\uc740 \ub610\ud55c \uadc0\uc911\ud55c \uc804\ubb38 \uc9c0\uc2dd\uc744 \uc721\uc131\ud569\ub2c8\ub2e4.\n\uadf8\ub4e4\uc740 \ubcf4\ud5d8\uc0ac\uac00 \uc81c\uacf5\ud558\ub294 \uc11c\ube44\uc2a4, \uacfc\uc81c \ubc0f \uae30\ud68c\ub97c \ud30c\uc545\ud558\uace0 \uc788\uc73c\uba70 \ubcf4\ud5d8\uc0ac\uc758 \uc6b0\ub824 \uc0ac\ud56d\uc774 \ubcf4\ud5d8 \uace0\uac1d\uc758 \uc6b0\ub824 \uc0ac\ud56d\uacfc \uad50\ucc28\ud558\ub294 \uc9c0\uc810\ub3c4 \ud655\uc778\ud569\ub2c8\ub2e4.\n\uc5d0\uc774\uc804\ud2b8\ub294 \ubcf4\ud5d8 \uace0\uac1d\uacfc \ubcf4\ud5d8\uc0ac \ubaa8\ub450\uc5d0\uac8c \uadc0\uc911\ud55c \ud1b5\ucc30\ub825\uc744 \uc81c\uacf5\ud558\ub294 \uad00\uc810\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4.  <\/p>\n\n<p>\uc6b4\uc1a1\uc5c5\uccb4\uc640 \ub300\ub9ac\uc810\uc5d0\uac8c \uae30\uc220 \ud601\uc2e0\uc740 \uc2dc\uae09\ud55c \uc8fc\uc81c\uac00 \ub418\uc5c8\uc2b5\ub2c8\ub2e4.\n\uc608\ub97c \ub4e4\uc5b4, <a href=\"https:\/\/advisory.kpmg.us\/content\/dam\/advisory\/en\/pdfs\/2021\/cio-survey-harvey-nash-2020-insurance-report.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">KPMG CIO \uc124\ubb38 \uc870\uc0ac\uc5d0<\/a> \ub530\ub974\uba74 \ubcf4\ud5d8 \ubd84\uc57c\uc758 \ub514\uc9c0\ud138 \ub9ac\ub354\ub294 \uace0\uac1d \uacbd\ud5d8\uacfc \uc2e0\ub8b0\ubfd0\ub9cc \uc544\ub2c8\ub77c \uc9c1\uc6d0 \uacbd\ud5d8\uacfc \uc6b4\uc601 \ud6a8\uc728\uc131\uc5d0\uc11c\ub3c4 \ube44\ub514\uc9c0\ud138 \ub9ac\ub354\ub97c \ub2a5\uac00\ud558\ub294 \uac83\uc73c\ub85c \ub098\ud0c0\ub0ac\uc2b5\ub2c8\ub2e4.\n\ub610\ud55c \ubcf4\ub2e4 \uc801\uc2dc\uc5d0 \uc0c8\ub85c\uc6b4 \uc81c\ud488 \ubc0f \uc11c\ube44\uc2a4\ub97c \uc2dc\uc7a5\uc5d0 \uc81c\uacf5\ud569\ub2c8\ub2e4.  <\/p>\n\n<p>KPMG\uc758 \ud30c\ud2b8\ub108\uc778 <a href=\"https:\/\/advisory.kpmg.us\/articles\/2021\/cio-survey-harvey-nash-2020-insurance.html\" target=\"_blank\" rel=\"noreferrer noopener\">\ud53c\uc5d0\ub974 \uc0f9\ud53c\ub274\ub974(Pierre Champigneulle<\/a>)\ub294 \ubcf4\ud5d8\uc0ac\uc640 \uc124\uacc4\uc0ac\ub4e4\uc774 \uae30\uc220\uc744 \uc0ac\uc6a9\ud558\uc5ec \uc804\ubb38\uc131\uc744 \ud6a8\uc728\uc131 \ud5a5\uc0c1, \uace0\uac1d \uacbd\ud5d8 \uac1c\uc120, \uc2dc\uc7a5 \ubcc0\ud654\uc5d0 \ub300\ud55c \ub300\uc751\ub825 \ud5a5\uc0c1\uc73c\ub85c \uc804\ud658\ud574\uc57c \ud55c\ub2e4\ub294 \uc555\ubc15\uc5d0 \uc9c1\uba74\ud574 \uc788\ub2e4\uace0 \ub9d0\ud569\ub2c8\ub2e4.<\/p>\n\n<p>\uc9c0\uae08\uae4c\uc9c0 \ubcf4\ud5d8\uc0ac, \ub300\ub9ac\uc810 \ubc0f \ubcf4\ud5d8 \uae30\uc220 \uc804\ubb38\uac00\ub294 \ub300\ubd80\ubd84 \uc790\uc2e0\uc758 \ub3c4\uba54\uc778 \ub0b4\uc5d0\uc11c \uc77c\ud588\uc2b5\ub2c8\ub2e4.\n\uadf8\ub4e4\uc758 \uc5c5\ubb34\ub294 \uacb9\uce58\uc9c0\ub9cc, \uadf8 \uc911\ubcf5\uc740 \uc544\uc9c1 \ud604\uc7ac\uc640 \ubbf8\ub798\uc758 \uae30\uc220 \uad6c\ud604\uc744 \uc8fc\ub3c4\ud560 \uc804\ubb38\uac00 \ud30c\ud2b8\ub108\uc2ed\uc73c\ub85c \uc774\uc5b4\uc9c0\uc9c0 \uc54a\uc558\uc2b5\ub2c8\ub2e4. <\/p>\n\n<p>\uc774\ub7ec\ud55c \ud30c\ud2b8\ub108\uc2ed\uc744 \uac00\ub85c\ub9c9\ub294 \ud55c \uac00\uc9c0 \uc7a5\uc560\ubb3c\uc740 \uc2e0\ub8b0\uc785\ub2c8\ub2e4.\n\ube14\ub8e8 \ud504\ub9ac\uc998(Blue Prism)\uc758 \uc544\uc2dc\uc544 \ud0dc\ud3c9\uc591 \uc9c0\uc5ed \uae08\uc735 \uc11c\ube44\uc2a4 \ub2f4\ub2f9 \ubd80\uc0ac\uc7a5\uc778 <a href=\"https:\/\/www.asiainsurancereview.com\/BluePrism\/BluePrismArticle\/aid\/63\/-a-href-articleLink-class-subcat-sapn-class-red-Insurance-strategies-and-challenges-sapn-using-Intelligent-automation-to-enhance-customer-experience-a-\" target=\"_blank\" rel=\"noreferrer noopener\">\ub85c\ubc84\ud2b8 \ub4c0\uc5b4(Robert Dewar<\/a>)\ub294 \uc778\uac04 \uadfc\ub85c\uc790, \uc790\ub3d9\ud654 \ubc0f \uc778\uac04\/\uae30\uc220 \ud30c\ud2b8\ub108\uc2ed\uc758 \ub2e4\ub978 \uce21\uba74\ub4e4 \uc0ac\uc774\uc5d0 \uae34\uc7a5\uc774 \uacc4\uc18d \uc874\uc7ac\ud55c\ub2e4\uace0 \uc37c\uc2b5\ub2c8\ub2e4.\n\uc885\uc885 \uc774\ub7ec\ud55c \uae34\uc7a5\uac10\uc740 \ub3c5\ud2b9\ud558\uac8c \ud2c0\uc5d0 \uc5bd\ub9e4\uc774\uc9c0 \uc54a\ub294 \ubb38\uc81c\ub97c \ubc14\ub77c\ubcf4\ub294 \uae30\uc874\uc758 \ubc29\uc2dd, \uc989 \ubcf4\ud5d8\uc758 \uae30\uc220 \ud601\uc2e0\uc744 \uae30\uc220\uc744 \uc0ac\uc6a9\ud558\uc5ec \ubaa8\ub4e0 \ucc38\uac00\uc790\ub97c \ub3d9\uc77c\ud55c \uc77c\uce58\ub41c \uac00\uce58 \uc9d1\ud569 \uc544\ub798 \ubaa8\uc73c\ub294 \ubb38\uc81c\uac00 \uc544\ub2c8\ub77c \ubcc4\uac1c\uc758 \ud300\uc774\ub098 \uc5ed\ud560\uc744 \uc5c5\ub370\uc774\ud2b8\ud558\ub294 \ubb38\uc81c\ub85c \ubcf4\ub294 \uac83\uc5d0 \uc758\ud574 \uc8fc\ub3c4\ub429\ub2c8\ub2e4.  <\/p>\n\n<figure class=\"wp-block-image aligncenter size-large\"><img decoding=\"async\" src=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/checking-docs-1024x684.jpg\" alt=\"&#xC0AC;&#xC5C5; &#xC0C1;&#xD669;, &#xBD84;&#xC11D; &#xACC4;&#xD68D;. &#xC0C8;&#xB85C;&#xC6B4; &#xBE44;&#xC988;&#xB2C8;&#xC2A4; &#xD504;&#xB85C;&#xC81D;&#xD2B8;&#xB85C; &#xD604;&#xB300;&#xC801;&#xC778; &#xC0AC;&#xBB34;&#xC2E4;&#xC5D0;&#xC11C; &#xC77C;&#xD558;&#xB294; &#xACC4;&#xC815; &#xAD00;&#xB9AC;&#xC790;.&#10;&#xB178;&#xD2B8;&#xBD81;&#xC744; &#xC0AC;&#xC6A9;&#xD558;&#xC5EC; &#xD1A0;&#xB860; &#xC2DC;&#xC791;, colsultation &#xB3D9;&#xB8CC;. &#xC218;&#xD3C9;, &#xD750;&#xB9BF;&#xD55C;. \" class=\"wp-image-11226\"\/><\/figure>\n\n<h2 class=\"wp-block-heading\">\ub2f9\uc2e0\uc758 \uae30\uc220: \uae30\ud68c\uc778\uac00, \uc0c1\ub300\uc778\uac00?<\/h2>\n\n<p>\uc9c0\ub09c 10\ub144 \ub3d9\uc548 \ubcf4\ud5d8 \ubd84\uc57c\uc758 \uac00\uc7a5 \ud070 \uae30\uc220 \uacfc\uc81c\ub294 \uc5c5\uacc4\uc758 \uac00\uc7a5 \uc2dc\uae09\ud55c \ubbf8\ub798 \ubb38\uc81c\ub97c \uc608\uce21\ud558\uace0 \uc774\ub97c \ud574\uacb0\ud558\uae30 \uc704\ud55c \uc0c8\ub85c\uc6b4 \uae30\uc220\uc744 \uac1c\ubc1c\ud558\ub294 \uac83\uc774\uc5c8\uc2b5\ub2c8\ub2e4.\n\uc624\ub298\ub0a0 \uac00\uc7a5 \ud070 \uacfc\uc81c\ub294 \uc6b4\uc1a1\uc5c5\uccb4, \ub300\ub9ac\uc810 \ubc0f \uace0\uac1d \ubaa8\ub450\uc5d0\uac8c \uc774\uc810\uc744 \uc81c\uacf5\ud558\ub294 \uae30\uc220\uc744 \ucc3e\ub294 \uac83\uc785\ub2c8\ub2e4. <\/p>\n\n<h3 class=\"wp-block-heading\">\ub3c4\uc804 \uacfc\uc81c \uc18d\uc5d0\uc11c \uae30\ud68c \ud3ec\ucc29<\/h3>\n\n<p>\uae30\uc220\uc5d0 \ub300\ud55c \ucd1d\uccb4\uc801\uc778 \uc811\uadfc \ubc29\uc2dd\uc744 \uad6c\ud604\ud558\ub294 \uac83\uc740 \uc5b4\ub824\uc6b4 \uacfc\uc81c\uc785\ub2c8\ub2e4.\n\ubcf4\ud5d8\uc0ac\uac00 \uc0ac\uc6a9 \uac00\ub2a5\ud55c \ud48d\ubd80\ud55c \uc2e0\uae30\uc220\uc744 \uc0ac\uc6a9\ud560 \ubc29\ubc95\uc744 \ubaa8\uc0c9\ud558\uba74\uc11c \uba87 \uac00\uc9c0 \ubb38\uc81c\uc5d0 \uc9c1\uba74\ud55c\ub2e4\uace0 \uc778\uc288\uc5b4\ud14c\ud06c \ud504\ub85c\uc81d\ud2b8 \uc18c\ud504\ud2b8\uc6e8\uc5b4 \uc81c\uacf5 \uad00\ub9ac\uc790\uc778 <a href=\"https:\/\/hackernoon.com\/4-challenges-of-implementing-ai-in-the-insurance-industry-and-how-to-overcome-them-963u35tb\" target=\"_blank\" rel=\"noreferrer noopener\">Surya Choudhary<\/a>\ub294 \ub9d0\ud569\ub2c8\ub2e4.\n\uc5ec\uae30\uc5d0\ub294 \ub2e4\uc74c\uc774 \ud3ec\ud568\ub429\ub2c8\ub2e4.  <\/p>\n\n<ul class=\"wp-block-list\">\n<li>\uc798\ubabb \uad6c\uc131\ub418\uc5c8\uac70\ub098, \uc8fc\uc694 \ub370\uc774\ud130 \ud3ec\uc778\ud2b8\uac00 \ub204\ub77d\ub418\uc5c8\uac70\ub098, \uccb4\uacc4\uc801\uc774\uace0 \uc77c\uad00\ub41c \ubc29\uc2dd\uc73c\ub85c \uad6c\uc131\ub418\uc9c0 \uc54a\uc740 \ub370\uc774\ud130 \uc138\ud2b8\ub97c \ubd84\uc11d\ud558\ub824\uace0 \ud569\ub2c8\ub2e4.<\/li>\n\n\n\n<li>\ubcf4\ud5d8 \uad00\uacc4\uc758 \ub2e4\uc591\ud55c \uc9c0\uc810\uc5d0\uc11c \uc218\uc9d1\ub41c \ub370\uc774\ud130\ub97c \ud1b5\ud569\ud558\uba70, \uadf8 \uc911 \uc0c1\ub2f9 \ubd80\ubd84\uc740 \uc0ac\uc77c\ub85c\ud654\ub418\uc5b4 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n\n\n\n<li>\ud574\uacb0\ud574\uc57c \ud560 \ud544\uc694\uc131\uacfc \uc131\uacf5\uc774 \uc5b4\ub5a4 \ubaa8\uc2b5\uc778\uc9c0 \uba3c\uc800 \uace0\ub824\ud558\uc9c0 \uc54a\uace0 \uae30\uc220 \ud30c\ud2b8\ub108 \uad00\uacc4\ub97c \uccb4\uacb0\ud569\ub2c8\ub2e4.<\/li>\n\n\n\n<li>\uae30\uc220 \ub3c4\uad6c\ub97c \uad6c\ud604\ud558\uace0 \uc0ac\uc6a9\ud558\ub294 \ub370 \uad00\ub828\ub41c \uc0ac\ub78c\ub4e4 \uc0ac\uc774\uc5d0\uc11c \uba85\ud655\ud55c \uad6c\ud604 \uacc4\ud68d \ubc0f \ud544\uc694\ud55c \uae30\uc220 \uad6c\ucd95\uc744 \ud3ec\ud568\ud55c \uc870\uc9c1 \uc9c0\uc6d0\uc744 \uad6c\ucd95\ud569\ub2c8\ub2e4.<\/li>\n<\/ul>\n\n<p>\uc774\ub7ec\ud55c \ubaa8\ub4e0 \uc810\uc740 \uc9c8\ubb38\uacfc \uc7a5\uc560\ubb3c\ub85c \uc774\uc5b4\uc9c8 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\n\uc804\uccb4\ub860\uc801 \uc811\uadfc \ubc29\uc2dd\uc744 \ud55c \ubc88\uc5d0 \uc804\ubd80 \uc544\ub2c8\uba74 \uc804\ubb34 \ub178\ub825\uacfc \ud63c\ub3d9\ud558\uba74 \ub9ce\uc740 \ubcf4\ud5d8\uc0ac\uac00 \uc811\uadfc \ubc29\uc2dd\uc744 \uc644\uc804\ud788 \ud3ec\uae30\ud558\uace0 \uc18c\uaddc\ubaa8 \uc2dc\uc2a4\ud15c\uc774\ub098 \ud504\ub85c\uc138\uc2a4\uc5d0 \ub300\ud55c \uc810\uc9c4\uc801\uc778 \ubcc0\uacbd\uc744 \uc120\ud638\ud558\uac8c \ub429\ub2c8\ub2e4. <\/p>\n\n<p>\uadf8\ub7ec\ub098 \uc810\uc9c4\uc801 \ubcc0\uacbd\uc740 \uc870\uc9c1 \uc804\uccb4\uc5d0 \ub3d9\uc77c\ud55c \uac00\uce58\ub97c \uad6c\ud604\ud560 \uc218 \uc5c6\uc2b5\ub2c8\ub2e4.\n\uc810\uc9c4\uc801 \ubcc0\ud654\ub294 \ud55c \uc601\uc5ed\uc5d0\uc11c \uc5c5\ubb34\uc758 \ud55c \uce21\uba74\uc744 \uac1c\uc120\ud560 \uc218 \uc788\uc9c0\ub9cc, \uc138 \uadf8\ub8f9 \ubaa8\ub450\uc758 \uc5c5\ubb34\ub97c \ub3d9\uc2dc\uc5d0 \uacf5\ud1b5\uc758 \ubaa9\ud45c\ub97c \ud5a5\ud574 \uc9c0\uc2dc\ud558\ub294 \ub370 \ucd08\uc810\uc744 \ub9de\ucd94\ub294 \uc194\ub8e8\uc158\uacfc \uac19\uc740 \ubc29\uc2dd\uc73c\ub85c \ubcf4\ud5d8 \uc9c1\uc6d0, \ub300\ub9ac\uc778 \ubc0f \ubcf4\ud5d8\uc0ac\ub97c \ud558\ub098\ub85c \ubaa8\uc73c\uc9c0\ub294 \uc54a\uc2b5\ub2c8\ub2e4. <\/p>\n\n<h3 class=\"wp-block-heading\">\uc544\ubb34\ub3c4 \ub0a8\uaca8\ub450\uc9c0 \ub9c8\uc138\uc694<\/h3>\n\n<p>\uc9c0\uae08\uae4c\uc9c0 \uc720\ud1b5 \ud504\ub85c\uc138\uc2a4\uc5d0 \uae30\uc220\uc744 \ud1b5\ud569\ud558\uae30 \uc704\ud55c \uc791\uc5c5\uc758 \ub300\ubd80\ubd84\uc740 \uace0\uac1d\uc5d0\uac8c \ucd08\uc810\uc744 \ub9de\ucd94\uc5c8\uc73c\uba70 \uc5ec\uae30\uc5d0\ub294 \uadf8\ub7f4\ub9cc\ud55c \uc774\uc720\uac00 \uc788\uc2b5\ub2c8\ub2e4.\n\ubcf4\ud5d8\uc0ac\uc5d0 \ub300\ud55c \uace0\uac1d\uc758 \uc2e0\ub8b0\ub294 \uc218\ub144 \ub3d9\uc548 \ub0ae\uc558\uc73c\uba70, \uace0\uac1d\ub4e4\uc774 \uac00\uc7a5 \ub9ce\uc774 \ubd88\ub9cc\uc744 \ud1a0\ub85c\ud55c \uac83 \uc911 \ud558\ub098\ub294 \ubcf4\ud5d8\uc0ac\uc640 \uc5d0\uc774\uc804\ud2b8\uac00 &#8220;\uac70\ub798\ud558\uae30 \uc5b4\ub835\ub2e4&#8221;\ub294 \uac83\uc774\uc5c8\ub2e4\uace0 IBM\uc758 <a href=\"https:\/\/www.ibm.com\/downloads\/cas\/AAV81JLZ\" target=\"_blank\" rel=\"noreferrer noopener\">Christian Bieck, Yoann Michaux \ubc0f Matthew Stremel<\/a> \uc740 \uc37c\uc2b5\ub2c8\ub2e4.\n\uadf8 \uacb0\uacfc, \ub9ce\uc740 \ubcf4\ud5d8\uc0ac\ub4e4\uc774 \uc6f9\uc0ac\uc774\ud2b8, \uc571, \ucc57\ubd07, \ub514\uc9c0\ud138 \uac00\uc0c1 \ube44\uc11c \ub4f1\uc744 \ucd94\uac00\ud558\ub294 \ub4f1 \uace0\uac1d \uc0c1\ud638 \uc791\uc6a9 \ucc44\ub110\uc744 \ud655\uc7a5\ud558\ub294 \ub370 \uccab \ubc88\uc9f8 \ub514\uc9c0\ud138 \ub178\ub825\uc744 \uae30\uc6b8\uc600\uc2b5\ub2c8\ub2e4.  <\/p>\n\n<p>\uc774\ub7ec\ud55c \ub178\ub825\uc5d0\ub3c4 \ubd88\uad6c\ud558\uace0 \uace0\uac1d\uc758 42%\ub294 \uc790\uc2e0\uc758 \ubcf4\ud5d8\uc0ac\ub97c \uc644\uc804\ud788 \uc2e0\ub8b0\ud558\uc9c0 \uc54a\ub294\ub2e4\uace0 Bieck, Michaux \ubc0f Stremel\uc740 \uc37c\uc2b5\ub2c8\ub2e4.\n\ubb38\uc81c\ub294 \uae30\uc220\uc774 \uace0\uac1d\uc744 \uc704\ud574 \ubb34\uc5c7\uc744 \ud558\uace0 \uc788\ub294\uc9c0\uac00 \uc544\ub2c8\ub77c \ubcf4\ud5d8\uc0ac\uc640 \uc5d0\uc774\uc804\ud2b8\ub97c \uc704\ud574 \ubb34\uc5c7\uc744 \ud558\uace0 \uc788\ub294\uc9c0, \ub610\ub294 \ubb34\uc5c7\uc744 \ud558\uc9c0 \ubabb\ud558\uace0 \uc788\ub294\uc9c0\uc5d0 \uc788\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n<p>AWS\uc758 <a href=\"https:\/\/aws.amazon.com\/blogs\/industries\/insurance-distribution-transformation-how-insurance-carriers-can-adapt-to-the-new-normal-with-aws\/\" target=\"_blank\" rel=\"noreferrer noopener\">Gurindar Singh, Akash Jain \ubc0f Antoine Boucerie<\/a> \ub294 \uace0\uac1d, \uc6b4\uc1a1\uc5c5\uccb4 \ubc0f \uc5d0\uc774\uc804\ud2b8\uac00 \uc2dc\ub108\uc9c0 \ud6a8\uacfc\ub97c \ubc1c\ud718\ud558\uae30 \uc704\ud574 &#8220;\ubcf4\ud5d8\uc0ac\ub294 \ub0b4\ubd80 \uc5ed\ub7c9\ubfd0\ub9cc \uc544\ub2c8\ub77c \uace0\uac1d\uacfc \uc720\ud1b5 \ud30c\ud2b8\ub108\ub97c \ud3ec\uad04\ud558\ub294 \uc804\uccb4\uc801\uc778 \ubc29\uc2dd\uc73c\ub85c \uc720\ud1b5 \uc804\ub7b5\uc744 \uc7ac\uac80\ud1a0\ud574\uc57c \ud55c\ub2e4&#8221;\uace0 \uc37c\uc2b5\ub2c8\ub2e4.\n\ubcf4\ud5d8\uc0ac\ub294 \uc774\ub7ec\ud55c \uc791\uc5c5\uc744 \ubcc4\uac1c\uc758 \ub178\ub825\uc73c\ub85c \ucde8\uae09\ud558\ub294 \ub300\uc2e0 \uace0\uac1d \uacbd\ud5d8, \uc720\ud1b5 \ud504\ub85c\uc138\uc2a4 \ubc0f \ub0b4\ubd80 \ub178\ub825\uc774 \uc911\ubcf5\ub418\ub294 \ubd80\ubd84\uc5d0 \uc9d1\uc911\ud574\uc57c \ud558\uba70, \ubaa8\ub4e0 \ucc38\uac00\uc790\uc758 \uc911\ubcf5 \uacbd\ud5d8\uc744 \ub3d9\uc2dc\uc5d0 \ud5a5\uc0c1\uc2dc\ud0a4\ub294 \uae30\uc220 \ubc0f \uae30\uc220 \uad6c\ud604\uc744 \uc120\ud0dd\ud574\uc57c \ud569\ub2c8\ub2e4 <\/p>\n\n<figure class=\"wp-block-image aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/coworkers-discussion-1024x683.jpg\" alt=\"&#xD68C;&#xC758;&#xC2E4;&#xC5D0;&#xC11C; &#xC11C;&#xB958; &#xC791;&#xC5C5;&#xC744; &#xD558;&#xB294; &#xBBF8;&#xC18C; &#xC9D3;&#xB294; &#xC0AC;&#xC5C5;&#xAC00;&#xB4E4; - &#xC9C1;&#xC6D0; &#xD68C;&#xC758;\" class=\"wp-image-11216\" srcset=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/coworkers-discussion-1024x683.jpg 1024w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/coworkers-discussion-300x200.jpg 300w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/coworkers-discussion-768x512.jpg 768w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/coworkers-discussion.jpg 1200w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n<h2 class=\"wp-block-heading\">\uae30\uc220\uc744 \uc804\ubb38 \ud30c\ud2b8\ub108\ub85c \uc804\ud658<\/h2>\n\n<p>\ubcf4\ud5d8 \uc804\ubb38\uac00, \uc124\uacc4\uc0ac \ubc0f \uae30\uc220 \uc804\ubb38\uac00 \ubaa8\ub450\uac00 \uadc0\uc911\ud55c \uc9c0\uc2dd\uacfc \uacbd\ud5d8\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4.\n\uae30\uc220 \ub3c4\uad6c\ub294 \ub610\ud55c \ud300\uc5d0 \uadc0\uc911\ud55c \uae30\ub2a5\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4.\n\uae30\uc220 \ud30c\ud2b8\ub108\uc2ed\uc744 \uac1c\uc120\ud558\uace0 \uac01 \ucc38\uac00\uc790\uac00 \uc804\uccb4\uc5d0 \ucd94\uac00\ud558\ub294 \uac83\uc744 \uc774\ud574\ud568\uc73c\ub85c\uc368 \ubcf4\ud5d8\uc0ac\ub294 \uc720\ud1b5\uc5d0 \ub300\ud55c \uc790\uc2e0\uc758 \uc791\uc5c5\uacfc \uc5d0\uc774\uc804\ud2b8\uc758 \ub178\ub825\uc744 \ud5a5\uc0c1\uc2dc\ud0a4\ub294 \uae30\uc220\uc744 \ucc3e\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4.  <\/p>\n\n<p>\ubcf4\ud5d8\uc0ac\uac00 \uae30\uc220 \ud30c\ud2b8\ub108\uc2ed\uc744 \uac1c\uc120\ud560 \uc218 \uc788\ub294 \ud55c \uac00\uc9c0 \ubc29\ubc95\uc740 \uace0\uac1d\uc744 \ub354 \uae4a\uc774 \uc774\ud574\ud560 \uc218 \uc788\uace0 \uc5ec\ub7ec \uc77c\uc0c1\uc801\uc778 \uc791\uc5c5\uc744 \uc790\ub3d9\ud654\ud558\ub294 \uae30\uc220\uc744 \uc120\ud0dd\ud558\ub294 \uac83\uc774\ub77c\uace0 McKinsey \ub9c8\ub4dc\ub9ac\ub4dc \uc0ac\ubb34\uc18c\uc758 \ud30c\ud2b8\ub108\uc778 <a href=\"https:\/\/www.mckinsey.com\/industries\/financial-services\/our-insights\/insurance\/women-in-insurance-leading-voices-on-trends-affecting-insurers\/shaping-digital-insurance-distribution-with-yolanda-zonno\" target=\"_blank\" rel=\"noreferrer noopener\">Yolanda Zonno<\/a>\ub294 \ub9d0\ud569\ub2c8\ub2e4.\nZonno\ub294 \uc774\ub7ec\ud55c \uad6c\ud604\uc744 \ud1b5\ud574 &#8220;\ubcf4\ud5d8\uc0ac\uac00 \uc2e4\uc2dc\uac04 \uc758\uc0ac \uacb0\uc815\uacfc \uc138\ubd84\ud654\ub41c \ud0c0\uac9f\ud305\uc744 \uc704\ud574 \ub370\uc774\ud130\uc640 \ubd84\uc11d\uc744 \ud65c\uc6a9\ud558\uace0 \uc18d\ub3c4, \uc634\ub2c8\ucc44\ub110 \uc804\ubb38\uc131 \ubc0f \ud601\uc2e0\uc744 \ucd09\uc9c4\ud558\ub294 \uae30\ub2a5\uacfc \uc6b4\uc601 \ubaa8\ub378\uc744 \ub9c8\ub828\ud560 \uc218 \uc788\ub2e4&#8221;\uace0 \ub9d0\ud569\ub2c8\ub2e4. <\/p>\n\n<p>\ub610\ud55c \uc62c\ubc14\ub978 \uae30\uc220\uc740 \uace0\uac1d\uc758 \uc694\uad6c\uc640 \uc9c1\uc811\uc801\uc778 \uad00\ub828\uc774 \uc5c6\ub294 \uc77c\uc0c1\uc801\uc778 \ubcf4\ud5d8 \uc5c5\ubb34\ub97c \uac1c\uc120\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\n\uc608\ub97c \ub4e4\uc5b4, \uc778\uacf5 \uc9c0\ub2a5\uc744 \ud1b5\ud574 \ubcf4\ud5d8\uc0ac\ub294 AI \uc9c0\uc6d0 \ub370\uc774\ud130 \ubd84\uc11d\uc744 \uc0ac\uc6a9\ud558\uc5ec \uc778\uc218 \ubc0f \ubc30\ud3ec\uc5d0\uc11c \uccad\uad6c \ubc0f \uace0\uac1d \uc720\uc9c0\uc5d0 \uc774\ub974\uae30\uae4c\uc9c0 \uc804\uccb4 \ubcf4\ud5d8 \ud504\ub85c\uc138\uc2a4\ub97c \ud5a5\uc0c1\uc2dc\ud0a4\ub294 \uc9c0\ub2a5\ud615 \uc6cc\ud06c\ud50c\ub85c\uc6b0\ub97c \ub9cc\ub4e4 \uc218 \uc788\ub2e4\uace0 IBM\uc758 <a href=\"https:\/\/www.ibm.com\/blogs\/services\/2021\/05\/18\/four-ways-insurance-companies-are-improving-their-customer-experience\/\" target=\"_blank\" rel=\"noreferrer noopener\">Yoann Michaux<\/a> \ub294 \ub9d0\ud569\ub2c8\ub2e4. <\/p>\n\n<p>\uc608\ub97c \ub4e4\uc5b4, \ud1b5\ud569 \uc2dc\uc2a4\ud15c \ubc0f \ud50c\ub7ab\ud3fc\uc744 \ud1b5\ud574 \uc5d0\uc774\uc804\ud2b8\ub294 \uace0\uac1d\uc758 \ubcf4\ud5d8 \uacac\uc801 \uac80\uc0c9\uacfc \uac19\uc774 \ubcf4\ud5d8\uc0ac\uc5d0 \ub300\ud55c \uace0\uac1d\uc758 \uc774\uc804 \uc5f0\uacb0\uc744 \ubcfc \uc218 \uc788\uc2b5\ub2c8\ub2e4.\n\uc774\ub7ec\ud55c \uc2dc\uc2a4\ud15c \ub0b4\uc5d0\uc11c \uc5d0\uc774\uc804\ud2b8\ub294 \uacac\uc801\uc744 \ud655\uc778\ud558\uace0, \uace0\uac1d\uc744 \uc704\ud55c \uac1c\uc778\ud654\ub41c \uc635\uc158\uc73c\ub85c \uc218\uc815\ud558\uace0, \uace0\uac1d\uc774 \uc804\ud654\ub97c \ub04a\uc9c0 \uc54a\uace0\ub3c4 \ub514\uc9c0\ud138 \ubc29\uc2dd\uc73c\ub85c \uad6c\ub9e4\ub97c \uc644\ub8cc\ud560 \uc218 \uc788\ub3c4\ub85d \ud560 \uc218 \uc788\ub2e4\uace0 Michaux\ub294 \uc124\uba85\ud569\ub2c8\ub2e4. <\/p>\n\n<p>\ud1b5\ud569 \uae30\uc220\uc744 \ud1b5\ud574 \uc0c1\ub2f4\uc6d0\uc740 \ub514\uc9c0\ud138 \ucc44\ub110\uacfc \uae30\uc874 \ucc44\ub110 \ubaa8\ub450\uc5d0\uc11c \uc6d0\ud65c\ud558\uac8c \uc791\uc5c5\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\n\ubcf4\ud5d8 \ub300\ub9ac\uc810 \uc5c5\ubb34\uc758 \ubbf8\ub798\uc640 \uad00\ub828\ud558\uc5ec \uc885\uc885 \ubb18\uc0ac\ub418\ub294 \uc774 \uc18c\uc704 &#8220;\ud558\uc774\ube0c\ub9ac\ub4dc \uc124\uacc4\uc0ac&#8221;\ub294 \uace0\uac1d\uc774 \ubcf4\ud5d8 \ub300\ub9ac\uc810\uc5d0 \uc5f0\ub77d\ud560 \ub54c \uc5f0\ub77d\ud558\uae30\ub97c \uae30\ub300\ud558\ub294 \uc0ac\ub78c\uc774 \uc810\uc810 \ub354 \ub9ce\uc544\uc9c0\uace0 \uc788\ub2e4\uace0 Bain &amp; Company\uc758 <a href=\"https:\/\/www.bain.com\/insights\/insurance-agent-digital-shake-up\/\" target=\"_blank\" rel=\"noreferrer noopener\">Henrik Naujoks<\/a> \uc640 \ub3d9\ub8cc \uc5f0\uad6c\uc6d0\ub4e4\uc740 \ub9d0\ud569\ub2c8\ub2e4. <\/p>\n\n<p>\ud558\uc774\ube0c\ub9ac\ub4dc \uc5d0\uc774\uc804\ud2b8\uc758 \ub77c\uc778\uc744 \ub530\ub77c \ubcf4\ud5d8 \ud68c\uc0ac\ub294 \uc2a4\uc2a4\ub85c\ub97c \ud558\uc774\ube0c\ub9ac\ub4dc \ubcf4\ud5d8\uc0ac\ub85c, \uc9c1\uc6d0\uc744 \ud558\uc774\ube0c\ub9ac\ub4dc \ud300 \uad6c\uc131\uc6d0\uc73c\ub85c \uc0dd\uac01\ud558\ub294 \uac83\uc774 \uc88b\uc2b5\ub2c8\ub2e4.\n\ud558\uc774\ube0c\ub9ac\ub4dc\ud654\ub294 \ubcf4\ud5d8 \uc720\ud1b5\uc5d0 \ucc38\uc5ec\ud558\ub294 \uc778\uac04\uc758 \uc804\ubb38\uc131, \uae30\uc220\uc758 \ub2a5\ub825, \uae30\uc220 \ud30c\ud2b8\ub108\uc758 \uc804\ubb38\uc131\uc774 \uc870\ud654\ub97c \uc774\ub8e8\ub3c4\ub85d \uac00\uce58\ub97c \uc870\uc815\ud558\ub294 \ub370 \uc788\uc73c\uba70, \uc774\ub97c \ud1b5\ud574 \ubcf4\ud5d8 \uc720\ud1b5 \ud504\ub85c\uc138\uc2a4 \uc804\ubc18\uc5d0 \uac78\uccd0 \ud61c\ud0dd\uacfc \ub9cc\uc871\ub3c4\ub97c \ubc30\uac00\uc2dc\ud0a4\ub294 \ubc18\ud5a5\uc744 \uc774\ub04c\uc5b4\ub0c5\ub2c8\ub2e4. <\/p>\n\n<p><em>\uc774\ubbf8\uc9c0 \uc791\uc131\uc790: nenetus\/\u00a9123RF.com, kantver\/\u00a9123RF.com, blueskyimage\/\u00a9123RF.com<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\ubcf4\ud5d8 \uc5c5\uacc4\uc758 \ub9ce\uc740 \ubaa9\uc18c\ub9ac\ub294 \uc0c8\ub85c\uc6b4 \uae30\uc220\uc758 \ucc3d\ucd9c\uacfc \uc801\uc6a9\uc744 \ud1b5\ud574 \uc804\ud1b5\uc801\uc778 \ubcf4\ud5d8 \ud504\ub85c\uc138\uc2a4\uc758 \uc9c0\uac01 \ubcc0\ub3d9\uc744 \uc608\uce21\ud574 \uc654\uc73c\uba70 \uacc4\uc18d\ud574\uc11c \uc608\uce21\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ub9e5\ud0a8\uc9c0(McKinsey)\uc758 \ud06c\ub9ac\uc2dc \ud06c\ub9ac\uc288\ub098\uce78\ud0c4(Krish Krishnakanthan )\uacfc \ub3d9\ub8cc \uc5f0\uad6c\uc6d0\ub4e4\uc774 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[&hellip;]<\/p>\n","protected":false},"featured_media":11242,"template":"","insight-category":[],"class_list":["post-18810","insight","type-insight","status-publish","has-post-thumbnail","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/insight\/18810","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/insight"}],"about":[{"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/types\/insight"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/media\/11242"}],"wp:attachment":[{"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/media?parent=18810"}],"wp:term":[{"taxonomy":"insight-category","embeddable":true,"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/insight-category?post=18810"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}