{"id":18577,"date":"2024-09-19T20:50:55","date_gmt":"2024-09-20T01:50:55","guid":{"rendered":"https:\/\/bolttech.io\/insight\/2022%eb%85%84-4%eb%b6%84%ea%b8%b0-%eb%b3%b4%ed%97%98%ec%9a%a9-ai-%ed%8a%b8%eb%a0%8c%eb%93%9c\/"},"modified":"2024-09-19T20:50:58","modified_gmt":"2024-09-20T01:50:58","slug":"2022%eb%85%84-4%eb%b6%84%ea%b8%b0-%eb%b3%b4%ed%97%98%ec%9a%a9-ai-%ed%8a%b8%eb%a0%8c%eb%93%9c","status":"publish","type":"insight","link":"https:\/\/bolttech.io\/ko\/insights\/2022%eb%85%84-4%eb%b6%84%ea%b8%b0-%eb%b3%b4%ed%97%98%ec%9a%a9-ai-%ed%8a%b8%eb%a0%8c%eb%93%9c\/","title":{"rendered":"2022\ub144: 4\ubd84\uae30 \ubcf4\ud5d8\uc6a9 AI \ud2b8\ub80c\ub4dc"},"content":{"rendered":"\n<p>\ubcf4\ud5d8\uc740 \uc2dc\uac04\uacfc \uae30\uc220\uc774 \ubcc0\ud654\ud568\uc5d0 \ub530\ub77c \uc218\uc138\uae30 \ub3d9\uc548 \uad73\uac74\ud788 \uc790\ub9ac\ub97c \uc9c0\ucf1c \uc654\uc2b5\ub2c8\ub2e4.\n\uc624\ub298\ub0a0 \ubcf4\ud5d8 \uc0b0\uc5c5\uc740 \uc9c4\ud589 \uc911\uc778 \ub514\uc9c0\ud138 \ud601\uba85\uc5d0 \ub300\uc751\ud558\uc5ec \ube60\ub974\uac8c \ubcc0\ud654\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.\nAI\ub294 \ubcf4\ud5d8 \uc0b0\uc5c5\uc744 \uac15\ud0c0\ud55c \ub514\uc9c0\ud138 \ud30c\uad34\uc758 \ud55c \ud615\ud0dc\uc785\ub2c8\ub2e4.  <\/p>\n\n<p><a href=\"https:\/\/onlinelibrary.wiley.com\/doi\/abs\/10.1111\/rmir.12111\" target=\"_blank\" rel=\"noreferrer noopener\">\ucf00\ube48 \ucf08\ub9ac(Kevin H. Kelley<\/a>)\uc640 \ub3d9\ub8cc \uc800\uc790\ub4e4\uc740 2018\ub144 \ub9ac\uc2a4\ud06c \uad00\ub9ac \ubc0f \uc778\uc288\uc5b4\ub7f0\uc2a4 \ub9ac\ubdf0(Risk Management and Insurance Review)\uc5d0 \uae30\uace0\ud55c \uae00\uc5d0\uc11c &#8220;\uc778\uacf5 \uc9c0\ub2a5(AI)\uc740 \uad00\uacc4\ub97c \ubcc0\ud654\uc2dc\ud0a4\uace0, \ube44\uc988\ub2c8\uc2a4 \ud50c\ub7ab\ud3fc\uc744 \uc7ac\ucc3d\uc870\ud558\uace0, \uc228\uaca8\uc9c4 \ub370\uc774\ud130\ub97c \ud655\uc7a5\ud568\uc73c\ub85c\uc368 \ubcf4\ud5d8 \uc0b0\uc5c5\uc758 \uac00\uce58 \uc0ac\uc2ac\uc744 \uac15\ud654\ud560 \uc218 \uc788\ub294 \ub2a5\ub825\uc744 \uac00\uc9c0\uace0 \uc788\ub2e4&#8221;\uace0 \uc37c\uc2b5\ub2c8\ub2e4.<\/p>\n\n<p>\ubcf4\ud5d8\uc5d0 \ub300\ud55c AI\uc758 \ud601\uc2e0\uc801\uc778 \ub2a5\ub825\uc5d0 \ub300\ud55c \ub9ce\uc740 \uc57d\uc18d\uc774 \ub3cc\uc558\uc2b5\ub2c8\ub2e4.\n\uc778\uacf5 \uc9c0\ub2a5\uc758 \uc2e4\uc81c \ubc1c\uc804\uc740 \ub354 \ub290\ub838\uc9c0\ub9cc \uc778\uacf5 \uc9c0\ub2a5\uc740 \uc2e4\uc81c\ub85c \ubcf4\ud5d8\uc0ac\uac00 \uc720\ud1b5 \ubc0f \uace0\uac1d \uad00\uacc4\uc5d0 \uc811\uadfc\ud558\ub294 \ubc29\uc2dd\uc744 \ubcc0\ud654\uc2dc\ud0a4\uace0 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n<h2 class=\"wp-block-heading\">\uc778\uacf5 \uc9c0\ub2a5 \ubc0f \ubcf4\ud5d8 \uc720\ud1b5<\/h2>\n\n<p>\uc778\uacf5 \uc9c0\ub2a5\uc774 2022\ub144\uc5d0 \ubcf4\ud5d8 \uc5c5\uacc4\uc5d0 \uac11\uc790\uae30 \ub4f1\uc7a5\ud55c \uac83\uc740 \uc544\ub2d9\ub2c8\ub2e4.\n\uc624\ud788\ub824, \ubcf4\ud5d8 \ub3c4\uad6c\ub85c\uc11c\uc758 \uc131\uc7a5\uc740 \ubcf4\ud5d8, \uad00\ub828 \uc0b0\uc5c5 \ubc0f \uace0\uac1d\uc758 \uc77c\uc0c1 \uc0dd\ud65c\uc5d0\uc11c \ub370\uc774\ud130 \ubc0f \ub514\uc9c0\ud138 \uae30\uc220\uc5d0 \ub300\ud55c \uc758\uc874\ub3c4\uac00 \uc99d\uac00\ud558\ub294 \uac83\uacfc \ud3c9\ud589\uc744 \uc774\ub8e8\uace0 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n<p>2017\ub144 <a href=\"https:\/\/www.researchgate.net\/profile\/Naman-Kumar-3\/publication\/337305024_Artificial_Intelligence_in_Insurance_Sector\/links\/5dd00e33a6fdcc7e138761cc\/Artificial-Intelligence-in-Insurance-Sector.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">\ub098\ub9cc \ucfe0\ub9c8\ub974(Naman Kumar), \uc790\uc580\ud2b8 \ub370\ube0c \uc2a4\ub9ac\ubc14\uc2a4\ud0c0\ubc14(Jayant Dev Srivastava), \ud558\ub974\uc2ef \ube44\uc288\ud2b8(Harshit Bisht<\/a> ) \uc5f0\uad6c\uc6d0\uc740 &#8220;AI\ub294 \ube44\uc988\ub2c8\uc2a4 \uc0c1\ud638 \uc791\uc6a9, \uac1c\uc778 \uc0dd\ud65c, \uacf5\uacf5 \uc0dd\ud65c\uc758 &#8216;\ub370\uc774\ud130\ud654&#8217;\uac00 \uacc4\uc18d \uc99d\uac00\ud568\uc5d0 \ub530\ub77c \uc131\uc7a5\ud558\uace0 \uc788\ub2e4&#8221;\uace0 \ubc1d\ud614\uc2b5\ub2c8\ub2e4.\n5\ub144\uc774 \uc9c0\ub09c \uc9c0\uae08, \uc778\uac04\uc758 \ube44\uc988\ub2c8\uc2a4\uc640 \uac1c\uc778\uc801 \ub178\ub825\uc73c\ub85c \uc0dd\uc131\ub41c \ub370\uc774\ud130\ub294 \uacc4\uc18d\ud574\uc11c \ud3ed\ubc1c\uc801\uc73c\ub85c \uc99d\uac00\ud558\uace0 \uc788\uc73c\uba70, \uc778\uacf5 \uc9c0\ub2a5\uc758 \ud544\uc694\uc131\uacfc \uc0ac\uc6a9\ub3c4 \uc99d\uac00\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n<p>\uc778\uacf5 \uc9c0\ub2a5\uc740 \uc9c0\ub09c \uc218\uc2ed \ub144 \ub3d9\uc548 \uba87 \uac00\uc9c0 \ub354 \uc9d1\uc911\uc801\uc778 \ub3c4\uad6c\uc640 \uc560\ud50c\ub9ac\ucf00\uc774\uc158\uc73c\ub85c \ubc1c\uc804\ud588\uc2b5\ub2c8\ub2e4.\nAI\ub294 \uba38\uc2e0 \ub7ec\ub2dd(ML) \ubc0f \ub525 \ub7ec\ub2dd(DL)\uacfc \ud568\uaed8 \ubcf4\ud5d8 \ubd84\ubc30\ub97c \uac1c\uc120\ud560 \uc218 \uc788\ub294 \uc138 \uac00\uc9c0 \uac15\ub825\ud55c \ubc29\ubc95\uc744 \uc81c\uacf5\ud55c\ub2e4\uace0 McKinsey\uc758 <a href=\"https:\/\/www.mckinsey.com\/industries\/financial-services\/our-insights\/insurance-2030-the-impact-of-ai-on-the-future-of-insurance\" target=\"_blank\" rel=\"noreferrer noopener\">Ramnath Balasubramanian, Ari Libarikian \ubc0f Doug McElhaney<\/a> \ub294 \ub9d0\ud569\ub2c8\ub2e4. <\/p>\n\n<ul class=\"wp-block-list\">\n<li><strong>\uc778\uacf5 \uc9c0\ub2a5\uc740<\/strong> \uae30\uacc4\uac00 \ud559\uc2b5, \ud328\ud134 \ubc1c\uacac \ubc0f \uc608\uce21\uacfc \uac19\uc740 \uc778\uac04\uc758 \uc778\uc9c0 \uae30\ub2a5\uc744 \ubaa8\ubc29\ud558\ub294 \ubaa8\ub4e0 \ubc29\ubc95\uc744 \uc124\uba85\ud569\ub2c8\ub2e4.<\/li>\n\n\n\n<li><strong>\uba38\uc2e0 \ub7ec\ub2dd<\/strong> \uc740 \ub2e4\uc591\ud55c \ubc29\uc2dd\uc73c\ub85c \ub370\uc774\ud130 \uc785\ub825\uc744 \uc815\ub82c\ud558\uace0 \uc751\ub2f5\ud558\ub3c4\ub85d \uc54c\uace0\ub9ac\uc998\uc744 \ud6c8\ub828\uc2dc\ud0a4\ub294 AI\uc758 \ud559\uc2b5\uacfc \uc720\uc0ac\ud55c \ub2a5\ub825\uc5d0 \uc911\uc810\uc744 \ub461\ub2c8\ub2e4.\nML\uc740 \uae30\uc874 \ub370\uc774\ud130\ub97c \uae30\ubc18\uc73c\ub85c \uc608\uce21\uc744 \uc218\ud589\ud558\ub294 \uc791\uc5c5\ub3c4 \uc218\ud589\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. <\/li>\n\n\n\n<li><strong>\ub525 \ub7ec\ub2dd<\/strong> \uc740 \ub370\uc774\ud130 \ubaa8\ub378\uc5d0\uc11c \ucd94\uc0c1\ud654\ub97c \uc0dd\uc131\ud558\ub294 ML\uc758 \ub2a5\ub825\uc744 \ub354\uc6b1 \ucd94\ucd9c\ud569\ub2c8\ub2e4.\nDL\uc740 \uc885\uc885 \uc2e0\uacbd\ub9dd\uc744 \uc0ac\uc6a9\ud558\uc5ec \ub2e4\uc591\ud55c \ud2c8\uc0c8 AI \uc54c\uace0\ub9ac\uc998\uc744 \ud568\uaed8 \uc5f0\uacb0\ud558\uc5ec \ub1cc \uae30\ub2a5\uc744 \ubcf5\uc0ac\ud569\ub2c8\ub2e4. <\/li>\n<\/ul>\n\n<p>\uc77c\uc0c1\uc801\uc778 \ubcf4\ud5d8 \ubc30\ud3ec\uc5d0\uc11c \uc774\ub7ec\ud55c \ub3c4\uad6c\ub294 \ub2e4\uc591\ud55c \ud615\ud0dc\ub85c \ub098\ud0c0\ub0a0 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\n\ud55c \uac00\uc9c0 \uc608\ub294 \uace0\uac1d\uacfc \uc5f0\uacb0\ud558\ub294 \ub370 \uc0ac\uc6a9\ub418\ub294 \ucee4\ubba4\ub2c8\ucf00\uc774\uc158 \ub3c4\uad6c\uc785\ub2c8\ub2e4.\nAI \uc9c0\uc6d0 \ucc57\ubd07\uc740 \uace0\uac1d \uad00\uacc4\ub97c \uad6c\ucd95\ud558\uc5ec \uac00\uce58 \ucc3d\ucd9c\uc744 \uc9c0\uc6d0\ud558\ub294 \ud55c \uac00\uc9c0 \ubc29\ubc95\uc744 \uc81c\uacf5\ud55c\ub2e4\uace0 <a href=\"https:\/\/www.emerald.com\/insight\/content\/doi\/10.1108\/IJBM-01-2017-0015\/full\/html\" target=\"_blank\" rel=\"noreferrer noopener\">Mikko Riikkinen<\/a> \uacfc \ub3d9\ub8cc \uc5f0\uad6c\uc6d0\ub4e4\uc740 International Journal of Bank Marketing\uc758 \uae30\uc0ac\uc5d0\uc11c \uc124\uba85\ud569\ub2c8\ub2e4.  <\/p>\n\n<p>\uc778\uacf5 \uc9c0\ub2a5\uc740 \uace0\uac1d\uc758 \ub2e8\uc5b4 \uc120\ud0dd\uacfc \uc751\ub2f5 \ub0b4\uc6a9\uc5d0 \uc801\uc751\ud560 \uc218 \uc788\uc73c\ubbc0\ub85c \ucc57\ubd07\uc774 \ube60\ub974\uace0 \uc790\uc5f0\uc2a4\ub7fd\uac8c \uc815\ubcf4\ub97c \uc218\uc9d1\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\n\uadf8\ub7f0 \ub2e4\uc74c \ucc57\ubd07\uc740 \uc774 \uc815\ubcf4\ub97c \uc0c1\ub2f4\uc6d0\uc774\ub098 \uace0\uac1d \uc11c\ube44\uc2a4 \ub2f4\ub2f9\uc790\uc5d0\uac8c \uc804\ub2ec\ud558\uc5ec \ub300\ud654\ub97c \uacc4\uc18d\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n<p>\ub610\ud55c \uba38\uc2e0 \ub7ec\ub2dd\uacfc \ub525 \ub7ec\ub2dd\uc740 \uc704\ud5d8 \ubc0f \uc190\uc2e4 \ub370\uc774\ud130\ub97c \ubd84\uc11d\ud558\uace0, \uac00\ub2a5\uc131\uacfc \uac00\ub2a5\uc131\uc744 \ubaa8\ub378\ub9c1\ud558\uace0, \ubcf4\ud5d8\uc5d0 \uc811\uadfc\ud558\ub294 \uc0c8\ub85c\uc6b4 \ubc29\ubc95\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4.\n\ubcf4\ud5d8\uc5c5\uc790\uac00 \ubcf4\ub2e4 \ubbf8\ubb18\ud55c \uc758\uc0ac \uacb0\uc815\uc744 \uc704\ud574 \uc774 \ub370\uc774\ud130\ub97c \ud1b5\ud569\ud568\uc5d0 \ub530\ub77c \uc190\uc2e4 \ubc29\uc9c0 \ubc0f \uace0\uac1d \ubcf4\ud638\uc758 \uc0c8\ub85c\uc6b4 \uc601\uc5ed\uc774 \uc5f4\ub9bd\ub2c8\ub2e4. <\/p>\n\n<figure class=\"wp-block-image aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"682\" src=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/focused-work-on-laptop-1024x682.jpg\" alt=\"\" class=\"wp-image-11518\" srcset=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/focused-work-on-laptop-1024x682.jpg 1024w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/focused-work-on-laptop-300x200.jpg 300w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/focused-work-on-laptop-768x511.jpg 768w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/focused-work-on-laptop.jpg 1200w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n<h2 class=\"wp-block-heading\">AI\uc758 \ub2e4\uc74c \ubc29\ud5a5\uc740 \ubb34\uc5c7\uc77c\uae4c\uc694?<\/h2>\n\n<p>\uc778\uacf5 \uc9c0\ub2a5\uc5d0 \ub300\ud55c \uc5f0\uad6c\ub294 AI\uac00 \ud604\uc7ac \uc0c1\ud669\uc774\ub098 \uacfc\uac70 \ub370\uc774\ud130 \uc138\ud2b8\ub97c \uc870\uc0ac\ud558\ub294 \ub370 \uac00\uce58\ub97c \uc81c\uacf5\ud560 \ubfd0\ub9cc \uc544\ub2c8\ub77c \uacfc\uac70 \uc815\ubcf4\ub97c \uae30\ubc18\uc73c\ub85c \ubbf8\ub798 \uc774\ubca4\ud2b8\uc5d0 \ub300\ud55c \uc608\uce21\uc744 \ud560 \uc218 \uc788\uc74c\uc744 \uc2dc\uc0ac\ud569\ub2c8\ub2e4.<\/p>\n\n<p>\ubcf4\ud5d8\uc740 \uc624\ub7ab\ub3d9\uc548 \uc774\uc804 \uc190\uc2e4\uc5d0 \ub300\ud55c \uc815\ubcf4\ub97c \uae30\ubc18\uc73c\ub85c \uc7a0\uc7ac\uc801 \uc704\ud5d8\uc744 \ud574\uacb0\ud558\ub294 \uc0ac\uc5c5\uc744 \ud574\uc654\uc2b5\ub2c8\ub2e4.\n\uadf8\ub7ec\ub098 \uc218 \uc138\uae30 \ub3d9\uc548 \uc8fc\uc694 \ucd08\uc810\uc740 \uc190\uc2e4 \ubcf4\uc0c1\uc5d0 \uba38\ubb3c\ub7ec \uc788\uc5c8\uc2b5\ub2c8\ub2e4. <\/p>\n\n<p>2021\ub144 \uc81c\ub124\ubc14 \ud398\uc774\ud37c\uc2a4(The Geneva Papers on Risk and Insurance)\uc5d0 \uc2e4\ub9b0 \uae30\uc0ac\uc5d0\uc11c <a href=\"https:\/\/link.springer.com\/article\/10.1057\/s41288-020-00201-7\" target=\"_blank\" rel=\"noreferrer noopener\">\ub9c8\ud2f4 \uc5d8\ub9c1(Martin Eling), \ub2e4\ube44\ub370 \ub204\uc5d0\uc2ac\ub808(Davide Nuessle), \uc904\ub9ac\uc548 \uc2a4\ud0c0\uc6b0\ube14\ub9ac(Julian Staubli<\/a> )\ub294 \ubcf4\ud5d8\uc5d0\uc11c AI\uac00 \ubcf4\ud3b8\ud654\ub428\uc5d0 \ub530\ub77c &#8220;\ubcf4\ud5d8 \ube44\uc988\ub2c8\uc2a4 \ubaa8\ub378\uc774 \uc190\uc2e4 \ubcf4\uc0c1\uc5d0\uc11c \uc190\uc2e4 \uc608\uce21 \ubc0f \uc608\ubc29\uc73c\ub85c \uc804\ud658\ub420 \uac83&#8221;\uc774\ub77c\uace0 \uc37c\uc2b5\ub2c8\ub2e4.\n\uc5c5\uacc4\uc758 \ucd08\uc810\uc774 \uc774\ub3d9\ud568\uc5d0 \ub530\ub77c \ubcf4\ud5d8\uc0ac\ub294 \ube44\uc6a9\uc744 \uc808\uac10\ud558\ub294 \ub3d9\uc2dc\uc5d0 \uace0\uac1d\uc758 \uac00\uce58\ub97c \uc720\uc9c0\ud558\uac70\ub098 \ub192\uc77c \uc218 \uc788\ub294 \uc0c8\ub85c\uc6b4 \ubc29\ubc95\uc744 \ubc1c\uacac\ud558\uac8c \ub420 \uac83\uc785\ub2c8\ub2e4. <\/p>\n\n<p>\uc190\uc2e4 \ubc29\uc9c0\uc5d0 \ub300\ud55c \ucd08\uc810\uc5d0\ub294 \uace0\uac1d \ud589\ub3d9\uc5d0 \ub300\ud55c \ucd08\uc810\uc774 \ud3ec\ud568\ub429\ub2c8\ub2e4.\nAI\ub294 \ub610\ud55c \uace0\uac1d\uc758 \uc758\uc0ac \uacb0\uc815\uc744 \ubd84\uc11d\ud558\uace0 \uc774\ud574\ud558\ub294 \ub2e4\ub978 \ubc29\ubc95\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4. <\/p>\n\n<p>\uc608\ub97c \ub4e4\uc5b4, 2020\ub144 Risks\uc5d0 \ubc1c\ud45c\ub41c \uc5f0\uad6c\uc5d0\uc11c\ub294 &#8220;\uace0\uac1d\uc774 \uc190\ud574 \ubcf4\ud5d8\uc5d0 \uac00\uc785\ud558\uac70\ub098 \ud3ec\uae30\ud558\ub294 \uc774\uc720\ub97c \uc124\uba85\ud558\uae30 \uc704\ud574 \uc0ac\uc6a9\ud560 \uc218 \uc788\ub294 AI \ubaa8\ub378&#8221;\uc5d0 \ub300\ud574 <a href=\"https:\/\/www.mdpi.com\/2227-9091\/8\/4\/137\" target=\"_blank\" rel=\"noreferrer noopener\">\uc124\uba85\ud569\ub2c8\ub2e4.<\/a>\n\uc774 \ubaa8\ub378\uc740 \uace0\uac1d \ud589\ub3d9\uc5d0 \ub300\ud55c \uc815\ubcf4\ub97c \uc2e4\uc2dc\uac04\uc73c\ub85c \uc218\uc9d1\ud560 \uc218 \uc788\uc73c\ubbc0\ub85c \uc0c1\ub2f4\uc6d0\uacfc \uace0\uac1d \uc11c\ube44\uc2a4 \ub2f4\ub2f9\uc790\uac00 \uace0\uac1d\uc758 \uc694\uad6c \uc0ac\ud56d\uc744 \uc989\uc2dc \ub354 \uc798 \uc774\ud574\ud558\uace0 \ud574\uacb0\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n<p>\ub9ce\uc740 \ubcf4\ud5d8 \ud68c\uc0ac\ub4e4\uc740 \uc774\ubbf8 AI\uac00 \uadf8 \ub300\uac00\ub97c \uce58\ub974\uace0 \uc788\ub2e4\uace0 \ubcf4\uace0\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.\nPwC\uac00 \ubcf4\ud5d8 \uc784\uc6d0\uc744 \ub300\uc0c1\uc73c\ub85c \uc2e4\uc2dc\ud55c \uc124\ubb38\uc870\uc0ac\uc5d0 \ub530\ub974\uba74 \ub2e4\uc74c\uacfc \uac19\uc740 \uacb0\uacfc\uac00 \ub098\uc654\uc2b5\ub2c8\ub2e4. <\/p>\n\n<ul class=\"wp-block-list\">\n<li><strong>65%<\/strong> \ub294 AI\uac00 \uc774\ubbf8 \ub354 \ub098\uc740 \uace0\uac1d \uacbd\ud5d8\uc744 \ucc3d\ucd9c\ud558\ub294 \ub370 \ub3c4\uc6c0\uc744 \uc8fc\uace0 \uc788\ub2e4\uace0 \ub9d0\ud569\ub2c8\ub2e4.<\/li>\n\n\n\n<li><strong>49%<\/strong> \ub294 AI\uac00 \ub0b4\ubd80 \uc758\uc0ac \uacb0\uc815\uc744 \uac1c\uc120\ud55c\ub2e4\uace0 \ub2f5\ud588\uc2b5\ub2c8\ub2e4.<\/li>\n\n\n\n<li><strong>47%<\/strong> \ub294 AI \uc0ac\uc6a9\uc73c\ub85c \ud6a8\uc728\uc131, \uc0dd\uc0b0\uc131 \ub610\ub294 \ube44\uc6a9 \uc808\uac10\uc774 \ud5a5\uc0c1\ub418\uc5c8\ub2e4\uace0 \ubcf4\uace0\ud588\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ul>\n\n<p>\ud604\uc7ac \ud61c\ud0dd\uc744 \ubabb\ud558\uace0 \uc788\ub294 \ubcf4\ud5d8 \uc784\uc6d0\ub4e4 \uc0ac\uc774\uc5d0\uc11c\ub3c4 AI\uc5d0 \ub300\ud55c \uc5f4\uc815\uc740 \uc5ec\uc804\ud788 \ub192\ub2e4\uace0 PwC\uc758 <a href=\"https:\/\/www.pwc.com\/us\/en\/tech-effect\/ai-analytics\/ai-predictions\/insurance.html\" target=\"_blank\" rel=\"noreferrer noopener\">Matt Adams, Marie Carr, Anand Rao<\/a>\ub294 \ub9d0\ud569\ub2c8\ub2e4.\n\uc608\ub97c \ub4e4\uc5b4, \uc751\ub2f5\uc790\uc758 47%\ub294 \uc544\uc9c1 AI \uc0ac\uc6a9\uc73c\ub85c \uc778\ud55c \ub9e4\ucd9c \uc99d\uac00\ub97c \ubabb\ud588\ub2e4\uace0 \ub2f5\ud588\uc9c0\ub9cc, 2\ub144 \uc774\ub0b4\uc5d0 \uc774\ub7ec\ud55c \uacb0\uacfc\ub97c \ubcfc \uc218 \uc788\uc744 \uac83\uc73c\ub85c \uc608\uc0c1\ud569\ub2c8\ub2e4.\n\ubcf4\ud5d8 \ud68c\uc0ac\ub294 \ubcf4\uc0c1\uc774 \uc989\uac01\uc801\uc774\uc9c0 \uc54a\ub354\ub77c\ub3c4 \uc778\uacf5 \uc9c0\ub2a5\uc5d0 \ud22c\uc790\ud558\uae30 \uc704\ud574 \ucd5c\uc120\uc744 \ub2e4\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.  <\/p>\n\n<figure class=\"wp-block-image aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/workspace-with-laptop-1024x683.jpg\" alt=\"\" class=\"wp-image-11508\" srcset=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/workspace-with-laptop-1024x683.jpg 1024w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/workspace-with-laptop-300x200.jpg 300w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/workspace-with-laptop-768x512.jpg 768w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/workspace-with-laptop.jpg 1200w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n<h2 class=\"wp-block-heading\">\ubbf8\ub798\uc758 \uc560\ud50c\ub9ac\ucf00\uc774\uc158\uc744 \uc704\ud55c \uc624\ub298\ub0a0\uc758 AI \ud1b5\ud569<\/h2>\n\n<p>\uc644\uc804\ud788 \uae30\uacc4\uac00 \uc8fc\ub3c4\ud558\ub294 \ubbf8\ub798\uc5d0 \ub300\ud55c \uc5b8\ub860\uc758 \ucd94\uce21\uc5d0\ub3c4 \ubd88\uad6c\ud558\uace0 \uc624\ub298\ub0a0\uc758 AI \ubaa8\ub378\uacfc \uc54c\uace0\ub9ac\uc998\uc740 \uc2a4\uc2a4\ub85c \uacb0\uc815\uc744 \ub0b4\ub9b4 \uc218 \uc5c6\ub2e4\uace0 Business News Daily\uc758 <a href=\"https:\/\/www.businessnewsdaily.com\/10203-artificial-intelligence-insurance-industry.html\" target=\"_blank\" rel=\"noreferrer noopener\">Adam Uzialko<\/a> \ub294 \uc37c\uc2b5\ub2c8\ub2e4.\n\uc778\uacf5 \uc9c0\ub2a5\uc740 \uc778\uac04 \uc5d0\uc774\uc804\ud2b8, \ubcf4\ud5d8\uc5c5\uc790 \ub610\ub294 \uae30\ud0c0 \uc758\uc0ac \uacb0\uc815\uc790\ub97c \ub300\uccb4\ud560 \uc218 \uc5c6\uc2b5\ub2c8\ub2e4. <\/p>\n\n<p>\uc774 \uae30\uc220\uc774 \ud560 \uc218 \uc788\ub294 \uc77c\uc740 \ub370\uc774\ud130 \uc138\ud2b8\uc758 \uc694\uc57d\uacfc \ud574\ub2f9 \ub370\uc774\ud130\uc5d0\uc11c \uc218\uc9d1\ud55c \uc778\uc0ac\uc774\ud2b8\ub97c \uc778\uac04\uc758 \uc758\uc0ac \uacb0\uc815\uc790\uc5d0\uac8c \uc81c\uacf5\ud558\ub294 \uac83\uc785\ub2c8\ub2e4.\n\uc5d0\uc774\uc804\ud2b8 \ub610\ub294 \uace0\uac1d \uc11c\ube44\uc2a4 \ub2f4\ub2f9\uc790\ub294 \ud574\ub2f9 \uc815\ubcf4\ub97c \uac80\ud1a0\ud558\uace0 \ud2b9\uc815 \uace0\uac1d \uc694\uad6c \uc0ac\ud56d\uc5d0 \uc751\ub2f5\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\nAI\ub294 \ub610\ud55c \uc778\uac04 \uc804\ubb38\uac00\uac00 \uace0\uac1d\uc758 \uc774\ub984\uacfc \uc8fc\uc18c\ub97c \ub2e4\uc591\ud55c \uc591\uc2dd\uc5d0 \ubcf5\uc0ac\ud558\ub294 \uac83\uacfc \uac19\uc740 \uc0ac\uc18c\ud55c \uc791\uc5c5\uc774\ub098 \ubc18\ubcf5\uc801\uc778 \uc791\uc5c5\uc5d0 \uc18c\ube44\ud558\ub294 \uc2dc\uac04\uc744 \uc904\uc77c \uc218 \uc788\uc2b5\ub2c8\ub2e4.  <\/p>\n\n<p>&#8220;\uadf8 \uacb0\uacfc \ubcf4\ud5d8\uc0ac\ub4e4\uc740 \uace0\uac1d\uc5d0\uac8c \uac00\uc7a5 \uc801\ud569\ud55c \ud50c\ub79c\uc744 \ud310\ub9e4\ud560 \uc218 \uc788\ub294 \ub354 \ub098\uc740 \uc7a5\ube44\ub97c \uac16\ucd94\uac8c \ub418\uc5c8\uc2b5\ub2c8\ub2e4&#8221;\ub77c\uace0 Uzialko\ub294 \ub9d0\ud569\ub2c8\ub2e4.<\/p>\n\n<p>PwC\uc758 <a href=\"https:\/\/www.pwc.com\/us\/en\/tech-effect\/ai-analytics\/ai-predictions.html\" target=\"_blank\" rel=\"noreferrer noopener\">\uc2a4\ucf67 \ub9ac\ucee8\uc2a4(Scott Likens), \ub9c8\uc774\ud074 \uc170\ud569(Michael Shehab), \uc544\ub09c\ub4dc \ub77c\uc624(Anand Rao<\/a> )\ub294 \ubcf4\ud5d8\uc0ac\ub4e4\uc774 \ud5a5\ud6c4 \uba87 \ub144 \ub3d9\uc548 \uc778\uacf5\uc9c0\ub2a5\uc744 \ud6a8\uacfc\uc801\uc774\uace0 \ucc45\uc784\uac10 \uc788\uac8c \uad6c\ud604\ud558\uae30 \uc704\ud574 \uc5ec\ub7ec \uc601\uc5ed\uc5d0 \uc9d1\uc911\ud574\uc57c \ud560 \uac83\uc774\ub77c\uace0 \uc37c\ub2e4.<\/p>\n\n<ul class=\"wp-block-list\">\n<li><strong>\uc704\ud5d8\uc744 \ud3c9\uac00\ud558\uace0 \uc704\ud5d8\uc744 \ubaa8\ub2c8\ud130\ub9c1\ud558\uae30 \uc704\ud55c \uacc4\ud68d\uc744 \uc138\uc6c1\ub2c8\ub2e4.<\/strong>  \ubcf4\ud5d8\uc0ac\ub294 AI\uac00 \uc7ac\ubb34, \uc6b4\uc601 \ubc0f \ud3c9\ud310 \uae30\ud68c, \uc704\ud5d8 \ubc0f \uad00\ud589\uacfc \uc5b4\ub5bb\uac8c \uc0c1\ud638 \uc791\uc6a9\ud558\ub294\uc9c0 \uace0\ub824\ud574\uc57c \ud569\ub2c8\ub2e4.<\/li>\n\n\n\n<li><strong>&#8220;\uc124\uc815\ud558\uace0 \uc78a\uc5b4\ubc84\ub9ac\uc9c0&#8221; \ub9c8\uc2ed\uc2dc\uc624.<\/strong>  AI\ub294 \uc561\uc138\uc2a4\ud560 \uc218 \uc788\ub294 \uc815\ubcf4\ub97c \uae30\ubc18\uc73c\ub85c \ud559\uc2b5\ud558\uace0 \uc801\uc751\ud569\ub2c8\ub2e4.\n\uacb0\uacfc\uc801\uc73c\ub85c \uc778\uac04\uc740 \uc6a9\ub0a9\ud560 \uc218 \uc5c6\ub294 \ud3b8\ud5a5\uc758 \uc601\ud5a5\uc744 \uc904\uc774\uace0 AI \uac1c\ubc1c\uc744 \uc548\ub0b4\ud558\uae30 \uc704\ud574 AI\uc758 \uc801\uc751\uacfc \uacb0\uacfc\ub97c \ubaa8\ub2c8\ud130\ub9c1\ud574\uc57c \ud569\ub2c8\ub2e4. <\/li>\n\n\n\n<li><strong>\uc724\ub9ac\ub97c AI\uc758 \ud544\uc218\uc801\uc778 \ubd80\ubd84\uc73c\ub85c \ub9cc\ub4ed\ub2c8\ub2e4.<\/strong>  AI\ub294 \ud559\uc2b5\ud558\uace0 \uc801\uc751\ud560 \uc218 \uc788\uc9c0\ub9cc, \uc778\uac04\uc774 \uc0c8\ub85c\uc6b4 \uac83\uc744 \ubc30\uc6b8 \ub54c \ub2f9\uc5f0\ud558\uac8c \uc5ec\uae30\ub294 \uacbd\ud5d8\uacfc \uc778\uac04 \uc0c1\ud638 \uc791\uc6a9\uc758 \uc800\uc7a5\uc18c\uac00 \uc5c6\uc2b5\ub2c8\ub2e4.\n\uc724\ub9ac \uad50\uc721\uc744 AI \uc0ac\uc6a9\uc758 \ud544\uc218\uc801\uc778 \ubd80\ubd84\uc73c\ub85c \ucde8\uae09\ud558\ub294 \uac83\uc740 \ud544\uc218\uc785\ub2c8\ub2e4. <\/li>\n<\/ul>\n\n<p>AI\uc640 \ud568\uaed8 \uc77c\ud560 \uc218 \uc788\ub3c4\ub85d \ubcf4\ud5d8 \uc804\ubb38\uac00\ub97c \uad50\uc721\ud558\ub294 \uac83\uc740 2022\ub144 \uc774\ud6c4\uc5d0\ub3c4 \uacc4\uc18d \uc131\uc7a5\ud558\uace0\uc790 \ud558\ub294 \ubcf4\ud5d8\uc0ac\uc5d0\uac8c\ub3c4 \ud544\uc218\uc801\uc785\ub2c8\ub2e4.\n\ud300 \uad6c\uc131\uc6d0\uc740 \uc790\uc2e0\uc758 \uc6cc\ud06c\ud50c\ub85c\ub97c \uc870\uc815\ud574\uc57c \ud569\ub2c8\ub2e4.\n\ub610\ud55c AI\uc758 \uc791\ub3d9 \ubc29\uc2dd, \ud55c\uacc4 \ubc0f \ubaa8\ub2c8\ud130\ub9c1\uc774 \ud544\uc694\ud55c \ubd80\ubd84\uc744 \uc774\ud574\ud574\uc57c \ud569\ub2c8\ub2e4.  <\/p>\n\n<p>\ud55c\ub54c \uacf5\uc0c1 \uacfc\ud559 \uc18c\uc124\uc758 \uc18c\uc7ac\uc600\ub358 \uc778\uacf5 \uc9c0\ub2a5\uc740 \uc774\uc81c \ubcf4\ud5d8 \ud68c\uc0ac, \uc5d0\uc774\uc804\ud2b8, \uc911\uac1c\uc778 \ubc0f \uace0\uac1d\uc5d0\uac8c \uc77c\uc0c1\uc801\uc778 \ud604\uc2e4\uc774 \ub418\uc5c8\uc2b5\ub2c8\ub2e4.\n\uae30\uc220\uc774 \uc131\uc7a5\ud558\uace0 \uc131\uc219\ud574\uc9d0\uc5d0 \ub530\ub77c \ubcf4\ud5d8\uc0ac\uac00 \ube44\uc988\ub2c8\uc2a4\ub97c \uc218\ud589\ud558\ub294 \ubc29\uc2dd\uacfc \uace0\uac1d\uc5d0\uac8c \uac00\uce58\ub97c \uc81c\uacf5\ud558\ub294 \ub3d9\uc2dc\uc5d0 \uc218\uc775\uc744 \ubcf4\ud638\ud558\ub294 \ubc29\ubc95\ub3c4 \ubcc0\ud654\ud560 \uac83\uc785\ub2c8\ub2e4. <\/p>\n\n<p><em>\uc774\ubbf8\uc9c0 \uc791\uc131\uc790: rh2010\/\u00a9123RF.com, marchmeena\/\u00a9123RF.com, sebra\/\u00a9123RF.com<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\ubcf4\ud5d8\uc740 \uc2dc\uac04\uacfc \uae30\uc220\uc774 \ubcc0\ud654\ud568\uc5d0 \ub530\ub77c \uc218\uc138\uae30 \ub3d9\uc548 \uad73\uac74\ud788 \uc790\ub9ac\ub97c \uc9c0\ucf1c \uc654\uc2b5\ub2c8\ub2e4. \uc624\ub298\ub0a0 \ubcf4\ud5d8 \uc0b0\uc5c5\uc740 \uc9c4\ud589 \uc911\uc778 \ub514\uc9c0\ud138 \ud601\uba85\uc5d0 \ub300\uc751\ud558\uc5ec \ube60\ub974\uac8c \ubcc0\ud654\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. AI\ub294 \ubcf4\ud5d8 \uc0b0\uc5c5\uc744 \uac15\ud0c0\ud55c \ub514\uc9c0\ud138 \ud30c\uad34\uc758 \ud55c \ud615\ud0dc\uc785\ub2c8\ub2e4. \ucf00\ube48 \ucf08\ub9ac(Kevin H. Kelley)\uc640 \ub3d9\ub8cc \uc800\uc790\ub4e4\uc740 2018\ub144 \ub9ac\uc2a4\ud06c \uad00\ub9ac \ubc0f \uc778\uc288\uc5b4\ub7f0\uc2a4 \ub9ac\ubdf0(Risk Management and Insurance Review)\uc5d0 \uae30\uace0\ud55c \uae00\uc5d0\uc11c &#8220;\uc778\uacf5 \uc9c0\ub2a5(AI)\uc740 \uad00\uacc4\ub97c \ubcc0\ud654\uc2dc\ud0a4\uace0, \ube44\uc988\ub2c8\uc2a4 \ud50c\ub7ab\ud3fc\uc744 \uc7ac\ucc3d\uc870\ud558\uace0, [&hellip;]<\/p>\n","protected":false},"featured_media":0,"template":"","insight-category":[],"class_list":["post-18577","insight","type-insight","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/insight\/18577","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/insight"}],"about":[{"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/types\/insight"}],"wp:attachment":[{"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/media?parent=18577"}],"wp:term":[{"taxonomy":"insight-category","embeddable":true,"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/insight-category?post=18577"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}