{"id":18520,"date":"2024-09-19T19:41:28","date_gmt":"2024-09-20T00:41:28","guid":{"rendered":"https:\/\/bolttech.io\/insight\/%ed%8c%8c%eb%9d%bc%eb%a9%94%ed%8a%b8%eb%a6%ad-%eb%b3%b4%ed%97%98-%ec%a0%95%ec%b1%85%ec%9d%b4-%ec%82%ac%ea%b8%b0%eb%a5%bc-%eb%b0%a9%ec%a7%80%ed%95%98%eb%8a%94-%eb%8d%b0-%eb%8f%84%ec%9b%80%ec%9d%b4\/"},"modified":"2024-09-19T19:41:30","modified_gmt":"2024-09-20T00:41:30","slug":"%ed%8c%8c%eb%9d%bc%eb%a9%94%ed%8a%b8%eb%a6%ad-%eb%b3%b4%ed%97%98-%ec%a0%95%ec%b1%85%ec%9d%b4-%ec%82%ac%ea%b8%b0%eb%a5%bc-%eb%b0%a9%ec%a7%80%ed%95%98%eb%8a%94-%eb%8d%b0-%eb%8f%84%ec%9b%80%ec%9d%b4","status":"publish","type":"insight","link":"https:\/\/bolttech.io\/ko\/insights\/%ed%8c%8c%eb%9d%bc%eb%a9%94%ed%8a%b8%eb%a6%ad-%eb%b3%b4%ed%97%98-%ec%a0%95%ec%b1%85%ec%9d%b4-%ec%82%ac%ea%b8%b0%eb%a5%bc-%eb%b0%a9%ec%a7%80%ed%95%98%eb%8a%94-%eb%8d%b0-%eb%8f%84%ec%9b%80%ec%9d%b4\/","title":{"rendered":"\ud30c\ub77c\uba54\ud2b8\ub9ad \ubcf4\ud5d8 \uc815\ucc45\uc774 \uc0ac\uae30\ub97c \ubc29\uc9c0\ud558\ub294 \ub370 \ub3c4\uc6c0\uc774 \ub418\ub294 \ubc29\ubc95"},"content":{"rendered":"\n

\uc624\ub7ab\ub3d9\uc548 \ud68c\uc758\uc801\uc778 \uc2dc\uc120\uc73c\ub85c \uc5ec\uaca8\uc84c\ub358 \ud30c\ub77c\uba54\ud2b8\ub9ad \ubcf4\ud5d8 \uc815\ucc45\uc740 \uace0\uae09 \ub370\uc774\ud130 \ubd84\uc11d \ub3c4\uad6c \ub355\ubd84\uc5d0 \uadf8 \uc790\uccb4\ub85c \uc2e4\ud604\ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n

“\uc7a0\uc7ac\uc801\uc73c\ub85c \uc7ac\uc559\uc801\uc77c \uc218 \uc788\ub294 \uc704\ud5d8\uc758 \uc6d0\uc778\uacfc \uc774\ub97c \uc815\ub7c9\ud654\ud558\ub294 \uc6b0\ub9ac\uc758 \ub2a5\ub825\uc774 \ubcc0\ud654\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4”\ub77c\uace0 \ubcf4\ud5d8 \uad50\uc721 \uc81c\uacf5\uc5c5\uccb4\uc778 The Institutes\uc758 \uc9c0\uc2dd \uc790\uc6d0 \ub2f4\ub2f9 \uc120\uc784 \uc774\uc0ac\uc778 Michael W. Elliott<\/a>\ub294 \ub9d0\ud569\ub2c8\ub2e4.\n\uc624\ub298\ub0a0\uc5d0\ub294 \ud30c\ub77c\uba54\ud2b8\ub9ad(\ub610\ub294 \uc9c0\uc218 \uae30\ubc18) \ubcf4\ud5d8 \uc815\ucc45\uc774 \uace0\uac1d\uc758 \uc190\uc2e4\uc5d0 \ubcf4\ub2e4 \ud6a8\uacfc\uc801\uc73c\ub85c \ub9de\ucda4\ud654\ub420 \uc218 \uc788\uae30 \ub54c\ubb38\uc5d0 \ub354 \ud569\ub9ac\uc801\uc785\ub2c8\ub2e4. <\/p>\n\n

\ud30c\ub77c\uba54\ud2b8\ub9ad \uc815\ucc45\uc740<\/a> \ub610\ud55c \uc190\ud574 \ubcf4\ud5d8\uc0ac\uc758 \ucd5c\ub300 \uad00\uc2ec\uc0ac\ub85c \ub0a8\uc544 \uc788\ub294 \uc0ac\uae30\uc5d0 \ub9de\uc11c \uc2f8\uc6b8 \uc218 \uc788\ub294 \uc0c8\ub85c\uc6b4 \ubc29\ubc95\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4.<\/p>\n\n

\ubcf4\ud5d8 \uc0ac\uae30\uc758 \uc2e4\ud0dc<\/h2>\n\n

\ubcf4\ud5d8 \uc0ac\uae30\ub294 \ubcf4\ud5d8 \uc790\uccb4\ub9cc\ud07c\uc774\ub098 \uc624\ub7ab\ub3d9\uc548 \uc874\uc7ac\ud574 \uc654\uc2b5\ub2c8\ub2e4.\n\ubcf4\ud5d8\uc774 \uac1c\uc778 \ubc0f \ube44\uc988\ub2c8\uc2a4 \ud658\uacbd\uc5d0\uc11c \uc120\ud0dd \uc0ac\ud56d\uc774 \ub418\uc790, \uc5bc\ub9c8 \uc9c0\ub098\uc9c0 \uc54a\uc544 \ubd80\ub3c4\ub355\ud55c \uace0\uac1d\ub4e4\uc774 \ubd88\ub85c\uc18c\ub4dd\uc744 \uc5bb\uae30 \uc704\ud574 \ubcf4\ud5d8\uc0ac\ub97c \uc18d\uc77c \ubc29\ubc95\uc744 \uace0\uc548\ud574 \ub0c8\uc2b5\ub2c8\ub2e4. <\/p>\n\n

\uc624\ub298\ub0a0 \ubcf4\ud5d8 \uc0ac\uae30\ub294 \uc815\uad50\ud55c \uc18d\uc784\uc218\uc640 \ub178\uace8\uc801\uc778 \uac70\uc9d3\ub9d0\ubd80\ud130 \uace0\uac1d\uc774 \ucd1d \ubcf4\ud5d8\ub8cc\ub97c \uc904\uc774\uae30 \uc704\ud574 \uc790\uc2e0\uc758 \uc0c1\ud669\uc744 \uc798\ubabb \uc9c4\uc220\ud558\ub294 “\uc18c\ud504\ud2b8” \uc0ac\uae30\uc5d0 \uc774\ub974\uae30\uae4c\uc9c0 \ub2e4\uc591\ud55c \ud615\ud0dc\ub85c \ub098\ud0c0\ub098\uace0 \uc788\ub2e4\uace0 TransUnion\uc758 \uae00\ub85c\ubc8c \uc0ac\uae30 \uc194\ub8e8\uc158 \ub2f4\ub2f9 \uc218\uc11d \ubd80\uc0ac\uc7a5\uc778 Shai Cohen<\/a>\uc740 \ub9d0\ud569\ub2c8\ub2e4.\n\uc778\ud130\ub137\uc774 \ubcf4\ud5d8\uc0ac\uc640 \uace0\uac1d\uc774 \ub370\uc774\ud130\ub97c \ud1b5\uc2e0, \uacf5\uc720, \uc800\uc7a5 \ubc0f \ubd84\uc11d\ud558\ub294 \uc8fc\uc694 \uc218\ub2e8\uc774 \ub428\uc5d0 \ub530\ub77c \ub514\uc9c0\ud138 \ub610\ub294 \uc0ac\uc774\ubc84 \uc0ac\uae30\uac00 \uae09\uaca9\ud788 \uc99d\uac00\ud588\uc2b5\ub2c8\ub2e4. <\/p>\n\n

TransUnion\uc758 \uc5f0\uad6c\uc5d0 \ub530\ub974\uba74 2021\ub144\uacfc 2022\ub144\uc5d0 \uac00\uc7a5 \ud754\ud55c \uc0ac\uae30 \uc720\ud615\uc740 \uc790\uc0ac \uc560\ud50c\ub9ac\ucf00\uc774\uc158 \uc0ac\uae30\uc600\uc2b5\ub2c8\ub2e4.\n\uc774\ub7ec\ud55c \uacbd\uc6b0 \uace0\uac1d\uc740 \ub354 \ub0ae\uc740 \ube44\uc6a9\uc73c\ub85c \ub354 \ub098\uc740 \ubcf4\uc7a5\uc744 \ubc1b\uae30 \uc704\ud574 \ubd80\uc815\ud655\ud558\uac70\ub098 \uac70\uc9d3\uc774\uac70\ub098 \uc870\uc791\ub41c \uc815\ubcf4\ub97c \uc0ac\uc6a9\ud558\uc5ec \ubcf4\ud5d8\uc744 \uc2e0\uccad\ud569\ub2c8\ub2e4.\n\uace0\uac1d\uc774 \uccad\uad6c \uacfc\uc815\uc5d0\uc11c \uc190\uc2e4\uc744 \ud5c8\uc704 \uc9c4\uc220\ud558\ub294 \uc0ac\uae30 \ud589\uc704\ub3c4 \ubc1c\uc0dd\ud588\uc2b5\ub2c8\ub2e4. <\/p>\n\n

\"\"<\/figure>\n\n

\uc0ac\uae30\uc5d0 \ub300\ud55c \ubc29\uc5b4\ub97c \uc704\ud55c \ud30c\ub77c\uba54\ud2b8\ub9ad \uc815\ucc45<\/h2>\n\n

\uac00\uc7a5 \ud754\ud55c \uc720\ud615\uc758 \uc2e0\uccad \ubc0f \uccad\uad6c \uc0ac\uae30\ub294 \uc624\ub7ab\ub3d9\uc548 \ubcf4\ud5d8 \uc815\ucc45\uc758 \uace0\uc9c8\uc801\uc778 \uac83\uc73c\ub85c \uc5ec\uaca8\uc84c\ub358 \uae30\ub2a5, \uc989 \uace0\uac1d \uc785\ub825\uc758 \ud544\uc694\uc131\uc5d0 \ub2ec\ub824 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n

\ud37c\uc2a4\ud2b8 \ud30c\ud2f0 \uc560\ud50c\ub9ac\ucf00\uc774\uc158 \uc0ac\uae30\uc5d0\uc11c \uace0\uac1d\uc740 \uc7ac\uc0b0 \uac00\uce58, \uc704\uce58 \ubc0f \uc790\uc7ac\uc640 \uac19\uc740 \uc8fc\uc694 \uc815\ubcf4\ub97c \ubcf4\ud5d8\uc0ac\uc5d0 \ubcf4\uace0\ud569\ub2c8\ub2e4.\n\uc81c1\uc790 \uccad\uad6c \uc0ac\uae30\uc5d0\uc11c \uace0\uac1d\uc740 \uc190\uc0c1 \uc720\ud615 \ubc0f \ubc94\uc704\uc640 \uac19\uc740 \uc8fc\uc694 \uc815\ubcf4\ub97c \ubcf4\ud5d8\uc0ac\uc5d0 \ub2e4\uc2dc \ubcf4\uace0\ud569\ub2c8\ub2e4. <\/p>\n\n

\ubcf4\ud5d8\uc0ac\ub294 \uc774\ub7ec\ud55c \uc138\ubd80 \uc0ac\ud56d\uc744 \ub2e4\uc2dc \ud655\uc778\ud558\ub294 \ub370 \uc0c1\ub2f9\ud55c \uc2dc\uac04\uacfc \ub178\ub825\uc744 \ud22c\uc790\ud569\ub2c8\ub2e4.\n\ud30c\ub77c\uba54\ud2b8\ub9ad \uc815\ucc45\uc740 \uc815\ubcf4\ub97c \uc81c\uacf5\ud560 \ub54c \uace0\uac1d\uc758 \ubb34\uacb0\uc131\uc5d0 \ub300\ud55c \ubcf4\ud5d8\uc0ac\uc758 \uc758\uc874\ub3c4\ub97c \uc81c\uac70\ud568\uc73c\ub85c\uc368 \uc774\ub7ec\ud55c \ub178\ub825\uc758 \ud544\uc694\uc131\uc744 \ud06c\uac8c \uc81c\uac70\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n

\ud30c\ub77c\uba54\ud2b8\ub9ad \uc815\ucc45\uc740 \uace0\uac1d \ubcf4\uace0\uac00 \uc544\ub2cc \ub370\uc774\ud130\ub97c \uae30\ubc18\uc73c\ub85c \ubcf4\ud5d8\ub8cc\ub97c \uc124\uc815\ud558\uace0 \uccad\uad6c \uae08\uc561\uc744 \ubc1c\ud589\ud569\ub2c8\ub2e4.\n\uc608\ub97c \ub4e4\uc5b4, \ud30c\ub77c\uba54\ud2b8\ub9ad \ud64d\uc218 \ubcf4\ud5d8\uc740 \ud64d\uc218\uc5d0 \ub300\ud55c \uac74\ubb3c\uc758 \uadfc\uc811\uc131, \ud64d\uc218\uc758 \uc2ec\uac01\uc131 \ubc0f \uae30\ud0c0 \uc694\uc778\uc744 \uae30\ubc18\uc73c\ub85c \ud64d\uc218 \ud53c\ud574\ub97c \uacc4\uc0b0\ud569\ub2c8\ub2e4.\n\uadf8\ub7f0 \ub2e4\uc74c \uc815\ucc45\uc740 \uc774\ub7ec\ud55c \uce21\uc815\uc5d0 \ub530\ub77c \uccad\uad6c\uc758 \uc9c0\ubd88\uc744 \ud2b8\ub9ac\uac70\ud569\ub2c8\ub2e4. <\/p>\n\n

\ud30c\ub77c\uba54\ud2b8\ub9ad \ud50c\ub7ec\ub4dc \uc815\ucc45\uc5d0\uc11c\ub294 \uc560\ud50c\ub9ac\ucf00\uc774\uc158\uc5d0 \ub300\ud55c \uace0\uac1d\uc758 \uc815\uc9c1\uc131\uc774 \ud6e8\uc52c \ub35c \uc911\uc694\ud569\ub2c8\ub2e4.\n\uc801\uc6a9 \ubc94\uc704\ub294 \ud64d\uc218 \ubc29\uc9c0 \uae30\uc220\uc5d0 \ub300\ud55c \uace0\uac1d\uc758 \ubcf4\uace0\uc11c\uac00 \uc544\ub2c8\ub77c \uac74\ubb3c\uc758 \uc704\uce58\uc640 \ud64d\uc218\uc6d0\uc5d0 \ub300\ud55c \ub178\ucd9c\uc744 \uae30\ubc18\uc73c\ub85c \ud569\ub2c8\ub2e4.\n\ub9c8\ucc2c\uac00\uc9c0\ub85c \uc774\ub7ec\ud55c \uc815\ucc45\uc5d0 \ub300\ud55c \ud074\ub808\uc784\uc740 \uace0\uac1d \uc774\uc678\uc758 \ub370\uc774\ud130 \uc6d0\ubcf8\uc5d0\uc11c \uad00\ub9ac\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n

“\uc77c\ubd80 \ud30c\ub77c\uba54\ud2b8\ub9ad \uc81c\ud488\uc758 \uacbd\uc6b0, \ud2b8\ub9ac\uac70\uac00 \uc81c3\uc790 \ub370\uc774\ud130\ub97c \uae30\ubc18\uc73c\ub85c \ud558\uae30 \ub54c\ubb38\uc5d0 \uc0ac\uae30\uc131 \uc8fc\uc7a5\uc774 \uac70\uc758 \ubd88\uac00\ub2a5\ud569\ub2c8\ub2e4”\ub77c\uace0 Instech\uc758 \uc5f0\uad6c \ubd84\uc11d\uac00\uc778 Henry Gale<\/a>\uc740 \uc37c\uc2b5\ub2c8\ub2e4.\n\uac8c\uc77c\uc740 \uc9c0\uc9c4 \uc815\ucc45\uc744 \uc608\ub85c \ub4e4\uc5c8\ub2e4.\n\uc9c0\uc9c4 \ud53c\ud574\uc5d0 \ub300\ud55c \ud30c\ub77c\uba54\ud2b8\ub9ad \uc815\ucc45\uc740 \uace0\uac1d\uc774 \uc544\ub2cc \uc5f0\ubc29 \uc9c0\uc9c8\ud559 \uae30\uad00\uc5d0\uc11c \ubc1b\uc740 \ub370\uc774\ud130\uc5d0 \ub300\ud55c \uc751\ub2f5\uc73c\ub85c \uc9c0\ubd88\uc744 \uc790\ub3d9\uc73c\ub85c \ub9b4\ub9ac\uc2a4\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\n\uacb0\uacfc\uc801\uc73c\ub85c, \ubcf4\ud5d8\uc0ac\ub294 \uace0\uac1d\uc758 \uc758\uacac\uc774 \ud544\uc694\ud558\uc9c0 \uc54a\uae30 \ub54c\ubb38\uc5d0 \uace0\uac1d\uc740 \ubd80\uc815\ud655\ud558\uac70\ub098 \uc704\uc870\ub41c \uc815\ubcf4\ub97c \ubcf4\uace0\ud560 \ubc29\ubc95\uc774 \uc5c6\uc2b5\ub2c8\ub2e4. <\/p>\n\n

“\uc774\ub860\uc801\uc73c\ub85c \uc2e4\uc2dc\uac04 \ub370\uc774\ud130\ub97c \uc0ac\uc6a9\ud558\uc5ec \ubaa8\ub4e0 \uac83\uc5d0 \ub300\ud55c \ud30c\ub77c\uba54\ud2b8\ub9ad \ubcf4\ud5d8 \uc194\ub8e8\uc158\uc744 \ub9cc\ub4e4 \uc218 \uc788\ub294 \ubbf8\ub798\ub97c \ubcfc \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uacf5\uc0c1 \uacfc\ud559 \uc18c\uc124\ucc98\ub7fc \ub4e4\ub9b4\uc9c0 \ubaa8\ub974\uc9c0\ub9cc \uc2e4\uc9c8\uc801\uc73c\ub85c \ubcf4\uba74 \ucda9\ubd84\ud55c \ub370\uc774\ud130\uac00 \uc788\uc744 \uac83\uc785\ub2c8\ub2e4”\ub77c\uace0 Element Insurance\uc758 \ucd5c\uace0 \ubcf4\ud5d8 \uc0ac\ubb34\uc18c \uacb8 \ucd5c\uace0 \uc7ac\ubb34 \ucc45\uc784\uc790\uc778 Eric Schuh<\/a>\ub294 \ub9d0\ud569\ub2c8\ub2e4.\n\uc774\ub7ec\ud55c \uacf5\uc0c1 \uacfc\ud559 \ubbf8\ub798\uc5d0\ub294 \uac1d\uad00\uc801\uc774\uace0 \uc2e0\ub8b0\ud560 \uc218 \uc788\ub294 \ub370\uc774\ud130\uac00 \ubcf4\ud5d8 \uc0ac\uae30\ub97c \uadfc\uc808\ud560 \uc218\ub3c4 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n

\uc774\ubbf8\uc9c0 \uc791\uc131\uc790: khunaspix\/\u00a9123RF.com, giggsy25\/\u00a9123RF.com<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"

\uc624\ub7ab\ub3d9\uc548 \ud68c\uc758\uc801\uc778 \uc2dc\uc120\uc73c\ub85c \uc5ec\uaca8\uc84c\ub358 \ud30c\ub77c\uba54\ud2b8\ub9ad \ubcf4\ud5d8 \uc815\ucc45\uc740 \uace0\uae09 \ub370\uc774\ud130 \ubd84\uc11d \ub3c4\uad6c \ub355\ubd84\uc5d0 \uadf8 \uc790\uccb4\ub85c \uc2e4\ud604\ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4. “\uc7a0\uc7ac\uc801\uc73c\ub85c \uc7ac\uc559\uc801\uc77c \uc218 \uc788\ub294 \uc704\ud5d8\uc758 \uc6d0\uc778\uacfc \uc774\ub97c \uc815\ub7c9\ud654\ud558\ub294 \uc6b0\ub9ac\uc758 \ub2a5\ub825\uc774 \ubcc0\ud654\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4”\ub77c\uace0 \ubcf4\ud5d8 \uad50\uc721 \uc81c\uacf5\uc5c5\uccb4\uc778 The Institutes\uc758 \uc9c0\uc2dd \uc790\uc6d0 \ub2f4\ub2f9 \uc120\uc784 \uc774\uc0ac\uc778 Michael W. Elliott\ub294 \ub9d0\ud569\ub2c8\ub2e4. \uc624\ub298\ub0a0\uc5d0\ub294 \ud30c\ub77c\uba54\ud2b8\ub9ad(\ub610\ub294 \uc9c0\uc218 \uae30\ubc18) \ubcf4\ud5d8 \uc815\ucc45\uc774 \uace0\uac1d\uc758 \uc190\uc2e4\uc5d0 \ubcf4\ub2e4 \ud6a8\uacfc\uc801\uc73c\ub85c \ub9de\ucda4\ud654\ub420 \uc218 \uc788\uae30 […]<\/p>\n","protected":false},"featured_media":11817,"template":"","insight-category":[],"class_list":["post-18520","insight","type-insight","status-publish","has-post-thumbnail","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/insight\/18520","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/insight"}],"about":[{"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/types\/insight"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/media\/11817"}],"wp:attachment":[{"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/media?parent=18520"}],"wp:term":[{"taxonomy":"insight-category","embeddable":true,"href":"https:\/\/bolttech.io\/ko\/wp-json\/wp\/v2\/insight-category?post=18520"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}