{"id":18457,"date":"2024-09-19T19:40:44","date_gmt":"2024-09-20T00:40:44","guid":{"rendered":"https:\/\/bolttech.io\/insight\/%eb%b3%b4%ed%97%98-%ec%97%90%ec%bd%94%ec%8b%9c%ec%8a%a4%ed%85%9c-%ed%8c%8c%ed%8a%b8%eb%84%88%ec%8b%ad%ec%9d%98-%eb%b0%9d%ec%9d%80-%eb%af%b8%eb%9e%98\/"},"modified":"2024-10-29T08:52:37","modified_gmt":"2024-10-29T13:52:37","slug":"%eb%b3%b4%ed%97%98-%ec%97%90%ec%bd%94%ec%8b%9c%ec%8a%a4%ed%85%9c-%ed%8c%8c%ed%8a%b8%eb%84%88%ec%8b%ad%ec%9d%98-%eb%b0%9d%ec%9d%80-%eb%af%b8%eb%9e%98","status":"publish","type":"insight","link":"https:\/\/bolttech.io\/ko\/insights\/%eb%b3%b4%ed%97%98-%ec%97%90%ec%bd%94%ec%8b%9c%ec%8a%a4%ed%85%9c-%ed%8c%8c%ed%8a%b8%eb%84%88%ec%8b%ad%ec%9d%98-%eb%b0%9d%ec%9d%80-%eb%af%b8%eb%9e%98\/","title":{"rendered":"\ubcf4\ud5d8 \uc5d0\ucf54\uc2dc\uc2a4\ud15c \ud30c\ud2b8\ub108\uc2ed\uc758 \ubc1d\uc740 \ubbf8\ub798"},"content":{"rendered":"\n<p>\uc0dd\ud0dc\uacc4 \ud30c\ud2b8\ub108\uc2ed\uc774 \ucc98\uc74c \ub4f1\uc7a5\ud588\uc744 \ub54c \uc774\ub97c \ud601\uc2e0\uc801\uc778 \uac1c\ub150\uc73c\ub85c \ubcf8 \ubcf4\ud5d8 \ud68c\uc0ac\ub294 \uac70\uc758 \uc5c6\uc5c8\uc2b5\ub2c8\ub2e4. \uae30\uc5c5\uc740 \uc0c1\ud638 \uad00\uc2ec\uc0ac\ub97c \ucda9\uc871\ud558\uace0 \uacf5\ud1b5\uc758 \uccad\uc911\uc5d0\uac8c \ub2e4\uac00\uac00\uae30 \uc704\ud574 \uc624\ub7ab\ub3d9\uc548 \ud611\ub825\ud574 \uc654\uc2b5\ub2c8\ub2e4.<\/p>\n\n<p>\uc0dd\ud0dc\uacc4\uac00 \ubc1c\uc804\ud568\uc5d0 \ub530\ub77c \uae30\uc874\uc758 \ud30c\ud2b8\ub108\uc2ed\uc774\ub098 \ud611\uc5c5\uacfc \uc810\uc810 \ub354 \ucc28\ubcc4\ud654\ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc624\ub298\ub0a0 \uc131\uacf5\uc801\uc778 \uc5d0\ucf54\uc2dc\uc2a4\ud15c \ud30c\ud2b8\ub108\uc2ed\uc5d0\ub294 \uba87 \uac00\uc9c0 \uacf5\ud1b5\ub41c \ud2b9\uc9d5\uc774 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uae30\ub2a5\uc740 \ubcf4\ud5d8 \ud30c\ud2b8\ub108\uc2ed \ubc0f \uc0dd\ud0dc\uacc4 \ud2b8\ub80c\ub4dc\uc758 \uc131\uc7a5\uc744 \uacc4\uc18d \ud615\uc131\ud560 \uac83\uc785\ub2c8\ub2e4.<\/p>\n\n<h2 class=\"wp-block-heading\">\ud30c\ud2b8\ub108\uc2ed\uacfc \uc0dd\ud0dc\uacc4: \uc6b0\ub9ac\uac00 \uc788\ub294 \uacf3<\/h2>\n\n<p>\ud604\uc7ac \ubcf4\ud5d8 \ud68c\uc0ac\ub4e4\uc740 \uc5d0\ucf54\uc2dc\uc2a4\ud15c \ud30c\ud2b8\ub108\uc2ed\uc744 \ubbf8\ub798\uc758 \ud68c\ubcf5\ub825\uacfc \uc131\uacf5\uc5d0 \ud544\uc218\uc801\uc778 \uac83\uc73c\ub85c \ubcf4\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc2a4\uc704\uc2a4\uc7ac\ubcf4\ud5d8(Swiss Re)\uc758 \uc870\uc0ac\uc5d0 \ub530\ub974\uba74, \uc751\ub2f5\ud55c \ubcf4\ud5d8 \uc784\uc6d0\uc758 76%\uac00 &#8220;\uacbd\uc7c1 \uc6b0\uc704\ub294 \uc870\uc9c1\ub9cc\uc774 \uc544\ub2c8\ub77c \uc120\ud0dd\ud55c \ud30c\ud2b8\ub108\uc640 \uc0dd\ud0dc\uacc4\uc758 \uac15\uc810\uc5d0 \uc758\ud574 \uacb0\uc815\ub420 \uac83&#8221;\uc774\ub77c\uace0 \ubbff\ub294\ub2e4\uace0 <a href=\"https:\/\/www.swissre.com\/institute\/research\/topics-and-risk-dialogues\/digital-business-model-and-cyber-risk\/Digital-ecosystems.html\" target=\"_blank\" rel=\"noreferrer noopener\">\uc5d0\ubc18\uac94\ub85c\uc2a4 \uc544\ube0c\ub77c\ub9c8\ud0a4\uc2a4(Evangelos Avramakis<\/a>) \ub4f1\uc740 \ubc1d\ud614\ub2e4.<\/p>\n\n<p>\uc0dd\ud0dc\uacc4 \uc11c\ube44\uc2a4\uc5d0 \ub300\ud55c \uad00\uc2ec\uc774 \ub192\uc544\uc9d0\uc5d0 \ub530\ub77c \uc0dd\ud0dc\uacc4 \uad00\ub828 \uc8fc\uc81c\uc5d0 \ub300\ud55c \uc5f0\uad6c\uc640 \ud0d0\uad6c\ub3c4 \uc99d\uac00\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. <a href=\"https:\/\/www.sciencedirect.com\/science\/article\/abs\/pii\/S2212041617300116\" target=\"_blank\" rel=\"noreferrer noopener\">\ucf08\uc2dc \ub9e5\ub3c4\ub108(Kelsey McDonough<\/a>)\uc640 \ub3d9\ub8cc \uc5f0\uad6c\uc790\ub4e4\uc758 2017\ub144 \uc5f0\uad6c\uc5d0 \ub530\ub974\uba74 \uc0dd\ud0dc\uacc4 \uc11c\ube44\uc2a4\uc5d0 \ub300\ud55c \ub17c\uc758\ub294 2010\ub144\ub300 \ub9d0\uc5d0 \uc2dc\uc791\ub418\uace0 \uc788\ub2e4.<\/p>\n\n<p>5\ub144 \uc804\ub9cc \ud574\ub3c4 \uc0dd\ud0dc\uacc4 \ud30c\ud2b8\ub108\uc2ed\uc744 \ub458\ub7ec\uc2fc \ud45c\uc900\ud654\ub41c \ucee4\ubba4\ub2c8\ucf00\uc774\uc158\uc758 \ubd80\uc871\uc73c\ub85c \uc778\ud574 \ubcf4\ud5d8\uc0ac\uc640 \ub2e4\ub978 \ucc38\uc5ec\uc790\ub4e4\uc774 \uc544\uc774\ub514\uc5b4\ub97c \uacf5\uc720\ud558\uace0 \ud6a8\uacfc\uc801\uc778 \uc2dc\uc2a4\ud15c\uc744 \uad6c\ucd95\ud558\ub294 \ub370 \uc5b4\ub824\uc6c0\uc744 \uacaa\uc5c8\uc2b5\ub2c8\ub2e4. \uc624\ub298\ub0a0\uc5d0\ub294 \ucee4\ubba4\ub2c8\ucf00\uc774\uc158 \uc7a5\ubcbd\uc774 \ud6e8\uc52c \ub0ae\uc544\uc84c\uc2b5\ub2c8\ub2e4. \ub610\ud55c \uc0c8\ub85c\uc6b4 \ub514\uc9c0\ud138 \ub3c4\uad6c\uc640 \ud50c\ub7ab\ud3fc\uc744 \ud1b5\ud574 \uc5d0\ucf54\uc2dc\uc2a4\ud15c \ud30c\ud2b8\ub108\uac00 \ub354 \uc27d\uac8c \uc18c\ud1b5\ud558\uace0 \ud611\uc5c5\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n<p>\ud604\uc7ac\uc758 \ub2e4\ub978 \ud2b8\ub80c\ub4dc\ub3c4 \uc0dd\ud0dc\uacc4 \uc131\uc7a5\uc744 \uc8fc\ub3c4\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ud601\uc2e0 \ud50c\ub7ab\ud3fc \ud50c\ub7ec\uadf8 \uc564 \ud50c\ub808\uc774(Plug and Play)\uc758 \ud22c\uc790\uc790 \uacb8 \ud504\ub85c\uadf8\ub7a8 \ub9e4\ub2c8\uc800\uc778 <a href=\"https:\/\/www.plugandplaytechcenter.com\/resources\/trends-that-shaped-the-insurance-industry-in-2021\/\" target=\"_blank\" rel=\"noreferrer noopener\">\ub9c8\ud14c\uc624 \ud53c\uc0ac\ub2c8(Matteo Pisani<\/a>)\ub294 \ub354 \ub098\uc740 \ub370\uc774\ud130 \uacf5\uc720\ub97c \uc704\ud55c \uac1c\uc120\ub41c API, AI \uc9c0\uc6d0 \ub370\uc774\ud130 \ubd84\uc11d\uc744 \ud1b5\ud55c \uc2ec\uce35\uc801\uc778 \uace0\uac1d \uc778\uc0ac\uc774\ud2b8, AI \uae30\ubc18 \uc790\ub3d9\ud654, \uc9c0\uc18d \uac00\ub2a5\uc131\uc5d0 \ub300\ud55c \uc6b0\ub824 \ub4f1\uc774 \ubaa8\ub450 \ub514\uc9c0\ud138 \uc0dd\ud0dc\uacc4\uc5d0 \ub300\ud55c \uc791\uc5c5\uc744 \uc9c0\uc6d0\ud55c\ub2e4\uace0 \ub9d0\ud569\ub2c8\ub2e4.<\/p>\n\n<p>COVID-19 \ud32c\ub370\ubbf9\uc740 \uae30\uc220 \uc131\uc7a5\uacfc \uc5f0\uacb0\uc131\uc5d0 \ub300\ud55c \uc218\uc694\ub97c \uac00\uc18d\ud654\ud588\uc2b5\ub2c8\ub2e4. \ub514\uc9c0\ud138 \ud658\uacbd\uc744 \ub458\ub7ec\uc2fc \uc778\uac04 \uc0c1\ud638 \uc791\uc6a9\uc758 \uc7ac\uad6c\uc131\uc740 \uace0\uac1d\uacfc \uc0dd\ud0dc\uacc4 \ud30c\ud2b8\ub108\ub97c \ud558\ub098\ub85c \ubaa8\uc73c\uae30 \uc704\ud574 \ub514\uc9c0\ud138 \ud50c\ub7ab\ud3fc\uacfc \uacf5\uac04\uc5d0 \uc758\uc874\ud558\ub294 \uc0dd\ud0dc\uacc4 \ud30c\ud2b8\ub108\uc2ed\uc758 \uc790\uc5f0\uc2a4\ub7ec\uc6b4 \ud655\uc7a5 \uacf5\uac04\uc774 \ub418\uc5c8\uc2b5\ub2c8\ub2e4.<\/p>\n\n<p>\ud32c\ub370\ubbf9\uc740 \uae30\uc5c5\uacfc \uace0\uac1d\uc774 \uc628\ub77c\uc778\uc5d0\uc11c \uc0c1\ud638 \uc791\uc6a9\ud558\ub294 \ubc29\uc2dd\ub3c4 \ubcc0\ud654\uc2dc\ucf30\uc2b5\ub2c8\ub2e4. \ud32c\ub370\ubbf9\uc73c\ub85c \uc778\ud574 &#8220;\uace0\uac1d\uacfc \uc9c1\uc6d0\uc758 \uae30\ub300\uce58\uac00 \uc9c0\ub09c 20\ub144 \ub3d9\uc548\ubcf4\ub2e4 18\uac1c\uc6d4 \ub3d9\uc548 \ub354 \ub9ce\uc774 \ubcc0\ud588\ub2e4&#8221;\uace0 PwC\uc758 <a href=\"https:\/\/www.pwc.com\/us\/en\/industries\/financial-services\/library\/next-in-insurance-top-issues.html\" target=\"_blank\" rel=\"noreferrer noopener\">Ellen Walsh<\/a> \uc640 \ub3d9\ub8cc \uc800\uc790\ub4e4\uc740 \uc37c\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uae30\ub300\uce58\uc758 \ubcc0\ud654\ub294 \ud32c\ub370\ubbf9\uc758 \uae34\uae09\uc131\uacfc \uacb0\ud569\ub418\uc5b4 \ubcf4\ud5d8\uc0ac\ub4e4\uc774 \uc5c5\ubb34\uc5d0 \ub300\ud574 \ub2e4\ub974\uac8c \uc0dd\uac01\ud558\ub3c4\ub85d \uac15\uc694\ud588\uc2b5\ub2c8\ub2e4. \uc0dd\ud0dc\uacc4\ub294 \uc720\ub9dd\ud55c \ub300\uc548\uc744 \uc81c\uacf5\ud588\ub2e4.<\/p>\n\n<p>\uae30\ud6c4 \ubcc0\ud654\ub294 \uc190\ud574 \ubcf4\ud5d8\uc0ac\uc5d0 \ud604\uc7ac \uc704\ud611\uc774 \ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc804 \uc138\uacc4\uc801\uc778 \uae30\ud6c4 \ubcc0\ud654\uc758 \uc601\ud5a5\uacfc \uc18d\ub3c4 \ubaa8\ub450 \ubcf4\ud5d8\uc0ac\ub4e4\uc774 \uc804\ub840 \uc5c6\ub294 \uc704\ud5d8\uc744 \uc774\ud574\ud558\uace0 \uc644\ud654\ud574\uc57c \ud55c\ub2e4\ub294 \uc555\ubc15\uc744 \uac00\ud558\uace0 \uc788\ub2e4\uace0 <a href=\"https:\/\/riskandinsurance.com\/open-insurance-in-financial-ecosystems-is-growing-what-else-is-on-the-horizon-in-2022\/\" target=\"_blank\" rel=\"noreferrer noopener\">\uc100\ub10c \ud50c\ub9b0(Shannon Flynn<\/a> )\uc740 Risk &amp; Insurance\uc5d0\uc11c \uc37c\uc2b5\ub2c8\ub2e4. \ub514\uc9c0\ud138 \uc0dd\ud0dc\uacc4\uc758 \uae30\ubc18\uc774 \ub418\ub294 \uc778\uacf5 \uc9c0\ub2a5 \ubc0f \uae30\ud0c0 \ub3c4\uad6c\ub3c4 \uc774\ub7ec\ud55c \uc704\ud5d8\uc744 \ub354 \uc798 \ud574\uacb0\ud558\ub294 \ub370 \ud65c\uc6a9\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n<p>\uc5d0\ucf54\uc2dc\uc2a4\ud15c \ud30c\ud2b8\ub108\uc2ed\uc740 \ubcf4\ud5d8\uc0ac, \uad00\ub828 \ube44\uc988\ub2c8\uc2a4 \ubc0f \uace0\uac1d\uc5d0\uac8c \ub9ce\uc740 \uc774\uc810\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4. \uc624\ub298\ub0a0 \uc0dd\ud0dc\uacc4\ub97c \uac1c\ubc1c\ud558\uae30 \uc704\ud55c \ub178\ub825\uc740 \ubaa8\ub4e0 \ucc38\uc5ec\uc790\uc5d0\uac8c \ub3d9\uc2dc\uc5d0 \uc774\uc775\uc744 \uc81c\uacf5\ud558\ub294 \uc601\uc5ed\uc5d0 \ucd08\uc810\uc744 \ub9de\ucd94\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n<figure class=\"wp-block-image aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/signing-business-contract-1024x683.jpg\" alt=\"\" class=\"wp-image-11634\" srcset=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/signing-business-contract-1024x683.jpg 1024w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/signing-business-contract-300x200.jpg 300w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/signing-business-contract-768x512.jpg 768w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/signing-business-contract.jpg 1200w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n<h2 class=\"wp-block-heading\">Developing Trends in Ecosystem Partnerships(\uc0dd\ud0dc\uacc4 \ud30c\ud2b8\ub108\uc2ed \ub3d9\ud5a5 \uac1c\ubc1c)<\/h2>\n\n<p>\ube44\uc988\ub2c8\uc2a4 \ud30c\ud2b8\ub108\uc2ed\uc740 \ud56d\uc0c1 \uacf5\ub3d9\uc758 \ubaa9\ud45c\uc5d0 \ucd08\uc810\uc744 \ub9de\ucd94\uae30 \uc704\ud574 \ud615\uc131\ub418\uc5b4 \uc654\uc2b5\ub2c8\ub2e4. \ub514\uc9c0\ud138 \uc5d0\ucf54\uc2dc\uc2a4\ud15c\uc5d0\uc11c \uac00\uc7a5 \uc911\uc694\ud55c \ubaa9\ud45c\ub294 \uc815\ubcf4\uc758 \ube60\ub978 \uad50\ud658\uc744 \ucd09\uc9c4\ud558\ub294 \uac83\uc785\ub2c8\ub2e4. \uc815\ubcf4\ub97c \uc27d\uac8c \uc0ac\uc6a9\ud560 \uc218 \uc788\uace0 \uc27d\uac8c \ubd84\uc11d\ud560 \uc218 \uc788\uc73c\uba74 \uace0\uac1d \uacbd\ud5d8 \uac1c\uc120 \ubc0f \uc131\uc7a5 \ucd09\uc9c4\uacfc \uac19\uc740 \ub2e4\ub978 \ubaa9\ud45c\uc5d0\ub3c4 \uc801\uc6a9\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n<p>\ud604\uc7ac \uc0dd\ud0dc\uacc4 \ud30c\ud2b8\ub108\uc2ed \ubc0f \uc11c\ube44\uc2a4\uc5d0 \ub300\ud55c \ubcf4\ud5d8\uc0ac\ub4e4\uc758 \uad00\uc2ec\uc5d0\ub294 \uba87 \uac00\uc9c0 \uacfc\uc81c\uac00 \uae54\ub824 \uc788\ub2e4\uace0 \ub51c\ub85c\uc774\ud2b8\uc758 <a href=\"https:\/\/www2.deloitte.com\/us\/en\/pages\/consulting\/articles\/insurance-ecosystem-digital-transformation.html\" target=\"_blank\" rel=\"noreferrer noopener\">\ubc84\ub098\ub4dc \ud22c\ube44\uc544\ub098(Bernard Tubiana<\/a> )\uc640 \ub3d9\ub8cc \ubcf4\ud5d8 \uc804\ub7b5\uac00\ub4e4\uc740 \ub9d0\ud569\ub2c8\ub2e4. \uc5ec\uae30\uc5d0\ub294 \ub2e4\uc74c\uc774 \ud3ec\ud568\ub429\ub2c8\ub2e4.<\/p>\n\n<ul class=\"wp-block-list\">\n<li>\uc6d0\ud65c\ud55c \ub514\uc9c0\ud138 \uacbd\ud5d8\uacfc \uc815\ubcf4 \uc561\uc138\uc2a4\uc5d0 \ub300\ud55c \uc694\uad6c. \uc774\ub7ec\ud55c \uc694\uad6c\ub294 \uace0\uac1d\uacfc \ubcf4\ud5d8\uc0ac \uc9c1\uc6d0 \ubaa8\ub450\ub85c\ubd80\ud130 \ubc1c\uc0dd\ud569\ub2c8\ub2e4.<\/li>\n\n\n\n<li>\uc800\uc7a5\ub41c \ub370\uc774\ud130\uc5d0 \ub354 \ube60\ub974\uace0 \uc27d\uac8c \uc561\uc138\uc2a4\ud560 \uc218 \uc788\ub3c4\ub85d \uae30\uc874 \uae30\uc220 \uc778\ud504\ub77c\ub97c \uc870\uc815\ud574\uc57c \ud558\ub294 \ud544\uc694\uc131\uc744 \ud3ec\ud568\ud55c \ub808\uac70\uc2dc \uae30\uc220\uc758 \ubd80\ub2f4.<\/li>\n\n\n\n<li>\uc804\ud1b5\uc801\uc778 \ubcf4\ud5d8 \uc11c\ube44\uc2a4\ub97c \uc7ac\uace0\ud574\uc57c \ud55c\ub2e4\ub294 \uc555\ubc15, \ud2b9\ud788 \uc2ec\uce35\uc801\uc778 \ub370\uc774\ud130 \ud1b5\ucc30\ub825\uc5d0 \ub300\ud55c \uc561\uc138\uc2a4\uac00 \ubcf4\ud5d8\uc0ac\uac00 \uc704\ud5d8 \ubc0f \uc778\uc218\uc5d0 \ub300\ucc98\ud558\ub294 \ubc29\uc2dd\uc744 \ud601\uc2e0\ud560 \uc218 \uc788\ub294 \uacbd\uc6b0 \ub354\uc6b1 \uadf8\ub807\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ul>\n\n<p>\uc774\ub7ec\ud55c \uacf5\ud1b5\uc801\uc778 \uacfc\uc81c\ub294 \uc5d0\ucf54\uc2dc\uc2a4\ud15c \uae30\uc220 \uc131\uc7a5\uc758 \ubc29\ud5a5\uc744 \ud615\uc131\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ub610\ud55c \uc0dd\ud0dc\uacc4 \uacf5\uac04\uc73c\ub85c \ud655\uc7a5\ud558\ub824\ub294 \ubcf4\ud5d8\uc0ac\uc758 \uc9c8\ubb38, \uc120\ud0dd \ubc0f \ud589\ub3d9\uc744 \uc720\ub3c4\ud558\ub294 \uacbd\ud5a5\uc774 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n<p>\ubcf4\ud5d8\uc0ac\ub4e4\uc774 \uc774\ub7ec\ud55c \uc77c\ubc18\uc801\uc778 \uc9c8\ubb38\ub4e4\uacfc \uc528\ub984\ud560 \ub54c, \uc774 \uc9c8\ubb38\ub4e4\uc5d0 \uc131\uacf5\uc801\uc73c\ub85c \ub2f5\ud558\ub294 \uc0ac\ub78c\ub4e4\uc740 \uacf5\ud1b5\ub41c \ud2b9\uc131\uc744 \uacf5\uc720\ud558\ub294 \uacbd\ud5a5\uc774 \uc788\uc2b5\ub2c8\ub2e4. EY\uc758 <a href=\"https:\/\/www.ey.com\/en_gl\/financial-services-emeia\/ecosystems-in-insurance-what-winners-do-differently\" target=\"_blank\" rel=\"noreferrer noopener\">\ud06c\ub9ac\uc2a4 \ud398\uc778(Chris Payne), \uc81c\uc774\uc2a8 \ud654\uc774\ud2b8(Jason Whyte), \ud53c\ud130 \ub9e8\uccb4\uc2a4\ud130(Peter Manchester)\ub294<\/a> \uc131\uacf5\uc801\uc778 \ubcf4\ud5d8 \uc0dd\ud0dc\uacc4\uc758 7\uac00\uc9c0 \uacf5\ud1b5\uc810\uc744 \ub2e4\uc74c\uacfc \uac19\uc774 \ubc1d\ud614\uc2b5\ub2c8\ub2e4.<\/p>\n\n<ol class=\"wp-block-list\">\n<li>\uc774\ub294 \ucd5c\uace0 \uacbd\uc601\uc9c4\uc758 \ud5cc\uc2e0\uc5d0 \uc758\ud574 \ucd94\uc9c4\ub429\ub2c8\ub2e4.<\/li>\n\n\n\n<li>\uace0\uac1d \uc911\uc2ec\uc758 \uc9c0\ud45c\uc640 \uc778\uc13c\ud2f0\ube0c\ub294 \uadf8\ub4e4\uc774 \ud558\ub294 \ubaa8\ub4e0 \uc77c\uc758 \uae30\ucd08\uac00 \ub429\ub2c8\ub2e4.<\/li>\n\n\n\n<li>\uadf8\ub4e4\uc740 \uace0\uac1d\uc758 \uc2e0\ub8b0\ub77c\ub294 \uac15\ub825\ud55c \uc720\ub300\uc5d0 \uc758\uc874\ud569\ub2c8\ub2e4.<\/li>\n\n\n\n<li>\uc2e4\uc81c \uace0\uac1d \ubb38\uc81c\ub97c \ud574\uacb0\ud558\uba74 \uc2e0\ub8b0\uac00 \uc313\uc774\uace0 \uace0\uac1d\uc744 \ub04c\uc5b4\ub4e4\uc77c \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n\n\n\n<li>\uace0\uac1d\uc758 \ucc38\uc5ec\uac00 \uc2dc\uc791\ub418\uba74, \uc5d0\ucf54\uc2dc\uc2a4\ud15c\uc740 \uace0\uac1d\uacfc \uc5d0\ucf54\uc2dc\uc2a4\ud15c \ud30c\ud2b8\ub108 \ubaa8\ub450\uc5d0\uac8c \uc774\uc775\uc774 \ub418\ub294 \uc11c\ube44\uc2a4\uc640 \ud504\ub85c\uc138\uc2a4\ub97c \uc81c\uacf5\ud558\uc5ec \uace0\uac1d\uacfc \uad00\ub828\uc131\uc744 \uc720\uc9c0\ud569\ub2c8\ub2e4.<\/li>\n\n\n\n<li>\uadf8\ub4e4\uc740 \uc0dd\ud0dc\uacc4\uc758 \uace0\uc720\ud55c \uacbd\uc81c\ud559\uc744 \uc774\ud574\ud558\uace0 \uc774\ub7ec\ud55c \ucc28\uc774\uc810\uc744 \uc720\ub9ac\ud558\uac8c \uc0ac\uc6a9\ud569\ub2c8\ub2e4.<\/li>\n\n\n\n<li>\uc774\ub294 \uac04\uc18c\ud654\ub41c \uace0\uac1d \uc11c\ube44\uc2a4\ub97c \uc704\ud55c \uc77c\uad00\ub41c \uc634\ub2c8\ucc44\ub110 \uc811\uadfc \ubc29\uc2dd\uc758 \uc608\uc2dc\uc785\ub2c8\ub2e4.<\/li>\n<\/ol>\n\n<p>\ub9ce\uc740 \uc131\uacf5\uc801\uc778 \ubcf4\ud5d8\uc0ac\uc5d0\uc11c \ud6a8\uacfc\uc801\uc778 \uc5d0\ucf54\uc2dc\uc2a4\ud15c \ud30c\ud2b8\ub108\uc2ed\uc744 \uad6c\ucd95\ud55c\ub2e4\ub294 \uac83\uc740 \uc5d0\ucf54\uc2dc\uc2a4\ud15c \ud30c\ud2b8\ub108\uc640 \uace0\uac1d\uc758 \uad00\uc810\uc744 \ucc44\ud0dd\ud558\ub294 \uac83\uc744 \uc758\ubbf8\ud569\ub2c8\ub2e4. \uc774\ub97c \ud1b5\ud574 \uc774\ub7ec\ud55c \ud1b5\uc2e0 \uc0ac\uc5c5\uc790\ub294 \ubb38\uc81c\uc810\uc744 \uc2dd\ubcc4\ud558\uace0 \uc774\ub7ec\ud55c \ubb38\uc81c\uc810\uc744 \ud574\uacb0\ud558\uae30 \uc704\ud574 \uae30\uc220 \ubc1c\uc804\uc744 \uc804\uac1c\ud569\ub2c8\ub2e4. \uc774\ub7ec\ud55c \ubc29\uc2dd\uc73c\ub85c \uc774\ub7ec\ud55c \ubcf4\ud5d8\uc0ac\ub294 \uc790\uc0ac, \ud30c\ud2b8\ub108, \ub300\ub9ac\uc778 \ubc0f \uc911\uac1c\uc778, \uace0\uac1d\uc744 \uc704\ud574 \ub3d9\uc2dc\uc5d0 \ubb38\uc81c\ub97c \ud574\uacb0\ud560 \uc218 \uc788\ub294 \uc0c8\ub85c\uc6b4 \ubc29\ubc95\uc744 \ubc1c\uacac\ud569\ub2c8\ub2e4.<\/p>\n\n<figure class=\"wp-block-image aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"642\" src=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/business-dinner-toast-1024x642.jpg\" alt=\"\" class=\"wp-image-11624\" srcset=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/business-dinner-toast-1024x642.jpg 1024w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/business-dinner-toast-300x188.jpg 300w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/business-dinner-toast-768x481.jpg 768w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/business-dinner-toast.jpg 1277w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n<h2 class=\"wp-block-heading\">2023\ub144\uacfc \uadf8 \uc774\ud6c4\uc758 \ubcf4\ud5d8 \uc0dd\ud0dc\uacc4 \uc608\uce21<\/h2>\n\n<p>\uc644\uc804\ud55c \uc0dd\ud0dc\uacc4 \ubcf4\ud5d8\uc0ac\ub85c \uc804\ud658\ud558\ub294 \uac83\uc740 \uc5b4\ub824\uc6b4 \uc77c\uc785\ub2c8\ub2e4. EY\uac00 \uc120\uc815\ud55c \ud2b8\ub80c\ub4dc \ubaa9\ub85d\uc740 &#8220;\uae30\uc220\ubfd0\ub9cc \uc544\ub2c8\ub77c \ube44\uc988\ub2c8\uc2a4 \ubaa8\ub378, \ubb38\ud654 \ubc0f \uae30\uc220 \uc804\ubc18\uc5d0 \ub300\ud55c \uadfc\ubcf8\uc801\uc778 \ud601\uc2e0\uc758 \ud544\uc694\uc131\uc744 \uc2dc\uc0ac\ud55c\ub2e4&#8221;\uace0 Payne, White \ubc0f Manchester\ub294 \uc37c\uc2b5\ub2c8\ub2e4.<\/p>\n\n<p>\uc778\uacf5 \uc9c0\ub2a5(AI)\uc740 \uc774\ub7ec\ud55c \ubcc0\ud654\uc5d0\uc11c \uacc4\uc18d\ud574\uc11c \uc5ed\ud560\uc744 \ud560 \uac83\uc785\ub2c8\ub2e4. &#8220;\ud1b5\uc2e0 \uc0ac\uc5c5\uc790\ub294 \uccad\uad6c \ub0b4\uc5ed \ubc0f \ubc30\ud3ec \uc0c1\ud638 \uc791\uc6a9\uacfc \uac19\uc740 \ub370\uc774\ud130 \uc790\uc0b0\uc758 \uc7a0\uc7ac\ub825\uc744 \uc544\uc9c1 \uc644\uc804\ud788 \uae68\ub2eb\uc9c0 \ubabb\ud588\uc2b5\ub2c8\ub2e4&#8221;\ub77c\uace0 McKinsey\uc758 <a href=\"https:\/\/www.mckinsey.com\/industries\/financial-services\/our-insights\/how-top-tech-trends-will-transform-insurance\" target=\"_blank\" rel=\"noreferrer noopener\">Krish Krishnakanthan<\/a> \uacfc \ub3d9\ub8cc \uc800\uc790\ub4e4\uc740 \uc37c\uc2b5\ub2c8\ub2e4. AI\uac00 \ub514\uc9c0\ud138 \ubd84\uc11d\uc758 \ud45c\uc900\uc774 \ub428\uc5d0 \ub530\ub77c \uc5d0\ucf54\uc2dc\uc2a4\ud15c \ud30c\ud2b8\ub108\ub294 \ub370\uc774\ud130 \uc0dd\uc131 \uc778\uc0ac\uc774\ud2b8\ub97c \uc0ac\uc6a9\ud558\uc5ec \uc5d0\ucf54\uc2dc\uc2a4\ud15c \ucc38\uac00\uc790\uc640 \uace0\uac1d \ubaa8\ub450\uc5d0\uac8c \uc0c1\ud638 \uc774\uc775\uc744 \uc81c\uacf5\ud560 \uc218 \uc788\ub294 \uc0c8\ub85c\uc6b4 \ubc29\ubc95\uc744 \ucc3e\uc744 \uac83\uc785\ub2c8\ub2e4.<\/p>\n\n<p>\uc9c0\uc18d\uc801\uc778 \uc131\uacf5\uc744 \uc704\ud574 \ubcf4\ud5d8\uc0ac\ub294 \uc0dd\ud0dc\uacc4 \ud30c\ud2b8\ub108\uc2ed \ub178\ub825\uc744 \uc9c0\uc6d0\ud560 \uc218 \uc788\ub294 \ud575\uc2ec \ube44\uc988\ub2c8\uc2a4\ub97c \uad6c\ucd95\ud574\uc57c \ud55c\ub2e4\uace0 McKinsey\uc758 <a href=\"https:\/\/www.mckinsey.com\/industries\/financial-services\/our-insights\/insurance-blog\/digital-ecosystems-for-insurers-no-one-size-fits-all\" target=\"_blank\" rel=\"noreferrer noopener\">Ulrike Deetjen<\/a>\uc740 \ub9d0\ud569\ub2c8\ub2e4. \uc608\ub97c \ub4e4\uc5b4, \ub370\uc774\ud130 \uc0ac\uc77c\ub85c\uc758 \uc601\ud5a5\uc744 \uc904\uc774\uba74 \ubcf4\ud5d8\uc0ac\ub294 \uae30\uc874 \ub370\uc774\ud130 \uc138\ud2b8\ub97c \ub354 \uc798 \ud65c\uc6a9\ud558\uace0 \uadf8 \uacb0\uacfc\ub85c \uc5bb\uc740 \uc778\uc0ac\uc774\ud2b8\ub97c \ud65c\uc6a9\ud558\uc5ec \uc5d0\ucf54\uc2dc\uc2a4\ud15c \uacbd\ud5d8\uc744 \uac1c\uc120\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n<p>\uc0dd\ud0dc\uacc4 \uacbd\uc81c\ub294 \ube44\uc988\ub2c8\uc2a4 \uc131\uc7a5\uc744 \uc704\ud55c \ud48d\ubd80\ud55c \uae30\ud68c\ub97c \uc81c\uacf5\ud569\ub2c8\ub2e4. \ub9e5\ud0a8\uc9c0(McKinsey)\uc758 <a href=\"https:\/\/www.mckinsey.com\/business-functions\/mckinsey-digital\/our-insights\/how-do-companies-create-value-from-digital-ecosystems\" target=\"_blank\" rel=\"noreferrer noopener\">\ubbf8\ud074\ub85c\uc2a4 \ub514\uce20(Miklos Dietz), \ud568\uc790 \uce78(Hamza Khan), \uc774\uc2a4\ud2b8\ubc18 \ub78d(Istvan Rab<\/a> )\uc740 &#8220;\ud1b5\ud569 \ub124\ud2b8\uc6cc\ud06c \uacbd\uc81c\ub294 2025\ub144\uc5d0 \uc804 \uc138\uacc4 60\uc870 \ub2ec\ub7ec\uc758 \ub9e4\ucd9c \ud480\uc744 \ucc28\uc9c0\ud560 \uc218 \uc788\ub2e4&#8221;\uace0 \uc608\uce21\ud569\ub2c8\ub2e4. 2020\ub144 \uc0dd\ud0dc\uacc4\ub294 \uc804 \uc138\uacc4 \ucd1d \ub9e4\ucd9c\uc758 1-2%\uc5d0 \ubd88\uacfc\ud588\uc9c0\ub9cc, \uc800\uc790\ub4e4\uc740 \uc774\ub7ec\ud55c \ud30c\ud2b8\ub108\uc2ed\uc774 2025\ub144\uae4c\uc9c0 \uc804 \uc138\uacc4 \ucd1d \ub9e4\ucd9c\uc758 \ucd5c\ub300 30%\uae4c\uc9c0 \uae30\uc5ec\ud560 \uc218 \uc788\ub2e4\uace0 \ucd94\uc815\ud569\ub2c8\ub2e4.<\/p>\n\n<p>\uc0dd\ud0dc\uacc4 \ubaa8\ub378\uc758 \ud655\uc7a5\uc740 \ubd88\uac00\ud53c\ud558\ub2e4. \uc5d0\ucf54\uc2dc\uc2a4\ud15c\uc740 \uc624\ub298\ub0a0 \ubcf4\ud5d8\uc0ac\uac00 \uc9c1\uba74\ud55c \uac00\uc7a5 \ud070 \ubb38\uc81c \uc911 \uc77c\ubd80\ub97c \ud574\uacb0\ud560 \uc218 \uc788\ub294 \uae30\ud68c\ub97c \uc81c\uacf5\ud558\uba70, \ubcf4\ud5d8 \uad00\uacc4\uc5d0 \uad00\ub828\ub41c \ubaa8\ub4e0 \uc0ac\ub78c\uc5d0\uac8c \uc774\uc775\uc774 \ub418\ub294 \ubc29\uc2dd\uc73c\ub85c \uc774\ub97c \uc218\ud589\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n<p>\uc0ac\uc2e4, \uc0dd\ud0dc\uacc4\ub294 \ubcf4\ud5d8\uc758 \uc0c8\ub85c\uc6b4 \ud45c\uc900\uc774 \ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4. &#8220;\ud604\uc7ac \ucd94\uc138\uc5d0 \ub530\ub974\uba74 \uc0dd\ud0dc\uacc4\uac00 \ube44\uad50\uc801 \uac00\uae4c\uc6b4 \ubbf8\ub798\uc5d0 \uc8fc\uc694 \ube44\uc988\ub2c8\uc2a4 \ubaa8\ub378\uc774 \ub420 \uac83\uc73c\ub85c \uc608\uc0c1\ud569\ub2c8\ub2e4. \ub298 \uadf8\ub807\ub4ef\uc774 \uc624\ub298\ub0a0 \ud601\uc2e0\uc801\uc774\ub77c\uace0 \ub290\uaef4\uc9c0\ub294 \uac83\uc774 \uace7 \uae30\uc900\uc774 \ub420 \uac83\uc785\ub2c8\ub2e4&#8221;\ub77c\uace0 <a href=\"https:\/\/www.ey.com\/en_gl\/insurance\/2022-global-insurance-outlook-growing-with-people-purpose-and-tech\" target=\"_blank\" rel=\"noreferrer noopener\">\uc774\uc790\ubca8 \uc0b0\ud14c\ub099(Isabelle Santenac<\/a> )\uacfc EY \ud300\uc740 \ub9d0\ud569\ub2c8\ub2e4.<\/p>\n\n<p>\ud55c\ud3b8, \uc0dd\ud0dc\uacc4 \uad00\uacc4\uc640 \uae30\ubc18 \uae30\uc220\uc744 \ubaa8\ub450 \uc218\uc6a9\ud558\uc9c0 \uc54a\ub294 \ubcf4\ud5d8\uc0ac\ub294 \uacbd\uc7c1\uc5c5\uccb4\uc640 \uacbd\uc7c1\ud558\uae30 \uc704\ud574 \uace0\uad70\ubd84\ud22c\ud560 \uac00\ub2a5\uc131\uc774 \ub192\uc2b5\ub2c8\ub2e4. \uc2e0\uc6a9 \ud3c9\uac00 \uae30\uad00\uc774\uc790 \ub370\uc774\ud130 \ubd84\uc11d \uc81c\uacf5\uc5c5\uccb4\uc778 AM Best\uc758 \ubd80\uc0ac\uc7a5 \uacb8 \ucd5c\uace0\uc6b4\uc601\ucc45\uc784\uc790(COO)\uc778 <a href=\"https:\/\/www.majesco.com\/game-changing-trends-in-2022-for-the-future-of-insurance\/\" target=\"_blank\" rel=\"noreferrer noopener\">\uc9d0 \uae38\ub77c\ub4dc(Jim Gillard<\/a>)\ub294 &#8220;\ud601\uc2e0\uc774 \ubcf4\ud3b8\ud654\ub428\uc5d0 \ub530\ub77c \ud601\uc2e0\ud558\uc9c0 \uc54a\ub294 \ubcf4\ud5d8\uc0ac\ub294 \ubd88\ub9ac\ud55c \uc120\ud0dd\uacfc \uc6b4\uc601 \ud6a8\uc728\uc131 \uc545\ud654\ub85c \uc778\ud574 \ubd88\ub9ac\ud55c \uc0c1\ud669\uc5d0 \ucc98\ud560 \uc218 \uc788\ub2e4&#8221;\uace0 \ub9d0\ud569\ub2c8\ub2e4.<\/p>\n\n<p>\ud611\uc5c5\uc740 \uc0c8\ub85c\uc6b4 \uac1c\ub150\uc774 \uc544\ub2d9\ub2c8\ub2e4. \uc778\uac04\uc740 \ud56d\uc0c1 \uc0ac\ud68c\uc801 \uc885\uc774\uc5c8\uc73c\uba70, \ud63c\uc790 \uace0\uad70\ubd84\ud22c\ud558\uae30\ubcf4\ub2e4\ub294 \ud568\uaed8 \ubaa9\ud45c\ub97c \ub2ec\uc131\ud558\ub294 \uac83\uc744 \uc120\ud638\ud588\uc2b5\ub2c8\ub2e4. \ubcf4\ud5d8 \uc5d0\ucf54\uc2dc\uc2a4\ud15c \ud30c\ud2b8\ub108\uc2ed\uc740 \ub514\uc9c0\ud138 \ub3c4\uad6c\ub97c \ud65c\uc6a9\ud558\uc5ec \uc0c8\ub85c\uc6b4 \uaddc\ubaa8\uc758 \ud611\uc5c5\uc744 \uad6c\ud604\ud558\uc5ec \ubcf4\ud5d8\uc0ac, \ud30c\ud2b8\ub108 \ubc0f \uace0\uac1d\uc5d0\uac8c \uc774\uc810\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4.<\/p>\n\n<p><em>\uc774\ubbf8\uc9c0 \uc791\uc131\uc790: langstrup\/\u00a9123RF.com, nonwarit\/\u00a9123RF.com, rawpixel\/\u00a9123RF.com<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\uc0dd\ud0dc\uacc4 \ud30c\ud2b8\ub108\uc2ed\uc774 \ucc98\uc74c \ub4f1\uc7a5\ud588\uc744 \ub54c \uc774\ub97c \ud601\uc2e0\uc801\uc778 \uac1c\ub150\uc73c\ub85c \ubcf8 \ubcf4\ud5d8 \ud68c\uc0ac\ub294 \uac70\uc758 \uc5c6\uc5c8\uc2b5\ub2c8\ub2e4. \uae30\uc5c5\uc740 \uc0c1\ud638 \uad00\uc2ec\uc0ac\ub97c \ucda9\uc871\ud558\uace0 \uacf5\ud1b5\uc758 \uccad\uc911\uc5d0\uac8c \ub2e4\uac00\uac00\uae30 \uc704\ud574 \uc624\ub7ab\ub3d9\uc548 \ud611\ub825\ud574 \uc654\uc2b5\ub2c8\ub2e4. \uc0dd\ud0dc\uacc4\uac00 \ubc1c\uc804\ud568\uc5d0 \ub530\ub77c \uae30\uc874\uc758 \ud30c\ud2b8\ub108\uc2ed\uc774\ub098 \ud611\uc5c5\uacfc \uc810\uc810 \ub354 \ucc28\ubcc4\ud654\ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc624\ub298\ub0a0 \uc131\uacf5\uc801\uc778 \uc5d0\ucf54\uc2dc\uc2a4\ud15c \ud30c\ud2b8\ub108\uc2ed\uc5d0\ub294 \uba87 \uac00\uc9c0 \uacf5\ud1b5\ub41c \ud2b9\uc9d5\uc774 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c 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