{"id":33697,"date":"2024-11-19T10:09:10","date_gmt":"2024-11-19T15:09:10","guid":{"rendered":"https:\/\/bolttech.io\/insights\/%e3%83%a6%e3%83%bc%e3%82%b6%e3%83%bc%e4%b8%bb%e5%b0%8e%e3%81%ae%e3%83%86%e3%82%af%e3%83%8e%e3%83%ad%e3%82%b8%e3%83%bc%e3%81%8c%e3%82%a4%e3%83%b3%e3%82%b7%e3%83%a5%e3%82%a2%e3%83%86%e3%83%83%e3%82%af\/"},"modified":"2024-11-19T10:09:17","modified_gmt":"2024-11-19T15:09:17","slug":"%e3%83%a6%e3%83%bc%e3%82%b6%e3%83%bc%e4%b8%bb%e5%b0%8e%e3%81%ae%e3%83%86%e3%82%af%e3%83%8e%e3%83%ad%e3%82%b8%e3%83%bc%e3%81%8c%e3%82%a4%e3%83%b3%e3%82%b7%e3%83%a5%e3%82%a2%e3%83%86%e3%83%83%e3%82%af","status":"publish","type":"insight","link":"https:\/\/bolttech.io\/ja\/insights\/%e3%83%a6%e3%83%bc%e3%82%b6%e3%83%bc%e4%b8%bb%e5%b0%8e%e3%81%ae%e3%83%86%e3%82%af%e3%83%8e%e3%83%ad%e3%82%b8%e3%83%bc%e3%81%8c%e3%82%a4%e3%83%b3%e3%82%b7%e3%83%a5%e3%82%a2%e3%83%86%e3%83%83%e3%82%af\/","title":{"rendered":"\u30e6\u30fc\u30b6\u30fc\u4e3b\u5c0e\u306e\u30c6\u30af\u30ce\u30ed\u30b8\u30fc\u304c\u30a4\u30f3\u30b7\u30e5\u30a2\u30c6\u30c3\u30af\u3067\u3069\u306e\u3088\u3046\u306b\u4f7f\u7528\u3055\u308c\u3066\u3044\u308b\u304b"},"content":{"rendered":"\n<p>\u9867\u5ba2\u3001\u4ee3\u7406\u5e97\u3001\u4fdd\u967a\u4f1a\u793e\u306e\u30b9\u30bf\u30c3\u30d5\u306f\u3001\u4fdd\u967a\u696d\u754c\u3067\u5e38\u306b\u91cd\u8981\u306a\u5f79\u5272\u3092\u62c5\u3063\u3066\u304d\u307e\u3057\u305f\u3002\u30c6\u30af\u30ce\u30ed\u30b8\u30fc\u306f\u3001\u3053\u308c\u3089\u306e\u5f79\u5272\u306e\u57fa\u672c\u7684\u306a\u6027\u8cea\u3092\u5909\u3048\u305f\u308f\u3051\u3067\u306f\u3042\u308a\u307e\u305b\u3093\u304c\u3001\u53c2\u52a0\u8005\u304c\u81ea\u5206\u306e\u5f79\u5272\u3092\u3088\u308a\u7c21\u5358\u304b\u3064\u52b9\u7387\u7684\u306b\u9042\u884c\u3059\u308b\u305f\u3081\u306e\u591a\u304f\u306e\u4fbf\u5229\u306a\u30c4\u30fc\u30eb\u3092\u63d0\u4f9b\u3057\u3066\u304d\u307e\u3057\u305f\u3002 <\/p>\n\n<p>\u4eca\u65e5\u3001\u30e6\u30fc\u30b6\u30fc\u4e3b\u5c0e\u306e\u30c6\u30af\u30ce\u30ed\u30b8\u30fc\u306f\u3001\u4fdd\u967a\u4f1a\u793e\u304c\u30ea\u30b9\u30af\u3092\u3088\u308a\u3088\u304f\u7406\u89e3\u3057\u3001\u5bfe\u51e6\u3059\u308b\u305f\u3081\u306e\u8c4a\u5bcc\u306a\u6a5f\u4f1a\u3092\u63d0\u4f9b\u3057\u3066\u3044\u307e\u3059\u3002\u30e6\u30fc\u30b6\u30fc\u4e3b\u5c0e\u306e\u30c6\u30af\u30ce\u30ed\u30b8\u30fc\u306e\u4f5c\u6210\u8005\u3084\u3001\u305d\u306e\u30c6\u30af\u30ce\u30ed\u30b8\u30fc\u306e\u30e6\u30fc\u30b6\u30fc(\u9867\u5ba2\u306a\u3069)\u3068\u63d0\u643a\u3059\u308b\u3053\u3068\u3067\u3001\u4fdd\u967a\u4f1a\u793e\u306f\u3088\u308a\u591a\u304f\u306e\u60c5\u5831\u3092\u53ce\u96c6\u3057\u3001\u3088\u308a\u52b9\u7387\u7684\u306b\u30bf\u30b9\u30af\u3092\u5b9f\u884c\u3067\u304d\u307e\u3059\u3002 <\/p>\n\n<h2 class=\"wp-block-heading\">\u30e6\u30fc\u30b6\u30fc\u4e3b\u5c0e\u306e\u30c6\u30af\u30ce\u30ed\u30b8\u30fc\u3068\u4fdd\u967a\u696d\u754c\u306e\u30c7\u30b8\u30bf\u30eb\u30c8\u30e9\u30f3\u30b9\u30d5\u30a9\u30fc\u30e1\u30fc\u30b7\u30e7\u30f3<\/h2>\n\n<p>\u30c7\u30b8\u30bf\u30eb\u9769\u547d\u4ee5\u524d\u306f\u3001\u4eba\u9593\u306f\u7279\u5b9a\u306e\u30bf\u30b9\u30af\u306b\u5bfe\u51e6\u3059\u308b\u305f\u3081\u306b\u5229\u7528\u3067\u304d\u308b\u3055\u307e\u3056\u307e\u306a\u30c4\u30fc\u30eb\u3092\u307e\u3060\u6301\u3063\u3066\u3044\u307e\u3057\u305f\u3002\u305f\u3068\u3048\u3070\u3001\u7279\u5b9a\u306e\u5730\u57df\u306e\u4f4f\u5b85\u3084\u8eca\u4e21\u306b\u4fdd\u967a\u3092\u304b\u3051\u308b\u30ea\u30b9\u30af\u3092\u3088\u308a\u3088\u304f\u7406\u89e3\u3057\u3088\u3046\u3068\u3057\u3066\u3044\u308b\u4fdd\u967a\u4f1a\u793e\u306f\u3001\u7d71\u8a08\u30c7\u30fc\u30bf\u3092\u53c2\u7167\u3057\u305f\u308a\u3001\u72ec\u81ea\u306e\u8fd1\u96a3\u8a2a\u554f\u3092\u884c\u3063\u305f\u308a\u3059\u308b\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u3002\u30c7\u30b8\u30bf\u30eb\u6280\u8853\u306f\u5206\u6790\u3092\u767a\u660e\u3057\u305f\u308f\u3051\u3067\u306f\u3042\u308a\u307e\u305b\u3093\u304c\u3001\u5206\u6790\u3078\u306e\u591a\u304f\u306e\u30a2\u30d7\u30ed\u30fc\u30c1\u3092\u5bb9\u6613\u306b\u3057\u307e\u3057\u305f\u3002  <\/p>\n\n<p>\u4eca\u65e5\u3001\u4fdd\u967a\u306b\u95a2\u9023\u3059\u308b\u30c6\u30af\u30ce\u30ed\u30b8\u30fc\u306e\u4f7f\u7528\u306f\u3001\u4fdd\u967a\u4f1a\u793e\u3060\u3051\u3067\u306a\u304f\u9867\u5ba2\u306b\u3088\u3063\u3066\u3082\u63a8\u9032\u3055\u308c\u3066\u3044\u307e\u3059\u3002\u305f\u3068\u3048\u3070\u3001\u30b9\u30de\u30fc\u30c8\u30d5\u30a9\u30f3\u3084\u30b3\u30f3\u30d4\u30e5\u30fc\u30bf\u30fc\u3092\u4ecb\u3057\u3066\u4fdd\u967a\u4f1a\u793e\u306b\u7c21\u5358\u306b\u30a2\u30af\u30bb\u30b9\u3057\u305f\u3044\u3068\u3044\u3046\u9867\u5ba2\u306e\u8981\u6c42\u306b\u3088\u308a\u3001\u4fdd\u967a\u4f1a\u793e\u3068\u4ee3\u7406\u5e97\u306e\u8996\u70b9\u306f\u3001\u4fdd\u967a\u306e\u9069\u7528\u7bc4\u56f2\u3092\u5206\u914d\u3059\u308b\u6700\u5584\u306e\u65b9\u6cd5\u306b\u3064\u3044\u3066\u5909\u308f\u308a\u307e\u3057\u305f\u3002 <\/p>\n\n<p>\u30e6\u30fc\u30b6\u30fc\u4e3b\u5c0e\u306e\u30c6\u30af\u30ce\u30ed\u30b8\u30fc\u304c\u666e\u53ca\u3059\u308b\u306b\u3064\u308c\u3066\u3001\u4fdd\u967a\u4f1a\u793e\u306f\u7279\u5b9a\u306e\u8eca\u4e21\u3084\u5efa\u7269\u3067\u4f55\u304c\u8d77\u3053\u3063\u3066\u3044\u308b\u306e\u304b\u3092\u7406\u89e3\u3059\u308b\u305f\u3081\u306e\u524d\u4f8b\u306e\u306a\u3044\u6a5f\u4f1a\u3082\u63d0\u4f9b\u3055\u308c\u308b\u3088\u3046\u306b\u306a\u308a\u307e\u3057\u305f\u3002\u307e\u305f\u3001\u9867\u5ba2\u306e\u884c\u52d5\u306b\u95a2\u3059\u308b\u65b0\u3057\u3044\u6d1e\u5bdf\u3082\u63d0\u4f9b\u3057\u307e\u3059\u3002 <\/p>\n\n<p>\u305f\u3068\u3048\u3070\u3001\u30b9\u30de\u30fc\u30c8\u30db\u30fc\u30e0\u30c7\u30d0\u30a4\u30b9\u306f\u300124\u6642\u9593\u60c5\u5831\u3092\u53ce\u96c6\u3067\u304d\u307e\u3059\u3002\u305d\u306e\u7d50\u679c\u3001\u300c\u79c1\u305f\u3061\u306f\u3001\u3042\u308b\u6642\u70b9\u306e\u30b9\u30ca\u30c3\u30d7\u30b7\u30e7\u30c3\u30c8\u3092\u6301\u3064\u3053\u3068\u304b\u3089\u3001\u5bb6\u3067\u4f55\u304c\u8d77\u3053\u3063\u3066\u3044\u308b\u304b\u3092\u7d99\u7d9a\u7684\u306b\u8a55\u4fa1\u3059\u308b\u3053\u3068\u306b\u79fb\u884c\u3057\u3066\u3044\u307e\u3059\u300d\u3068\u3001LexisNexis\u306e\u4fdd\u967a\u5546\u54c1\u6226\u7565\u3001ID\u7ba1\u7406\u3001IoT\u62c5\u5f53\u30c7\u30a3\u30ec\u30af\u30bf\u30fc\u3067\u3042\u308b <a href=\"https:\/\/staceyoniot.com\/the-smart-home-will-change-insurance-but-it-will-take-time\/\" target=\"_blank\" rel=\"noreferrer noopener\">Dan Davis<\/a>\u6c0f\u306f\u8ff0\u3079\u3066\u3044\u307e\u3059\u3002 <\/p>\n\n<p>\u30e6\u30fc\u30b6\u30fc\u4e3b\u5c0e\u306e\u30c6\u30af\u30ce\u30ed\u30b8\u30fc\u306b\u306f\u30e6\u30fc\u30b6\u30fc\u3068\u306e\u5bfe\u8a71\u304c\u5fc5\u8981\u3067\u3042\u308b\u305f\u3081\u3001\u591a\u304f\u306e\u5834\u5408\u3001\u5546\u54c1\u3092\u4f7f\u7528\u3059\u308b\u9867\u5ba2\u3068\u3001\u305d\u306e\u9867\u5ba2\u56fa\u6709\u306e\u30ea\u30b9\u30af\u95a2\u9023\u306e\u8ab2\u984c\u3092\u3088\u308a\u3088\u304f\u7406\u89e3\u3057\u3088\u3046\u3068\u3059\u308b\u4fdd\u967a\u4f1a\u793e\u3068\u306e\u95a2\u4fc2\u3082\u5fc5\u8981\u3067\u3059\u3002\u3053\u308c\u3089\u306e\u30c6\u30af\u30ce\u30ed\u30b8\u30fc\u306e\u4f7f\u7528\u306b\u57fa\u3065\u3044\u3066\u69cb\u7bc9\u3055\u308c\u305f\u9069\u5207\u306a\u9867\u5ba2\u95a2\u4fc2\u306f\u3001\u9867\u5ba2\u304c\u30ea\u30b9\u30af\u3092\u8efd\u6e1b\u307e\u305f\u306f\u6392\u9664\u3059\u308b\u305f\u3081\u306e\u3088\u308a\u826f\u3044\u9078\u629e\u3092\u3059\u308b\u306e\u306b\u5f79\u7acb\u3061\u307e\u3059\u3002 <\/p>\n\n<figure class=\"wp-block-image aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/smart-home-on-tablet-1024x683.jpg\" alt=\"&#x30C7;&#x30B8;&#x30BF;&#x30EB;&#x30BF;&#x30D6;&#x30EC;&#x30C3;&#x30C8;&#x3067;&#x30B9;&#x30DE;&#x30FC;&#x30C8;&#x30CF;&#x30A6;&#x30B9;&#x3092;&#x76E3;&#x8996;&#x3059;&#x308B;&#x4EBA;\" class=\"wp-image-10516\" srcset=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/smart-home-on-tablet-1024x683.jpg 1024w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/smart-home-on-tablet-300x200.jpg 300w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/smart-home-on-tablet-768x512.jpg 768w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/smart-home-on-tablet.jpg 1200w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n<h2 class=\"wp-block-heading\">\u30a4\u30f3\u30b7\u30e5\u30a2\u30c6\u30c3\u30af\u306e\u3069\u306e\u30e6\u30fc\u30b6\u30fc\u4e3b\u5c0e\u578b\u30c6\u30af\u30ce\u30ed\u30b8\u30fc\u306e\u6a5f\u80fd\u3067\u3059\u304b?<\/h2>\n\n<p>\u30e6\u30fc\u30b6\u30fc\u4e3b\u5c0e\u306e\u30c6\u30af\u30ce\u30ed\u30b8\u3068\u3044\u3046\u7528\u8a9e\u306f\u3001\u610f\u56f3\u3055\u308c\u305f\u76ee\u7684\u3092\u9054\u6210\u3059\u308b\u305f\u3081\u306b\u30e6\u30fc\u30b6\u30fc\u306e\u64cd\u4f5c\u3068\u30d5\u30a3\u30fc\u30c9\u30d0\u30c3\u30af\u306b\u4f9d\u5b58\u3059\u308b\u30c6\u30af\u30ce\u30ed\u30b8\u3068\u3057\u3066\u5e83\u304f\u5b9a\u7fa9\u3055\u308c\u308b\u5834\u5408\u304c\u3042\u308a\u307e\u3059\u3002\u4fdd\u967a\u696d\u754c\u3067\u306f\u3001\u30e6\u30fc\u30b6\u30fc\u4e3b\u5c0e\u306e\u30c6\u30af\u30ce\u30ed\u30b8\u30fc\u306f\u3001\u591a\u304f\u306e\u5834\u5408\u3001\u9867\u5ba2\u3001\u4ee3\u7406\u5e97\u3001\u67fb\u5b9a\u4eba\u306a\u3069\u3001\u4fdd\u967a\u4f1a\u793e\u4ee5\u5916\u306e\u53c2\u52a0\u8005\u304c\u624b\u304c\u3051\u308b\u3082\u306e\u3067\u3059\u3002\u3057\u305f\u304c\u3063\u3066\u3001\u901a\u4fe1\u4e8b\u696d\u8005\u306b\u3068\u3063\u3066\u306e\u8ab2\u984c\u306f\u3001\u3053\u308c\u3089\u306e\u6280\u8853\u306e\u6700\u9069\u306a\u9069\u7528\u3092\u4fc3\u9032\u3059\u308b\u95a2\u4fc2\u3092\u69cb\u7bc9\u3059\u308b\u3053\u3068\u3068\u3001\u6280\u8853\u81ea\u4f53\u3092\u4f7f\u7528\u3059\u308b\u3053\u3068\u306b\u3042\u308a\u307e\u3059\u3002  <\/p>\n\n<h3 class=\"wp-block-heading\">\u30b9\u30de\u30fc\u30c8\u30d5\u30a9\u30f3<\/h3>\n\n<p>\u30b9\u30de\u30fc\u30c8\u30d5\u30a9\u30f3\u306f\u4e16\u754c\u3092\u5e2d\u5dfb\u3057\u3066\u3044\u307e\u3059\u3002 <a href=\"https:\/\/www.statista.com\/topics\/2711\/us-smartphone-market\/#topicHeader__wrapper\" target=\"_blank\" rel=\"noreferrer noopener\">Statista<\/a> \u306e\u30c7\u30fc\u30bf\u306b\u3088\u308b\u3068\u30012011\u5e74\u306b\u306f\u308f\u305a\u304b35%\u3060\u3063\u305f\u7c73\u56fd\u306e\u6210\u4eba\u306e85%\u304c2021\u5e74\u306b\u306f\u30b9\u30de\u30fc\u30c8\u30d5\u30a9\u30f3\u3092\u6240\u6709\u3057\u3066\u3044\u308b\u3068\u63a8\u5b9a\u3055\u308c\u3066\u3044\u307e\u3059\u3002 <\/p>\n\n<p>\u30b9\u30de\u30fc\u30c8\u30d5\u30a9\u30f3\u306e\u4fa1\u5024\u306f\u3001\u9867\u5ba2\u304c\u305d\u306e\u30c6\u30af\u30ce\u30ed\u30b8\u30fc\u3092\u4f7f\u7528\u3057\u3066\u4fdd\u967a\u4f1a\u793e\u3068\u3069\u306e\u3088\u3046\u306b\u95a2\u308f\u308b\u304b\u306b\u304b\u304b\u3063\u3066\u3044\u307e\u3059\u3002\u4fdd\u967a\u4f1a\u793e\u306e\u30e2\u30d0\u30a4\u30eb\u30b5\u30a4\u30c8\u3084\u30a2\u30d7\u30ea\u3078\u306e\u30a2\u30af\u30bb\u30b9\u306f\u3001\u307b\u3093\u306e\u4e00\u4f8b\u3067\u3059\u3002\u3082\u3046\u4e00\u3064\u306f\u3001\u30c6\u30ec\u30de\u30c6\u30a3\u30af\u30b9\u306e\u3088\u3046\u306a\u30b9\u30de\u30fc\u30c8\u30c7\u30d0\u30a4\u30b9\u306e\u7ba1\u7406\u3067\u3059\u3002  <\/p>\n\n<p>\u300c\u8eca\u4e21\u30c6\u30ec\u30de\u30c6\u30a3\u30af\u30b9\u3001\u7d71\u5408\u30ca\u30d3\u30b2\u30fc\u30b7\u30e7\u30f3\u3001\u904b\u8ee2\u884c\u52d5\u3092\u76f4\u63a5\u76e3\u8996\u3059\u308b\u305f\u3081\u306b\u4f7f\u7528\u3055\u308c\u308b\u30b3\u30f3\u30d4\u30e5\u30fc\u30bf\u30fc\u304a\u3088\u3073\u30e2\u30d0\u30a4\u30eb\u901a\u4fe1\u6280\u8853\u306b\u3088\u308a\u3001\u4fdd\u967a\u4f1a\u793e\u306f\u771f\u306e\u56e0\u679c\u7684\u30ea\u30b9\u30af\u8981\u56e0\u3092\u4f7f\u7528\u3057\u3066\u30ea\u30b9\u30af\u3092\u6b63\u78ba\u306b\u8a55\u4fa1\u3057\u3001\u6b63\u78ba\u306aUBI [usage-based insurance] \u683c\u4ed8\u3051\u8a08\u753b\u3092\u7b56\u5b9a\u3059\u308b\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u300d\u3068\u3001\u5168\u7c73\u4fdd\u967a\u76e3\u7763\u5b98\u5354\u4f1a(NAIC)\u306e <a href=\"https:\/\/content.naic.org\/sites\/default\/files\/inline-files\/cipr_study_150324_usage_based_insurance_and_vehicle_telematics_study_series_1.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">\u30c7\u30a3\u30df\u30c8\u30ea\u30b9\u30fb\u30ab\u30e9\u30d4\u30da\u30ea\u30b9<\/a> \u7814\u7a76\u54e1\u306f\u66f8\u3044\u3066\u3044\u307e\u3059\u3002<\/p>\n\n<p>\u304a\u5ba2\u69d8\u3082\u3001\u81ea\u5206\u306e\u904b\u8ee2\u7fd2\u6163\u306b\u3064\u3044\u3066\u3082\u3063\u3068\u77e5\u308a\u305f\u3044\u3068\u601d\u3063\u3066\u3044\u307e\u3059\u3002\u9867\u5ba2\u304c\u30b9\u30de\u30fc\u30c8\u30d5\u30a9\u30f3\u3067\u63a5\u7d9a\u3067\u304d\u308b\u30c6\u30ec\u30de\u30c6\u30a3\u30af\u30b9\u3092\u4f7f\u7528\u3059\u308b\u3053\u3068\u3067\u3001\u4fdd\u967a\u4f1a\u793e\u306f\u30ea\u30b9\u30af\u3092\u3088\u308a\u3088\u304f\u7406\u89e3\u3059\u308b\u3068\u540c\u6642\u306b\u3001\u9867\u5ba2\u3068\u306e\u3088\u308a\u7dca\u5bc6\u306a\u95a2\u4fc2\u3092\u7bc9\u304f\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u3002 <\/p>\n\n<h3 class=\"wp-block-heading\">\u7121\u4eba \u5075\u5bdf \u6a5f<\/h3>\n\n<p>\u30c9\u30ed\u30fc\u30f3\u304c\u521d\u3081\u3066\u500b\u4eba\u3084\u4f01\u696d\u306b\u5bb9\u6613\u306b\u30a2\u30af\u30bb\u30b9\u3067\u304d\u308b\u3088\u3046\u306b\u306a\u3063\u305f\u3068\u304d\u3001\u5f7c\u3089\u306f\u7279\u306b\u4fdd\u967a\u306b\u304a\u3044\u3066\u591a\u304f\u306e\u30e1\u30ea\u30c3\u30c8\u3092\u7d04\u675f\u3057\u307e\u3057\u305f\u3002\u4eca\u65e5\u3001\u591a\u304f\u306e\u4fdd\u967a\u4f1a\u793e\u306f\u3001\u3044\u304f\u3064\u304b\u306e\u72b6\u6cc1\u3067\u3088\u308a\u5b89\u5168\u3067\u52b9\u679c\u7684\u306a\u4ee3\u66ff\u624b\u6bb5\u3068\u3057\u3066\u30c9\u30ed\u30fc\u30f3\u3092\u4f7f\u7528\u3057\u3066\u3044\u307e\u3059\u3002 <\/p>\n\n<p>State Farm\u306e\u5e83\u5831\u62c5\u5f53\u8005 <a href=\"https:\/\/www.claimsjournal.com\/news\/national\/2021\/04\/30\/303458.htm\" target=\"_blank\" rel=\"noreferrer noopener\">Dave Phillips<\/a>\u6c0f\u306b\u3088\u308b\u3068\u3001State Farm\u306f2015\u5e74\u306b\u30c9\u30ed\u30fc\u30f3\u3092\u4f7f\u7528\u3057\u3066\u5efa\u7269\u306e\u5c4b\u4e0a\u3092\u691c\u67fb\u3057\u3001\u8acb\u6c42\u30d7\u30ed\u30bb\u30b9\u306e\u4e00\u74b0\u3068\u3057\u3066\u58ca\u6ec5\u7684\u306a\u88ab\u5bb3\u3092\u8a55\u4fa1\u3057\u307e\u3057\u305f\u3002<\/p>\n\n<p>\u30c9\u30ed\u30fc\u30f3\u306b\u3068\u3063\u3066\u306f\u3001\u4eba\u3092\u9001\u308a\u8fbc\u3080\u3088\u308a\u3082\u5c4b\u6839\u3092\u70b9\u691c\u3059\u308b\u65b9\u304c\u5b89\u5168\u3067\u3059\u3002\u307e\u305f\u3001\u30c9\u30ed\u30fc\u30f3\u306f\u4eba\u3088\u308a\u3082\u901f\u304f\u79fb\u52d5\u3067\u304d\u3001\u982d\u4e0a\u3092\u79fb\u52d5\u3057\u306a\u304c\u3089\u7c21\u5358\u306b\u5834\u6240\u3092\u5207\u308a\u66ff\u3048\u308b\u3053\u3068\u304c\u3067\u304d\u308b\u305f\u3081\u3001\u3088\u308a\u9ad8\u901f\u306b\u306a\u308b\u3053\u3068\u3082\u3042\u308a\u307e\u3059\u3002\u8907\u6570\u306e\u30c9\u30ed\u30fc\u30f3\u3092\u4f75\u7528\u3057\u3066\u3001\u540c\u3058\u6642\u9593\u3067\u3088\u308a\u591a\u304f\u306e\u60c5\u5831\u3092\u53ce\u96c6\u3059\u308b\u3053\u3068\u3082\u3067\u304d\u308b\u3068\u3001Drone Software Canada\u306e\u5171\u540c\u8a2d\u7acb\u8005\u3067\u3042\u308b <a href=\"https:\/\/www.canadianunderwriter.ca\/insurance\/flying-high-drone-use-in-insurance-1004212510\/\" target=\"_blank\" rel=\"noreferrer noopener\">Kabir Shaal<\/a>\u6c0f\u306f\u8ff0\u3079\u3066\u3044\u307e\u3059\u3002  <\/p>\n\n<p>\u30c9\u30ed\u30fc\u30f3\u306f\u3001\u4fdd\u967a\u4f1a\u793e\u306b\u3068\u3063\u3066\u3059\u3050\u306b\u3055\u3089\u306b\u4f7f\u3044\u3084\u3059\u304f\u306a\u308b\u304b\u3082\u3057\u308c\u307e\u305b\u3093\u30022021\u5e74\u3001 <a href=\"https:\/\/www.faa.gov\/uas\/commercial_operators\/operations_over_people\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u9023\u90a6\u822a\u7a7a\u5c40(FAA<\/a> )\u306f\u3001\u30c9\u30ed\u30fc\u30f3\u304c\u7a7a\u304b\u3089\u843d\u4e0b\u3057\u305f\u5834\u5408\u306b\u8ca0\u50b7\u3059\u308b\u53ef\u80fd\u6027\u306e\u3042\u308b\u5730\u57df\u3067\u306e\u30c9\u30ed\u30fc\u30f3\u306e\u4f7f\u7528\u3092\u898f\u5b9a\u3059\u308b\u300cOperations Over People\u300d\u30eb\u30fc\u30eb\u306e\u66f4\u65b0\u3092\u767a\u8868\u3057\u307e\u3057\u305f\u3002\u3068\u308a\u308f\u3051\u3001\u3053\u306e\u30eb\u30fc\u30eb\u306b\u3088\u308a\u3001\u4fdd\u967a\u4f1a\u793e\u306f\u30c9\u30ed\u30fc\u30f3\u3092\u4f7f\u7528\u3057\u3066\u3001\u30ea\u30b9\u30af\u8a55\u4fa1\u3068\u8acb\u6c42\u5206\u6790\u306e\u4e21\u65b9\u3067\u624b\u306e\u5c4a\u304d\u306b\u304f\u3044\u30a8\u30ea\u30a2\u3092\u7c21\u5358\u306b\u78ba\u8a8d\u3067\u304d\u308b\u3088\u3046\u306b\u306a\u308a\u307e\u3059\u3002  <\/p>\n\n<h3 class=\"wp-block-heading\">\u30b9\u30de\u30fc\u30c8\u30db\u30fc\u30e0\u30c7\u30d0\u30a4\u30b9<\/h3>\n\n<p>\u30b9\u30de\u30fc\u30c8\u30d5\u30a9\u30f3\u5236\u5fa1\u306e\u30c6\u30ec\u30de\u30c6\u30a3\u30af\u30b9\u304c\u9867\u5ba2\u3084\u4fdd\u967a\u4f1a\u793e\u306e\u904b\u8ee2\u884c\u52d5\u3092\u3088\u308a\u3088\u304f\u7406\u89e3\u3067\u304d\u308b\u3088\u3046\u306b\u3059\u308b\u306e\u3068\u540c\u69d8\u306b\u3001\u30b9\u30de\u30fc\u30c8\u30d5\u30a9\u30f3\u5236\u5fa1\u306e\u30b9\u30de\u30fc\u30c8\u30db\u30fc\u30e0\u30c7\u30d0\u30a4\u30b9\u306f\u3001\u9867\u5ba2\u3068\u4fdd\u967a\u4f1a\u793e\u304c\u4f4f\u5b85\u6240\u6709\u306b\u95a2\u9023\u3059\u308b\u30ea\u30b9\u30af\u3092\u3088\u308a\u3088\u304f\u7406\u89e3\u3067\u304d\u308b\u3088\u3046\u306b\u3057\u307e\u3059\u3002<\/p>\n\n<p>\u30ea\u30b9\u30af\u306e\u7406\u89e3\u3092\u6df1\u3081\u308b\u3053\u3068\u306f\u3001\u3088\u308a\u826f\u3044\u8efd\u6e1b\u306b\u3064\u306a\u304c\u308a\u307e\u3059\u3002\u300c\u30ab\u30e1\u30e9\u3001\u30a6\u30a7\u30a2\u30e9\u30d6\u30eb\u3001\u6642\u8a08\u3001\u643a\u5e2f\u96fb\u8a71\u306a\u3069\u306e\u30b9\u30de\u30fc\u30c8\u30c7\u30d0\u30a4\u30b9\u3001\u3055\u3089\u306b\u306f\u30bb\u30f3\u30b5\u30fc\u3092\u642d\u8f09\u3057\u305f\u30b9\u30de\u30fc\u30c8\u30ab\u30fc&#8230;\u306f\u3001\u6c34\u3001\u706b\u707d\u3001\u76d7\u96e3\u3001\u81ea\u52d5\u8eca\u4e8b\u6545\u3001\u52b4\u50cd\u707d\u5bb3\u306b\u95a2\u9023\u3059\u308b\u30ea\u30b9\u30af\u3092\u8efd\u6e1b\u3059\u308b\u305f\u3081\u306b\u4f01\u696d\u306b\u3088\u3063\u3066\u5229\u7528\u3055\u308c\u3066\u3044\u307e\u3059\u300d\u3068\u3001\u30cf\u30fc\u30c8\u30d5\u30a9\u30fc\u30c9\u306eIoT\u30a4\u30ce\u30d9\u30fc\u30b7\u30e7\u30f3\u30e9\u30dc\u306e\u8cac\u4efb\u8005\u3067\u3042\u308b <a href=\"https:\/\/riskandinsurance.com\/sponsored-how-connected-devices-are-changing-the-future-of-risk-and-what-that-means-for-an-insureds-claims-mitigation-process\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u30c0\u30f3\u30fb\u30ab\u30f3\u30d1\u30cb\u30fc<\/a>\u306f\u8ff0\u3079\u3066\u3044\u307e\u3059\u3002 <\/p>\n\n<p>\u5834\u5408\u306b\u3088\u3063\u3066\u306f\u3001\u30b9\u30de\u30fc\u30c8\u30db\u30fc\u30e0\u30c7\u30d0\u30a4\u30b9\u306b\u3088\u3063\u3066\u640d\u50b7\u3092\u5b8c\u5168\u306b\u9632\u3050\u3053\u3068\u304c\u3067\u304d\u308b\u304b\u3082\u3057\u308c\u307e\u305b\u3093\u3002\u305f\u3068\u3048\u3070\u3001\u6392\u6c34\u30dd\u30f3\u30d7\u3092\u59cb\u52d5\u3059\u308b\u305f\u3081\u306b\u6c34\u5206\u30ec\u30d9\u30eb\u3092\u691c\u51fa\u3059\u308b\u81ea\u52d5\u30bb\u30f3\u30b5\u30fc\u306f\u3001\u554f\u984c\u304c\u767a\u751f\u3059\u308b\u524d\u306b\u554f\u984c\u306b\u5bfe\u51e6\u3059\u308b\u3053\u3068\u3067\u3001\u5730\u4e0b\u5ba4\u306e\u6d78\u6c34\u3092\u9632\u3050\u306e\u306b\u5f79\u7acb\u3064\u5834\u5408\u304c\u3042\u308a\u307e\u3059\u3002 <\/p>\n\n<p>The Hartford\u306e\u3088\u3046\u306a\u4fdd\u967a\u4f1a\u793e\u306f\u3001\u3053\u308c\u3089\u306e\u30c7\u30d0\u30a4\u30b9\u304c\u9867\u5ba2\u3060\u3051\u3067\u306a\u304f\u4fdd\u967a\u4f1a\u793e\u306b\u3068\u3063\u3066\u3082\u3069\u306e\u3088\u3046\u306b\u5b9f\u7528\u7684\u3067\u3042\u308b\u304b\u306b\u7279\u306b\u95a2\u5fc3\u3092\u6301\u3063\u3066\u3044\u308b\u3068Campany\u6c0f\u306f\u8a00\u3044\u307e\u3059\u3002\u9867\u5ba2\u306e\u30cb\u30fc\u30ba\u3068\u640d\u5bb3\u60c5\u5831\u3092\u8003\u616e\u3059\u308b\u3053\u3068\u3067\u3001\u4fdd\u967a\u4f1a\u793e\u306f\u30b9\u30de\u30fc\u30c8\u30db\u30fc\u30e0\u30c7\u30d0\u30a4\u30b9\u306e\u53d6\u308a\u7d44\u307f\u3092\u3001\u9867\u5ba2\u3068\u4fdd\u967a\u4f1a\u793e\u306e\u53cc\u65b9\u306b\u6700\u3082\u5229\u76ca\u3092\u3082\u305f\u3089\u3059\u5834\u6240\u306b\u96c6\u4e2d\u3055\u305b\u308b\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u3002 <\/p>\n\n<p>\u4fdd\u967a\u306e\u9867\u5ba2\u3001\u7279\u306b\u82e5\u3044\u5e74\u9f62\u5c64\u306e\u9867\u5ba2\u306f\u3001\u30d1\u30fc\u30bd\u30ca\u30e9\u30a4\u30ba\u3055\u308c\u305f\u30aa\u30d7\u30b7\u30e7\u30f3\u306b\u95a2\u5fc3\u3092\u6301\u3063\u3066\u3044\u307e\u3059\u3002\u30a2\u30af\u30bb\u30f3\u30c1\u30e5\u30a2\u306e2021\u5e74\u306e\u8abf\u67fb\u306b\u3088\u308b\u3068\u3001\u300c\u3059\u3079\u3066\u306e\u5e74\u9f62\u5c64\u304c\u3001\u3088\u308a\u5b89\u5168\u3067\u5065\u5eb7\u7684\u3067\u6301\u7d9a\u53ef\u80fd\u306a\u9078\u629e\u3092\u3059\u308b\u305f\u3081\u306e\u30c7\u30b8\u30bf\u30eb\u30b5\u30fc\u30d3\u30b9\u3078\u306e\u95a2\u5fc3\u304c\u9ad8\u307e\u3063\u3066\u3044\u308b\u4e00\u65b9\u3067\u300134\u6b73\u4ee5\u4e0b\u306e\u6d88\u8cbb\u8005\u306f\u3001\u3053\u306e\u7a2e\u306e\u652f\u63f4\u304c\u6b32\u3057\u3044\u3068\u7b54\u3048\u3066\u3044\u308b\u4eba\u304c\u591a\u3044\u300d\u3068\u3001\u30a2\u30af\u30bb\u30f3\u30c1\u30e5\u30a2\u306e\u30b7\u30cb\u30a2\u30de\u30cd\u30fc\u30b8\u30f3\u30b0\u30c7\u30a3\u30ec\u30af\u30bf\u30fc\u3067\u3042\u308b <a href=\"https:\/\/insuranceblog.accenture.com\/data-driven-re-invention-makes-insurance-more-personal\" target=\"_blank\" rel=\"noreferrer noopener\">\u30b1\u30cd\u30b9\u30fb\u30b5\u30eb\u30c0\u30fc\u30cb\u30e3<\/a>\u6c0f\u306f\u66f8\u3044\u3066\u3044\u307e\u3059\u3002 <\/p>\n\n<figure class=\"wp-block-image aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"684\" src=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/smart-home-control-1024x684.jpg\" alt=\"&#x5973;&#x6027;&#x306F;&#x3001;&#x30E2;&#x30C0;&#x30F3;&#x306A;&#x30D5;&#x30E9;&#x30C3;&#x30C8;&#x30C7;&#x30B6;&#x30A4;&#x30F3;&#x306E;&#x30A4;&#x30F3;&#x30BF;&#x30FC;&#x30D5;&#x30A7;&#x30FC;&#x30B9;&#x3092;&#x5099;&#x3048;&#x305F;&#x6700;&#x65B0;&#x306E;&#x30E2;&#x30D0;&#x30A4;&#x30EB;&#x30A2;&#x30D7;&#x30EA;&#x3092;&#x4F7F;&#x7528;&#x3057;&#x3066;&#x3001;&#x30DB;&#x30FC;&#x30E0;&#x30BB;&#x30AD;&#x30E5;&#x30EA;&#x30C6;&#x30A3;&#x3092;&#x5236;&#x5FA1;&#x3057;&#x307E;&#x3059;\" class=\"wp-image-10526\" srcset=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/smart-home-control-1024x684.jpg 1024w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/smart-home-control-300x200.jpg 300w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/smart-home-control-768x513.jpg 768w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/smart-home-control.jpg 1200w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n<h2 class=\"wp-block-heading\">\u30e6\u30fc\u30b6\u30fc\u4e3b\u5c0e\u306e\u30c6\u30af\u30ce\u30ed\u30b8\u30fc\u3092\u4e2d\u5fc3\u3068\u3057\u305f\u9867\u5ba2\u4e2d\u5fc3\u306e\u6587\u5316\u306e\u69cb\u7bc9<\/h2>\n\n<p>\u30ce\u30eb\u30a6\u30a7\u30fc\u5317\u6975\u5927\u5b66\u306e <a href=\"https:\/\/www.researchgate.net\/publication\/331886235_User-driven_innovation_and_technology-use_in_public_health_and_social_care_A_systematic_review_of_existing_evidence\" target=\"_blank\" rel=\"noreferrer noopener\">Hong Zhu\u6c0f\u3068Synn\u00f8ve Thomassen Andersen<\/a> \u6c0f\u306e\u7814\u7a76\u306b\u3088\u308b\u3068\u3001\u30e6\u30fc\u30b6\u30fc\u4e3b\u5c0e\u306e\u30c6\u30af\u30ce\u30ed\u30b8\u30fc\u306e\u958b\u767a\u3068\u5b9f\u88c5\u306b\u306f2\u3064\u306e\u5927\u304d\u306a\u8ab2\u984c\u304c\u3042\u308a\u307e\u3059\u3002\u3053\u308c\u3089\u306e\u8ab2\u984c\u306f\u3001\u30e6\u30fc\u30b6\u30fc\u3092\u5dfb\u304d\u8fbc\u3080\u6700\u5584\u306e\u65b9\u6cd5\u3068\u3001\u5f97\u3089\u308c\u305f\u77e5\u8b58\u3092\u30c6\u30af\u30ce\u30ed\u30b8\u30fc\u306e\u30c7\u30d7\u30ed\u30a4\u30d7\u30ed\u30bb\u30b9\u306b\u3069\u306e\u3088\u3046\u306b\u7d44\u307f\u8fbc\u3080\u304b\u3067\u3059\u3002 <\/p>\n\n<p>\u9867\u5ba2\u304b\u3089\u306e\u30d5\u30a3\u30fc\u30c9\u30d0\u30c3\u30af\u3092\u6c42\u3081\u308b\u3053\u3068\u306f\u3001\u958b\u767a\u8005\u306b\u3068\u3063\u3066\u30e6\u30fc\u30b6\u30fc\u4e3b\u5c0e\u306e\u30c6\u30af\u30ce\u30ed\u30b8\u3092\u4f5c\u6210\u3059\u308b\u305f\u3081\u306b\u4e0d\u53ef\u6b20\u306a\u90e8\u5206\u3067\u3059\u3002\u305d\u308c\u3067\u3082\u3001\u72ec\u81ea\u306e\u6280\u8853\u3092\u958b\u767a\u3057\u3066\u3044\u306a\u3044\u4fdd\u967a\u4f1a\u793e\u306f\u3001\u4fdd\u967a\u4f53\u9a13\u306b\u95a2\u9023\u3059\u308b\u30e6\u30fc\u30b6\u30fc\u30d5\u30a3\u30fc\u30c9\u30d0\u30c3\u30af\u306b\u7126\u70b9\u3092\u5f53\u3066\u308b\u3053\u3068\u3067\u5229\u76ca\u3092\u5f97\u308b\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u3002 <\/p>\n\n<p>\u30d5\u30a3\u30fc\u30c9\u30d0\u30c3\u30af\u3092\u6c42\u3081\u308b\u3053\u3068\u306f\u3001\u4eee\u60f3\u306e\u63d0\u6848\u30dc\u30c3\u30af\u30b9\u3092\u5b9f\u88c5\u3059\u308b\u306e\u3068\u540c\u3058\u304f\u3089\u3044\u7c21\u5358\u306a\u5834\u5408\u304c\u3042\u308a\u307e\u3059\u3002Hily\u306e\u51fa\u4f1a\u3044\u7cfb\u30a2\u30d7\u30ea\u3067\u3042\u308a\u3001Taimi\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0\u306e\u5275\u8a2d\u8005\u3067\u3042\u308b <a href=\"https:\/\/www.forbes.com\/sites\/forbestechcouncil\/2020\/04\/15\/five-things-to-know-about-building-a-user-driven-app\/?sh=277ec0676779\" target=\"_blank\" rel=\"noreferrer noopener\">Alex Pasykov<\/a> \u304c\u30a2\u30d7\u30ea\u306b\u6a5f\u80fd\u30ea\u30af\u30a8\u30b9\u30c8\u30d5\u30a9\u30fc\u30e0\u3092\u8ffd\u52a0\u3057\u305f\u3068\u304d\u3001\u5f7c\u306f\u300c\u30e6\u30fc\u30b6\u30fc\u3068\u306e\u30b3\u30df\u30e5\u30cb\u30b1\u30fc\u30b7\u30e7\u30f3\u306b\u5927\u304d\u306a\u5f71\u97ff\u3092\u4e0e\u3048\u305f\u300d\u3068\u8ff0\u3079\u3066\u3044\u307e\u3059\u3002\u307e\u305f\u3001\u30c1\u30fc\u30e0\u306e\u6a5f\u80fd\u306b\u3082\u5927\u304d\u306a\u5909\u5316\u3092\u3082\u305f\u3089\u3057\u307e\u3057\u305f\u3002\u300d <\/p>\n\n<p>\u3053\u306e\u6a5f\u80fd\u30ea\u30af\u30a8\u30b9\u30c8\u6a5f\u80fd\u306b\u3088\u308a\u3001Pasykov \u6c0f\u3068\u30a2\u30d7\u30ea \u30c1\u30fc\u30e0\u306f\u3001\u30e6\u30fc\u30b6\u30fc\u4e3b\u5c0e\u306e\u30c6\u30af\u30ce\u30ed\u30b8\u30fc\u306b\u30e6\u30fc\u30b6\u30fc\u306e\u8996\u70b9\u3092\u7d44\u307f\u8fbc\u3080\u305f\u3081\u306e\u3044\u304f\u3064\u304b\u306e\u91cd\u8981\u306a\u8981\u7d20\u306b\u96c6\u4e2d\u3059\u308b\u3053\u3068\u304c\u3067\u304d\u307e\u3057\u305f\u3002\u3053\u308c\u3089\u306b\u306f\u4ee5\u4e0b\u304c\u542b\u307e\u308c\u307e\u3059\u3002 <\/p>\n\n<ul 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