{"id":20782,"date":"2024-09-27T11:46:57","date_gmt":"2024-09-27T16:46:57","guid":{"rendered":"https:\/\/bolttech.io\/insights\/%e3%81%82%e3%81%aa%e3%81%9f%e3%81%ae%e6%9c%80%e5%a4%a7%e3%81%ae%e8%aa%b2%e9%a1%8c%e3%81%8c%e5%95%86%e6%a5%ad%e4%bf%9d%e9%99%ba%e3%81%ae%e6%b5%81%e9%80%9a%e3%81%a7%e3%81%82%e3%82%8b%e7%90%86%e7%94%b1\/"},"modified":"2024-09-27T11:46:59","modified_gmt":"2024-09-27T16:46:59","slug":"%e3%81%82%e3%81%aa%e3%81%9f%e3%81%ae%e6%9c%80%e5%a4%a7%e3%81%ae%e8%aa%b2%e9%a1%8c%e3%81%8c%e5%95%86%e6%a5%ad%e4%bf%9d%e9%99%ba%e3%81%ae%e6%b5%81%e9%80%9a%e3%81%a7%e3%81%82%e3%82%8b%e7%90%86%e7%94%b1","status":"publish","type":"insight","link":"https:\/\/bolttech.io\/ja\/insights\/%e3%81%82%e3%81%aa%e3%81%9f%e3%81%ae%e6%9c%80%e5%a4%a7%e3%81%ae%e8%aa%b2%e9%a1%8c%e3%81%8c%e5%95%86%e6%a5%ad%e4%bf%9d%e9%99%ba%e3%81%ae%e6%b5%81%e9%80%9a%e3%81%a7%e3%81%82%e3%82%8b%e7%90%86%e7%94%b1\/","title":{"rendered":"\u3042\u306a\u305f\u306e\u6700\u5927\u306e\u8ab2\u984c\u304c\u5546\u696d\u4fdd\u967a\u306e\u6d41\u901a\u3067\u3042\u308b\u7406\u7531"},"content":{"rendered":"\n<p>\u5546\u696d\u4fdd\u967a\u306f <a href=\"https:\/\/www.boltinc.com\/insights\/blogs\/insurance-disruptions\/?__hstc=103362207.8432e18fe1b4e270bd8d783f6794e506.1724072077526.1724252449792.1724256511253.9&amp;__hssc=103362207.6.1725178227325&amp;__hsfp=3405490495\" target=\"_blank\" rel=\"noreferrer noopener\">\u30012020\u5e74\u306b\u5411\u3051\u3066\u5927\u304d\u306a\u8ab2\u984c<\/a>\u306b\u76f4\u9762\u3057\u3066\u3044\u307e\u3059\u3002\n\u5546\u696d\u4fdd\u967a\u306e\u4fa1\u683c\u4e0a\u6607\u304c\u5927\u304d\u306a\u898b\u51fa\u3057\u3092\u98fe\u308b\u4e00\u65b9\u3067\u3001\u5546\u696d\u4fdd\u967a\u4f1a\u793e\u3082\u540c\u69d8\u306b\u6839\u5f37\u304f\u3001\u3057\u304b\u3057\u3042\u307e\u308a\u8b70\u8ad6\u3055\u308c\u3066\u3044\u306a\u3044\u554f\u984c\u3001\u3059\u306a\u308f\u3061\u30c7\u30b8\u30bf\u30eb\u6642\u4ee3\u306e\u6d41\u901a\u6539\u5584\u3068\u3044\u3046\u554f\u984c\u306b\u76f4\u9762\u3057\u3066\u3044\u307e\u3059\u3002 <\/p>\n\n<p>P&amp;C\u306e\u500b\u4eba\u4fdd\u967a\u306e\u6d41\u901a\u306f\u3001\u9577\u5e74\u306b\u308f\u305f\u3063\u3066\u30c7\u30b8\u30bf\u30eb\u306e\u6df7\u4e71\u3092\u7d4c\u9a13\u3057\u3066\u304d\u307e\u3057\u305f\u304c\u3001\u5546\u696d\u4fdd\u967a\u306f\u9045\u308c\u3092\u3068\u3063\u3066\u3044\u307e\u3059\u3002\n\u73fe\u5728\u3001\u4fdd\u967a\u3078\u306e\u30a2\u30af\u30bb\u30b9\u306b\u5bfe\u3059\u308b\u9867\u5ba2\u306e\u671f\u5f85\u306f\u8ffd\u3044\u3064\u304d\u59cb\u3081\u3066\u3044\u307e\u3059\u3002\n\u30c7\u30b8\u30bf\u30eb\u901a\u4fe1\u3068\u500b\u4eba\u306e\u88dc\u511f\u7bc4\u56f2\u306e\u30a2\u30af\u30bb\u30b7\u30d3\u30ea\u30c6\u30a3\u306b\u6163\u308c\u3066\u304d\u305f\u9867\u5ba2\u306f\u3001\u30d3\u30b8\u30cd\u30b9\u3092\u30ab\u30d0\u30fc\u3059\u308b\u4fdd\u967a\u4f1a\u793e\u306b\u5bfe\u3057\u3066\u540c\u69d8\u306e\u8981\u6c42\u3092\u3057\u59cb\u3081\u3066\u3044\u307e\u3059\u3002  <\/p>\n\n<p>\u5546\u696d <a href=\"https:\/\/www.boltinc.com\/insights\/blogs\/insurance-distribution\/?__hstc=103362207.8432e18fe1b4e270bd8d783f6794e506.1724072077526.1724252449792.1724256511253.9&amp;__hssc=103362207.6.1725178227325&amp;__hsfp=3405490495\" target=\"_blank\" rel=\"noreferrer noopener\">\u4fdd\u967a\u306e\u6d41\u901a<\/a>\u306b\u304a\u3051\u308b\u6700\u5927\u306e\u8ab2\u984c\u306b\u53d6\u308a\u7d44\u3080\u306b\u306f\u3001\u307e\u305a\u5546\u696d\u4fdd\u967a\u4f1a\u793e\u304c\u8ab2\u984c\u3092\u7406\u89e3\u3059\u308b\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n\n<h2 class=\"wp-block-heading\">\u300c\u914d\u5e03\u300d\u306f\u4e07\u80fd\u3067\u306f\u3042\u308a\u307e\u305b\u3093<\/h2>\n\n<p>\u5546\u696d\u4fdd\u967a\u306e\u6d41\u901a\u306b\u304a\u3051\u308b\u6700\u5927\u306e\u8ab2\u984c\u306e1\u3064\u306f\u30011\u3064\u306e\u6d41\u901a\u30a2\u30d7\u30ed\u30fc\u30c1\u304c\u3059\u3079\u3066\u306e\u6c11\u9593\u4fdd\u967a\u4f1a\u793e\u306b\u5229\u76ca\u3092\u3082\u305f\u3089\u3059\u308f\u3051\u3067\u306f\u306a\u3044\u3068\u3044\u3046\u3053\u3068\u3067\u3059\u3002\n\u6c11\u9593\u901a\u4fe1\u4e8b\u696d\u8005\u306f\u3001\u63d0\u4f9b\u3059\u308b\u88dc\u511f\u7bc4\u56f2\u306e\u7a2e\u985e\u3068\u30b5\u30fc\u30d3\u30b9\u3092\u63d0\u4f9b\u3059\u308b\u9867\u5ba2\u306e\u30bf\u30a4\u30d7\u304c\u7570\u306a\u308b\u305f\u3081\u3001\u3042\u308b\u6c11\u9593\u901a\u4fe1\u4e8b\u696d\u8005\u3092\u652f\u63f4\u3059\u308b\u30bd\u30ea\u30e5\u30fc\u30b7\u30e7\u30f3\u306f\u3001\u5225\u306e\u6c11\u9593\u901a\u4fe1\u4e8b\u696d\u8005\u306b\u306f\u4f55\u306e\u5f79\u306b\u3082\u7acb\u305f\u306a\u3044\u53ef\u80fd\u6027\u304c\u3042\u308a\u307e\u3059\u3002 <\/p>\n\n<h3 class=\"wp-block-heading\">\u5c0f\u898f\u6a21\u306a\u5546\u7528\u30e9\u30a4\u30f3\u306b\u3068\u3063\u3066\u3001\u672a\u6765\u306f\u4eca\u3067\u3059<\/h3>\n\n<p>\u5c0f\u898f\u6a21\u5546\u696d\u4fdd\u967a\u306f\u300c\u30c7\u30b8\u30bf\u30eb\u306e\u8ee2\u63db\u70b9\u306b\u3042\u308b\u300d\u3068\u3001\u30a2\u30af\u30bb\u30f3\u30c1\u30e5\u30a2\u306e\u4fdd\u967a\u62c5\u5f53\u30de\u30cd\u30fc\u30b8\u30f3\u30b0\u30c7\u30a3\u30ec\u30af\u30bf\u30fc\u3067\u3042\u308b <a href=\"https:\/\/insuranceblog.accenture.com\/ultimate-guide-to-small-commercial-insurance\" target=\"_blank\" rel=\"noreferrer noopener\">\u30de\u30a4\u30b1\u30eb\u30fb\u30e9\u30a4\u30ea\u30fc<\/a>\u6c0f\u306f\u66f8\u3044\u3066\u3044\u307e\u3059\u3002\n\u5c0f\u898f\u6a21\u5546\u7528\u30ad\u30e3\u30ea\u30a2\u306e\u4e0a\u4f4d5\u793e\u306e\u3046\u30614\u793e\u306f\u3001\u30c7\u30b8\u30bf\u30eb\u30c0\u30a4\u30ec\u30af\u30c8\u30b5\u30fc\u30d3\u30b9\u3092\u63d0\u4f9b\u3057\u3066\u3044\u307e\u3059\u3002\n2010\u5e74\u304b\u30892018\u5e74\u306e\u9593\u306b\u3001\u5c0f\u898f\u6a21\u306a\u5546\u696d\u30b9\u30da\u30fc\u30b9\u3067\u306e\u30a4\u30f3\u30b7\u30e5\u30a2\u30c6\u30c3\u30af\u652f\u51fa\u306f\u5e74\u959341%\u5897\u52a0\u3057\u307e\u3057\u305f\u3002  <\/p>\n\n<p>\u5c0f\u898f\u6a21\u306a\u5546\u696d\u5e02\u5834\u306f\u3001\u30c7\u30b8\u30bf\u30eb\u624b\u6bb5\u3092\u901a\u3058\u3066\u6d41\u901a\u3092\u6539\u5584\u3059\u308b\u3044\u304f\u3064\u304b\u306e\u6a5f\u4f1a\u3092\u63d0\u4f9b\u3057\u307e\u3059\u3002\n\u5e02\u5834\u306f\u7d30\u5206\u5316\u3055\u308c\u3001\u5341\u5206\u306a\u30b5\u30fc\u30d3\u30b9\u3092\u53d7\u3051\u3089\u308c\u305a\u3001\u500b\u4eba\u5411\u3051\u4fdd\u967a\u306b\u6bd4\u3079\u3066\u30c7\u30b8\u30bf\u30eb\u30c8\u30e9\u30f3\u30b9\u30d5\u30a9\u30fc\u30e1\u30fc\u30b7\u30e7\u30f3\u304c\u9045\u308c\u3066\u3044\u308b\u305f\u3081\u3001\u5c0f\u898f\u6a21\u306a\u5546\u7528\u901a\u4fe1\u4e8b\u696d\u8005\u306f\u500b\u4eba\u5411\u3051\u30bb\u30af\u30bf\u30fc\u3067\u5b66\u3093\u3060\u6559\u8a13\u304b\u3089\u5229\u76ca\u3092\u5f97\u308b\u3068\u540c\u6642\u306b\u3001\u30c6\u30af\u30ce\u30ed\u30b8\u30fc\u6295\u8cc7\u304b\u3089\u5927\u304d\u306a\u5229\u76ca\u3092\u5f97\u308b\u3053\u3068\u304c\u3067\u304d\u308b\u3068Reilly\u6c0f\u306f\u8ff0\u3079\u3066\u3044\u307e\u3059\u3002 <\/p>\n\n<p>\u4e16\u4ee3\u4ea4\u4ee3\u306f\u3001\u30b9\u30e2\u30fc\u30eb\u30d3\u30b8\u30cd\u30b9\u306e\u6d41\u901a\u306b\u3082\u5909\u5316\u3092\u3082\u305f\u3089\u3057\u3066\u3044\u307e\u3059\u3002\n\u3042\u308b\u8abf\u67fb\u306b\u3088\u308b\u3068\u3001\u4e2d\u5c0f\u4f01\u696d\u306e\u7d4c\u55b6\u8005\u306f\u300153 \u6b73\u672a\u6e80\u306e\u5834\u5408\u3001\u30aa\u30f3\u30e9\u30a4\u30f3\u3067\u4e8b\u696d\u4fdd\u967a\u3092\u8cfc\u5165\u3059\u308b\u53ef\u80fd\u6027\u304c\u9ad8\u3044\u3053\u3068\u304c\u308f\u304b\u308a\u307e\u3057\u305f\u3002\n\u8abf\u67fb\u5bfe\u8c61\u3068\u306a\u3063\u305f1,371\u4eba\u306e\u56de\u7b54\u8005\u306e\u3046\u3061\u300170%\u4ee5\u4e0a\u304c\u3001\u4ee3\u7406\u5e97\u3092\u901a\u3058\u3066\u3067\u306f\u306a\u304f\u3001\u76f4\u63a5(\u30aa\u30f3\u30e9\u30a4\u30f3)\u30c1\u30e3\u30cd\u30eb\u3092\u901a\u3058\u3066\u4e2d\u5c0f\u4f01\u696d\u306e\u4fdd\u967a\u3092\u8cfc\u5165\u3057\u305f\u3068\u3001S&amp;P\u30b0\u30ed\u30fc\u30d0\u30eb\u306e <a href=\"https:\/\/www.spglobal.com\/marketintelligence\/en\/news-insights\/trending\/7zTgBJd8nFQpxZF4PsL9TA2\" target=\"_blank\" rel=\"noreferrer noopener\">\u30c6\u30a3\u30e0\u30fb\u30b6\u30ef\u30c3\u30ad\u6c0f\u3068\u30c8\u30fc\u30de\u30b9\u30fb\u30e1\u30a4\u30bd\u30f3<\/a> \u6c0f\u306f\u8ff0\u3079\u3066\u3044\u307e\u3059\u3002  <\/p>\n\n<p>\u9ad8\u9f62\u306e\u4e2d\u5c0f\u4f01\u696d\u306e\u7d4c\u55b6\u8005\u304c\u82e5\u3044\u4e16\u4ee3\u306b\u624b\u7db1\u3092\u8b72\u308a\u7d9a\u3051\u308b\u306b\u3064\u308c\u3066\u3001\u3088\u308a\u591a\u304f\u306e\u4e2d\u5c0f\u4f01\u696d\u306e\u610f\u601d\u6c7a\u5b9a\u8005\u304c\u30aa\u30f3\u30e9\u30a4\u30f3\u3067\u4fdd\u967a\u306e\u9069\u7528\u7bc4\u56f2\u3092\u6c42\u3081\u308b\u3088\u3046\u306b\u306a\u308a\u307e\u3059\u3002\n\u30c7\u30b8\u30bf\u30eb\u6d41\u901a\u30c1\u30e3\u30cd\u30eb\u306b\u95a2\u4e0e\u3059\u308b\u5c0f\u898f\u6a21\u306a\u5546\u7528\u901a\u4fe1\u4e8b\u696d\u8005\u306f\u3001\u3053\u306e\u5206\u91ce\u3067\u983c\u308a\u306b\u306a\u308b\u4fdd\u967a\u4f1a\u793e\u3068\u3057\u3066\u306e\u5730\u4f4d\u3092\u78ba\u7acb\u3059\u308b\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u3002 <\/p>\n\n<h3 class=\"wp-block-heading\">\u30df\u30c9\u30eb\u30de\u30fc\u30b1\u30c3\u30c8\u306f\u5927\u304d\u306a\u554f\u984c\u306b\u76f4\u9762\u3057\u3066\u3044\u307e\u3059<\/h3>\n\n<p>\u4e00\u65b9\u3001\u300c\u30df\u30c9\u30eb\u30de\u30fc\u30b1\u30c3\u30c8\u306e\u5546\u696d\u4fdd\u967a\u4f1a\u793e\u306f\u3001\u7af6\u4e89\u304c\u6fc0\u5316\u3057\u3001\u30b3\u30b9\u30c8\u610f\u8b58\u304c\u9ad8\u307e\u308b\u74b0\u5883\u306b\u304a\u3044\u3066\u3001\u666e\u53ca\u7387\u3068\u7dad\u6301\u7387\u3092\u7dad\u6301\u30fb\u62e1\u5927\u3059\u308b\u305f\u3081\u306e\u65b0\u3057\u3044\u65b9\u6cd5\u3092\u6a21\u7d22\u3057\u3066\u3044\u308b\u300d\u3068\u3001\u30c7\u30ed\u30a4\u30c8\u306e\u7814\u7a76\u8005\u3067\u3042\u308b <a href=\"https:\/\/www2.deloitte.com\/us\/en\/insights\/industry\/insurance\/new-ecosystems-middle-market-insurance.html\" target=\"_blank\" rel=\"noreferrer noopener\">Sam Friedman\u6c0f\u3001Michelle Canaan\u6c0f\u3001Nikhil Gokhale<\/a> \u6c0f\u306f\u66f8\u3044\u3066\u3044\u307e\u3059\u3002\n\u5f93\u6765\u306e\u5546\u696d\u4fdd\u967a\u306f\u4e00\u5f8b\u3067\u3042\u308b\u50be\u5411\u304c\u3042\u308b\u3068\u3044\u3046\u4e8b\u5b9f\u306f\u3001\u7af6\u5408\u3059\u308b\u4fdd\u967a\u4f1a\u793e\u3068\u306e\u5dee\u5225\u5316\u3092\u56f3\u308b\u3053\u3068\u3067\u9867\u5ba2\u3092\u7dad\u6301\u3057\u3088\u3046\u3068\u3059\u308b\u30df\u30c9\u30eb\u30de\u30fc\u30b1\u30c3\u30c8\u306e\u5546\u696d\u4fdd\u967a\u4f1a\u793e\u306b\u3068\u3063\u3066\u3001\u3055\u3089\u306a\u308b\u8907\u96d1\u3055\u3092\u5897\u3057\u3066\u3044\u307e\u3059\u3002 <\/p>\n\n<p>\u6d41\u901a\u3068\u9867\u5ba2\u30ed\u30a4\u30e4\u30eb\u30c6\u30a3\u3092\u5411\u4e0a\u3055\u305b\u308b\u305f\u3081\u306b\u3001Friedman\u3089\u306f\u3001\u5546\u7528\u30ad\u30e3\u30ea\u30a2\u304c\u30b3\u30a2\u88fd\u54c1\u3092\u8d85\u3048\u3066\u4ed8\u52a0\u4fa1\u5024\u30b5\u30fc\u30d3\u30b9\u306b\u76ee\u3092\u5411\u3051\u59cb\u3081\u308b\u3053\u3068\u3092\u63d0\u6848\u3057\u3066\u3044\u307e\u3059\u3002\n\u3053\u308c\u306b\u306f\u3001\u30b3\u30a2\u5546\u54c1\u3092\u5f37\u5316\u3059\u308b\u7279\u5b9a\u306e\u30b5\u30fc\u30d3\u30b9\u3084\u3001\u8907\u6570\u306e\u9867\u5ba2\u30cb\u30fc\u30ba\u3092\u540c\u6642\u306b\u6e80\u305f\u3059\u3088\u3046\u306b\u8a2d\u8a08\u3055\u308c\u305f\u30a8\u30b3\u30b7\u30b9\u30c6\u30e0\u5185\u306e\u975e\u4fdd\u967a\u4f01\u696d\u3068\u306e\u30d1\u30fc\u30c8\u30ca\u30fc\u30b7\u30c3\u30d7\u304c\u542b\u307e\u308c\u308b\u5834\u5408\u304c\u3042\u308a\u307e\u3059\u3002 <\/p>\n\n<figure class=\"wp-block-image aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"682\" src=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/business-operations-1024x682.jpg\" alt=\"\" class=\"wp-image-8043\" srcset=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/business-operations-1024x682.jpg 1024w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/business-operations-300x200.jpg 300w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/business-operations-768x512.jpg 768w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/business-operations.jpg 1280w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n<h2 class=\"wp-block-heading\">\u304a\u5ba2\u69d8\u306e\u8981\u6c42\u304c\u6d41\u901a\u306e\u5909\u66f4\u3092\u4fc3\u9032<\/h2>\n\n<p>\u9867\u5ba2\u306e\u8981\u6c42\u306b\u3088\u308a\u3001\u500b\u4eba\u30e9\u30a4\u30f3\u304c\u914d\u5e03\u3092\u51e6\u7406\u3059\u308b\u65b9\u6cd5\u304c\u5909\u308f\u308a\u307e\u3057\u305f\u3002\n\u3053\u308c\u3089\u306e\u540c\u3058\u8981\u6c42\u306f\u3001\u5546\u696d\u653f\u6cbb\u306b\u5bfe\u3059\u308b\u9867\u5ba2\u306e\u30a2\u30d7\u30ed\u30fc\u30c1\u3082\u5f62\u4f5c\u308a\u59cb\u3081\u3066\u3044\u307e\u3059\u3002 <\/p>\n\n<p>\u305f\u3068\u3048\u3070\u3001\u30d3\u30b8\u30cd\u30b9\u30aa\u30fc\u30ca\u30fc\u306f\u3059\u3067\u306b\u30d3\u30b8\u30cd\u30b9\u95a2\u9023\u306e\u88fd\u54c1\u3084\u30b5\u30fc\u30d3\u30b9\u3092\u30c7\u30b8\u30bf\u30eb\u3067\u63a2\u3057\u3066\u3044\u308b\u3068\u3001\u4fdd\u967a\u4f1a\u793e\u30b3\u30f3\u30b5\u30eb\u30bf\u30f3\u30c8\u4f1a\u793eNovarica\u306e\u30a2\u30bd\u30b7\u30a8\u30a4\u30c8\u3067\u3042\u308b <a href=\"https:\/\/novarica.com\/2019\/02\/looking-ahead-to-the-digital-evolution-of-small-commercial-insurance\/\" target=\"_blank\" rel=\"noreferrer noopener\">Harry Huberty\u535a\u58eb<\/a>\u306f\u8ff0\u3079\u3066\u3044\u307e\u3059\u3002\n\u3057\u305f\u304c\u3063\u3066\u3001\u5f7c\u3089\u3082\u540c\u3058\u3088\u3046\u306b\u4fdd\u967a\u3092\u8abf\u9054\u3059\u308b\u6e96\u5099\u304c\u3067\u304d\u3066\u3044\u307e\u3059\u3002 <\/p>\n\n<p>\u300c\u5e74\u9f62\/\u6240\u5f97\u5c64\u3092\u554f\u308f\u305a\u3001\u30d3\u30b8\u30cd\u30b9\u30aa\u30fc\u30ca\u30fc\u306e\u5927\u591a\u6570\u306f\u3001\u3059\u3067\u306b\u30aa\u30f3\u30e9\u30a4\u30f3\u3067\u30d3\u30b8\u30cd\u30b9\u30d0\u30f3\u30ad\u30f3\u30b0\u306e\u95a2\u4fc2\u3092\u7ba1\u7406\u3057\u3066\u3044\u307e\u3059\u300245\u6b73\u672a\u6e80\u306e\u4eba\u306e\u5927\u591a\u6570\u306f\u3001\u307b\u3068\u3093\u3069\u307e\u305f\u306f\u3059\u3079\u3066\u306e\u8cfc\u5165\u3092\u30c7\u30b8\u30bf\u30eb\u3067\u884c\u3063\u3066\u3044\u307e\u3059\u300d\u3068\u5f7c\u306f\u8aac\u660e\u3057\u307e\u3059\u3002\n\u9867\u5ba2\u304c\u5b58\u5728\u3057\u307e\u3059\u3002\u5f7c\u3089\u306b\u6b20\u3051\u3066\u3044\u308b\u306e\u306f\u3001\u30aa\u30f3\u30e9\u30a4\u30f3\u3067\u306e\u5546\u696d\u6d41\u901a\u306b\u5bfe\u3059\u308b\u8a8d\u8b58\u3068\u30a2\u30af\u30bb\u30b9\u3067\u3059\u3002 <\/p>\n\n<p>\u9867\u5ba2\u304c\u30aa\u30f3\u30e9\u30a4\u30f3\u3067\u5546\u696d\u4fdd\u967a\u4f1a\u793e\u3068\u3064\u306a\u304c\u308b\u3053\u3068\u304c\u3067\u304d\u306a\u3044\u5834\u5408\u3001\u5f7c\u3089\u306f\u4ed6\u306e\u30aa\u30f3\u30e9\u30a4\u30f3\u4fdd\u967a\u30bd\u30fc\u30b9\u3092\u63a2\u3057\u59cb\u3081\u307e\u3059 &#8211; \u305d\u3057\u3066\u3001\u4ed6\u306e\u4f01\u696d\u306f\u305d\u306e\u30ae\u30e3\u30c3\u30d7\u3092\u57cb\u3081\u308b\u6e96\u5099\u304c\u3067\u304d\u3066\u3044\u307e\u3059\u3002\nOverstock.com \u3084\u30a6\u30a9\u30eb\u30de\u30fc\u30c8\u306e\u3088\u3046\u306a\u4f01\u696d\u306f\u3001\u591a\u304f\u306e\u5dde\u3067\u4fdd\u967a\u5546\u54c1\u3084\u5c0f\u58f2\u5546\u54c1\u3092\u8cfc\u5165\u3059\u308b\u6a5f\u4f1a\u3092\u9867\u5ba2\u306b\u63d0\u4f9b\u3057\u3066\u3044\u307e\u3059\u3002\n\u30a2\u30af\u30bb\u30f3\u30c1\u30e5\u30a2\u306e\u3042\u308b\u8abf\u67fb\u306b\u3088\u308b\u3068\u3001\u56de\u7b54\u8005\u306e66%\u304c\u4fdd\u967a\u4f1a\u793e\u4ee5\u5916\u306e\u7d44\u7e54\u304b\u3089\u4fdd\u967a\u3092\u8cfc\u5165\u3059\u308b\u3053\u3068\u306b\u524d\u5411\u304d\u3067\u3042\u308b\u3053\u3068\u304c\u308f\u304b\u308a\u307e\u3057\u305f\u3002  <\/p>\n\n<p>\u300c\u6d88\u8cbb\u8005\u304c\u9280\u884c\u306a\u3069\u306e\u5f93\u6765\u306e\u7af6\u5408\u4ed6\u793e\u3060\u3051\u3067\u306a\u304f\u3001\u30a4\u30f3\u30bf\u30fc\u30cd\u30c3\u30c8\u5927\u624b\u304b\u3089\u3082\u4fdd\u967a\u3092\u8cfc\u5165\u3059\u308b\u3088\u3046\u306b\u306a\u308b\u3068\u3001\u4fdd\u967a\u696d\u754c\u306e\u7af6\u4e89\u306f\u6025\u901f\u306b\u6fc0\u5316\u3059\u308b\u53ef\u80fd\u6027\u304c\u3042\u308a\u307e\u3059\u300d\u3068\u3001\u30a2\u30af\u30bb\u30f3\u30c1\u30e5\u30a2\u306e\u6226\u7565\u62c5\u5f53\u30b7\u30cb\u30a2\u30de\u30cd\u30fc\u30b8\u30f3\u30b0\u30c7\u30a3\u30ec\u30af\u30bf\u30fc\u3067\u3042\u308b <a href=\"https:\/\/riskandinsurance.com\/disrupting-insurance-distribution\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u30de\u30a4\u30b1\u30eb\u30fb\u30e9\u30a4\u30de\u30f3<\/a>\u306f\u8ff0\u3079\u3066\u3044\u307e\u3059\u3002<\/p>\n\n<p>\u5546\u696d\u6d41\u901a\u306f\u3001\u9867\u5ba2\u306e\u95a2\u5fc3\u304c\u4fdd\u967a\u4f1a\u793e\u4ee5\u5916\u306e\u6d41\u901a\u6e90\u306b\u30b7\u30d5\u30c8\u3059\u308b\u3053\u3068\u3068\u7121\u7e01\u3067\u306f\u3042\u308a\u307e\u305b\u3093\u3002\n\u5b9f\u969b\u3001\u4fdd\u967a\u4f1a\u793e\u306f\u3001\u9867\u5ba2\u306e\u6ce8\u610f\u3092\u5f15\u304f\u305f\u3081\u306b\u5f93\u6765\u306e\u4fdd\u967a\u306e\u5148\u3092\u898b\u636e\u3048\u308b\u9867\u5ba2\u306e\u610f\u6b32\u3092\u53d7\u3051\u5165\u308c\u3066\u3044\u307e\u3059\u3002 <\/p>\n\n<figure class=\"wp-block-image aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/documents-signing-1024x683.jpg\" alt=\"\" class=\"wp-image-8053\" srcset=\"https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/documents-signing-1024x683.jpg 1024w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/documents-signing-300x200.jpg 300w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/documents-signing-768x512.jpg 768w, https:\/\/bolttech.io\/wp-content\/uploads\/2024\/09\/documents-signing.jpg 1280w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n<h2 class=\"wp-block-heading\">\u5546\u696d\u4fdd\u967a\u306e\u5206\u914d\u3068\u4fa1\u683c\u8a2d\u5b9a:\u30d0\u30e9\u30f3\u30b9\u306e\u7dad\u6301<\/h2>\n\n<p>\u6700\u5f8c\u306b\u3001\u4fa1\u683c\u306e\u4e0a\u6607\u306b\u76f4\u9762\u3057\u3066\u6d41\u901a\u306e\u8ab2\u984c\u3092\u4e57\u308a\u8d8a\u3048\u308b\u3053\u3068\u306f\u56f0\u96e3\u306a\u5834\u5408\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n\n<p>\u307e\u305a\u3001\u5546\u696d\u4fdd\u967a\u306e\u591a\u304f\u306e\u30bb\u30b0\u30e1\u30f3\u30c8\u3067\u4fa1\u683c\u304c\u4e0a\u6607\u3057\u3066\u3044\u307e\u3059\u304c\u3001\u3059\u3079\u3066\u306e\u30bb\u30b0\u30e1\u30f3\u30c8\u3067\u540c\u3058\u901f\u5ea6\u3067\u4e0a\u6607\u3057\u3066\u3044\u308b\u308f\u3051\u3067\u306f\u306a\u304f\u3001\u3059\u3079\u3066\u306e\u5730\u7406\u7684\u9818\u57df\u3067\u540c\u3058\u901f\u5ea6\u3067\u4e0a\u6607\u3057\u3066\u3044\u308b\u308f\u3051\u3067\u3082\u3042\u308a\u307e\u305b\u3093\u3002<\/p>\n\n<p>\u5177\u4f53\u7684\u306b\u306f\u3001\u5546\u696d\u5efa\u8a2d\u4fdd\u967a\u306e\u4fa1\u683c\u306f\u7c73\u56fd\u5168\u4f53\u3067\u4e0a\u6607\u3057\u3066\u3044\u307e\u3059\u304c\u3001\u4e2d\u897f\u90e8\u3088\u308a\u3082\u6cbf\u5cb8\u90e8\u3067\u6025\u901f\u306b\u4e0a\u6607\u3057\u3066\u3044\u307e\u3059\u3002\n\u300c\u30cb\u30e5\u30fc\u30e8\u30fc\u30af\u5730\u57df\u3067\u306f\u30012\u6841\u30013\u6841\u306e\u6599\u91d1\u4e0a\u6607\u304c\u898b\u3089\u308c\u3001\u4e00\u90e8\u306e\u5efa\u8a2d\u4f1a\u793e\u3067\u306f\u73fe\u5728\u3001\u9650\u5ea6\u984d\u3092\u30d7\u30ec\u30df\u30a2\u30e0\u3067\u53d6\u5f15\u3057\u3066\u3044\u307e\u3059\u300d\u3068\u3001 <a href=\"https:\/\/www.crcgroup.com\/Tools-Intel\/post\/significant-challenges-facing-the-construction-insurance-marketplace?portalid=34\" target=\"_blank\" rel=\"noreferrer noopener\">CRC Group\u306e\u30a2\u30f3\u30c7\u30a3\u30fb\u30db\u30fc\u30e9\u30f3<\/a> \u6c0f\u3068\u4ef2\u9593\u306e\u5bc4\u7a3f\u8005\u306f\u66f8\u3044\u3066\u3044\u307e\u3059\u3002 <\/p>\n\n<p>\u307e\u305f\u3001\u4e0d\u52d5\u7523\u3001\u822a\u7a7a\u3001\u5546\u696d\u81ea\u52d5\u8eca\u3001\u516c\u958b\u4f1a\u793e\u306eD&amp;O\u3001\u30a2\u30f3\u30d6\u30ec\u30e9\u306e\u5546\u696d\u4fdd\u967a\u306e\u4fa1\u683c\u306f\u3001\u4ed6\u306e\u5546\u696d\u4fdd\u967a\u306e\u4fdd\u967a\u6599\u7387\u3088\u308a\u3082\u6025\u901f\u306b\u4e0a\u6607\u3057\u3066\u3044\u308b\u3068\u3001Risk &amp; Insurance\u306e <a href=\"https:\/\/riskandinsurance.com\/5-areas-of-commercial-insurance-set-for-price-hikes\/\" target=\"_blank\" rel=\"noreferrer noopener\">Jared Shelly<\/a> \u6c0f\u306f\u8ff0\u3079\u3066\u3044\u307e\u3059\u3002<\/p>\n\n<p>\u5546\u696d\u4fdd\u967a\u306e\u6599\u91d1\u7387\u306e\u5909\u66f4\u306f\u3001\u9867\u5ba2\u306e\u884c\u52d5\u306b\u5f71\u97ff\u3092\u4e0e\u3048\u307e\u3059\u3002\n\u6599\u91d1\u304c\u4e0a\u6607\u3059\u308b\u3068\u3001\u7279\u306b\u6c42\u3081\u3089\u308c\u3066\u3044\u308b\u88dc\u511f\u7bc4\u56f2\u304c\u3059\u3079\u3066\u306e\u4fdd\u967a\u4f1a\u793e\u3067\u6a19\u6e96\u7684\u3067\u3042\u308b\u3068\u8a8d\u8b58\u3055\u308c\u3066\u3044\u308b\u5834\u5408\u3001\u9867\u5ba2\u306f\u4fa1\u683c\u3067\u8cb7\u3044\u7269\u3092\u3057\u59cb\u3081\u308b\u53ef\u80fd\u6027\u304c\u3042\u308a\u307e\u3059\u3002\n\u3057\u304b\u3057\u3001\u5e02\u5834\u30bb\u30b0\u30e1\u30f3\u30c8\u306b\u3088\u3063\u3066\u6599\u91d1\u306e\u5909\u52d5\u304c\u7570\u306a\u308b\u3068\u3001\u9867\u5ba2\u306e\u884c\u52d5\u3082\u7570\u306a\u308b\u30d1\u30bf\u30fc\u30f3\u3067\u5909\u5316\u3057\u307e\u3059\u3002\n\u305f\u3068\u3048\u3070\u3001\u8eca\u4e21\u30d5\u30ea\u30fc\u30c8\u306e\u88dc\u511f\u3092\u6c42\u3081\u308b\u304a\u5ba2\u69d8\u306f\u3001\u5546\u696d\u885d\u7a81\u4e8b\u6545\u306e\u88dc\u511f\u7387\u304c\u50b7\u5bb3\u4fdd\u967a\u306e\u88dc\u511f\u7387\u3088\u308a\u3082\u901f\u304f\u4e0a\u6607\u3059\u308b\u5834\u5408\u3001\u885d\u7a81\u306e\u88dc\u511f\u3092\u6e1b\u3089\u3059\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u304c\u3001\u73fe\u5728\u306e\u4eba\u8eab\u50b7\u5bb3\u306e\u88dc\u511f\u306f\u7dad\u6301\u3067\u304d\u307e\u3059\u3002   <\/p>\n\n<p>\u4fa1\u683c\u3092\u6539\u5584\u3059\u308b\u306b\u306f\u3001\u30c7\u30b8\u30bf\u30eb\u914d\u4fe1\u30aa\u30d7\u30b7\u30e7\u30f3\u3092\u53d6\u308a\u5165\u308c\u307e\u3057\u3087\u3046\u3002\nEY\u306e <a href=\"https:\/\/www.ey.com\/en_us\/innovation-in-insurance\/why-insurance-business-models-are-going-to-change\" target=\"_blank\" rel=\"noreferrer noopener\">Peter Manchester<\/a> \u306f\u3001\u6c11\u9593\u901a\u4fe1\u4e8b\u696d\u8005\u304c\u898f\u6a21\u306e\u7d4c\u6e08\u3001\u30de\u30fc\u30b1\u30c6\u30a3\u30f3\u30b0\u5206\u6790\u3001\u9867\u5ba2\u4f53\u9a13\u306b\u91cd\u70b9\u3092\u7f6e\u304f\u3068\u3001\u5f37\u529b\u306a\u9867\u5ba2\u57fa\u76e4\u3092\u69cb\u7bc9\u3067\u304d\u308b\u53ef\u80fd\u6027\u304c\u9ad8\u304f\u306a\u308b\u3068\u66f8\u3044\u3066\u3044\u307e\u3059\u3002 <\/p>\n\n<p>\u300c\u696d\u754c\u306e\u30b9\u30c6\u30fc\u30af\u30db\u30eb\u30c0\u30fc\u3068\u306e\u5bfe\u8a71\u3068\u3001\u3055\u307e\u3056\u307e\u306a\u4fdd\u967a\u4f1a\u793e\u306e\u8ca1\u52d9\u5b9f\u7e3e\u306e\u5206\u6790\u306b\u3088\u308a\u3001\u3053\u308c\u3089\u306e\u65b9\u6cd5\u306b\u3088\u308a\u30011\u3064\u307e\u305f\u306f2\u3064\u306e\u5c0f\u898f\u6a21\u306a\u5546\u7528\u4fdd\u967a\u4f1a\u793e\u304c\u3001\u73fe\u5728\u306e5%-6% 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