{"id":20719,"date":"2024-09-27T11:08:31","date_gmt":"2024-09-27T16:08:31","guid":{"rendered":"https:\/\/bolttech.io\/insights\/%e5%bd%b1%e9%9f%bfcovid-19%e3%81%a8%e4%bf%9d%e9%99%ba%e6%a5%ad%e7%95%8c\/"},"modified":"2024-09-27T11:08:32","modified_gmt":"2024-09-27T16:08:32","slug":"%e5%bd%b1%e9%9f%bfcovid-19%e3%81%a8%e4%bf%9d%e9%99%ba%e6%a5%ad%e7%95%8c","status":"publish","type":"insight","link":"https:\/\/bolttech.io\/ja\/insights\/%e5%bd%b1%e9%9f%bfcovid-19%e3%81%a8%e4%bf%9d%e9%99%ba%e6%a5%ad%e7%95%8c\/","title":{"rendered":"\u5f71\u97ff:COVID-19\u3068\u4fdd\u967a\u696d\u754c"},"content":{"rendered":"\n<p>\u3053\u3053\u6570\u9031\u9593\u3067\u3001COVID-19\u306f\u7c73\u56fd\u304a\u3088\u3073\u4e16\u754c\u4e2d\u306e\u751f\u6d3b\u306e\u307b\u307c\u3059\u3079\u3066\u306e\u30bb\u30b0\u30e1\u30f3\u30c8\u306b\u5f71\u97ff\u3092\u53ca\u307c\u3057\u3066\u3044\u307e\u3059\u3002\n\u591a\u304f\u306e\u5dde\u3067\u306f\u3001\u5e97\u8217\u306e\u9589\u9396\u3092\u4f59\u5100\u306a\u304f\u3055\u308c\u305f\u305f\u3081\u3001\u307b\u307c\u3059\u3079\u3066\u306e\u52b4\u50cd\u8005\u306b\u30ea\u30e2\u30fc\u30c8\u30ef\u30fc\u30af\u3092\u547d\u3058\u308b\u304b\u3001\u5b8c\u5168\u306b\u4ed5\u4e8b\u3092\u3084\u3081\u308b\u3088\u3046\u6c42\u3081\u3066\u3044\u307e\u3059\u3002\n\u65b0\u578b\u30a6\u30a4\u30eb\u30b9\u306e\u8513\u5ef6\u3092\u9045\u3089\u305b\u308b\u5fc5\u8981\u6027\u304b\u3089\u3001\u4e92\u3044\u306b\u7269\u7406\u7684\u306a\u8ddd\u96e2\u3092\u4fdd\u3064\u3053\u3068\u306b\u95a2\u3059\u308b\u65b0\u305f\u306a\u30eb\u30fc\u30eb\u304c\u8ab2\u305b\u3089\u308c\u3001\u30d3\u30b8\u30cd\u30b9\u3068\u79c1\u751f\u6d3b\u306e\u4e21\u65b9\u306b\u652f\u969c\u3092\u304d\u305f\u3057\u3066\u3044\u307e\u3059\u3002\n\u3053\u308c\u306b\u306f\u4fdd\u967a\u696d\u754c\u3082\u542b\u307e\u308c\u307e\u3059\u3002   <\/p>\n\n<p>COVID-19 \u3068\u305d\u306e\u5730\u57df\u3001\u56fd\u5185\u3001\u4e16\u754c\u306e\u30d3\u30b8\u30cd\u30b9\u3078\u306e\u6700\u7d42\u7684\u306a\u5f71\u97ff\u306b\u3064\u3044\u3066\u306f\u3001\u307e\u3060\u308f\u304b\u3063\u3066\u3044\u306a\u3044\u3053\u3068\u304c\u305f\u304f\u3055\u3093\u3042\u308a\u3001\u591a\u304f\u306e\u4f01\u696d\u306f\u3069\u3053\u306b\u52a9\u3051\u3092\u6c42\u3081\u308c\u3070\u3088\u3044\u304b\u308f\u304b\u308a\u307e\u305b\u3093\u3002\n\u640d\u5bb3\u4fdd\u967a\u904b\u9001\u696d\u8005\u306f\u3001\u9867\u5ba2\u3092\u652f\u63f4\u3059\u308b\u3068\u3068\u3082\u306b\u3001COVID-19\u304c\u81ea\u793e\u306e\u30d3\u30b8\u30cd\u30b9\u306b\u4e0e\u3048\u308b\u640d\u5bb3\u3092\u8efd\u6e1b\u3059\u308b\u8cac\u4efb\u3092\u8ca0\u3063\u3066\u3044\u307e\u3059\u3002   <\/p>\n\n<h2 class=\"wp-block-heading\">\u30d3\u30b8\u30cd\u30b9\u30af\u30ec\u30fc\u30e0\u306e\u5897\u52a0<\/h2>\n\n<p>\u5371\u6a5f\u7684\u72b6\u6cc1\u306b\u306a\u308b\u3068\u3001\u9867\u5ba2\u304b\u3089\u4fdd\u967a\u4f1a\u793e\u306b\u96fb\u8a71\u304c\u304b\u304b\u3063\u3066\u304f\u308b\u3053\u3068\u304c\u3088\u304f\u3042\u308a\u307e\u3059\u304c\u3001\u30b3\u30ed\u30ca\u30a6\u30a4\u30eb\u30b9\u3082\u4f8b\u5916\u3067\u306f\u3042\u308a\u307e\u305b\u3093\u3002\n\u591a\u304f\u306e\u4f01\u696d\u306f\u3001COVID-19\u304c\u81ea\u793e\u306e\u4ed5\u4e8b\u306b\u4e0e\u3048\u308b\u5f71\u97ff\u306b\u5bfe\u3057\u3066\u3001\u4fdd\u967a\u4f1a\u793e\u306b\u983c\u308b\u3053\u3068\u3067\u5bfe\u5fdc\u3057\u3066\u3044\u307e\u3059\u3002 <\/p>\n\n<p>\u3057\u304b\u3057\u3001COVID-19\u306f\u7570\u5e38\u306a\u72b6\u6cc1\u3067\u3042\u308b\u305f\u3081\u3001\u591a\u304f\u306e\u4fdd\u967a\u5951\u7d04\u306f\u30d1\u30f3\u30c7\u30df\u30c3\u30af\u306b\u76f4\u63a5\u5bfe\u51e6\u3057\u3066\u3044\u306a\u3044\u5834\u5408\u3084\u3001\u7279\u5b9a\u306e\u30d1\u30c3\u30bb\u30fc\u30b8\u304cCOVID-19\u95a2\u9023\u306e\u30d3\u30b8\u30cd\u30b9\u640d\u5931\u3092\u30ab\u30d0\u30fc\u3057\u3066\u3044\u308b\u304b\u3069\u3046\u304b\u3092\u6b63\u5f53\u5316\u3059\u308b\u305f\u3081\u306b\u89e3\u91c8\u304c\u5fc5\u8981\u306a\u5834\u5408\u304c\u3042\u308a\u307e\u3059\u3002  <\/p>\n\n<h2 class=\"wp-block-heading\">\u30d3\u30b8\u30cd\u30b9\u306e\u4e2d\u65ad<\/h2>\n\n<p>\u305f\u3068\u3048\u3070\u3001\u9867\u5ba2\u306e\u4e8b\u696d\u4e2d\u65ad\u88dc\u511f\u306b\u57fa\u3065\u304f\u8acb\u6c42\u306f\u3001COVID-19\u6c5a\u67d3\u304c\u7269\u7406\u7684\u640d\u5bb3\u3068\u898b\u306a\u3059\u3053\u3068\u304c\u3067\u304d\u308b\u304b\u3069\u3046\u304b\u3092\u6c7a\u5b9a\u3059\u308b\u53ef\u80fd\u6027\u304c\u3042\u308b\u3068\u3001Van Ness Feldman\u306e\u30d1\u30fc\u30c8\u30ca\u30fc\u3067\u3042\u308b <a href=\"https:\/\/www.natlawreview.com\/article\/covid-19-insurance-impacts\" target=\"_blank\" rel=\"noreferrer noopener\">\u5f01\u8b77\u58eb\u306eBrian L. Zagon\u6c0f\u3068Michael D. Goodstein<\/a>\u6c0f\u306f\u66f8\u3044\u3066\u3044\u307e\u3059\u3002\n\u5f7c\u3089\u306f\u3001\u300cCOVID-19\u6c5a\u67d3\u306f\u7269\u7406\u7684\u640d\u5bb3\u3067\u3059\u304b?\u300d\u3068\u3044\u3046\u554f\u984c\u304c\u4e89\u308f\u308c\u3066\u3044\u308b\u4fc2\u4e89\u4e2d\u306e\u8a34\u8a1f\u306b\u8a00\u53ca\u3057\u3066\u3044\u307e\u3059\u3002 <\/p>\n\n<p>\u300c\u4e8b\u696d\u306e\u4e2d\u65ad\u306f\u3001\u901a\u5e38\u3001\u8cc7\u683c\u306e\u3042\u308b\u4ee3\u7406\u5e97\u304b\u3089\u5e97\u8217\u306e\u9589\u9396\u547d\u4ee4\u304c\u51fa\u3055\u308c\u305f\u6642\u70b9\u3067\u59cb\u307e\u308a\u3001\u547d\u4ee4\u304c\u89e3\u9664\u3055\u308c\u305f\u3068\u304d\u3001\u6e05\u6383\u6d3b\u52d5\u304c\u5b8c\u4e86\u3057\u305f\u3068\u304d\u3001\u307e\u305f\u306f\u30dd\u30ea\u30b7\u30fc\u3067\u898f\u5b9a\u3055\u308c\u3066\u3044\u308b\u6700\u5927\u65e5\u6570\u306b\u9054\u3057\u305f\u3068\u304d\u306b\u7d42\u4e86\u3057\u307e\u3059\u300d\u3068\u3001\u30d8\u30a4\u30ba\u30fb\u30ab\u30f3\u30d1\u30cb\u30fc\u30ba\u306e\u30a2\u30b7\u30b9\u30bf\u30f3\u30c8\u30fb\u30d0\u30a4\u30b9\u30fb\u30d7\u30ec\u30b8\u30c7\u30f3\u30c8\u517c\u30b7\u30cb\u30a2\u30fb\u30d7\u30ed\u30d1\u30c6\u30a3\u30fb\u30af\u30ec\u30fc\u30e0\u30fb\u30c7\u30a3\u30ec\u30af\u30bf\u30fc\u3067\u3042\u308b <a href=\"https:\/\/www.hayscompanies.com\/covid-19-property-policies-and-business-interruption-considerations\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u30d6\u30ec\u30a4\u30af\u30fb\u30d0\u30fc\u30b7\u30e3\u30a4\u30c9<\/a>\u306f\u8aac\u660e\u3057\u307e\u3059\u3002  <\/p>\n\n<p>\u3059\u3079\u3066\u306e\u5546\u696d\u4e8b\u696d\u4e2d\u65ad\u30dd\u30ea\u30b7\u30fc\u306b\u89e3\u91c8\u306e\u4f59\u5730\u304c\u3042\u308b\u308f\u3051\u3067\u306f\u3042\u308a\u307e\u305b\u3093\u3002\n\u4f8b\u3048\u3070\u3001SARS\u306e\u6d41\u884c\u5f8c\u3001\u591a\u304f\u306e\u653f\u7b56\u304c\u66f4\u65b0\u3055\u308c\u3001\u7d30\u83cc\u3084\u30a6\u30a4\u30eb\u30b9\u611f\u67d3\u75c7\u306e\u88dc\u511f\u304c\u7279\u306b\u9664\u5916\u3055\u308c\u305f\u3068\u3001\u30d4\u30eb\u30ba\u30d9\u30ea\u30fc\u6cd5\u5f8b\u4e8b\u52d9\u6240\u306e\u30d1\u30fc\u30c8\u30ca\u30fc\u3067\u3042\u308b <a href=\"https:\/\/www.pillsburylaw.com\/en\/news-and-insights\/insuring-against-the-business-risks-of-coronavirus.html\" target=\"_blank\" rel=\"noreferrer noopener\">\u30c7\u30d3\u30c3\u30c9\u30fbF\u30fb\u30af\u30e9\u30a4\u30f3<\/a>\u6c0f\u306f\u8a00\u3046\u3002\n\u305f\u3060\u3057\u3001\u3053\u3053\u3067\u306f\u6587\u8a00\u304c\u91cd\u8981\u306b\u306a\u308a\u307e\u3059:COVID-19\u306f\u30a6\u30a4\u30eb\u30b9\u3067\u3042\u308a\u3001\u7d30\u83cc\u3067\u306f\u306a\u3044\u305f\u3081\u3001\u7d30\u83cc\u306e\u307f\u306b\u8a00\u53ca\u3059\u308b\u9664\u5916\u306f\u9069\u7528\u3055\u308c\u307e\u305b\u3093\u3002  <\/p>\n\n<p>COVID-19\u306b\u5bfe\u51e6\u3059\u308b\u305f\u3081\u306b\u53ef\u6c7a\u3055\u308c\u305f\u65b0\u3057\u3044\u5dde\u6cd5\u307e\u305f\u306f\u9023\u90a6\u6cd5\u306f\u3001\u9664\u5916\u304c\u30a6\u30a4\u30eb\u30b9\u611f\u67d3\u3092\u5177\u4f53\u7684\u306b\u6307\u5b9a\u3057\u3066\u3044\u308b\u5834\u5408\u3067\u3082\u3001\u30ab\u30d0\u30ec\u30c3\u30b8\u306b\u5f71\u97ff\u3092\u4e0e\u3048\u308b\u53ef\u80fd\u6027\u304c\u3042\u308a\u307e\u3059\u3002\n\u4e00\u90e8\u306e\u5dde\u3067\u306f\u3001\u5dde\u5185\u306e\u4fdd\u967a\u4f1a\u793e\u304c\u305d\u306e\u3088\u3046\u306a\u8acb\u6c42\u306b\u5bfe\u3057\u3066\u7279\u5b9a\u306e\u65b9\u6cd5\u3067\u5bfe\u5fdc\u3059\u308b\u3053\u3068\u3092\u7fa9\u52d9\u4ed8\u3051\u308b\u3053\u3068\u306b\u3088\u308a\u3001\u4e8b\u696d\u4e2d\u65ad\u88dc\u511f\u306e\u7d1b\u4e89\u3092\u5148\u53d6\u308a\u3057\u3066\u3044\u307e\u3059\u3002\n\u4f8b\u3048\u3070\u30012020\u5e743\u670816\u65e5\u306b\u30cb\u30e5\u30fc\u30b8\u30e3\u30fc\u30b8\u30fc\u5dde\u8b70\u4f1a\u306b\u63d0\u51fa\u3055\u308c\u305f <a href=\"https:\/\/www.njleg.state.nj.us\/2020\/Bills\/A4000\/3844_I1.PDF\" target=\"_blank\" rel=\"noreferrer noopener\">\u6cd5\u6848<\/a> \u304c\u53ef\u6c7a\u3055\u308c\u308c\u3070\u3001\u4fdd\u967a\u4f1a\u793e\u306fCOVID-19\u306e\u6c5a\u67d3\u3092\u88dc\u511f\u8acb\u6c42\u3068\u3057\u3066\u6271\u3046\u3053\u3068\u304c\u7fa9\u52d9\u4ed8\u3051\u3089\u308c\u308b\u3053\u3068\u306b\u306a\u308a\u307e\u3059\u3002    <\/p>\n\n<h2 class=\"wp-block-heading\">\u5efa\u8a2d\u30af\u30ec\u30fc\u30e0<\/h2>\n\n<p>COVID-19\u306e\u4f5c\u696d\u306e\u6e1b\u901f\u306b\u3088\u308a\u3001\u5efa\u8a2d\u4fdd\u967a\u306e\u8acb\u6c42\u4ef6\u6570\u3082\u5897\u52a0\u3059\u308b\u3068\u4e88\u60f3\u3055\u308c\u307e\u3059\u3002  <\/p>\n\n<p>\u300c\u52b4\u50cd\u8005\u304c\u611f\u67d3\u3057\u3001\u75c5\u6c17\u306b\u306a\u308a\u3001\u9694\u96e2\u3055\u308c\u308b\u3068\u3001\u52b4\u50cd\u529b\u4e0d\u8db3\u304c\u767a\u751f\u3059\u308b\u53ef\u80fd\u6027\u304c\u975e\u5e38\u306b\u9ad8\u3044\u3067\u3059\u3002\u3053\u308c\u306b\u3088\u308a\u3001\u9032\u884c\u4e2d\u306e\u5efa\u8a2d\u30d7\u30ed\u30b8\u30a7\u30af\u30c8\u304c\u9045\u308c\u305f\u308a\u3001\u5f71\u97ff\u3092\u53d7\u3051\u305f\u308a\u3059\u308b\u53ef\u80fd\u6027\u304c\u3042\u308a\u307e\u3059\u300d\u3068\u3001\u6cd5\u5f8b\u4e8b\u52d9\u6240Hall Estill\u306e\u30d1\u30fc\u30c8\u30ca\u30fc\u3067\u3042\u308b <a href=\"https:\/\/www.propertycasualty360.com\/2020\/03\/23\/construction-industry-feeling-impact-from-covid-19-slowdown\/\" target=\"_blank\" rel=\"noreferrer noopener\">Michael Keester<\/a>\u6c0f\u306f\u8ff0\u3079\u3066\u3044\u307e\u3059\u3002  <\/p>\n\n<p>\u5efa\u8a2d\u5951\u7d04\u306b\u306f\u901a\u5e38\u3001\u30d7\u30ed\u30b8\u30a7\u30af\u30c8\u306e\u5b8c\u4e86\u307e\u3067\u306e\u6642\u9593\u3092\u30ab\u30d0\u30fc\u3059\u308b\u6761\u9805\u304c\u542b\u307e\u308c\u3066\u3044\u307e\u3059\u3002\u591a\u304f\u306e\u4eba\u306b\u3068\u3063\u3066\u3001\u6642\u9593\u306f\u975e\u5e38\u306b\u91cd\u8981\u3067\u3059\u3002\nCOVID-19\u95a2\u9023\u306e\u9589\u9396\u3001\u5916\u51fa\u7981\u6b62\u4ee4\u3001\u611f\u67d3\u304c\u52b4\u50cd\u8005\u306e\u5229\u7528\u53ef\u80fd\u6027\u3068\u5efa\u8a2d\u30d7\u30ed\u30b8\u30a7\u30af\u30c8\u306e\u9069\u6642\u6027\u306b\u5f71\u97ff\u3092\u4e0e\u3048\u308b\u305f\u3081\u3001\u3053\u308c\u3089\u306e\u9069\u6642\u6027\u306b\u95a2\u3059\u308b\u898f\u5b9a\u3092\u3081\u3050\u308b\u8ad6\u4e89\u3082\u5f15\u304d\u8d77\u3053\u3059\u3068\u30ad\u30fc\u30b9\u30bf\u30fc\u6c0f\u306f\u8ff0\u3079\u3066\u3044\u307e\u3059\u3002 <\/p>\n\n<h2 class=\"wp-block-heading\">COVID-19\u306e\u4e0b\u3067\u306e\u30d3\u30b8\u30cd\u30b9\u306e\u9042\u884c<\/h2>\n\n<p>\u4fdd\u967a\u4f1a\u793e\u306b\u3068\u3063\u3066\u3001\u4fdd\u967a\u91d1\u8acb\u6c42\u3084\u88dc\u511f\u7bc4\u56f2\u306e\u8cea\u554f\u306b\u5bfe\u5fdc\u3059\u308b\u3053\u3068\u306f\u3001\u30b3\u30ed\u30ca\u30a6\u30a4\u30eb\u30b9\u306b\u5bfe\u51e6\u3059\u308b\u305f\u3081\u306e1\u3064\u306e\u5074\u9762\u306b\u3059\u304e\u307e\u305b\u3093\u3002\n\u4fdd\u967a\u4f1a\u793e\u306f\u3001\u96c7\u7528\u4e3b\u3068\u3057\u3066\u306e\u81ea\u793e\u306e\u5f79\u5272\u3082\u8003\u616e\u3059\u308b\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059\u3002   <\/p>\n\n<h2 class=\"wp-block-heading\">\u4fdd\u967a\u696d\u754c\u306e\u50cd\u304d\u65b9\u3092\u5909\u3048\u308b<\/h2>\n\n<p>2020\u5e743\u670824\u65e5\u73fe\u5728\u3001\u5168\u7c73\u306e16\u5dde\u30019\u90e1\u30013\u5e02\u3067\u3001\u3055\u3089\u306b4\u3064\u306e\u5dde\u3067\u81ea\u5b85\u5f85\u6a5f\u307e\u305f\u306f\u5916\u51fa\u7981\u6b62\u4ee4\u304c\u767a\u4ee4\u3055\u308c\u3066\u3044\u307e\u3059\u3002<\/p>\n\n<p>\u3053\u308c\u3089\u306e\u547d\u4ee4\u306f\u3001\u7d041\u51045800\u4e07\u4eba\u306e\u7c73\u56fd\u5c45\u4f4f\u8005\u306b\u5f71\u97ff\u3092\u4e0e\u3048\u3066\u3044\u308b\u3068\u3001\u30cb\u30e5\u30fc\u30e8\u30fc\u30af\u30bf\u30a4\u30e0\u30ba\u306e <a href=\"https:\/\/www.nytimes.com\/interactive\/2020\/us\/coronavirus-stay-at-home-order.html\" target=\"_blank\" rel=\"noreferrer noopener\">\u30b5\u30e9\u30fb\u30de\u30fc\u30dc\u30c3\u30b7\u30e5\u3068\u30c7\u30cb\u30b9\u30fb\u30eb\u30fc<\/a> \u306f\u66f8\u3044\u3066\u3044\u307e\u3059\u3002\n\u8a73\u7d30\u306f\u7570\u306a\u308a\u307e\u3059\u304c\u3001\u809d\u5fc3\u306a\u306e\u306f\u540c\u3058\u3067\u3059:\u7d76\u5bfe\u306b\u5fc5\u8981\u3067\u306a\u3044\u9650\u308a\u3001\u5bb6\u3092\u51fa\u306a\u3044\u3067\u304f\u3060\u3055\u3044\u3002   <\/p>\n\n<p>\u307e\u305f\u3001\u591a\u304f\u306e\u547d\u4ee4\u3067\u306f\u3001\u4f01\u696d\u304c\u30d3\u30b8\u30cd\u30b9\u3092\u904b\u55b6\u3057\u7d9a\u3051\u308b\u305f\u3081\u306b\u5fc5\u8981\u306a\u30b9\u30bf\u30c3\u30d5\u306b\u5236\u9650\u3057\u305f\u308a\u3001\u4ed6\u306e\u30b9\u30bf\u30c3\u30d5\u304c\u5728\u5b85\u52e4\u52d9\u3092\u3057\u305f\u308a\u3067\u304d\u308b\u3088\u3046\u306b\u3059\u308b\u305f\u3081\u306b\u3001\u30b9\u30bf\u30c3\u30d5\u3092\u5236\u9650\u3059\u308b\u3053\u3068\u3092\u8981\u6c42\u3057\u3066\u3044\u307e\u3059\u3002\n\u591a\u304f\u306e\u4fdd\u967a\u4f1a\u793e\u306f\u3001\u3053\u306e\u30eb\u30fc\u30eb\u306b\u5f93\u3046\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059\u3002\n\u305d\u306e\u305f\u3081\u3001\u300cCOVID-19 \u306e\u8513\u5ef6\u3092\u5c01\u3058\u8fbc\u3081\u308b\u53d6\u308a\u7d44\u307f\u3092\u91cd\u8996\u3059\u308b\u3053\u3068\u306f\u3001\u30a2\u30af\u30c1\u30e5\u30a2\u30ea\u30fc\u304b\u3089\u5f15\u53d7\u4eba\u3001\u4fdd\u967a\u91d1\u8acb\u6c42\u30de\u30cd\u30fc\u30b8\u30e3\u30fc\u307e\u3067\u3001\u4fdd\u967a\u4f1a\u793e\u306e\u30b9\u30bf\u30c3\u30d5\u304c\u81ea\u5b85\u304b\u3089\u96e2\u308c\u3066\u50cd\u304f\u3053\u3068\u3092\u53ef\u80fd\u306b\u3059\u308b\u3053\u3068\u3092\u610f\u5473\u3059\u308b\u304b\u3082\u3057\u308c\u307e\u305b\u3093\u300d\u3068\u3001\u30c7\u30ed\u30a4\u30c8\u306e\u526f\u4f1a\u9577\u517c\u7c73\u56fd\u4fdd\u967a\u30ea\u30fc\u30c0\u30fc\u3067\u3042\u308b <a href=\"https:\/\/www2.deloitte.com\/us\/en\/insights\/economy\/covid-19\/impact-of-covid-19-on-insurers.html\" target=\"_blank\" rel=\"noreferrer noopener\">\u30b2\u30a4\u30ea\u30fc\u30fb\u30b7\u30e7\u30fc<\/a>\u306f\u8ff0\u3079\u3066\u3044\u307e\u3059\u3002    <\/p>\n\n<p>\u30b5\u30a4\u30d0\u30fc\u30bb\u30ad\u30e5\u30ea\u30c6\u30a3\u306e\u554f\u984c\u3068\u60c5\u5831\u30a2\u30af\u30bb\u30b9\u306b\u6ce8\u610f\u3092\u6255\u3046\u3053\u3068\u3067\u3001\u30ea\u30e2\u30fc\u30c8\u30b9\u30bf\u30c3\u30d5\u304c\u91cd\u8981\u306a\u30bf\u30b9\u30af\u3092\u5b8c\u4e86\u3059\u308b\u305f\u3081\u306b\u5fc5\u8981\u306a\u60c5\u5831\u306b\u5b89\u5168\u3067\u4fe1\u983c\u6027\u306e\u9ad8\u3044\u30a2\u30af\u30bb\u30b9\u3092\u78ba\u4fdd\u3067\u304d\u307e\u3059\u3002\nShaw \u6c0f\u306f\u3001\u5404\u4fdd\u967a\u696d\u754c\u306e\u5f93\u696d\u54e1\u306b\u30e9\u30c3\u30d7\u30c8\u30c3\u30d7\u307e\u305f\u306f\u30c7\u30b9\u30af\u30c8\u30c3\u30d7 \u30b3\u30f3\u30d4\u30e5\u30fc\u30bf\u30fc\u3078\u306e\u30a2\u30af\u30bb\u30b9\u3001\u91cd\u8981\u306a\u30a2\u30d7\u30ea\u30b1\u30fc\u30b7\u30e7\u30f3\u3068\u30c7\u30fc\u30bf\u3092\u4fdd\u8b77\u3059\u308b\u305f\u3081\u306e\u4eee\u60f3\u30d7\u30e9\u30a4\u30d9\u30fc\u30c8 \u30cd\u30c3\u30c8\u30ef\u30fc\u30af\u3001\u30aa\u30fc\u30c7\u30a3\u30aa\u304a\u3088\u3073\u30d3\u30c7\u30aa \u30b3\u30e9\u30dc\u30ec\u30fc\u30b7\u30e7\u30f3 \u30c4\u30fc\u30eb\u3001\u304a\u3088\u3073\u30ea\u30e2\u30fc\u30c8 \u30ef\u30fc\u30ab\u30fc\u3092\u30b5\u30dd\u30fc\u30c8\u3059\u308b\u305f\u3081\u306e\u300c\u9069\u5207\u306b\u88c5\u5099\u3055\u308c\u3001\u4eba\u54e1\u304c\u914d\u7f6e\u3055\u308c\u305f IT \u30b5\u30dd\u30fc\u30c8 \u30c1\u30fc\u30e0\u300d\u3092\u63d0\u4f9b\u3059\u308b\u3053\u3068\u3092\u63a8\u5968\u3057\u3066\u3044\u307e\u3059\u3002   <\/p>\n\n<h2 class=\"wp-block-heading\">\u4fdd\u967a\u6599\u306e\u4e00\u6642\u505c\u6b62?<\/h2>\n\n<p>COVID-19\u95a2\u9023\u306e\u9589\u9396\u306b\u3088\u308b\u4ed5\u4e8b\u4e0d\u8db3\u306e\u7d4c\u6e08\u7684\u5f71\u97ff\u3092\u6539\u5584\u3059\u308b\u305f\u3081\u306b\u3001\u4e00\u90e8\u306e\u5dde\u3067\u306f\u4fdd\u967a\u4f1a\u793e\u306b\u4fdd\u967a\u6599\u306e\u652f\u6255\u3044\u306b\u7336\u4e88\u671f\u9593\u3092\u8a2d\u3051\u308b\u3088\u3046\u547d\u3058\u3066\u3044\u307e\u3059\u3002\n\u30ab\u30ea\u30d5\u30a9\u30eb\u30cb\u30a2\u5dde\u3067\u306f\u30012020\u5e743\u670818\u65e5\u3001\u30ab\u30ea\u30d5\u30a9\u30eb\u30cb\u30a2\u5dde\u4fdd\u967a\u30b3\u30df\u30c3\u30b7\u30e7\u30ca\u30fc\u306e\u30ea\u30ab\u30eb\u30c9\u30fb\u30e9\u30e9\u6c0f\u304c\u3001\u4fdd\u967a\u6599\u306e\u652f\u6255\u3044\u306b\u6700\u4f4e60\u65e5\u9593\u306e\u7336\u4e88\u671f\u9593\u3092\u8a2d\u3051\u308b <a href=\"http:\/\/www.insurance.ca.gov\/0400-news\/0100-press-releases\/2020\/upload\/nr030-BillingGracePeriodNotice03182020.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">\u3088\u3046\u3001\u3059\u3079\u3066\u306e\u4fdd\u967a\u4f1a\u793e\u306b\u8981\u8acb<\/a> \u3057\u307e\u3057\u305f\u3002   <\/p>\n\n<p>\u300c\u4eca\u3053\u305d\u3001\u6d88\u8cbb\u8005\u304c\u3053\u306e\u524d\u4f8b\u306e\u306a\u3044\u4e0d\u78ba\u5b9f\u6027\u306e\u6642\u671f\u3092\u4e57\u308a\u5207\u308b\u306e\u3092\u52a9\u3051\u308b\u305f\u3081\u306b\u56e3\u7d50\u3059\u308b\u6642\u3067\u3059\u3002\u3053\u308c\u306b\u306f\u3001\u4fdd\u967a\u5951\u7d04\u8005\u304c\u4fdd\u967a\u6599\u3092\u652f\u6255\u3046\u3053\u3068\u304c\u3067\u304d\u306a\u3044\u5834\u5408\u306b\u4fdd\u967a\u306e\u9069\u7528\u7bc4\u56f2\u3092\u7dad\u6301\u3059\u308b\u306e\u3092\u652f\u63f4\u3059\u308b\u3053\u3068\u3082\u542b\u307e\u308c\u307e\u3059\u300d\u3068 <a href=\"http:\/\/www.insurance.ca.gov\/0400-news\/0100-press-releases\/2020\/release030-2020.cfm\" target=\"_blank\" rel=\"noreferrer noopener\">\u30e9\u30e9<\/a> \u306f\u30d7\u30ec\u30b9\u30ea\u30ea\u30fc\u30b9\u3067\u8ff0\u3079\u3066\u3044\u307e\u3059\u3002<\/p>\n\n<p>\u4fdd\u967a\u6599\u306f\u3001\u4f4f\u5b85\u30ed\u30fc\u30f3\u3001\u5b66\u751f\u30ed\u30fc\u30f3\u3001\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u3068\u4e26\u3093\u3067\u3001\u7336\u4e88\u307e\u305f\u306f\u505c\u6b62\u304c\u691c\u8a0e\u3055\u308c\u3066\u3044\u308b\u591a\u304f\u306e\u7a2e\u985e\u306e\u666e\u901a\u306e\u5bb6\u8a08\u306e\u652f\u6255\u3044\u306e1\u3064\u3067\u3059\u3002\n\u3053\u308c\u307e\u3067\u306e\u3068\u3053\u308d\u3001\u3053\u306e\u3088\u3046\u306a\u505c\u6b62\u63aa\u7f6e\u304c\u6cd5\u7684\u5f37\u5236\u529b\u3092\u6301\u3064\u3082\u306e\u306f\u307b\u3068\u3093\u3069\u3042\u308a\u307e\u305b\u3093\u304c\u3001COVID-19\u306e\u611f\u67d3\u30ea\u30b9\u30af\u306b\u3088\u308a\u4eba\u53e3\u306e\u5927\u591a\u6570\u304c\u81ea\u5b85\u5f85\u6a5f\u3092\u4f59\u5100\u306a\u304f\u3055\u308c\u308b\u9650\u308a\u3001\u7c73\u56fd\u306e\u6d88\u8cbb\u8005\u306f\u652f\u63f4\u3092\u5fc5\u8981\u3068\u3059\u308b\u53ef\u80fd\u6027\u304c\u9ad8\u3044\u3068\u601d\u308f\u308c\u307e\u3059\u3002   <\/p>\n\n<h2 class=\"wp-block-heading\">\u4fdd\u967a\u4f1a\u793e\u306b\u3068\u3063\u3066\u8003\u616e\u3059\u3079\u304d\u70b9<\/h2>\n\n<p>\u96c7\u7528\u4e3b\u3068\u3057\u3066\u3001\u307e\u305f\u30ea\u30b9\u30af\u3001\u640d\u5bb3\u4fdd\u967a\u306e\u5c02\u9580\u5bb6\u3068\u3057\u3066\u3001\u4fdd\u967a\u4f1a\u793e\u306fCOVID-19\u306e\u5bfe\u5fdc\u3068\u56de\u5fa9\u306b\u304a\u3044\u3066\u91cd\u8981\u306a\u5f79\u5272\u3092\u679c\u305f\u3057\u3066\u3044\u307e\u3059\u3002\n\u307e\u3060\u4e0d\u660e\u306a\u70b9\u304c\u591a\u3044\u4e00\u65b9\u3067\u3001\u4fdd\u967a\u4f1a\u793e\u306f\u3001\u4eca\u65e5\u306e\u30d3\u30b8\u30cd\u30b9\u3068 <a href=\"https:\/\/www.boltinc.com\/insights\/blogs\/agility-for-p&amp;cs\/?__hstc=103362207.8432e18fe1b4e270bd8d783f6794e506.1724072077526.1724252449792.1724256511253.9&amp;__hssc=103362207.4.1725178227325&amp;__hsfp=3405490495\" target=\"_blank\" rel=\"noreferrer noopener\">\u660e\u65e5\u306e\u30cb\u30fc\u30ba<\/a> \u306b\u52b9\u679c\u7684\u306b\u5bfe\u5fdc\u3059\u308b\u305f\u3081\u306b\u3001\u4eca\u3059\u3050\u5bfe\u7b56\u3092\u8b1b\u3058\u308b\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u3002 <\/p>\n\n<h2 class=\"wp-block-heading\">\u65e9\u671f\u304b\u3064\u983b\u7e41\u306b\u30b3\u30df\u30e5\u30cb\u30b1\u30fc\u30b7\u30e7\u30f3\u3092\u3068\u308b<\/h2>\n\n<p>\u4fdd\u967a\u91d1\u8acb\u6c42\u304c\u63d0\u51fa\u3055\u308c\u308b\u524d\u306b\u9867\u5ba2\u306e\u88dc\u511f\u30aa\u30d7\u30b7\u30e7\u30f3\u3092\u660e\u78ba\u306b\u3059\u308b\u3053\u3068\u3067\u3001\u640d\u5bb3\u4fdd\u967a\u4f1a\u793e\u306f\u4e0d\u78ba\u5b9f\u306a\u6642\u671f\u306b\u4fdd\u967a\u91d1\u8acb\u6c42\u3084\u4fdd\u967a\u91d1\u8acb\u6c42\u7d1b\u4e89\u3092\u7ba1\u7406\u3059\u308b\u306e\u306b\u5f79\u7acb\u3061\u307e\u3059\u3002  <\/p>\n\n<p>\u4f8b\u3048\u3070\u30012020\u5e743\u670810\u65e5\u3001\u30cb\u30e5\u30fc\u30e8\u30fc\u30af\u91d1\u878d\u30b5\u30fc\u30d3\u30b9\u5c40\u306e <a href=\"https:\/\/www.vnf.com\/webfiles\/businessinterruptionsec3082020.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">\u30b9\u30c6\u30a3\u30fc\u30d6\u30f3\u30fb\u30c9\u30a5\u30fc\u30c7\u30a3<\/a> \u526f\u76e3\u7763\u5b98\u306f\u3001\u8a8d\u53ef\u3055\u308c\u305fP&amp;C\u4fdd\u967a\u4f1a\u793e\u306b\u5bfe\u3057\u3001\u4e8b\u696d\u4e2d\u65ad\u88dc\u511f\u3092\u542b\u3080\u300c\u30cb\u30e5\u30fc\u30e8\u30fc\u30af\u3067\u7b56\u5b9a\u3057\u305f\u5546\u696d\u7528\u4e0d\u52d5\u7523\u4fdd\u967a\u306b\u95a2\u3059\u308b\u7279\u5b9a\u306e\u60c5\u5831\u3092\u63d0\u4f9b\u3059\u308b\u300d\u3088\u3046\u6c42\u3081\u308b\u66f8\u7c21\u3092\u767a\u884c\u3057\u307e\u3057\u305f\u3002<\/p>\n\n<p>\u307e\u305f\u3001\u4fdd\u967a\u4f1a\u793e\u3078\u306e\u9023\u7d61\u3001\u88dc\u511f\u7bc4\u56f2\u306e\u5909\u66f4\u3001\u307e\u305f\u306f\u8acb\u6c42\u306e\u63d0\u51fa\u306b\u95a2\u3059\u308b\u901a\u5e38\u306e\u624b\u9806\u306e\u5909\u66f4\u306b\u3064\u3044\u3066\u9867\u5ba2\u306b\u77e5\u3089\u305b\u308b\u3053\u3068\u304c\u91cd\u8981\u3067\u3059\u3002\n\u73fe\u5728\u3001\u591a\u304f\u306e\u4fdd\u967a\u4f1a\u793e\u304c\u30ea\u30e2\u30fc\u30c8\u30ef\u30fc\u30ab\u30fc\u306b\u5927\u304d\u304f\u4f9d\u5b58\u3057\u3066\u3044\u308b\u305f\u3081\u3001\u3053\u308c\u3089\u306e\u30d7\u30ed\u30bb\u30b9\u306f\u5909\u66f4\u307e\u305f\u306f\u4e2d\u65ad\u3055\u308c\u308b\u53ef\u80fd\u6027\u304c\u3042\u308a\u307e\u3059\u3002\n\u88ab\u4fdd\u967a\u8005\u306b\u4fdd\u967a\u4f1a\u793e\u3078\u306e\u9023\u7d61\u65b9\u6cd5\u306b\u3064\u3044\u3066\u660e\u78ba\u306a\u30ac\u30a4\u30c0\u30f3\u30b9\u3092\u63d0\u4f9b\u3059\u308b\u3053\u3068\u3067\u3001\u9867\u5ba2\u3068\u4fdd\u967a\u4f1a\u793e\u306e\u4e21\u65b9\u304c\u30d3\u30b8\u30cd\u30b9\u3092\u3088\u308a\u30b9\u30e0\u30fc\u30ba\u306b\u51e6\u7406\u3059\u308b\u306e\u306b\u5f79\u7acb\u3061\u307e\u3059\u3002    <\/p>\n\n<h2 class=\"wp-block-heading\">\u65e2\u5b58\u306e\u5229\u70b9\u306b\u983c\u308b<\/h2>\n\n<p>\u73fe\u5728\u3001\u640d\u5bb3\u4fdd\u967a\u4f1a\u793e\u306f\u3001COVID-19\u306b\u95a2\u9023\u3059\u308b\u8acb\u6c42\u306b\u5bfe\u5fdc\u3057\u3001\u88dc\u511f\u5bfe\u8c61\u306b\u652f\u6255\u3046\u5f37\u529b\u306a\u7acb\u5834\u306b\u3042\u308b\u3068\u3001Insurance Information Institute\u306e <a href=\"https:\/\/www.iii.org\/presentation\/the-impact-of-covid-19-on-p-c-insurance-032020\" target=\"_blank\" rel=\"noreferrer noopener\">Sean Kevelighan\u535a\u58eb\u3068Michel Leonard\u535a\u58eb<\/a> \u306f\u8ff0\u3079\u3066\u3044\u307e\u3059\u3002  <\/p>\n\n<p>2019\u5e74\u7b2c3\u56db\u534a\u671f\u306e\u6642\u70b9\u3067\u3001\u4fdd\u967a\u5951\u7d04\u8005\u306e\u7d2f\u7a4d\u5270\u4f59\u91d1\u306f8,000\u5104\u30c9\u30eb\u3092\u8d85\u3048\u3066\u304a\u308a\u3001\u3053\u308c\u306f2017\u5e74\u306b\u7c73\u56fd\u3067\u640d\u5bb3\u4fdd\u967a\u4f1a\u793e\u304c\u88dc\u511f\u5bfe\u8c61\u306e\u81ea\u7136\u707d\u5bb3\u4fdd\u967a\u91d1\u306b\u5bfe\u3057\u3066\u652f\u6255\u3063\u305f\u91d1\u984d\u306e8\u500d\u3067\u3059\u3002\n\u591a\u69d8\u306a\u6295\u8cc7\u30dd\u30fc\u30c8\u30d5\u30a9\u30ea\u30aa\u3001\u5fb9\u5e95\u3057\u305f\u518d\u4fdd\u967a\u3001\u65e2\u5b58\u306e\u5dde\u4fdd\u8a3c\u57fa\u91d1\u306f\u3001\u30b3\u30ed\u30ca\u30a6\u30a4\u30eb\u30b9\u306e\u7d50\u679c\u3068\u3057\u3066\u8acb\u6c42\u306e\u5897\u52a0\u306b\u76f4\u9762\u3057\u3066\u3044\u308b\u4fdd\u967a\u4f1a\u793e\u306b\u8ffd\u52a0\u306e\u652f\u63f4\u3092\u63d0\u4f9b\u3057\u3066\u3044\u308b\u3068\u3001\u30b1\u30d9\u30ea\u30ac\u30f3\u3068\u30ec\u30ca\u30fc\u30c9\u306f\u8ff0\u3079\u3066\u3044\u307e\u3059\u3002   <\/p>\n\n<p><em>\u753b\u50cf\u63d0\u4f9b:daisydaisy \/ \u00a9123RF.com\u3001fizkes \/ \u00a9123RF.com\u3001ndoeljindoel \/ \u00a9123RF.com<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u3053\u3053\u6570\u9031\u9593\u3067\u3001COVID-19\u306f\u7c73\u56fd\u304a\u3088\u3073\u4e16\u754c\u4e2d\u306e\u751f\u6d3b\u306e\u307b\u307c\u3059\u3079\u3066\u306e\u30bb\u30b0\u30e1\u30f3\u30c8\u306b\u5f71\u97ff\u3092\u53ca\u307c\u3057\u3066\u3044\u307e\u3059\u3002 \u591a\u304f\u306e\u5dde\u3067\u306f\u3001\u5e97\u8217\u306e\u9589\u9396\u3092\u4f59\u5100\u306a\u304f\u3055\u308c\u305f\u305f\u3081\u3001\u307b\u307c\u3059\u3079\u3066\u306e\u52b4\u50cd\u8005\u306b\u30ea\u30e2\u30fc\u30c8\u30ef\u30fc\u30af\u3092\u547d\u3058\u308b\u304b\u3001\u5b8c\u5168\u306b\u4ed5\u4e8b\u3092\u3084\u3081\u308b\u3088\u3046\u6c42 [&hellip;]<\/p>\n","protected":false},"featured_media":7998,"template":"","insight-category":[],"class_list":["post-20719","insight","type-insight","status-publish","has-post-thumbnail","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/bolttech.io\/ja\/wp-json\/wp\/v2\/insight\/20719","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bolttech.io\/ja\/wp-json\/wp\/v2\/insight"}],"about":[{"href":"https:\/\/bolttech.io\/ja\/wp-json\/wp\/v2\/types\/insight"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bolttech.io\/ja\/wp-json\/wp\/v2\/media\/7998"}],"wp:attachment":[{"href":"https:\/\/bolttech.io\/ja\/wp-json\/wp\/v2\/media?parent=20719"}],"wp:term":[{"taxonomy":"insight-category","embeddable":true,"href":"https:\/\/bolttech.io\/ja\/wp-json\/wp\/v2\/insight-category?post=20719"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}