{"id":20695,"date":"2024-09-27T11:07:53","date_gmt":"2024-09-27T16:07:53","guid":{"rendered":"https:\/\/bolttech.io\/insights\/%e5%95%86%e6%a5%ad%e4%bf%9d%e9%99%ba%e4%bc%9a%e7%a4%be%e3%81%8c%e9%a1%a7%e5%ae%a2%e3%81%ae%e8%a6%81%e6%b1%82%e3%82%92%e6%ba%80%e3%81%9f%e3%81%99%e6%96%b9%e6%b3%95\/"},"modified":"2024-09-27T11:07:59","modified_gmt":"2024-09-27T16:07:59","slug":"%e5%95%86%e6%a5%ad%e4%bf%9d%e9%99%ba%e4%bc%9a%e7%a4%be%e3%81%8c%e9%a1%a7%e5%ae%a2%e3%81%ae%e8%a6%81%e6%b1%82%e3%82%92%e6%ba%80%e3%81%9f%e3%81%99%e6%96%b9%e6%b3%95","status":"publish","type":"insight","link":"https:\/\/bolttech.io\/ja\/insights\/%e5%95%86%e6%a5%ad%e4%bf%9d%e9%99%ba%e4%bc%9a%e7%a4%be%e3%81%8c%e9%a1%a7%e5%ae%a2%e3%81%ae%e8%a6%81%e6%b1%82%e3%82%92%e6%ba%80%e3%81%9f%e3%81%99%e6%96%b9%e6%b3%95\/","title":{"rendered":"\u5546\u696d\u4fdd\u967a\u4f1a\u793e\u304c\u9867\u5ba2\u306e\u8981\u6c42\u3092\u6e80\u305f\u3059\u65b9\u6cd5"},"content":{"rendered":"\n<p>\u9867\u5ba2\u306b\u3068\u3063\u3066\u3001\u4fdd\u967a\u306f\u9577\u3044\u9593\u3001\u5e72\u6e09\u3057\u306a\u3044\u95a2\u4fc2\u3067\u3057\u305f\u3002\n\u307b\u3068\u3093\u3069\u306e\u5546\u696d\u4fdd\u967a\u306e\u9867\u5ba2\u306f\u3001\u88dc\u511f\u7bc4\u56f2\u3092\u53d6\u5f97\u3057\u305f\u308a\u3001\u65e2\u5b58\u306e\u88dc\u511f\u3092\u66f4\u65b0\u3057\u305f\u308a\u3001\u8acb\u6c42\u3092\u63d0\u51fa\u3057\u305f\u308a\u3059\u308b\u5fc5\u8981\u304c\u3042\u308b\u5834\u5408\u306b\u306e\u307f\u3001\u4fdd\u967a\u4f1a\u793e\u3068\u3084\u308a\u53d6\u308a\u3057\u307e\u3059\u3002 <\/p>\n\n<p>\u3057\u304b\u3057\u3001\u79c1\u305f\u3061\u306e\u79c1\u751f\u6d3b\u3084\u30d3\u30b8\u30cd\u30b9\u304c\u30aa\u30f3\u30e9\u30a4\u30f3\u306b\u79fb\u884c\u3059\u308b\u306b\u3064\u308c\u3066\u3001\u9867\u5ba2\u306e\u671f\u5f85\u306f\u5909\u5316\u3057\u3066\u3044\u307e\u3059\u3002\n\u30d1\u30fc\u30bd\u30ca\u30e9\u30a4\u30bc\u30fc\u30b7\u30e7\u30f3\u3001\u7c21\u5358\u306a\u60c5\u5831\u30a2\u30af\u30bb\u30b9\u3001\u4ed6\u306e\u30aa\u30f3\u30e9\u30a4\u30f3\u30d3\u30b8\u30cd\u30b9\u304b\u3089\u306e\u8fc5\u901f\u306a\u5bfe\u5fdc\u306b\u6163\u308c\u3066\u3044\u308b\u9867\u5ba2\u306f\u3001\u30d3\u30b8\u30cd\u30b9\u4fdd\u967a\u4f1a\u793e\u306b\u540c\u3058\u6a5f\u80fd\u3092\u671f\u5f85\u3057\u3066\u304a\u308a\u3001\u305d\u308c\u3092\u898b\u3064\u3051\u308b\u307e\u3067\u4fdd\u967a\u4f1a\u793e\u3092\u5207\u308a\u66ff\u3048\u308b\u3053\u3068\u3092\u3044\u3068\u308f\u306a\u3044\u3002 <\/p>\n\n<p>COVID-19\u306e\u30d1\u30f3\u30c7\u30df\u30c3\u30af\u306f\u3001\u3053\u308c\u3092\u306f\u3063\u304d\u308a\u3068\u6d6e\u304d\u5f6b\u308a\u306b\u3057\u3066\u3044\u307e\u3059\u3002\n\u4f55\u767e\u4e07\u4eba\u3082\u306e\u30a2\u30e1\u30ea\u30ab\u4eba\u304c\u7a81\u7136\u56f0\u96e3\u306b\u76f4\u9762\u3057\u305f\u305f\u3081\u3001\u4e8b\u696d\u4e3b\u3001\u305d\u3057\u3066 <a href=\"https:\/\/www.reuters.com\/article\/us-health-coronavirus-insurance\/u-s-lawmakers-push-insurers-to-cover-coronavirus-business-losses-idUSKBN2173MD\" target=\"_blank\" rel=\"noreferrer noopener\">\u8b70\u4f1a<\/a> \u306f\u4fdd\u967a\u4f1a\u793e\u306b\u52a9\u3051\u3092\u6c42\u3081\u3066\u3044\u307e\u3059\u3002 <\/p>\n\n<p>\u3057\u304b\u3057\u3001\u3053\u308c\u306f\u4e3b\u5f35\u306e\u8a71\u3067\u306f\u3042\u308a\u307e\u305b\u3093\u3002\n\u7d50\u5c40\u306e\u3068\u3053\u308d\u3001\u3059\u3067\u306b\u5f15\u304d\u53d7\u3051\u3089\u308c\u305f\u4fdd\u967a\u5951\u7d04\u3067\u8a08\u4e0a\u3055\u308c\u3066\u3044\u306a\u3044\u30ea\u30b9\u30af\u3092\u5229\u7528\u3067\u304d\u308b\u3088\u3046\u306b\u3059\u308b\u3053\u3068\u306f\u56f0\u96e3\u3067\u3059\u3002\n\u3080\u3057\u308d\u3001\u3053\u308c\u306f\u5fdc\u7b54\u6027\u306b\u3064\u3044\u3066\u306e\u4f1a\u8a71\u3067\u3059\u3002\n\u3088\u308a\u6a5f\u654f\u3067\u5fdc\u7b54\u6027\u306e\u9ad8\u3044\u9867\u5ba2\u95a2\u4fc2\u3092\u69cb\u7bc9\u3059\u308b\u3053\u3068\u3067\u3001\u5546\u696d\u4fdd\u967a\u4f1a\u793e\u306f\u9867\u5ba2\u30ed\u30a4\u30e4\u30eb\u30c6\u30a3\u3092\u69cb\u7bc9\u3057\u3001\u65b0\u3057\u3044\u30d3\u30b8\u30cd\u30b9\u3092\u5f15\u304d\u4ed8\u3051\u308b\u3053\u3068\u3082\u3067\u304d\u307e\u3059\u3002   <\/p>\n\n<h1 class=\"wp-block-heading\">\u9867\u5ba2\u306f\u5e38\u306b\u7b2c\u4e00:\u4fdd\u967a\u306b\u304a\u3051\u308b\u9867\u5ba2\u306e\u8981\u6c42\u306e\u5909\u5316<\/h1>\n\n<p>\u300c\u30c6\u30af\u30ce\u30ed\u30b8\u30fc\u304c\u4fdd\u967a\u696d\u754c\u3092\u5909\u9769\u3059\u308b\u4e00\u65b9\u3067\u3001\u9867\u5ba2\u3082\u540c\u69d8\u306b\u7834\u58ca\u7684\u306b\u306a\u308a\u3064\u3064\u3042\u308a\u307e\u3059\u300d\u3068\u3001\u30c7\u30ed\u30a4\u30c8\u306e\u30c7 <a href=\"https:\/\/www2.deloitte.com\/content\/dam\/Deloitte\/uk\/Documents\/financial-services\/deloitte-uk-insurance-trends-new-world-new-customers-new-solutions.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">\u30d3\u30c3\u30c9\u30fb\u30e9\u30c3\u30b7\u30e5<\/a> \u6c0f\u3068\u540c\u50da\u306e\u7814\u7a76\u8005\u306f\u8ff0\u3079\u3066\u3044\u307e\u3059\u3002<\/p>\n\n<p>Deloitte\u306e\u8abf\u67fb\u306b\u3088\u308b\u3068\u3001\u4fdd\u967a\u696d\u754c\u306e\u7d4c\u55b6\u5e79\u90e8\u306e45%\u304c\u3001\u9867\u5ba2\u306e\u671f\u5f85\u3068\u30cb\u30fc\u30ba\u306e\u5909\u5316\u304c\u4eca\u5f8c3\u5e74\u9593\u3067\u6700\u5927\u306e\u6210\u9577\u8ab2\u984c\u306b\u306a\u308b\u3068\u8003\u3048\u3066\u3044\u307e\u3059\u3002<\/p>\n\n<h2 class=\"wp-block-heading\">\u9867\u5ba2\u306f\u30d1\u30fc\u30bd\u30ca\u30e9\u30a4\u30ba\u3055\u308c\u305f\u30b5\u30fc\u30d3\u30b9\u3092\u671f\u5f85\u3057\u3066\u3044\u307e\u3059<\/h2>\n\n<p>\u9867\u5ba2\u306f\u3001\u7279\u306b\u30ab\u30b9\u30bf\u30de\u30a4\u30ba\u3055\u308c\u305f\u901a\u77e5\u3084\u30d7\u30ed\u30f3\u30d7\u30c8\u3092\u30b9\u30de\u30fc\u30c8\u30d5\u30a9\u30f3\u306b\u914d\u4fe1\u3059\u308b\u3068\u3044\u3046\u5f62\u3067\u3001\u30d1\u30fc\u30bd\u30ca\u30e9\u30a4\u30bc\u30fc\u30b7\u30e7\u30f3\u3092\u671f\u5f85\u3057\u3066\u3044\u307e\u3059\u3002\n\u4ea4\u901a\u60c5\u5831\u3084\u5929\u6c17\u4e88\u5831\u306a\u3069\u306e\u60c5\u5831\u3092\u3059\u3067\u306b\u65e5\u5e38\u306e\u30c7\u30b8\u30bf\u30eb\u30e9\u30a4\u30d5\u306b\u7d44\u307f\u8fbc\u3093\u3067\u3044\u308b\u9867\u5ba2\u306f\u3001\u30ea\u30b9\u30af\u306e\u8efd\u6e1b\u3068\u30b3\u30b9\u30c8\u524a\u6e1b\u3092\u76ee\u7684\u3068\u3057\u305f\u4fdd\u967a\u4f1a\u793e\u304b\u3089\u306e\u540c\u69d8\u306e\u30e1\u30c3\u30bb\u30fc\u30b8\u3092\u53d7\u3051\u5165\u308c\u308b\u53ef\u80fd\u6027\u304c\u9ad8\u3044\u3068\u3001 <a href=\"https:\/\/www.ey.com\/en_gl\/innovation-in-insurance\/why-insurance-business-models-are-going-to-change\" target=\"_blank\" rel=\"noreferrer noopener\">\u30d4\u30fc\u30bf\u30fc\u30fb\u30de\u30f3\u30c1\u30a7\u30b9\u30bf\u30fc(Peter Manchester<\/a> )\u3068EY\u306e\u30ea\u30b5\u30fc\u30c1\u30e3\u30fc\u306f\u8ff0\u3079\u307e\u3059\u3002 <\/p>\n\n<p>\u4fdd\u967a\u4f1a\u793e\u306b\u3068\u3063\u3066\u3001\u30d1\u30fc\u30bd\u30ca\u30e9\u30a4\u30ba\u3055\u308c\u305f\u30e1\u30c3\u30bb\u30fc\u30b8\u30f3\u30b0\u306b\u5bfe\u3059\u308b\u9867\u5ba2\u306e\u597d\u307f\u306f\u3001\u30ea\u30b9\u30af\u5206\u6790\u3092\u6539\u5584\u3059\u308b\u3053\u3068\u3067\u9867\u5ba2\u3068\u306e\u95a2\u4fc2\u3092\u6539\u5584\u3059\u308b\u6a5f\u4f1a\u3092\u63d0\u4f9b\u3057\u307e\u3059\u3002\n\u300c\u4fdd\u967a\u4f1a\u793e\u306b\u3068\u3063\u3066\u3001\u30c7\u30fc\u30bf\u3068\u5206\u6790\u306b\u3088\u308b\u6b21\u306e\u5927\u304d\u306a\u30a4\u30ce\u30d9\u30fc\u30b7\u30e7\u30f3\u306e\u6a5f\u4f1a\u306f\u3001\u30ea\u30b9\u30af\u3092\u8fc5\u901f\u306b\u7279\u5b9a\u3057\u3066\u6b63\u78ba\u306b\u6e2c\u5b9a\u3057\u3001\u305d\u306e\u6d1e\u5bdf\u3092\u4f7f\u7528\u3057\u3066\u9867\u5ba2\u306e\u30cb\u30fc\u30ba\u3092\u7a4d\u6975\u7684\u306b\u6e80\u305f\u3059\u3053\u3068\u3067\u3059\u300d\u3068\u5f7c\u3089\u306f\u66f8\u3044\u3066\u3044\u307e\u3059\u3002 <\/p>\n\n<h2 class=\"wp-block-heading\">\u9867\u5ba2\u306f\u3001\u4eca\u65e5\u306e\u30ea\u30b9\u30af\u304c\u4eca\u3059\u3050\u30ab\u30d0\u30fc\u3055\u308c\u308b\u3053\u3068\u3092\u671f\u5f85\u3057\u3066\u3044\u307e\u3059<\/h2>\n\n<p>\u4f55\u5341\u5e74\u3082\u306e\u9593\u3001\u4f01\u696d\u8ce0\u511f\u8cac\u4efb\u4fdd\u967a\u306f\u753b\u4e00\u7684\u306a\u30a2\u30d7\u30ed\u30fc\u30c1\u3092\u3068\u3063\u3066\u304d\u307e\u3057\u305f\u3002\n\u7d4c\u6e08\u304c\u30ae\u30b0\u30ef\u30fc\u30af\u3084\u30d1\u30fc\u30c8\u30bf\u30a4\u30e0\u52b4\u50cd\u3092\u5f15\u304d\u7d9a\u304d\u91cd\u8996\u3057\u3001\u81ea\u52d5\u8eca\u3068\u4e0d\u52d5\u7523\u306e\u500b\u4eba\u5229\u7528\u3068\u5546\u7528\u5229\u7528\u306e\u5883\u754c\u304c\u66d6\u6627\u306b\u306a\u308b\u4e2d\u3001\u6628\u65e5\u306e\u8ce0\u511f\u8cac\u4efb\u4fdd\u967a\u306e\u9078\u629e\u80a2\u306f\u307e\u3059\u307e\u3059\u4e0d\u9069\u5408\u306b\u306a\u3063\u3066\u3044\u308b\u3068\u3001\u30aa\u30f3\u30c7\u30de\u30f3\u30c9\u306e\u4e2d\u5c0f\u4f01\u696d\u4fdd\u967a\u30d7\u30ed\u30d0\u30a4\u30c0\u30fc\u3067\u3042\u308bThimble\u306e\u5275\u696d\u8005\u517cCEO\u3067\u3042\u308b <a href=\"https:\/\/www.insurancejournal.com\/magazines\/mag-ideaexchange\/2019\/10\/21\/545867.htm\" target=\"_blank\" rel=\"noreferrer noopener\">Jay Bregman<\/a>\u6c0f\u306f\u8ff0\u3079\u3066\u3044\u307e\u3059\u3002 <\/p>\n\n<p>\u30d3\u30b8\u30cd\u30b9\u306f\u5909\u5316\u3057\u3001\u88dc\u511f\u3092\u5fc5\u8981\u3068\u3059\u308b\u30ea\u30b9\u30af\u3082\u5909\u5316\u3057\u307e\u3057\u305f\u3002\n\u4e00\u65b9\u3001\u4ed6\u306e\u696d\u754c\u3067\u306f\u3001\u9867\u5ba2\u304c\u5373\u5ea7\u306b\u30b5\u30fc\u30d3\u30b9\u3092\u53d7\u3051\u3089\u308c\u308b\u3088\u3046\u306b\u306a\u3063\u305f\u3053\u3068\u3067\u3001\u4fdd\u967a\u306b\u5bfe\u3059\u308b\u671f\u5f85\u3082\u5909\u5316\u3057\u3066\u3044\u307e\u3059\u3002\n\u4fdd\u967a\u306e\u9069\u7528\u7bc4\u56f2\u306f\u6d88\u8cbb\u8005\u304c\u7269\u7406\u7684\u306a\u30aa\u30d6\u30b8\u30a7\u30af\u30c8\u3092\u6240\u6709\u3059\u308b\u5fc5\u8981\u304c\u306a\u3044\u305f\u3081\u3001\u6d88\u8cbb\u8005\u306f\u88dc\u511f\u7bc4\u56f2\u306e\u8a2d\u5b9a\u304c\u5b8c\u4e86\u3059\u308b\u307e\u3067\u306b\u6570\u65e5\u304b\u304b\u308b\u7406\u7531\u3092\u7406\u89e3\u3057\u3066\u3044\u307e\u305b\u3093\u3002  <\/p>\n\n<p>\u300c\u73fe\u4ee3\u306e\u6d88\u8cbb\u8005(\u304a\u3088\u3073\u30d6\u30ed\u30fc\u30ab\u30fc)\u306f\u3001\u30aa\u30f3\u30c7\u30de\u30f3\u30c9\u306e\u5373\u6642\u306e\u88fd\u54c1\u3092\u671f\u5f85\u3057\u3066\u3044\u307e\u3059\u3002\u65e5\u3067\u306f\u3042\u308a\u307e\u305b\u3093\u3002\u6642\u9593\u3067\u306f\u3042\u308a\u307e\u305b\u3093\u3002\u5206\u3067\u306f\u3042\u308a\u307e\u305b\u3093\u3002\u79d2\u3060\u300d\u3068\u30d6\u30ec\u30b0\u30de\u30f3\u306f\u66f8\u3044\u3066\u3044\u308b\u3002<\/p>\n\n<h1 class=\"wp-block-heading\">\u5f37\u529b\u3067\u6a5f\u654f\u306a\u9867\u5ba2\u95a2\u4fc2\u306e\u8981\u7d20<\/h1>\n\n<p>\u5909\u5316\u3059\u308b\u9867\u5ba2\u306e\u8981\u6c42\u306b\u5bfe\u5fdc\u3057\u3088\u3046\u3068\u3059\u308b\u4fdd\u967a\u4f1a\u793e\u306f\u3001\u300c\u6025\u901f\u306b\u5909\u5316\u3059\u308b\u30c7\u30b8\u30bf\u30eb\u4e16\u754c\u306b\u304a\u3044\u3066\u3001\u5f37\u56fa\u3067\u6a5f\u654f\u306a\u9867\u5ba2\u95a2\u4fc2\u3068\u306f\u3069\u306e\u3088\u3046\u306a\u3082\u306e\u304b\u300d\u3068\u3044\u30461\u3064\u306e\u7591\u554f\u306b\u53d6\u308a\u7d44\u3080\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n\n<p>\u3053\u306e\u8cea\u554f\u306b\u7b54\u3048\u308b\u3053\u3068\u3067\u3001\u4fdd\u967a\u4f1a\u793e\u306f\u9867\u5ba2\u3068\u3068\u3082\u306b\u3001\u305d\u3057\u3066\u9867\u5ba2\u306e\u5148\u3092\u884c\u304f\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u3002\n\u4fdd\u967a\u4f1a\u793e\u306f\u3001\u9867\u5ba2\u304c\u73fe\u5728\u3044\u308b\u5834\u6240\u3067\u9867\u5ba2\u306b\u4f1a\u3044\u3001\u9867\u5ba2\u304c\u5c06\u6765\u4f55\u3092\u5fc5\u8981\u3068\u3057\u3001\u4f55\u3092\u6c42\u3081\u3066\u3044\u308b\u304b\u3092\u3088\u308a\u6b63\u78ba\u306b\u4e88\u6e2c\u3067\u304d\u307e\u3059\u3002 <\/p>\n\n<h2 class=\"wp-block-heading\">\u65e9\u671f\u306b\u3001\u983b\u7e41\u306b\u3001\u305d\u3057\u3066\u30c7\u30b8\u30bf\u30eb\u3067\u3064\u306a\u304c\u308b<\/h2>\n\n<p>\u307e\u305a\u3001\u5f37\u529b\u3067\u6a5f\u654f\u306a\u9867\u5ba2\u95a2\u4fc2\u306f\u3001\u30c7\u30b8\u30bf\u30eb\u30c1\u30e3\u30cd\u30eb\u3092\u901a\u3058\u3066\u9867\u5ba2\u3068\u3064\u306a\u304c\u308b\u3053\u3068\u306b\u91cd\u70b9\u3092\u7f6e\u3044\u3066\u3044\u307e\u3059\u3002\n\u7d4c\u55b6\u30b3\u30f3\u30b5\u30eb\u30bf\u30f3\u30c8\u4f1a\u793e\u306e\u30d9\u30a4\u30f3\u30fb\u30a2\u30f3\u30c9\u30fb\u30ab\u30f3\u30d1\u30cb\u30fc\u304c\u4e2d\u5c0f\u4f01\u696d\u7d4c\u55b6\u8005\u306e\u4fdd\u967a\u8cfc\u5165\u7fd2\u6163\u3092\u8abf\u67fb\u3057\u305f\u3068\u3053\u308d\u3001\u300c\u5c11\u306a\u304f\u3068\u30821\u53f0\u306e\u30b3\u30cd\u30af\u30c6\u30c3\u30c9\u30c7\u30d0\u30a4\u30b9\u3092\u6240\u6709\u3059\u308b\u6d88\u8cbb\u8005\u306f\u3001\u5e74\u9593\u5e73\u574719\u56de\u3001\u30b3\u30cd\u30af\u30c6\u30c3\u30c9\u30c7\u30d0\u30a4\u30b9\u3092\u6240\u6709\u3057\u3066\u3044\u306a\u3044\u9867\u5ba2\u306e5\u500d\u4ee5\u4e0a\u306e\u983b\u5ea6\u3067\u30ad\u30e3\u30ea\u30a2\u3068\u3084\u308a\u53d6\u308a\u3057\u3066\u3044\u308b\u300d\u3068\u3001\u30d8\u30f3 <a href=\"https:\/\/www.bain.com\/insights\/insurers_how_to_lead_in_the_new_era_of_connectivity\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u30ea\u30c3\u30af\u30fb\u30ca\u30a6\u30e8\u30af\u30b9<\/a> \u6c0f\u3068\u30d9\u30a4\u30f3\u30d1\u30fc\u30c8\u30ca\u30fc\u306e\u4ef2\u9593\u306f\u8ff0\u3079\u3066\u3044\u307e\u3059\u3002 <\/p>\n\n<p>\u307e\u305f\u3001\u4fdd\u967a\u4f1a\u793e\u3068\u3088\u308a\u983b\u7e41\u306b\u9023\u7d61\u3092\u53d6\u308b\u5546\u696d\u4fdd\u967a\u306e\u304a\u5ba2\u69d8\u306f\u3001\u3088\u308a\u9577\u304f\u6ede\u5728\u3057\u3001\u540c\u3058\u4fdd\u967a\u4f1a\u793e\u304b\u3089\u3088\u308a\u591a\u304f\u306e\u4fdd\u967a\u5546\u54c1\u3092\u8cfc\u5165\u3057\u3001\u53cb\u4eba\u3084\u540c\u50da\u306b\u3082\u540c\u3058\u3053\u3068\u3092\u52e7\u3081\u308b\u50be\u5411\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n\n<h2 class=\"wp-block-heading\">\u30c7\u30fc\u30bf\u306e\u63a1\u7528<\/h2>\n\n<p>\u30b9\u30de\u30fc\u30c8\u30d5\u30a9\u30f3\u3001\u7d44\u307f\u8fbc\u307f\u30bb\u30f3\u30b5\u30fc\u3001\u76f8\u4e92\u63a5\u7d9a\u3055\u308c\u305f\u30c7\u30d0\u30a4\u30b9\u306e\u30b0\u30ed\u30fc\u30d0\u30eb\u30cd\u30c3\u30c8\u30ef\u30fc\u30af\u306b\u3088\u308a\u3001\u3053\u308c\u307e\u3067\u4ee5\u4e0a\u306b\u591a\u304f\u306e\u30c7\u30fc\u30bf\u3092\u8ffd\u8de1\u3001\u53d6\u5f97\u3001\u5206\u6790\u3059\u308b\u3053\u3068\u304c\u53ef\u80fd\u306b\u306a\u308a\u307e\u3059\u3002\n\u30d3\u30c3\u30b0\u30c7\u30fc\u30bf\u306e\u53f0\u982d\u306f\u3001\u30c7\u30fc\u30bf\u30d5\u30a1\u30fc\u30b9\u30c8\u306e\u30a2\u30d7\u30ed\u30fc\u30c1\u3092\u3068\u308b\u4fdd\u967a\u4f1a\u793e\u306b\u3082\u30c1\u30e3\u30f3\u30b9\u3092\u63d0\u4f9b\u3057\u3066\u3044\u308b\u3068\u3001\u6226\u7565\u7684\u30b5\u30fc\u30d3\u30b9\u30a4\u30ce\u30d9\u30fc\u30b7\u30e7\u30f3\u30b3\u30f3\u30b5\u30eb\u30bf\u30f3\u30c8\u4f1a\u793ePeer Insight\u306e\u5275\u8a2d\u8005\u3067\u3042\u308b <a href=\"https:\/\/peerinsight.com\/blog\/2020-insurance-trends\/\" target=\"_blank\" rel=\"noreferrer noopener\">Tim Ogilvie<\/a>\u6c0f\u306f\u8ff0\u3079\u3066\u3044\u307e\u3059\u3002 <\/p>\n\n<p>\u88dc\u511f\u7bc4\u56f2\u3092\u30d1\u30fc\u30bd\u30ca\u30e9\u30a4\u30ba\u3057\u3001\u305d\u306e\u88dc\u511f\u7bc4\u56f2\u306e\u8cfc\u5165\u307e\u305f\u306f\u66f4\u65b0\u30d7\u30ed\u30bb\u30b9\u3092\u8fc5\u901f\u5316\u3059\u308b\u30c7\u30fc\u30bf\u306e\u80fd\u529b\u3092\u53d6\u308a\u5165\u308c\u308b\u3053\u3068\u306f\u3001\u4eca\u65e5\u306e\u4e2d\u5c0f\u4f01\u696d\u306e\u7d4c\u55b6\u8005\u306e\u8981\u6c42\u306b\u8ffd\u3044\u3064\u3053\u3046\u3068\u3057\u3066\u3044\u308b\u4fdd\u967a\u4f1a\u793e\u306b\u3068\u3063\u3066\u5fc5\u9808\u3067\u3059\u3002<\/p>\n\n<p>\u300c\u4eca\u65e5\u306e\u5e02\u5834\u3067\u7af6\u4e89\u529b\u3092\u7dad\u6301\u3057\u305f\u3044\u3068\u8003\u3048\u308b\u4f01\u696d\u306f\u3001\u5fc5\u8981\u306a\u3068\u304d\u306b\u5fc5\u8981\u306a\u5834\u6240\u3067\u9867\u5ba2\u306b\u4f1a\u3046\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059\u300d\u3068\u3001Hitachi Solutions America\u306e\u30b7\u30cb\u30a2\u30d7\u30ea\u30bb\u30fc\u30eb\u30b9\u30a2\u30fc\u30ad\u30c6\u30af\u30c8\u3067\u3042\u308b <a href=\"https:\/\/us.hitachi-solutions.com\/blog\/insurance-digital-transformation\/\" target=\"_blank\" rel=\"noreferrer noopener\">Jonathan Yundt<\/a>\u6c0f\u306f\u8ff0\u3079\u3066\u3044\u307e\u3059\u3002\n\u5805\u7262\u306a\u30c7\u30b8\u30bf\u30eb\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0\u306f\u3001\u30ec\u30ac\u30b7\u30fc\u30b7\u30b9\u30c6\u30e0\u3092\u8fd1\u4ee3\u5316\u3057\u3001\u4eba\u5de5\u77e5\u80fd\u3001\u4e88\u6e2c\u5206\u6790\u3001\u30e2\u30d0\u30a4\u30eb\u30b5\u30fc\u30d3\u30b9\u3001\u30aa\u30f3\u30e9\u30a4\u30f3\u30c1\u30e3\u30c3\u30c8\u30aa\u30d7\u30b7\u30e7\u30f3\u306a\u3069\u306e\u4ed6\u306e\u30c7\u30b8\u30bf\u30eb\u30aa\u30d7\u30b7\u30e7\u30f3\u3092\u53ef\u80fd\u306b\u3059\u308b\u30c4\u30fc\u30eb\u3092\u4fdd\u967a\u4f1a\u793e\u306b\u63d0\u4f9b\u3059\u308b\u3053\u3068\u304b\u3089\u59cb\u3081\u308b\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u3002 <\/p>\n\n<h2 class=\"wp-block-heading\">\u30df\u30c3\u30b7\u30e7\u30f3\u306b\u5408\u308f\u305b\u3066\u30e1\u30bd\u30c3\u30c9\u3092\u518d\u8abf\u6574<\/h2>\n\n<p>\u4eca\u5f8c\u6570\u5e74\u9593\u3067\u4fdd\u967a\u4f1a\u793e\u304c\u76f4\u9762\u3059\u308b\u6700\u5927\u306e\u8ab2\u984c\u306e1\u3064\u306f\u3001\u5909\u5316\u3059\u308b\u4e16\u754c\u306e\u8981\u6c42\u306b\u6cbf\u3063\u305f\u65b0\u3057\u3044\u30d3\u30b8\u30cd\u30b9\u306e\u65b9\u6cd5\u3092\u63a1\u7528\u3059\u308b\u3053\u3068\u3060\u3068\u3001KPMG\u306e\u300cInsurtech 10: Trends for 2019\u300d\u306e\u5171\u8457\u8005 <a href=\"https:\/\/assets.kpmg\/content\/dam\/kpmg\/xx\/pdf\/2019\/03\/insurtech-trends-2019.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">\u3067\u3042\u308bWill Pritchett<\/a> \u6c0f\u306f\u8ff0\u3079\u3066\u3044\u307e\u3059\u3002<\/p>\n\n<p>\u9867\u5ba2\u304c\u3069\u3053\u306b\u3044\u3066\u3082\u5bfe\u5fdc\u3057\u3001\u30c7\u30b8\u30bf\u30eb\u30c4\u30fc\u30eb\u3092\u6d3b\u7528\u3059\u308b\u305f\u3081\u306b\u3001\u4fdd\u967a\u4f1a\u793e\u306f\u81ea\u793e\u306e\u5185\u90e8\u69cb\u9020\u3092\u518d\u8003\u3059\u308b\u5fc5\u8981\u304c\u3042\u308b\u304b\u3082\u3057\u308c\u307e\u305b\u3093\u3002\n\u30c1\u30fc\u30e0\u3092\u7d50\u6210\u3057\u3001\u9867\u5ba2\u306e\u30cb\u30fc\u30ba\u306b\u5bfe\u5fdc\u3057\u3001\u904e\u53bb\u306b\u6a5f\u80fd\u3057\u305f\u4fdd\u967a\u9069\u7528\u7bc4\u56f2\u3092\u8a2d\u5b9a\u3059\u308b\u305f\u3081\u306b\u4f7f\u7528\u3055\u308c\u308b\u65b9\u6cd5\u306f\u3001\u5c06\u6765\u9867\u5ba2\u306e\u8981\u6c42\u3092\u6e80\u305f\u3057\u306a\u3044\u53ef\u80fd\u6027\u304c\u3042\u308a\u307e\u3059\u3002 <\/p>\n\n<p>\u4fdd\u967a\u4f1a\u793e\u306f\u65e2\u5b58\u306e\u65b9\u6cd5\u3092\u5b8c\u5168\u306b\u8986\u3059\u5fc5\u8981\u306f\u306a\u3044\u304b\u3082\u3057\u308c\u306a\u3044\u3068\u3001\u30d7\u30ea\u30c1\u30a7\u30c3\u30c8\u6c0f\u3068\u5171\u8457\u8005\u306f\u8a00\u3046\u3002\n\u3057\u304b\u3057\u3001\u4fdd\u967a\u4f1a\u793e\u306f\u3001\u5fc5\u8981\u306b\u5fdc\u3058\u3066\u6839\u672c\u7684\u306a\u5909\u5316\u3092\u9032\u3093\u3067\u6b53\u8fce\u3059\u308b\u3079\u304d\u3067\u3059\u3002\n\u300c\u65e2\u5b58\u306e\u30ac\u30d0\u30ca\u30f3\u30b9\u69cb\u9020\u304b\u3089\u306e\u5207\u308a\u96e2\u3057\u306f\u4e0d\u5feb\u304b\u3082\u3057\u308c\u307e\u305b\u3093\u304c\u3001\u7d44\u7e54\u306f\u3001\u81ea\u5206\u305f\u3061\u3092\u59a8\u3052\u3066\u3044\u308b\u6587\u5316\u7684\u306a\u969c\u5bb3\u3092\u6253\u7834\u3059\u308b\u305f\u3081\u306b\u3001\u3053\u308c\u3092\u63a8\u9032\u3059\u308b\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059\u300d\u3068\u5f7c\u3089\u306f\u66f8\u3044\u3066\u3044\u307e\u3059\u3002  <\/p>\n\n<h1 class=\"wp-block-heading\">\u9867\u5ba2\u306e\u8981\u6c42\u3092\u6e80\u305f\u3059\u305f\u3081\u306e\u30d9\u30b9\u30c8\u30d7\u30e9\u30af\u30c6\u30a3\u30b9<\/h1>\n\n<p>\u4fdd\u967a\u306e\u305f\u3081\u306b\u4fdd\u967a\u3092\u8ca9\u58f2\u3059\u308b\u3053\u3068\u306f\u3001\u4eca\u65e5\u306e\u5e02\u5834\u3067\u306f\u96e3\u3057\u3044\u63d0\u6848\u3067\u3059\u3002\n\u4eca\u65e5\u3001\u30d3\u30b8\u30cd\u30b9\u30aa\u30fc\u30ca\u30fc\u306f\u3001\u81ea\u5206\u305f\u3061\u306e\u76ee\u6a19\u3092\u9054\u6210\u3059\u308b\u306e\u3092\u52a9\u3051\u3066\u304f\u308c\u308b\u4fdd\u967a\u4f1a\u793e\u3092\u6c42\u3081\u3066\u304a\u308a\u3001\u305d\u306e\u305f\u3081\u306b\u4fdd\u967a\u4f1a\u793e\u4ee5\u5916\u306e\u30d7\u30ed\u30d0\u30a4\u30c0\u30fc\u3068\u306e\u30a8\u30b3\u30b7\u30b9\u30c6\u30e0\u3092\u69cb\u7bc9\u3059\u308b\u3068\u3053\u308d\u307e\u3067\u3084\u3063\u3066\u304f\u308c\u308b\u3001\u3068\u30ca\u30a6\u30e8\u30af\u30b9\u6c0f\u306f\u8a00\u3044\u307e\u3059\u3002 <\/p>\n\n<p>\u300c\u4fdd\u967a\u4f1a\u793e\u306f\u3001\u5546\u54c1\u3092\u63d0\u4f9b\u3059\u308b\u3053\u3068\u304b\u3089\u96e2\u308c\u3001\u5546\u54c1\u306b\u3088\u3063\u3066\u9867\u5ba2\u304c\u4f55\u304c\u3067\u304d\u308b\u304b\u306b\u91cd\u70b9\u3092\u7f6e\u304f\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059\u300d\u3068\u30e9\u30c3\u30b7\u30e5\u306f\u66f8\u3044\u3066\u3044\u307e\u3059\u3002\n\u305f\u3068\u3048\u3070\u3001\u4e2d\u5c0f\u4f01\u696d\u306e\u7d4c\u55b6\u8005\u306f\u3001\u52b4\u50cd\u8005\u707d\u5bb3\u88dc\u511f\u3092\u9762\u5012\u306a\u96d1\u7528\u3068\u898b\u306a\u3059\u304b\u3082\u3057\u308c\u307e\u305b\u3093\u304c\u3001\u602a\u6211\u306e\u4e88\u9632\u3084\u52b4\u50cd\u8005\u306e\u5065\u5eb7\u306e\u7dad\u6301\u307e\u305f\u306f\u56de\u5fa9\u3092\u652f\u63f4\u3059\u308b\u3053\u3068\u306b\u7126\u70b9\u3092\u5f53\u3066\u305f\u30e1\u30c3\u30bb\u30fc\u30b8\u306b\u975e\u5e38\u306b\u654f\u611f\u3067\u3042\u308b\u53ef\u80fd\u6027\u304c\u3042\u308a\u307e\u3059\u3002 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